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whimsy-floof · 5 years

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Ok so... Life Update!

A lot of stuff has happened in my life over the last year, and I think it’s finally calmed down enough I can actually write about it.

So anyone wondering what’s been going on with me lately, sit back, relax, and Keep Reading.

I warn you tho. It’s a long read, and probably mostly pretty boring, so if you just want the basic gist, you can scroll to the bottom of the post.

This life update comes to you in three parts:

1) Where I am now 2) A new car! 3) What is still to come

This is gonna be super long, so if you want the TL;DR version, scroll all the way down to the bottom.

So first things first, PART 1:

So, my husband got himself out of his super-abusive work environment and after a stressful six months of job searching (in which we were pinching every penny we had in the bank) he finally got himself into a nice work place that actually treats him like a person! Yay! (I realize most of this part was covered in the life update post I wrote back in October, but eh)

He had to take a SUPER hefty paycut hiring in here, but I fully believe it’s worth it. The pay he was getting at his old job allowed us to live pretty comfortably, but it was at the cost of his emotional well-being. I’m not gonna go into details on what they did, cuz that would take a WHOLE other post, and this one is long enough as it is.

SO!! While the husband hopped into our car and set off to start his new job in the far off land of corn, wheat, and soybeans, it was up to me to get the house packed up and sold, get the husband’s truck sold and gotten rid of (as he didn’t seem to think it could make it to Indiana in the shape it was in), and basically everything having to do with moving out of our house in Florida. This took place from early October to almost Christmas.

By the time I was done with all that, I was mentally and emotionally frazzled. I could barely perform basic social functions because I was so tapped out on all the phone calls I had to make. I hate hate HATE making phone calls. I can muster up the mental energy to make an important phone call if I really really need to, but doing so many over the course of a month left me absolutely drained.

It was a very stressful three months, and a might lonely without the husband, BUT I got it done! All of it! Only thing that technically isn’t done is that the house still isn’t sold, but that’s more on the realtor than on me at this point. My part’s done until she finds a buyer for it.

And so the week of Christmas, I pile into a rental van with the mom and sister (who came up with me so we could all be together for Christmas, plus they could take the rental back where we got it) and we drove up to Indiana.

I reunite with the husband, and we settle into the place we’re currently staying, which happens to be technically my in-laws’ lake house meant for family vacations. They were generous enough to allow us to use it until we get our own place, and I could not be more grateful for it!

So that’s where I am now.

PART 2:

So... it’s January. Winter here.

Unlike Florida, which doesn’t believe in seasons colder than maybe Spring, it... snows here in the winter.

The lake house we’re staying at is in a very hilly area. Lots of slopes and curvy roads because lakes.

So a couple weeks ago, we got in the car and left the house to head to go visit family.

And then we turned a corner and there was an S-curve... going downhill... covered in ice. Long story short gravity slid us into a pole.

Needless to say our trip was cancelled :V

All things considered, we were super fortunate that the pole stopped us, cuz if we had slid further beyond that, we would’ve likely ended up falling into a ravine... so... Yeah I prefer the pole over that!

We were slow enough we made it out mostly unharmed. The worst we got was a pair of bruised knees and a scuffed wrist.

But the car was a total loss. So we had to drive on a rental for a couple weeks until we could get a new car, which our insurance covered pretty well. They didn’t cover the rental, but that was more on me than them cuz I didn’t opt for that coverage cuz i didn’t think I’d ever need it.......... ._.

SO ANYWAY a couple days ago we went and got a new car and returned the rental and now everything is nice again! Yay! Except now we also have car payments! :D

But they’re not too bad tho, since the insurance money covered such a big chunk of it.

PART 3:

So right now, we’re just waiting for our house in Florida to sell. Once that finally happens we can start taking steps towards getting a new place.

Right now we can’t do anything because first of all, we still have to pay mortgage, and until it is sold we will continue to have to pay mortgage. Second of all, we’ve got a mountain of credit card debt racked up because MOVING OUT OF STATE IS NOT A CHEAP PROCESS HOLY FUCK!!

With the storage and the rentals and the packing supplies and the uuuuugghh @_@

....yeah stuff is stress right now.

But hey! Now that I’m done with all the moving nonsense (for now), I can finally get back to making art!

@underfellfangame has been super patient and understanding during this whole process. I know he’s super stoked about me getting back to work, and I know I could use every dollar I can earn at this point. xD

Plus I actually miss making art! I really needed the break, but I’m actually pretty hyped to do something that doesn’t involve phone calls and paperwork.

So you can expect more Underfellfangame-related art from me..... fairly soon? I can’t make promises how soon cuz it’s still slow going, and real life shenanigans can come out of nowhere (as was evident by the whole business with the car)

So stay tuned for that!

Maybe once my house sells and I’m finally able to get my credit cards back under control, then I might be able to think about doing art for myself again. Maybe I’ll even think about finally trying my hand at actual commissions, who knows?

For now, I’m just gonna do what I can to earn what little extra money I can get in the meantime whilst the husband earns his paychecks.

BONUS PART 3b:

I don’t know how long it’ll take to sell the house, and I don’t know if we’ll be able to keep up with the house payments with the husband’s paychecks and what little money I can get with my art.

So as much as it pains me to do this.... I’m asking the internet for help.

If anyone has a few bucks to spare, I could always use some coffee. Aside from this I’m open to ideas.

And here I will copy and paste what I wrote in my post back in October because it’s still 100% true.

I’m afraid I don’t have anything to offer in return at the moment, which is why I haven’t asked for monetary help previously, and even then I’m putting my plee at the bottom of a long post hidden under a cut.

After I’m finally moved and settled down and my life once again becomes stable, I might be able to do something in thanks, but until then I make no promises.

So please please PLEASE don’t feel like you have to. It is just coffee, after all. This is only if you really want to help and just happen to have extra dosh. Also I just really like coffee.

[[Click Here to Buy Me Coffee]]

If you made it this far, holy cow thank you so much for taking the time to read all this!

Just doing that by itself is amazing, and I can’t thank you enough for caring enough to read all this. I know it’s a lot @_@

Thank you. Seriously, thank you.

Now, I’m going to go try and do what I can to make sure my life stays in order.

Hopefully I’ll succeed! We’ll see.

TL;DR VERSION

Even if you only read this bit, thank you very much for your time! It really means a lot to me. =)

Part 1: My husband got a new job and we’ve moved from Florida to Indiana, which super stressed me out, but we’re okay so yay!

Part 2: We lost our car in a crash, but then got a new one! Yay!

Part 3: We’re currently in house limbo waiting for our old house to sell, and our money is super tight, but now I have time to make art again! Yay! Even if it is just Underfellfangame stuff for now. Bonus Part 3b: We could use some help. If you like what I do and would like to help us more easily get through this trying ordeal, you can buy us some coffee here.

#posts by me #i need help #life update

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sassyhottubstrawberry-blog · 6 years

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Car Insurance for young driver?

Hi, I'm currently doing my drivers licence and should get it by the end of next month and I'm just confused about the cost of insurance.... I'm planing to buy small Fiat which is Insurance Group 5 and I looked up for costs through money supermarket and the cheapest deal was over 9000 for a year and that's just ridiculous so I'm a bit confused about it and don't know if i did something wrong when filled the information but anyway what the average cost should be like? Thanks in advance""

How can I get my auto insurance lowered in michigan?

Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?""

Car insurance 17 year old?

I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.

Car insurance i need it so what are some cheap ways of getting it?

OK i an 17 year old and i just got and 1987 mercury cougar and i been looking around for car insurance and why do all of them want like 406-719 a mouth!!!!! that is crazy what should i do i need car insurance to get a license plate so what are some car insurance for a 17 year old cheap i can get o yea my dad said hes not putting me on his policy so now what

Motorcycle Insurance?

I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex""

What kind of health insurance is best for business?

in my family i am alone young and i have small business. i am afraid if any thing happen with me, my family become many problem.""

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Cost of Car insurance for new driver 30yr old Female?

Hi am about to start lessons on learning to drive, and was wondering if anyone knows the cost it would be for car insurance for a new driver annually, car will probably be 1.4, I am female, 29/30 years old. Thanks""

Are jeep wranglers expensive to insure?

are jeep wranglers more expensive to insure than other cars? and how much is the average insurance rate of one?

""I want to buy a traders insurance policy, how much about?

im 32 female and want to start buying and selling cars but i need an insurance policy to suit. il prob be buying 1 or 2 cars a week. how much should my policy cost? i have been driving for over 10 years with 7 NCB

What affordable health insurance would you recommend for my uninsured 21 year old daughter?

She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.""

Can i renew my geico auto insurance for just two months rather than six months?

my insurance expires in oct but i'm planning to sell my car by nov. so i don't want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions.

Can I get life insurance on my mother without her knowing or signing anything?

I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying her lungs were not healing themselves because of smoking for so many years. Thank god she pulled through and they gave her the normal things to take home like medicine and oxygen to use. She unfortunately still has not stopped smoking and my brother and me were really scared. My brother just turned 18 and we have no other family at all, my mom is not married and I wouldnt have been able to afford a funeral if it came to it. My mom is very stubborn and she will not get Life Insurance to help for funeral costs if something were to happen again. Is there a way to for me to get Life Insurance on my mother without her knowing or signing anything ?""

Can somebody find me a really cheap insurance company that would cover for like everything?

I need to find an insurance company offers really low price plans that cover as many things as possible, becos we can't spend too much money but I need to find my mom an affordable insurance plan...help, i dun know where to find it.""

How much does insurance cost on a car for someone that is under 21?

NEED HELP FROM CALIFORNIA RESIDENTS about car insurance!?

We recently moved, and I called my car insurance agent today trying to change my zip code. My insurance company (Mercury) wants to charge us extra $150 for a 6-month period. As I recall, wasn't there a law passed last year against insurance companies from using a zip-code-based system? And when we brought that up to her, she just said we haven't gotten any notice from Mercury so we're still going to charge you for moving. Anyone knows what I can do about this? Thanks.""

How can i get insurance from the gov.?

Ok my dad is 37 and has no insurance and we can't afford any either so how can he get insurance from the gov. we kinda need it now cause he thinks he has cancer so please help

How much would car insurance cost for a 17 year old girl?

I am 17 I live in New Mexico it is April 2013 and I am financing new 2013 Chevrolet Cruze LS I will be put on my grandmothers Allstate car insurance.. how much would the monthly payment be???

How much would it cost to insure a Volkswagen Golf 1.4L?

I'm 17 in a couple of months, I'm thinking of getting a car now and refurbishing it, make it look nice, you know? I've came across this one car, a VW Golf 1.4L 5 door, obviously it will be my first car. How much ROUGHLY would this cost to insure per year and is it a good car to get? It's done 139,000 Miles and is the 2001 model, its a petrol engine and will cost me just short of 600. How would I go about the insurance and how would I buy this car? How can i check its not stolen and stuff? and is it a good buy for my first car? Any help shall be much appreciated!""

Coordination of Insurance Benefits?

Our health insurance company thinks we have more than one insurance and they are denying our claims. We only have insurance through my husband's company and don't understand how they thought we are trying to pull a fast one. How do we prove that we only have ONE insurance? Thanks!

Will calling insurance over a cracked windshield raise my insurance rates?

I have Geico insurance for the past 8 years. I have not made one claim in that 8 year time frame. I was driving down the highway last week when something struck my windshield and spider cracked it pretty good. Should I pay it out of my pocket or call the insurance. Will my rates go up for making a windshield claim?

What is the most reasonable home owner and Auto insurance?

I need to get a cheaper insurance for car and Auto.Would like to hear from you that have checked prices before you bought insurance.

Im 19 and look for a cheap car with some power but quotes below 900?

im 19 year old i got my full licence for 2 years now and im looking to buy a car a cheap second hand one any would be good to be honest just need it to be 1. big so people can fit in comfortably 2. reliable 3. good mpg 4. not ugly 5. 1 litre - 1.4litre 6. and ermm it must be a car nice to drive and can go on motorways without struggling thanks i was thinking about a vw polo or a vw golf but im not sure if they would be cheap on insurance thanks :)

Where can i find a cheap auto insurance in los angeles for a 2004 Subaru Impreza WRX?

I own a 2004 Subaru Impreza Wrx (sedan). Vehicle has a clean title, not salvage, and payed off. I'm looking for the basic (state law requirement) type of auto insurance. I am also 19 years old with a clean record - no tickets, no accidents, etc. *I called a few insurances and so far Inifnity Auto Insurance $182 while Titan Auto Insurance $111.00*""

What is the average cost for international health insurance?

I plan to go to china for a few years and would really like to know what the average cost to a major medical insurance policy.

Estimate for car insurance?

I know there are SO many factors considered. I am considering purchasing my first car (I would get it new, have loved Mazda 3 forever) and curious as to what I would pay a month in insurance or what average is. Bit of details, I live in Ontario, Canada, I will be 23 this year, female, I have a clean driving record (granted I've only had my G2 for a year and a half), my credit history is very good if that matters, I took driver's ed. I have no idea about what is considered average. Thanks!""

""I damaged my car, i got a quote off the garage, and the insurance said they will pay,?""

so i let the garage send a quote and the insurance said i can leave my car in, but now i have found another garage nearer to my house and he will match the quote, plus repair it at weekend , so i dont need the car. can i change to this garage .. i live in Ireland thanks""

AVERAGE Insurance (UK)?

Could anyone give me an average price of insurance or insurance group for a 20 year old female, on a 2011 fiat 500 twinair lounge 0.9? I don't want to do those compare sites as they ask for all your details. Thanks""

What is the insurance on a Yamaha R1?

I am thinking about buying a 2001 Yamaha R1. I am 18 years old. I have a clean driving record and have never been pulled over. (Knock on wood) I have a car already, if that matters. I would like to get it insured if possible. How much do you think the insurance will be a month/year? Also, what would be a good company? *Before you answer please I don't want your opinion on if it's a good idea to get the bike because I've seen a lot of answered on opinion of bikes and not what the insurance will be.""

Whats a good insurance out there that would cover prenatal care?

i am looking for type of insurance that would cover prenatal care.. but i don't know where to start from!!

So confused bout car insurance.....?

i want to save a little money by switching my car insurance! i have allstate insurance and pay for 2 cars 786 every 6 months.both my husband and i have good driving records and are over 50. to me this seems like a lot of money. our cars are not high performance cars. why so much? geico quoted me a policy of 404 every 6 months,but i don't know if they are good or too good to be true! anybody out there have any feed back for me?? Thanks""

Is there insurance you can get that will cover pregnancy?

I just found out that I am pregnant and I don't have insurance and I make to much for State covered insurance. Is there an insurance company out there that covers pregnancy now?

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