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Infiny Solutions offers expert financial and compliance services tailored to meet modern corporate needs. Specializing in investor grievance handling, transmission of securities, and dematerialization, they streamline complex processes efficiently. Their dedicated support ensures smooth management of physical share certificate conversions and related formalities. With a client-centric approach and deep regulatory knowledge, Infiny Solutions stands out as a reliable partner for companies navigating legacy shareholding and corporate governance challenges.
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Lost Shares? Here’s How You Can Get Them Back from IEPF
Have you ever forgotten about some old shares you bought years ago? Maybe you missed claiming dividends, and now you’re wondering what happened to your investments. Well, there’s a chance that your shares have been transferred to the Investor Education and Protection Fund (IEPF). The good news? You can get them back! This guide will walk you through the process of recovery of lost shares from IEPF, including dealing with duplicate share certificates and correcting any name errors on your share documents.
What is IEPF, and Why Are Your Shares There?
The Investor Education and Protection Fund (IEPF) was set up by the government to handle unclaimed dividends and shares. If you haven’t claimed your dividends for seven consecutive years, the company transfers those shares to the IEPF.
But don’t worry—you can reclaim your shares by following the right process. Let’s break it down step by step.
How to Recover Your Shares from IEPF
If your shares have landed in the IEPF, here’s what you need to do:
Check the IEPF Website – Visit website of IEPF and search for your shares to see if they are listed.
Gather Your Documents – You’ll need:
PAN card and Aadhaar card (self-attested copies)
Canceled cheque (for bank details)
Proof of shareholding (Demat account statement or old physical share certificates)
Indemnity bond (a document stating that you are claiming your shares)
Fill Out IEPF Form-5 – This is the official application form to request your shares back.
Submit the Form to the Company – Send the form along with your documents to the company’s Nodal Officer.
Company Verifies Your Claim – The company checks your details and forwards its approval to the IEPF authority.
IEPF Processes Your Request – Once everything is verified, your shares will be transferred back to your Demat account!
What If You Lost Your Share Certificate?
If you lost your original share certificate, you need a duplicate share certificate before you can claim your shares from IEPF. Here’s how to get one:
Inform the Company – Notify the company or its registrar about the missing certificate.
File a Police Report – Register an FIR (First Information Report) mentioning the details of your lost share certificate.
Advertise in a Newspaper – Some companies require you to publish a notice about the lost certificate in a local newspaper.
Provide an Indemnity Bond – This document protects the company from future claims related to the lost certificate.
Receive Your Duplicate Share Certificate – Once the company verifies your request, they will issue a new share certificate.
Once you have the duplicate share certificate, you can proceed with your IEPF claim.
Name Spelled Wrong on Your Share Certificate? Here’s How to Fix It
If your name is misspelled on your share certificate (or if your name has changed due to marriage or legal reasons), you need to correct it first before applying for an IEPF claim. Here’s how:
Contact the Company – Each company has its own process for name corrections, so check with them first.
Submit the Necessary Documents, including:
Original share certificate
Self-attested copies of your PAN card and Aadhaar card
Marriage certificate or Gazette notification (if applicable)
An affidavit explaining the name correction request
Apply for the Name Correction – Send all documents to the company’s registrar.
Receive Your Corrected Share Certificate – Once approved, the company will issue a corrected certificate.
If your shares have already been moved to the IEPF, you must correct your name first before submitting an IEPF claim.
Key Things to Remember
IEPF claims must be filed online via the IEPF portal.
The process can take time, as it involves verification by both the company and IEPF authority.
Make sure all documents are accurate to avoid delays.
If you are claiming as a legal heir, you will need to provide additional documents like a will, succession certificate, or legal heir certificate.
Conclusion
Losing track of your shares doesn’t mean you’ve lost them forever. Whether your shares ended up in IEPF, you lost your share certificate, or your name correction on share certificate, you can still reclaim your investments.
By following the right process and ensuring all documents are in place, you can successfully recover your lost shares and dividends. If you need help, experts can guide you through the process to make it smoother and faster.
So, don’t let your investments sit unclaimed—take action today and get back what’s rightfully yours!
#recover your lost shares and dividends#duplicate share certificate#recovery of lost shares from IEPF
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claim shares from iepf

There IEPF Claim Services | Recover Your Unclaimed Shares & Dividends with Ease
There are a significant number of unclaimed shares of ACC and Berger Paints that have been transferred to IEPF authority. claim shares from iepf Today, we want to explore the remarkable history of the paint industry before we dive deep into ACC or Berger Paints individually.
There are two main kinds of paint: one for things like cars and
factories ( Industrial), and the other for houses (decorative)
40% of decorative demand comes from fresh constructions, while the remaining 60% is driven by repainting. Automobile OEMs, industries, and railways use industrial paints.
The decorative paint industry in India currently accounts for 65% to 70% of the total paint industry. However, when your parents were likely to have invested in it, it was only 50%. At that time, India was experiencing growth in the number of factories, Duplicate share certificate which exceeded the number of houses being built.The demand for paint colours depends on how many houses, cars, and buildings are being made. And people also repaint their stuff when they have more money and want things to look nice.

The top 5 companies make up more than 80% of sales of the organised market.
The top 5 companies make up The organised paint companies (the big ones) supply most of the paint in India, about 65%. The rest, about 35%, comes from smaller, unorganised companies.
Some of the most renowned paint manufacturing companies in India are:
Asian Paints
Berger
Nerolac
Shalimar
Dulux
During the 1990s, the paint industry was expanding by 15% each year, but now it's growing at a rate of 10%. One reason is that the overall size of the paint industry has significantly increased compared to the 1990s. Additionally, we have built many important cities during this time.
Several factors contribute to the growth of the Indian paint industry, including:
Rising income and education levels: As people get educated, they become more aware of brands and prefer to buy branded paints. Their incomes also go up, especially when working for multinational companies, which makes it easier to get bank loans, including home loans.
Rise in Urbanisation: A lot of people are moving to cities, getting home loans, and choosing to live in more permanent houses. This is boosting the demand for paint.
These are just a few factors, and there are others too.
Evaluating stocks like this was quite uncommon 15 to 20 years ago.
Information wasn't as easily accessible, and there were very few bloggers.

So, your ancestors who invested in the paint industry back then must have been forward-thinkers. And when it comes to painting, there's a unique story to it. We all recall how Harsh ad Mehta manipulated ACC shares, taking them from 200/- per share to 9000/- per share.
In our article detailing how to claim unclaimed shares of ACC Cement, we delve into the historical context.
If your parents had invested in the paint industry, the graph below would be relevant to help you visualise how your wealth would have grown.
If you find yourself in possession of unclaimed shares and are facing challenges, it's essential to address the situation promptly. Unclaimed shares can represent missed opportunities and untapped financial potential. Therefore, it's crucial to take the necessary steps to recover them and ensure that your investments are working for you. Fortunately, there are resources and professional services available to guide you through the process and simplify the share recovery journey, making it easier for you to unlock the value of these unclaimed mutual fund assets.
#claim shares from iepf#Demat of physical shares#Duplicate share certificate#how to claim iepf shares#iepf#iepf claim#iepf claim process#iepf share transfer#iepf shares#iepf shares recovery
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The Issuing of Duplicate Share Certificates
Navigating the realm of investments can be both exhilarating and daunting. However, encountering issues such as the loss or theft of share certificates can throw a wrench into an otherwise smooth journey. In this comprehensive guide, we'll unravel the intricacies of issuing duplicate share certificates, equipping you with the knowledge needed to address this issue effectively and safeguard your investments.
Understanding Duplicate Share Certificates
Duplicate share certificates serve as replacements for lost, stolen, or damaged original certificates. These duplicates carry the same value and rights as the originals, providing reassurance to investors in the face of unforeseen circumstances.
Importance of Duplicate Share Certificates
Duplicate share certificates play a pivotal role in maintaining the integrity of investments, ensuring that investors retain their rightful ownership despite setbacks such as loss or theft.
Legal Implications and Protections
The issuance of duplicate share certificates is governed by legal frameworks designed to protect investors and uphold the integrity of financial markets. Understanding these legal implications is essential for navigating the process effectively.
Regulatory Compliance
Regulatory bodies mandate specific procedures for obtaining duplicate share certificates, safeguarding against fraudulent activities and ensuring transparency in transactions.
Procedure for Issue of Duplicate Share Certificate
The process of obtaining duplicate share certificates entails several steps, each designed to verify ownership and mitigate risks associated with fraudulent claims.
Notification of Loss or Theft
Promptly reporting the loss or theft of share certificates to relevant authorities is crucial for initiating the process of obtaining duplicates and preventing unauthorized transactions.
Documentation Requirements
Providing accurate documentation, such as proof of ownership and identity, is essential for verifying claims and facilitating the issuance of duplicate share certificates.
Verification and Authentication
Thorough verification and authentication procedures are implemented to validate the legitimacy of requests for duplicate share certificates, safeguarding against potential misuse.
Resolving the Issue: Practical Steps and Considerations
Resolving the issue of duplicate share certificates requires a proactive approach and adherence to established protocols. By following these practical steps, investors can navigate this challenging situation with confidence.
Contacting the Issuing Authority
Initiating contact with the issuing authority of the share certificates is the first step towards resolving the issue. Prompt communication enables expedited processing and minimizes disruptions to investment portfolios.
Providing Necessary Documentation
Furnishing the requisite documentation, including proof of ownership and identification, streamlines the verification process and facilitates the issuance of duplicate share certificates.
Compliance with Regulatory Requirements
Adhering to regulatory requirements ensures compliance with legal standards and promotes transparency throughout the resolution process.
Frequently Asked Questions (FAQs)
1. How do I report the loss or theft of share certificates?
To report the loss or theft of share certificates, promptly notify the issuing authority or regulatory body. Provide details about the lost certificates to initiate the procedure for the issue of duplicate share certificates and prevent unauthorized transactions.
2. What documentation is required to obtain duplicate share certificates?
To obtain duplicate share certificates, prepare proof of ownership, such as original certificates or statements from the depository, and identification documents. These are essential for the procedure for the issue of duplicate share certificates and to ensure compliance with regulatory requirements.
3. Are duplicate share certificates legally binding?
Yes, duplicate share certificates are legally binding replacements for lost or stolen originals. They carry the same rights and value, ensuring the integrity of your investment despite the issue of duplicate share certificate.
4. Can I expedite the process of obtaining duplicate share certificates?
You may expedite the process by promptly providing all required documentation and communicating proactively with authorities. However, the timeline for obtaining duplicates varies, depending on the complexity of the case and the efficiency of processing systems related to the procedure for issuing duplicate share certificates.
5. What precautions can I take to prevent the loss or theft of share certificates?
To prevent loss or theft, store certificates securely and consider keeping electronic copies. When transferring certificates, use registered mail or secure courier services to mitigate risk.
6. Is there a fee associated with obtaining duplicate share certificates?
Yes, fees may apply, including processing fees from the issuing authority and administrative fees from regulatory bodies. Inquire about applicable fees upfront to budget accordingly for the issue of duplicate share certificates.
Conclusion
Navigating the issue of duplicate share certificates can be daunting, but armed with the right knowledge and proactive measures, investors can effectively address this challenge and safeguard their investments for the future.
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I know many of you are having a real "what happens now", post-election panic. There's a lot of fear-mongering happening right now too. I know when my anxiety spikes, action can often be a good deterrent, and so I'll offer you the actions I, and my friends, have taken.
Order copies of all your documents. Birth certificates, social security cards, passport (if you have one), marriage license, divorce papers, all the paperwork that tells others that you exist. I got three copies - one for me, one for my partner, and then our master copy.
Get a real ID at minimum, a North American travel card, or a passport. No, really. First of all, you have just ordered all the documents for a real ID, you may as well use them! In many states that upgrade to your license is under $10 for a duplicate, in some places it is free. The travel card is cheeper than the passport, gets you on a plane and through both northern and southern borders, and again, you have all the documents! The passport gives you more travel options. It is also a great document to have handy if you are applying for new jobs, may as well get one if your budget and circumstance allow.
Document your decision makers - in most cases, parents or a spouse makes financial and medical decisions if you can not. This is generally a given. But, if you have concerns about court decisions being overturned, it hurts nothing, and costs very little, to draw up the paperwork for a medical power of attorney. Document, by name, who you want making those decisions.
Get a will - now, this sounds extreme, but frankly, every adult should have one. If you have pets, children, shared property - you need a will! Even married people need a will, in the best of times. There are will-in-a-box lawyers everywhere, your workplace may offer legal insurance that includes a will, there are even online versions, though I would prefer you do that with an attorney to ensure the fullest force. Then, if your worst fears are realized, you still have that legal document to back up your desires.
Keep cash on hand - I have a friend who is better off than I am, financially. He is planning to keep both Mexican and Canadian currency in case he needs to hop the border. Some choose gold or silver, some go with jewelry. This is more radical - personally, I just like to have enough cash on hand for a nice dinner or a tank of gas. Not always financially possible, but a goal I work towards.
Ensure you have a 72-hour kit. FEMA recommends everyone have one for disaster anyway, floods, tornadoes, hurricane, or just a heavy winter storm. A minimum of 3 days of shelf-stable food, water, and clothing. If possible, increase that supply to a week. because in a disaster, that's how long you may need to be self sufficient. And if you need it for other reasons, it's there, you have it, and can rest a bit easier.
Someone I saw today suggested a garden, yes, even a winter garden. You can grow herbs and lettuce indoors, if necessary. In some southern climates, a cold frame may be all that's needed. But make plans for some summer plants. Even in an apartment, a pot full of tomatoes and peppers and perhaps even a zucchini can greatly increase your food options if prices skyrocket. (I mean more than they already have.) Be creative, check with your neighbors or even online (carefully) for some ideas to make it work!
If you have a lawyer, a financial advisor, or other professional, they can help you with what you need to protect the partner in your life. If not, start with the above list. It gives you something to work at to still your current anxiety, makes you a more fully functioning adult, and those steps are all recommended anyway - no wasted effort. Simply consolidating things you should already be doing.
Please friends, do not panic. I've been on this planet a few decades now, and I can tell you that my worst fears have never come true. Do take action to quell your own concerns - the above list may not be for you, but there are likely very reasonable things you can do to address your own concerns. In the end, things are likely going to work out. I saw a post today that reminded everyone that there were people who lived very decent lives as the Roman Empire was collapsing.
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A Complete Buyer’s Guide to HCM Technology: Aligning People, Processes, and Platforms
Human Capital Management (HCM) is at the heart of organizational performance. As businesses evolve, so do their workforce needs—making the adoption of modern HCM technology more crucial than ever. Whether you're managing a growing startup or a multinational workforce, aligning people, processes, and technology is key to thriving in a talent-driven economy.

This article offers a practical perspective on how to navigate the purchase and deployment of a future-ready HCM technology platform that supports strategic workforce management at scale.
Why HCM Technology Matters Modern HCM technology centralizes, automates, and optimizes all aspects of the employee lifecycle. From recruitment to retirement, the right platform enables smarter decisions, reduces manual HR work, and enhances employee experiences.
Core benefits of HCM technology include:
Streamlined onboarding and offboarding
Unified HR data and employee records
Enhanced compliance with global and local laws
Real-time workforce analytics
AI-powered talent insights
Investing in HCM technology means investing in your workforce’s long-term success.
Step 1: Understand Organizational Needs Your selection journey should start with a comprehensive assessment of current pain points and future requirements. Identify which HR functions are fragmented, time-consuming, or error-prone. Consider:
How are performance reviews tracked?
Are employee data and payroll systems connected?
Is time-off managed manually?
Are compliance reports generated manually?
Clarifying the business case for HCM technology will ensure you're solving real challenges and not just purchasing software for the sake of digitization.
Step 2: Map the Full Employee Lifecycle The most effective HCM technology platforms offer end-to-end lifecycle support—from applicant tracking to retirement planning. Outline your organization's touchpoints with employees to determine must-have features, such as:
Application tracking and interview management
Digital onboarding
Goal setting and performance reviews
Learning and certification paths
Internal mobility and succession planning
Mapping the employee journey ensures your chosen platform supports both HR and employee needs at every phase.
Step 3: Define Functional and Technical Requirements A buyer’s guide to HCM technology must address both the functional needs of HR teams and the technical considerations of IT stakeholders. These include:
Cloud-based architecture for anytime access
Integration with existing tools (ERP, CRM, LMS)
Mobile access and responsive design
Configurable workflows and approval chains
AI-powered recommendations
Start building a requirements checklist that prioritizes scalability, flexibility, and real-time collaboration.
Step 4: Investigate Vendor Track Records Before selecting a vendor, research their market presence, customer reviews, and innovation history. Leading HCM technology providers should demonstrate:
Longevity in the HCM market
Continuous platform updates
Industry-specific solutions
Strong customer support
Visit Company name to view HCM vendor scorecards, case studies, and reviews from companies similar to yours.
Step 5: Ensure Seamless Data Integration Today’s organizations use multiple software systems across departments. Your HCM technology must support real-time data sharing to avoid silos and data duplication.
Ensure compatibility with:
Financial platforms for payroll reconciliation
CRM systems for performance-related insights
Collaboration tools like Microsoft Teams or Slack
Identity management systems for user access control
API-based integrations provide flexibility and automation across business functions.
Step 6: Review Compliance and Risk Management Capabilities Your HCM technology should safeguard your organization against compliance risks. That means supporting:
Local and global labor regulations
Tax reporting and benefit administration
Data privacy laws (e.g., GDPR, CCPA)
Custom audit reports
Platforms should offer automated updates when laws change and alert administrators of compliance gaps before issues arise.
Step 7: Evaluate the User Experience for All Roles HCM platforms will be used not only by HR, but also by managers, employees, and executives. Intuitive design, ease of access, and role-specific dashboards are essential.
Look for:
Employee self-service portals
Mobile apps for remote access
Customizable manager tools
Executive dashboards with analytics
The more user-friendly your HCM technology is, the higher the adoption rate across the organization.
Step 8: Request a Pilot Program or Sandbox Access Hands-on experience is the best way to evaluate a solution. Many vendors offer pilot programs or sandbox access for testing core functionalities. Use this opportunity to:
Validate data workflows
Test system speed and performance
Review customization capabilities
Gather feedback from real users
Read More for practical guides on evaluating platforms through test environments.
Step 9: Prepare for Change Management and Training Successful implementation of HCM technology requires structured change management. Prepare your organization with:
Executive buy-in
Training sessions and learning content
Support resources such as FAQs or chatbots
Ongoing feedback loops
Change readiness accelerates user adoption and enhances ROI.
Step 10: Measure ROI Post-Implementation Finally, after implementing your HCM technology, track key performance metrics such as:
Reduction in HR task times
Improvement in talent acquisition cycle
Increase in employee engagement scores
Reduction in compliance-related errors
ROI measurement helps justify the investment and provides direction for future improvements.
Read Full Article : https://businessinfopro.com/a-complete-buyers-guide-to-hcm-technology/
About Us: Businessinfopro is a trusted platform delivering insightful, up-to-date content on business innovation, digital transformation, and enterprise technology trends. We empower decision-makers, professionals, and industry leaders with expertly curated articles, strategic analyses, and real-world success stories across sectors. From marketing and operations to AI, cloud, and automation, our mission is to decode complexity and spotlight opportunities driving modern business growth. At Businessinfopro, we go beyond news—we provide perspective, helping businesses stay agile, informed, and competitive in a rapidly evolving digital landscape.
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How ERP Software Is Transforming the Education Industry in Calgary
The education industry has evolved rapidly in recent years, and technology is playing a major role in shaping its future. Schools, colleges, training institutes, and universities now need smarter tools to manage students, staff, operations, and data more efficiently. That’s where Education & Training ERP software comes in.
At Smart Stream ERP, we provide advanced ERP solutions that help educational institutions in Calgary modernize and streamline their daily operations. Our software is designed to meet the specific needs of the education sector—from admissions to academics, finance, and more.
What Is Education & Training ERP Software?
ERP software for Education industries integrates all key functions into one platform. It helps institutions manage student records, course schedules, fee payments, examinations, staff payroll, and inventory—all from a single dashboard.
With ERP software for training centers, both academic and vocational institutes can reduce manual work, avoid data duplication, and make smarter decisions using real-time data.
Key Benefits for Calgary’s Education Industry
1. Centralized Student Information
Gone are the days of managing student records in paper files or spreadsheets. Our Education & Training ERP software in Calgary stores all student information—admissions, grades, attendance, and performance—in one secure place.
2. Automated Administrative Tasks
From fee collection to timetable creation, ERP helps automate routine tasks. This saves time and allows staff to focus more on teaching and less on paperwork.
3. Improved Communication
Smart Stream ERP includes built-in communication tools to connect students, parents, and faculty. Announcements, updates, and exam schedules can be shared instantly.
4. Training Center Management
Training institutes in Calgary benefit from our ERP software training centers in Calgary, which handles batch scheduling, trainer assignments, and certification tracking with ease.
5. Data Security and Compliance
Smart Stream ERP follows strict data security protocols and complies with local Calgary education regulations. Your institution’s data is protected and accessible only to authorized users.
Tailored Solutions for All Education Segments
Whether you're a school, college, or professional training center, Smart Stream ERP offers scalable solutions to match your needs. Our ERP software for Education industries in Calgary is customizable and user-friendly, designed for both small institutions and large campuses.
Why Choose Smart Stream ERP?
We understand the unique challenges faced by Calgary’s educational institutions. That’s why our software offers:
Cloud-based access
Role-based user controls
Real-time analytics
Custom reports and dashboards
Ongoing support and training
Smart Stream ERP has already helped many ERP software training centers and schools in Calgary improve their performance, transparency, and efficiency.
Conclusion
The future of education is digital, and ERP systems are at the heart of this change. With Smart Stream ERP, institutions in Calgary can simplify operations, improve student outcomes, and stay ahead of the curve.
If you're looking for reliable and scalable Education & Training ERP software in Calgary, contact Smart Stream ERP today for a free demo and consultation.
#Education & Training ERP software in Calgary#ERP software Education industries#ERP software Education industries in Calgary#ERP software training centers in Calgary
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Discover the Divine Power of 100% Original & Govt. Certified Karungali Mala
Looking to embrace spiritual strength, ward off negativity, and protect your energy field naturally? A sacred Karungali Mala — also known as Ebony Wood Mala — is your gateway to spiritual awakeing and divine protection.
At Satvikstore.in, we offer a wide range of 100% Original & Govt. Certified Karungali Malas crafted with precision and devotion. Whether you are seeking a traditional mala for daily wear or one adorned with precious metals like 925 pure silver or 22k hallmarked gold, our collection has it all.
👉 Explore the exclusive collection of Karungali Malas here: Buy Karungali Mala Online
What is a Karungali Mala?
The Karungali Mala is made from the rare and sacred Ebony wood, called "Karungali" in Tamil. Traditionally revered in South Indian temples, especially by Saivite and Murugan devotees, this mala is believed to possess divine energies that repel evil, enhance focus, and uplift the spirit.
Often worn by priests, sages, yogis, and spiritual seekers, Karungali Malai is not just a fashion accessory but a spiritual powerhouse.

Karungali Mala Benefits
Wearing an original Karungali Mala offers numerous spiritual and healing benefits. Here’s why it’s gaining massive popularity among spiritual practitioners:
Removes negative energies and evil eye
Promotes mental peace, focus, and clarity
Strengthens connection with divine energies
Ideal for meditation and mantra chanting
Boosts willpower and personal energy levels
Offers protection from planetary doshas
Balances chakras and regulates aura fields
Improves self-discipline and spiritual growth
Whether you choose a Karungali Mala with silver capping or a hallmarked 22k gold Karungali Mala, the benefits remain deeply transformative.
Original Karungali Mala – Why Authenticity Matters?
With rising demand, many duplicate Karungali Malas have flooded the market. But only a Govt. Certified and Original Karungali Mala will offer the real spiritual benefits.
At Satvikstore.in, we ensure:
100% Original Ebony Wood
Govt. Lab Certification for authenticity
Handcrafted designs with quality capping
Available in various bead sizes and designs
Popular Varieties Available:
Karungali Mala with Silver Capping
Karungali Mala with Brass Capping
Karungali Mala with Copper Capping
Karungali Mala with 925 Pure Silver
Karungali Mala with Hallmarked 22k Pure Gold Each mala is strung by skilled artisans to preserve both tradition and energy flow.
👉 Explore now: Karungali Mala Collection

Karungali Mala Price & Sizes
We offer Karungali Malas in a variety of bead sizes ranging from 6mm to 10mm — each one carefully selected for its smooth texture, rich black color, and vibration.
Our Karungali Mala original price starts at ₹699 and goes up depending on the capping (silver, brass, copper, 925 silver, or 22k gold).
✅ Budget-friendly spiritual tool ✅ Luxury options available in hallmark gold and silver

Karungali Mala Rules – How to Use it Properly?
For maximum spiritual benefits, here are some rules to follow when wearing a Karungali Mala:
Wear it only after taking bath and with clean clothes.
Best worn on Monday or during early morning hours.
Do not share your Karungali Mala with anyone.
Avoid wearing during impure activities (funerals, alcohol, etc.)
Energize it by chanting your preferred mantra daily.
These Karungali Mala rules help retain the sacred vibrations of the wood.
Karungali Mala and Its Spiritual Significance
Wondering Karungali Mala is associated with which God?
It is sacred to Lord Shiva and Lord Murugan.
Used in Abhishekam rituals and temple poojas.
Highly recommended for spiritual seekers, yogis, and devotees of Shaivism.
This powerful Karungali Mala original temple style connects the wearer to the ancient temple traditions of South India.
Why Choose Satvikstore.in for Buying Karungali Mala?
Satvikstore.in is one of India’s most trusted online stores for authentic spiritual products. Here's why thousands trust us:
✅ Govt. Certified Karungali Malas ✅ Wide range: silver, brass, copper, gold options ✅ 100% Original Ebony Wood from Tamil Nadu ✅ Secure Payment & Pan-India Delivery ✅ Spiritual guidance and after-sales support
Don’t settle for fake or duplicate malas — get original karungali mala with silver or gold capping directly from the source.
👉 Shop Authentic Karungali Mala Online
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Infiny Solutions offers expert legal and financial documentation services, specializing in swift and reliable assistance for obtaining a Duplicate Share Certificate. With a client-centric approach and a team of seasoned professionals, the company ensures seamless processing, accuracy, and compliance with legal norms. Whether due to loss, theft, or damage, Infiny Solutions simplifies the process of securing a Duplicate Share Certificate, making it stress-free and efficient for clients across India.
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Still Following Up with Vendors on WhatsApp? Streamline Everything with VMS
Managing vendors through WhatsApp messages, endless calls, and scattered spreadsheets might seem quick at first—but over time, it leads to delays, miscommunication, and missed opportunities. If your procurement or supply chain team is constantly chasing vendors for quotes, order status, and payment clarifications, it’s time to upgrade to a Vendor Management System (VMS).
In this blog, we’ll explore the common vendor-related challenges businesses face and how a modern VMS like BETs can streamline, centralize, and automate your vendor operations—from onboarding to invoice settlement.
The Problem with Managing Vendors Over WhatsApp & Excel
Relying on WhatsApp or manual tools for vendor coordination often leads to:
Untraceable Conversations Crucial details like quoted rates, delivery schedules, or order confirmations get lost in chat history.
Manual Errors Mistakes in rate entries, PO mismatches, or unrecorded agreements become common.
No Performance Tracking There’s no real way to evaluate vendor performance over time.
Delayed Approvals & Follow-Ups Cross-department coordination slows down because there’s no structured workflow.
Compliance Issues KYC documents, contracts, or certification renewals are often outdated or missing.
How Vendor Management Software (VMS) Solves These Issues
A modern VMS brings all vendor-related activities under one integrated platform. Here’s what BETs VMS offers:
1. Centralized Vendor Onboarding & KYC
No more sending KYC forms over email or storing documents in scattered folders. Vendors can:
Upload company documents via their login
Submit GST, PAN, bank details, certifications
Receive onboarding status updates
And you stay compliant with a complete digital trail.
2. Catalog & Rate Management
Vendors can manage their product/service catalog, update prices, and share special rate contracts—all in one place. You can:
Compare quotes across vendors with RFQ analysis
Set valid-from/to pricing
Avoid price mismatch issues at PO generation
3. Smart RFQ & PO Tracking
Raise RFQs with ease and track responses in real-time. Once approved, the VMS:
Converts RFQ to Purchase Order automatically
Sends PO notifications to vendors
Allows vendors to accept/reject or comment on POs
No more WhatsApp messages asking “Have you received the PO?”
4. Real-Time Order & Delivery Tracking
Vendors can update dispatch details, vehicle info, and expected delivery time from their panel. You can:
Monitor delivery timelines
Manage vehicle entry at the security gate
Integrate with QC module for incoming inspection
5. Vendor Performance Matrix
Track performance across metrics such as:
On-time delivery %
Quality rejections
Price competitiveness
Response time on RFQs
Use the insights to negotiate better, optimize supplier base, or even reward your top vendors.
6. Payments, Invoice Booking & Settlement
Vendors can upload invoices directly against delivered POs. The system lets you:
Validate invoices with GRN (Goods Receipt Note)
Track payment status (Pending, Processed, Paid)
Avoid disputes and endless follow-ups
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BETs Vendor Management Software empowers businesses with a structured, automated, and intelligent platform to manage the complete vendor lifecycle. From onboarding to evaluation, it’s all streamlined—so your team can focus on strategic procurement, not repetitive coordination.
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claim shares from iepf
How to transfer shares after the death of a shareholder

An Overview in Brief.
There are several situations. Let me elucidate those:
A. If the shareholder who has passed away held shares in a Demat account or not.
B. We need to figure out if the person who passed away owned shares jointly or had someone as a nominee, or if he was the only one holding a demat account.
C. For demat account holders, if the value of shares is less than 5 lakhs or greater upon demise, and for non-demat account holders, if it's less than 2 lakhs or greater claim shares from iepf.
When a shareholder dies without transferring shares, transmission rules apply.
Difference between transfer and transmission of shares.
Transfer of shares refers to the process where an existing shareholder (transferor) voluntarily transfers their ownership or title of shares to another person (transferee).
Transmission of shares refers to transferring to another person (transferee) upon the death, bankruptcy, or insolvency.
We will first discuss situations where the shareholder did not have a demat account. This is because most cases are from 20 years ago when creating a demat account was uncommon.
Under such circumstances, what procedure should be followed for share transmission?

If there is only one shareholder and no nominee has been appointed, the shares will be transferred to the nominee upon the execution of an indemnity cum affidavit.
The properly completed indemnity cum affidavit, a copy of the deceased's death certificate with attestation by a competent authority, and the original share certificate should be forwarded to the bank or registrar to initiate the transmission process.
If a sole shareholder hasn't designated a nominee but has created a will, the shares will be transferred to the deceased's heirs as stipulated in the probated will.
If the shareholder has passed away without a will and no nominee has been designated, the transfer of shares will only occur after following the necessary procedures.
To accomplish this, the legal heirs need to carry out the following:
Surety Form
Title Claim Form.
Indemnity Bond
Affidavit Sworn in by Claimants
No Objection Certificate from other heirs favouring a person claiming the title to shares.
In addition to the mentioned documents, a copy of the deceased's death certificate, duly attested by a competent authority, and the original share certificate should be forwarded to the bank.
This procedure does not apply to shares held in dematerialized (demat) form.
What are the steps to follow if the deceased had a demat account?
The joint holder of the Demat account or the heirs of the account must contact a depository participant, who acts as an intermediary between the account holder and their account. Depository participants can be financial institutions, banks, or licensed Securities and Exchange Board members of India (SEBI).
Specific documents must be completed and submitted to the depository participant for the share transfer to family members Duplicate share certificate.
However, if the shares are physical, each company where the account holder has shares must be contacted. It's important to note that transferring shares from one account to another typically takes around 6 to 12 months.
Jointly Held Accounts.
The joint account holder must provide a transmission form and the death certificate. The joint holder should also establish a distinct demat account with the depository participant to receive the shares. It's crucial to ensure that the individual's name is correctly spelled.
Account with Nomination.

In this scenario, the nominee must provide the form and the death certificate. The form can be obtained from the depository participant or downloaded online.
Upon verification of these documents, the process of transferring the shares will commence.
However, if there are legal claimants to the shares, the situation will be more complex and may necessitate legal consultation.
Account without Nomination.
In this situation, the share transfer process becomes more intricate.
In such cases, the primary document of interest is the deceased's will.
If the will mentions multiple individuals, determining the distribution of shares becomes a legal matter that the Court may decide.
What if the value of physical shares is less than 2 lacs?
If a shareholder passes away without a will, and the value of their shares is more than Rs 2 Lakhs, a succession certificate becomes necessary iepf.
In simpler terms, a succession certificate is unnecessary if the value of physical shares is below Rs 2 Lakhs (or Rs 5 Lakhs in the case of dematerialized shares).
This certificate, issued by the Court, is granted to the legal heir of a person who passes away without a will.
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Resolve the issue of duplicate share certificates effortlessly with Shares Recover. Our experts ensure swift share recovery for a seamless experience.
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Step-by-Step Procedure to Handle a Lost Share Certificate
Here is the standard legal process to recover a lost share certificate in India:
1. Inform the Company or Registrar
Immediately inform the company or its Registrar and Transfer Agent (RTA) in writing about the loss. Mention details such as the shareholder's name, folio number, certificate number (if known), and number of shares.
2. Lodge an FIR
File a First Information Report (FIR) at the nearest police station. This document is critical as it legally records the loss and is often a mandatory requirement by the company for issuing a duplicate certificate.
3. Submit an Affidavit and Indemnity Bond
The shareholder must prepare and notarize:
An Affidavit stating the circumstances under which the certificate was lost.
An Indemnity Bond indemnifying the company from any future claims arising due to the lost certificate. Some companies may require a surety to sign the bond as well.
4. Publication of Public Notice
In some cases, the company may require the shareholder to publish a notice in a local or national newspaper about the lost share certificate. This step adds an additional layer of security to ensure that the certificate isn’t misused.
5. Verification and Issuance of Duplicate Certificate
After verifying all submitted documents and waiting for any objection period (typically 15–30 days), the company may issue a duplicate share certificate.
Why You Should Consider Dematerialization
Once you've received your duplicate certificate, the smartest next step is Dematerialization Of Physical Shares. This is the process of converting physical share certificates into electronic form, which is safer, faster, and eliminates the risks associated with loss, theft, or damage.
To dematerialize shares:
Open a demat account with a Depository Participant (DP).
Submit a Dematerialization Request Form (DRF) along with the physical certificate.
The DP forwards it to the company or RTA for verification.
Upon approval, the shares are credited to your demat account.
Final Thoughts
A lost share certificate may feel like a major setback, but the legal system offers a reliable and structured way to recover from it. Prompt action, accurate documentation, and following the proper procedures can help safeguard your rights as a shareholder. More importantly, to prevent future issues, consider the Dematerialization Of Physical Shares as a permanent solution.
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Swiss Company Registration: A Guide to the Swiss Companies House
Switzerland is renowned for its stable economy, business-friendly environment, and robust legal system. These factors make Swiss Company Registration an attractive option for entrepreneurs, investors, and multinational corporations looking to establish a presence in Europe. If you’re planning to start a business in Switzerland, understanding the registration process and the role of the Swiss Companies House is essential.
This article provides a comprehensive overview of Swiss Company Registration, focusing on procedures, legal requirements, and the function of the Swiss Companies House.

What Is the Swiss Companies House?
The Swiss Companies House, officially known as the Swiss Commercial Register, is the governmental body responsible for recording all company formations, amendments, and dissolutions in Switzerland. It plays a crucial role in the Swiss Company Registration process, ensuring legal transparency and compliance.
Each of Switzerland’s 26 cantons manages its own register, but all follow federal regulations. The information collected by the Swiss Companies House includes:
Company name
Legal form
Registered address
Purpose and business activities
Names of directors, managers, and shareholders
Share capital and ownership structure
The register serves both a legal and public function, allowing businesses, investors, and customers to verify corporate information.
Why Choose Swiss Company Registration?
There are several compelling reasons why entrepreneurs choose Swiss Company Registration:
Low and competitive corporate tax rates
Strategic location in central Europe
Strong banking and financial sector
Highly skilled and multilingual workforce
Political and economic stability
Additionally, foreign nationals are allowed 100% ownership of Swiss companies, making Switzerland a popular jurisdiction for international business expansion.
Selecting a Legal Structure for Swiss Company Registration
Before beginning the Swiss Company Registration process, you must select a legal structure that best suits your business needs. The most common types include:
Sole Proprietorship (Einzelfirma) – Simple to set up but involves unlimited liability.
General Partnership (Kollektivgesellschaft) – Shared ownership and liability between two or more individuals.
Limited Liability Company (GmbH/Sàrl) – The most popular form for SMEs; requires CHF 20,000 in share capital and limits shareholder liability.
Public Limited Company (AG/SA) – Best for larger businesses; requires CHF 100,000 in capital and offers limited liability.
Branch Office – A Swiss extension of a foreign parent company, also subject to registration.
Each of these structures is eligible for registration through the Swiss Companies House during the Swiss Company Registration process.
Step-by-Step Process of Swiss Company Registration
1. Choose a Company Name
Your proposed name must be unique and distinguishable. The Swiss Companies House will check the name during the Swiss Company Registration process to prevent duplicates or misleading titles.
2. Draft Articles of Association
This legally binding document outlines the company’s structure, governance, and purpose. It must meet the requirements of Swiss corporate law.
3. Deposit Share Capital
For GmbH and AG companies, the required capital must be deposited in a Swiss bank account and verified with an official bank certificate.
4. Notarize Incorporation Documents
Documents such as the Articles of Association and deed of incorporation must be notarized by a Swiss notary as part of Swiss Company Registration.
5. Submit Application to the Swiss Companies House
All documentation is submitted to the relevant cantonal Commercial Register Office, which processes and officially records the business. Once accepted, the company is listed in the Swiss Official Gazette of Commerce.
6. Register for Taxes and Social Security
After registration, your company must enroll for VAT (if applicable), corporate income tax, and social insurance contributions.
How Long Does Swiss Company Registration Take?
On average, Swiss Company Registration takes between 2 to 4 weeks. This can vary depending on the legal structure, completeness of documentation, and the efficiency of the cantonal office. Costs range from CHF 1,000 to CHF 3,000, excluding legal and notary fees.
Post-Registration Requirements
After your company is officially registered, there are ongoing obligations you must fulfill:
Submit annual financial statements
Hold shareholder meetings
Report structural changes to the Swiss Companies House
Ensure timely tax and insurance filings
Maintaining compliance is essential for keeping your business in good standing.
The Role of the Swiss Companies House in Business Transparency
The Swiss Companies House ensures a transparent business environment. By making key corporate information publicly accessible, it promotes trust among investors, partners, and clients. Information such as company registration date, address, legal form, and executive board can be viewed online via portals like Us
Digital access simplifies many aspects of Swiss Company Registration, allowing users to perform company name checks and monitor registration updates online.
Conclusion
Swiss Company Registration is a well-defined process supported by one of the most efficient and transparent business systems in Europe. The Swiss Companies House plays a central role in maintaining corporate integrity, legal compliance, and public accountability.
Whether you’re a solo entrepreneur or an international corporation, registering a company in Switzerland opens the door to a range of opportunities. From favorable tax policies to a globally trusted banking system, Switzerland remains a top-tier destination for business growth and international expansion.
If you're planning your Swiss Company Registration, it's highly recommended to consult legal and financial professionals familiar with cantonal procedures to ensure a smooth incorporation process.
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DevOps for Managers: Leading the Change
One of the most overlooked challenges in DevOps adoption is the need for managers to adapt their leadership style. Traditional models often rely on top-down control, rigid hierarchies, and isolated decision-making. However, DevOps for Managers: Leading the Change requires a more flexible, people-centered approach.
Managers must move from command-and-control to coaching and enablement. That means trusting teams to make decisions, facilitating collaboration, and encouraging open dialogue between departments.
By shifting focus from control to empowerment, managers unlock team creativity, boost morale, and accelerate delivery.
Building a Culture That Supports DevOps
Culture is the foundation on which all DevOps practices are built. Even with the best tools and processes, DevOps fails without the right team mindset. That’s why DevOps for Managers: Leading the Change prioritizes psychological safety, accountability, and shared ownership.
Managers should focus on:
Encouraging experimentation and viewing failures as learning opportunities
Celebrating small wins that reinforce good practices
Setting a clear vision that connects DevOps goals with business outcomes
Creating open spaces for feedback and improvement discussions
A strong culture makes it easier for teams to collaborate, take initiative, and sustain momentum.
Aligning DevOps with Business Priorities
DevOps can’t exist in a vacuum. It must align with your organization’s broader goals, whether that’s customer satisfaction, faster delivery, or product innovation. As a manager, your role is to connect the dots between technical execution and business strategy.
DevOps for Managers: Leading the Change involves translating leadership objectives into meaningful metrics for engineering teams.
For example:
If your business wants to reduce churn, managers can prioritize incident response times and system uptime.
If speed to market is the focus, then delivery frequency and lead time should be your key metrics.
In this way, DevOps becomes more than a workflow—it becomes a business growth engine.
Encouraging Interdepartmental Collaboration
One of the main goals of DevOps is to eliminate barriers between departments. Still, many organizations struggle with internal silos that create delays, miscommunication, and duplicated work.
To address this, DevOps for Managers: Leading the Change calls for managers to be collaboration architects. This can be done by:
Holding joint planning sessions with Dev, Ops, QA, and Security
Defining shared KPIs across departments
Implementing communication channels that promote daily interaction
Assigning DevOps champions to coordinate between teams
When departments align under a unified DevOps vision, results are faster, smoother, and more reliable.
Managing Risk in a DevOps World
A common concern among managers is that faster releases may lead to higher risk. But in truth, DevOps reduces risk when implemented properly. With automation, real-time monitoring, and smaller, incremental changes, issues are identified and resolved quicker than ever.
As part of DevOps for Managers: Leading the Change, leaders must understand how to balance innovation with stability. This involves:
Setting guardrails instead of hard restrictions
Implementing approval workflows that don’t create bottlenecks
Supporting rollback options and feature toggles
Investing in observability tools to detect issues instantly
With the right risk strategies, DevOps becomes both fast and safe.
Training Teams for DevOps Readiness
Technology evolves quickly—and teams must evolve with it. Managers play a key role in upskilling their teams and preparing them for new responsibilities introduced by DevOps.
Your training strategy under DevOps for Managers: Leading the Change should include:
Hands-on workshops for CI/CD, automation tools, and cloud services
Soft skill development like problem-solving, communication, and agile thinking
Encouraging certifications in DevOps practices (AWS, Azure DevOps, etc.)
Regular knowledge-sharing sessions within and between teams
When managers invest in learning, it sends a message: DevOps isn’t just a tool shift—it’s a mindset upgrade.
Creating Accountability Without Micromanagement
As DevOps encourages autonomy, it’s crucial to maintain accountability without becoming overly controlling. Managers often struggle with this balance.
Here’s how DevOps for Managers: Leading the Change addresses this:
Establish clear performance indicators linked to outcomes, not tasks
Use dashboards and visual data to track progress transparently
Promote peer reviews and internal audits as part of the process
Trust teams to make decisions, while providing timely support when needed
This balance allows teams to grow while still delivering measurable business value.
Making DevOps Stick: Long-Term Sustainability
Initial enthusiasm for DevOps can fade without a clear long-term strategy. To ensure DevOps is embedded into your organization, you need continuous alignment, improvement, and leadership visibility.
Managers who succeed in DevOps for Managers: Leading the Change focus on sustainability by:
Scheduling regular DevOps health checks across departments
Encouraging retrospectives that lead to real action items
Keeping DevOps part of executive-level conversations
Refining KPIs as the company grows and evolves
DevOps is not a one-time project—it’s a long-term capability that should evolve with your business.
Final Message to Managers: Be a DevOps Leader, Not Just a Sponsor
The difference between companies that thrive with DevOps and those that don’t often comes down to one factor—leadership engagement.
DevOps for Managers: Leading the Change is a reminder that technology alone won’t transform your teams. It takes committed, informed, and growth-minded leaders to bring about real results.
So ask yourself:
Are you empowering your teams with the right tools and trust?
Are you aligning delivery practices with real business impact?
Are you actively removing roadblocks and enabling success?
If the answer is yes—you’re already leading the change.
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