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vsuvo768523 · 4 years

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Is a Virtual Assistant Right for You?

Virtual Assistant Right It is a truth universally acknowledged that an author in possession of a contract must be in want of an assistant. At least, it seems that way to me. I would kill for an assistant. Who's your assistant? I'll have my assistant send it to you. When my first book came out in 2005, I didn't know any authors with assistants. This isn't to say no authors had assistants, but I didn't move in those authors' elevated realms. In 2013, assistants seem more the norm than the exception. I was actually worried about finding authors who didn't have assistants to interview for this article. I needn't have worried. Not every author is enamored of virtual assistants, while some authors, like me, adore our assistants. So how do you know if hiring a virtual assistant is the right decision for you? What is a Virtual Assistant (VA)? A virtual assistant is a contracted employee an author hires to help with specified tasks. Most assistants do not come to your house or office. They live in another part of the country, and all or most of your interactions are completed via email or phone, which is why the assistant is referred to as "virtual." What do VAs do? I asked a number of VAs about their services. Maggie Mae Gallagher, an assistant since 2011, who has quickly earned a reputation as one of the best, gave me a general idea of what she does. "A typical day entails conversing with the publicity department at a client's publishing house, addressing my email inbox, designing an ad, updating a client's calendar, packing book shipments for blog winners, updating websites, and that's only a small portion." Kim Castillo, who is probably the most well-known and most-respected VA in the romance genre, told me she offers "social media help, bookseller outreach, website help, marketing, contest, scheduling, and almost anything else I'm asked to do." My own assistant, Gayle Cochrane, said of her services, "I will be happy to do whatever someone needs done, from the clerical to the creative." This statement seems to sum up the attitude of all the assistants I spoke to. As Gallagher put it, "as an author's assistant, you really have to be versatile." I know this is true of my assistant. I've asked her to do everything from figuring out technical problems with my author app or social media sites to creating banners, bookplates, and crafting promotional campaigns for me. The sky is the limit with a good assistant. And a great assistant probably knows what you need done before you have even thought of it. How Do You Know if You Need An Assistant?

Is a Virtual Assistant Right for You? Having someone solve your technical problems or design your promo items may sound great, but you could also do it yourself and for free. Or is it free? Time spent working on promotion is time not writing, and writing pays the bills. So how do you know if you've reached the point in your career where doing it yourself is actually not cost-effective? Gallagher gave me a great checklist. you miss blog dates. you have trouble shipping readers books they won in a timely fashion. it's been so long since you updated your website it has tumble weeds blowing through it. you are a new author hyperventilating over your first book release. social media brings you nightmares. Cochrane summed it up by saying, an author needs an assistant when "the details of the business are making it difficult to write." And Castillo echoed my own experience saying, an author needs an assistant when she "finds herself pulling out her hair, overwhelmed, screaming, 'I need an assistant.'" The publishing world at the end of 2013 is vastly different from when I began in 2005. No one talked about social media or blog tours back then. Blogging was still relatively new and the e-book explosion was a long way off. We didn't even know if e-books would take off. We did copyedits on hard copy (some houses still do) and mailed completed manuscripts in Tyvek envelopes we picked up at the post office. I'm talking about a time not even ten years ago. The demands on authors now are dizzying—Facebook, Twitter, Tumblr, blogs, Kindle daily deals, BookBub ads, newsletters...and more. As Castillo puts it, "There is so much an author needs to do other than write books now. Once you sell that first book you become a brand and a product. Those things need time and cultivation. It's hard to do that and write books." And as authors, didn't we get into this to write books? I Need An Assistant. STAT!Right Virtual Assistant If the thought of someone else going to the post office for you, updating your website, or writing your RWR article (just kidding—Gayle's good, but not that good) makes you want to dance, then you are not alone. A lot of authors—a lot of authors like you—have assistants. I asked three authors with assistants—Eloisa James (Three Weeks With Lady X), Jeannie Lin (The Lotus Palace), and Eileen Dreyer (Once a Rake)—to discuss their experience. Lin hired an assistant because "with a fulltime day job and two toddlers to juggle, I have little time to write let alone promote." She hired her assistant specifically to "set up blog tours as well as other tasks such as mailing out review copies or preparing conference giveaways." Dreyer hired someone to "do the detail work for me, somebody to brainstorm marketing and advertising, social networking. I need somebody who will ensure I follow up, maintain healthy relationships with the various reviewers, bloggers, booksellers and publishing people." Before I hired an assistant, I had concerns about how readers would perceive me if they knew I had an assistant. I've seen tweets or Facebook posts by VAs, and it always seemed a little distancing to me. I wanted to make sure the readers on social media who seek me out, interact with me. So when I hired Cochrane, we agreed I would still do my own social media, but she would help with all of the graphics and send me suggestions for topics to post about. Sometimes you just need a little help thinking of ideas for a post. James had concerns about hiring an assistant as well. She admitted, "I'm a perfectionist—so it was hard for me to trust someone could do things as exactingly as I had been doing them for myself. But I couldn't keep doing them and have a life." James makes an excellent point I suspect perfectionism holds many authors back from asking for help. When I was discussing this article with fellow author Monica Burns (A Bluestocking Christmas), she mentioned the biggest reason she thought authors were reluctant to hire assistants was because "authors are control freaks. We're not willing to trust someone with our brand. It takes a great deal of courage to let go of that control and let the assistant do something that you've been doing a certain way for some time." You might not want to give up that control. Or you might only be willing to give it up in stages. When I hired Cochrane, I gave her very specific tasks to complete. The more we worked together and she got to know me and I her, the more I was willing to trust her with more creative and open-ended tasks. For Dreyer, a major concern was that her "assistant understands how I work...if my assistant doesn't get my methods, that's just added stress, which exacerbates my ADD. Which stops the writing. My husband once tried to be helpful and filed the paperwork in my office. I still haven't found it." Before Dreyer hired her current assistant, she worked with another well-known assistant and felt the two of them were "dancing to different tunes." It's important to give yourself and your assistant a test period, and if it doesn't work out, try another assistant. If you've had an assistant before and weren't happy, it might not be because you can't work with assistants. Perhaps you were working with the wrong assistant for you. The Elephant in the Room Right Virtual Assistant I can hear you now. Thanks a lot, Shana, for getting me all excited about assistants, but then you quote Eloisa James. I don't make that kind of money! How much is an assistant going to cost me? Probably not as much as you think. Right Virtual Assistant James will soon be paying her assistant a set salary, but most authors, including me, pay by the hour. I pay Cochrane every month. Most months, my budget is 3 hours. She lets me know if I'm going to go over. Release months, or often the month before a release, are 4 hours, and again, she asks for approval before she goes over. Before I hired my assistant, I asked other authors what they were paying their assistants. The responses I received were anywhere from $12/hour to $20/hour. Some assistants charge by the hour, while others charge by the task. Lin also has a set budget for her assistant. They "started out with a baseline of 10 hours a month for a four month period and then added additional tasks and hours as necessary." Dreyer is more flexible. She says, "mostly what happens is that I look at my checkbook and consider what needs to be done when, and dole out the money." Right Virtual Assistant Before hiring an assistant, an author should definitely consider budget. VAs are generally very willing to work within an author's budget. And as James pointed out when I asked her about budgeting, "any business must re-invest in itself." In her experience, "overhead for Eloisa is about 10% of my income." Hold It Right There Right Virtual Assistant As I mentioned earlier, I had no trouble finding authors to interview who did not have and did not want assistants. Megan Mulry (In Love Again), Miranda Neville (The Ruin of a Rogue), and Kate Watterson (Buried) all told me that they'd used assistants in the past or seriously considered it and decided an assistant wasn't the right solution for them. Neville mentioned using Kim Castillo in the past and not having any complaints. She hasn't used her more because "I don't really know what to have her do...By the time you've asked her to do it, you could have done it yourself." Watterson said much the same thing. She mentioned that she "didn't really have time to tell them what to do, as ridiculous as that may sound. It seemed like half the time doing it myself seemed easier than answering questions about how I wanted it done." Both Watterson and Neville mentioned concerns about using an assistant for social media as well. Neville said, "the most time-consuming thing about promo is producing social media content—blogs, tweets, FB posts. I can't see having someone else do those for me. It's my writing, my voice I'm selling. It needs to be authentic." Watterson agreed, saying, "being represented on social media by someone else makes me uncomfortable." Mulry also mentioned feeling as though she was a "terrible delegator. I do not like explaining how to do something." In addition, Mulry mentioned another aspect of the assistant-author relationship, which is that it can be very personal. Mulry noted, "I don't do well in long-term committed relationships with one person." No worries, Mr. Mulry, Megan thinks you are the exception. The relationship an author and assistant form is one to consider before beginning the process of hiring an assistant. As VA Castillo noted, "The author assistant relationship is a very intimate one. Both parties need to understand how much an assistant will know about their author's personal life. You'll possibly be privy to credit cards, bank accounts, and so much more." Right Virtual Assistant Final Considerations If you're still on the fence, here are some final considerations. Before you hire an assistant, Mulry suggests authors should "have a very clear idea of what they want the assistant to do." Watterson suggests authors go one step further and "have a clear idea of just what it is they want from the relationship. Delegating responsibility sounds great, but how easy is it for you, as a person, to let someone else take care of something important in your career? " Gallagher agrees and notes that "hiring an assistant does not remove some of the author's responsibilities; however, the assistant will facilitate these tasks, saving the author's time and energy." Another consideration, at least for Neville, is "whether having an assistant is really going to save you work. I'm not convinced." From my own experience, I have to agree that there is a learning curve for both the author and assistant. Cochrane and I exchanged hundreds if not thousands of emails when our relationship began. Sometimes we still have concentrated exchanges over a particular task I've assigned her. I'm amenable to that because the tasks I assign her are not ones I want myself, and I do like to continue to make the executive decisions. As Cochrane points out, assistants have preferences too, and it's helpful to them if an author is "very clear and direct in her communication." If you go into the relationship not knowing what you want or with vague directions, you may end up dissatisfied. James mentions a few other items for authors to consider, specifically, "How many hours can you pay for? What sort of assistant do you want—one who comes up with marketing plans or materials, or one who can "be" you on-line and in social media, or one who is best at behind-the scenes work (i.e., sending out newsletters)." Hiring an assistant is an important decision. Treat it like any other business decision, weighing the pros and cons. Is giving up a measure of control worth the time you gain to write or spend with your family? Is paying for an assistant the best use of your income? And most importantly, before hiring an assistant, take Lin's advice: "Know what you want. I say this about all promotional efforts. Know what you want to get out of it so you can work with your assistant to plan for that. If you go into any game not having a clearly defined goal, you're more likely to waste time and money and not be satisfied."ervices list,virtual assistant freelancer Read the full article

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elegantlongeveningdresses7 · 5 years

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you just aren't gonna commit a long time hunting to get the best cope in solutions plus size lace wedding dresses（）*&ghTY

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Naturally, for the marriage ceremony coordinator, it will require less occasion to discover the appropriate men and women for the reason that various other issue they have got can be contact lenses. Specially should you be organising a community marriage ceremony, your current marriage ceremony coordinator will certainly recognize anyone in your neighborhood along with that's ideal in precisely what long sleeve homecoming dresses. You could possibly feel as if you happen to be simply using your current planner's common sellers as an alternative to searching pertaining to what you look for, nevertheless to tell the truth your current coordinator employs a similar men and women continuously as they are the top offered. This is not to convey you must select your current marriage ceremony planner's tips. You happen to be often liberal to check into various other photography lovers, bakers, DJs, anyone you desire. Nevertheless accomplish try and get just about any quotations for a marriage ceremony coordinator ahead of setting up a cope. They may recognize if the price tag can be way too beyond range, throughout sometimes route. That you do not need to shell out any further you must for the assistance, nevertheless, conversely, in case a thing would seem way too very good to get genuine, the idea normally can be. You have what we spend on, in fact. A married relationship coordinator contains the expertise had to maintain marriage ceremony jogging effortlessly along with within just finances homecoming dresses short. Facts that could get prior you may be trapped by simply these people batiste wedding dress. If you use a married relationship coordinator which will make your current wedding come about, you will not merely always be keeping on your own occasion, difficulties, along with strain, you may be keeping on your own income way too. Related recommendations: you know %ef%bc%8cfor any girl a basic black evening dress is obviously necessary how does a round faced bride choose a wedding dress dont wear a high collar it should be said that princess megans wedding dress will definitely be on the list in 2019 finding ones own dream wedding dress is not an easy task so how to choose a wedding dress that suits one

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kaylacoombs · 7 years

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One year ago my oldest friend Megan invited me to visit her in the US and show me around her workplace, Walt Disney World To say it changed my life would be an understatement. Three months later I quit my job as a scientist to draw fulltime, and it’s the best decision I ever made. Thank you, Megan, for showing me the magic and reminding me to dream ✨💕

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megane-boys · 10 months

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Today's Megane is: Trois (0303) from Nanbaka

#todays megane #fulltime megane #trois 0303 #nanbaka trois #nanbaka #the numbers #I just had to use this picture to bring across how over the top sparkly this show is #he is very dear to me #worth watching for him alone

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mappingmegan · 6 years

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Tips for Travelling Fulltime: Things I Learned Fast & Never Forgot https://t.co/mNkwDhhzPJ https://t.co/tockWDOaJY

Tips for Travelling Fulltime: Things I Learned Fast & Never Forgot https://t.co/mNkwDhhzPJ pic.twitter.com/tockWDOaJY

— Megan Claire (@mappingmegan) October 19, 2018

from Twitter https://twitter.com/mappingmegan October 19, 2018 at 12:45AM via IFTTT

#IFTTT #Twitter

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worldtravelandpix · 6 years

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Megan Gougeon - Canadian Lifestyle Coach

Megan Gougeon – Canadian Lifestyle Coach

Tell us about yourself I am Megan Gougeon, a Canadian entrepreneur, and location independent lifestyle coach. I graduated university and started earning a fulltime income working online; I traveled to over 25 new countries over 2 years. Having cracked the code to location independence, my mission is to inspire fellow like-minded unconventionalists to build a sustainable online income that gives…

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#interview

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azanycollectormilkshakeworl-blog · 6 years

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nationwide liability insurance quote

"nationwide liability insurance quote

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How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.""

How much insurance is for a sporty car?

I want an '05 ford mustang coupe but i'm probably going to have to pay for my insurance...any clue how much that would be a month?

What is the most popular and best auto insurance broker in NYC? Any recommendations? What is the advantage?

By best, I mean the lowest priced rate they can come up with. What is the advantage I get going to a broker instead of directly going to a popular auto insurance company? Thanks a lot.""

Which car is cheaper to insure?

2003 mitsubitchi eclipse or 2005 ford taurus? the eclipse has a 4 cylinder and the taurus has a V6. Both Automatic. Eclipse is older but Taurus is probably safer. Eclipse is smaller. Tauruses have more problems than eclipse. Which would be cheaper on insurance overall?

Caught with no business insurance but i have insurance?

Hi, so yesterday i was delivering food for a kebab house, i only started the job 2 days earlier and i am on a trial period so i did not update my insurance to business.... beause of this i was stopped by police and when they checked i did not have valid business insurance meaning my vehicle was seized, i am due in court and will receive 6 points which will earn my a straight ban because i have only held my license 1 year and 11 months ( just before the 12 point allowance). by the time the court date has passed i will have had my license two years... is there anyway i can escape this offence without a ban ? any help appreciated!!""

What insurance coves surrogacy?

My wife is becoming a surrogate. She has already found a match but we need to find an insurance that covers surrogacy.

Cheap car insurance?

i am trying to find car insurance that is cheap. i have tried geico and progressive and all the major ones. does anyone know of some off the wall cheapies?

Why do kids with lower grades pay more for car insurance?

And would a kid with a C average compared to a kid with a A average pay the same after 1 year of both them having a clean driving record and no accidents... if not that is bs.... grades shouldn't come into play it should be how good of a driver you are its unfair to do that I am so sick and tired of how good grades get you this that..... I have a c- average in high school and i dont do any drugs or alcohol or w/e.I workout on a daily basis,eat right, and i am extremely physically fit. I really just hate school and never put my mind to it.""

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How do i add my name to someone else's car insurance?

A friend of mine is willing to teach me to drive in their car. I know you have to add your name to the insurance but don't know how to or how much it will cost. Any info will be greatly apprieciated thanks

How much should I expect to pay in Homeowners Insurance?

I am looking to buy a home and am trying to calculate monthly cost. The home we're looking at is $95,000.00. Our taxes are estimated at $800.00 and the home is in great condition (the rural location makes it affordable!) Any quick tips for a quick estimate? Anything would be helpful! Thanks!""

Do I have to wait until after I get a car to get auto insurance?

I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""

I recently got a suspended license will that affect my insurance rates?

I recently got my license suspended for an underage drinking charge. i wasn't driving. i was at a party that got busted . i'm 20 years old and looking to buy a new car i wanted to know if this fact would be detrimental in me affording car insurance. i'm however paying to have a permit to drive to work and school with my suspended license.

Anyone know insurance companies that would cover my car while in Canada?

I'm a US citizen on a temporary work permit in Ontario. I'm trying to figure out the best way to register my car. If I can find insurance that would cover me in Canada I could maintain registration in Calif. Does anyone know about this? Is there an insurance company that will cover my car while I'm registered in Calif/driving in Ontario? Thanks!

About getting a motorcycle license in CA..?

Hi,i have few questions about motorcycle: 1.If i already have a C license,do i still need to take the written test at DMV again? 2.Where can i go for the training lesson?? ( at San Francisco or bay area) 3.Which transmission i should learn first? 4.What are the brands of motorcycle other than harley davidson are popular in the US? 5. What is the approximate cost of the insurance?""

""Best insurance company? People with actual experience, having made a claim please.?""

Hi, I am wondering what you consider to be the best insurance company -- mainly for auto, but also maybe for combination auto and home. Please, I need people who have had more experience with the company than just buying their insurance there. I need people who have actually had to make a claim and to tell me how good the company was about it and if they were quick to respond and take care of the situation. Also, did your rates go up as a result? Also, good prices are very important to me. Where did you get reasonable rates with great service? These could be traditional or online insurance providers. I am looking into all options, so I appreciate any input, although like I said before, I need to know from people who have made a claim -- or done more than just pay for insurance. Thank you for all your help.""

How much would insurance cost me?

Hi im 16 and an about a week im going to get my car the honda s2000. my parents wanted me to look around for insurance under there name? you guys know any cheap insurance companys? and how much do u think it would cost me a month?

How much would it cost to be added to my moms insurance policy?

im 17 years old (female)about to be 18 in march,want to get added to my moms policy which she pays 103 a month for ,the car is a 99 nissan sentra i have had my license for about a week ,did driving school and probably can get the good student discount how much would it cost?""

NC Divers License and insurance?

My boyfriend is looking to get his license for the first time and we have a question about insurance. As far as I know, in the state of NC you cannot get your license w/o having car insurance. How can you get your license w/o having a car to issue insurance on? In other words, if he doesn't have a vehicle, why do they require you to have insurance before obtaining your license?""

What old coupes are there that are cheap to insure for 17 or 18 year old?

I want a cheap coupe and be able to also have cheap insurance on one because I want to customize a car as a project and keep adding more things to it slowly. Also I don't want one that is from the 1970's I want one from the 90's or higher like the Mazda RX7 or the Toyota Supra. The problem is these cars don't cost much but they're a hell lot of money to insure because of their power output. Please don't tell me any hatchbacks because I hate hatchbacks with passion. I could live with one stock but I want to customize my car so I want it to be a good looking coupe or a saloon, thanks.""

Car Insurance in Northern NJ?

Hello, How much do a couple pay on an average for car insurance premiums in Northern NJ? I am insured with liberty mutual and my monthly commitment is close to $140, I have a clean driving history and no claims in the past. Culd you suggest how I cut down on my premiums? Also the best car insurance company in the tri state area.""

Will a speeding ticket increase the insurance rate on car?

I got a ticket and i dont want to tell my parents. The officer said i could send the check to pay it off through the mail or by email.

How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.?

what part do we pay

Temporary car insurance?

i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?

How much does a male aged 17 pay for car insurance?

Well I'm 17 years old and I'm currently taking driving lessons and hopping to do my driving test really soon. So the reason i asked this question is to just find out how much you pay for your car insurance. P.S If things do go well and I pass my driving test, I am planning to get a 05 Reg Vauxhall Corsa 1.2 SXI. So it would help if someone owns a 1.2 car and they're 17 years of age to answer this question. Thanks!!""

Does filing a claim raise auto insurance rate?

My car was vandalized while I slept. Luckily my car shut itself off when it did not recognize the key. I filed a claim with the insurance. I had comprehensive coverage. When it was time to renew, my rates increased. What is the point of having insurance if you are discouraged from filing a claim? I thought if it was not my fault, my rates do not increase?""

How Much is a Tuberculosis Test without insurance?

I live in Sacramento California and need to get a tb test but i dont have insurance, so i was wondering how much this is going to cost. Any help would be appreciated""

Homeowners insurance question?

My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!""

Am I supposed to have car insurance?

I'm 17, I currently have my permit, I'm taking my driving test on Friday, so I was wondering if I'm supposed to have car insurance? I drive my dad's car, he has insurance.""

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

Affordable health insurance?

Dental, health.. I need to know the best way to go about it. Thanks.""

State Farm Car insurance payment question?

I have to make a payment on my car insurance 3 days late (it comes due 3 days before pay day, since they changed the due date on me). However, I don't want my coverage to be dropped. I called my agent's office and the girl told me she would suspend my payment, but that they might send me a cancellation notification. She said I should ignore it. Does this mean I will loose coverage for those 3 days, or do I have a small grace period ?""

Car insurance for teen?

ok so i am going to get my drivers license tommorrow, and my mom brought up the whole insurance thing. my question is, i dont have a car of my own yet so i would have to drive my mom's in her words (IF i let you drive at all)--how stupid is that?!? anyways. would she have to change anything about her insirance if im driving her car and have been since ive had my permit, or can she leave everything as it already is???""

""My Car was hit while parked, do i have to involve the cops or my insurance company?

#NAME?

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What is most important in a car insurance plan?

Okay, I know this is a complicated question that I'm asking on Yahoo! Answers, but hopefully somebody can give a credible answer. I'm about to get my first car and I want to make sure I have the proper insurance. I don't want an insurance company talking me into buying more than I need, nor do I want to be under-protected. So what's most important? I thought I'd heard that liability coverage was more important than collision. Is that true? How much liability should I need? If someone could give me some good suggestions with some numbers, I'd really appreciate it.""

Whats the average cost for teen motorcycle insurance?

Ok so I am 16 years old and I have an 08 Kawasaki ninja 250 I live in a rural part of CA with low crime rate. I want liability only and have maintained a 4.2 gpa if that helps with insurance costs

Individual Health Insurance in Indiana at 18?

How can I apply for individual health insurance at 18? I'll graduate from high school next year. I want to be responsible for me at that age and not be dependent by my guardians ...show more

""How and how much for car inspection, title, insurance, and tags?""

I am getting a car from someone, and I need to know what all I need to do to get it registration (tags), it inspected, it with insurance, and with the title transfered over. The car is just sitting in a driveway right now with nothing on it, so how do I get everything I need done to it when it can't legally drive anywhere?""

How much would car insurance be a month for a 20 year old driving a mid nineties car?

I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more

I would like to know approximatly how much I would be paying for car insurance?

As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks

Question about car insurance?

I know it's a broad question - but what is the average rate for car insurance for someone over 25 who is a safe driver?? Also is it possible for your car insurance to drop $100 in 6 months??

How much will my insurance go up in Georgia?

ok so i recently got a ticket for going 45 in a 25 in georgia i am 19 years old and i am living with my parents and i am on my parents insurance. i am insured on 4 cars full coverage 2005 dodge ram 2010 lexus hs250 a 2005 ford expedition and a 2011 ford mustang v6 this is my first ticket i have ever gotten that has given me points any help would be great thanks

How much would insurance for 2009 Ford Focus be? Estimate?

I'm wondering how much insurance would cost for the 2009 Ford Focus for a 17 year old girl be? I want to buy a 2009 Ford Focus when I turn 17 not this coming up January but next. Oh and prices of how much the car costs would be nice too. Thanks!

How much is insurance for a road legal buggy? Or how much would you guess?

I'm 22 and only just got my drivers licence. The buggy I'll get will probably be about 250cc. Probably second hand and worth around 1500-1750. If you have the answer that'd be great, but mainly I just want to know whether it'll be significantly lower than it is for males my age to get car insurance. No need to mention getting quotes from websites, I've already thought of it.""

Car Insurance - Where the car is kept?

I'm currently looking at insurance for my car, which will be kept where i live in a small private residence Cul-de-sac with a coded gate and CCTV. Will this come under as Locked compound or Private Property? Hope someone can help.""

I have a financed car can I take my car out of circulation to stop paying insurance?

Ok, my car has been broken for like 5 or 6 months already. It hasn't been driven at all. Right now it has an expensive fix. I was waiting for my taxes to fix it but I had my identity stolen so I may not get my taxes until December, if even that soon. Anyways, long story short...it's an expensive fix, about $2000...which I don't have. I've been paying for both the car and the insurance every month with the car not even moving. I know I have to continue paying the car. I'm going to verify with my bank, but I'd prefer not to get them involved until I have some details. Is it possibly to take my car completely out of circulation by turning in the license plate and then stop paying insurance until I fix it? I assume theres no need to have insurance if the car doesn't have a tag so it can't be driven. I live in Florida, if that changes anything. Paying $280 for insurance and not driving the car makes me sick...its worse than paying the actual car and not driving it.""

Insurance rates go up?

I sideswiped a car and busted their taillight, if I report it to my insurance instead of paying it myself about how much would my monthly rate go up? I'm an 18 year old guy.""

Need help with auto insurance?

For those of you that have a sports car, how much do you pay for insurance?""

What is the cheapest car insurance for a teenager and how much does it cost?

Health Insurance question for California?

Is there a state program for minors(age 16) of low income?

How will I get medical insurance now?

I am 20 years old, sophomore college student at CSUEB. My father just got fired from his job of 7 years due to minor, policy reason. Anyway, because i'm a full time student, I have basically no time to work. I WAS part of my father's health insurance benefits and now, it's gone. So in case I get sick from now on, I won't get admitted into a doctor by just paying the $20 copay visit...instead, i'd have to pay the whole no-insurance amount... I do have temporary insurance at my college but I DON'T like at school..i live about 20-30 mins away. So, in case I get severely sick (worse than fever or cold), I won't get treated until I get enough money to pay for hospital/clinic bills. Anyone know a solution?""

Why is car insurance mandatory but not health insurance?

Say you have mandatory car insurance but not health insurance and you get in a car accident and get injured; your mandatory car insurance covers your car but what about you?

How much would insurance cost on a 3.5 tonne recovery truck?

ive brought a 3.5tonne tow truck for personal use not business, i wanted to know how much would the insurance cost me? am aged 23""

Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?

Afterall, its called Allstate !""

How much would insurance cost for a 1990 Toyota Corolla?

I'm 17, it's my first car.""

Does a stop sign violation increase your insurance in Sacramento?

I just a stop sign violation about an hour ago, I was planning on paying it because I do not know enough to fight the ticket in court. Will the citation increase my insurance rate? I have AAA. And the violation occured in Sacramento, CA few blocks from my house.""

Buying a used car and purchasing a car insurance in Tucson?

Hi. Im going to study in tucson for the next 2 years as an international student. I want to buy a car, and I am looking for a place that would be known to sell used cars at a fair price (I am not looking for something more than 7-8000). It would also be nice it those car would come with a warranty. Do you know good places for that? Also if you can advice me with car insurance that would be nice. Thank you a lot!""

Individual vs group health insurance?

If an individual with wife (including 6 month old son) and sister work as a small business owners/employees and would like to get a group insurance through BCBS, would it be feasible to go through as a Group or as an individual/family healthcare plan, perhaps family and an individual for the sister?""

""How much will my insurance premium go up after a speeding ticket, I'm 17?""

I am a 17 year old male whose car insurance is roughly $200 a month from Travelers. My parents (unlike me, haha) are perfect drives and have had no recent violations. On the other hand, I got pulled over in MASS for doing 86 in a 65. It won't happen again. I live in CT. How much do you think this will increase by? and when I renew could my insurance company decide to not run my DMV record?""

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https://www.linkedin.com/pulse/toyota-fortuner-insurance-tyler-stewart/"

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