#how to evict a child from your home in florida | Explore Tumblr Posts and Blogs

bobbertskeetz · 3 months

Note

Derek Morgan x Female!Reader

maybe something where reader goes into labor while Derek is away on a case or reader surprises Derek with a visit to the office and brings their new born along with her ( kinds how Haley did with Jack in the earlier seasons )

AHHHH!! love this one, thank you very much for the request. Actually thinking of combining both of these into a two part imagine?? For now though, enjoy panicked Derek <3

𝙪𝙣𝙥𝙡𝙪𝙜𝙜𝙚𝙙 𝙙.𝙢 𝙭 𝙧𝙚𝙖𝙙𝙚𝙧

Summary: Despite his desperate attempts to be by your side 24/7, Derek is convinced the universe is out to get him during the final days of your pregnancy

Themes/Warnings: pregnant!reader, fiance!derek, general themes of the show e.g unsubs, graphic cases (not in depth detail) fem!reader, fluff fluff Fluff!!! angst if you squint...

"Don't-"

"Derek please."

"Sit! Ah ah, stay... good girl, you get a treat."

A quick sloppy kiss is planted on your left cheek while Derek holds you down by the shoulders, trapping you in place in the nest of pillows and blankets he created to accomodate your swollen stomach and achy back. Your fiance stands behind you, knees kneeling on the arm rest, while he massages the knot growing at the base of your neck, while you lightly scoff.

"Speak to me like that again and I will knife you."

"Easy Mama, you shouldn't model such a hostile attitude for the little man!"

Reaching up behind you, you grasp at his neck gently, bringing him back down to your level for a kiss. The kiss goodbye which you had previously attempted to get up and give him, before he left for God knows how long.

A cheeky grin grew on his lips as you moved to his ear with a whisper;

"She, will be the most well-mannered child ever born, taking after her mother..."

"Bet?"

"Shut up," another kiss lands on his lips, "Hotch is waiting."

Derek lets a low groan, one saturated in frustration, slowly spill into your shared kisses. Eyebrows furrowed together, accompanied by a small frown, he allows his head to lull to one side, rubbing the pad of his thumb tenderly along your jawline.

"Don't dare move from this couch, Sweetheart. Not without Garcia or your mother here to help you out."

"Der-"

"Humour me gorgeous?"

A final kiss, and a huff;

"Fine."

You can't find it in yourself to feel any sort of remorse for agreeing to his terms as his blinding toothy grin leaves a fuzzy warmth budding in the pit of your stomach. What harm will a few days on the sofa do you anyhow?

Hotch was growing impatient, although, trying his best to remain understanding. He knew how hard it was, how the guilt of leaving your pregnant partner at home eats you alive. However, these were the demands of the job. One last nagging phone call from Hotch, and Derek was half way out the door, reminding you of the meals in the fridge (kindly prepared that morning by Penelope) and of the vitamin supplements you have to take before you go to bed.

With a swift, yet endearing exchange of I love you's, Derek was finally on his way to Florida. He knew it was silly, hating an arsonist more for taking him away from his growing family, than the actual crimes committed. Yet, these were the demands of matrimony and fatherhood.

Three days of couch-rotting down, and you were verging on insanity. Every slight movement left a series of uncomfortable spasms in your joints, the braxon hicks were something serious, and you constantly felt as though you had a gaping hole in your stomach, almost as if you were riding a never ending rollercoaster. Baby Morgan needed to make an appearence soon, or she would have to be evicted.

With twenty minutes left on the clock before your mother was scheduled to come and help you to the bath, you awoke from your half-sleep with a start. Why were your sweatpants sticking to your thighs?

Yes, Derek forbid you from moving unless absolutely necessary, however, peeing yourself was definitely classed as an emergancy. Except, you hadn't. There, as if it was the most normal thing in the world, sat a weird bloody substance on the line of your underwear.

Fuck. Me.

Immediately you called your fiance. Should you be calling him first? What's he going to do from Florida? This was a bad idea, he's busy after all... But, before your anxiety could hang up the phone, the one voice you so desperately needed sang down the line like a prayer.

"Hey gorgeous girl, how's my little famil-"

"Baby! Now- baby is- Help."

"What?! Sweetheart hold on, are you sure?"

"Honey, my mucus plug is very much unplugged and my abdomen is being ripped apart."

A sharp wail escaped you as a dull ache made itself known in the pits of your cervix, and then the anger came.

"Derek. I need you. Now."

"Everything is going to be just fine sweetheart, let me call-"

"No! Don't leave me, please don't leave me."

"Okay angel, I'm right here." His assurance soothed you for the time being, both of you awaiting your mother's arrival. And it was safe to say, Derek was sick to his stomach.

Every damn day. Every day he tried his hardest to be there, especially nearing the end of your third trimester. His biggest fear was accidentally leaving you alone when that one awaited moment came; and his greatest nightmare had just come true.

"I should've been there Reid!"

Spencer nodded, sympathetically, "You couldn't have predicted this."

"Well, I should've. Fuck. It's just exactly what I should've predicted" He felt as though he could cry, and stifling a sniffle he continued, "Of course the second I leave that's when the little guy decides to make an appearance."

"Murphy's law! Essentially everything that could go wrong will go wrong. Named after Edward A. Murphy Jr, for centuries this belief has plagued several societies-"

"Spence." JJ shook her head gently, nudging it towards Derek's defeated countenance.

Grimacing, Spencer blushed and tried again, "Morgan, honestly you couldn't have done any more than you already have."

JJ then chimed in, "She's not holding this against you, shit happens, and you are getting ready to go home right now! I mean - you got the call a half hour ago, and already the jet's almost ready"

Opening his mouth the respond, Derek was cut off by Hotch swinging the precint's office door open, informing him that he could go home.

"Jesus, that fast?"

He was already rushing out of the room when he heard the discussion between JJ and Hotch,

"Special treatment for the family man."

Family man. He was a family man now. Non-commital SSA Derek Morgan had a bride-to-be waiting for him, and a baby on the way. And he could never be happier.

Within hours, Derek was bulldozing his way through the ward, stopping every nurse who was unfortunate enough to get in his way, to ask for your room. When he finally found you, he all but fell through the door with panic.

"Is everyone okay?" Kiss. "Hi baby!" Kiss. "Are you okay?! Is baby?"

The tenderness with which he held your face immediately soothed every anxiety within your body, even only momentarily. He was here, he made it. After an elongated silence, you shook yourself into action, reminding yourself that Derek was not a mind reader, despite what his job would lead you to believe.

"Everyone's okay honey, little rascal is still inside me," you replied softly, almost inaudibly, the fear felt previously when you had first called him suddenly returning, "You made it?"

His heart lurched and eyes softened at the vulnerability in your voice, and Derek finally took in the sheet white anxious expression settled on your face. Gently, he clasped his warm hand around your own, careful to avoid tugging at your drip, and dropped a sweet kiss to the cracks of your knuckles.

"I made it sweet girl." Another kiss, then travelling to your trembling lips, "I'll always make it doll. That, I can promise you forever."

#criminal minds #criminal minds fanfiction #spencer reid #aaron hotchner #derek morgan #derek morgan x reader #derek morgan fanfiction #criminal minds x reader #bau team #spencer reid fanfic #aaron hotchner fanfic #derek morgan fluff #derek morgan x you #derek morgan fanfic

342 notes · View notes

arcticdementor · 3 years

Link

Stefanie Gray explains why, as a teenager, she was so anxious to leave her home state of Florida to go to college.

“I went to garbage schools and I’m from a garbage low-income suburb where everyone sucks Oxycontin all day,” she says. “I needed to get out.”

She got into Hunter College in New York, but both her parents had died and she had nowhere near enough to pay tuition, so she borrowed. “I just had nothing and was poor as hell, so I took out loans,” she says.

This being 2006, just a year after the infamous Bankruptcy Bill of 2005 was passed, she believed news stories about student loans being non-dischargeable in bankruptcy. She believed they would be with her for life, or until they were paid off.

“My understanding was, it’s better to purchase 55 big-screen TVs on a credit card, and discharge that in a court of law, then be a student who’s getting an education,” she says.

Still, she asked for financial aid: “I was like, ‘My parents are dead, I'm a literal fucking orphan, I have no siblings. I'm just taking out this money to put my ass through school.”

Instead of a denial, she got plenty of credit, including a slice of what were called “direct-to-consumer” loans, that came with a whopping 14% interest rate. One of her loans also came from a company called MyRichUncle that, before going bankrupt in 2009, would briefly become famous for running an ad disclosing a kickback system that existed between student lenders and college financial aid offices.

Gray was not the cliché undergrad, majoring in intersectional basket-weaving with no plan to repay her loans. She took geographical mapping, with the specific aim of getting a paying job quickly. But she graduated in the middle of the post-2008 crash, when “53% of people 18 to 29 were unemployed or underemployed.”

“I couldn't even get a job scrubbing toilets at a local motel,” she recalls. “They told me straight up that I was over-educated. I was like, “Literally, I'll do your housekeeping. I don't give a shit, just let me make money and not get evicted and end up homeless.”

The lender Sallie Mae at the time had an amusingly loathsome policy of charging a repeating $150 fee every three months just for the privilege of applying for forbearance. Gray was so pissed about having to pay $50 a month just to say she was broke that she started a change.org petition that ended up gathering 170,000 signatures.

She personally delivered those to the Washington offices of Sallie Mae and ended up extracting a compromise out of the firm: they’d still charge the fee, but she could at least apply it to her balance, as opposed to just sticking it in the company’s pocket as an extra. This meager “partial” victory over a student lender was so rare, the New York Times wrote about it.

“I definitely poked the bear,” she says.

Gray still owed a ton of student debt — it had ballooned from $36,000 to $77,000, in fact — and collectors were calling her nonstop, perhaps with a little edge thanks to who she was. “They were telling me I should hit up people I know for money, which was one thing,” she recalls. “But when they started talking about giving blood, or selling plasma… I don’t know.”

Sallie Mae ultimately sued Gray four times. In doing so, they made a strange error. It might have slipped by, but for luck. “By the grace of God,” Gray said, she met a man in the lobby of a courthouse, a future state Senator named Kevin Thomas, who took a look at her case. “Huh, I’ve got some ideas,” he said, eventually pointing to a problem right at the top of her lawsuit.

Sallie Mae did not represent itself in court as Sallie Mae. The listed plaintiff was “SLM Private Credit Student Loan Trust VL Funding LLC.” As was increasingly the case with mortgages and other forms of debt, student loans by then were typically gathered, pooled, and chopped into slices called tranches, to be marketed to investors. Gray, essentially, was being sued by a tranche of student loan debt, a little like being sued by the coach section of an airline flight.

When Thomas advised her to look up the plaintiff’s name, she discovered it wasn’t registered to do business in the State of New York, which prompted the judge to rule that the entity lacked standing to sue. He fined Sallie Mae $10,000 for “nonsense” and gave Gray another rare victory over a student lender, which she ended up writing about herself this time, in The Guardian.

Corporate creditors often play probabilities and mass-sue even if they don’t always have great cases, knowing a huge percentage of borrowers either won’t show up in court (as with credit card holders) or will agree to anything to avoid judgments, the usual scenario with student borrowers.

“What usually happens in pretty much 99% of these cases is you beg and plead and say, ‘Please don't put a judgment against me, I'll do anything… because a judgment against you means you're not going to be able to buy a home, you’re not going to be able to do basically anything involving credit for the next 20 years.”

…

The passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was a classic demonstration of how America works, or doesn’t, depending on your point of view. While we focus on differences between Republicans and Democrats, it’s their uncanny habit of having just a sliver of enough agreement to pass crucial industry-friendly bills that really defines the parties.

Whether it’s NAFTA, the Iraq War authorization, or the Obama stimulus, there are always just enough aisle-crossers to get the job done, and the tally usually tracks with industry money with humorous accuracy. In this law signed by George Bush, sponsored by Republican Chuck Grassley, and greased by millions in donations from entities like Sallie Mae, the crucial votes were cast by a handful of aisle-crossing Democrats, including especially the Delawareans Joe Biden and Tom Carper. Hillary Clinton, who took $140,000 from bank interests in her Senate run, had voted for an earlier version.

Party intrigue is only part of the magic of American politics. Public relations matter, too, and the Bankruptcy Bill turned out to be the poster child for another cherished national phenomenon: the double-lie.

…

Years later, pundits still debate whether there really ever was an epidemic of debt-fleeing deadbeats, or whether legislators in 2005 who just a few years later gave “fresh starts” to bankrupt Wall Street banks ever cared about “moral hazard,” or if it’s fair to cut off a single Mom in a trailer when Donald Trump got to brag about “brilliantly” filing four commercial bankruptcies, and so on.

In other words, we argue the why of the bill, but not the what. What did that law say, exactly? For years, it was believed that it absolutely closed the door on bankruptcy for whole classes of borrowers, and one in particular: students. Nearly fifteen years after the bill’s passage, journalists were still using language like, “The bill made it completely impossible to discharge student loan debt.”

…

The phrase “Just asking questions” today often carries a negative connotation. It’s the language of the conspiracy theorist, we’re told. But sometimes in America we’re just not told the whole story, and when the press can’t or won’t do it, it’s left to individual people to fill in the blanks. In a few rare cases, they find out something they weren’t supposed to, and in rarer cases still, they learn enough to beat the system. This is one of those stories.

…

Smith’s explanation of the history of the student loan exemption and where it all went wrong is biting and psychologically astute. In his telling, the courts’ historically sneering attitude toward student borrowers has its roots in an ages-old generational debate.

“This started out as an an argument between the Greatest Generation and Baby Boomers,” Smith notes. “A lot of the law was created by people railing against draft-dodging deadbeat hippies.”

He points to a 1980 ruling by a judge named Richard Merrick, who in denying relief to a former student, wrote the following:

The arrogance of former students who had received so much from society, frequently including draft deferment, and who had given back so little in return, accompanied by their vehemence in asserting their constitutional and statutory rights, frequently were not well received by legislators and jurists, senior to them, who had lived through the Depression, had worked their ways through college and graduate school, had served in World War II, and had been paying the taxes which made possible the student loans.

Smith laughs about this I didn’t climb the hills at Normandy with a knife in my teeth just to eat the debt on your useless-ass liberal arts degree perspective, noting that “when those guys who did all that complaining went to school, only rich prep school kids went to college, and by the way, tuition was like ten bucks.” Still, he wasn’t completely unsympathetic to the conservative position.

…

This concern about “deadbeats” gaming the system — kids taking out fat loans to go to school and bailing on them before the end of the graduation party — led that 1985 court to take a hardcore position against students who made “virtually no attempt to repay.” They established a three-pronged standard that came to be known as the “Brunner test” for determining if a student faced enough “undue hardship” to be granted relief from student debt.

Among other things, the court ruled that a newly graduated student had to do more than demonstrate a temporary inability to handle bills. Instead, a “total incapacity now and in the future to pay” had to be present for a court to grant relief. Over the course of the next decades, it became axiomatic that basically no sentient being could pass the Brunner test.

…

In 2015, he was practicing law at the Texas litigation firm Bickel and Brewer when he came across a case involving a former Pace University student named Lesley Campbell, who was seeking to discharge a $15,000 loan she took out while studying for a bar exam. Smith believed a loan given out to a woman who’d already completed her studies, and who used the money to pay for rent and groceries, was not covering an “educational benefit” as required by law. A judge named Carla Craig agreed and canceled Campbell’s loan, and Campbell v. Citibank became one of the earlier dents in the public perception that there were no exceptions to the prohibition on discharging student debts.

“I thought, ‘Wait, what? This might be important,’” says Smith.

By law, Smith believed, lenders needed to be wary of three major exceptions to the non-dischargeability rule:

— If a loan was not made to a student attending a Title IV accredited school, he thought it was probably not a “qualified educational loan.”

— If the student was not a full-time student — in practice, this meant taking less than six credits — the loan was probably dischargeable.

— And if the loan was made in an amount over and above the actual cost of attending an accredited school, the excess might not be “eligible” money, and potentially dischargeable.

Practically speaking, this means if you got a loan for an unaccredited school, were not a full-time student, or borrowed for something other than school expenses, you might be eligible for relief in court.

Smith found companies had been working around these restrictions in the blunt predatory spirit of a giant-sized Columbia Record Club. Companies lent hundreds of thousands to teenagers over and above the cost of tuition, or to people who’d already graduated, or to attendees of dubious unaccredited institutions, or to a dozen other inappropriate destinations. Then they called these glorified credit card balances non-dischargeable educational debts — Gray got one of these “direct-to-consumer” specials — and either sold them into the financial system as investments, borrowed against them as positive assets, or both.

…

Smith thought these practices were nuts, and tried to convince his bosses to start suing financial companies.

“They were like, ‘You do know what we do around here, right?’ We defend banks,” he recalls, laughing. “I said, ‘Not these particular banks.’ They said it didn’t matter, it was a question of optics, and besides, who was going to pay off in the end? A bunch of penniless students?”

Furious, Smith stormed off, deciding to hang his own shingle and fight the system on his own. “My sister kept saying to me, ‘You have to stop trying to live in a John Grisham novel,’” he recalls, laughing. “There were parts of it where I was probably super melodramatic, saying things like, ‘I'm going to go find justice.’”

Slowly however, Smith did find clients, and began filing and winning cases. With each suit, he learned more and more about student lenders. In one critical moment, he discovered that the same companies who were representing in court that their loans were absolutely non-dischargeable were telling investors something entirely different. In one prospectus for a trust packed full of loans managed by Sallie Mae, investors were told that the process for creating the aforementioned “direct-to-consumer” loans:

Does not involve school certification as an additional control and, therefore, may be subject to some additional risk that the loans are not used for qualified education expenses… You will bear any risk of loss resulting from the discharge.

Sallie Mae was warning investors that the loans might be discharged in bankruptcy. Why the honesty? Because the parties who’d be packaging and selling these student loan-backed instruments included Credit Suisse, JP Morgan Chase, and Deutsche Bank.

“It’s one thing to lie to a bunch of broke students. They don’t matter,” Smith says. “It’s another to lie to JP Morgan Chase and Deutsche Bank. You screw those people, they’ll fight back.”

…

In June of 2018, a case involving a Navy veteran named Kevin Rosenberg went through the courts. Rosenberg owed hundreds of thousands of dollars and tried to keep current on his loans, but after his hiking and camping store folded in 2017, he found himself busted and unable to pay. His case was essentially the opposite of Brunner: he clearly hadn’t tried to game the system, he made a good faith effort to pay, and he demonstrated a long-term inability to make good. All of this was taken into consideration by a judge named Cecilia Morris, who ruled that Rosenberg qualified for “undue hardship.”

“Most people… believe it impossible to discharge student loans,” Morris wrote. “This Court will not participate in perpetuating these myths.” The ruling essentially blew up the legend of the unbeatable Brunner standard.

Given a fresh start, Rosenberg moved to Norway to become an Arctic tour guide. “I want people to know that this is a viable option,” he said at the time. The ruling attracted a small flurry of news attention, including a feature in the Wall Street Journal, as the case sent a tremor through the student lending world. More and more people were now testing their luck in bankruptcy, suing their lenders, and asking more and more uncomfortable questions about the nature of the education business.

In the summer of 2012, a former bond trader named Michael Grabis sat in the waiting room of a Manhattan financial company, biding time before a job interview. In the eighties, Grabis’s father was a successful bond trader who worked in a swank office atop the World Trade Center, but after the 1987 crash, the family fell out of the smart set overnight. His father lost his job and spiraled, his mother had to look for a job, and “we just became working class people.”

Michael tried to rewrite the family story, going to school and going into the bond business himself, first with the Bank of New York, and eventually for Schwab. But he, too, lost his job in a crash, in 2008, and now was trying to break the pattern of bubble economy misery. However, he’d exited Pennsylvania’s Lafayette College in the nineties carrying tens of thousands in student loans. That number had since been compounded by fees and penalties, and the usual letters, notices, and phone calls from debt collectors came nonstop.

Now, awaiting a job interview, his phone rang again. It was a collection call for Sallie Mae, and it wasn’t just one voice on the line.

“They had two women call at once,” Grabis recalls. “They told me I’d made bad life choices, that I lived in too expensive a city, that I had to move to a cheaper place, so I could afford to pay them,” Grabis explains. “I tried to tell them I was literally at that moment trying to get a job to help pay my bills, but these people are trained to just hound you without listening. I was shaking when I got off the phone, and ended up having a bad interview.”

Two years later, more out of desperation and anger than any real expectation of relief, Grabis went to federal court in the Southern District of New York and filed for bankruptcy. At the time, he, too, believed student loans could not be eliminated. But the more he read about the way student loans were constructed and sold — he’d had experience in doing shovel-work constructing mortgage-backed securities, so he understood the Student Loan Asset-Backed Securities (SLABS) market — he started to develop a theory. Everyone dealing with the finances of higher education in America knew the system was rotten, he thought. But what if someone could prove it?

The 2005 Bankruptcy Act says former students can’t discharge loans for “qualified educational expenses,” i.e. loans given to students so that they might attend tax-exempt non-profit educational institutions. Historically, that exemption covered almost all higher education loans.

What if America’s universities no longer deserve their non-profit status? What if they’re no longer schools, and are instead first and foremost crude profit-making ventures, leveraging federal bankruptcy law and the I.R.S. code into a single, ongoing predatory lending scheme?

This is essentially what Grabis argued, in a motion filed last January. He named Navient, Lafayette College, the U.S. Department of Education, Joe Biden, his own exasperated judge, and a host of other “unknown co-perpetrators” as part of a scheme against him, claiming the entirety of America’s higher education business had become an illegal moneymaking scam.

“They created a fraud,” he says flatly.

…

Grabis doesn’t have a lawyer, his case has been going on for the better part of six years, and at first blush, his argument sounds like a Hail Mary from a desperate debtor. The only catch is, he might be right.

By any metric, something unnatural is going on in the education business. While other industries in America suffered declines thanks to financial crises, increased exposure to foreign competition, and other factors, higher education has grown suspiciously fat in the last half-century. Tuition costs are up 100% at universities over and above inflation since 2000, despite the 2008 crash, with some schools jacking up prices at three, four times the rate of inflation dating back to the seventies.

Bloat at the administrative level makes the average university look like a parody of an NFL team, where every brain-dead cousin to the owner gets on the payroll. According to Education Week, “fundraisers, financial aid advisers, global recruitment staff, and many others grew by 60 percent between 1993 and 2009,” which is ten times the rate of growth for tenured faculty positions.

…

Hovering over all this is a fact not generally known to the public: many American universities, even ones claiming to be broke, are sitting atop mountains of reserve cash. In 2013, after the University of Wisconsin blamed post-crash troubles for raising tuition 5.5%, UW system president Kevin Reilly in 2013 admitted that the school actually held $638 million in reserve, separate and distinct from the school endowment. Moreover, Reilly said, other big schools were doing the same thing. UW’s reserve was 25% of its operating budget, for instance, but the University of Minnesota’s was 29%, while Illinois maintained a whopping 34% buffer.

When Alan Collinge of Student Loan Justice looked into it, he found many other schools were sitting atop mass reserves even as they pleaded poverty to raise tuition rates. “They’re all doing it,” he said.

In the mortgage bubble that led to the 2008 crash, financiers siphoned fortunes off home loans that were unlikely to be repaid. Student loans are the same game, but worse. All the key players get richer as that $1.7 trillion pile of debt expands, and the fact that everyone knows huge percentages of student borrowers will never pay is immaterial. More campus palaces get built, more administrators get added to payrolls, and perhaps most importantly, the list of assets grows for financial companies, whether or not the loans perform.

…

“As long as it’s collateralized at Navient, they can borrow against that,” Smith says. “They say, ‘Look, we've got $3 billion in assets, which are just consumer loans in negative amortization that are not being repaid, but are being artificially kept out of default so Navient can borrow against that from other banks.

“When I realized that, I was like, ‘Oh, my god. They’re happy that the loans are growing instead of being repaid, because it gives them more collateral to borrow against.’” Smith’s comments echo complaints made by virtually every student borrower in trouble I’ve ever interviewed: lenders are not motivated to reduce the size of balances by actually getting paid. Instead, the game is about keeping loans alive and endlessly growing the balance, through new fees, penalties, etc.

There are two ways of approaching reform of the system. One is the Bernie Sanders route, which would involve debt forgiveness and free higher education. A market-based approach meanwhile dreams of reintroducing discipline into student lending; if students could default, schools couldn’t endlessly raise costs on the back of unlimited government-backed credit.

Which idea is more correct can be debated, but the one thing we know for sure is that the current system is the worst of both worlds, enriching all the most undeserving actors, and hitting that increasingly prevalent policy sweet spot of privatized profit and socialized risk. Whether it gets blown up in bankruptcy courts or simply collapses eventually under its own financial weight — there’s an argument that the market will be massively disrupted if and when the administration ends the Covid-19 deferment of student loan payments — the lie can’t go on much longer.

“It’s just obvious that this has become a printing money operation,” says Grabis. “The colleges charge whatever they want, then they go to the government and continuously increase the size of the loans.” If you’re on the inside, that’s a beautiful thing. What about for everyone else?

#matt taibbi #substack #long #read the whole thing #student loans #student loan debt

2 notes · View notes

rpf-bat · 5 years

Text

Alright, you really wanna know?

(I warned you. The first half of this story is a sad one).

So.....I didn’t drop out of school by choice. I was two and a half years into a four year degree program. I was getting good grades, I was active in school clubs. I had matured out of my Punch Everyone phase, so I actually had a decent amount of friends lol. I even dated a couple people.

And then everything went straight to shit. My folks were....controlling. Like, they forced me to give them the password to my email account, and read every message in my Sent folder. They GPS tracked my phone and yelled at me for going to Taco Bell with my friends, when I “should have been in my dorm, studying”. They drained every cent out of my bank account to punish me for “talking back”, and I didn’t find out until my card declined on a tube of toothpaste at Walmart. (My roommate, J, bought my toothpaste for me. She’s going to be important later.)

Everything came to a head during Christmas break. I was supposed to be picked up to go home, at 8 am sharp. I asked my dad to meet me in the downstairs lobby of my dorm, so that I didn’t disturb my roommates, who would still be sleeping. For some reason, he insisted that he needed to meet me in my actual room.

Somehow, this escalated into a series of threatening texts from him. There’s one I remember verbatim: “I know how to wake that bitch up. Lesbians don’t scare me.”

J got really anxious, and said if he tried to barge into our room, after she told him not to, she was going to call the campus police.

I told J: “I wish I didn’t have to go home, and spend the next few weeks with him.”

J said: “So, don’t.”

She offered to let me spend Christmas with her family, in Atlanta. I accepted.

My father warned me, “If you don’t come home to Florida for Christmas, you will not be going to that school anymore.”

I thought he was bluffing. But then, one night, while sitting on J’s bedroom floor, I got a call from my school’s financial aid office. They informed me that spring semester would cost $15,000, that my father had informed them that he was not intending to pay it, and that I was therefore being evicted from the dorms.

I started a GoFundMe. It raised about $1,000. Not nearly enough. With no choice left, I packed up my things, hugged J goodbye, and moved out of my dorm in North Georgia, back into my parents’ house in South Florida.

My only friends were now 700 miles away.

My parents’ verbal/emotional abuse escalated. I was being called a b***h and a c**t. I had a hairbrush thrown at me. I was being pushed into anxiety attacks. I made the decision, that I needed to either get out of that house, or die.

(Ok, now here’s where it gets awesome.)

Could I really just get up and leave?? I wondered. Where would I go?? Where would I be left standing, in the aftermath?

And then, a phrase popped into my head, that I hadn’t heard in years: The aftermath is secondary.

I rewatched the Danger Days music videos, sitting there in my childhood bedroom, and, as silly as it sounds, it gave me the courage to go through with my plan.

I started calling relatives. Two aunts and a cousin, basically told me, Sorry, can’t help you. We don’t want to be involved in whatever fight y’all are having.

Growing increasingly desperate, I called my half-sibling....who I had only found out existed, a year prior. (That story could easily be it’s own post....but the short version? One of my parents had a child while still in school. Unable to care for the baby, they quietly arranged a closed adoption, and then kept the child’s existence a secret for the next thirty-five years. I was raised as an only child and only learned the truth when I was twenty years old. My brother, and his adoptive parents, had actually been living not far from us, the whole time....)

Even though he, truthfully, barely knew me, my half-brother answered my call. He began driving to my town, to come and get me.

I packed four shirts, four pairs of pants, a toothbrush, my CD player, and my CD collection, into an overnight bag. I understood that I was about to lose everything else that I owned. When I told my parents I was leaving, they grabbed and confiscated my laptop and my phone.

“We won’t let you leave with them! We paid for them, so they’re ours!”

I wasn’t scared. I had J’s phone number written in pen on my arm. I could call her from my brother’s phone later and tell her I was alive.

My folks tried other tactics to scare me into changing my mind:

“I’ll break your brother’s legs with a baseball bat if he steps on my property!”

“We’ll tell the hospital you’re having a psychotic break. Legally, they can hold you against your will for up to three days. So you won’t be able to leave town.”

I knew I wasn’t having an episode. I was calm. I knew what I was doing.

“We’ll call the police and have your brother arrested for trespassing.”

I called my brother, and told him about the last one.

“A lesson, little sister: he who calls the cops first, wins.”

Next thing I knew, a police officer was on my doorstep, to do a “wellness check”. The man was savvy, and asked me if I would like to speak to him on the porch - alone.

“Ma’am, do you want to be here?”

“No. My brother is going to pick me up. They’re going to tell you that he’s breaking in to the house but it’s not true. Please don’t arrest him.”

“Ma’am, I understand. I want you to know, you’re a legal adult, so if you don’t want to be here, and they use force to prevent you from leaving, that’s kidnapping.”

I contemplated these words, as I watched the cop car drive away. An hour later, I was sitting on the front porch with my suitcase, scanning the horizon for my brother’s car.

I lived in a gated community. In one last attempt to keep me from leaving, my parents had called the gatehouse, and told the security guard, not to let my brother into the subdivision.

My brother had already spoken to the cops a few times that day. So he called them again. After a tense, 45 minute discussion between Neighborhood Security and the Lee County PD, my brother was allowed through the gate.

A cop car followed my brother’s car to the city limits, to make sure that my parents didn’t try to pursue and drag me back.

I blasted “Bulletproof Heart” as I flipped off the “You Are Now Leaving [Town]” sign. I never saw that place again.

#i slept on my brother’s living room floor for the next six months after that #but I’ll cut the story off there before it veers around to depressing again

18 notes · View notes

blackswaneuroparedux · 5 years

Photo

Consuelo Vanderbilt Balsan, Duchess of Marlborough (1877-1964)

Consuelo Vanderbilt was one of the most highly sought-after heiresses of America’s Gilded Age: the period between 1870-1900 when US industrialists became the richest men in the world. The only daughter of railroad millionaire William Vanderbilt and his formidable wife Alva, Consuelo was pre-destined to marry into the British aristocracy like her godmother Consuleo Yznaga who had married the heir to the 7th Duke of Manchester.

In 1886 William Vanderbilt inherited $65 million on the death of his father. Wishing to upstage her social rival Mrs Astor, Alva commissioned a Rococo summer house she christened the Marble House on Newport Rhode Island that was modelled on Marie Antoinette’s Petit Trianon at Versailles and the largest privately-owned yacht in the world called the Alva. Her palatial Vanderbilt mansion on 5th Avenue could comfortably host 1000 people at a legendary masquerade ball she held in 1883 costing $3 million.

Though surrounded by such opulence, Consuelo Vanderbilt was schooled strictly by a series of governesses and tutors. Her mother Alva forced the pretty child to wear a steel corset contraption that would keep her spine ramrod straight, she was whipped with a riding crop when disobedient and was forced to abide by Alva’s golden rule ‘I do the thinking. You do as you are told’. Consuelo blossomed into the beau ideal of a Belle Epoque beauty: slim, delicately pretty with a swan-like neck and thick, dark, luxuriant upswept hair. She had five proposals of marriage including one from Prince Francis Joseph of Battenberg that Consuelo declined.

Lady Paget, American-born Minnie Stevens, introduced Consuelo Vanderbilt to Charles Spencer-Churchill, who had become 9th Duke of Marlborough in 1892 inheriting the monolithic Blenheim Palace and crippling debts. Consuelo disliked ‘Sunny’ Marlborough and in a rare act of independence became secretly engaged to New York socialite Winthrop Rutherford. Alva fought back: first threatening to have Rutherford murdered then pretending that Consuelo’s disobedience was quite literally killing her. According to Consuelo, she was locked in her room until she agreed to marry the 9th Duke who had negotiated a settlement of $42.5 million in railroad stock from the Vanderbilts plus an annual allowance of $100,000 for he and his future wife.

The 9th Duke married Consuelo Vanderbilt in New York in 1895 telling her after the ceremony that he was in love with another woman and that he ‘despised anything that was not British’. The Duke and Duchess of Marlborough returned to England via Paris where the duke dressed her like a doll at Worth and replenished the family jewels with Vanderbilt money acquiring pearls that belonged to Catherine the Great and the Empress Eugenie. As Consuelo wrote in her autobiography The Glitter and the Gold (1953), ‘jewels never gave me pleasure and my heavy tiara invariably produced a violent headache, my dog collar a chafed neck’.

On meeting the Dowager Duchess of Marlborough, Consuelo was told ‘your first duty is to have a child and it must be a son because it would be intolerable to have that little upstart Winston (Churchill) become duke’. Consuelo did produce an heir and a spare, Lord John and Lord Ivo, while also conquering London society and dazzling the Prince of Wales and his Marlborough House Set. Consuelo’s father bought Sutherland House on Mayfair’s Curzon Street for the Marlboroughs to entertain during the London season and Consuelo was inducted into the social round of Marlborough House balls, Royal Ascot, weekends at Sandringham and boxes at the Royal Opera House.

The Glitter and the Gold demonstrates Consuelo’s talent as a perceptive witness to great moments in late Victorian and Edwardian history. She attended the Duchess of Devonshire’s fancy dress ball in 1897, Queen Victoria’s funeral in 1901, the coronation of King Edward VII in 1902 for which she was Queen Alexandra’s canopy bearer and travelled to India for King Edward’s coronation durbar as a guest of Viceroy Lord Curzon. The Marlboroughs travelled to the court of Russia’s last Tsar Nicholas II where Consuelo had a private audience with Queen Alexandra’s sister the Dowager Empress Marie and commented ‘her courtesy to us was favourably compared in court circles with the Tsarina’s failure to give us an audience and the realisation how unpopular the latter’s unsocial nature was making her’.

In 1905 the Marlborough family was painted by John Singer Sargent. The most beautiful duchess in England was also drawn by Hellieu and painted by society artist Boldini. But in 1906 the Duke and Duchess of Marlborough separated. As Consuelo concluded, ‘we had been married eleven years (and) life together had not brought us closer. Time had but accentuated our differences. The nervous tension that tends to grow between people of different temperament condemned to live together had reached its highest pitch’.

The Duchess quit Blenheim Palace and took-up residence in Sutherland House. It was to her credit that the Prince of Wales’s set did not drop her though she spent an increasing amount of time in the company of the aesthetes who called themselves The Souls led by Lady Desborough. Guests at Sutherland House included H. G. Wells, George Bernard Shaw, Sir J. M. Barrie, Margot Asquith, Lady Astor, Lady Cunard and the Grand Duke Dimitri of Russia. She took a small country house, Crowhurst, on the Marlborough estate and – taking a cue from the redoubtable Alva – became a leader of the women’s suffrage movement and a frequent visitor to the Strangers’ Gallery in the Palace of Westminster.

In 1921 the Duke and Duchess of Marlborough formally divorced and Consuelo married dashing French aviator Jacques Balsan who she had first met in Paris at her coming out ball hosted by the Duc de Gramont. It was, in Consuelo’s words, a marriage of love. The 9th Duke of Marlborough married a dazzling American beauty Gladys Deacon. Marcel Proust said of Gladys, ‘I never saw a girl with such beauty, such magnificent intelligence, such goodness and charm’. The marriage ended acrimoniously with the 9th Duke evicting Gladys from Blenheim after she had ruined her beauty injecting her face with paraffin wax.

Consuelo and Jacques Balsan lived an idyllic existence at their chateau St Georges-Motel near Fontainebleu where cousin Winston Churchill and his wife Clementine were frequent visitors. The aging Alva Vanderbilt bought a neighbouring chateau to be near her daughter. The 9th Duke died in 1934 and Consuelo was once again welcome at Blenheim Palace as a guest of her son the 10th Duke. The Balsans were evacuated from France in 1940 at the onset of the Nazi invasion and set-up home in Casa Alva south of Palm Beach in Florida.

Consuelo Vanderbilt Balsan died in Long Island, New York, in 1964 and was buried on the Blenheim estate next to her younger son Lord Ivo Spencer-Churchill.

#consuelo #marlborough #aristocracy #history #britain #biography #women

18 notes · View notes

easyfoodnetwork · 4 years

Text

Julián Castro on the Goya Boycott and How to Support Communities of Color During the Pandemic

Chip Somodevilla/Getty Images

The onetime 2020 presidential candidate was one of the first to call for a Goya boycott after its CEO praised Donald Trump

This story was originally published on Civil Eats.

The CEO of Goya Foods, Robert Unanue, ignited a political firestorm last week during a visit to the White House for the launch of the president’s “White House Hispanic Prosperity Initiative.”

“We are truly blessed to have a leader like President Donald Trump, who is a builder,” Unanue said. He went on to describe Trump in glowing terms that the president’s critics say ignore his political record and rhetoric — both of which have been linked to anti-Latinx hate crimes, xenophobia, and regulations.

That the head of the nation’s largest Hispanic-owned food company would praise the politician who campaigned on the promise of building a wall between the United States and Mexico sparked outcry from prominent Latinx figures including U.S. Representative Alexandria Ocasio-Cortez (D-New York) and Hamilton playwright Lin-Manuel Miranda. But Julián Castro, a former 2020 presidential candidate and Obama-era Housing and Urban Development Secretary, was one of the first to call for a boycott against the company, using the hashtag #goyaway on Twitter to spread the word.

“Goya Foods has been a staple of so many Latino households for generations,” Castro tweeted. “Now their CEO, Bob Unanue, is praising a president who villainizes and maliciously attacks Latinos for political gain. Americans should think twice before buying their products.”

During his White House visit, Unanue not only praised Trump but also discussed how the Goya staff “doubled our efforts” during the pandemic. Overrepresented in the food industry — particularly as farmworkers, restaurant workers, and meatpackers — Latinx Americans are contracting COVID-19 at disproportionate rates. And the virus is now soaring in Latinx-heavy states including Florida, California, and Castro’s home state of Texas, where he once served as a San Antonio city councilman and mayor.

COVID-19 has personally affected Castro, claiming the life of his stepmother last week and infecting his father. He and his twin brother, U.S. Representative Joaquin Castro (D-Texas) haven’t hesitated to criticize to criticize Texas Governor Greg Abbott’s handling of the pandemic or to point out the large number of people of color dying from COVID.

Civil Eats spoke with Castro about COVID-19’s impact on vulnerable populations, his call for a Goya boycott, his advocacy for labor rights, animal rights, and universal school lunch, and his thoughts on climate justice and factory farming reforms.

What prompted you to call for a Goya boycott, and what’s your response to Unanue’s assertion that the boycott is a “suppression of speech?”

When he said our country is “truly blessed” to have Donald Trump as a leader because he’s a “builder,” he was offensive because Donald Trump has been spectacularly terrible. Trump has built his political career on scapegoating and attacking Latinos. It felt like betrayal from a company that has gotten wealthy primarily off of Latino consumers. And we live in a time where if corporations are going to play politics, contributing to political candidates and standing with a bigoted president at a campaign-style event at the White House, then they should expect that consumers are going to react to that.

I know some have suggested that calling for consumers not to buy Goya products is a suppression of free speech, but free speech works both ways. Goya and their CEO have every right to support whomever they wish, but each consumer also has the right to make a purchasing decision however they wish. And people decide whether to purchase a product based not only on how good your advertising makes them feel, but also on how your embrace of a bigoted president like Donald Trump makes them feel.

At the White House, Unanue discussed how Goya employees have worked consistently throughout the pandemic, even doubling their efforts, bringing to mind the predicament of the nation’s food workers, farmworkers, and meat packers. We know that people of color are overrepresented in the food industry, making them more susceptible to contracting coronavirus. What should be done to keep them safe?

Food workers have absolutely been some of the heroes of coronavirus. They’ve also been many of the most vulnerable, and we need to fix that. It’s time for workers throughout the food service chain to get paid what they deserve, to get the kind of health care that they deserve, and to get workplace protections that keep them as healthy as possible. And, right now, our country’s failing on every score. It’s why we need to raise the minimum wage, including for farmworkers. We need to offer universal health care and make sure that businesses are responsible for keeping, not only their customers but also their employees, safe from the coronavirus.

You’re married to an educator, so I also want to ask you about reopening schools during this pandemic. Those who want schools to reopen argue that they provide stability, routines, and, of course, learning opportunities for students. In addition, they note that kids depend on them for lunch.

I have an 11-year-old daughter and a five-year-old son. Like most parents, I’m torn, because I know it would be better for their education for them to be in the classroom. On the other hand, I want it to be healthy and safe. I think that school districts should have the opportunity to offer a traditional learning environment if they meet certain safety standards, but I don’t think they should be required to reopen because there are likely school districts that just can’t meet basic standards or won’t have time to by the middle of August or the beginning of September. Frankly, right now, my wife and I are still thinking through whether we’re going to have our kids back in a regular classroom setting in August.

You supported universal school lunch during your presidential candidacy. Advocates for free meals say they’re more important than ever and school meal programs are going broke. What are your thoughts on universal school lunch now?

We need to make sure that no child goes hungry in this country, and school breakfast and lunch are a very important part of that. I’m proud of the effort many school districts have made to have breakfast and lunch, or at least lunch, still made available for kids even when they’ve been out of class during this pandemic. Ultimately, however, the fact that so many kids have to rely on getting a meal in school is a failure of our country. That’s why we need to invest in all of those things — universal health care, affordable housing, better job opportunities, better educational opportunities — to improve economic mobility and quality of life in the 21st century.

Unionization is one way U.S. workers have achieved a higher quality of life. You have supported strengthening protections and encouraging union participation for vulnerable categories of workers, particularly farmworkers, domestic workers, and trade unions. What do you think needs to be done to protect farmworkers during COVID?

Farmworkers have not been treated like other workers. They were left out of minimum wage standards. They continue oftentimes to work in bad conditions with inadequate facilities and, sometimes, not enough access to water and other basic necessities on the job. Whether it’s farmworkers or meatpacking plant workers or other vulnerable workers, we need to make sure that people are paid at least a $15 minimum wage, that they have good healthcare benefits — so that their health care is no longer tied to their employment — and they’re able to join a union. That means administrative rules that foster union membership instead of undermine it. It means passing things like the PRO Act that would make it easier for people to join in, and then rolling back some of the attacks on union membership, like we saw in the Supreme Court in terms of public sector unions.

As a presidential candidate, you devised an animal welfare plan that aimed, among other measures, to reform factory farming. Where do you stand on recent efforts by Senators Cory Booker and Elizabeth Warren to ban factory farming?

Across the board, Americans are paying more attention to animal welfare, including the food industry, and that’s a good thing. Because of the leadership of Senator Warren and Senator Booker and many people, I’m glad this issue is getting more traction now. When I was campaigning in Iowa, I would often hear concerns about factory farming, about the environment, about the animals. It really is ripe for reform.

Factory farming contributes to climate change, and you have endorsed the Green New Deal to tackle climate change and economic inequality. Why is climate justice an issue that should particularly concern communities of color?

Climate change and climate justice are inextricably linked. Today, oftentimes, low-income communities and people of color especially are the hardest hit by climate change. We need to make sure that they’re protected as we feel the effects of climate change — and that we reverse the impact of climate change for the benefit of everybody. Climate justice means not being colorblind and being sensitive to the fact that certain communities are paying a greater price on a daily basis for how irresponsible we’ve been in the past when it comes to combating climate change.

As former HUD secretary, what are your concerns about housing insecurity and homelessness during the pandemic, and how these problems intersect with other issues, like food insecurity?

We’re staring down a homelessness crisis like we’ve never seen before. By one estimate, about 20 million people could face eviction over the next eight weeks. Now that means that a lot more people will be on the street. It means that we need to make a big investment immediately in rental assistance and also extend an eviction moratorium nationwide and stop mortgage foreclosures to stabilize families to help them get through this time period.

As people have gone on the unemployment rolls and their income has dwindled, there’s greater housing insecurity and food insecurity. Food banks across the state of Texas, for instance, have been inundated with families who need their help, including a lot of families who are going to a food bank for the first time. In my hometown of San Antonio, they went from serving about 60,000 families in a week to 120,000 right away [when the pandemic hit the U.S.]. And that’s a common story at food banks across the country.

In so many ways, what we’re witnessing now is a culmination of underinvestment in people throughout the decades. And if there’s an alarm going off about anything, it’s that we need to change course in this country and recognize the investments we should be making in housing, food security, job opportunities, and healthcare to create a stronger safety net and a better quality of life, permanently, for people.

• Julián Castro on the Goya Boycott and How to Support Communities of Color [Civil Eats] • Goya CEO’s Praise of Trump Sparks Calls for Boycott [E]

from Eater - All https://ift.tt/2WmwatM https://ift.tt/3ezHvN4

Chip Somodevilla/Getty Images

The onetime 2020 presidential candidate was one of the first to call for a Goya boycott after its CEO praised Donald Trump

This story was originally published on Civil Eats.

The CEO of Goya Foods, Robert Unanue, ignited a political firestorm last week during a visit to the White House for the launch of the president’s “White House Hispanic Prosperity Initiative.”

What prompted you to call for a Goya boycott, and what’s your response to Unanue’s assertion that the boycott is a “suppression of speech?”

As former HUD secretary, what are your concerns about housing insecurity and homelessness during the pandemic, and how these problems intersect with other issues, like food insecurity?

• Julián Castro on the Goya Boycott and How to Support Communities of Color [Civil Eats] • Goya CEO’s Praise of Trump Sparks Calls for Boycott [E]

from Eater - All https://ift.tt/2WmwatM via Blogger https://ift.tt/2C7FAT0

#Blogger #cooking #Eater #food #recipes

0 notes

irrationalityi · 7 years

Text

a few of my favorite books from 2017 (alphabetized).

behold the dreamers, imbolo mbue

I cannot imagine a book that better captures the very 2017 pain of loving a country that will never love you back than this one, about a young cameroonian family fighting to stay in this country. (fiction)

brother, I'm dying, edwidge danticat

I’m ashamed to say I've read very little of danticat, but what I have read of her lingers on the experience of raising children, and allowing space for hope, in a context where black and brown and immigrant lives are destroyed so casually. her account of the lives and deaths of the men who raised her, during her first pregnancy, is the finest example. (memoir)

the color of law, richard rothstein

towards the end of this volume, rothstein makes a critical point: much like students taught about “states’ rights” in southern states, most of us were taught in our public schools and through our cultural assumptions that the residential segregation were the result of individual preferences (implying that regulation would be a significant contravention of our freedoms). rothstein makes a convincing case that is simply untrue: in our recent history and even today, our federal policies legally rewarded and enforced residential segregation. (nonfiction)

evicted, matthew desmond

you may know matthew desmond as the guy who wants to repeal the mortgage interest deduction. he’s right about that, as he is about most everything in this immensely well-researched book, but what struck me most about evicted was his empathy, its depth and its discernment. sometimes, what certain leftist writers mean by empathy is a kind of excusal of bad behavior. what desmond does is something else entirely: he lets them tell their own stories, and takes them at their word. and his conclusion is more than deserved: structural injustice is not faceless, alien force with no beneficiaries or responsible parties. just because we all see ourselves as the heroes in our own stories doesn’t mean it’s true. (nonfiction)

fates and furies, lauren groff

fates, a decades-long examination of a marriage, is the sort of volume that makes you feel like your world is expanding, even as you look to the personal, the microcosmic. (fiction)

her body and other parties, carmen maria machado

if speculative fiction is meant to make the figurative literal, her body and other parties gives shape and, and well, body to the conceptual. machado’s magnificent collection reminds me of perverse fairy tales, the kind of horror stories you may tell over the fire where the villains are patriarchy and heteronormativity and fatism. (short stories)

hunger, roxane gay

I can’t believe this book had not already been written. I spend much of my life in a state of mild dissociation, and as a consequence, the moments when I am keenly aware of my body are all the more jarring and startling. This is the rarest sort of book--one that puts words to what you experience but cannot express. I wish we lived in the sort of world where a book like hunger had always existed, but I am glad gay was the one to write it. (memoir, nonfiction)

lower ed, tressie mcmillan cottom

cottom is such a social media superstar that I began this book with a likely unfair amount of skepticism. i was so very wrong. ostensibly about the for-profit higher education sector, lower ed is really about how contemporary market conditions and our disintegrating social safety net has left all of us, whether we attended for-profit colleges or not, in more tenuous professional and financial position. this is an essential read for our time. (nonfiction)

marlena, julie buntin

some part of me is perpetually fifteen, full of ultimatums, and especially for myself. either i have always been the person I wanted, or i won’t be a person at all. in many ways, marlena walks well-trod territory, the story of a girl dead before the possibilities started getting sealed off, before you had to confront the person your rage congealed into. much ink has been spilled about the dangers of romanticizing beautiful dead girls, but i think marlena walks the fine line. buntin’s story is not a romantic one, but told through the perspective of the best friend who has a whole life left to live, it also doesn't scold girls like me for holding on to the part of us that wishes our own stories ended with such narrative force. (fiction)

the moor’s account, laila lalami

I don’t usually like books set before the twentieth century or thereabouts. I am not quite sure why but motives and reasoning always seemed to me less understandable than even the extreme psychological pull of modern ideologies. set mostly in the wilds of...um, florida, the moor’s account of an enslaved man in an ill-fated spanish expedition makes even the most exotic of contexts feel reachable. (fiction)

pachinko, min jin lee

I am an immigrant in this country, but I was never an immigrant when I was a child in japan. no one is an immigrant in japan, not even those who were brought to their shores as workers from their colonies. immigrants at least have a chance of claiming their country of choice as their own, if at great cost; koreans in Japan, even second and third generation korean-japanese folks, do not.

pachinko is an epic in the grandest sense, bridging the story between a US-educated stock broker in high-rise contemporary tokyo and an intellectually disabled farmer in what was not yet a japanese colony, not yet south korea. it's about poverty and faith and marginalization and especially, about the women who so many of us know, who have survived the most brutal circumstances, whose stories feel so difficult to understand though they were of a world not so distant from ours. It's a story that felt to me so familiar, yet that I had not heard all my life. (fiction)

the paper menagerie and other stories, ken liu

I was told this was sci fi. I do not really read sci fi, but I certainly did not know sci fi could be like this. yes, there is space travel and humans that may rightly be described as bionic, but liu’s brightest gems have to do with history and memory: the stories you hope to pass on to your child, the uncovering of histories we may rather forget, and in the volume’s final, haunting story, the literal discovery and destruction of history. this volume made me cry on a international flight (to be fair, I cry chronically at 20,000 feet), and on the mta (somewhat more embarrassing). liu reminds us that in a time and place that emphasizes self-determination, sometimes, remembrance is the most radical act of all. (short stories)

a tale for the time being, ruth ozeki

vast sections of this book, and its best parts, are told in a rather specific, first-person voice, but I like it for giving voice to a girl of the type (a literal japanese(-american) schoolgirl) easily exoticized, and her experience of a culture that’s too often window-dressing for affluent westerners. ozeki’s attention to these distinctions of outsider/insider-ness gives this novel a deftness and a capacity for holding darkness that I didn’t quite expect. (fiction)

the warmth of other suns, isabel wilkerson

I read this in the midst of one of the many moments in our history when it seemed that monuments to slavers and war criminals might finally come down, when I always wonder not about the stories that are debated but the ones that are lost: the ones wilkerson tells, about people who risked life and limb to migrate within their own country, and about how the greatest mass migration within our own borders shaped our modern human geography, foremost among them. (nonfiction)

what it means when a man falls from the sky, lesley nneka arimah

I read a lot of very hyped books this year, and yet, if I had to choose, this debut collection of short stories from a nigerian-british author is my favorite. arimah tells stories that live close to home, with simple uses of genre elements. each is a full meal. (short stories)

really hyped books that are indeed very good but you probably don’t need to take my word for it: between the world and me, ta-nehisi coates; homegoing, yaa gyasi; lincoln in the bardo, george saunders; little fires everywhere, celeste ng; the mothers, brit bennett; sing, unburied, sing, jesmyn ward

#reading list

2 notes · View notes

wsmith215 · 4 years

Text

San Antonio businesses on the long road back from the coronavirus pandemic – 60 Minutes

We were pleasantly surprised, Friday, when the Federal Bureau of Labor statistics said unemployment had fallen to just over 13%. But, there was a mistake. The BLS says, due to a “misclassification error,” the jobless rate was likely three percentage points higher, above 16%. In the confusion of the pandemic, it’s estimated nearly 5 million furloughed Americans weren’t counted as unemployed. Friday’s report also said joblessness fell for whites and Hispanics, but increased slightly for black and Asian Americans. It’s another sign of uncertainty as the U.S. reopens with no vaccine. Many states are now suffering a surge in COVID cases including California, Florida and Texas. We looked for hints of our future in San Antonio. America’s seventh largest city. It’s known as the Alamo City and it’s preparing for a long siege.

Scott Pelley: What does your business mean to you?

Elizabeth Johnson: It’s like a child. It’s my family. It’s my dreams.

Scott Pelley: And where do you find yourself today?

Elizabeth Johnson: Working harder than I’ve ever worked in my entire life, earning a fraction of what we’re used to earning. And waking up in the middle of the night, trying to figure out how we’re gonna keep the boat floating.

Her boat is Pharm Table. Elizabeth Johnson’s restaurant floats, on the federal bailout that pays her employees and money from charities that pay her to feed the hungry.

Elizabeth Johnson: If we can just make it to October and November without another relapse of COVID, without another stay-at-home order and shutdown that gives me hope.

Scott Pelley: If there is a resurgence, can you beat that?

Elizabeth Johnson: I have to. Failure’s not an option.

Elizabeth Johnson at work

She has no option but to improvise. Her federal payroll protection money runs out in July. Can she open and stay open at the state mandated 50% capacity?

Elizabeth Johnson: It is a hope and a prayer that we do not have a second wave between now and then. It is a hope and a prayer that our customers are going to continue to support and frequent us. And that they aren’t just– trying to quarantine themselves in their homes.

The historic, $3 trillion federal bailout, was far-reaching but not far-sighted. Paycheck protection money for many businesses, higher unemployment benefits and bans on foreclosures for federally-backed mortgages run out this summer. In March, two days after the bailout was signed, the view from the Rose Garden was rosy.

President Trump on 3/29/20 in the White House Rose Garden: We can expect that, by June 1st, we will be well on our way to recovery. We think, by June 1st, a lot of great things will be happening.

Nine weeks later, June 1, the nonpartisan Congressional Budget Office estimated a full recovery will take nine years. June 1 also saw at least 16 states with rising rates of infection, including Texas which had nearly 70,000 known infections and 1,700 dead.

Ron Nirenberg: We’re not ever gonna be out of the woods until there is therapy, until there is vaccine. And we have to learn to live with that.

San Antonio Mayor Ron Nirenberg

Ron Nirenberg is mayor of San Antonio.

Scott Pelley: Are there metrics that you look at every day, every hour to see if this is the right thing at the right time?

Ron Nirenberg: There are. The ones that we look at most closely are the hospitalizations. But we also wanna make sure that we’re not seeing a spike in the severity of cases, people that are needing ICU treatment.

Scott Pelley: And the data right now are telling you what?

Ron Nirenberg: We are seeing an increase in transmission as a result of new activities being introduced in the slow opening of the economy. But we are also seeing a stable rate of capacity in our hospitals. And an increase in the amount of testing that allows us to assess the breadth of this infection.

He’s managing the breadth of this infection with a plan San Antonio developed itself, including testing, door-to-door, to try to contain outbreaks before they explode.

Ron Nirenberg: We’ve put our public health professionals, our medical experts, out front to give us the data, the plain truth of what this is, good, bad and ugly.

Texas had one of the shortest stay-at-home periods. In May, it opened most businesses with significant limits. The early result is a record spike in known infections, according to the Texas Department of State Health Services.

Zanel Pizarro is reopening a licensed daycare in her home.

Zanel Pizarro: If one child gets sick, we have to close. So, praying that everybody stays healthy, and we can continue operating. We’ll just have to ensure that we are able to have enough revenue to continue operating.

Zanel Pizarro

She has three teachers on federal payroll protection. That will last her about four more weeks. She has a mortgage deferment that ends this month.

Zanel Pizarro: That money that we’re not paying in mortgage allow us to pay for food, and to keep the lights on.

Scott Pelley: You had how many children in the daycare before?

Zanel Pizarro: Twelve.

Scott Pelley: How many parents are bringing their kids back?

Zanel Pizarro: About eight.

Scott Pelley: What happened to the others?

Zanel Pizarro: The others decided to keep their children home for safety reasons.

That question of public confidence is in the impatient eyes of every masked business. If you cleanse it, will they come?

Scott Pelley: Do you think it’s too early to open or too late?

Geronimo Lopez: I think it’s a little too early, in my personal opinion, in the sense that we have not yet seen the drop in the numbers that we’re supposed to see. But then again, I’m a chef. You know, I wanna cook.

Geronimo Lopez

Geronimo Lopez took the leap and reopened his restaurant, Botika, at 50% capacity, after retraining many of the 45 employees he laid off.

Scott Pelley: What are you training your employees to do?

Geronimo Lopez: The minimum contact with the plate and with the guest that we can. People can download the menu and look at it in their phone. Contact-less pay options for our guests so there’s less interaction there.

Scott Pelley: Can you make a go of it at 50%?

Geronimo Lopez: This is our best bet at the moment. To tell you that I’m confident that we can do it will be a lie.

He can’t be confident until humanity returns to the empty halls of the $15 billion San Antonio tourism and convention industry. The city anticipates losing 40 million in hotel taxes alone and had to furlough 270 city workers. The virus turned a battle-cry into a question. Remember the Alamo? The 2018 Final Four was at the Alamodome. Today, the venue is known for images of thousands of cars lining up for food. The San Antonio Food Bank is spending about $6 million a week, much of that donated by local businesses.

Ron Nirenberg: Those pictures are an illustration of the level of desperation that millions of Americans have had prior to this pandemic.

The mayor told us the virus exposed a mirage in our former economy. Even in the good times, San Antonio had the highest poverty rate among the largest metro areas, about 15%. But poverty among Hispanics and blacks is double the rate for whites. The economy was strong, prosperity was fragile.

Ron Nirenberg: Those food banks lines doubled almost overnight when this crisis began and things began to shutter and shut down. Up to about 120,000 families in a week in those lines. That means that prior to this pandemic, when we were at 3% unemployment, when we had an economy that was on a roll — 60,000 families a week in San Antonio were dependent on the food bank for food. And those pictures represent the desperation that far too many American families have had to deal with.

Among the desperate, Jackie Galvan. In 2010, she was San Antonio’s realtor of the year. Then the pandemic killed the market.

Jackie Galvan: There’s nothing going on. A lotta my clients just are at fear of the unknown.

She too, had little to fall back on.

Jackie Galvan: I got my first unemployment check, woo-hoo!

Scott Pelley: First time ever?

Jackie Galvan: First time ever. That was an ordeal.

Now, she is fighting eviction.

Scott Pelley: And how far back on the rent are you now?

Jackie Galvan: It’s three months now.

There’s a ban on evictions from property with federally backed mortgages. But that ends nationwide in about two months. Galvan’s landlord doesn’t have a loan. And so, he wants her out now. She endures on the extra $600 a week in unemployment but that program ends nationally next month.

Jackie Galvan: I thought we’re all in this together, like every commercial says. And it wasn’t the case for me.

The balled-up rage after the death of George Floyd in police custody, rose in San Antonio too. And, as elsewhere, anger caused amnesia– face masks were forgotten. Before George Floyd, there was a protest in Texas over the masks themselves. Reopening pitted the Republican state government which wants fewer restrictions against the mayors of Dallas and Austin who are Democrats and Ron Nirenberg, who’s independent.

Scott Pelley: You received a letter from the Texas Attorney General’s office saying that your controls in San Antonio were too strict.

Nirenberg mandated masks, with the penalty of a fine. He included houses of worship in his ban on gatherings of more than 10 people.

Scott Pelley: They even accused you of, quote, “trampling religious freedom.”

Ron Nirenberg: So we have had a groundswell of support within our faith congregations that have allowed us to begin to open. The attorney general’s letter was simply trying to score cheap political points, which he has been doing his entire career.

The governor overruled Nirenberg’s mask mandate and exempted houses of worship. The Texas attorney general’s office told us that the cities, “grossly exceeded state law to impose their own will on private citizens…”

Scott Pelley: How did a public health emergency become political?

Ron Nirenberg: Well unfortunately, that’s the era we live. People are starting to get antsy and frustrated. There are people in political positions that are want to take advantage of that.

The conflict confused business owners. But restaurateur Geronimo Lopez found a way to cut though.

Geronimo Lopez: Well, what we decided to do was follow the higher standard. So, that’s how I think we can clear all the misinformation and just whatever is the higher standard for safety, that’s the one that we’re gonna follow.

In late May, cars lined up again, as they had for food, at the Alamodome. But this time they carried a nervous hope. San Antonio’s reopening plan gave away protective gear to 5,000 small businesses.

Including Elizabeth Johnson’s restaurant.

Elizabeth Johnson: Thermometers, face masks, face coverings. Hand sanitizer.

Scott Pelley: And you signed the pledge?

Elizabeth Johnson: I did sign the pledge, and it is now posted on my front door of my restaurant.

The San Antonio pledge is a commitment by businesses to masks, distancing, temperature checks, sanitizer, CDC cleaning protocols, contactless payment, and employee training. Not on the list; holding your breath, for the results of the great reopening experiment.

Scott Pelley: What gives you hope?

Elizabeth Johnson: What gives me hope is our community. My colleagues, my employees.

Scott Pelley: What are your fears going forward?

Elizabeth Johnson: My fears are that we have not even begun to see the bottom of this economic downturn. And that the next six months to a year is going to be the most trying time of our lives.

Produced by Nicole Young. Associate producers, Katie Kerbstat and Ian Flickinger. Field producers, Claire St. Amant and Mario Leal. Edited by Joe Schanzer.

Source link

The post San Antonio businesses on the long road back from the coronavirus pandemic – 60 Minutes appeared first on The Bleak Report.

from WordPress https://bleakreport.com/san-antonio-businesses-on-the-long-road-back-from-the-coronavirus-pandemic-60-minutes/

#Coronavirus News

0 notes

5hfanfiction · 7 years

Text

The Golden Rose (Chapter 1)

Summary - Since Lauren was little, she has dreamt of working at the preschool she attend. Years later Lauren finally receives a job in the four-year-old class, however, the school is on the verge of being shut down due to a lazy owner and a new preschool down the street. It also doesn’t help her class’ behavioral issues have been the worst she ever seen. Besides worrying about her job, Lauren keeps having night terrors of an accident that took place over the summer and to top it off, she’s starting to develop feelings for her new co-worker, Camila. With her life spiraling out of control, the only thing bringing light to her days are the golden roses she finds on her desk every day.

Since preschool, Lauren knew she wanted to become a teacher. In fact, she wanted to teach at Golden Valley Preschool, the number one ranked preschool in the Denver area. It was also the school she attended until it was time for her to go to kindergarten. Lauren loved the atmosphere of the entire place. Everyone was excited to teach or learn, both of which are harder to find nowadays. The staff often joked that Lauren would take over the school, but little did they know that had always been a dream of hers.

In fifth grade her dreams changed when her family packed up and headed east to Florida. She still dreamt of becoming a teacher as she loved the feeling of being a leader and seeing others learn something new, but she didn’t care where she ended up teaching. She just wanted to teach.

After college, Lauren found herself on a plane back to her childhood home in Denver. Her decision to move back was ultimately made by her family. Her grandma had fallen ill and refused to live anywhere but her home. Her family needed to find someone to watch over her grandma, but also someone who wouldn’t break their bank. With home care being way out of their budget, they had no other choice but for someone to quit their job and move back, or to send Lauren.

Lauren didn’t complain much when the final decision was made. She was the only one in the family who didn’t have a full time job or school, and she saw it as an opportunity to spend some alone time with her grandma before she passed.

Sadly, her grandma passed before the summer ended. The move out there had always been seen as temporary, but Lauren fell in love with the city and people again and didn’t want to leave. Her parents gave her until the weekend of the funeral to find a job or else she would have to fly home with them. That week was stressful to say the least.

Her week had been spent calling relatives and planning a funeral, leaving no time to send her resume to any hiring place. The day before the funeral, Lauren offered to her younger cousins down to the nearby park while the adults cleared out the house. While driving down the block, Lauren pasted a place she had seen in a while; Golden Valley Preschool.

Lauren slowly pulled into the parking and stared at the brick building. The building looked exactly how Lauren remembered it. The entrance door was still white and little red bell every child rung before entering the school still hung on the right side of the door. Although the outside looked the same, the inside was completely different.

By chance, Lauren’s dream school was hiring and she sent her resume in along with submitting it to other preschools in the area. Within two days, Lauren found herself interviewing with the school and had a position there before the week ended. It was after that she realized the school was going downhill.

The school had a new owner, Diane who could care less about her job and the staff was all replaced with freshly graduated students looking for a temporary place of work. A month within Lauren’s first year, a newer preschool opened up down the street offering more than Golden Valley did. After winter break, enrollment dropped due to everyone moving their children to the newer school. With enrollment dropping, there became fewer classes, less staff, and smaller pay checks, forcing Lauren to move into a small two-bedroom apartment with four of her coworkers. Now in her second year, Lauren is unsure of what her future holds.

Lauren kicked her front while she held onto a burning hot McDonald’s bag and cup holder. She mumbled a few naughty words while she waited for one of her roommates to open the door. She knew they were in there due to the loud music playing from her roommate’s speaker. The bag grew heavier each second and as she was about to kick the door again her roommate, Dinah swung the door open, almost hitting the wall behind it.

“What have I told you about kicking the door?” Dinah asked, smacking her lips together and shutting the door once Lauren walked inside. “One of these days you’re going to kick the door in.”

“You’re going to get us evicted if you keep playing your music as loud as you do, and you’re going to put a hole in our wall if you keep swinging the door open like you have been,” Lauren replied as she set everything in her hands down on the counter.

“Did you get my McMuffin like I asked?” Brent asked as he walked into the kitchen from the bathroom.

“How could I forget? It’s not like you texted me a hundred times to remind me,” Lauren sarcastically said as she grabbed Brent’s egg and cheese McMuffin out of the brown paper bag.

“Thanks Laur,” Brent said, grabbing his breakfast from Lauren.

“Where is everyone else?” Lauren asked, noticing two of her roommates were missing.

“Ally and Normani went into school today to set up our classrooms,” Brent explained with his face full of food.

“You better go in because we all know Diane isn’t going to do shit,” Dinah laughed as she grabbed her hot cakes from the bottom of the bag.

Lauren rolled her eyes at Dinah’s response knowing the Polynesian was right. With cuts made from the school, Lauren’s assistant was cut loose at the end of the school year leaving an open spot to be filled. To fill the spot, Diane announced she’d be working alongside Lauren, but everyone knew that translated into Lauren doing everything by herself/

“Didn’t you get her text?” Dinah asked.

“What text?” Lauren questioned, not seeing a text come in from Diane.

“Oh yeah, she texted the group chat earlier,” Brent added before taking another bite of his sandwich.

“What did she say?”

“Basically she said if enrollment doesn’t pick up then she’s selling the place at the end of the year.”

“Can she do that?” Lauren asked, looking between her two roommates.

“She’s the owner. She can do whatever she wants with it,” Dinah replied before putting a piece of pancake in her mouth.

“There’s no reason for her to keep it. She isn’t making any money off it,” Brent said as he walked into the kitchen to grab a bottle of water. “The other day I heard her parents are paying to keep the school running until May.”

“It’s sad,” Dinah said, shaking her head. “I’d hate to see the school be turned into something else.”

“Yeah,” Lauren nodded, not knowing what to say or how to think. She knew the school was going downhill, but to see it actually become a reality hurts.

“Are you going in today?” Brent asked before taking a sip of his cold water.

“I am after I get changed really quick,” Lauren answered.

“Hey, if you see Mani or Ally could you ask them to pick up some Chinese for lunch? I could really eat some sweet and sour chicken from the Chinese Kitchen,” Dinah said.

“I will if I see them,” Lauren said to make Dinah happy, but both of them knew the message wasn’t going to get to either of the girl.

Lauren walked into her tiny bedroom she shared with Mani and ruffled through the clothes laying messily in her dresser. After finding a pair of shorts, she ripped her blue plaid pajama pants off and slipped on a pair of black Nike running shorts. She kicked through the pile of clothes laying on her floor before grabbing a grey shirt with her college logo on it. She her shirt off and replace it with the grey one. Then she pulled her brown wavy hair up into a messy bun and slipped on a pair of sneakers before grabbing her keys and heading out the door.

On the drive over, Lauren’s mind was occupied with thoughts about the school. More than once she had offered advice on how the school could grow, but Diane barely gave her the time of day. She would love to take the school over, but the only chance of that happening is if she won the lottery, and with her luck there wouldn’t be any chance.

Lauren pulled into the parking lot, pulling in between Ally’s car and another car she had never seen before. She didn’t give it much thought as she turned her car off. It was probably Diane’s new car or a parent coming in to tour the school. Lauren was quick to get out of her car hoping she could catch Diane before she completely ruined the way she already had the room set up.

Lauren speed walked down the hallway to her classroom fearing what she was about to see. Once she entered, she noticed a petite girl standing on her tippy toes on top of a small plastic chair. Lauren stood silently as she watched the dark brown-haired girl staple names onto the giant bulletin board in the back of the classroom. She waited for the girl to stepped off the chair before clearing her throat to make her presence known.

“Oh hi,” the girl smile sweetly with a huge dimple on the right side of her cheek. “I’m Camila,” she said as she walked up to Lauren. “I’m your new assistant teacher for the year.”

“Lauren,” Lauren nodded, trying to act cool but only making herself looking like a fool.

“Lauren,” Camila repeated, making Lauren’s heart tingle. The name coming out of Camila’s mouth sounded more beautiful and sweeter than hearing it come from anyone. “My name was going to be Lauren.”

“R-Really,” Lauren stuttered before clearing her voice.

“No, but I wish. I’ve always been envy of girls named Lauren because I wanted my name to be that for the longest time. To be completely honest I still do. ”

“I like name Camila. It’s simple, sweet, and easy to pronounce.”

“I wouldn’t say easy to pronounce,” Camila laughed sweetly. “I’ve met a number of people who pronounce it wrong every time. I even once dated a guy who couldn’t pronounce my name.”

“You dated someone who couldn’t pronounce your name?” Lauren asked, raising her eyebrow.

“I know, I was stupid. Let’s just say I learned a lot from that relationship.”

“Good or else I’ll have to knock some sense into you. You should never date a guy who doesn’t know how to pronounce your name unless that guy is Ryan Reynolds,” Lauren said as she walked over to her desk.

“I doubt that will ever happen, but I’ll keep that tip in mind. Thanks for that,” Camila said as she slowly walked over to Lauren’s desk with her arms folded across her chest.

“You’re welcome,” Lauren replied as she rummaged through the papers laying on her desk. “Hey, you didn’t happen to see a paper with the class list on it did you?”

“Oh sorry, I was looking at it to make name labels,” Camila answered, grabbing the list off the blue plastic table and handing it over to Lauren.

Lauren’s green eyes scanned down the list until her eyes landed on the Fisher twins. Last year, she occasionally helped in the three-year-old class and remember all the pain they put Ally and Brent through. The boys’ behavioral problems were out of control and their parents could care less. It was frustrating and she could only imagine what this year old bring. Lauren continued looking over the list only counting ten names.

“Is there another list or is this it?” Lauren asked, looking up at Camila.

“It’s the only list Diane handed me this morning.”

“Oh, last year we have a morning and afternoon class. That’s why I asked.”

“Enrollment has been the lowest it’s ever been.”

“A newer preschool opened down the street and the lazy ass of a director we have hasn’t done anything to try to grow this school,” Lauren explained.

“Diane can be a really pain the ass.”

“You have no idea,” Lauren shook her head as she moved all her papers from her desk to one of the kid size tables.

“Considering she’s my sister, I have a pretty good idea,” Camila said as she sat down across from Lauren.

“Wait, Diane is your sister?” Lauren questioned as her green eyes grew wide. The last thing she wanted was for her words to get back to Diane and she be left without a job.

“Sadly. If there was an option to change who your sister was I would totally take advantage of it, but sadly there’s not.”

“Uh, you’re not going to tell your sister what I just said, are you?” Lauren asked.

“What? The lazy ass part?” Camila questioned, making Lauren nodded her head. “Yeah I’ll make sure she knows.” Camila looked at Lauren practically crapping herself before busting out into a loud laugh.

“Camila this isn’t funny,” Lauren said confused. “My job is at stake.”

“Your face was priceless,” Camila laughed as she wiped stray tears from her brown eyes.

“Camila,” Lauren stated, not finding anything about this situation hilarious.

“I’m not going to tell her,” Camila said as she started to calm down. “However, I would love to see your face if I actually told her.”

“It’s not funny, Camila,” Lauren said, rolling her eyes.

“Yes it is.”

“You’re annoying,” Lauren stated, throwing a small piece of paper scrap across the table.

“I know,” Camila said as she dried her eyes with her t-shirt. “You’ll get used to it though.”

“Cut these for me,” Lauren said, ignoring Camila and placing a stack of papers in front of her.

“Yes ma'am,” Camila responded as she fanned herself with her hand before grabbing the pair of scissors laying on the table.

Although Camila acted as annoying as Dinah, Lauren found Camila bit more bearable. Occasionally, Lauren would look up from her paper work and take a quick glance at the brown-eyed girl in front of her. She flushed a bit at the sight of Camila biting on her while concentrating on the work in front of her. As time went on, Camila found Lauren taking glances at her and decided to make goofy faces every time Lauren looked at her. Lauren would be lying if she said she didn’t have some sort of feelings for Camila, but feelings scared her. She still has night terrors about her past relationship. The last thing she wants is to reopening a healing wound.

–

Hi guys!

I’m super excited about this story and I hope you liked it. I’ll be updating every Monday, Wednesday, and Friday, so stay tuned for that.

I hope you all have a super, amazing, wonderful day/night!

- Ashley

wattpad - iloveyou1234566

#UPDATE #series #AU #camren #humour #romance fluff #submission #The Golden Rose

22 notes · View notes

womenofcolor15 · 4 years

Text

Antonio Brown Is A Dad Again! The NFL Free Agent & Girlfriend Chelsie Welcome Baby A.K.B.!

NFL free agent Antonio Brown and his girlfriend Chelsie Kyirss are parents again! They just welcomed another baby, expanding their family as a result following a year of craziness between the two. More inside…

NFL free agent Antonio Brown said "No white women 2020" after he allegedly discovered his girlfriend/son’s mother Chelsie Kyrss was supposedly cheating on him back in December 2019.

View this post on Instagram

Hold on to the things that matter...let go of the things that don't!

A post shared by @ chelsie on Mar 14, 2020 at 8:41am PDT

What we didn’t know when he was accusing Chelsie of cheating, was that she was pregnant with his baby. In fact, she was pregnant with his child when he threw a “bag of d*cks” gummies at her during an expletive-ridden rage where he cursed her out in front of their children as police escorted them off of his property in Hollywood, Florida in January 2020. You’ll recall, AB hopped on Instagram Live and shared footage of himself cursing Chelsie and the police out in front of their young children. Watch it all go down HERE.

A month later, the couple reunited following their super disturbing run-in. AB shared a video of himself and Chelsie in the bed and he tagged her IG account to let everyone know what was up.

View this post on Instagram

It appears everything is all good between #AntonioBrown and his kids’ mom #ChelsieKyriss after he cursed her and the police out in front of their children last month. Hit the link in our bio or swipe up in Stories for more!

A post shared by TheYBF (@theybf_daily) on Feb 20, 2020 at 8:41am PST

Now, they are parents to a new baby. And actng like everything is peaches and cream.

View this post on Instagram

Family all that matters #Allure

A post shared by AB (@ab) on Jul 25, 2020 at 6:02pm PDT

AB took to Twitter to share a picture of himself and Chelsie holding the baby with the caption, "Family all that matters #Allure." We assume the baby's name is Allure. Chelie also posted a picture of the baby - who was born July 23rd - on IG Stories with the initials A.K.B.

They didn't indicate if baby A.K.B was a boy or a girl.

Back in March, AB revealed he had proposed to Chelsie and that she was pregnant with his baby during a IG Live session. Looks like the couple is on good terms these days after AB apologized to Chelsie online. After their incident at his Hollywood home, AB demanded Chelsie be evicted from his Florida home. She ended up suing him for paternity and asked the courts for custody and child support of their children. At the time, Chelsie said AB desperately needed mental health treatement.

The baby's arrival comes on the heels of AB announcing he was retiring (again) only to come back days later to ask the NFL to conclude its conduct investigation over the rape and sexual assault allegations that were made against him by several women.

at this point the risk is greater than the reward thank you everyone who been part of this journey i sincerely thank you for everything! life goes on 84!

— AB (@AB84) July 20, 2020

"At this point the risk is greater than the reward thank you everyone who been part of this journey i sincerely thank you for everything! life goes on 84!," tweeted.

You'll recall, the 32-year-old wide receiver signed with the Oakland Raiders in 2019, but he was released from the team due to his off-field behavior and a heated confrontation with GM Mike Maycock. The New England Patriots picked him up, but they ended up cutting him after one game due to the sexual assault allegations.

View this post on Instagram

@nfl I have complied with each and every ask of your investigations throughout the past 11 months. You have had access to all of my phones, you know what the deal is in each and every situation that the media has distorted. I have been seeing the therapist you asked me to, I have worked on all aspects of my life this past year and have become a better man because of it. The fact that you refuse to provide a deadline and the reason for the fact you won’t resolve your investigations is completely unacceptable. I demand you provide me clarity on this situation immediately if you really care about my wellbeing. My legal team continues to ask and you provide no answers. How is it that the league can just drag it’s feet on any investigation it chooses on players and we just have to sit there in limbo? Need an update so I can talk to these teams properly, they’re waiting on you @nfl let’s get this thing moving! We’ve got history to make!! #Himmothy

A post shared by AB (@ab) on Jul 22, 2020 at 7:26pm PDT

Days later, he hopped on IG and wrote:

"@nfl I have complied with each and every ask of your investigations throughout the past 11 months. You have had access to all of my phones, you know what the deal is in each and every situation that the media has distorted. I have been seeing the therapist you asked me to, I have worked on all aspects of my life this past year and have become a better man because of it. The fact that you refuse to provide a deadline and the reason for the fact you won’t resolve your investigations is completely unacceptable. I demand you provide me clarity on this situation immediately if you really care about my wellbeing. My legal team continues to ask and you provide no answers. How is it that the league can just drag it’s feet on any investigation it chooses on players and we just have to sit there in limbo? Need an update so I can talk to these teams properly, they’re waiting on you @nfl let’s get this thing moving! We’ve got history to make!! #Himmothy"

Congrats to AB & Chelsie on their new bundle of joy. This is baby #6 for AB. Hopefully they've worked through their (MAJORLY TOXIC) issues so they can raise their children in a healthy and happy home.

Photo: AB's IG

[Read More ...] source http://theybf.com/2020/07/26/antonio-brown-is-a-dad-again-the-free-agent-girlfriend-chelsie-welcome-baby-akb

0 notes

theliberaltony · 4 years

Link

via Politics – FiveThirtyEight

The novel coronavirus pandemic, in addition to its direct impact on people’s health, has unleashed a perfect storm of conditions that may increase the rate of domestic violence. Social isolation, for example, is one of the most common tactics used by abusers to distance survivors from their support networks, and now physical isolation is government-sanctioned. Unemployment claims are hitting historic highs, as are levels of economic anxiety; both of these circumstances are linked to a higher incidence of domestic violence. Firearm ownership is tied to a greater chance of domestic homicide, and gun sales in the U.S. rocketed in March, with reports that many of those sales were to first-time gun buyers. National hotlines even have to devise strategies to combat abusers’ weaponizing COVID-19 itself to terrorize survivors — e.g., threatening to infect someone with COVID-19 or hiding cleaning supplies so the survivor cannot access them.

The relationship between these factors and domestic violence is well researched and well documented, as many other articles have discussed. But tracking the pandemic’s actual effects on domestic violence is nearly impossible. Many people who experience abuse don’t report it through official channels. Stigma and fear of retribution are just a few of the reasons someone wouldn’t contact the police. Because of that, we don’t have good data showing domestic violence incidence in normal times, let alone now. In fact, we’re getting conflicting signals at the moment — while the National Domestic Violence Hotline continued to see its average of 1,800 to 2,000 contacts a day through March and April, New York Gov. Andrew Cuomo announced on Friday that reports of domestic violence rose in the state during that same time.

So while we have solid, empirically derived reasons to believe that COVID-19 might increase the rate of domestic violence across the country, we don’t have the numbers to back that claim. That can make the issue feel less real to the public and to policymakers, even though, due to the impact of COVID-19, the increase in intimate partner violence (IPV) — i.e., physical, psychological or sexual harm in an intimate relationship — may be significant.

How significant? There’s no perfect case study to draw from, but we can make some reasonable conclusions by looking at research on IPV1 and past disasters with some similarities to the COVID-19 crisis.

Economic anxiety and joblessness

Economic hardship, employment instability, unemployment and perceptions of economic strain have all been linked to IPV, according to Jennifer Copp, a professor at Florida State University’s College of Criminology and Criminal Justice. Domestic violence is about power and control, and when your job, finances and livelihood are all up in the air, abuse becomes a place where people seek to regain that sense of control.

Indeed, a 2001 research report from the National Institute of Justice found that rates of violence in couples experiencing high levels of financial stress were 3 1/2 times the rates in couples with low levels of stress — rising to 9.5 percent from 2.7 percent. According to a working paper by the Center for Global Development, the effects of unemployment on IPV vary across populations due to cultural differences, but in the U.S., the NIJ found in 2009 that periods of unemployment by a man in a heterosexual relationship are correlated with significantly elevated rates of abuse. That paper didn’t show a causal link but found that couples in which the man was employed had a 4.7 percent prevalence of abuse, while that figure was 7.5 percent for couples in which the man experienced one period of unemployment and 12.3 percent for couples in which the man experienced two or more periods of unemployment.

Economically, the most recent circumstances analogous to the current pandemic may be those caused by the Great Recession, when the overall unemployment rate doubled from 5 percent in December 2007 to 10 percent in October 2009 and the net worth of households and nonprofits fell over 20 percent, a loss of some $14 trillion, in a year and a half. A 2016 study published in “Demography” on economic indicators and IPV during the Great Recession found that an increase in the unemployment rate was correlated with a small but significant change in IPV — a 50 percent increase in the unemployment rate over the prior 12-month period, for example, was associated with a 10 to 12 percent increase in the prevalence of physically violent or controlling behavior in intimate relationships.

Of course, a correlation between economic hardship and IPV may be due to other factors that are linked to greater hardship or job loss and IPV — such as mental illness, stress or substance abuse. Establishing a causal relationship is much more difficult since economic hardship typically goes hand in hand with many other variables. Yet coupled with what we know about the interplay of economic precarity and domestic violence, the economic fallout of COVID-19 presents perhaps one of the greatest risks in terms of increasing abuse.

Natural disasters

It’s more difficult to draw comparisons between behavior after natural disasters and the current COVID-19 pandemic. Generally, though, women have a much more precarious social and economic standing than men, and that vulnerability only increases during a disaster.2 Normal resources and social support that usually curb abuse can disappear entirely depending on the type of disaster — hotlines, access to legal help and shelter availability can all be disrupted. On top of that, IPV increases in the aftermath of disasters, but many factors are at play that don’t apply as much to COVID-19 — most notably displacement, which is not yet a major effect of the pandemic.3

While research has shown that economic downturns are accompanied by physical, mental and emotional violence, the intersection of gender-based violence and disasters is only a recent area of focus. It’s unclear whether increased violence is a simple matter of proximity or of stress or some other unknown variable.

Still, it’s worth looking at some examples that may hold lessons for dealing with the current pandemic, as long as we keep in mind that the circumstances of the COVID-19 crisis are quite different. In 2011, a 6.2 magnitude earthquake hit Christchurch, New Zealand, causing 185 deaths and thousands of injuries in addition to severe structural damage. Two weeks after the earthquake, area police said that reports of domestic violence had risen by a fifth. Afterward, police cited business closures as a reason why more people were drinking at home, aggravating the risk of domestic violence. Sexual violence rose after Hurricane Katrina, as many people were forced into temporary shelters. In the first six months after Hurricanes Katrina and Rita, nearly 40 percent of sexual assaults were committed by strangers (versus the 19.5 percent committed by strangers in all reported cases of sexual assault in the U.S.); 31 percent of these assaults took place in shelters or evacuation sites. For people whose lives were highly disrupted by the 1989 Exxon Valdez oil spill in Alaska, there was a nearly threefold increase in the likelihood of experiencing domestic violence afterward compared with people who experienced no disruption.

One of the most striking findings to come out of research on domestic violence in the wake of a natural disaster is that, separate from the rate of abuse changing, the severity of abuse can increase as well. In the aforementioned study of sexual assaults after Hurricanes Katrina and Rita, researchers found that in the early aftermath of the disaster, “rapes appeared to be more brutal, often involving multiple offenders,” and then returned to a more typical pattern a year later. After the 1997 Red River Valley flood, which displaced over 50,000 people in Grand Forks, North Dakota, and East Grand Forks, Minnesota, and damaged nearly all homes in the area, referrals to domestic violence shelters from emergency rooms increased, possibly pointing to a rise in severity of physical abuse. Even now, Katie Ray-Jones, CEO of the National Domestic Violence Hotline, said that survivors contacting them have seen an escalation in abuse tactics — including one person who said her partner pulled out a gun to prevent her from leaving the house, something that had never happened before.

In some ways at least, the COVID-19 pandemic is less problematic regarding IPV than other disasters: Most hotlines are still operational, and while shelter availability varies depending on locale, there hasn’t been a natural event that wipes out the structures. Many domestic violence services are still operating and are able to offer support, although survivors may be less willing to go to one for fear of catching COVID-19. Nathaniel Fields, CEO of Urban Resource Institute in New York, an organization that provides resources and shelter for survivors of domestic violence, said that their priority right now is communication — when everyone, including your friends, neighbors and the government, is telling you to stay home, it can be hard to leave an abusive situation. Survivors find themselves doing the mental calculus of whether it’s safer to stay home with the devil you know or risk the COVID-19 you don’t.

But those silver linings aside, the COVID-19 pandemic is still likely meaningfully increasing the rate of domestic violence. Past downturns and disasters doubled or even tripled those rates. Those were each unique circumstances, making it hard to say if something similar will happen now. Indeed, Claire Renzetti, a professor of sociology at the University of Kentucky, didn’t offer any speculation as to the scale of an increase. But she said that knowing what we know from previous experiences that haven’t been as bad as this one, our current economic climate will likely increase IPV.

Moreover, in normal times, domestic violence doesn’t affect all populations equally, and these inequities are likely to be exacerbated during the pandemic. Some studies have found that low-income, black and Hispanic populations are more likely to experience IPV than white populations or those with post-secondary education. Those are the same groups bearing a disproportionate share of the direct health and economic effects of the COVID-19 pandemic.

We probably won’t have the data to show much of this for years, if ever. Data collection during disasters suffers from logistical difficulties, and quantitative insights on domestic violence are chronically underreported. But that doesn’t mean it’s not happening.

Laura Bronner contributed research.

Help is available. If you or someone you know is experiencing domestic violence, reach out to the confidential National Domestic Violence Hotline. (Call 1−800−799−7233 or TTY 1−800−787−3224 or chat online at thehotline.org.)

#IFTTT #Politics – FiveThirtyEight #politics #538 #Jasmine Mithani

0 notes

deniscollins · 5 years

Text

People Are Taking Emotional Support Animals Everywhere. States Are Cracking Down

According to the Americans with Disabilities Act service animals must be allowed in restaurants, stores and other public places, even where animals are otherwise barred. Emotional support animals, which provide comfort with their presence but generally have no special training, do not have the same status under the disabilities act. If you were an airline executive, what would you do if a passenger insisted that she needed to be accompanied on the plane by an emotional support dog and she had a certificate stating so: (1) allow the dog on the plane, (2) refuse? Why? What are the ethics underlying your decision?

A 26-year-old Starbucks barista in the suburbs of Tampa known as Vayne Myers has suffered from anxiety ever since he was a child. A co-worker suggested he try an emotional support animal.

So Mr. Myers bought a duck and named it Primadonna. The snow-white bird has worked wonders for his state of mind.

“Whenever I felt like I didn’t matter in the world,” he said, Primadonna would waddle over and remind him that “something does love you.”

But Mr. Myers’s landlord objected, and demanded proof that Primadonna was a medical necessity and not simply a pet. Mr. Myers provided a letter from a therapist in California who spoke to him over a video chat, and then another note from a counselor who met in person with him (and the duck). But neither document satisfied the landlord, who threatened eviction.

Mr. Myers hired a lawyer and filed a complaint of housing discrimination with the Department of Housing and Urban Development using his legal name, Jesse Calfas. His filing was one of more than a thousand similar complaints the agency has received nationwide so far this year.

The number of people claiming they have a right to live with animals for their mental health — as well as to take them onto planes and into restaurants and stores — has been growing rapidly.

In 2011, the National Service Animal Registry, a for-profit company that sells official-looking vests and certificates for owners, had 2,400 service and emotional support animals in its registry. Now the number is nearly 200,000.

But the spread of such animals — the vast majority of them dogs — has also been met by concerns from landlords, airlines and other businesses that many Americans may be abusing the system. Critics say that pet owners are obtaining phony certifications or letters from online therapists to avoid paying fees or to get permission to bring creatures where they wouldn’t normally be allowed.

“We’ve seen everything from reptiles to insects,” said Amanda Gill, government affairs director for the Florida Apartment Association, which represents landlords.

“Obviously, you want to accommodate people with legitimate requests, but that’s harder to do when you have so many bogus requests,” Ms. Gill said. “Everyone is recognizing that this is a growing problem right now.”

More than two dozen state legislatures have enacted new laws to crack down on fraud.

A law passed in Utah this year makes it a misdemeanor to lie about a pet being an emotional support animal, or E.S.A., expanding a law already on the books that made it a crime to misrepresent a pet as a Seeing Eye dog.

Oklahoma just passed a law clarifying that restaurants and stores have a right to keep support animals out. Virginia’s law cracks down on websites that promise to provide E.S.A. verification letters for a fee, without having any therapeutic relationship with the animal’s owner.

“A true service animal is a highly trained dog,” said Tammy Townley, a state representative in Oklahoma who supports her state’s new law. “When someone comes in with an emotional support animal, they are saying, ‘It’s my service animal.’ No — it’s something you bought a vest for.”

Advocates point out that therapy animals are protected by the Fair Housing Act, which requires landlords to make “reasonable accommodations” for people with disabilities, like a wheelchair-accessible parking space. They worry that the new laws will embolden landlords to deny animals to tenants who need them.

Even some supporters of the new measures struggle over how to distinguish a legitimate need from a fraud.

“It’s really hard to draw a bright line,” said Todd Weiler, a state senator in Utah who said that an old high school classmate of his keeps an emotional support pig. “To a large extent, everybody could benefit from having a pet,” Mr. Weiler said. “When is it an emotional support animal and when it is a pet?”

Sam Killebrew, a Florida state lawmaker who sponsored a bill to curb emotional support animal claims, said he went online and registered Ophelia, a stuffed baboon in his office, as his “emotional support animal,” even though she’s been frozen, her fang-filled mouth agape, by a taxidermist.

“As long as you pay your money, you’re going to get that card,” he said.

He sponsored a bill this year that would allow landlords to require that tenants who claim a need for an animal obtain a letter from a licensed medical professional based in Florida. Mr. Killibrew later withdrew the bill, but he said he planned to reintroduce it next year.

Sara Pratt, former assistant secretary for fair housing at HUD, agreed that the certificates sold online can be a problem. “They are useless,” she said. But she warned that state lawmakers who rush to criminalize people for seeking documentation of a need for a support animal are sending the wrong message to landlords, who are at risk of getting slapped with hefty federal fines.

The Americans with Disabilities Act defines service animals as dogs or small horses that are trained to perform specialized tasks, like leading a blind person or detecting seizures. Service animals must be allowed in restaurants, stores and other public places, even where animals are otherwise barred.

Emotional support animals, which provide comfort with their presence but generally have no special training, do not have the same status under the disabilities act. But when it comes to keeping an animal at home in a rental unit, federal law has been interpreted to give tenants a right to live with an animal if it helps treat depression or anxiety.

Skepticism surrounding emotional support animals has increased with their rising numbers, especially at airports, where another law — the Air Carrier Access Act — gives airlines wide latitude over how various creatures are handled. Some airlines refuse to allow hedgehogs, snakes and rodents, along with dogs, into the passenger cabin for flights longer than eight hours. A number of widely publicized incidents — a dog allegedly mauling a passengerand an emotional support squirrel causing an entire flight to deplane — have added to the anxiety over anxiety-soothing animals.

Some people who require Seeing Eye dogs have complained that their animals have been attacked in airports or restaurants by untrained emotional support dogs, and that the explosion in support animals has led to more skepticism of true service dogs.

Mr. Myers, who says his anxiety stems from being abused as a child by his mother’s boyfriend, bought his duck from a farm around Easter, when he was just a fuzzy duckling a few days old. He knew he wanted Primadonna when the duckling snuggled in his open hand.

They quickly grew attached to one another.

“I take him in the shower, in the bath, and outside,” he said, adding that the duck wears a diaper inside the house to avoid messes. “He will follow me wherever I go.”

Mr. Myers said that Primadonna mostly stays in a private yard, and that his neighbors have been unaware of the feathered creature in their midst. The duck’s presence was discovered during an unrelated maintenance visit. His landlord, who charges a fee for tenants who keep cats, said that ducks were not allowed, and demanded proof that the duck had been prescribed by a doctor before making an exception.

After Mr. Myers was threatened with eviction, he found Matthew Dietz, litigation director of the Disability Independence Group, a nonprofit legal advocacy center in Florida.

Mr. Dietz does not deny that some people pretend to need an animal when they merely want one. But that does not worry him nearly as much, he said, as situations like the one confronting a homeless veteran he has been helping recently. The veteran had finally found housing, he said, but was now being asked to give up two dogs that had lived with him throughout his years on the street.

“My basic stance is that mental illness is tough,” Mr. Dietz said. “Anything that makes somebody feel better, why not? As long as you don’t hurt anybody else, what’s the big deal?”

Lawyer after lawyer turned down Mr. Myers’s case, but Mr. Dietz took it right away. And with the help of HUD, he successfully negotiated with the landlord for Primadonna to stay.

If a client says he needs a duck, he needs a duck, Mr. Dietz said. “Why would somebody lie about something like that?”

#Emotional Support Animals

0 notes

kennethherrerablog · 6 years

Text

Don’t Lose Your Home. Fight Eviction With These 4 Strategies

A few months before the housing market began to implode, 22-year-old Alisa Daly and her boyfriend — now husband — were expecting their first child.

Working at a small trucking company in Arizona, she was close friends with the office manager, and her mother worked for the same firm. So Daly was shocked when her mom called and told Daly she was about to be laid off. Then, a few months after that, the couple’s car broke down and her boyfriend was fired when he didn’t show up for work.

“It made us feel miserable, overwhelmed, depressed and angry,” Daly says. “We couldn't get a job anywhere, doing anything. And no one would hire someone that was pregnant.”

As a renter in 2007, she was able to avoid eviction, unlike the 958,000 tenants who were evicted during the housing crisis. But she was on the precipice of a life-changing, community-altering tragedy, according to recent data compiled by the Eviction Lab, a project spearheaded by Princeton University professor Matthew Desmond with millions of dollars in support from the Gates, JPB and Ford Foundations and the Chan Zuckerberg Initiative.

Luckily, Daly, now a homeowner, negotiated a week-to-week payment plan to avoid falling behind in rent — demonstrating what experts say is your best bet if you’re facing eviction. She said dividing the rent into weekly amounts made it easier to budget for.

But when she moved to break her lease after an attempted burglary at her apartment, she also avoided any additional fees by hiring a lawyer and arguing that the landlord had violated the lease by not maintaining the apartment adequately — another option to fight an eviction proceeding.

Even as foreclosures have fallen 67% since the Great Recession, rental evictions declined only 9.6% to 898,479 in 2016, the latest year that statistics are available. And with experts growing concerned about housing affordability, particularly for renters, and wages remaining mostly stagnant, the eviction epidemic is likely to continue.

“If you live in a community that is plagued by eviction, then it is absolutely an epidemic, but it’s an epidemic that’s always been occurring,” said David Dworkin, president and CEO of the National Housing Conference and former housing policy adviser at the U.S. Treasury Department. “And if you don’t live in one of those communities, it’s an epidemic that’s been easy to ignore.”

Here’s Some General Advice on How to Stop an Eviction

Since the Eviction Lab had difficulty compiling all eviction records from some states, including New York and California, the real numbers of people evicted are likely in the millions each year. It could be your neighbor. A family member. It might even be you.

As Alisa Daly’s story shows, you could end up facing eviction through no fault of your own.

Maricopa County, Arizona, Judge Pro Tem Jeremy Rovinsky can see 100 eviction proceedings during a busy day as he does temporary time behind the bench in civil court.

“It’s very difficult for me I have to look people in the eye, people who are struggling, people who are suffering, and tell them they have to leave their home,” he says. “The worst part of my job is having go look them in the eye and say this is the law.”

So how does an eviction work?

First, it’s illegal for landlords to try to evict you by themselves by changing the locks, turning off utilities or through any other method. They must go through the court system.

In most cases, you’ll be served with a notice to vacate, after which you will go before a judge. Be aware that it’s rare for a tenant to win an eviction case for nonpayment. If the judge rules in favor of the landlord, a law enforcement officer will show up and you’ll be forced out of your home.

Although specific eviction laws vary state-by-state, there are some general things you can do if you are facing eviction due to nonpayment of rent. Below, you can see the specific time frames landlords must follow during eviction proceedings, depending on your state.

Negotiate Any Way You Can With Your Landlord or Leasing Company

Usually, it’s in your landlord’s best interest to work out a payment plan so you don’t fall too far behind on rent. For Daly, that meant a week-to-week plan, but it could even be a grace period until you get back on your feet.

But be certain you get whatever agreement you come to in writing.

“[The landlord] neither wants the headache of going to court [n]or that apartment empty,” Rovinsky says.

Documents, Documents, Documents

Depending on your state, or county, there are technicalities that could force your landlord to halt eviction proceedings. These include failure to keep up the property or any sort of retaliation for demanding the landlord follow local tenant laws.

But you’ll need plenty of evidence. Hang on to your lease and read it thoroughly — or if you lost it, pick up a copy from your local Clerk of the Court. Save emails, memos and letters from your landlord and take photos of the property.

“Pictures really are worth 1,000 words in these situations,” said Alan Mills, executive director of the Uptown People’s Law Center in Chicago. “Judges have to figure out who’s telling the truth, and the more documentation, the better chance you have.”

Find a Legal-Aid Service or Church Group Near You

With all of the fine print in each state’s landlord-tenant laws, it was difficult enough just researching this article. If you lose a job, and especially if you have a family to look after, it can be head-spinning to figure out your legal options in an eviction process.

For one, know that a landlord can never lock you out or turn off the utilities — so stay calm and figure out your next move with the help of a local legal-aid office. Most are low-cost or free, and because they focus on working with marginalized folks, they’ll likely have an expert on tenants’ rights.

Rovinsky, the Arizona judge, recently had an eviction case in which a church congregation stepped in with $500 so a tenant could afford to avoid eviction for at least that month. Sometimes it can take just a month for you to get back on your feet.

Have a Backup Plan if You Can’t Fight the Eviction

“Make a contingency plan,” Mills says. “The worst thing that can happen to anyone is having the sheriff come put your stuff out on the street.”

That means using what savings you may have to rent a cheap storage unit for a month. And make sure you have a plan to keep your kids and family in place — whether that be with relatives or a homeless shelter.

Your first step should be to call the nationwide resource assistance hotline 211.

Once you are stabilized, know that an eviction will remain on your record. So before you pay for a background check when you are looking for a new apartment or home to rent, be up front with the landlord. You could spend half a month’s rent on background checks alone if you get denied a few times, Mills said.

But don’t lose hope; nonpayment of rent is the least harmful type of eviction to have on your record.

“If landlords only rented to people who have never been evicted, there would be a lot of open property,” Rovinsky said. “It doesn’t mean you’ll never rent again or that your life is over.”

Here Are State-By-State Eviction Guidelines

These brief guidelines will help you understand the timeline and some rights you have as a tenant if you can’t pay rent on time. There are many legal variations in each jurisdiction and even by housing type — and we are not authorized to give legal advice — so we have provided contact numbers for legal-aid services and tenants’-rights groups.

These organizations should help you understand your rights better and may help fight a potential eviction.

The Penny Hoarder also analyzed eviction rates — the percentage of rental properties where tenants faced an eviction in 2016 — to show the cities with the most evictions. For context, the national eviction rate is around 2.3%.

Alabama Arizona Arkansas California Colorado Connecticut Delaware Washington DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Alabama

In Alabama, the landlord must give the tenant notice and seven days to vacate unless the rental agreement is met. During that week, the tenant can pay the rent and the landlord is legally not allowed to pursue an eviction.

Legal Services Alabama, Statewide, 866-456-4995

Montgomery — 5.82%

Gadsden — 5.53%

Hueytown — 3.76%

Tillman’s Corner — 3.76%

Mobile — 3.66%

Arizona

In Arizona, where Rovinsky hears cases, tenants have five days’ notice ahead of being evicted. But there are three ways to fight an eviction in this state: Pay the rent in full within the five days; pay the rent in full and cover any applicable late fees after five days; or, before a final judgment, pay the rent, late fees and any court costs.

Drexel Heights — 6.15%

Tucson — 6.03%

Casas Adobes — 2.91%

Marana — 2.53%

Catalina Foothills — 1.99%

Arkansas

In Arkansas, landlords have two ways to evict you from your rental: a civil lawsuit or a criminal charge. If they pursue the former, they have to give you a three-day written notice that they will be suing you for “unlawful detainer” if you don’t vacate the property. After you receive a court summons, you have five days to object to the eviction.

In the case of a criminal charge, they will give you a 10-day notice of failure to vacate. If you don’t leave in 10 days, you’ll be charged with a misdemeanor and could be fined up to $25 for each additional day you stay.

Legal Aid of Arkansas, Jonesboro, 800-967-9224

Center for Arkansas Legal Services, Little Rock, 501-376-3423

Legal Aid of Arkansas, Statewide, 800-952-9243

Jacksonville — 1.99%

Marion — 1.96%

West Memphis — 1.85%

Little Rock — 1.76%

North Little Rock — 1.68%*

*These are eviction filings as opposed to actual evictions.

California

California law requires landlords to provide a three-day notice to vacate. If a tenant doesn’t pay rent within those three days, the landlord can file an eviction.

Bay Area Legal Aid, Oakland, 510-663-4755

Legal Aid Foundation of Los Angeles, 323-801-7991

Hemet — 5.08%

Moreno Valley — 4.81%

Perris — 3.31%

Arden-Arcade — 2.97%

Rancho Cordova — 2.86%

Colorado

Like California, Colorado also provides a three-day window before landlords can move to evict a tenant. But in this state, if you pay rent within that three-day period, the landlord can’t proceed with the eviction. If the tenants move out within three days, they are still liable for rent, and if the security deposit doesn’t cover the amount owed, the landlord may sue the tenant for the difference.

Colorado Affordable Legal Services, Denver, 303-996-0010

Northglenn — 6.24%

Aurora — 5.52%

Welby — 5.4%

Sherrelwood — 5.16%

Thornton — 4.64%

Connecticut

Connecticut has one of the more lenient nonpayment-of-rent laws, with the tenant given a nine-day period before the landlord can begin pursuing an eviction. But after that time frame, the landlord can give a three-day notification to move out of the rental.

Then, as in other states, a judge will weigh both sides during an eviction hearing if the tenant wants to challenge the eviction.

Connecticut Fair Housing Center, Hartford, 860-247-4400

Connecticut Legal Services, Middletown, 860-344-0447

Waterbury — 6.1%

Hartford — 5.73%

Bridgeport — 5.03%

New Britain — 4.68%

Meriden — 4.45%

Delaware

Tenants in Delaware have five days after the missed rent period to pay their landlord (once served with a notice to pay). If they don’t pay in that time frame, they will have to either fight the eviction in court or vacate the premises.

Legal Services Corporation of Delaware, Wilmington, 302-734-8820; 302-575-0408

Delaware Legal Help Link, Statewide, 302-478-8850

Wilmington — 7.62%

Glasgow — 7.05%

Dover — 6.94%

Bear — 6.04%

Brookside — 4.29%

Washington DC

In Washington, D.C., a landlord has to provide a 30-day window for the renter to pay rent in full with an official notice. But this is sometimes waived in rental agreements.

If a judge rules in favor of the landlord, the tenant has three days before removal from the property. D.C. is also a “pay-and-stay” jurisdiction, where tenants have until U.S. Marshals remove them from the rental to pay the rent and associated late fees.

D.C. Tenants' Rights Center, Washington, 202-681-6871

Howard University School of Law Fair Housing Clinic, Washington, 202-806-8082

Districtwide — 2.59%

Florida

In the Sunshine State, a landlord must send an official three-day notice for the tenant to pay rent. If the tenant pays within three business days of receiving the notice, the landlord cannot legally proceed with an eviction. But, if you fail to pay rent within those three days, you will be served with a summons and have five days to respond to the eviction lawsuit

Florida Housing Coalition, Tallahassee, 850-878-4219

Jacksonville Area Legal Aid, 904-356-8371

Lauderhill — 7%

Pine Hills — 5.88%

Jacksonville — 5.34%

University (Tampa area) — 5.26%

Miramar — 4.65%

Georgia

Landlords in Georgia do not have to wait between notifying tenants about missing rent and filing an eviction notice. So once tenants receive a notice, they may end up in eviction court right away.

Also, Georgia law doesn’t require a written eviction notice, so a landlord can verbally serve an eviction notice. But Georgia law does allow the tenant to pay without penalty the owed rent within seven days after receiving a court summons.

Atlanta Volunteer Lawyers Foundation, 404-521-0790

Georgia Legal Services Program, Atlanta, 404-206-5175

Redan — 13.99%

Union City — 11.67%

East Point — 11.3%

Candler-McAfee — 11.17%

Warner Robins — 10.69%

Hawaii

Landlords in Hawaii must provide tenants with a written five-day notice before pursuing an eviction.

Hawaii Fair Housing Enforcement Program at Legal Aid Society of Hawaii, Honolulu, 808-536-4302

Hilo — 0.51%

Kihei — 0.41%

Kahului — 0.26%

Idaho

Idaho law also requires a written three-day notice be provided to the tenant before proceeding with the eviction process. A tenant can pay rent within that window to stop the eviction proceedings.

Also, Idaho law allows tenants to withhold rent to request repairs..

Idaho Legal Aid Services, Boise, 208-336-8980

Nampa — 1.31%

Post Falls — 1.29%

Burley — 1.2%

Caldwell — 1.18%

Twin Falls — 1.16%

Illinois

Illinois law calls for a five-day notice before a tenant can be sued for eviction. If the tenant pays rent in that time frame, the landlord can’t pursue an eviction.

Illinois Tenants Union, Chicago, 773-478-1133

Legal Aid Society of Metropolitan Family Services, Chicago, 312-986-4000

Matteson — 5.92%

Crest Hill — 5.5%

Kankakee — 5.35%

East St. Louis — 5.27%

Bolingbrook — 4.67%

Indiana

Indiana may have a high eviction rate compared with the rest of the country, but it does have a more lenient landlord-tenant law, at least when it comes to the notice. Landlords are required to provide a 10-day written notice before filing suit, during which time the tenant can pay back rent.

Indiana Legal Services, Statewide, 844-243-8570; Bloomington office, 812-339-7668 or 800-822-4774

Indiana University Bloomington Tenant Assistant Project

Griffith — 11.27%

Marion — 8.52%

Elkhart — 8.50%

Auburn — 8.06%

Kokomo — 7.95%

Iowa

Iowa landlords are required to give tenants a three-day window to pay the owed rent before filing an eviction lawsuit. If the tenant pays rent during that time frame, the landlord can’t sue for eviction.

Iowa Legal Aid, Statewide, 800-532-1275

Waterloo — 5.73%

Davenport — 4.72%

Clinton — 4.02%

Ottumwa — 3.72%

Council Bluffs — 3.49%

Kansas

In Kansas, landlords must provide a three-day notice for tenancies that have lasted less than three months and a 10-day notice for those that have been in place longer.

Kansas Legal Services, Topeka, 800-723-6953

Edwardsville — 7.68%

Park City — 6.88%

Kansas City — 5.60%

Bonner Springs — 4.86%

Wichita — 4.44%

Kentucky

In Kentucky, tenants are given a seven-day window to pay rent before a landlord can pursue eviction. But like most states, a tenant can fight the eviction in court if the landlord did not hold up his or her end of the lease agreement.

Legal Aid of the Bluegrass, Lexington, 859-431-8200

Kentucky Legal Aid, Western Kentucky, 866-452-9243

Legal Aid Society, Louisville, 502-584-1254

Shively — 5.45%

Franklin — 4.84%

Louisville — 4.82%

Lexington-Fayette — 4.59%

Campbellsville — 4.48%

Louisiana

Louisiana law calls for a five-day notice before a landlord can file an eviction lawsuit. However, that five days is only a grace period to vacate; the state does not allow the tenant to pay rent and avoid eviction.

Legal Services of North Louisiana, Shreveport, 318-222-7186

Southeast Louisiana Legal Services, Baton Rouge, 225-448-0331; Hammond, 985-345-2130; Covington, 985-893-0076

Woodmere — 7.23%

Baton Rouge — 6.45%

Slidell — 5.49%

Baker — 5.13%

Marrero — 4.30%

Maine

In Maine, a tenant must fall seven days behind in rent before a landlord can issue a notice of eviction. After that, a tenant has seven days to pay rent to stop the eviction proceedings.

Pine Tree Legal Assistance, Portland, 207-774-8211

Waterville — 5.25%

Lewiston — 4.79%

Sanford — 4.68%

Augusta — 4.28%

Biddeford — 4.25%

Maryland

Maryland is one state that has no notification period for landlords who want to evict a tenant. Technically, they can sue a tenant for eviction the day after they serve the resident with a notice.

Still, if tenants pay rent, late fees and court costs on or before the day of the hearing, they can avoid eviction.

Public Justice Center, Baltimore, 410-625-9409

Maryland Legal Aid, Baltimore, 410-951-7777

South Laurel — 7.14%

Chillum — 3.37%

Bowie — 1.93%

Laurel — 1.88%

College Park — 1.50%

Massachusetts

To avoid being sued for eviction, tenants in Massachusetts have a 14-day period to pay rent or vacate their rental after a landlord serves legal papers.

Alliance of Cambridge Tenants, 617-499-7031

Quincy Community Action Programs, 617-479-818, ext. 4

Haverhill — 2.93%

Lynn — 2.75%

Weymouth — 2.71%

Brockton — 2.69%

Framingham — 2.53%

Michigan

Michigan-based landlords must serve a written seven-day notice before they can file to evict a tenant. The tenant can pay the owed rent within that window to remain in the rental, however.

Lakeshore Legal Aid, Statewide, 888-783-8190

Michigan Poverty Law Program, Ann Arbor, 734-998-6100

Muskegon — 10.91%

Saginaw — 10.54%

Battle Creek — 9.98%

Dearborn Heights — 9.82%

Jackson — 9.71%

Minnesota

In Minnesota, landlords aren’t required to give any notice before pursuing an eviction unless the tenant is “at will” — meaning under an informal, usually month-to-month lease. In that case, a landlord must provide a 14-day notice to vacate before suing for eviction.

Home Line, Minneapolis, 866-866-3546

Southern Minnesota Regional Legal Services, St. Paul, 888-575-2954

East Bethel — 2.59%

Brooklyn Park — 1.86%

Brooklyn Center — 1.44%

Moorhead — 1.38%

Ramsey — 1.23%

Mississippi

Mississippi law requires a three-day notice to pay rent before a landlord can file an eviction lawsuit against a tenant for nonpayment.

Mission First Legal Aid, Jackson, 601-608-0050, ext. 2

Mississippi Center for Legal Services, Statewide, 800-498-1804

Horn Lake — 11.90%

Gulfport — 9.68%

Pascagoula — 9.38%

Jackson — 8.75%

Southaven — 7.86%

Missouri

Unlike most states, Missouri doesn’t have a specific time requirement for a landlord to demand rent before filing an eviction. However, most legal sites do recommend that landlords give at least three days’ notice.

Arch City Defenders, St. Louis, 855-724-2489

Legal Services of Eastern Missouri, St. Louis, 314-534-4200 or 800-444-0514

Spanish Lake — 14.33%

Old Jamestown — 12.76%

Bellefontaine Neighbors — 11.51%

Berkeley — 9.13%

Murphy — 8.75%

Montana

In Montana, a a tenant has three days to pay rent upon being served with a notice of late payment by the landlord.

Montana Legal Services Association, Statewide, 800-666-6899

Evergreen — 3.69%

Lockwood — 2.02%

Hardin — 1.92%

Butte-Silver Bow — 1.86%

Great Falls — 1.81%

Nebraska

In Nebraska, a landlord must serve a three-day notice to a tenant who is late on rent. The renter can avoid eviction by paying within that three-day window.

Legal Aid of Nebraska, Statewide, 877-250-2016

Plattsmouth — 4.79%

Omaha — 3.87%

Waverly — 3.24%

Chalco — 2.68%

Bellevue — 2.63%

Nevada

Nevada state statutes require landlords to serve a tenant with a five-day notice to pay rent before proceeding with an eviction. If the tenant pays rent in that window, the landlord can’t pursue the eviction.

Legal Aid Center of Southern Nevada, Las Vegas, 702-386-1070

Nevada Legal Services, Las Vegas, 702-386-0404; Reno, 775-284-3491 or 800-323-8666

Whitney — 6.82%

North Las Vegas — 5.82%

Sunrise Manor — 5.31%

Winchester — 5.15%

Paradise — 4.33%

New Hampshire

New Hampshire law provides a one-week time frame for a tenant to pay rent to avoid eviction. This seven-day period begins when the landlord serves the tenant with a written notice, and tenants can pay rent in full plus $15 during that period.

New Hampshire Legal Aid, Statewide, 800-639-5290

(No data on percentage of evictions available.)

New Jersey

New Jersey law doesn’t require a landlord to give a tenant a window to pay rent that is owed, so a tenant may face an eviction lawsuit immediately after failing to pay rent.

New Jersey Tenants Organization, Fort Lee, 201-342-3775

Fair Share Housing Center, Cherry Hill, 856-665-5444

South Plainfield — 0.07%

Newark — 0.05%

Westfield — 0.04%

Clifton — 0.03%

East Orange — 0.03%

New Mexico

New Mexico law requires landlords to serve tenants with a three-day notice to pay rent before pursuing an eviction.

New Mexico Legal Aid, Statewide, 833-545-4357

Albuquerque — 4.72%

Clovis — 3.58%

Roswell — 3.53%

South Valley — 3.10%

Grants — 2.93%

New York

New York landlords must give tenants three days to pay rent before pursuing an eviction. If the renter pays within that window, the landlord can’t sue for eviction.

Legal Services NYC, New York, 917-661-4500

Legal Services of Central New York, Syracuse, 877-777-6152

Poughkeepsie — 2.76%

Auburn — 1.74%

New York — 1.615 (Bronx, 6.23%, Brooklyn, 1.28%, Staten Island, 3.42%)

Watertown — 1.45%

Middletown — 0.95%

North Carolina

If a tenant is late paying rent in North Carolina, the landlord must serve a written notice that gives the renter 10 days to pay before filing an eviction. If the tenant pays within that window, the landlord can’t proceed with the eviction.

Pisgah Legal Services, Statewide, 828-253-0406, 800-489-6144

Graham — 11.14%

Kinston — 10.24%

Shelby — 9.10%

Henderson — 9.08%

Wilson — 8.60%

North Dakota

In North Dakota, a landlord must provide the tenant a three-day notice of eviction, and it must be served by a process server or deputy.

Ohio

In Ohio, the landlord must give a tenant a three-day notice before suing for eviction. However, unlike in other states, the landlord is not obligated to accept a rent payment during that period or halt the eviction process.

Legal Aid Society of Greater Cincinnati, 513-241-9400, 800-582-2682

Legal Aid Society of Cleveland Tenant Information Line, Cleveland, 216-861-5955. (For legal help, dial 216-687-1900 or 888-817-3777.)

Legal Aid Society of Columbus, 614-241-2001

East Cleveland — 8.87%

Middletown — 8.41%

Canton — 8.34%

Euclid — 7.93%

Trotwood — 7.72%

Oklahoma

Oklahoma law requires a landlord to serve the tenant with a five-day notice to pay rent before pursuing an eviction.

Legal Aid Services of Oklahoma, Oklahoma City, 405-521-1302

Neighbor for Neighbor, Tulsa, 918-425-5578

Tulsa — 7.77%

Del City — 7.32%

Midwest City — 6.63%

Durant — 6.46%

Oklahoma City — 6.19%

Oregon

Oregon has a more lenient law for nonpayment of rent, with a landlord required to wait eight days before serving the tenant with a notice of eviction. Then, the tenant has three days to pay rent or face an eviction lawsuit.

But the landlord has another option: Serve a six-day notice to pay rent on the fifth day after rent is due. Both give 11 days for a tenant to catch up on rent.

Legal Aid Services of Oregon, Portland, 503-224-4086

Portland Tenants United, 503-836-7881

Gresham — 2%

Springfield — 1.86%

Hayesville — 1.65%

Medford — 1.62%

Salem — 1.62%

Pennsylvania

Pennsylvania law requires a landlord to give a 10-day notice of eviction to the tenant, who can pay during that period and avoid eviction.

Regional Housing Legal Services, Glenside, 215-572-7300

Community Legal Services of Philadelphia, 215-981-3700

Glenolden — 10.03%

Folcroft — 6.99%

Brookhaven — 6.91%

Reading — 6.22%

Uniontown — 4.29%

Rhode Island

In Rhode Island, tenants have 15 days to pay rent after the due date before a landlord can serve them with a five-day notice to pay. If the renters don’t pay in those five days, the owner can pursue an eviction.

Rhode Island Legal Services, Providence, 401-274-2652

Providence — 3.82%

Cranston — 2.63%

Warwick — 2.44%

South Carolina

South Carolina law requires the landlord to serve a five-day written notice when the tenant is late with rent before filing an eviction lawsuit. However, the landlord can file suit without notice if the following language is in the lease agreement:

“IF YOU DO NOT PAY YOUR RENT ON TIME. This is your notice. If you do not pay your rent within five days of the due date, the landlord can start to have you evicted. You will get no other notice as long as you live in this rental unit.”

South Carolina Legal Services, Statewide, 888-346-5592

Ladson — 24.00%

St. Andrews — 20.66%

Dentsville — 19.01%

Hanahan — 17.84%

Florence — 16.65%

South Dakota

South Dakota law gives tenants three days to pay rent after it is due. The landlord can serve a three-day notice and file an eviction lawsuit if the rent isn’t paid in that window.

Dakota Plains Legal Services, Mission, 605-856-4444, 800-658-2297

East River Legal Services, Sioux Falls, 800-952-3015

Summerset — 1.9%

Brandon — 1.28%

Box Elder — 1.26%

Harrisburg — 1.09%

Rapid Valley — 1.09%*

* These are eviction filings as opposed to actual evictions.

Tennessee

In Tennessee, landlords must serve a 14-day notice to pay rent once the tenant is late. If the rent remains unpaid, then the owner can sue for eviction.

Memphis Area Legal Services, 901-523-8822

West Tennessee Legal Services, 17 counties, 731-423-0616 or 800-372-8346

Memphis — 4.89%

Athens — 4.13%

Clarksville — 3.90%

Cleveland — 3.51%

Nashville-Davidson — 3.42%

Texas

Texas is another state that requires a three-day notices before the landlord can file for eviction.

Austin Tenants Council, 512-474-1961

Lone Star Legal Aid, Houston, 800-733-8394

Killeen — 7.67%

White Settlement — 6.39%

Dickinson — 6.23%

Texas City — 5.98%

Fresno — 5.62%

Utah

Utah law requires a landlord to give the tenant a three-day notice before suing for eviction.

Utah Legal Services, Salt Lake City, 801-328-8891 (in Salt Lake County), 800-662-4245 (outside Salt Lake County)

Murray — 2.31%

West Valley City — 2.26%

Taylorsville — 1.97%

Midvale — 1.82%

Magna — 1.79%

Vermont

Vermont is another state with lenient laws regarding nonpayment of rent. When a tenant is overdue on rent, the landlord must issue a 14-day notice to pay before filing an eviction lawsuit.

Vermont Legal Aid, Statewide, 800-889-2047

Barre — 0.23

Montpelier — 0.11

St. Johnsbury — 0.08

St. Albans — 0.06

Virginia

In Virginia, landlords must issue a five-day notice to pay rent before starting eviction proceedings against a tenant.

Northern Virginia Affordable Housing Alliance, Northern Virginia, 571-572-2238

Legal Aid Justice Center, Charlottesville, 434-529-1849

Central Virginia Legal Aid Society, 21 counties and municipalities, 800-868-1012

Petersburg — 17.56%

Hopewell — 15.69%

Portsmouth — 15.07%

Richmond — 11.44%

Hampton — 10.49%

Washington

Washington requires a landlord to issue a three-day notice to pay rent before suing a tenant for eviction.

Fair Housing Center of Washington, Tacoma, 253-274-9523

Everett — 2.06%

Parkland — 1.99%

Lakewood — 1.89%

Longview — 1.74%

Spokane — 1.66%

West Virginia

West Virginia laws allow landlords to immediately terminate a lease and file an eviction lawsuit as soon as the tenant fails to pay rent on time.

Legal Aid of West Virginia, Statewide, 866-255-4370

Martinsburg — 10.22%

Ranson — 8.09%

Westover — 7.83%

Elkins — 7.14%

Beckley — 5.75%

Wisconsin

A landlord has two options for evicting a tenant for failure to pay rent. The owner can issue a five-day notice, in which time the tenant can pay up to avoid eviction. Or the owner can issue a 14-day notice to vacate, in which the tenant has no choice but to move out or face eviction.

Legal Action of Wisconsin, Milwaukee, 414-278-7722

Tenant Resource Center, Madison, 608-257-0006 ext. 5

Racine — 5.56%

Beloit — 4.34%

Milwaukee — 4.25%

Kenosha — 3.89%

Janesville — 3.39%

Wyoming

Wyoming-based landlords must provide a three-day notice to tenants before pursuing an eviction lawsuit.

Legal Aid of Wyoming, Statewide, 877-432-9955

Casper — 1.76%

Riverton — 0.91%

Lander — 0.85%

Rock Springs — 0.80%

Evanston — 0.78%

Alex Mahadevan is a data journalist at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

Don’t Lose Your Home. Fight Eviction With These 4 Strategies published first on https://justinbetreviews.tumblr.com/

0 notes

onedirectiondriving · 7 years

Text

How does a DUI affect your record in Orlando, Florida?

DUI Ramifications in Florida

Everyone knows that you can be arrested for DUI and sent to jail. Most people know that there are fines and license suspensions that can be imposed. Some are aware that there are other conditions such as probation and mandatory community service work. Very few realize that there are consequences that stem from DUI arrests or convictions that can affect your job, your housing and every other aspect of your life for the rest of your life!

In Florida, DUI charges can never be expunged or sealed. It is also unlawful to receive “a withhold of adjudication” in a DUI case. The charge will remain on your record forever. It can be counted against you indefinitely. The issue of DUI’s is taken very seriously by the government and driving schools which are responsible for educating people on the laws of a state, so that they are well equipped for the roads. One Direction Driving is a reputable local school that teaches on the dangers of drunk driving.

This means whenever a criminal check is conducted, the charge will appear. These background checks can be conducted in consideration of employment, to determine admission into professional associations, for housing and home owner association approval and for insurance purposes.

Because there are so many unforeseen consequences that result from a DUI charge, it is important to understand all of the ramifications that can occur.

DUI and Background Checks

Almost everything you do or try to do these days involves a background check. Jobs screen employees before hiring them. Professional associations run criminal background checks before allowing you to hold a professional license. Schools run checks on parents who wish to volunteer. Even a next door neighbor can pull up your criminal history online for a fee! Having a DUI on your record can affect almost any aspect of your everyday life.

In Florida there is a process that allows for an individual to seal or expunge a criminal charge. To qualify for a sealing or expunging of the record a person must meet certain criteria. If it is met, only law enforcement would ever be able to find out about your charge.

But, when it comes to DUI, Florida has a law that expressly forbids the sealing or expunging of a DUI charge. This means even if you are found not guilty at trial, or if your charge is amended to a “wet reckless” or dismissed altogether it can never be removed. A person conducting a background check will always see that you were arrested for DUI.

In addition, a person cannot receive a “withhold” for a DUI charge. A withhold allows a person to say that they are not convicted of a crime, even if they plea guilty. For a DUI charge, the person must be adjudicated by the Court.

These laws that are in place make it impossible for you to escape your DUI. It will remain with you for the rest of your life. In some states, there is a limit as to how far back a potential employer or entity can check. Florida has no such limits.

Background checks are especially important for students who are applying for financial aid. Some colleges will suspend a student’s financial aid for a DUI charge. Or, even worse, suspend them from classes. This can be devastating for a college career.

Nursing students and students trying to enter positions in the medical field have the most difficult time with this type of charge. They can be denied entry into programs. If not denied, they can have severe restrictions placed on them equivalent to a second probation. The same goes for teachers or those who are trying to obtain employment with the elderly.

Even more devastating than denial of entry to a school program can be the loss of housing. Some home owner associations can have you evicted for a DUI charge. This means you can be forced to move as a result of a DUI.

If you are a member of the military, or if you are trying to become a member of the military, a DUI charge can get you thrown out, or prevent entry altogether. If you are allowed to remain in service, a DUI charge can affect your obtaining certain choice positions within your branch.

Many volunteer organizations will not allow your participation if you have a DUI charge. Elementary schools can elect to suspend or revoke your volunteer privileges for a DUI. Employers can reject your application for employment.

DUI charges can also affect those trying to obtain citizenship or those trying to obtain visas. This is not as common as some of the other ramifications, but it is always a possibility.

DUI charges remain on a Florida criminal history indefinitely. If you are in a position where your background is checked, you should contact a DUI attorney immediately to see if you have any options.

DUI and Employment

In this competitive job market having a criminal record can disqualify you from many positions. It can cost you the initial job or a promotion. It is very important to understand the impact a DUI has on your current or potential employment.

Employers are getting more and more particular when it comes to background checks. A DUI can make the difference between whether your resume is accepted or placed in the trash. Some employers see DUIs as an as an indicator of substance abuse issues, even if that is not the case. This can make the difference between your getting the job – or not making the cut.

A DUI in your background can be especially devastating if you are trying to obtain a position where driving is necessary. A DUI can suspend your driving privilege. If driving is a necessary part of your job function, you would be unable to perform your job duties. In addition employers may have to pay higher insurance premiums for you if you drive company vehicles. Potential employers may be unwilling to do that.

Commercial drivers do not have the option of obtaining a hardship license. This means they can’t drive during the suspension period. Also, a DUI charge stays on their DAC which can be viewed by all potential employers when applying for commercial driving positions. Many employers will not employ a driver with a DUI charge on the DAC until proof of substance abuse counseling is obtained. This is true even if the charge is amended or if you are found not guilty.

If you hold a professional license, such as a nursing license, a DUI conviction can result in review or suspension of your professional license. This means you could actually lose your job over a DUI charge even if driving is not part of the job description. If you are not suspended, you could be required to take extra counseling over and above what is required in your criminal case.

There are several websites and magazines that list a person’s mugshot for public review. Some employers see this as negative publicity for the company and will let you go or refuse to hire you. Getting your photo removed from these sites can be expensive and/or impossible. Your photo can remain on these sites to be “Googled” indefinitely even without a conviction or background check.

DUIs may affect your employment in other ways. To get a full picture of how your DUI arrest can affect your employment you should contact your local attorney for a full consultation.

DUI and Insurance

The most expensive part of a DUI charge is the insurance. Insurance rates for a person with a DUI on their driving record can go up as much as five times the current rate. In addition to the normal coverage, you will be required to carry SR22. SR22 is not a policy itself but proof that you have additional coverage. “SR” stands for Safety & Responsibility. The “22” is the form number. This proof of coverage is very expensive but required in every state for those convicted of DUI. Normally you must carry the SR22 for five years following a conviction.

The insurance coverage must be in place whether you own your own vehicle or not. If you let the policy lapse, the DMV will suspend your license until the coverage is reinstated.

If you have a car that is leased or financed, you could be required to carry even more coverage than what is required by law. For example instead of $10,000/$20,000 limits, the finance company may require you to have limits of $100,000/$200,000. This is because the lender sees you as a higher risk. They need to make sure that their investment is protected. Failing to keep a car insured can result in its repossession.

If your child is a minor and is arrested for DUI the rates can be even higher. Some companies will not allow you to keep your child on the same policy. They will request a separate policy be issued. This can affect the rates of your other insurance coverage if you “bundle” your home, auto and life together.

If your DUI results in property damage or personal injury your insurance may not cover all of the damages. If there is an insurance lien or judgment entered against you as a result of your DUI, your driver’s license will remain suspended until the judgment is satisfied.

Insurance following a DUI is an expensive consequence that can last for years after the case is concluded. To determine how your rate will be affected you should contact your insurance representative.

All of these issues are unexpected consequences of a DUI charge. Click here to learn more about preparing for driving and learning about the laws of the road. In order to protect yourself you should consult with the proper professional to discuss all of your options.

Source – floridadefenders.com

The post How does a DUI affect your record in Orlando, Florida? appeared first on One Direction Driving.

from One Direction Driving http://www.onedirectiondriving.com/dui-affect-record-orlando-florida/

#One Direction Driving

0 notes

easyfoodnetwork · 4 years

Quote

Chip Somodevilla/Getty Images The onetime 2020 presidential candidate was one of the first to call for a Goya boycott after its CEO praised Donald Trump This story was originally published on Civil Eats. The CEO of Goya Foods, Robert Unanue, ignited a political firestorm last week during a visit to the White House for the launch of the president’s “White House Hispanic Prosperity Initiative.” “We are truly blessed to have a leader like President Donald Trump, who is a builder,” Unanue said. He went on to describe Trump in glowing terms that the president’s critics say ignore his political record and rhetoric — both of which have been linked to anti-Latinx hate crimes, xenophobia, and regulations. That the head of the nation’s largest Hispanic-owned food company would praise the politician who campaigned on the promise of building a wall between the United States and Mexico sparked outcry from prominent Latinx figures including U.S. Representative Alexandria Ocasio-Cortez (D-New York) and Hamilton playwright Lin-Manuel Miranda. But Julián Castro, a former 2020 presidential candidate and Obama-era Housing and Urban Development Secretary, was one of the first to call for a boycott against the company, using the hashtag #goyaway on Twitter to spread the word. “Goya Foods has been a staple of so many Latino households for generations,” Castro tweeted. “Now their CEO, Bob Unanue, is praising a president who villainizes and maliciously attacks Latinos for political gain. Americans should think twice before buying their products.” During his White House visit, Unanue not only praised Trump but also discussed how the Goya staff “doubled our efforts” during the pandemic. Overrepresented in the food industry — particularly as farmworkers, restaurant workers, and meatpackers — Latinx Americans are contracting COVID-19 at disproportionate rates. And the virus is now soaring in Latinx-heavy states including Florida, California, and Castro’s home state of Texas, where he once served as a San Antonio city councilman and mayor. COVID-19 has personally affected Castro, claiming the life of his stepmother last week and infecting his father. He and his twin brother, U.S. Representative Joaquin Castro (D-Texas) haven’t hesitated to criticize to criticize Texas Governor Greg Abbott’s handling of the pandemic or to point out the large number of people of color dying from COVID. Civil Eats spoke with Castro about COVID-19’s impact on vulnerable populations, his call for a Goya boycott, his advocacy for labor rights, animal rights, and universal school lunch, and his thoughts on climate justice and factory farming reforms. What prompted you to call for a Goya boycott, and what’s your response to Unanue’s assertion that the boycott is a “suppression of speech?” When he said our country is “truly blessed” to have Donald Trump as a leader because he’s a “builder,” he was offensive because Donald Trump has been spectacularly terrible. Trump has built his political career on scapegoating and attacking Latinos. It felt like betrayal from a company that has gotten wealthy primarily off of Latino consumers. And we live in a time where if corporations are going to play politics, contributing to political candidates and standing with a bigoted president at a campaign-style event at the White House, then they should expect that consumers are going to react to that. I know some have suggested that calling for consumers not to buy Goya products is a suppression of free speech, but free speech works both ways. Goya and their CEO have every right to support whomever they wish, but each consumer also has the right to make a purchasing decision however they wish. And people decide whether to purchase a product based not only on how good your advertising makes them feel, but also on how your embrace of a bigoted president like Donald Trump makes them feel. At the White House, Unanue discussed how Goya employees have worked consistently throughout the pandemic, even doubling their efforts, bringing to mind the predicament of the nation’s food workers, farmworkers, and meat packers. We know that people of color are overrepresented in the food industry, making them more susceptible to contracting coronavirus. What should be done to keep them safe? Food workers have absolutely been some of the heroes of coronavirus. They’ve also been many of the most vulnerable, and we need to fix that. It’s time for workers throughout the food service chain to get paid what they deserve, to get the kind of health care that they deserve, and to get workplace protections that keep them as healthy as possible. And, right now, our country’s failing on every score. It’s why we need to raise the minimum wage, including for farmworkers. We need to offer universal health care and make sure that businesses are responsible for keeping, not only their customers but also their employees, safe from the coronavirus. You’re married to an educator, so I also want to ask you about reopening schools during this pandemic. Those who want schools to reopen argue that they provide stability, routines, and, of course, learning opportunities for students. In addition, they note that kids depend on them for lunch. I have an 11-year-old daughter and a five-year-old son. Like most parents, I’m torn, because I know it would be better for their education for them to be in the classroom. On the other hand, I want it to be healthy and safe. I think that school districts should have the opportunity to offer a traditional learning environment if they meet certain safety standards, but I don’t think they should be required to reopen because there are likely school districts that just can’t meet basic standards or won’t have time to by the middle of August or the beginning of September. Frankly, right now, my wife and I are still thinking through whether we’re going to have our kids back in a regular classroom setting in August. You supported universal school lunch during your presidential candidacy. Advocates for free meals say they’re more important than ever and school meal programs are going broke. What are your thoughts on universal school lunch now? We need to make sure that no child goes hungry in this country, and school breakfast and lunch are a very important part of that. I’m proud of the effort many school districts have made to have breakfast and lunch, or at least lunch, still made available for kids even when they’ve been out of class during this pandemic. Ultimately, however, the fact that so many kids have to rely on getting a meal in school is a failure of our country. That’s why we need to invest in all of those things — universal health care, affordable housing, better job opportunities, better educational opportunities — to improve economic mobility and quality of life in the 21st century. Unionization is one way U.S. workers have achieved a higher quality of life. You have supported strengthening protections and encouraging union participation for vulnerable categories of workers, particularly farmworkers, domestic workers, and trade unions. What do you think needs to be done to protect farmworkers during COVID? Farmworkers have not been treated like other workers. They were left out of minimum wage standards. They continue oftentimes to work in bad conditions with inadequate facilities and, sometimes, not enough access to water and other basic necessities on the job. Whether it’s farmworkers or meatpacking plant workers or other vulnerable workers, we need to make sure that people are paid at least a $15 minimum wage, that they have good healthcare benefits — so that their health care is no longer tied to their employment — and they’re able to join a union. That means administrative rules that foster union membership instead of undermine it. It means passing things like the PRO Act that would make it easier for people to join in, and then rolling back some of the attacks on union membership, like we saw in the Supreme Court in terms of public sector unions. As a presidential candidate, you devised an animal welfare plan that aimed, among other measures, to reform factory farming. Where do you stand on recent efforts by Senators Cory Booker and Elizabeth Warren to ban factory farming? Across the board, Americans are paying more attention to animal welfare, including the food industry, and that’s a good thing. Because of the leadership of Senator Warren and Senator Booker and many people, I’m glad this issue is getting more traction now. When I was campaigning in Iowa, I would often hear concerns about factory farming, about the environment, about the animals. It really is ripe for reform. Factory farming contributes to climate change, and you have endorsed the Green New Deal to tackle climate change and economic inequality. Why is climate justice an issue that should particularly concern communities of color? Climate change and climate justice are inextricably linked. Today, oftentimes, low-income communities and people of color especially are the hardest hit by climate change. We need to make sure that they’re protected as we feel the effects of climate change — and that we reverse the impact of climate change for the benefit of everybody. Climate justice means not being colorblind and being sensitive to the fact that certain communities are paying a greater price on a daily basis for how irresponsible we’ve been in the past when it comes to combating climate change. As former HUD secretary, what are your concerns about housing insecurity and homelessness during the pandemic, and how these problems intersect with other issues, like food insecurity? We’re staring down a homelessness crisis like we’ve never seen before. By one estimate, about 20 million people could face eviction over the next eight weeks. Now that means that a lot more people will be on the street. It means that we need to make a big investment immediately in rental assistance and also extend an eviction moratorium nationwide and stop mortgage foreclosures to stabilize families to help them get through this time period. As people have gone on the unemployment rolls and their income has dwindled, there’s greater housing insecurity and food insecurity. Food banks across the state of Texas, for instance, have been inundated with families who need their help, including a lot of families who are going to a food bank for the first time. In my hometown of San Antonio, they went from serving about 60,000 families in a week to 120,000 right away [when the pandemic hit the U.S.]. And that’s a common story at food banks across the country. In so many ways, what we’re witnessing now is a culmination of underinvestment in people throughout the decades. And if there’s an alarm going off about anything, it’s that we need to change course in this country and recognize the investments we should be making in housing, food security, job opportunities, and healthcare to create a stronger safety net and a better quality of life, permanently, for people. • Julián Castro on the Goya Boycott and How to Support Communities of Color [Civil Eats] • Goya CEO’s Praise of Trump Sparks Calls for Boycott [E] from Eater - All https://ift.tt/2WmwatM

http://easyfoodnetwork.blogspot.com/2020/07/julian-castro-on-goya-boycott-and-how.html

#EasyFoodNetwork #ComfortFoodRecipes #EasyRecipes #GoodFood #BestComfortFoodRecipes #TastyFoodv

0 notes

stunningvacationtips · 7 years

Text

Visitor guide to tokyo disneyland - Opening hours

Browse touring information to have a good time at disneyland in tokyo disney hotel delighting in attractions and also dream world.

The Magic Kingdom is having problem in Europe, however more than One Decade after Mickey Mouse as well as his gang opened evictions to free-spending Japanese, the Tokyo Disneyland thrives. Tokyo Disneyland is equally as 'Disney' as you could anticipate, and also in numerous methods, of a greater requirement compared to the other Disney Parks. Tokyo Disneyland is an amusement park based upon the films produced by Walt Disney. It was opened up in 1983 as the initial Disney amusement park outside of the USA. Modeled after Disneyland in The golden state as well as the Magic Kingdom in Florida, Tokyo Disneyland is composed of 7 themed lands and also features seasonal decors as well as parades. It is integrated in the very same design as Disneyland in The golden state as well as the Magic Kingdom in Florida. It is had by The Oriental Land Company, which certifies the theme from The Walt Disney Firm. There are 2 parks alongside each other Tokyo Disneyland and Tokyo DisneySea. You need to pay different for each one.

You can have a much more delightful time at the Tokyo Disneyland as well as Tokyo DisneySea Parks by inspecting the various schedules of destinations, restaurants, stores and more in breakthrough. Visitors can experience a lot more satisfying keep at Tokyo Disney Resort by acquainting themselves in breakthrough with the operating hours and also other information of the Hotel's many facilities as well as sessions attended to their comfort.

The Disney open day someday passport provides you the adaptability to visit Disneyland or Disney Sea on any type of day you pick. You won't need to stress over being secured in to the one day so you can go when the mood ideal fits you. Famous for its tourist attractions as well as flights you'll uncover that Tokyo Disney Resort supplies serious enjoyable for everybody. To dominate Tokyo Disneyland in less than 2 days called for Strategic Preparing. At 115 acres, Tokyo Disneyland would certainly most certainly be a huge park to cover. After payment you will certainly be sent out an exchange ticket as well as you will have to exchange this at the Tokyo Disneyland major entryway info and also box office for your actual entry.

When to visit Tokyo Disneyland

Major public vacations are the busiest time of the year. Stay clear of checking out the park throughout the Golden Week (end of April - start of May) as well as New Years holidays.

Saturday is the busiest day of the week, and also the least visitors is during the week specifically on Tuesday, Wednesday as well as Thursdays.

During the year the tiniest groups remain in January (after the Sixth) and also February on weekdays: weekends are still extremely busy.

In summertime it's really warm as well as damp, yet very crowded. The 2nd half of July as well as all of August are peak season.

The finest time to visit Tokyo Disneyland is at completion of Could: it's quite tranquil in terms of groups and the weather is good. Similar concession in between crowds as well as climate condition is attainable in autumn months.

Holiday durations (Halloween, Christmas, and so on) are extremely busy. If there's a Japanese vacation dropping throughout this duration, stay clear of seeing the park on now as it will certainly be jammed (for example, the Emperors Birthday celebration on December 23).

Disneyland's participation depends a great deal on the weather: throughout rainfall there are half as lots of site visitors. Take into consideration that many outside trips are closed if it rainfalls and also parades and reveals cancelled. At the exact same time there will be no crowds and when the rainfall stops - everything will begin functioning correctly again.

Opening hours

Opening hrs are on a daily basis from 10am-6pm. There are Starlight Evenings, usually on weekends when the park remains open up until around 10pm. You can use your limitless pass or buy a Starlight Ticket which will obtain you into the park from 5pm till closing. Closing time differs for Starlight Evenings, depending on the season and the weather.

Times and Prices Open Daily: Times vary Tokyo Disneyland: One day pass: 5, 800 yen Tokyo DisneySea: Someday pass: 5, 800 yen

Location Urayasu, Chiba, Japan ( 15 minutes by train from Tokyo station)

How to Get There Tokyo Station JR Keiyo Line (concerning 15 mins) leave at JR Maihama Terminal (South Departure)

Themed lands in TokyoDisneyland to Visit

World Bazaar

World Mart, located at the primary entry to the park, is a covered shopping game lined by stores as well as dining establishments. The location is designed like an early 20th century American town and acts as the park's primary buying area where lots of visitors quit on their escape of the park.

Tomorrowland

Tomorrowland discovers the motifs of deep space and also future innovations. It is home to prominent tourist attractions such as Area Hill, Celebrity Tours and also Buzz Lightyear's AstroBlasters.

Toontown

Toontown is a suv toon community where the Disney characters live, work and also play. Targeted at a more youthful target market, Toontown allows site visitors satisfy Mickey at his residence, use Donald Duck's boat, take a look at Chip 'n Dale's Treehouse and also ride a child sized rollercoaster.

Fantasyland

Fantasyland is based on the traditional animated films by Disney as well as is house to the legendary Cinderella's Castle at the center of the park, along with various other personalities and also trips such as Peter Frying pan, Snow White, It's A Small World and Pooh's Hunny Search, an original Fantasyland attraction distinct to Tokyo Disneyland.

Critter Country

Critter Country is house to Br' emergency room Bunny, Br' emergency room Fox, Br' er Bear as well as the various other characters from the Disney movie 'Track of the South'. Below you can locate the preferred Sprinkle Hill log flight, in addition to assisted canoe trips on the Rivers of America.

Westernland

Westernland is themed after the United States western frontier along the Rivers of The U.S.A.. The location is house to the popular rollercoaster Huge Thunder Mountain, while Tom Sawyer Island is found out in the middle of the river.

Adventureland

Adventureland includes tourist attractions that encompass the spirit of adventure. Below you could sign up with a jungle cruise ship, discover the Swiss Family Treehouse, ride the Western River Railway as well as sail with the Pirates of the Caribbean.

Anna as well as Elsa's Frozen Fantasy - Jan 13 to march 20, 2015

This brand-new unique event at Tokyo Disneyland is themed to Anna and Elsa's globe after the occasions received the Disney movie Frozen. Anna and also Elsa, having integrated as well as restored their ties, welcome Visitors to a gorgeous world of snow and ice created by Elsa's magical power. The Park will certainly be decorated with snow as well as ice crystal themes influenced by the movie. Visitors will certainly locate opportunities to experience the world of Frozen at Tokyo Disneyland.

Tips upon arrival

1. Show up early. That's really a must! This Disneyland is various from the ones in the US or France: you won't benefit from a hr or more of silent time in the park and also not-yet-busy tourist attractions at the opening. On the contrary, you'll see huge groups waiting on the gates to open up already an hour prior to the opening time! Obtain in line and also comply with the running group when the gateways are open: your goal will be to get Fastpass for Monster's Inc. if you're in Disneyland or Toy Story Midway Mania if you remain in DisneySea.

2. Take lunch prior to 11 am or after 1 pm. With the groups it might be quite difficult to find a place in the dining establishment. As a bonus, the waiting times for a lot of attractions get lower right now, as the majority of site visitors are inhabited eating.

3. Usage trips during Parade and programs: destinations along the parade course will certainly have much shorter waiting times, especially The Haunted Mansion. If it's not your very first time in Tokyo Disneyland or you're remaining for a number of days - rush to rides!

4. Don't leave purchasing for completion of the day. Everyone hurries to get presents as well as keepsakes in the late mid-day, we suggest doing it at one more time.

5. Use Fastpass all over you can. It's cost-free as well as it reduces your await the piece de resistances. You'll need your park ticket for each fastpass you obtain. Remember you could grab a brand-new one either when the assigned duration of the previous one begins or 2 hrs after the previous one has been launched (whatever is the earliest).

6. Tokyo Disneyland is about technique. You ought to think about simultaneously your top priority checklist of destinations and the waiting times for the trips at the moment, aiming to make using Fastpass one of the most useful possible.

7. Use solitary biker lines wherever feasible: Splash Hill in Disneyland, Flaming Spirits, Indiana Jones and Tower of Terror in DisneySea.

8. If it is very important to you to have a good sight of the show - keep in mind that the Japanese start bringing their mats to reserve their place a hr prior to the show and also earlier!

9. Remain up until completion of the day: the lines for the flights are usually much shorter after 7 pm.

10. Do not obtain upset with groups. The participation of Tokyo Disneyland is extremely high, with occasionally regarding 70.000 site visitors at as soon as! You will not be able to prevent crowds totally, however the Japanese are very well organized and act exceptionally well in queues, while the waiting location of some trips is exceptionally intriguing to explore. Stay favorable and have a wonderful day at Tokyo Disneyland!

Hotels near tokyo disneyland

Hotel MiraCosta

This exciting luxury Disneyland hotel is launched right into the park. Actually, you could even miss the entryway - it has actually been mixed in so well with 'Mediterranean harbor'. The luxurious lobby, hand painted ceilings as well as gold faucets make for a traditional, up-scale experience.

Hilton Tokyo Bay

There is a Starbucks downstairs in the entrance hall that was very convenient along with a corner store. The hotel additionally has a booth by the bell desk that markets park passes. In enhancement to the single day as well as multi-day passes, there are additionally tickets for an after 3pm or after 6pm entry for Disneyland if it made good sense to you. Our area price included one free of charge dish each day-either morning meal or lunch for the next 2 days of our stay.

Tokyo Disneyland Hotel

Since it opened in the early 1980s, Tokyo Disney has been one of the most successful of the multinational's hotels. As well as when the business's initial clients had actually grown up, it understood it had there was an all new market out there - for adults. Among the results was the Disney Hotel.

The Disney Ambassador Hotel

The Art Deco-design hotel lies right following door to the fancy Ikspiari purchasing facility, at the entrance to the Disney resort. Disney characters embellish the hotel on mini child couches, mugs as well as sheets. Animations are on display at the sign in location, so you could take your time and ask all the questions you have to while the youngsters are kept active. Facilities in the areas include little souvenirs with Disney characters.

#air flights #flights #holidays #hotels #resort #vacation

0 notes