#how to verify documents MTS

[manasastuff-blog]

MTS Havaldar total documents verification #trending #viral#mts#ssc The MTS Havaldar Total Documents Verification Process is a crucial step in securing your position, and understanding it thoroughly can make or break your success. In this video, we reveal the entire process of document verification for MTS Havaldar candidates, ensuring you have all the necessary documents prepared and in order. From required certificates to tips on avoiding common mistakes, this guide covers everything you need to ace your document verification. Make sure you’re fully prepared by watching this essential video and taking notes. Don’t let missing or incorrect documents hold you back from achieving your dreams. Subscribe for more tips and guides on acing your MTS Havaldar exams. Call:7799799221

Website:www.manasadefenceacademy.com

#MTSHavaldar #DocumentsVerification #MTSExam #GovtJobPreparation #JobVerification #SSCMTS #HavaldarTips #GovernmentJobs #DocumentChecklist #CareerGuidance

[airocityvisaexpert]

Navigate Japan Visa Requirements with a Trusted Visa Consultant

Unlock Japan with the Help of a Trusted Japan Visa Agent

Japan—an enchanting blend of ancient traditions, futuristic cities, serene landscapes, and cultural wonders—remains a dream destination for travelers, students, professionals, and business leaders from around the world. Whether you're yearning to explore the cherry blossoms of Kyoto, attend a business meeting in Tokyo, or immerse yourself in the culinary delights of Osaka, your journey begins with one essential step: securing a Japan visa.

However, navigating the visa process can be confusing, time-consuming, and, at times, overwhelming. This is where the role of a trusted Japan visa agent becomes invaluable. With professional guidance, the complexities of documentation, eligibility, and embassy protocols become manageable—and your dream trip to Japan gets one step closer to reality.

Why Visit Japan?

Before diving into the Japan visa application process, let’s take a moment to appreciate why Japan is one of the most sought-after destinations on the globe:

Breath-taking Scenery: From Mt. Fuji and cherry blossoms to snow-covered Hokkaido.

Cultural Richness: Ancient temples, traditional tea ceremonies, sumo wrestling, and samurai heritage.

Culinary Excellence: Sushi, ramen, tempura, and so much more to indulge in.

Technological Innovation: Home to tech giants, futuristic robots, bullet trains, and neon-lit cities.

Unmatched Shopping & Fashion: From Ginza’s luxury to Harajuku’s streetwear scene.

But to step into this wonderland, a valid Japan visa is a must—and this is where a seasoned visa agent makes all the difference.

The Challenges of Applying for a Japan Tourist Visa

Japan is renowned for its precision and meticulous processes, and applying for a visa is no different. Whether you're planning a vacation or a business trip, navigating the application process can be challenging. For leisure travelers, obtaining a Japan tourist visa requires careful attention to documentation and eligibility requirements.

Here are some common challenges applicants face:

❗ Unclear Documentation Requirements

Each visa type requires specific documents, which can vary by nationality and purpose. Rejection may occur if even one document is missing.

Time Constraints & Deadlines

Embassies and consulates operate with strict timelines. Submitting too early or too late can hinder your travel plans.

Risk of Rejection

A minor error in the application or a mismatch in documents can result in rejection, causing delays and financial losses.

Communication Gaps

Understanding embassy requirements or updates can be challenging if you're not familiar with the procedures or the language.

This is why it’s smart to rely on a professional Japan visa Advisor—someone who understands the process inside out and helps you avoid pitfalls.

How a Trusted Japan Visa Agent Can Help

Hiring a professional visa agent isn't just about convenience—it's about increasing your chances of success. Here's how they help:

1. Expert Consultation

Visa agents start by understanding your purpose of travel, duration of stay, and nationality. Based on this, they recommend the right visa type and provide a personalized checklist.

2. Document Verification & Preparation

They assist in gathering, organizing, and verifying all the required documents—bank statements, invitation letters, itinerary, employment proof, etc.—ensuring nothing is missed.

3. Flawless Application Submission

From filling out the application form correctly to organizing your file for submission, agents ensure your application meets the Japanese embassy’s standards.

4. Appointment Booking & Follow-Ups

Agents help you secure embassy appointments, track your application status, and even assist with rescheduling if needed.

5. Support & Updates

Get real-time updates and proactive communication throughout the process. No need to stress over embassy notifications or policy changes.

What to Look for in a Trusted Visa Agent

Choosing the right Visa Expert is key. Here’s what to look for:

Proven Track Record

Check online reviews, testimonials, and success stories.

Knowledgeable Team

Experienced agents understand visa laws, embassy processes, and recent updates.

Great Customer Support

Clear communication, timely updates, and responsiveness are non-negotiables.

Data Privacy

Your documents and personal information should be handled securely.

Transparent Pricing

No hidden fees—look for agents who offer clear, all-inclusive pricing.

Why Choose AIROCITY VISAS – Your Trusted Japan Visa Partner

At AIROCITY VISAS, we take pride in simplifying the visa journey for thousands of clients across the globe. When it comes to Japan visas, we bring a deep understanding of the latest regulations, embassy expectations, and best practices to ensure your application is processed smoothly.

Whether you’re planning a holiday or a business trip, make the process hassle-free with the support of experts.

Ready to apply for your Japan Visa?

Connect with AIROCITY VISAS today and unlock your journey to Japan with confidence.

Contact Us Today:

📧 info@airocity.in

📞 9821811221

🌐 www.airocityvisas.in

[yoursarkarijob]

SBI Clerk Prelims 2025 Result ,Check Cutoff, Mains Date now !

The State Bank Of India is set to announce the results for the Sbi Clerk Prelims Examination which was Conducted on 15th and 16th February. Candidates can check their result on their official website sbi.co.in Congratulation to the candidates for qualifying the examination.

SBI Clerk Prelims Answer Key

The SBI Clerk Prelims is set to released along with the final result and Cutoff. Candidates can download the provisional answer key and raise objections if needed. - Visit the official SBI Careers website. - Find and click on the "SBI Clerk Prelims 2025 Result" link under the latest announcements. - Enter your Registration Number/Roll Number and Date of Birth/Password. - Click Submit to view your result. - Download and print a copy for future reference.

SBI CLERK PRELIMS EXPECTED CUTOFF

CategoryExpected Cutoff (Out of 100)General72 – 78OBC68 – 74SC58 – 64ST52 – 58EWS70 – 76PwD45 – 50

How to Check SBI CLERK 2025 Result

- Visit the official SBI Careers website. - Find and click on the "SBI Clerk Prelims 2025 Result" link under the latest announcements. - Enter your Registration Number/Roll Number and Date of Birth/Password. - Click Submit to view your result. - Download and print a copy for future reference

SBI CLERK  Result 2025 : Important Details

The result includes the following details: - Candidate’s Name & Roll Number - Subject-wise Marks Obtained - Total Marks - Qualifying Status (Pass/Fail) - Category-Wise Cut-Off Marks

SBI CLERK Mains 2025 Expected Date

The Sbi Clerk mains examination is likely to be held 10 th April 2025, and admit card is set to release on the 1st week of april.

What is SBI Clerk Examination?

The SBI Clerk Exam is a national-level recruitment exam conducted by the State Bank of India (SBI) to hire Junior Associates (Clerical Cadre) for various branches across India You may Like:- RRB JE Result 2025 Soon : Check Merit List and Cutoff Marks SSC CHSL Tier2 Result 2024 Soon,Check Final Result Merit List and Cutoff SSC MTS Official Result Out 2024-25 Check Merit List and Cutoff Marks. UGC Result 2024 to be Declared Soon – Check Expected Date & How to Download RRB ALP Result 2025 To Be Out Soon! Check Merit List & Cutoff.

What’s Next After the SBI Clerk Prelims.

Canadidates who are shortlisted in the prelims examination will be eligible for the mains examination which is likely to be conducted on 10th APril 2025.

What if Result is Witheld for SBI CLERK 2025

If your result is withheld due to missing or incorrect documents, upload the required files on the official website. The Bar Council will verify the documents and release the result accordingly.

Rechecking Answer Key SBI CLERK MAINS

- If you are not satisfied with your result, you can apply for re-checking. - This can be done through the official website for a nominal fee. - However, no re-evaluation of answers is allowed—only checking for any calculation errors.

Read the full article

[ratnagiri-alphonso0]

How to Export Mango From India

Mangoes, often referred to as the King of Fruits , are cherished for their unique flavour, aroma, and versatility. Exporting mangoes from India can be a good way to make money, but there are essential things to know.

This guide will explain how to sell mangoes to other countries step by step. It will help you understand the rules you need to follow and how to make the most money from selling mangoes.

Mango Export Statistics and Trends

 Mango Export Volume: India exported 22,963.76 MT of mangoes in 2022-2023.

Export Value: Mango export earned ₹378.49 crores (USD 48.53 million).

Top Importers: USA, UAE, UK, and Saudi Arabia.

Market Growth: The global mango market is expected to grow at a CAGR of 8% from 2021 to 2031.

Processed Mango Products: There is increasing demand for mango pulp, juices, and dried slices.

Why Export Mangoes from India?

1. Global Mango Market

Production Volume: India grows a lot of mangoes, about 20 million tonnes each year! That means India produces almost 40 out of every 100 mangoes worldwide.

Export Value: In 2022-2023, mango export from India were valued at ₹378.49 crores, equivalent to USD 48.53 million.

Key Varieties: Alphonso, Kesar, Totapuri, and Banganapalli are the leading choices in the export market.

2. High Global Demand

The USA, UK, UAE, Saudi Arabia, and the Netherlands are key mango importers in the market.

The USA, UK, UAE, Saudi Arabia, and the Netherlands are important countries that buy mango products.

The food and drink industry is increasingly interested in mango products such as purees, juices, and dried mango slices.

3. India's Competitive Advantage

Over 1,000 unique mango varieties.

Year-round availability due to diverse climatic conditions.

Affordable pricing compared to other exporting countries.

Steps to Export Mangoes from India

1. Obtain Necessary Licenses and Certifications

To export mangoes, you need unique papers to follow the rules for trading with other countries.:

 Import Export Code (IEC): A 10-digit code that you must have, given by the DGFT, which helps with trading in foreign countries.

 APEDA Registration: We are committed to guaranteeing top-notch quality for agricultural exports. Every product meets the highest standards of APEDA registration, ensuring freshness and excellence all the way to the market!

 Phytosanitary Certificate: Ensures that pests and diseases are not present, as certified by the Plant Quarantine Office.

 GlobalGAP Certification: Clearly presents a strong commitment to adhering to global farming practices.

 FSSAI License: Essential for food exports to guarantee safety and uphold quality standards.

 Certificate of Origin: Ensures the mangoes' origin is verified, a crucial step for seamless customs clearance!

 GI tag certificate: This vital step unlocks where the mangoes come from, which is essential for getting them through. It helps ensure you get the best and freshest mangoes without any trouble! Taste the tropical experience, knowing every mango is correctly documented for a hassle-free delivery!

2. Sourcing Mangoes for Export

We get top-quality mangoes from 48 unique villages in the Devgad and Ratnagiri areas. These places are famous for growing the best Alphonso mangoes.

For Gir Kesar mangoes, we work with trusted farmers in over 19 villages across Gujarat. Our close ties with these regions ensure authentic, high-quality mangoes packed with flavour and freshness.

By partnering with skilled growers, we guarantee unmatched quality, making us the best choice for sourcing mangoes for export.

Top Mango-Producing States:

 Maharashtra (Alphonso, Kesar and Payari)

 Gujarat (Kesar, Rajapuri, Totapuri and some parts grow Alphonso variety also)

 Uttar Pradesh (Dasheri and Langra)

 Karnataka (Totapuri, Banganapalli and Alphonso look alike)

 Bihar (Chausa and Langra)

Procurement Channels:

Direct from Farmers: We build strong connections with people to keep our work fair and reasonable. We work with 48 villages in Konkan for Alphonso mangoes and 19 villages for GIR Kesar mangoes.

Fruit Mandis: Bulk purchasing at competitive prices.

Aggregators and Vendors: Reliable sources for consistent supply.

3. Packaging and Labelling - Understanding Packaging for Mangoes to Export

Proper packaging is crucial to keep fruits fresh and safe during export. Using the right materials and methods ensures your mangos arrive in excellent condition, maintaining their quality and appeal.

Recommended Packaging Material

We use corrugated fibreboard boxes, which are strong, lightweight, and ideal for protecting the fruit during transit. Each box is designed to securely hold six mangoes or, depending on the size, 10 to 12 mangoes.

[bankingpk]

United Bank Limited Loans Information

In the financial world, a loan is an obligation provided by one party (such as an association or individual) to another, usually at an interest rate. This is documented through a note that specifies key details including the principal amount, interest rate, and repayment date. Essentially, a loan involves the temporary transfer of funds from a lender, like Banking Pk, to a borrower.

How Loans Work

When a borrower takes out a loan, they receive a certain amount of money, known as the principal, from the lender. The borrower is then obligated to repay this amount, plus interest, at a future date.

Interest on a loan is the cost charged by the lender for providing the funds, which serves as compensation and motivation for the lender. Loan terms and conditions are typically outlined in a contract, which may also impose additional requirements, such as a credit limit. While this article focuses on financial loans, it is worth noting that other types of items may also be loaned.

Financial institutions play a crucial role in issuing loans. For various organizations, issuing debt securities, like bonds, is a common method of financing.

UBL Personal Loan

Whether you're planning for a significant life event or need funds for personal needs, UBL Personal Loans offer a straightforward solution. With UBL Personal Loans, you can access funds quickly and easily.

Features and Benefits:

Processing fee is only charged upon approval

Flexible repayment terms ranging from 12 to 60 months

Loan amounts available from Rs. 25,000 to Rs. 2,000,000

24/7 access to UBL Phone Banking

Top-up facility available after 12 months

Complimentary life insurance coverage

Eligibility Criteria:

Applicants must have their salaries credited to UBL

Minimum age of 21 at the time of application and maximum age of 61 at loan maturity

Required Documentation:

Completed application form

Legal agreement

Verified copy of CNIC

Verified copy of salary slip

Employer letter

Additional documents as per segment

For more details, call UBL Phone Banking at 111-825-888 or visit your nearest UBL branch.

UBL Salary Loan

UBL Salary Loans are designed to help you meet various financial goals, such as funding a vacation or planning your child’s education.

Benefits & Features:

Competitive and flexible interest rates

Substantial financing facility

Fixed loan amount over a specified term

Interest rate linked to Banking Pk's prime lending rate

Flexible repayment period up to 4 years, but before retirement

Eligibility:

Available to professionals

Minimum age of 25 and maximum age of 55

Monthly installments should not exceed 40% of salary

Salaries must be disbursed through direct deposit or regular standing order for loan repayments

Required Documentation:

Completed loan application form

Proof of identity (CNIC or passport)

Income evidence from employer, if applicable

Salary slips for the past 3 months

Recent utility bills (CEB/CWA/MT)

Bank statement for the last six months

For more information, please call 111-825-888.

UBL Home Loan

UBL Home Loans offer financial solutions for purchasing or renovating a home.

Types of Home Loans:

Outright Purchase: Financing to buy a new house.

Home Improvement: Financing for home renovations.

Required Documentation:

Completed application form

Legal agreement

Verified copy of CNIC

Verified copy of salary slip

Employer letter

[ajitcmane06]

Exploring the Role of Technology in Enhancing Legal Document Translation Services

In the rapidly evolving field of legal translations, technology plays an increasingly vital role. As globalization continues to expand, the demand for precise and reliable legal document translation has never been more critical. Technological advancements are not only improving the efficiency of translations but are also ensuring higher levels of accuracy and security, which are paramount in legal contexts. This article delves into how technology enhances legal document translation services.

1. Translation Memory Systems

Translation Memory (TM) systems are among the most impactful technological tools in the translation industry. These systems store previously translated segments of text in a database and suggest these segments when similar or identical phrases occur in new texts. This feature is particularly useful in legal translations where consistency and accuracy in the use of terminology are crucial. By using TM systems, translators can maintain uniformity across multiple documents, such as contracts or legal proceedings, which often contain repetitive phrases.

2. Machine Translation and Post-Editing

Machine Translation (MT) has advanced significantly, with neural machine translation (NMT) models offering near-human levels of accuracy in certain contexts. In the realm of legal document translation, MT can provide a rough draft which human translators can then refine. This process, known as post-editing, is essential because it combines the speed of automated translations with the discerning eye of a human expert, ensuring that the final product meets the high standards required for legal documents.

3. Glossary Management Tools

Legal terms often have very specific meanings that do not change regardless of the context. Glossary management tools help translators manage a database of predefined terms to ensure that correct legal terminology is used consistently throughout the translation process. This not only speeds up the translation process but also reduces the likelihood of errors.

4. Secure File Sharing Platforms

The confidentiality of legal documents is non-negotiable. Secure file sharing platforms are crucial for ensuring that sensitive information remains protected while allowing seamless collaboration between translators, legal experts, and clients. These platforms often include encryption and secure authentication protocols to safeguard data integrity and privacy.

5. Quality Assurance Software

Quality assurance (QA) software provides an additional layer of error-checking that is particularly important in legal translations. These tools automatically scan translations for inconsistencies, missing translations, or potential errors in number formatting and punctuation, which are critical in legal documents.

6. Blockchain for Verification

Emerging technologies like blockchain can provide novel solutions for verifying the authenticity of translated documents. By creating a decentralized and immutable ledger of document revisions and approvals, blockchain technology can help ensure that the translated document adheres strictly to the original's legal intentions and is free from tampering.

Conclusion

Technology is transforming the field of legal document translation by enhancing accuracy, efficiency, and security. While technology can significantly aid the translation process, the need for skilled human translators remains indispensable, particularly in ensuring that the nuances of legal language and the specificities of local laws are correctly interpreted and applied. As technology continues to evolve, the synergy between human expertise and technological aids will become increasingly important in meeting the global demand for legal translation services.

[tricountymov]

Local Moving Mount Vernon NY: How to compare different vendors for ideal selection?

Moving can be a stressful experience, and choosing the right local moving vendor in Mount Vernon, NY is crucial to ensure a smooth and hassle-free process. With numerous options available, it’s essential to compare different vendors to make the ideal selection.

Here are some key factors to consider when comparing local moving vendors:

Reputation: Look for local moving vendors with a good reputation in the industry. Check online reviews, ratings, and testimonials from previous customers to get an idea of their service quality. Consider vendors with a track record of reliability, punctuality, and professionalism.

Services Offered: Different moving vendors may offer varying services. Consider your specific needs and look for vendors that offer the services you require. For example, if you need packing and unpacking services, make sure the vendor provides those. Evaluate the scope of services offered, including packing, loading, unloading, transportation, and any additional services like furniture assembly or disassembly.

Pricing: Obtain detailed quotes from multiple vendors and compare their pricing structures. Look for transparency in pricing, including any additional charges or fees. Keep in mind that the cheapest option may not always be the best. Consider the overall value for money, including the quality of service, reputation, and reliability of the vendor.

Insurance and Licensing: Verify if the mt vernon ny mover vendor is licensed and insured. A reputable moving vendor will have the necessary licensing and insurance to protect your belongings during the move. This includes liability coverage for any damages to your items or property during the move. Avoid vendors that do not provide proper documentation or insurance coverage.

Experience and Expertise: Consider the experience and expertise of the local moving vendor. Look for vendors with a proven track record of handling local moves efficiently. Experienced movers are likely to have the necessary skills and knowledge to navigate potential challenges during the move and ensure the safety of your belongings.

Customer Service: Evaluate the level of customer service provided by the moving vendors. Look for prompt and courteous communication, responsiveness to inquiries, and willingness to address any concerns or questions you may have. Good customer service is indicative of a reliable and professional moving vendor.

Referrals and Recommendations: Seek referrals and recommendations from friends, family, or colleagues who have used local moving services in Mount Vernon, NY. Personal recommendations can provide valuable insights and help you make an informed decision.

Still, wondering how to contact the right vendor? We are here to help you get all your stress converted into happiness. Call us today and book at Tri-County Move!

[tgtranslations-blog1]

Important Points To Verify About A Document Translation Service

When you need documents translated, there's quite a field of Legal Document Translation Services available out there. So how does one choose from these various agencies to seek out the one best suited to your needs? One thing that's important to see is whether or not the translations provided by these agencies are machine-assisted. Lately, three are tons of computer-based translation services, and while these may go for casual translation, they often produce results that aren't very easy to know. The pc can get confused by the development of a sentence during a way that a person's translator never will. Therefore, it's extremely important that any agency that you're thinking of hiring employs human translators. If you wanted MT, you'll just use Google translation services on the internet. But this service doesn't provide results that are of a top-quality sufficient to the wants of a business.

Another thing that you simply should check out is that the skill set employed by the corporate you is watching. Does this particular translation service employ translators from around the world? When getting into for document translations, especially for important document translations, it's important to use a translator who preferably lives within the geographical area the document originated from or is meant for. Most translation agencies employ an outsized battery of freelance translators, and then can source translation expertise from different parts of the planet. This is often a perfect situation, and if the interpretation service you're watching cannot provide this facility, then perhaps you ought to look elsewhere. Another thing that you simply should concentrate on is whether or not a translation agency is in a position to handle any special requirements that you may have.

For example, if the fabric that you simply are becoming translated is overly technical, then you'll need to inquire whether the interpretation service has writers with the required technical expertise to handle that material. Similarly, if the language used is just too complex or literary, then you'll need to inquire whether the interpretation agency can provide Document Translation Services Online for this level of fabric. Lastly, comes the aspect of internal control. I might say that honest thanks to choosing from document translation agencies are to offer each agency some sample material to figure on. This is often a coffee cost test that will provide you with the answers you would like far more swiftly than merely asking questions of the representatives of the agency. Give each agency around 300 words to figure on of fabric that's as on the brink of the fabric that they're going to eventually be performing on with you as you'll make it.

Then examine the results that they supply, or better still, have a speaker within the destination language examine the results that they supply, and choose the agency that gives you the simplest results. Always be able to switch between agencies if one agency doesn't deliver results consistently. Since agencies employ an outsized battery of translators, you'll consider asking the agency to consistently assign you a translator that you simply like. Within the beginning, of course, this is often not so important, but as you employ the agency more often, you'll find that one particular translator delivers results suitable to your needs more consistently than anyone else, and you'll ask the agency to possess this translator assigned to your company. Note that this might involve some extra charge. One minor point is to make sure that the varied account managers employed by a document translation agency are willing to accommodate your needs.

For More Info:- Professional Translation Online Company

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[bankingpk]

ABL Bank – Allied Bank Limited Loan Details

An ABL loan is a type of credit where you borrow a sum of money from Allied Bank Limited (ABL) and agree to repay the same amount later. This borrowing typically comes with an interest rate, which is the cost of the loan. You are required to follow the terms outlined in a contract, which may include additional conditions or limits.

While this article focuses on financial loans, it's important to note that loans can be provided for various types of assets. In finance, a loan involves borrowing money from an entity (like a bank) that you must repay with interest, as detailed in a formal agreement.

ABL Salary Loan

An ABL Salary Loan is designed to help you achieve personal goals, such as going on vacation or funding your child's education. It provides financial support to meet your needs and reach your potential. For more details, call 0800-22522.

Benefits & Features

Competitive and flexible interest rates

Large loan amounts available

Fixed loan amount over a specified period

Interest rates linked to ABL's prime lending rate

Flexible repayment period of up to 4 years before retirement

Eligibility

Available to professionals

Age must be between 25 and 55 years

Monthly loan payments should not exceed 40% of the employee’s salary

Salary must be disbursed through ABL or via a regular monthly standing order for loan payments

Documents Required

To apply for an ABL Salary Loan, submit the following:

Completed Loan Application Form

Proof of identity (e.g., CNIC or passport)

Salary proof from your employer, if applicable

Pay slips from the past 3 months, if applicable

Recent utility bills (e.g., CEB/CWA/MT)

Bank statement from the last 6 months

Proof of salary crediting in ABL

ABL Personal Loan

An ABL Personal Loan can help with various personal needs, such as education, weddings, or health expenses. It offers an easy way to get cash.

Features and Benefits

Processing fee charged only upon approval

Repayment term ranges from 12 to 60 months

Loan amounts between Rs. 25,000 and Rs. 2,000,000

24/7 access to ABL Phone Banking

Option to top-up the loan every 12 months

Free life insurance

Basic Criteria

Must be at least 21 years old when applying

Must be 61 years or younger when the loan matures

Documentation

To apply for an ABL Personal Loan, provide:

Application Form

Legal Agreement

Verified original CNIC

Verified original salary slip

Letter from Employer

Other documents as required

For more information, call ABL Phone Banking at 0800-22522 or visit your nearest ABL branch.

ABL Home Loan

ABL Home Loans provide ABL Bank – Allied Bank Limited Loan Details financing to buy a new home or renovate an existing one. For details on financing options, call ABL Phone Banking at 0800-22522 or visit a nearby ABL branch.

Options Available

Outright Purchase: Financing for buying a new house.

Home Improvement: Financing for home renovations.

Documentation

To apply for an ABL Home Loan, submit:

Application Form

Legal Agreement

Verified original CNIC

Verified original salary slip

Letter from Employer

ABL Bank Rates

For Gross Salary < 50k:

Employee Banking: 29% – 36% per annum

Non-Employee Banking: 31% – 36% per annum

For Gross Salary ≥ 50k:

Employee Banking: 27% – 33% per annum

Non-Employee Banking: 29% – 36% per annum

How to Apply for ABL Loans

With attractive plans, easy repayment options, and competitive interest rates, an ABL loan is a hassle-free way to meet your financial needs. For more information, contact ABL Phone Banking or visit your nearest ABL branch.

[comp6841]

Cryptocurrencies (3/3)

What sort of security issues do we have?

Due to the distributed nature of cryptocurrencies, we have to consider the security in a number of different areas and from a couple of different angles. In terms of looking at historical flaws and their relative impacts, I would classify them under 3 main categories:

Blockchain itself - vulnerabilities relating specifically to the implementation of the blockchain (so in the nodes, mining, etc)

51% attacks (i.e. ETC 2019)

DDoS

Doublespend (i.e. The Finney attack)

Exchanges and wallets

Phishing

Bad hashes (i.e. IOTA)

Software bugs in cryptocurrency wallets

Software bugs in cryptocurrency exchanges

Client malware (i.e. changing address in clipboard)

Smart contracts - complexity of smart contract languages leading to bugs or poorly designed contracts (i.e. TheDAO)

As per the seminar, I will summarise a specific example of each of these categories.

Blockchain - 51% Attack 

How does it work?

If you read my (1/3) article on cryptocurrencies, you will understand the process of mining in PoW and how multiple chains can form. Essentially, what we have happening in this attack is we have a miner (corrupted) with a large portion of the hash power deciding not to broadcast the block to the network when he as found a valid hash for the block. He will then continue to mine on his own chain in stealth; the original chain will continue to be built by other miners.

The corrupted miner will then spend all the bitcoin that he owns on the public chain, however he will choose NOT to do the same on his own secret chain. He will then continue to mine blocks on his own chain; however since he has majority hash power he will be producing blocks at a greater rate than the main chain. After a while he will choose to broadcast his chain to the rest of the Bitcoin network - the democratic governance process of the network enforces that the ‘longest chain’ is the correct one and the protocol will force the nodes to switch to the corrupted miner’s chain. This miner is then able to spend his bitcoins (that he spent earlier) all over again - this is why it is also referred to as a double-spend attack.

What security mechanisms are in place against it?

The main thing defending against a 51% attack is the sheer amount of resources required to perform it - on larger networks such as Bitcoin you need approximately $12.5 billion dollars worth of hardware which will cost you $8.6 million dollars per day to run in order to perform this attack. (from this site) This makes the risk associated with the costs in electricity, hardware and government prosecution not worth the reward of the attack.

Exchanges - Mt Gox

What happened in the first hack in 2011?

The computer of Mt Gox’s auditor was compromised which they then used to access the exchange and artificially modify the traded value of bitcoin down to 1 cent (i.e. by selling all the bitcoin from all the accounts). They could then buy a heap of these bitcoins at this low price (around 2000 BTC they got), and could transfer them from the exchange. As a result of the hack, Mt Gox resorted to utilising cold storage for the majority of their bitcoin - this means you cannot access a large proportion of the funds through the web server or any other computer.

The method in which this account was compromised is still somewhat debated - however it is suspected that the auditor account was compromised through an SQL injection on the Mt. Gox website which allowed the attacker to gain read-only access to the user database. The passwords were hashed with MD5 (retrospectively, we know is definitely poor) and accounts which hadn’t logged in prior to the chance in ownership of the exchange (by Tibanne Co. Ltd in March 2011) had unsalted password hashes used. You can read the Mt. Gox press release at the time on BitcoinTalk here.

How did the big second hack in 2014 occur?

In a short period of time in 2013, Mt Gox had become the largest bitcoin exchange in the world and was struggling to cope with the expansion. They had expended significant resources towards dealing with the lawsuits from former business partners (Coinlab) and investigations by the US Department of Homeland Security. We now also know from employee accounts that the security procedures were poor, the website source code was poor quality and a number of other operational issues existed.

This all led to the events which unfolded in February 2014, as follows (according to CoinTelegraph article):

7th - withdrawals frozen due to an “apparent bug” in the Bitcoin network relating to modification of transactions

17th - press release regarding a solution they had found to solve this “bug” which would be applied shortly

23rd - the CEO of Mt. Gox, Mark Karpeles, resigned from the Bitcoin Foundation and disappeared from Twitter

24th - trading was suspended and an internal document leaked claiming they were insolvent; missing 744,408 bitcoins (it was a crisis strategy draft)

28th - Mt. Gox filed for bankruptcy protection in Tokyo and in the US on March 9th

They haven’t been particularly transparent regarding the cause of the second hack, however some information has been pieced together. It is believed that Mt. Gox’s hot wallet private keys were stolen from a wallet.dat file near the end of 2011. Throughout 2012 and 2013, the hacker emptied the wallets associated with the private keys, however Mt. Gox’s systems interpreted this is deposits for some reason. Towards the end of 2013, the hacker had stolen over 600,000 BTC; a large proportion of this ended up on BTC-E. This exchange was essentially responsible for laundering half the funds associated from the hack; it was taken down in 2017 by the US Justice Department.

Smart Contracts

What is a smart contract?

A contract is an agreement between two parties which will be binding in some point in the future. The difference in the case of smart contracts with blockchain is that it makes the execution of the contract trustless - we don’t need a third party. Some restrictions are imposed when we make them decentralised; they need to be unable to access data outside the program (to prevent malicious activity) and they need to be deterministic (so nodes in the network can still verify blocks).

Why are these contracts so prone to errors?

The majority of smart contracts we know today are built upon the Ethereum blockchain; it uses a Turing-complete smart contract language known as Solidity. This differs from traditional contracts in the sense you are to solve any reasonable computational problem. It also comes at the cost of increasing complexity; there is an increasing number of ways the flow of the contract can occur and thus they are very difficult to get right. We already know that writing ‘secure’ code is hard, but when you have money directly on the line it becomes even more important.

What was the DAO?

The DAO (Decentralised Autonomous Organisation) was an organisation built on top of Ethereum which ran completely through smart contracts on the platforms. In the token offering, users were able to send ETH to a particular address and receive DAO tokens in return. Anyone was able to make a pitch to the community, and people could vote with their DAO tokens whether to make an investment. If a project was successful as a result of the DAO, it would then return profits to the investors.

How was the smart contract code in the DAO exploited?

One of the developers announced on the 12th of June that they had discovered a recursive bug call in the DAO contract, however emphasised that no funds were at risk. An attacker managed to find a way on the 18th of June to abuse this recursive bug call to continuously send funds to a child DAO under their control. The process was as follows (source):

(1) Propose a split and wait for the voting period to expire

(2) Call splitDAO()

(3) Let createTokenProxy() send your new DAO its share of tokens

(4) Ensure the DAO calls withdrawRewardFor() before updating your balance and after doing (3)

(5) Call splitDAO() again with the same parameters while (4) is occurring

(6) DAO will repeat steps (3) and (4) to give you the child tokens again

(7) Go back to (5) as many times as you like

So in summary, the problem all stems from the fact that you get your reward in the child DAO before subtracting from the original balance. The stack was actually limited to 128 on Ethereum at the time, so he wasn’t able to continue these calls forever. The attacker managed to get around this by using the handy transfer() function, so he could quickly move the funds out to another account he controlled. Then he could move it back into the original account and repeat the process.

What happened after the hack?

The attacker managed to steal ETH worth up to 250 million USD; they actually stopped after draining around 1/3 of the DAO’s funds. It started a big debate among members of the Ethereum community as to how they could respond to this attack. One side fought for the immutability (’code is law’) of the blockchain and argued that we shouldn’t fork to take away the funds from the attacker. The other side wanted to fork the chain to return all the funds. The miners were divided on the proposals (a contentious hard fork) so we ended with two chains - Ethereum Classic (ETC) and Ethereum (ETH).

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How to Buy Bitcoin in Japan

As with some of the world’s technological fields, Japan has lengthy been at the forefront of Bitcoin adoption and improvement. The world’s first important Bitcoin trade became positioned in Tokyo and it accounted for the majority of Bitcoin’s trading extent for approximately 3 years. Japan remains a prime player in terms of the crypto trading volumes said with the aid of its exchanges. On the begin of 2018, it became envisioned that Bitcoin-associated economic interest delivered zero.Three% to Japan’s GDP.

It’s not only trading volumes which make Japan a key nation within the Bitcoin world. The japanese authorities has kept pace with trends in the fintech zone, being one of the first states inside the international to officially comprehend Bitcoin as ��real money,” back in early 2016. The government has also handed comprehensive law geared toward making sure the safety and legality of all crypto agencies running within Japan.

How to shop for BItcoin inside the Japan

Japan’s corporate sector is also deeply worried in Bitcoin. Positive jap banks and IT firms have devoted themselves to the fulfillment of cryptocurrency, thru sizeable investments into Bitcoin mining and exchange buying and selling. Numerous eastern groups are experimenting with all sorts of blockchain programs to improve their commercial enterprise performance. It’s even viable that Bitcoin’s writer was japanese, given that they selected the pseudonym, “Satoshi Nakomoto.”

In case you’re in Japan and trying to get involved in the Bitcoin revolution, then this guide will provide an explanation for the scenario in your u . S . A . With regard to law and taxation. We’ll additionally explain how you can fast and without difficulty purchase your personal bitcoins from Coinmama, using any credit or debit card issued through either VISA or mastercard.

Check this : If You Want to Buy Bitcoin in South Africa

Japanese change Hacks and the Regulatory response

In the intro, we referred to the first Bitcoin trade with sizeable quantity turned into in Japan - this was of route the infamous Mt. Gox. Whilst this trade failed in 2014, approximately 650,000 bitcoins have been misplaced. Whilst a share of these coins has eventually been recovered, losses amounted to nearly half of a thousand million greenbacks on the time. However, this became no longer to be the closing predominant trade failure in Japan.

In 2018, Tokyo’s Coincheck trade changed into hacked for more or less $500 million well worth of the altcoin NEM (New financial movement). This became too much for Japan’s economic provider agency (FSA), who stepped in with strict guidelines for exchanges to prevent every other such occurrence. In April of 2017, the charge services Act was revised, requiring exchanges to sign up with the FSA and observe a sequence of guidelines.

Relaxation assured that Coinmama, whilst not under jap law, makes each effort to make sure purchaser protection. We have a spotless protection document due to the fact out founding in 2013.

Japanese Taxation of Crypto Beneath the hints formulated in overdue 2017 by using Japan’s country wide Tax business enterprise, Bitcoin earnings could be taxed as earnings. If you report fewer than 20 million yen in annual earnings or make much less than 200,000 yen in buying and selling income, you ought to no longer be taxed in any respect.

Tax is levied each time you sell or spend your cash. As crypto is taken into consideration to be much like other styles of cash, no intake tax is applied to Bitcoin transactions. Observe that Bitcoin losses are not deductible for tax functions.

Eastern Blockchain tasks Japan has carried out clean and honest policies concerning the law and taxation of Bitcoin and different cryptocurrencies. This technique has encouraged the nearby fintech enterprise, and numerous projects have resulted. Even though now not the most important, one of the maximum forward-looking projects is being carried out through Chubu electric powered power organization, that's testing out utility invoice payments through Bitcoin’s new Lightning community technology.

Any other assignment which demonstrates the increasing function of cryptocurrency in Japan’s economic system is the involvement of banks in the industry. SBI Holdings have become the world’s first bank to launch a crypto buying and selling platform, referred to as VCTRADE. Possibly even greater considerable is the position performed by way of eastern IT giant, GMO net group. In mid-2018, GMO released a slicing part Bitcoin ASIC miner, the B3, which achieves greater than two times the hashing power of its competitors.

How to buy Bitcoin in Japan Inquisitive about becoming part of this interesting new industry? Coinmama allows people in Japan to shop for bitcoin (BTC) with a debit or credit card issued with the aid of both VISA or mastercard. In case you’re searching to shop for bitcoin together with your credit score or debit card, then Coinmama permits this in some simple steps:

Step 1 - Create Your Coinmama Account: Head to the Coinmama internet site and pick out the blue “sign on” tab. Sign on and log in to coinmama You'll want to enter your email, password, first call, ultimate call and your united states of house.   Join up to Coinmama in Japan In case you have already got an account, just register along with your login details. For extra facts on how to create an account with us, click right here.

Step 2 - verify Your Account: To purchase bitcoin (BTC), you first want to grow to be established. It's far essential to add your identity or passport, plus numerous other documents relying on which level of verification you wish to reach. For similarly assist with account verification, please click right here.

Step 3 - purchase Your Bitcoin: Once signed in and proven, navigate to the “Bitcoin” tab inside the top menu bar. Buy bitcoin in Japan

As soon as there, you will be provided with several alternatives: both purchase a fixed quantity of BTC ,or enter in a custom quantity of as much as roughly $five,000 (as of the time of writing). Supply your Bitcoin wallet cope with; that is wherein we’ll send the bitcoins that you purchase. Next, select the “proceed to checkout” button.

Step 4 - the Checkout page: Complete the shape together with your relevant details. Ensure that your card details, such as your address, correspond with the details you provided when developing your Coinmama account. Subsequently, proceed to payment with the aid of clicking at the “Pay now” button. Word that handiest VISA or credit card are regularly occurring. As soon as your charge has been made, the order reputation will read “In manner.” which means that your order is being processed by means of the card corporation. After some moments, the order may be processed and the payment may be accredited.

Your pockets then wishes to be showed. In approximately 10 mins, you'll acquire charge to bitcoin on the deal with you provided. After a in addition 10 mins or so, this transaction have to seem as confirmed within your pockets. Be aware that in instances of specially excessive visitors, your transaction may also take slightly longer to confirm.

End Japan’s long records within the Bitcoin enterprise, mixed with its clear and fair regulatory environment, guarantees that eastern citizens are properly-privy to Bitcoin and able to buy it with none felony or tax issues. We at Coinmama desire and assume that japanese involvement in Bitcoin will develop even greater massive within the years in advance.

[pope-francis-quotes]

9th May >> (@ZenitEnglish By Deborah Castellano Lubov) #Pope Francis #PopeFrancis Signs Motu Proprio ‘Vos Estis Lux Mundi’ (New Norms for Whole Church Against Those Who Abuse or Cover Up)

New Law Goes Into Effect June 1, Which Includes Legal Obligation for Clerics and Religious to Report Abuse, as Well as Its Cover up

Pope Francis has signed ‘Vos Estis Lux Mundi’, new norms for the whole Church against those who abuse or cover up, which mark the second important step following the February 21-24 Summit in the Vatican on the Protection of Minors.

The Summit had brought together the presidents of the national bishops’ conferences worldwide, and had anticipated three immediate action steps: (1) the publishing of a motu proprio on the protection of minors for the Vatican City State (that was published a month after the Summit, (2) an anti-abuse ‘vademecum’ for the Universal Church, to explain to bishops clearly how to address cases of abuse and react accordingly, and (3) to create ‘task forces’ to help dioceses around the world that may need help in implementing the appropriate measures to protect minors.

The first step taken a month after the Summit involved the publishing of legislation regarding the Vatican City State. Three documents – the laws on the protection of minors in Vatican City State, the Motu proprio which applies the norms to the Roman Curia, and the Guidelines for the Vicariate of Vatican City –, were acts to “reinforce the protection of minors by strengthening the normative framework.”

Today’s document establishes new procedures for reporting abuse and violence, ensures bishops and religious superiors are held accountable for their actions, and includes the obligation for clerics and religious to report abuse.

It mandates that each diocese must have a system set up that allows the public to submit reports of abuse easily.

Below is the statement of the Holy See on the motu proprio, followed by the full  Vatican -provided text of the motu proprio:

***

STATEMENT:

Pope Francis has promulgated the Apostolic Letter in the Form of Motu proprio “Vos estis lux mundi” concerning new measures to be adopted to prevent and fight sexual abuse committed against minors, against vulnerable persons or abuses carried out with violence, threat or abuse of authority.

This Motu proprio, the product of reflection and collaboration during and after the meeting of the Presidents of Episcopal Conferences and Supreme Moderators of the main religious Institutes held last February, represents a further commitment of the Church in this area.

“Vos estis lux mundi” contains several innovative elements that aim to improve coordination between the dioceses and the Holy See. In particular, within a year all dioceses must establish stable and publicly accessible systems to report cases of sexual abuse and their cover up.

Furthermore, this Motu proprio obliges all clerics, as well as men and women religious, to report to the competent ecclesiastical authorities the abuses of which they become aware. The reported cases must thereafter be promptly verified and handled in accordance with canon law. As for reports regarding Bishops, the Motu proprio introduces procedural measures that, as a rule, charge the Metropolitan of the pertinent ecclesiastical Province with verifying what has been reported. Also established for the first time are time restrictions within which investigations must be carried out, as well as the procedures to be followed by the Metropolitan, who can make use of the specific professional contributions of the lay faithful.

Finally, the Motu proprio emphasizes the care of people harmed and the importance of welcoming them, listening to them and accompanying them, offering them the spiritual and medical assistance they need.

It is our profound desire that this new Motu proprio, accompanied by prayer and animated by conversion, will contribute to eliminating the scourge of sexual abuse of minors and the vulnerable. [Original text: Italian[

***

APOSTOLIC LETTER

IN THE FORM OF “MOTU PROPRIO” OF THE SUPREME PONTIFF

FRANCIS

“Vos estis lux mundi”

“You are the light of the world. A city set on a hill cannot be hidden” (Mt 5:14). Our Lord Jesus Christ calls every believer to be a shining example of virtue, integrity and holiness. All of us, in fact, are called to give concrete witness of faith in Christ in our lives and, in particular, in our relationship with others.

The crimes of sexual abuse offend Our Lord, cause physical, psychological and spiritual damage to the victims and harm the community of the faithful. In order that these phenomena, in all their forms, never happen again, a continuous and profound conversion of hearts is needed, attested by concrete and effective actions that involve everyone in the Church, so that personal sanctity and moral commitment can contribute to promoting the full credibility of the Gospel message and the effectiveness of the Church’s mission. This becomes possible only with the grace of the Holy Spirit poured into our hearts, as we must always keep in mind the words of Jesus: “Apart from me you can do nothing” (Jn 15:5). Even if so much has already been accomplished, we must continue to learn from the bitter lessons of the past, looking with hope towards the future.

This responsibility falls, above all, on the successors of the Apostles, chosen by God to be pastoral leaders of his People, and demands from them a commitment to follow closely the path of the Divine Master. Because of their ministry, in fact, Bishops, “as vicars and legates of Christ, govern the particular churches entrusted to them by their counsel, exhortations, example, and even by their authority and sacred power, which indeed they use only for the edification of their flock in truth and holiness, remembering that he who is greater should become as the lesser and he who is the chief become as the servant” (Second Vatican Council, Dogmatic Constitution Lumen Gentium, 27). What more closely concerns the successors of the Apostles concerns all those who, in various ways, assume ministries in the Church, or profess the evangelical counsels, or are called to serve the Christian People. Therefore, it is good that procedures be universally adopted to prevent and combat these crimes that betray the trust of the faithful.

I desire that this commitment be implemented in a fully ecclesial manner, so that it may express the communion that keeps us united, in mutual listening and open to the contributions of those who care deeply about this process of conversion.

Therefore, I decree:

TITLE I GENERAL PROVISIONS

Art. 1 – Scope of application

§1. These norms apply to reports regarding clerics or members of Institutes of Consecrated Life or Societies of Apostolic Life and concerning

a) delicts against the sixth commandment of the Decalogue consisting of:

i. forcing someone, by violence or threat or through abuse of authority, to perform or submit to sexual acts;

ii. performing sexual acts with a minor or a vulnerable person;

iii. the production, exhibition, possession or distribution, including by electronic means, of child pornography, as well as by the recruitment of or inducement of a minor or a vulnerable person to participate in pornographic exhibitions;

b) conduct carried out by the subjects referred to in article 6, consisting of actions or omissions intended to interfere with or avoid civil investigations or canonical investigations, whether administrative or penal, against a cleric or a religious regarding the delicts referred to in letter a) of this paragraph.

§2. For the purposes of these norms,

a) “minor” means: any person under the age of eighteen, or who is considered by law to be the equivalent of a minor;

b) “vulnerable person” means: any person in a state of infirmity, physical or mental deficiency, or deprivation of personal liberty which, in fact, even occasionally, limits their ability to understand or to want or otherwise resist the offence;

c) “child pornography” means: any representation of a minor, regardless of the means used, involved in explicit sexual activities, whether real or simulated, and any representation of sexual organs of minors for primarily sexual purposes.

Art. 2 – Reception of reports and data protection

§1. Taking into account the provisions that may be adopted by the respective Episcopal Conferences, by the Synods of the Bishops of the Patriarchal Churches and the Major Archiepiscopal Churches, or by the Councils of Hierarchs of the Metropolitan Churches sui iuris, the Dioceses or the Eparchies, individually or together, must establish within a year from the entry into force of these norms, one or more public, stable and easily accessible systems for submission of reports, even through the institution of a specific ecclesiastical office. The Dioceses and the Eparchies shall inform the Pontifical Representative of the establishment of the systems referred to in this paragraph.

§2. The information referred to in this article is protected and treated in such a way as to guarantee its safety, integrity and confidentiality pursuant to canons 471, 2° CIC and 244 §2, 2° CCEO.

§3. Except as provided for by article 3 §3, the Ordinary who received the report shall transmit it without delay to the Ordinary of the place where the events are said to have occurred, as well as to the Ordinary of the person reported, who proceed according to the law provided for the specific case.

§4. For the purposes of this title, Eparchies are equated with Dioceses and the Hierarch is equated with the Ordinary.

Art. 3 – Reporting

§1. Except as provided for by canons 1548 §2 CIC and 1229 §2 CCEO, whenever a cleric or a member of an Institute of Consecrated Life or of a Society of Apostolic Life has notice of, or well-founded motives to believe that, one of the facts referred to in article 1 has been committed, that person is obliged to report promptly the fact to the local Ordinary where the events are said to have occurred or to another Ordinary among those referred to in canons 134 CIC and 984 CCEO, except for what is established by §3 of the present article.

§2. Any person can submit a report concerning the conduct referred to in article 1, using the methods referred to in the preceding article, or by any other appropriate means.

§3. When the report concerns one of the persons indicated in article 6, it is to be addressed to the Authority identified based upon articles 8 and 9. The report can always be sent to the Holy See directly or through the Pontifical Representative.

§4. The report shall include as many particulars as possible, such as indications of time and place of the facts, of the persons involved or informed, as well as any other circumstance that may be useful in order to ensure an accurate assessment of the facts.

§5. Information can also be acquired ex officio.

Art. 4 – Protection of the person submitting the report

§1. Making a report pursuant to article 3 shall not constitute a violation of office confidentiality.

§2. Except as provided for by canons 1390 CIC and 1452 and 1454 CCEO, prejudice, retaliation or discrimination as a consequence of having submitted a report is prohibited and may constitute the conduct referred to in article 1 §1, letter b).

§3. An obligation to keep silent may not be imposed on any person with regard to the contents of his or her report.

Art. 5 – Care for persons

§1. The ecclesiastical Authorities shall commit themselves to ensuring that those who state that they have been harmed, together with their families, are to be treated with dignity and respect, and, in particular, are to be:

a) welcomed, listened to and supported, including through provision of specific services;

b) offered spiritual assistance;

c) offered medical assistance, including therapeutic and psychological assistance, as required by the specific case.

§2. The good name and the privacy of the persons involved, as well as the confidentiality of their personal data, shall be protected.

TITLE II PROVISIONS CONCERNING BISHOPS AND THEIR EQUIVALENTS

Art. 6 – Subjective scope of application

The procedural norms referred to in this title concern the conduct referred to in article 1, carried out by:

a) Cardinals, Patriarchs, Bishops and Legates of the Roman Pontiff;

b) clerics who are, or who have been, the pastoral heads of a particular Church or of an entity assimilated to it, Latin or Oriental, including the Personal Ordinariates, for the acts committed durante munere;

c) clerics who are or who have been in the past leaders of a Personal Prelature, for the acts committed durante munere;

d) those who are, or who have been, supreme moderators of Institutes of Consecrated Life or of Societies of Apostolic Life of Pontifical right, as well as of monasteries sui iuris, with respect to the acts committed durante munere.

Art. 7 – Competent Dicastery

§1. For the purposes of this title, “competent Dicastery” means the Congregation for the Doctrine of the Faith, regarding the delicts reserved to it by the norms in force, as well as, in all other cases and as far as their respective jurisdiction is concerned, based on the proper law of the Roman Curia:

– the Congregation for the Oriental Churches;

– the Congregation for Bishops;

– the Congregation for the Evangelization of Peoples;

– the Congregation for the Clergy;

– the Congregation for Institutes of Consecrated Life and Societies of Apostolic Life.

§2. In order to ensure the best coordination, the competent Dicastery informs the Secretariat of State, and the other Dicasteries directly concerned, of the report and the outcome of the investigation.

§3. The communications referred to in this title between the Metropolitan and the Holy See take place through the Pontifical Representative.

Art. 8 – Procedure applicable in the event of a report concerning a Bishop of the Latin Church

§1. The Authority that receives a report transmits it both to the Holy See and to the Metropolitan of the Ecclesiastical Province where the person reported is domiciled.

§2. If the report concerns the Metropolitan, or the Metropolitan See is vacant, it shall be forwarded to the Holy See, as well as to the senior suffragan Bishop by promotion, to whom, if such is the case, the following provisions regarding the Metropolitan apply.

§3. In the event that the report concerns a Papal Legate, it shall be transmitted directly to the Secretariat of State.

Art. 9 – Procedure applicable to Bishops of Eastern Catholic Churches

§1. Reports concerning a Bishop of a Patriarchal, Major Archiepiscopal or Metropolitan Church sui iuris shall be forwarded to the respective Patriarch, Major Archbishop or Metropolitan of the Church sui iuris.

§2. If the report concerns a Metropolitan of a Patriarchal or Major Archiepiscopal Church, who exercises his office within the territory of these Churches, it is forwarded to the respective Patriarch or Major Archbishop.

§3. In the preceding cases, the Authority who receives the report shall also forward it to the Holy See.

§4. If the person reported is a Bishop or a Metropolitan outside the territory of the Patriarchal, the Major Archiepiscopal or the Metropolitan Church sui iuris, the report shall be forwarded to the Holy See.

§5. In the event that the report concerns a Patriarch, a Major Archbishop, a Metropolitan of a Church sui iuris or a Bishop of the other Eastern Catholic Churches sui iuris, it shall be forwarded to the Holy See.

§6. The following provisions relating to the Metropolitan apply to the ecclesiastical Authority to which the report is to be forwarded based on this article.

Art. 10 – Initial duties of the Metropolitan

§1. Unless the report is manifestly unfounded, the Metropolitan immediately requests, from the competent Dicastery, that he be assigned to commence the investigation. If the Metropolitan considers the report manifestly unfounded, he shall so inform the Pontifical Representative.

§2. The Dicastery shall proceed without delay, and in any case within thirty days from the receipt of the first report by the Pontifical Representative or the request for the assignment by the Metropolitan, providing the appropriate instructions on how to proceed in the specific case.

Art. 11 – Entrusting the investigation to a person other than the Metropolitan

§1. If the competent Dicastery considers it appropriate to entrust the investigation to a person other than the Metropolitan, the Metropolitan is so informed. The Metropolitan delivers all relevant information and documents to the person appointed by the Dicastery.

§2. In the case referred to in the previous paragraph, the following provisions relating to the Metropolitan apply to the person charged with conducting the investigation.

Art. 12 – Carrying out the investigation

§1. Once he has been appointed by the competent Dicastery and acting in compliance with the instructions received, the Metropolitan, either personally or through one or more suitable persons:

a) collects relevant information regarding the facts;

b) accesses the information and documents necessary for the purpose of the investigation kept in the archives of ecclesiastical offices;

c) obtains the cooperation of other Ordinaries or Hierarchs whenever necessary;

d) requests information from individuals and institutions, including civil institutions, that are able to provide useful elements for the investigation.

§2. If it is necessary to hear from a minor or a vulnerable person, the Metropolitan shall adopt appropriate procedures, which take into account their status.

§3. In the event that there are well-founded motives to conclude that information or documents concerning the investigation are at risk of being removed or destroyed, the Metropolitan shall take the necessary measures for their preservation.

§4. Even when making use of other persons, the Metropolitan nevertheless remains responsible for the direction and conduct of the investigation, as well as for the timely execution of the instructions referred to in article 10 §2.

§5. The Metropolitan shall be assisted by a notary freely appointed pursuant to canons 483 §2 CIC and 253 §2 CCEO.

§6. The Metropolitan is required to act impartially and free of conflicts of interest. If he considers himself to be in a conflict of interest or is unable to maintain the necessary impartiality to guarantee the integrity of the investigation, he is obliged to recuse himself and report the circumstance to the competent Dicastery.

§7. The person under investigation enjoys the presumption of innocence.

§8. The Metropolitan, if requested by the competent Dicastery, informs the person of the investigation concerning him/her, hears his/her account of the facts and invites him/her to present a brief in defence. In such cases, the investigated person may be assisted by legal counsel.

§9. Every thirty days, the Metropolitan sends a status report on the state of the investigation to the competent Dicastery.

Art. 13 – Involvement of qualified persons

§1. In accordance with any eventual directives of the Episcopal Conference, of the Synod of Bishops or of the Council of Hierarchs regarding how to assist the Metropolitan in conducting the investigation, the Bishops of the respective Province, individually or together, may establish lists of qualified persons from which the Metropolitan may choose those most suitable to assist in the investigation, according to the needs of the individual case and, in particular, taking into account the cooperation that can be offered by the lay faithful pursuant to canons 228 CIC and 408 CCEO.

§2. The Metropolitan, however, is free to choose other equally qualified persons.

§3. Any person assisting the Metropolitan in the investigation is required to act impartially and must be free of conflicts of interest. If he considers himself to be in a conflict of interest or be unable to maintain the necessary impartiality required to guarantee the integrity of the investigation, he is obliged to recuse himself and report the circumstances to the Metropolitan.

§4. The persons assisting the Metropolitan shall take an oath to fulfil their charge properly.

Art. 14 – Duration of the investigation

§1. The investigation is to be completed within the term of ninety days or within a term otherwise provided for by the instructions referred to in article 10 §2.

§2. Where there are just reasons, the Metropolitan may request that the competent Dicastery extend the term.

Art. 15 – Precautionary measures

Should the facts or circumstances require it, the Metropolitan shall propose to the competent Dicastery the adoption of provisions or appropriate precautionary measures with regard to the person under investigation.

Art. 16 – Establishment of a fund

§1. Ecclesiastical Provinces, Episcopal Conferences, Synods of Bishops and Councils of Hierarchs may create a fund, to be established according to the norms of canons 116 and 1303 §1, 1° CIC and 1047 CCEO and administered according to the norms of canon law, whose purpose is to sustain the costs of the investigations.

§2. At the request of the appointed Metropolitan, the funds necessary for the purpose of the investigation are made available to him by the administrator of the fund; the Metropolitan remain duty-bound to present an account to the administrator at the conclusion of the investigation.

Art. 17 – Transmission of the documents and the votum

§1. Having completed the investigation, the Metropolitan shall transmit the acts to the competent Dicastery, together with his votum regarding the results of the investigation and in response to any queries contained in the instructions issued under article 10 §2.

§2. Unless there are further instructions from the competent Dicastery, the faculties of the Metropolitan cease once the investigation is completed.

§3. In compliance with the instructions of the competent Dicastery, the Metropolitan, upon request, shall inform the person who has alleged an offence, or his/her legal representatives, of the outcome of the investigation.

Art. 18 – Subsequent measures

Unless it decides to provide for a supplementary investigation, the competent Dicastery proceeds in accordance with the law provided for the specific case.

Art. 19 – Compliance with state laws

These norms apply without prejudice to the rights and obligations established in each place by state laws, particularly those concerning any reporting obligations to the competent civil authorities.

The present norms are approved ad experimentum for three years.

I establish that the present Apostolic Letter in the form of Motu Proprio be promulgated by means of publication in the Osservatore Romano, entering into force on 1 June 2019, and then published in the Acta Apostolicae Sedis.

Given in Rome, at Saint Peter’s, on 7 May 2019, the seventh year of my Pontificate.

FRANCISCUS PP.

[00804-EN.01] [Original text: Italian]

MAY 09, 2019 12:20

POPE AND HOLY SEE

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💾 ►►► DOWNLOAD FILE 🔥🔥🔥🔥🔥 › wiki › Setup_and_Files. Does anyone know how to get the Mods folder for sims 3 on windows 10? it's File Explorer>Documents>Electronic Arts>The Sims 3>Mods. MtS Ready-made framework setup mods folder. It has 2 folders inside the mods Game Help: Installing Sims 3 Package Files/Setup and Files. If it is necessary to create the folder use this path format: Documents/Electronic Arts/The Sims3/Mods/Packages folder. 9 Last Updated: August 10, Tested. Alex Keller has been playing The Sims for over six years, and has contributed extensively to wikiHow's Sims topics. The wikiHow Tech Team also followed the article's instructions and verified that they work. This article has been viewed , times. Adding modifications mods or custom content to The Sims 3 is a good way to add new content to the game as well as change the way the game operates. The framework for mods is not set up by default, but it's simple enough to find and install. This wikiHow teaches you how to install Mods for The Sims 3. Download a Sims 3 mods from the internet. Did this summary help you? Yes No. Log in Social login does not work in incognito and private browsers. Please log in with your username or email to continue. No account yet? Create an account. Popular Categories. Arts and Entertainment Artwork Books Movies. Relationships Dating Love Relationship Issues. Hobbies and Crafts Crafts Drawing Games. All Categories. Edit this Article. We use cookies to make wikiHow great. By using our site, you agree to our cookie policy. Cookie Settings. Learn why people trust wikiHow. Download Article Explore this Article parts. Tips and Warnings. Related Articles. Article Summary. Download a mod and extract it to the "Packages" section of The Sims 3 documents folder. Start up your game to test if the mods work correctly. Download reputable mods that are compatible with the patch level of your game. Always update your mods when you patch your game. Part 1. Close your game if it's currently open. Adding mods to your game while it's running won't work. Save and quit your game before proceeding. Warning: Some mods and custom content may contain bugs or errors. These are unofficial modifications to the game that do not go through the standard quality assurance process that official add-ons and content go through. This icon is used on wikiHow as fair use because it is being used to provide how-to instructions. Navigate to your Sims 3 documents folder. This is where you add and configure your game to allow mods and custom content. Use the following steps to navigate to the Sims 3 mods folder. Click Documents in the sidebar to the left. Open the Electronic Arts folder. Open The Sims 3 folder. This web page has a download link for the FrameworkSetup file needed to install mods and custom content. Scroll down and click Download. It's next to a blue icon with a disk. This downloads the FrameworkSetup. Extract the contents of the Zip file to The Sims 3 documents folder. Select The Sims 3 documents folder when asked where to extract the contents of the zip file to. The FrameworkSetup file will contain the necessary framework for your mods - a folder named Overrides, a folder named Packages, and a file named "Resource. The Packages folder will already have two files in it "nobuildsparkles. If you start up your game and get no intro animation, nor any sparkles when placing walls or fences, everything is working. The "Resource. This is because it's a ". The file is safe and necessary to install mods on The Sims 3. Very old versions of The Sims 3 prior to the release of World Adventures and its patch would have mods and content in the Program Files directory. This no longer works - do not attempt to place custom content in Program Files and do not use Monkey Bars or Helper Monkey to install your content. Download a Sims 3 mod. Make sure the mod you are downloading is for The Sims 3, and not The Sims 4. Also, make sure it is compatible with the latest version of the game. When you find a mod you want to download, click the download link on the page to download the package file as a zip file. Click "Sims 3" in the upper-left hand corner, then click on "Downloads". You can refine your search as needed on the Downloads pages. Extract the mod from the compressed file. Mods will usually be stored in. Extract the. When asked where you want to extract the file to, extract them to the Mods folder in The Sims 3 documents folder. It's recommended to only install one mod at a time, especially if the mods in question are core mods i. Installing multiple mods at once can make it difficult to determine the cause if two of the mods turn out to be incompatible with each other. Start up your game. If the mods are working, you'll be able to tell by testing if their function works for example, if you've installed a decensoring mod, it's working if there's no mosaic when your Sims go to bathe. If they aren't working, they may be incompatible with your patch level or a previously-installed mod, or installed in the wrong place. You'll usually be able to tell when a mod is conflicting with something - you'll get bugs that make it difficult, if not impossible, to play such as Sims constantly resetting themselves when attempting to perform an action , or the game just might not load at all. Organize your content. If you play with a lot of mods or have a lot of custom content in your Packages folder, it can become tricky to figure out what's causing a problem if your game starts slowing down or crashing. Keeping things organized makes it easier to tell where things are, and to test what content could be buggy. Try organizing things. You can create new folders to organize your mods by content type, creator, or however, you want to organize it Use the following steps to create a new folder in your Packages folder: [1] X Research source Navigate to the Packages folder. Right-click a blank space in the folder. Click New. Click Folder. Type a name for the folder. Part 2. Find reputable mods that match your game's patch level. Since mods are usually the first thing to cause issues in a game, it's important that you get ones that are known to work. However, not all of them may be suited for your patch level. Install mods that help you debug your game. Things sometimes go wrong in-game, and the built-in game commands may not be sufficient when it comes to fixing the errors. However, be aware that mods of these type are usually core-mods that rework the game's code, and while that's not bad in and of itself, it can result in issues if the mods are removed while in use later on. Check out some other mods. They may not be core mods, but there are mods out there that allow ease of access to certain things while playing the game such as viewing hidden traits and skills , allowing Sims of a certain age range to do something not typically aimed at their age, or so forth. It allows for some more versatility in your game, or just makes gameplay a bit more interesting. Update mods if you patch your game. While Sims 3 isn't likely to have further patches released, if you're running on old patches and update your game or install an expansion pack, update all your mods before relaunching your game. Outdated mods can result in bugs or corruption of various kinds, so make sure every mod you install is the latest version. Belle K. Most always they will go in the mods folder, although this can change; read what the maker of the mod says to do in the readme or on the website where you downloaded it. Not Helpful 0 Helpful 8. The Downloads folder is reserved for. Not Helpful 12 Helpful When I try to download mods, it doesn't work. Any advice? That doesn't sound like you're in the right location. It sounds like you're looking at the game's installation files, which are usually located in Program Files. You need to click the Documents tab on the sidebar of File Explorer or Finder - that's where you'll find the Electronic Arts folder. Not Helpful 0 Helpful 3. Include your email address to get a message when this question is answered. By using this service, some information may be shared with YouTube. Custom content in. Helpful 0 Not Helpful 0. Do not remove a mod from a game while it is in use. If your saved games have a Sim using this mod, removing it can cause errors or even corrupt your save, especially if the mod is a core mod i. You Might Also Like How to. How to. About This Article. Co-authored by:. Co-authors: Updated: August 10, Categories: Sims 3. Article Summary X 1. Nederlands: Mods toevoegen aan The Sims 3. Thanks to all authors for creating a page that has been read , times. Did this article help you? Cookies make wikiHow better. By continuing to use our site, you agree to our cookie policy. Featured Articles How to. Trending Articles How to. Featured Articles. New Pages. Watch Articles How to. By signing up you are agreeing to receive emails according to our privacy policy. Follow Us. Sign up for wikiHow's weekly email newsletter Subscribe You're all set!

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Allied Bank Limited (ABL) Loan Details

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 FFmpeg only provides source code. Below are some links that provide it already compiled and ready to go. You can retrieve the source code through Git by using the command:. FFmpeg has always been a very experimental and developer-driven project. It is a key component in many multimedia projects and has new features added constantly.

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The release branches only cherry pick selected changes from the development branch, which therefore receives much more and much faster bug fixes such as additional features and security patches. It is the latest stable FFmpeg release from the 4. It is the latest stable FFmpeg release from the 3. It is the latest stable FFmpeg release from the 2. Amongst lots of other changes, it includes all changes from ffmpeg-mt, libav master of , libav 11 as of Hosting provided by telepoint.

FFmpeg About News Download Documentation Community Mailing Lists IRC Forums Bug Reports Wiki Developers Source Code Contribute FATE Code Coverage More Donate Hire Developers Contact Security Legal Download Source Code ffmpeg-snapshot. bz2 Download PGP Signing Key ffmpeg-devel. asc More releases. Linux Packages Debian — Official packages for Stable-Backports, Testing, Unstable Debian — deb-multimedia packages for Oldstable, Stable, Testing, Unstable Ubuntu — Official packages Fedora and Red Hat Enterprise Linux packages.

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