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#i capture it in a video so if the landlord need proof
yoohyeon · 1 year
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I feel like a Karen, I heard music in the hallways which is not allowed at this hour and I think it’s above so if we tell the landlord they will be force to move 🙃
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hotchgan · 3 years
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What love does to a person
Summery: Blake gets kidnapped and it's up to the team to find him. 
A/N: Thank you for @yourlocalheartbreaker for giving me this idea and thank you to everyone that follows me. I just reached a 300 followers milestone and decided to write this for you guys!
Taglist: @ellyhotchner @unionjackpillow @eleanorbloom
Pairings: Aaron Hotchner/Original Male Character (Blake)
Warnings: Angst (with happy ending), torture, kidnapping, mention of suicide, blood
Blake was walking to his apartment. He was on his phone texting his boyfriend, Aaron Hotchner. He hasn't told his team yet about him but Blake is patient. He only met the team once when he first met Aaron. He will never forget that moment.
Blake suddenly heard a car slow down behind him. He felt emptiness in his stomach but he just brushed it off. Probably some dropped their phone between the car seats.
He shouldn't have ignored it though because he heard someone get out of the car and walk behind him. Blake walked faster and tried calling Aaron but he didn't pick up. He was about to leave a voicemail before he felt a bag go over his head. Everything went black after that.
Aaron saw Blake calling him but he ignored it. It was late at night in the BAU jet and all he wants is to take a nap. He is probably just calling him about Jack and buying him a new action figure. He sees a notification about a voicemail but he fell asleep before he could check it.
The jet landed around early in the morning and the team had good enough sleep to work through the entire day. Aaron went to the bathroom and changed into another suit he packed in his go-bag. After he did that, he went got his office to check the voicemail Blake sent him.
Aaron sits on his chair with a big sigh. He closes his eyes and opens the voicemail. Instead of hearing his boyfriend talking about action figures, he heard muffling and a bug thump. Aaron's eyes snap open and replay the voicemail. He was dreaming of that, right? He has to be. His boyfriend getting kidnapped was his biggest fear.
Aaron replays the message but it was the same. Muffling and then a thump. Aaron felt a cold sweat going down his body. Before he could think do anything on what to do, Derek comes into his office.
"Hey, Hotch can I- Hotch are you alright?" Derek asks noticing his paleness. Aaron looks at him.
"Get the team", Aaron says.
"What?"' Derek asks.
"I said get the team!", Aaron says who is now raising his voice. He stands up from his chair
"Not until you tell me what's wrong?", Derek replies, also raising his voice.
"Blake got kidnapped"
"Who?"
"My boyfriend, he got kidnapped and I have proof. Now get the team into the briefing room", Aaron says sternly at Derek. Derek widens his eyes for a second before going out of his office to get the team. Aaron leans against his desk. He silently gulps and pulls his tie off. He can't lose Blake, he can't lose another person he loves.
Five minutes later and the team is in the briefing room listening to the voicemail.
"When did Blake sent you this?" Dave asks.
"Yesterday, at night I think. Before I fell asleep", Aaron replies.
"Are you sure he just fell or something?" JJ asks.
"No, I called him five times and he didn't pick up. And I called his landlord and he didn't show up to his apartment", Aaron replies.
"Ok, so Blake has been missing for more than six hours now. What do we know about kidnappers", Emily says to the team.
"Most kidnappers stalk their victims before capturing them. And they either know the person or they remind them of someone who completes their fantasy", Aaron replies. The team looks at him and then each other.
"What?", Aaron asks.
"Hotch, let’s uh go outside for a second", Derek says to Aaron. Aaron looks at him confused but goes outside the briefing room.
“I think you should sit this one out”, Derek says once they are outside.
“What?!” Aaron asks.
“You’re dealing with a lot of emotion right now and he’s your boyfriend-”, Derek starts explaining.
“I am the unit chief and I get to decide if I want to be on this case or not”, Aaron interrupts. Derek sighs. He knew this would happen. 
"Remember what happened to Haley?" Derek says making Aaron freeze. They both stare at each other for a while. Derek hates mentioning Haley's death but it was needed in this situation. Aaron silently gulps and looks at the ground.
 "I'll be in my office", Aaron says quietly. Derek nods as Aaron goes back to his office. He sighs hoping he did the right thing.
Aaron sits on his chair. He stays there for a moment thinking about what's happening to Blake right now. How angry he must be at him? For not picking up the phone. How hurt he is right now? Most kidnappers like to torture their victims and that is probably what's to Blake. Aaron felt tears coming down his cheeks. It didn't take him long to start crying. Aaron places his arms at his desk and buries his face on them. It was the most effective way for Aaron to cry without making a noise. He had learned that from his early years as Unit Chief. Aaron cries into his arms staining his sleeves. He cries for a good seven minutes before staying there silently. He tries to think of something, of anything else to get his mind off his boyfriend getting tortured this second. Suddenly he remembers an old memory of them.
“Dance!”
“I already told you, I don’t dance!” Aaron says to his boyfriend. Right now they are at a club in the middle of the dance floor.
“I don’t believe you”, Blake replies. He holds Aaron’s hands and starts dancing to the music. Blake laughs at Aaron who is standing still.
Blake lets go of his hands and steps closer to him. He places his hands on Aaron's hips. Aaron puts his hands on Blake's chest. As if the DJ was watching them, the hip-hop music changes into slow music. Blake presses his forehead to Aaron's. They both start swaying to the music, not caring who in the world sees them. Because now it's just both of them. They both are happy. They both love each other. And they both want to grow old together. 
But that wasn't going to happen now. Not until Aaron's team finds Blake, alive. 
Aaron gets up and wipes the tears on his face. He then opens his laptop, hoping to distract him from what's going on right now. He had texted Jessica to keep Jack for a while but not tell him what's going on.
 Aaron opens his laptop to see an email sent from a person he doesn't know. He opens it and sees a link. Cautiously, he clicks on the link. Aaron's eyes widen at what he sees in the link. He closes the laptop and quickly brings it to the briefing room. 
"Hotch, you can't be here", Emily says as she sees Aaron walk into the room. Aaron places the laptop on the table and opens it.
 "Garcia, can you trace this live video and see where it's taking place", Aaron asks Garcia. 
"Uh, I can try but what's in the live feed?", Garcia asks. Aaron projects his screen on the big t.v. 
In the video, there is Blake tied to a chair with duct tape on his mouth. His light brown hair is all over his face and there is blood coming down the side of his face. 
"Hello Agent Hotchner", says the voice from the video. A man steps into the camera's view. The man's hair looks like to be just shaven. He is wearing an old hoodie and some ripped jeans. 
"You probably might not remember me so let me refresh your memory. The year was 1993 and it was a court case of someone who allegedly commits murder. That, someone, was me. But here's the thing, I didn't commit the crime. In fact, I had an alibi buy you convinced the judges that I commit murder, and I was sent to prison for nineteen years. But now I'm back and ready to actually commit murder", the man says to the camera. He picks up a bat and swings to Blake's stomach. Blake groans in pain and slumps down, trying to cover his stomach. The man repeatedly hits Blake’s stomach with the bat.
Aaron flinches. He can feel tears forming in his eyes again. Aaron stands up and leaves the room. He can’t let his team see him breakdown. He goes back to his office and locks the door. It’s the only place he knows he can breakdown at where no one can see him. Aaron drops to the ground, his back is against the door and he sobs. He shouldn’t have to go through this. It’s all his fault, just like what happened to Haley.
“Aaron?”
Aaron looks up to see Blake in the doorway. 
“What’s wrong, baby?” Blake asks.
Blake slowly walks towards Aaron and sits next to him on the bed. Aaron doesn’t say anything and looks at the ground.
“You know you can tell me anything”, Blake says.
“It was just a bad case, that's all", Aaron finally replies. He was hoping Blake would just drop the conversation. 
Blake looks at him sadly and hugs him. Aaron couldn't control the tears spilling from his eyes. Blake doesn’t say anything and just let Aaron cry in his arms. It's the best he could do right now.
"Hotch?"
Aaron quickly wipes the tears on his face and stands up. He opens the door to see Emily.
“I’m sorry. I couldn’t-”, Aaron starts apologizing before Emily cuts him off.
“You have nothing to apologize for. I was just wondering if you wanted to talk”, Emily interrupts. Aaron looks at her for a second before letting her in his office. 
“We’re going to find him, Aaron”, Emily says trying to reassure him.
“I just don’t want to lose him”, Aaron replies. He can’t. Blake is proof that Aaron can love again.
Emily looks at him sadly. She then steps forwards and wraps her arms around Aaron. Aaron freezes for a second before hugging his back. He hugs her tightly and closes his eyes. He suddenly thinks back to what the man said about a court case and him going to prison. His eyes shot open and lets go of Emily.
“Where’s Garcia?” Aaron asks. Emily looks at him confused.
“She’s at her office-”, Emily replies but she couldn’t finish her sentence because Aaron was already out the door.
Aaron quickly walks to Garcia’s office. He slows down when he passes Strauss’s office. If she knew what was happening right now, she would immediately give the case to someone else. And Aaron only trusts the team to find his boyfriend. Aaron finally reaches her office and goes inside. 
“Sir, you’re not supposed to-”, Garcia tries to say.
“Fred Dawson”, Aaron says.
“What?” Garcia asks.
“Fred Dawson. He kidnapped Blake”, Aaron says again. Garcia turns to face her computer and starts typing his name.
“Fred Dawson, he was charged for murder in 1993. He has a wife but she committed suicide after Dawson went to jail. He was released two months ago”, Garcia reads of the screen.
“That’s him. He kidnapped Blake”, Aaron says. He gets up and quickly runs out of the door.
“But sir! You’re not supposed to ...”, Garcia tries to say but it was too late, Aaron was already gone. Garcia quickly calls the team and tells them who the kidnapper is and where he currently lives. She also told him that Aaron was going after him right now. She hopes that Aaron won’t do anything he shouldn’t do.
Aaron kicks the front door open. He slowly walks inside with a gun in his hand. He walks through the living room and towards the basement. He slowly opens the door, not alerting Dawson that he is there. He slowly walks down the stairs. He quickly shows himself to the kidnapper.
“Well well well, I was wondering when you would show up”, Dawson says. He has a gun pointed towards Blake’s head. Blake has tears streaming down his cheeks. His clothes are all torn up and there is blood staining them.
“Put the gun down or I swear to god I will kill you”, Aaron threatens. Dawson smiles.
“Oh is this how we’re going to play, huh? My wife died because of you and now I’m going to get revenge”, Dawson replies. 
Suddenly, Aaron’s phone rings. Aaron looks at his phone for a split second to see Morgan calling him. Dawson took this chance to point his gun towards Aaron. But before he can shoot Aaron, Blake kicks him in the shin. Dawson groans in pain and tries to shoot Blake. But Aaron got to him first. Dawson’s body drops to the ground and blood spills from his forehead. 
Aaron quickly runs towards Blake and drops his gun. He rips the duct tape from Blake’s mouth and unties his hands. Blake gasps, finally being able to breathe from his mouth.
“Blake, I’m so sorry-”, Aaron starts apologizing. Tears forms in his eyes at the sight of his boyfriend.
“You found me”, Blake says softly.
“What?”
“Y-you found me and saved my life”, Blake says to Aaron. Aaron looks at him confused. He almost got him killed, why is he saying that he saved his life? 
“B-but I- I was the reason he almost tried to kill you”, Aaron says, confused. Blake looks at him sadly. He knew him long enough to know he was going to blame himself.
“But you found me. I knew you were going to find no matter what that guy said to me”, Blake replies. Aaron runs his hand through Blake’s hair. He pulls him into a hug. Soon his team found Aaron and Blake. They both leave the room, giving them some privacy. Aaron hugs him tightly, afraid he would disappear if he let go. And Blake hugged him just as tight. 
“Marry me”, Blake says softly. Aaron pulls away from their hug and looks at Blake.
“What?” Aaron asks even though he knew exactly what he said.
“Marry me”, Blake says again. Aaron feels tears going down his face.
“Ok, I’ll marry you”, Aaron replies. Blake smiles at him. Aaron presses his lips against Blake’s. Blake kisses him back. Because now it's just both of them. They both are happy. They both love each other. And they both want to grow old together. And that was going to happen now. Because Aaron found Blake, alive.
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benrleeusa · 6 years
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[John K. Ross] Short Circuit: A Roundup of Recent Federal Court Decisions
A faithless elector feels the Bern, tasing a pregnant woman in the stomach, tasing a man in diabetic shock, and crosses in public parks.
Please enjoy the latest edition of Short Circuit, a weekly feature from the Institute for Justice.
Friends, please do consider attending our sesquicentennial celebration of the 14th Amendment this Friday, September 21, in Arlington, Va. The symposium, co-hosted by IJ and the Liberty and Law Center at Antonin Scalia Law School, will feature an all-star lineup of scholars, practitioners, and judges—and a re-argument of the Slaughter-House Cases. Attendees will be eligible for 6.5 hours of Virginia CLE! Registration closes Monday. Click here to register.
Under federal law, children with green cards become U.S. citizens automatically if they are living in the United States in the "legal and physical custody" of a citizen parent. Does this apply to a (now-adult) son whose father became a citizen while the son was in juvenile detention for conspiring to aid terrorists? Second Circuit: whatever criminal charge he may be subject to, the son is an American citizen and cannot be deported.
Woman who owns and is depicted in 1908 Matisse painting flees Ally-occupied Berlin in 1947, fearing Soviet invasion and leaves the painting for safekeeping with an acquaintance who instead sells it and pockets the money. It changes hands several times until the National Gallery in London buys it in 1979. Woman's heirs: It was stolen; give it back. National Gallery: No. British agency that decides Holocaust era art claims: We can't help; we don't do thefts after 1945. Second Circuit: We can't help; the gallery can't be sued in U.S. courts as it is an instrumentality of Great Britain, and it wasn't the one who stole the painting.
Four officers arrest man; while his head is pinned to the ground, one of the officers kicks him in the face, breaking his nose and eye socket. Each officer denies doing it or seeing it. (A dashcam does not record.) Third Circuit: He can't sue for excessive force because he doesn't know which officer kicked him. But he can sue the officers for conspiring to cover up misconduct, an act that deprives him of access to the courts.
Progressive nonprofit says evangelical nonprofit is a hate group. An organization that publishes online directory of nonprofits adds a banner to its profile of the evangelical group, saying it "was flagged as a hate group by the Southern Poverty Law Center." Fourth Circuit: The evangelical group can't sue the directory over the banner.
Landlord, a Fairfax, Va. mobile home park, imposes requirement that all adult tenants show proof of legal residence in the country; four Latino families (four men with legal status, four women who are illegal immigrants, and 10 U.S. citizen children) face fines, eviction. A violation of the Fair Housing Act? Could be, says the Fourth Circuit (over a dissent).
Allegation: Man's mentally disturbed ex-wife has habit of calling in false reports to police that he's abusing their children (over whom he has custody). On one such occasion, Dallas police force their way into the man's home (after he declines to let them in without a warrant), pepper spray and handcuff him; the kids confirm they're fine. Fifth Circuit: The man can't sue the officers.
Drunk driver flees from Austin, Tex. police, drives around police barricades and through crowd attending South by Southwest, a film and music festival, killing four, including a music producer from the Netherlands. Can the producer's family sue the festival organizers or the city? The Fifth Circuit says no, over a partially dissenting Judge Graves, who says the city could have foreseen the tragedy. (The driver gets life without parole.)
University of Michigan students have sex. He says it was consensual; she says she was too drunk to consent. Witnesses support both parties, but a disciplinary panel finds the accuser's witnesses more credible. Facing expulsion, the accused withdraws from school. Sixth Circuit: The university violated due process by failing to permit cross-examination of the accuser and her witnesses. Concurrence: Our precedent requires schools to permit the accused to submit (and follow up on) written questions, but not (as the majority holds) to have a representative conduct cross in person.
At Louisville, Ky. campaign rally, then-candidate Trump urges his supporters to remove protesters without hurting them. (Trump: "If I say go 'get 'em,' I get in trouble with the press.") His supporters then assault three protesters, who seek to sue Trump. Sixth Circuit: He didn't advocate imminent lawless action. Case dismissed.
Allegation: Woman pulls into her friend's driveway. Within seconds, Lima, Ohio police surround her, order her to leave, pull her out of her vehicle when she tries to explain she's there to pick up her niece and nephew. She tells them she's pregnant; an officer tases her in the stomach. (Click here for video captured by bystander.) Sixth Circuit: No qualified immunity.
Allegation: Police fabricate evidence to show that man was carrying ecstasy in a vitamin bottle (even though every test of the pills shows they're legal), and he spends 48 days in Joliet, Ill. jail before charges are dropped. Supreme Court (2017): Detention without probable cause violates the Fourth Amendment. But he might have filed suit too late. Seventh Circuit: His two-year window to sue began when he was released from jail, not when he was arrested. So he's entitled to a decision on the merits.
Factory worker signs "dues-checkoff" agreement allowing employer to automatically deduct her union fees, send them to the union. After 2015 Wisconsin right-to-work law bans mandatory union dues, worker asks employer to stop collecting dues. The right-to-work law says employer must comply within 30 days, but the dues agreement the employee signed says the deduction is irrevocable for one year. Seventh Circuit: The state's 30-day rule violates federal labor law; she must pay the dues for at least a year. Dissent: The Supreme Court precedent the majority relies upon, though it hasn't been explicitly overruled, is no longer good law.
In 2016, Missouri voters approved an amendment to the state Constitution that prohibits political committees from receiving contributions from other political committees. Eighth Circuit (splitting from the Eleventh Circuit): This violates the First Amendment. The law serves as a "prophylaxis-upon-prophylaxis," and any risk of corruption from PAC-to-PAC money transfers is modest at best.
After a district court enjoined Missouri's abortion regulations, the Eighth Circuit this week reversed and benchslapped the lower court both for misapplying the Supreme Court's abortion jurisprudence and for deciding the case without giving Missouri a chance to grant waivers to abortion providers (as it had already done with respect to three of the state's five facilities).
Minnesota's Democratic-Farmer-Labor Party nominates man to be part of the electoral college, and he pledges he'll vote for the Democratic candidate if she wins Minnesota's general election. She indeed wins, but, contrary to his pledge, man Feels the Bern and attempts to cast his ballot for Bernie Sanders. Minnesota officials decline to accept his ballot and instead turn to a substitute elector who voted for Hillary Clinton. Does this violate the Twelfth Amendment? We can't say, says the Eighth Circuit, as this case is moot thanks to the man's failure to proceed expeditiously with his claim.
Can Arizona throw out ballots that voters cast in a precinct other than their assigned precinct? And can it prohibit people from collecting absentee ballots from voters on behalf of the state? Yes and yes, says the Ninth Circuit, over a lengthy dissent from Chief Judge Thomas.
Retired Air Force major opposes 2012 federal law said to authorize indefinite detention of U.S. citizens without charges or trial, harangues his Bainbridge Island, Wash. neighbor for failing to publicly condemn the law. He creates a Facebook page to criticize (but not threaten) the neighbor. The neighbor (a local activist who founded memorial to Japanese-Americans from Bainbridge Island interned during WWII) sought and obtained state-court protection from the activity, which he deemed to be stalking and harassment. Ninth Circuit: The major's First Amendment challenge to the state's cyberstalking statute should not have been dismissed.
Allegation: While executing search of home pursuant to warrant, female IRS agent insists on accompanying woman to bathroom, views her naked body. (Her husband, the subject of the investigation and warrant, was able to use the restroom in peace.) Can the woman sue the agent? Indeed so, says the Ninth Circuit. The agent didn't have cause to think the woman would destroy evidence. Concurrence: The cases the majority relies on establish only the unconstitutionality of opposite-sex bathroom observation, not that of same-sex observation. But a 1979 Supreme Court case makes clear that the agent wasn't entitled to searchthe woman as she was not the subject of the investigation.
To win an excessive force suit, a plaintiff need not show an officer enjoyed beating them up, just that the officer intended to cause harm. So says the Ninth Circuit (splitting with the Eighth). So new trial for an inmate at Malheur County, Ore. prison who alleges he was not resisting when a guard repeatedly bashed his head against a concrete floor and steel door; the jury was erroneously instructed that the inmate needed to show the guard was not just cruel but also sadistic.
Unlike almost every other state, California requires charities to disclose their donor information to state regulators, who have carelessly made hundreds of thousands of these confidential documents available online. Charity says this chills contributions and people associated with it have received actual death threats. A First Amendment violation? Ninth Circuit: We're convinced that California will be more careful in the future, so there's nothing to worry about. (We discussed New York's similar requirement on the podcast.)
Operator of a marijuana dispensary in California—where marijuana is legal—faces a mandatory minimum of five years in prison for violating federal marijuana law. Should the jury have known about the sentence or their power to acquit even if they think there's enough evidence to convict? No, says the Ninth Circuit, but all hope is not lost. If the defendant can convince the court that he was in strict compliance with state law, he may qualify for relief under a 2015 law that prohibits the feds from spending money on the prosecution. Dissent: There may be no need to inform jurors they can acquit (if there is ample evidence of guilt, but they believe the law unjust), but here the court went further and implied they could be punished for jury nullification. Which violates the Sixth Amendment.
Seven seventh-grade girls remain mostly silent in the face of San Bernardino County, Calif. officer's questioning. (Though there is maybe some whispering and giggling.) Which he finds disrespectful, so he handcuffs and arrests the lot of them, both bullies and victims. In his words, this course of action will "prove a point and make you guys mature a lot faster." Ninth Circuit: No qualified immunity.
A cross erected 75 years ago in a public Pensacola, Fla. park is an unconstitutional endorsement of religion, says an Eleventh Circuit panel, though, say two separate concurrences, the precedent mandating this result should be reversed.
Motorist goes into severe diabetic shock, drives erratically, pulls over on highway median. Video shows Argo, Ala. officer approach with f-bombs, both gun and taser drawn. The man shows his hands, attempts to comply with commands but is tased four times in quick succession before being pulled from the vehicle (just feet from oncoming traffic). Eleventh Circuit: No qualified immunity.
Last year, an Indiana trial judge found that the city of Charlestown violated the state and federal Constitutions by fining property owners thousands of dollars in an effort to force them to sell to a politically connected developer. The fines are part of the city's plan to eviscerate the modest but proud Pleasant Ridge neighborhood and replace it with homes for wealthier people. This week the Indiana Court of Appeals ruled that the city violated the state's Unsafe Building Law, the one argument the property owners, whom IJ represents, had lost on in the trial court. The case now moves back to the trial court, and IJ's clients remain safely in their homes. Click here to read more.
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lewispascual · 6 years
Text
What Documents Do I Need to Bring When I First Meet with My Bankruptcy Attorney?
Filing for bankruptcy isn’t always easy. One of the biggest burdens under the “new” bankruptcy law that was forced upon debtors and their attorneys in 2005 was the requirement to produce volumes and volumes of documents. In addition to the formal schedules and statement of affairs, you’ll need to get together a lot of paperwork to file bankruptcy. One nationally known attorney from Utah has said that before the law was changed, he would tell his clients that you paid your attorney to run around the courthouse. Now, under the new law, you pay your attorney, and both the debtor and the attorney get to run around the court house.
In our experience, the presentation of the documents only serves to verify the truth of the matter, and that is that the overwhelming debt is much too onerous to deal with, and the need to file a bankruptcy is even more necessary. The frustrating part of the practice of law, in this regard, is the time-consuming task of gathering documents that state what is already obvious. Even so, submitting these “due diligence” papers is a major part of debtor bankruptcy practice today.
So, what sort of documents will you need for Chapter 7 or Chapter 13 bankruptcy, at your initial consultation with a bankruptcy attorney and beyond? Read on.
youtube
Bankruptcy Consultation Documents: What to Bring to Your First Meeting with Your Lawyer
The most important, mandatory documents to bring to your initial bankruptcy consultation are a list of your outstanding debts and a list of your assets, focusing on major assets, such as houses, cars, boats, trailers, timeshares and the like. We rarely ask for the actual bills from the creditors, as we routinely download a credit report, which captures most of the needed information.
Then, a recent pay stub is the next important item, plus a rough budget for your household’s income and expenses. These would be bare-minimum documents for an initial review.
What Documents You’ll Need If You File Chapter 7 or Chapter 13
If you and your attorney decide to go forward with your case, you likely will be provided with a detailed checklist of all the other myriad documents needed, such as loan payoffs, copies of titles, copies of tax returns, six months of pay advices, deeds of trust, proof of insurance, and on and on.
The United States Courts website has a full list of the Official Bankruptcy Forms that may be needed for filing bankruptcy, which include your Chapter 13 Plan, means test forms for Chapter 7, financial affairs and income statements, applications to waive filing fees, orders on reaffirmation agreements, orders for relief in involuntary cases, notice to creditors, financial management course certification, and more. Individual debtors will file forms that begin with the number 100, while non-individuals will file forms beginning with the number 200.
youtube
Thankfully, though, most of these documents can wait to be produced during the retainer and filing process, and need not be brought to the initial consultation. While debtors certainly are able to file for bankruptcy on their own without the help of an attorney, it’s generally not advised. Bankruptcy can be complicated, outside the dozens of forms involved, and just a simple mistake with a document or overlooking an asset can get your case tossed and your debts will not be discharged.
Contact a Bankruptcy Attorney Today for a Free Consultation
If you are thinking of filing for bankruptcy, you are not alone. Lawyers can help you decided whether or not you even need to file a bankruptcy, but if you do, they’ll let you know which chapter would be most appropriate. They can also tell you whether or not you’ll be able to keep your most treasured assets, including your house and car, and advise you about tax consequences and how to address bills during bankruptcy. They’ll also help you fill out all of the necessary forms correctly and make sure you’re not missing anything the bankruptcy court requires.
Free Consultation with Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.
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Source: http://www.ascentlawfirm.com/what-documents-do-i-need-to-bring-when-i-first-meet-with-my-bankruptcy-attorney/
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jimmiekiser · 6 years
Text
What Documents Do I Need to Bring When I First Meet with My Bankruptcy Attorney?
Filing for bankruptcy isn’t always easy. One of the biggest burdens under the “new” bankruptcy law that was forced upon debtors and their attorneys in 2005 was the requirement to produce volumes and volumes of documents. In addition to the formal schedules and statement of affairs, you’ll need to get together a lot of paperwork to file bankruptcy. One nationally known attorney from Utah has said that before the law was changed, he would tell his clients that you paid your attorney to run around the courthouse. Now, under the new law, you pay your attorney, and both the debtor and the attorney get to run around the court house.
In our experience, the presentation of the documents only serves to verify the truth of the matter, and that is that the overwhelming debt is much too onerous to deal with, and the need to file a bankruptcy is even more necessary. The frustrating part of the practice of law, in this regard, is the time-consuming task of gathering documents that state what is already obvious. Even so, submitting these “due diligence” papers is a major part of debtor bankruptcy practice today.
So, what sort of documents will you need for Chapter 7 or Chapter 13 bankruptcy, at your initial consultation with a bankruptcy attorney and beyond? Read on.
youtube
Bankruptcy Consultation Documents: What to Bring to Your First Meeting with Your Lawyer
The most important, mandatory documents to bring to your initial bankruptcy consultation are a list of your outstanding debts and a list of your assets, focusing on major assets, such as houses, cars, boats, trailers, timeshares and the like. We rarely ask for the actual bills from the creditors, as we routinely download a credit report, which captures most of the needed information.
Then, a recent pay stub is the next important item, plus a rough budget for your household’s income and expenses. These would be bare-minimum documents for an initial review.
What Documents You’ll Need If You File Chapter 7 or Chapter 13
If you and your attorney decide to go forward with your case, you likely will be provided with a detailed checklist of all the other myriad documents needed, such as loan payoffs, copies of titles, copies of tax returns, six months of pay advices, deeds of trust, proof of insurance, and on and on.
The United States Courts website has a full list of the Official Bankruptcy Forms that may be needed for filing bankruptcy, which include your Chapter 13 Plan, means test forms for Chapter 7, financial affairs and income statements, applications to waive filing fees, orders on reaffirmation agreements, orders for relief in involuntary cases, notice to creditors, financial management course certification, and more. Individual debtors will file forms that begin with the number 100, while non-individuals will file forms beginning with the number 200.
youtube
Thankfully, though, most of these documents can wait to be produced during the retainer and filing process, and need not be brought to the initial consultation. While debtors certainly are able to file for bankruptcy on their own without the help of an attorney, it’s generally not advised. Bankruptcy can be complicated, outside the dozens of forms involved, and just a simple mistake with a document or overlooking an asset can get your case tossed and your debts will not be discharged.
Contact a Bankruptcy Attorney Today for a Free Consultation
If you are thinking of filing for bankruptcy, you are not alone. Lawyers can help you decided whether or not you even need to file a bankruptcy, but if you do, they’ll let you know which chapter would be most appropriate. They can also tell you whether or not you’ll be able to keep your most treasured assets, including your house and car, and advise you about tax consequences and how to address bills during bankruptcy. They’ll also help you fill out all of the necessary forms correctly and make sure you’re not missing anything the bankruptcy court requires.
Free Consultation with Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.
Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506
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Source: http://www.ascentlawfirm.com/what-documents-do-i-need-to-bring-when-i-first-meet-with-my-bankruptcy-attorney/
https://realestatelawyerwestjordanutah.wordpress.com/2018/04/02/what-documents-do-i-need-to-bring-when-i-first-meet-with-my-bankruptcy-attorney/
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