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kuwaiti-kid · 4 years

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25 Easy Ways to Make Money During the Lockdown ($$$)

Many of us are feeling a financial pinch due to the COVID-19 pandemic and are looking for ways to make money during the lockdown.

The COVID-19 2020 pandemic has forced a lot of us to change how we make money. While some of us are fortunate and able to work from home, others have seen their hours reduced, or they have lost their jobs entirely. With the impacts of social distancing and the reduced job force looming over the future like a dark cloud, many of us have had to find new ways to draw an income or make some extra money.

Luckily there are several ways to earn money during the lockdown from the comfort and safety of your own home. Below you can learn the best ways to earn some extra money or rewards along the way, whether just side gigs or a legitimate way to make money from home. Of course, these are not ‘get rich quick schemes' and may require some perseverance to rack up the money, so don't expect to make money fast, but desperate times call for drastic measures. Here's how to start!

We decided to poll the best financial bloggers, work from home business owners, and everyday people what are some of the best ways to make money during the lockdown, and here is what they had to offer.

25 Ways to Make Money in Lockdown

1. Free Cash Apps

Cashback apps and websites are a great way to make money online on the purchases you already planned to make. These websites either refund you a percentage of your purchase or help you save money by finding the best coupons and deals for you. While it's not a steady side income, you'll get paid for the online shopping you were already planning on doing.

Rakuten (previously Ebates)

Rakuten helps users earn cashback while they shop. Most cashback totals are between 2-3%, but some even pay back 12% of your total. Users receive $10 just for signing up, and as you shop with Rakuten's e-commerce platform, you'll continue to get more back.

Join Rakuten

Ibotta

Ibotta is a cashback site that offers you $10 just for signing up! To get cashback, all you have to do is upload photos of your receipts every time you shop online or in-store. You can even get $5 just for every friend you get to sign up for the service too.

Join Ibotta

2. Make Money on Your Smartphone

MobileXpression

MobileXpression is a market research company that aims to understand the patterns and behaviors of people through their mobile devices. You can easily earn your first gift card within a week, just by downloading their Android app and using your phone as usual! Find out if you qualify today!

Download MobileXpression

3. Play Video Games for Cash

Mistplay

If you haven't played Mistplay, you're missing out! It is one of our favorite apps here at YMG. The Android app offers users the opportunity to play mobile video games in exchange for monetary rewards. From the minute you start playing the free games, you're eligible to receive compensation. With Mistplay, you can even play with your friends and level up as you unlock achievements and earn points faster. They are user-driven and also offer chat features to allow participants to stay connected.

The only downside is that you can't get direct PayPal cash, but you can earn gift cards and sell them online for money! They even offer gift cards to major retailers such as Amazon, Google Play, and Visa gift cards.

What are you waiting for? Grab your Android and start making money!

Try Mistplay

MyPoints

MyPoints is one of the best small task sites on the internet. You can easily earn money by playing games, shopping online, watching videos, and completing surveys. Every task earns you points, and you can choose from your favorite gift cards or transfer your payout to your PayPal account. MyPoints is available for both Android and iOS users. You can even earn a $10 bonus when you reach your first $20 in prizes.

Join MyPoints

InboxDollars

InboxDollars is a cash-based online rewards club. Unlike other websites, you earn cash instead of earning points. You can vary your activities by taking online market research surveys, reading advertising emails, watching videos, searching the web, completing offers, playing games, printing coupons, and so much more. Earn $5 just from signing up for the app. Once you earn $30, you can get your money via check, debit card, or gift card.

4. Get Paid for Your Opinion

With the closing of many shops, restaurants, and workplaces, many people are stuck at home. Instead of going crazy with boredom, there are lots of ways to make extra money during your downtime.

One of the easiest ways to make money from home is by taking online surveys. Of course, spending a few minutes a day on surveys won't make you rich, but every little bit helps, especially in a crisis.

So how does it work? Many brands, research groups, and even political organizations are looking for help on the latest trends and what people like YOU think. In exchange for your opinion, you will get paid for the time you put into answering a few questions.

Most surveys take anywhere from 5-30 minutes, and you'll get paid a few dollars for your time. However, there are sometimes surveys that can pay $50, $100, or more. These usually require a little more involvement, such as being part of an in-person or online focus group, or testing out a new product and providing feedback.

According to Andrew, a personal finance blogger at Wealthy Nickel, two of the best survey apps for newbies are Survey Junkie and Swagbucks. They both are highly rated, with a long track record of paying out cash to their members.

So instead of twiddling your thumbs, or staying glued to the TV watching events unfold, take a few minutes out of your day to improve your finances with online surveys.

Swagbucks

Swagbucks is one of the most popular survey websites on the market. You can earn $5 just for signing up, and they have the highest reward-per-survey ratio among competitors. Creating an account is easy, and after a short survey, Swagbucks starts matching you up with the best surveys. Payouts are delivered to you via PayPal once you reach $25.

Join Swagbucks

Survey Junkie

Survey Junkie is one of the most trusted online survey sites. They connect companies that need market research with consumers in their respective markets, making it a little more difficult sometimes to qualify for surveys. Each survey earns users points, which can be exchanged for cash. The minimum cash out amount is $10 and can be received in increments of $5.

Join Survey Junkie

5. Find a Part-Time Gig ASAP

In a large-scale Coronavirus shutdown both locally and nationally, for schools, offices, and restaurants, two places will continue to remain open pharmacies and grocery stores. The closures, along with quite frankly a bit of public panic, are putting tremendous stress on the supply chain, causing food, toiletries, cleaning supplies, and medicine to be in demand.

Right now, grocery stores are working overtime to meet the needs of everyone and need your help. A part-time job at a grocery store is a great way to earn some extra income and help others in your community.

A quick search on indeed, and there are over 35,000 open part-time jobs nationally. Here are a few companies looking for help.

Amazon

Aldi

Kroger

Ralphs

Whole Foods

A part-time job offers a flexible schedule and can be worked during nights and weekends. Unlike other side gigs that often take time to build an income, a part-time job will pay you within 1-2 weeks.

Brian, a blogger at Debt Discipline, described how a part-time job helped him fund his holiday shopping and avoid debt.

“I worked a part-time job during nights and weekends for six weeks during the holidays and was able to earn over $2K during that time. Yes, I worked a lot of hours, but the short time sacrifice was well worth it to avoid going into debt.”

6. Clean Out and Cash-In!

One man's trash is another man's treasure. Clearing out your clutter while making a little extra coin has financial and environmental benefits!

Use this opportunity of extra time at home to do a deep Spring Clean of your closets, drawers, and attic. Go all Marie Kondo on your stuff and get rid of anything that doesn't spark joy. Then, see what of your cast-offs you can turn into cash by selling them via various online marketplaces and apps.

Got a wedding dress to sell? Try out, StillWhite.

An old cell phone or tablet in your drawer? Try Gazelle.

Last season's clothing? Sell it on Poshmark.

Computers, cameras, video games? Try eBay.

Purses, Shoes, (unopened) Makeup, etc.? Check out Mercari.

No matter what you're trying to sell, there's probably an app for that.

Of course, take the proper precautions for health and safety. Make sure to clean and disinfect all your items before you box them up and ship them out to their new owners.

7. Offer Childcare & Babysitting Services

Schools, daycares, preschools, and everything in between are shutting down (if not already shut down) for the foreseeable future.

While that might be OK for some folks, for the most part, working parents are scrambling to find childcare solutions.

Even those fortunate enough to work from home need help to manage it all. While it might not be your ideal way of making money, especially if you don't have kids of your own, you can offer daycare services and make money in the process to offset the pandemic.

Blogger and teacher turned entrepreneur Josh from Money Life Wax had this to say:

“Growing up, my mom ran an in-home daycare. She typically watched 5-6 kids of varying ages and charged $125-$200 per kid, depending on their age. It was how she made a living and got to stay at home and raise her three boys.”

Josh had this to offer if you're considering watching kids at your house or helping a neighbor or friend out:

Tips for watching kids during the lockdown:

Don't overwhelm yourself; watch 2 or 3 kids max, preferable family members, neighbors, or friend's kids.

Wash your hands often and make them wash theirs too

If someone has any flu-like symptoms – they need to stay at home.

Charge $25 a day for up to 7-8 hours (Get paid upfront).

Don't watch babies unless you have experience (Like full-time daycare experience)

Have fun and carve out some daily reading time

8. Sign Up With DoorDash – They Need Help!

The global pandemic has people afraid to go to the grocery store or out to eat. Actually, in many places, grocery stores are low on supplies, and restaurants are shutting down.

The result is that many people are not able to find what they are looking for at the store. And, many are just afraid of catching the virus at a restaurant. That's where you'll come in.

Help support your community while making some extra cash by applying to work for food delivery and meal services like Uber Eats, Postmates, or Door Dash.

Sam, a personal finance expert, and co-founder of How To FIRE says this: “Even the cheapest meal delivery service will make a tough situation easier for those stuck at home. If they can't find the food they are looking for, help bring it to them. Also, many kids are home from school right now, so make a hectic situation easier for parents!”

Make sure you follow all federal and state guidelines for staying safe and healthy, but you can expect to make upwards of $12 per hour with this side hustle.

Just remember to keep your hands and car clean with frequent washing, hand sanitizer, and disinfectant wipes!

9. Use Symposium to Teach Online

One of the easiest ways to make money online is to become a tutor. However, with social distancing becoming the new normal, many online tutoring platforms may see an influx of new applicants. Also, even the best tutoring jobs only average between 14 to 60 dollars an hour.

It is good money, of course. However, higher-skilled workers may find it short of replacing their working wages.

Additionally, most tutoring positions require a bachelor's degree and training. For those that earned their life experience in the school of hard knocks or the board room instead of the classroom, traditional tutoring may not be an option.

However, hope is not lost to monetize your experience online. Symposium offers the perfect solution for the work-at-home job seeker to launch a viable side gig or even a full-time career.

Symposium is an online app and marketplace that allows anyone with experience to market and sell one-on-one or one-to-many presentations. The possibilities are virtually endless, consultants can use the app to consult with clients virtually, or fitness professionals could use the app to offer one-on-one fitness training to those homebound.

What sets Symposium apart is the ability to teach almost anything, considering social distancing, you could teach anything from how to cook to how to prepare for quarantine. For those looking for a bit of fun during the uncertainty, you could offer lessons on how to make DIY projects and crafts at home.

Think of Symposium like a combination of YouTube and Facebook Live. If the topic made for a great YouTube tutorial, it would make an excellent listing on Symposium. Unlike YouTube, you don't need hundreds of thousands of views to start making extra money.

With Symposium, you could charge as little to 5 to 10 dollars for people to attend a one-to-many presentation and, with minimal effort, make a few hundred dollars per session. Once your lesson has ended, your funds are instantly transferred to your debit card, making Symposium one of the fastest ways to make money online.

10. Use Freelance Opportunities

As you may be forced into quarantine, to stay home due to your place of work temporarily closing, or worse, recently got laid off, you need a way to make money fast. Preferably, that way to make money needs to be done from home as things progress through this pandemic.

Freelancing with a specific skill set you have is a great way to make money from home (or anywhere) as it can all be done remotely.

Software engineer and entrepreneur Daniella from I Like To Dabble described how she found her first freelancing gig:

“After I experienced my first lay off was when I first found freelancing. At the time, I was a web engineer for a small startup in St. Louis, and after I was laid off, I looked towards the ‘jobs' and ‘gigs' sections on Craigslist for freelancing coding opportunities. I found a former client of the old startup I had worked for and they needed some WordPress custom sites done. They offered $100 an hour for around 20 hours a week and I accepted. It was the perfect opportunity at that time and helped me out.”

Other resources to use to look for freelance opportunities:

VirtualVocations.com

Problogger.com/Jobs

Freelancer Facebook Groups and Virtual Assistant Facebook Groups

Fiverr

Upwork

11. Data Entry

Data entry jobs could also be with the freelance section but felt it could be its section. This is probably the easiest way to make money during the lockdown.

It also can be the most tedious as you are just entering data, cleaning up spreadsheets, etc. It's not sexy. But it's a simple way to make some extra cash from the comforts of home.

I will warn that this area does have people scamming others. Do not pay for anything if you find a data entry job requires it as that is a scam.

You know the saying, if it is too good to be true, then it's probably a scam. You won't make huge sums of money, so if a job offers that big number, be very skeptical.

The above isn't to scare you off from doing data entry as there are legit jobs in this area. Many people and businesses don't want to get bogged down with data entry tasks, so they look to others for help.

You can find work in places like Upwork, Amazon's Mechanical Turk, Fiverr, and more.

12. Apply for Unemployment Insurance

Many assume that Unemployment Insurance (also known as employment insurance, social security, and job seekers allowance) is only available to people that are laid off from their job. The truth is, if you lost your job or had your hours reduced through no fault of your own, you likely qualify to receive financial assistance.

Employment Service Specialist and personal finance blogger Amanda of My Life, I Guess says:

“Most people don't realize that if they quit, were fired, or are sick – including being quarantined or taking time off to care for a sick family member – they may be eligible for Unemployment Insurance. Everyone has the right to apply. It's up to the agency to determine if you meet the eligibility requirements or not.”

The specific requirements will vary between each state, province, and country, as will the amount paid and weeks of entitlement. But thankfully, the government is responding to our current reality and is making it easier to receive this short-term benefit. In the USA, for example, they are allowing states to amend their laws and be more flexible with their eligibility requirements. In Canada, they shortened the waiting period and are prioritizing applications for those under quarantine.

So if you are sick or quarantined and don't have paid sick days or sick leave through your employer, apply for sickness benefits or disability insurance.

If your company has shut down or reduced your hours, whether it's temporary or permanent, apply for unemployment insurance.

And if you are the caregiver of someone who is sick, apply for caregiver benefit or file a paid family leave claim.

13. Become An Online Tutor

It seems the Coronavirus Pandemic has finally pushed public education into the 21st century. With all of the panic, schools have shut down, and teachers are quickly attempting to adapt to an online learning environment.

Now is the perfect time to sign up for an online tutoring platform like VIPKid to help parents and teachers navigate the online education world.

By becoming an online tutor, you can provide much needed additional instruction to kids without worrying about exposing you or the kids to other health risks.

Also, by working with VIPKid, you can make up to $22 an hour by working from home! While VIPKid focuses on teaching English as a second language to native Chinese speakers, you don't need to worry about knowing Chinese – it's an immersion program!

Ryan from Arrest Your Debt put together this list of online tutoring programs:

Chegg (various topics from calculus to biology)

Pay – $20 per hour

Brainfuse (variety of topics – elementary to college level)

Pay – $10 – $15 per hour

Tutor.com (must be considered an expert in a subject)

Pay – $9 – $13 an hour

Skooli (K-12 courses as well as college-level classes)

Pay – $25 per hour

Yup (primarily math and science classes)

Pay – $10 – $13 per hour

TutorMe (over 300 subjects to include ACT and GRE tutoring)

Pay – $16 per hour

Whether you are trying to sell your stuff online or save money when you shop, adding online tutoring to your daily schedule is a sure bet to improve your finances during this pandemic.

14. Become a Virtual Assistant ($15-50+ per hour)

A virtual assistant is kind of a catch-all term for almost any administrative task you can think of.

Owners of successful businesses (online or otherwise) are extremely busy and need help with day-to-day tasks as simple as responding to emails or organizing their calendars.

As a virtual assistant, you can be the one to take those tasks off their plate and make money doing it. As long as you have some basic administrative and office software skills, you can get started quickly through sites such as Upwork, Fiverr, or even Craigslist. That will allow you to try many different tasks and see what you enjoy doing and what you don't.

Once you've built up some experience and credibility, I'd recommend going out on your own as an independent contractor. You will generally boost your income this way and make a name for yourself in your niche. If you specialize in a particular skill set, you can find clients through referrals, Facebook groups, or by creating your website marketing your services.

Here are just a few of the services you could offer as an online virtual assistant:

Customer service support

Social media management

Graphic design

Personal assistant

Website setup or tech support

Data entry or analysis

There are so many different skills you can use to make money as a virtual assistant. If you niche down (for example, by focusing on becoming a Pinterest expert), you can make $50-100 per hour or more while helping other business owners step up their game!

15. Freelance Writing ($100-500+ per article)

As a freelance writer, you can make money online from the comfort of your couch by writing articles for blogs or news publications. As a side hustle, you are trading your time for money. But if you enjoy writing (and researching), it may not even feel like a job!

Similar to becoming a virtual assistant, you can initially find work through sites like Upwork. But to get regular paying gigs, setting up your own business and focusing on a particular subject that you are interested in can allow you to make more money in the long run. For example, if you like writing about traveling or living in an RV full-time, you can target blogs in that niche and build a relationship with the owners.

Once you establish a track record and can point to the excellent content you have created, the referrals will start to pile up, and you can pick and choose what you want to write about. You can also command higher rates – whereas you might start at $50-75 for a 1,000-word article, as you gain credibility, you can raise your rates to $200-500 for that same content!

Until I started my blog, I had no idea all of the different hats you have to wear to run a successful blog – and writing is just a small piece of the puzzle. A reliable freelance writer who can put out consistent content is worth their weight in gold.

More Ways to Make Money During the Lockdown

16. Start a Virtual Bookkeeping Business ($60-100 per hour)

If writing isn't your thing, maybe you're a numbers guy or gal like me. Many business owners are great when it comes to producing, marketing, and selling their products, but their finances are a disaster.

I've always loved tracking and dissecting my finances (nerd alert), and there are a lot of small business owners out there that need your help.

The great think about bookkeeping is it is something you can start with no degree, no prior experience, and almost no startup costs.

As long as you are willing to put in the effort to learn as you go and aren't scared of numbers and financial software like Quickbooks or Xero, you are all set to go. Unlike an accountant or CPA, you are there to keep track of the day-to-day finances and help the owner track their income and expenses to make better strategic business decisions.

Attention to detail is critical if you want to make money online.

A CPA is excellent when it comes to tax planning, but they are not there to see the daily functions of the business. That is where you, as a bookkeeper, can become indispensable to keep the financials running smoothly.

As with any freelance business, finding your initial client is usually the most challenging part. But by defining a niche (such as online business owners, or real estate investors, or electricians), you can become an expert in their business model, help them improve their financial position, and ultimately demonstrate your value and increase your pricing.

With the proliferation of web-based file management and accounting software, you can be an online-only bookkeeper very easily, which keeps overhead low and profits high. If you target small-business clients, you are usually providing monthly transaction recording and reporting services which may take 4-5 hours per client, and earn you a profit of $250-300 each. Just having 3 or 4 clients on the side of your day job could bring in a significant amount of extra income for your family!

17. Selling items online (eBay, Amazon, Etsy)

Selling stuff on eBay or Amazon has become a pretty lucrative gig, but also crowded. Yet, even with tons of people selling things, you can still make easy money from home.

I know a few people who are doing this full-time and others who just sell things whenever they have time. But, if you are looking to make some extra cash, selling on one of these platforms is pretty simple.

You can sell things from your home you no longer need, can buy stuff from garage sales and flip them, etc. It takes a few minutes to take some pictures, write a good description, list your item, and send it via mail once someone purchases.

It also may take some time to build traction at first, but if you are looking to make some easy money from your stuff, this is a potential way to go. Get a deeper dive with selling on eBay here.

If you are crafty or artsy, you can also sell your work on Etsy. Again, something you can do right from home. You build your own Etsy page and begin selling your artwork, photography, or crafts.

Bonus

There are two other ways to make money with eBay and Amazon, but it can take a bit more work and is not as easy as listing or flipping items.

You can create a dropshipping business or build an Amazon FBA business. Both can be done from home, and the potential income is high, but there is a lot of competition and learning involved.

18. Start a Blog ($0-unlimited)

You can't have a list of online side hustles that is complete without mentioning starting a blog. I think blogging has gotten a bad name because the people promoting it as a side hustle want you to believe it's super easy to make $100,000 a month online so that you'll sign up for their hosting affiliate or their latest “blogging secrets” course.

The truth is that blogging is challenging work. Unlike freelancing or other “easy” ways to make money online, you won't see a return from blogging for 6-12 months or even more.

This is NOT a get rich quick scheme. Not even close.

If you're genuinely passionate about writing, marketing, social media, networking, and everything else that goes into it, you will push past the barrier. It's kind of like rolling a snowball down a hill, it takes a lot of work at the beginning, but once it picks up momentum, it almost runs on its own.

Once you get to this point, you can make $2,000 a month, $10,000 a month, even $100,000 a month while working less than you did at the beginning!

But it takes that initial sacrifice to get there.

19. Work from Home Remotely

Have you considered turning your day job into a remote position working online? Many companies these days are embracing telecommuting to save money on office space and also promote better work-life balance. If you're wondering how to make money from home, this could be the easiest route you hadn't thought of yet.

If your current company or role doesn't allow for it, consider other related jobs that may be more amenable to working remotely. There are plenty of websites out there, such as FlexJobs, that will allow you to find companies hiring specifically for remote positions.

20. Affiliate Marketing

Do you have a successful blog, YouTube channel, or social media account? Then you should look into affiliate marketers to help you get the most out of your hard work in your niche. Research companies that are on-brand with the content you create and work with them to advertise their products.

For example, there's a massive market in the betting and gaming industry. You might consider promoting licensed Canadian casino games websites and earn a commission every time someone signs up with your affiliate link.

There's no magic trick to making affiliate content work for you. You have to work to foster relationships and gain a following that will help sell products. It takes a lot of perseverance, but it can yield some significant money! So why not put your passions to good use and start making a passive income?

Extra Easy Ways To Make Money From Home

The above are ways you'll have to work to make money. Not that they are necessarily hard work, but for most of those, you won't just be able to sit on idle mode and collect cash.

But this is why I separated these other two ways below. Because there is no work involved at all, you can generate income from home, and you don't have to do much.

21. Get Your Money Back With Unclaimed.org

One of the easiest ways to potentially make some money is to look for unclaimed property. It only takes a few minutes of your time to search and see if you have any money in your name!

The challenge is that you won't receive fast, as it took over two months when I had over $300 from an old health savings account. Plus, with any shutdowns happening, it may take a bit longer for it to process. But, that doesn't mean you should not move forward with it either.

There could be refunds, stocks, checkings or savings accounts, trust distributions, and many more instances waiting to be claimed.

Head over to Unclaimed.org, select the state you live in, and follow the instructions on the treasury site to see if there is any unclaimed property in your name. If you have lived in multiple states, ensure to check each state's treasury too!

It's easy to make money. Just take a few minutes out of your day.

22. Optimize Your Recurring Expenses

Aside from earning extra money, if you find yourself with some free time, now is a perfect chance to go through all of your recurring expenses and shop around for lower prices.

Take a look at your bank statement for the account you use to cover your expenses and see what you're spending money on each month. You might find some subscriptions you aren't using anymore and can cancel for instant savings.

Make a list of all your recurring bills and go through each one to shop around for better deals. If you haven't ever done this, you might end up cutting your monthly expenses by a significant amount! Every little bit that you can cut adds up and will be money saved from this point forward.

It's also a good idea to optimize your utility expenses. Try to use as little water and electricity (or gas) as possible and watch your power bill drop drastically!

23. Put money in a high yield savings account

For most traditional banks or credit unions, the annual percentage yield (APY) is typically quite low. Maybe around 1%, or if you are like my bank, it's a fractional percentage. Yikes!

But there has been an explosion of online banks that yield anywhere from 1.5% – 2.6%! Many offer additional benefits and services that you can use to your advantage. But if you are building your emergency fund and want to get a return on your money by doing nothing, an online bank might be the way to go.

Here are a few of the popular ones:

Ally Bank

CIT Bank

Marcus by Goldman Sachs

Popular Direct

Other financial companies are getting into the game to like Wealthfront and Personal Capital.

24. Invest money in your 401k/IRA

Besides putting money in a high-yield savings account, investing money in your 401k or IRA is also another relatively easy way to make money from home.

As you consistently invest for your future, you'll get returns from employer match (if you have a 401k and company contributes), dividends, and capital gains, for example.

You do need to pick low-cost funds and stick to investing for you to reap the benefits, but there is no work involved. Occasionally you may want to rebalance your assets or make some minor tweaks, but other than that, let the money roll in and compound.

25. Don't Sell Your Investments!

That is not an idea of how to make money. It's more of an idea on how not to lose money!

Though, to me, money not lost is money gained.

Alright, enough with the double negatives.

The stock market is facing unprecedented volatility and huge swings day after day. It can make even the most determined long term investor re-think their plans.

But you shouldn. Long-term plans are called long-term for a reason. You should not make short-term decisions based on what you are reading in the headlines.

A funny, but accurate, the snippet I read on Reddit sums it up best:

“Don't just do something, stand there.”

As Kevin from Just Start Investing put's it, “Sometimes, the best thing you can do is nothing at all. Just wait out the storm, and ten years from now, you might forget this ever happened.”

If you don't have a long-term plan or are looking to get started with investing, you can learn about getting started with index funds here.

Final Take:

Nobody knows what the result of the Coronavirus pandemic will be. There have been talks about a basic income check for Americans soon.

Regardless, while the majority of people are self-quarantining and practicing social distancing, it's always good to keep things in perspective when something like this occurs. Your money, your job, your education – all of it – might be on pause for the foreseeable future.

But remember, it will all be OK, and everything will bounce back. How do we know? Because it always does. It's not a matter of if, just when.

During times like these, though it's not always easy, do your best to focus on what is most important to you. Things like family, your health, and what you do have are essential to keep in mind.

Stay positive, have a solution-seeking mindset, and leverage some of these ways to make money during the Covid-19 pandemic, and it will all work out!

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mrsteveecook · 5 years

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a client hit my parked car, is it gross to floss in the office bathroom, and more

It’s five answers to five questions. Here we go…

1. A client hit my parked car

I am an intern in a law office. The office has a parking lot, but interns are not allowed to park there because it is very small and the higher-ups want to leave the space for clients. I was picking up supplies for the office, so I parked in the lot so that I could unload my car. I parked against the wall of the garage, which is not an official spot, but many people park there anyways. After unloading my car, I left my car in the lot for the day, even though as an intern, I was supposed to move it.

At the end of the day, my car had a large dent in it. I contacted the security guard at the office, who has access to the video cameras in the lot; it was clear that I was the victim of a hit and run. The security guard who watched the video cameras saw that a client had hit my car. That being said, my office says that I am at fault because a) As an intern, I should not have parked in the lot and b) I was not parked in an official spot.

I have a meeting with a higher-up in the agency next week where I can articulate my case and see if they will release footage of the accident to me. I know that the office has no obligation to release the footage to me – their lot is privately owned. However, they watched the footage, they know who did it, and they will not tell me on principle, because I should not have been parked there. I’m not sure how to approach the meeting. Knowing my office, it will turn into a blame-fest where I will get attacked for parking there. I want to keep the meeting focused on the fact that I am the victim of a crime, but I don’t know how to politely redirect the (scary!) loons when they tell me that I should not have been in the lot in the first place.

Report the hit and run to your auto insurance and let them handle it. If they want to try to get the tape from your office, they can do that — but that’s theirs to handle and you shouldn’t be getting into a battle with your office over this, particularly when they’re right about the parking issue on your side (not that you were in the lot so much as that you weren’t in an actual space). Also, that way if someone is going after a client, it’s your insurance, not you personally. (Your company still may not be thrilled about that, but it’s way better than if it’s you.)

2. Is it gross to floss at the bathroom sink at work?

For various reasons, mostly to do with my janky teeth, I need to floss multiple times a day during the workday. I find it gross when people floss at their computers, so I’ve been going into the multi-stall bathroom to floss at the sink. But is that gross too? I felt super awkward the one time a coworker came in while I was flossing. Should I be flossing in a bathroom stall? Am I dramatically overthinking this?

It is fine to floss at a sink in the bathroom, as long as you clean up any mess that results. You don’t need to go in a stall (where the job is going to be harder without a mirror anyway).

The bathroom is the appropriate place for flossing! And far grosser things happen in there, so you are fine.

3. How long should I have to prepare for longer-term travel?

My company asked at the beginning of the year if I would be willing to move to one of our sister sites for 1-2 months to help them get a project off the ground. I responded with some clarifying questions but also with general enthusiasm (it looks like an interesting project and would be a great growth opportunity for me). I didn’t hear back for a month, despite following up multiple times and through various mediums.

I finally heard back about my questions this week and found out part of the reason for the delay is that my manager and the sister site manager are in a tug of war- my manager is re-thinking whether they want me to go, and the sister site manager wants me there. Meanwhile, I’m stuck in limbo and the scheduled start date is rapidly approaching.

I’m pretty frustrated at this point. I’m a planner by nature, and the not knowing is driving me a little crazy. I can’t get back to people on plans we’re trying to make together, I can’t sign up for the regular classes and volunteer events I usually participate in, and I’m worried that if we cut it too close I won’t have time to organize my work at my current site so that it can continue smoothly while I’m gone. I’ve tried bringing this up with the company, but they just brushed it off and told me they’d give me a reasonable amount of time to prepare. Is there any way to say “get me a decision by this date or I’m passing” that doesn’t sound confrontational? Or is this perfectly normal and I’m being unreasonable?

You should be able to say, “In order to go, I’d need to know by (date). If it’s still unresolved then, I’d need to say no, because of commitments that I need to make here.” (This assumes that going is truly voluntary, which it sounds like it is.)

Be aware, though, that this might increase the chance of you not going. If you really want to go, it might make sense to decide if you’re willing to tolerate longer uncertainty as the price for going.

Alternately, you could say, “If you do end up sending me, I’d need X weeks advance notice to get things in shape at home, serve out commitments, etc.”

4. How do I let people know I’m fine with not getting promoted?

I work in a large organization as a design and production manager. This is my first time as a manager.

My own manager has created a new role of head of design and production in my team. The head should be very experienced, and wouldn’t replace my role but would manage mine. I understand the strategic need for the role and in fact would welcome it. It reflects the typical structure of other organizations in my industry. Believe me when I say that the head job is not a job that I would get or even would want for many reasons – including that I am way too inexperienced. It would be a bad decision for all concerned.

I have a good relationship with my manager. We are having an open dialogue about the restructuring, she’s taking on board my feedback, and I’m hoping to use this opportunity to tailor my job better to how it suits me and work out a career progression plan. However, some colleagues have been really surprised to hear I’m not applying for the head role, have encouraged me to even when I explain why I don’t want it, or they think I’m sabotaging my own career.

My organization is big but word travels fast. I try not to care what people think if it’s nothing to do with them. But I’m worried that colleagues I’m not close to will think that I’ve been overlooked or that I applied and got rejected for the job (there has been a lot restructuring across the organization recently and a lot of drama and gossip along these lines to go with it). I’ve built up a reputation at work as someone who is smart, highly competent, and progresses quickly (I’m under 30, which is unusual for managers here). I don’t want to compromise that. I know there’s only so much I can control about gossip, but I also want to minimize it if I can.

When the head is appointed, how do I communicate to the larger network of colleagues (I’m talking dozens if not hundreds of people) that I’m really fine with it and that I’m figuring things out for my own career path? I wondered if I could ask a few trusted colleagues to spread the news for me if and when it comes up in their circles – like proactive, positive gossiping. But maybe that’s just fighting fire with fire?

I think you’re worrying about it too much! When people ask you about it, say something enthusiastic like “I think it’s a great idea to create the role! It’s not the right position for me right now, but I’m excited to see who we hire.” If people seem surprised, say, “It’s really not the right move for me right now! The person in that role should have more X experience than I do. I could see applying for it at some point down the road, but not now.” Or even just: “That’s a more senior role than you might realize. So not now, but maybe at some point.” And once a hire has been made: “I’m really excited to work with her. She brings a ton of experience that will be great for our team.”

You’re not going to reach every single person with this message, but that’s okay. The people you work with most closely will hear it. And for everyone else, if you’re known to be smart and competent and progressing fast, that’s not going to be undone by one outside hire.

But if you want to, you can certainly say something to people you’re close with like, “If you hear people speculating about this, would you explain it’s a more senior role than they realize and I’m fully on board with this plan?” I wouldn’t push it too much, or you’ll actually be feeding drama (and it risks becoming “Jane is really concerned about what people will think about this”).

5. I’m not paid overtime and my pay is docked when I’m out for a few hours

I’m currently in a new post where I am described as an exempt employee, which I understand to mean that I can be asked to do overtime with out any overtime pay.

My employer, however, deducts pay for any amount of time out of office during the traditional working hours. For example, if I leave the office for two hours to go to the doctor, my salary is prorated. In my previous experience with this field, this is quite unusual as it is expected that the periods of work outside of normal work hours will more than compensate for these rare occasions.

Is my expectation that this time should not be deducted unreasonable? Is this something worth raising with my employer?

This is illegal. If you’re being treated as exempt (not paid overtime), they aren’t allowed to dock your salary like that — and by doing that, they’re forfeiting the legal right to treat you as exempt … which means if you wanted to push it, you’d have a claim for overtime for all hours you’ve worked over 40 in any given week (including back pay).

I’d say this to your employer: “I’m not clear on whether my position is exempt or non-exempt. I’d thought I was classified as exempt and thus not eligible for overtime pay, but docking my pay when I’m out of the office means I’m being treated as non-exempt. We can get in legal trouble for doing it both ways — it has to be one or the other. Do you want to consider me non-exempt, meaning we can dock my pay like that but also need to pay overtime? Or do you want me to stay exempt from overtime, meaning that we can’t dock that time?”

If they dispute that, then say, “Hmmm, the law is actually pretty clear. Will you take another look at it? I’ll send you the Department of Labor factsheet and you can take a look..” And then send them this.

You may also like:

did my intern frame my coworker for credit card theft?

how honest should we be about why we’re transferring a client (who sent a creepy, inappropriate email)?

my intern told a horribly offensive joke at a meeting with other companies

a client hit my parked car, is it gross to floss in the office bathroom, and more was originally published by Alison Green on Ask a Manager.

from Ask a Manager http://bit.ly/2SNRGb7

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ilive2worshipyou · 7 years

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Let me start by saying a few things! I do this blog for no one but myself & any other random person reading this! Very few (less than 4) of my personal friends / family even knows about this blog. Many know I have a blog, but I haven’t actually given my blog url to anyone! Writing on here is a way for me to express what I am feeling & escape from the world for awhile!

My life is a perfectly beautiful mess! I love the life I have with my dog & Husband! I love that I have that someone that is a part of me that I can tell every one of my secrets to, because some don’t! I don’t take a second with my Husband for granted! Especially given his circumstances!

I deal with anxiety & depression on the daily! It’s not something I choose to have. Believe me when I say if I rid it from my life, I would! I think alot of it has to do with the fact that my Husband is sick, financial stability, as well as our struggle with infertility & trying to have a baby! We have been trying to have a baby the entire 3 years we have been married! I know thats not long for alot of people but, since we are both 30+ years old, we want to have a family as soon as possible! Before Anthony, I had a miscarriage at 18 weeks! It was one of the worst things I have went through. Then 4 months into our marriage, I lost another baby, then another! I almost hate to get pregnant now because i hate the thought of losing another Angel, but then again, if I don’t get pregnant, then I will have no way of having a baby. Anthony & I are absolutely open to the idea of adoption. We have no problem raising a baby that has not come directly from my body, as our own.

Then there is my Husband! He deals with so much every single day! His life every single day is a challenge! He wakes up in tremendous pain / nausea, & has to deal with that all throughout the day! It breaks my heart to see him like this! He hides it so well, but deep down I can see how much physical pain he’s in. I hate even talking about his illness! This is something that he will potentially have the rest of his life. I think the hardest part of it for me daily is leaving him to go to work. I hate being away from him knowing that he is writhing in pain. I would give anything to take his place! He has suffered long enough! I pray daily that God will heal him from this terrible disease!

Then lastly, there is our financial issues! First of all let me say I am not complaining whatsoever about the amount of money we make! We are in a much better place right now financial than we were 3 months ago! From January - July were Anthony’s & mine’s most hardest months ever financially! He had just lost his job in January due to being sick in the hospital for months at a time! I panicked because that meant I was the only one paying the bills! Yes, we still had a little cash left over from the GO FUND ME that I started last year when he couldn’t work & we about lost our home for the first time, but the little cash we did have left from GO FUND ME ($400) would only pay a few bills & then we were left with more unpaid bills. It was so overwhelming! Then, by the grace of God, 7 months after Anthony applied for disability, it was approved! It still isn’t as much as Anthony was making when he was working, so we do still struggle, but we have sat down & wrote out a budget, so we are managing to get by for the most part! The most part! There are some bills that are not getting paid because we absolutely don’t have the money to pay it, which drives me crazy! Today, we got a bill in the mail for $700 from something that just popped up that must be paid within 30 days, so now i feel like that is being held over our heads until it gets paid! I’m trying not to stress over our financial issues, because I know that we are doing the best we can! But then theres that thought in the back of my mind that maybe we could be doing better! Maybe I could get a better paying job! Then I look up current job listings, & I see nothing that would work. So, yes, I am trying not to stress!

The problem I have with all of this is that even when I try not to worry & stress, I still do! I still lay in bed awake hours at a time, sometimes all night worrying about things that are out of my control! Worry about my Husband, our financial status, & if we are ever going to truly have a family of our own! Of course we think of Sadie as a child, because I swear she is, but at one point we want to actually be responsible for an actual human being or two! My days consist of the same things! Getting up, going to work, coming home, & going to bed! I feel like I am always living for my days off, & on my days off all I do is stress about having to go back to work! The bad part is, I love my job. I mean, I work in healthcare, so its stressful yet rewarding at the same time! I feel like my job is so repetitive. I mean, I do the same thing everyday, which is take care of the elderly, but at the same time, something different happens with a resident every single day! I love how I get to interact with my residents on a day to day basis, but then there are days that my social anxiety goes into overtime & I just wish I had a job where I didn’t have to interact with anyone except myself or maybe another employee or two! Thats just something I need to personally work on! I hate having social anxiety because I feel that I am a really outgoing person…at least I use to be!

Another problem is family & friends! Some understand that I have social anxiety, general anxiety, & depression, & then others tell me that I need to get over because it’s all in my head! That kills me. They have obviously never had any of the above if they think its all in my head!

Don’t let any of the above make whoever is reading this think that I am not strong, because I am strong as hell. I do have my good days & bad days, but I believe my bad days is only gonna make me stronger in the long run! It has already & will continue too!

Ugh, I feel like I am just rambling on…So for now, goodnight!

#anxiety #depression #socialanxiety #invisibleillness

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kuwaiti-kid · 4 years

Text

21 Easy Ways to Make Money During the Lockdown ($$$)

Many of us are feeling the pinch due to the COVID-19 pandemic.

Luckily there are several ways to earn cash from the comfort and safety of your own home during the coronavirus lockdown. Below you can learn the best ways to earn some extra money or rewards along the way, whether just side gigs or a legitimate way to make money from home. Of course, these are not ‘get rich quick schemes' and may require some perseverance to rack up the money, so don't expect to make money fast, but desperate times call for desperate measures. Here's how to start!

We decided to poll the best financial bloggers, work from home business owners, and everyday people what are some of the best ways to make money during the Lockdown, and here is what they had to offer.

21 Ways to Make Money in Lockdown

1. Free Cash Apps

Rakuten (previously Ebates)

Join Rakuten

Ibotta

Ibotta is a cashback site that offers you $10 simply for signing up! To get cashback, all you have to do is upload photos of your receipts every time you shop online or in-store. You can even get $5 just for every friend you get to sign up for the service too.

Join Ibotta

2. Make Money on Your Smartphone

MobileXpression

Download MobileXpression

3. Play Video Games for Cash

Mistplay

If you haven't played Mistplay, you're missing out! It is one of our favorite apps here at YMG. The Android app offers users the opportunity to play mobile video games in exchange for monetary rewards. From the minute you start playing the free games, you're eligible to receive compensation. With Mistplay, you can even play with your friends and level up as you unlock achievements and earn points faster. They are user-driven and even offer chat features to allow participants to stay connected.

What are you waiting for? Grab your Android and start making money!

Try Mistplay

MyPoints

Join MyPoints

InboxDollars

4. Get Paid for Your Opinion

With the closing of many shops, restaurants, and workplaces, many people are stuck at home. Instead of going crazy with boredom, there are lots of ways to make extra money during your downtime.

So instead of twiddling your thumbs, or staying glued to the TV watching events unfold, take a few minutes out of your day to improve your finances with online surveys.

Swagbucks

Join Swagbucks

Survey Junkie

Join Survey Junkie

5. Find a Part-Time Gig ASAP

A quick search on indeed, and there are over 35,000 open part-time jobs nationally. Here are a few companies looking for help.

Amazon

Aldi

Kroger

Ralphs

Whole Foods

A part-time job offers a flexible schedule and can be worked during nights and weekends. Unlike other side gigs that often take time to build an income, a part-time job will pay you within 1-2 weeks.

Brian, a blogger at Debt Discipline, described how a part-time job helped him fund his holiday shopping and avoid debt.

6. Clean Out and Cash-In!

One man's trash is another man's treasure. Clearing out your clutter while making a little extra coin has financial and environmental benefits!

Got a wedding dress to sell? Try out, StillWhite.

An old cell phone or tablet in your drawer? Try Gazelle.

Last season's clothing? Sell it on Poshmark.

Computers, cameras, video games? Try eBay.

Purses, Shoes, (unopened) Makeup, etc.? Check out Mercari.

No matter what you're trying to sell, there's probably an app for that.

Of course, take the proper precautions for health and safety. Make sure to clean and disinfect all your items before you box them up and ship them out to their new owners.

7. Offer Childcare & Babysitting Services

Schools, daycares, preschools, and everything in between are shutting down (if not already shut down) for the foreseeable future.

While that might be OK for some folks, for the most part, working parents are scrambling to find childcare solutions.

Blogger and teacher turned entrepreneur Josh from Money Life Wax had this to say:

Josh had this to offer if you're considering watching kids at your house or helping a neighbor or friend out:

Tips for watching kids during the Lockdown:

Don't overwhelm yourself; watch 2 or 3 kids max, preferable family members, neighbors, or friend's kids.

Wash your hands often and make them wash theirs too

If someone has any flu-like symptoms – they need to stay at home.

Charge $25 a day for up to 7-8 hours (Get paid upfront).

Don't watch babies unless you have experience (Like full-time daycare experience)

Have fun and carve out some daily reading time

8. Sign Up With DoorDash – They Need Help!

The global pandemic has people afraid to go to the grocery store or out to eat. Actually, in many places, grocery stores are low on supplies, and restaurants are shutting down.

The result is that many people are not able to find what they are looking for at the store. And, many are just afraid of catching the virus at a restaurant. That's where you'll come in.

Help support your community while making some extra cash by applying to work for food delivery and meal services like Uber Eats, Postmates, or Door Dash.

Sam, a personal finance expert, and co-founder of How To FIRE says, “Even the cheapest meal delivery service will make a tough situation easier for those stuck at home. If they can't find the food they are looking for, help bring it to them. Also, many kids are home from school right now, so make a hectic situation easier for parents!”

Make sure you follow all federal and state guidelines for staying safe and healthy, but you can expect to make upwards of $12 per hour with this side hustle.

Just remember to keep your hands and car clean with frequent washing, hand sanitizer, and disinfectant wipes!

9. Use Symposium to Teach Online

It is good pay, of course; however, higher-skilled workers may find it short in replacing their working wages.

However, hope is not lost to monetize your experience online. Symposium offers the perfect solution for the work-at-home job seeker to launch a viable side gig or even a full-time career.

What sets Symposium apart is the ability to teach almost anything, considering social distancing, you could teach anything from how to cook to how to prepare for quarantine. For those looking for a bit of levity during the uncertainty, you could offer lessons on how to make DIY projects and crafts at home.

10. Get Your Money Back With Unclaimed.org

One of the easiest ways to potentially make some money is to look for unclaimed property. It only takes a few minutes of your time to search and see if you have any money in your name!

There could be refunds, stocks, checkings or savings accounts, trust distributions, and many more instances waiting to be claimed.

It's easy to make money. Just take a few minutes out of your day.

11. Use Freelance Opportunities

Freelancing with a specific skill set you have is a great way to make money from home (or anywhere) as it can all be done remotely.

Software engineer and entrepreneur Daniella from I Like To Dabble described how she found her first freelancing gig:

Other resources to use to look for freelance opportunities:

VirtualVocations.com

Problogger.com/Jobs

Freelancer Facebook Groups and Virtual Assistant Facebook Groups

Fiverr

Upwork

12. Apply for Unemployment Insurance

Employment Service Specialist and personal finance blogger Amanda of My Life, I Guess says:

So if you are sick or quarantined and don't have paid sick days or sick leave through your employer, apply for sickness benefits or disability insurance.

If your company has shut down or reduced your hours, whether it's temporary or permanent, apply for unemployment insurance.

And if you are the caregiver of someone who is sick, apply for caregiver benefit or file a paid family leave claim.

13. Don't Sell Your Investments!

That is not an idea of how to make money. It's more of an idea on how not to lose money!

Though, to me, money not lost is money gained.

Alright, enough with the double negatives.

The stock market is facing unprecedented volatility and huge swings day after day. It can make even the most determined long term investor re-think their plans.

But you shouldn't… long-term plans are called long-term for a reason. You should not make short-term decisions based on what you are reading in the headlines.

A funny, but accurate, the snippet I read on Reddit sums it up best:

“Don't just do something, stand there.”

As Kevin from Just Start Investing put's it, “Sometimes, the best thing you can do is nothing at all. Just wait out the storm, and ten years from now, you might forget this ever happened.”

If you don't have a long-term plan or are looking to get started with investing, you can learn about getting started with index funds here.

14. Optimize Your Recurring Expenses

Aside from earning extra money, if you find yourself with some free time, now is a perfect chance to go through all of your recurring expenses and shop around for lower prices.

Nathan from Millionaire Dojo offers this advice:

It's also a good idea to optimize your utility expenses. Try to use as little water and electricity (or gas) as possible and watch your power bill drop drastically!

15. Become An Online Tutor

Now is the perfect time to sign up for an online tutoring platform like VIPKid to help parents and teachers navigate the online education world.

By becoming an online tutor, you can provide much needed additional instruction to kids without worrying about exposing you or the kids to other health risks.

Ryan from Arrest Your Debt put together this list of online tutoring programs:

Chegg (various topics from calculus to biology)

Pay – $20 per hour

Brainfuse (variety of topics – elementary to college level)

Pay – $10 – $15 per hour

Tutor.com (must be considered an expert in a subject)

Pay – $9 – $13 an hour

Skooli (K-12 courses as well as college-level classes)

Pay – $25 per hour

Yup (primarily math and science classes)

Pay – $10 – $13 per hour

TutorMe (over 300 subjects to include ACT and GRE tutoring)

Pay – $16 per hour

Whether you are trying to sell your stuff online or save money when you shop, adding online tutoring to your daily schedule is a sure bet to improve your finances during this pandemic.

16. Become a Virtual Assistant ($15-50+ per hour)

A virtual assistant is kind of a catch-all term for almost any administrative task you can think of.

Owners of successful businesses (online or otherwise) are extremely busy and need help with day-to-day tasks as simple as responding to emails or organizing their calendars.

As a virtual assistant, you can be the one to take those tasks off their plate and make money doing it. As long as you have some basic administrative and office software skills, you can get started quickly through sites such as Upwork, Fiverr, or even Craigslist. This will allow you to try many different tasks and see what you enjoy doing and what you don't.

Here are just a few of the services you could offer as an online virtual assistant:

Customer service support

Social media management

Graphic design

Personal assistant

Website setup and/or tech support

Data entry or analysis

17. Freelance Writing ($100-500+ per article)

Once you establish a track record and can point to the fantastic content you have created, the referrals will start to pile up, and you can pick and choose what you want to write about. You can also command higher rates – whereas you might start at $50-75 for a 1,000-word article, as you gain credibility, you can raise your rates to $200-500 for that same content!

18. Start a Virtual Bookkeeping Business ($60-100 per hour)

I've always loved tracking and dissecting my finances (nerd alert), and there are a lot of small business owners out there that need your help.

The great think about bookkeeping is it is something you can start with no degree, no prior experience, and almost no startup costs.

Attention to detail is critical if you want to make money online.

A CPA is excellent when it comes to tax planning, but they are not there to see the daily functions of the business. This is where you, as a bookkeeper, can become indispensable to keep the financials running smoothly.

As with any freelance business, finding your initial client is usually the hardest part. But by defining a niche (such as online business owners, or real estate investors, or electricians), you can become an expert in their business model, help them improve their financial position, and ultimately demonstrate your value and increase your pricing.

19. Start a Blog ($0-unlimited)

The truth is that blogging is tough work. Unlike freelancing or other “easy” ways to make money online, you won't see a return from blogging for 6-12 months or even more.

This is NOT a get rich quick scheme. Not even close.

Once you get to this point, you can make $2,000 a month, $10,000 a month, even $100,000 a month while working less than you did at the beginning!

But it takes that initial sacrifice to get there.

20. Work from Home Remotely

Have you considered turning your day job into a remote job working online? Many companies these days are embracing telecommuting to save money on office space and also promote better work-life balance. If you're wondering how to make money from home, this could be the easiest route you hadn't thought of yet.

21. Affiliate Marketing

Final Take:

Nobody knows what the result of the Coronavirus pandemic will be. There have been talks about a basic income check for Americans soon.

But remember, it will all be OK, and everything will bounce back. How do we know? Because it always does. It's not a matter of if, just when.

During times like these, though it's not always easy, do your best to focus on what is most important to you. Things like family, your health, and what you do have are essential to keep in mind.

Stay positive, have a solution-seeking mindset, and leverage some of these ways to make money during the Covid-19 pandemic, and it will all work out!

The post 21 Easy Ways to Make Money During the Lockdown ($$$) appeared first on Your Money Geek.

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