#i tend to keep to the 2nd and 3rd gen groups

[bvidzsoo]

HELLO! Idk if u Stan other groups but if u do which ones?

Hii! Well, I’m a multistan, so I’ll list my ult groups, the groups I stan but not hardcore, and then the groups I really enjoy listening to but don’t stan them ^^

•Ult groups: Red Velvet, Seventeen, Ateez, Exo

•Casual stan(lol): Itzy, Twice, Got7, MonstaX, Lesserafim (I have a feeling I might be forgetting some lol)

•Groups I enjoy but don’t stan: Enhypen, TXT, XG, NCT, Xikers, Shinee, SNSD, etc.

[sevenrs]

if you're gonna talk about your ocs unprompt let me prompt you to talk about them

seriously i wanna read anything on ur ocs i am very interested

thank you for the interest! my guys mean a lot to me so it's very touching someone else would want to hear about them

i usually work on my ocs one at a time. and it is flight of the crows' turn

i dont have a proper reference outside of my iterator lineup so this is the best picture i have (that i did draw)

crows IS named after the jhariah song of the same name. im kind of obsessed with jhariah's music and i wanted an iterator inspired it. flight of the crows is also a kickass name. design is also inspired by the colors that he uses in his albums and i do have art of crows (and lost. but i will get to her later) using album palette

crows is one of the older iterators out of my guys (not one of the first few ever made but more like. 2nd-3rd gen iterator, maybe a bit higher depending on how many generations there really were)

crows' city was home to a large population of engineers, which helped improve and revise newer iterator designs. naturally, crows would lean about this as well, and became very invested in the subject

they were eventually skilled enough to alert their ancients to problems before the automated systems they made, or routine checks by the ancients. crows became pretty self-sustaining while they were around

but with them gone, they continued their learning by themselves, designing their own mechanical blueprints in simulations or using their puppets' hands to work with real materials. i imagine their can seems a little dangerous at times, with tools and spare metal and wires, but it is kept organized like pearls are (having control of gravity and all)

personality wise, crows is very reserved. quiet type, really doesn't speak unless prompted to by someone else. when prompted, has very detailed and seemingly well-thought out, calm responses. a great listener, but they tend to keep people at arms length

everyone except 2 people

before the ancients died, crows made contact with an iterator of a different local group (meatcatt's) lost in the dark.

lost's ancients discovered that she was build right on top of a huge pool of void fluid, and was being converted into more of a drillsite. lost was expected to come up with efficient solutions for how to do this, but she wasn't familiar with void drills.

and therefore asked for help in broadcasts. crows responded because they like building things and the two of them worked together on the projects, and also began to naturally know each other beyond the projects. and then were also gay

one day, lost requested assistance with enhancing herself. and crows, a mechanic, naturally agreed. they made and passed blueprints to lost in order to alter her puppet, and eventually their whole structure

however lost's ancients did not take kindly to this at all. and they decided to cull lost before she got very out of control. i imagine it is something crows feels a lot of guilt about, and it is very bottled up

their relationship with my other iterator, chains by summer, was a very close friendship. maybe almost dating but im going to say friends. i think crows often gave advice to summer when his ancients were overbearing or got into spats that they made him decide. i think the others in crows' local group would also come to them for advice, but summer made an attempt to get to know crows better as a person. i imagine he was very persistent on asking how they were feeling and what they were up to in their projects. and crows would share, also choosing to trust summer with a bit of their own feelings. mostly.

there was one project that they kept a secret from them-- and it honestly ended their friendship

with no more ancients, their structures were dying. it would eventually fall, killing some of the older model iterators and leaving the newer ones to rot in a fate worse than death. crows wanted to see if they could escape their rotting body, and live simply as the puppet. it was a very risky ordeal, and crows, knowing summer, knew that he wouldnt take kindly to an idea that had a very high chance of sudden death regardless

so as they were making preparations for their plan, they stopped talking to summer, saying that they were being distracted from their work, and the two of them should just stop.

and after cutting it off with summer, and the rest of their local group, they would lure creatures with dexterous hands (mainly scavengers and slugcats) to find them scrap metal pieces and wire so they could build their own, autonomous tools that they could write code to automatically preform actions (can't reach their umbilical with their hands!)

and eventually it would work. crows needed to learn how to walk and balance with gravity involved, but they could leave their can. as long as they were around centipedes or had electric spears to charge

crows would then go on a journey to free the iterators of their own local group, as well as the local group nearby where lost used to be

summer was the last iterator they freed because they felt awkward. which was really torturous for summer because suddenly all of his iterator pals stopped talking to him and that boy lives on social interaction day to day

[newluvrs]

get 2 know me! bb note: just for fun, interview style :] (I also included one of my favorite scenes from one of my fav movies for the header pic.. hurts so good)

basics!

my name is bb (not actually but my real name shall remain a mystery... im so mysterious....), I reside in the u. s., and I am turning 23 next month! I'm in my final year of college and I'm completing a double degree, one is business & the other is design & production :p

kpop!

my journey w/ Kpop is a silly one bc I have been into it for abt 8 ish years now? it was whenever fire by bts had just dropped lol ..

main groups I listen to areeee: NCT (been a czennie for ages <3.. I remember when we didn't have a name yet) & loona! (ofc riize, txt, p1h) I listen to so so many others but these r like the only ones I make an active effort to keep up with.. I've been cultivating my playlist for years so if I were to write everyone I listened to we would b here a lifetime, but I listen to most groups especially in the 2nd-3rd gen range, 4th and 5th gen I still do it's just less likely I'll know a group, I also tend to heavily listen to gg music more often than bg

groups I've seen live: NCT Dream & Loona! I am also seeing Dream and ARTMS live again later this year aaaaaaaa :v

biases: mr. Jonathan Suh has been my ult for literal YEARSSSSSS you cannot pry me off this man I remember waiting 4 his debut... crazy, Sungchan (of course), Soobin (txt), Jiung (p1h), I also biased chuu for soooo long! that is My Girl

music! (non-kpop)

genuinely I listen to so much, I think kpop makes up like 10%?.. and there is absolutely no correlation between genres like at all 😭😭 artists I frequent these days r: mitski, fka twigs, dpr (all of them but mostly Live), daft punk, yeule, the marias, deftones, smashing pumpkins, lamp, pixies, the cure, Japanese breakfast, Magdalena bay, ichiko aoba, etc....

I grew up w/ extremely music loving parents so I have just acquired alot and I'm always adding 2 my collection.. when I was like 7 circa 2008 I had this little mp3 player and I remember my dad putting artists like deftones, my chemical romance, the cure, anthony green, smashing pumpkins, Paramore, etc. onto it and it was my favorite thing ever.. of course he put some Miley Cyrus on it too lol

hobbies + interests!

anything w/ art! I draw, sing, dance, write, play music, sew, etc.! I also really love cinema!! I enjoy fashion & making my own clothes.. my gma taught me to sew so it is near & dear 2 my heart. I play Nintendo! Ocarina of Time is my favorite game ever. I'm not much of a gamer but I have played really random ones like the entirety of silent hill as well as death stranding! Pls talk abt movies w/ me bc I am always down 🧎🏻‍♀️ I also tattoo occasionally, I have given myself a few..

favorites!

shows: derry girls, bob's burgers, fleabag movies: pan's labyrinth, fantastic mr. fox, scream songs: lovers rock - tv girl, I will - mitski, don't be so hard on your own beauty - yeule gg songs: stylish - loona, lp - red velvet, night rather than day - exid bg songs: life is still going on - nct dream, bills - enhypen, 0x1=lovesong - txt

[muselin]

Hey! I'm the 2nd gen anon that sent you the ask the other day. I agree with what you said especially the thing about social media.

For the past few years, I've been wondering why I fell out of Kpop because at that time, Kpop was gaining more attraction. I think the first reason would be that many older groups were disbanding. Then, it would be the presence of social media (toxic fans are the loudest). Other than that, I couldn't get myself into the newer songs. I remember thinking that the reason for this was due to newer songs being too westernized. However, foreign producers have been making songs for Kpop artists for a while. Over time, I noticed that a lot of the newer songs (even non-Kpop songs) don't have full choruses. The songs are mostly focused on the beat and the title of the song is repeated in the chorus. I don't hate this type of music but I tend to get sick of it quickly. A lot of 3rd and 4th gen groups are coming out with this kind of music now which makes sense into why I couldn't get myself into them. Even when my favs, which are 2nd gen and early 3rd gen (I actually regard them as 2.5 gen because they had similar styles to 2nd gen) come out with songs that don't have full choruses, I rarely listen to it.

I know in my previous ask, I did say I stopped being a Kpop fan at one point but I did still listened to my favourite Kpop songs as well as trending songs. I don't think I can ever stop listening to Kpop or music in general. I guess you can say I just became a casual listener. I'll check kpop news from time to time but that's it. I couldn't keep up with the fandom.

I don't know if you ever felt this way before but I feel bad for not putting in time for my favs or ults(?). What I'm talking about is things like streaming and voting. Luckily, my favs don't really care because they've been in the industry for a while but I still feel guilty because streaming and voting is a form of supporting the artists you love.

Sorry for the long ask. It's just hard to find 2nd gen fans on Tumblr. Also, thanks for bringing awareness about mental health. Like you said, it's sad that such tragic events have to happen in order for us to bring light to an important topic. With this, I hope people will care for the mental health of others and themselves.

I definitely agree with a lot of what you said. And thank you for dropping in again! I personally don't like songs where the structure is "skimped on", e.g. not having a full chorus, or several lines of lyrics being just the same word or phrase repeated over and over. Although that said, "Sorry Sorry" and "Ring Ding Dong" are what got me into kpop and are the most iconic songs ever and you can't tell me otherwise lol.

For me personally, rediscovering Super Junior and SHINee after 7+ years of not keeping up and being a casual listener was like a shock to the system. With Super Junior it was like, hold up, you mean Kibum, Hangeng, Kangin AND Sungmin are not in SJ anymore?? And with SHINee it was like... how can we go on without Jjong?? And hold on, Taemin is now the biggest solo artist of all of them?? TVXQ was now only Yunho and Changmin and the rest had left?? It was so much to take in.

When I was coming back into kpop circa late 2017, besides BTS I wasn't that thrilled with what I arrived to as a 2nd gen fan to be honest. Monsta X and KARD were a breath of fresh air, as a proper very EDM focused and a mixed gender group, respectively. Musically though, aside from BTS it was VIXX I loved the most and they sit awkwardly in the time line, somewhere between 2nd gen and 3rd gen. They're usually considered 2.5 gen.

It was sad learning about everyone I knew from 2nd gen that was disbanding or not active (f(x), 2NE1, SHINee were just recovering from Jonghyun's passing at the time). But at the same time I was thrilled that so many were still going strong. I felt i could relate to them because I was getting into that later-twenties stage where I was worrying about getting older, but I was comforted knowing my 2nd gen idols were growing older with me, they were already a few years ahead of me and still rocking it.

You see, with feeling guilty about not streaming and voting, I didn't really experience that. When I was an early kpop fan it wasn't even possible to vote outside of Korea so I never felt like I had missed out on these opportunities or let my idols down. When i got into kpop again I did take advantage of the fact that I could stream, vote for MAMA and vote on some music shows. I never felt guilty though because I knew that the majority of these voting drives were for the younger fans, who didn't have full time jobs, families or that many responsibilities. So I always felt I was doing my best as a fan in moderation, without sacrificing all my time, money and sanity.

With 4th gen, I don't even bother with voting. Some people might say that makes me a shitty or lazy fan, but my ults are 2nd and 3rd gen, and I'm only one person. I know 3rd and 4th gen have loads and loads of young fans who do the streaming and voting better than I ever could. I just stream on comeback day and enjoy the music, and buy the occasional album. When I was a young fan I had no money at all, I couldn't buy any albums or go to any concerts. So I don't feel guilty because I can do more now as an older fan than I ever could before to support my idols. I save my voting rights for my 2nd gen faves who aren't as popular anymore, because I know it would mean much more to them to still win awards this late into their careers :)

[insomniarambling]

My TLC next gen characters/ parent HCs

Kai and Cinder

Initially unsure about having kids, despite the obvious pressure to have them 

They did eventually decide to have a child

Prince Kaito II was born 2 years after they married 

Cinder is a very good mom to nobody but her own surprise 

They adopted a second child after her mother died in child birth

They named her Peony 

Kai does not spoil his children (or wife) with material goods much because he learned with Cinder that time was the most precious gift he can give 

That’s not to say that a pout from Kai II or a “pleaaaassseee” from Peony will make him soft 

Kai takes what his kids say very seriously, he was close to his father but often felt his ideas were not listened too

He keeps a notebook for each of his kids of things they’ve told him. Even if the idea is “childish” he wants to show that he values their opinions and does not brush them aside, like his plan to help impoverished when he was younger. 

Torin is 110% a grandfather. He denies it 1000% but he spoils the kids the most. 

Scarlet X Wolf 

Wolf was very nervous about having children because of the genetic tampering he underwent

They adopted 3 children and later had triples 

Mason and Luka where the first adopted

Mason (8) was caught stealing from the farm and when Wolf confronted him (scared him half to death) he led him to his younger brother Luka (5). 

They were both sick and starving and the couple took them in without question. They were officially adopted a year later 

Mason is very mature and takes over the farm when his parents leave 

Luka is also a hothead but just because he can be easily riled up  

Nova was the 3rd adopted 

She is lunar and the child of a wolf hybrid 

For unknown reasons she was in a lunar orphanage and Winter contacted the couple about her. 

She was pretty aggressive and Winter thought Wolf would be a good role model for her. 

They officially adopted her 3 years after starting to work with her when she was 12. 

After raising 3 kids they finally decided to have a bio kid 

Which turned out to be triplets: Netta, Sasha, Briar 

Briar is the most wolf-like of the 3 but like his father, he is very conscientious of his strength. 

Netta is a spitfire like her mother. She takes very much after her mother with fiery red hair and a strong personality. 

Netta butts heads with Nova because they both have very strong personalities and wolf instincts. 

Sasha is selectively mute and is the most interested in the farm.

The only wolf trait Sasha inherited was heightened senses so crowds can overwhelm him alot. 

Winter X Jacin 

Last to get married 

Has one child, Justice Clay 

The pregnancy was very hard on Winter and they did not want to risk another child. 

Justice is that quiet kid, doesn't talk too much but when he says something it shocks everyone

Despite his quieter deposition, he tends to attract the hot headed crazy people. 

Such as Luka, Netta, Love, and Nowell. 

He gets along well with all of the kids but when he becomes the mastermind behind Love and Nowell’s antics the trio is downright dangerous. 

The couple chose to raise Justice on Earth because the air on earth was much better and there was no way Winter would raise a child in Artemisia

Justice actually has the lunar gift but grew up on earth in France (near Scar and Wolf) and did not really know until he was 11 and began to hallucinate.

After lots of discussion, the moved back to Luna and allowed Justice to train his gift 

A year into his training, he chose to get the inhibiting device.  

He felt bad about his gift, especially because his best friends are weaker minds. 

He accidentally controlled Luka and caused him to injure himself when he first got his gift 

But one of his tutor had super old school beliefs and he decide he wanted no part in his lunar inheritance 

Cress X Throne 

They weren’t too interested in having children because they liked to travel a lot 

Throne also had a fear of being like his parents 

Married a few months after Kai and Cinder 

Cress got pregnant by accident and they freaked out. 

Cress was the first of the group to get pregnant and didn’t have a ton of experienced people to rely on.  

Cinder and Kai insisted that they move into the palace (or at least New Beijing) so they could have access to the best doctors.  

Nowell Throne was the first born.  

Despite initial concerns, they were thrilled when Nowell was born 

Throne insisted that he would never name his children anything as ridiculous as Carswell but then Cress wanted to name their first kid Nowell as a little bit of a tribute 

Love Throne is the 2nd born and “Irish Twins” with Norwell. 

Love was named as a bit of an inside joke, Cinder actually suggested it. 

They are born in the same year 

Love and Nowell are best of friends and are absolute trouble makers 

They both take after Carwell and have a mischievous flirty air but they always mean best  

Journey Throne is 3rd born and takes after his mom. He is painfully shy but still loves traveling. Him and Sasha are best friends and plan a lot of trips, usually hiking together. If they go into larger cities, Mason will accompany them and do the talking for them 

Colt Throne is their youngest kid 

He has a prosthetic arm after an accident on the Rampion 

Some cargo came loose and crushed his arm

Luckly, Wolf and Brair were there and able to get the crates off 

He is best friends with Peony

He spent a chunk of time at the palace because of his arm. Cinder helps him with maintenance but Colt is learning how to care for his arm himself. 

He wants to become a mechanic but prefers to work on larger ships. 

Despite the large family, they still travel pretty frequently but now they have a permanent home on the outskirts of new Beijing 

Ages in “Canon” 

Nova Benoit 25

Mason Benoit  23 

Nowell Throne 20 

Love Throne 20 

Luka Benoit 20 

Justice Clay 19 

Kai II 18 

Benoit triples 17 

Journey Throne 17

Peony 15 

Colt Throne 13

I’ll do art of them when I am able to get my tablet back 

[the-moon-and-stars-my-love]

Languages Weekend!

Hello hello HP RP community! So, I know this community is large and there are people from all over the world who speak more than just English. I think it would be really fun if we were to highlight the different languages that people in this community speak/communicate with. 

It would start on Friday June 1st at 1pm PST/4pm EST/9pm BST/Saturday June 2nd 6am AEST and end on June 3rd (June 4th for those of you in a timezone that is UTC+5). Very loose start and end time though, so definitely feel free to hop online whenever during those days! 

As this is something I hope plenty of people would like to join, it’s not going to be limited to just one era. You can come online as characters from the Founders Era all the way to Next Gen, so you’ve got plenty of options! For this go around, we’ll be sticking to canon characters but if you’ve got an OC, there’s a note at the bottom that you’ll be interested in! :D

All I ask is a handful of things:

1. That you send me an ask/reply to this post/DM me to let me know what character and from which era you’ll be coming online as and what language you’ll be answering in. This way, I can compile a list that’s organized by era, characters, and language so we know who’s doing what. Don’t worry if you want to come online as the same character as someone else. There’s no hard limit to this. You can do another language or you can do the same. 

2. Know that when I say languages, I mean any form of communicating. That means spoken language as well as sign! I know we’ve got people who do ASL and BSL in their rp already, so know that’s also an option. 

3. Because most of the hp rp community tends to rp in English to reach a larger group of people, when you do get around to posting, the hope is that you’ll include an English translation at the bottom after for those who don’t speak the language so you’re still able to reach them too.

And that’s it!

I want to celebrate the languages in this community and let people bring out those headcanons/au ideas they have for characters speaking things other than English. It’s for fun, and it’s your interpretation of your character, so please don’t worry if you aren’t perfectly fluent. You answer the way you see fit. You’re also mostly definitely welcome to reimagine your character as if they grew up in your own country with that language. 

And, hey, if you don’t speak another language, don’t think you can’t participate! You are absolutely encouraged to interact with people! Whether it be through asking questions or actually replying to their posts and learning. It’s part of the whole purpose of this event.

This Languages Weekend will, in a way, get the ball rolling, so to speak. Thanks to a wonderful suggestion from the brilliant @snuffles-groovy-doghouse , if you’ve got an OC from Hogwarts, Durmstrang, or Beauxbatons that you’d like to bring around in the future, you should definitely keep an eye out for something we’ve got in the works. It’s gonna be super coooool *wiggles* V is honestly such a genius!

If you have any questions about Languages Weekend, just shoot me a message or ask!

[alegendarystudentwonderland-blog]

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affordable insurance agency marinette wi

Getting car insurance for 17 year old... True or False?

Hi, i am 17 in just over 2 weeks, and looking at car insurance i am shocked.. Cheapest i have found is 4900 fully comp on a vauxhall corsa (1L), and all other cars are over 5k which is like a grand over the price of the cars. This is a bit pricey seeing as im not going to be using me car at all during the week when at school, but some weekends i will, but my parents are just saying i gotta accept its expensive and they dont mind paying. Anyway i heard today that if your dad owned his own business (which mine does) then you could get car insurance for like 1k on pretty much any standard car, is this true? Im the oldest sibling and therefore my parents dont really know much about getting good car insurance quotes, i know more than them tbh, so does anyone know anything about this way of insuring? Thanks for any help, been looking at black boxes too btw, dont know if i want to risk it. No rubbish comments about how im rich or whatever please. Thanks""

""If someone, such as my sister, borrows my car and gets a ticket, will MY car insurance rates go up?""

This hasn't happened yet, but I am afraid it will. Yes, she speeds, but hasn't gotten caught yet. While she is insured to drive under my parent's plan, this car and my insurance are on a completely separate plan altogether.""

""I bought a car off the lot, and two days later on my way to get insurance I got in an accident (my fault)?

In california isn't there a law that states you have to have insurance before u leave the lot?

""Can anybody suggest an affordable health insurance company for a low income, young man?""

I would really like to have the ability to go to the doctor when I need. But, I can't seem to see the necessity of having health insurance. Being it so expensive, and that I so rarely need to seek medical attention. On the other hand, the clinic in town will not schedule appointments for anyone without insurance. I would like to be more concious about my physiological self with the advice of a medical practitioner. But, not at the cost of hundreds of dollars a month, which I can't afford. Its just not in the cards. HELP!""

""I'm 16 , how much with motor cycle insurance be?""

As it says above, I'm curious on how much it will be? cheaper than car insurance , or more? im from phoenix arizona. good grades , clean record . so if anyone knows how to help?""

What is UPS waiting period for health insurance?

How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?

Primary and Secondary Health Insurance?

I would like to know what health insurance company is my primary. I had health insurance through my previous employer. I worked until the 6th of the month and I was told I had coverage through them until the end of the moth. My new job health insurance went into effect on the 1st of that month so for one month I had 2 coverages. One health insurance company is saying the job I was at first would be primary until the coverage ended. The other insurance company (the one I had the longest) says they would be primary up until my last day at my first job. Then even though I had two coverages my active employers health insurance would be primary. I will find out from my health insurance company tomorrow what is primary but since there office is now closed does anyon know the answer to this.

Which car insurance company provides the best rates to young teens (16-22)?

i mean best car insurance quotes

Car Insurance Taken Away?!?!?! HELP?

Ok... so my mom got in a car accident.. which made the insurance company look at my insurance. They decided that I was an at-risk driver.. and they were not getting sufficient money from me if I were to get in an accident and la-de-da so my insurance was taken away!!!! They sent me a letter telling me to basically find another company within a week. I was just wondering.. has this happened to anyone else?! How much will my insurance go up?? -I've had 1 accident that was due to weather conditions... yet they still classified it as at fault -1 speeding ticket (10km over... no points taken away) -1 no-seatbelt ticket. I am 19 in a month... an honours student.. female..going for my 'g' in a week. .... What do I do?!?!

No insurance and pregnant.?

Serious answers only please. I'm currently 13 weeks pregnant without insurance. Also, I live in Pennsylvania. I have had prenatal checkups and bloodwork and stuff done, but my mother-in-law in paying out of her pocket for everything. My husband and I already applied for Medicare/Medicaid through the assistance office, but we got denied because we slightly make too much money. At my work, pregnancy is a pre-existing condition and it won't be covered on my insurance if I picked it up. The only other thing that I have done so far is apply for something at our hospital called the I-Care Fund. It only pays a % of laboratory work that you get done at the hospital such as bloodwork, etc. And they are going to pay 40% of the laboratory fees and a woman at the office said that it might cover the labor, but she's not sure. If anyone has any other advice on what I should do, please tell me. I feel really bad that my mother-in-law has to pay for everything.""

Can I be put under my dads car insurance?

I am an independent full time student. I live in my own apartment and I work full time. Currently I pay for my own car insurance and being that I am 19 years old, it is through the roof($170 a month). I have a perfect driving record. I live in Virginia and my dad lives in Alabama. Is it possible that I can be put on his car insurance to save money? I am buying a new car soon and I need to upgrade to full coverage, which is around $230 a month, which is higher then the car payment itself.""

Where can i get cheap car insurance?

uk

""18yr old car insurance, on my own.?""

im looking for cheap car insurance for a 2000 vauxhall corsa envoy 1.0, i have to have my own policy cause my dad has passed and my mom don't drive, my uncle has offered help me but we have been told its illegal for him to be the policy holder if i own the car, does anyone know a cheap insurance company??""

How would obamacare affect our family?

We are a middle class family, smack dab in the middle... Hubby's job provides health insurance, but for a family of 3, which we are, it would cost $200 a week for coverage, with high deductible, so! Since hubby is in exceptional health and hasnt had any medical problems (knock on wood!) he continues without health insurance; I remain on my parents plan as I'm 25 (aka under 26yrs old), and we pay for child health plus for my daughter, for a small fee a month, which depends on our income We simply couldn't afford to pay $800 a month for family coverage, so doing it this way saves us, like $600+! So since we don't make enough to pay for hubbys $800 family plan through work, is obamacare basically going to force hubby to get health insurance through his work, even though it's complete garbage? Or will his employer have more affordable family plan that we could afford? Just trying to understand it all better! Thanks in advance! :-)""

Decent car that's cheap to buy and insure?

Hi so I'm looking at buying a car. Right now I only have around 3,000. I would rather just get a cheaper car now but if nots possible I can wait until I have 5,000. Okay so I know I'm not going to be buying a Ferrari for my budget but I'm looking for some ideas of cars that are inexpensive to buy, inexpensive to insure and one I won't get laughed at for driving. The oldest year I would go is a 1999.leave your ideas. Thanks""

Why did my mothers health insurance affect MY credit?

So I was extremely sick back in June of this year. The medical bills were added up to be over 500$. I am 20 years old, in college, and I do NOT have my own health insurance. I have always been on my mothers. This debt went unpaid and as I checked my credit score today, in showed that I owed the hospital and it went into collections. I have spent the past year building my score. my credit score went down 142 points because of this!!!! How does this affect my credit???? I just dont understand. I neverr signed any papers saying that i was responsible for payments. EVER.""

How much will it cost me to repair a paint less dent on a Nissan Sentra?

My car was recently hit without my knowledge. No one saw it and it happened while I was parked. The dent is right above the body of the tire frame and its about two inches wide. My question is will my insurance pay for it? And if not how much will a repair like this cost me? The car is Nissan Sentra 2012.

How much would it cost to get auto insurance to drive a church van?

I want to drive the church van for my church but I don't have a vehicle. The church van is always over crowded on Wednesdays and they are looking for someone to drive one of their vans but the driver is responsible for the insurance. My big question is, how can I get insurance so I can drive their van without a vehicle under my name?""

Roommate Fell Off My Roof Will Homeowner Insurance Pay?

I asked roommate to put waterproof plastic on roof over-hang. He fell off roof and broke collar bone. We took him to ER. When he came home he needed more care then we could give him. He went to his cousins assisted-living hospital. He has Medicare and Medi-Cal, California. Will my homeowners insurance cover his unpaid bills? Can he sue for pain and suffering? Will insurance cancel my policy? He was been roommate for 3 years.""

Does the colour of your car affect how much your insurance will cost?

cos someone said that apparently darker coloured cars like black or darker shade blue green etc are more expensive on insurance than lighter ones like white, yellow etc Is this true or am i just being told myths?""

How do I??? Register and insure a car in florida without a license

I need an interlock device installed on my car before i can get my license back, but i don't have a car.(need to show proof of it's installation before they will issue my restricted license) Can i register and insure a car in Florida without a license so i can have the device installed so i can then go get a license?""

Diminished Value - Dealing with Car Insurance?

I was in an accident where someone side swiped me ($5.5k worth of damage). Their insurance company paid and I just got my car back (2007 Lexus IS 250 - 29k miles). I had just purchased the car 4 weeks prior to the accident from CarMax for $27k. Out of curiosity I went back to see what CarMax would give me and they offered $18k. The car is now only 7 weeks old in my name and 3 weeks of it was in the repair shop! Does anyone have experience with dealing with car insurance companies and diminished value? I live in NC and know that it is one of the states that has diminished value. I want to recoup as much of the difference as possible and since the car is so new (to me), I am willing to get rid of it to show the loss so I don't deal with this years from now. Any advice is appreciated.""

Can I apply for Health insurance and how?

Im only 17 years old and i no longer want to be under my mom's health insurance because im pregnant. So i was wondering what are my options for health insurance? i have no idea where to begin.

How much will my car insurance cost monthly?

I'm 20 years old, female, college student, never been in an accident, 0 tickets, i've had my license since i was 18, my occupation: customer service. i'm self supporting, my insurance will not be under parents. it will be under my name. i'm looking to just get basic liability coverage. the car i'm considering to get is a white 2003 toyota celica gt coupe. with about 95kmiles. what insurance do you recommend and how much do you think it will cost for me monthly?""

FL health insurance?

Can anyone tell me how FL health insurance works? I am moving here from MA. In my state, health insurance is mandatory. What is the case in FL? Can I keep my MA health insurance while living in FL? How much do FL health insurance plans cost?""

affordable insurance agency marinette wi

affordable insurance agency marinette wi

How much will my car insurance go up when i have passed my driving test?

I am a 17 year old girl. I am on diamond car insurance and for a provisional insurance for a year it costs 850. Does anyone know how much it will go up?

Are there any insurance companies offering the minimum $200000 liability to Ontario residents?

I am 16 and looking to insure my 1994 Mazda mx3 2dr (not the gs edition) i read that the minimum required liability insurance was $200k for Ontario residents but i cant find any online quote offering coverage this low. (the lowest i found was Belair direct with $500000). If someone could please give me a hand with this it would be a great help to find some really cheap insurance. THANX

What is a good car insurance in Virginia with low annual fee?

Good car insurance with relatively low annual payment.

What is a reasonable price for health insurance?

My employer is offering a group plan, but it doesn't seem affordable for me. $320/month to insure 3 people (2 parents and a child). That is a seriously huge chunk of my monthly income! Or 2 people cost $160/month. This is with a $250 individual deductible or $500 for family. Do I just have a skewed idea of what should be affordable? This is the first time I've been offered insurance through an employer. What does your health insurance cost you per month?""

Progressive insurance help?

im going to be getting my permit in a few weeks but i was wondering: will my parents' Progressive car insurance rate go up wen i get it?

""Solo accident, going to file sr-1, repair estimate $2200. should i tell insurance? (2nd accident in 5 months)?""

first of all, yes, i am a bad driver and i'm really going to drive slow from now on. this is my 2nd car accident in 5 months. the first one was deemed 70% my fault(my car and another one involved, we went through insurance). in this most recent one, it was just my car and a wall initial repair estimate is about $2200. i'm going to file an sr-1. so it looks like i have several options: option1) file the SR1, don't even call the insurance company, pay out of pocket option2) file the SR1, tell insurance, get them to pay for some of the repairs, and i pay for the rest option3) file the SR1, tell insurance, have them pay for all of the repairs how would my future insurance premiums be affected in each situation? how would it affect my DMV record and points against my driving record? i'm guessing the insurance company will find out even if i don't call them directly because of the SR-1 i'm going to file. but if i don't make the insurance company pay, will they not hike up my premiums as much? any suggestions or knowledge about sr-1 and insurance? thanks!!""

20 and a Marine but auto insurance companie's want to charge me 500$ a month??? HELP?

I just got my license a couple months back i am in the marines and joined when i was 17 and in california it cost 350$ to get your license before you are 18 and i could not afford it. i am a very busy guy and it took time before i could get it. i make 600 every 2 weeks and i am about to get a car i am stationed at camp lejeune NC. for the auto loan i will be paying about 350 to 400 a month. its not that bad i am paying 5 % interest on the loan for 11,500 not that bad for not having any credit. but the insurance companies want to charge me anywhere from 450 to 700 a month i have only looked at a couple companies but it takes forever to fill out the info and some of them do not read my address because i am on a military base so i have to call them and you all no how that goes. so my question is what is a auto insurance companie that will be cheap. i have to get full coverage because of the loan. please only serious answerer's and from personal experience. sorry if i spelled things wrong i am not in a prestige college i am a Marine. but think you for your help and have a great day.""

Does it matter if you tell the insurance company?

that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks

Comprehensive car insurance?

my girlfriend and i both have comprehinsive car insurance on our seperate cars... does this allow us to drive each others cars too? i dont know if theres an age limit to it? im 21 shes 19 thanks anthony

Do you need insurance for a 50cc scooter in florida?

Do you need insurance for a 50cc scooter in florida?

Is insurance lower on an rx8 or 350z?

and how much of a difference is there on average? im 23, got a few speeding tickets, thats about it""

Does anyone know where I can find a list of average auto insurance rates by vehicle?

We have a 16 yr old daughter whos looking for her first car. We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she'll know which cars she can afford. Thank You.

Insurance stuff?

I have a first insurance right now, and medicaid as a second insurance. My husband still has a job but his contract is being taken over by another company, will medicaid cover the bills until i get his new insurance started?""

Where can I get classic car insurance under the age of 21?

I have a mark one escort that I've just finished had it since I was 16 I'm now 18 an I want to use it on the road, it's now a mint 1972 ford escort l 4 door, now I've found out that the law has changed an I can insure it after all that work I've done for the past 2 years, so what I would like to know is, can I get classic car insurance from anywhere under the age of 21? Or where does normal car insurance where I can add on an agreed value for the car for extra cost, thanks everyone, speedy helpful replays would be great thank you""

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

How much wil Car Insurance be when i get my temps in Columbus Ohio?

How much wil Car Insurance be when i get my temps in Columbus Ohio. im going to be under my moms insurance. how much will i have to pay. or will i have to pay. my mom dosent kno, neither do i. can she put me on her car insurance for free or do i have to pay or what. whats the rules so to say""

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

Car insurance claim but no MOT?

my partner had a crash today and it was totally the other persons fault as my parter was indicating to turn right and some idiot tried to overtake him on the right , hitting his side. the police said not probs its totally the other persons fault and we claim off his insurance not ours but when the police checked the car they discoved the mot ran out a month ago, my partner explained we though we had updated it and they were fine about , prob believed us as we had tax and insurance, they dont worry just tell your insurance about the crash. i know car insurance is not vaild but surely its okay if its only the other person paying out? car in the garage and does not seem to be any probs so far......do you think we will be ok, it really was a genuine over sight""

How would i go about getting a hypothetical insurance quote?

I haven't even started to learn to drive yet, but just out of curiosity i want to get a rough estimate for insurance for a car that i found, are there any website where i can do this anonymously?""

What is the average insurance cost for a 2012 Chevy Cruze?

I will be turning 21 in June. No tickets or accidents on my record. What would the average monthly payment be for insurance?

Estimate how much car insurance would cost?

I just need a ball park estimate: I am 19, female, first time driver. I would have a used Geo Metro from the mid 90's. I can't get on my parent's insurance. Can you give me an approximate range on how much I'd have to pay for insurance?""

Where to find affordable dental insurance without a waiting period in Michigan?

I need to have my wisdom teeth taken out and I currently do not have dental insurance. Where can I find affordable dental insurance that will cover an oral surgery right away. I don't know how much longer I can wait.

What's the average cost of car insurance for a 20 year old male?

I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.

Cheapest car insurance?

What would be the cheapest car insurance for a low income 18 year old female who has had two tickets. I have a Chevy Tahoe-2006 and I live in Oklahoma if that helps.

Will insurance cover a salvage car?

I need to know cuz im buying a car. what insurance company will cover it. and will it be expensive??

affordable insurance agency marinette wi

affordable insurance agency marinette wi

Hey how much is Honda CBR 125 insurance?

Hey I am 17 years old, living in Ontario. I want to buy a 2007 Honda CBR 125. I have my M2 and was wondering if anyone with similar information could let me know about how much I would be paying per year on insurance.""

What will my insurance be approx?

When I pass my driving test I will be looking to buy either a peugeot 106 or 206 1 litre, i am 17 now but will probably be 18 when I pass, I was just wondering on average how much insurance will be because i couldn't get a quote on confused.com and other websites because i haven't actually got a car yet and it was asking for my registration number. I don't think it matters but I do have a CBT license and I drove and aprilia rs50 manual for about a year so I was wondering if that'll help because I have road experience already. Thanks for your time.""

CALIFORNIA DRIVERS-Insurance question?

am about to test for my license tomorrow, and on the list of requirements, it says I need proof of insurance. That just means for the car I am using right? It's not like you can insure a person...My friend keeps telling me I need driver's insurance but that does not exist, am i right? I guess the question is: What needs to be insured?""

Whats the website for high school sports insurance?

They use to give the application on paper but now it's online, I forgot the website, what is the website for it?""

Can anyone tell me Obama's discount rate for Health Insurance?

He states healthcare will be affordable for everyone? What %age discount will we get? How much will insurance be (per month) for those battling chronic diseases that cost in the tens of thousand of $ each month? Do you think those people denied, due to preexisting health conditions, will be able to afford insurance now?""

How much would insurance cost for a 2007 Mustang GT?

I know I can't get a definite number, but I'd like to know just if it'd be a lot or a little. It's a 2007 Mustang GT 5 speed 6 cylinder.""

""What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

Can you personally propose a govt. health insurance program that would satisfy the majority?

Can you personally propose a govt. health insurance program that would satisfy the majority?

How long can you go without health insurance before things become preexisting ?

I currently have health insurance through my father's company plan, but after my 19th birthday my insurance drops because I won't be a full time student until spring this year. Meanwhile I need coverage through some plan so nothing will be preexisting. However I can't apply for the cheap insurance that I was hoping for until my old coverage ends, and I'm worried about the bureaucratic time lapse between coverage policies. Are there any problems I'm going to run into with this?""

What is a good car insurance for a DUI offender ?

My 1st time offense and hopefully the last, anyone no of a good car insurance that is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!!""

Cheapest Car Insurance?

Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""

""I totaled my car, do i need gap insurance for them to pay off the vehicle?

i have totaled my car and i have full coverage. will my insurance company pay off my vehicle?

How much would my insurance go up if im 17 and was at fault for a car accident worth more then 750 dollars?

my family plan was about 3k every 6 months. The other car had about 3.4k worth of damage also. Also if i turn 18 will my insurance still become cheaper?

How will it affect my insurance?

My daughter Ashlynn has just turned 16, and shes begging me to allow her to get her a learners permit. I'm all for it, but i want to know how it will affect my insurance. I heard that a teen with a learners permit doesn't have any affect and in some cases you don't even have to notify the insurance company. If it helps, i have Esurance. Also i live in southern California. If anyone has any information it would be greatly appreciated. Thanks -Lauren.""

Best value Florida auto insurance?

I just moved from Illinois to Florida and am looking for auto insurance because my own company is upping my price from $125 to $275 a month with the same coverage (100/300K BI, 50K property, 100K UM, and roadside assistance) with the move. Upon obtaining quotes, the best I've gotten is with Esurance which is just over $200 a month. It seems that adding BI to any auto policy ups the price pretty heavily. Are there any mid-level or local insurance companies in Florida that generally offer better premiums than the heavy hitters I've been quoting with? I'm in Port Richey.""

Modified Car Insurance ??

hiya i have just bought a modified fiat punto - the only modifications it has on it is a body kit - do you no of and cheap car insurance companys in the uk that will insure me thanxs xx

How much will my car insurance go up?

I already pay $270 a month for car insurance for my truck. If I were to buy a 1992 Jeep Wrangler, how much more will it go up?""

Will I need SR 22 insurance?

Almost five years ago I got my license suspended in Ohio for a wreckless endangerment. As soon as it got suspended I did the classes I was required to take and paid my court fees. It took me a few years to pay all of my fines and the only thing keeping my license from being re-instated was the need for SR22 insurance. I never got the insurance. I'm now in California and looking to get my license back and I heard somewhere that three years after the suspension the need for the SR 22 bond drops, but I'm not sure if that's true or not? Does anyone know the laws for this situation in Ohio and will I still need to get the insurance in order to get my license unsuspended?""

What is the cheaptest car insurance company in Maryland.?

I am living in college park md, i am a college student who recently got my driver license, which car insurance company is the cheapest in Maryland.""

What company offers a good affordable rate for car insurance in the state of Maryland?

I'm just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia. Does anyone know a good cheap car insurance company? Thanks!

Where can i get good health insurance?

i just got kicked off healthfirst with no warning so i need to find something fast please help :-)

Moped/ motorcycle insurance in washington?

how much is insurance for it? i already have a car and car insurance. my car doesnt get great mileage. about 15-17 on the highway.12-15 city. i use to not travel a distance too much but i moved farther away from my college so i gas up once a week or every week and a half depending on if im just going to school or if im also going out. I want a scooter or motorcyle just because there fun and better on gas. im not reckless. ill be safe and drive them to minimize the risk as much as possible. MY STATE DOES NOT REQUIRE MOPED OR MOTORCYLCE INSURANCE BY LAW. Im just curious to be safe. and for me, my faith in god keeps me safe.""

Pimped car insurance?

I've always wondered how people get car insurance after their car has been pimped. I mean the cars are changed so dramatically and all these gadgets added - how on earth do you explain it to an insurance company?!!

I am 18 years old and i want to buy a used car but the insurance is too much for my budget?

it would cost me around $7000 for 6 months of coverage can someone please give me some advise on this matter?

Can i get a rough estimate on car insurance if i dont have a car yet?

I passed my test on friday and i will be buying a car this week .. i wanted to look into car insurance so i have a rough idea on how much it will cost, but they are all asking for car details .. can i get a rough idea before i have a car if so where? thanx""

affordable insurance agency marinette wi

affordable insurance agency marinette wi

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