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tiens-letters · 4 years

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upon autumns day, where you and I met. upon autumns day where I remember all of what we were before youve passed. and upon autumns day would I have ever so slowly let go of that pain of the past

zhongli (angst)

@albeidoof its somewhere here hehehe

Time was a luxury. A treasure each and everything holds.

Yet time is a curse as well. It covets, devours and leaves. which humanity neglects to cherish until the heart ceases its steady rythmn, only then do they regret of the wasted minutes, hours and seconds.

Beneath the flow of the rushing waves of things that have come and gone. Only on this particular day would he sit beneath a certain tree. The rough bark brushing up against his back as leaves fell effortlessly to the ground, as if it were ready to let go of from the branches that gave birth to it, only to return once again to the waiting soil.

It was a sunny afternoon, clear of any clouds and only clear unblemished blue, a good time to enjoy a warm cup of tea yet there was no energy in his bones to even move from where he was.

He felt exhausted. Desultory even.

Gone were the halcyon days of the past, and now the present time of the vivid reality he had to face.

Morax, rex lapis, the geo archon. Names that weighted more than one could carry, memories that shackled his soul that lived for a thousand years on end, all but a stain that could never be washed away.

The breeze slowly danced in, playing with his hair softly, kissing his skin and welcoming him. It carried a hint of aromatic essence only he would know belongs to.

You.

He tried to desperately recount the days after youve left the face of the earth and yet he could not remember or did his mind not allow him to as if he did, it would bring him terrible and heavy consequences for an answer, one sane mind would never want to know.

Sighing, he sat back and recalled back the memories of you instead. When you were alive, warm and breathing in his arms. He remembers the way your eyes would shine brightly whenever he would be around, or the small sound of delight you would make when you have finished another one of the many interesting blends of tea youve done over the course of a week of mixing different flowers and tea leaves. Youve made up quite the fortune with this as your little hobby bloomed into a fully run business known across teyvat.

"Zhongli." he froze, youve never called him by his name ever since youve started getting close, it made him feal uneasy as he turned to look at you who stood by the doorway, a neutral look on your face.

"y-yes?" nervousness clawed at him as he racked his brain to what he couldve done for you to call his name like that, he couldnt think of any.

"I came back from the market and I heard youve made quite the generous payment. Why is that, I wonder?" he's done it again, that spending habit of his

"The price was reasonable for such a fine ceramic tea set, I dont seem to find why it shouldnt reflect its quality?" you sighed as you pointed towards the glass cupboard behind him

"You bought the same exact set a week ago, Zhongli. Thats why." having to realize his mistake after looking over the two identical set that on the shelf, he turned to apologize but only to see you missing from the doorway. Footsteps can be heard from the floorboards above him. You were upset.

After minutes of pacing in the living room, he finally mustered the courage to climb the stairs and enter your shared bedroom. A figure already under the sheets as the warm glow of the lamp illuminated your delicate features. The mattress sunk as he sat beside you, fingers brushing away the stray hair that fell on your face.

"Im still mad at you Zhongli." his hand flinched slightly at the way you called him

"I apologize. I seem to not have learned my lesson again. I would gladly return the set tomorrow."

"Its no use, they dont accept refunds." you replied without sparing a glance at him

"What can I do for you to forgive me then?"

"Just go to sleep, Zhongli." groaning you reached for the switch to shut the lamp off but a gentle grip stopped you, forcing you to look at his gloomy expression. Perhaps you went too far this time.

"Please stop calling me in that way. I dont like it." he whispers, drawing your palm to his lips, leaving small kisses upon it. He sure does know his way around your heart, no wonder why you could not stay mad at him.

"Just be mindful next time." you cursed yourself for being weak to his charms.

"I will." yet something was missing "Then can you call me as you did before?"

"Zhongli?" you could see the slight grimace in his face as you teased him

"Stop it." he kissed you without warning "Call me as you did before."

However, his lips didnt stop as they began to travel. From your cheeks to you forehead and then to your neck. Oh dear, he wasnt having any of your teasing.

"A-li." you giggled beneath him as he finally stopped and met your gaze

"Thats better."

He still remembers the faint smile that graced your lips whenever he would wake up next to you tangled in the same sheets. The softness of your skin on his calloused touch. Your lips melting his and your voice lulling his raging mind to peace.

Then everything changed when you drew blood that spilled from those lips he's kissed for a thousand times, painting a morbid image on the sheets. Anger and despair boiled inside of him once he learned of the secret youve kept. Zhongli was a calm and collected man all of the time except when he was with you.

Having to witness him at such a point felt as if his own spear was being driven right through his very chest. He held you in an arms width away, the panic and pain in his eyes increasing over the minute as he begged for you to explain why youve decided to lie about the flowers that bloomed in your lungs, the sickness youve inherited from your deceased mother, whose fate you soon would follow. You didnt want him to find out, not in this way.

He couldve done anything if he knew from the start but alas, you wanted to be cruel, thinking it was for the best. Until your symptoms persisted, a heavy reminder of the remaining distance of the string you have to walk on to reach the end. The heavy feeling in your chest started to worsen as cherry sweet liquid poured from your mouth.

Soon the once pristine sheets were stained in haunting crimson shades as you heaved and he watched in agony. If only he had the ability of what he once had back then, if only he could plant the seeds of the flowers from yours to his then he would, if only he hadnt met you one autumn evening

" please dont look at me like that. " you told him, cold hands caressing his cheeks, catching the streams of salty warm beads that fell freely from your darling's amber eyes.

"Im sorry. Im so sorry..." the last thing you wanted to see was this man to cry. The last thing you wanted to see was to see him relive the past tragic memories you promised to bring him out of

" my disease has nothing to do with you. In the end it was mine alone to handle. oh, you are far from that so please dont you ever blame yourself."

"How can I not? If I havent fallen so deep then you would experienced so much more in life, you couldve been happier if you met someone else. Yet you chose me and I couldnt give you anything, I--. " the words knotted up as he began to shake, hands holding yours as knuckles turned to white

You slapped him.

With all the strength youve gathered in that fading body of yours. The sound cutting the grieving sounds that spilled from him, soul and flesh alike.

"A-li, look at me. Do I look like someone whose unsatisfied with what youve given me? Did my smile ever fade when Im with you? Did your affections ever lack? Answer me." his watery gaze met yours, a torrent of emotions swimming in them

"No. Never." a soft smile was carved unto your lips

"My dear, youve given me all Ive ever wanted in this life and I regret nothing of it."

To him, you were the flower that bloomed at the highest peak of the mountain he's never reached and yet its petals voluntarily detached and fell down, making him the happiest as one thing he's admired was untouchable and now, lay softly in the palm of his hands. To cherish and to protect.

But of course, all things are evanescent.

The familiar feeling of soreness that wasnt supposed to be there rose, ebbed and flowed through his throat. He knew it all too well, it was after he woke from his week long slumber did he feel it along with what his ancient beating heart felt.

"You collapsed." the worried words of the qixing echoed in his head. He frantically got up but as soon as his feet touched the floor did his legs give out underneath him, what use was he in this sorry state. He was helped up and sat back on the edge of the bed.

He wanted to ask many things yet was unable to.

Ningguang spoke as if you were still breathing and was visiting her minutes ago with another one of your tea blends. "Dont worry and rest first, go to jueyun karst after. They will be waiting."

To where the adepti resides, who as well, favored you, that one soul among thousands of others. One to which they shared a few good memories with was allowed to slumber there in peace.

Zhongli found himself waking up to the sun setting in the horizon. Just like how youve gone and resurfaced back into his memories. It was time.

He stood up from where he sat, gloved hands brushing any dirt that clung to him as he made his way to where you slept.

The red bean that was planted by himself still remained, a token of his love for you. Picking one bead and placing it inside the hollow dice he brought along, completing another one of the similar handicraft he's made every visit.

The sun finally died and the moon began its reign. The small wisps of light gathered around before him, forming a blurry image.

It was then he felt at ease, he saw you smiling at him with all there is in the world. Your light seemed to dim a little, hinting the blessing the adepti gave was slowly diminishing. Soon your visits would cease and you were sure that by the end of the power spent, he wouldve let go of the torment that plagued him.

"A-li. Have you been well?" he knew what you meant

"Im letting go slowly my dear. Perhaps in time, I would learn breathe easily once again."

Longest yet lol. Hope yall liked it ehehe

#genshin impact #genshin impact angst #genshin impact x reader #zhongli #zhonglixreader #genshin impact drabbles #zhongli angst #morax

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patriotsnet · 3 years

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Is The Economy Better With Democrats Or Republicans

New Post has been published on https://www.patriotsnet.com/is-the-economy-better-with-democrats-or-republicans/

Is The Economy Better With Democrats Or Republicans

Demographic Differences In Views Of Economy

Does the economy do better under Democrats or Republicans?

Overall, 57% of Americans say current economic conditions are excellent or good, but these views vary across demographic groups: older people, those with higher incomes, men and whites are particularly likely to say the economy is in good shape, while these views are less widely shared among younger people, those with lower incomes, women, blacks and Hispanics.

These demographic gaps are little changed over the course of the last few years. Americans ages 65 and over are the most positive in their evaluations of the economy, with 70% saying it is in excellent or good shape. By comparison, about half of 18-29 year olds say the same. And while more than six-in-ten white people offer positive evaluations of the economy, that compares with roughly half of Hispanic people and just a third of black Americans .

There is a 12 percentage-point gender gap in these views: 64% of men say the economy is doing well, compared with 52% of women. And while 64% of college graduates say economic conditions are excellent or good, 54% of those without a college degree say the same.

Views of the economy also differ starkly by income. Among those with annual family incomes of $100,000 or more, 72% have positive views of the economy, with one-quarter rating it as excellent. Roughly two-thirds of those who make $75,000-$99,999 and $50,000-$74,999 rate the economy as excellent or good.

Do Republican Presidents Have Better Economic Records

Republicans often get the nod for being better with the economy. For example, a recent Pew Research Poll of registered voters found that 49 percent of voters trusted Republicans to handle the economy better, while 40 percent trusted Democrats. This post seeks to answer a simple question is this perception true when it comes to the presidency? Do Republican presidents have better economies?

To answer the question, I looked at a variety of measures. These included measures of economic performance, like Gross Domestic Product or the change in the unemployment rate. I also looked at some areas of criticism for Democrats that their policies lead to debt and inflation. Then, I looked at President Trumps favorite measure of performance the stock market. Finally, because this blog is about inequality, I examined how a measure of inequality did under Republican presidents and Democrats.

The results are presented in all their glory below, but let me summarize it for you. If you are going to vote for a Republican presidential candidate based on their economic performance, think again. The perception that Republican presidents get better economic performance is wrong. Across most of the measures I will present, if anything, Republicans do worse. And you dont have to believe me. Every measure I looked at came from here or here. Go have a look for yourself. Or, just trust me and read on.

Republican Presidents vs. Democrats: GDP & Unemployment

NoteData Series: NoteNote

The Philosophy Behind Democratic Economic Policy

Democrats gear their economic policies to benefit low-income and middle-income families. They argue that reducing income inequality is the best way to foster economic growth. Low-income families are more likely to spend any extra money on necessities instead of saving or investing it. That directly increases demand and spurs economic growth. Democrats also support a Keynesian economic theory, which says that the government should spend its way out of a recession.

One dollar spent on increased food stamp benefits generates $1.73 in economic output.

President Franklin D. Roosevelt first outlined the Economic Bill of Rights in his 1944 State of the Union address. It included taxes on war profiteering and price controls on food costs. President Harry Trumans 1949 Fair Deal proposed an increase in the minimum wage, civil rights legislation, and national health care. President Barack Obama expanded Medicaid with the 2010 Affordable Care Act.

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Everyone Does Better When The Presidents A Democrat

The numbers dont lie. The question is why every Democrat isnt talking about this all the time.

Our two political parties have certain identities that are seared into our collective public brain. Democrats: the party of workers, of civil rights, of compassion and fairness, and of higher taxes and more regulation. Republicans: party of the rich, big business , the free market, and lower taxes and less regulation.

And because the GOP is the party of big business, it is universally assumed that Republicans are better at handling the economy. Polls typically find that people trust Democrats more on all the things that government does, which stands to reason, but trust Republicans more on handling the economy. Just last week I saw a poll in which respondents rated Biden as better equipped than Trump to handle race relations, the virus response, and two or three other things; but on the economy, Trump bested Biden 51-46.

Its hard wired, and its wrong. Dead wrong.

Simon Rosenberg heads NDN, a liberal think tank and advocacy organization. He has spent years advising Democrats, presidents included, on how to talk about economic matters. Not long ago, he put together a little PowerPoint deck. It is fascinating. You need to know about it. The entire country needs to know about it.;

The deck consists of about 15 slides, but Ill walk you through just six so you get the idea. Lets start with job creation under each president:

Democrats, you have a great story to tell. Go tell it.;;;

A President Doesnt Really Matter For Investment Returns

The main lesson of this article is that a Democrat or Republican president doesnt really affect your investment returns. As there are so many variables that influence the S&P 500s index performance, who is president is not a significant factor.

The same thing goes for the CEO of a large publicly-traded company. If Tim Cook at Apple retired tomorrow, do you think the event would make a difference in Apples share price? There might be a knee-jerk move for one or two days, but after that, it would be back to business as usual. As a result, if you want to get rich, your goal is to try and become an overpaid CEO.

Instead of voting for a president who you think will be best for your investments, vote for a president who you think will do the most good for the most number of people. A country begins to rot if only some people get way ahead while others are left behind.

Since 2009, Ive been driven to try and help people improve their financial lives no matter who they are or who they vote for. Ive found that people who are more financially secure are nicer and happier people. More good comes out of the world as a result.

I dont believe only the rich, powerful, and connected and their children should get ahead. Theyve already got all the resources in the world that money can buy. Therefore, Financial Samurai will continue to be free for as long as Im alive.

Read Also: How Many Democrats And Republicans In The Senate

Good Morning Why Has The Us Economy Fared So Much Better Under Democratic Presidents Than Republicans

Has the economy fared better under Democratic presidents or Republican presidents over the past century? The sensible answer might seem to be: Its probably been similar.

Presidents, after all, have only limited control over the economy. They dont have much influence over the millions of decisions every day, made by consumers and business executives, that shape economic growth, jobs, incomes and stock prices. Over the course of a century, it seems logical that the economy would have performed similarly under Democrats and Republicans.

But it hasnt.

The economy has fared far better under Democrats. The gap, as one academic paper puts it, is startlingly large. Here are the headline numbers:

And here is a ranking of presidents by average annual G.D.P. growth:

The gap exists not only for G.D.P. and jobs but also for incomes, productivity and stock prices. The gap also exists if you assume that a presidents policies affect the economy with a lag and dont start his economic clock until months after he takes office. Virtually any reasonable look at the data shows a big Democratic advantage.

My colleague Yaryna Serkez and I have just documenting the pattern and the potential reasons. A few possibilities are easy to reject. Its not about congressional control, nor is it about Democrats running up larger budget deficits.

Republican presidents have been slow to respond to recessions and other crises Donald Trump and both George Bushes being examples.

The Economy Does Better Under Democrats

Republicans have managed to create and maintain the myth that their party is best for the American economy. The facts say something different.

But the facts are not on the Republicans side. Historically, the American economy has performed measurably better when Democrats are in charge.

Here are some quick stats you can use when to support your assertions about the economy:

1) Since 1947, when official GDP calculations were introduced, GDP growth under Democratic administrations has consistently outpaced that of Republican administrations. This is true even when major crises like the Great Recession and the COVID-19 pandemic are factored out.

A similar study by Princeton economists found that from Truman to Obama, growth was 1.8 percent higher under Democratic administrations than their Republican counterparts.

2) On average, stock market growth is stronger under Democrats. Again comparing the period since 1947, data shows that markets grew an average of 10.8 percent under Democratic presidents, compared to 5.6 percent for under Republican presidents.

3) Democratic administrations create more jobs.

Since the 1960s, when the party holding the presidency began to fluctuate regularly, Democrats have, on average, outperformed Republicans in terms of job growth. Republican President Regan is an outlier, as he did post impressive job numbers. Here is a comparison:

Johnson 10 MillionH.W. Bush 3 MillionClinton 23 MillionW. Bush 1 MillionObama 12 Million

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Which Political Party Is Really Better For The Us Economy

WASHINGTON ;It seems every four years in the United States it boils down to one question for voters: hows the economy doing? Even during COVID-19, the pandemics impact on jobs and finances remains a major issue, according to a recent poll. So when it comes to Democrats and Republicans, which political party handles the economy better? A new study finds it may actually be better for Americans when both parties hold power.

Analysts at WalletHub have released their review of how the U.S. economy has fared since 1950 under both parties. Looking at times where one side controls the White House and Congress and times where the government was split, analysts find the best scenario for economy emerges when a Democrat is President, but Republicans control Congress.

The study looks at several key factors including the state of the stock market, unemployment, the national debt, home and gas prices, and even the level of income equality across America. Researchers also examined how each administration since Dwight D. Eisenhower has affected the nations fortunes.

Want A Better Economy Elect A Democratic President

Who are better for the economy, Democrats or Republicans?

I enjoyed David Leonhardts opinion piece in the New YorkTimes today including graphic evidence that the econmomy performed better under Democratic presidents for the last century.

A president has only limited control over the economy. And yet there has been a stark pattern in the United States for nearly a century. The economy has grown significantly faster under Democratic presidents than Republican ones.

Its true about almost any major indicator: gross domestic product, employment, incomes, productivity, even stock prices. Its true if you examine only the precise period when a president is in office, or instead assume that a presidents policies affect the economy only after a lag and dont start his economic clock until months after he takes office. The gap holds almost regardless of how you define success, two economics professors at Princeton, Alan Blinder and Mark Watson,;write. They describe it as startlingly large.

Accompanying graphics tell the story, with a couple shown here.

My dad, a yellow-dog Democrat stockbroker in southern Louisiana, preached this to me until his dying day. His evidence was only anecdotal, of course, but very tangible.

Recommended Reading: Did Trump Say Republicans Are Stupid

Annual Growth Rate Of Nonfarm Jobs

Starting president’s economic clock…

The six presidents who have presided over the fastest job growth have all been Democrats, as you can see above. The four presidents who have presided over the slowest growth have all been Republicans.

The big question, of course, is why. And there are not easy answers.

I have shown the data to multiple economists in recent weeks, and most say they are not sure how to explain it, at least not fully. We dont quite get why its the case, Katherine Eriksson, a professor at the University of California, Davis, who specializes in economic history, told me. , an economist at the University of Tennessee, described the pattern to the graduate students in a class she teaches and asked for their thoughts. They were sort of stumped, she said.

Ezra Klein writes that midterms typically raze the governing party and explores just how tough a road the Democrats have ahead.

Michelle Cottle surveys the Republican opposition thats shaping up for 2022 and finds many candidates embracing the fiction that the election was stolen.

Maureen Dowd writes that Biden has a very narrow window to do great things and shouldnt squander it appeasing Republican opponents.

Thomas B. Edsall explores new research on whether the Democratic Party could find more success focusing on race or on class when trying to build support.

What, then, are the most plausible theories?

Follow The New York Times Opinion section on , and .

The Party Thats Actually Best For The Economy

Many analyses look at which party is best for the economy. A study from the National Bureau of Economic Research found that Democratic presidents since World War II have performed much better than Republicans. On average, Democratic presidents grew the economy 4.4% each year versus 2.5% for Republicans.

A study by Princeton University economists Alan Blinder and Mark Watson found that the economy performs better when the president is a Democrat. They report that by many measures, the performance gap is startlingly large. Between Truman and Obama, growth was 1.8% higher under Democrats than Republicans.

A Hudson Institute study found that the six years with the best growth were evenly split between Republican and Democrat presidents.

Most of these evaluations measure growth during the presidents term in office. But no president has control over the growth added during his first year. The budget for that fiscal year was already set by the previous president, so you should compare the gross domestic product at the end of the presidents last budget to the end of his predecessors last budget.

For Obama, that would be the fiscal year from October 1, 2009, to September 30, 2018. Thats FY 2010 through FY 2017. During that time, GDP increased from $15.6 trillion to $17.7 trillion, or by 14%. Thats 1.7% a year.

The chart below ranks the presidents since 1929 on the average annual increase in GDP.

President

1.4%

A president would have better growth if he had no recession.

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The Philosophy Behind Republican Economic Policy

Republicans advocate supply-side economics that primarily benefits businesses and investors. This theory states that tax cuts on businesses allow them to hire more workers, in turn increasing demand and growth. In theory, the increased revenue from a stronger economy offsets the initial revenue loss over time.

Republicans advocate the right to pursue prosperity without government interference. They argue this is achieved by self-discipline, enterprise, saving, and investing.

Republicans business-friendly approach leads most people to believe that they are better for the economy. A closer look reveals that Democrats are, in many respects, actually better.

In 2016 The Media Extensively Covered Trump Supporters Economic Anxiety Will This Misperception Continue In The Lead

Since Joe Biden became president, several surveys have found a sharp rise in Republican pessimism about the economy.

This might seem surprising considering the national economy which experienced one of its worst downturns thanks to the coronavirus pandemic is now objectively improving. The United States added 916,000 jobs in March, smashing Dow Jones expectations and the unemployment rate is now at its lowest level in over a year. And economic forecasters now predict annual GDP growth in 2021 will soar to levels the country hasnt witnessed in nearly 40 years.

Yet, despite these optimistic economic indicators, most Republicans say the economy is getting worse. On the one hand, this is to be expected, as political scientists have found that how we think about the economy is increasingly rooted in how we identify politically rather than in actual economic conditions.

Take this data from Civiqs daily tracking polls, which has asked Americans about the economy each day since June 2016. Americans perceptions of the national economy have changed wildly depending on whether a Democrat or a Republican is in the White House.

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I am 23 and my husband is 25, we are in great health, and are looking for health insurance. I want an affordable plan, but also one which is widely accepted. I know insurance isn't exactly affordable, but I hope you all can go along with what I am saying. Thanks""

Im nearly a 17 year old who wants to know how much insurance will cost..?

hi, with me nearly turning 17 next year and i have been looking at cars i have my eyes on a citroen saxo and was wondering how much will it cost to insurance and not botherd about the price of the car because you can get them for at least 500 pounds, there are ll types of saxos arnt there like the 1.4 and i have been looking aat the saxo vtr but im wondering what saxo is better fo a first car and the insurance thanks zac whalley""

Car Insurance?

How do you determine how much insurance your should carry without over or under insuring yourself?

Teen car insurance question?

Everyone knows that if you get good grades your insurance costs are lowered. i live california just so you know i dont know if it matters. but if i got about a D average my first semester and B+ or an A average second semester will they look at that or average them together. also any other tips to lower insurance costs... thanks ahead of time.

cheap fast cars to insure for young drivers

Which car would be cheaper on insurance? PLEASE help!!!!!!!!?

im 16 and am wondering wich one would be cheaper for car insurance and by how much a white 93 civic hb or a red 94 integra gs

How much do driving lessons reduce my car insurance?

I haven't seen a question like this before on Yahoo answers, but is the 350$ lessons (6 hours) really worth it? (Driving isn't hard, I know, but I want the lessons solely to reduce insurance rates)""

17 year old car insurance quotes help please?

Right i havnt yet passed but my test is soon and i cannot get quoted less than 3000 on a toyota yaris and even a mitza 800cc its crazy if i could get it to 2000 pound i can afford it ive heard of i kube but that was still 3000 just wondering if there were any more companies like that or wether any of you have in the last year or so had any quotes for 2000 or less and with which company can u help me please and no answers like tough its always expensive i know that i just need it at a reasonable price thanks.

How much does the general auto insurance cost?

Can My brother and I go under the same car insurance?

Can I get my name in his car too? In other words, could we both have our name under the insurance? Would this raise insurance? What would happen if one of us wrecks it?""

How much would insurance cost?

For a Yamaha YZF125 in a detached house with a secure gate and the bike woul dbe kept in a shed with a a lock? :P

Best car insurance for a teen?

Im 16 and will be getting my license soon but have to pay for my own insurance. I would like to know which insurance agency would be cheapest?

Can i report my hmo insurance to someone?

they keep giving me the run around saying my meds are covered for the next quarter then denying them every month. Is there something like the BBB to report them to?

New driver needs car insurance - NOT a teen!?

I'm a 23-year old woman living in North Carolina. I'm getting my license for the first time and desperately need *affordable* car insurance. Problems? I am an orphan, so I can't be added to my parents' policy. I don't live alone, but cannot be added to my roommate's policy. Most insurance companies have told me that b/c I don't live alone, I can't get a nonowner's policy, which is fine, but the prospect of paying $5,000 for a 6-month policy is unimaginable. Does anyone know where I can start? I will get my restricted license (restricted due to NC's financial liability requirement) next week and need to get insurance and a car ASAP. HELP!""

What is the average auto mileage per year?

Farmers Insurance says that it is 22,000 and I don't believe them for a second""

Does anyone know where I can find good affordable health insurance?

What is the average cost for insurance?

I am 18 Years old, and I know it seems to be more expensive when your younger. But if someone could help me out if you know the insurance cost per month with just state minimum coverage. and maybe some companies I could check out??""

Tips for cheap auto insurance quotes ?

""My parents are looking for affordable health insurance, they want to retire any suggestions?""

My mother is 57, my Dad is 61, any suggestions?""

How will a $135 speeding ticket show up on my car insurance?

Will the insurance notice show how fast I was going/how much I had to pay for the ticket?

AIG car insurance in west coast?

hi i recenlty moved from east coast to west coast...i used to have car insurance with AIG while at eastcoast....does any one know if AIG serves car insurance in westcoast also.....especially in Los angeles

Do black males have higher insurence then white males?

Wat is a website that helps to find the cheapest auto insurance possible?

Sr-22 insurance how much does i t cost?

I got a dui in 2002 and i havent drove snice i have a car paied off and its a 92 cavilier does anyone know how much my payments would be each month and all i want to put on it is just relaible insurance

Does having points on your liscence affect your insurance?

i am currently 20 years old, and have fully comp insurance costing around a grand... i am turning 21 soon but in the next few days am expecting to have 6 points on my liscense,, any opinions of how much i would be looking for fully comp renewal, or even for downgrade to 3rd party? thanks""

Teen Car Insurance (Divorced Parents)?

Living in North Carolina and both households get along well but adding the teenager is crazy expensive. I'm looking for off-the-cuff insight. If a vehicle is registered and garaged at one house, and the teen has his license from the other parents' address, it should not be necessary to add the teen to the policy, because in essence, he is borrowing' the vehicle. Right? For clarification: I have a vehicle for him to drive. If he gets his license at the other parents house, but drives my vehicle, he shouldn't have to be insured by us because he's not driving a vehicle within his household. Thanks for any help""

Non Owners Auto Insurance?

Hello, I'm 18 and I just got my license and I am buying my first car soon. I wanted to know if it's possible if my grandmother could register my car and have the car in her own name, and I buy Non Owners Auto Insurance to cover me while driving? Is this a bad idea, because it seems as though it would be much cheaper for me? Please let me know thanks!""

Where can i find cheap car insurance?

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

Is a 2000 Mustang GT expensive to insure?

I'm 16 and looking for a first car. I have my heart set on a certain mustang but the only thing is insurance cost. Its a 2000 GT and im going to be insured with state farm. Im 16 getting my license in 2 weeks so I know thats a big factor. Also I was trying to get some ideas about what it might cost and found this on the state farm website. http://www.statefarm.com/insurance/auto_insurance/veh_rating/ford.asp Not sure if its relevant but if it is than can someone explain what it means?

cheap fast cars to insure for young drivers

About coupe car insurance.?

I'm thinking of buying an coupe car. People say coupe car have very high insurance fee. Do you know where to check each car's insurance price? I also heard different age has different price, and older the cheaper. So if we have insurance this coupe as mom who is 50 year old would it be cheaper than me who is 18 year old? how much does it get cheaper if I never get in accident or get violation ticket? If you can, can you recommend me cheap coup car? Thank you.""

18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?

I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.

Did I get a cheap Auto Insurance?

Not sure if I got a good deal from Geico. I insured my new 2008 Mazda and and old Honda Civic. I live in SoCal. Liability Coverages for both: Bodily Injury = $500,000/$750,000. Property Damage = $50,000. Medical Payments = $25,000. Uninsured and Underinsured Motorist Bodily Injury = $500,000/$500,000. Plus Collision and Comprehensive Coverage for the new car. Total Premium = $528.70 (6 months coverage) Is this expensive? Did I choose the right amount for the coverage?""

How much does it cost for insurance on a scooter in europe?

I don't need an exact number, just give me a range.""

""Why do all of my car insurance quotes start at 5,000?! (20 years old)?""

Hey, hopefully you can help me. I have been looking at car insurance online (moneysupermarket.com) and I had 16 quotes come back to me from different providers, ranging from 5,550 - 9,860!? I have no health or sight problems, no convictions etc... I'm just a simple standard applicant. I am 21 years old in August, female and looking to insure a Ford KA 2000 1,3 living in west midlands. I really expected insurance to be around 1,500 maximum, am I filling in the application wrong?!""

Teen Girl Insurance on Car?

I will be 16 in October, I am interested in a 1999 Mitsubishi Eclipse GSX, I have a 4.0 GPA. How much would that cost? Ball park? Thanks :)""

How would a company issue a W-2 to an employee for short term disability?

Is there a 1099 form that we can fill out for taxed disability? The insurance company will not issue the employee a W-2 because we are a small business. Thank you for any help!

What private health insurance programs cover gastric bypass?

I've got group health and found out that only employer insurance programs through them include bariatric coverage. Does anyone know of a health insurance program that covers gastric bypass which I can buy on my own without needing to do so through an employer?

Where can a 29 year old student find health insurance?

I am a 29 year old substitute teacher and part time student. I am looking for some type of affordable health isurance and prescription plan. I am in need of some help...I have no idea where to look. Can anyone please point me in the right direction? Any help would be appreciated. Thanks so much!

Will my car be inspected by my insurance company even if I don't claim myself in an accident?

I want to lower my car and camber my wheels, however my car insurance will not let me untill I am 25. I know if my insurance company find out, my car insurance will be void. Under what circumstances will my car be inspected? Will it be inspected If I don't claim? I don't mind not claiming on my car because the value of it is only about 400""

What is the best health insurance and affordable in arizona?

for mom and a daughter

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

""Average monthly cost of renter's insurance for an apartment in Galveston, TX?

I need to see if I can work it onto my budget

How much would insurance cost?

I am a 16 year old female who just got my license in January. I get good grades, but just a few days ago rear-ended the car in front of me. I totaled my car, and caused minimal damage to the one in front of me. How much should my insurance be on a monthly basis?""

How much average does a family of four pay annually or monthly for health insurance?

I'm currently in the military and plan on getting out in 3yrs. I have an EF but people in the service forget about health insurance (because its free now). I want to set my family up. Just wondering what would I be looking at paying when I separate for a family of four so I can start saving

Ways to lower my insurance rate?

Hey, Im in highschool at the moment and im not reaching my car dilemma Im a male at the age of 16 (not looked well upon by insurance companies I hear) and I am insured by Statefarm. I was wondering if someone could help me out by telling me how i could lower my monthly insurance rate. The car im getting has side airbags and good crash test ratings, and im going to be adding mods to it (either rsx type-s or volkswagon golf gti) and i would most likely be installing rollover bars. Would this help my insurance rate go down? What other steps could I take? Thank you!""

Low car insurance adjustment from liable company's adjuster?

Someone else hit my car while it was parked. It was very cut-and-dry. I got a police report, the officer talked to the driver. It states that my car was legally parked and the other driver is at fault. The damage is minor rear bumper damage, nothing too terrible. I filed with his insurance company, and after a lot of frustrating phone tag, an insurance adjuster came out and wrote me an estimate for $450. I had an adjustment for $734 from the local body shop for my make of car, and I showed it to him. I expressed my dissatisfaction with this estimate, and he said the body shop would settle with the insurance company directly for costs in excess of the estimate. $300 is a little much. Since it's minor damage, I think the body shop will probably take the money and do a shoddy job on the car. It's my understanding they are supposed to repair my car to pre-accident conditions. I got another estimate for $745 this weekend. I can't get it fixed for $450. What are my options? (cont'd)""

One-way Insurance HELP?

What if I have one-way Insurance, and my friend hit my car? what will happen if I do Insurance on him? Will I receive any money for the damage? will my insurance rate go up?""

Car insurance for a young driver?

My parents told me that they would buy me a car but, all I have to pay is car insurance. I was wondering what is the most cheapest insurance company? I've heard about the General and Liability. Someone please help because, i need to know.""

Medical insurance during divorce?

We just filed for divorce in the state of California, we've been married for 12 years and his medical insurance renews in July. Can he take me off now or does he have to wait till the divorce is final?""

How do I find out how much my car insurance per month is on USAA?

Help - Advice on car insurance!?

I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai) Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!) I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses.... Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something? Thanks""

Can i sue an at fault driver even if i dont have car insurance?

I was in an accident today and my car was totalled. I was not at fault in any way, however since Michigan is no fault state the at fault driver does not have to pay for my damages. I do not have insurance but I would like to sue her for minor injurion and damages to my vehicle since now i have no way to and from school or work. Can I sue her even though I dont have car insurance? 4 minutes ago - 4 days left to answer.""

What is the cheapest insurance to get if you have a DUI and live in Cali?

How can i find out Insurance rates on cars?

is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.

cheap fast cars to insure for young drivers

Motorcycle insurance question?

Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol

Should I buy my own insurance?

I'm a named driver under my husband's insurance for 2 years. Just brought another car, if the insurance under my name + husband it cost 450, if under my husband's name + me it cost only 200, is't better buy my owne one?""

Can a good credit score get you cheaper insurance?

Can a good credit score really lower your insurance rates?

Car insurance question?

Can someone get insurance on a vehicle when their name is NOT on the title?? The insurance is in VA. My husband owns the car and was letting his little bro drive it, but we've removed the insurance and told him NOT to drive it, and found out that he has put insurance on it with his insurance company! Is this possible or legal even?""

How much does a married couple spend on monthly bills?

house, insurance car..etc... Im trying to plan ahead and want to know what I'm in for and if I can manage it with two teachers salaries. oh, it would be great if you can tell me a round number of each thing. and yes, i know everyone varies, but I'd like to see what everyone else has. thanks!""

On medical insurance?

I want to get medical insurance but have no idea where to start or what to even look for. My employer offers medical insurance, which I don't qualify for yet, but want to look into other plans before making a decision. Can I get some links so I can educate myself on this, or can I get some suggestions or information from you guys? Thanks""

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

What percent of term life insurance policies pay out?

I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? I'm thinking it is probably very low. So I am leaning more toward investing the money instead of using it to pay premiums. It seems insurance is more of a gamble than an investment. I don't want to give my money to an insurance company for 20 years and have my children get nothing in the end. Can someone with knowledge of the insurance industry please give me a straight answer to this?

Calculate the insurance costs.?

Calculate the insurance costs. a. What would be the premium for a twenty-one-year-old single man who owns his car, purchasing insurance in the amount of 10/20/5? $___ b. How much would it cost him to purchase insurance in the amount of 100/300/25? $___ c. What is the difference in cost? $ ___""

How can i get cheaper car insurance quotes at 17?

Hi,i have just passed and got my driving license but when i ask for a insurance quote its to expensive and too much! Is there anyway to get me a cheaper insurance quote is there any tricks or advice that can help? Please Please reply""

""Poll: Hey, can I borrow your car?""

Poll: Hey, can I borrow your car?""

Car insurance who is responsible ? He lives on his own but the car is in my name?

My son is twenty three and lives at a different address. The title for his car is in my name. Who is responsible for car insurance?

Selling a car without insurance?

I'm selling my car but my insurance expired one year ago since I moved out of the state and left my car at my husband's mom's. Now I want to sell it so posted it online and somebody wanted to look at it, so I asked husband's mom to meet with the guy. Then she says she would let him look at the car but since the insurance has expired, she wouldn't let him drive. I mean who would buy a used car without test driving right? According to her, if the buyer got into accident, I would get sued or something like that. Is that correct? She tends to say things she doesn't really know but she likes talking about legal issues. Does anybody know if she is correct or not?""

""What is good, affordable health insurance in Arizona?

My job is no accepting aps for insurance till October but I need some now. Any good suggestions?

How can I change my insurance plan in Covered California?

I enrolled in Covered California last December. I just realized that I am not happy with my Kaiser plan. How can I upgrade it? I tried to call but I waited on hold for more than an hour and when I was finally able to speak with a representative, she hung up on me. I plan to stay with Covered California but I want to change/upgrade my plan without being kicked out of the system. I am worried because it is only 4 days to the end of open enrollment.""

What's the cheapest car insurance company?

what is the cheapest insurance company for full and liability coverage?

Health insurance in America?

I'm in Australia and very curious about health insurance! What is medicaid? What happens if you have no insurance or medicaid and you have a baby?

""When you switch car insurance companies, trusting the new company with the quote they give you, do they have?

to stick with that quote throughout the year or can they cheat you and increase it later and the quote is just an estimate. I live in California

A better way acquire an affordable health insurance to cover my family?

if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?""

Does anyone know where I can find good affordable health insurance?

I lost my job a few months ago along with the health insurance, does anyone know where a 24 year old guy, no health problems, etc can find a cheap but good health insurance company?""

In Pennsylvania do you need motorcycle insurance with just a learner's permit?

I am about to get my motorcycle permit in Pennsylvania and I was wondering if I needed to get insured to ride with just a permit.

How flexible are life insurance quotes. Can I negotiate with company for a better rate.?

I got a quote for my family and me for life insurance (20 years/400K each). I would like to negotiate a better rate with the broker (assuming same coverage).Can it be done, or are the rates fixed, is there room to negotiate. we did the blood work and were offered standard rates.""

How much would it cost to insure a 07-08 Corvette.?

Considering also there is mileage around 5,000-26,000.. I am a 17 yr old girl and I was looking at the corvette and it really caught my eye! Sporty, fast, and just all over good look for me... What would be ( around / guesstimate ) the monthly payments & insurance because I heard it's cheaper for females to be insured than men.? Thanks!""

Why the heck is insurance so high?

So I'm 17 trying to get insured on any car from a 1-1.2L DIESEL. I've tried practically everything and it's so expensive. I get quoted 15,000 for a MINI COOPER S and 12,000 for a corsa. The area I live in insurance is low. I passed in july and I really need a car. Any suggestions for cars or insurance?""

Car insurance!?

how long before the policy expires does your insurance company send you the delightful letter detailing how much your insurance will cost for the following year!! im looking around for cheap quotes, and i want to know what my insurance with my present company will be, but typically i cant get the quote to proceed off the first stage on the internet! so im going to wait for the letter :)""

cheap fast cars to insure for young drivers

https://www.linkedin.com/pulse/lubbock-texas-cheap-car-insurance-quotes-zip-79453-lisa-lowman/"

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tricityrevivals · 7 years

Photo

Blog Chapter 2.1: The Journey Continues..

Exactly one year ago I wrote our first of now twelve blogs: “Chapter 1.0-The Journey Begins..” and it’s crazy to look back and read that blog and see where we were at that point in time, and remembering our mindset. This year has gone by so fast and it’s been filled with twists and turns along the way. I don’t even really know where to start with this one. Here’s our newest blog as our journey continues with a glance into the past and upcoming year of Tri-City Revivals.

We admittedly didnt know much about A business starting off. Where there’s a will there’s always a way. We knew how to make money selling things, and we translated that into “lets open a business doing this”. It’s pretty funny and crazy to think back and just say hey we can do this based off of that idea, but we took a shot, and it paid off.

The amount of knowledge we’ve learned this year is insane. Neither of us were really interested in college or schoolwork because the subject matter wasn’t of interest to us, but when we are interested in something we become geniuses. We still have a lot to learn, there’s always room to learn more and more each day. I can say absolutely we can school the majority of people double our age on picks about a bunch of items. They just look at us with the “wtf” look. How do these kids know all this stuff?

A year later we have an amazing instagram following, a tremendous website, an inventory of items that fly off the shelves, and an a pick list that’s double sided upcoming.

Our instagram community has been amazing. From making sales and interactions with all our followers to getting feedback it’s been a very powerful tool for us. There’s no magical social media potion we use, but it’s more of a place to display the work we put in and image of us. The majority of that credit goes to Luke and his keen eye and photography skills. I know the work we put in, but I just don’t know how to translate that into a photograph for our viewers, he does. Our followers have went from 0 to 3,000+ in 1 year. It speaks volumes, and we appreciate every single person who at least gives us the opportunity to see what we are about.

Our website gets compliments from everyone who visits. Our view of what we wanted was completed by NJ Tech Team. Specifically Vin and Jess. Since we graduated High School with both of them, they knew us, our personality, and also listened to what our vision was. They worked their magic, and gave us exactly what we wanted. We could not have been any happier with the way things turned out. Looking forward to this year, expect our website to take it up a notch. We don’t want to give anything away so stayed tuned. Its going to be much more interactive for those visiting the site.

As far as picks- we’re expanding our search. There’s still plenty in our area but we’ve been traveling up and down the East Coast as a test run recently, and expect that to go full throttle in the new year. People are finding us now, as opposed to us finding them. Word is spreading quick on Tricity Revivals and we couldn’t be any more stoked about it. They’re finding us several different ways- from friends of friends, or seeing us at shows/sales, or finding our business card in a local eaterie. That ones always funny.

“Hey I saw your card at this bagel shop and figured I’d give you a call because I have some stuff you may be interested in”

Trust me its not always this simple but it has happened before more than once.

One thing that really sticks out in my mind this year: We had so much fun. All too often you hear about the dreads and sighs of going to work and its really unfortunate. I mean we had a blast-just looking back and remembering certain moments could still crack me up. I couldn’t even count on two hands how many times we were doubled over laughing throughout this year in all the different situations we were put in. We’re friends first, business partners second. We’ve spent a lot of time together throughout our lives but this past year it was more than ever. I can’t wait to do it again next year.

We’re excited about what the next year may bring. I think we’ve exceeded everybody’s expectations except our own really. There’s no one else doing this the way we are. There’s no business plan we can mimic off of, or no monthly subscription payments to be accepted. No latest and greatest equipment we can buy to make our jobs easier. I think we’ve dealt with those circumstances pretty well, and have thought up pretty much any idea thats associated with us or how we do business all on our own. Whether it’s a minor change or a major one, we’re always the ones bringing that to the table and we can only hope it shows to our audience.

There’s always more work to do and more knowledge to learn. With anything new in life you need that grace period to learn the ropes and make adjustments. I feel like that was this year. Neither of us knew what to expect, but we figured it out pretty quickly. We’ve experimented with different methods and formulas. Some worked, others didn’t. Either way we kept pushing forward. There will always be mistakes but you have to capitalize on them.

There weren’t many mistakes this year but we are far from perfect. I won’t even call it a mistake I’d call it a lesson learned. To name one:

We overestimated the value of a bunch of items on one of our first picks in the beginning of the year. The items were great and we just thought we could sell them for a lot more than we bought them for. It was a mixture of our error and the seller being greedy or delusional. He was a lifetime collector and he knew there was no money for us to make on the items but he continued to sell them to us for over retail and promised someone would pay the moon for these things. Lesson learned. We’re human. You live and you learn. It obviously didn’t break us and made us look at things a little differently going forward. It has never, and will never happen again.

No need to harp on that in this blog. Just trying to give a glimpse showing it hasn’t been neat and dandy all year.

It’s hard to write a blog and find compliments for yourself and your business, especially when our mindset is that we can always be better, but I have to say we made it a year and we’re gaining more and more momentum with each day, each pick, and each restoration job.

Speaking on restoration- Most people don’t realize this is one of our services, and just see us as pickers. We did get our start restoring free furniture but we can do much more than that, and have restored some great items this past year. Especially when we have our full Tri-City Team with us. Let’s be clear we’d rather not touch the item at all. It’s only original once! I’d say instead of calling it Restoration we deal more (and enjoy more) of doing Rust-orations. It’s the biggest trend in this game right now, and its exploding. It’s basically restoring something so that its in working order, but the outter part is untouched or touched up very slightly. It still gives that original look. As I said, its only original once. People dont want something that looked like it did brand new in 1950. They want something that looks like it was made brand new in 1950 and survived to 2018. We love it and couldn’t agree more.

What to expect of 2018?

I honestly don’t know what 2018 is going to bring for us. I know we’ve had conversations saying we feel like we’re coasting a little bit at times. Admittedly, as we always say and think, we can be doing more, but if this is coasting than watch out if we’re going 110%. There’s a lot of things upcoming that we have to be excited for. We have a lot of really interesting and enormous opportunities that are ahead of us coming from all different ways. Some may work out, others may not, but it’s going to be an exciting time either way and I’m pumped to see how everything plays out. The relationships we’ve built throughout the past year will continue to hopefully form a stronger bond. All I can say is, I feel bad for the other side of those relationships if they choose to forget us, because eventually you’re going to remember the name.

As our best friend and Tri-City Team Member always says, “You guys are playing chess, everyone else is playing checkers”. We’re two steps ahead already even though it may not seem that way. We’ve always got a plan.

Besides that, we are excited at the thought of finding new items this year. We’ve sold over 400 different items this year approximately. Every single one of those items we found in a barn, attic, garage, or home. We’ve shipped items all over the United States and Internationally as well. People will stop in from time to time at Tricity Headquarters and its always the same question

“Where the hell is all your stuff?”

“Gone. Sold”

Every single item we found we learned the background on, educated ourselves, and that’s where the knowledge I was talking about previously comes into play. Every item we shipped to someone who appreciated that piece which makes it all the more special. Everyone isn’t out there getting dirty and looking in barns or attics for it, but they will spend their hard earned cash on it. That speaks volumes to us.

As long as time on earth continues, there is always going to be a market for vintage or antique items. Years go by, people don’t like the new stuff being made, so they go with something vintage. Or they just have great memories of something they had in their past and it’s not being made or sold anymore, whether it be decor or a functional piece. I wouldn’t say its a fad or a trend. This has been going on for much longer than we have been doing it, but the key is that now it’s in the spotlight. Not everyone can do this. I know plenty of people that do the same thing as us but they can’t sell an item to save their life. You can have a storefront, a big name, and a following but that doesn’t make you successful. Your reputation and work ethic will lead you to success. You have to put in the work, test out the market, learn the history, and be smart with your decisions. As long as we keep doing that Our Journey Will Continue.

Lastly, and on a side note: We want to thank everyone who took the time to help us out this past year. Family, Friends, and Relatives who were supportive from the beginning when all of this was just an idea. Spouse’s and our Fur Children who sometimes get put on hold when we are leaving you in the dust running out of the house for a pick or on our phones negotiating a deal or finalizing business opportunities-It doesn’t go unnoticed, and we cannot thank you enough for dealing with us. Even something as small as you giving us a like, or a follow, or a call, or bought something from us you have all had a hand in where we are at today. Thank You! God Bless! We look forward to sharing 2018 with you!

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mavwrekmarketing · 7 years

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Image: Sanja Kaz/shutterstock

Do you have days when you feel like youve been working non-stop, but cant recall what you actually accomplished?

In todays work culture, we usually blame email, social media, and meetings for our depleted effectiveness. And to be sure, youre not going to get a lot done if you are obsessively checking your email or Facebook feed in the midst of every task. However, I have tried numerous techniques in a never-ending quest to work faster, smarter, better. And, Ive found that some of the main productivity killers are rooted more in my psyche than in Facebook.

The inability to make a quick decision and move on

Indecisiveness is procrastination. Its caused by a variety of factors, although fear of failure is typically top of the list. We get anxious about making the wrong decision and so, we do whatever we can to avoid having to commit to a decision. We hold strings of meetings without coming to any kind of actionable conclusion. We research, and then research some more. After all, you can spend an infinite amount of time on Google.

But each time you hesitate on a decision, youre simply wasting time and mental energy. And, youve just added one more thing to tomorrows to-do list.

Im not suggesting that every decision can and should be made quickly. However, I believe that we all need to evaluate the impact that our decision-making style has on our productivity.

Over the course of my career, Ive learned to do two things. One, when I find myself putting off a decision, I ask myself what will be so different about tomorrow that will make it easier to make a decision then. If theres no good reason why I shouldnt make the decision right now, then I make a decision. Second, Ive learned to respect my inner voice. The gut is usually always right so just make a decision and move on. You can (usually) always recover from a bad decision; its inertia that will get you.

Not being able to say no

In the past, I often found myself saying yes for fear of hurting peoples feelings or creating conflict. Ive always taken it on myself to make sure that everyone else is happy. And thats why even when my schedule was packed full, Id always take on one more thing when someone asked. This habit was costing me dearly at work and at home.

Learning to say no has been a challenge for me, but it has been an incredibly empowering lesson. With a little practice, I realized that saying no doesnt make me rude or unhelpful. I now have more time for those commitments and priorities that matter most.

Looking for perfection

It has taken me years to understand just how unproductive the quest for perfection is. Projects start bogging down while you get hung up on every small detail. Meanwhile, the competition runs circles around you and the market moves on.

I try to set my sights on finishing things, rather than perfecting them. Releasing something to the world thats 80 to 90% there is far better than just sitting on something until its 100% right. Once you finish something, you can always go back and start refining the details.

Working too long without any breaks

If youre like most people, your focus begins to fade after an hour or two of concentrating on the same task. I used to try to power through this mental fatigue, but then I began looking into different work styles and learned about the importance of breaks. The human mind can focus on any one task for 90-120 minutes; after that, a break is needed in order to recharge and get back to high performance.

I now make a point to step away from something when I begin losing focus. You can go outside, meditate, or chat with a friend. Julia Giffords of DeskTime says that to get the most from a break time, you should be completely removed from the work youre doingyoure entirely resting, not peeking at your email every five minutes or just quickly checking Facebook.

Not exercising

When youve got a lot to do, its easy to focus on your to-do list and let everything else fall by the wayside. Things like exercise or seeing friends seem counter to your productivity. But, youre not going to be productive in the long run if you dont take care of yourself. You may not have a lot of time, and thats okay. Exercisingfor as little as 10 minutes releases a neurotransmitter that helps relax your brain and boost your mood.

I now make it a point to hit the gym for cardio and stretching each morning, no matter how full my schedule gets. I make it a priority. Its non-negotiablejust like a client meeting. If youre feeling pangs of guilt about taking time away from your tasks, think of it this way. Regular exercise increases your energy levels: taking time off to exercise helps you get more done.

Those are the five lessons Ive learned to be as effective as possible in the limited amount of time I have. No doubt there are many other strategies. What have you found most effective to boosting your productivity?

Nellie Akalp is an entrepreneur, business expert, speaker, author, wife, and mother to four. She is the founder & CEO of CorpNet.com, an online legal document filing service, where she helps entrepreneurs incorporate, form LLCs, file DBAs and keep their businesses in compliance.

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Nellie Akalp