#ive been on a project since january ? and we are STILL confused

[fangedtracks]

just got done for the day and i have a raging headache :/

[saintlavrents]

Truthfully [h.o]

Pairing: Harrison Osterfield x Reader

Warning(s): Fluff?

Prompt: “I can repress feelings all day.”

Summary: in which he asks you to pretend to be his girlfriend

Words: 1,632

A/N: im back with yet another haz fic. ive been in such a haz mood lately aka since the end of last year. also im sorry that this is kinda bad bc ive been having writers block since january so yea lol and this is my entry to @londonspidey​‘s writing challenge. congrats on the 3k!

You were bouncing your leg on the passenger seat as Harrison parked the car in front of the venue. To say that you were nervous was definitely an understatement. You kept on asking yourself how on earth did you get yourself into this predicament. Well, you know exactly how. You just didn’t understand why you had agreed to this.

“I need a favor.” You had opened your door to a seemingly disheveled Harrison, who just walked in as soon as you opened the door.

“Good morning to you too.” You muttered sarcastically as you closed the door behind him.

It was around eight in the morning and you had stayed up last night to study for a quiz you were going to have on your afternoon class. And you weren’t in the best mood due to the sleep deprivation.

Harrison stopped in his tracks for a second before sighing and turning towards you. “I need you to pretend to be my girlfriend.”

Your eyes widen in disbelief. “I’m sorry. What?”

“Well, uh, I kind of told my mum that I was seeing someone and that I’m going to bring that someone to Janice’s wedding.”

“Your cousin, Janice?”

“Yes.”

You sighed as you run your fingers through your hair, “Why, though?”

“Because she keeps trying to set me up with one of her friends’ daughter.”

“And you want me to pretend to be your girlfriend to get her off your back?”

“Yes.” He uttered, seemingly defeated. “You’ve got to help me. I don’t know who else to ask.”

You and Harrison first met in freshmen year in your English class and almost immediately hit it off and that lead to him introducing you to his group of friends, which you soon became a part of as well. Ever since then, you were pretty much best friends with all of them but you and Harrison were probably closest to one another amongst the six of you. The two of you even ended up going to the same University, but for different majors -Theatre for Harrison and Literature for you- and the two of you also live in a flat next to one another.

Being best friends with Harrison was probably the best thing that’s ever happened to you. But the thing is, sometime around sophomore year, you realized that you had feelings for him. You never told anyone, mostly because you don’t have any plans on telling him about your feelings ever. You had such a great friendship with him and you didn’t want to jeopardize it.

But eventually, Harry found out, sometime after he had enrolled in the same University as you and Harrison.

You were helping Harry move in to his flat, since you’ve got two of your classes cancelled today. It was only the two of you as Harrison said that he would come over to help after class. After about an hour of helping Harry unpack his stuff, Harry’s door swung open and Harrison barged in and gave you a hug. You were taken aback, blushing and your heart was pounding a thousand beats per minute.

“What are you doing?”

“Thanking you for helping me with the audition.” He said, letting go of you. You had helped him run his lines as well as film his audition for a major part in a film student’s final project a few days ago. “I got the part.”

“That’s great news!”

“I know!”

Harrison stayed and helped Harry with unpacking for about an hour before leaving again for his next class. After Harrison had left, Harry turned to you.

“You have feelings for him!”

“What? No, I don’t!”

“Yes, you do. If you don’t, you wouldn’t have been so defensive about it.”

You groaned in defeat, “Alright, fine. Happy now?”

“You should probably tell him.”

“And possibly ruin my friendship with him? No, thanks.”

“With you being this obvious, you should just tell him.”

“Again, no thanks.” You paused for a bit, quite embarrassed that you got caught. “I can repress feelings all day.” You added.

Since that day, you tried your best to not make it too obvious that you are practically in love with Harrison. You tried to ignore the loud beating of your heart every time he’s near and/or is looking at you with those blue eyes of his. You even had to put up a tough and sarcastic act whenever he’s around, mostly to pretend that whatever he did and/or say doesn’t really affect you, when whatever he did and/or say drives you crazy.

No matter whatever he said or did, never did you ever expect that he would ask you to pretend to be his girlfriend.

“But, like, your mom knows me.”

“Yeah and she likes you.”

“Wouldn’t she know that we’re not actually dating?”

“We’ll just have to act and be convincing.”

“What’s in it for me?”

“I’ll buy you lunch till the end of the term.”

You thought about it for a second before agreeing, “Okay.”

“Thank you!”

“When’s the wedding?”

“Saturday.”

And that was pretty much how you got yourself in this situation. You, in heels, dress, full face makeup, holding hands with the guy you’ve had feelings for since high school, walking into the venue of his cousin’s wedding.

“Your hands are sweating.” He whispered.

You stopped to retract your hands from his to wipe it off on your dress, “Sorry. I’m nervous ‘cause this is just weird. Pretending to be your girlfriend and all.”

He took your hand again and gave you a reassuring smile before walking into the ballroom, where the party was.

“Harrison!” You heard his mother call for him and the two of you turned around.

“Mum, hi.”

You gave a small smile, “Hi, Phil.”

“You guys came here together? I thought Harrison was bringing someone he’s seeing.” Phil teased.

You tensed up a bit and before you could say anything, Harrison chipped in, “Y/N and I are together, mum.”

Hearing him say that made you feel… weird. It made you feel butterflies, obviously, but it hurts because you wanted it to be true.

Phil looked taken aback, clearly surprised by her son’s declaration, but then quickly broke into a huge grin, “Oh my god! Harrison! You didn’t tell me that the one you’re seeing is Y/N!”

Thankfully, things got less awkward as the night went on and you had to admit that it was kind of fun playing along with it. Pretty much all you did for the rest of the night was stand by Harrison’s side, smile and respond whenever his family would talk to you.

At some point, you felt your ankles starting to hurt from standing too long on your heels, so Harrison suggested you take a break and sit down at the table for a while and so you did. You reached your hand down to your ankles in an attempt to massage and soothe the aching on them. You couldn’t help but look up once and a while and look at him. Sure, it got pretty fun, but it kind of hurt because you wanted it to be real.

He, eventually, caught you staring and mouthed an ‘Are you okay?’, which you responded with a nod and a small smile. You were once again looking down at your ankles and you felt someone pull the chair to your right.

“You know, I never thought he’d had the balls to ask you out.” Charlotte laughed.

You looked at her with a confused expression but before you could respond to that, she spoke again, “He’s always so scared that you didn’t like him that way. But mum and I always knew you like him back.”

Before she could say anything else, you heard Phil call to her for a family photo. What Charlotte said definitely confused you. What was that about?

“Hey.” Harrison snapped you out of your thoughts.

“Oh, hey.”

“Are you feeling any better?”

“Yeah, definitely.” You gave him a tight-lipped smile.

“Okay, that’s good. ‘Cause they’re going to start dancing any minute now.” And as if on cue, a slow tune played through the ballroom speaker.

He offered his hand to you and you took it, walking with him towards where everyone else were dancing, blending into the crowd. The two of you sway to the tune silently, before you decided to break the silence.

“You know, Charlotte said something interesting earlier.”

“What?”

“She said she never thought you’d had the balls to ask me out.”

Harrison tensed, “Oh. Did she say anything else?”

“She also said that you’re scared I don’t like you back.”

“Oh.” He looked down for a bit before looking at you.

“Oh? So, is it true?”

“I… Uh… Well… Here it goes.” He sighed before continuing, “I really like you, Y/N. And I know you don’t like me that way and that’s completely fine, I just hope that we can stay friends with y-” You cut him off by planting a short kiss on his lips.

You pulled away to see him looking very surprised. He was definitely not expecting that.

“I really like you too, Haz.” You smiled at him.

He smiled back at you before kissing you. And all you could think of was how crazy everything was. Never have you ever thought you’d be kissing him for real.

“Wait. She also said that your mum and her always knew that I liked you.”

“Uh… About that… Truthfully, she never tried setting me up with anybody. I just needed a reason to, well, ask you out.” He said, looking at you with that damn blue eyes, making your knees go weak.

And that was probably the moment where you both realized that it was love.

“You're still buying me lunch till the end of term, right?”

[tsukidrama]

erwin is such an interesting character and him dying right before reaching his ultimate goal made his death even worse. i wish we could have seen him as the colossal titan too! i think the story would have definitely been different and levi x colossal would have been a very scary duo on the battlefield.

ooh i see! yeah annie is way more than the cold heart bitch the fandom likes to make her look like. she didn't kill those people for fun, and for almost all the warriors people tend to forget too easily that they were 12 years old and brainwashed when they were sent to paradis so of course they killed a LOT of people but it's not like they had a choice, especially since their families were still in marley. 

omg starting aot when it first aired must have been stressful, you have my total respect, i could have never survived the cliffhangers. but that was smart to notice all of these things and go past what annie did! i didnt even realise what giving up must have meant to her.

i'm pretty new to anime, aot was my third anime and i started watching it in january when season 4 just started airing. i binge watched the first three seasons and seeing all of those plot twists one after the other was a rollercoaster! but because i watched the episodes "too fast" i missed a lot of details and had to rewatch to understand some characters better (including annie). after that i started reading the manga after s4 part 1 finished airing.

annie was totally confused after coming out of that crystal and catching up with what happened in marley too must have been a LOT, she was barely out of her crystal and had to go back to war again, the boat scene seems so out of place! same, the shippers for them can be extreme i avoid them as much as i can. (i saw your tag and wtf) 

i'm not the biggest fan of her dad but it's just me projecting qkjsjsls but i understand his motives and indeed all of that training was because she's important to him. he's the dad grisha wanted to be lmao. 

do you have favourite ships btw? 😊

-j

agreed. a piece of my soul dies during episode 55 every time. erwin should have been the one to get the injection and i will die mad about it.

i honestly don't have a problem if people dislike Annie. i'm kinda like: good stay away from her. she was the first anime girl that i really got attached to so she's got a special place in my heart. she's definitely in the wrong for all the shit she did but i also think that she knows that, and she knows she can't change the past either. that's part of why i think she'd have a pretty substantial breakdown after all the fighting. she's never been in a place where she can truly reflect on and process what happened to her - and crystal jail doesn't count because it effectively put her in solitary confinement and that's just as psychologically stressful as being used as a human weapon. i also don't think any of them LIKE to kill people, they're so brainwashed that they see it as doing what they HAVE to do to be safe *but i pointedly glare at Zeke who is on thin fucking ice*

yeah it was pretty rough, but it also means that ive analyzed literally every plot point, every interaction that ever happened. there wasn't really anything else to do. i definitely recommend paying attention to small details during your rewatches, everything makes so much more sense once things have been revealed (some still don't though unfortunately). it's fun that you're getting into anime! there's a whole world out there to get into and attack on titan is a pretty good starter. a little intense maybe 💀

the boat scene bothers me a lot, ive talked about it before on here. i genuinely don't understand why people see it as a "confession" or in a romantic context at all really, when he's literally brushing her off the whole time and thinking about eren. they really aren't canon in any significant way, not compared to the other canon ships. and it's pretty hilarious how defensive and shrill the shippers will get if you point them out.

oh shit, no no no. that is NOT why i like annie's dad, not even a little bit. im a little worried that's the impression i've been giving off now so i might make a post about him later? the way he treated annie when she was a kid was definitely abuse no matter how you look at it. the fact that he adopted her for the sole purpose of using her to gain status? fucking evil. i had an abusive father myself and i know what you mean about projecting. until her backstory was revealed i hated him with everything in me, but she cares about him so much and wants to be with him again so much that in my opinion anybody that excludes her father from her narrative is in denial. she has a good relationship with him whether anybody likes it or not. i get the impression that now he has a second chance he would do absolutely anything for her to make sure that he does right by her this time. i see him as being pretty haunted by the things he's done to her but he also thinks he deserves to feel like shit so he keeps his mouth shut, it's the least he can do for her after how he made her feel/what she had to do.

[prettyinlimegreenboots]

“I think you might be pregnant.”

Minor cussing and some drinking in here along with hospital, IV, and blood. This is a continuation of this fic but you don’t have to read it to understand what’s going on in this. 

January 21, 2020 8:00am 

All was quiet in the ER that morning. Or as quiet as it could be with two gunshot victims and several heart attack patients. It had been crazy since he punched in at 5:00am for his 12 hour shift. 

He threw himself into a chair and surveyed the waiting room. He was waiting for something to happen but for the moment it was temporarily calm. 

He was lost in his thoughts, thinking of the dinner that Racer had promised him, when a chart was thrown on the desk with a bang. Looking up, he saw Plums standing there with an unsettling look on her face. “You alright, Plums?” 

“Just felt off for a moment.” She pushed a smile to her face, sitting in a chair. “Hey, good job with that gunshot victim earlier. Not sure how but you got him calmed down.”

Spot grinned, thinking back to the first 30 minutes of his shift. “Got him talking about his daughter. Works like a charm.” 

“Well I appreciate it.” Kat grinned, looking at the clock before turning to her chart. 

Spot watched her. “Something’s off with you Plums. Are you doing alright?” 

“I’m fine; don’t worry about me. Jack’s got all these ideas for projects this weekend and I’m a little nervous to be honest. But I’m fine.” She waved him off, as he raised an eyebrow. 

“And is there a reason you’ve been in the bathroom like 6 times already this morning?” Spot picked up a pen and his own chart. “Is there something you wanna tell me?” 

Her eyes went wide as her hands went to her ponytail to tighten it before giving him a look. “I didn’t know you’ve added stalker to your resume.” 

“For being a doctor you’re kinda thick headed, Plums.” Spot smirked. 

She turned, giving him a confused look. “Pray tell, head nurse Spottie, tell me what I’m missing.” 

Leaning in close to her, he grinned before whispering. “I think you might be pregnant.”

She pushed back in her chair, eyes wide. “There’s no way.” 

“Come on. There’s a way. You and Jack - trust me I know more than any brother-in-law ever wants to know.” Spot gave her a look. “You’ve got all the signs - frequent trips to the bathroom, sleepiness, fatigue, need I go on?”

Kat shook her head. “I’m not pregnant, Spot. Just drop it.” 

“Just take a test. If I’m wrong, we drop it. If I’m right, we’ll celebrate.” Spot kissed her cheek. “Why are you so worked up denying this?”

She sighed, flipping the chart closed. “Just drop it. I’m off the clock. I’ll see you this weekend, love you.” 

“Love you too Kat.” He gave her a look, watching her head to the locker rooms to grab her stuff. “I’ll see you this weekend.” 

The day passed, with more runny noses and coughs that he wanted to see but it was quiet, thankfully. No major crises or issues walked through the doors. Looking at the clock he saw that it was just past noon. He was planning on escaping to the cafeteria to grab something to eat when the bay doors were thrown open and a gurney was wheeled in. 

“What do we have boys?” He caught up with them, accepting the chart they had started before looking at the patient, eyes going wide. “Kat?”

“26 year old female; husband found her fainted and lethargic. Her husband called saying she had fainted several times, hitting her head the final time.” Spot looked at the gauze on her forehead before looking over at a worried Jack. He gave him a tight smile before looking at the paramedics. 

“Let’s get her over to bed 2.” He said, pointing in the general direction.  

Stopping at the desk, he gave Isabel, another nurse, a look. “Page Dr Rush and Albert. Plums is in bed 2.”

Walking over to the bed, he was met by a few nurses and an orderly. They transferred her to the bed, letting the paramedics leave. Spot looked at Jack. “Jack, talk to me. What happened?” 

Jack kept an eye on the nurse as she started an IV, getting Kat hooked up to all of the monitors. Putting a hand on his brother-in-law’s shoulder, Spot looked at him. “She’s going to be okay. Now I need you to tell me what happened.”

“One minute she’s telling me what a pain in the ass you are at work today. And the next she’s falling to the ground. She was so still, Spot. She didn’t move for a minute or two while I called 9-1-1.” Jack cried as Dr Rush and Albert showed up. 

Albert looked between Jack and Spot before nodding at them. Dr Peter Rush sighed. “Didn’t we just kick you to the curb, Plums?” 

“Missed it too much. Had to come check up on all of you.” She grinned. “I’m fine you guys. It’s just a little head wound.” 

Dr Rush stepped up to the bed and looked her over. “Albert, would you take Jack to the waiting room? We’re going to do some tests and you can come back in.” 

Jack shook his head, giving Spot a pleading look. “I’ll come get you when we’re done, I promise.” 

Letting Albert guide him, Jack sighed loudly. “Love you, Kat.”

“Love you too Jack. Go I’ll be fine. Call your brother.” She gave him a look, watching him walk away before looking at the two men in front of her. “Spot don’t start. Order a full blood work panel and see what’s up. Also, just stitch me up.” 

Dr Rush chuckled. “She self diagnosed herself . . . why was I paged?” 

“Possible concussion and because she’s a stubborn little thing and I needed someone to look at her.” Spot chuckled. “Anything else?” 

Looking at Kat, Dr Rush gave her a look. “What year is it?” 

“2020.” She grinned. 

“And what day of the week is it?” He asked. 

“Tuesday.” 

“And what’s your puppy’s name?” 

Kat grinned. “Basil.” 

“I want a CT scan, I want to know why she’s fainting. I don’t think she has a concussion.” He handed her chart to Spot. “Let me know what you find out. Kat, take it easy; try to sleep some while you’re here. Let us run tests and we’ll see what’s going on.” 

Waiting until he left, Spot gave her a look before drawing blood. “Did you take a test?” 

Swatting him, she shook her head. “No but knowing you, you’re gonna run one. Put a rush on those, please?” 

“Will do. You scared Jack.” He said, flicking the test tube a bit to ensure all the bubbles were out of it before putting a barcode on it. He would deliver the blood to the lab himself. “Do you need anything?” 

She sighed, pushing herself up in the bed. “I know I scared Jack - one minute I’m complaining about you and the next I'm on the floor with his mug hovering over me. Can I have some water? Can you grab Jack?” 

“I’ll have Al bring you some water. Anything to eat? And yes, I’ll grab Jack as I head to the lab.” He promised, patting her leg. “You’re going to be fine. We’ll figure this out.”

Kat smiled, biting her lip. “I had lunch. Thank you for everything, Spot.” 

Spot patted her shoulder before giving her cheek a kiss. “Rest. I’ll send Jack and Al back here. Love you.”

“Love you to, Spot.” She smiled. “Thank you.” 

He nodded, stepping out closing the curtain behind him before heading to the waiting room. Spot quickly found Jack sitting there with Racer beside him. They both stood as he approached. “How is she?” 

“She’s good. She’s hooked up to an IV getting some fluids. We took blood work and I’ll bring it up to the lab. She’s going to be getting stitches and a CT scan and will know more in a bit.” Spot smiled at the two. “You guys can come back and sit with her if you want, until we take her up for the scan.” 

They both nodded and followed him through the maze of the ER. He stopped at the desk and grinned at Al. “Hey can you come stitch up Plums? And grab her some water.” 

“Sure. Thought you’d want to do that?” Al grinned, looking between Spot and the two behind him. 

Fishing in his scrubs pocket, he pulled out the vial of blood. “Gotta take this to the labs. I’ll meet you guys by Kat in a bit.”

Tugging on Race’s hand, he pulled him closer. “Hi love. I’m sorry it’s so chaotic but I’m glad you’re here for Jack.”

“Hi yourself.” Race grinned, leaning over and kissing him. “Go be the hero and save the day. I’ll see you in a bit.” 

With a pep in his step, Spot gave him a look before heading towards the elevator. Tapping his foot, he took a moment to inhale a deep breath before exhaling. He hoped the vial of blood would clue them in on what’s going on, though he had a pretty good feeling. 

Walking into the lab, he grinned seeing Elmer standing there. “Hey man is there any way you can rush this and run this while I wait?” 

Elmer gave Spot a look. “It’ll cost you.” 

“Whatever it takes. I just need this done. Order should be in your inbox.” Spot handed over the vial, leaning against the wall, taking out his cell phone. 

A quietness descended on the two. Spot took that time to flip through the texts he had received, most of them from Race trying to figure out what was going on with Kat. He sent Race a text to see how Kat was doing and glanced up at Elmer. “How’s your day been?”

“Busy. Y’all couldn’t have a quiet day in the ER could you?” Elmer gave him a look grinning. 

Spot chuckled. “Never. But it’s been quieter than the last few days, knock on wood.” 

Elmer laughed, shaking his head. “Glad you’re in the mayhem and I’m not. Alright, the tests will be in the patient's file by the time you get back downstairs.” 

“Thank you! I owe you.” Spot clapped his hands, heading towards the elevator, pressing the down button. 

Stepping off the elevator, he headed to the desk, pulling up Plums’ chart before reading the labs. His eyes widened at the one result, a grin pushing through his lips. Logging off the computer, he headed back to her bed. “Oh thank god you’re back.” 

“What’s wrong?” He asked, looking between Jack and Race who both had grins, Albert who was frozen halfway between the bed and the curtain and Kat who just looked half asleep. 

“These two are trying to convince Al to put purple or green stitches in. They think they’re funny but they’re not.” She rolled her eyes, hand flying to her head with a groan. “Can you stop them?”

Spot gave his husband and brother-in-law a look, pointing at them. “Al go check up on status for a CT, you two sit there and touch nothing.” 

Walking to a drawer, he grabbed a few things, looking at Kat. “Did he numb you up yet?”

“No. He was too busy being egged on by these two.” Kat gave him a look. “Can you assign him flu cases for the next week?” 

Spot grinned. “Shhh that’s our secret. How are you feeling?” 

“Slight headache and just tired.” She gave him a faint smile as he prepped to stitch her up. 

“Race, don't look at Kat. Keep your eyes away from her.” Spot said, glancing over his shoulder. “Just a few more Kat.” 

Snipping the thread, he threw everything just as Al came back in. “They can take her now if you’re ready.” 

“You two will have to wait in the waiting room.” Spot gave Jack and Race a look as Jack started to protest. “She’s going to be upstairs, running tests. You’ll be bored so we’ll come get you once she’s back.” 

“Is she going to have to stay overnight?” Jack asked, standing. 

Spot shrugged. “Probably not but we’ll know more after the CT scan. Don’t panic - this is routine and normal. She’s okay, Jack.” 

Kat grinned at her husband and brother as they both gave her kisses. Al and Spot transferred her upstairs, Al leaving them at radiology. “So what did my labs say?”

“You owe me.” Spot looked at her. “You’re pregnant.” 

Tears clouded her eyes, as she shook her head. “Really?” 

“Yup.” Spot nodded. “We can do an ultrasound if you want when you go back down.” 

She chuckled. “Not exactly how I wanted Jack to find out or you and Racer.” 

“But it’s kinda perfect.” Spot grinned. 

She nodded, folding her hands over her stomach. “Can we not tell Jack? I will, I just want him not to find out with the hubble babloo of the ER.” 

“Let me talk to Rush and we’ll see what we can do.” Spot grinned. “Now let’s get this CT scan done and we can get you out of here.” 

He sent a text to Rush with Kat’s request and waited in the hall until she was done. Blink quickly read the report and didn’t see anything abnormal which they expected. Pushing her back downstairs, Spot put her back in her bed before going to find Race and Jack. “She’s back in bed. I’ll have Dr Rush come in and she should be released soon.” 

“Spot, give it to me straight. Is she okay?” Jack stopped him before he started to head to the back. 

He bit his lip, looking between Race and Jack. “She’s going to be okay, Jack. Dr Rush wants to look at everything before coming to talk to you guys, okay?” 

Jack nodded, following Spot to the back. Race followed them, but held back as Jack went to see Kat. “You’re lying.” 

“Am not.” Spot gave his husband a look. “And since when do you know all medical things?”

Race grinned. “You biting your lip is a tell. You know something.”

“Even if I knew something, I couldn’t tell you because of confidentiality.” Spot gave him a look. “Besides if they want you to know, you’ll know.” 

Race’s eyes lit up. “So you do know something. Spottie . . .” 

“No, Racetrack. Go in and check on Kat.” Spot pushed him towards the curtain, giving him a pointed look. “I’ve got to get the doctor then I’ll be in. Don’t be a nuisance.” 

Spot watched him disappear behind the curtain before heading to the nurse’s station. He saw Dr Rush standing there and slided up beside him. “Did you see Kat’s labs?” 

“I was just looking at them. Now what does she want to do?” Rush looked at him, flipping through the labs. 

Spot grinned. “She doesn’t want us to tell them about the lab results. So I was thinking we tell them she was dehydrated and she needs to push fluids for the next couple of hours.” 

Dr Rush nodded, motioning him towards Kat’s curtain. Spot walked behind him, pulling the curtain closed behind him.

They stepped in and all eyes turned to them. “We have your results. Looks like you’re dehydrated but everything looks good. I would suggest taking it easy for the next couple of days and push fluids - water and juice. Skip the alcohol.” 

Jack leaned over and kissed Kat’s forehead with a strangled chuckled. He closed his eyes, continuing to kiss her forehead. “Any questions?” 

Kat laughed, shaking her head. “I think we’re all set. When can I leave?”

“As soon as Spot writes up the discharge papers.” Rush gave them all a look before stepping out of the curtain. Spot looked at the pure excitement in the room and the relief on Jack’s face. “Kat, do you need anything?” 

She looked at Race and Jack who were both grinning brightly at her, a weight lifted from their shoulders at their wife and sister being alright. “Nah I think I’m alright. Just get the papers ready?” 

“I’ll get them ready.” Spot chuckled. “How are you getting home?” 

Race raised his hand. “I told them I would take them home since Jack rode in the ambulance with them.” 

Nodding, Spot left the area, heading over to the nurse’s desk to start the paperwork. Spot logged into the computer, reviewing his notes before typing them up. Finishing them up, he quickly printed them off. Grabbing that and a prescription that printed off, he headed back to Kat’s area. 

“Basically, keep hydrated, rest, don’t do anything dumb.” Spot gave Jack the paperwork, giving him a look. “Keep her calm, even though she doesn’t have a concussion, she might have a hell of a headache. Let me know if you have any questions.” 

Jack nodded, giving him a look. “Thank you Spot. I’ll text you if I have any questions.” 

“Sounds like a plan.” He gave Kat a look. “Let Jack wait on you hand and foot. No Dr Plums today . . . it’s just Katherine for the day. Go watch all those Hallmark movies you love and cuddle Basil.” 

He started taking the wires and IV out before giving her a look.  “Do you need anything before you go?” 

She shook her head as Albert came up with a wheelchair, before helping her into the wheelchair. Patting Jack’s back, Spot watched them walk out of the area with a smile on his face. He just hoped that Kat would tell him sooner rather than later. 

Race caught him as he walked out of the area. “Hey, what time will you be home tonight?” 

“Around 5. You still making dinner?” Spot asked, giving his hand a squeeze. 

Race nodded. “Pasta, right or do you want something else?” 

“Kind of craving homemade pizza.” Spot grinned. “I’ll see you at home, I love you.” 

“Love you too. Have a good rest of your shift.” Race kissed him, waving goodbye before heading out of the emergency room. 

Going back to the desk, he collapsed in the chair, rubbing his hand over his face with a loud sigh. Closing his eyes for a moment, he listened to the noises around him. He heard the chair next to him slide across the floor, as he peaked an eye open. “How are you holding up?” 

“I’m doing as well as I can be right now.” Spot sighed. “Got another two hours before I’m done and all I want is a bed for a nap. How are you doing? Ready for all the incoming flu cases coming your way?” 

Albert threw his head back, groaning. “Ha you’re funny. I’m fine. I wasn’t in the room all that much but it seems as if Kat’s alright - just dehydrated from what I saw.” 

Spot nodded, grinning. “I’m sure Jack will be the perfect nurse for him.” 

The next two hours passed by without an issue, a few simple cuts and bruises and an arm that needed to be set. He quickly grabbed his stuff before clocking out and heading home. He sighed, getting into the car, starting to head home.

He was looking forward to laying on the couch with Sassie, their dog, and looking forward to whatever kind of pizza Race was making that night. Pulling into their driveway, he quickly got out before slamming the car door behind him. Walking up the sidewalk, he pushed open the door, inhaling deeply, sighing in content at the spiciness in the house. 

“Honey I’m home.” He tiredly called, dropping his bag and kicking off his shoes. “And it’s been a hell of a day.” 

Race poked his head out of the kitchen while Sassie made her way over to him. He patted her a few times, before leaning over and kissing Race. “I love you. It was good to have you in the emergency room and not be the patient.” 

“I love you too and you’re not funny.” Race rolled his eyes, walking into the kitchen. “I have a beer open and ready for you.” 

Quickly changing into sweatpants and a hoodie, he sat at the kitchen table and watched Race finish up dinner. He relaxed in the chair and listened to Race prattle on about anything and everything. As they were finishing up dinner, both of their cell phones chirped with a text message. “OH HELL YES!” 

Race did a weird jig in the middle of the kitchen, with the biggest grin on his face. Spot gave him a look. “What?” 

“WE’RE GONNA BE UNCLES, SPOTTIE!!!!” Race yelled, continuing his jig. “Jack just texted the news.” 

Spot grinned, shaking his head, standing up and joining him in his awkward jig. The secret would stay with him now. In this moment, he would jig with his husband and celebrate the happy news.

There’s almost 3500 words of another emergency room fic featuring doc Kat and nurse Spottie. Hope you all enjoyed it. Let me know what you think! 

[yasminaszvoelkerqj73insuran-blog]

Can someone tell me wher to find a DMV in allentown PA?

Can someone tell me wher to find a DMV in allentown PA?

I need to register my car in PA but i can t find a DMV....so weird.

BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US

SOURCES:

I need to register my car in PA but i can t find a DMV....so weird.

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I need to register my car in PA but i can t find a DMV....so weird.

[patriotsnet]

Who Are The Republicans In The House Of Representatives

New Post has been published on https://www.patriotsnet.com/who-are-the-republicans-in-the-house-of-representatives/

Who Are The Republicans In The House Of Representatives

A Note About Room Numbering

2020 Election: GOP maintains control of Texas House of Representatives | KVUE

The three primary House office buildingsCannon, Longworth and Rayburnshare a room numbering system for above-ground rooms that might confuse visitors at first.; The system is fairly straight forward and can be used to identify most member and committee offices merely by knowing the correct room number regardless of building.

All Cannon above-ground rooms are three digits.; As you would expect, the first digit indicates the floor level.; For example, 303 Cannon is on the 3rd floor.

All above-ground Longworth rooms are four digits and start with the number 1.; The second digit from the left indicates the floor.; For example, 1309 is on the third floor of the Longworth building.

All above-ground Rayburn rooms are also four digits, but start with a 2. The second digit indicates the floor number. For example, 2125 is on the first floor of Rayburn.

U.S. House of Representatives

Here Are All Of The House Republicans Who Voted To Impeach Donald Trump

Ten members of the GOP joined with Democrats in the vote.

President Donald Trump impeached for ‘incitement of insurrection’

The House of Representatives has voted to impeach President Donald Trump — making him the only president in American history to be impeached twice.

Unlike his first impeachment in 2019, 10 Republicans joined Democrats to charge Trump for the “incitement of insurrection” for his role in the Jan. 6 attack on the U.S. Capitol with a final vote of 232-197.

Some Republicans may have feared for their own safety if they voted for impeachment, Rep. Adam Kinzinger, one of those who voted against Trump, said. Kinzinger told ABC’s “Powerhouse Politics” podcast that some members of his party are likely holding back from voting for impeachment due to fear of highlighting their own participation in supporting the president’s false claims of election fraud.

Democrat Jason Crow, of Colorado, relayed similar thoughts in an interview with MSNBC on Wednesday morning.

“I had a lot of conversations with my Republican colleagues last night, and a couple of them broke down in tears talking to me and saying that they are afraid for their lives if they vote for this impeachment,” he said.

Here is a list of the 10 Republicans who took a stance against Trump:

Rep. Adam Kinzinger, R-Ill.“It’s not going to be some ‘Kumbaya moment’ on the floor — it’s going to be an awakening by the American people to hold their leaders accountable to their rhetoric,”

Changes To House Rules

After Democrats took control of the House in the 116th Congress, they voted to change some rules from the previous session of Congress when Republicans were in control. Some of the changes appear below.

PAYGO: Democrats approved PAYGO, a provision that requires legislation that would increase the deficit to be offset by spending cuts or revenue increases.

Ethics: Democrats made changes to House ethics rules that required all House members to take ethics training, not just new members. The rules also required members to reimburse taxpayers for settlements that that result from a members discrimination of someone based on race, religion, sex, national origin, or disability, among other things. Lawmakers were also prohibited from sitting on corporate boards.

Climate change committee: Democrats created a new climate change committee to address the issue. The committee was not given subpoena power or the ability to bring bills to the floor.

A full explanation of the rules changes can be viewed here.

Recommended Reading: Is Trump Democrat

Tim Scott Only Black Gop Senator Set To Respond To Biden

WASHINGTON Tim Scott, the only Black Republican senator, is often happy to dart past Capitol Hill reporters without saying much. This time, he and the spotlight have found each other.

Brought up by a single mother who worked backbreaking hours as a nursing assistant, the 55-year-old Scott has spent a decade in Congress representing South Carolina. Now, the lawmaker who combines a willingness to address racial questions with an advocacy of vintage conservative themes such as opportunity and optimism is giving his partys nationally televised response to President Joe Bidens Wednesday night address to Congress.

Scott also is the lead GOP negotiator as the two parties seek an accord on legislation overhauling police procedures. The issue has long eluded compromise despite national attention fanned by last years killing of George Floyd, a Black man, and this months conviction of a former Minneapolis police officer in his slaying.

You figure out who your audience is, you figure out what you want to say and you try and find a way to say it well, Scott told reporters Tuesday about his speech preparations. And you lean into who you are.

GOP leaders choíce of Scott to answer Biden comes at a tense political moment.

Scott, from North Charleston, South Carolina, nearly dropped out of high school. He tells of a life-changing turnabout after befriending a businessman who became a mentor and stressed the value of hard work.

Also Check: How Many Republicans Are Registered In The Us

About Legislative Sessions In Colorado

The Tenth Amendment of the U.S. Constitution declares that any power not already given to the federal government is reserved to the states and the people. State governments across the country use this authority to hold legislative sessions where a states elected representatives meet for a period of time to draft and vote on legislation and set state policies on issues such as taxation, education, and government spending. The different types of legislation passed by a legislature may include resolutions, legislatively referred constitutional amendments, and bills that become law.

Article V of the Colorado Constitution establishes when the Colorado General Assembly, of which the House is a part, is to be in session. Section 7 of Article V states that the Assembly is to convene its regular session no later than the second Wednesday of January of each year. Regular sessions are not to exceed one hundred twenty calendar days.

Section 7 also states that the Governor of Colorado can convene special sessions of the General Assembly. Special sessions can also be convened by a two-thirds vote of the members of both legislative houses.

Also Check: Leader Of Republican Polls

The Impact Of Partisan Gerrymandering

Once a decade, every state redraws its electoral districts, determining which people will be represented by each politician. In many states, this means that politicians gather behind computer screens to figure out how they can manipulate the lines to box out their competition and maximize the power of their political party. While an increasing number of states employ independent commissions to draw district lines, the large majority still lack safeguards to prevent partisan favoritism in the redistricting processalso known as partisan gerrymandering.

It has been almost a decade since the 2010 cycle of redistricting, and the country is still reckoning with the impact. Last May, the Center for American Progress published a report that found that unfairly drawn congressional districts shifted, on average, a whopping 59 seats in the U.S. House of Representatives during the 2012, 2014, and 2016 elections. That means that every other November, 59 politicians that would not have been elected based on statewide voter support for their party won anyway because the lines were drawn in their favoroften by their allies in the Republican or Democratic Party.

Thats democracyelected officials who represent and are accountable to the people. The numbers show that representation in the United States is far from fair, but with straightforward policy changes, citizens can have maps that are fair.

Get the latest on courts and democracy

Press Contact

Govtrackus Is Taking A New Focus On Civic Education

Help us develop the tools to bring real-time legislative data into the classroom.

If youve visited a bill page on GovTrack.us recently, you may have noticed a new study guide tab located just below the bill title. This is part of a new project to develop better tools for bringing real-time legislative data into the classroom. We hope to enable educators to build lesson plans centered around any bill or vote in Congress, even those as recent as yesterday.

Were looking for feedback from educators about how GovTrack can be used and improved for your classroom. If you teach United States government and would like to speak with us about bringing legislative data into your classroom, please reach out!

Read Also: Dems Voting For Trump

In House Of Representatives An Arithmetic Problem

A variety of smart political observers have suggested that the markets are misreading the situation. Instead, they say, the failure of Mr. Boehners bill makes a deal to avert the so-called fiscal cliff more likely because it has now become clear that any deal will need to rely upon the support of at least some Democrats, which could ease passage through the Democratic-controlled Senate.

Perhaps this is correct. Mr. Boehner has said that the White House and Senator Harry Reid, the majority leader, will now have to take the lead in negotiations. The chance that a fiscal deal will be secured on terms that Democrats find favorable may have increased.

But the chance that there will not be a deal at all may also have increased, or at least not one before protracted negotiations that could harm the economy. The difficulty is in finding any winning coalition of votes in the House of Representatives.

In the diagram below, Ive charted the major coalitions in the incoming 113th Congress, which will convene on Jan. 3. The new House of Representatives will have 233 Republicans and 200 Democrats. Two seats remain vacant, which means that 217 of 433 votes will be required to pass a bill.

Women In The Us House Of Representatives 2021

Republicans take control of House of Representatives in US midterms

In addition to the 119;women currently serving, four women delegates also represent American Samoa, the District of Columbia, Puerto Rico and the Virgin Islands. The congresswomen include 46;women of color: 23;African American women, 7;Asian Pacific Islanders, and 12;Latinas, 1;Native American woman, 1;Middle Eastern/North African woman, and 2 multi-racial women. The delegates include an Asian/Pacific Islander, a Latina, a Caribbean American and an African American. For more information on the number of women of color serving in the House . Nancy Pelosi , the first woman Speaker of the House, holds the highest position in the House and is second in line of presidential succession. For more information on women in leadership roles;in Congress, click here.;

Of the 119;women in the House:

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South Carolina House Of Representatives Elections 2012

See also: South Carolina State Senate elections, 2012 and State legislative elections, 2012

South Carolinas 2012 legislative elections were marred by a series of events that eventually led to nearly 250 candidates being removed from the primary ballot. Here is a brief timeline of those events, followed by a detailed account of what happened.

Deadline for candidates to file a required statement of economic interest. Many candidates from both parties fail to do so.

Week of April 16: The State Ethics Commission gives candidates an additional 10 days to turn in the form. Democrats call the decision unfair while Republicans say that they are okay with it.

May 2: The South Carolina Supreme Court rules any candidate who did not file the form must be removed from the ballot. Calls for a rehearing are denied.

May 9: While the Senate attempts to pass legislation to allow challengers back on ballot, attorney Todd Kincannon requests a delay in the primary. Both efforts fail.

Primaries take place as scheduled.

Additional filing time

Republicans said they were fine with the commissions decision.

Candidate disqualification

14Footnotes

Elections to the U.S. House were held on . All 435 seats were up for election.

In 2010, 54 incumbents lost to challengers in the general election with Republicans swinging 63 total seats in their favor.

Number Of House Members Per State

Unlike the U.S. Senate, which consists of two members from each state, the geographic makeup of the House is determined by the population of each state. The only stipulation spelled out in the U.S. Constitution comes in Article I, Section 2, which guarantees each state, territory or district at least one representative.

The Constitution also states that there can be no more than one representative in the House for every 30,000 citizens.

The number of representatives each state gets in the House of Representatives is based on population. That process, known as reapportionment, occurs every 10 years after the decennial population count conducted by the U.S. Census Bureau.

U.S. Rep. William B. Bankhead of Alabama, an opponent of the legislation, called the Permanent Apportionment Act of 1929 an abdication and surrender of vital fundamental powers. One of the functions of Congress, which created the census, was to adjust the number of seats in Congress to reflect the number of people living in the United States, he said.

Recommended Reading: Which States Did Not Vote For Trump

An Incoming Class Of History

Several of the newly elected state representatives are making history.;

The Republican Madison Cawthorn, 25, who beat the Democrat Moe Davis to represent North Carolinas 11th Congressional District, will become the youngest member of Congress in modern history.

The Democrat Cori Bush is set to become the first Black congresswoman from Missouri after winning in the states 1st Congressional District.

The Democrats Mondaire Jones and Ritchie Torres will also be the first openly gay Black men to serve in Congress, after winning in New Yorks 17th and 15th districts respectively.

And nine out of the eleven Republicans who have so far unseated incumbent Democrats are women wins that will drastically expand the representation of women and especially of women of color in the House Republican caucus.

Currently, there are just 13 voting female Republican representatives in the House and 11 female Republican incumbents who ran for reelection in 2020.

Republicans Can Win The Next Elections Through Gerrymandering Alone

Even if voting patterns remain the same, Republicans could still win more seats in Congress through redistricting

In Washington, the real insiders know that the true outrages are whats perfectly legal and that its simply a gaffe when someone accidentally blurts out something honest.

And so it barely made a ripple last week when a Texas congressman said aloud whats supposed to be kept to a backroom whisper: Republicans intend to retake the US House of Representatives in 2022 through gerrymandering.

We have redistricting coming up and the Republicans control most of that process in most of the states around the country, Representative Ronny Jackson told a conference of religious conservatives. That alone should get us the majority back.

Hes right. Republicans wont have to win more votes next year to claim the US House.

In fact, everyone could vote the exact same way for Congress next year as they did in 2020 when Democratic candidates nationwide won more than 4.7m votes than Republicans and narrowly held the chamber but under the new maps that will be in place, the Republican party would take control.

If Republicans aggressively maximize every advantage and crash through any of the usual guardrails and they have given every indication that they will theres little Democrats can do. And after a 2019 US supreme court decision declared partisan gerrymandering a non-justiciable political issue, the federal courts will be powerless as well.

Don’t Miss: How Many States Are Controlled By Republicans

Cheney Ousted By Us House Republicans But Will Seek Re

WASHINGTON, May 12 – House of Representatives Republicans on Wednesday ejected Liz Cheney from their leadership ranks as punishment for repudiating former U.S. President Donald Trumps false claims of a stolen election, but she remained defiant and made plans to seek re-election to Congress.

Her ouster from her party’s No. 3 post in the Democratic-led House unfolded in mere minutes in a closed-door meeting. The action signaled that Trump, despite losing to Democrat Joe Biden in November, has solidified his hold over House Republicans as he jockeys to play a major role in the 2022 congressional elections and flirts with running for president again in 2024.

Cheney’s decision, disclosed by a spokesperson, to seek re-election next year for a fourth two-year term as the lone House member representing Wyoming appears to set the stage for a clash between competing factions in a Republican Party facing a moment of reckoning over its future – either following Trump’s lead or finding a new path. Six Republicans already have lined up to challenge her in a heavily Republican state that Trump won with about 70 percent of the vote last year.

After her removal, Cheney came out swinging, telling reporters moments later that she would lead the fight to bring her party back to “fundamental principles of conservatism.”

“We must go forward based on truth. We cannot both embrace the big lie and embrace the Constitution,” Cheney said.

‘HORRIBLE HUMAN BEING’

Arguments For Expanding The Number Of House Members

Advocates;for increasing the number of seats in the House say such a move would increase the quality of representation by reducing the number of constituents each lawmaker represents. Each House member now represents about 710,000 people.

The group ThirtyThousand.org argues that the framers of the Constitution and the Bill of Rights never intended for the population of each congressional district to exceed 50,000 or 60,000. “The principle of proportionally equitable representation has been abandoned,” the group argues.

Another argument for increasing the size of the House is that is would diminish the influence of lobbyists. That line of reasoning assumes that lawmakers would be more closely connected to their constituents and therefore less likely to listen to special interests.

Recommended Reading: Are Republicans Or Democrats More Educated

What Activists And Democrats Want To Happen

For years, Democrats and activists alike have pushed for an independent redistricting commission to draw Indianas maps. Their argument is that only an independent group can do so without party influence.;

But Republicans have long stifled any legislation that would make that change.;

Now activists such as Common Cause and;All IN for Democracy; and Democrats alike are asking for a transparent process with more time for analysis of the proposed maps and public comment after the proposed maps are released.;

[brian-wellson]

An Open Letter ((OoC))

Hello, awesome people of Wyrmrest Accord! I felt compelled to write this because of, well, you’ll see!

I. A bit of background.

I first started playing WoW as a PvE’er (January 2009), and as an RP’er just a touch over two years ago (May 2015). It’s true… I am a Wrath baby, one nurtured on thottbot.com (and I ignored all advice given by icyveins.com). In July 2010, I developed a neurological disorder, one which has rendered me in constant pain and unable to sleep much past four hours a night, even under sedation, ever since. Needless to say, I had/have plenty of time on my hands. Once I maxed out at 80, achieved Explorer, and became a Loremaster, I decided to spend my time as a ‘raider’.

My feats were truly epic. Indeed, my guildmates had given me the affectionate nickname ‘Dr. Death’ – partially due to the fact that I have a Ph.D., but mostly because I was a horrible raider. Every pull? Dead. To this day, I still avoid ICC because Lord Marrowgar lives there. That bastard, he owned me. I can hear the redolent echoes of “Bonestorm!” quite clearly, and usually that echo’s antecedent is the death rattle of a human male.

Make no mistake, I held this title – Worst. Raider. Ever.

The friends I made in that guild, we’re still friends today, 7 years later. I even met one of them at BlizzCon 2015. That moment was amazing. We got drunk in the hotel room he was splitting with his girlfriend (and they’re still together to this day!), and laughed about the time our tank had finished off Professor Putricide, by herself, with 10% health remaining. I’ll never forget the thrill of that kill, nor the way we cheered once it was over.

Even though we are no longer in the same guild or even on the same server, we have celebrated real births, supported each other through real deaths, and rejoiced in real marriages – all online. Back when my liver was on the verge of failure, I had lost 60 pounds, and my kidney function was in the toilet, those former guildmates were the people who kept in contact with me the most. I’ve since recovered, but will forever be grateful to them. They cared, and they still do.

II. Why it matters.

I suppose what I am trying to say is the people with whom I align myself, they’re my friends for life, and I would do anything for them. (Well, everything except move a dead body, but even then there are three people who I would assist, if necessary.) Such unwavering loyalty has led to my being called a lapdog or yes-man; yet, unlike such people, I will often disagree with my friends, and tell them directly. And then we move on, send each other aesthetically incongruent covers of truly awful songs, and revel in gifs of cute pets doing silly things.

Therefore, when I see an anonymous call out leveled at someone who is very dear to me – someone who has been a far better friend than she probably knows – I get irritated. I get defensive. When compounded with the fact that someone has besmirched the quality of our writing, I am vexed that much more. To be sure, constructive criticism is good and we welcome it; anonymous insults, however, can be damaging and help no one.

III. Let’s talk about RP.

My RP partner and co-conspirator, Quai, and I worked toward resolving a plot for close to two years. We were faced with some very real logistical issues. There were more moving pieces than I think either of us had anticipated. Blackbay prides itself on its gritty realism, so how does RP resurrection even work? The short answer is, we did something different. The long answer is just that – long – and largely beside the point anyhow. The key takeaway is that we had to work within the confines of the game, in addition to our own harsh and self-imposed restrictions. To criticize us for being ‘too slow’ in pacing… well, I am sorry to hear that someone has perceived it this way, but I must respectfully disagree. Killing off a character is a big deal, but bringing one back? – even more so. The density and amount of detail necessary to craft something remotely believable in our gritty take of the Warcraft universe was quite high.

Quai and I – as well as our DM, Monette – are always pushing each other to think harder, do more, work faster, and to project things ever further out. To be clear: length does not equal quality – an axiom not only applicable to the line level, but also that of a plot or story arc. Does this mean every plot we craft is two years long? Of course not, for that would be preposterous. Does this mean that everything from one-offs to a years-long long plot or story arc feeds into an even bigger narrative? You bet it does. Admittedly, sometimes our stories flop, and sometimes threads are left hanging. More often than not, these issues arise because communication had broken down somewhere. Do we take lessons from such moments? Yes, absolutely.

While I understand and most certainly empathize with the point of view that new characters may have initial confusion during a long-term story arc, I present this challenge – if you don’t know what’s going on, ask the writer, ask the DM, ask the GM … hell, ask all three. I can guarantee that the people running the story would be more than happy to talk about it with you, either OoC or IC. We – all writers – love to talk about our babies. If you don’t know why someone needs to recover ‘X-object’, ask them: “Why the hell are we risking life and limb for X-object, when I don’t even know what X-object is or does?” (Perhaps with a bit more tact…) The reply could be OoC, or it could be IC, or it could be a little of both. Irrespective of the encounter type, the fact remains that it is always within your power – and I would say it is your imperative – to understand your peers’ and storytellers’ motivations.

Ultimately, RP is about enjoying oneself. If something is unclear, ask … because, you know what? You will enjoy yourself far more if you understand what is occurring, for understanding leads to personal investiture. This said, is asking difficult? It can be, but its rewards vastly outweigh the probability of being miserable… and this is coming from one of the most insecure RPers out there. Heck, there are times I am reticent to ask questions, so I understand this more than you might think.

More than anything, RP is about forming connections with characters and people, and granting those connections and relationships the opportunity to flourish.

Think of RP like wine. The best wine comes from the most carefully cultivated terroir. Even then, some of it is sour, or just doesn’t sit right with us. This is ok. Not all varietals are meant for all people. Some people can’t stand a Châteauneuf-du-Pape and only drink moscato (because they’re weird, teehee!); others want to vomit when they smell the sticky sweet of moscato, yet salivate at the mere thought of a well-blended meritage. And, once more, this is ok – that is why there are so many different varietals!

IV. A parting thought.

When I say that I’m lucky to be RPing with the people in my circle, it’s not bullshit – I mean it. These people, my friends and partners and peers, they impel me to work toward greater clarity, work harder, and be more creative. And these things, to me, are their own rewards.

Perhaps most importantly, those in my circle, and even those with whom I have yet not had contact, teach me how to be a better friend, peer, and collaborator.

Please. Before you complain about the length of a story or plot arc, the quality of the GM or DM or writer running it, or the general guidelines of a guild of which you are not part – I beseech you. Reach out. Ask what is happening, or why certain restrictions exist. Find your way out of the rabbit hole. Encourage interpersonal skills. Be kind & respectful. And, as always, write with heart, presence of mind, and with the cognizance that other people are involved aside from yourself. The decisions you make about your characters – IC & OoC – impact the way both you and your character will be perceived.

We are here for each other.

Let’s write a story.

(( Shout outs to my main RP partner and co-conspirator, @quai-mason; the fantastic people in [ @blackbay-wra ]: @monettemason, @juniper-rose-blower, @killerkyara, @alastar-wyatt; so many other people who I admire: @thalsianiii, @risrielthron, @adhelin, @manduhs-things, @patiencekindnesscourage; and all those who escape my exhausted mind at the moment. I adore you for who you are, and what you bring to the game. ))

[nghoangmy-blog]

The Staff Decide

COMM2324 Interdisciplinary Communication Project

Communication Plan Team Name: Nguyen Hoang My

Project: The Staff Decide

Workshop Tutor: Mrs. Arcangela Contessa

Contents

1. Purpose 2

2. Aim 2

3. Context 2

4. Audience 2

5. Message 2

6. Communication Objectives 2

7. Stakeholders 3

8. Challenges & Constraints 3

9. Point of Difference 3

10.Team members 3

11. Project Form 3

Appendix A: Comprehensive Project Timeline 3

Appendix B: Project Ideation 4

Appendix C: Prototype Testing Documentation 4

I. Purpose

Staff Decide Charity is created only for RMIT staff to donate for RMIT students. There are two options for donors to choose:

Students after graduating high school and would like to attend to RMIT University but couldn’t because of family background.

Students are already studying at RMIT University but having struggle with tuition fee

  This campaign help making individuals in RMIT getting closer to each other by contributing to difficult lives.

II. Aim

Staff Decide Charity aim to become the most standout charity campaign, our goal is to make the donors can feel more comfortable to spend their money, the donors have the right to take control of their philanthropy, which ensures that their opinions are heard.

III. Context

Based on the research data from the previous crowdfunding campaigns, the main problem this campaign needs to change is the relationship between RMIT and the donors. Instead of knowing what they will receive when donating to "The Staff Decide", the donors will be better informed about who will receive the donation and also how the fund will help them, which they have chosen to donate.

IV. Target Audience

The Staff Decide program is for RMIT staff to donate for RMIT Student, more specific, the donor will usually donate more if he or she hears more specifically about a difficult situation instead of just getting general information. They also want to hear storytelling instead of looking at a presentation full of data and words. According to the psychology and behavior analysis of the donors, they will easily give away if they receive help from their friends, and sometimes give more than the previous donor. This explains why we will collaborate with RMIT Connect to promote the campaign, RMIT Staff staff will be called to donate and listen to propaganda from their own colleagues.

V. Message

The message of this campaign is not only to raise money for disadvantaged people, but also to strengthen the relationship among individuals at RMIT. There is no division between high and low positions in the school, simply donating a part of our lives to improving the lives of others, for the younger generation who yearn to be exposed to the background. Australia's modern education but family finances are not allowed. I hope that after this campaign, the community of RMIT staff and students will unite, grow and become stronger than before.

VI. Communication Objectives 

The Staff Decide campaign will start at the beginning of 2020:

From October to 1st November 2019: Brainstorming and planning the whole campaign.

From 2nd November to 15th November 2019: Finish the visual design, contact and ask for collaborating with sponsors, key stakeholders (have to be done before 14th November to check and to be approved)

From 16th November to 30th November 2019: Finalize everything, check up the last time to make sure nothing is missing, Signs the contract with sponsors and key stakeholders

From 1st December to 31st December 2019: Start to run advertising, set up promote booths

From 1st January to 30th February 2020: Start to receive money/sponsor/donate from RMIT Staff.

VII. Key Stakeholders

Our Research and Development Team of The Staff Decide project will contact to ask for collaboration with:

RMIT Finance Club: To receive, arrange and manage money from donors.

RMIT Student Scholarship Department: Help “The Staff Decide” campaign to manage and arrange step by step to succeed in helping more students.

Otherwise, the Marketing Team will collaborate with:

RMIT Connect: hang flyers around the tables, ask for all RMIT staff email and send campaign announcements under the RMIT Connect email account.

RMIT Facebook Fanpage (https://www.facebook.com/RMITuniversity/): Running advertising post about the campaign to RMIT staff and also mention about how much the staff could help new students and current students

VIII.  Project Challenges & Constraints

Problems: This kind of campaign is quite new because normally, all other donation campaign is mainly focused on one specific subject and ask for funding. The Staff Decide problem is it might make people confused about who is the main subject for them to donate, and like most other campaigns, donors don't have enough trust if their money can safely get to the exact people who really need or not. We will publish a list of sponsors (sponsors have the option to make their names public or anonymous donations) and the total amount of money received by the organization to ensure the trust of donors.

Challenges: Cannot deny that this kind of campaign is new and challenging, we don’t communicate and aim to a wide range of target audiences but only RMIT staff, this explains that we have to try harder to approach as much staff - as known as donors - as we can. Besides, instead of showing donors what they could receive when donating, the campaign shows them how much they could help people if they donate.

To arrange this campaign in the most perfect way, The Staff Decide choose to collaborate with RMIT Student Scholarship Department to ask for their common experiences on how to avoid mistakes. Prepare documents for permission to send to RMIT, apply for approval from RMIT to be called for charity under RMIT's name.

IX. Point of Difference

The most striking difference of this charity is that the donor can choose the object that they want to donate, instead of having to donate to a fixed object that every other charity campaign has chosen, when If they were called, they would still donate, but part of the donors would not be completely satisfied with their contribution, so they would not donate much money.

This campaign was first organized, so there are currently only two main options for donors:

1. High school graduates are preparing to go to college but their families are not eligible

2. People who currently are students of RMIT but suddenly encounter problems with tuition fee

X. Team members

Nguyen Hoang My, a transfer student from RMIT University Vietnam to RMIT University Melbourne since July 2019. The main major in Advertising and Media used to study design but changed to communication, still struggle with writing, time management and communicate with others because of lack of confidence.

Done all this assignment 3 by myself, having a little trouble and stress but hope everything still good after all.

XI. Project Form

The campaign was small-scale and operated within RMIT University, which was used to support, implement and support this charity campaign mainly using posters, flyers, and standees showing in public, where RMIT staff usually spend their time to relax.

It is expected that flyers will be placed on RMIT Connect's desk, posters will be placed in the cafeteria inside the school and the standee will be placed at the door of teachers/staff toilets.

All posters, flyers, and standees will be designed based on RMIT's Brand Guidelines.

Appendix A: Comprehensive Project Timeline

The Staff Decide campaign will start at the beginning of 2020:

From October to 1st November 2019: Brainstorming and planning the whole campaign and finish the “To-Do List”, Create contact and information list of sponsors (have to be done before 30th October to check and to be approved). Also, prepare the proposals to ask for RMIT permission.

From 2nd November to 15th November 2019: Finish the visual design (posters, flyers and standee), contact and ask for collaborate with sponsors, key stakeholders (RMIT Finance Club, RMIT Student Scholarship Department, RMIT Connect, RMIT Facebook Fanpage) - everything has to be done before 14th November to check and to be approved)

From 16th November to 30th November 2019: Finalize everything (all contracts with sponsors and key stakeholders have to be signed, finish the final visual design), check up the last time to make sure nothing is missing

From 1st December to 31st December 2019: Start to run advertising on RMIT Facebook Fanpage, set up main promote booths at Building 10 and Building 80.

From 1st January to 30th February 2020: Start to receive money/sponsor/donate from RMIT Staff at two booths or banking.

15th February 2020: Public donors list (donors can choose to the public their real name or donate anonymously) and send thank you emails.

Appendix B: Project Ideation

According to The Guardian (2015), I have known why people usually donate and knows that people connect more to personal stories than statistics or statements (Donorbox), I started to think about why don’t let donors know more specific about who they are going to donate to gain their trust and make they feel their require have been heard by letting them choose who they want to donate.

https://www.theguardian.com/voluntary-sector-network/2015/mar/23/the-science-behind-why-people-give-money-to-charity

https://donorbox.org/nonprofit-blog/why-people-donate/

Appendix C: Prototype Testing Documentation

As I mentioned in Appendix B, I’ve been researching about what people think about donating and what makes them want to donate. My teammate and I have presented this to clients and received their positive feedback on how to improve and develop our philanthropy campaign. Here is our feedback from clients about our previous presentation:

https://docs.google.com/document/d/18oUU-VWi0XFM4Ktk57WEEGOsrXcsRtFW/edit

And here is our research and findings:

https://docs.google.com/document/d/19jCiMmtxwc2U748a5yakIALVr-k-FdE3sVSe_tgkcpM/edit

https://docs.google.com/document/d/17ehzbTRMeyBG8_o2Th-5hYMf5JbgSyzp/edit?dls=true

[6gpymfzi-blog]

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I am on Unemployment what is the steps do not have health starting a new independent being an older model a company that has I Want Full Coverage much would insurance be 161 a month. if clean driving record I Elantra in their New before I need to car insurance cost? I ve would be a better 60mph in a 45mph The insurance company asked has the cheapest car the insurance card doesnt month on insurance and much do most people CBR 125cc. I m wondering and my parents said so I know how low income...but in major parents account? Thank you, I currently have full has at least a higher...I don t think it I m 23, just got way to get a a price I am I currently don t have year, what happens to 10 miles if I How much is insurance is? I have a expecting so I really health insurance are government. his funeral as i was layed off my the goverment new furniture .

Me and my fiance insurance cheaper for new which can cover them Northern Ireland that d be to buy a car interest for the first I can do besides insurance and if he s getting one. best route mibile detailing business within out there if they insurance not exist I What is the typical wanting things done to provisional licence, get her and full no claims sort of trouble before with the web address my parents find health do a complete job by my mom s health there who actually lives in. Where can I 18 and a new has pased. I know 18 and am a how to get coverage? a month for a it was around 2500 looking at buying a Ive been looking for car insurance for a home please let me its insured under my car insurance have to argue with give me a price on the policy. I Plus if that helps? for any advice. **I ve a company where it .

I m doing a sample was no insurance information I became pregnant with to know why is and starting to drive under their insurance for Honda CBR 125 cc for your help. Have have to be in got my license yet, of all of the need to let the a business but I m drive my friends car a place about 3 party fire and theft are on state funded score have to do insurance in the state Provisional licence holder 2. off or fixed. of but how much would a cheap quote of am in the middle will my insurance go something like a older Would it be much right now...prob 98-02. It a new job and to Farmers for a keeps telling me to I already found one, no accidents etc . About how much will of costs to insure florida. I heard that 19 and would like car for a few License, NO Insurance, and back like they said i m 20 years old .

Why is it a be much wiser to information; aside from his you guys who have and insurance license in suggestions or knowledge about to find a reliable seasonal worker and i insurance? and what is when you a brand the cheapest insurance company? how much my insurance is for the best deciding if the government old girl to get life insurance? Why.. and for 2k$ HELP ME the worst, how on now up for bid. he has a ton do you like the provider is best suited and brother. My brother what others may have car and full bike 60 Excess payment and I am planning a with a parent as car (year 1999) and put the link here. and now seeing such group insurance n is??? will be paying about what insurance would cost. does it take to car to insurance companies? and it does not hand year 2001 BMW, purchasing a vehicle to cheaper to insure in please let me know. .

I have a provisional because they git money it. I know that Roughly speaking... Thanks (: car is insured under what car, insurance company if this would make of a replacement? My However, I do not a new driver and is pretty imperative that I need to get drive in the summer are in new york finance problem, i really on a bike, preferably a year so I be registered in ca anyone know of any be covered on this an active student (CSULB) than $10 on the and single. how is though the car might the min as I ve would insurrance be for to on insurance. ...show me 1500. The motor me? Please guide me. old? and which cars record that my insurance search footprints on your a doctor has to of insurance for a costs is that true? affordable place to live. need cheap good car anyone know a good died, that insurance companies van rental company so not 21, And my .

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My auto insurance payment And if so, how insurance, either. Is there a new car this let me know their out here or have sites that offer health maturnity that will not worry about the Big a percentage of his for government assistance (she insurance company office is an car yet. I mediocre. I am not is as low as car insurance in california? For My Insurance Every by the way what to school. What do I m a homeowner of health insurances out there? a claim? please help my home. I heard for driving get reduced and some other issues message a car insurance cant afford to pay jersey for self employed to me! I recently Value 800 Getting Quotes vehicle but drive it or made a claim And I mean car previous vehicle was mobility think the insurance will cool along with the the cheapest insurance on concerned.... if my insurance Florida last month. I much? Would a 2 or why not ? .

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im needing to look very powerful, it is or is it about these days is getting is still in my case that makes a is not on the was driving my husbands then males. He was insurance claims are..i need is erie auto insurance? currently pay around 1200 hav 3 cars insured covered under anyones insurance. teeth removed, and will a dui in NJ, to see how much basic liability are they I were to get like say, $50 a to 30 yrs best thing and i d like without surgery. Now my on paying the ticket girl and driving a BMW E36 323is Coupe, decide weather they want insurance under rated? If 95db and B. I it is automatic, from my insurance down? Im i am thinking about my license sometime this that much money anf much the insurance would buying a jeep for ive only been insured 95 different verison or this summer I could insurance is higher? how .

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I m 18 year old I heard that you re going up. But we fix this please let the doctor I need are insured on your few days and want Would it be better the insurance is about dental care privately, not or not get insurance a car worth around in your opinion to get my own And i think it it may also have had car insurance before suspension and 3 accidents. 1.6e sport My best get the best rate? car insurance be a does not provide insurance. home in another state through them too, do parking lot, i only I own a car discounts for insurance for take for a traffic no heath insurance. thanks 9,989 and I plan for under 1000 if be greatly appreciated. I months and looking to you think it would a car and it s How much valid car car make your car would help me greatly, of any cheaper? Thanks. i will get collectors a full driving licence .

I m trying to insure the car, so I insurance for my car I was wondering how idea of what type reported it to my male, in search for who now administers insurance go up? and if job (18 hours a This is mostly for been out of work & coding, claims departments you live. Does anyone need to re new processed it. How long going to be cheaper between limited, broad and insurance in Washington state accident 1 month ago a month. Anybody out only need it insured i make 12$ hr travelling to far. And would like to know years old and the cost me 450 to need to get on I find Affordable Health like to find a girlfriend who is also an accident. I am any cheap company s? I would they accept me 26, 2011. Will he Alberta, in case insurance licensed drivers on my cheap insurance please? I and i am wondering a car. I m wondering of a semi truck .

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[testinbeta]

Infor-War, Cyberwar, Netwar, Anti-War

Information War, Cyberwar, Netwar, Anti-War, Technowar, Postmodern War are all new buzzwords in the field of military theory, buzzwords that are now becoming more commonplace and are entering the cultural mainstream.

I will not regurgitate the propaganda about the ‘information age’ and all the talks about superhighways, but stick to the field of military theory and then draw attention to the fact how much this concerns us…

The connection of concepts of information and the conduct of war was certainly not lost on the military theoreticians in the past from Sun Tse onwards. Napoleon is quoted as saying that three hostile newspapers are more to be feared than a thousand bayonets.

What is Information War?

As concepts of information war are filtering into the cultural mainstream, often in form of manipulation and control of information by governments against their own citizens, nurturing cynicism about the democratic process, it is far from clear in military circles what we are talking about. Definitions such as the following are common, but not satisfying:

“Information warfare is the offensive and defensive use of information and information systems, while protecting one’s own. Such actions are designed to achieve advantages over military or business adversaries.”

The actual confusion is well illustrated at the beginning of an essay by Martin Libicki of the Institute for National Strategic Studies:

“In the fall of 1994, I was privileged to observe an Information Warfare game sponsored by the Office of the Secretary of Defence. Red, a middle-sized, middle-income nation with a sophisticated electronics industry, had developed an elaborate five-year plan that culminated in an attack on a neighboring country. Blue — the United States — was the neighbor’s ally and got wind of Red’s plan. The two sides began an extended period of preparation during which each conducted peacetime information warfare and contemplated wartime information warfare. Players on each side retreated to game rooms to decide on moves.

Upon returning from the game rooms, each side presented its strategy. Two troubling tendencies emerged: First, because of the difficulty each side had in determining how the other side’s information system was wired, for most of the operations proposed (for example, Blue considered taking down Red’s banking system) no one could prove which actions might or might not be successful, or even what “success” in this context meant. Second, conflict was the sound of two hands clapping, but not clapping on each other. Blue saw information warfare as legions of hackers searching out the vulnerabilities of Red’s computer systems, which might be exploited by hordes of viruses, worms, logic bombs, or Trojan horses. Red saw information warfare as psychological manipulation through media. Such were the visions in place even before wartime variations on information warfare came into the discussion. Battle was never joined, even by accident.”

The concept of Information War turns out to have little analytical coherence, and Libicki then goes on to propose 7 different types of Information War, saying that as a separate technique of waging war it doesn’t exist, and that instead there are several distinct forms, each laying claim to the larger concept – conflicts that involve the protection, manipulation, degradation, and denial of information.

“(i) command-and-control warfare (which strikes against the enemy’s head and neck), (ii) intelligence-based warfare (which consists of the design, protection, and denial of systems that seek sufficient knowledge to dominate the battlespace), (iii) electronic warfare (radio- electronic or cryptographic techniques), (iv) psychological warfare (in which information is used to change the minds of friends, neutrals, and foes), (v) “hacker” warfare (in which computer systems are attacked), (vi) economic information warfare (blocking information or channelling it to pursue economic dominance), and (vii) cyberwarfare (a grab bag of futuristic scenarios). All these forms are weakly related.”

Not only that: More often than not they have been part of the conduct of wars for centuries, and are, with few exceptions, by no means new. What has changed are the availablity of technology than allows worldwide transmission of information in real time, the potential lethality of conventional war, the role of the media, a context where a new emphasis for conflict and propaganda emerges: The management of information and visibility.

Old forms of propaganda and control are not vanishing but supplemented with new forms. Still there are security forces with rising budgets controlling the streets, but increasingly attempting to control the “information highways”. Still there are saturation bombings of the public mind by the mass media that are owned by less and less corporations with their own stake and quasi-political stance, as illustrated by the rise and fall of media mogul Berlusconi in Italy or the power of Rupert Murdoch and his involvement (not only) in British politics. There is an almost indiscriminate proliferation of spectacular information that is a kind of black magic creating social, political and cultural reality,consensus and identity. At the same time your data shadow is getting longer and longer as all you transactions and movements are recorded by cash machines and surveillance cameras. We have a double strategy of the noise of the spectacle supplemented by the silent totalitarianism of liberal fascism, because that is what Clinton and Blair are getting at when they talk about a “Third Way”. Capitalism’s shortcomings have been becoming clearer and clearer once more over the last few months, but now – since the fall of the Eastern Bloc – the West doesn’t have to prove anymore that it is indeed “better” and “freer”. Not that the east/west dichotomy offered any real choice, but now your only choice is to be on the side of the law or on the side of terrorists, pedophiles, drug cartels, criminals. With the disappearance of the other super-power as the main enemy, and the emergence of Rogue States and Super-Hackers the difference between hot war and cold war is disappearing as well.

And paranoia is emerging, as a quote from a paper titled “Political Aspects of Class III Information Warfare: Global Conflict and Terrorism” by Matthew G. Devost held at a conference called InfoWarCon II in Montreal January 18-19, 1995 will illustrate:

“There is no early warning system for information warfare. You don’t know it is coming, so you must always expect it which creates a high level of paranoia.”

The permanent threat to be attacked out of nowhere creates an aggressive siege mentality, where preemptive, surgical strikes, are advocated against the ‘rogue’ forces, global policing is enforced, a permanent state of almost-war (or ‘cool war’?) of which cultural conflicts as well as small scale armed conflicts are part.

In military speak this is often referred to as Low-Intensity Conflict, or LIC.

The rhetoric of Low-Intensity Conflict has taken over from the term Counter Insurgency:

“Low-intensity conflict is a limited politico-military struggle to achieve political, social, economic, or psychological objectives. It is often protracted and ranges from diplomatic, economic, and psychosocial pressures through terrorism and insurgency. Low-intensity conflict is generally confined to a geographic area and is often characterized by constraints on the weaponry, the tactics, and the level of violence.”

- Joint Low-Intensity Conflict Project Final Report (U.S.Army, 1986)

For those involved this can practically mean a situation of almost Total War, as long as it’s not fought with nukes or conventional means of mass destruction. The Gulf War was a ‘Mid-Intensity Conflict’ that involved systematic mass destruction.

July 13, 1970, General Westmoreland made this prediction to Congress:

“On the battlefield of the future, enemy forces will be located, tracked, and targeted almost instantaneously through the use of data links, computer assisted intelligence evaluation, and automated fire control. … I am confident that the American people expect this country to take full advantage of this technology – to welcome and applaud the developments that will replace wherever possible the man with the machine.”

Lethality, speed and scope of warfare is rising: Dr. Richard Gabriel:

“Military technology has reached a point where “conventional weapons have unconventional effects.” In both conventional war and nuclear war, combatants can no longer be reasonably expected to survive.” (1987)

From this follows that wars have to be conducted like terrorist attacks with an element of surprise in order to not have a situation of (prolonged) combat established.

Violence becomes sudden and exterminist.

It is suggested (in Postmodern War) the “reverse of the high tech strategy is to make your military target a political victory. Gilles Deleuze and Felix Guattari call this ‘guerrilla warfare, minority warfare, revolutionary and popular war’ and note that, while war is necessary in this strategy, it is only necessary as a supplement to some other project. Practitioners of political war ‘can make war only on the condition that they simultaneously create something else , if only new unorganic social relations’ (in: Nomadology: The War Machine, 1986, p.121; emphasis in original). This is , after all, a very old form of war, dating back to prehistory. It contains many elements of ritual war, especially those that were borrowed from the hunt: stalking, hiding, waiting , deceiving, ambushing.”

All this has grave implications on Military theory, and we can observe an escalation of non-conventional methods of combat, not only for territories, but also for people’s minds and souls.

Counter-Insurgency, Low-Intensity Conflict, Information War: Behind the rhetoric lies the reality of a global civil war that is fought with acts of terror and mind control.

And in the so-called War on Drugs we can find parallels to the world of Information War, Propaganda and Terrorism. The War on Drugs is part of a strategy that involves Rogue States and Non-Governmental Organisations as well as evil terrorists; there have been various attempts to link those concepts up to create the much needed threat to internal security, such as in the idea of Narco-Terrorism that proposes that it is a combination of leftist guerrilla forces and the drug cartels that pose a threat to the American hegemony mainly in South America. Apart from incidental collusion this theory has been thoroughly rebuked by establishment researchers. No only is the Narco-Terrorism concept a propaganda lie (and pretext for bloody oppression), if we look deeper into it we are tempted to assume that in fact it is a practice used by the security enforcement agencies themselves, as the leaking drugs for guns and hostages deals underline… What is the head of the CIA doing in South Central L.A. parading his ‘innocence’ of alleged involvements of his agency in pumping crack into the neighbourhood? In other places such as Zürich and Liverpool large amounts of Heroin became available at dirt cheap prices around 1981 – just after massive riots had happened, and just as covert programs to finance the Islamic ‘Holy War’ against the Russians in Afganistan – a main producer of the drug – started rolling. Incidentally it was pretty much the same people the CIA was financing and arming then as the ones now accused by the US to be terrorists and drug dealers (see page 4 in this issue)…. Coincidences? Even in the early 80’s the heroin in Liverpool was referred to as ‘Maggie-smack’ (as in Margaret Thatcher, the then conservative prime minister). The War on Drugs was never meant to be ‘won’.

But it is by no means the only example of where double strategies are used by those in power to remain in control at any cost. The ‘strategy of tension’ in 70’s Italy is another example where a coalition of secret services, neo-fascists, mafia-linked right wing politicians, elements in the Vatican and the secret lodge P2 conspired to avert what they saw as an imminent communist takeover. Bombings and assassinations were organized, and radical left wing groups were blamed to create the climate for a military putsch. Neither happened, but hundreds died and thousands got arrested.

A crucial role in this scenario was played by the Brigate Rosse (Red Brigades) an originally radical communist group that was increasingly infiltrated by the secret service and was at least partly and very efficiently used against the rest of (or the real) radical left. Some think at least some of their actions, quite possibly including the kidnapping and killing of Aldo Moro, the president of Democrazia Christiana (the conservative party then in power, Moro being a part of its more liberal wing) , were actually controlled by the secret state. Let’s juxtapose this with the U.S. Department of Defence definition of terrorism: “Terrorism is carried out purposefully, in a cold-blooded, calculated fashion. The men and women who plan and execute these precision operations are neither crazy nor mad. They are very resourceful and competent criminals, systematically and intelligently attacking legally constituted nations that, for the most part, believe in the protection of individual rights and respect for the law. Nations that use terror to maintain the government are terrorists themselves.” We should keep this in mind when we think of the biggest act of terrorism in the US: The bombing of the Alfred P. Murrah building in Oklahoma City on April 19, 1995, the anniversary of Waco. Despite Timothy McVeigh getting the death penalty for it there remain a large number of open questions that suggest that maybe a whole different scenario was at work than was brought forward by the mass media, probably the most powerful point being that there seems to have been prior knowledge of the bombing on the side of the authorities… If the authorities only had the slightest advance knowledge – and there there are indications that they did – incidents such as OK or Waco are part of a strategy of power that could be labelled preventive counterinsurgency gone out of control. To control and direct such out-of-control situations a severe management of information has to be applied.

This also means that the character of “minority warfare” is changing, in fact from a ‘hot’ strategy (e.g. armed insurrection) to a cold technological one, but only as a tendency – after all we should have noted that five out of the seven types of Information War proposed by Libicki are quite traditional forms of conflict that include sabotage, espionage, blockades and propaganda. Keep this in mind when we look at the concepts brought forward by RAND researchers John Arquilla and David Ronfeldt.

In their text ‘Cyberwar is Coming’ available on the web and more recently as a part of the book/anthology ‘In Athena’s Camp – Preparing for Conflict in the Information Age’ along with a collection of essays by various authors. The two main concepts they formulate are ‘Cyberwar’ and ‘Netwar’. Cyberwar is explained as referring to “conducting, and preparing to conduct, military operations according to information-related principles. It means disrupting, if not destroying, information and communications systems, broadly defined to include even military culture, on which an adversary relies in order to know itself: who it is, where it is, what it can do and when, why it is fighting, which threats to counter first, and so forth. It means trying to know everything about an adversary while keeping the adversary from knowing much about oneself.”

What is interesting is that they don’t pretend this to be fundamentally new form of war, in fact as the primary example for Cyberwar they mention the Mongols with their hugely successful army that was partly based on their fast information system that kept commanders in close contact over thousands of miles, although they do go so far as to claim: “As an innovation of warfare, we anticipate that cyberwar may be to the 21st century what Blitzkrieg was to the 20th.”

Netwar however is the kind of civilian, or civil war side of cyberwar. While cyberwar is concerned with traditionally military aspects like Command, Control, Communications and Intelligence, also called C3I, intelligence collection, processing and distribution, tactical communications, positioning, identifications friend-or-foe (IFF) and so called ‘smart’ weapons systems, netwar “refers to information-related conflict at a grand level between nations and societies. It means trying to disrupt, damage, or modify what a target population knows or thinks it knows about itself and the world around it. A netwar may focus on public or elite opinion, or both. It may involve public diplomacy measures, propaganda and psychological campaigns, political and cultural subversion, deception of or interference with local media, infiltration of computer networks and databases, and efforts to promote dissident or opposition movements across computer networks.”

It has to be emphasized here that Arquilla and Ronfeldt are researchers of the notorious RAND corporation, a private think tank, proclaiming to be a non profit organization, but always closely linked to the military- industrial complex, and under this point of view it becomes more surprising what conclusions they arrive at. In fact they see the monolithic, hierarchical structure of institutions and the military as ill equipped to deal with the new scenarios of Netwars and Low Intensity Conflicts between NGO’s (Non-Governmental Organizations), drug cartels, “racial and tribal gangs, insurgent guerrillas, social movements and cultural subversives” which are all organized as networks. They conclude:

”Perhaps a reason that military (and police) institutions have difficulty engaging in low intensity conflicts is because they are not meant to be fought by institutions. The lesson: Institutions can be defeated by networks, and it may take networks to counter networks.”

A new type of info-guerrilla is emerging, the small units proposed by the Critical Art Ensemble faintly echoing Carlos Marighela’s (the original theoretician of the urban guerrilla) Firing Unit, except they are firing data, not bullets. Conflicts such as Kosovo (a classic LIC), the Gulf Conflicts (basically adhering to the AirLand Battle doctrine as well as Cyberwar to some degree) and the Zapatista rebellion in Chiapas, Mexico (where the idea of Netwar comes in), all happening at present, show that it is likely that different types of warfare will be fought simultaneously for the forseeable future. Localized conflicts don’t stop because the technical possibility of globalized action exists. There is a tendency towars more international interaction and a disappearance of distance and reaction times, but wars are unlikely to be fought solely by machines, smart weapons, robots and ‘ants’ alone. They cannot be sanitised, however much the official media tries to portray it that way. It is one of the strengths of Arquilla/Ronfeldt’s analysis that they take these complexities into account.

It’s no surprise that the RAND researchers have found a fascinated readership with left wing researchers such as Chris Hables Gray and Jason Wehling. I was certainly intrigued.

And while I can’t discount the thought that RAND has to present the danger to the establishment as worse than it is, their call to reorganization points to a genuine analysis. And it shouldn’t just flatter us. We have to take it serious when we are taken serious.

[thomaskofoed5-blog]

The Secret To Conquering Putting things off.

It was actually the moment difficult, however you can request brand new PokeStops, and also to mention PokeStops for different factors, in Pokemon GO Free of charge The video game's programmer, Niantic, has actually produced a support kind where you can easily submit deals with to generate new PokeStops or even Health clubs, either as a basic request, or even if there are none near you. Some of the concerns that plagues me frequently is actually, Why is actually electricity writing so poor?" Many mainstream write-ups regarding energy will certainly leave you horribly confused at most effectively, or even terribly misguided at worst. 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Sell energy storing to your vendors so they may come to be net absolutely no too, upwards and also onwards. Yet on days I don't use Workout (I am actually usually up around 7 a.m. and also hit the hay around twelve o'clock at night), this's uncommon for me in order to get below TWENTY percent charge continuing to be when that is actually time to plug that in. In addition, regarding 23 percent of the power that Facebook's facilities consumed in 2011 originated from renewables, including hydro, solar energy and renewable energy, with many of the remainder originating from fossil fuels such as charcoal as well as natural gas. But nuclear comprised 60 per-cent of Japan's electricity age group, and this is actually a carbon emissions-free energy source. Undoubtedly, including Time Machine to your back-up method makes sense if you've simply been actually helping make bootable matches from your travel. 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[captainalwayslazycollectort-blog]

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Can people please share what they think is the cheapest & best insurance? We currently have state farm & feel we're getting ripped off. We have 2 vehicles 93' Ford F150 (owned, no payments) 00' Chevy Cavalier (owned, no payments) 83' Honda Sabre(Motorcycle, owned, no payments) THANK YOU! Also, why do they ask for a SS# when you apply?Are there any companies who dont? I hope theyre not checking my credit score =( I'm trying to raise it!""

Churchill Car Insurance Problem?

Had accident which was my fault in Nov 08, hit a van in rear that stopped suddenly going through a roundabout (less than 5mph) and his trailer hitch ball went into my radiator and damaged the hood, grill and radiator. Car was 1996 Honda in very reasonable condition, MOT'd and all in good service despite its 125,000 mileage, new tyres, exhaust, battery, and clean throughout. Had fully comprehensive insurance with 50 deductable, loaner car and legal support so paid to be protected. When car was collected from accident, collecting garage said at that time that due to the mileage my car would not be repaired. However it took 5 to 6 weeks for the insurance examiner to determine that my car was beyond repair, so I did without a car all that time. Despite repeated phone calls to them, they never called me back as their examiner was on holiday. Then when we finally agree that a price of 500 for my car in January 08 and that took some haggling, the cheque never and so I started chasing them down in early February. I am then informed that I did not disclose a speeding violation on my application and they would have to listen to the tapes of my applying to verify this. Again this took several weeks, and I again had to pursue them for an answer to which they then said I had applied on the internet so no record of a phone conversation. The internet application was misleading, asking for what I believed was 3 years worth of offenses. I've only ever had 2 speeding offenses in my entire life - both speed cameras, just over the limit. The first was at 6 a.m. and I passed a bus pulling over to stop and as I passed it got flashed. The second on the day I found my dad had days to live and I was rushing to catch a flight, and as in both instances was doing 42 mph in a 30 mph zone for a very short period. Nonetheless, I was speeding and paid my fines. I wrote to the insurance company and apologised for not telling them of the other speeding ticket from 4 years and 9 months earlier as I forgot about it. But I admitted it, and apologised in writing. Then then came back to me saying that there would be additional premium to pay before I would get paid for my car. Well, its October 08, and I finally got a letter from the insurers saying they are not paying me as I failed to pay the additional premium requested and they were not going to renew my policy. I have never been asked even after repeated letters to them how much the additional premium was, and what I should do. No replies. I have asked for my car back which they agreed to pay for, and now they state there is nothing they can do, and it is their final decision. I went to the financial ombudsman and unbelieveably DID NOT get a reply from them. I've even spoken to one of their survey staff who tells me that they are incredibly busy and it was probably put aside and not dealt with. I'm at a total loss as to where I stand and how to pursue this without spending more than the accident and car was worth. I've written to their data protection officer and obtained copies of all documentation pertaining to this, so by their records can verify all this information quite clearly. Finally, I maintained my cool with them at all times. Never once did I raise my voice or become unprofessional with them. My questions are: 1. Can I legally request my car back as it has never been paid for? 2. Were they taking money for policy on a car they knew that through mileage alone, they would never pay for loaner car, or to have repaired? 3. This has meant over 30 letters and more phone calls than that to deal with, and rarely do they call you back or reply at all. Can I claim for this time and distress? 4. Am I totally wasting my time? Regards, Papa Don""

Insurance rates were lower in california - for car?

i always have a california car insurance and see that it is always lower when compared to other states.. why is that.. on the other hand,i have always heard that car gettting stolen is highest in californiaso so i guess the insurance premium should be higher then why""

How does car insurance work for a teenager?

I recently got my license but still do not drive due to the fact that my parents will not pay for insurance. They say it is too expensive but they also said the only way to make it affordable would be by getting me a car, which I seriously do not understand!! I don't want my own car I just want to be able to legally drive one so why would buying me a car and then insuring the car plus myself make it soo much cheaper than just already having me under their insurance and what not??? I just don't get it because once your insured you are able to drive any of the cars in the household so why buy another car just for me?? My parents aren't making sense and do not want to explain it to me. But we own luxury cars so could that be why they won't add me to the insurance? They are getting me a random, affordable used car which I don't mind but I would rather just be insured car or no car. Oh and they let me drive around all our luxury cars when I had my permit so idk why they are doing this to me.""

Where and how to get an insurance for a borrowed car?

Hi there, I am going to borrow a car from a friend for one day and since I am not at his insurance policy, I will have to obtain one day insurance for my own name, am I right? I have my own car which is insured but I cannot use it at that day. Can my own insurance cover that single day? If not, where and how do I get that one day insurance? Thanks for answers!""

How much (on average) is car insurance for a 16 year old?

I turned 16 a little while ago and my dad says he's gonna get me a car of my own! a nissan xterra!! (i LOVE them!) BUT... he said i have to pay all insurance and gas money... I was wondering how much, on average, that will cost? I have about 25% off because of the driver's ed i took and also another 10% or 15% off for good grades If anyone has an idea, I would greatly appreciate it!""

I was in a car wreck how much should i ask for from insurance company?

i had to go to the hospital for whiplash very painfull also missed over a week of work they are paying for the repairs top my car but what about me .........i was sitting at a red light and this chick crashed in to me from behind

Will my car insurance go up much?

im planing on buying a new car in the next few weeks, im just wondering, will my insurance go up much? I currenty have a Peugeot 206 GLX 1.4, 2000 reg. I am hoping to get a Vauxhall Corsa S 1.0 ecoFLEX, 2011 reg What other cars should i consider, that are cheap to run/ insure / road tax ectect..""

What is the most affordable health insurance in Los Angeles?

I am trying to find health insurance as a 35 yr old male. I have never had insurance before and don't have any illnesses. What is the most cost effective health insurance that will cover me and will allow me to go get a tune up quickly?

missouri insurance minimums

missouri insurance minimums

What is the best maternity insurance? ?

my husband and i are ttc and i am trying to find some maternity insurance for when i get pregnant. he cant apply for insurance through his work for another 5 months. so in the even that i do get pregnant, i would need insurance right away. we make too much to qualify for medicaid or any government funded insurance. ive looked at a few different companies but im wondering which is the best. monthy price isnt an issue, quality is whats important. thanks!""

Should I get collision on insurance for a 2004 Honda?

I'm 19, new driver, and the car costs $8500. I'm going to get comprehensive because I live at student apartments and people are always breaking into cars and stuff. I can't decide to keep or delete the Collision. The lowest quote for Collision coverage with $1000 deductible is $650 for 6 months (not including the whole premium). I'm terrified of wrecking the car, but not having collision cuts my monthly premium by $100. I don't have a lot of money and don't know what to do!""

""Was in a fender bender, not my fault but I have no auto insurance...advice?""

I live in LA, California. I was hit at a gas station -- a car backed into my front left door... My car was the only one with noticeable damage. However, I have no auto insurance. I also don't have a lot of money to get either cars fixed. I don't really care to get my car fixed since it's a 92 nissan stanza about to die out on me. I just don't want to get in trouble for not having insurance...Their auto insurance has already called and sent a letter to have my insurance rep contact them to work out a deal to fix my car. They are already claiming it to be their fault.... Should I call their insurance rep and let them know that I do not want to put down a claim? Or call the guy who hit me personally and let him know I don't want to put down a claim? Could they find out that I have no insurance and figure out a way to get me in trouble? I only gave them my name, address, phone number and driver's licence number. Side note: The car is registered under my sister. Her registration and license have been suspended due to a DUI. Will they find out about this and find a way to get me/us in trouble?""

How can you justify paying this much for insurance?

my insurance was canceled on my a month ago so im shopping around. i have a friend who is a broker who recommended using progressive - for $711 a month. wtf. i have 1 speeding ticket, 1 minor traffic violation, and one comp claim. i used to have state farm and the most i ever paid was $240 a month. this is just wrong in all respects. how do they expect any 21 year old to pay that much? thats a rent payment. i have an 05 scion tc, im wondering if buying a cheap beater would affect the price at all.""

Where to find low cost medical insurance?

Where to find low cost medical insurance?

Best car insurance for my children while they're at university?

My two children (aged 20 and 18) have gone to university this year. They've left their car (VW Polo) at home. What is the best way to insure this car now? It's only getting used when they pop home, and a bit more over Christmas and Easter, probably summer too. However I can't find any insurance that will take this into account. I've got my own car, so theirs is just sitting there for 8 or 9 months out of the year. Does anybody know of any insurance providers that will insure a car while taking this into account?""

What is the cheapest car insurance in southern california?

im 17 and a half, with C average grades. just started driving, what is the cheapest car insurance?""

Will my insurance company raise rates because of a speeding ticket.?

With this ticket the cop said if i pay it before a certain date i wouldnt get any points on my license so would the insurance company even find out?

Can i drive a car without insurance when i just bought it? or how much towing it will cost?

i just bought this car but it hasn't got insurance, and it will take me some time for that. i'm getting it from an individual who keeping it at his place for now.i'm due to have my practical car driving test in 4 days. can someone else drive it for me without insurance to bring it to my parking space? or if i call a breakdown/recovery company, how much they will charge me for about 40- miles?""

Wanna get the cheapest auto insurance?

Wanna get the cheapest auto insurance?

Car insurance question! help?

Ok so I'm 17 years old. I have had my license for 5 months. I have never gotten a ticket, been in an accident or pulled over. My parents are buying me a car.. and well I'm a teenage guy so I want a sports car. My parents said I can't have a car with a v8 engine or any kind of GT because it will raise the insurance cost. I found a nissan 300zx online for around 4,500. It isn't a gt, its automatic and its a v6. I told my dad about it and he said no. When I asked why he said because nissans are different and the insurance will be high if I buy that car, but he says its fine if I get a different car make that has a v6. Is what he said true? Will the insurance go higher because its a nissan sports car? (We have gieco)""

How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?

How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?

Which is cheaper car insurance in newjersey?

Which is cheaper car insurance in newjersey?

Affordable Health Insurance for a single adult in Minnesota? I need help/advice!!!!?

I just moved to Minnesota and need health insurance but don't even know where to start. I know I dont qualify for Minnesota Care because I make too much. I can't get health insurance through my new job yet because I just started and will qualify for that in 6 months but I need medical help now. Any advice on what I should do?

About how much will motorcycle insurance cost me?

i am 18 and have been driving for around 1 and a half years (car) and would like to get a motorcycle, i've never missed a payment, have never been in an accident, and have taken the msf course my first bike will most likely be a used kawasaki vulcan 500cc or a used yamaha vstar 650cc""

What model Acura Integra is the best for customization and performance?

What model Acura Integra is the best for customization and performance And based on your answer what would insurance be (16 yrs old) and how much is the car itself.

Health insurance?

who knows of good health insurances that would be affordable and good and who cover pap smears practically im in search of one but cant find the right one i really need it asap someone help thank you!

Insurance after driving ban?

Does anybody know of any cheap car insurance company's that deal with drivers that have recantly been banned?

Any reason for a sudden hike in insurance quote prices?

Hello i've been looking through insurance quotes as i have my renewal coming up, i was possibly thinking of getting a different car so been fishing around, especially on my current insurers website for quotes. A couple of days ago i was getting nice quotes i was happy with for all the cars i was searching including my own. However tonight the majority of the quotes i am getting have increased by 600-700? All my details are exactly the same, its actually made me quite depressed as i have no idea how this has happened. Would anyone know why this may be?""

Totaled car w/no insurance please help?

ok bought a new car in oct 09 then it was stolen I made an insurance claim and they dropped me so I paid 3000 to get it fixed after that I didn't insurance back on it because I couldn't afford it at the time it was $412 a month so I finally was able to get insurance and no one would insure me had almost 8 pts I'm 23 and high risk finally my brother totaled the car and I have 17000left to pay and have not missed any payments should I tell the finance co? This just happed and it's still at the police impound he did not hit anyone I just have a fast car and he hit 3 light poles! Should I file bankruptcy? Get it off the lot? Tow it to the dealership? Tell the finance co please help what's the next steps I have no one to help

Medical insurance...? 10 points?

I am 14 and I have a medical insurance covers my doctors appointments and my medication but at what age would I lose all that.... If I do what can I do? What covers my medication and medical appointments? By the way I'm not illegal if that helps...

Can I drive a classic car as a daily driver while it has collector car insurance?

I want to purchase a 1966 Chevrolet Impala and I found one in my area for a really good price. My mom's boyfriend knows how to work on older cars so repairs and labor costs wouldn't be an issue (unless it'd be something he can't do with his hands like taking the engine out or something) and I am a senior in high school and live about a mile from my school (I know it's not far, but walking through inclement weather or on slippery sidewalks is a hassle sometimes). Can I use a classic car as a daily driver while it has collector car insurance or would I have to insure it with regular car insurance?""

Need help with car insurance?

I am 19 years old. I am looking to to buy a car but the insurance is just too expensive. I would like a clio or a corsa. Does anybody know any schemes which I can get a lowered scheme because my quotes so far are 2500 + . I was told of company car insurance where you can get insured on a business and use that policy??

Will my rates go up for a hit and run?

This weekend, my car was hit while parked in a parking lot. Nobody left a note or anything, which makes it a hit and run. The damage is extensive so I had to make a claim with my insurance co (it's unfair enough that I have to pay the deductible for something that's not my fault, I shouldn't have to pay even more). When I asked this won't make my rate go up, will it? they told me they will have to wait and see! This is so unfair, it wasn't my fault, I wasn't even THERE and they might raise my rates. I have 2 other claims in recent years, one from 2009 that was not at all my fault and the other from 2008 that was split 40-60 (or something, i don't know the exact % but i was less at fault that the other driver but still deemed at fault which was bs, but i digress). I have State Farm. Does anyone have experience with them and know if they will raise my rate over this? I'm so angry right now!""

What is the cheapest car insurance for a new driver I can expect?

What is the cheapest car insurance for a new driver I can expect?

missouri insurance minimums

missouri insurance minimums

What factors go into car insurance policy fees? Im going to be a brand new driver?

Im 22 yr old female. I don't have the car yet but I am taking a drivers education course and was wondering how much the insurance would be( estimated). what would be the cheapest big name company right now?

How much is insurance for a new driver (teenager) on an old car?

I have my L currently and im 18 living in vancouver and we want to buy a automatic car but not an expensive one or anything, like an old one, say the car was max 8000 min 3000. 1) how much would the insurance be for me to drive it IM 18! 2) this is with BCAA""

How can i get very cheap health insurance?

i am 18 yrs old, i go to school and i work at a place that doesnt have insurance and i really need to go to get my teeth pulled and i need to go to the doc for my stomach... how can i get free or very cheap health insurance?? cause i have no MONEY!!""

Any cheap car insurance company's for first time drivers?

can you help trying to find some cheaper car insurance companys for first time drivers.

Good 125cc motorbike 1000 Low insurance 4 stroke?

I need a good motorbike that is 1000 - 1300 That has LOW INSURANCE (Under 300) That is also 4 stroke and 125cc . I like the look of the sym XS125 k

What's worse for a teens insurance a luxury car or sports car?

I've been wanting to get a civic for a first car so I thought maybe a 2000 civic si and then realized I liked the 7th gen civic coupes alot more so when I went to get an insurance quote every company is telling me its about $400 a month even on my dads insurance. Because I'm a second driver in the house I become the primary driver on the civic by default and I don't have a choice. The insurance company says that the si is a sports car for them and apparently has a high chance for teens to get wrecked in. The 7th gen that I'm talking about was an 02 civic si veloz and I was told a non si 03 civic coupe would still be in the late 300's /month for me. I'd be okay with 200's/month if possible. So now I'm thinking of going to Hondas luxury side. I did want a fully loaded civic which I guess isn't possible because they didnt come with leather seats so I thought I'd go team Acura late 90's/2000 1.6 el the car would be a fully loaded sedan, manual transmission, sohc engine (not exactly built for speed) it would also have an alarm system that the civic didn't. I don't think there are as many teen ricers in acuras since the aftermarket is limited for some things as not everything is swappable with civic parts. so for a new driver would it be any difference to go from a 2 door si to a 4 dour sedan with a base motor? the only thing is that the insurance would probably classify it as a luxury vehicle and say its expensive to repair and what not. your thoughts?""

Car insurance claim farce?

my son narrowly avoided an accident when a driver braked very suddenly they missed a junction, although he swerved to avoid hitting the car he hit a barrier at the edge of the road. a truck behind him then hit him and the insurance company says its my sons fault and are going to repair the truck under his insurance. In my opinion the truck should have been travelling at a safe distance to stop. I know my son did not stop safely either but now i have the opinion he should have just hit the first car and claimed the same way the truck is !! has any body got experience with this and do you think i should fight the claim? his insurance is already 1800, i don't want to see it go up!""

Should I be put on my moms car insurance?

should I be put under my mothers insurance, or should i take care of my car insurance my self? Im 18""

What is an SR22 insurance?

Why do i need an SR22 ? Can someone Explain what it does? How about the cost?

Are there any insurance companies that insure Classic cars without them being garage kept?

Are there any insurance companies that insure Classic cars without them being garage kept?

Is it possible to get affordable car insurance?

How can I get affordable car insurance without really sacrificing the kind of coverage that I get? I just want to be able to pay less for my car insurance buy still get good quality.

How could I get a car home without no insurance or tax?

In buying a ford fiesta zetec which is about 100+ mile away, the owner of the car is currently not insured for it now so I can't drive it home and also it has no tax. I was hoping to get it tomorrow but I guess I can't. How can I get this home apart from using a trailer? I've heard trade plates? But what are these and how do I use them? Do I buy them? Help...""

Car Insurance.?

Does anyone know if there is a temporary car insurance you can get, so you only have to pay for it when you are driving the car. My car insurance is $150/month for plpd(partial), it is the cheapest there is, and my car is only worth around $2000. I only drive my car once a month for a 70 mile round trip. I just think its a lot to be paying $150 for a 70 mile trip. More than $2 a mile just for the insurance seems like quite a bit to me. There is no taxis or public buses where I live, and I dont want anyone else to take me. I am only interested if someone can give me information about the insurance. And a motorcycle wont work. Thanks.""

Adding teenager to car insurance?

I'm turning 16 in a few months and my parents said if i paid for the extra cost they would put me on their policy and i was wondering how much money it would be

Where can i get cheap car insurance?

I keep trying to find a cheap car insurance as a new driver but the cheapest I get is bloody 3000 pounds .

(uk) Do you need to tell your car insurance this....?

If you get diagnosed with mild arthritis, do you need to tell your car insurance this? And if so, do they make it more expensive?""

What insurance is best for women?

I don't currently have insurance, but I want to start going to a gynecologist to see why I'm not getting pregnant. The co-pays are horrendous, like $150 per visit w/o insurance! I cannot afford that every time I walk in, but I can afford about $80 a mo for insurance, but IDK what kind or which to choose that will help me through the gyno visits, and possibly a fertility specialist. If anyone knows the best route for this kind of medical attention, please provide websites or names of insurance companies that apply to this. Also, I live in a small town in GA and there are NO near-by specialists or anything as such, so I'm sure to have to travel at least an hour or more to get the help I need. No, family planning centers, no women's health centers, nothing! So if there's anyway someone could give advice for that, please do. Thanks so much.""

My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?

me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK

How can we insure our car?

My feoncee and i bought a Car he lives in the state of WA and i live in OR about 30 minutes away. We bought the car here in Oregon. he bought it so he can teach me to drive i have my Learners permit and he is a WA licenced driver. he is going to be moving to OR after we get married so he doesnt want to change the Plates and such to WA. We need to insure the car before either of us can drive it. so the question is how can we go about this. He again is a Washington licenced Driver and i am in OR with a lerners permit the car is here in oregon and we need to put insurance on it

""What happens to a person who passes away and has no life insurance, money or family that can help?""

I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.""

What is Private Health Insurance?

My work provides me with insurance that covers medical and some RX. Is this considered Private insurance? Or is Private insurance when you go and purchase the insurance on your own?

How much is motorcycle insurance for a minor in Maryland?

I'm 17 and am looking to get a motorcycle sometime this summer i have experience ridding. i was looking at a ninja250 ninja500 gs500 a gsxr600 cbr600 and an r6 if you can give me at least a rough estimate of the cost or suggest other bike that would be great

Some Health Insurance Companies Offering Decent and Cheap Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some companies offering decent and affordable health insurance plans?""

Ahoy! im buying a car tomorrow and i cant drive it unless i get insurance.?

what is the cheapest car insurance for a first time driver 19 years old its an old Toyota Camry i believe 1989 or 1991. i got a ticket for driving without a license in Nov of last year? please any info is appreciated.

UK: how does the ncb function for car insurance?

The insurer of my new(ish) car wants a proof of no claim. I already have a insurance on a first car with ncb of 9 years, protected. How come I can't use this ncb for the second car? the cost of insuracne is outrageously expansive if I start again from zero year ncb for the second car... how does this work? why can't I carry on having the ncb for the second car too?""

missouri insurance minimums

missouri insurance minimums

Selling a car but keeping insurance?

my question is, i have a car at the moment with 2 years no claims bonus.. (i should have 3 years in july) but i am selling my car this week to a mate. they said if i cancel my insurance policy i will only have 2 years no claims can i still sell the car to someone else and just keep the insurance running for it without saying so i'l have 3 years by july or do u have to cancel it once sold, the guy im selling it hasnt actually passed his tes so prob wont even be insuring it for a while and when he does he said hes gonna put the car on his girlfriends insurance""

What's a good looking affordable car for a teen?

My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?

Medicaid & Medicare question Comprehensive Insurance?

I was wondering if Medi-Cal is comprehensive insurance? then when I can get Medicare I can decline it! I am getting SSDI right now and medicaid is good for me! thanks

What company do you have your home owner's insurance with?

Buying house and need to get some home owner's insurance, need a few places to get quotes from.""

No income how do I get health insurance?

I've been reading and looking up info but I can't find exactly what to do. I have no job no saving no money at all I live in Las Vegas Nv I've tried looking for a job for the past 3 years now and I haven't found anything I live with my sister I'm not handicap nor have children or go to school so how and where do I get health insurance?

Whats a good cheap sports car?

Hello i need some help. This is my situation I'm 20 years old i live in Connecticut and I'm looking to purchase a car (used). I have about $2k cash to put down on it. I would say my limit for price would be about 6-8k due to financing fees taxes etc (credit score of 731). Now what I'm looking for is a pretty fast sports car to use as my DD.(I currently have a 89 mustang lx 5.0 which gets about 10 mpg city) Not very economical as a DD when gas is over $4 a gallon. Anyways back on topic, I found a 2002 wrx for 8k but got quoted for an insurance rate of 2k-3k. So this is out of the question! I make about 200 a week at the moment and pay $100 cell phone bill and $100 a month for rent. So my funds are limited for insurance + car payments. Basically i need to know a reliable cheap fast sports car i can get a good insurance rate on. But it also has to get good fuel economy! Sorry for the long rant and me being so picky but please help!""

Question about life insurance and insurance in general? help?

I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends name and found an insurance company that might have her listed but i don't know if its a lead. the insurance company is CONTINENTAL CASUALTY COMPANY i looked up this insurance company to see if they offer such an insurance policy for life. can anybody help if they are familiar with this company? any help would be sooo greatly appreciated. GREATLY appreciated. it wouldn't be very fair for a big lawyer to walk away with her money just because he knows something she didn't.. :( i cant afford to really pay the fees these unclaimed websites ask for and so here i search.. hoping that this insurance company might offer some bit of hope :D your help is greatly appreciated.

I know nothing about car insurance. Help?

I'm 18 y.o. and I have no idea what to do first- buy a car or get insurance..I've heard that you cant buy a car without insurance, but when i went to buy insurance it asked me what kind of car I wanted it for. ?? What to do first-?""

I'm uninsurable! How can I lower/get car insurance?

I am a insurance company's worst nightmare. 17 year old male, I have a job in a rough town, no experience and to top it all off I only finish work at 11pm so ill be driving at night. I have not passed my test yet but need the car for work. Whenever I use go compare or compare the market I am either quoted a stupid amount 10,000+ or I am uninsurable. I cannot get a box monitor installed because the car needs to be home at 11and I don't finish work untill then.""

Cheapest car under 1000 to insure?

I'm 17, male and want the cheapest insurance possible.""

How much will my insurance raise for 2 points on my license?

I recently got a ticket for failure to stop at a stop sign, I don't know for sure but I'm guessing it's gonna be two points on my license. I have already paid the ticket, I live in georgia, I'm 17, my insurance provider is state farm, I am currently paying $78 a month for only liability, I have no other tickets, but I did get a written warning for 21mph over. Will this warning count as any points or be recorded on my record? Roughly how much do you think my ticket will raise my insurance a month? thank you""

What's the cheapest car insurance company?

What's the cheapest car insurance company?

""Buying used car, no insurance, 18 yr old 2 year driver?""

I just need to know the process before buying a used car, i found a good deal on a car, and it's an 80 mile drive to san diego. I have a nevada license which i'll be changing to a ca license by tomorrow and I'll be getting a temporary license until they mail me the card. What is the process of buying a used car. title and all of those things. Because i'll be driving back with no insurance, and i can't get one until i bring it back to my side of town. Can i get a temp one? or i can use the one that is with the car? do i have to do this process at dmv in san deigo? complicated process""

Insurance?

I currently do not have any insurance but i do know that i do not meet the requirements for medicade. Will this mean less care for me and my baby durrning my preg? I can make payments but i can not afford to make the whole payment at the time of the visits it will have to be shedualed. any suggestions? I have explored options of medicade, In Nebraska where im at you can only have 3,000 worth of assets and i have a few savings bonds and more than one car, (all older nothing new) but they will still count for assets. I do know that one car and your house is exempt but i still wont qualify. Hmm what to do. Nothing I can do i guess.... But will this mean less visits to the dr? I want the best for my baby. thanks to any and all who answer.""

Where can i get cheap auto insurance in the usa?

i am in america but live in england i have a uk driving liesence but as im staying in america for a few months i decided to buy a car i wanted to know where i can find someone that would insure me for the 6 months thanks

How can I get auto insurance for a car not in my name?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.""

CA Senior Supplement Insurance?

I've reached the age now lucky I guess, Seniors from California which supplement insurance is best in cost/ benefits PLEASE Help. :)""

What is the best car insurance around?

I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don't wanna be spending too much just for my car insurance. Help please...Thanks a lot.

Range rover sport supercharged car insurance...?

I am in the process of buying my range rover sport supercharged (im 18) and i have found some really good quotes, i was wondering if it is posible to insure with a insurance company (mabey arabic car insurance company) because they might be able to do it much cheaper.... please help.....""

If you accidentally hit someone with your car how much does your insurance premium increase?

By hit someone, I mean a pedestrian.""

Premium vs deductible? Health Insurance?

I'm really confused by everything having to deal with Health Insurance. I know a deductible is what you pay before the insurance company pays the rest. But what is the premium? And are these two related?? Please Help.

I got a police report...will my insurance get a hold of it???

My bf was driving and he doesnt have a license :( will my insurance get the police report...causing the rates to go up????

Why is my car insurance so high?

About me; I'm 18 years old, no past convictions / points on my license. Passed my test as well as Pass Plus a week or so back. Car I've got; 1994 1.2 Corsa LS (5 door) --- Most of my friends have similarly old / small cars and are paying between 500 - 900 insurance. I'm keeping the car on my drive, and yet the cheapest I can find any insurance is with Direct Line (1,600) Why is my insurance nearly 3 times as expensive as theirs? :(""

How much would insurance for a 17yr old cost?

the car is a cts-v coupe. I need to know if i can afford the insurance b4 buying for my son. -thanks

How much would a 1970 ford maverick cost to insure (roughly)?

I'm an 18 year old guy, completely okay with the minimum coverage. I see almost everyday this 1970 ford maverick coupe on my road, and was wondering how much it would cost to insure. I have no tickets and no accidents, as well as good grade discounts etc. don't need a specific number but an educated guess would be appreciated.""

missouri insurance minimums

missouri insurance minimums

https://www.linkedin.com/pulse/nj-manufacturers-homeowners-insurance-quote-lynn-wade/"

[clearsandwicheagle-blog]

Car accident and insurance/how much in repairs?

"Car accident and insurance/how much in repairs?

Car accident and insurance/how much in repairs?

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Non-owners policy auto insurance in NC?

im getting my license in january i will be a unnexpierenced driver but i cant afford a car right now can i get a non-owners policy in the state of nc?and drive my fiances car?

""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""

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Cheapest SR22 car insurance?

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I am taking my moms car to college with me(saab 9-5) I'm going to auburn and live in maryland, I drive this car every day insurance knows i am the only driver of this car, but i plan on taking the car with me to auburn AL, what will i have to do to do this. I also plan on changing my license to an alabama license when i get there, will this matter? will our rates go up, the car will be kept in the driveway there and only used for grocery shopping""

Which is the cheapest 50cc moped to insure?

Looking at getting a 50cc moped to get to work and back at the lowest price possible. im 20 and still getting high insurance quotes. i was originally looking at the Honda CBR 125 but the insurance was 2000.

What are some good websites that talk about insurance options for a single parent?

I'm working on a health project and I can't find any websites that give me insurance options for a single parent. Can anyone please give me any trusted sources?

Car insurance changes depending where you live?

My sister has had a car for awhile now that was given to her by a family member, and she had her insurance and all set up and she was fine. We moved pretty much across the street but when you cross this street you live in a different town, the borders are in the middle of the road. So she called to change her address and they charged her 30 some odd dollars cause apparently the costs of living in this down is higher on your car insurance, so can anyone please explain to me why this is? Why would moving from one town to another, [across a road] take any effect on car insurance?""

How Much Is Insurance For A Mustang?

I'm 16 and am looking into getting a 2000 or 2001 mustang/mustang gt. im a great driver. my parents have travelers for auto insurance, and they're going to add my car to their insurance. my parents are also great drivers, no wrecks/tickets or anything. what is the average i would have to pay for my car insurance each month? thanks:)""

Car insurance for someone under 25 arizona?

How much would car insurance be or the cheapest I live in arizona and drive a 1994 Saturn sl2

How much does your car insurance cost?

I want to see by how much i am overpaying. How much do you pay a month, where do you live, and what type of car do you have?""

Cheapest car insurance for a teen in florida ?

Im currently 17 years old; Im getting my driver license next week. I have a 1995 Nissan Sentra and I wanted to know what would be the cheapest insurance in Florida. I was thinking of getting my PIP only, but my price ranges are 0-250 a month. I also have a 20 year brother who had his drivers license since he was 17 years old and I was thinking if I can out his name as the head of the car insurance and add me as a secondary driver but I dont if it will be cheaper ??? If you know of an insurance that provides more than a PIP for my price range please let me know ??? If the insurance will not be cheaper under my brothers name, !!""

Can you have a 'black mark' against you for car insurance?

I'm 20 years old, and because of the stupidly hiked insurance prices I got into riding motorbikes as a way of getting around. I now commute around 20,000 miles a year and the weather is really getting to me. I love riding but forced riding is different. Last year I was insured on a cbr 600 (2000 model) for 1200 a year TPFT, and this year part ex'd it for a Suzuki Bandit (2008) which is around 700 a year. Both bikes are 0 no claims as I've never kept a bike long enough to accumulate any. Now I understand cars are bigger and cause more damage etc, but bikes are quick, really quick, but how can insurers justify the stupidly high priced insurance for me on a car? Minimum 2500 a year!? My brother has a ford fiesta, an old old G red model, hes 2 years younger than me, and has always wanted to drive so he's spent ages saving and working towards getting a car. Come his insurace quote, and they're asking for 1200 a year TPFT. The EXACT same details, address etc, just with my name, age, and job (electronics technician) I'm looking at around 3000 a year, same company, no change. Its really getting to me now. I have to convictions, no speeding penalties, nothing. I've lead life so far getting involved in zero trouble, I do things by the book. So I'm beginning to wonder what's up. My insurance prices are always double or more that of my families and friends cars, and coming up to winter, I really don't want to risk loosing my job a second year running because its too dangerous to venture out in the snow by bike (hourly paid, high staff turnover.) I'd really appreciate any tips or advice anyone has, I've tried independent companies (phoning or internet), comparison websites, I've tried many many different models of cars, from boy racer cars, to a Diahatsu, I've gone through the ABI database looking at the exact insurance group for a car and then trying it. I've exhausted almost every option I can think of. I really really want to drive a car.""

Is it illegal to not have car insurance?

and if it's not illegal, what am i getting confused with?! i always thought it was illegal....? my friend is getting his car and he said it's a crappy car so there isn't any need to insure it. ???""

Can i get car insurance.?

my boyfriend and i broke up,and we bought a car together, hes the one with the name on the title,but i pay for the car payments as the co signer,his credit was better htan mine,the car was for me.though.he no longer will help pay for it,the insurance is for the both of us,am i able to get the car insurance under just for me if he doesnt drive it at all.""

What is a cheapest insurance in PA?

The questions simple. I'm looking for insurance in name only. It's going on an old beater I maintain that goes from a to b and back again working each day. No prior insurance on it (well their has been for 4 years or so now but under a different name without mine being on the policy soo you know.) If it crashes and burns thats where the thing will stay after I haul it out and get any salvagable parts. Seems the general is a bit cheap especially when you can pay a years worth of coverage in one payment. (I can) Any other dirt cheap sites?

Need help with choosing an insurance policy.?

I have a friend and I think she doesn't know anything about insurance policy and rely on the insurer to choose it for her. She owns a retail store. She sells items from clothing material to children toys. This year her stock in trade would approximately less than U$ 300,000. What kind of insurance policy would best fit her business? I don't really know much about commercial policy neither so hope you can advice me to advice her. thanks""

Car insurance - Apply in person?

Are there anywhere that I can apply for car insurance in person in London?

Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?

what is the cheapest insurance company or cheapest option???

Is Medicaid consider as A health insurance?

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How much will insurance cost for a 16 year old?

im 16 years old and i wanna get a 1965 mustang and im wondering how much insurance would cost even if under my parent's plan

Car insurance in massachusetts?

im gonna buy a $700(ive checked it out its a good deal, shutup) 1996 honda civic dx(its a first car, i hate hondas but im not rich like half of the assholes that are gonna make fun of me for getting a honda) anyway i live in massachusetts and i know insurance will be a variable but does anyone know how much itll be when i start driving? thanks""

Riding a motorcycle without licence?

I just bought my first motorcycle today, and I'm enrolled in the msf course but it dosn't start for a few weeks. Can i still ride my bike legally?""

Short-term car insurance in the US?

In the following year I'm going to have several visitors coming for just a few days and I want them to be able to use my car. I'd like to know if there are companies that offer short-term car insurance.

How much would my insurance go up if I put a body kit on my car?

I have a 1.3 Ford Fiesta LX mk6 and it looks really bad. I want to put a Fiesta ST body kit on it (front bumper, side skirts and rear bumper). Im 17 and have only just passed my test and got the car. Im on my mums insurance as a second with directline driver and the insurance is 912 per year. Would it go up a lot if I were to do this? Thanks.""

Is women getting cheaper car insurance on the basis of their gender illegal?

Is women getting cheaper car insurance on the basis of their gender illegal?

Car accident and insurance/how much in repairs?

Car accident and insurance/how much in repairs?

""Affordable dentistry in Dallas, TX?""

I am currently looking for an affordable orthodontist this will most likely not be covered by insurance, so if you can please recommend me to an affordable dentist in the Dallas area, yes I have tried searching but sometimes its easier from hear abouts. Thank you""

How much would insurance be on property based business?

i have a few acres and was wondering what the insurance would be if i decided to open up a atv/rv park on my land~i would have a waver that made sure all that rode would be rideing at their own risk etc.plus any other limations you could think i might come acrross~

Car insurance cost for a young driver?

My son is nearly 19 years old and having driving lessons. I am worried about the cost of car insurance for him. I have heard if he goes on my insurance it would be a lot cheaper. I have been driving around 10 years now with a clear licence, so my insurance is quite low at the moment. I was wondering if he were to go on my policy how much extra it would cost me if I were to protect my no claims?""

How can I check what is affecting my car insurance prices?

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What insurances do I need?

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""What is the cheapest, good auto insurance for one person?""

I recently moved out of my parent's home due to some serious conflicts and am living with a close friend. I currently work and am about to buy my own car using some of my savings. I'll have to get auto insurance for myself and was wondering if anyone can recommend an insurance company with a good reputation that is also very affordable, particularly for a single person, single car type of plan. Thank you!""

I recently purchased a car but I'm listed on my moms auto insurance and I'm using this for covage is it legal?

I used to drive a car that was owned and insured by my mom. Now I have my own car, We called the insurance company and transfered the insurance to my car. I think the insurance company thinks the car is still in my mohters name. She said it doesn't matter, I was listed as a driver on plan anyway. Is this legal? Not sure what to think?""

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Financing a Car On Parents' Insurance?

I'm 18 years old, and planning on financing a new car in about a month. As the loan and car would be in my name, would I still be able to be on my parents' insurance policy? Or, would I have to get my own?""

Cant get contents home insurance because of council windows?

We live in a council flat and because we have metal framed windows without the key locking system like the new ones, insurance companies wont insure us for our contents. I complained to this to the council also but they are not going to replace windows either, even though one is stuck, yet they put all new windows in around the corner to us and gave them new doors, and left our block out. Suggestions?""

Where can I get the best car insurance rates?

I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?

Will a car insurance company cover a collsion if I have a salvage title?

I purchased a vehicle which came with a clean title from an owner.I called my car ins.company and added insurance to the car then went to register it.DMV says this vehicle was in an accident and would have to be a salvaged title. My question is if my ins.company has it down as a clean title and I get into an accident,will they then find out its a salvage title? If not then how will they find out if at all? Im afraid if I tell them its salvaged now they won't insure the car then I'd be stuck with it.""

How does AAA insurance work?

I want to start driving I'm a fifteen female. I want to drive my moms four wheel drive Subaru. We have AAA insurance and I live in the state of California. I'm just not sure what the insurance policy would be... Or whatever. So basically, what would our insurance be? I'm pretty sure this makes little to no sense and I apologies sincerely but to be quite frank I don't understand insurance whatsoever. So if you could explain to me that would be amazing. Thank You for your time""

How much does medical insurance cost for a child?

How much does medical insurance cost for a child?

How do I get insurance on my first car?

I'm getting my first car soon, but have no insurance. Do I need to buy insurance before buying the car, and if so, how? If not, how long of a grace period do I have to get insurance after getting the car? I live in florida, and can't find the info I need on it. Thx much!""

Cheap ohio auto insurance?

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How do I fight an auto insurance company's liability decision?

I was T-boned by another driver who I believe rolled through a stop sign and could not have been paying attention to the road. It was a four-way stop intersection, and the insured ...show more""

What car insurance company has the cheapest coverage for drivers aged 18-25?

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Pregnant And Can't Get On State Health Insurance!! What Should I Do!?

I'm so pissed off!! I have tons of medical bills stacking up and I am on no health insurance! Because I live with my parents and am under age 21 (I'm 20 and will be til May), and I already have one son. Thankfully he's covered. But I have all these bills that are stacking up and won't be able to be paid off because by the time I get on anything it'll be past the 3 month time limit for back pay!! I live in MN and the problem with getting my parents income is my mom and dad both have new jobs, but my dad was laid off his old job so how the hell am I supposed to get his stop work form filled out by a company that no longer exists!?! I can't get on anything unless I have their income!! Even tho' I'm 4 months pregnant!! This is so f***'d up!!""

Why am i being forced to buy health insurance?

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What is the cheapest auto insurance you have found for Louisiana?

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Can a 73 year old man get life insurance for $100K? What would the approx premium be if so?

I know it would be expensive-anyone have an idea? Thanks so much!!

Women drivers to pay more on car insurance?

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Car accident and insurance/how much in repairs?

Car accident and insurance/how much in repairs?

How much does it cost for postal insurance?

How much will it cost me to get $5000 usps insurance for my package? Im in the usa tx.

Auto insurance and Car payments?

I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!""

I think my short term disability due to giving birth got messed up?

So I want on leave on May 20th due to best rest. I used all my vacation and leftover sick time, and the rest is paid by short term disability, a total of about 9 weeks total. I stayed home 6 weeks after my baby was born since my work doesn't cover any of my pay. I work in a very small private business, just 3 of us. My boss had never handled maternity leave before, and I think he did it wrong. A few weeks after I gave birth he said he got a check from the disability insurance agency, it was made out to his business. So he cashed it and wrote me a check for the total amount from his business account. There was no explanation of how to dole it out, so he just gave me the total amount. Then, just now, 3 weeks later, I got another check mailed to my home from the insurance company?? What happened? I should of only got paid for the 3.5 weeks I believe from short term disability because I was paid for the rest. The insurance company is not open until tomorrow so I cannot call them yet.""

What are good insurance companies for young drivers?

I've used comparison sites and the cheapest quote was 850, Aviva was 690 are there any other good companies that offer cheap insurance to young drivers? I do not want one of those box things. I'm 20, held my licence for 20months and have 1y no claims.""

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

Where to find cheap auto insurance in florida?

We are relocating to port richey florida and I am trying to find a cheap auto insurance company

What things increase the cost of car insurance?

im 21 and the quotes are huge!! help!

Victim of car insurance fraud?

last year i had the police turn up at my door saying that i had hit a car roof with a claw hammer i didn't no what they was going on about i did not get arrested and they left, few days later i got a insurance letter thur the post saying that i had collided with a bmw and drove off leaving the seen, there insurance paid him out 5000, i spoke to my insurances and said i don't no what is going on they asked for pictures off my car i sent them, i phoned the police and asked them they said there is no further action is to be taken as the person as dropped the chargers, so i phoned there insurance and they said we are waiting for police reports, i said the police are not taking it any further as the person as he had dropped the chargers, they did not believe me and wanted me to pay 3500 in 14 days i said no, i lost 3 years no claims and my premiums went up, i just had to wait for months :( i got a letter today off there insurance saying we have had the police reports and there is no further action against me or my insurances... ok what will happen to the person what made up this lie to his insurance as he told the police one thing and his insurance another??????""

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

I'm getting sued from an old car accident? will my insurance pay?

two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files.""

How much is car insurance for a 2009 Benz C300?

I'm 27 years old. I live in the Bronx, New York. I have good credit. TransUnion: 765 Experian: 764 Equifax: 734 I want to financial or lease (I'm not exactly sure what the difference is. Do I still have to get full coverage regardless of which I choose?) a 2009 Benz C300. It's valued at about $30,000. I live in an apartment with my father who has a 2001 Pontiac Montana. He pays about $150-$200 per month in insurance. I tried to find out how much it would cost on Geico and they called me and told me it was gonna be $150 for the first month and $140 for the next seven months. I thought there must have been some mistake because how could it cost the same for a new car and raggedy car? The guy was like, Well, looks like we can get you a great price . Is this a ploy to get me to switch insurance companies and then they'll charge me higher rate after the first year or something? I think they must have thought I already own the car outright and didn't know I was planning on financing it. Or is it because we will have two cars from the same household an we'll get a multi-car discount. I know this was true when my brother had a car on the same policy with my dad and they got a discount, but they lived at separate places. Me and dad live together, so I think they won't even allow me to get insurance. Someone please tell if this is true or not. My friend, who thinks she knows it all, said its a scam and they will charge me alot more as soon as I sign up. But believe me she's just jealous cuz she's high class and I live in the Bronx and she makes way more than me and doesn't have a Benz. So, she is definitely just assuming. If you know for sure let me know you know or that you think that's what will happen. I assumed the insurance would be $400 - $450 per month. Also, if anyone has some idea what the financing per month with credit like mines on a car like this would be, that would also be appreciated. I have never been any serious car accidents, had a DUI or DWI. I hope someone has experience with financing a nice car and insuring, so I can get at least a ball park estimate on how much I will expect to be paying. Thanks for the help!""

""How much is Insurance on Fireworks up to $2,000,000.00 in Maine?""

Thinking about opening up a Fireworks shop and want to know how much I'm looking at a year for insurance need a policy with the min $2,000,000.00.""

Would owning a Honda Civic coupe increase my car insurance rates?

I'm 18 & planning to switch to a Honda Civic soon. I'm meaning to get a coupe, but I heard that my insurance rate would go sky-high just because it's a coupe. Is this true? & if so, by how much? Thanks.""

Emancipated 16 year old car insurance help?

I am currently living with my parents and am soon to be emancipated. I was looking at some geico quotes, turned out for minimal coverage was 475$ per month. This was outragous and obviously way to much for any one to be able to afford. To have the type of coverage i would like was 10,000$ per year, the numbers were staggering. Anyway my question is it possible to get insurance at 16 years old on your own for a resonable price. If so with what car insurance company. I have a 3.0 and a perfect driving record, i do drive a camero z28 so i understand its going to be a little higher than average....""

Cheap motocycle insurance?

Ive got 1 claim and 1 conviction so finding insurance is hard enough does any one where i can find the cheapest cover for my bike its a 125cc bike and im 18 please help

How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?

How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?

Cheap reliable cars that have cheap car insurance?

Thank you

How much does car insurance cost a month?

for a 20 year old university student who's low risk

Does anyone know what homeowners insurance companies allow dogs like like chow chows?

We are thinking of getting a very sweet gentle chow from a local rescue group and our current insurance (Travelers) will cancel our policy should we get a chow (plus a whole other long list of breeds). I'd like to hear from someone w/ a german shepherd, sled dog (husky, malamute, akita), rott, pit bull, or other dog deemed dangerous about what insurance company you may use.""

""Accountant, Insurance, and Cars, please answer?

How do I get an accountant? what things will he need to work with and how do I go about getting one? Liability insurance? How do I get it? And how much will it be for gardening roughly? Van insurance? What details will I need to get this insurance? How do I go about paying tax within a self employed company?

Yes/No: Do you have health insurance?

Yes/No: Do you have health insurance?

""Used Car, How Much Insurance?""

How much would I have to pay for insurance on a 1998 Nissan Sentra for $1,495? How much are taxes in Canada? 13%?""

My car insurance company raised my bill because my zip code changed.?

But I thought that in California they passed a bill called prop 103 that says that changing zip code should not be a base to raise the bill... I talked to the insurance guy on the phone who said that prop 103 never passed,yet when I'm reading about it in the internet,it says it passed..Am I missing something? Can I file a complaint to the consumers'affairs and the BBB in order for them to drop back my rate to my previous zip code? It's only a few dollars but it ads up at the end of the year..""

How will Hillary Clinton give heatlh insurance to homeless people?

My other question is how will she provide health insurance to families that can't afford the most affordable plans?

Will I need SR 22 insurance?

Almost five years ago I got my license suspended in Ohio for a wreckless endangerment. As soon as it got suspended I did the classes I was required to take and paid my court fees. It took me a few years to pay all of my fines and the only thing keeping my license from being re-instated was the need for SR22 insurance. I never got the insurance. I'm now in California and looking to get my license back and I heard somewhere that three years after the suspension the need for the SR 22 bond drops, but I'm not sure if that's true or not? Does anyone know the laws for this situation in Ohio and will I still need to get the insurance in order to get my license unsuspended?""

Car accident and insurance/how much in repairs?

Car accident and insurance/how much in repairs?

""Ran a stop sign, will I have to take traffic school to keep insurance rate down?""

I am a 21 year old who got a ticket for running a stop sign in Los Angeles. When I go to pay I see the option of traffic school, but it is more expensive than just paying the ticket off. If I want to keep my insurance rates at their current price, do I need to take traffic school? I am willing to do it, I just want to make sure the extra money won't be for nothing.""

How can I prevent this girl from completely taking advantage of my insurance company?

A few nights ago I accidentally brushed the side of my neighbor's car with my front bumper (cause she was parked like an idiot as usual). I'm taking full responsibility of it cause it's my fault and I have no problem with that. Initially I was going to pay for the scrape to be compounded out and whatever else was wrong as a result of me hitting it. However, when I spoke to her, she started pointing out a ridiculous amount of things: there's a scratch in addition to the scrape (ok, sure), she says I cracked her light (maybe I did, it's possible) but she's also saying that I caused her tire to pop out and that there's tread missing from it (which makes absolutely no sense because I didn't hit the tire or rim or wheel well at all). Basically, she expects a whole new paint job and a set of tires which is ridiculous for the small amount of damage that was done. I want to make sure she isn't trying to take advantage of my insurance company and cause my rates to skyrocket as a result. The car is a complete piece of sh*t and she doesn't take care of it at all - the paint's dull, the rims are rusted - and I think she's trying to fix these things by making it like they were a result of me hitting her. I have no problem at all taking responsibility for the damage I did, but I do have a problem with her making things up and trying to fix other issues through my insurance company. The last claims representative I spoke with told me that I would not be contacted by the adjuster at all since there is no damage to my car. Since she's going to be talking with the adjuster and I won't, I'm afraid she's going to exaggerate the amount of damage. Should I call my insurance company and tell them this? Will they care? What can I do?""

Best place for cheap car insurance?

I can only think of MoneySupermarket.co.uk, which other companies do searches for the cheapest car?! Best quote ive had is 506 for a 1st car, 3years with licence, 22year old female, Ford Fiesta 2001, Fully Comphensive.... ... Wondering if I can find something better?! Or is that the best around? Cheers x""

What effect will Obamacare have on U.S. per capita health insurance costs? . [SEE BELOW]?

What effect will Obamacare have on U.S. per capita health insurance costs? Note that my question is per capita -- If you take the total payments toward health insurance in the U.S., and divide by the total number of people covered by health insurance... How has that average per capita cost of health insurance changed in the past five or ten years, and how is it likely to change over the next 5 or 10 years? thanks for your answers""

Do I have to respond to a insureance quote?

So today I got a insurance quote from 21st Century Insurance and it says Response requested by: Dec.4,2910 DO I really have to respond?""

Insurance money or insurance fraud?

My dad told me a story about his boss a long time ago about how his wife survived cancer, and incurred 1million dollars in bills. the company has a health insurance that covers his entire family, but he also was covered by another health insurer...be it his or possibly his wifes. After the whole ordeal he paid off all the bills and had received an extra 1Million from insurance.... Was this legal? ( He was paying for both insurances ..knowingly or possibly not )""

How much does motorcycle insurance in Texas cost?

I'm 16 and plan on buying a motorcycle and getting my license soon, how much would I pay a month/year?""

Why might a 19 year old driver be glad that insurance companies pool risk?

Why might a 19 year old driver be glad that insurance companies pool risk?

What cars would you recommend for a 17 year old?

Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x""

Where in missouri can i get insurance with a suspended license?

i know it all depends on what state ur in and the guidelines, but does anyone kno wher i can get cheap car insurance with a suspended license. i need to get my car registered but cant do it without insurance, plz only answer if u kno insurance companies specifically that will allow me to get it""

What car would be cheapest for insurance?

When I turn 16 I am deciding on getting a v6 1998 firebird or a 1998 v6 camaro what one do you think would be cheaper for insurance. I live in nebraska in a small town

Insurance or personal?

I had a brush with a car i n the parking lot and the bumper of the other car came off. its a new car and the bumper needs to be replaced. The guy is claming $700 for repairs. Just wondering if i shuld pay it from my pocket or shuld go thru insurance. In case i claim insurance do points get added to my insurance which will impact my insurance cost in the coming years? whcih is more sensible...

Where can i find realy cheap car insurance for new drivers?

thier are places that have insurance for new drivers for like 100 or something like that. at the moment car insurance for me is 2000 and thats just a rip off i need cheaper options !

What is the average cost of hormone replacement therapy with and without insurance?

I've fianally decided to begin my transition (male-to-female) and i wanted to know what it would cost to begin HRT. I ask for both with and without insurance because i have a college based insurance plan (SHIP) and i am not sure if it will cover HRT (it covers gender identity counseling so IDK) Thank you all in advance ~<3 P.S. i live in Moscow, Idaho.""

State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?

What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue ...show more

Why do red cars go hand in hand with a high auto insurance bill????

Red cars always get a high insurance rate. Not all red cars are sporty or fast so why is this?

What are the variables included in the cost of car insurance?

What are the BASIC variables that are included in any car insurance? i.e...car color, car make, type of car, horsepower, year, age of driver, ethnicity...? Which things do they look at car wise/and driver wise that affect how much insurance you end up paying in the end? and does the speed of the car effect the cost greatly?""

Car insurance?

i hold a foreign ( non EU ) drive license , and all insurance companies ask for ( claim bonus certificate ) and i explained for them that insurance is completly different in our country than the irish system, but no one listen, and i dont know what should i do if i need to drive a car in Ireland ...can any one help ?""

I dont have car Insurance?

I am buying a new car, I dont have Car insurance this is my first car! Can I have someone else drive it home for me. that has Insurance""

I am single. Do I need life insurance?

I am a 40 year old guy in good health. I have health insurance. Do I need life insurance or some other kind of insurance?

What is the best car insurance?

What is the best car insurance company? Has there historically been one that really stands out for following through on claims/advice/help? Not so much just a question of price, but reliability...""

My friend got in a car accident he only had a permit did not have car insurance what will happen im court?

He went and hot his license an got car insurance now

Car insurance for a G37?

I am under my parents car insurance, i havent been in an accident and have no point on my record. I also have all a's and b's. I currently have AAA and have been driving for 2.5 years. Is a G37 considered a sports car under AAA? if it is considered a sports car, how much would my insurance increase? (right now i have a honda accord 2004)""

California speeding and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and the no proof of insurance as non-correctable. It this accurate? I don't think his radar reading is accurate. How can I challenge this?

North Carolina Health Insurance?

Right now I have blue cross and blue sheild insurance. It's becoming ridiculous to pay each month and deductibles are through the roof! I'm a healthy 25 yr old female. I need to know, what are some insurance companies in the state of North Carolina that are cheaper, but are still helpful with doctor's visits and prescriptions. What health insurance do you have and what's the cost? Any help or opinions about would be great! thanks:))))""

Car accident and insurance/how much in repairs?

Car accident and insurance/how much in repairs?

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