#loan officers

[mortgagecalculatorforrealtors]

Unlock your dream home with confidence using our home loan eligibility calculator. Determine your borrowing capacity, assess eligibility criteria, and streamline your home buying process effortlessly.

[fisherrprince]

I’d like to thank the government for this banger focaccia I’m making

[peonypyxels]

A CHRISTMAS MIRACLE HAS OCCURED 🎉🎉🎉🎉🎉

[dontmeantobepoliticalbut]

Donald Trump slammed President Joe Biden’s plans to cancel student loan debt as “vile” and suggested that the program will be “rebuked” if he is elected.

The Biden administration has canceled loan balances for nearly 4.8 million people by relying on a mix of existing programs and new policies after the Supreme Court struck down his campaign-trail promise for sweeping relief last year.

In a rambling campaign rally speech in Racine, Wisconsin, on Tuesday, Trump compared debt relief to what he said is “illegal amnesty” for immigrants married to American citizens.

“He did that with the tuition and that didn’t work out too well, he got rebuked, and then he did it again, it’s going to get rebuked again, even more so, it’s an even more vile attack, but he did that with tuition just to get publicity with the election,” he said.

Twenty minutes later, he blamed student loan relief for a climbing federal budget deficit.

“Because he’s throwing money out the window,” Trump said. “This student loan program, which is not even legal, it’s not even legal, and the students aren’t buying it, by the way. His polls are down. I’m leading in young people by numbers that nobody has ever seen.”

Last year, the Supreme Court blocked Biden’s plans for student debt relief after a pair of lawsuits from Republican attorneys general and conservative legal groups.

At a campaign event that same day, Trump hailed the decision and called Biden’s plans “very unfair to the millions and millions of people who paid their debt through hard work and diligence.”

Project 2025, a right-wing special interest-backed plan for Trump’s return to the White House, has also called for reversing student debt cancellation and eliminating the Office of Federal Student Aid.

Earlier this year, more than a dozen GOP-led states launched another federal court battle to challenge Biden’s latest debt relief plans. Biden is “unilaterally trying to impose an extraordinarily expensive and controversial policy that he could not get through Congress,” according a lawsuit led by Missouri’s Republican attorney general.

Before Biden’s plan was struck down, millions of people who took out federally backed student loans were eligible for up to $20,000 in relief.

Borrowers earning up to $125,000, or $250,000 for married couples, would be eligible for up to $10,000 of their federal student loans to be wiped out. Those borrowers would be eligible to receive up to $20,000 in relief if they received Pell grants.

Roughly 43 million federal student loan borrowers were eligible for that relief, including 20 million people who could have had their debts entirely wiped out, according to the White House. 16 million people had already submitted their applications and received approval for debt cancellation prior to the court’s ruling.

Still, the administration has been able to speed relief for nearly 5 million Americans by leaning on programs that have existed for years, including during Trump’s administration.

Last month, the administration aided $7.7 billion in relief, including wiping out debts for nearly 67,000 public servants enrolled in the Public Service Loan Forgiveness program, according to the Education Department.

Another 54,000 borrowers had their balances cleared under a new repayment plan that promises to cancel debts from loans of less than $12,000 if they had made their payments over 10 years. Another 39,000 borrowers who have been in repayment for more than 20 to 25 years as part of an income-driven repayment plan also had their balances cleared.

The administration’s student loan plans are also fuelling a federal budget deficit, which will hit $1.9 trillion this fiscal year, according to the Congressional Budget Office.

That includes a projected $145 billion spike from changes to the student loan forgiveness plan, including a proposal to waive interest for millions of borrowers.

The amount of debt taken out to support student loans for higher education costs has exploded within the last decade, alongside surging tuition costs, private university enrollment growth, stagnant wages and a lack of investments in higher education and student aid, which puts the burden of college costs largely on students and their families.

Many borrowers also have been trapped by predatory lending schemes with for-profit institutions and sky-high interest rates that have made it impossible for many borrowers to make any progress toward paying off their debt, with interest adding to balances that have exceeded the original loans.

[brehaaorgana]

I saw this post floating around where ppl were trying to derail "don't work for a US defense contractor" with like "these other jobs are also shitty or predatory!!"

And I didn't wanna address it directly. But.

1. Those other jobs can be highly variable in their shittiness to other people. Some of them are better than others. Sometimes it changes from company to company. Some of those jobs named were actually whole fields where there are vastly different players out there.

2. Those other jobs were all industries that are highly government regulated & with lots of federal regulations to protect consumers/customers. It's not a perfect system, but it does like, exist. Huge ass lawsuits get won over violations all the time.

3. None of those jobs are focused on trying to kill people at any point in time from process to product or service. They may not be trying to keep people living easy, but they also aren't actually supplying weapons of war for murder purposes so like....

Still.....not comparable??? Defense contractors are included in acab lol.

[arts-i-enjoy]

AHHHHHH

[beautifulinternetwhispers]

Zombie Loan offical art

[greenouillee]

I decided to quit while I'm ahead and graduate early instead of finishing my Master's and I got a decent grade and can move on or whatever but. already it is hitting me how much more I am enjoying and interested in maths, now that I'm not studying it. I have literally been off my course for 2 days and already found the motivation and interest to look up multiple details and ideas for my own interest and how I'm so looking forward to some of the further (independant) study I'll be doing in the next year and just. It's crazy how poor teaching, an exclusively results-based focus, an awfully designed set of modules with poorly chosen content, a set of modules I hated and which I was ill-prepared for, a lack of almost any support from lecturers, no proper tutorials or any seminars for 3 years, and a deeply isolationist learning culture turned out to not be a very conducive learning environment to my AuDHD. who would have thought.

[spiritualityloves247]

Weren't allowed stuffies.

Mom called the psych unit AHEAD of time

[mortgagecalculatorforrealtors]

Maximizing Efficiency: Why Realtors and Loan Officers Rely on Mortgage Calculators?

In the fast-paced realms of real estate and finance, efficiency reigns supreme. Realtors and loan officers navigate intricate transactions daily, demanding precision and speed in their decision-making processes. To meet these demands, professionals rely on technology, particularly mortgage calculators, to streamline operations. Among the array of tools available, the best apps for loan officers, offering comprehensive solutions to optimize workflows and ensure accuracy in financial computations.

Precision at Your Fingertips: 

Complex Algorithms Simplified: Mortgage calculations involve intricate algorithms, including loan amounts, interest rates, terms, and more.

Eliminating Guesswork: Mortgage calculators ensure accuracy, providing precise estimates of monthly payments, total interest, and critical metrics.

Confidence and Informed Decision-Making: Accurate calculations instill confidence in clients and facilitate informed decision-making throughout transactions.

Time-Saving Powerhouses:

Streamlining Operations: Manual calculations are prone to errors and time-consuming, while mortgage calculator apps offer swift and accurate results.

Advanced Features for Efficiency: The best apps for loan officers integrate preloaded formulas and real-time updates, expediting decision-making processes.

Instant Accessibility: With just a few taps, professionals access vital financial information, responding promptly to client inquiries and maximizing productivity.

Enhanced Client Communication:

Facilitating Meaningful Discussions: Mortgage calculators enable clear visualization of loan scenarios, promoting meaningful client interactions.

Empowering Informed Decisions: Clients gain a comprehensive understanding of their financial obligations, fostering trust and credibility.

Building Lasting Relationships: Transparent communication cultivates mutual respect, laying the foundation for long-term client relationships.

Conclusion:

In conclusion, mortgage calculators are indispensable tools for realtors and loan officers striving to maximize efficiency. Leveraging technology allows professionals to access accurate calculations, streamline workflows, and enhance client engagement. Among the myriad options, the best finance calculator apps offer tailored solutions for industry needs. Embracing these tools is not just an option but a necessity in today's competitive landscape. For those seeking ultimate efficiency in financial computations and transactions, the Mortgage Calculator for Realtors stands out as the key to success.

Note:  Always consult with your loan officer to get current and accurate information & calculations.

[this-doesnt-endd]

Enrolled in the payment plan for school and it posted my payment plan three times for the full semester amount instead of the like broken up payment amounts? now its saying each payment is like 2000 instead of a third of that and of course i cant do anything about it till monday when the first third of the payment is due

[badolmen]

I’m really frustrated my card got locked on Friday - I’ve been going through donating $5 to roughly 12-14 campaigns for weeks now but this week it gets flagged as potential fraud? Not only that the company is closed on the weekends so I have to wait until Monday to unlock my card (if I was still living alone and had to buy my own groceries/pay for gas I would be in trouble).

[gophergal]

If God had wanted ME to live he would not have created ME

[dadstarkk]

I have paid off about $18,000 of student loans (like just did the pay off early amount rather than waiting 10+ years to pay almost double because of interest) and I still have almost 100k left...

[sassmill]

I love that nobody is allowed to have a bad day except my mother

[arthurwilde]

Every time I do my taxes I think of this video