#medicare prescription drug plans

[houstonindependent123]

New to Medicare Insurance | Houston Independent Insurance

Are you New to Medicare Insurance? Our Houston Independent Insurance can help you find the best Medicare Insurance for you. We offer a wide range of plans from different providers, so you can find the one that fits your needs. We also have a team of experts who can answer your questions and help you make the best decision for your coverage. Get started today!

[ohiomedicareplansposts]

📍IN THE NEWS 📍

What a pleasure it was this week meeting with Co-founder and Chief Executive Officer of Devoted Health Ed Park, together focusing on continued positive outcomes for our #seniors in Ohio.

Devoted Health's Ohio HMO plans received a 5 out of 5 Medicare Advantage (MA) Star Rating for 2024. This is the second year in a row that Devoted's Ohio HMO plan has received a 5 Star rating.

These plans include: Devoted CORE Ohio (HMO), Devoted GIVEBACK Ohio (HMO), and Devoted PRIME Ohio (HMO).

⭐️⭐️⭐️⭐️⭐️ are plans that have the highest possible quality rating from Medicare.gov.

His determination to dramatically improve the health and well-being of aging Americans by caring for every person like family, while offering a world-class service experience is contagious.

https://www.devoted.com

[amarisbella21]

The Importance of Medicare Part D for Prescription Drug Coverage

Medicare Part D is an essential component of the Medicare program, designed to provide prescription drug coverage to beneficiaries. Established under the Medicare Modernization Act of 2003, Part D has significantly impacted the way Americans manage their medication costs and access necessary drugs. Understanding the importance of Medicare Part D is crucial for beneficiaries to ensure they receive the full benefits and maintain their health effectively.

What is Medicare Part D?

Medicare Part D is an optional benefit that offers prescription drug coverage through private insurance plans approved by Medicare. Unlike Medicare Part A and Part B, which are administered by the federal government, Part D plans are offered by private insurance companies. These plans provide coverage for a wide range of prescription medications, including both brand-name and generic drugs.

Key Benefits of Medicare Part D

Comprehensive Coverage: Medicare Part D covers a broad spectrum of prescription medications, including those for chronic conditions, acute illnesses, and preventive care. This coverage helps beneficiaries manage their health conditions more effectively by providing access to necessary drugs at reduced costs.

Lower Out-of-Pocket Costs: One of the most significant advantages of Part D is its ability to lower out-of-pocket costs for prescription medications. Beneficiaries pay a monthly premium, which varies by plan, along with a deductible and co-payments or coinsurance for each prescription. By spreading these costs over time, Part D helps reduce the financial burden of purchasing medications.

Improved Medication Adherence: With Medicare Part D, beneficiaries are more likely to adhere to their prescribed medication regimens. Access to affordable medications helps ensure that individuals take their medications as directed, leading to better health outcomes and reduced hospitalizations or complications.

Preventive Medications: Part D plans often cover preventive medications, such as vaccines and certain medications for chronic disease management. This coverage supports preventive care measures, helping beneficiaries avoid more severe health issues and reducing overall healthcare costs.

Variety of Plans: Beneficiaries have the flexibility to choose from a variety of Part D plans based on their specific medication needs and financial situation. Plans differ in terms of premiums, deductibles, and formularies (lists of covered drugs), allowing beneficiaries to select a plan that best fits their requirements.

Enrollment and Eligibility

Eligibility for Medicare Part D is generally the same as for Medicare Part A and Part B. Individuals who are 65 or older, or those under 65 with certain disabilities, can enroll in Part D. Enrollment in a Part D plan is optional, but it is highly recommended for most beneficiaries due to the potential cost savings and access to necessary medications.

Beneficiaries can enroll in Part D during their Initial Enrollment Period (IEP), which is seven months starting three months before their 65th birthday and ending three months after. Additionally, there are annual Open Enrollment Periods (October 15 to December 7) during which beneficiaries can review and change their Part D plans. It is important to enroll in Part D when first eligible to avoid late enrollment penalties, which can increase monthly premiums if coverage is delayed.

Challenges and Considerations

While Part D provides essential coverage, beneficiaries should be aware of certain aspects. Formularies can change, potentially affecting drug availability, and not all medications are covered. Beneficiaries should review their plan’s formulary annually and consider switching plans if needed.

Conclusion

Medicare Part D plays a critical role in ensuring that beneficiaries have access to necessary prescription medications at a manageable cost. By lowering out-of-pocket expenses and improving medication adherence, Part D supports better health outcomes and enhances overall well-being. Beneficiaries should take advantage of this coverage to protect their health and manage their medication needs effectively.

[medicare-solutions]

What is Medicare Part D?

"Confused about Medicare Part D? 💊 This quick video breaks down the essentials of Medicare’s prescription drug coverage. Learn how Part D works, what it covers, and why it’s crucial for managing your medication costs. Get the facts you need to make smart choices about your health and finances—hit play and get informed! 🎯 #Medicare #PrescriptionDrugs"

 If you need a more detailed explanation of your personal Medicare needs, contact Ronilin and Darin Weidauer.

 If you have specific concerns or questions, NevadaMedicare.Health can help you with your Medicare needs. CALL 888-895-3267 or EMAIL darinweidauer@ecos.care | www.EcosMedicareSolutions.com

[thoughtportal]

Opinion Here’s how to get free Paxlovid as many times as you need it

When the public health emergency around covid-19 ended, vaccines and treatments became commercial products, meaning companies could charge for them as they do other pharmaceuticals. Paxlovid, the highly effective antiviral pill that can prevent covid from becoming severe, now has a list price of nearly $1,400 for a five-day treatment course.

Thanks to an innovative agreement between the Biden administration and the drug’s manufacturer, Pfizer, Americans can still access the medication free or at very low cost through a program called Paxcess. The problem is that too few people — including pharmacists — are aware of it.

I learned of Paxcess only after readers wrote that pharmacies were charging them hundreds of dollars — or even the full list price — to fill their Paxlovid prescription. This shouldn’t be happening. A representative from Pfizer, which runs the program, explained to me that patients on Medicare and Medicaid or who are uninsured should get free Paxlovid. They need to sign up by going to paxlovid.iassist.com or by calling 877-219-7225. “We wanted to make enrollment as easy and as quick as possible,” the representative said.

Indeed, the process is straightforward. I clicked through the web form myself, and there are only three sets of information required. Patients first enter their name, date of birth and address. They then input their prescriber’s name and address and select their insurance type.

All this should take less than five minutes and can be done at home or at the pharmacy. A physician or pharmacist can fill it out on behalf of the patient, too. Importantly, this form does not ask for medical history, proof of a positive coronavirus test, income verification, citizenship status or other potentially sensitive and time-consuming information.

But there is one key requirement people need to be aware of: Patients must have a prescription for Paxlovid to start the enrollment process. It is not possible to pre-enroll. (Though, in a sense, people on Medicare or Medicaid are already pre-enrolled.)

Once the questionnaire is complete, the website generates a voucher within seconds. People can print it or email it themselves, and then they can exchange it for a free course of Paxlovid at most pharmacies.

Pfizer’s representative tells me that more than 57,000 pharmacies are contracted to participate in this program, including major chain drugstores such as CVS and Walgreens and large retail chains such as Walmart, Kroger and Costco. For those unable to go in person, a mail-order option is available, too.

The program works a little differently for patients with commercial insurance. Some insurance plans already cover Paxlovid without a co-pay. Anyone who is told there will be a charge should sign up for Paxcess, which would further bring down their co-pay and might even cover the entire cost.

Several readers have attested that Paxcess’s process was fast and seamless. I was also glad to learn that there is basically no limit to the number of times someone could use it. A person who contracts the coronavirus three times in a year could access Paxlovid free or at low cost each time.

Unfortunately, readers informed me of one major glitch: Though the Paxcess voucher is honored when presented, some pharmacies are not offering the program proactively. As a result, many patients are still being charged high co-pays even if they could have gotten the medication at no cost.

This is incredibly frustrating. However, after interviewing multiple people involved in the process, including representatives of major pharmacy chains and Biden administration officials, I believe everyone is sincere in trying to make things right. As we saw in the early days of the coronavirus vaccine rollout, it’s hard to get a new program off the ground. Policies that look good on paper run into multiple barriers during implementation.

Those involved are actively identifying and addressing these problems. For instance, a Walgreens representative explained to me that in addition to educating pharmacists and pharmacy techs about the program, the company learned it also had to make system changes to account for a different workflow. Normally, when pharmacists process a prescription, they inform patients of the co-pay and dispense the medication. But with Paxlovid, the system needs to stop them if there is a co-pay, so they can prompt patients to sign up for Paxcess.

Here is where patients and consumers must take a proactive role. That might not feel fair; after all, if someone is ill, people expect that the system will work to help them. But that’s not our reality. While pharmacies work to fix their system glitches, patients need to be their own best advocates. That means signing up for Paxcess as soon as they receive a Paxlovid prescription and helping spread the word so that others can get the antiviral at little or no cost, too.

{source}

[smartinsuranceagents]

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[awesome-exit0-blog]

Navigating Medicare Prescription Drug Plans

Introduction

Navigating the complexities of Medicare can be challenging, particularly when it comes to understanding Medicare Part D, the prescription drug coverage component. As a crucial part of your healthcare, selecting the right plan can significantly impact both your health and finances. This guide aims to provide clarity on Medicare Part D, offering tips on how to choose the best plan and manage prescription costs effectively.

Understanding Medicare Part D

Medicare Part D is designed to help cover the cost of prescription drugs. This part of Medicare is optional but highly beneficial for many, as it can substantially reduce the amount spent on medications. Part D plans are offered by private insurance companies approved by Medicare and vary in terms of covered drugs, costs, and pharmacy networks.

Key Components of Medicare Part D

Monthly Premiums: The amount you pay each month for your Part D plan. Premiums can vary significantly between plans.

Annual Deductible: The amount you pay out-of-pocket before your plan starts covering your medications. In 2024, the maximum deductible is $505, but many plans have lower deductibles or none at all.

Copayments and Coinsurance: The cost-sharing structure where you pay a part of your prescription cost. This can be a flat fee (copayment) or a percentage of the cost (coinsurance).

Formulary: A list of medications covered by the plan. Formularies are tiered, meaning drugs on higher tiers generally cost more.

Choosing the Right Plan

Selecting the right Medicare Part D plan involves evaluating several factors:

1. Medication Coverage

Check the Formulary: Ensure that the medications you take are covered. If your medications are on a higher tier, you might pay more.

Generic vs. Brand Name: Check if your plan covers the generic versions of your medications, as they are usually cheaper.

2. Costs

Total Annual Cost: Look beyond the monthly premium. Calculate the total annual cost, including deductibles, copayments, and coinsurance.

Out-of-Pocket Maximum: While Part D doesn't have a strict out-of-pocket maximum, understanding your potential costs can help manage your budget.

3. Pharmacy Network

Preferred Pharmacies: Some plans have preferred pharmacies where you can get medications at a lower cost. Ensure your preferred pharmacy is in-network.

Mail-Order Options: Some plans offer mail-order services, which can be convenient and sometimes cheaper.

Managing Prescription Costs

Use Generic Drugs: Generic drugs are typically less expensive and just as effective as brand-name drugs.

Request Drug Samples: Doctors often have samples that can provide short-term medication supply.

Look for Pharmaceutical Assistance Programs: Some manufacturers offer assistance programs for patients who cannot afford their medications.

Compare Prices: Use tools like the Medicare Plan Finder to compare drug prices at different pharmacies.

Consider State Pharmaceutical Assistance Programs (SPAPs): These programs can help with Part D costs if you qualify.

Understanding the Coverage Gap (Donut Hole)

The coverage gap, or "donut hole," is a temporary limit on what the drug plan will cover for drugs. In 2024, you enter the coverage gap after you and your plan have spent $4,660 on covered drugs. While in the gap, you pay 25% of the cost for both brand-name and generic drugs until you reach the out-of-pocket limit of $7,400. After this, you enter the "catastrophic coverage" phase, where you pay significantly less.

Seek Assistance

Navigating Medicare Part D can be daunting, but resources are available to help:

State Health Insurance Assistance Programs (SHIPs): Provide free, unbiased help in understanding Medicare options.

Medicare Plan Finder: An online tool to compare Part D plans.

Pharmacists and Healthcare Providers: Can offer advice on managing prescription costs and coverage options.

Conclusion

Medicare Part D is a valuable resource for managing prescription drug costs. By understanding its components, carefully comparing plans, and employing strategies to manage costs, you can make informed decisions that best meet your healthcare needs. Utilize available resources to navigate this complex system and ensure you maximize your benefits while minimizing expenses.

[bozerfinancial]

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[lets-steal-an-archive]

By Bernie Sanders | July 13, 2024

I will do all that I can to see that President Biden is re-elected. Why? Despite my disagreements with him on particular issues, he has been the most effective president in the modern history of our country and is the strongest candidate to defeat Donald Trump — a demagogue and pathological liar. It’s time to learn a lesson from the progressive and centrist forces in France who, despite profound political differences, came together this week to soundly defeat right-wing extremism.

I strongly disagree with Mr. Biden on the question of U.S. support for Israel’s horrific war against the Palestinian people. The United States should not provide Benjamin Netanyahu’s right-wing extremist government with another nickel as it continues to create one of the worst humanitarian disasters in modern history.

I strongly disagree with the president’s belief that the Affordable Care Act, as useful as it has been, will ever address America’s health care crisis. Our health care system is broken, dysfunctional and wildly expensive and needs to be replaced with a “Medicare for all” single-payer system. Health care is a human right.

And those are not my only disagreements with Mr. Biden.

But for over two weeks now, the corporate media has obsessively focused on the June presidential debate and the cognitive capabilities of a man who has, perhaps, the most difficult and stressful job in the world. The media has frantically searched for every living human being who no longer supports the president or any neurologist who wants to appear on TV. Unfortunately, too many Democrats have joined that circular firing squad.

Yes. I know: Mr. Biden is old, is prone to gaffes, walks stiffly and had a disastrous debate with Mr. Trump. But this I also know: A presidential election is not an entertainment contest. It does not begin or end with a 90-minute debate.

Enough! Mr. Biden may not be the ideal candidate, but he will be the candidate and should be the candidate. And with an effective campaign taht speaks to the needs of working families, he will not only defeat Mr. Trump but beat him badly. It’s time for Democrats to stop the bickering and nit-picking.

I understand that some Democrats get nervous about having to explain the president’s gaffes and misspeaking names. But unlike the Republicans, they do not have to explain away a candidate who now has 34 felony convictions and faces charges that could lead to dozens of additional convictions, who has been hit with a $5 million judgment after he was found liable in a sexual abuse case, who has been involved in more than 4,000 lawsuits, who has repeatedly gone bankrupt and who has told thousands of documented lies and falsehoods.

Supporters of Mr. Biden can speak proudly about a good and decent Democratic president with a record of real accomplishment. The Biden administration, as a result of the American Rescue Plan, helped rebuild the economy during the pandemic far faster than economists thought possible. At a time when people were terrified about the future, the president and those of us who supported him in Congress put Americans back to work, provided cash benefits to desperate parents and protected small businesses, hospitals, schools and child care centers.

After decades of talk about our crumbling roads, bridges and water systems, we put more money into rebuilding America’s infrastructure than ever before — which is projected to create millions of well-paying jobs. And we did not stop there. We made the largest-ever investment in climate action to save the planet. We canceled student debt for nearly five million financially strapped Americans. We cut prices for insulin and asthma inhalers, capped out-of-pocket costs for prescription drugs and got free vaccines to the American people. We battled to defend women’s rights in the face of moves by Trump-appointed jurists to roll back reproductive freedom and deny women the right to control their own bodies.

So, yes, Mr. Biden has a record to run on. A strong record. But he and his supporters should never suggest that what’s been accomplished is sufficient. To win the election, the president must do more than just defend his excellent record. He needs to propose and fight for a bold agenda that speaks to the needs of the vast majority of our people — the working families of this country, the people who have been left behind for far too long.

At a time when the billionaires have never had it so good and when the United States is experiencing virtually unprecedented income and wealth inequality, over 60 percent of Americans live paycheck to paycheck, real weekly wages for the average worker have not risen in over 50 years, 25 percent of seniors live each year on $15,000 or less, we have a higher rate of childhood poverty than almost any other major country, and housing is becoming more and more unaffordable — among other crises.

This is the wealthiest country in the history of the world. We can do better. We must do better. Joe Biden knows that. Donald Trump does not. Joe Biden wants to tax the rich so that we can fund the needs of working families, the elderly, the children, the sick and the poor. Donald Trump wants to cut taxes for the billionaire class. Joe Biden wants to expand Social Security benefits. Donald Trump and his friends want to weaken Social Security. Joe Biden wants to make it easier for workers to form unions and collectively bargain for better wages and benefits. Donald Trump wants to let multinational corporations get away with exploiting workers and ripping off consumers. Joe Biden respects democracy. Donald Trump attacks it.

This election offers a stark choice on issue after issue. If Mr. Biden and his supporters focus on these issues — and refuse to be divided and distracted — the president will rally working families to his side in the industrial Midwest swing states and elsewhere and win the November election. And let me say this as emphatically as I can: For the sake of our kids and future generations, he must win.

Bernie Sanders is the senior senator from Vermont.

[theturning65advisor]

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[lookingforcactus]

A big cost and concern for many seniors in the U.S. is the price of prescription drugs and other healthcare expenses—and this year, thanks to The Inflation Reduction Act, their costs may go down dramatically, especially for patients fighting cancer or heart disease.

I learned about the new benefits because my ‘Medicare birthday’ is coming up in a couple months when I turn 65. I was shocked that there were so many positive changes being made, which I never heard about on the news.

Thousands of Americans on Medicare have been paying more than $14,000 a year for blood cancer drugs, more than $10,000 a year for ovarian cancer drugs, and more than $9,000 a year for breast cancer drugs, for instance.

That all changed beginning in 2023, after the Biden administration capped out-of-pocket prescriptions at $3,500—no matter what drugs were needed. And this year, in 2024, the cap for all Medicare out-of-pocket prescriptions went down to a maximum of $2,000.

“The American people won, and Big Pharma lost,” said President Biden in September 2022, after the legislation passed. “It’s going to be a godsend to many families.”

Another crucial medical necessity, the shingles vaccine, which many seniors skip because of the cost, is now free. Shingles is a painful rash with blisters, that can be followed by chronic pain, and other complications, for which there is no cure

In 2022, more than 2 million seniors paid between $100 and $200 for that vaccine, but starting last year, Medicare prescription drug plans dropped the cost for shots down to zero.

Another victory for consumers over Big Pharma affects anyone of any age who struggles with diabetes. The cost of life-saving insulin was capped at $35 a month [for people on Medicare].

Medicare is also lowering the costs of the premium for Part B—which covers outpatient visits to your doctors. 15 million Americans will save an average of $800 per year on health insurance costs, according to the US Department of Health and Human Services.

Last year, for the first time in history, Medicare began using the leverage power of its large patient pool to negotiate fair prices for drugs. Medicare is no longer accepting whatever drug prices that pharmaceutical companies demand.

Negotiations began on ten of the most widely used and expensive drugs.

Among the ten drugs selected for Medicare drug price negotiation were Eliquis, used by 3.7 million Americans and Jardiance and Xarelto, each used by over a million people. The ten drugs account for the highest total spending in Medicare Part D prescription plans...

How are all these cost-savings being paid for?

The government is able to pay for these benefits by making sure the biggest corporations in America are paying their fair share of federal taxes.

In 2020, for instance, dozens of American companies on the Fortune 500 list who made $40 billion in profit paid zero in federal taxes.

Starting in 2023, U.S. corporations are required to pay a minimum corporate tax of 15 percent. The Inflation Reduction Act created the CAMT, which imposed the 15% minimum tax on the adjusted financial statement income of any corporation with average income that exceeds $1 billion.

For years, Americans have decried the rising costs of health care—but in the last three years, there are plenty of positive developments.

-via Good News Network, February 25, 2024

[ohiomedicareplansposts]

[nickbyrdmedicare]

Things you need to know about Medicare

Medicare offers free access to crucial screenings and preventative care, which aids people to stay healthy. A complimentary annual wellness exam is provided under Medicare Part B, along with yearly and recurrent tests for cardiovascular disease, diabetes, depression, cervical, and prostate cancer, in men and breast cancer in women. Also included are flu vaccines. Additionally, the Part D program might assist in defraying the expense of expensive prescription medications.

[kcinpa]

TL;DR Project 2025

Project 2025 has crossed my dash several times, so maybe tumblr is already informed about the hellish 900-page takeover plan if Trump wins office again. But even the articles covering Project 2025 can be a LOT of reading. So I'm trying to get it down to simple bulleted lists…

Navigator Research (a progressive polling outfit) found that 7 in 10 Americans are unfamiliar with Project 2025. But the more they learn about it, the more they don't like or want it. When asked about a series of policy plans taken directly from Project 2025, the bipartisan survey group responded most negatively to the following:

Allowing employers to stop paying hourly workers overtime

Allowing the government to monitor people’s pregnancies to potentially prosecute them if they miscarry

Removing health care protections for people with pre-existing conditions

Eliminating the National Weather Service, which is currently responsible for preparing for extreme weather events like heat waves, floods, and wildfires

Eliminating the Head Start program, ending preschool education for the children of low-income families

Putting a new tax on health insurance for millions of people who get insurance through their employer

Banning Medicare from negotiating for lower prescription drug costs and eliminating the $35 monthly cap on the price of insulin for seniors

Cutting Social Security benefits by raising the retirement age

Allowing employers to deny workers access to birth control

Laurie Garrett looked at the roughly 50 pages within Project 2025 that deal with Health and Human Services (HHS) and other health agencies, and summarized them on Twitter/X in a series of replies. I've shortened even more here:

HHS must "respect for the sacred rights of conscience" for Federal workers & healthcare providers and workers broadly who object to abortions, contraception, gender reassignment & other issues - ie. allow them to deny services based on religious beliefs

HHS should promote "stable and flourishing married families."

Require all welfare programs to "promote father involvement" – or terminate their funding for mothers and children.

Prioritize adoptions via faith-based organizations.

Redefine sex, eliminating all forms of gender "confusion" regarding identity and orientation.

Eliminate the Head Start program for children, entirely

Ban all funding of Planned Parenthood

Ban birth control services that are "egregious attacks on many Americans' religious & moral beliefs"

Deny pregnancy termination pills, "mail-order abortions."

Eliminate Office of Refugee Resettlement; move all refugee matters to the Department of Homeland Security

Healthcare should be "market-based"

Ban all mask and vaccine requirements.

Closely regulate the NIH w/citizen ethics panels, ensuring that no research involves fetal tissue, leads to development of new forms of Abortions or brings profits to the researchers.

Redirect the Office of Global Affairs to promoting "moral conscience" & full compliance w/the Mexico City policy

The CDC should have no role in medical policies.

"Because liberal states have now become sanctuaries for abortion tourism," HHS should use every available tool, including the cutting of funds, to ensure that every state reports exactly how many abortions take place within its borders, at what gestational age of the child, for what reason, the mother’s state of residence & by what method.

I'm still looking for a good short summary of the environmental horrors that Project 2025 would bring if it comes to fruition…

[batboyblog]

Things Biden and the Democrats did, this week. #5

Feb 9-16 2024

The Department of Education released the first draft for a wide ranging student loan forgiveness plan. After Biden's first attempt at student debt forgiveness was struck down at the Supreme Court in 2023, this new plan is an attempt to replace it with something that will hold up in court. The plan hopes to forgive debt for anyone facing "financial hardship" which has been as broadly defined as possible. Another part of the plan hopes to eliminate $10-20,000 in interest from all student loans, as well as a wide ranging public Information push to inform people of other forgiveness programs they qualify for but don't know about.

The House passed 1.2 Billion Dollars to combat human trafficking, including $175 million in housing assistance to human trafficking victims

The Department of Transportation announced $970 Million for improvements at 114 airports across 44 states and 3 territories. They include $40 million to O'Hare International in Chicago to improve passenger experience by reconfiguring TSA and baggage claims, and installing ADA compliant bathrooms(!). The loans will also go to connecting airports to mass transit, boosted sustainability, installing solar and wind power, and expanding service to under served committees around the country.

Medicare & Medicaid released new guidelines to allow people to pay out of pocket prescription drug coats in monthly installments rather than as a lump sum. This together with capping the price of certain drugs and penalties for drug companies that rise prices over inflation is expected to save the public millions on drug coasts and assure people don't pass on a prescription because they can't pay upfront

The EPA announced its adding 150 more communities to its Closing America's Wastewater Access Gap Community Initiative. 2.2 Million Americans do not have basic running water and indoor plumbing. Broken and unreliable wastewater infrastructure exposed many of those to dangerous raw sewage. These Americans live primarily in poor and rural communities, many predominantly Black communities in the south as well as those on tribal lands. The program is aiming to close the wastewater gap and insure all Americans have access to reliable clear water.

The White House announced deferred action for Palestinians in the US. This means any Palestinian living in the United States, no mater their legal status, can not be deported for any reason for the next 18 months.

The Department of Energy announced $60 million in investment into clean geothermal energy. The plan will hopefully lead to a 90% decrease in the coasts of geothermal. DOE estimates hold that geothermal might be able to power the hopes of 65 million Americans by 2050 making it a key step in the Biden administration plan for a carbon-free grid by 2035 and net-zero emissions by 2050.

The EPA launched $83 million to help improve air quality monitoring across America. With updated equipment local agencies will be better able to report on air quality, give more localized reports of bad air quality and the country will be better equipped to start mitigating the problem

The Department of Energy announced $63 million in investments in domestic heat-pump manufacturing. Studies have shown that heat-pumps reduce green house gases by 50% over the most efficient condensing gas boilers, as technology improves this could rise to 75% by 2030. Heat pump water heaters meanwhile are 2 to 3 times as energy efficient as conventional electric water heaters.

HHS awarded $5.1 million to organizations working with LGBTQI+ Youth and their Families. The programs focus on preventing homelessness, fighting depression and suicide, drug use and HIV prevention and treatment, as well as  family counseling and support interventions tailored for LGBTQI+ families.

The House passed two bills in support of the oppressed Uyghur minority in China. The "No Dollars To Uyghur Forced Labor" Act would prohibit the US government from spending any money on projects that source materials from Xinjiang. The Uyghur Policy Act would create a permanent post at the State Department to coordinate policy on Uyghur Issues, much like the special ambassador on antisemitism.

[kp777]

By Max Richtman

Common Dreams - Opinion

July 30, 2024

Even after nearly six decades of Medicare’s overall success, we must continually protect it from conservatives’ attempts to cut and privatize the program.

Before Medicare was signed into law by President Lyndon Johnson 59 years ago today, nearly half of American seniors had no hospital insurance. Private insurance companies were reluctant to cover anyone over 65. Even fewer seniors had coverage for non-hospital services like doctor’s visits. Many of the elderly were forced to exhaust their retirement savings to pay for medical care; some fell into poverty because of it. All of that changed with Medicare.

In Medicare’s first year of coverage, poverty decreased by 66% among the senior population. From 1965, when Medicare was enacted, to 1994, life expectancy at age 65 increased nearly three full years. This was no coincidence. Access to Medicare coverage for those who were previously uninsured helped lift seniors out of poverty and extend their lives.

As with Social Security, workers would contribute with each paycheck toward their future Medicare benefits. Upon putting his signature on this new program, a keystone of the Great Society, President Johnson declared, “Every citizen will be able, in their productive years when they are earning, to insure themselves against the ravages of illness in old age.”

Project 2025, the right-wing blueprint for a second Trump presidency, would gut traditional Medicare by accelerating privatization and repealing drug price negotiation.

Medicare has been improved several times over the decades. In 1972, Americans with disabilities (under 65 years of age) became eligible for Medicare coverage—along with people suffering from chronic kidney disease needing dialysis or transplants. In 2003, prescription drug coverage was added to Medicare (though the program was prohibited from negotiating prices with drugmakers). The Inflation Reduction Act of 2022 finally empowered Medicare to negotiate prices with Big Pharma—and lowered seniors’ costs by capping their out-of-pocket expenses for prescription drugs and insulin.

Nearly 60 years after it was enacted, Medicare is one of the most popular and efficient federal programs. Ninety-four percent of beneficiaries say they are “satisfied” or “very satisfied” with their quality of care. Unlike many other federal programs, Medicare spends less than 2% of its budget on administrative costs.

Medicare isn’t perfect. It should be expanded to cover dental, hearing, and vision care. More urgently, though, the privatized version of the program, Medicare Advantage (MA), is gobbling up a larger share of the program despite myriad problems, including MA insurers overbilling the government and denying care that’s always offered by traditional Medicare. The Biden-Harris administration has been working to hold those private plans more accountable, but much remains to be done to protect traditional Medicare from efforts toward privatization.

Even after 59 years of Medicare’s overall success, we must continually defend Medicare against conservatives’ attempts to cut and privatize the program. Our founder, Rep. James Roosevelt, Sr. (D-Calif.), son of President Franklin D. Roosevelt, knew that Medicare (along with Social Security) would need continuous advocacy to withstand assaults from antagonistic political forces. That’s why the word “preserve” is in our organization’s name.

Many conservatives opposed Medicare from the start, labeling it “socialism” and “socialized medicine.” In 1962, Ronald Reagan warned that if Medicare were to be enacted, “One of these days you and I are going to spend our sunset years telling our children, and our children’s children, what it once was like in America when men were free.”

Today, the onslaught continues. The House Republican Study Committee’s (RSC) 2025 budget proposes to cut Medicare by an estimated $1 trillion over the next decade. The RSC would replace Medicare’s current system with vouchers, and push seniors into private plans that can and do deny coverage. Project 2025, the right-wing blueprint for a second Trump presidency, would gut traditional Medicare by accelerating privatization and repealing drug price negotiation.

Democrats by and large support protecting and even expanding Medicare. President Joe Biden tried to add dental, vision, and hearing coverage in his Build Back Better Act, but encountered resistance from Republicans and centrist Democrats. It’s still a laudable goal.

Republicans, for the most part, advocate cutting Medicare benefits and privatization. We endorsed Vice President Kamala Harris for president, because she knows the importance of Medicare to America’s seniors and people with disabilities—and has vowed to protect them. Former President Donald Trump, on the other hand, has been rhetorically all over the map on this topic, telling CNBC he is “open” to “cutting entitlements” but claiming to support Medicare. (His budgets as president called for billions of dollars in Medicare cuts.)

The 59th anniversary of Medicare is both an occasion for celebrating the program’s enormous successes over the past six decades—and a time to defend Medicare in the marbled halls of Washington, D.C., and at the ballot box this November.

Max Richtman is president and CEO of the National Committee to Preserve Social Security and Medicare. He is former staff director at the United States Senate Special Committee on Aging.