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meiliarotten · 1 year
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Team Fortress Two Kinktober Time: Return of the Kink
Day 3: Happy Aniversary (Lingerie)
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🔞MINORS DNI🔞
Pairings: Engineer x Fem!Reader
Summary: Engie surprises you with a vacation for your anniversary. You have a little surprise planned for him too.
Tags: Lingerie, anniversaries, makeouts, aftercare, praise
Word Count: 2.6k
The Masterlist
You had told Engineer that he didn’t have to do anything special for your anniversary. You were always a bit awkward when it came to receiving gifts, and events like birthdays and Christmas already made you anxious enough. Plus, it was just a one month anniversary. Maybe if it was a year, or even six months, you could understand, but one month just seemed like a rather short amount of time to be worth celebrating.
Of course, he went above and beyond anyway, deciding to celebrate your anniversary with a surprise getaway to a remote vacation home in the woods. If you didn’t know how to respond to birthday gifts, then you sure as hell didn’t know how to respond to this. Maybe you just weren’t used to being doted on, and Engie sure did love to dote. If a one month anniversary gave him an excuse to do that, then who were you to stop him?
Admittedly, the duration of your relationship didn't feel like a month. It felt much longer, but not in a bad way. It was like the two of you had known each other forever, and in a short amount of time the level of comfort between the two of you grew and became more natural. Perhaps a little trip together wouldn’t be a big deal at all. That said, you still wanted to give him something in return, and that ‘something’ occupied your mind throughout the whole drive to the vacation home.
The crunch of gravel beneath the truck tires signaled your arrival. The home was a spacious, but not too large log cabin sheltered within the shade of the forest. It was quite modest, that is until you were inside, where you were greeted with a fully stocked kitchen, a living room complete with a fireplace, and countless other luxuries. The whole place was illuminated in gold hues by the setting sun, shining in through wide windows that offered gorgeous views of your surroundings.
“Oh Engie, this is…” you couldn’t find the words.
“A lot?” he asked, setting your suitcases on the floor near the entranceway.
“Well, yeah, but also beautiful,” you said. “I can’t believe you set up all of this for me.”
“Technically, it’s for both of us, and the groundskeeper set it up. We’re both gonna be spending the week here, after all.”
You nodded, starting to wonder if your surprise was going to measure up. Speaking of your surprise…
“I’m going to take a shower. I need to freshen up after being cooped up in a car for so long,” you said suddenly, grabbing your suitcase and shuffling to the bathroom, which was just as nice as the rest of the cabin. Engie thankfully didn’t question why you were taking your suitcase into the bathroom with you.
You locked the door and quickly opened the suitcase to reveal a white chemise neatly folded among far less conspicuous shirts and jeans. It stuck out like a sore thumb. You didn’t bother to stare at it, opting to strip and put the thing on before you changed your mind. The silk shifted smoothly against your skin and you dared to peak at the mirror.
The chemise was short, very short, the skirt barely disguising the fact that you weren’t wearing underwear. The collar was low cut and lined with subtle lace to draw the eye towards your cleavage. You fiddled with the thin straps for a while, trying to decide if leaving one off the shoulder would look more tempting or if it would just make it look like you hadn’t bothered to put the chemise on correctly. You decided to take the safest route, leaving the straps in their rightful place before taking a deep breath and exiting the bathroom. There was no need to actually shower. If this all went to plan, you would just be working up a sweat again anyway.
Your footsteps were quiet on the hardwood floor as you returned to the living room. Engie was on the couch, resting his eyes, no doubt recovering from the fatigue of the long drive. The suitcases remained unpacked. The sun had almost completely set now and the overhead lamp was dimmed, bathing the room in a soft orange glow. The glossy fabric of your chemise reflected it slightly. You cleared your throat and Engie’s eyes opened slowly, then snapped wide.
“Oh my,” he whispered to himself before giving you a small smirk. “Well, what’s all this?”
He stood up from the couch, looking you up and down as you came closer. “It’s just a little surprise,” you said, sauntering over to him. Even if you weren’t looking at him, you knew you could feel Engie’s eyes following you. He took in every detail, from your adorably nervous demeanor to the way you swayed your hips with the slightest bit of exaggeration. All these little things, just enough to catch his attention and make his hands itch to reach out and grab you until you were finally right in front of him, looking up with a playful smile that seemed to exude more innocence than it should. “I’m guessing you like it?”
“I do, I truly do. Damn, you’re so pretty.” Engie reached out tentatively. When he hesitated you took his hand yourself and put it on your waist before guiding it upwards. You let him feel the soft flesh of your chest, and only then did he break away from your guidance to pull you close.
You weren’t sure who was the first to completely close the distance between the two of you, who pressed whose lips to whose, but it didn’t matter. Once tongues slid against each other and hands were grasping at supple flesh, the matter of who started it was meaningless. Engie’s prosthetic, the Gunslinger, as he so lovingly named it, came up to cup your breast, squeezing slightly. You knew well that was a mere fraction of the device’s power, and the thought aroused you. It truly was a marvel of engineering. Despite being made of thin fabric, not a single thread of your chemise caught in the joints of the Gunslinger as it descended to your hip.
“And to think, you said one month anniversaries weren’t a big deal,” Engie said with a smirk.
“I had money to spare,” you said, shrugging. “And I happened to come across this. I’m glad you like it, though.” You pressed a quick kiss to his cheek, feeling the warmth on your lips. “I was a little nervous about packing it for tonight.”
“Whatever for, darlin’?”
You shrugged again. “I don’t know. I kept having second thoughts.” You decided to leave out the fact that you felt like you looked more silly than sexy. “I kept questioning if it fit right, and I thought about returning it, but then I realized stores don’t usually take returns for items like this- and honestly why would they? That would be-”
Engie cut you off with a kiss which you eagerly returned. When he pulled back you sighed, squirming a bit from the sudden and very apparent heat between your legs. “You ramble when you’re nervous,” he said.
“Sorry.” Your voice shook slightly.
“It’s alright. Come here.” Engie’s voice dipped, low and seductive. You let him guide you back to the couch, certain that you would do anything so long as he kept using that tone. When he pulled you onto his lap, the silk of the chemise bunched and flowed around your waist. Engie could feel your skin growing warm beneath his touch, and now that your lingerie was gathered around your waist, he could also see how wet you were, practically glistening in the low, ambient light of the room. “Is this alright?” he asked suddenly, motioning vaguely at the couch. “I don’t think I can wait to take you all the way to the bedroom.”
“This is perfect,” you said. “I don’t think I could make it all the way to bed either. I want you.”
You felt Engie shudder as you whispered those last three words into his ear. You felt his chest rise and fall with a deep breath as he steadied himself. “Good. Now, let me pamper you, sweetheart.”
Engie began to kiss at your neck, suckling small hickeys onto the delicate skin. His hands wandered freely, squeezing at your chest and ass, mapping out all the most sensitive parts of your body. You tried to hold back any sounds at first, but it was a doomed effort. Soon you found yourself moaning as Engie grasped your thighs, digging his fingers into the soft flesh. Your keens and whimpers seemed to awaken something in Engie. The noise that came out of him could only be described as a growl, and you felt his teeth graze your neck, causing you to shudder.
“Fuck, I need you so bad,” he whispered. He bucked his hips slightly and you could feel how hard he was.
You pulled back to meet his gaze, trying to mirror the determined, lustful, and near feral expression that he currently had. “Then take me,” you said, miraculously managing to keep your voice from shaking.
Engineer didn’t need to be told twice. For a moment you thought that he would tear his pants in the rush to remove them. You giggled when he almost tripped over his own briefs in the frenzy. When the both of you were back on the couch, you were beneath him. The minute Engie was between your legs, you hooked a knee around him to pull him forward with a playful smirk.
He caught himself on the top of the couch, barely avoiding falling on top of you. You thought he was about to scold you once again saw that telltale lust in his eyes. “You’re so pretty like this,” he sighed, taking the time to admire how you looked splayed out under him. “I mean, you’re pretty all the time, but something about this just seems special.” Engie brushed his fingers against your cheek, feeling the warmth radiating from your skin. You smiled, leaning towards the surprisingly gentle touch. “All dolled up, just for me. How did I get so damn lucky?”
You didn’t get to answer him, any words being cut off by a gasp when you felt him running his cock over your slit. He shot you a glance, and when you nodded, he slowly entered you until his hips were flush against yours. Every move was gentle and cautious, at least for now. You squirmed a bit, making yourself comfortable before you gave Engineer the go ahead.
He began moving, slowly at first but soon picking up the pace, especially when you begged him to. “Dell, harder! Please, I can take it!” Engie’s only response at first was a groan. Suddenly, he leaned down to kiss you hard before sitting up and grabbing your hips. You gasped as he hoisted them up slightly. Fuck, you always underestimated how strong he was.
“You let me know if I’m being too rough, alright?” It took you a second to register what he said. Finally, you nodded and Engie took that as his signal to proceed, now pulling your hips up to meet his with every forward thrust. You found that you quite liked the feeling of being manhandled a bit, but even better than that was the change in angle. This new angle felt so deep. Your eyes rolled back as Engie managed to hit all the spots that made you see stars. “You take me so well, sweetheart. Damn, I can feel you clenching. You’re getting real close, aren’t you?”
Engie barely paused to speak, keeping up his relentless pace all the while. You could barely respond. The only words you were able to get out were a string of curses and a desperate repetition of his name as you got closer and closer to your peak.
“It’s alright, honey. I’m close too. Go on and come for me.” You only now noticed that he was speaking through clenched teeth. He was struggling to hold back, making sure that you would come first. It wouldn’t be long before he got his wish, as with a few more well placed thrusts, you felt your orgasm overtake you.
Your back arched involuntarily, every muscle going taut as you let out a strangled moan. Tears pricked at the corners of your eyes and you continued to chant Engie’s name, almost as if you were pleading for something. You didn’t know what for. You couldn’t imagine what else you could possibly want right now, other than for this moment of pure pleasure to last forever.
Engie rubbed circles over your hips, feeling the way you writhed and shivered your way through the more overwhelming waves of release. “I’ve got you,” he stammered. “I’m here sweetheart, just let it all go.” His voice was definitely strained now, and you realized he was talking you through your orgasm as he rode out his own. Even in the throes of pleasure his focus was on you, making sure you were alright, and offering praise all the while. “Good girl, breathe nice and slow. You’re alright.”
You laid there in silence for several moments, trying your best to follow Engie’s instructions about breathing. It was difficult, but eventually you caught your breath. Still, when you finally spoke, you could only manage to murmur a soft “woah.” That at least got a laugh from Engie, who had begun to worry he had somehow broken you. “I didn’t expect to get so overwhelmed.”
“That was good, darlin,’ really good,” Engie said, already sounding tired. “You’re so damn pretty.”
He kissed you again and you bit gently at his lip. You were sure he could feel your smirk against his mouth. His lips parted and you let him taste you. Your movements were slow and lazy with little intent behind them other than to be as close to each other as possible. Both of you were high on a combination of passion and post-orgasmic bliss.
“It’s kind of funny,” Engie said when the two of you parted for air. “I went into this expecting to be the one seducing you.”
“Oh?” Your interest was instantly piqued.
“Tomorrow I figured I’d throw it all together while you were in the shower,” he explained. “By the time you came out you would be met with candles, rose petals, the whole nine yards! But it seems you beat me to it.”
“You got rose petals?” You were amazed by the extravagance he was willing to go through for you. “We could still do that, you know. I’ll just act super surprised!”
Engie chuckled. “Alright, sweetheart, but on one condition.” He toyed with the hem of your chemise, feeling the silk slide between his thumb and forefinger. “I want you to wear this again.” You immediately agreed, and the way Engie’s eyes lit up made your heart soar. “Thank you, honey. I really do love it,” he sighed, still admiring how the chemise draped so nicely over your curves.
You rested your head against his chest with a yawn, becoming very aware of just how tired you were. A full day of driving followed by an evening of indulgence had left you quite tired. “I’m just going to rest my eyes for a bit,” you said, even though you were practically asleep before you even finished your sentence, snoring softly and barely even stirring when Engie maneuvered you into a more comfortable position, cradling you much like a doll.
Your chest rose and fell in a gentle rhythm. You muttered to yourself every so often, perhaps already in the depths of some dream. Engineer decided he would carry you to bed once he was sure the action wouldn’t wake you up. For now, he was perfectly content to let you drift off in his lap, watching over you as you got some well deserved rest.
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spideystevie · 2 years
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come back ... be here
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summary: the summer before college is the cruelest time to fall in love 
word count: 4.8k
a/n: got this idea from #17 on this prompt list also loosely based on come back...be here by taylor swift. i am absolutely obsessed with the chasing down/running to your lover to tell them you love them moments in romcoms so i hope this delivers that. there’s some swearing but that’s it. just your classic friends to lovers. 
Hawkins has been all you’d ever known. Tree lines and lazy stoplights, friendly smiles and small town camaraderie. It was as much a comfort as it was a cage. The fear you’d always be stuck in your tiny hometown, never getting the chance to branch out and plant roots in other places. It was a stinging ache in your chest, monotonous and persistent. 
Your big escape lived in New York City. There was something in the promise of a city that never slept, of the people you passed never being the same ones each day, of a new beginning that made your chest ache in a different way. Something saccharine yet bittersweet. 
The days dragged away, heavy and long, one after the other after you sent away your application. You weren’t sure it would come back as an acceptance, but you also weren’t sure what you would do if it came back as a rejection. It’d be the final nail in the coffin, a finality you couldn’t accept. 
March was washed away and April bloomed like wildflowers in the fields. Songbirds chirped as the sun lifted over the horizon, washing the town in hues of orange and gold. A freshness blew in with the wind, sun-drenched and floral. Full of hope and new beginnings. 
The wooden chair at your dining table creaks as you sit down. A yawn escapes you, fingers wrapped around your favorite mug filled with fresh coffee. You’d slept in, grateful for a day off at work though you missed being obligated to see your friends for hours a day. The house is quiet, empty like usual with your parents away on business. It makes the sound of the mail coming in from the slot in the door that much louder. 
It hits the entryway floor with a smack and you pause, cup of coffee halfway raised to your mouth. You set it down on the table gingerly before standing. The chair screeches against the floor when you push away from the table and stand. You’re still in your sleep shorts and a sweater so old you can’t remember if it belonged to you or Steve first. 
Your footsteps are quiet but your knees crack when you bend to pick up the mail. You shuffle through it, freezing at an envelope placed towards the bottom. A purple return address next to the NYU crest, your name clearly printed in the very center. An eager anxiety pricks at your stomach. You drop the stack of bills and miscellaneous mail on the table near your forgotten cup of coffee, feeling more awake than ever. 
Your feet carry you up the stairs to your room and you shut the door behind you though there’s no one else home. The letter felt like a ticking bomb you needed to diffuse and you stared at it with a disbelieving awe. You could’ve opened it in the front room of your house but your bedroom seemed like the safest place. A waiting solace if you opened it and everything fell apart.
The envelope is thick and heavy in your hands. You trace your fingertips delicately over the NYU crest in the corner. It feels dreamlike, hazy around the edges and you have to pinch the skin on your wrist to make sure you’re not dreaming. 
Maybe you should’ve called Steve before deciding to open up the ticket to your future. But there was something about this moment that felt like you needed to be alone.
You hadn’t thought this moment would come when you graduated a year ago. You’d settled for the few odd courses at the community college nearby, content with stocking tapes at Family Video and saving up money to escape your small town with your best friend. 
Steve had been the one to shove the application in your hands, knowing it had been your ultimate goal. You’d protested at first, worried you wouldn’t get in and unwilling to deal with the sadness that’d come with that. But Steve had persisted, nothing but supportive the whole way. 
Nerves make your hands tremble as you carefully tear into it and you take a deep breath, steadying yourself before you pull the letter out. Your movements are careful, concise as you inch it out of the envelope. It shakes slightly from the anxious tremor in your hands as you read. 
We are pleased to inform you of your acceptance to…
You never finish reading it, the paper falling to your bedroom floor as you let out a squeal. Your grin is contagious as you stoop to pick the paper up, practically sliding down the stairs in your home in your haste to leave and tell Steve. 
You forget you’re still in your pajamas as you all but speed down the small streets of Hawkins towards Family Video. The acceptance letter, creased and a little wrinkled from your tight grip, sits on the passenger seat of your car. The parking lot is empty, the asphalt shining beneath the springtime sun. You nearly forget to lock your car in your excitement after you park. 
The bell above the door jingles as you yank it open, rushing into the store with your letter clutched at your side. It’s empty save for one customer at the back of the store being helped by Robin and Steve who sits behind the counter. He looks up when he hears you come in, an amused and endearing smile taking over when he sees you still in your sleep shorts and that old sweater, hair slightly mussed from sleep. His eyes hone in on the piece of paper at your side. 
“I got in!” you exclaim before Steve can greet you, waving the letter in the air and shaking it for good measure. Your smile is bursting at the seams. You’re shining like the sun in the sky. Steve’s mouth parts, jaw falling slack. 
“Seriously?” he says it like you’re kidding him but a surge of pride takes over when you nod. 
“Seriously!” you wave the letter again. His lips split into the biggest grin and he’s sliding over the top of the counter in a flash. Steve crushes you in a hug, nearly crumpling the letter between the two of you. Your heart swells and picks up its pace at the gesture, something that feels natural though slightly confusing. 
“M’so proud of you,” Steve says, voice muffled in your neck. He pulls back, immediately reaching for the paper in your hands to read it for himself. He mumbles it under his breath through the most genuine and proud smile you’ve ever seen on his face. “We are pleased to inform you of your acceptance to the school of Liberal Arts at New York University…”
Somehow it sounds even more surreal coming out of Steve’s mouth. Robin comes over a minute later, an eyebrow poised as she takes in your appearance and Steve’s grin, the paper still in his hands. “What’s going on here?”
“I got in!” you grab the paper from Steve, all but shoving it in Robin’s face. Her eyes widen as she looks from the letter to you, back and forth before pulling you into the tightest hug. She pulls back, hands on your shoulders. 
“I knew you could do it!” she squeezes your shoulders and then pulls you into another hug. The saccharine and bittersweet ache blooms heavy in your chest watching Robin read over the letter, your two friends fawning over you with more pride than you’ve ever seen. The realization of a goodbye in the future floats around your head and you push it away, leaving it for the end of a summer that has yet to begin. 
The summer that follows your acceptance feels like a new beginning. It’s turning a new leaf in life. It flips the page to a new chapter in your friendship with Steve. A delicate beginning rush. 
It wasn’t a secret to anyone who watched the two of you that there was something stronger lingering beneath the surface of platonic interactions. The world was a foggy shade of rose, dull enough to go undetected by the both of you. 
As June gave way to July and July bled into August, the fog lessened. Vision growing sharper around the edges, dusty rose seeming to permeate it whenever one of you was around the other. The nights spent together grow later and later until you’re minutes away from being asked to stay over instead of being driven back home. It’s lingering glances and fleeting touches, smiling a little too wide when you see him and cheeks burning vermilion when he sees you. 
You and Steve fell in love beneath a summer sun, flickers of love spotting in your hearts like new freckles on skin. It’s a blur of honeysuckle walks and close calls, moments spent in Steve’s pool that were more flirty than friendly. You’d almost tasted Steve and chlorine in the dead of July, his lips pressing wet against the plush of your cheek instead as you yelped at a honey bee buzzing past your head. It’s melted ice cream cones leaving you with sticky fingers and late night drives, your head poked out of the car to see the stars in the sky. 
The two of you know it before you’re conscious of it. You realize it sooner than Steve, hanging on a thread that something will give before you catch your flight at the end of August. Pulling and tugging at the frayed ends, hoping Steve will join you in the little enclave you’ve carved out in your heart. Steve crash lands into love, head spinning when he realizes it, August feeling like it’s slipping away like a moment in time.
A final summer. It’s the cruelest way to fall in love. 
Your last night in Hawkins is spent with Steve. A final movie night. A final goodbye. His arm is wrapped around your shoulders, sinewy muscle a comforting weight while you’re pressed into his side, knees bent and almost resting in his lap. 
He let you pick the movie despite it really being his turn to pick. A John Hughes movie plays on the television in his living room, something Steve always associates with you. An empty bowl of popcorn sits by your feet on the couch. Steve smiles when you laugh and pretends to be annoyed when you quote the lines on screen with the characters. 
The screen fades to black, feeling like a goodbye in itself. Your stomach drops while the credits rise on the screen. Steve tenses beneath you, the two of you more than aware of what the movie ending means for the two of you. You don’t move, wishing there was a way you could stay here forever. 
Steve was your final goodbye before your morning flight tomorrow and you were dreading it.
He would give anything to freeze time for another week just to have more time with you. He knows it’s silly, that you’ll be back when the seasons change again but something in him wants to beg you to stay. You both hesitate by his front door, not knowing how to say goodbye to someone you’ve just begun to love. You dragged out tying your shoes as long as you could, hugged Steve more times tonight than you can count. 
Something in him is prodding his brain, urging him to tell you everything like he’d planned to tonight. He’s not sure how he can. You stumble through the whole goodbye, extending it out to the empty street where your car is parked. 
Your eyes seem to plead with him. For him to tell you that he’s in love with you too, to ask you to stay. A part of you thinks you would if he asked.
He never does. 
He hugs you tight one last time, bodies pressed so close together you think you might melt into one. You wish you could. You lean back enough to look at him, eyes darting all around his face like you’re trying to commit every angle and plane, every freckle and mole to memory. 
Steve looks at you with a deep intensity, the beginnings of a confession sitting on the tip of his tongue. Instead, he says, “you’ll call me?”
“So much you’ll be sick of me. I’ll even send letters by carrier pigeon if I have to,” your lips quirk into a sad smile. Steve laughs softly though there’s a seriousness etched into his features. 
“I’d never be sick of you,” his voice is husky and low. It spreads heat to every part of your body, makes your heart bruise your rib cage. Something in the way he says it feels like a confession in itself and just when you think you’re going to get one, he presses a long and lingering kiss to your cheek. 
He opens the driver's side door of your car for you, giving you a tight smile. You blink at him as he takes a couple steps back towards his front door. 
“I’ll see you soon, yeah?” he calls from a few feet away. You muster up as much of a smile as you can and nod. You grip the side of the car door with one hand, the other resting on the roof of your car. You watch his back recede from you as he gets closer to his front door. 
“Hey, Steve?” you call out. The tiny flame of confidence inside you gets snuffed out when he turns around, eyes a little wide and his hands in his front pockets. You swallow, your mouth suddenly feeling dry. There’s a long pause as you debate what to say, a confession now sitting on your tongue. Instead, “miss you already.”
“Miss you too,” his smile is sad, twinged with heartbreak. “Have a safe flight.”
And then he’s turning back around and you get in your car, the engine revving to life. You don’t drive off until you see the front door close behind him. 
Steve feels incredibly mopey the next morning. A heavy disappointment hangs on his shoulders, the regret of not telling you eating at his stomach. The pestering nag from the night before persists even as he gets dressed and heads to work. 
When you had gotten your acceptance letter, excitement bleeding out of you and pride heavy in Steve’s eyes, the day you had to leave seemed like it was years away. To Steve, it felt like he blinked and it was here. In a few short hours you’d be on a flight to New York, miles away from Hawkins until the winter holidays. 
It didn’t feel right going into work without you in the front seat of his car. It didn’t feel right that he’d be stocking tapes with Robin while you were soaring through the sky overhead. 
He gets to work the same time you arrive at the airport. A new box of tapes sits on the counter that Robin has already started working on. A few stacks of new releases are already sitting near the computer when he clocks in. 
“Thought we weren’t getting another shipment until next week,” he says, sidling up next to Robin to help sort through them. She gives him a once over, taking note of the downturn of his lips and mopey look in his eyes. 
“Thought you weren’t gonna be coming in today,” she replies, moving to the computer to enter a stack of the new tapes into the system. Steve pauses, eyebrows furrowing as he looks at Robin’s side profile. She pretends she can’t feel his eyes burning into her skin.
“What are you talking about?” he asks, leaning against the counter. Robin doesn’t look over, fingers flying across the keyboard. 
“Figured you’d be too depressed to come in today. Isn’t today the day of the big move?” she asks, more than aware of the answer. She’d stopped by yesterday to say goodbye on her way into work. “You told them last night didn’t you? That was the plan.”
Steve clenches his jaw, trying to ignore the regret eating at his insides and the nagging that pounded his head. He doesn’t say anything, bracing himself for Robin’s response. At his silence, her fingers stop moving and she turns to look at him. She raises her eyebrows, annoyance clear on her face. 
“Seriously? You let them go without saying-”
“Yes, god, Robin, it’s not a big deal, I’ll just…say it when they come home in a few months,” he tries to shrug it off, turning back to sort through the new tapes. He pretends he doesn’t notice Robin’s eyes boring into his skull. She rolls her eyes, turning back to the computer with a sigh but she doesn’t say anything else. 
A silence blankets the store. The only sound comes from the keyboard as Robin types and plastic hitting plastic as Steve stacks tapes on top of each other. Steve frowns when he lifts the next VHS out of the box. It’s the newest John Hughes, one you’d made him see in theaters more than once. 
The nagging from before grows louder in his head. His head is spinning as he stares at the cover, mind reeling with impulses.
“Robin, what time is it?”
She turns and grabs his arm, twisting it towards her to read the time off his watch. “8:16. Why?”
“I gotta go,” he drops the tape on the top of a pile, rounding the counter. Your flight didn’t leave until just after 10, if he left now he’d make it in time. He’d have to. 
His feet carry him faster than ever to the door. He’s pure adrenaline, brisk movements that pause when he reaches the entrance to the store. He looks back to Robin, one hand ready to shove the door open.
“If Keith asks, tell him I…” he trails off. Robin looks at him with an amused glint in her eye. “Just cover for me.”
The bell rings overhead as he runs out of the store and to his car. She shakes her head, a smile on her face as she watches him peel out of the parking lot, tires squealing as he goes. 
Steve has no regard for the speed limit as he drives, the only thought on his mind being you. He feels sick to his stomach with adrenaline, hyper focused on getting to you before you get on the plane to take you to New York. The airport is an hour away, maybe even less with how heavy his foot is on the gas when he merges onto the highway.
Trees whip past the windows in a blur, the small town of Hawkins disappearing into the horizon behind him as he nears bigger buildings and a busier world. The Indianapolis Airport sits on the outer edge of the city, seemingly just as crowded as he remembers it to be when he was younger.
Steve races into a parking spot, his tires braking with a screech against the asphalt. He throws the car into park and almost forgets to lock it behind him in his haste. He’s all but sprinting through the crowds of people at the airport, swerving around families and yelling apologies over his shoulder when he bumps into someone. 
He practically skids to a stop in front of the list of departing flights, eyes racing over random gates and times to find yours. His chest heaves and he’s sure he looks a little manic. A twinge of anxiety eats at his stomach when he notices the time ticking away on his watch. 
The place feels infinitely bigger than Steve remembers it being as a kid and he gets lost once or twice, frustration pricking the nerves under his skin. His sneakers squeak against the floor as he hustles towards your terminal and to your gate.
If he could go back and change anything, he’d have never played it so nonchalant around you. Steve would’ve kissed you breathless months ago, would’ve confessed to you the moment he fell. He wouldn’t have let you leave last night without making sure you knew.
He’s out of breath when he finally reaches your gate and his heart sinks into a deep pit in his chest when he realizes it’s empty. 
Steve thinks he might be sick. 
His hands press against his temples and he turns in a small circle, eyes squeezed shut. He kicks at the ground, scuffing the toe of his sneaker against the linoleum. 
“God dammit,” he groans, dropping his hands. He opens his eyes only to watch as the plane moves away from the gate, taking you with it. He shakes his head. “Fuck.”
He says it louder than he really anticipates, vaguely aware of the stares he gets from parents and their kids waiting in nearby gates for their flights. The inside of his chest feels hollow, a cracked shell that used to house a beating vessel. 
The sound of his voice pricks your ears and you look up from where you’re sitting, eyes searching for the source of an all too familiar cadence. It doesn’t make any sense for him to be here but it doesn’t stop the anticipation that rises beneath your skin. 
Your heartbeat immediately picks up speed when you catch sight of him. Steve Harrington stands at the empty gate across the way. His back is to you but you’d recognize him anywhere, his slight slouch in posture and the waves of brown hair at the back of his head. What the hell is he doing here?
“Steve?”
His head snaps up, immediately whipping around to find the source of your voice. He thinks he has to be hallucinating when he turns around and you’re standing right there. An old sweater of his hangs off your shoulders, a small bag by your feet. He wonders if it smells like a mix of his cologne and your perfume.
You have to be a mirage, a glimmer appearing out of light. The confused pinch between your brows deepens, something that couldn’t be replicated, and he stares at it, wondering how the skin there would feel against his lips if he kissed it away.
“Hey,” he breathes it out, stepping towards you until he’s a few feet away. You shake your head at him and the Family Video vest he’s still wearing, his orange name tag glinting in the fluorescent airport lighting. 
“What are you doing here?” you ask, a little exasperated, your arms wrapping around yourself. He looks around at the bustling airport, catching the sign above your gate and realizing he had been looking at the wrong one all along. You hadn’t left him yet. His gaze lands back on you.
“I couldn’t let you go,” he says. 
“Steve, what are you talking about?” your confusion only deepens, intermingling with a smidge of frustration. 
“I was up all night thinking-”
“That’s never good,” you joke, your smile half hearted and faltering when he doesn’t even crack a smile at it. 
“-about you and how you’re finally going off to college like you always wanted and how I won’t see you for months and how that makes me sick with missing you and the only thing that kept going through my head after I said goodbye to you last night was that I can’t let you go.”
“What?” there aren’t enough words to express the confusion you feel. Steve was the one who’d encouraged you to go from the beginning. He couldn’t be serious but the determined glint in his eyes tells you he was. “What are you-”
“I can’t let you get on that plane without telling you that I’m in love with you.”
His confession hangs heavy in the air between you. The air grows thick, you feel like you can’t breathe properly. You feel like the world is spinning on a new axis, faster than the plane that’s set to take you away. He takes a step closer to you. 
“Steve…” your voice can barely be heard over all the noise. He shakes his head a little, eyes pleading a little with you to listen.  
“I love the crease you get above your nose when you’re confused,” a step. “I love that you’re the first thing I think about whenever a new John Hughes movie comes in a new shipment,” another step. “I love that my jackets always smell like you whenever you give them back,” another step and you’re toe to toe. You look up at him, eyes gleaming with the beginnings of tears. “I love that you’re the only person I’d drop everything for just so I could speed to the airport to say one final goodbye.”
His knuckles brush against your cheek, his fingers tucking themselves beneath your jaw by your ear. You’re doe-eyed and feeling like you might fall over. Your arms fall to your sides. 
“I couldn’t let you get on that plane without telling you.”
You let out a soft laugh, thick with emotion and tears. Steve brushes away one that escapes with his thumb. You shake your head but your face is beaming.
“You’re an idiot, Steve Harrington,” your face softens, voice dropping. “But god, I’m so in love with you.”
He grins, dipping his head down to press his lips against yours. His other hand comes up to cradle the other side of your jaw. Your hands press against his chest before gripping at the fabric of his work vest. 
Kissing Steve feels like second nature, like you should’ve been doing this all along. The world may have been put on a new axis but something has finally clicked into place. It feels like coming home. 
The overhead intercom announcing boarding for your flight causes you to pull back. The lovesick look in both of your eyes turns a little sad. You swallow. “That’s me.”
He nods, hands falling away from your face and finding a home in his front pockets. You glance over your shoulder at the line formed by the counter. It’s dwindling rather fast but you waste no time in throwing your arms around Steve’s shoulders. 
You hug him to you tightly, squeezing him harder when his arms wrap around your waist. You can feel the tears pricking your waterline again and you squeeze your eyes shut, pressing your face into the side of his neck. You wish there was a way to fuse your bodies together. 
Steve loses track of how long you stay like that, holding on tight to each other, not wanting to let go. He’s not sure how he can let you go now, it feels so cruel the feeling that sinks deep into his bones. 
How can you miss someone so intensely when they’re still being held in your arms?
The intercom announces the last call and you take one last inhale, desperate to memorize the scent of his cologne and the way it mixes with a scent that’s just him. You press a kiss to his neck, chaste and soft. 
“I’m gonna miss you like crazy,” you say, arms loosening their hold as you step back. Steve smiles at you as he nods, his eyes shining with tears and everything else he wishes he could say to you.
“You’ll call me when you land?” he asks, trying to hide the tremble in his voice. You squeeze his hand and nod. He glances at the flight attendant by the entrance to the jetway who’s watching you say goodbye before kissing you one last time. 
It’s more firm than before, says everything that you both can’t say and more. When you pull back, he slightly nudges you in the direction of your flight. You bend to grab your bag and sling it over your shoulder.
You hold his hand until you can’t anymore, fingers outstretched towards each other like magnets being pulled apart. Your footsteps are a hurried drag as you go to give your boarding pass to the attendant. An invisible string is being pulled taut between the two of you, willing you to stay together.
You turn to wave one last time, blowing Steve a kiss that he catches and sticks in his front pocket. Your chest aches with longing, you miss him already. He mouths an I love you that has you grinning sadly and then you turn around and walk down the jetway. 
You wait until he can’t see you to wipe away the tear that slipped over the curve of your cheek. Something about falling in love like this feels cruel, sinking into the feeling right as you’re about to be worlds away.
Steve stays where you left him until your plane takes off and disappears from view. He misses you immediately, stomach twisting and heart yearning. He loves that he has someone to miss but god does he wish you took him with you.
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tokusaatsus · 2 years
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congrats on finishing out your semester and doing your exams!! i’m sure you did good :))
and if you’re taking requests 👀 i’ve been thinking about makeup artist!reader lately and i think you’d do good at executing it! so maybe with undead? or literally whoever you want is fine!!
i know they typically do their own make up or have their unit mates do it,,, but thinking about having to push their hair back and putting your hand on their face so they stay still to do eyeliner
OH and the way that they blush when you’re near them so you think that they’ve already had blush applied agh
i hope you’re doing well and your break is restful!! 💕
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WHEN YOU DO THEIR MAKEUP
ft. hakaze kaoru, otogari adonis, oogami koga, sakuma rei
© tokusaatsus 2022
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warnings: cursing, mildly sexual humour
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He’d be incredibly nervous to have you so close. Though he’d try to hide it, he only succeeds in making it more obvious.
“Close your eyes,” You command, leaning in close, brush in hand.
Kaoru lets out a nervous laugh as he does so. With him seated (backwards on the chair, his legs hooked around the backrest), you tower over him, and you take advantage of the vantage point to consider what colours to use. Normally, you’d might for a soft honey to match his hair–especially since gold liner would make his grey eyes pop. He’d look quite angelic, you think. Golden boy. Or maybe a pretty pink…but that wouldn’t fit UNDEAD’s colour scheme, nor would it fit their unit theme.
You decide to go for the safest option, a simple black. And cat-eye, definitely. It’ll make him look even more sultry on stage, all lean muscles and sharp angles–no more angel boy but the devil come to take his place and seduce you all down to his realm.
Your fingers skim against his jaw to hold him in place, and he squeaks, eyes snapping open.
“Kaoru?” You lean back, concerned. His face is flushed, and his breathing has picked up too. You can faintly hear his heartbeat jackrabbiting. “Are you okay?”
“Mm, yes, of course, why wouldn’t I be?” His voice is hurried, though he gives you a charming smile, which settles some of the worry in your stomach. “I’m just…excited, yeah? I can’t wait to see how sexy Y/N-chan will make me look~”
“Okay…” You say, slowly. “But if you’re… I dunno, uncomfortable or something, you’ll tell me to stop, right?”
Kaoru nods, yes, of course, Y/N-chan, don’t worry so much~. You lean back in, carefully cupping his face in your hands. You stop, faces scant inches apart, to gauge his reaction. He’s gone stock-still, eyes blown wide, and his breaths come a little ragged, but that could be attributed to nerves… He senses your pause, catches your eye and winks. You take it as a sign to continue.
Moving closer, you trace the curve of his eyelid with your finger, carefully marking the spot where the cat-eye will end. You cautiously draw a line, connecting the dot to the outer corner of his eye, then proceed to follow his entire upper lash line. After you fill in the outline with the liner, you breathe a sigh of relief and back away. “Alright, I think that’s done… Do you want to see?”
Kaoru seems to shake himself out of his reverie, and smiles at you. His eyes crinkle up at the corners, and expose a single dimple on his left cheek. Golden boy, you think. God, you just made him unfairly prettier. “Ah, no, I’m sure you did it perfectly. Thank you~”
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He’s actually the calmest. If anything, his simple straight-forwardness makes you embarrassed, and oh, how the tables have turned.
“What kind of eyeshadow do you want?” Your eyebrows furrow as you study the palettes in your hands. You consider gold or copper… it would really stand out against his skin tone, and it would match his eyes as well… Adonis simply smiles at you, trusting you to do whatever.
“Gold would match your eyes,” You hesitate.
Adonis laughs, but not meanly. It’s a gentle huff, meant to reassure. “L/N, it’s okay. Choose whichever you think would suit me best.”
You hum, and snatch the sunset palette. Adonis leans back against the sofa, so you can move nearer to him. You stop a safe distance away. He gently wraps his hand around your wrist and tugs you closer. “L/N. I don’t bite.” You bite your lip, and move closer.
Adonis closes his eyes. “Is this okay?”
You gently draw the shimmer over his left eyelid, careful not to smudge. A few grains land on his lashes and hang there like simple stars. You want to leave them there, because they make him look angelic, almost…but if they got into his eyes, it’d be annoying to deal with. You swipe your thumb along his lash line, gathering the powder. His skin is cool to the touch.
The proximity must be getting to your head.
“L/N?” 
You startle. “Uh, sorry, I got… um, never mind?”
Idiot, you chide yourself. You move on to the other eyelid, using smooth languid strokes. You run your thumb along his lash line again, and lean back to admire your handiwork. You were right. The gold does look stunning on him. “Okay. I’m done.”
Adonis’ eyes flutter open, and he gives you a gentle look. Your heart skips a beat. “Thank you, L/N.”
“No problem!” Your voice sounds loud, even to your own ears, and you suppress a wince. God, fuck, what was that? “Um, anyways, I’m done! So I’ll go now! Bye!”
Adonis waves, a little perplexed. “Ah…alright. Thank you very much for your assistance, I hope to repay you one day. Will you be coming to our show? I would very much like to have you there. ”
“Yeah,” You smile. “I’ll be there.”
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He’s so fucking embarassed, but he can’t help it, and he can’t hide it. It’s not in his nature. The closer you get, the worse his blush becomes.
“Are you okay with putting on blush? Just a bit?” Your query–despite being said with no demeaning motifs–makes Koga bristle.
“Hell yeah I am. Why, ya think I can’t handle it?” He growls.
“No,” You say as you rummage through the bags. “I just wondered if it’d fit your image. You know, as the ‘cool, badass wolf’. But I guess UNDEAD is pretty fanservice-y anyways, so the blush might make you look…” You hesitate, trying to look for a way to say ‘horny for the music’ without saying those exact words. You settle on seductive. “Seductive.”
“For real?” Koga sounds almost…surprised. “Me? Ya sure ya don’t mean… I dunno, Hakaze-senpai, or somethin’?”
You don’t deign to respond, instead busying yourself with getting the blush pallets out. This earns you a, Hey! Don’t ignore me! which you proceed to ignore as well. You take a moment to scrutinise the makeup in your hands and you frown. Unlike Sakuma-senpai, whose pale skin just adds to his so-called ‘vampiric sex appeal’ or Hakaze-senpai, with his suntan or even Adonis, whose darker skin tone neutralises the need for blush, Koga doesn’t have that luxury.
You turn around, and blink, surprised. Oh. “I didn’t know you’d already had blush applied! Why didn’t you tell me?”
Koga’s face is dusted with a light pink, and you take a moment to marvel at how the look compliments him.
“H-huh? Whaddaya mean?”
You point at him. “Your face is pink!”
He snaps at you, turning away. “N-no, it ain’t!”
You move closer, and he ducks his head. “You look good like this,”
“Ya… Ya think so?” Before you can respond, Koga barks a sharp laugh. “I-I mean. Of course I do! Anyways, ya don’t need to do anythin’ more, right?”
“No, I’m done.” You take your leave, but pause in the doorway. From this angle, Koga’s blush seems… less pronounced? But at your next words, it flares up, seeming brighter than before, and you worry you might be seeing things… “I’ll be cheering for you!”
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He’d seem completely calm and collected on the outside, acting like a tease…but on the inside, he’s a flustered mess.
“Hm…which shade do you like best?” You brandish two different colours of lipstick at him, one a striking red and one a simple black, and Rei just chuckles.
“Kukuku… I trust you, my dear. Pick whichever colour you think suits this old man~”
You roll your eyes, because that is no help whatsoever. But he’s given you free reign, so you might as well take advantage of it. You decide on red, after some moderation, because it matches his eyes and will add a splash of much-needed colour to his pale face. When paired with his stage outfit, the red will really stand out. Plus, Rei’s attractive so it doesn’t really matter what you choose, it’ll look good either way.
Damn.
You’re kind of jealous.
Your hands hover awkwardly, just a few centimetres shy of cradling his jaw. “How should I…?”
His eyes light up, full of mirth and tease. “Now, now… Don’t be shy, come closer~” He pats his thighs, and you pause, thinking.
“Rei, stretch your legs out a bit, please?”
He does so, obediently. “Eh? Why?”
Instead of answering, you crawl forwards until you’re balancing on your knees, straddling him. You reach out to grab his chin in your hands, and he startles, leaning away from you. “Wh-what are you doing?”
You raise your eyebrows. “Putting on your lipstick. What did you think I was doing?”
Rei’s mouth is slack with surprise, but you blink once and his signature knowing grin is back on his face. He gives you a wry look, and it’s like there was never anything different. “Ah, of course… How silly of me. Please forgive this old man~”
You crawl closer, waiting for his approval. When he nods, you move right on top of him and gently rest your fingers against his jaw. “Can you part your lips for me?”
“Hm?” He doesn’t appear to be listening–his gaze focused intently on your…lips?–and you repeat your question when his eyes flicker back up to meet yours. “Oh, pardon me…” He does as asked, and you take care to apply the lipstick. Gently outlining first his upper lip, then lower lip. You mime popping bubblegum, and Rei copies your actions as though transfixed.
You recap the lipstick, and sit back on your haunches. “All done~” Rei just blinks, before snapping out of whatever trance he’d fallen into. He purses his lips into a kissy face, which would look ridiculous on anyone else, yet just looks sexy as hell on him. Once again, you curse his damn vampire genes. “...Thank you, my dear~”
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notes!
WC: 1.6k words
reze txt HI LEE !! god this is so fucking late like. u sent this req last year :( AND IM SORRY !! but i finally finished it and well. i hope u enjoyed it !! and that it fit what u had in mind ?? god this is so fucking long. ANYWAYS i had to do So Much research for this fic <- rarely uses makeup but i pray that it’s. accurate ?? also if u see me projecting in adonis’ part…No U Didn’t. kisses mwah <3
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digitalsharkk · 2 years
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Why Do We Like Gold?
Gold has consistently had a special incentive for humans. Individuals put forth remarkable find out more here attempts to get it. The journey for gold was a recurrent topic in old folklores, however similarly in present day times and societies.
What is it so engaging about gold that made it part of every single human culture? First, its normal characteristics: brilliance, luster, thickness and flexibility. Furthermore, it used to be tracked down lying very convenient along streams everywhere, in its normal state. Besides the fact that it happens in a practically unadulterated state, however it is likewise the least demanding metal to work. Besides, the precious metal neither consumes nor discolors.
In old human advancements, the sparkling metal rose to wealth and influence. Our ancestors used to make a huge assortment of articles out of the yellow metal, from objects of faction, enhancing sacrosanct areas, to things of normal use (e.g., plates, vessels, cups and so forth) and, obviously, jewelry. The fact that it became money makes it solely after later.
Generally, the sparkling metal has had multiple uses. Because of its inborn excellence, it was innocently thought it was gainful to wellbeing. Consequently, it was used in the treatment of various illnesses. Indeed, even today, elective medication credits gold recuperating properties. Its accepted recuperating impact additionally made individuals use it as food. The use of gold in today cooking focuses to old social remaining parts (e.g., gold used to finish food as an image of wealth). The precious metal has likewise been used widely in homeopathy, because of its both restorative and mental mending properties. The yellow metal has multiple uses in industry, alone or in combination with different metals (e.g., industrial brazing, photography, airplane and rocket industry and so forth.). It is a good channel and it is used in electrical wiring too.
Last however not least, we like gold because it is the safest haven to our investments, especially during times of downturn. While offers, stock or paper money might lose their worth short-term, gold has figured out how to save its buying influence throughout recent centuries. In any case, assuming that you decide to invest in gold, you ought to utilize the professional assistance accessible. They will effectively direct you around the gold market so you get your gold in complete security. You are likewise provided with storage offices, where your gold bullion is both gotten and safeguarded.
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Keeping Our Wealth in Gold
Monetary emergencies and money declines come up when you least anticipate them. They for the most part surprise us and there isn't a lot of we can do about them. As we really buckle down for what we own, it is undeniably challenging to see everything gone. Furthermore, assuming we lose our positions we need to depend on click here what we have saved. Our reserve funds could uphold us until the downturn closes. We really want financial soundness for a tranquil life and we ought to do all that to protect our resources.
In the event that it appears to be an extraordinary effort, you can continuously check with the financial experts. They guarantee the best investment we can make to keep our wealth at cover is gold. In fact, history has proved that the yellow metal is the most dependable structure money can take. Assuming an expansion hits your country, your investment funds are entirely safe with gold.
On the off chance that stocks and offers are not solid enough in the midst of downturn, the worth of gold is safer. As per trained professionals, buying gold products is the safest procedure of defeating a financial emergencies. In any case, emergencies or not, your extraordinary grandparents could perceive you what a brilliant investment the precious metal can be.
Romans involved this metal as a type of force, similarly as the old Egyptians who likewise involved it as money. By communicating in the general language of force and financial steadiness, gold can be sold notwithstanding to the country you live in or you need to visit. It has every one of the reasons in the world to have entranced individuals since its disclosure. With your precious investment put away safely in the vaults of a dependable gold seller, you just need to keep a declaration of proprietorship which ensures the amount and the quality you purchased.
So here comes the initial step and probably a vital one. You really want to track down a trustworthy gold seller with enough experience to assist you with all that you want to be aware in the field. Simply a tick away on your web index, the specialists are holding up with the best tips on for what reason to purchase, how to purchase and not just. A safe business is on the way with bullions for example. Gems and currencies are likewise an extraordinary investment and you can constantly depend on gatherers' viewpoint for that.
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swarajfinpro236 · 2 months
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What is the easiest and safest way to invest money?
Are you wondering what the easiest and safest way to invest money is? As a Top Mutual Fund Distributor, we understand that navigating the world of investments can feel overwhelming. But fear not! Here, we'll unveil a secret weapon for financial growth: investing according to your goals.
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Think of your goals as a roadmap.  Where do you see yourself financially in a year, five years, or even twenty years from now?  Different goals have different time horizons, and that's the key to choosing the safest and most suitable investment option.
Let's break it down based on your time frame:
Very Short Term (Up to 1 year):  Here, liquidity is king.  Consider liquid funds.  These low-risk funds invest in money market instruments and offer easy access to your cash whenever you need it.
Short Term (1 to 3 years):  This timeframe allows for slightly more risk tolerance. Options like peer-to-peer lending might be a good fit.  P2P connects you directly to borrowers, offering potentially higher returns than a savings account and fixed deposit.
Medium Term (3 to 5 years):  With a medium-term view, you can explore a wider range of options. P2P lending remains a possibility, but you can also consider hybrid mutual funds.  These funds combine debt and equity investments, offering a balance between growth potential and stability.
Long Term (5 to 10 years: The long game is where the magic happens!  This is the prime time for **equity mutual funds**.  Equity funds invest in stocks of companies, and over the long term, the stock market has a proven track record of growth.  Within equities, you have choices:
Index Funds: These track a particular market index, offering a diversified and low-cost way to participate in the market's growth.
Flexi-cap funds: These invest across market capitalizations (large, mid, and small companies), providing flexibility and growth potential.
Multi-cap Funds:  Similar to flexi-cap funds, these invest across market capitalizations, but with a defined allocation range.
Very Long Term (10+ years): For the truly patient investor, the sky's the limit! Here, you can explore Equity All-Rounder. This instrument offers a basket of asset classes, including stocks, debt, and even gold, providing a well-diversified portfolio for long-term wealth creation.  Additionally, you can consider mid-cap and small-cap funds. These invest in companies with higher growth potential, but also carry a higher degree of risk.
Remember, this is just a general guideline.  Consulting a financial expert can help you tailor your investment strategy to your specific risk tolerance and financial goals.
The Easiest Way to Invest:
By now, you might be wondering - how do I actually make these investments? Here's the good news: investing through mutual funds is incredibly easy.  As a top mutual fund distributor, we offer a user-friendly platform to explore various fund options, understand their risk profiles, and invest directly. It is the time to take the first step toward financial freedom. Define your goals, choose the investment option that aligns with your timeline and risk appetite, and start investing today!
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nudeepjewelers · 3 months
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Why Gold Jewellery in Brampton Is A Timeless Investment?
Gold is one of the most coveted and timeless metals in the world. It has been used for centuries as a symbol of wealth, beauty, and power. Its rich history and royal significance make it a popular choice for jewellery, especially in Brampton, a diverse city in the Greater Toronto Area known for its vibrant culture and thriving economy. 
In this blog post, we explore the popularity of gold jewellery in Brampton and why it continues to be a wise investment.
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The Different Options:
From intricate traditional designs to modern and contemporary pieces, the city of Brampton offers a wide variety of options for gold jewellery. It is home to many gold jewellery stores that cater to the local demand for elegant and high-quality pieces. These stores not only offer a vast collection of gold jewellery but also provide customization services to fulfil the unique needs and preferences of their customers.
Brampton's rich cultural diversity has also played a significant role in making gold jewellery a popular choice among its residents. 
The city has a diverse population with a significant South Asian community, and gold holds significant cultural importance in many South Asian countries. 
In Indian culture, gold is considered an auspicious metal and is believed to bring prosperity, strength, and good fortune. Therefore, many people in Brampton purchase gold jewellery as a symbol of their cultural identity and heritage.
Apart from its cultural significance, gold jewellery is also popular in Brampton due to its investment value. In today's ever-changing economy, gold has proven to be a stable investment over the years. Its value has steadily increased, and it serves as a hedge against inflation and economic uncertainties. 
Gold jewellery is a safest option
The fluctuation in the value of currency and stocks makes gold jewellery a safe and reliable investment option for many people in Brampton. It is a tangible asset that can be easily liquidated in times of need, making it a smart choice for financial stability and security.
Another reason for the popularity of gold jewellery in Brampton is its accessibility. Gold is available in various forms, such as bars, coins, and jewellery, making it easily accessible to people of different income levels. 
Those who cannot afford to purchase gold in its purest form can opt for gold jewellery, which allows them to own a piece of this valuable metal while also serving as an investment for the future.
Moreover, gold jewellery in Brampton is not just limited to traditional designs. Many jewellery stores also offer modern and contemporary pieces that appeal to the younger generation. 
These designs cater to the changing tastes and preferences of the customers, making gold jewellery a timeless and versatile accessory for all ages. 
The intricate craftsmanship and attention to detail in each piece of gold jewellery also add to its allure and value.
Jewellery that states luxury:
Not only is gold jewellery popular among the locals, but it also attracts tourists to Brampton. People from all over the world visit Brampton to experience its vibrant culture and explore its unique shopping destinations. The city is known for its bustling markets and bazaars that offer a vast range of gold jewellery at competitive prices. Tourists are often seen flocking to these markets and stores to purchase exquisite gold pieces as souvenirs or gifts for their loved ones.
Summary
In addition to its cultural, aesthetic, and investment value, gold jewellery in Brampton is also a symbol of status and luxury. Owning a piece of gold jewellery is considered a symbol of affluence and success, making it a desirable possession for many. This has led to an increase in the demand for exclusive and premium-quality gold jewellery, fueling the growth of the industry in Brampton.
Gold jewellery in Brampton continues to be a wise investment and a desirable commodity for its cultural, economic, and aesthetic significance. Its timeless appeal and versatility have made it a popular choice among people of all ages and backgrounds. Whether you are looking for a traditional piece to celebrate your culture or a modern and stylish accessory, Brampton's gold jewellery stores have something for everyone. 
So, if you are in the city, do not miss the opportunity to indulge in the luxury and allure of gold jewellery. After all, it is not just a piece of jewellery; it is a timeless investment.
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yourmoneywise85 · 3 months
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Top Investment Plans in India for High Returns and Safety
Investing your money wisely is crucial for achieving financial growth and securing your future. In India, there are several investment options that offer high returns while ensuring safety. This article will explore the best investment plans, their benefits, and the safest ways to invest your money in India.
Best Investment Options in India
Equity Mutual Funds
Description: Equity mutual funds invest primarily in stocks. They offer high returns by leveraging the growth potential of the stock market.
Returns: 12-15% annually (historically).
Risk Level: Moderate to high.
Suitable For: Investors with a higher risk appetite and a long-term investment horizon.
Public Provident Fund (PPF)
Description: PPF is a government-backed savings scheme with a 15-year maturity period, offering tax-free returns.
Returns: 7-8% annually.
Risk Level: Low.
Suitable For: Risk-averse investors looking for a secure and long-term investment option.
Fixed Deposits (FD)
Description: Fixed deposits are offered by banks and NBFCs, providing a fixed interest rate over a specified period.
Returns: 6-7% annually.
Risk Level: Low.
Suitable For: Investors seeking stable and guaranteed returns.
Real Estate
Description: Investing in property can yield rental income and potential capital appreciation over time.
Returns: Variable, depending on location and market conditions.
Risk Level: Moderate.
Suitable For: Investors with substantial capital looking for long-term growth and passive income.
Direct Equity
Description: Investing directly in stocks of companies listed on stock exchanges.
Returns: 12-20% annually (depending on market performance).
Risk Level: High.
Suitable For: Experienced investors with a high risk tolerance and market knowledge.
National Pension System (NPS)
Description: A government-sponsored pension scheme that offers tax benefits and market-linked returns.
Returns: 8-10% annually.
Risk Level: Moderate.
Suitable For: Individuals planning for retirement and looking for a balanced risk-return profile.
Safe Investment Options with High Returns
Sovereign Gold Bonds (SGB)
Description: Issued by the government, these bonds are a secure way to invest in gold.
Returns: Linked to the market price of gold plus an additional 2.5% interest per annum.
Risk Level: Low.
Suitable For: Investors looking to diversify their portfolio with a safe asset.
Debt Mutual Funds
Description: These funds invest in fixed-income securities like bonds and government securities.
Returns: 7-9% annually.
Risk Level: Low to moderate.
Suitable For: Investors seeking stable returns with lower risk compared to equity funds.
Unit Linked Insurance Plans (ULIPs)
Description: ULIPs offer a combination of investment and insurance, with the flexibility to invest in equity, debt, or balanced funds.
Returns: 8-10% annually.
Risk Level: Moderate.
Suitable For: Investors looking for a long-term investment option with insurance benefits.
Conclusion
Selecting the right investment plan depends on your financial goals, risk tolerance, and investment horizon. Whether you are a risk-averse investor seeking safe options or willing to take higher risks for potentially greater returns, India offers a diverse range of investment opportunities to suit every need. By understanding the different options available, you can make informed decisions to achieve your financial objectives and secure your future.
For more detailed information on investment options in India, visit Your Money Wise.
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gkdhaka · 3 months
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This Little-Known, Small-Cap Company Might Be the Safest 11%-Yielding Dividend Stock on the Planet
Over the long run, Wall Street has been nothing short of a wealth-building machine. Although the stock market has its ups and downs, equities have handily outperformed other asset classes over the last century, including Treasury bonds, housing, oil, and gold. But not all stocks are created equal. While artificial intelligence (AI) stocks and the “Magnificent Seven” have been given most of the…
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cashongold · 4 months
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Fair Deals of Cash Against Gold: A Comprehensive Guide
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Your old gold assets can bring you high cash returns only if you choose fair deals. Selling old gold jewellery against cash can be your safest option during a financial crisis. To get a proper cash return, here’s a comprehensive guide to performing fair deals of cash against gold. 
Tips for fair deals of cash against gold 
1. Selling gold online for getting Cash 
A valuable asset like gold can be easily exchanged for cash. In 2024, you can easily sell your gold online to receive cash. If you sell gold for cash online in Kolkata, make sure to check the associate buyers the jewellery merchants have. Online gold-selling pages can give you a location benefit. At an online platform, you will get a wider buyer reach along with an option to view client testimonials. Wider reach to buyers will also help you to achieve a suitable cash amount against gold. Client reviews will also help you to understand the authenticity of an online gold-selling platform. 
2. How much cash can you receive after selling gold  
The amount of cash received against gold will depend on the weight of your asset. Likely, 24-karat gold is considered to be 100% pure, while 18-karat gold is only 75% pure. If you sell gold jewellery worth 24 karat, then the cash received will be more than 18 karat gold jewellery. After knowing the amount of cash that you will receive, you can accordingly approach your buyer. Receiving good cash in return from sold gold can depend on foresight planning.  
3. How can you fairly deal with cash received after selling gold? 
The cash received after selling gold can be fairly dealt with by considering the following: 
Sovereign Gold Bonds: The Indian Government issues Sovereign Gold Bonds to help people invest after selling gold. Any reputed gold jewellery buyer in Kolkata can provide you with guidance for investing in sovereign gold bonds. 
Choose Gold Exchange Traded Funds (ETFs): A Gold ETF in India functions directly with Stock Exchanges, allowing investors to directly purchase and sell gold units. Investing in ETFs can be a fair deal of getting higher cash returns after selling gold. 
Investing in Mutual Funds: A fair deal with cash obtained by selling gold will be to invest in mutual funds. Cash on the gold exchange will provide a fair option for future investments, like purchasing gold in upcoming years. 
Steps to Calculate a Fair amount of Cash received on Gold Sale 
1. Identifying the original price of gold 
For getting a fair deal of cash against gold, the original price needs to be identified. If you sell gold for cash online in Kolkata, the metal price, along with making charges, will be needed. Knowing the original price will automatically help you bargain the selling price. 
2. Finding the correct market price 
A fair deal of cash against gold can be achieved by finding the correct market price. Browsing online before selling your goal can be beneficial. Finding the correct market price will always fetch you a fair amount of cash. 
3. Knowing the worth of your sold gold 
Selling pure gold and gold-plated items can fetch you different values. Before approaching a buyer, you need to know the worth of your gold. A pure gold item will derive a hefty cash, while a gold-plated item will have lesser value. Fair deals on gold and gold-plated items will always depend on the type of the metal. 
Conclusion 
Gold is a valuable asset, but making fair deals with cash received on gold can be difficult. Understanding the process and factors of receiving cash from selling gold will help you to make fair deals. Also, identifying how the weight of gold can generate a good amount of cash will be necessary. So, when to receive cash for gold, make sure to understand product quality and quantity along with which platform to choose. 
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kspp · 6 months
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Why Indians don’t Invest in the Equity Market
“Never ask a woman her age or a man his salary.” This quintessential proverb demonstrates India’s lack of financial literacy, where people don’t like to discuss their salary, savings, and investments. How many people in India know the investments or asset holding of their parents, their relatives, or even their spouse? What do Indians do with their savings? Why don’t Indians invest in the equity market?
India aspires to be a ‘ Vishwa Guru.’ For doing so, we must work on areas of wealth creation to increase per capita income. Comparing India and the world, only 0.18% of people in India invest in Equity. In contrast, this number is 55% in USA., 15% in Japan, 14% in Germany, 12% in the United Kingdom, and 7% in China. Can we assume that investing in the equity market is an excellent way to increase your savings over a period of time? Indians are good at savings. Let us understand the traditional areas where Indians invest their savings –
Gold – India has a cultural linkage with gold. It is used as an ornament in marriages as well as daily use, making it one of India’s largest good imported goods. The average gold return has been 9% in the past 40 years. While there are security issues (housebreaking, theft, and burglary), people buy expensive lockers either at home or banks to preserve them.
Fixed Deposits – Indians are risk-averse, and FDs are considered to be the safest form of investment. Since they are taxable, the average return on an FD is usually around 5%, adjusting it to inflation yields negative returns, making them the worst investments in today’s world.
L.I.C.- Life Insurance Corporation of India is a Public Sector Undertaking that provides returns of around 7%. When adjusted to inflations, this sometimes yields negative returns. Liquidity is another drawback of such investments.
Land Property- This is a somewhat risky investment. India has fragmented land, with most of it being inheritance property. Although an intelligent investment can create wealth, other law and order issues like encroachments are risky.
Having understood all these areas, would an Indian want to invest in Equity? Are Indians literate about the Equity market and its functioning? Out of 1.4 billion in India, only 1.4 million pay income tax, and 7.7 million people invest in Equity. The number of Demat accounts has doubled in the last two years (3.6 million in 2019), as per SEBI.
So, what about these 7.7 million people? How do they invest? Five states of India constitute about 53% of the total investors. Awareness programs and skill shops at educational institutes, especially youth, can be a good policy instrument to reduce this disparity. Inclusivity is what we require. What is the amount invested? The market capitalization of BSE-listed companies has surpassed $3 trillion, making it the world’s ninth-largest stock exchange. This valuation shows the potential of the stock market in India. Imagine if 10% of Indians started investing; this number would grow exponentially. Investing in the long term can be a good source of income. The power of compounding differentiates investors from traders.
The benefits of investing in Equity include alternate sources of wealth creation, more liquidity, long-life income option, higher returns, and right over the asset. Your money is your choice; invest wisely! It can significantly contribute to the Indian G.D.P.
This generation has started investing the majority of investors are below 40. India is a young country with an average age of 25 years. However, most of them are pandemic traders and have limited knowledge of trading jargon like P.E. ratio, R.O.E., etc. Few book their losses and never enter Equity for fear of losing money, which makes this the right time to promote this habit in Indians. The potential of the equity market is still undermined and undiscovered. Add to that, the growth of digital literacy in our country. One can invest piles of savings at any equity share from the comfort of his home. We have mobile apps and websites that have made investing easy to understand. Some solutions to boost investment can be financial inclusion and literacy, participation of women in the workforce as they constitute half of India’s population, and the participation rate is decreasing. Another policy measure can be tax benefits for investors. With all the risks associated with Equity, it gives a better return than any asset class in the long run.
I believe economic development is the bedrock of a sustainable improvement in the condition of people and the planet.
Investing in Equity means investing in your future.
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sahilmadhwani · 6 months
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What Are the Different Types of One-Time Investment Opportunities?
Investing money is vital for financial stability. One-time investments offer a lump sum option with the potential for substantial profits over time. The concept behind one-time investment plan is to invest a significant sum of money in various financial assets, such as bonds, equities, mutual funds, or real estate, to generate income and capital growth. Unlike monthly savings accounts or recurring investments, one-time investment plans allow individuals to invest a larger amount of money at once. This may optimse the growth potential.
Investment programs that require a one-time investment are appealing as they have the potential to generate higher returns compared to traditional savings strategies. By making a substantial upfront commitment, people can take advantage of compound interest, as well as the future growth of their chosen investment vehicle. This helps them achieve their financial goals more quickly, whether it's saving for retirement, paying for their child's education, or fulfilling long-term aspirations.
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Different Types of One-Time Investment Opportunities
There is a wide range of investment options available for various financial goals, including short-term objectives, retirement planning, and long-term asset creation. Here is the list of different types of one-time investment opportunities available in India. 
Fixed Deposits: Investing in a fixed deposit (FD) is one of the safest options for a one-time investment in India. It involves making a lump sum payment to a bank at a specified interest rate for a predetermined period. Fixed deposits are an ideal choice for investors who want assured income and capital protection, as they offer consistent returns.
Mutual funds: They offer investors a great opportunity to access professionally managed portfolios comprising stocks, bonds, or a combination of both. Compared to traditional fixed-income investments, mutual funds offer diversity, liquidity, and the possibility of better returns. 
Exchange-Traded Funds (ETFs): They are investment funds that are traded on stock exchanges. ETFs offer investors access to a diverse range of assets, such as stocks, bonds, and commodities. As compared to mutual funds they are less expensive and provide transparency, liquidity, and minimal fees. 
Real estate: In India, purchasing real estate is a reliable, one-time investment choice. It involves investing in real estate to generate both capital appreciation and rental income.  Investing in real estate provides physical assets, a hedge against inflation, and possible tax advantages such as mortgage interest deductions and depreciation. 
Gold Investment: Purchasing gold and other precious metals can serve as a hedge against inflation and unstable economic conditions. One can invest in actual gold or in exchange-traded products that mirror the price of gold.
Initial Public Offerings: IPOs are a chance to buy stock in companies at their initial listing, potentially getting high rewards. However, there are risks such as market volatility and uncertainty about the company's future.
Conclusion 
Before selecting the best one-time investment plan with high returns, it is crucial to carefully analyse several aspects, such as risk tolerance, financial goals, time horizon, and market circumstances. Professional guidance and diversification can help reduce risks and maximise profits. Investing in real estate, mutual funds, or other investment vehicles can be a successful long-term wealth-building strategy if you opt for the best one-time investment plan. By making informed decisions and staying up-to-date with market developments, people can maximise the potential for high returns and achieve their financial goals.
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influencermagazineuk · 6 months
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Is Gold Really The Safest Investment? Does War and Pandemic Cause Disruption?
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gold In the face of global uncertainty, the allure of safe haven assets like gold intensifies. Often dubbed a "crisis commodity," gold has historically held its value during turbulent times, acting as a hedge against inflation and market volatility. But is gold truly the safest investment, and how do global events like wars and pandemics impact its price? Let's delve deeper into the world of this precious metal and explore its role in a diversified portfolio. Gold's appeal as a safe haven stems from its unique characteristics. Unlike stocks and bonds, which are susceptible to the whims of companies and governments, gold possesses intrinsic value. It's a finite resource with industrial applications in electronics and medicine, and its beauty has adorned jewelry for millennia. This combination of utility and aesthetics creates a constant underlying demand that bolsters its price during economic downturns. Historically, gold has exhibited an inverse relationship with the stock market. When stocks plummet, investors often flock to gold, pushing its price upwards. This dynamic played out during the 2008 financial crisis when gold prices soared even as the stock market tumbled. Similarly, during periods of high inflation, gold can act as a hedge, as its value tends to rise alongside inflation, helping to preserve purchasing power. However, it's important to understand that gold isn't without its drawbacks. Unlike stocks and bonds, gold doesn't generate any income. It doesn't pay dividends or interest, and its returns solely rely on price appreciation. Additionally, storing gold securely can incur costs, and its physical characteristics make it less liquid compared to other investments like stocks or exchange-traded funds (ETFs) that can be easily bought and sold. Now, let's address the impact of global events like wars and pandemics on gold prices. These events often trigger economic uncertainty and market volatility, creating the perfect breeding ground for a gold price surge. During times of war, geopolitical tensions can disrupt supply chains and destabilize economies, leading investors to seek the safety of gold. Similarly, pandemics like COVID-19 can cause market panic and economic recessions, prompting investors to move their assets towards perceived safe havens like gold. Here's a historical example: The global financial crisis of 2008 serves as a prime illustration of gold's behavior during economic turmoil. As stock markets plummeted, the price of gold skyrocketed, reaching a record high of over $1,900 per ounce in 2011. This price increase reflected investors' flight to safety during a period of immense economic uncertainty. The COVID-19 pandemic provides another recent example. In the initial months of the pandemic, as the global economy sputtered and stock markets experienced significant corrections, the price of gold rose steadily. While it didn't reach record highs seen in 2011, the pandemic highlighted gold's potential as a hedge against unforeseen events. However, it's crucial to remember that the relationship between global events and gold prices isn't always straightforward. The impact can be complex and influenced by various factors, including the severity and duration of the event, the overall health of the global economy, and investor sentiment. So, is gold the safest investment? The answer, like most things in finance, isn't a simple yes or no. Gold offers undeniable advantages as a safe haven asset, but it's not without its limitations. Here's how to approach gold within your investment portfolio: - Diversification is Key: Don't put all your eggs in one basket. While gold can offer protection during economic turmoil, it shouldn't be your sole investment. Aim for a diversified portfolio that includes asset classes like stocks, bonds, and real estate alongside a strategic allocation of gold. - Consider Your Risk Tolerance: Are you a risk-averse investor seeking stability, or are you comfortable with some volatility in exchange for potentially higher returns? Your risk tolerance should guide your decision regarding the percentage of your portfolio allocated to gold. - Invest for the Long Term: Gold is a long-term investment. Don't expect quick windfalls. Its value fluctuates, but historically, it has shown a positive upward trend over extended periods. In conclusion, gold's status as a safe haven asset is well-deserved. Its historical performance during periods of economic uncertainty, war, and pandemics underlines its potential to act as a hedge against volatility. However, it's essential to remember that gold isn't without drawbacks. It doesn't generate income, and its physical characteristics make it less liquid compared to other investments. The key lies in diversification. By incorporating gold strategically into a well-diversified portfolio, you can leverage its potential benefits while mitigating its limitations. Ultimately, the decision of whether or not to invest in gold depends on your individual financial goals and risk tolerance. Consulting with a financial advisor can help you determine the appropriate allocation of gold within your investment strategy. Read the full article
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digitalsanchit · 7 months
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GOLD MUTUAL FUNDS: TYPES AND BENEFITS OF INVESTMENT
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Gold mutual funds: Types and benefits
Gold has always been one of the preferred investment options of investors, particularly in India as it holds great value in terms of monetary and culture. It is a symbol of status in Indian society. Investment in gold can be done in many ways. For example, traditionally it was purchased in form of jewelry or gold bars. But as the world is changing, so does the investment avenues. There are many new options that have emerged like gold ETF, gold funds, sovereign gold bond scheme, etc. in which investors like to invest.
In this article, we are going to talk about gold funds or gold mutual funds, its types and benefits, etc.
So let’s start with the meaning of gold mutual fund
What do you mean by gold Mutual fund?
A gold mutual fund is a type of mutual fund that demands investment in various forms of gold, as the name suggests. The investment in these funds generally made on physical gold and on stocks of mining companies and stocks of gold producing and distributing syndicates providing an alternative of physical gold investment to investors. The main objective of these types of funds is to provide a cushion against market collapses.
Types of Gold Mutual Funds:
There are three types of gold funds:
Gold mining funds: gold mining funds are the types of gold funds that invest in gold mining companies. The return of these funds is dependent on the performance of the mining companies.
Gold ETF:  Gold ETF or Gold Exchange Trade Funds are those funds that have gold as their underlying asset. They closely track the performance of domestic prices of gold.
Gold fund of funds: Gold FoF or gold Fund of Fund are those funds that invest in units of gold ETF.
Advantages of investing in Gold Mutual funds
There are many advantages of investing in gold mutual funds that you get when you invest in gold mutual funds.
Some of the major advantages are discussed below:
The first and foremost advantage of gold fund investment is that there is no issue of storage that always happens when you purchase physical gold. The investments are in electronic form so there is no concern about the storage of the gold. This makes it one of the safest alternatives to physical gold.
Second, investing in gold mutual funds make your portfolio more diversified and reduce your risk. That makes it a good option for investors looking for low-risk investments.
Third, there is no need for you to have a Demat account to invest in gold mutual funds. So you can make an investment through a mutual fund advisor with a nominal account.
Fourth, there is a great advantage of liquidity that you can avail when you invest in gold mutual funds rather than physical gold. You can sell or redeem your funds easily.
Fifth, investment in gold mutual funds are cost-effective in comparison to physical gold. Gold mutual funds provide great flexibility to their investors. The investors can also invest in gold mutual funds with SIP (systematic Investment Plan). Thus providing small investors the advantage to invest in gold mutual funds and avail the benefits of diversification and reduce their risk.
Last but not the least, this advantage is important which gets ignored sometimes by the investors that investment in gold mutual funds provides protection during the period of inflation.
Risk on investing in Gold Mutual Funds
Since you are now aware of the advantages of Gold Mutual funds now it’s time to see what are the risks involved in it. Because before making any investment you should consider the risk associated with it and compare it with your risk-taking capacity. So let’s start-
To read more, Click the link below
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albinanmuro · 8 months
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How to invest in Gold? Complete guide 2024
In this guide we will discover how to invest in gold , with all the implications and advantages that such an investment entails gold ira companies bulletin.
Always one of the safest and most appreciated assets, the reasons why it is worth investing in gold have been the same for decades: it is a safe haven that protects against inflation and in trading it is excellent for portfolio diversification
Here is the most complete guide to investing in gold , containing essential information to make the most of the world's most precious commodity.
We will see that there are several ways to invest in gold, including online trading. To carry out these operations, it is advisable to use safe and regulated online brokers.
Many users who invest in gold have chosen Capex to trade safely and take advantage of the numerous tools that the platform offers, including the demo account. With the demo account, users can test different investment strategies, including investing in gold, and all the functions implemented by the broker.
What is gold? Gold is a precious metal and commodity that has been used as an investment and store of value for thousands of years. Gold can be found in its natural state, extracted from the earth by mining, or it can be produced synthetically in a laboratory. Gold has unique properties that make it especially attractive to investors: it is rare, durable and portable.
Investing in gold involves purchasing physical gold or investing in gold-backed securities, such as exchange-traded funds (ETFs) or mutual funds that invest in gold companies. It is important to remember that investing in gold does not typically provide income, but rather means investing for long-term capital appreciation.
After this brief introduction, let's now see in detail how to invest in gold:
How to invest in gold? Now that we have a clear idea of ​​what gold is, let's move on to listing the most common investment methods when investing in the yellow metal.
Also in this case the options are many and they differ in the type of investment we want to adopt. As always, the substantial difference will be between those who want to buy physical gold and others who want to trade it in the financial markets.
So, let's discover all the options available to invest in gold .
Bullion The most common way to invest in gold is to purchase physical bullion in the form of coins or bars. Bullions are available in various sizes and weights, from 1 gram to 400 ounces. When investing in bullion, it is important to purchase it from a trusted dealer and ensure that it is stored safely.
In addition, you can also invest in gold with coins. Gold coins are minted by governments and private companies, and many investors prefer to buy gold coins because of the historical significance they hold.
ETF Another option for investing in gold is to buy shares of exchange-traded funds (ETFs) or investment funds that invest in gold companies. These investments offer investors exposure to the price of gold without having to own and store physical bullion.
ETFs and mutual funds are highly liquid investments, meaning they can be bought and sold quickly without the price being affected.
What are the best gold ETFs? We have selected a couple:
SPDR Gold
VanEck Vectors gold miners
We specify that ETFs are a passive investment method , so it is not necessary to manage them actively, specialized Managers will be in charge of this aspect. All we have to do is check the return on our investment.
Actions Investing in gold with stocks involves investing in companies that mine, process or trade gold. These can be mining companies, refineries, jewelry stores and other companies in the sector. By investing in these companies, you expose yourself to fluctuations in the price of gold, but also to the risks of investing in individual companies.
Especially in the United States, there are numerous stocks of interest to investors. It will be important to build a diversified portfolio with at least 5 or 6 different stocks. Even better if these stocks only make up a percentage of our overall portfolio.
What are the best mining stocks? These are the most promising ones to invest in:
Barrick Gold
Kirkland Lake Gold
SSR mining
Ivanhoe mines
Antofagasta
These are cyclical stocks, we suggest seeking advice from an experienced investor before opening an investment position.
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alexthefab · 9 months
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Precious Metals: A Safe Way of Investment
Most of people usually plan out to save enough money for betterment of their future once they start earning stable money into their lives. The accumulation of wealth becomes one of the major aim of life for many people. Investment is one of the bets options of saving money for your future. However, several types of investment are now available in the current time. Similarly, doing investment in physical form of metals like gold or silver etc, is one essential way of investing without having click here any major risk of losing money in a large amount. It becomes real important if the current inflation rate fluctuates quite often in the nation. Precious metals are available since very earlier times in this world.
However, these precious metals were used for different purposes by people belonging to different places and tradition. The precious metals like silver and gold always have their high economic value since very old times. Generally, a decision of investment in precious metals like silver or gold mainly reflects the exchange of precious metals between two parties in the form of purchasing and selling the precious metals like gold and silver coins.
Broadly, your investment process for precious metals can be of two major types. One most common of investment is to purchase precious metals in their physical form and keep it safe in some deposit account or box managed by financial institution like bank. You can even save them in some commercial depository or any place which is safe in accordance of you. On the other side, you can make your investment in the form of buying a precious metal ETF. The ETF value mainly allows you to have a share of total amount associated with that precious metal.
In other words, you basically buy a stock that completely depends upon the present price of that precious metal in the market. As a result, the actual money value of ETF entirely depends upon the increment or decrement in the value of that particular related metal in the market. There are also few other options of investment with a little change in the ETFs, for example consideration of precious metal interests like having authorization for any silver or gold mines and refineries.
However, a very little attention is paid on the ups and downs in the values of these metals.Benefits of investing in precious metals Firstly, many investors have stated that your investment in precious metals actually helps you to own a physical asset which is indeed a part of real gold or silver metal. You need not require keeping any paper record or something as a proof of owning any such possession in your life. Secondly, the value associated with precious metals will remain higher as these metals are present in the earth in a limited amount. No metal is available in abundant amount and hence, value of the metal remains high in the market in most of the time. Thirdly, the value of precious metals is mostly seen to be raised higher even during the case of severe financial crisis like during inflation. As per the past records, a significant rise in the value of gold metal is observed even during the major crisis that occurs in the economy of United States of America.
One significant fact behind your investment in precious metals is that its performance is not at all related or dependent upon the stocks or any type of bond.  In the end, the frequent occurrence of financial crisis can also be faced by doing investments in all precious metals like silver, gold, platinum and many more. Since saving money provides a kind of security and provide adequate financial stability to your life, therefore, your investment in precious metals like gold and silver can indeed be one of the safest and useful ways of investment and it will definitely never count in the category of biggest investor mistakes.
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