#selfmonitoring

[lifelongwellnessguide]

Managing Chronic Conditions: Tips for Better Health

Chronic diseases such as diabetes, hypertension or asthma need a constant attention and modifying of personal behaviour. Below are ten tips that will assist anyone with these conditions to have a better quality of life:

Regular Check-Ups: It is important that you measure your symptoms regularly with your healthcare provider to ensure you do not have any complications and if there is a need then your treatment regimen will be altered.

Medication Adherence: ‘It is important to visit any healthcare provider by appointment only, and take your prescribed medications as directed.’ They may experience adverse effects if they decide to skip doses or do not follow the doctor’s instruction correctly.

Healthy Lifestyle Choices: Sustain a minimum level of physical exercise, undertake a healthy diet, get sufficient rest and sleep. All of these changes are beneficial for the health and the prevention of chronic diseases in specific.

Self-Monitoring: Health check includes tracking of blood pressure, blood sugar and weight at the comfort of your home. You can share this data with your doctor in order to have better control of your condition.

Support System: This suggests that ones condition would be easier to manage if they have a good support system. Join Friendship Circle and stay involved with your friends, relatives and loved ones and don’t hesitate to count on them whenever needed.

Taking care of chronic diseases is a lifelong process, but if you maintain proper management, you do not have to let them keep you idle.

Read more: Family Health Top Tips For Managing Chronic Conditions

[jpmellojr]

60% of Consumers Trust DIY Home Security Systems: Parks Study

Some 60% of consumers believe their self-monitoring home security systems keep them just as safe as monitoring provided by security pros, according to research released by Parks Associates. https://jpmellojr.blogspot.com/2024/03/60-of-consumers-trust-diy-home-security.html

[millionairelifemindset]

Keep Believing

Work Hard and Pray 🙏

Slow and Steady Wins The Race 💯

[5minutesfitness]

“It is health that is real wealth and not pieces of gold and silver.” – Mahatma Gandhi, lawyer and anti-colonial nationalist.

[yeshealthplease]

Self-monitoring using digital health tools is associated with weight loss

Self-monitoring using digital health tools is associated with weight loss

Credit: CC0 Public Domain A systematic review of multiple randomized controlled studies among adults with overweight or obesity showed that greater engagement in self-monitoring using digital health tools was associated with significant weight loss, according to a paper published online in Obesity, The Obesity Society’s flagship journal. This is the first comprehensive systematic review to…

[dpiresearchofficial]

U.S. Self-Monitoring Blood Glucose Market Insights (2021 to 2027) - Analysis and Forecasts

U.S. Self-Monitoring Blood Glucose Market Insights (2021 to 2027) – Analysis and Forecasts

Latest released the research study on the United States Self-Monitoring Blood Glucose Market, offers a detailed overview of the factors influencing the United States business scope. Self-Monitoring Blood Glucose Market research report shows the latest market insights, current situation analysis with upcoming trends and breakdown of the products and services. The report provides key statistics on…

[dpimarketreports]

U.S. Self-Monitoring Blood Glucose Market Insights (2021 to 2027) - Analysis and Forecasts

U.S. Self-Monitoring Blood Glucose Market Insights (2021 to 2027) – Analysis and Forecasts

Latest released the research study on the United States Self-Monitoring Blood Glucose Market, offers a detailed overview of the factors influencing the United States business scope. Self-Monitoring Blood Glucose Market research report shows the latest market insights, current situation analysis with upcoming trends and breakdown of the products and services. The report provides key statistics on…

[captainmiiiidknight]

The BEST thing you can.do for your health. Immediate Results! Behaviorist Tip: Simply keep a tally if how many cigarettes you smoke a day "Self Monitoring" you will immediately and automatically see a Reduction. No need to go cold turkey and gwt a yo yo effect. Allow gradual decrease will give your body time to adjust and reduce craving. Try It! #selfmonitoring #justdoit #quit #cigarettes #justsayno #captainmidknight (at USA) https://www.instagram.com/p/CPlU146gTD0/?utm_medium=tumblr

[jainik194-blog]

#fitness

[ambquezada]

Ouch. #selfmonitoring #training #lead22 #diabetesmanagement @glinardquezada @eshmabautista @gerevisantos @bearyhot @dushka81 @bautistajr.benjoseph

[superdutifullymysticalstude-blog]

" It's not about the daily increase, but the daily decrease. Hack away at the unessential." - Bruce Lee #selfmonitored #selfdirected #selfmotivated #selfreliance

[kbfark]

Self-Monitoring #VitalSigns for Optimal #Health. Improve Your #Wellness with #TherapyOnDemand and #biofeedback. https://therapy.coach/articles/selfmonitoring/ …pic.twitter.com/4O1mdcxNxD

Self-Monitoring #VitalSigns for Optimal #Health. Improve Your #Wellness with #TherapyOnDemand and #biofeedback. https://therapy.coach/articles/selfmonitoring/ … pic.twitter.com/4O1mdcxNxD

from Twitter Search / therapy_coach https://twitter.com/therapy_coach/status/887911243868237824

[alenurd]

Oh yeah, chili! 😋🤤😁 Waiting for it to cool before storing in the fridge to be eaten for the week. I've been wanting to try to make a chili since I love beans and hearty dishes but have always been discouraged thinking it's hard and it takes a long time. But apparently it's not (as long as you already pre-cooked your beans, or get them from the can.) Even if we're #WFH you still just get only one hour of lunch and there's still a lot of work to be done, so #mealprep still makes sense, right? 😊 #ready #selfmonitoring #quarantine #day2 #lockdown #nofilter #kaintayo (at Mandaluyong) https://www.instagram.com/p/B9_zGZQn-si/?igshid=1u1z0zoiqaaq7

[safetyrecalls]

Trividia Health, Inc. - TRUE METRIX AIR SelfMonitoring Blood Glucose System - Class 2 Recall

TRUE METRIX SELF MONITORING BLOOD GLUCOSE SYSTEM - Product Usage: is intended for the quantitative measurement of glucose (sugar) in fresh capillary whole blood samples drawn from the fingertip or forearm.

[kiimreyes]

How to Repair Damaged Business Credit

How to Repair Damaged Business Credit

 Business Credit is credit that is obtained in a Business Name. With business credit the Business builds its own credit profile and credit score. With an established credit profile and score, the business will then qualify for credit. This credit is in the business name and based on the business’s ability to pay, not the business owners. Since the business qualifies for the credit, in some cases there is no personal credit check required from the business owner. Once established, the business can use its credit to qualify for revolving store credit cards like Staples, Lowes, Sam’s Club, Costco, BP, Wal-Mart, even MasterCard, Visa, and AMEX. The business can also qualify for credit lines and loans.

There are a lot of benefits in building business credit. For one, a credit profile can be built for a business that is completely separate from the business owner’s personal credit profile. This gives business owners DOUBLE the borrowing power as they have both Personal and Business credit profiles built. Another business credit benefit is that business credit scores are based only on whether the business pays its bills on time. As a result a business owner can obtain credit much faster using their business credit profile versus their personal credit profile.

Approval limits are much higher on business accounts versus personal accounts. Per SBA, credit limits on business cards are usually 10-100 times higher than consumer credit. Another benefit of building business credit is that when done correctly Business Credit can be built without a personal credit check. Business credit can quickly be obtained regardless of personal credit quality. One reason most business owners love business credit is that most business credit can be obtained without the owner taking on personal liability, or a personal guarantee. This means in case of default, the business owner’s personal assets can’t be pursued.   

There are three major companies that collect business information and publish it. These are Dun & Bradstreet also known as D&B, Experian, and Business Equifax. D&B is by far the largest, but the other two are catching up quickly. Dun and Bradstreet is the biggest and major business credit reporting agency. Dun and Bradstreet is a publicly traded company with a headquarters in Short Hills New Jersey, and trades on the New York Stock Exchange. The main credit score used in the business world is known as a Paydex score, provided by Dun and Bradstreet. The Paydex score ranges from 0-100, with 100 being the best score a business can obtain.

Experian was formerly a division of TRW, an automotive electronics giant. TRW was originally founded in 1901 as the Cleveland Cap Screw Company. Experian’s most recent score system is known as Intelliscore Plus, which they boast of as the next level in credit scoring.

Equifax is called the “Small Business Financial Exchange” and is the most important for cash lenders such as banks. Equifax’s main business credit scoring model is the Credit Risk Score. Credit scores range from 1-100, with a lower score indicating a higher risk of serious delinquency.

 Now that you know a little about business credit and the business credit reporting agencies, now let’s talk about: How you can actually Fix Damaged Business Credit.

Many business owners think they have items reporting on their business credit reports that really aren’t reporting. But over 90% of trade vendors don’t report to the business credit reporting agencies. So chances are good that the negative information you think is on your report might not even be there.

Remember most don’t report to the business credit reporting agencies, so one sign you will see when they do report is that they will send alerts notifying you in many cases that they are about to report the credit, especially any type of negative credit. The creditor will almost always notify you in writing before they report the data to the business credit reporting agencies. They will even notify you multiple times in some cases that they are about to report the item on your report. In many cases even the reporting agencies like Experian will notify you before they report negative credit. They might even send you 3 or more notices CLEARLY telling you that someone is about to report something negative on your report and advising you to call the creditor and resolve the dispute.

Obtain Business Credit Reports is to know what’s on your business credit; you should obtain business credit reports from the main business credit reporting agencies. Business Credit reports are offered by Experian, Dun & Bradstreet, and Equifax. You will first want to get a copy of your business credit reports to see what is being reported. You can enroll for the DNBi SelfMonitor from Dun and Bradstreet to monitor your credit during the building process with D&B. To get your reports from D&B visit www.mycredit.dnb.com. A subscription for D&B Self Monitoring will run you about $39-99 per month depending on the type of report you want.

To get your Experian reports visit www.experian.com/small-business. Experian typically charges you $36-175 for a full report.  You can purchase a copy of your Equifax Small Business Credit Report here www.equifax.com/small-business. Equifax will charge $99 for a full report.

You might have already heard of the FCRA. The Fair Credit Reporting Act outlines consumer’s rights to dispute inaccurate information on their credit reports. But it’s essential to know that this law does NOT apply to business credit repair. There are currently no laws which outline business owners’ rights regarding credit disputing. The FCRA also requires credit issuers to notify you of what bureaus they pulled your credit data from to determine your denial for financing. In the business credit world this is not the case, you rarely ever know the source that pulled your business credit or which reporting agencies they pulled it with.

If you see accounts or details you don’t recognize or you feel are inaccurate, request a debt validation for that account using a debt validation letter. A debt validation is where you solicit the creditor for verification of the account details they are reporting. They will typically send you back details of your account that they are reporting. The FCRA and the fair debt collections practices act apply to consumer debts, not business debts. So you can send a debt validation letter, but the creditor is not required by law to respond to your dispute.

 When sending a debt validation request, your request must be sent to the creditor in writing. Also insure you dispute the debt with the credit reporting agencies if the creditor doesn’t respond to your request. If no response is received within 30 days of mailing the letter directly to the creditor, then you should then dispute the account with the business credit reporting agencies. To dispute a debt with the business credit reporting agencies, first contact customer service with any of the three reporting agencies for billing disputes, challenging payments and outdated public filings that appear on your report.

When you dispute an item the business reporting agencies will have vendors re-verify payments and remove charges if the vendor cannot verify the information. The business credit reporting agencies can also help to clear up issues that have been settled or dismissed, yet still appear in your report. You may be asked to send in documentation to verify a settlement or dismissal. The business credit reporting agency will then recheck  the status of the public filing if you do not have documentation.

iUpdate from Dun and Bradstreet provides US based Small Businesses and Non-publicly traded companies convenient access to D&B’s information on their business. Registered users can view, print, and submit updates to their D&B Business Information Report.  Many business owners don’t know that credit monitoring services for Dun and Bradstreet reports are actually provided by a private company known as D&B Credibility.

Credit monitoring is now provided from D&B themselves, instead it’s offered by D&B Credibility, a completely separate entity. Do NOT get upsold by D&B Credibility. You do NOT need their business credit building package as it really won’t help you in business credit building, so don’t let them charge you hundreds of thousands of dollars for their business credit builder package you don’t really need.

To get your Experian business credit reports visit www.experian.com/small-business. Or Google “Experian update business credit”. Equifax Business also has an online system for credit disputing that they provide through their online credit monitoring platform in their member center under “Disputes”.

Keep in mind, the business credit reporting agencies may not be allowed to release the name of the person making the negative reference on your report. REMEMBER, you don’t have the same rights as you do with consumer credit reporting as there is no Fair Credit Reporting Act. However, you can contact customer service to discuss the item on your report as well as your options. If your debt validation and investigation don’t net you the deletion of the derogatory item, next you need to contact the creditor. Find out from them what you must do to have the item removed from the business credit report. Usually, they will remove the account if you pay the outstanding debt.

The main reason for a derogatory item to be on the report is usually because the creditor feels there is an outstanding balance that you owe them. So they will typically remove the account if you pay the outstanding debt. If you reach an agreement for deletion, get the agreement in writing. And insure they provide you a time frame of when they will correct the damage on your report.

 Business credit scoring is based on how you pay your bills. If you pay the majority of reported accounts on time or early, you will have a good score. Most business owners have little to no credit reporting. So even one negative account can have a BIG impact on their business credit score.

It is essential that you continuously build your business credit profile just as you do with your consumer credit. One of the best ways to battle negative information on your report is to offset it with LOTS of positive information. So continuously build your business credit profile just as you do with your consumer credit.

 Contact us today to get business credit and funding for your business.

Elite Business Professionals 1 (800) 830-0344

Appeared first on http://ebprofessionals.com How to Repair Damaged Business Credit posted first on https://ebprofessionals.com/

[margretanderson]

How to Repair Damaged Business Credit

How to Repair Damaged Business Credit

Business Credit is credit that is obtained in a Business Name. With business credit the Business builds its own credit profile and credit score. With an established credit profile and score, the business will then qualify for credit. This credit is in the business name and based on the business’s ability to pay, not the business owners. Since the business qualifies for the credit, in some cases there is no personal credit check required from the business owner. Once established, the business can use its credit to qualify for revolving store credit cards like Staples, Lowes, Sam’s Club, Costco, BP, Wal-Mart, even MasterCard, Visa, and AMEX. The business can also qualify for credit lines and loans.

There are a lot of benefits in building business credit. For one, a credit profile can be built for a business that is completely separate from the business owner’s personal credit profile. This gives business owners DOUBLE the borrowing power as they have both Personal and Business credit profiles built. Another business credit benefit is that business credit scores are based only on whether the business pays its bills on time. As a result a business owner can obtain credit much faster using their business credit profile versus their personal credit profile.

Approval limits are much higher on business accounts versus personal accounts. Per SBA, credit limits on business cards are usually 10-100 times higher than consumer credit. Another benefit of building business credit is that when done correctly Business Credit can be built without a personal credit check. Business credit can quickly be obtained regardless of personal credit quality. One reason most business owners love business credit is that most business credit can be obtained without the owner taking on personal liability, or a personal guarantee. This means in case of default, the business owner’s personal assets can’t be pursued.   

There are three major companies that collect business information and publish it. These are Dun & Bradstreet also known as D&B, Experian, and Business Equifax. D&B is by far the largest, but the other two are catching up quickly. Dun and Bradstreet is the biggest and major business credit reporting agency. Dun and Bradstreet is a publicly traded company with a headquarters in Short Hills New Jersey, and trades on the New York Stock Exchange. The main credit score used in the business world is known as a Paydex score, provided by Dun and Bradstreet. The Paydex score ranges from 0-100, with 100 being the best score a business can obtain.

Experian was formerly a division of TRW, an automotive electronics giant. TRW was originally founded in 1901 as the Cleveland Cap Screw Company. Experian’s most recent score system is known as Intelliscore Plus, which they boast of as the next level in credit scoring.

Equifax is called the “Small Business Financial Exchange” and is the most important for cash lenders such as banks. Equifax’s main business credit scoring model is the Credit Risk Score. Credit scores range from 1-100, with a lower score indicating a higher risk of serious delinquency.

Now that you know a little about business credit and the business credit reporting agencies, now let’s talk about: How you can actually Fix Damaged Business Credit.

Many business owners think they have items reporting on their business credit reports that really aren’t reporting. But over 90% of trade vendors don’t report to the business credit reporting agencies. So chances are good that the negative information you think is on your report might not even be there.

Remember most don’t report to the business credit reporting agencies, so one sign you will see when they do report is that they will send alerts notifying you in many cases that they are about to report the credit, especially any type of negative credit. The creditor will almost always notify you in writing before they report the data to the business credit reporting agencies. They will even notify you multiple times in some cases that they are about to report the item on your report. In many cases even the reporting agencies like Experian will notify you before they report negative credit. They might even send you 3 or more notices CLEARLY telling you that someone is about to report something negative on your report and advising you to call the creditor and resolve the dispute.

Obtain Business Credit Reports is to know what’s on your business credit; you should obtain business credit reports from the main business credit reporting agencies. Business Credit reports are offered by Experian, Dun & Bradstreet, and Equifax. You will first want to get a copy of your business credit reports to see what is being reported. You can enroll for the DNBi SelfMonitor from Dun and Bradstreet to monitor your credit during the building process with D&B. To get your reports from D&B visit www.mycredit.dnb.com. A subscription for D&B Self Monitoring will run you about $39-99 per month depending on the type of report you want.

To get your Experian reports visit www.experian.com/small-business. Experian typically charges you $36-175 for a full report.  You can purchase a copy of your Equifax Small Business Credit Report here www.equifax.com/small-business. Equifax will charge $99 for a full report.

You might have already heard of the FCRA. The Fair Credit Reporting Act outlines consumer’s rights to dispute inaccurate information on their credit reports. But it’s essential to know that this law does NOT apply to business credit repair. There are currently no laws which outline business owners’ rights regarding credit disputing. The FCRA also requires credit issuers to notify you of what bureaus they pulled your credit data from to determine your denial for financing. In the business credit world this is not the case, you rarely ever know the source that pulled your business credit or which reporting agencies they pulled it with.

If you see accounts or details you don’t recognize or you feel are inaccurate, request a debt validation for that account using a debt validation letter. A debt validation is where you solicit the creditor for verification of the account details they are reporting. They will typically send you back details of your account that they are reporting. The FCRA and the fair debt collections practices act apply to consumer debts, not business debts. So you can send a debt validation letter, but the creditor is not required by law to respond to your dispute.

When sending a debt validation request, your request must be sent to the creditor in writing. Also insure you dispute the debt with the credit reporting agencies if the creditor doesn’t respond to your request. If no response is received within 30 days of mailing the letter directly to the creditor, then you should then dispute the account with the business credit reporting agencies. To dispute a debt with the business credit reporting agencies, first contact customer service with any of the three reporting agencies for billing disputes, challenging payments and outdated public filings that appear on your report.

When you dispute an item the business reporting agencies will have vendors re-verify payments and remove charges if the vendor cannot verify the information. The business credit reporting agencies can also help to clear up issues that have been settled or dismissed, yet still appear in your report. You may be asked to send in documentation to verify a settlement or dismissal. The business credit reporting agency will then recheck  the status of the public filing if you do not have documentation.

iUpdate from Dun and Bradstreet provides US based Small Businesses and Non-publicly traded companies convenient access to D&B’s information on their business. Registered users can view, print, and submit updates to their D&B Business Information Report.  Many business owners don’t know that credit monitoring services for Dun and Bradstreet reports are actually provided by a private company known as D&B Credibility.

Credit monitoring is now provided from D&B themselves, instead it’s offered by D&B Credibility, a completely separate entity. Do NOT get upsold by D&B Credibility. You do NOT need their business credit building package as it really won’t help you in business credit building, so don’t let them charge you hundreds of thousands of dollars for their business credit builder package you don’t really need.

To get your Experian business credit reports visit www.experian.com/small-business. Or Google “Experian update business credit”. Equifax Business also has an online system for credit disputing that they provide through their online credit monitoring platform in their member center under “Disputes”.

Keep in mind, the business credit reporting agencies may not be allowed to release the name of the person making the negative reference on your report. REMEMBER, you don’t have the same rights as you do with consumer credit reporting as there is no Fair Credit Reporting Act. However, you can contact customer service to discuss the item on your report as well as your options. If your debt validation and investigation don’t net you the deletion of the derogatory item, next you need to contact the creditor. Find out from them what you must do to have the item removed from the business credit report. Usually, they will remove the account if you pay the outstanding debt.

The main reason for a derogatory item to be on the report is usually because the creditor feels there is an outstanding balance that you owe them. So they will typically remove the account if you pay the outstanding debt. If you reach an agreement for deletion, get the agreement in writing. And insure they provide you a time frame of when they will correct the damage on your report.

Business credit scoring is based on how you pay your bills. If you pay the majority of reported accounts on time or early, you will have a good score. Most business owners have little to no credit reporting. So even one negative account can have a BIG impact on their business credit score.

It is essential that you continuously build your business credit profile just as you do with your consumer credit. One of the best ways to battle negative information on your report is to offset it with LOTS of positive information. So continuously build your business credit profile just as you do with your consumer credit.

Contact us today to get business credit and funding for your business.

Elite Business Professionals 1 (800) 830-0344

Source: https://ebprofessionals.com/ How to Repair Damaged Business Credit published first on https://ebprofessionals.com/