#tbss creating

[tbspiritss]

Teased this fan song a while ago - it's finally here!!!!!

[tbspiritssalt]

Just uploaded! Enjoy!

[19910811]

TBSS score app

Privacy Policy

This privacy policy applies to the TBSS score app (hereby referred to as "Application") for mobile devices that was created by kei kimoto (hereby referred to as "Service Provider") as a Free service. This service is intended for use "AS IS". Information Collection and Use

The Application collects information when you download and use it. This information may include information such as

Your device's Internet Protocol address (e.g. IP address)

The pages of the Application that you visit, the time and date of your visit, the time spent on those pages

The time spent on the Application

The operating system you use on your mobile device

The Application does not gather precise information about the location of your mobile device.

The Service Provider may use the information you provided to contact you from time to time to provide you with important information, required notices and marketing promotions.

For a better experience, while using the Application, the Service Provider may require you to provide us with certain personally identifiable information, including but not limited to bemu8gou@gmail.com. The information that the Service Provider request will be retained by them and used as described in this privacy policy. Third Party Access

Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways that are described in this privacy statement.

The Service Provider may disclose User Provided and Automatically Collected Information:

as required by law, such as to comply with a subpoena, or similar legal process;

when they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;

with their trusted services providers who work on their behalf, do not have an independent use of the information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.

Opt-Out Rights

You can stop all collection of information by the Application easily by uninstalling it. You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network. Data Retention Policy

The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. If you'd like them to delete User Provided Data that you have provided via the Application, please contact them at bemu8gou@gmail.com and they will respond in a reasonable time. Children

The Service Provider does not use the Application to knowingly solicit data from or market to children under the age of 13.

The Service Provider does not knowingly collect personally identifiable information from children. The Service Provider encourages all children to never submit any personally identifiable information through the Application and/or Services. The Service Provider encourage parents and legal guardians to monitor their children's Internet usage and to help enforce this Policy by instructing their children never to provide personally identifiable information through the Application and/or Services without their permission. If you have reason to believe that a child has provided personally identifiable information to the Service Provider through the Application and/or Services, please contact the Service Provider (bemu8gou@gmail.com) so that they will be able to take the necessary actions. You must also be at least 16 years of age to consent to the processing of your personally identifiable information in your country (in some countries we may allow your parent or guardian to do so on your behalf). Security

The Service Provider is concerned about safeguarding the confidentiality of your information. The Service Provider provides physical, electronic, and procedural safeguards to protect information the Service Provider processes and maintains. Changes

This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new Privacy Policy. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.

This privacy policy is effective as of 2024-04-11 Your Consent

By using the Application, you are consenting to the processing of your information as set forth in this Privacy Policy now and as amended by us.

[juudgeblog]

Managing risks in outsourcing of financial services by banks

In this article, Shreya Mohanty pursuing BBA LLB discusses how to Manage risks in outsourcing of financial services by banks.

Introduction

Recently a new trend has emerged in the operation of banks all over the world. Banks are using the outsourcing method to third parties who may be unrelated or member of the group. The main reasons for outsourcing are:

Reduces cost

Access to specialist expertise

Achieve strategic objectives of the banks

Outsourcing along with these advantages also brings many risks such as:

Strategic Risk: The outsourcing providers or the third parties may not know the overall strategic goals of the entity for which it is working.

Reputation Risk: If the third party commits any mistakes or perform poorly then the reputation of the regulated entity will be at risk.

Compliance Risk: If the service provider do not comply with the privacy law or consumer and prudential laws.

Operational Risk: This means there may be technology failure on the part of the service provider or they may create any fraud or error which may cause loss to the customers and bank both.

Strategy Risk: If the bank is relying upon only one company or there is a loss of relevant and important skills within the firms and companies, then this may lead to strategic risk.

Some other risks are counterparty risks, access risks, contractual risks, etc.

What are Outsourcing Activities?

Outsourcing may be defined as a bank’s use of third party (either an affiliated entity within a corporate group or an entity that is external to the corporate group or an entity that is external to the corporate group) to perform activities on a continuing basis that would normally be undertaken by the bank itself, now or in the future.

In simple language, outsourcing is a process in which a company or any bank delegates its powers to a third company or party which manages entire business process of the parent company like finance, accounts, customer support, etc.

Examples of Outsourcing Activities

Tata Business Support Service (TBSS) is a service provider or a third party to the Tata Telecommunications i.e. TATA DOCOMO. Tata Docomo has outsourced its customer support service to TBSS.

P&G has outsourced some Research and Development (R&D) activities which helped the parent company P&G in boosting its innovation productivity by 60% and generated its revenue more than $10 billion. Today more than ½ of the P&G products comes from outsourcing and external collaboration with other companies and firms.

Hindustan Unilever Ltd. In 2005 when planning to merge all his company’s unit into one unit, asked an external/ third party to develop a ERP system as Unilever was not expert in IT solutions.

ACER Company outsourced everything it had like manufacturing.

Recently State Bank of India has published a notification asking for companies for outsourcing its Audit and Accounts. This explains that banking companies have also entered the outsourcing business.

Legal Framework for Outsourcing Activities by Banks

Since many banks have entered into outsourcing, the Reserve Bank of India have released a notification dated November 3, 2006 (https://rbi.org.in/scripts/NotificationUser.aspx?Id=3148&Mode=0)  which states various guidelines that has to be followed by banks:  

The core management functions like corporate planning, management and control and decision making functions like sanction of loans, compliance with KYC forms, etc. cannot be outsourced by banks.

RBI will review and check the implementation of these guidelines by the banks and insurance companies.

Bank Obligations: RBI has made a point that bank shall be liable for any outsourced activities and its Board and Senior Management will be responsible for the outsourced activity. Banks will also be liable for the actions of the external party to whom the bank has outsourced (i.e. the service provider). Banks has the ultimate control on the outsourced activities.

It is essential for the bank to work for the bank to work within all relevant laws, guidelines, regulations and conditions of approval, licensing or registration.

Customer Rights: The rights of the customer should not be affected by outsourcing arrangements. Banks have the duty to reveal the third party agreements to the customers and they should also reveal the role of the third party service providers and what are their obligations towards the customers.

The third parties, whether located in India or outside India, should not interfere in the bank’s management of its activities and RBI’s duty to check over the bank’s functions.

RBI has also asked the banks, in these guidelines, to create and start a robust grievance redressal mechanism and it should not be compromised in any manner.

After compliance of these guidelines, banks have to notify the RBI if there is any outsourcing activities or if they are planning to start outsourcing activities.

If the outsourcing is outside India, then prior permission has to be taken from the RBI.

Any bank which is planning to outsource its activities should first make an outsourcing policy and then it should be approved by the bank’s Board and Senior Management.

Role of the Board and Senior Management

They should check whether there is any risk in the outsourcing and they can add any obligations which they think fit for the benefit of the bank.They should review the outsourcing strategies.

They have right and duty to select the area of function of the bank which has to be outsourced.

The banks have to create a Redressal of Grievance Machinery where the customers can directly contact the bank if they have any grievances or complaints. The bank, after the creation of the Redressal, has to make publicity of the same through social platforms.

Difference between Outsourcing by Banks and Outsourcing by NBFCs

What is an NBFC?

A Non-Banking Financial Company (NBFC) is a company registered with the Companies Act, 1965/2013 of India, engaged in the business of loans and advances, acquisition of shares, stock, bond sire-purchase, insurance business, or chit business. It does not include any institution whose principal business is that includes agricultural or industrial activity; or the sale, purchase or construction of immovable property.

Difference between a Bank and an NBFC

There are in total 3 differences between a bank and a NBFC. They are: –

An NBFC does not have the right to accept a demand deposit but a bank can accept the same.

An NBFC cannot issue cheques to the customers, its main duty is to provide loans to the customers, but a bank can issue cheques.

Customers of NBFCs do not get the deposit insurance facility of DICGC, but this not the situation in case of banks.

Outsourcing by NBFCs: How is it different from that of the banks?

RBI on November 9, 2017 (https://www.rbi.org.in/Scripts/BS_CircularIndexDisplay.aspx?Id=11160) had issued few Directions for control of Outsourcing of financial services by NBFCs.

The object of RBI issuing such notification is:

protection of interests of the customers of NBFC

The RBI is trying to ensure that the service provider provides such quality of work as a NBFC would give.

The directions and guidelines by RBI are:

As bank is not allowed to outsource core management, similar is in the case of NBFC but the difference is that NBFC is not allowed to outsource the Internal Audits.

Outsourcing by NBFCs should be of financial services and not of technology related issues and issues not related to financial services.

RBI has issued some guidelines regarding the duty of the service provider. They are: –

The service provider should not interfere in the management of the NBFC.

The service provider shall carry due diligence of its employees.

The service provider should not mix the documents of different NBFCs and should not disclose it to any other person.

If the service provider makes any breach of the contract or agreement they have to inform about the same to the NBFC.

When the outsourcing agreement comes to an end it is the responsibility of the service provider to inform the public that it is no more a service provider to the NBFC.

NBFC has the duty to give training to the service provider.

The outsourcing agreement between the NBFC and the third party must be flexible at the option of the NBFC so that NBFC can control on the outsourced activities and it can intervene with appropriate measures for legal and regulatory work.

The service provider must take prior consent from the NBFC if it wishes to subcontract the outsourced activities.

The service provider cannot be a party who is related to the parent company. For example a company who is owned by any one of the director or employee of the NBFC.

CLICK HERE

Conclusion

The Outsourcing of activities of financial service by the banks and the NBFCs is almost similar. RBI has given similar guidelines for both but there are few changes for the NBFCs. While outsourcing, banks and NBFCs must follow these guidelines and directions. RBI has also decided to keep a check on these outsourcing activities so that the customers don’t get affected and their confidentiality is properly maintained.

The post Managing risks in outsourcing of financial services by banks appeared first on iPleaders.

Managing risks in outsourcing of financial services by banks syndicated from https://namechangersmumbai.wordpress.com/

[loyallogic]

Managing risks in outsourcing of financial services by banks

In this article, Shreya Mohanty pursuing BBA LLB discusses how to Manage risks in outsourcing of financial services by banks.

Introduction

Recently a new trend has emerged in the operation of banks all over the world. Banks are using the outsourcing method to third parties who may be unrelated or member of the group. The main reasons for outsourcing are:

Reduces cost

Access to specialist expertise

Achieve strategic objectives of the banks

Outsourcing along with these advantages also brings many risks such as:

Strategic Risk: The outsourcing providers or the third parties may not know the overall strategic goals of the entity for which it is working.

Reputation Risk: If the third party commits any mistakes or perform poorly then the reputation of the regulated entity will be at risk.

Compliance Risk: If the service provider do not comply with the privacy law or consumer and prudential laws.

Operational Risk: This means there may be technology failure on the part of the service provider or they may create any fraud or error which may cause loss to the customers and bank both.

Strategy Risk: If the bank is relying upon only one company or there is a loss of relevant and important skills within the firms and companies, then this may lead to strategic risk.

Some other risks are counterparty risks, access risks, contractual risks, etc.

What are Outsourcing Activities?

Outsourcing may be defined as a bank’s use of third party (either an affiliated entity within a corporate group or an entity that is external to the corporate group or an entity that is external to the corporate group) to perform activities on a continuing basis that would normally be undertaken by the bank itself, now or in the future.

In simple language, outsourcing is a process in which a company or any bank delegates its powers to a third company or party which manages entire business process of the parent company like finance, accounts, customer support, etc.

Examples of Outsourcing Activities

Tata Business Support Service (TBSS) is a service provider or a third party to the Tata Telecommunications i.e. TATA DOCOMO. Tata Docomo has outsourced its customer support service to TBSS.

P&G has outsourced some Research and Development (R&D) activities which helped the parent company P&G in boosting its innovation productivity by 60% and generated its revenue more than $10 billion. Today more than ½ of the P&G products comes from outsourcing and external collaboration with other companies and firms.

Hindustan Unilever Ltd. In 2005 when planning to merge all his company’s unit into one unit, asked an external/ third party to develop a ERP system as Unilever was not expert in IT solutions.

ACER Company outsourced everything it had like manufacturing.

Recently State Bank of India has published a notification asking for companies for outsourcing its Audit and Accounts. This explains that banking companies have also entered the outsourcing business.

Legal Framework for Outsourcing Activities by Banks

Since many banks have entered into outsourcing, the Reserve Bank of India have released a notification dated November 3, 2006 (https://rbi.org.in/scripts/NotificationUser.aspx?Id=3148&Mode=0)  which states various guidelines that has to be followed by banks:  

The core management functions like corporate planning, management and control and decision making functions like sanction of loans, compliance with KYC forms, etc. cannot be outsourced by banks.

RBI will review and check the implementation of these guidelines by the banks and insurance companies.

Bank Obligations: RBI has made a point that bank shall be liable for any outsourced activities and its Board and Senior Management will be responsible for the outsourced activity. Banks will also be liable for the actions of the external party to whom the bank has outsourced (i.e. the service provider). Banks has the ultimate control on the outsourced activities.

It is essential for the bank to work for the bank to work within all relevant laws, guidelines, regulations and conditions of approval, licensing or registration.

Customer Rights: The rights of the customer should not be affected by outsourcing arrangements. Banks have the duty to reveal the third party agreements to the customers and they should also reveal the role of the third party service providers and what are their obligations towards the customers.

The third parties, whether located in India or outside India, should not interfere in the bank’s management of its activities and RBI’s duty to check over the bank’s functions.

RBI has also asked the banks, in these guidelines, to create and start a robust grievance redressal mechanism and it should not be compromised in any manner.

After compliance of these guidelines, banks have to notify the RBI if there is any outsourcing activities or if they are planning to start outsourcing activities.

If the outsourcing is outside India, then prior permission has to be taken from the RBI.

Any bank which is planning to outsource its activities should first make an outsourcing policy and then it should be approved by the bank’s Board and Senior Management.

Role of the Board and Senior Management

They should check whether there is any risk in the outsourcing and they can add any obligations which they think fit for the benefit of the bank.They should review the outsourcing strategies.

They have right and duty to select the area of function of the bank which has to be outsourced.

The banks have to create a Redressal of Grievance Machinery where the customers can directly contact the bank if they have any grievances or complaints. The bank, after the creation of the Redressal, has to make publicity of the same through social platforms.

Difference between Outsourcing by Banks and Outsourcing by NBFCs

What is an NBFC?

A Non-Banking Financial Company (NBFC) is a company registered with the Companies Act, 1965/2013 of India, engaged in the business of loans and advances, acquisition of shares, stock, bond sire-purchase, insurance business, or chit business. It does not include any institution whose principal business is that includes agricultural or industrial activity; or the sale, purchase or construction of immovable property.

Difference between a Bank and an NBFC

There are in total 3 differences between a bank and a NBFC. They are: –

An NBFC does not have the right to accept a demand deposit but a bank can accept the same.

An NBFC cannot issue cheques to the customers, its main duty is to provide loans to the customers, but a bank can issue cheques.

Customers of NBFCs do not get the deposit insurance facility of DICGC, but this not the situation in case of banks.

Outsourcing by NBFCs: How is it different from that of the banks?

RBI on November 9, 2017 (https://www.rbi.org.in/Scripts/BS_CircularIndexDisplay.aspx?Id=11160) had issued few Directions for control of Outsourcing of financial services by NBFCs.

The object of RBI issuing such notification is:

protection of interests of the customers of NBFC

The RBI is trying to ensure that the service provider provides such quality of work as a NBFC would give.

The directions and guidelines by RBI are:

As bank is not allowed to outsource core management, similar is in the case of NBFC but the difference is that NBFC is not allowed to outsource the Internal Audits.

Outsourcing by NBFCs should be of financial services and not of technology related issues and issues not related to financial services.

RBI has issued some guidelines regarding the duty of the service provider. They are: –

The service provider should not interfere in the management of the NBFC.

The service provider shall carry due diligence of its employees.

The service provider should not mix the documents of different NBFCs and should not disclose it to any other person.

If the service provider makes any breach of the contract or agreement they have to inform about the same to the NBFC.

When the outsourcing agreement comes to an end it is the responsibility of the service provider to inform the public that it is no more a service provider to the NBFC.

NBFC has the duty to give training to the service provider.

The outsourcing agreement between the NBFC and the third party must be flexible at the option of the NBFC so that NBFC can control on the outsourced activities and it can intervene with appropriate measures for legal and regulatory work.

The service provider must take prior consent from the NBFC if it wishes to subcontract the outsourced activities.

The service provider cannot be a party who is related to the parent company. For example a company who is owned by any one of the director or employee of the NBFC.

CLICK HERE

Conclusion

The Outsourcing of activities of financial service by the banks and the NBFCs is almost similar. RBI has given similar guidelines for both but there are few changes for the NBFCs. While outsourcing, banks and NBFCs must follow these guidelines and directions. RBI has also decided to keep a check on these outsourcing activities so that the customers don’t get affected and their confidentiality is properly maintained.

The post Managing risks in outsourcing of financial services by banks appeared first on iPleaders.

Managing risks in outsourcing of financial services by banks published first on https://namechangers.tumblr.com/

[lisarprahl]

2018 CPA Exam UX Survey

The AICPA launched the 2018 CPA Exam's new User Experience (UX) improvements on April 1st of 2018. The new UX was designed to improve the CPA Exam-taking experience for CPA candidates.  

Changes to the CPA Exam UX included: 

Larger, High Definition Monitors at Prometric Test Centers 

Inclusion of Microsoft Excel to replace the previous spreadsheet application

The ability to open up, resize, and adjust the authoritative literature tool when researching task questions

The introduction of more realistic exhibits like emails and general ledger details needed to complete TBSs

A better capacity to cut, copy, and paste in Excel and in the Written Communications section of BEC

The capability to be able to highlight items in the exhibits area

Have you taken the 2018 CPA Exam? If so, we want to hear from you! Take our survey below and let us know your opinion on the new Exam user experience!

  <!--//--><![CDATA[// ><!-- (function(t,e,s,n){var o,a,c;t.SMCX=t.SMCX||[],e.getElementById(n)||(o=e.getElementsByTagName(s),a=o[o.length-1],c=e.createElement(s),c.type="text/javascript",c.async=!0,c.id=n,c.src=["https:"===location.protocol?"https://":"http://","widget.surveymonkey.com/collect/website/js/tRaiETqnLgj758hTBazgdz_2FK8_2F_2FPZ_2F1RsdwPq9BZezb6jATRfFaxN3L96Q4RKNo8.js"].join(""),a.parentNode.insertBefore(c,a))})(window,document,"script","smcx-sdk"); //--><!]]>

Create your own user feedback survey

Categories 

CPA Exam Updates

Feature on ACT Professors page 

from Accounting News https://www.rogercpareview.com/blog/2018-cpa-exam-ux-survey

[itsworn]

We Test It! Hooker’s LS Engine Turbo Exhaust Manifolds

No matter how many times we test them, it still amazes us how easy it is to make power with GM’s LS series of engines. Even something as ordinary as a high-mileage 5.3L will respond to boost, and do so with gusto! Lately, the hot ticket is to grab a 5.3L truck engine from the junkyard, change the cam and add a turbo, and you have the makings of one serious powerhouse. Yes, folks, turbo LS engines are the hottest things going right now, and because of that, a multitude of aftermarket exhaust options are available, the latest of which are Hooker’s new Turbo Exhaust Manifolds, which we will be testing here.

First, some background information. For those unfamiliar with turbocharging, the concept is simple. A turbo consists of a pair of impellers, the turbine and compressor, with a common shaft connecting the two. The exhaust from your engine is used to spin the turbine wheel. Since it’s coupled to the compressor wheel, both wheels spin at the same speed. As the compressor wheel spins, it draws air in and forces it through the compressor housing and into the engine, thus taking exhaust energy, which is usually wasted, and using it to drive an impeller that supercharges the engine. The compressor continues to add air, which in turns creates more exhaust, adding even more air and exhaust. Without a wastegate that allows some of the exhaust to escape and limit the pressure, this cycle would continue until the engine blew up from excessive boost. Also, since compressing the air also increases the temperature, turbo systems often employ intercooling to lower the air temperature back near ambient (or below ambient if using ice water). Intercooling simply involves running the heated air through an air-to-air, or air-to-water heat exchanger (much like a radiator).

Now, back to our test engine. Since we were turbocharging the LS, naturally we had to grab a truck load of forged internals and heavy-duty hardware, right? Wrong! This turbo combination contained nothing more elaborate than what came from the junkyard. Not that you can’t make even more power with the proper rods and pistons—it’s just that the stock stuff will take you a long way before things go south (check out the Big Bang Theory engine dyno series).

When snatched from the yard, the 5.3 was a typical high-mileage unit and has since been used tirelessly for dyno-testing. During a recent cylinder-head test, we replaced the stock head bolts and gaskets with Fel Pro and ARP components, but the remainder of the internal components remain stock (including the wimpy stock LM7 cam). For this test, we upgraded the intake to a TrailBlazer SS unit, installed a 90mm throttle-body, and added 89-pound injectors. Equipped with Hooker 1 7/8-inch long-tube headers, the normally-aspirated 5.3L produced 359 hp at 5,200 rpm and 384 lb-ft of torque at 4,200 rpm. Time to bring on the Hookers!

Off came the headers and on went the Hooker turbo manifolds. The first thing we noticed about the new manifolds was plug access. This is an important point, as many of the tubular turbo manifolds have a reputation of limiting plug access and burning plug wires. What good is a turbo system if you have to keep replacing burnt plug wires? The Hooker manifolds were as easy to install as their factory counterparts. The hefty, cast-iron manifolds should have no trouble outlasting the rest of the engine. They also excel at keeping the heat energy in the exhaust and channeling it to the turbo. Using a crossover (actually, under) tube, the exhaust from the driver-side (right) manifold feeds the back of the passenger-side manifold. The exhaust from each side is merged in the passenger-side manifold and allowed to flow through a single 3-inch exit. The exit features a V-band flange that allowes us to secure the mounting for our T4 turbo (this piece is not provided with the manifolds). The T4 mounting tube also featured a provision for the Turbosmart Hyper-Gate 45 wastegate.

With our mainfolds in position, we obviously needed a turbo to go with our manifolds. Since we had it handy, we used the T4-based Precision 7675. Though it is capable of supporting north of 1,100 hp, it has served us well time and time again at significantly reduced power levels. We weren’t looking to Big Bang this engine, but just needed to add sufficient boost to demonstrate the merits of our Hookers. The Precision turbo was teamed with an air-to-water intercooler we pirated from our Procharger testing on a 540-inch big-block Chevy. Having exceeded 1,300 hp with the core on the Blueprint 540 Power Adder crate motor, we knew that, like the turbo, this intercooler was more than sufficient for our little junkyard 5.3. All it took to connect the turbo, intercooler, and throttle-body was a few sections of aluminum tubing and a handful of couplers and clamps. One of the sections of tubing that we had from previous testing even featured a Race Port blow-off valve from Turbosmart. That’s why we never throw anything away!

With the Holley HP ECU still in control of our 89-pound injectors, we jumped in and tuned the new turbo combination. The wastegate was configured with a 10-psi spring, which resulted in a maximum pressure of 10.7 psi at the power peak. We ran ambient-temperature dyno water through the Procharger intercooler core for this test, and we purposely kept the total ignition timing at a pump-gas-friendly 19 degrees (at the power peak). After dialing in the timing and air/fuel ratio, we were rewarded with peak numbers of 602 hp at 5,700 rpm and 614 lb-ft of torque at 4,600 rpm. Taking a look at the power curves (see graph), the turbo system enhanced the power output significantly through the entire rev range. Adding more than 240 hp and 230 lb-ft of torque to your stock 5.3 shows just how amazing turbocharging is. Having those gains occur through the entire curve means you will never be at a loss for power. What this combination now needs to make it complete is a cam upgrade—such as Brian Tooley Racing or Lil John’s Motorsport Solutions Stage 2—which have been shown to add more than 120 hp at the same boost level. If you have a 5.3L that you’re looking to turbocharge and want manifolds that fit, don’t burn plug wires, and flat-out work, you would do well to bring on the Hookers!

Graph 1: 5.3L LM7-Na vs Hooker Turbo Manifolds (10.7 psi)

Pulled from a local LKQ Pick a Part, this 5.3 engine was left internally stock. The modifications made before dyno testing included a TrailBlazer SS intake and 92-mm throttle-body, larger injectors, and long-tube, Hooker headers. Run in this trim, the normally aspirated 5.3 produced 359 hp at 5,200 rpm and 384 lb-ft of torque at 4,200 rpm. After installation of the Hooker manifold and Precision 7675 turbo (at 10.7 psi), the power output jumped to 608 hp at 5,700 rpm and 641 lb-ft of torque at 4,700 rpm.

We can’t remember the last time we got excited about cast-iron exhaust manifolds! inset.

Inset

Built from high-silicon-moly, ductile iron, the Hooker manifolds were designed for greater strength and longevity compared with the typical tubular manifolds.

The passenger-side manifold feature the merge for the driver’s side. Note the design features V-band flanges for ease of installation and a leak-free seal.

The inside of the manifold reveals the merge point from the driver’s side crossover.

To test the Hooker manifolds, we dusted off one of our junkyard 5.3L test engines. The factory truck manifold was replaced by a TrailBlazer SS intake.

The factory TBSS intake was flanged to accept a 90-mm throttle-body.

To ensure adequate fuel delivery, we upgraded the factory injectors with 89-pounders.

The NA 5.3L was run with a set of 1 7/8-inch Hooker headers feeding 18-inch collector extensions.

To dial in the air/fuel and timing curves on both combinations, we relied on a Holley HP ECU.

Run on the dyno in normally aspirated trim, the internally stock 5.3 produced 359 hp at 5,200 rpm and 384 hp at 4,200 rpm.

After running the normally aspirated testing, we removed the headers and replaced them with the Hooker turbo manifolds.

The exit of passenger’s side manifold features a 3-inch, V-band flange to allow the user to mount the tubing for the turbo. Note the heat shield used to protect the radiator hose (and yes, we moved ours after the photo).

Hooker offers a number of different crossover tubes for various applications, but we ended up making our own to fit the dyno. Hooker also offers a DIY kit for custom fitment applications.

Obviously, the Hooker manifolds needed a turbo to provide boost, so we grabbed our tried-and-true (1,100-plus-hp) 7675 turbo from Precision. Though it’s overkill for this stock 5.3, the T4 turbo worked well at this reduced power level.

Boost is nothing without control, so we enlisted the aid of a Hyper-Gate45 wastegate from Turbosmart.

Though we purposely kept boost at a reasonable level, we still added this air-to-water intercooler from Procharger to drop the charge temperatures. The discharge tubing also featured a Race Port blow-off valve from Turbosmart.

Run on the dyno with a conservative (pump-gas) tune and the boost set at 10.7 psi, the turbo 5.3L produced 601 hp at 5,700 rpm and 614 lb-ft of torque at 4,600 rpm.

The post We Test It! Hooker’s LS Engine Turbo Exhaust Manifolds appeared first on Hot Rod Network.

from Hot Rod Network http://www.hotrod.com/articles/test-hookers-ls-engine-turbo-exhaust-manifolds/ via IFTTT

[big--news]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[tbspiritss]

Alternate Straight Ally Flag

So I made a new version of the straight ally flag! I don't expect this to replace the already established flag - it's too well known, but I've always found the homophobic connections of the harsh black and white stripes iffy and too harsh against the brightness of the rainbow. I feel this new version also highlights allyship better - the stripes in the background still acknowledge heterosexuality, but the focus is on the A and the rainbow.

I came up with this design whilst looking to see if there was an alternative ally flag and came across this Reddit thread:

I liked the adaptation of the A to properly look like an A, but I didn't feel that a completely white background was quite working. I feel like this version I've created both has the charm of the original - I always enjoyed the way the lines are still completely straight despite the colours changing - makes it more obvious at first glance that the A is an A, and is easier on the eyes whilst keeping the message intact.

I created this for fun and for myself, but anyone is welcome to use it if they'd like to!

[tbspiritssalt]

My brain is buzzing with AI cover ideas again!!!!!!! I'm thinking Devil Inside by Citizen Soldier for Eugene and Lance and Done With Everything by Line So Thin for Varian and Cass!!!!!! I'll have to listen to Done With Everything a little more to really cement the idea if it's going to be a keeper, but I'm so excited!!!!

As for covers that are ready/nearly ready, I've got Battlefield's vocals done, just need to see if I can make Hector and Adira's voices work better - I may have to change the key or make my own backing track to get it to truly work for their characters, or ik there's an alternate version that I could possibly use to up the intensity. I'm hoping to get Am I Wrong out over this weekend though! That was supposed to be The T(AI)ngled Gang's debut, but I got too excited with Broken Pieces XD

I'm not sure if I'll go through with Done With Everything, especially as I'm already working on Here I Am by Line So Thin. I started that one off as a Rapunzel solo but Varian sounds magical singing it!!!!! I didn't think I would publish that one but now I really want to! The only character I really don't like singing that song is Cass... Maybe that's because of my fic The Road To Healing, though, which I also need to update along with Tangled In Texts. Maybe I should just make a couple that specifically pair up with those chapters, rather than just saying "hey this song works here"? I'll probably end up doing that just for fun anyway XD

I don't know if my previous account's shadow ban limited the reach of my recent works, so here is everything I've published since I began having problems with it!

Got any requests for songs for The T(AI)ngled Gang or other TTS characters to cover? I'd love to give them a go!

[sangli-varta]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[flash--news]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[varansai-varta]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[srinagar-varta]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[udaipur-patrika]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”

[khabar-chandigarh]

Quess Corp to acquire a majority stake in Tata Business Support Services

Mumbai, 20thNovember,2017: Quess Corp Limited (“Quess”), India’s leading integrated business services provider, announced today that it has signed a definitive agreement withTata Sons and Tata Capital to acquire a 51% stake in Tata Business Support Services (“TBSS”). Tata Sons will hold the remaining 49%. The transaction is expected to close inthe next few weeks, subject to the fulfilment of customary closing conditions. Shortly after closing, following the conclusion of the appropriate regulatory formalities, the company is also expected to rebrand itself to showcase its new corporate identity.

Tata Business Support Services is among India’s premier Customer Experience (CX) management companies, with over ten years of sectoral expertise. The company serves diverse third-party clients in the BFSI, Auto &Manufacturing, Telecom& Media, Retail and in emerging industries, in India and abroad, with an employee strength of ~27,000 employees, handling ~500 million customer transactions every year. Headquartered in Hyderabad, the company has a Unique “One India” model, comprising 27 delivery centres.

Mr. Ajit Isaac, Chairman and Managing Director of Quess Corp, said, “We are excited about our partnership with the Tata Group. This investment marks a significant milestone for Quess in its journey to build a world class business services platform. We are confident that TBSS’ digital capabilities and roster of marquee clients will help us further grow this platform. CX has been a key focus area for us and will continue to see further investments from our side. This acquisition is in line with our investment philosophy of backing great management teams and creating superior long-term value for our shareholders.”

Mr. Praveen Kadle, Chairman of TBSS and Managing Director of Tata Capital, said, “The Tata group has nurtured TBSS over the last ten years over which time, it has grown tobecome a significant CX solution provider in the Indian business process outsourcing industry. The addition of Quess will further expand the company and let it continue to grow from strength to strength.”

Mr. Srinivas Koppolu, Chief Executive Officer, and his team, will continue to lead the Company. Commenting on the transaction, Mr. Koppolu said, “We are excited to be part of this journey. With the additional support of Quess, we are confident that we can expand into newer markets, acquire the latest digital competencies and provide stronger career opportunities to our employees, all the while offering better value to our customers and stake holders.”