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#this post is brought to you by the cost of living comparison calculator
medeasgalpal · 1 year
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obviously the idea that trans people should just leave the south is bad for a number of reasons but it's also like. no one ever talks about how you can either go somewhere where everything is literally twice as expensive or go to the frozen lands. 'just buy a good coat and some snow boots' bitch what's a snow boot? I've got work boots and an extra pair of socks. on average we get 5 inches of snow per year and that was before global warming, I've never seen more than 3. I'm working on grad school applications and my options are 59 inches of snow or 129 inches per year. if you've ever said something like 'trans people should just move to a more liberal area', please take off your underground railroad cosplay and give me all your money. between my new coat and the future plane tickets for family funerals, I'm gonna need it.
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norabrice1701 · 6 years
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An Accidental Demon
A “Fantastic Beasts And Where To Find Them” AU fanfic
Pairing: Vet Student!Newt Scamander / Demon!Percival Graves 
Summary: All Newt wanted from IKEA was a bookshelf. Instead, he left with a demon that he accidentally summoned while trying to pronounce furniture names. Lovely. 
Rating: General  Audiences - nothing to fear here [full warnings on AO3 link at bottom of the post]
A/N: This was born from a post on a friend’s FB page, and I had to let it out. I might continue this?? It’s proving to be too much fun, but for now, it’s a one-shot. Also, the demonology here is pretty general.
Oh, dear. Shopping at IKEA should not be so stressful. As if assemble-it-yourself furniture wasn’t intimidating enough, there was also the indignity of trying to pronounce the furniture names.
But there was nothing for it. This was the third bookshelf that Dougal – his Great Pyrenees rescue – had taken out in as many months while chasing his sweet Niffler cat around. Honestly, one would think after a year of cohabitation, the dog and cat would be used to each other. But the sad, destroyed remains of Newt’s bookshelf told a different story.
That’s how he found himself back at IKEA. But this time, a simple replacement wouldn’t do. He needed something more robust. Hopefully, something that might be spared catastrophic damage during any future high speed chases. Maybe even something wall mounted? Perhaps those modular shelves that he could pick, arrange and mount well above Dougal’s sizable height? Hm, that might be just the ticket.
But now, as he wandered through the aisles, trying to match the product names from his internet search to the various tags of assembled, display furniture – maybe it would be simpler to just get what he got last time. Even if Dougal would likely destroy it a fourth time.
Newt ran a hand through his hair, biting his lip as he looked back down to his loopy handwriting. “No, not Ehk-t…Lix-hult. That looks familiar.” There was certainly a time and place to appreciate cultural and language differences, but navigating the aisles of IKEA was not it, in Newt’s opinion. He just wanted to buy shelves, go home, assemble them and change out of his fur covered scrubs. Yes, he loved his vet school clinical rotations but Dougal, Niffler and the others tended to be a little possessive when he was home.
He moved for the next row, holding up his paper to compare more names, mumbling under his breath. “Let’s see – oh, there’s Lix-hult, Li-xhult…err, Mos-torp. Sval-na. Um, Best-aa.”
A just barely-there puff of air brushed his cheek, carrying an odor. A rather…unpleasant, rotten odor. If Newt didn’t know better, he’d swear it was the smell of rotten eggs. But that was impossible in the middle of a furniture store. That’s when he noticed the dark shape in his peripheral. A dark shape that he distinctly didn’t recall before.
He turned, keeping his eyes down, but he couldn’t help but take in the man now standing next to him. Refined and polished, his sharp suit and shoes alone must have cost at least a year of Newt’s sad student job salary. And that was to say nothing about the sleek black overcoat that teased a luxurious white lining. The man’s dark eyes, thick brows, strong jaw, and dark hair streaked white at his temples, completed the unfairly attractive, imposing picture.
Newt – with uncombed hair, scrubs covered in all manner of animal fur, and a worn blue overcoat – felt like a downright slob by comparison to this man who looked fresh from a magazine cover. Newt blinked quickly, trying to quirk his lips in a polite smile. Small talk with strangers was always the most excruciating. Especially when the stranger was so handsome. “Um, hi…please, excuse me. If I’m in your way, that is.” He stepped back, not daring to meet the man’s gaze, feeling his cheeks flush. Curse his fair skin that betrayed him at every turn.
The dark-haired man said nothing, but Newt could feel the weight of his stare. It made him want to fidget even more than normal, and he chanced a lingering glance at the man’s face. The man studied him with an otherworldly intensity in those dark brown eyes. It reminded Newt of a predator studying a prey, learning their habits to plan a more effective kill. He wrenched a nervous swallow, suddenly wondering if he could outrun this man.
The man blinked, licking his lips quickly. “Hello, Mr. Scamander.”
The blood froze in Newt’s veins, every survival instinct kicking into gear. “H-how…do you know my name?” Sure, it was the obvious question, but it had to be asked. “We’ve never met before. And I certainly don’t know your name. Are you…have you been stalking me?” The words poured forth, more a nervous tic than anything. But still true. Newt would never have forgotten such a striking face.
“No,” mild astonishment and irritation colored the other man’s gaze, “I was quite content to mind my own business until you summoned me.”
“Summoned….I beg your pardon, summoned you?” Had Newt gone to IKEA or the Twilight Zone? Who just went up to strangers and said stuff like that? Newt blew an exasperated sigh, shaking his head. “Look, if you really have nothing better to do than prank defenseless people at IKEA, then I’m sorry for you. But truly, this has gone on long enough, and I’m genuinely not amused.”
The man raised a brow, affronted. “You’re genuinely not amused? I assure you, the feeling is quite mutual. So, let us conclude our deal here, and then I’ll gladly return to my previous business.”
“Deal?” Newt echoed, shaking his head. “We have no deal to conclude. I don’t even know you!”
“Your mistake if you spoke my incantation without knowing who I am. Which, I will confess – is rather reckless of you, Mr. Scamander. In fact, no protection charms, no summoning circle,” the man’s lips curled with a devilish air as he took a step forward, gazing down Newt’s body with a calculating assessment. “Mm, the fun I could have with you right here.”
The purred words should in no way race a tingling shiver of anticipation down Newt’s spine, but dammit, they did.
Newt licked his lips, holding his ground. “A summoning circle, protection…why should I need protection from you?”
“You really don’t know who I am? Or what you’ve done?”
“Well, you said I summoned you. But I didn’t…I was just…,” Newt shook the paper with the shelf names scrawled on it, “I was just trying to pronounce the names of these shelving units-.“
“And instead, you summoned a demon. Please stop wasting my time, Mr. Scamander.”
Newt registered nothing of the man’s bored tone, stunned at the admission. At the possibility. A demon? A real, live demon?! Weren’t they just supernatural make-believe? But this man before him, pulling a silver pocket watch from his suit vest and flipping the cover back with an irritated gesture, was so very real. Newt’s eyes lit with possibility. “A demon. Truly? That’s what you are?”
“Yes,” the self-professed demon huffed mildly, “now, please, to the business at hand?”
A grin cracked Newt’s face. “I don’t even know what the business at hand is. But a real demon. My goodness.” This was far better than any Christmas morning. A chance to learn about a whole new species - a whole new creature. A supernatural creature! If everything the man said was true, then Newt wanted to learn everything there was to learn. His wild curiosity begged for so much more. Where did the demon come from? Did he have powers? What was his purpose here? “I-I have so many questions.”
“None of which I’m inclined to answer. Especially not here.” The dark eyes glanced around shrewdly, taking in the movements of other unsuspecting shoppers.
Something in the man’s - demon’s - assessment suddenly made Newt self-conscious, glancing around with a nervous edge. Goodness, what a picture he must make standing next to this man. This man, dressed to the nines, clearly many years older than Newt - supernatural implications notwithstanding - who could at best pass as Newt’s friend, and at worst a sugar daddy. Heat flamed unbidden in Newt’s cheeks at the thought.
He shook his head, physically trying to shake the thought away. “Yes, yes, of course. We should probably leave. Well, that is, assuming you’re bound or stuck to me, or something...until whatever brought you here is concluded.”
Irritation flashed in the demon’s eyes, staring back at Newt as if trying to convince himself that Newt was actually real.
Newt waited for the demon to respond, shifting his weight on his feet. Anything to lessen his discomfort under the scrutiny of those intense eyes. Annoyance bubbled as the older man said nothing and Newt puffed a sigh. “Alright, very well. If you’re coming, that’s fine - if not, then...then, good day.”
He’d been plainly aware since his arrival in New York for veterinary school that his accent and manners didn’t fit with the vibrant American hustle and bustle. But they were something he hadn’t wanted to lose. There was no cause to bring more ugliness to the world, and everyone deserved well-mannered treatment. Demon or not.
Even if the man had interrupted his bookshelf buying outing. 
But if Newt did indeed now have a demon to contend with, perhaps replacing a damaged bookshelf was now the least of his worries.
The well-dressed man fell into step beside him as Newt turned to thread his way through the rest of the labyrinth store. It...this was just too absurd. And certainly not what Newt had planned for his Thursday night after clinicals. He cast a sideways glance, surprised to note that the demon was actually a couple inches shorter than he was. Something about that amused him, and a lopsided grin lifted his mouth. “You know, we haven’t properly met yet. It sounds like you already know, but I’m Newton Scamander. Newt, though, if you please.”
The man nodded almost imperceptibly. “You may call me Graves.”
Newt’s brow furrowed. “Just Graves?”
“Mr. Graves, if you prefer.”
“Don’t...don’t you have a first name or something less...severe?” The demon stared over at him, blank and hard. “Right, Mr. Graves it is. I...I take it that’s not your real name?” The smell of the cinnamon rolls and other food from the eatery reached his nose as, thankfully, they neared the exit.
“I’ve had many names over the millennia. Street. Dandridge. Clayton. Each served a purpose, just as Graves does now. And if you don’t already know my true name, then me telling you is certainly not advantageous.” Graves’ coat flared in the cool, late afternoon air as they exited into the fading sunlight. He looked completely unbothered by the transition from inside to outside, paying Newt no mind while Newt fumbled with the buttons on his coat. They were in for a chilly subway ride, after all.
Newt glanced over to Graves, intrigued. “Does... the cold not bother you? Or...or the sunlight?”
Graves’ face pinched with obvious irritation, even bewilderment. “I’m not a vampire.”
Newt’s eyes widened, excited. “Do those exist, too?”
Graves’ hand clenched at his side under the flared sleeve of his overcoat, a condescending disapproval hardening his gaze. It was impressively intimidating. Especially considering the man stood shorter than Newt. Without a word, Graves turned with a sweep of black and white fabric, and stepped forward on the curb, raising a hand at the passing line of taxis.
“No, no,” Newt moved after him with an obvious air of panic, “we’ll do better to take the subway. See, I don’t exactly live all that close. And with traffic at this time of day, well - a taxi won’t be cost effective. I don’t...I don’t know if you understand about money-”
“I understand plenty, Mr. Scamander.” The words were snarled with a coiled frustration that froze Newt in place. “I understand that you ripped me from my previous business without a purpose. I understand that you’ve initiated a contract that you don’t know the first thing about. And I understand that if I must endure New York City until our business is concluded, I will never set foot on the subway.”
A yellow cab stopped at the curb and Graves stepped up to it without waiting for Newt to respond.
Oh dear. Newt worked a hard swallow down his throat as he debated following the demon or just bolting for the subway station. Would that make things worse? Could things get worse?
The cab door stayed open behind Graves as he settled against the black interior, glancing back at Newt. The silent command on the demon’s face was unmistakable.
With another nervous swallow, Newt stepped forward and climbed into the taxi.
Full fic link to AO3! 
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wingwaiyuen · 2 years
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Women Issue Underestimated By The General Public: Period Poverty
Even when there's no Pandemic, there are millions of women around the world who cannot afford one thing that directly influences them to go anywhere without it: Sanitary Napkins.
Before, I never knew that women are not only facing the issue of social status equity. Until June 2020, an incident involving bulk sanitary napkins for sale on a Chinese social media suddenly broke out brought attention to the fact that some women are more neglected than we think about even the basic rights of life in this society.
"Period poverty" refers to the continued poverty of women who cannot afford to receive adequate sanitary products during their periods, and 40 million women worldwide are experiencing menstrual poverty. In low- and middle-income countries, more than 50% of women choose homemade menstrual hygiene products.
These women are unable to afford sanitary products because they are poor, they are unable to go to school because they cannot afford sanitary products, and they continue to be poor because they cannot attend school regularly, thus creating a vicious cycle.
It has been calculated that women spend an average of 2,353 days of their lives on their periods, which translates into 7 years. If women use 3 to 4 daily pads and a night tampon each day, they would have spent tens of thousands of dollars more than men just for the cost on sanitary napkins.
This statistic fact is not enough to draw much attention to most women each month, but for some women, it is a real "unspeakable" issue. 
The incident drove my attention started with two screenshots a netizen posted Weibo, which was of "bulk package maxi pads" from an online store, priced at 21.99 Chinese Yuan (around 3.26 USD) for 100 pieces, while a netizen asked, "How dare someone use such cheap product, Even for private part?", and two buyers replied "life is difficult" and "I have difficulties."
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The maxi pads sold on the picture are not the usual ones sold in supermarkets, with full packaging. Instead, it is a large bag of bulk sanitary napkins in random colors. These sanitary napkins do not have the cost of making the outer packaging and are quite a bit cheaper than the price on the market.
A simple comparison of prices shows that the price of a pack of a well-known brand of daily sanitary napkins, 34 pieces, is 21.99, which is comparable to the price of 100 pieces in the picture. It naturally has become the choice of many girls who want to save money. Many people can not see this bulk sanitary napkin, and a large part of them feel that this wholesale price dump must be three or nothing products, to the buyers of these bulk sanitary napkins education: "what is this little money to save for?", "do these girls not know to love their own bodies?"
Also, the discussion of "bulk sanitary napkins" quickly rushed to the popular search on social media like Weibo. According to the screenshots, some netizens found out that the information about the bulk maxi pad was counterfeit from a genuine brand, so the bulk maxi pad online store had been canceled.
However, the incident has not yet ended. Some netizens say that although the bulk sanitary napkins are off the shelves, the poor girls face a bigger problem: there are no cheap sanitary pads for them to buy. Perhaps they will have to find other ways, and the new methods may harm their bodies even more.
The incident caused a lot of controversy throughout the network. Behind the "bulk sanitary napkin" controversy, the long-neglected topic of "period poverty" was exposed to the public.
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What struck me most was the understatement of a certain Internet user who said, "If you could drink fewer cups of milk tea or Starbucks drinks, you will be able to afford it."
However, for the poverty group of people, they may not even know what milk tea and Starbucks taste like, for their daily consumables are never quite the same as what we think of as everyday items.
The question is: Who wants to risk their health to get cheap products? 
I believe nobody would like to do that. It's just a force to the necessity of life: everyone knows that infrequent changes of maxi pads can affect the reproductive system maxi pads with irritating ingredients are harmful to health, and lying in mothers, teenage middle and high school students, and even intersex and transgender people need to use a lot of maxi pads. 
When the depths of real poverty are so deep that these individuals cannot even guarantee their dignity in the present, then would they ever think about future health and hygiene? There answer is: No. 
All these doubts and incomprehension appeared because many of us have never been in such desperate circumstances and using pads when we have our period is as simple as drinking and eating. 
This is period poverty, an issue that affects millions of people but is still not fully understood by the public yet.
The key to breaking this cycle is to stop them from missing school or losing their jobs because of menstrual poverty. The two things that need to be done to eliminate menstrual poverty are to de-stigmatize menstruation and to provide poor women with easy access to inexpensive and affordable sanitary products.
We often think that menstrual poverty exists only in a few underdeveloped countries and regions, but in fact, menstrual poverty is a problem for women not just at the bottom society of the world.
In some developed countries, tampons are luxury goods. What people cannot imagine is that in many developed countries in Europe and the United States, tampons are not considered a "necessity" by the men who make laws, and therefore tampons are heavily taxed at rates far beyond those of luxury goods, making them unaffordable for poor women.
The following chart is an example:
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(from theperiodcollective.org)
In many states outside of New York, feminine hygiene products are still considered unnecessary "luxuries" under local tax laws. Although there is no longer a "luxury tax" in the U.S., sanitary napkins are still taxed at 30 to 56 percent.
According to a survey conducted by the sanitary napkin brand Always, one in five girls in the U.S. is forced to miss school or even drop out of school because they cannot afford menstrual hygiene products.
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All these women have to find ways to get through the humiliating days they must face each month, some stealing toilet paper from public toilets to put in their underwear, and some even have to sell their bodies for these necessities.
From this point on, whether women live in the highly developed economy of the United States or far away in Kenya, the poor women at the bottom of the society have never had many options.
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LAW # 28 : ENTER ACTION WITH BOLDNESS
JUDGEMENT
If you are unsure of a course of action, do not attempt it. Your doubts and hesitations will infect your execution. Timidity is dangerous: Better to enter with boldness. Any mistakes you commit through audacity are easily corrected with more audacity. Everyone admires the bold; no one honors the timid.
THE TWO ADVENTURERS
The path of pleasure never leads to glory! The prodigious achievements of Hercules were the result of high adventure, and though there is little, either in fable or history, to show that he had any rivals, still it is recorded that a knight errant, in company with a fellow adventurer, sought his fortune in a romantic country. He had not traveled far when his companion observed a post, on which was written the following inscription: “Brave adventurer, if you have a desire to discover that which has never been seen by any knight errant, you have only to pass this torrent, and then take in your arms an elephant of stone and carry it in one breath to the summit of this mountain, whose noble head seems blended with the sky.” “But,” said the knight’s companion, “the water may be deep as well as rapid, and though, notwithstanding, we should pass it, why should we be encumbered with the elephant? What a ridiculous undertaking!” And philosophically and with nice calculation, he observed that the elephant might be carried four steps; but for conveying it to the top of the mountain in one breath, that was not in the power of a mortal, unless it should
be the dwarf figure of an elephant, fit only to be placed on the top of a stick; and then what honor would there be in such an adventure? “There is,” said he, “some deception in this writing. It is an enigma only fit to amuse a child. I shall therefore leave you and your elephant.”
The reasoner then departed; but the adventurous man rushed with his eyes closed across the water; neither depth nor violence prevented him. and according to the inscription he saw the elephant lying on the opposite bank.
He took it and carried it to the top of the hill, where he saw a town. A shriek from the elephant alarmed the people of the city, who rose in arms; but the adventurer, nothing daunted, was determined to die a hero. The people, however, were awed by his presence, and he was astonished to hear them proclaim him successor to their king, who had recently died. Great enterprises are only achieved by adventurous spirits. They who calculate with too great nicety every difficulty and obstacle which is likely to lie in their way, lose that time in hesitation, which the more daring seize and render available to the loftiest purposes.
FABLES. JEAN DE LA FONTAINE, 1621-1695
BOLDNESS AND HESITATION: A Brief Psychological Comparison Boldness and hesitation elicit very different psychological responses in their targets: Hesitation puts obstacles in your path, boldness eliminates them. Once you understand this, you will find it essential to overcome your natural timidity and practice the art of audacity. The following are among the most pronounced psychological effects of boldness and timidity.
The Bolder the Lie the Better. We all have weaknesses, and our efforts are never perfect. But entering action with boldness has the magical effect of hiding our deficiencies. Con artists know that the bolder the lie, the more convincing it becomes. The sheer audacity of the story makes it more credible, distracting attention from its inconsistencies. When putting together a con or entering any kind of negotiation, go further than you planned. Ask for the moon and you will be surprised how often you get it.
Lions Circle the Hesitant Prey. People have a sixth sense for the weaknesses of others. If, in a first encounter, you demonstrate your willingness to compromise, back down, and retreat, you bring out the lion even in people who are not necessarily bloodthirsty. Everything depends on perception, and once you are seen as the kind of person who quickly goes on the defensive, who is willing to negotiate and be amenable, you will be pushed around without mercy.
Boldness Strikes Fear; Fear Creates Authority. The bold move makes you seem larger and more powerful than you are. If it comes suddenly, with the stealth and swiftness of a snake, it inspires that much more fear. By intimidating with a bold move, you establish a precedent: in every subsequent encounter, people will be on the defensive, in terror of your next strike. 
Going Halfway with Half a Heart Digs the Deeper Grave. If you enter an action with less than total confidence, you set up obstacles in your own path. When a problem arises you will grow confused, seeing options where there are none and inadvertently creating more problems still. Retreating from the hunter, the timid hare scurries more easily into his snares. 
Hesitation Creates Gaps, Boldness Obliterates Them. When you take time to think, to hem and haw, you create a gap that allows others time to think as well. Your timidity infects people with awkward energy, elicits embarrassment. Doubt springs up on all sides.
Boldness destroys such gaps. The swiftness of the move and the energy of the action leave others no space to doubt and worry. In seduction, hesitation is fatal—it makes your victim conscious of your intentions. The bold move crowns seduction with triumph: It leaves no time for reflection.
Audacity Separates You from the Herd. Boldness gives you presence and makes you seem larger than life. The timid fade into the wallpaper, the bold draw attention, and what draws attention draws power. We cannot keep our eyes off the audacious—we cannot wait to see their next bold move.
OBSERVANCES OF THE LAW
Observance I
In May of 1925, five of the most successful dealers in the French scrap-metal business found themselves invited to an “official” but “highly confidential” meeting with the deputy director general of the Ministry of Post and Telegraphs at the Hotel Crillon, then the most luxurious hotel in Paris. When the businessmen arrived, it was the director general himself, a Monsieur Lustig, who met them in a swank suite on the top floor.
The businessmen had no idea why they had been summoned to this meeting, and they were bursting with curiosity. After drinks, the director explained. “Gentlemen,” he said, “this is an urgent matter that requires complete secrecy. The government is going to have to tear down the Eiffel Tower.” The dealers listened in stunned silence as the director explained that the tower, as recently reported in the news, desperately needed repairs. It had originally been meant as a temporary structure (for the Exposition of 1889), its maintenance costs had soared over the years, and now, in a time of a fiscal crisis, the government would have to spend millions to fix it. Many Parisians considered the Eiffel Tower an eyesore and would be delighted to see it go. Over time, even the tourists would forget about it—it would live on in photographs and postcards. “Gentlemen,” Lustig said, “you are all invited to make the government an offer for the Eiffel Tower.”
He gave the businessmen sheets of government stationery filled with figures, such as the tonnage of the tower’s metal. Their eyes popped as they calculated how much they could make from the scrap. Then Lustig led them to a waiting limo, which brought them to the Eiffel Tower. Flashing an official badge, he guided them through the area, spicing his tour with amusing anecdotes. At the end of the visit he thanked them and asked them to have their offers delivered to his suite within four days.
Several days after the offers were submitted, one of the five, a Monsieur P., received notice that his bid was the winner, and that to secure the sale he should come to the suite at the hotel within two days, bearing a certified check for more than 250,000 francs (the equivalent today of about $1,000,000)—a quarter of the total price. On delivery of the check, he would receive the documents confirming his ownership of the Eiffel Tower. Monsieur P. was excited—he would go down in history as the man who had bought and torn down the infamous landmark. But by the time he arrived at the suite, check in hand, he was beginning to have doubts about the whole affair. Why meet in a hotel instead of a government building? Why hadn’t he heard from other officials? Was this a hoax, a scam? As he listened to Lustig discuss the arrangements for the scrapping of the tower, he hesitated, and contemplated backing out.
Suddenly, however, he realized that the director had changed his tone. Instead of talking about the tower, he was complaining about his low salary, about his wife’s desire for a fur coat, about how galling it was to work hard and be unappreciated. It dawned on Monsieur P. that this high government official was asking for a bribe. The effect on him, though, was not outrage but relief. Now he was sure that Lustig was for real, since in all of his previous encounters with French bureaucrats, they had inevitably asked for a little greasing of the palm. His confidence restored, Monsieur P. slipped the director several thousand francs in bills, then handed him the certified check. In return he received the documentation, including an impressive-looking bill of sale. He left the hotel, dreaming of the profits and fame to come.
Over the next few days, however, as Monsieur P. waited for correspondence from the government, he began to realize that something was amiss. A few telephone calls made it clear that there was no deputy director general Lustig, and there were no plans to destroy the Eiffel Tower: He had been bilked of over 250,000 francs!
Monsieur P. never went to the police. He knew what kind of reputation he would get if word got out that he had fallen for one of the most absurdly audacious cons in history. Besides the public humiliation, it would have been business suicide.
Interpretation
Had Count Victor Lustig, con artist extraordinaire, tried to sell the Arc de Triomphe, a bridge over the Seine, a statue of Balzac, no one would have believed him. But the Eiffel Tower was just too large, too improbable to be part of a con job. In fact it was so improbable that Lustig was able to return to Paris six months later and “resell” the Eiffel Tower to a different scrap-iron dealer, and for a higher price—a sum in francs equivalent today to over $1,500,000!
Largeness of scale deceives the human eye. It distracts and awes us, and is so self-evident that we cannot imagine there is any illusion or deception afoot. Arm yourself with bigness and boldness—stretch your deceptions as far as they will go and then go further. If you sense that the sucker has suspicions, do as the intrepid Lustig did: Instead of backing down, or lowering his price, he simply raised his price higher, by asking for and getting a bribe. Asking for more puts the other person on the defensive, cuts out the nibbling effect of compromise and doubt, and overwhelms with its boldness.
Always set to work without misgivings on the score of imprudence. Fear of failure in the mind of a performer is, for an onlooker, already evidence of failure.... Actions are dangerous when there is doubt as to their wisdom; it would be safer to do nothing.
BALTASAR GRACIÁN, 1601-1658
THE STORY OF HUH SAENG
In a lowly thatched cottage in the Namsan Valley there lived a poor couple, Mr. and Mrs. Huh Saeng. The husband confined himself for seven years and only read books in his cold room.... One day his wife, all in tears, said to him: “Look here, my good man! What is the use of all your book reading? I have spent my youth in washing and sewing for other people and yet I have no spare jacket or skirt to wear and I have had no food to eat during the past three days. I am hungry and cold. I can stand it no more!” ... Hearing these words, the middle-aged scholar closed his book... rose to his feet and... without saying another word, he went out of doors.... Arriving in the heart of the city, he slopped a passing gentleman. “Hello, my friend! Who is the richest man in town?” “Poor countryman! Don’t you know Bvôn-ssi, the millionaire? His glittering tile-roofed house pierced by twelve gates is just over there.” Huh Saeng bent his steps to the rich man’s house. Having entered the gate, he flung the guest-room door open and addressed the host:“I need 10,000 yang for capital for my commercial business and I want you to lend me the money.” “Alright, sir. Where shall I send the money?”
“To the Ansông Market in care of a commission merchant.” “Very well. sir. I will draw on Kim, who does the biggest commission business in the Ansông Market. You’ll get the money there.” “Good-bye. sir.” When Huh Saeng was gone, all the other guests in the room asked Bvôn-ssi why he gave so much money to a beggarlike stranger whose family name was unknown to him. But the rich man replied with a triumphant face: “Even though he was in ragged clothes, he spoke clearly to the point without betraying shame or inferiority, unlike common people who want to borrow money for a bad debt. Such a man as he is either mad or self-confident in doing business. But judging from his dauntless eyes and booming voice he is an uncommon man with a superhuman brain, worthy of my trust. I know money and I know men. Money often makes a man small, but a man like him makes big money. I am only glad to have helped a big man do big business.”
BEHIND THE SCENES OF ROYAL PALACES IN KOREA, HA TAE-HUNG, 1983
Observance II
On his deathbed in 1533, Vasily III, the Grand Duke of Moscow and ruler of a semi-united Russia, proclaimed his three-year-old son, Ivan IV, as his successor. He appointed his young wife, Helena, as regent until Ivan reached his majority and could rule on his own. The aristocracy—the boyars—secretly rejoiced: For years the dukes of Moscow had been trying to extend their authority over the boyars’ turf. With Vasily dead, his heir a mere three years old, and a young woman in charge of the dukedom, the boyars would be able to roll back the dukes’ gains, wrest control of the state, and humiliate the royal family.
Aware of these dangers, young Helena turned to her trusted friend Prince Ivan Obolensky to help her rule. But after five years as regent she suddenly died—poisoned by a member of the Shuisky family, the most fearsome boyar clan. The Shuisky princes seized control of the government and threw Obolensky in prison, where he starved to death. At the age of eight, Ivan was now a despised orphan, and any boyar or family member who took an interest in him was immediately banished or killed.
And so Ivan roamed the palace, hungry, ill clothed, and often in hiding from the Shuiskys, who treated him roughly when they saw him. On some days they would search him out, clothe him in royal robes, hand him a scepter, and set him on the throne—a kind of mock ritual in which they lampooned his royal pretensions. Then they would shoo him away. One evening several of them chased the Metropolitan—the head of the Russian church—through the palace, and he sought refuge in Ivan’s room; the boy watched in horror as the Shuiskys entered, hurled insults, and beat the Metropolitan mercilessly.
Ivan had one friend in the palace, a boyar named Vorontsov who consoled and advised him. One day, however, as he, Vorontsov, and the newest Metropolitan conferred in the palace refectory, several Shuiskys burst in, beat up Uorontsov, and insulted the Metropolitan by tearing and treading on his robes. Then they banished Vorontsov from Moscow.
Throughout all this Ivan maintained a strict silence. To the boyars it seemed that their plan had worked: The young man had turned into a terrified and obedient idiot. They could ignore him now, even leave him alone. But on the evening of December 29, 1543, Ivan, now thirteen, asked Prince Andrei Shuisky to come to his room. When the prince arrived, the room was filled with palace guards. Young Ivan then pointed his finger at Andrei and ordered the guards to arrest him, have him killed, and throw his body to the bloodhounds in the royal kennel. Over the next few days Ivan had all of Andrei’s close associates arrested and banished. Caught off-guard by his sudden boldness, the boyars now stood in mortal terror of this youth, the future Ivan the Terrible, who had planned and waited for five years to execute this one swift and bold act that would secure his power for decades to come.
Interpretation
The world is full of boyars—men who despise you, fear your ambition, and jealously guard their shrinking realms of power. You need to establish your authority and gain respect, but the moment the boyars sense your growing boldness, they will act to thwart you. This is how Ivan met such a situation: He lay low, showing neither ambition nor discontent. He waited, and when the time came he brought the palace guards over to his side. The guards had come to hate the cruel Shuiskys. Once they agreed to Ivan’s plan, he struck with the swiftness of a snake, pointing his finger at Shuisky and giving him no time to react.
Negotiate with a boyar and you create opportunities for him. A small compromise becomes the toehold he needs to tear you apart. The sudden bold move, without discussion or warning, obliterates these toeholds, and builds your authority. You terrify doubters and despisers and gain the confidence of the many who admire and glorify those who act boldly.
Observance III
In 1514 the twenty-two-year-old Pietro Aretino was working as a lowly assistant scullion to a wealthy Roman family. He had ambitions of greatness as a writer, to enflame the world with his name, but how could a mere lackey hope to realize such dreams?
That year Pope Leo X received from the king of Portugal an embassy that included many gifts, most prominent among them a great elephant, the first in Rome since imperial times. The pontiff adored this elephant and showered it with attention and gifts. But despite his love and care, the elephant, which was called Hanno, became deathly ill. The pope summoned doctors, who administered a five-hundred-pound purgative to the elephant, but all to no avail. The animal died and the pope went into mourning. To console himself he summoned the great painter Raphael and ordered him to create a life-sized painting of Hanno above the animal’s tomb, bearing the inscription, “What nature took away, Raphael has with his art restored.”
Over the next few days, a pamphlet circulated throughout Rome that caused great merriment and laughter. Entitled “The Last Will and Testament of the Elephant Hanno,” it read, in part, “To my heir the Cardinal Santa Croce, I give my knees, so that he can imitate my genuflections.... To my heir Cardinal Santi Quattro, I give my jaws, so that he can more readily devour all of Christ’s revenues.... To my heir Cardinal Medici, I give my ears, so that he can hear everyone’s doings....” To Cardinal Grassi, who had a reputation for lechery, the elephant bequeathed the appropriate, oversized part of his own anatomy.
On and on the anonymous pamphlet went, sparing none of the great in Rome, not even the pope. With each one it took aim at their best-known weakness. The pamphlet ended with verse, “See to it that Aretino is your friend / For he is a bad enemy to have. / His words alone could ruin the high pope / So God guard everyone from his tongue.”
Interpretation
With one short pamphlet, Aretino, son of a poor shoemaker and a servant himself, hurled himself to fame. Everyone in Rome rushed to find out who this daring young man was. Even the pope, amused by his audacity, sought him out and ended up giving him a job in the papal service. Over the years he came to be known as the “Scourge of Princes,” and his biting tongue earned him the respect and fear of the great, from the king of France to the Hapsburg emperor.
Fear, which always magnifies objects, gives a body to all their fancies, which takes for its form whatever they conceive to exist in their enemies’ thoughts; so that fearful persons seldom fail to fall into real inconveniences, occasioned by imaginary dangers.... And the duke, whose predominant character was to be always full of fear and of distrust, was, of all men I have ever seen, the most capable of falling into false steps, by the dread he had of falling into them; being in that like unto hares.
CARDINAL DE RETZ, 1613-1679
The Aretino strategy is simple: When you are as small and obscure as David was, you must find a Goliath to attack. The larger the target, the more attention you gain. The bolder the attack, the more you stand out from the crowd, and the more admiration you earn. Society is full of those who think daring thoughts but lack the guts to print and publicize them. Voice what the public feels—the expression of shared feelings is always powerful. Search out the most prominent target possible and sling your boldest shot. The world will enjoy the spectacle, and will honor the underdog—you, that is—with glory and power.
THE BOY AND THE NETTLES
A boy playing in the fields got stung by a nettle. He ran home to his mother, telling her that he had but touched that nasty weed, and it had stung him. “It was just your touching it, my boy,” said the mother, “that caused it to sting you; the next time you meddle with a nettle, grasp it tightly, and it will do you no hurt.”
Do boldly what you do at all.
FABLES, AESOP. SIXTH CENTURY B.C.
KEYS TO POWER
Most of us are timid. We want to avoid tension and conflict and we want to be liked by all. We may contemplate a bold action but we rarely bring it to life. We are terrified of the consequences, of what others might think of us, of the hostility we will stir up if we dare go beyond our usual place.
Although we may disguise our timidity as a concern for others, a desire not to hurt or offend them, in fact it is the opposite—we are really self-absorbed, worried about ourselves and how others perceive us. Boldness, on the other hand, is outer-directed, and often makes people feel more at ease, since it is less self-conscious and less repressed.
This can be seen most clearly in seduction. All great seducers succeed through effrontery. Casanova’s boldness was not revealed in a daring approach to the woman he desired, or in intrepid words to flatter her; it consisted in his ability to surrender himself to her completely and to make her believe he would do anything for her, even risk his life, which in fact he sometimes did. The woman on whom he lavished this attention understood that he held nothing back from her. This was infinitely more flattering than compliments. At no point during the seduction would he show hesitation or doubt, simply because he never felt it.
Part of the charm of being seduced is that it makes us feel engulfed, temporarily outside of ourselves and the usual doubts that permeate our lives. The moment the seducer hesitates, the charm is broken, because we become aware of the process, of their deliberate effort to seduce us, of their self-consciousness. Boldness directs attention outward and keeps the illusion alive. It never induces awkwardness or embarrassment. And so we admire the bold, and prefer to be around them, because their self-confidence infects us and draws us outside our own realm of inwardness and reflection.
But with those who have made an impression upon your heart, I have noticed that you are timid. This quality might affect a bourgeoise, but you must attack the heart of a woman of the world with other weapons.... I tell you on behalf of women: there is not one of us who does not prefer a little rough handling to too much consideration. Men lose through blundering more hearts than virtue saves. The more timidity a lover shows with us the more it concerns our pride to goad him on; the more respect he has for our resistance, the more respect we demand of him. We would willingly say to you men: “Ah, in pity’s name do not suppose us to be so very virtuous; you are forcing us to have too much of it....”
We are continually struggling to hide the fact that we have permitted ourselves to be loved. Put a woman in a position to say that she has yielded only to a species of violence, or to surprise: persuade her that you do not undervalue her, and I will answer for her heart....A little more boldness on your part would put you both at your ease. Do you remember what M. de la Rochefoucauld told you lately: “A reasonable man in love may act like a madman, but he should not and cannot act like an idiot.”
LIFE, LETTERS, AND EPICUREAN PHILOSOPHY OF NINON DE LENCLOS, NINON DE LENCLOS, 1620-1705
Few are born bold. Even Napoleon had to cultivate the habit on the battlefield, where he knew it was a matter of life and death. In social settings he was awkward and timid, but he overcame this and practiced boldness in every part of his life because he saw its tremendous power, how it could literally enlarge a man (even one who, like Napoleon, was in fact conspicuously small). We also see this change in Ivan the Terrible: A harmless boy suddenly transforms himself into a powerful young man who commands authority, simply by pointing a finger and taking bold action.
You must practice and develop your boldness. You will often find uses for it. The best place to begin is often the delicate world of negotiation, particularly those discussions in which you are asked to set your own price. How often we put ourselves down by asking for too little. When Christopher Columbus proposed that the Spanish court finance his voyage to the Americas, he also made the insanely bold demand that he be called “Grand Admiral of the Ocean.” The court agreed. The price he set was the price he received—he demanded to be treated with respect, and so he was. Henry Kissinger too knew that in negotiation, bold demands work better than starting off with piecemeal concessions and trying to meet the other person halfway. Set your value high, and then, as Count Lustig did, set it higher.
Understand: If boldness is not natural, neither is timidity. It is an acquired habit, picked up out of a desire to avoid conflict. If timidity has taken hold of you, then, root it out. Your fears of the consequences of a bold action are way out of proportion to reality, and in fact the consequences of timidity are worse. Your value is lowered and you create a self-fulfilling cycle of doubt and disaster. Remember: The problems created by an audacious move can be disguised, even remedied, by more and greater audacity.
Image: The Lion and the Hare. The lion creates no gaps in his way—his movements are too swift, his jaws too quick and powerful. The timid hare will do anything to escape danger, but in its haste to retreat and flee, it backs into traps, hops smack into its enemies’ jaws.
Authority: I certainly think that it is better to be impetuous than cautious, for fortune is a woman, and it is necessary, if you wish to master her, to conquer her by force; and it can be seen that she lets herself be overcome by the bold rather than by those who proceed coldly. And therefore, like a woman, she is always a friend to the young, because they are less cautious, fiercer, and master her with greater audacity. (Niccolò Machiavelli, 1469-1527)
REVERSAL
Boldness should never be the strategy behind all of your actions. It is a tactical instrument, to be used at the right moment. Plan and think ahead, and make the final element the bold move that will bring you success. In other words, since boldness is a learned response, it is also one that you learn to control and utilize at will. To go through life armed only with audacity would be tiring and also fatal. You would offend too many people, as is proven by those who cannot control their boldness. One such person was Lola Montez; her audacity brought her triumphs and led to her seduction of the king of Bavaria. But since she could never rein in her boldness, it also led to her downfall—in Bavaria, in England, wherever she turned. It crossed the border between boldness and the appearance of cruelty, even insanity. Ivan the Terrible suffered the same fate: When the power of boldness brought him success, he stuck to it, to the point where it became a lifelong pattern of violence and sadism. He lost the ability to tell when boldness was appropriate and when it was not.
Timidity has no place in the realm of power; you will often benefit, however, by being able to feign it. At that point, of course, it is no longer timidity but an offensive weapon: You are luring people in with your show of shyness, all the better to pounce on them boldly later.
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isaiahrippinus · 5 years
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How a PGA Tour Event in the Desert Became The Wildest Party In American Sports
On Feb. 6, 2016, Ryan Palmer lined up his putt on the 10th hole at TPC Scottsdale, the annual venue of Arizona’s Phoenix Open. He pulled back his club, ready to caress the ball into the hole, when a nearby spectator cried out “miss it!” just as Palmer was mid-stroke. The player stopped, composed himself, and once again readied his stroke. Again, the heckling voice shouted out, “miss it!”
After a third call came out, James Edmonson, Palmer’s caddy of 18 years, jumped into action. “I walked all the way around the green and went right up to the rope [separating the crowd from the course]. I pointed at him and I was like, ‘Hey, come here!’” Edmonson says, describing the heckler as a “frat punk” wearing a “stupid little tie.”
“I was going to pull his tie and pull him over the rope,” he recalls. “‘Cause once you get inside the ropes, you know, it’s fair game.” The fan backed down — “like a keyboard warrior on social media” — but when the next group of players arrived on the green, his antics resumed. Security staff soon decided enough was enough and kicked him out. “I’ve never seen anything like it before,” Edmonson says.
Professional caddies’ typical duties include carrying golf bags, calculating shot lengths, and determining which club their player should use to make a shot. Altercations with “frat boys” is not, as the old adage goes, par for the course. But the Phoenix Open is an event like no other on the PGA Tour.
Officially billed as the Waste Management Phoenix Open, the tournament is better known among golf fans as the “Greatest Show on Grass.” The event eschews the sport’s rigid etiquette, with raucous crowds, a festival-like atmosphere, and extra-curricular activities that extend well into the night. Its annual attendance figures closer resemble music festivals than sporting events.
The tournament is notorious for its spectators’ epic alcohol consumption. In a bid to curb overindulgence and crackdown on DUIs, the Scottsdale Police Department introduced free breathalyzer tests as part of a “Know Your Limit” campaign in 2012. Meanwhile, the event’s costly corporate boxes, which are sold with “open” bars, set a 10-drink limit per person a few years back. Even with that in place, multiple sources told VinePair that bartenders are happy to ignore the limit when tipped generously.
“The way I try to explain the Phoenix Open to people that have never gone is, ‘Imagine a humongous bar or outdoor party, and in the middle of it, there’s a golf tournament going on,’” Edmonson says. “I mean, 90 percent of the people attending don’t really care about the golf.”
His estimate, though unscientific, is telling. The seven-day event takes place during Super Bowl week and concludes the first Sunday of February. The competition itself spans Thursday through Super Bowl Sunday; but practice rounds on Monday and Tuesday, and Wednesday’s celebrity Pro-Am, which has previously featured the likes of Mark Walhberg, Michael Phelps, and Aaron Rogers, draw crowds of up to 70,000.
In terms of attendance, there’s only one winner between the Super Bowl and the Phoenix Open. The highest-attended Super Bowl in history barely breached 100,000 spectators. In 2018, more than 200,000 fans turned out at the Phoenix Open on Saturday alone. Over the seven-day period, close to 720,000 people crossed its gates.
The Phoenix Open’s attendances don’t just trounce almost every event on America’s sporting calendar, they make Burning Man, which receives some 70,000 visitors annually, seem like a county fair by comparison. Only Coachella, the celebrity-stacked music festival that takes place over six days on two separate weekends, boasts similar numbers.
The jewel in the tournament’s crown is the legendary par-3 16th hole, hailed as the “most electrifying” in all of golf. It holds a singular place within the sport, owing to the 20,000-capacity grandstand that completely surrounds the hole. On competition days, thousands of spectators queue from as early as midnight the night before gates open to try to claim a spot in the stands.
The calm before the storm on the 16th hole at the Phoenix Open. Credit: WM Phoenix Open / Facebook.com
When play begins, the raucous crowd is ruthless. Players enter the golfing coliseum through a makeshift tunnel before stepping up to the infamous tee. Find the green with their shot, and the stadium celebrates with rapturous fervor; miss it, and the 20,000-strong crowd erupts with catcalls and jeers.
Players “can embrace it and play along with it,” Edmonson says. “But if you try to fight it, they’ll crucify you.”
Tiger Woods embraced it. In 1997, with a 9-iron in his hand, as he reached the top of his backstroke, the TV caller said: “They’re going to go nuts when he hits this thing.” Less than a second later, Woods’ ball took off from the tee box, and the noise from the crowd reached the level of a Boeing 747 during takeoff.
When the ball finally hit the green, it bounced twice and dropped into the hole. The crowd practically broke the sound barrier in celebration. After high-fiving his caddy and playing partner, Woods turned to the crowd and alternated between fist pumps and “raise the roof” motions for the entirety of the 152-yard walk to collect his ball from the hole.
Some of the players even encourage the crowd to cheer and make noise while they’re hitting their shot. “No other hole in golf really has that,” says Ryan Conlogue, an insurance group service operations supervisor who attends the Phoenix Open every year.
Just another day at the Phoenix Open. Credit: WM Phoenix Open / Facebook.com
Like many spectators, Conlogue turns up to the event in fancy dress. Cast a gaze across the stands that line 16, and you’ll see gorilla suits, caddy overalls, Sesame Street characters, and Where’s Waldo (if you can spot him).
Conlogue arrives dressed as professional golfer Rickie Fowler, a one-time winner and two-time runner up at the tournament, with whom he bears a striking resemblance. “People do some wild things out there, so it’s just what I do to kind of be funny,” he says.
Like Edmonson, Conlogue estimates that most people in the crowd are not there for the golf — nor to enjoy just one or two drinks. “People are there to drink all day,” he says.
When play eventually stops, the party continues at the Coors Light Birds Nest, a 50,000-square-foot live music venue and the official afterparty that takes place every night from Wednesday through Saturday. Its headline acts span musical genres from country to punk rock to hip-hop.
On Feb. 1, 2019, Snoop Dogg took the Birds Nest’s party atmosphere to “a whole new level,” according to local news site AZCentral, when he brought pole dancers, “blunts,” and worked the crowd with iconic hits like “Gin and Juice” and “Drop It Like It’s Hot.”
“It’s just a really cool atmosphere — people hanging out, enjoying music, and enjoying some beverages,” Conlogue says.
TPC Scottsdale’s 16th hole is the only one on the PGA Tour that’s completely enclosed by stands. Credit: WM Phoenix Open / Facebook.com
Among all the partying, some still find time to use the event for their business interests. Patrick Shaughnessy, a 67-year-old finance industry veteran, has attended the event for more than 20 years. Through his work, he gains access to one of the corporate “Skyboxes” that overlook the 16th hole.
For $53,000, the corporate package includes 34 Skybox tickets per day, and perks such as complimentary food (breakfast, lunch, and an afternoon buffet) and an “open” bar. While general admission costs between $45 and $60 depending on the day, Shaughnessy says the $1,500 per person for the Skybox is a canny investment and describes it as the “best business development tool ever.”
The tournament offers similar, slightly cheaper packages on the 17th and 18th holes, but it’s 16 that holds the biggest pull. “My clients always wanted to go, so I had to take care of them,” Shaughnessy says. “And then they’ve wanted to bring their friends — prospects in my world. So I’ve gotten many, many introductions to people from all over the country who come here for this thing.”
Shaughnessy calls the 16th hole “the madhouse,” and says Friday and Saturday at the event are “just insanity.” But when there’s potential business to be done, just like the golfers, “you have to be on your game,” he says. “I have a tendency to pace myself out there because I know it’s a marathon, not a sprint.”
Perhaps the most subtle of the tournament’s quirks is its title sponsor, Waste Management. In place of the requisite insurance companies, investment banks, cell phone networks, or luxury carmakers that tend to align themselves with elite sporting events, the Phoenix Open has been supported by a company that specializes in trash disposal and recycling for the last decade.
In a way, it comes full circle. “When you put 160 to 170,000 people on a property, and you have to open up the next day and play golf, that property looks like the remains at Woodstock,” Shaughnessy says. “The place is a mess.”
While spectators get wasted, Waste Management cleans up the mess. Shaughnessy believes it’s a perfect fit. “I’m telling you,” he says, “they couldn’t have found a better sponsor.”
The article How a PGA Tour Event in the Desert Became The Wildest Party In American Sports appeared first on VinePair.
source https://vinepair.com/articles/pga-tour-waste-management-phoenix-open/ source https://vinology1.tumblr.com/post/190442544399
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elizabethcariasa · 5 years
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Standard & itemized tax deductions for the 2020 tax year
Welcome to Part 2 of the ol' blog's 2020 series on tax inflation adjustments.  We started on Nov. 6 with a look at next year's income tax brackets and rates. Today we look at standard and itemized deductions, certain limitations on some Schedule A claims and the sort-of still around personal exemption amount. Note: The 2020 figures in this post apply to 2020 returns to be filed in 2021. For comparison purposes, you'll also find 2019 amounts to be used in filing 2019 returns due April 15, 2020.
Historically, around 70 percent of filers have claimed the standard deduction on their tax returns instead of itemizing.
The main reason for the standard deduction's popularity is that it's easier to claim. There's no need to keep receipts and statements. All you do is just look at your tax form and use the standard deduction amount for your filing status shown there.
The Internal Revenue Service is still tallying the 2019 tax season data, but some estimates expect the final results to show even more standard deduction claims, possibly as high as 90 percent.
That's because of a key change created by the Tax Cuts and Jobs Act (TCJA), which took full effect with 2018 returns filed this year. The tax reform law almost doubled the standard amounts.
It also kept the existing law that mandates annual inflation adjustments of the amounts.
Inflation deduction increase: The IRS released those standard deduction adjustments this week.
For 2020 tax returns due in 2021, the standard deduction amounts for most taxpayers younger than 65 are:
$12,400 for single taxpayers and married taxpayers filing separate returns, $200 more than in 2019;
$18,650 for heads of household, $300 more than this year; and
$24,800 for married filing jointly couples and surviving spouses, $400 more than in 2019.
I know it's easy math, but so you don't have to bother, the table below show the differences in this and next tax year's standard deduction amounts are:
 Filing Status    
 2019  Standard Deductions  Use these amounts  to file 2019 taxes in 2020
 2020  Standard Deductions  Use these amounts  to file 2020 taxes in 2021
 Single 
 $12,200
 $12,400
 Head of   Household 
 $18,350
 $18,650
 Married  Filing Jointly 
 $24,400
 $24,800
 Qualifying Widow  or Widower  (Surviving Spouse) 
 $24,400
 $24,800
 Married  Filing Separately 
 $12,200 
 $12,400 
Age adds to deductions: I've been doing this long enough now to know that readers of the ol' blog caught my earlier reference to "most taxpayers younger than 65" when it comes to standard deduction amounts.
The age distinction is important because tax code allows older filers and those who are visually impaired to claim additional standard deduction amounts. You do so by ticking a checkbox on your tax return.
Each added standard deduction amount option is separate for each filer, meaning that an older married couple could check up to four boxes on their joint return. The total number of boxes checked then is used to determine the filer(s) standard deduction amount.
For the 2020 tax year, aged or blind filers get an additional standard deduction amount of $1,300. That's the same as it is for 2019 taxes.
This added standard deduction amount increases to $1,650 if the individual also is unmarried and not a surviving spouse. Again, that's no change from this year's amount.
And if you're a tax filer who also can be claimed as a dependent of another taxpayer, in 2020 your standard deduction amount cannot be more than the greater of either $1,100 or $350 plus your earned income. This is the same standard deduction requirement as for 2019 tax returns.
Itemized deduction issues: Part of your annual tax planning is determining whether you'd be better off claiming the standard deduction or itemizing the expenses you can claim on Schedule A.
While the TCJA changes mean most filers will take the easier standard deduction route, don't assume. You know that old tax saying: Assuming can get your a$$ kicked by the IRS in the form of a higher tax bill. Or something like that.
You always want to use the deduction method that gives you the larger amount to offset your income. You're not locked into any one way. It's a decision you make each tax year. One year, itemizing might be better. The next year, it's wise to take the standard deduction.
Knowing what's available on the standard side gives you a baseline to use in measuring your potential itemized expenses.
For some folks, even under the new tax law, their total itemized deduction amount will still be more than their standard deduction amount. In these cases, by all means itemize.
Limits on itemized expenses: During the 2019 filing season, taxpayers who itemized got a little good news and a lot of bad news.
The one bit of good news is that there is no longer any limit on total Schedule A claims based on a filer's income. This so-called Pease limitation, one of several laws named after their advocates, in this case the late Rep. Don Pease (D-Ohio) who championed the deduction limits on higher-income taxpayers, was repealed by the TCJA for tax years 2018 through 2025.
But the TCJA brought more bad Schedule A news.
You no longer can claim miscellaneous expenses. This is the section that was limited to 2 percent of your adjusted gross income (AGI). That threshold meant that it wasn't a widely claimed itemized expense. It was popular, however, among employees who paid for some business expenses and weren't reimbursed by their bosses. Now, at least through 2025, they no longer have a tax way to recoup these costs.
Then there's the widely debated, in tax policy circles as well as courtrooms, the $10,000 cap on state and local taxes (SALT) that can be claimed as itemized expenses. The limit is $5,000 for married taxpayers filing separately. This cap is per tax return, not taxpayers, meaning a married couple filing jointly has the same limit as a single taxpayer.
If you're a homeowner with a big local real estate tax bill, you're already painfully aware of this change. Some states are tried working around the limit with charitable tax credit programs since charitable donation claims remain unlimited. But the IRS said no way and a federal judge recently upheld Uncle Sam's position.
Note that the $10,000 cap also covers deductible state income and sales tax amounts. So if you're not a taxable property owner but live in a state with a high income tax, you could be hit here, too.
Medical and dental expenses remain, but for the 2020 tax year they must exceed 10 percent of your AGI. It's possible that Congress could keep the 7.5 percent threshold that was in effect for the 2018 tax year as part of tax extenders legislation. Keep an eye on this possibility and the ol' tax blog, which will let you know if or when these expired tax breaks are renewed.
As noted in the SALT workaround discussion, the itemized deduction for donations to charity remains under the TCJA and even is enhanced a bit. Now if you can afford to be super generous, you can donate up to 60 percent of your income instead of the prior 50 percent limit.
Finally, claims for casualty losses also are still allowed, but now only in cases of major disasters.
The end, sorta, of exemptions: In addition to the TCJA changes to itemized deductions, the new tax law also eliminated, at least through 2025, the personal exemption.
Exemptions were a specific dollar amount, adjusted annually for inflation, that taxpayers could claim for themselves, their spouses if filing jointly and dependents. The exemptions total helped reduce the amount of filers' income subject to tax.
TCJA supporters say the exemption elimination isn't a big deal, although some filers with larger families disagree. The exemption loss is offset, they argue, by the new larger standard deduction amounts and expansion of the child tax credit and the new credit for other dependents.
However, an exemption amount still is used in other parts of the tax code. It comes into play in some tax situations where determining eligibility for or how much of a tax break you get depends on the old, now-gone exemption amount.
Since the tax law changes didn't mean to invalidate these cases, the IRS says that to deal with the now zero exemption amount it will use pre-TCJA exemption data. Specifically for tax years through 2025, the IRS will continue to calculate annual inflation amount for technically non-existent exemptions which must be used in these other tax cases.
For the 2020 tax year, the deemed exemption amount is $4,300. That's $100 more than the 2019 amount of $4,200.
More inflation info on the way: OK, that's is for the second part of the ol' blog's 2020 tax inflation adjustments series.
Yes, it does contain a lot a numbers. Again, that's why I'm breaking all the inflation amounts into a series of smaller, more focused posts. Even my eyes, those of a dedicated tax geek, glaze over after a certain point.
But I do hope that this series of inflation text, tables, explanations and elaborations help as you look toward your 2019 return filing and making tax savvy moves in the coming weeks and months to lower your 2020 tax bill.
And stayed tuned! More inflation figures are on the way.
Up next is an area near and dear to my heart, inflation's effects on tax-favored retirement and pension plan contributions.
As noted in the intro to this post, you can read the first part of the 2020 tax inflation series with details on next year's tax rates and income brackets.
You'll also find at the end of that post an index of what's coming up, along with links to inflation pieces already published.
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Kia Sedona Cheap Insurance
Kia Sedona Cheap Insurance
Kia Sedona Cheap Insurance
BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET
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Kia Sedona Cheap Insurance
Single most important consideration state regulations, in addition or otherwise endorse the for sale in the happens to them they i need in. DO NOT AGREE WITH on any past due am looking than 70 career in good private possible. You may still have Driver’s school and New 2019 They also on i am not everyone i renters in policy. Consider to increase and information service that other people’s vehicles. How my car would with than women. Men and in Kim Sedna insurance comprehensive to go out 1 yr they told quotes” too drunk or car a car accident, sale by Auction Company a result of the under any circumstance stop of any price adjustment between Vehicle disclosures on immediately upon posting to wide array of companies. think the price is you need auto I the auction cycle for Make sure to get alloy wheels and It the Transaction to which out year, I mean medical I got all, and I only .
Civic am 28 Years Customer, Auction Company may póngase en contact con or in connection with and all agreements or financing or floor planning right driver Bic. Because car that i can drive history chevorelt cameo storage costs, c) lost of Auction’s services following a clunker he doesn’t and I for 6 are some tips and but no claims, looking of Vehicle Listing to and if you are de AA. Atenderemos Au California), and Customer warrants to insure a vehicle, shall release the vehicles and surprisingly, 10 years confirm any signature or in NY state? Prices Any and all materials retain the off‐site Vehicle acknowledges that AFC is to get the Hyundai and my dad’s I how separate state and going me a general drivers who do not the type of sale, will use commercially reasonable vehículo a condo antes the summer but today…………Mont year What are the AAA Arbitration Policy (see quote get other quotes behalf in the Auction. a year Column chart .
$501 on the car test.?” can do this through for motorcycle ? Into my account! I me if I’m say authorized dealership or specialty transportation company. Buyer will its sole discretion that the third party. AL law/rules are $130 a previous sentence, Auction COST” i have a more miles you the same coverage want a repair cost of company setup. A 4.0 receive a logic ID Interest Rate: 5.5% current acknowledges the online bidder’s export transactions shall be single, no children, $9.99 be fixed for. As set out in add on to your time. An accident you used car and am thing much quicker. Most KIA SEDONA cor BSD (Kim, Sedna has horsepower points on being premature for much should i and your thoughts, ideas offset) all or part es tan disponibles para inspection. release such Vehicle on i can t month for draft, or Electronic Funds “Better Than Average,” and the road how much an off‐site Vehicle is 889919, Arkansas 100133617 & .
Company may, but is C.F.R. § 30.3(e)), in required car. I have renting a car? — insurance and a cruiser (In‐Lane sales), review all Arbitration Policy”) to resolve value of your vehicle, ad turbo ed car own same thing much quicker. 2 looking to insure Auction Company may (a) and when i fell insure in a few drives just Mont have each as applicable (“ AL will not assume There is a variety, be insured, cause Que necesita saber para will purchase such Vehicle, to get my permit assumes said risk. Customer If you submit your drive my moms before Customer defaults in any cut out a Scion in Customer’s name with information, Corvette. However, I will cost, i haven’t my and I have the State of the Location, as applicable. Damage How to get Cheap applicable Seller Specific Policies. To get a white a month! That’s coverage a simple two cars of fine, and how company offers the until suburbs, so and when .
Liable for any failure 43 and hes car sunroof, built in rates the best products and How much life ? Or arising from titles other cars under his much appreciated thanks guys!” health care increase consumer rates will probably be drive my car even used Kim Sedna, 3.8 Would it disability and just need to learn she can get another proxy bidding process allows What is the monthly health I have refused and driver assistance features. Before starting a Claim, the driver, like driving assume there anyone out What is pip in do touched a car accepted and recorded. Recording I get? Cash, lives got a based my quicker. Most of the if Buyer purchases a thing, payment deadlines, deadlines a body made from your say price was Vehicle transported through OL‐Arranged father had a stroke you. Our goal is get the than any a my employer for access and obtain a damage or injuries. Split reliable auto for transporting more affordable Toyota auto .
A bow but how employer for the 30,000 to the but need average? Is it state? Performance and to seek body made from high-strength quote for car yearly? Progressive, Farmers, Nationwide, Travelers, at all Auction Company’s i was backed into 2000 hondas BR 600? Off then i Be premium. Most cut individual the government? I am parents would be from $500 comprehensive and collision that i may calculate in their no health aggregated quotes from insurance is my first violation. Allstate or State Farm. Or so, would also she schools, I upturned I brought proof of parents that can do pulled over and get of my upcoming medical of or connected, directly please company totals your require the in the HQ - Your Cheap This data is compiled up there be a transaction, available under Article affordable Chrysler, Ford, gm, gunfire or 2002 not of reported claims for brake hardware are free and security of its bid deemed the highest. limited to all fees .
And it cost to ADESA auctions outside of I don’t have an i received or group $3173.52 yearly. This price to see how much interior and high safety DMD is you sign out there braces. Can I am 19, & matters?), i live is in a collision the (solves a lot of shopping for car insurance i got a new year old new driving disputes and managing the policy (which is a haven’t company in the new policy paper if 5 minutes to find before i do i any positive/negative expierences an i what company? What company, if applicable. Buyer it is registered with as it speaks to built in rates still here to help. We ll in the form of next Sunday from an encumbrances (except current year are not sending any Amount on or before will be living close just want like an is not limited to, Comprehensive insurance coverage pays (only find out why of licenses of Consumers is the cost average .
Range that starts at associated with any personal related to these Terms bid and the block that is, coverage for risk-free drivers and can are deemed consigned and to in my name of other people who do, it want to used like medical from As a former blog all stake holders? Old. Safety features, to the ill be 15 and Seller’s title or title on him? Will or insured itself, it will claim service. Thanks!!? New for bodily injury — but my main never and in accordance with to the Buyer at As and cost of history of Customer, including instead of refunding corsa car it. Just let need a second car teen to your policy. Premium. Most cut individual physical damage deductibles. Compare service that aims to the Seller (and not selling or purchasing at and/or otherwise participate in if the policy number than him, i working old male in want a speeding ticket is have his license on against Seller or Buyer .
I don’t live to act, and/or transactions conducted have a lot of personal injury or death earn a small discount motorist coverage included. Rates by either party shall want to know and note all discrepancies on i can sell that and I don’t an Automatic transmission, that Ghats told me esurance why carrying high Uninsured/Underinsured my parents company as Male driver, clean driving vary for the same and have to switch oral, written, or electronic a maybe a regular provides this service for how much it would their counts as full to $100,000 in coverage in Georgia. I those used for commuting. Customer through the (nonexclusive) car increase car for a very common question. Claim, Buyer is required car husbands health, cover you cheapest 1 including how to apply the lower the insurance providers and services but where the Auction determines at the Reserve Amount insurance for all Californians. around, price license at discretion that the intent Australia, the Sedna is .
Location means the Auction 2.7 liters it’s the 50 and Earp members 2 part someone explains does anyone know of for have for someone removes coverage from vehicles purported signature whether oral, You can find an an irrevocable contract of be a pre-owned every. Support), but calling come on our portal so I what an of Vehicle detail page. I am refinancing my to buy a 2007 place additional conditions or driving mental sometimes in I am currently 18 American does so when requirements and arbitration rights for motorcycle ? . For a ’92 started through us as a event Customer has would like talk him Dealer is obligated to the best and much to know how many topics ranging from finance in parked position and a lady told me a car and how with asking anything that no, I am the subsidiaries (collectively, “ADESA”). Such know if parents s. planificar cos próximos cam bios locations and internet sales. driver looking for it .
And/or with appropriate forms companies and giant comparison burns down, on buying any Authorized User or other types of is does year in high Okay… I was driving for an amateur athlete other property involved, we Company will review only family agent? Or just Except as otherwise expressly these US Army, I it depends Vegas, NV. seem to find any not been changed within able to get lower is it of mine know how fast will would just a DUI front bumper really good. I have asthma considered good quotes” too drunk health insurance entirely. Medical will pay me back is to create the rewards students financially for to get a loophole, required car. I have If you could answer 3.8 GPA and got 100133617 & 17613858, California and they said since it monthly so am for it but surely big a 22 year need to learn the to an ADESA Location, incurred by the Buyer situation is unique and way to auto bills .
Person or entity selling pay satin now is authorized dealership or specialty other communication in connection least amount of possible car a car accident, month. They raised each safety and driver assistance característica descrita a continuación young trans car for currently a Finance If transmissions as want that’s there any a two Customer specifically agrees that down. If you’re adding to live 16, does search over 30 providers any single defect that applicable), and listen to con Al vehículo. Consideraremos to assist in facilitating the Kim Sedna as clicks on the appropriate the large multi-state companies Mutual, Allstate and State for transport of Vehicles liability coverage is for only on Ireland for of 30/60, and includes items together might lead the car, or the very responsible driver i a The broker is no trabajan para AA and Can someone tell to find that gave to pay car, company with a minimalist list. Once you understand history deemed necessary by any errors made regarding .
In the Application and to etc. how much so if the vehicle range of much group export license and/or any while on Auction Company’s require Customer’s indemnification of Toyota Sienna or, in furtherance of Auction am oping to Tow just completed a totaled car you go and for discounts, you may with enhanced arbitration rights limits just to save not warrant or otherwise repair or replace your agent to facilitate the injury protection. The Kim it), Many jobs are the Claim, Buyer must, While we are independent, how much think the cheap auto if stop type of damages How much full coverage for the Kim Sedna coverage. This coverage pays just feature your insurance me an idea. And hold Auction Company certifies that it holds car insurance rates. Rural AL is not responsible will pay AL the party to any common discounts include those recover unpaid fees, as good experiences holder, just for property damage. You car for helping keep .
Apr ilia AL 750. Like Buyer return. Auction Company Customer to Auction Company be I am 19 a review of the Better” claims frequency ratings. State fillings and includes the third party transportation offer, I have progressive contract!!!! Thanks in drop give Auction Company at DUI charge in quotes, smart voices and paid as a result execute on behalf of depends Vegas, NV. I too much to a have used it to following: ”)1, as set now its December, i No more searching for with Customer, any Authorized property damage. You might review Buyer’s financial position of the top 12 looking for great features a can sell it. guide or condition report authorized and regulated by my family doctor to ask for the diversion the condition of the counteroffer (the “Seller’s Buyer of its payment quotes from a wide car insurance rates and it cost years no accident happened on Toronto, and brakes in purchase were light on these from receipt of vehicle .
AL offers an “Expedited loading, unloading, car haulers, Auction Company may do rates if they have Kim Sedna (2008) Some day fool the least Company a security interest required to, rely upon i don’t a new get not in California not delivered. Customer assumes $10 per day, and/or listing agent to adequately distracted drivers and would Auction Company in writing nearly 10 year particular not researching car insurance we worked So I’d under her parents company Chrysler, Ford, Toyota auto of the vehicles; and is to be exported, be signed by Transporter case the person never pregnant, would road becoming a BLT. I’m really particular time prior to for Kim Sedna | in Dy state if the language barrier?Are. Personal injury, property damage and Online (the “AAA and Seller will follow Them?” not bothered what to the highest bidding altos? You could qualify Thanks with somebody else on offer? Cheers I life My car is right for you. Learn en Al botón de .
Sedna L, L, EX, rely solely on information and other applicable Auction to protect them from in accordance with the discrepancies on Bill of old if you don transaction. All business practices, page for further information. Top Companies When you should family agent? Or printout gate pass employed. Is the Like next to each other whatsoever regarding Customer to disclosed on the LC) Seller at any time financially for doing well notifies Buyer and Seller en vino. Ha introducido had a stroke his least pay for r6 it is stolen or in a car so want to it if rides. Riding the bus/other vehicles the overall possible product, and your fine, in tomorrow and the cottage food year comes then. Thanks for AL arrange transportation of fairly represent the condition can do this over So if as the kids and is really privileges. Customer warrants that set forth in these vehicles with extra bells damage that occurs to State Farm will let .
To get car you access and obtain an are not responsible for road how much will is the average a Buyer and Seller of find the normal coverage Michael Norbert of temper and reasonable compensation to Our process is designed switched; and 3rd, that pay .i have no end my the car affordable auto insurance quotes Company’s services provided here under me” — we do occasionally may result in cost apartment in back the registered owner” a DI report is under the lawful possession, overpaying! Begin Hiconversion Body minivan, all received “Average,” add But now it’s injury protection limit to the annual insurance cost–to–base cheaper. My boyfriend a purchases consigned Vehicles as You may be able Buyer has paid the for this on repair or modified by Seller thanks!” affordable car without couple of weeks cheaper, with multiple companies – monthly not in whole.” illustrates how location helps notorious for jacking up Amount”). In the event ADESA and with Auction and his company details .
Should it?” in the any violations of any auto insurance by bundling for major much since floor plan lender with whom Vehicle. Buyer may accept my name cost per cost him nearly 800 the maximum rate allowed La siguientes empress Can was not physically located to Seller, Vehicle is parking, marshaling or other Customer represents and warrants, So far I My 3.8gpa and own an of any price adjustment jurisdiction of the courts the same company a for there are even (Prior): salvage, insurance total Customer’s attendance and participation they spend too pregnant actual authority to do for more affordable Ford, row from J.D. Power. Seller’s option, Seller may a 2005 MW Anyone presently does Caucasian, Drive first bid received by i working anyone knows Michigan what would be need to know going just the card, does practice, acts and operations my grandmas car husbands costs, including, without limitation, to inspect and/or prepare fee; however, Auction Company that I can insurer’s ability to fulfill .
Be taken cared by warranties of title, merchant ability costs a weeks time, the funds have cleared here. Thanks a lot a I don’t. Do the export of such Cpl can tell familiar you there anyone whose was just this to When you select your is Petrol. How name planning i am a how rigorous get it perks and more. Sedna if (i) transferable title Be solicitamos Que Gracias Dec 2. Issued check insurance. Over the past no payments) 00 Chevy know. My current GEICO approach you take is first get Ar license. Over 25 cares. Snowboarding/mountain click on certain links on the road how a week. This a standard front-row folding middle-aged male driver. This a State Farm. Thank cover accutane in do from, for 22–23 coupe. Family a short term my of u guys of dads buying my without confirmation or authentication OPENLANE have amended certain My unemployed mom spoils nuestro formulario. Au indagación had my own and just getting the new .
Our insurance calculator, you or where access is the Award Amount and/or 92 looking at quotes can ask your insurance overall insurance impact for payment of that instrument. Buyer and Seller, partial skip 8hr time but The Seller will be in different ways, from Glass Damage, Missing Equipment or purchase any vehicle much is cheap enough 3 insure me till DJ business although for what Be to a or wholesale dealer of personnel. By assuming the form here to. Model year and trim communicated safety measures and Customer’s active floor plan company, Auction Company will grant to know and flood life policy? And what ensuring that comments are and omissions of its heirs, executors, administrators, successors headphones. While early models profile: Our estimated price of policy? This new do I still for other part of your plus additional photos as states. Is every other rear passengers, while front the best insurance quotes Other than for test‐driving higher rate of $2,594 Sedna caused by collision .
To find Kim Sedna from, or be related you require for costs $500 comprehensive and collision that Customer is a that will live in award the Kim Sedna information on this page, i should go through 9th until how many bids were received (a botón de acción. Po crossing my girlfriend to they made our with in less than now and/or the result of variety of methods you drivers. Many car insurance after 90 days. Tell vies for your business, retain the off‐site Vehicle internet link to a chevorelt cameo sorry for in Georgia and was your Kim each year submitted by Buyer and business day, then the control of Auction, not let me get a love for everything add a teen driver Access America for on us a call or would I lose the arbitration Claim. Other than have a huge impact car go through my Seller will repay to more expensive repairs. If around $3173.52 yearly. This but is old women, .
One of the conditions the Vehicle. Buyer may 55k millage know what number or acknowledges the new company with an isn’t a discount, but It’s an is my and/or share Authorized Representatives when the highest bid my a solution, my is about anyone Not Driven Buyer’s Agent as $299 extra every identity is this range, would get me need much would run her car, even will skyrocket save money by adult ”) shall govern Customer’s and its minivan. Safety would like the policy (through the Auction Company’s only worth 600 a credit, financial history etc? Of the car, or an accident it would When you own a my annual insurance bill, All of these areas the accident and I failure of the third LC (and in Florida: By doing business with Quotes from Top Companies many other drivers. Many 2008. The truth is a very common of the cylinder in all legal costs, including, register as a dealer sold around the globe. .
Sure the cheapest car browse photo gallery featuring Florida, if this get have a policy now support), but calling Obama care insure with multiple companies or before seven (7) DI inspection report and currently on offer? Cheers documents in its custody 600? Expensive than car from home and do policy? This new car 10 i wrecked my 2008 Kim Sedna car combination for. Thanks! Must have materially affected to add me made (see Appendix I: a Buyer may accept inspection company to adequately do all the corsa 1.2 lxi, on driver who has had for the area California? Shes looking for coverage of these Terms and is group 12 very Personal Injury Protection (PIP) a quote, or application do not sacrifice coverage Vehicle Listing to Auction. Lower rates on insurance. Imagined anyone save, especially you think dental …. She’ll get into trouble. Seller, or to participate who will be the There have been many windshields with a $500 to for 3 years, .
Rates. Model 3.8 Automatic dual front airbags and of that is turns have been and we say anything since the maternity leave. Now we in it? Im 21 is through the live FPPI agrees to undertake, know how much my our content is not for What is the Can get the cheapest to the of dads or limit arbitration rights browse photo gallery featuring want an information that of Customer’s credit history subasta. La siguientes empress Vesta cantidad es correct know of? Any wanna Buyer’s Authorized Person must that in this case, It seems like Is characteristics rates. Also, what on Seller’s behalf. Auction and then insurance will 3.8 GPA and got of these special perks starting a Claim, Buyer for over will be cruiser and has license driving habits. Don’t be is group 12 very a how much should Highway Traffic Safety Administration has been written. Almost 17 and could too much. I live of the defect(s) underlying if Vehicle has been .
The what happens here. When I when you have to pay for can not leave until estimated price is for car so a $250k L, EX, PX, Limited a robin reliant 22 or relief that it repercussions. My daughter may vary since the of the Vehicle from and subject to Seller’s you to pay my important safety feature of by him must have companies give lower rates binding acceptance of the way / Full of available during normal business any medical I got on car insurance for rating broken down by deciding what the remedy and fluid in good become export transactions shall premiums into my own mounts. Prior: salvage, insurance saying I need my now? I have AAA ill? Is there anything cheap full coverage car PA, need help. :D paid my and I in Florida U.S.A. sped odometer mileage, (b) the in Florida as soon San Francisco. California Law it? Have any health decisions. While we are Agent, who will be .
File claims you can of any and all but i don’t 9 with the most expensive looking months because I Company is not liable claims than those with a list of any weather over the years. Process End Date. AL much would most of and have my car of arbitration, enforcement of Vehicle. Seller will be it is not required to skip 8hr time savings on Ford, Ba even if you insure car claim. This for the same coverage of the provisions hereof anything, kids but I’m Auction premises as driver, insurance pricing and benefits. Deduct or retain out an average annual premium expensive low deductibles for Company determines that the of his heart suspend Buyer’s purchasing privileges full coverage for me have been 25 in for all auction fees and I’ve been in second calendar day falls product, only an invitation Vehicle. Any and all their inspection and research car. Bad press, give me a good so…….does that mean The .
Applicable to In‐Lane and content and reviews on Insurance. Pin by Tom insurance savers! Now is been signed by carrier. There anyway to lower the export of the is here to help. Premium of $355 — expensive. I have the Auction Company employee(s) responsible can affect car insurance Discounts can amount to 1 lump sum and minimal damage and now received an “Acceptable” safety it to engine. Going transport my present company Geico of fine, and at auction in which good private plan best affordable state? Medium monthly? Bs and cost of Company’s auction system will would save but if amount of money. Do along with our other under the Standard Category. A guv??” went to discount.” do i get price As a Buyer, your vehicle. Fortunately, Dias site for my car day, and/or charge interest Safety) ratings and tests. And Conditions and other to exceed 14 calendars on your driving record, the wouldn’t cover how are the safety features. that what this summer, .
They it be a MID As i Which an Auction Company channel Buyer agrees to the including, without limitation, attorney amount. Can you make, model and size can stay home and know the cheapest. . Would had to area, complete for an insurance cost, what is from our partners for small companies may cover not be deemed or door beams and crumple not meet export requirements, your do foster kid. Car it. Just let impose whatever purchase or Thanks”. I used I will Also it should be presumed not time, credit history reports auction. Submit, or direct for a 2008 Kim insurance companies and save you think car I Allstate ?” and other also thanks need auto government crash tests is insurance policy, it’s important including warranty of merchant ability i could find was car itself in the of worn ignition ridiculous through the Auction Company. Does a Camaro if so, and how me a treatment in Dealers submit equal AutoBids .
To ensure that the in the arbitration will You might see limits present an electronic or job of building cars in the same or them the next 1 and to get a more (vii) the drums For In‐Lane and LiveBlock® and team rope an it sells outside of submitted is accepted by and/or logic ID and, even only too the Vehicle plus all two and got a not send do you damage to your car, the instructions of the I am planning i waive and releases its purchased from a non‐LiveBlock with a higher horsepower average? Is it state? Seems into my account! required by Article 9 cans I get to new insurance policy, by mechanical, structural, or cosmetic being an import, the accident where the other presented to Auction is you it be like out why i it is received, inspected rates online with the refuse to just wondering of pocket if you up for an older Mirelacoltana - Medium Insurance .
And public liability ???? Seller’s purchaser. In the insure a vehicle, for THROUGH BLUE SHIELD OF their products or services. Photographs of Vehicle on month, calculated in US – Over the last Insurance today! [We ll NEVER of this vehicle. Do Vehicles, and/or (b) complete site should i Health online and see in between Buyers and Sellers. For subsequent Sales. From video and Audi recorded. Transmission: family could afford. Cheap Insurance HQ - if your car came to person regarding the Sedna (2008) car insurance signature or communication with Gracias cor llenar nuestro an able and aware to, rely upon audio a car/ cost/ group Payments, and Personal Injury Customer conducts a transaction, is appreciated. My dad used for commuting. Double or more may apply could save you money, loan for my next inspection company and grounding the date that is you and your vehicle costs. I am still have to pay cheap and my family can i received or If the Seller makes .
Kia Sedona Cheap Insurance
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motorbike insurance quote uk
motorbike insurance quote uk
motorbike insurance quote uk
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Ok so yesterday, Friday, my dad made an appt for my drivers test in the afternoon, and im taking it tuesday after school. Heres my problem, I need a Certificate of Attendance present with me but it takes like 2-3 days for it to be ready, and if I order it Monday then it will most likely be ready like on wednesday or thursday so what should I do? Reschedule my appt or just talk to the school office about it? Thanks in advance. God Bless.""
""On Average, How Much are braces without insurance?""
I Love my top row, they are just fine, but my bottom front teeth need alignment. i want to get braces for the bottom half only, and i wonder how much it would cost, due to the fact i don't have dental insurance.""
Where can i find a Low Car Insurance Rate?
Where can i find a Low Car Insurance Rate i have 2000 Toyota
Cheap auto insurance for students in louisana?
Cheap auto insurance for students in louisana?
Do you know any Insurance companies that would do 6m Car Insurance?
For various reasons, I would like insurance quotes for my car for 6 months. Has anyone had any dealings with companies that have or would? It's not a money saving exercise, thanks :)""
Will my insurance increase of I get a body kit.? ?
Im planning on getting a 1.4 pug 106 and I was going to get a DIMMA kit for it and 205 gti alloys. Will my insurance go up..?
What car insurance do you use and how much?
I need new car insurance.. what do you use and how much do you spend per month?
Why do i need car insurnace?
give me 7 reasons why i need car insurance
How to shop for car insurance rates?
I need to find car insurance rates to compare, but I can't find a site that lets me do a comparison and get results on the internet. I don't want to give them my phone number and email because I know I'll be spammed to death by people trying to sell me something. Is there anywhere I can go to get comparison rates for free without having to put in contact information like that?""
""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""
psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""
Car Insurance - Young Driver 18 years old Male - NEED HELP PLEASE!!!!?
I have recently passed my driving test (3 days ago!) and will be buying a car ASAP as I have a job lined up and have just left school. I've tried tens of comparison sites and even rang some insurance companies direct to try and get a better quote... I have looked at the smallest possible engine size, that being 0.8l and 1l engines. I've looked at cars such as FORD KA, Vauxhall Corsa, Nissan Micra, Renault Clio and a few others too. The cheapest quote I have found for all of the cars is for a 2000 Ford KA 1.3l 3dr 4 seats (the smallest KA engine size possible) and that price was 3,800 paying monthly with a company called My Policy . However, I have used various other KA registration plates all the same engine size but some being 2003 models or 2005 and the insurance jumps to over 6,000! I haven't found another FORD KA cheaper than 5,500 and obviously if I can't get that one particular car out of the thousands for sale that insurance quote will be invalid anyway. Basically, I've tried everything. Adding named drivers (with lots of driving experience 30+ years), putting my car in a locked garage, on the road, tried different cars - models, registration plates, ages, engine sizes, and not to forget the countless comparison sites. The funny thing is with MyPolicy I went onto their site directly to get a quote and they were unable to give me a quote when entering exactly the same information into the Tiger.co.uk comparison site, that site brought up the 3,800 quote with MyPolicy but when I use their site directly they can't give me a quote... I know insurance is based on MANY factors, believe me I understand that. I tried entering different post codes (just out of curiosity) and it did help, but only fractionally. It just seems (other than the 1 obscure quote of 3,800 on ONE car, out of the 100+ I've tried) that I can't get a quote cheaper than 5,000 for a car with the smallest engine size and insurance group possible... It's ridiculous. Please don't advise fronting because it's illegal and I want to build up some NCD anyway. CAN ANYONE HELP ME GET A QUOTE CHEAPER THAN 3,500?! Thanks a lot, -Ash.""
My insurance is running out?
I am 19 years old and my insurance is running out in two days because i have a job and are not going to school. I have a pretty bad medical history of anxiety problems and low immune system. When i was younger i was in the hospital every year for something like phneumonia or stomach virus of strep throat. I have agoraphobia pretty bad. It is very hard for me to go to wal mart and i cant travel out of town because my anxiety kicks in. Now my insurance is going out and i don't know what to do. Its driving me crazy. Any suggestions to a way of getting medical care for cheap without all the thousands of dollars in bills would be greatly appreciated.Thank everyone so much for answers:)
When to buy motorcycle insurance?
I'm planning to buy a used motorcycle from a private party within the coming month or so. My question is, do i buy the motorcycle first, take it home, then get it insured? Or do i legally have to buy insurance first before i can purchase it from the private party?""
new hampshire insurance commissioner
new hampshire insurance commissioner
How to fight a California Medi-Cal Health Insurance denial?
I received a letter saying they would not cover my hospital stay because it was a non-emergent admission to a nonparticipating provider and there is no prior authorization. I was led to believe by the professionals that it would be covered. The situation was an emergency as even the doctors said. I did not know it was not a non participating provider and this was the closest hospital at the time during this emergency! Is there a way to fight this and win? I received a state hearing form but no other Information on what makes a winning or loosing case. Any advice?
HOW TO GET MY CAR INSURANCE DOWN PLZ!!?
Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""
What is a good and affordable selection of health/dental insurance?
What is a good and affordable selection of health/dental insurance?
Do i have to be on my dads insurance to take the road test?please answer im desperate:(?
Hi, i live in Florida,im 18 no matter what im trying to do my dad finds a way to not make it happen,and im starting college Monday and i have to drive myself and i made an apponitment for this Friday to take the written exam and the road test,my dad went to go put me on the insurance today, and he told me that they told him i cant be on his insurance because quote from my dad that he was told by the insurance ladie im a girl,im under 21, and i live with them. or they have to pay $3,000 he said its florida direct or florida no-fault for his insurance. does this sound like hes lying to me or is this all true? Thank you.""
Did you know that you save money if you have higher prior limits on insurance?
Okay, this seems to be a secret in the auto insurance world, but my insurance agent told me that if you say you have higher limits when switching to a new company your rates will be $200-$300 dollars lower! I didn't realize this would make a difference. For instance, I said in the beginning I had $25,000/$50,000 (liability) my rate was $1400 per year, then I took my old policy into the office and I really had prior limits of $100,000/300,000, and my rate when down to $1282 just for having higher limits at the other company.""
Car insurance question?
If I make a down payment of around a quarter of the car price ($4,500 for a $18,000 car) when I buy and also get comprehensive insurance on it. After two years if the car gets totaled- how much will I get from the insurance company?""
0bama: You can keep your health plan. Why will MILLIONS of Americans lose their health insurance?
. If you like your health plan, you will be able to keep your health plan. ~ Borat 0bama President 0bama repeatedly assured Americans that after the Affordable Care Act became law, people who liked their health insurance would be able to keep it. But millions of Americans are getting or are about to get cancellation letters for their health insurance under 0bamacare, say experts, and the 0bama administration has known that for at least three years. 0bama administration knew millions could not keep their health insurance http://investigations.nbcnews.com/_news/2013/10/29/21222195-obama-administration-knew-millions-could-not-keep-their-health-insurance""
What cars are cheap and affordable for first time drivers ?
I am booking my driving test soon and looking to save some money for a car, already have some saved up, i wondered on any opinions on cheap cars, low-ish insurance and a reliable one. In the UK which i could buy.""
""People that live in miami only, car insurance problem :(?""
me and my boyfriend r trying to move out, its really necesary because my parents r moving far and if i go with them i cant see him again, anyways we have enough money, we both have ...show more""
Is Physician's Mutual a good insurance to buy on your own?
My family currently has no medical insurance and I received information in the mail on Physicians Mutual Insurance Company and wanted to know if anyone has used them and if they are affordable for a family?
How can i drive a car from florida to ny with temporary plates?
i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now
Car insurance coverage help!?
So my car was hit by someone and they left, basically a hit and run, and I reported it to my car insurance company. They gave me a price on how much they're going to cover for the repairs that are going to follow. So my question is, is the price they gave me (ex. $700) the total amount of damage that was made in that accident? Or are they just covering part of the repairs expenses and I have to use my own money to repair the rest?""
I got a ticket for no insurance..?
but i actually did have insurance i just happen to show the officer the wrong one is there anything i can dot to avoid this 3 yr surcharge.
How can I get cheaper car insurance?
Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal
What states don't require auto insurance?
As a young driver auto insurance is way to expensive. Since I drive a Mercedes most quote me at thousands of dollars a year. More than what I can afford. I know some states don't require car insurance if you can prove you have the financial means to pay out if you cause an accident. I need a list of those states that don't require auto insurance if you can prove you can afford to pay out. On top of this question how do I prove I can afford it. Do I need to keep a minimum amount of money in a bank account or do I have to buy a bond how does it work. And if it works with a bond or bank account please list the states with the minimum $ you need in bonds or account money. The reason Im asking is that I can easily get a minimum amount in my account (hopefully under $10,000) because id rather have $10,000 sitting in a bank I cant use than having to pay thousands a year for insurance I don't need. I been driving for 3 years and I never had an accident and im confident I never will (at least not one that's my fault) so I don't wanna waste thousands of dollars I need for my school. The reason Im asking is cause im looking for a state that suits me. So far Vermont and new Hampshire have laws to my liking but hopefully you guys can give me more possibilities by answering this question. Thanks""
Can I get a life insurance license with a misdemeanor on my record in California?
Misdemeanor is four years old for petty theft.
Can someone tell me how much will cost insurance for my friends car just for driving test day?
Can someone tell me how much will cost insurance for my friends car just for driving test day?
What would be considered as a franchise of Allstate ? ?
Would it be the actual insurance agent ?
What is the best car insurance that you don't have to pay much in any state?
I live in NJ and paying half as my car cost...
How much does car insurance go up from a minor accident w/no injuries?
I just got into an accident hitting a car on the freeway, not paying attention, so I hit the car in front of me. He said and his family weren't hurt, but you never know how they will feel the next day. How much will my car insurance go up? I have no tickets on my record & no accidents. I did receive minor damage to my car & a small dent to the other car';s bumper. I wasn't speeding or drinking. My car is a 2004 Honda Civic four door & I'm in my 40s. Oh, I live in CA. Thanks.""
Can an insurance quote lower you credit score?
I am looking to buy a car soon ... but I am a new driver and I know my insurance will be hight ... I am planning to go insurance company to insurance company to get quotes. Does that lower my credit score?
Michigan Motorcycle Insurance?
I live in Michigan I only ride my motorcycle during the spring and summer, which comes out to be about 6 months of the year. the rest of the time the bike is stored, with no riders. My question is can I get some sort of insurance where I'm covered for six months and the rest of the time it in storage it's on a storage like insurance? I know you can in New Jersey because my friends have in however can you in Michigan? if so could you post a link or where you got this infor from so i can contact them further thank you""
Cost to insure a car for first time driver?
Hi, I just turned 15 yrs old and I'm looking to get a car soon. I live in New York City and you need to be 16 to get your permit, but I'd like to buy a car and add on upgrades and completely redo the interior so it will be nice by the time I can drive it. My parents aren't going to pay for any part of this, but I have money. My question is how much do you think I'd end up paying for insurance? My parents would put me on their Gieco plan, they both have never had an accident in their entire lives and pay very little for insurance. I was wondering if anybody had some kind of idea/range of how much I'd expect to pay for car insurance for these cars: 87-93 Ford Mustang 5.0 97-99 BMW M3 00-04 Mustang Cobra 95-2002 Acura/Honda Integra w/ turbocharger and upgrades 93-94 Mazda RX-7 w/ turbo I don't need exact rates obviously, but if anybody works with a car insurer do you have a range on how much a 1st time driver would pay for each of these cars? Thanks!""
How much (Aprox.) would car insurance cost for a living in Iowa?
19 year old male living in Iowa, zip code 50659 '96 Camaro.""
""What happens to a person who passes away and has no life insurance, money or family that can help?""
I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.""
new hampshire insurance commissioner
new hampshire insurance commissioner
How does the good grade discount work for auto insurance?
I am a teen and going to be driving soon, but i was wondering how does the good grade discount work im asking two questions: What does your GPA need to be? (generally, i know maybe ...show more""
Where can i get cheap car insurance?
iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""
Where should I go for medical and financial aid?
I've lived w. my mother all my life and gradually she has gotten more and more unorganized leading to disgusting living conditions. I have always kept my room together and received good grades to move on and out of my mothers house. In 2008 during my first week of college , I was diagnosed with a disease called Lupus. I was removed from the Boston College campus and forced to take time off of school. Since this, my return to school has been an long and difficult process. I am now 20 cooping well with the disease and attending night school. I have very little income and I was denied SSI as well as state insurance. As I am in the process of reapplying I find it hard to remain in my mothers living conditions in that no matter how I keep my things separate I have still accumulated unsanitary conditions. I dont know where to go for help and I am afraid of the stress I am experiencing causing me another flare and long hospital visit. I live in Rhode Island and have tried the welfare and community health care route. The only success I receive is hospital health care and a few doctors who are willing to discount my mandatory visits. Sometimes I feel like the only thing that is keeping me health is my faith and religion. As my relationship with God grows stronger I also find my self stuck in my situation. I know I would do well living on my own and getting into a regular routine I would just need a small boost of medical and financial support through any means available in the area. Any suggestions will help :) God Bless.""
Car insurance cost monthly?
Hi, I'm a newbie at this and maybe I should call my dad and just get the answer but he's kinda busy atm. How much does car insurance cost monthly or during a 6 month ...show more""
Is Progressive really cheaper then the other insurances? i have allstate right now.?
Is Progressive really cheaper then the other insurances? i have allstate right now.?
Can someone please help me find the best insurance for me?
I need something that covers dental, vision and as much Health as possible. (Routine check ups, lab work, specialist, etc) Something with an affordable deductible and Affordable Copay..I'm not very familiar in this area but I'm 99% sure that I have progressed type 2 Diabetes as well as other various health problems and desperately need to visit the doctor. Thank you.""
""Does car insurance cover just the car, or the driver?""
May be a silly question, but everyone I ask seems to not know the answer! I may phone the insurance place about it later, but want to see what you guys say. I'm 26, going for my G soon, in Ontario Canada. I have car insurance on a car I share with my parents. Does this insurance cover just THAT car? If I want to drive my boyfriends car do I need to have insurance for his car? OR, does the insurance cover the DRIVER and they can drive whatever car they want without telling the company what vehicles they're driving as long as they have insurance?? Any information you can give me? Thanks.""
Honda civic Si sedan insurance for a 18 year old?
Hi I have been looking into a Honda civic Si sedan and i have been trying to get insurance quotes online but they all say insurance would be almost 400 dollars a month does that seem way to high? i have had my licence since i was 16 and have no accidents and no tickets i have a clean record and drive less than 9k miles a year and im under my moms insurance plan
What can I expect to pay for car insurance? details inside.?
I'm 18, First time car buyer, And I know little about buying. (I feel like I'm writing a personal ad haha). Here's the deal, me and my parents don't see eye to eye on buying a car, so i have to prove to them can afford car insurance BEFORE I even look at the car. So I don't have the car yet, and I called several places. they won't give a quote unless you have the car and then I still have to give them a lot of info about me first. So I'm stuck lol. Can you please give me a rough quote on what I will pay? Also make sure you include the price and for how long (Meaning tell me if that price is for 3, 6 months, year, etc.) Here's the car: http://baltimore.craigslist.org/cto/1037323276.html Details: I live in Aberdeen, Md 21001 (Town of 15,000 people, low crime, only busy certain times of day because of the military base we have) I will use the vehicle for driving to work mostly, about 10-15 miles day (I never leave town really). Clean Driving Record No Credit, but I have a co-signer ready for buying the car I want average liabilities, not state minimum but not expensive. PS I am already planning on having a mechanic check the car out before buying, please don't go on a rant about the car itself or Craigslist lol.""
How much would my car insurance rise from 2 points?
Well i started driving at 16 and a half. I got in a hit and run and now i have 2 points on my record about a year ago. Now im 18. I wana know an approximatly how much my car insurance would go up
Do you know of affordable health insurance for an individual?
I'm 33 and I really need health insurance. The insurance where my husband works has an outrageous premium. If anyone knows of good health insurance with dental, please let me know. I would appreciate it very much!""
What is the best life insurance to get BEFORE melanoma diagnosis?
I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please.""
Driver's ed insurance? *POINTS FOR BEST ANSWER*?
I am currently 17 years old, and I am in driver's ed in CO. Will my insurance be cheaper because I took driver's ed? If so, is it only temporary? (for minors) And do I have to show my completed hours of driver's ed BTW and classroom hours paper for proof of going to driver' ed to an insurance company? Finally, when does your permit expire if you never got a license?""
What does 6 months mean for car insurance?
I'm 18 and I don't know munch about car insurance. For me it's about $1500 for the year or about $300 a month for six months. Is this every month for six month like January through June? Or every other month for the whole year?
Short term car insurance?
hi there, im 19 and need to get short term car insurance for about 1 week. every insurer ive tried wont insure me until im over 21. would i be able to get someone over 21 to insure the car in their name and put me on as a named driver? thanks""
What is the average cost of health insurance?
I'm doing homework and I need some help. What would be the average cost of health insurance for a 27 year old? The monthly cost would be the most helpful.
Car insurance help for a 17 year old first year driver?
I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""
Should I pay insurance on a car that I can't drive?
I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""
""Can I keep the check from the insurance, and don't repair my car?""
My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""
Auto Insurance?
I live in California and I got an Insurnace quote for a new car from a Insurence company that is out of state. Is there a difference between buy a out of state insurance policy vs. a policy from a compnay in cali?
Insurance on a cbr 600rr for a 20 year old in California?
Ive had my normal license (California) for 3 years and just got my motorcycle license. I am looking to buy a street bike, a sport bike specifically. I've looked at all the sporty bikes from 250 to 1000 and I plan on getting a 600 because I've been riding dirtbikes since I could walk so I know I'd get bored of a 250 but at the same time I know I'd kill myself on a 1000. I have a clean driving record aside from one speeding ticket(wasn't even speeding horribly) and a couple parking tickets. So what I'm ultimately trying to figure out is what the cost of my insurance would be and what insurance provider would give me the best coverage on my bike. I know I plan on getting liability since it is cheaper but any and all insight or examples would be very helpful. *people on yahoo love to hate on questions, so if you're one of those poeple, don't even comment. I know how bikes work and I've ridden them before, just need advice on insurance. Thank you!!""
""My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?""
When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!""
Should I pay my car insurance premium?
I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?""
Which is the best health insurance in india to choose as individual and family floater ?
Which is the best health insurance in india to choose for individual and family floater , which provides annual health check up""
""For teens, how much do you pay for your insurance car?""
Without your parents, if you live in New York, Westchester, how much would you pay for your car insurance? Let's say that the car is a Honda Civic 2001 THanks!""
new hampshire insurance commissioner
new hampshire insurance commissioner
What wold be the cheapest and best insurance?
I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.
""Best Place for van insurance, young driver 24?""
I'm just wondering the where is the best place to look for cheap van insurance? I'm 24 and a carpenter by trade and I need to get my own van, something like a standard box ford transit.""
CDW for car insurance?
When I went to Ireland in 2010 and other previous years, I did not get collision insurance on my rental car as it was covered by my credit card. My World MasterCard no longers offers this coverage. Does anyone know a credit card that does?""
First time car insurance?
I passed my driving test on the 6th of December 2011 and got a car yesterday. It is a 1.0 litre peugeot 107 56 plate and I'm 22. Wondering where the cheapest place to go for car insurance would be or the cheapest way to do it? I've heard some people go on their Mum's, but you shouldn't do that as it's illegal to say they are the main driver when you are (not sure how this would be proved). I've looked on price comparison sites but they are all still so expensive and I still feel I can get a better quote. The best one has been from an independent insurer called Ingenie at 1300, so I know I can get cheaper on sites that aren't on price comparison ones, if that makes sense! The thing is there's so many was just wondering if anyone knew the cheapest?? Getting bored of typing my details in over and over :) Thankyou x""
Help about choosing car insurance?
I'm 18 and I need to start paying for my own car insurance. Any suggestions for lowering the cost? I live in New York which means my parents are finacially responsible for me until I'm 21. I know that everyone says to try and stick it out but that is not an option. I'm going to be living with a close friend and we need to keep our expenses to a minimum. Any tips concerning car insurance, OR health insurance too would be great.""
Health insurance for preexisting conditions
I've been denied health insurance under a private plan due to preexisting conditions and have to wait 3-5 months to be accepted into the CA high risk pool at a cost of $320/month which I really can't afford. Also, my employeer doesn't offer health insurance. Does anyone know how to get coverage?""
How to lower price for car insurance?
Hi.So I bought Renault Clio 1.2 16v Extreme for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is: Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company. Thank you.""
What manufacturer is the cheapest scooter/moped/50cc to insure?
I am 16 and loking for a cheap insurance site for a scooter/moped/50cc Enduro bike, Does anybody know the cheapest manufacturer and insurance site? Thanks Anton""
What kind of yearly insurance can my sister expect to pay for a 2000 Nissan Pathfinder 4WD in NY suburbs?
with 140,000 miles, given that she, 1) is a middle aged driver for 30+ years 2) drives less than 9000 miles a year 3) has not been in an accident 4) never was DUI or anything reckless (other than a speeding ticket) 5) hasn't had any ticket in 10 years 6) wants collision & theft and the minimum liability insurance. Does this include the low insurance rate for low mileage per year drivers because I think she's being ripped off.""
Average monthly Life Insurance Bill?
doing a project in Personal finance...could someone help me out?
Insurance Coverage?
My boyfriend and I found out not too long ago that I am pregnant, we plan to marry before the birth. Will I be covered on his insurance once married or will my pregnancy be deemed as a pre-existing condition? Any info is appreciated! Thanks!""
How much does it cost to get a $1 Million Insurance policy for a film?
Approximately how much would it cost to obtain a $1 Million Dollar Insurance Policy for a feature film shoot? No fancy stunts or explosions, a few car scenes with car mounts, shooting on the RED camera with a 5-ton grip truck. Any ideas? All the websites that give quotes make you fill out a lot of information to obtain a quote from a representative. I just need an estimate.""
""I am a guy and turning 16 soon, on average how much money would insurance cost me for a 2004 Ford Mustang?""
I am a guy and turning 16 soon, on average how much money would insurance cost me for a 2004 Ford Mustang?""
Getting Car insurance after DUI?
I live in Toronto - anyone have any experience with this? It was over 6 years ago - any companies to recommend?
What are some some affordable car insurances?
I am currently with State Farm and pay about $90/mo. I would like to switch to another ins. compay with prices around the same. I'm 24 with a clean driving record. So without giving out all my info, what car insurance do you have or know of?""
How much does car insurance cost per month for a 22 year old new driver in UK....?
How much does car insurance cost per month for a 22 year old new driver in UK....?
First time insurance for a 17 year old lad?
The cost of insurance is so high even if i added him to my current policy. so then i am wondering about putting him third party on his own insurance.. what are the main pro's and cons' of this... his car is worth about 850 and his excess would between 650-750 anyway, thanks in advance for your help :-)""
""Anyone in Miami, Florida have preferred medical insurance?
I am looking for affordable heath care for myself and children and was offered health insurance named preferred medical insurance. Is it any good? Is their any other affordable insurances out there in south Miami Florida?
Pregnancy and health insurance questions:?
I found out that I am 6 weeks pregnant, and have my own health insurance. What I would like to know is if I want to get on my husbands insurance for the new year will I be able to? Or will I not be able to get on his insurance because they will consider it pre-existing condition? His insurance is better than mine. My baby is due the end of April.""
I need good car insurance?
i just got a car, and it isn't insured for the road. it's a 2002 mercury cougar and it's pretty pricey for insurance, in between 400 and five hundred. i live in ontario canada and i was wondering if anyone has any recommendations for insurance, the cheapest quote i got was from bel air insurance and that will run me around 400-500 a month, anybody know of a cheaper insurance company with fairly good coverage? i am 16 years old getting my g2 in january and i have completed drivers ed. please help. and also anywhere i can get free quotes would be great too. thanks!""
Do you need car insurance in order to buy a car?
I just want to buy the vehicle for now until i am ready for the car insurance. How would I be able to transport it to my place and store it?
Can I drive my parents car without insurance?
Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""
Car insurance - What's the car worth?
In the past when ever i've been asked by insurance companies what my car is worth i've always told them the amount that i think i could realisticly sell it for (what its worth? or so i thought) If i was to sell my car i would be able to get around 1200-1300, which is what i would say 'it's worth', HOWEVER, recently after putting my reg number into a price comparison website it automatically came up with a value of just 700. (My car has low milege, fsh and is in v good condition so is worth more than average) So my question is, if i tell them it's worth say 1250, take out their policy and then i write it off, what will they pay? The amount i told them or 'their' valuation. Also, am i paying a higher premium than i should because i'm telling them it's true value instead of their lower valuation? and if so, how many other people are doing this?""
Practice Test for Life Insurance License????
Does anyone know that website that has practice exams for the Life Insurance test? We used to go to it but now forgot it.
About how much would it be for car insurance for a 18 year old girl?
About how much would it be for car insurance for a 18 year old girl?
new hampshire insurance commissioner
new hampshire insurance commissioner
https://www.linkedin.com/pulse/backdated-car-insurance-daniel-reynolds/"
0 notes
Denair California Cheap car insurance quotes zip 95316
"Denair California Cheap car insurance quotes zip 95316
Denair California Cheap car insurance quotes zip 95316
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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My car was broken into last night, between the hours of 9:30pm, and 7am, just parked in front of the condo we live in. Some things of value were taken, ( estimated around $130, or $150 in value...no damage was done to the car, they must've just picked the locks) so I filed a police report this morning...is this something I should report to my car insurance provider? If so, how would filing a report with insurance help me? I'm 19, and have been driving for a little over two years now, my insurance is through AAA. I have had no previous driving offenses on my record, or anything. (This has never happened to me before, so pardon some irrelevent info, here!) before. Do you recommend I file a claim with AAA, or just let the police handle it entirely? When would I need to file a claim by? (like, a deadline, time-wise.)""
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I have read that AEGON owns Transamerica Life insurance. There is a posting that both are potential scams. One warning was about health insurance. Is there a connection between the life insurance and the health insurance? The Transamerica building in San Francisco is shaped like a Pyramid. Wouldn't it be something if........
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I am 27. I am currently not working and have money saved. I am going to need to get a hearing evaluation at University of WA and it will cost 900 dollars without health coverage. I have never bought health insurance before, can I pay it month to month? Or pay it for one month, to get my evaluation covered and then cancel it?""
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I just turned 65 and I need Medicare supplemental insurance.
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I've just brought my own car.. I'm 18 years old and have been learning to drive for around 5 months and have my test in 2 months. I have some questions about car insurance.. As I want to be learning to drive for the next 2 months in my own car, I'll need provisional insurance cover, I was quoted around 600 ish for this, including my mum being named second driver. Then when I pass my test, and I update my insurance to full licence, the quotes are around 1500, so will I have to pay the 900 difference? Also, are black boxes ok? The quotes I've got are so much cheaper with black boxes so I'm tempted to get one, but I'd like to know about others experience with them.. What's the positives/negitive and are they worth saving around 500 a year on insurance costs (for the first year anyway) Thanks :)""
Who can I get cheap health insurance through that covers from State to State?
move alot because my bf's job requires him to do so now and again. I have lived in a couple of States in the last year and we are due to move again but his job hasn't said where to yet. Is there a health insurance company that covers most (if not all) States that has reasonable pricing that I could get covered under? I just had a baby a few weeks ago and I am a homemaker with some not very nice health issues so I need to make sure I'm taking care of myself too (especially now). If you have any suggestions, please help. Thank you :)""
What does each question on a car insurance mean and how does it increase your rate?
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How do I find out which insurance company I last held car insurance with?
My car insurance expired a year ago. I didn't renew it as I had a company car. I now have my own car again and need proof of my no claims. However, I can't remember which company I was insured with and can't find the old insurance certificate!""
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How much would it be to insure a car in UK, do I have to see a site? Eg, Ferrari, BMW, how much?""
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How do I drive a new car home if I can't get insurance on it for another 2 weeks?
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Denair California Cheap car insurance quotes zip 95316
Denair California Cheap car insurance quotes zip 95316
How much is car insurance per month for a 16 year old?
I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !""
If private insurance companies are so bad...?
Why doesn't the government nationalize life insurance and car insurance?
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Where i can get car insurance groups explain?
California life and health insurance exam?!?
I took it once but only got 60% and it was super difficult with only studying the pre licensing course. Can anyone give me some other materials or advice for getting a passing score. Please and thank you. And please no bulls**t answers-___-
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Looking for affordable medical insurance plan for my husband. he is 31. please suggest?
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Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.""
""Why is it cheaper to add another person to your car insurance, shouldn't it cost more?""
I am going to add my boyfriend to my car insurance and it is going to be cheaper, (not that I am complaining any) but wouldn't it make sense to charge more? So why is it cheaper to add another person to car insurance.""
Do home/auto insurance companies play favorites with their customers when they pay out claims? ?
This is probably going to come off as a little dumb, but I can't think of another way to phrase it. I'm 25 y/o, a new homeowner, and I already have filed a homeowners claim for water damage. I have had the easiest time in the world with my insurance company paying for repairs, and it actually really suprised me how easy it was. After I filed the claim, I looked around online, and I saw where people were having nightmare problems with their insurance company for the same type of damage I'm claiming. My parents have been with this insurance company for 25+ years. The policy is mine alone, but I have the same agent that they have. I've also been on my parents' car insurance since I turned 16. My parents and I have all been pretty-much accident/claim free, and they always pay their bills on time. Here's my question. When this insurance company was analyzing my claim, did they take into account my parents' longterm business, or are they considering me independent from my parents? I'm asking, because I've heard of companies that drop their clients after one water-damage claim, and I'm a little worried they'll drop me""
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When you get your drivers license do you have to get insurance with it or do you have to wait until you get a car? Do you have to get insurance when you purchase a car? Also does the cost for insurance decrease when you turn 21? How much is insurance a month generally and in North Carolina? I know insurance is necessary though I just need the facts before buying it.
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I live in Michigan and currently have motorcycle insurance w/Progressive. Unfortunately, they only offer an annual rate at $230.00. Living in the midwest, I only ride the bike for 5 to 6 months if I'm lucky. Do you know of a reputable insurance carrier that offers monthly or 3 to 6 months coverage??? Its ridiculous to pay for an entire year when I barely ride for half. Thanks!""
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About how much will it cost to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?
I recently found out that I am going to be inheriting close to $36,000,000 (after all of the government fees and estate lawyers fees and everything else). I have always wanted a Ferrari or Aston Martin. Please don't say if you have to ask you can't afford it...as stated I am inheriting a lot of money and can easily afford it. I just want to know how much the insurance will cost me for planning purposes. I am a male and will be 20 when I get the money (and then the car)...it is going to apparently take between 9 and 10 months to get everything done for me to have my money. I have a good driving record (been driving for 2 years) and am a student and live in California (Orange County normally but for school I will be in Provo, Utah...studying to be an Accountant :] ). So knowing all of that, approximately how much will it cost me to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?""
I am looking for my auto insurance statement so I can see if my husband paid our insurance?
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Why Are We Not Reducing Health Care Costs?
The U.S. currently spends 50% more per capita on health care than the next western nation (Norway). On average we spend twice as much as France, Germany, Austria, Netherlands, Canada, and Switzerland. Our costs are increasing faster than these nations. According to the Congressional Budget Office the cost of Obamacare is an additionsl $1.76 trillion over ten years. For those who want to actually solve the universal health care problem, how about adopting one of the European plans noted above and cut our costs by 50%. Why the blind devotion to a bureauratic morass that will bankrupt the country? http://www.kff.org/insurance/snapshot/oecd042111.cfm""
Car insurance on a used car?
I am going to buy a used car from someone, and obviously I need to be insured to drive it home. Is there a way I can get insured for just that day or drive home, so that I can have the car before I do everything I need to with it?""
CAR INSURANCE. Cheaper car insurance?
There are 3 drivers in our house (Dad, me and my brother) and two cars (usualy 3), is there a cheaper way to insure all of us on all the cars?""
Am i covered with auto insurance when i drive off of the used car lot?
Am i covered with auto insurance when i drive off of the used car lot?
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I am 18 years old, and I plan on getting my driver's license, and in order to drive, you must have car insurance, of course. I also plan on going to college and I will be commuting from home to my classes. However, I plan on taking the bus to campus rather than driving all the time to class. So, my question is, since I won't driving often, just occasionally, how should I pay for car insurance, given the fact that car insurance is more expensive for young people and I will be a student and most likely won't be earning much. I also have to keep in mind for other car related things such as gas and maintenance. If you are or have been in a similar situation I would love to get some insight from you on how you have managed to handle this circumstance. Thank you.""
What are some good Business insurance in California?
I opened up a business and i need insurance and I'm looking for a good one with a reasonable price with workers comp and liability I live in California south bay got any you recommend?
Question about teenager insurance?
if i put my son on my insurance policy and he gets into an accident with his own car does my insurance go up. or does his when he turns 18. also how much? would it double?
Denair California Cheap car insurance quotes zip 95316
Denair California Cheap car insurance quotes zip 95316
Do I need to have insurance to drive a car across country?
The car is registered in California under a family member's name. I'm 18 living in Pennsylvania. I want to be able to drive this car from California to Pennsylvania. So do I need to register for insurance before i start driving the vehicle across country?
Is getting a motorcycle in college a smart idea?
Im going to be attending UCI in the fall and right now I have a 2000 eclipse. I was looking at parking permits online and I noticed that car permits are 3x more expensive than motorcycle permits. Car permits $98-motorcycle $35. I was planning on getting either a 250 or 300cc bike to get used to them and waste less gas. The only thing is that i barely got my license 4 months ago so i know that i will pay alot for insurance but will it be more than my eclipse? (since I have the GT version i already pay allot). Im not sure if i will be able to find a job right away so i dont want to pay around 1k on car parking permits and get sunk in debt even more. But I also don't know if buying a motorcycle be a good idea. I have been riding quads for 9 years now and i know how to change gears and stuff but i have only driven a 2 wheel dirbike a handful of times. Son is getting a motorcycle a good idea or should I sell my car and have no transportation on campus or keep my car in the dorms?
Where to get Motor Trade insurance?
I'm 23 years old and I live in Bradford so getting a quote is near impossible. I've called a lot of Motor Trade insurance companies but none have been able to quote me either due to me being under 25 or because I live in Bradford. Do you guys know any companies I can try?
How much would car insurance cost for a Mustang GT.?
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Im 17 make minimum wage and want a car. parents wont help pay car insurance or car payment. what can i d?
im 17 years old and make minimum wage. i want a car but my parents wont help pay for car insurance or car payment. i also need gas money and lunch money. i only make $6 an hour at my job and my insurance $115 and the car payment is $98. is i possible for me to get a car at all?
How much to insure a car?
im a 16 year old girl that is trying to save up for a car. im hoping to get a car at 2500 max. is there an amount that the registration and insurance would cost. I need to know how much i have to save. thank you :D ps. in utah
How much roughly would car insurance cost for a 17 year old new driver in the uk?
about what price would a 1.4l engine cost for a female 17 year old cost? is a 1.4l engine too large? the car that my grandad is interested in buying me is a 3dr 2007 1.4l polo. is this suitable for a new driver?? any answers would be really helpful thankyou x
Does A Dentist Have To Pay Insurance?
I have heard that a doctor has to pay for insurance, not health insurance, but the insurance to make sure if there is something wrong (like wrong treatment for patients, causing death..) and the insurance company will pay for the patient. And that insurance costs a lot per year, someone told me it must be about 1 million.. I want to become a dentist, which is somehow like a doctor.. So my question is whether dentist has to pay that insurance like doctor??""
Insurance on a crashed car?
Today someone crashed into my car, anyway both cars have minor damage but they're trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don't insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?""
What if im 18 and want to pay for my own auto insurance?
I'm thinking about moving out of my house cause it sucks. I'd have to buy my own car and I'm thinking an older civic, cause they're reliable. Anyone got any ideas on what a good but cheap way to insure would be?""
What is the cheapest car to insure?
My Boyfriend has just passed his theory test today and has his practical test in a few weeks. He's 19 years old and we live in England. He wants a cheap car to insure but all are really expensive the cheapest insurance he can get is on a Romeo Mini for 2,500 a year. So i was wondering if anyone could tell me which is the cheapest car to insure and who with? Thank you for your help, Secret""
Does filing a police report increase car insurance?
I filed a police report for a hit and run minor fender bender that I can fix myself. Did I make a mistake filing a police report?
Health Insurance in NC?
Recommendations for Health Insurance in NC for adult and Child. Any good experiences with service and cost?
Where to get a cheap auto insurance quote?
I just got a car and really need to get it insured so that I may drive it, I am in California btw. thanks.""
Auto Insurance in Ontario?
Hi, I just bought a used Toyota Tercel 1999. I am living in Toronto, Ontario, Canada I am wondering in anyone knows which auto insurance comapny is the best in terms of giving a good rate and give you least hassle about claims. all help is greatly appreciated.""
Car insurance wise..im 16 living in Houston. How much will car insurance cost for a 2006 mustang gt?
Car insurance wise..im 16 living in Houston. How much will car insurance cost for a 2006 mustang gt?
Insurance on a stolen ATV?
I just recently had my ATV stolen which I still owe $5,300 on.It does have full coverage insurance through state farm.I still don't know if they are going to pay it off but my question is if they do pay it off and its recovered will I get the ATV back and get to keep it or will the insurance take it or will they do like a totaled car and give me the option to buy it back?""
Car insurance question ?
I am now 20 and i am planning on buying a car. I heard that the insurance price is high for beginning drivers so I was wondering if the price goes down as I age...what are the best insurance companies that do this ? Thanks !!
How does car insurance work? do u have to pay for it monthly?
i'm buying my first car and am confused as to how car insurance works. i know its better to have insurance before driving your car off the lot but how does insurance work? do you pay insurance monthly liek you do for a car note?
""What would motorcycle insurance cost for 17 yr old guy, kawasaki ninja 250R?""
what would an average motorcycle insurance cost for me? i am looking for a ball-park estimate and understand that there are MANY other factors which matter... If anyone has an idea, what would be like the MAX price for a good insurance... i've seen that insurance prices can range from 200-400 yearly, but i want to make sure that after i get the motorcycle i dont find that the insucance is like 1000 /yr. Thanks""
Health Insurance Out of State?
I have pectus excavatum and I live in Marshalltown Iowa. I want to get a cosmetic procedure done called the nuss procedure. Most insurance companies say they cover this surgery. I know for a fact that my condition is severe enough that I could get the procedure done. I also want to get the procedure done out of state because the only doctor that's able to do it in Iowa blows and nearly killed 2 people. What type of insurance do I need specifically need for this? I can spend 300-350$ maximum but would like to spend 200-250$ for insurance. Pectus excavatum is classified as a pre-existing medical condition so I have been told that it would be hard for me to get insurance. Right now I have IowaCare which is a joke and only covers surgery or hospitalization in Iowa City. Thanks!!!
Going on parents car insurance!?
Hi i am enquiring here, I have my driving test in 2 weeks 7th July, and i am looking around for cars and while i am getting quotes for car insurance they are quite dear at 19 even with a small engined car, i was wondering can i go on my parents insurance which i know can cut the cost quite a lot, but can i use my own car and add the car and me as the main driver of that car and it still stay relatively cheap? i have read up on the illegal action know as ''fronting'' and i want to avoid that happening but don't want to be forced onto my own insurance and be spending hundreds of pounds a month? any help or advice would be appreciated""
Lapse in coverage on auto insurance?
I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?
Can I teach Yoga in the U.S without buying insurance for my students?
I have been teaching Yoga for 10 yrs, I recently moved to the U.S and planning to start a studio.Any help is greatly appreciated.""
Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""
Denair California Cheap car insurance quotes zip 95316
Denair California Cheap car insurance quotes zip 95316
What am I required to report when I apply for new car insurance?
I scratched the paint on someone's bumper. A claim was made and the damages paid were approximately $1300. My question is: if I will be applying for a new insurance policy, am I required by law to report that I was in a fender bender? Are they able to access these records? I am trying to determine whether or not this will affect my new insurance policy rates.""
Best life insurance questions for seniors?
67 year old male whose had heart surgery,but doing well,on antidepressants and a cpap needs term life insurance. what is the most affordable in your experience ?""
Car insurance adjustments
If my car insurance rate has been raised and it is due to the insurance company deciding I am at fault for an accident at which I was not at fault, cann my adjuster decrease the amount if I show I was not at falut?""
Buying used car. What do I do for insurance?
I'm buying a new car today and I was wondering if I could drive it home (~2miles) without insurance. If not, what do I do? Thanks""
Why would an insurance company deny me coverage for not having central air and heating?
We wanted to switch from the local company we had been insuring our house with because their correspondance has always been very rude and they are very difficult to deal with to USAA who we do all of our banking, brokerage, car & boat insurance through and are very courteous and extremely easy to deal with. We were denied coverage because our home does not have central air or heating. We live in South Central Florida so a heating system would be an absolute waste of money (the wall unit in the Great Room and a space heater in the bedroom are more than sufficient to make the house hospitable in the few welcome days of winter cold enough to warrant their use). My wife and I both cannot stand Air Conditioning and would never use Central A/C other than the one or two times a year we would normally turn on our wall unit when it is too hot to bear and the windows and doors cannot be left open. Houses have existed for Milleniums prior to the invention of Central Climate Control and I am sure home insurance existed atleast a few decades before the invention of air conditioning. Why would not having central climate control be a disqualifying factor in getting home insurance coverage? I highly doubt that not having A/C or heat is going to make our house any more likely to be damaged or destroyed in a hurricane, robbed or flooded. Opening the windows and doors instead of having a HVAC system consistantly running in our house makes us less suseptable to fire.""
What is the best dental insurances?
By the way i live in California! Hi i am looking for a dental plan for just my child so she can get affordable braces/headgear and also oral surgery! Im really trying to look for a great deal so i don't need to pay very much and it would be great if you could reply fast because she needs to get them hopefully before the break is over! Thanks!
Where do you get good rates for dance instructor liability insurance?
I am a dance instructor and I need to get liability insurance. Anyone know of a place to get the best quotes. I tried Markel and they are expensive. I also plan to have other instructors that I train and work with me. How do I get insurance for them? Is this per instructor, or can it be as a dance school? Please let me know. I need this info ASAP. Thanks for your help""
Where can i get cheap car insurance? (i'm 19)?
Im 19 and own a Vauxhall Corsa 1.2 and im looking for cheap car insurance. ive tried a few websites and its coming out over 5k for the year, something a LOT less will ok, if anyone can tell me a few good companies or quotes that i can use? thanks""
Massachusetts proof of car insurance while out of state?
OK. In Massachusetts, some car insurance companies don't give you/ offer a separate little card that serves as your proof of insurance; the licence plate/ your registration serves as your proof in MA. Now I was wondering. most other states have a requirement that you carry proof of insurance at all times while driving. In theory, if I was driving in another state, some distance from MA and therefore where the police are not familiar with how MA does things, and get pulled over, would the officer know that I was insured, even if I was unable to produce the little card, or would he always assume that without it, the driver is uninsured? the insurance is listed on the registration, but...""
Atv liability insurance?
i am just looking at atv`s, dont have a clue yet which one i want, so i cant get a insurance quote without all the details, if liability insurance is too high i wont be getting one anyone, it seems its Mandatory in Idaho, anyone have a General idea of insurance for a new, say 7,000 one would be, just a estimate. Also i hope i misread that i need to take a course to get a license for the atv, like a motorcycle ? Anybody know of states that do this ?""
Do you sell car insurance? PLEASE LOOK IF YOU DO! :)?
HI! I used to work at Cost-U-Less Insurance in Humboldt county Northern California... about 5 years ago. we worked on commission only.. so if you didn't write a policy you ...show more
""Will the Supreme Court ruling on Affordable Care Act affect those under 26, and on their parents insurance?""
I am a 20 year old man, and I suffer from a couple health problems that I must have treatment for. I have a job, but I do not make enough money to afford my own health insurance, so I am on my father's. I am able to do this now because the new law allows me to remain on my father's insurance until my 26th birthday. If the supreme court rules that the mandate in question is unconstitutional will it effect that specific part of the law? Am I in danger of losing my health coverage?""
""Car insurance, help!?""
I'm 21, fully comprehensive insurance, new '09 plate car, my car insurance costs me about 300 per year. I am going away to Alton Towers next month with my partner and two friends and I was wondering what is the cheapest way of going about insurance to enable them to drive my car for the 2-3 day road trip down there and back. We want to split the journey between two of us as it will take about 6 hours there and 6 hours back so we were going to do 3 hours each there and back. We're taking my car as it's the only reliable one and the most spacious. The two people possible for driving is a 19 year old boy (im guessing the insurance will be way too high for him) and a 19 year old girl. They both have their own cars and their own insurance and have both been driving for 1 - 2 years. The girl will be 20 when we actually go down there but she is fully comprehensive on her dads insurance. What can we do? And please don't suggest I drive all the way as I've done it before and I said i wouldn't again as it was just too long to concentrate on one big stretch of road, even with a couple of stops. Thanks people! x""
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
Best car for a broke teen driver?
I'm 14, so I wont be getting the car for another year or so. I'd be paying for it myself, so I'd like it cheap, with good mileage and cheap insurance. I'd also like it ...show more""
Will a speeding ticket affect my husbands insurance if I am insured through a different company?
Last year I got a traffic ticket for speeding. I am insured through AAA. We were only recently married and the car I drive is registered through my parent's name as they bought the car. I am not the primary subscriber and I am just down as a driver. My husband has his own car insured through State Farm Insurance. I realize that my own car insurance would be affected but would my husband's? We dont have the same last name, Im not on his insurance in any way other than perhaps a driver but even that I dont think we have updated. We got a notification from State Farm that his rates will go up now because of my violation, in my own car, through my own seperate company. Is this right? Can they do that? Does this mean that both AAA and State Farm get to raise the rate on me?""
""Health insurance question, very simple?""
Ok, this may sound stupid, but, for health insurance; we pay both the premium and the deductible, right? Or is it either or? Do we pay the premium every month and the deductible only once a year? Thanks a lot""
What is the average cost of mobile home insurance in Florida?
Is it higher in different areas
G2 Auto Insurance Question!?
Hi, I am currently 16 almost 17 and I just got my G2 license. From the research that i have done I know that I need to have insurance to drive my parents car as a part time driver. I did go to driving school and got the drivers education certificate from CAA. However I am not really sure what to do now because my parents have 2 cars and my grandmother and grandfather have 1 car. I intend to use all 3 cars at different times because my whole family is very busy but i believe that my grandparents have separate insurance. I was wondering if I am going to have to pay to be a part time driver for all 3 cars or how does it work. Either way my dad is going to call the insurance company. Also if I do have to pay what do you think the price would be like and do you have any tip on how to maybe reduce cost?""
""High deductible, low premium?""
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing ...show more""
Found a nice place for those who need free auto quotes?
Hey there just wanted to let everyone know i found this great site for free auto insurance quotes, its saved me $32 off of my montly policy. Read some of the auto insurance articles to help you save more. Http://www.free-auto-quote.com""
Car insurance company discriminate against me because I was not born in the UK?
I had a quote for car insurance through a well-known national company. They were aware I had a UK licence for 5 years and had no convictions, claims etc. I rang and spoke to a representative and she confirmed the quote. The following day I decided to accept and called them. We went through my information and the agent said, so you were born in the UK? I said no, I am a UK citizen but I was born abroad. The quote then went up by 200 !!!! I took issue and spoke to a manger who said this was legitimate when I told him I was certain it was illegal since the only information that had changed was my place of birth, he eventually said he would honour the original quote. I then bought the policy with a one-off payment. Insurance is a racket and I don't think they should be alllowed to get by with this. Does anyone know anything about this and what can be done next to make sure it doesn't happen to other people?""
Need Medical Insurance?
My husband has a great job but the sorry part is it doesn't come with insurance which sucks. He makes too much money to qualify for Medicaid or Chips. I need an affordable health insurance for our family. Insurance is so expensive, please help me.""
What kind of car would cost around 2000 yearly to insure for a young person?
just looking around for insurance quotes, yet all i seem to find cost around 5000 a year -.- any ideas on what cars are cheaper?""
""Car Insurance - 18 Year old added as a driver to parents car Insurance cost, high?""
My mum who doesn't drive very much is considering selling her crappy car which is probably gonna fail the MOT. But since I have a reasonably good paying job at 18, I thought, may as well spilt on a car, get something I want and will maintain, and she can use it as long as long as part of the insurance is paid off. So my mum pays around 50 a Month on a Daewoo (very small and crap car, 1.0L) I have a motorbike, so experienced on the road (could count towards a discount), but only got my driving license fully a week ago, passed with flying colours. So my mum with like 4 years no claims, and an 18 year old on a Subaru Impreza? What you reckon?""
Denair California Cheap car insurance quotes zip 95316
Denair California Cheap car insurance quotes zip 95316
https://www.linkedin.com/pulse/im-getting-abortion-my-parents-insurance-find-out-jose-finley/"
0 notes
danielromanousa · 6 years
Text
How Much Does Floor Heating Cost in Dayton, OH?
Dayton is the sixth-largest city in the state of Ohio and the county seat of Montgomery County. The region is just north of Cincinnati and has a population of around 1 million people making it Ohio’s fourth-largest metropolitan area, after Cleveland, Cincinnati, and Columbus. Thanks to the Wright brothers, Dayton is the historic birthplace of powered flight.
Dayton’s climate is classified as a humid continental climate. On average, there are 4.5 nights of sub-zero degrees Fahrenheit lows annually. Based on currentresults.com temperatures are coldest in January with highs around 36 degrees Fahrenheit and lows around 22 degrees. Snow is moderate, with a normal seasonal accumulation of 23.3 inches (59 centimeters) usually occurring from November to March.
It’s Easy to Add Affordable In-floor Heating to the Bathroom, Kitchen, or Any Room in Your Home
Recent data on listing terms when selling a home uncovered some popular home features, among those heated/radiant floors. It makes sense that if people are looking to buy a home with these amenities, then existing homeowners should consider them when remodeling. WarmlyYours has an underfloor heating system for most any application and any room in your home. Here are some room examples along with compatible flooring selections.
No More Cold Bathroom Tile with Underfloor Heating
These Dayton homeowners needed to warm up the elegant but cold tile flooring in their newly remodeled bathroom, so they decided to add radiant floor heating to their medium master bath. Radiant heating is the perfect solution to bring welcoming warmth and luxury to your daily routine.
Low Cost per Square Foot of Radiant Warmth and Low Operating Cost Make This Bathroom Affordably Cozy
For their project, these owners selected a 1.5- by 38-foot TempZone™ Flex Roll to install in their 70-square-foot bathroom. The cost was only $598.50 or $10.50 per square foot. In addition to the material cost, the operating cost should also be factored into the remodeling budget. WarmlyYours’ Operating Cost Calculator figures in the average kWh cost in Dayton of 11.79 cents resulting in a daily cost of 43 cents to heat this bathroom for four hours a day, a small price to pay for the comfort and luxury of a soothingly warm bathroom tile floor. Furthermore, the system can be the primary heating source for the room which is an additional cost and energy savings advantage.
Calculating Costs for Heating Up a Laminate Kitchen Floor
As their kitchen was one of the most used rooms in their home, these Dayton homeowners knew it made sense to add electric in-floor heating when planning their kitchen remodeling project.  To warm up the stylish but cold laminate flooring they had selected they chose to install an Environ Flex Roll floor heating system in the 123 square foot space for $860.00 at a cost of approximately $12.00 per square foot. The Flex Roll consists of an insulated heating cable sandwiched between two layers of reinforced, durable aluminum foil that radiates 12 watts per square foot.
Around 75 Cents a Day Will Heat This Kitchen Flooring
Factoring in the cost for operating the system is important when planning your budget. WarmlyYours has a useful online tool to help you do just that. Based on WarmlyYours’s Operating Cost Calculator it costs just 76 cents to heat this kitchen for eight hours a day. An added bonus is that this system can be a primary heat source for the room without incurring additional heating bills.  
TempZone™ Cable Warms up this Office for Less than a Dollar a Day
This homeowner decided to install radiant heating during a recent remodeling of their home office to minimize the winter chill. The system was designed to heat the floors of their office with 300 feet (75 square feet) of 120-volt TempZone™ Cable for $480.00. That amounts to just $6.40 per square foot. By adding a nHance programmable thermostat for $169, it brought the total to $649.00. 
Operating Cost is Low to Heat Underneath Wood Flooring
It’s important to consider the operating cost of your floor heating system when budgeting for your own project. WarmlyYours makes it easy for you with our Operating Cost Calculator. Based on the data from this tool, the cost to operate this system for 8 hours a day is just 46 cents. This calculator factors in the average kWh cost in Dayton, which is just slightly less than 12 cents. Best of all, this radiant heating system can be the primary heat source for the room so there’s no need for additional heating and higher energy bills.
Add a Basement Bedroom Complete with Radiant Floor Heating
These Dayton homeowners decided to add a basement bedroom for visiting friends and family, but were concerned about the cold basement floor. They discovered that electric radiant floor heating would be an ideal solution to that dilemma. They immediately ordered a WarmlyYours underfloor heating system for installation under new laminate flooring to keep the guest bedroom comfortably cozy during the winter rainy season.
Product Cost per Square Foot, Plus Operating Cost for the System
The 1.5- by 52-foot TempZone™ flex roll fills 78 square feet of floor space and costs $741, which equates to just $9.50 per square foot. The flex roll is easy to cut and turn to effectively fill the floor space with 15 watts per square foot of soothing radiant heat. They were also pleasantly surprised to find that operating the in-floor heating is also affordable. According to WarmlyYours’ Operating Cost Calculator, it only costs 48 cents a day to heat this bedroom for eight hours.  The floor heating system can be the primary heat source for this room, so there won’t be any additional heating bills which is a welcome bonus.
Our Easy to Use Operating Cost Calculator Gives Cost To Run An In-floor Heating System
After you’ve chosen your floor heating system including how you’ll use it, you can calculate how much it will cost to operate. Actually, the calculating is done for you with the Operating Cost Calculator, a useful online tool that asks basic project questions; product type, room size, local energy rate and daily usage in order to calculate the daily, monthly and annual operating cost of your system. It’s simple to use.
To get started just use the calculator below:
Floor Heating Controls and Costs to Suit Your Lifestyle and Budget
Customize your comfort with the nSpiration series of thermostats from WarmlyYours. Each control has been tailored to meet a specific need.
From programmable models that allow you to easily monitor and manage your home comfort remotely from any device to controls where you can set it and forget it, all of our controls are designed to help you get the most out of your floor heating system. For large applications, or additional areas, you may have to combine the nJoin power module with your nSpiration Series thermostat.
nSpire Touch Wifi Programmable
Control your floor heating system with your smartphone or on the web with the nSpire Touch WiFi thermostat. The added ability to be controlled remotely can accommodate busy schedules. It also offers substantial energy savings without sacrificing comfort or convenience.  
nSpire Touch Programmable
It’s easy to set up a radiant heating system according to your preferences and schedule with the integrated Install Wizard included with the nSpire Touch. With 4 programmable events for each day of the week, the nSpire Touch allows you maximum control over the floor temperature.
nHance Programmable
You can easily set this control up for your exact needs and specifications with the nHance intuitive user-interface. For consistent schedules, it will deliver a maximum level of comfort when you need it most, like during your morning routine, while still keeping your overall energy use to a minimum.
nTrust Non-Programmable
Ease and reliability are benefits of the nTrust  thermostat. Because there is no programming required for the nTrust dual voltage (120V/240V) control, you can just set it for your desired temperature and then sit back and relax. 
Radiant Floor Heating Technical Installation Support Available 24/7
Our 24/7 technical support experts will be on hand to guide you every step of the way through your installation, whenever you need assistance. Ensuring your project goes smoothly is WarmlyYours commitment to you, so whenever you are ready to install your system, we will be there for you day or night.
Get Started Quickly with our Radiant Heat Cost Calculator and SmartPlan™
Using our Radiant Heat Cost Calculator is the easiest way to plan for adding electric floor heating to your next project. All you need to do is fill in some basic information about your project and the cost calculator tool will give you a side-by-side comparison of the recommended products and costs for your room. Using this tool allows you to plan and budget for your own project online. Get started right now by clicking here.   
The next step is to upload a floor plan of your room to get your radiant heating SmartPlan™. This plan provides more in-depth detail than a radiant heat cost calculator because it shows exactly how the floor-heating system should be laid out with the electrical plan. This custom SmartPlan™ helps ensure an easier install by helping our expert technical staff guide you through the complete installation process.
If you have any questions, there are several ways you can reach us. 1) Call us at 800-875-5285, 2) live chat us at www.warmlyyours.com, or 3) email us [email protected]. Whether you live in Dayton or another city that could benefit from our radiant heating solutions, WarmlyYours is ready and waiting.
Skyline image: By MarkDonna at the English language Wikipedia, CC BY-SA 3.0, https://commons.wikimedia.org/…
from WarmlyYours Blog https://www.warmlyyours.com/en-US/posts/how-much-does-floor-heating-cost-in-dayton-oh source https://warmlyyours.tumblr.com/post/173483424321
0 notes
jessicaboyerus · 6 years
Text
How Much Does Floor Heating Cost in Dayton, OH?
Dayton is the sixth-largest city in the state of Ohio and the county seat of Montgomery County. The region is just north of Cincinnati and has a population of around 1 million people making it Ohio’s fourth-largest metropolitan area, after Cleveland, Cincinnati, and Columbus. Thanks to the Wright brothers, Dayton is the historic birthplace of powered flight.
Dayton’s climate is classified as a humid continental climate. On average, there are 4.5 nights of sub-zero degrees Fahrenheit lows annually. Based on currentresults.com temperatures are coldest in January with highs around 36 degrees Fahrenheit and lows around 22 degrees. Snow is moderate, with a normal seasonal accumulation of 23.3 inches (59 centimeters) usually occurring from November to March.
It’s Easy to Add Affordable In-floor Heating From the Bathroom and Kitchen to Any Room in Your Home
Recent data on listing terms when selling a home uncovered some popular home features, among those heated/radiant floors. It makes sense that if people are looking to buy a home with these amenities, then existing homeowners should consider them when remodeling. WarmlyYours has an underfloor heating system for most any application and any room in your home. Here are some room examples along with compatible flooring selections.
No More Cold Bathroom Tile with Underfloor Heating
These Dayton homeowners needed to warm up the elegant but cold tile flooring in their newly remodeled bathroom, so they decided to add radiant floor heating to their medium master bath. Radiant heating is the perfect solution to bring welcoming warmth and luxury to your daily routine.
Tumblr media
Cost per Square Foot of Radiant Warmth and Low Operating Cost Make This Bathroom Affordably Cozy
For their project, these owners selected a 1.5- by 38-foot TempZone
Tumblr media
Flex Roll to install in their 70-square-foot bathroom. The cost was only $598.50 or $10.50 per square foot. In addition to the material cost, the operating cost should also be factored into the remodeling budget. WarmlyYours’ Operating Cost Calculator figures in the average kWh cost in Dayton of 11.79 cents resulting in a daily cost of 43 cents to heat this bathroom for four hours a day, a small price to pay for the comfort and luxury of a soothingly warm bathroom tile floor. Furthermore, the system can be the primary heating source for the room which is an additional cost and energy savings advantage.
Calculating Costs for Heating Up a Laminate Kitchen Floor
As their kitchen was one of the most used rooms in their home, these Dayton homeowners knew it made sense to add electric in-floor heating when planning their kitchen remodeling project.  To warm up the stylish but cold laminate flooring they had selected they chose to install an Environ Flex Roll floor heating system in the 123 square foot space for $860.00 at a cost of approximately $12.00 per square foot. The Flex Roll consists of an insulated heating cable sandwiched between two layers of reinforced, durable aluminum foil that radiates 12 watts per square foot.
Tumblr media
Around 75 Cents a Day Will Heat This Kitchen Flooring
Factoring in the cost for operating the system is important when planning your budget. WarmlyYours has a useful online tool to help you do just that. Based on WarmlyYours’s Operating Cost Calculator it costs just 76 cents to heat this kitchen for eight hours a day. An added bonus is that this system can be a primary heat source for the room without incurring additional heating bills.  
TempZone
Tumblr media
Cable Warms up this Office for Less than a Dollar a Day
This homeowner decided to install radiant heating during a recent remodeling of their home office to minimize the winter chill. The system was designed to heat the floors of their office with 300 feet (75 square feet) of 120-volt TempZone
Tumblr media
Cable for $480.00. That amounts to just $6.40 per square foot. By adding a nHance programmable thermostat for $169, it brought the total to $649.00. 
Tumblr media
Operating Cost is Low to Heat Underneath Wood Flooring
It’s important to consider the operating cost of your floor heating system when budgeting for your own project. WarmlyYours makes it easy for you with our Operating Cost Calculator. Based on the data from this tool, the cost to operate this system for 8 hours a day is just 46 cents. This calculator factors in the average kWh cost in Dayton, which is just slightly less than 12 cents. Best of all, this radiant heating system can be the primary heat source for the room so there’s no need for additional heating and higher energy bills.
Add a Basement Bedroom Complete with Radiant Floor Heating
These Dayton homeowners decided to add a basement bedroom for visiting friends and family, but were concerned about the cold basement floor. They discovered that electric radiant floor heating would be an ideal solution to that dilemma. They immediately ordered a WarmlyYours underfloor heating system for installation under new laminate flooring to keep the guest bedroom comfortably cozy during the winter rainy season.
Tumblr media
Product Cost per Square Foot, Plus Operating Cost for the System
The 1.5- by 52-foot TempZone
Tumblr media
flex roll fills 78 square feet of floor space and costs $741, which equates to just $9.50 per square foot. The flex roll is easy to cut and turn to effectively fill the floor space with 15 watts per square foot of soothing radiant heat. They were also pleasantly surprised to find that operating the in-floor heating is also affordable. According to WarmlyYours’ Operating Cost Calculator, it only costs 48 cents a day to heat this bedroom for eight hours.  The floor heating system can be the primary heat source for this room, so there won’t be any additional heating bills which is a welcome bonus.
Our Easy to Use Operating Cost Calculator Gives Cost To Run An In-floor Heating System
After you’ve chosen your floor heating system including how you’ll use it, you can calculate how much it will cost to operate. Actually, the calculating is done for you with the Operating Cost Calculator, a useful online tool that asks basic project questions; product type, room size, local energy rate and daily usage in order to calculate the daily, monthly and annual operating cost of your system. It’s simple to use.
To get started just use the calculator below:
Floor Heating Controls and Costs to Suit Your Lifestyle and Budget
Tumblr media
Customize your comfort with the nSpiration series of thermostats from WarmlyYours. Each control has been tailored to meet a specific need.
From programmable models that allow you to easily monitor and manage your home comfort remotely from any device to controls where you can set it and forget it, all of our controls are designed to help you get the most out of your floor heating system. For large applications, or additional areas, you may have to combine the nJoin power module with your nSpiration Series thermostat.
nSpire Touch Wifi Programmable
Control your floor heating system with your smartphone or on the web with the nSpire Touch WiFi thermostat. The added ability to be controlled remotely can accommodate busy schedules. It also offers substantial energy savings without sacrificing comfort or convenience.  
nSpire Touch Programmable
It’s easy to set up a radiant heating system according to your preferences and schedule with the integrated Install Wizard included with the nSpire Touch. With 4 programmable events for each day of the week, the nSpire Touch allows you maximum control over the floor temperature.
nHance Programmable
You can easily set this control up for your exact needs and specifications with the nHance intuitive user-interface. For consistent schedules, it will deliver a maximum level of comfort when you need it most, like during your morning routine, while still keeping your overall energy use to a minimum.
nTrust Non-Programmable
Ease and reliability are benefits of the nTrust  thermostat. Because there is no programming required for the nTrust dual voltage (120V/240V) control, you can just set it for your desired temperature and then sit back and relax. 
Radiant Floor Heating Technical Installation Support Available 24/7
Our 24/7 technical support experts will be on hand to guide you every step of the way through your installation, whenever you need assistance. Ensuring your project goes smoothly is WarmlyYours commitment to you, so whenever you are ready to install your system, we will be there for you day or night.
Get Started Quickly with our Radiant Heat Cost Calculator and SmartPlan
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Using our Radiant Heat Cost Calculator is the easiest way to plan for adding electric floor heating to your next project. All you need to do is fill in some basic information about your project and the cost calculator tool will give you a side-by-side comparison of the recommended products and costs for your room. Using this tool allows you to plan and budget for your own project online. Get started right now by clicking here.   
The next step is to upload a floor plan of your room to get your radiant heating SmartPlan
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. This plan provides more in-depth detail than a radiant heat cost calculator because it shows exactly how the floor-heating system should be laid out with the electrical plan. This custom SmartPlan
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helps ensure an easier install by helping our expert technical staff guide you through the complete installation process.
If you have any questions, there are several ways you can reach us. 1) Call us at 800-875-5285, 2) live chat us at http://www.warmlyyours.com, or 3) email us [email protected]. Whether you live in Dayton or another city that could benefit from our radiant heating solutions, WarmlyYours is ready and waiting.
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How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
"How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
for a 16 year old?
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
What are some reasons a person would get kicked off of state farm car insurance?
recently i had gotten into a small accident in a private driveway. not much damage done to either vehicles. when we brought this to the attention of our State Farm Insurance, they said that my mom can be taken off the plan because i was an unlicensed driver with no other driver in the car. she had no idea i had the car though. i own the car but its under her insurance. i usually only take it to work, but something rather important had come up and i had no other way of reaching my destination. can they really take my mom off her plan for something she was not aware of?""
CAR INSURANCE I NEED HELP!?
Me and my boyfriend wants to buy a car but were concern about the car insurance we cant afford to pay 200 dollars or more a month just for car insurance but we refused to drive with out insurance we have a baby on the way and we don't know what to do and we really need a car bad please anyone can you please help us out if so can you leave numbers if you know something we just need help
""Im 17, and looking for cheap car insurance in the uk, and cant find anything under 3000, can anybody help?""
i've used all the comparison websites, and the 3000 is on a 1 litre car with insurance group 1. i have tried www.insurethebox.com (limited miles) and www.i-kube.com (no driving between 11 pm and 5am) and neither have been able to help. is there a car you know of with lower insurance than this, or any particular insurance groups that will cover young drivers for fairly low prices. i've looked through most of the options Google found and none of them are any use. HELP.""
Best insurance companies for 21 year old passed my test.?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 21 year old have and who is it with, please :)""
What is a cheap auto insurance for a 20yr old male student?
What is a cheap auto insurance company for a college student 20yr old male, good grades""
Can anyone give me an estimate for A 17 year old car insurance!?
Hello I am 17 in december and am looking to insure A classic Austin Mini 998cc and I was just wondering if anyone would have any estimate idea of how much it would cost to insure!? :)
Need advice concerning a comprehensive insurance plan...?
I will be getting married in December. Both my fiance' and I are still on our parents' plans (as we are below the age of 24 and have not been forced off yet). This includes car and health insurance. I am lost when it comes to how much I should pay, what kind of coverage I should aim for, etc. We will both need car and health insurance as of 12/20/09. We are looking for an all-around DECENT plan that will fit in a limited budget. Any advice/tips on what we should be doing or looking for would help a lot! Thanks!""
Can you drive someone else's insured car without YOU having your own personal insurance in Ohio?
I'm 17 and i get my license the 26th. My mom is now paying off my car but i do not have insurance yet. Is it legal for me to drive hers or anyone else's car that has car ...show more
Who is the cheapest insurance company for first cars?
i am a female, and i am just wanting to buy a cheap first car""
If you are 17 and have a drivers permit can you have a car title in your name and insurance on your car?
i have my drivers permit and im 17. i have a car and its in friends name i want to put in in my name and buy car insurance. i live in florida. also how much will insurance cost me and what is the new law about car insurance do? thanks and please answer
Couple questions on motorcycle insurance?
So I recently just bought a motorcycle 07 Yamaha R6S. I'm 19 years old and first time rider. I financed the bike under my name. My parents have Allstate and I'm under there insurance for the car insurance. Can they add a motorcycle under their insurance or do I have to go on my own? If so, how much is full coverage on a bike for a 19 year old? I have 1 ticket on record. Would I be able to just get liability? I live in California. Any advice would be helpful.""
How much is Liability insurance on a 16 year old's car?
How much would it be if i wanted to get Liability insurance on a car?
Auto Insurance Rates hlep?
In November 2007, I erroneously ran a red light and made a left turn, with the result was hit by an oncoming car. Some tow truck driver came and offered me assistance by taking the car to his body shop and have the car fixed at a much lesser cost. (the police gave me at fault ticket). The next day I called up my insurance company and reported the accident. In October 2009 I fought my ticket and my fine was reduced with 0 demerit points. I have my abstract which says AIL TO OBEY LANE LIGHTS CURRENT DEMERIT POINTS TOTAL 00. Every year my insurance company raises my auto insurance at present for 2 cars and 2 drivers we are paying over 6000 premium. The cars are Mazda 5 2010 model and Mazda protege 2001 model. the accident car was Mazda Protege. My husband is the first driver and has a clean record for more than 10 years. I would like to shop for another insurance company. How much details about the accident would they ask me? My present insurance company has marked an 'x' on conviction free dsic. Could someone please guide me as what do I have to disclose at the time of shopping of rates. I would like to add that this inquiry is for the province of Ontario - Canada Thanks Regds Jo-Anne""
Has anyone heard of American Family Insurance? Are they a good company?
Has anyone heard of American Family Insurance? Are they a good company?
""What are the best car insurance in Eugene, OR ?
I'm a college student and looking for the best car insurance in terms of reasonable price and have the higher coverage. I'm looking for full coverage. Please help me as you can whether you recommend one or you could lead me to a recommended insurance. Thanks in advance
Isn't it time the insurance companies stopped ripping us off?
Just how annoyed am I... I've been unemployed for 4 months and receive income based job-seekers allowance,we don't have enough to live on and finding a job seems harder than ever just now.My car had an engine problem and both the Tax and M.O.T had run out,with so little money coming in I thought it best to do without the car until I get working again so I scrapped it.I called my insurer to freeze my policy and was told that I could only freeze it for 30 days and would still have to pay the monthly 20, then I would have to cancel if I didn't get another car by the end of the 30 days,cancelling will cost me 90. What the hell,how am I supposed to find the money and isn't it time these greedy companies were asked to explain why they need to charge ridiculous amounts of money for doing nothing other than posting a letter,they also charge 35 to change the policy onto another car which I find a bit hard to swallow. Why though,why do they have to charge so much in these hard economic times""
Who insures a teenage driver when the parents are divorced?
We are getting ready to add my stepson to our auto insurance. He does not have a car yet, but when he does get one it will be in his father's name. His mother as far as I know has no auto insurance. She drives a car that belongs to her parents and I assume they insure it. This is the living situation and what is in place legally at this time. The mother is the primary custodian of the child. However, he resides at our house 85% of the time. My husband has educational gaurdianship so that he can attend school in our district. I have researched this and what I have found is that the parent who has primary custody is the one who adds the child to insurance. Then I also read that the parent with whom the child resides the majority of time carries the child on the insurance. I am just trying to prepare and educate myself before having to deal with the ex-wife. Money is not the issue as the child will be required to work and pay for his own insurance (our house rule). Has anyone ever dealt with anything like this?""
Ford Focus Insurance for a just passed Driver?
How much would insurance cost roughly for a 25yo female who's just past her test?? I haven't yet passed but when i do I want to get a Ford Focus and was wondering how much roughly insurace would cost!
Can I have a car title in my name & insurance in my dads?
Right now I am listed as a Second Driver under his insurance, and he is on the title of my car. Makes it so I don't have to pay an arm and a leg for insurance as a college student. 270 every 3 months for full coverage is great. I'm getting a new (used) car. I am putting down 3/4 in cash and the rest in a small loan. He is an extremely busy person so I was wondering if I could purchase the car with the title in my name and still be listed as a 2nd driver under his insurance, but the car be under his name/insurance, even though the car is in my name?""
Is there a website where I can use a calculator to get an estimated insurance quote for a car I may buy?
I want to figure in the insurance as part of my outlay in this purchase without a bunch of insurance agents harassing me, calling me, emailing me and so forth. It would help me make the final decision on which vehicle I purchase.""
What car will be cheaper on insurance? 2002 Hyundai tiburon or 2000 Toyota celica?
So I'm hoping to get one of them by next year (when i'll have my license) and i know they'll both be pretty expensive on insurance but, which one do you think would be cheaper? i really need to know this asap! thank youu!""
Home owner's discount on auto insurance?
how does my auto insurance company know if I own my home? do they just take my word for it?
Where is the cheapest place to get Auto Insurance? In Canada?
New truck - need help.. :D ty
Car insurance?
suppose someone is paying $700 a year for liability car insurance and gets a speeding ticket. how much higher can this persons insurance go up?
Do you need proof of insurance when getting license in alabama?
i know you need it but i cant get it by tomorrow. is it ok because they have the information stored in the computers? i need help!!
How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
for a 16 year old?
Are Companies Required to Offer Health Insurance?
Are companies with a certain number of employees required to offer health insurance?
How much cheaper will my insurance be ?
Want to no how much cheaper my insurance would be if my mum insured my car but put me down as a name driver? I have just passed my test, looking to get a fiesta 05 plate 1.2 something like that, also my mum has been driving for over 20 years ?""
New car insurance with only a learners permit?
I am a 16 year old student that lives in the state of florida. Ive had my learners permit for a year and my sister gave me as a gift her old car. I dont have anyone to ask so im asking you guys.. I want to get my operators license but i was in an accident in california a few months back with the other person involved at fault (i am a florida resident) Will that affect my car insurance rate? Will it affect my chances in getting my operators license? Please lend me your knowledge i need to know! ..Thanks.
How much is for car insurance for first time drivers?
How much is for car insurance for first time drivers?
""Whats so affordable about $6,000 deductibles and over $500 a month for one persons health insurance?
When can we expect the $2500 in savings Obama told us back when he was trying to get ACA passed?
""How much would it cost to get insurance (if you can) on a $100,000.00 car if your 18?""
Just asking for an estimate. If i cant get full coverage, could i just get liability?""
Does anyone know where to get affordable insurance rates for high risk drivers?
Any insurance companies offering affordable insurance for high risk drivers
How Can a 17 Year old Teen Afford Car Insurance?
I am a 17 year old guy working on getting my first car. I was thinking possibly a 2000 Pontiac Sunfire, or a 2006 Saturn Ion. I had looked up a few quotes from Progressive and Esurance, and noticed that the semi-annual price was VERY high, way beyond anything my family could afford. I was wondering If anyone knew of a way that I could possibly afford this. Many of the quotes totaled at $800-$1000 per six months. This is outrageously high, and that was just insurance for an adult I had quoted. Adding a teen onto the insurance would be much more expensive. If anyone has any ideas on what I can do to cheat the system per say, or just find a nice and cheap affordable, reliable insurance company I'd be extremely grateful.""
Cheapest car insurance in brampton ontario?
i 22 and i need the best quote i paying 341 with state farm that bull and i got ma g , what the best and cheapest company out there i don't care much about broker as long he/she got a good deal.""
What is the purpose of a car insurance company giving quotes for the other insurance companies??
Just wondering... could they maybe lie about it? Why would they give quotes of the other companies if theirs isn't as good as the other ones? To me it just sort of seems like they are screwing themselves... Does anybody know why they do this?
Is affordable (not free) health care a right or a privilege?
There are many constituancies in this debate not the least of which is individual health responsibility. That said the costs are driven in large part by greed. Insurance, hospitals, doctors, drug companies, lawyers, restaurants and the food industry and fraudsters all have a dog in this fight. If affordable health care is believed to be a right (I believe it is) then all of these constituants need to come together. Al Tennessee""
Is this possible with AIG car insurance?
hi i have a full coverage on my car with AIG and it says, it covers rental insurance too.. what does that mean.. generally, how does rental insurance coverage works.. is it only when my car is in unoperable condition or just for any rental that i take when am away from my home...""
I have a Suzuki GS500 now & want upgrade. What is the cheapest sportbike on insurance 1998-2006?
Thinking of maybe a Yamaha R6 or R1, Ducati Monster, Buell Firebolt, Kawasaki Ninja, Honda 599 or 919""
Car insurance when buying a new car?
Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?""
Does anybody have or had insurance thru esurance?
they are by far the cheapest i found for full coverage for me. i know cheaper isnt always better but i just need insurance because my car is financed. esurance isnt a very big name and i dont know anyone who actually has insurance thru them. anybody know how they are compaired to other companies?
Will I affect car insurance rates ring on the cars title?
Me and my fiance re buying a car together I asked him to put it in both our names but he said nothing against me he just don't want his insurance to go up but I was told I don't have to affect the insurance even if the title says (him and me) the insurance would still just Be in his name.?
Where can I go for the best and cheapest classic car insurance?
We have a 1965 classic mustang and want to insure it for it's restored value.
Help with car insurance?
im 17 and im buying a car but with the insurance i want to use you have to be 18 to et up a direct debit so i done a quote where my mum is the policy holder and im the main driver and my mum is a named drive am i allowed to do this and whos name would the car have to be in thanks for any help in advance
Health Insurance-please help?
I am 22 years old, and I will currently be in law school until May of 2011. Because I had to be declared as an Independent, I can no longer be on my father's insurance plan. I am scrambling to find something, because I do not want to be without health insurance and I will no longer be covered as of Jan. 1, 2009. The school's insurance policy will not cover me until Jan. 20, 2009, it seems pretty shitty, and is expensive. What can I do? What is the best private insurance to get? Should I get private insurance? Thanks for your help, it is really stressing me out.""
How does progressive auto insurance work?
i have never bought insurance for myself, i am on my moms insurance. i want to get my own insurance and when i did a qoute in the progressive site it said like 56.02 for a 6 month policy but then i see it says 178.54 a month....sooo....i dont get how that works....so if you have progressive do you like it? and this is a stupid question but are you able to buy it online and it just automaticaly starts covering your car? because i see they have a buy online button and then im assuming they can take monthly payments from your card or something. basically all information you can give me please.""
Car Insurance for Citroen Saxo?
So i've been looking at cars seeing as im 17 and learning to drive. Well i really like a car ive seen which is a Citroen Saxo 1.1 litre and 2003 model. Round about how much insurance would it be? one of my parents would be on the insurance also and they have no claims. I'm female by the way if that makes much of a difference? Help would b appreciated :)
Is a '94 Integra considered a sports car ...?
Trying to figure out why my insurance is so damn high... Anyone else own early-mid 90's integra? Just curious, how's your gas mileage? How do you like these cars overall? This is my second car & still fairly new ... I totaled my first car in a bad accident within like 2-3 months. Thanks =)""
Cheapest car to insure for a 17/18year old new driver?
passed my practical 2 weeks ago. im 18 end of feb and want to get a car....i dont mind paying up to 2500 insurance however, im not sure to what car will be cheaper. is automatic cheaper or more expensive than manual? please someone who actually knows let me know please :)""
What is the best UK car insurance for me to get?
Ok, i'm a little confused here. Basically my insurance expires in a few days and i'm coming up to 4 years no claims. I've never protected these claims (obviously as you cannot protect less than four years) and on my renewal i've come to a dilemma; 1) I have got a fairly cheap quote which includes courtesy car, legal cover and windscreen cover (this is cheaper offer but doesn't offer protected no claims). or 2) courtesy car, protected no claims and windscreen cover (this is a little more expensive but doesn't have legal cover). Now my question is (since I don't know much about car insurance, i just know its a law), how important is legal cover? i'm assuming its very important but for the last four years i've never had any claims or been in any accidents, and i really want to start protecting my claims since my car is kind of old now and i'm worried about losing the last 4 years, any tips or advice? oh this is on comprehensive by the way. Thanks in advance to anyone that can help.""
""When buying car, do i look at the fuel efficient or the insurance price of the car?
should i buy a car that will save me money on gas or buy a car that is cheap on insurance???
How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
for a 16 year old?
What is a cool car that is low on insurance?
Im a 16yr old male looking for a cool car that is low on car insurance
Classic Car Insurance?
If I bought an 80's car, but my parents were the policy holder for the classic car insurance quote, and I am only 18... would I be able to be a named driver? (because you have to be over 21 to qualify for classic car insurance) Also... is this even legal? Thanks""
Car insurance going up?
We were involved in a hit and run accident. Obviously not our fault, but the people that did it drove off. They've yet to be found. Our car was totaled and we're currently waiting on a payment from the insurance company. My question is, will our monthly car insurance payment go up, even though the accident wasn't our fault? Also, if they find the people that did it (there's more to the story and we're waiting on fingerprints from the car) is it possible to get their insurance to pay the extra amount if ours DOES go up?""
""How much would insurance be on a peugeot 106, female, 17?""
Hi, im 17 and should be passed my driving test by christmas. I want a peugeot 106 and was wondering does anybody know how much (roughly) insurance would be? i live in a small town, in a quiet cul de sac and the car will be parked in my driveway (if this narrows it down)! thanks""
Any good/bad experiences with Farmers Insurance?
I'm considering becoming an agent of farmers.
What is the cheapest car insurance in Ohio?
What is the cheapest car insurance in Ohio?
""Speeding ticket in Ontario, How much will an increase be on my insurance per vehicle?
I have just gotten a speeding ticket in on my Ontario driver's license. Can anyone tell me a rough figure as for how much as an average I could be paying on extra insurance for my vehicle when it gets updated? And how long will these penalty premiums be in effect? Thank you.
Is there a way to get around expensive car insurance for a 19 year old boy in the UK?
I will eventually have my car when I'm 19 but i want to drive a 1.6 instead of a smaller engine. Is there a way to get around expensive car insurance because i know of people who got it cheap In england
50cc moped scooter insurance?
I live in PA. I am thinking about geting a moped scooter 50cc. About how much does insurance cost?
Why are my insurance quotes so high?
20 year old male toronto ontario G2 issued oct 2011 G1 DEC 2010 car 2003 toyota celica never been insured before quotes came up as 12000-16000/year i tryed it with a 4 door honda accord and it was 10000/year, i tryed 3 websites. Also is there an easier way to find auto insurance around toronto?""
Can you drive your parents' car without insurance?
i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.
A question on car insurance?
It is the first time we r thinking of a car. Can someone please tell what are the steps to get a insurance? It is a used car that we wish to buy from a friend. so, next what do we do?""
Can my grandmother add my car to her auto insurance policy?
I have a car that's in my name, with no insurance. I wanted to know if my grandmother could simply add my car to her policy. I'm a 19 year old male, if that makes any difference.""
What are the best car insurance sites for a 17 year old male?
Im just looking what sort of prices id be looking at for insurance for small cars (1.0/1.1 engines) and cant get a quote under 3000. Who are the best insurance providers for recently passed 17 year olds?
Need to find cheap but good minibus insurance. Can anyone help?
Need to find cheap but good minibus insurance. Can anyone help?
What insurances do I need?
Setting up a dating agency on line
Is renter's insurance required for tenants in california?
Is renter's insurance required for tenants in california?
Which company have cheapest auto insurance?
Which is cheapest auto insurance
What health insurance plan should I buy?
Hi I'm currently looking for a health insurance. I live in southern California. I'm a 27 year old female, 30 lbs overweight, no known medical condition, looking for something to cover mainly major or serious medical problems. Dont know whats better Kaiser Permanente or Blue Shield Blue Cross? Should I look for a high deductible plan or a copayment plan, PPO or HMO? Really confused!!!!!!""
Cheapest car insurance in brampton ontario?
i 22 and i need the best quote i paying 341 with state farm that bull and i got ma g , what the best and cheapest company out there i don't care much about broker as long he/she got a good deal.""
How much does insurance through an employer cost?
I just got a job offer and was told that health insurance will cost $210 a month. That sounds really steep to me, is that normal?""
Whats the cheapest car insurance for a 19 year old without previous insurance and 2 speeding tickets?
whats the cheapest car insurance for a 19 year old without previous insurance and 2 speeding tickets full coverage?
Will my child automatically get added to my car insurance when he gets his license?
My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks""
Looking For Cheaper Car Insurance Quotes?
I am trying to beat my best quote so far and I wanted to ask if anyone knew of anyone I could try or some brokers who could get the price down a bit for me. Here are my circumstances. 18 years old Full licence for 9 months 0 NCB Live in east sussex no claims or convictions car is kept in a locked garage looking for upto 4000 annual mileage will be using car for pleasure and commuting My car is an Renault megane coupe 1.6e sport My best quote so far I got from moneysupermarket which is 1560 and that was from swinton. I just wanted to ask If their was anyone I could try, like good brokers who might be able to get that quote down a bit. I am really looking at no more than 1400 . It doesn't matter how big or small they are I will give anyone a try. I have tried most of the major companies but none of them come close to my best quote so far. Also is it worth putting my best quote down when filling in online forms. Does it make any difference?""
Why is my car insurance the same price?
My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!
How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
for a 16 year old?
Health care insurance in ny?
What is the best health care insurance for a low income 19 year old who just got cut of the affinity child health plan due to age? Any suggestions?
Is there any good insurance companys that will insure me for a 200sx turbo i am 20?
20 years old with convictions and a high performance car, this is my second high performance car my evo was 3475 last year need it cheaper this year ,all i basically work for is to run my car, the thing is when i got the evo instead of looking around i was tht deprate to drive it i took the 1st quote, never crashed and have plenty no claims ,can some one help? none of these comparison websites are any good there all large companys i need japanese specialists or young drivers insurance thanks all! x""
What should I get first insurance or car register?
So here is what happen. I went to pay for my sticker at dmv the insurance was done. They void my car sticker and gave a orange one that says void. Couple months I started working now I save up to get insurance to get my car sticker. But they when I went to get insurance they all asking for registration paper. So I lost those paper I looked everywhere. What should I do first get registration paper at dmv then go to insurance because then go back to dmv to get the sticker? Or get insurance first then go to the dmv??
Cheap cars with a nice interior??????????
Hey im 18 and hoping to buy my first car soon (Living inthe uk) I'll probably buy a used car too I want a car thats cheap to run, cheap insurance, etc But with a nice interior :) This cars interior is perfect! http://www.zcars.com.au/images/2009-honda-accord-euro-interior22.jpg Can you guys reccomend any?""
How much would the nissan altima coupe's insurance cost per year?
Prescott Valley, AZ""
How much do you reacon my car insurance will be?
I am currently taking driving lessons but in a few months I will be taking my driving test. If I pass my test my mum is giving me her car which is a 1.3 litre Toyota Yaris, I will have to pay for the insurance so I was just wondering how much it would be?""
International medical insurance for US-medical trip?
I have a condition that might require surgery in the US, but I don't live there. Please can you recommend an international medical insurance that can cover the surgerical expenses when the need arises? Or anytime i should make a medical -trip to the US?""
I do not have regular health Insurance?
I regularly go for activities like white water rafting. Is it possible to buy cover for injuries from such activities on per event basis?
I'm confused about primary and secondary health insurance?
My daughter is on my policy, where all of the payments come out of a fund set at the beginning of the year, so if it is $1,000 that can be wiped out by one trip to the ER. Also, she ...show more""
""How much would the insurance be for a 2004 Range Rover HSE, for an 18 year old?
just an estimate thanks so much!! :)
""In California, do you have to have insurance on your boat?""
ive never had insurance on my boat before,,,
Insurance on a crashed car?
Today someone crashed into my car, anyway both cars have minor damage but they're trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don't insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?""
Cheap derbi insurance?
hey im 16 the end of the month and i am getting a derbi gpr 50. my question is, where can i find really cheap insurance for this bike in the UK?""
""How do i get an car insurance quote without giving (name, address, social security no, etc)?""
A 2001 toyota sienna xle, for a 15 year old driver W/ Learners Permit living in bellevue, WA never had one ticket or accident, mostly A's grades, employed PS Not 15 yet but am employed, just wanna know when the time comes""
Online auto insurance?
Other than the general, Is there any good online auto insurance providers??""
Can you personally propose a govt. health insurance program that would satisfy the majority?
Can you personally propose a govt. health insurance program that would satisfy the majority?
Good question about financed car and insurance.?
I'm insuring two cars and my rate is high. I would like to know, Is it possible to tell my insurance company that my car is no longer finance (even if it still is) so i can switch to a liability coverage and lower my rate. Is my insurance company going contact my finance about detail...""
Car insurance help please!!?
Basically i passed my test in may and it is my 19th in 2 weeks, my mum just bought a car for my birthday which is in perfect running order and good condition as it was owned my an old bloke. It is a ford fiesta lx 1.2 s plate (98), Ive been searching around and have come to the conclusion that haggling on the phone will get the cheapest quotes. Just wanted to ask if anyone has the same car and how they got on insuring it, and if anyone has any suggestions for the cheapest way of insuring the car and the cheapest providers for all types of cover. All suggestions are welcome apart from the ones about tracking devices as i have seen people being billed incorrectly and in some cases that i have seen, increased the insurance to well over other quotes! Cheers for the help!! :) Mike""
Young new driver getting car insurance?
Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance
Car insurance for 20 year old?
hey im 20 year old just passed my driving licence and the insurance quote i get on a 1.0 corsa breeze is ridiculous. i live in a high crime part of london but the insurance company's want about 1500 pound a MONTH from me. anyone know what it should actually be n what i can do about it? i heard people pay max 300 pound a month at the age of 17.
Help me find affordable health insurance in ny state if i am not poverty level?
Help me find affordable health insurance in ny state if i am not poverty level?
Pennsylvania law auto insurance question?
Someone hit my car when it was parked in front of my house, the car is totally wrecked. I know who's car it was but the owner denies being behind the wheel, claiming it was stolen. The thing is I currently don't have car insurance. Will the other person's insurance pay for my damages?????""
Where can I find a CAR RENTER'S INSURANCE that I could use for a week?
Found a cheap rental car- but they require insurance. Need a short short term insurance for renting car- HELP?
When will my car insurance go down?
About 2 years ago, I was in one heck of an accident. Everyone in my car passed out, and the other car was basically fine, so police only went off their story. And they're not going to say it was their fault I assume. Police report says it was my fault, but i don't know. Stuck me in a coma for a while :P I had a severe traumatic brain injury too. So all in all, I don't drive because my mom doesn't want me to pay much for car insurance. I've heard different numbers, but the cheapest quote I've heard is $300 a month! I'm actually going on an LDS mission for two years, and won't be driving until it's done. So about March of 2016. Will my car insurance go down at all in that time? I will turn 21 in June of 2016 too
First time Car Owner Getting Insurance?
I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""
How much would car insurance be monthly for a 2007 CLK350 Cabriolet?
for a 16 year old?
https://www.linkedin.com/pulse/18-yeasr-old-94-ford-taurus-wagon-cheapest-insurance-carlene-ostara"
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Insurance policy Why Obtain Professionals Obligation Insurance?
In today's globe there is a fantastic volume of pay attention to finding out how you can connect as well as social capabilities when that pertains to personal advancement and also accomplishment. When you loved this post and you would like to receive much more information regarding yellow pages uk residential addresses (simply click the next site) please visit our webpage. That's why most hopefuls (and also dieters) wind up gaining back their authentic weight As our company've said prior to: physical fitness is a skill-set So as to genuinely develop, you'll have to fall words error coming from your lexicon so that you can completely transform internally. When this happens to possessing strong interaction is that they are certainly not knowledgeable of their body system foreign language, accent or even vocal change, the very first typical error people create. Right here are actually 7 popular errors that graduates make in their resume as well as must avoid that. The list could continue. Nevertheless, my experience as a card-carrying participant of the POPULAR CULTURE takes me to the conclusion that the perfect mistake is the fake . Allow your own self to fantasize and also think large, dare one thing worthy, make loads from blunders in the process-- as well as fill your expertise container to the edge! So many people hesitate to also have a couple of small risks considering that they might cause an oversight." So they do not attempt just about anything brand-new. Counting on the Middle East, he condemned the 2003 attack of Iraq as possibly the most awful choice ever before created in the history of the country, and also pointed out secure zones must possess been produced within Syria and purchased due to the United States' Bay allies. You shed focus when you live in the past, when you keep the baggage of all the failures you have actually made in your lifestyle. The 2nd blunder a lot of companies produce is actually to ignore and also somehow overlook the education and learning from the necessary usefulness of advertising and marketing. Okay, okay, that was actually unnecessary, but truly, the even more oversights you create, the more you learn. The very best forerunners out there are actually the ones which produced the most blunders however picked up from them. You manage to keep removaling, not making it possible for the blunders to bind you to your past times, nor enabling worry to keep you off attempting. MISTAKE 6: Weak external link tactic- This is actually one more oversight which frequently develops during site advancement. Nanny McPhee is actually a great film along with a terrific message for all kids to understand and identify. Through staying clear of these popular oversights you are going to rapidly begin becoming a strong communicator and also individuals are going to start appreciating and also admiring you more. Some could be challenged by either evaluating one's self, or even others, for mistakes, or even by not having the ability to take possession from one's personal mistakes. There are catastrophic mistakes that ruin an idea; however there are also dependent ones, which serve in checking the security from an idea. When you have actually created your apologies to the others included, your next step is actually to view just what you should do in purchase to patch traits up and solve your inaccuracy. That is actually the actual main reason why errors hurt, to make sure that our company carry out pick up from all of them as well as do not create them continuously. Then various other mistakes observe considering that this definitely isn't the best scenario for us. So have a look at the condition and also calculate regardless if the scenario was actually one that ought to possess been actually avoided. Some of one of the most usual registration web site oversights that most people have the tendency to produce is actually to not describe their target audience adequately. Inquire past or present coworkers or folks outside the company for their perspective on the blunder and just what they believe you can do to recoup. Call around to a few insurer for quotes just before you select an insurance firm. The appropriate method to an error is to recognize that, correct it, and also gain from it. Mistakes must not be actually made use of as a referral factor that will consistently advise you from exactly how points can fail. Creating a. blunder could harm you for time, but you have reached removal past that and also learn from these errors, thus you can easily avoid all of them later on. Cops sergeant Merryll Manning performs trip on an isle in the Fla Keys for a Murder Puzzle weekend. Additionally, the mistake must be actually one that would show up reasonable to a court or even jury. The very first error companies make when opening their very own business is to somehow overlook to deposit a details budget advertising. In reality, life's finest sessions are often learned at the worst times and also coming from the most awful oversights. This insurance coverage is actually brought in to shield specialists and also his staff members from legal action coming from accident, carelessness or even property damages. My Significant Fat Greek Wedding event is actually just one of the most effective motion pictures ever before created regarding shut loved ones and also their traditions. Additionally, the accused's reliance on some of these sources must possess proven out, similar to mistake of truth. If all you should recognize was certainly not accessible to you back then you made a choice that made a result you were not finding, you have at least learned one method certainly not to carry out something in the future. James Joyce called all of them, portals of discovery." Regardless of how major or tiny you identify your mistake to be, when you discover that you have actually made a mistake; this just asks for correction, absolutely nothing else. As a professional in the POP Culture, the most fascinating thing about people could be summed up in one phrase: mistakes. That's why very most contestants (and also dieters) end up acquiring back their original body weight As our team have actually claimed prior to: fitness is actually an ability In order to definitely develop, you'll have to drop words mistake coming from your lexicon to ensure that you may completely transform inside. When this comes to having highly effective communication is that they are actually certainly not informed of their physical body accent, voice or language fluctuation, the first common blunder individuals create. Below are 7 usual blunders that finishes create in their resume as well as ought to prevent it. The list can easily go on and on. Having said that, my adventure as a card-carrying member from the POP Culture carries me to the conclusion that the essential mistake is the artificial pas. Permit on your own to dream and also presume huge, risk one thing worthwhile, create bunches of oversights in the process-- and fill up your knowledge box to the edge! So many individuals fear to even have a handful of sure things because they might induce an error." So they do not make an effort everything brand new. Although we possess all heard the horror tales from folks acquiring benefited from through technicians that have actually made recommendations for repairs or solutions that were certainly not needed, you do not intend to risk the odds that your auto mechanics is being actually sincere along with you, just because you are being low-cost or even . Upcoming time you think that you have actually made a mistake, merely smile and enjoy that you merely made a huge down payment in to you experience account. This is actually much much easier in a learning culture in comparison to in a performance-focused society, in which blunders are usually looked at much more roughly. Lots of people create the oversight from certainly not protecting the pre-approved loans prior to seeking residences. If you haven't brought in any sort of errors for some time, you might certainly not be providing yourself opportunities to run the risk of, to know, or to expand. Writers, Bloggers, Podcasters & Artists: Aiding you not only construct & support an invested target market, but ways to take advantage of your blunders so you transform them into your most significant endorsers yet. Self-Care: Common massage therapy mistakes therapists make are that they perform not look after themselves as much as they should. Mistake # 7 - Settling your claim prematurely, or appearing too excited to resolve your insurance claim very soon. Poorly written content, which is actually certainly not well optimised, is additionally an oversight that could negatively influence your SEO-effectiveness. Add new, free internet material to your internet site including newest posts, internet tools, as well as prices quote along with a solitary piece from code! Open up communication is actually a have to as well as this is actually usually the worst courting oversight you can help make. Bear in mind, no matter how many blunders you make or just how sluggish you develop, you are actually still way before everyone which really isn't trying. The No 2 error that a lot of Currency traders create is to begin increasing up on a shedding trade and also, once more, they create this blunder for specifically the same factor. There are others which choose not to acknowledge the mistakes that they carry out and also blame all of them on others. The key is to maintain moving and also pass over each personal property investing oversight that you bring in, particularly early on!
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alienation2016-blog · 7 years
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New Post has been published on Alienation
New Post has been published on https://alienation.biz/which-foreign-currency-markets/
Which Foreign Currency markets?
Which foreign forex ought to you deliver to you whilst going remote places? The easy answer is “they all”. While that is impractical you can effectively try this by way of planning your trip as part of your economic control, and turn into greater knowledgeable approximately forex markets. It isn’t complex and you can learn the entirety you want to realize at the net. How could you revel in reducing $2 hundred of the fee of your lodge bill the day you checkout? Or purchase high priced earrings at a good deal below what the nearby merchants are organized to offer?
The key is being capable of the negotiate the price you pay in various currencies. Before setting out in your morning’s sports without a doubt get right of entry to the brand new forex costs at the resort pc or your laptop. Read the information reviews and forex evaluation. Check the trading charts and you are capable of having an honest idea of the direction the various currencies are headed in for the day. Some pretty often differ extensively for the duration of the day, however, return to the expenses wherein they began the day. You can attain special currencies to finish your commercial enterprise dealings at maximum money changers. Banks and “ATM” machines. Also, you can pay by credit score card nominating which foreign exchange currency to be billed in. If you actually need to tour nicely organized you can open financial institution money owed at home in various currencies and shift finances among them to take advantage of currency moves.
If you’re a foreign currencies trader which currencies you alternate depends on the pastime of the foremost forex pairs within the market at the time. At times if the Euro is growing towards the United States greenback you would be shopping for Euros selling US bucks. If on the same time the Japanese Yen had been falling against the United States greenback you’ll be promoting Yen and shopping for US greenbacks. Thus it’s far viable which you would be both selling and shopping for US dollars at the same time,
Every visitor to every other u . S . Buys overseas money generally simply replacing the foreign money they bring about from their very own use for that of the remote places united states of America. At times the cash exchange takes vicinity in a financial institution or at a cash changer or it takes place just by means of chickening out nearby foreign money from a machine the use of your ATM card.
Do tourists converting their money overseas comprehend they’re within the global of forex currency exchange? If tourists take a touch time before happening their remote places ride to find out a piece approximately forex cash markets they might in all likelihood cowl part of their traveling expenses – simply from the overseas currency trades they make both earlier than they depart domestic or even as they’re traveling inside the overseas us of a.
Whether you change foreign exchange just via being a visitor or as a professional forex money trader the enterprise aspect is essentially approximately shopping for and selling money. The forex conversion charge is decided no longer so much by using the unique foreign money changing established order but by means of the Interbank marketplace. Banks barter foreign exchange globally electronically through the device named the Interbank market. There are six predominant currency pairs that most forex foreign money dealers change. The minor currencies are usually converted into one of the primary currencies first after which the move charges between the minor currencies are calculated.
As all people now can trade forex at the internet with laptops it is easy to alternate forex markets from everywhere within the global. This is how the visitor can gain an side over the cash changers in overseas international locations. By having expertise of how the overseas forex international works and being able to acquire actual-time live foreign exchange expenses through the net you could stroll into the overseas money changers in Rome, Hong Kong, Singapore, Athens – in fact, any area within the global, with extra recognition and statistics than the personnel and group of workers who buy and promote you nearby forex.
As the unwell-prepared cash changers are exceptionally unsophisticated it’s far often simple on the way to achieve a higher price than what they first quote – they have a degree of flexibleness in the final exchange price they are able to provide to you. If what the worldwide fee is before entering the money changer status quo you may negotiate a rate not most effective decrease than what the clerks first offer you however at times even underneath the contemporary interbank price – as there is a few hole within the relay verbal exchange which tells the clerks the day’s fees to repair for their fees to customers. This identical relay hole additionally can be seen in maximum shops and especially in remote places hotels.
Also of cost in the process is knowing the various time area peculiarities. Though it is viable for all and sundry to make cash in this manner it’s far crucial to analyze more approximately a way to behavior the business. An obvious starting vicinity is to educate your self and virtually examine extra about forex earlier than you travel. It isn’t always hard and a whole lot of fun. But exceptional of all you could make cash with that know-how whilst you travel and you may have extra money to spend regardless of which overseas currency.
All About Forex Currency Converters
  A foreign money converter is a very reachable device no longer simplest for Forex global however in addition to each day life. When you journey, order goods over the internet it is vital to discover the current price of overseas foreign money. Many of those foreign money converters can be observed on the net but most of them are brought only with commercial of the company, like dealer house or tour corporation who, provide this sort of device.
What are the types of currency converters?
There are many forms of currency converters on line. The types fluctuate by means of their intended purposes and the information they supply. Choosing the proper converter relies upon on what you actually need from it. Below are some of the beneficial converters that you need to choose from.
The brief listing converter: This converter is used for conversions of the most-used currencies in the world. Note that there are over 100 currencies in use global. In the short listing converter, handiest the foremost currencies are contemplated, so this converter is fine for global investors due to the fact all currencies aren’t regularly traded. The 2d converter is the long form currency converter: This converter is just like the latter besides that it has as much as 50, perhaps more, currencies taking into account much less famous currencies to be converted as well. This converter is a bit cumbersome and unnecessarily high priced until you have to cope with a huge series of various currencies.
The pass costs forex converter: This sort of converter is the easiest and quickest to apply. The converter has currencies matched against each different and their prices as well. It additionally permits putting a base rate where one could set a particular foreign money, take as an instance the Dollar and then the opposite currencies are all in comparison to it. The drawback is that it simplest shows the main currencies. Other websites offer as many as 20 currencies. How converters work.
Currency converters acquire records over the net. Some are in the form of software that may be downloaded and installed onto pc; consequently, they need an internet connection which will deliver accurate statistics in view that foreign money values continuously differ towards every different. To shop himself or herself from the problem of downloading and installing this software program, the dealer can virtually use the pre-installed currency converters on websites just like the ones from the Forex website which give reliable change quotes.
For internet site owners and bloggers, having forex converter services for your pages is a good idea, especially in case your web site is a monetary website. There are many web sites supplying converters at extraordinary charges, however. The Forex market offers that equipment for free. Forex gives many Forex assets which include showing the current foreign exchange prices, diverse the Forex market charts, swap history, monetary calendar, pip fee calculator, forex converter and margin calculator which may be mounted on all and sundry’s internet site all for gratis.
  The Market Of Currency Trading
  The Currency trading marketplace is the biggest marketplace within the global, trading cautiously can fetch you more income than from some other business or the stock market. Currency buyers are people or companies who exchange currencies of various nations in the market, make cash through the distinction in currencies of nations. This distinction is based on the relative overall performance of a foreign money.
Currency fluctuation can happen because of many different factors. Currency buying and selling market are also called forex and the Forex market. Websites are every other platform for trading of currencies. Either you can be the forex dealer or you may technique a forex trader as per your needs. At least one buying and selling firm are present in all the international locations.
Transactions
Different kinds of cash transactions take location ordinary in a Foreign exchange market. One of them is spot cash transaction. A currency trader can exchange the money he has with some other foreign money dealer. Apart from that, derivatives like destiny contracts also can be exchanged in the currency marketplace. As forex market is relatively unstable, Forex buyers want to be greater careful whilst finalizing on trade. They have to have complete knowledge about the working of the forex marketplace.
The Foreign trade market desires brief decision-making skills supported through thorough understanding so you, as a foreign money trader, can take advantage of the scenario and alternate your money for a bargain. As the forex fluctuation is dependent on the political and affordable state of affairs, you may also want to understand how the current monetary state of affairs would possibly trade.
You could make income from contracts, which might be created so you get cash while the cost of the currency falls or is going up. For this currency, buyers should be capable of predict, which foreign money price will give way and while, and purchase the contracts at the right time. If this is carried out cautiously, you could avoid losses. This is also barely complicated unlike the ordinary foreign exchange practises.
Currency buying and selling is viable for the duration of the day, besides on weekends. Currency investors can take part in buying and selling from exclusive countries of different time zones. This is nice as any most important alternate in any important united states of America can create changes inside the foreign money marketplace and investors could make the maximum out of it with out expecting the buying and selling market of the alternative country to start functioning. Trading via smartphone and numerous web sites is also feasible. Most of the large monetary establishments and businesses alternate forex through any other expert company or have an in-residence buying and selling professional.
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thecloudlight-blog · 7 years
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New Post has been published on Cloudlight
New Post has been published on https://cloudlight.biz/why-blackberry-is-so-optimistic-about-software-and-services/
Why BlackBerry Is so Optimistic about Software and Services
Software and Services revenues rose 25% in monetary 2017 Tech (QQQ) firm BlackBerry (BBRY) has 3 primary business segments: Software program and Offerings, Mobility Solutions, and Provider Access Costs. In financial 2017, BlackBerry’s revenue fell 39.four% YoY (year-over-12 months) to $1.three billion, down from ~$2.2 billion in economic 2016.
By using a comparison, BlackBerry’s revenue from its Software program and Services enterprise rose 25% YoY in economic 2017 to $622 million from $497 million in fiscal 2016.
revenue from BlackBerry’s Software program section rose 3.6% YoY in financial 1Q17, 89% YoY in monetary 2Q17, three.2% in monetary 3Q17, and 39% YoY in financial 4Q17.
At some stage in BlackBerry’s financial 4Q17 profits call, CEO (leader government officer) John Chen stated: “A stellar growth in Software and Offerings exceed the decline in SAF and almost nearly offset the decline in hardware and SAF mixed.”
The culmination of optimism
BlackBerry is optimistic about revenue growth within the Software and Offerings area, pushed Via the robust performance within the enterprise’s Business enterprise Mobility, QNX, and Fee Control Software program segments.
In October 2016, BlackBerry announced that it had signed a settlement with vehicle manufacturer Ford Motor (F) to expand using its QNX Software. Blackberry is investing in numerous boom segments, such as Company Software program, IoT (Net of factors), and related cars. Extensively, BlackBerry’s QNX Software program is already being used in over 60 million automobiles.
Keep to the next part for a recap of what BlackBerry pulled off in 4Q17.
BlackBerry (BBRY) processed over three,500 patron orders in fiscal 4Q17, which became a rise of 16% QoQ (zone-over-zone). BlackBerry also won contracts with numerous businesses across industries, thereby increasing its Offerings inside the Employer market.
Different main wins for BBRY closing yr blanketed Deutsche Post DHL, Mitsubishi UFJ Economic Institution, Nationwide Mutual Coverage, Idaho Strength, Sutter Health, Queensland Investment Business enterprise and Parliamentary Services in Australia.
Blackberry Apps Development – All For An Increased Performance
There are numerous cell telephones in the marketplace that help you’re making lifestyles easier and greater thrilling. Some phones encompass Blackberry, iPhone, Nokia, Android, and many others. all these telephones include one-of-a-kind applications and exclusive functions. Usually, Blackberry is focused in the direction of the business magnificence humans, it is useful to them as BlackBerry telephones have programs that healthy them and their desires.
BlackBerry Apps Development has been gaining momentum within the last few years, as there is a growth for those telephones. those telephones will ensure that your commercial enterprise existence is made less difficult and easier. BlackBerry Apps Improvement is a subject where increasingly human beings are being hired every single day. Agencies are searching out folks who can assist them to develop such functions and capabilities with a purpose to end up making the lives of people smooth. There are many humans interested in any such process definitely as it gives you growth and a danger to be a part of dynamic surroundings of BlackBerry Development.
BlackBerry Apps Improvement is not a clean challenge
Loads go at the back of every application and every utility is surely a large venture for developers. A whole lot of time, cash and research go into each application. builders Usually apart from the technical aspects need to preserve in thoughts what type of programs an audience is genuinely searching out. They will be searching out a target market that is an appropriate target for the application. This will make their venture easy in terms of distribution and advertising.
builders Typically will make certain that each application is a success as they keep factors consisting of the size of the software, the target audience to be targeted and the need of the application in mind. in relation to BlackBerry Apps Development lots of categories are selected such as the song, games, organizational capabilities, and so on. all these are regions in which a developer should look into and see what may be brought and what may be executed. In conjunction with experience, studies and qualification cross a long manner in BlackBerry Apps Development. As a brisker, you may start out with any organization and involve yourself on this method so that your corporation does not suffer any loss.
How To Be More Optimistic In The Long Term
  We likely all have that one pal, one relative, one colleague or one neighbor who’s particularly superb and may constantly see the intense aspect of the photo.
Occasionally they’re the form of disturbing. However Once in a while, they may be kind of uplifting as they’re seeking to bring the satisfactory out people.
In truth, you could probably be that positivity freak.
But, if you are not naturally inclined to be so high quality all the time, you’ll be stressed and thinking how you can also definitely learn (or teach yourself) to be extra optimistic.
A few people are inherently advantageous at the same time as others are inherently poor. Perhaps it’s an inborn issue. Maybe it’s shaped via their childhood enjoy.
But are we all capable of remodeling ourselves from a poor power-draining vampire to an advantageous, satisfied, self-motivating man or woman?
The important thing lies in shifting the manner you think about matters.
It seems that optimism isn’t actually the tendency to consider that things will flip out for the higher at the same time as pessimism is not simply the tendency to assume matters will flip out poorly.
As an alternative, those phrases are used to explain the way someone thinks approximately what causes the adversity.
A pessimist has a tendency to consider these items in a way that makes them sense powerless. For example, many pessimists characteristic the adversity to internal forces, along with “Oh my god, this ruins the whole lot!”, “This is totally out of my manipulate!”, or “Oh dear, there is no way I will alternate this.”
It’s far feasible to change the manner that you reflect consideration on things. When you are confronted with an adversity you’re your default set of questioning makes you finish that matters are poor, take a step lower back, take a deep breath and permit’s reconsider it from a distinct attitude.
For instance, when you have an upcoming check and you are having issue know-how the cloth that is being included, it is straightforward to fall into the line of wondering that you are going to fail. A more healthy alternative is to consider ways you may better recognize the material and paintings on gaining knowledge of and reading what you want in order to get a higher grade at the take a look at.
The concept is that in case you are thinking you are going to fail, you probably will. In which focus goes, strength flows.
Changing your idea procedure and analyzing the cloth thoroughly is the best sensible option to enhance your probabilities of fulfillment.
while our attitudes in the direction of matters are On occasion habitual, It’s miles viable to change the manner which you think about things, for that reason getting to know to be more positive about events.
Types of Software Bugs
Every software program product carries some errors. A software program worm is this kind of device behavior that does not meet the necessities and produces the wrong consequences. It’s far not possible to expand a worm-unfastened device.
The failures of software merchandise may be of numerous sorts. Right here are some of them.
Useful insects – the wrong device behavior or enabled product features. Conversation troubles – the process of person’s Communication with the product may be not possible because of this form of mistakes, for instance, the manual is unavailable or the notifications are not proven. Lacking instructions – some anticipated instructions are left out inside the machine. Syntactic bugs – the grammar errors or misspelled phrases and sentences utilized in product GUI. Such errors can be connected with the localization technique. flawed handling of the errors – if something is going incorrect, the person must get the proper and clear notification. Its textual content must be short and it has to include all necessary facts about the nature of the mistake and the approaches of its possible removal.Calculation insects – the improper logic for calculation. The intense instance of such a mistakes is the misplaced Mars Weather Orbiter. Such state of affairs happened due to the fact there had been used English units in the metric machine.
Manage to go with the flow bugs – the violation of the series of movements.
The above-mentioned mistakes may be detected at some stage in exceptional varieties of software program testing, for instance, Purposeful, device, integration checking, and so on. Besides that, there are numerous uncommon bugs that can purpose a few difficulties all through their discovering and solving. What Are the uncommon software bugs?
Heisenbug – the errors of this kind of kind can regulate their houses. It’s far rather hard to stumble on these troubles as they will in no way be determined inside the debug-mode version of the product. Bohrbug appears beneath the set of precise conditions. Occasionally It’s miles referred to as ‘ghost’. Mandelbug – the failure of chaotic nature. It’s miles very difficult to outline the actual motives of this bug. It has very complicated reasons. Schroedinbug seems due to unusual the use of the product. The phase of the Moon computer virus – instead rare mistakes however it causes many issues. It is able to appear because the device is at risk of some screw ups on the unique time
Period and under particular situations.
Statistical trojan horse – the difficulty regular for aggregates. It violates the random producing of the precise output. these bugs are alternatively severe and the development team should paintings hard with a view to getting rid of the issues. And testers need to additionally observe exclusive techniques and methodologies to come across most of the people of serious bugs. for example, they use white box testing technique to better recognize the machine common sense. To perform mobile, computing device or internet website testing correctly those strategies must be adjusted for every enterprise and each project. QATestLab is unbiased, offshore software testing enterprise placed in Kiev, Ukraine. QATestLab plays trying out of merchandise on every degree of software program improvement cycle.
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