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#which btw the only info i know about it is deep research and two years of psychology in high school
beanghostprincess · 4 months
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Sabo still struggles with memory loss. He had his childhood back, of course, he remembers Ace and Luffy and everything they did together. But he doesn't remember some stuff. Some anecdotes Luffy tells oh so excitedly? He can't recall that those happened. And if he does, it's all blurry and never at all like Luffy says. But he never says anything because that would break his brother's heart, to know his older brother isn't fully back with him, so he nods and smiles and pretends he knows what Luffy is talking about every time.
His room is filled with Post-it notes. Stupid, really. Dumb stuff. But he has all the meetings he needs to remember and the missions he has to do, along with everything he wants to write down at some point properly. The walls are covered in pictures of the people he loves (Luffy, Ace, Koala, Robin... All the others that have ever meant something to him because he refuses to forget somebody again).
He keeps writing dumb stuff down. Anything. He refuses to forget. He denies the possibility of doing it again.
But he forgets. Sabo keeps forgetting important dates. Important parts of his life, like his past with his brothers (he forgets a random adventure they had that he swore he had talked about the day prior) and crucial things he has to do. He has a hard time picturing his memories. Putting them in his brain. Turning them into images. Saying it's frustrating is a huge understatement.
Koala helps him out, of course. She's hard on him so he finishes his paperwork, but she knows it's difficult sometimes. She's his personal calendar and diary. She informs him of what he has to do during the week and always tries to talk and talk about anecdotes that she knows he still remembers but knows he loves to hear again.
His mental health isn't the best either, but he refuses to acknowledge it. There's a revolution at hand, he can't stop working. And fighting. And doing more and more and more. But sometimes it's just too much. Sometimes he goes into depressive episodes he can't control, and the medication is either addicting or the worst thing that has ever happened to him. Sometimes he's a bit too intense. Koala says he needs to calm down, that he has a problem with his fixation on the revolution and his past. Sabo keeps saying that it's fine. But he sometimes forgets or has blurry images of the fights and the people he has killed, filled with energy and excitement and like he has the power of a God. He doesn't like those. Enjoys the moment. Hates to forget it. Hates to know what he did during it too, even if it was for a good cause. Despises the look Koala gives him, also. Makes her promise not to tell Luffy about all of this.
But it's fine, he keeps saying. Sabo will keep trying to never forget anything ever again.
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jq37 · 4 years
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The Report Card – Fantasy High Sophomore Year Ep 11
The One With All the Lore (in which the Bad Kids do a Lot of Reading and we are Forcibly Reminded the Plot is Happening)
We are back in the Land of the Lomenelda where the Bad Kids and Co. are waking up (well, those who went to sleep anyway). Fig and Ayda wake from their sleepover that Fig decides to keep going into the day, confusing Ayda immensely in the process. 
Kristen decides to look at the research she found in Calethriel Tower and on a 22 religion check, she gets a lot of info which I will do my best to summarize here:
The information is older than what she read in the pirate book. It’s probably from 850-900 years ago--around the time of the last great Sylvan War.
The text is by high elven clerics of the Moon Goddess Galakaya (Tracker’s goddess).
There used to another goddess worshiped in Sylvere--a goddess of night, mystery, and magic and the younger sister of Galakaya. This goddess was worshiped by all of the races in the forest (and it sounds like this is who all the oblique references in the earlier research was pointing to). Doubt and the unknown were parts of worship to her which Kristen is very into. Religious differences between the races about how to worship the mystery goddess was part of what sparked the war.
Some high elven clerics came in to help broker a truce which ended up leading to the invention of the “Sylverian Heresy”. Basically, the Moon clerics advised the Mystery clerics to “unmake” the name of their goddess because, “Hey, she’s a mystery goddess, right? So isn’t knowing anything about her a contradiction of her whole thing?” They think that sounds legit and proceed to do that but it seems that it wasn’t actually altruistic advice as much as a ploy by the high elven clerics to weaken the mystery goddess. 
Fabian has been dancing all night and he is feeling exhausted but super good. This becomes even more of a family affair when none other than Hilariel Seacaster shows up! She joins the dance! Cathilda joins the dance! Fig plays her bass! Riz is skanking? It’s one of those classic D&D moments where the plot utterly grinds to a halt while everyone takes turns describing the ridiculous nonsense they’re doing and it’s fantastic. Once that calms down a bit, Fabian goes on a walk with his mom and Cathilda where Hilariel tells him that the grapes 1000% do not work, which honestly checks out.
Shifting to the Abernant sisters, Aelwen (this is the canon spelling and I’m gonna try to use it for these recaps but we’ll see how that goes) has just regained her pre-torture memories. To be specific, she seems to have backed them up between being broken out of jail in Solace and the torture starting. They have a little bit of a standoff, not sure whether one of them is going to attack the other. Once it becomes clear that blasting each other isn’t on the top of their respective to-do lists, they settle into a semi civilized conversation. Adaine wants Aelwen to read her thoughts so she’ll have the memories of what happened to her and the past day (at least from Adaine’s P.O.V.) and not go back to working with their parents. Aelwen seems resistant to the prospect and asks Adaine to just tell her what happened. While they’re talking, Adaine rolls an Insight check of 10 which doesn’t net her any information (we’ll come back to this).
Aelwen tells Adaine that their parents are not on the same side but refuses to elaborate, much to Adaine’s annoyance and frustration. They kind of dissolve into almost normal sibling bickering except that it’s about stuff like, “Oh come on, I only tried to kill you one time. Don’t be dramatic.” When questioned, Aelwen says that she only joined up with Goldenhoard for fun and she didn’t really think he’d win against her and her friends. The argument ends with Adaine casting Tasha’s Hideous Laughter which knocks Aelwen out in one shot because she’s still three or four levels of exhaustion deep.
Fig goes to Telemein to ask if he knows Planeshift (which she needs to get Gorthalax out of the ruby he’s trapped in). He does not and she doesn’t trust him to figure it out in a timely manner (or to even know what a timely manner is). 
Kristen goes into the Van where Aelwen is to check on her (she’s fine, just trancing). Then, she helps out while Adaine tries to rifle through Aelwen’s brain for information on their Mom. Aelwen saves from the first Detect Thoughts but she’s sleeping so Adaine just tries again. Second time’s the charm. Her sleeping brain is a little hard to read but what Adaine sees is that when she failed her Insight check with a 10, what was happening was THE SHADOWCAT WAS STANDING BEHIND HER AND TALKING TO AELWEN. And I (roughly) quote, “Don’t keep looking at me. Look at your sister. Your mom is working for me. She has the crown and she’s taking it to Sylvere. Get away from Adaine so we can talk.” On an 18 Insight check, she can tell that Aelwen and Kalina have spoken before and seem familiar with each other.
Now that Adaine has seen Kalina through Aelwen’s memories, she decides to Scry on her. Oh, and she has a Nat 1 portent roll to give her. Eat your dice Brennan! The Scry goes really weird though. Instead of just showing one person, it cycles through a bunch of people, ending with Ragh, Tracker, Sandra-Lynn, that elf Ragh slept with, and Kristen. Then, it flashes to a creepy-ass forest where she sees a wood elf covered in festering wounds and claw marks. Vines are dripping with blood. The elf stands, grabs an old spear, and scratches into the ground, “Hello Adaine. Glad you could join me.” Then, it moves back to Kristen. Um, como se dice, CONCERNING. 
Adaine gets a 27 to Detect Magic on Kristen and pings nothing that shouldn’t be there. Gorgug (who is also there btw) gets the pic and asks Ragh’s hookup if he can see the tabaxi and he can. The group gets together and they realize that everyone who can all of a sudden see the Shadowcat either had sex or exhanged blood with someone who initially could (ie: Garthy got it from Sandra-Lynn, as did Tracker when she blood healed her and Kristen got it afte she hooked up with Tracker in Leviathan). Shout out to everyone who called that. And I guess the Thistlespring STD talk at the top of the season was less of a wild detour than it seemed (I wonder if it would have transferred if said people specified that they used protection). 
Fabian and Fig are very down to drink some blood so they can also see the picture but they are warned off with the idea that it very likely means Kalina can see through their eyes or something similar. After they all exchange their info, Riz theorizes that Kalina is not just a servant of the Nightmare King and rather the Mystery Goddess herself, powered down. Adaine starts a private message (w/ magic, not on their crystals) with the non-infected people.
Kristen recently learned the spell Hallow which can basically turn the Van into a permanent Moon Haven. She tells Tracker and on a 15 Persuasion check, Tracker seems to have warmed back up to her a bit and is down to help. Telemein offers his library which has zero useful books but lots of meditation guides and essential oils which Adaine and Kristen respectively grab.    
Having learned her lesson, Kristen tells Tracker EVERYTHING she learned from the religious texts (and Tracker notices what she’s doing). She feels weird about something that bad having been done in the name of her goddess and also she’s sorry she gave Kristen a magic STD. She does the head bump thing that dogs and wolves do and says that just cause she was mad at her, it didn’t mean she didn’t love her. She goes to talk to Sandra-Lynn and it seems like they’ve patched things up. 
The Bad Kids split up again to get some stuff done before they leave (which they want to do since they are dangerously close to the elves who are probably looking for them). Adaine and Gorgug (who was also given Aelwen’s spellbook to hold) work on fixing the Hangman. Riz wants to do some research/investigating. Kristen and Tracker work on the Hallow spell. Fig guards Aelwen. Fabian hangs out with his mom.
After spilling his guts about the past week to his mom, Fabian is given an uncharacteristically lucid and touching speech from Hilariel which basically boils down to: you’re your own person and being able to get through hardship is better than never facing hardship. She also drops the information that post-yesterday’s shenanigans (grabbing the sun and all that), Aguefort has lost a LOT of funding. They won’t be able to pay their hirelings. Also, she kinda sorta wants Cathilda back because she’s out of yogurt and cannot cook. Cathilda has a little sidebar heart-to-heart with Fabian where she gives him a choice on whether she stays or goes and he decides she should go home with Hilariel. Says Cathilda, “There’s only one Seacaster left to take care of and she’s out there in a kimono.”
Oh yeah. Hilariel showed up to the woods in a black kimono. As you do. 
Cathilda asks Fabian which sword he’s going to fight with now since he has two and he chooses the elven one he got last episode over the Sword of the Seacasters.
Riz, with a crazy 28 Investigation check gets a bunch of information from the stolen research which I will summarize below:
Ragh, who is also there, reminds Riz that he saw Adaine’s mom talking to Jace post-prom and then saw the Shadowcat after on his way home.
Adaine’s mom was looking for a way to pin down the Shadowcat and also how to rename the goddess of mystery. She pulled 200-300 year old records on the execution of a wood elf named Landryn Leer in the elven secret service (called the Third Court). 
Landryn was a cleric, ostensibly of Galakaya, but she was actually a cleric of the goddess of mystery and was killed for espionage. When she was supposed to be healing, she was also infecting people with some kind of virus--probably whatever magic STD that lets you see Kalina in the picture.
Mom Abernant was also researching Abyssal demonic texts while she was working for Falinel (which I think is connected to the next bullet but my notes are a little hectic here).
After the first fall of Kalvaxus, a group of infernal warlocks came to help the good guys by making a boundary around the forest of the Nightmare King so no one could get in or out. The devils helped because devils hate demons and demons were on the other side. 
This isn’t new information but we’re reminded that the Crown of the Nightmare King can be used to anchor a being to the material plane.
Pok, Riz’s dad, also checked out the same information (about the fall of Kalvaxus and stuff) for himself and Kalina earlier. 
(Riz wonders whether the Nightmare King and the Mystery goddess are opposed rather than allies).
Anyway, the only way to pass through the barrier the devils put up is by a high ranking devil allowing passage. Mom Abernant had notes about binding a devil into a gem (Ragh recognizes that bit because of his mom’s condition) and doing a ritual to put the devil in a freshly dead body. Riz realizes that this is what was happening with him and Fig and Gorthalax in the Hotel Cavalier. 
This is actually from research that Kristen does but I’ll put it here because it’s related. Apparently, only a certain kind of dead body would give the Shadowcat the gem.
Meanwhile, Fig is watching Aelwen. She hexes Aelwen (giving her disadvantage of Strength checks), disguises herself as her (Aelwen’s) mom, and smokes cloves. Ragh’s hookup shows up, recognizes Fig because she’s still carrying her bass, and asks for the hot goss on her and Ayda. He says the elves told Ayda that she’s a rockstar and therefore probably promiscuous which made Ayda teleport away. That pisses Fig right off and she gets Gorgug to take over watching Aelwen while she goes after Ayda (with a parting, “CHOKE ON GRAPES BITCH,” to Fathethriel or whatever his name is). 
Aelwen wakes up but Gorgug realizes after about a minute that he’s not talking to the real Aelwen, it’s a water elemental like the one she made in her S1 battle episode. A decoy. At about the same time, Fig goes to where she was told Ayda left through a door but the door isn’t there. Then, she’s made to roll a Wisdom saving throw. Dirty 20 passes and whatever spell was happening doesn’t land. She rolls initiative but, even with a 5 turned to a 17 (she took the Lucky feat) she can’t beat a 19. Another Wisdom saving throw and this one she fails with a 10. She’s frozen with a Hold Person spell. Someone invisible grabs Gorthalax’s gem from her pocket.
She breaks out of the Hold Persons spell and casts Bestow Curse on the person--clearly Aelwen--to give her wicked gas (which is a hilarious on its face but smart after a second of thought Axford Gambit--Invisible Aelwen w/ gas = trackable by scent). Aelwen (who has the gem and her spellbook because she was in the Van, invisible and snagged it from Gorgug) drops invisibility, tells Fig, “Sorry but goodbye for now,” rips a huge fart, then teleports out. Adaine isn’t mad at Fig and Gorgug. She says she should have been watching Aelwen. The group tracks down Fathethriel who tells them Aelwen bribed him with the promise of 10 gold (the promise, not the actual gold) to mess with Fig. Fabian and Riz backhand him. Fabian calls him mean which is somehow the worst thing he could have said. Fig is ready to straight up kill this dude with Booming Blade but ends up just doing non-lethal damage and knocking him unconscious. But even Telemein hates that dude so it’s probably fine. 
The group discusses the hireling situation now that school is no longer paying their stipend. Sandra-Lynn and Tracker are both willing to keep on with them without being paid but the Bad Kids insist that they’ll still pay them from their own money. Riz thinks Aelwen might be the new sacrifice and Adaine is kinda like, “Sure. Of course. Why wouldn’t this be happening.”
Cathilda has a nice goodbye with everyone. Adaine gets cookies. Fig isn’t suspicious of her anymore. Fabian puts his eyepatch back on and calls her the best surrogate mother a boy could ask for (while standing like two feet away from his actual mom who, though hurt, is like, “Valid.”) 
Once they’re back in Leviathan, Sandra-Lynn gives a speech that’s half pep-talk, half apology. Then she asks Ayda to use her Sending spell and Kristen can tell even without an Insight check that she’s gonna talk to Jawbone. 
After terrifying Fabian with the idea that they might track down Chungledown-Bim, they decide to talk to Garthy instead--they being Fabian, Fig and Ragh. We’ll get back to them in a second. First, Adaine goes to the Library to read over her research. Nat 20 arcana check so here comes another info-dump:
The info she found was written by mystics and shamans of wood elves, centaurs, treents, and sprites (the forest races). 
Before the name of the goddess was destroyed, there were clerics driven out as heretics because they were having dreams sent by the mystery goddess which were ignored by the clerics in Sylvere. She was trying to tell everyone not to do the whole un-naming thing because it would destroy her. 
There were 4 miracles called the 4 transubstantiations followed by 1 bigger transubstantiation that happened before the unmaking of the goddess’s name. 
The mystery goddess was not just a goddess of magic but specifically, a witch goddess. 
Anyway, the transubstantiations were these:
Her spellbook was turned into a coin.
Her familiar was turned into a plague.
Her sanctum was turned into a curse.
Her focus (a broomstick) was turned into a tree.
Her name was turned into something unknown before it could be unmade (this was the major transubstantiation).
Riz is also doing some investigation and on a 23 check, the main piece of new info he gets is that in the original alliance of Kalvaxus and the Nightmare King, the NK gave Kal a coin for his hoard to seal their alliance. They realize that they got Kal’s hoard but they don’t know if they got the exact coins he owned or just an equivalent amount of money. Riz also sees notes from the government of Falinel saying that Mom Abernant was doing this research for them with the promise that they would release Aelwen and restore their family to some level of prestige. When the government went back on their promise, she started looking into other people that could help her, like Garthy (and the government eventually found out).  
Speaking of Garthy, back to Fig, Fabian, and Ragh. They try to persuade Garthy to come with them to help but Garthy is staying put. They do have some news though. Mom Abernant actually isn’t Falinel bound. She’s on the way to a town close to Sylvere (which the group kinda already knew but now they have confirmation and more specifics). The town is called Arborly and Fig actually knows someone who has a mansion (called Hollyhill) there who, while she was on tour, said she could stay there any time. With teleportation, they should be able to get there before her. Fabian has Garthy check their coins for anything fishy (looking at the aforementioned transubstantiated coin) but nothing seems amiss.   
As they leave, they suddenly hear a weird rumbling and then something leaps onto Fabian and starts giving him rubber burn. It’s the Hangman! Gorgug continued working on him in Leviathan and we learn that he took a level in Artificer and was able to fix him with a 22, some help from Adaine, and a little of the wax Fabian got last season. He’s back! And he wants to shit in Chungledown-Bim’s mouth! 
The next day, Kristen finishes casting Hallow with Tracker. She taps into some of the mystery goddess energy which seems like a questionable thing to do so very on brand for her. Ayda wants to come with them but she has to look after the library. However, she plans to shrink down the entire library, book by book, so she can carry it around and continue adventuring with the Bad Kids. Until then, she teleports them all to Arborly and the gates of Hollyhill.  
Detention
Fathetriel for Being an Ass
Even Telemien thinks he sucks. Choke on grapes bitch.
Honor Roll
Gorgug for Fixing the Hangman
I’m going to be less than entirely predictable here any instead of giving Adaine this spot for the objectively clutch move of scrying on the Shadowcat by forcing a Nat 1 on her save, I’m going to give it to Gorgug for taking a level of Artificer and fixing the Hangman. It’s just such a sweet move. All this insanity going on around them and he took the time to figure out how to fix his friend’s bike/dog. He didn’t have to do that but he did, and in such an understated way. Plus, it totally makes sense for him being the son of two tinkers. I wonder if he can build that cell tower for Zelda now. This also seems like a good move story-wise because I feel like having these extra skills ups Gorgug’s potential for shenanigans/helpfulness out of combat a lot.  
Random Thoughts
What did I say? What did I say at the end of last recap? I KNEW we’d gone too long without a Shadowcat sighting. I KNEW we were about to get wrecked! 
Made a couple of oblique references to this in the recap but I’ll say it outright now. The gang is all level 9 now!
There was a LOT of lore in this episode so, if I got anything wrong and you notice, please tell me and I’ll fix it when I get the chance. 
Sad to see Ayda go but happy that the Hangman’s back! I hope The Bad Kids take a page from Jester’s book and Sending her all the time.
Good on Fabian/Lou for letting Cathilda go in a move that was right for the story but objectively worse for the inevitable coming battle. 
“I couldn’t have one nice day with my sister.”/”No.” (“He’s all the bad guys,” Siobhan says in a resigned tone.)
Speaking of the Abernants, I think Arianwyn is how you spell Adaine’s mom’s name which I am going to try and get used to before she shows up again and I have to type it 47 times. Also, very funny that Ally/Kristen learned the name Adaine and was like, “She is the only valid Abernant. I refuse to learn any more names.” Anyway, this campaign needs less elves and more goblins. Riz. Pok. Sklonda. Things I can spell. 
I question whether the Mystery goddess is actually going to be an antagonist. Both because it seems like she got majorly screwed over by a bunch of uptight high-elves who have been nothing but trouble so far (sans Adaine and Hilariel to a degree) so I’m inclined to be on the side they’re not on and also because this was clearly a plot point written with Kristen in mind. So I guess the question is, is this going to be a temptation for Kristen or a safe harbor? 
Did the curse on the NK’s crown get properly dispelled by Adaine’s mom? Wondering because of the whole sanctum being turned into a curse thing. Though, I guess breaking the curse could be what turned it back into the sanctum.
Lol at all the people in the comments questioning whether Brennan ripped his lore from My Little Pony when all the Moon goddess, sister goddesses stuff was being explained. 
Did Brennan say how Hilariel knew where Cathilda was? She doesn’t have magic, she’s some kind of Fighter. Does she have Cathilda Magic Lojacked?
“Yes, The Ball! Feel it! Yes, Ball, skank!”
Hilariel, like Jareth the Goblin King, can contact juggle, which checks out. 
I’m very curious about what Brennan has planned for Aelwen because I think Adaine offering to willingly fail a save so she could read her mind was a very clutch, “I had a week to think about this and you better believe I thought about it,” move from Siobhan and I don’t know why Aelwen would be hesitant to take that opportunity (besides maybe thinking it was a trap?) except for the meta reason that a quick reality check would joss some important story beats. I could be wrong but that’s just the vibe I got. Also if any of y’all are inclined to write the alt version of this scene where Aelwen *does* do that, def tag me so I can read it. 
The vibe that was going on when Adaine and Aelwen was talking was fascinating. I kinda loved it? Like, they were still fighting and Aelwen was still being a bitch and Adaine was still super annoyed but it felt almost blunted? Like they were shooting at each other but with Nerf guns instead of AK-47s for a change. My read on Aelwen is that she enjoys having a relationship with Adaine, even if it’s antagonistic. I think that Aelwen would much rather fighting with Adaine every day than for Adaine to not care about her at all. It’s like the horseshoe thing, you know? Love and hate are much closer to each other than they are to indifference. Better to have her care about you in the wrong direction than not at all. Anyway, this is so the vibe that I was expecting from them when they linked back up post-rescue. Wish we had gotten a little more before she escaped but I’m really liking this plot thread.
Also, curious about how truthful Aelwen was being when she said she only joined up with Kalvaxus for fun and was counting on Adaine and Co. to stop them. And, while we’re wondering about things, I’m curious about what Aelwen’s previous relationship with Kalina was. Like, besides creating a diversion to steal the crown, how do the events of this season hook up with the events of last season in a way that explains the relationship? Or is it not related? What is the timeline of events here?
And was Kalina actually there talking to her do you think or was it more of a projection type deal?
Sidenote: I think Brennan is taking liberties with what Detect Thoughts can do (in this and especially last episode) but I think it’s a very good creative choice and it makes things a lot more interesting.
Also, gotta say, the way the plot ended up turning out re: Aelwen’s Escape was just *chef’s kiss*. Like, you had Fig bring up the ruby, unprompted earlier in the episode--reestablishing it as a thing that exists. Then they gave the spellbook to Gorgug. Then, Fig was the one who took up guard duty and she happened to switch up with Gorgug, giving Aelwen and, by extension, Brennan a perfect series of events to get her out of there. Wild. 
This episode explains how the Shadowcat/picture thing is spreading but not where Riz and Sandra-Lynn got it from initially. Like, I assume Sklonda got it from Pok. And it’s very plausible Riz got it from one of them somehow but when would they have shared blood? That’s not a normal family thing to do. Did his dad give him a kidney or soemthing? I’m probably overthinking this. 
Emily, I’m begging you. Please keep bringing up those rock and roll babies until Brennan is forced to make it plot relevant.
Speaking of, I was getting so many Night Yorb vibes from that mystery goddess “don’t speak her name” conversation and if the Night Yorb becomes plot relevant I swear I’m gonna personally make Brennan eat his dice.
“I mention everything to Tracker from now on.” You know what that is? Growth 
I loved Fig saying “I don’t know enough about you to know if we wanna kill you,” to the Shadowcat by directly looking at Riz and him being like, “UMMMMMMMM.”
Gilear, wildly, was not mentioned once in this episode and you think he would have been since his girlfriend showed up.  
I wonder if Fandrangool has better stats than the Sword of the Seacasters. I also wonder if I’m spelling that correctly. Doubt it.
“My vices rule.”
One thing I didn’t recap but should have were the dreams in the first episode and I feel like I should go back and watch them because they feel like they could become relevant any time now but that sounds like a lot. I’ll try and watch them before next recap though so I can connect any obvious dots.
Is there anything more pure than Murph cracking up at Emily’s shenanigans. 
I have a note in my notes that says “Fig/Virgin” but it’s like that one gif. “Why am I gasping? I already knew that.”
We originally thought the Shadowcat didn’t want people to be able to see her but now it’s seeming like the opposite is the case. It looks like this is a systematic way to *force* people to be able to see her. If that’s what’s going on then that’s a brilliant reversal from Brennan.
Aelwen, when she gets her memories back, says something like, “Since I’m in a hot tub and you found what you found, I’m assuming you’re not gonna kill me this second.” And one, funny that she can’t even directly reference the one compliment she ever gave Adaine while in her right mind but also, the implication seems to be (at least partially) that she thought, “Let me say something nice about Adaine on this charm to buy me some goodwill so she doesn’t immediately kill me once she restores me,” which is so calculated and I kinda love it.
I had a conversation with drinkingdeadpeopletea while the ep was going on that basically went like: Me: They better watching Aelwen so she doesn’t escape. Her: lol she’s def gonna. 
“Does your mom smoke cloves?”
The goddess’s familiar being turned into a plague and the thing going on with Kalina and being able to see her being like an STD and Goldenhoard presenting as a dragonborn but being an actual dragon and Kalina being a tabaxi and cats being the most classic familiar for witches and the goddess being specifically a witch goddess all feel possibly related to me, but that could just be my brain playing the association game and connecting things that don’t necessarily connect. 
The fact that other characters (read: Fathethirel) read Fig and Ayda’s relationship as possibly romantic (in an attempt to mess with her of course, but still) and Fig reacted so strongly (well strongly and in that specific way because I have no doubt she’d also beat a dude within an inch of their life for messing with, say Gorgug or Adaine) is something I’m going to star for later. [Edit: Brennan clarified on the Discord recently that Ayda (or at least this version of her. Phoenix reincarnation and all) is 17 so y’all are all good to go shipping-wise). As is Tracker, by the by, but I think we were all pretty sure Brennan was keeping that above board.] 
Siobhan’s face when Fig says that she’s “straight edge except for hallucinogens.”
“I’m gonna buy you an orange.”
This episode, Adaine, with advantage, rolled a nat 20 (the other roll being 1). Brennan got one natural 1 (though it wasn’t rolled, it was a portent roll) and Gorgug also rolled one Nat 1 but it’s important that I note it was for giving the Hangman an ass to shit in Chungledown-Bim’s mouth.
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sebastian-belial · 4 years
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BELIAL (Michaelis) Background
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Name: Belial Michaelis
Age: around 23-24 years old
Occupation: Lead singer of a Rock Band  called PARADISE LOST
Belial was kinda known as the prodigy child: he excelled in everything academically and was also born with great athleticism. He was quite popular among both genders, especially high school. It wasn’t rare for him to be surrounded by his classmates during breaks and see a ton of confession letters in his locker. There were times where he played a few pranks here and there, but it was not anything serious. He knew he wouldn’t get in trouble because he was a smart and cunning guy, teachers couldn’t get mad at him because he got good grades, which made him and his teacher look good on the records. This made him a bit cocky and somehow that was what made him special enough to idolize him in a way. But that changed when he met Lucilius.
He was a sophomore when he met Lucilius, at the time Lucilius was a Junior and he was the President of the Science Honors Society, which the seat was normally reserved for Seniors. There were many rumors surrounding Lucilius, though was blessed with wide knowledge and intelligence, he apparently also conducted some twisted experiments that involved life animals and mutated their bodies. Because of this, Lucifer, the student council president ordered high surveillance on Lucilius, hoping that his sadistic experiments would stop, but that did not stop him. Even if he did performed these experiments, he would always hide all the evidence, losing the chance to prove that his experiments were real.
When Belial came across him performing these twisted experiments through the window of the chemistry labs, he froze. Lucilius had kittens on his work bench, held in cages to not run away. These weren’t normal kittens, some of them were bigger than normal and being injected with some strange fluid by Lucilius . The smaller ones just cowered in the corner, with fear in their eyes. At that moment, there was something in his heart that broke within. As if he knew that it was his awakening…his evolution…his time
Lucilius opened the door, with a blank monotone look on his face. He noticed that someone was staring at him and when he looked at the classroom door window, it surprised him that he saw a student.
Lucilius: “What are you doing? There aren’t supposed to be students in the science hall at this time. If you are one of Lucifer’s spies, I suggest you lea-”
Belial: “I won’t tell on you! I was just passing by and wondering what were you doing.”
Lucilius: *throws a glare at him* “So you are telling me that you won’t inform Lucifer? If you defy him, you know that you could get in deep trouble.”
Belial: “And why should I have to go through the trouble of telling Lucifer?”
Lucilius was shocked, normally anyone would’ve told Lucifer, Lucifer was a nice man and all he ever wanted to do was to protect his school. But to have a student that defy him, it intrigued him.
Lucilius: “Oh? Do you not like Lucifer?”
Belial: “To be honest, he was kind of a pain in the ass. I always thought he was a bit of a goody-two shoes.”
Lucilius: *crossed his arms and sighed* “It wasn’t like Lucifer tried to hide the fact I am his twin, but I didn’t want to be associated with him. It would these expectations that I had to be like him. So out of my discretion, Lucifer never explicitly said I was his twin.”
Belial: “Besides that, I am surprised that you haven’t been caught yet. With the fact that you are the President of the Science Honors Society, you could’ve been demoted and expelled. How many years have you been doing those experiments?”
Lucilius: *throws another glare at him* “That should not be your concern, answer my question. How long have you’ve been watching me?”
Belial: “Wow, avoiding the questions and going straight to the climax, I like that~ I’ll tell you the truth, this is the first time I ever seen you in person and your experiment in that room. I was only walking here because its an old school and there are bound to be halls that aren’t used as often, where you would be performing your experiments. I would like that you didn’t direct that glare at me, senpai~”
Lucilius: “You are smarter than I thought. I know you as well. As a freshman, you’ve also have some rumors that spread to the juniors as well. Belial Michaelis, 17 years old, had a younger brother named Sebastian. Straight A’s and is popular among your classmates. You made quite an impression for yourself.”
Belial: *in a slight seductive voice* “Oh? You also researched me too? I’m honored to have a man like you know every little bit of me~”
Lucilius: “I would’ve felt more thankful if you haven’t said like that…kouhai”
It was probably around junior year when everyone started to Belial’s twisted personality. He started to grow a bit more sadistic and his motives changed. He started to date with every classmate, no matter if they were male or female. He even went out with a teacher, which spread the rumor that he sold his body to the teachers to get good grades. That soon became a dead rumor as the teacher that went out with him was fired because she consented to having an affair with a student and was the one that started the affair. This sudden change in behavior was off-putting. Belial never went out with anyone and he would normally chose to not respond to the confessions he received. It turned out that this was all a plan to cover Lucilius. With everyone’s eyes on Belial, Lucilius was able to get away with more deadlier and dangerous experiments.
When Lucilius graduated, he handed Belial his seat in the Science Honors Society. Belial would continue Lucilius’s experiments with the help of his trustworthy kohai, Sariel, who was manipulated to divert the school’s attention away from Belial. Instead of college, he went to look for Lucilius and did some “research” on him. It turned out that he was doing secret experiments at a company named the Bringer Medical Association, who were in charge of the medicines. The son of the head of the department that was in charge of surveying Lucilius, basically let him do whatever he wanted with no restrictions. After finding out, he went to visit his favorite senpai.  
Belial: “Faa-san!~ I came to visit you~ How you’ve been?”
Lucilius: “To think you go to find out where I am, as I suspected you were stalking me. Otherwise, you would’ve have never found out about this place. Also, don’t call me Faa-san.”
Belial: “If I didn’t, how was I supposed to find you? You never gave me your contact info and I had to look for you for months!~”
^*????: “Lucilius, who is that? Why is he here in the first place?”
Lucilius: “As suspicious as he may seem, do not worry. He’s my kohai, he took over my experiments at my high school after I graduated and led to where I am right now.”
Belial: “Anyways, are you two interested in joining a band?~”
Lucilius: “I hope you are joking…”
Belial: “Don’t be so cold~ There is a reason for this, I know that Lucifer is suspecting that you are doing those experiments again and you over there are also suspected of performing illegal actions by your father. To not be loved by your father is a shame, he even hid the fact that you are his son because he’s afraid of you.”
????: *gasps sharply* “How do you know all this?! Lucilius, are you sure we don’t have to get rid of him?!”
Lucilius: “Calm down, Belial is able to gather any type of dirt on someone. But he’s not the type to spread it unless it benefits him. Belial, you must have put some thought into suggesting of joining a band. Let me guess, you want Lucifer to think the “experiments” I did in school was me practicing music secretly because I was afraid he wouldn’t like me. Or something along the lines?”
Belial: “As expected of Faa-san, you are quick to catch my point~ I have everything prepared for this act so you do not have to worry about it.”
Lucilius: “And this is what you’ve been doing when I’m not around? As expected from you, you’re always thinking a step ahead.”
????: “And what benefit does this have on me?”
Belial: “It can convince your father that you weren’t doing anything illegal and can also let your father stay out of your way because as long it doesn’t relate to him or his company, he doesn’t have a problem with you, right?~”
That’s what gave birth to the band PARADISE LOST. Lucifer was convinced that Lucilius found a new passion and left him alone and ????’s father apologized for suspecting him and left him alone as well. ???? was given the stage name Chaos Bringer and Lucilius was named Faa-san (after all Belial planned all of this...he wouldn’t let an opportunity to call Lucilius Faa-san get away). Belial decided to drop his last name after Sebastian convinced to not give out his last name to the public as he didn’t want to be associated with him. PARADISE LOST became a famous band and they soon went on tours and interviews. But all of this was a façade…an act to hide the real truth behind their actions.
^* btw ???? is Chaos Bringer if no one was able to catch that, I didnt know what to name him and he doesnt really have a real name other than Chaos Bringer so I made it his stage name and left his real name a mystery ;) 
Anyways, I hope you liked Belial’s background story! Look forward to some nsfw headcanons with him soon~ 
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end-o-the-line · 7 years
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A Captain America: the First Avenger Timeline for Fic Writers
(I’m so sorry I erased the original post I’M SO SORRY! You can read this without the visual aids on AO3.)
March 10, 1917 - James Buchanan Barnes is born, and we were all officially fucked.
July 4, 1918 - Steven Grant Rogers is born, and somewhere in Brooklyn Bucky's mother wept . . .
June, 1924 - Steve's mother is bedridden from illness associated with Tuberculosis.
September, 1930 - 12-year old Steve and 13-year old Bucky meet for the first time in Hell's Kitchen, where Bucky scares off bullies trying to steal Steve's money. What were they doing in Hell's Kitchen? No one knows. Steve tells Bucky he's been living in the orphanage 'on 8th' since his mother's death. Which is odd since Bucky was apparently at her funeral when they're both legal adults in a flashback scene from the Winter Soldier. For the purpose of this timeline, info from the movies will take precedent over info from the various tie-ins. Meaning Sarah Rogers is basically Schrödinger's Ma for the next 6 years.
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1936 - Shrodinger's Ma finally actually dies fo sho of Tuberculosis. Bucky breaks everyone and their mother's heart with his 'til the end of the line' line. (Also, per MCU canon, Bucky's 'folks' are still alive . . . and own a car.)
February ish, 1940 - Colonel Phillips first approaches Howard Stark, in Los Angeles, about working for the SSR. (Stark Industries was formed in 1939, and 'a year later' Howard is at a nightclub in West Hollywood called Ciro's, demonstrating the properties of Vibranium. Ciro's opened in January of 1940. So keeping in line with the MCU canon and with real world history, as you do, January 1940 is the absolute earliest that Howard could have been recruited.) They're pursued and Stark deploys rockets from the ass-end of his car to escape them because Howard Stark.
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Agent Margaret "Peggy" Carter, aka Agent 13 is already in deep cover working for Schmidt as a maid in his personal mansion.
November, 1940 - Peggy rescues Dr. Erskine from Schmidt's mansion two days after Johann Schmidt forces him to inject the experimental serum, proving that we all could have saved a lot of time if Peggy had done that three fucking days earlier, Jesus.
May 25, 1941 - Steve goes to the Dodgers-Phillies game at Ebbets Field. Was Bucky with him? We don't fucking know. It was a Sunday, so maybe. It’s not like Steve knew other people . . .
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December 7, 1941 - Steve and Bucky are in an art class - like . . . how can anyone write these two as dirt poor when they're fucking around on their Sundays at baseball games and art classes? By this point the economy was booming as the work force was being drafted left and right, these two would not have been in need of jobs. And two Irish-Catholics (honestly, Bucky is probably Scottish, lbr) skipping church? tsk tsk - when the class is informed by a runner that Pearl Harbor has been attacked.
Okay real talk here, for a second. The draft officially started in 1940, pulling men 21 years of age and older. In 1940, Bucky was 23. He was single, no kids. He absolutely could not have given conscientious objector status as a way to avoid it because if he had, when he was drafted later on he never would have seen combat. He should have been drafted in '40 or '41. The only reasons he wouldn't have been was if he was a student, or if both his parents and/or his siblings were considered his dependents. Since some sources say both Bucky and Steve were orphans, then it is entirely plausible that both Bucky's parents died close to the time Bucky turned 19 or 20, in which case he could have become the legal guardian of his younger siblings.
PS: Bucky is not an orphan in the MCU (nor is he poor in that suit, jfc):
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So either Bucky was working like a damn dog supporting his family, in which case the fuck are you doing in an art class, kiddo? Or he was actually a student at a college or university.
.....he could also have, during the years the US was gearing up in case they were forced into the conflict, held a job that was considered vital to the coming war effort. This sort of deferment was limited to jobs in war production, and jobs that involved national 'health, safety, or interest'. Literally the only job I can think of without actually like . . . researching it, that Bucky could have been in where he would have been skipped the first few times but taken in '42, is if he had been a police officer. That would fit very well with his ability with a gun, plus explain why he made sergeant so fucking fast, with prior training other inductees would not have had.
Considering what a golden child Bucky was in Brooklyn, all three of those scenarios would be a perfectly valid reason for Bucky to have avoided the first several waves of conscription. Just thought that was interesting.
Anyway! Steve wants to enlist right away, so Bucky (a three-time YMCA welterweight boxing champion, suck it) trains him for two whole weeks because Bucky is apparently of the opinion that Steve is an idiot who won't get in anyway so why fucking bother going hard.
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*at the time, under the regulations of the New York State Athletic Commission, welterweight was a weight class of 147 to >160 pounds. Meaning post-war Bucky gained about 40 pounds of pure muscle after getting the serum....dude.
December 24, 1941 - Bucky is right and Steve's first attempt to enlist fails so hard. Go to Midnight Mass, Steven.
March, 1942 - Red Skull fucks shit up in Tønsberg, Norway and finds the Tesseract.
September 21, 1942 - Bucky receives his draft card, and takes it to an intake facility and enlists in the US Army. The following dates are literally nowhere in canon, but I have research to back up what is essentially pure speculation on my part. His serial number is 32557038. There is a real world counterpart who actually had this particular serial number, and he was enlisted on this date. So, in order for Bucky to have gotten to the number before this guy, Bucky probably woke up early Monday morning to get shit done.
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Desperate Historian's Note: I always assumed that since he was a Sergeant when he first shipped out, Bucky had been in service for at least a year and a half, which is still pushing it within the constraints of the timeline. Most NCO's at the start of US involvement in the War, Corporals and Sergeants, already had years of Army service under their belts. But no. 9 months. So. Bucky basically kicked ass and took names to become a Sergeant in 9 months of non-combat training (which took place at Camp McCoy, Wisconsin btw). That, or every NCO in his regiment came down with a sudden case of the Deads and he got promoted.....Bucky would have needed a special recommendation from the company commander - TWICE in 9 months - to reach that rank. Jesus. It is canon fact that Bucky was indeed an absolutely phenomenal soldier (and leader) . . .
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He would have been sent to basic training and been gone for ten weeks, meaning it would have been over by the 1st of December, 1942, or thereabouts.
December 1, 1942 - Give or take a week or two, maybe, depending on how quickly he was whisked away after enlistment, Bucky would have been given a week's furlough after training at Camp McCoy ended.
December 8, 1942 - Since he is a designated marksman (not a sniper, the US Army didn't have those in WWII. A designated marksman was just a guy in a regiment who was an excellent shot and stuck with their regiment at all times and was used situationally, never went off alone to shoot people in the head and stuff), he absolutely would not have been sent to any sort of sniper training because, again, the US did not have those in WWII. He wouldn't have stayed in NYC, though.
He would have been on an Army base somewhere, with the occasional week-long furlough to return home. There were 114 mobilization camps by 1942, and only three of those in New York state; Madison Barracks, Camp Upton, and Pine Camp, with three more in New Jersey; Fort Dix, Fort Monmouth, and Camp Shanks. 17 were in California, 14 in Texas. Anyway. So, before Bucky leaves for war, he and Steve wouldn't have seen a whole lot of each other for the year before that, either.
June 7, 1943 - Bucky probably arrives in NYC on a final week's furlough before being sent to War. With the way Steve looks at him when he sees the uniform later on, and Bucky's cocky little head tilt, it's probably safe to say Bucky received his sergeant's chevrons not long before this furlough. (Honestly . . . I have never understood this part. Bucky damn well knew he was 107th from the moment he reported, and Steve should have as well. Also, ‘getting his orders’ had nothing to do with his uniform, soldiers were required to wear that shit everywhere they went. Unless Steve knew he’d gotten his orders simply because he was there and shouldn’t have been....whatever, movie exposition, blah blah)
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June 14, 1943 - Steve's fifth attempt to enlist fails spectacularly because he had to claim to be from New Jersey. He then goes to get the shit kicked out of him in an alley behind a movie theater, that's what you get for saying you're from Jersey, Steven. He and Bucky attend the Stark Expo that evening, where Steve ghosts like an asshole - even though for all he knows this is literally the last time he will ever see Bucky alive!! - and is chosen by Dr. Erskine as a candidate for Project: Rebirth.
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June 15, 1943 - Bucky and the 107th ship out for 'England'. Now, the troop transport Queen Mary left NYC on June 1, 1943, heading for Gourock, Scotland and carrying the 1077th Signal Company Service Group. It took 5 days; they arrived on June 6, 1943. On July 16, 1943, the Edmund B. Alexander carried 5,000 replacement troops to Liverpool, England. That journey took ten days; they made land on July 26, 1943. Maybe. The records are full of literal question marks, so I dunno. That's the closest thing I can find to Bucky's stated journey. Most of the troops leaving from NYC at this period were actually heading for Africa, landing in Casablanca, Morocco.
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I know Bucky says he's shipping out for England in the morning, but it makes so much more sense that the 107th would have been sent to Africa and then swept up into Italy in the next four months of fighting, where Steve finds them later. It would be easy to deal with this by either saying Bucky's an idiot, or (my recommendation) that Bucky knew exactly where he was heading and he just wasn't telling Steve that he was being sent into the heart of the brutal African and Italian campaigns rather than a nice balmy Liverpool in the summer. The journey from NYC to Casablanca, Morocco would have been anywhere from 11-15 days.
June 20-25, 1943 - Bucky would have hit Liverpool, England right around this time, if that's the way he was sent.
June 25-30, 1943 - Bucky would have docked in Casablanca, Morocco, if this is the way it went instead. So I guess you could safely say he made landfall in the European Theater on June 25, 1943? Haha right in time for Mussolini to get his ass arrested and the Italian Fascist government to fall.
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June 22, 1943 - Steve is injected with the super-soldier serum, right Steven? (Meaning he only had a week of basic training, at most, and everything else he knows about being a soldier he taught himself with all those books he brought to Camp Lehigh with him.)
September, 1943 - Ugh, okay, history nerds cover your ears, because there is just no way to make the real invasion of Italy match up with the MCU invasion of Italy. Unless the 107th just said fuck those guys and marched right into German territory past the . . . bombs and stuff. On September 9, there were Allied landings at Salerno and Taranto, Italy, and they didn’t enter Naples until October 1. I mean, is it really all that shocking that they got their asses kicked in Azzano? NO. But having a fucking USO show that deep into Italy means the MCU said fuck it, so you too can say fuck it when it comes to the real WW2 timeline in Italy, idfc. This is apparently what the MCU lines looked like at this point in time, and let me just tell you, see that bulge there, right under the Hydra flag? Those fuckers would have been surrounded and cut off so fast, so fast, just like in Bastogne. Assholes....anyway.
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October, 1943 - The Battle of Azzano results in Hydra declaring war on anything that moves, including Nazis, and takes prisoners from various different regiments that historically were either still in training or in the Pacific Theater at this point, but that's fine. Prisoners are taken over 120 km away to a Hydra weapons factory in Kreischberg, Austria, where their Hydra captors separate the men into cages according to their nationality and other factors. The purpose of this is for the bickering hodgepodge of Allied soldiers to keep each other busy with in-fighting so the Hydra guards can forget to train and get beat up by Captain America in a month or so.
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Dum Dum Dugan almost immediately makes a joke while Cage Team Howling Commando is introducing themselves, and a brawl breaks out. As you do.
In Bucky's cage are the following:
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Jacques "Frenchie" Dernier, French Resistance, born January 2, 1911 (32). The fuck was your French ass doing in northwestern Italy, son? To my knowledge the French Resistance kind of worked mainly . . . in France. The Italian Resistance was very active in this period, so they could have been collaborating, but that's not what the Resistance did, mostly. So the only logical conclusion we can come to with Frenchie is that he was captured somewhere in France by Hydra and transported to the factory as labor. He lived in Marseilles before the War, and likely would have stayed close to it.
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Major James Montgomery "Monty" Falsworth, born January 2, 1914 (29), of the British 3rd Independent Parachute Brigade, which historically first saw action in June of 1944, ha. Anyway, Monty was from Birmingham, England and was known in the comics as Union Jack, and the pin on his beret is a nod to that. Teeeechnically? Monty outranks Steve, but since they're not even part of the same Army, that's kind of a moot point. He winds up with the rank of Brigadier, which wtf, that means he outranked Colonel Phillips when the war ended . . . four for you, Monty.
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Private Gabe Jones, born August 14, 1918 (25), was 92nd Infantry Division, a segregated unit that historically first saw action in September of 1944, haha. Gabe was from Macon, Georgia and was fluent in French and German thanks to pre-war studies at Howard University. Just as proficient in hand-to-hand as the others, he was often part of the team’s frontal assaults, as well as handling the radios . . . and he boned Peggy Carter in the comics.
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Corporal Timothy 'Dum Dum' Dugan, born April 11, 1912 (31), was a member of the 69th Infantry Regiment, which is also known as the 165th or Fighting Irish, recruited solely from NYC, who were making landfall in the Pacific right about now. Frustrated historian's note: Had he been a real boy, Bucky Barnes would have been enlisted into the 69th Infantry as well, just like Dugan. Canon-wise it makes sense that Bucky and Dugan were from the same unit, even though canon thinks they weren't because canon made up the WWII-era 107th? Anyway, the fact that both Dugan and Bucky were in the same foxhole when the Hydra tank hits in the cut scene from First Avenger is all fucked up because you don't put your NCOs where they can be blown up together, okay. It's bad strategy. Add to that the fact that Dugan calls him Bucky like they've been buddies for a while, but the tie-in comic is still on 'Jimmy' and also states that Dugan and Barnes were in the same company after all, that cut scene is frustrating. Or I guess the comic is frustrating? Something's frustrating, anyway. I think the best way to deal with this is just to say that the 107th IS the Fighting Irish regiment because fuck it. Dugan will eventually take over leading the team when Steve goes splat, leading the Howling Commandos and being involved with SHIELD, and Nick Fury personally, well into the Cold War.
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Private Jim Morita, born October 20, 1919 (24) - also, Happy Birthday here's a Hydra weapon NOW ASSEMBLE IT - wasn't in the same cage as the others, but he served in the US Army's Nisei Squadron as a Ranger, aka the 442nd Regimental Combat Team. Their real fight in the European Theater began in June of 1944, so who the fuck knows how his ass wound up in Austria. And since the whole unit was made up of men of Japanese descent, it's safe to assume there's a 50/50 chance Morita was given the choice back in Fresno between enlisting and an internment camp. A lot of fics write Morita as the team medic, but I'm not entirely sure why. In WWII, medics held a rank of Private, Private First Class, or Technical Sergeant. So, the medic would either have needed to be Morita or Gabe Jones in keeping with this. But there is literally no canon mention of him being any better at triage than any of the others, and he is definitely not a medic by trade. None of them are. The more likely scenario here, because none of them wear the insignia of a combat medic, is that all of the team were equally trained and capable at the most basic of field triage, but the team itself probably flew without a safety net and used the medics from whatever regiment they were shadowing at the time.
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Sergeant James Buchanan "Bucky" Barnes (26) - who you will notice is literally the fourth James in a team of 7 men - contracted what can only be assumed to be walking pneumonia on the battlefield of Azzano, and as his condition gets progressively worse in captivity, hastened by the hard labor of the weapons facility, he eventually becomes so weak that he drops several components in front of the officer in charge of the Facility, identified only as Colonel Lohmer. Lohmer beats Bucky like a rented mule, and when he's deposited back in his cage, the other four realize that if he's made to work again the next day, he'll die. They devise a plan to kill Lohmer, which would put one of the kinder Nazi assholes in charge who would allow Bucky to remain in the cages until he was able to recover. Their plan works, crushing Lohmer under a ton of machinery and symbolism and signifying the first time the soon-to-be Howling Commandos had worked together successfully. The soldiers return everyone to their cages after the accident to keep order, and Dugan tells Bucky that he's safe from Lohmer now, with the only punishment being a reduction of the POWs food rations for a week since there was no one specific to punish. Bucky is an ungrateful dick and not only asks Dugan to stop calling him "Jimmy", but graces him with the nickname Dum Dum in the process. Bucky is saved from dying on the manufacturing floor only to be singled out by Arnim Zola and taken to the 'examination rooms'. And we all know what happens there.
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August to Early November, 1943 - Steve Rogers sings and dances his way through over 200 shows and makes several badly conceived films while his best friend is slogging his way through Italy.
November 3, 1943 - Steve disappears behind enemy lines to go find his Bucky.
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November 8, 1943 - The Man With A Plan dramatically re-enters the Allied base camp where Colonel Phillips is fixin' to tear Peggy Carter a new one for losing Captain America over enemy territory. If the Battle of Azzano happened on a goddamn Earth map at the real Azzano in the Province of Udine, and assuming the Allied camp was somewhat close to that area, the march from the factory back to the Allied base camp would have been well over 120 kilometers as the crow flies. Those prisoners were metal af.
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I'm getting that date from the assumption that walking over 120 km back to (supposedly because in reality they'd have needed to walk to goddamn Naples) Allied territory with 400 sick and wounded men would take a few fucking days. An American unit in Sicily in WWII (30th Infantry Division) marched 54 miles in 33 hours across country. But it's safe to assume that the company Steve rescues from Kreischberg would not be moving at top speed, but rather a steady pace that would keep them moving, but not fucking kill them.
The closest thing I can get to this incident is in July of 1944, when the German armies began a forced march of POWs across Germany to delay their liberation by the approaching Red Armies. Groups of 250 to 300 men marched over bombed out roads in a meandering route because they were forced to skirt around various battles, kind of like what our POWs would have to do in enemy territory. The groups would march between 20 to 40 kilometers a day, with very little food, clothing, shelter or medical care to speak of. Using 30 km/day as our benchmark, that's at least 4 days that it would have taken to get back to the Allied encampment. If the Hydra factory went boom on the night of November 3rd, and Steve flounced into camp in daylight, November 8th is a very safe bet.
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November 15, 1943 - Steve pinpoints the Hydra facilities on the map in the SSR bunker in London (which was located in the Cabinet War Rooms in Whitehall) and is given permission to form his own elite special ops unit. Sidenote, the Howling Commandos were never called the Howling Commandos until after the War ended, they were merely called the 107th Tactical Team. Another nickname bandied about in 'non-canon because it contradicts the movie ahahahahahah' was The Invaders, which is probably what other soldiers would have known them as when encountering them. Neither Steve nor Bucky would know what the fuck a Howling Commando even is until they read up on history, and even then neither of them would likely ever think of himself as a Howling Commando.
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Now, in trying to find this date, my inner frustrated historian has begun to weep, because I just cannot find a base in Italy that makes sense for any of these damn movements to have been based out of. The Allies hadn't even gotten through the Gustav Line at this point, which ran across the boot and through the town of Cassino, south of Rome. For them to be in Northern Italy close to the Austrian border, dude. WTF were they doing there? And how did they get in and out?? I mean was anyone really surprised when their straying asses got pounded by enemy forces deep in enemy territory??
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I have no idea how to judge how long it would have taken for the future Commandos to get to London and drink in a pub because there is literally no rational logic to pinpoint their starting location, and therefore no way to guess what modes of transport were even available to them so close to enemy territory. The easiest way to find this date would have been to find out what date Captain America was awarded his Medal of Honor, but . . . even I'm not that good, apparently, 'cause I can't dig up shit. The Medal of Honor ceremony that happens at the same time as this scene would have been at least a week and probably more from the action on the night of November 3rd simply because it took that long for the paperwork to travel back to Washington. It was usually months before soldiers received their Purple Hearts, for instance. But let's assume this was fast-tracked because it's Captain goddamn America. Let's also assume they didn't have Howard Stark fly them back to London in his plane and tell the other 400 POWs to go make like a leaf and fuck a tree or something.
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So the trip back to London probably took at least 7-10 days. We also need enough time to have passed that they expected Steve to get from the front lines all the way back to DC for the ceremony. My first instinct is to say up to a month could have passed when this scene comes around, but a month just seems way too long when looking at the context of the scenes, from the celebratory pub crawl of the POWs to the fact that Steve is being debriefed here, which would have been literally the first concern of an agency whose job is gathering intelligence.
TL:DR version, this could be anywhere from a week to a month later, idfk.
It's safe to assume this is also the night of the pub when Bucky reveals how heterosexual he is not by asking if Steve is going to keep his stage suit for no apparent good reason.
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Mostly I'm putting this date here because it is the day the Allied Expeditionary Force for the invasion of Europe is officially formed. Having the SSR gearing up for - or as a result of - that meeting seems to make a lot of sense.
November 15, 1943 to March 4, 1945 - Steve and the Invaders, often along with other military forces, plow through HYDRA factories like an enraged ex with a John Deere tractor and a bottle of Jim Beam, and also join the larger battle against the Axis Powers on the Western Front. Essentially this period is Band of Broooos: Howling Commandos Edition. This period is where you can really have your fic fun, because canon doesn't tell us fuck all about it.
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Well . . . that’s not necessarily true, though. Through the (paltry imo) Howling Commando montage of the movie, we see at least 10 distinct missions, and in clips from TWS there are hints of a few more; as many as 15 total. There are 6 Hydra facilities on the board, labeled 1-6. #4 was never taken during Steve’s time. But we can assume at least 5 of their missions were blowing the rest up. One was ‘in Poland, near the Baltic’, the other was ‘30-40 miles west of the Maginot Line’, thanks Steve. That doesn’t give us shit, son. But I will try.
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1. A Hydra facility raid, #2. This is the one 30-40 miles west of the Maginot Line, labeled #2 on the map. West, in fact, of Liechtenstein, and southeast of Innsbruck, in a town that begins with RES. I think this is Resia, Italy, and the Reschen Pass (Resia Pass in WW2), which would make sense, tactically. I’d like to point out that they show Bucky entering with the team, show the team running out, show Steve riding out on his motorcycle, and then the place blows up. No Bucky. Take better care of your marksman, boys . . .
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2. An approach with additional military forces through a forest, in the snow. Look at those BAMF motherfuckers. I got no clue what this mission could be, though. This has the feeling of a patrol, rather than a directed attack on anything. Bucky doesn’t even have his rifle.
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3. A direct attack through a forest of exploding trees . . . no snow. This is probably a frontal attack intended to push at the enemy lines. With mortars like that coming at them as they advance, there’s no way whoever they were facing wasn’t dug in on a forward line.
4. This is most likely a harassment mission. They’re shown disturbing the lines of supplies to somewhere, and taking care to be covert, which is . . . not usually how Steve rolls, lbr.
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5. Another Hydra base raid, Base #5. This is shown through only film, with Steve planning an approach to somewhere and a whole shitload of troops mobilizing with them. From where they are, he’s pointing south. God help me. Looking at the map he’s pointing to, the best guess I have based on the coastline is that it shows the northern bits of Belgium, and he’s pointing toward Hydra base #5, which is somewhere in the northeast corner of France, right below the border of Luxembourg.
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6. Seek and destroy mission. This was another battle, not a base. Despite the fact that they’re in rubble, but then . . . most of Europe was rubble at this point, lbr. Peggy pulls a ‘Hydra battle lines’ flag from the map after this mission, so this was about pushing the forward line back. And we know this was the Hydra line, not the Nazi line. The scene we see was likely after the battle itself was over, when the search for the wounded and intel begins; that’s when enemy snipers made their last stand, like the one seen stalking Steve’s oblivious star-spangled ass. Bucky almost kills Steve for saluting at him and giving away his carefully chosen position.
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7. A pitched battle in a town, somewhere. Steve is seen kicking ass and stuff.
8. Cool guys don’t look at explosions . . .  The only reason I am separating these three clips is because the middle one is obviously in a forest, where the other two are in towns. We’ll call them three separate skirmishes. I would imagine all three of these are about pushing back that forward line.
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9. The mega huge tank in the middle of town. I can see the team being sent out just to take care of this thing. Historian sidenote; the Nazis did indeed cook up some monster tanks. Hitler had a size kink. The Tiger II, or as the American GIs called it, the King Tiger, was . . . I mean, you were fucked if one of these rolled up into your path. They were damn near indestructible and they carried a big fucking stick. The problem with a heavy tank is that a Europe that has been bombed back to Creation for several years is a muddy Europe . . . if that Hydra tank wasn’t stuck in 5 feet of mud it was made of aluminum or something.
10. A last Hydra base raid, Base #?. This is shown only through the resulting smoking husk of a destroyed base and Red Skull being a diva. I don’t know which one this was, other than knowing it had to be #1, or #6. I hate to tell Steve, but I’m not sure any of the flags on this map are in Poland near the Baltic Sea, my dude. It would have to be #6 that he was talking about, though. #1 is just northeast of Lübben, Germany, in what appears to now be Briesensee nature preserve.
The only other hints we get at their missions are the clips of footage from TWS. 
11. Hydra Facility #3. #3 is in the south of fucking Greece, near the northwestern tip of the body of water called Maliakos Kopos. There’s a marina in that area, Agia Marina, that would make a very convenient Hydra facility if I do say so myself. Now, this looks like a water landing! And it’s not an ocean landing, so that marina at facility #3 might be the ticket.
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12. I’m going to call this a Hydra Facility Raid. Look at him go. There he go. Again, this is either #1, or #6. idfk anymore.
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13. Prisoners. Cap is seen escorting surrendered German soldiers, It’s notable that they’re not Hydra, so that would be one of the ‘regular’ missions they ran with other troops. It could be part of any of the above missions, though.
14. Clearing out a town left by retreat. Those soldiers are not particularly the kind of alert that possible enemy combatants in the weeds will make you, so that town has probably been cleared.
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15. Troop Transport/Advancement. This is notable because it’s a bridge, and not a little stone bridge, either, it’s a big one. In fact, this is the Ludendorff Bridge over the Rhine. (You can learn more about the capture of this bridge by looking up the Battle of Remagen.) Bridges were kind of a big deal at this stage when the German army was pulling out all the stops trying to prevent the Allied advance. Bridges large enough to convey heavy artillery got blown up but quick. This bridge in particular was front page news when it was captured by the Allies. Unfortunately, we can’t place Steve and his team at the Battle of Remagen, or at the Ludendorff Bridge, because this happened just days after Steve nosedived into the Arctic. So. We’ll call it an MCU bridge! This was either coming back from the front and they were deeper in Allied territory, or more likely after a battle, but on the way to the new front lines, as established by the winning of the goddamn bridge. Doubt this was a Hydra mission, either.
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All in all, Bucky and Steve have 16 months of battle side-by-side. Bucky would have had 20 months total of combat service in the War.
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I'm going to list some real events from the War during this time that the team might have been involved with or nearby for that could fill in some of those non-Hydra missions above, and some things they would definitely have at least talked about. You can skip these if you like, just scroll down to the next bolded bit. I am copying and pasting these because I can:
December 2, 1943: The Germans conduct a highly successful Air Raid on Bari, Italy. One of the German bombs hits an Allied cargo ship carrying mustard gas, releasing the chemical which killed 83 Allied soldiers. Over 1000 other soldiers died in the raid.
January 17, 1944: The first Battle of Monte Cassino begins when the British X Corps attacks along the Garigliano river at the western end of the German Gustav Line.
January 20, 1944: The U.S. Army 36th Infantry Division, in Italy, attempts to cross the Gari River but suffers heavy losses.
January 22, 1944: Allies begin Operation Shingle, the landing at Anzio, Italy. The Allies hope to break the stalemate in south Italy, but they are unable to break out of the beachhead and the line holds until late May.
February 15, 1944: The second Battle of Monte Cassino begins with the destruction of the historic Benedictine monastery on Monte Cassino by Allied bombing. The Allies believed the grounds were used as an observation post by the Germans
February 16, 1944: Germans launch a major counter-attack at Anzio, threatening the American beachhead.
March 15, 1944: The third Battle of Monte Cassino begins. The small town of Cassino is destroyed by Allied bombers.
April 27, 1944: The Slapton Sands tragedy: American soldiers are killed in a training exercise in preparation for D-Day at Slapton in Devon.
May 8, 1944: D-Day for Operation Overlord set for June 5.
May 11, 1944: The fourth battle of Monte Cassino begins led by general Anders of the 2nd Polish Corps.
May 18, 1944: The Battle of Monte Cassino ends in Allied victory. Polish troops of the 2nd Polish Corps led by general Władysław Anders capture Monte Cassino. German troops in west Italy have withdrawn to the Hitler Line.
June 4, 1944: Allies enter Rome, one day after the Germans declared it an open city. German troops fall back to the Trasimene Line. Meanwhile, Operation Overlord is postponed 24 hours due to high seas.
June 5, 1944: Operation Overlord commences when more than 1,000 British bombers drop 5,000 tons of bombs on German gun batteries on the Normandy coast in preparation for D-Day. And the first Allied troops land in Normandy; paratroopers are scattered from Caen southward.
June 6, 1944: D-Day begins with the landing of 155,000 Allied troops on the beaches of Normandy in France. The Allied soldiers quickly break through the Atlantic Wall and push inland in the largest amphibious military operation in history.
June 10, 1944: At Oradour-sur-Glane (a town near Limoges), France, 642 men, women, and children are killed in a German response to local Resistance activities.
June 13, 1944: Germany launches a V1 Flying Bomb attack on England, in retaliation for the invasion. The V-1 attacks will continue through June.
July 3, 1944: The Allies find themselves in the "battle of the hedgerows", as they are stymied by the agricultural hedges in Western France which intelligence had not properly evaluated.
July 24, 1944: Operation Cobra is now in full swing: the breakout at St. Lo in Normandy with American troops taking Coutances.
August 15, 1944: Operation Dragoon begins, marked by amphibious Allied landings in southern France. Elsewhere, the Allies reach the "Gothic Line", the last German strategic position in North Italy.
August 19, 1944: The French Resistance begins an uprising in Paris, partly inspired by the Allied approach to the Seine River.
August 25, 1944: Paris is liberated. The German military disobeys Hitler's orders to burn the city.
September 2, 1944: Allied troops enter Belgium.
September 6, 1944: The "blackout" is diminished to a "dim-out" as threat of invasion and further bombing seems an unlikely possibility.
September 9, 1944: The first V-2 rocket lands on London.
September 17, 1944: Operation Market Garden, the attempted liberation of Arnhem and turning of the German flank begins.
October 18, 1944: Hitler orders a call-up of all men from 16 to 60 for Home Guard duties.
November 1, 1944: "Operation Infatuate", an Allied attempt to free the approaches to Antwerp begins; amphibious landings take place on Walcheren Island. It would become a major supply port for the Allies by the end of the month.
November 20, 1944: Hitler leaves his wartime headquarters at Rastenberg, East Prussia, never to return; he goes to Berlin, where he will soon establish himself at the bunker.
December 16, 1944: The Battle of the Bulge begins as German forces attempt a breakthrough in the Ardennes region. The main object of Hitler's plan is the retaking of Antwerp.
January, 1945 - The only mission the MCU gives real details about comes from the Smithsonian Exhibit's interview with Peggy Carter (which you can watch in its entirety btw). The 'difficult winter, 1945' has to be January, and they were outside Stalingrad, Russia. During - or possibly in the aftermath of - a blizzard, Steve (and presumably the Commandos but fuck those guys amirite Agent Carter?) fight their way through a Hydra blockade that had been there 'for months', and saved half a battalion, over 1,000 men, who'd been penned down behind German lines. That's literally all we've got for mission details, and none of that makes any sense. Like any. At all. Why the fuck were they near Stalingrad?? How did they get to the Eastern Front, STEVEN???
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February 1945 - Bucky falls from a goddamn train in the Alps. There is no resource to tell us how much time passes between Bucky's fall and Steve's supposed death in the Valkyrie. So let me get my history on for a second. On February 17, 1945, the British Special Air Service executed Operation Cold Comfort, a parachute drop raid near Verona, Italy with the objective of blocking the main rail lines through the Brenner Pass by landslide. The Brenner Pass is a mountain pass through the Alps which forms the border between Italy and Austria. Sounds familiar, right? (It's also featured on one of the Captain America covers, Captain America No. 33, 1943).
The operation would ultimately be a failure, but since Schmidt wouldn't have known that, hearing rumors of this operation, or even word that it had been attempted and fearing a second try, this could have been the inciting incident behind why he had Zola hauling his evil ass along that railway at a speed described as 'moving like the devil'. So we can safely put Bucky's fall between February 15 and February 25th. You could also stretch and say it was February 14th, if you are the reborn incarnation of Satan.
Now, by the end of February, the Red Army was sweeping through the northern regions of Poland toward the German border, moving north and west. It's a Russian soldier who finds Bucky in the Alps, so either that patrol was way the hell out of their lane, or . . . Bucky laid there for a while, folks. Seriously, the Red Army didn't even sniff the border of Austria until March 31, 1945 with the Upper Silesian Offensive. Which leads one to postulate that, a. the Russians who found Bucky were lost as fuuuuuck, b. the Russians who found Bucky were a rogue group who defected to Hydra after Hydra declared itself a separate entity from the Axis forces (doubt it), or c. neither Steve nor any of the rest of the team ever actually looked for Bucky's body, even after Steve went down in the Valkyrie, and he laid there for weeks. I honestly choose to believe one of the former, since the latter is just . . . I can't.
[No, you know what? Fuckin......frustrated historian meta addition.]
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It's always bothered me that they might never have looked for Bucky's body, y'know?
I always assumed the arm got ripped off when he hit the side of the ravine. Like maybe he grabbed for or hit a ledge and the speed/height of his fall was just too great and it got ripped off. Because it's not crushed like it would be if he'd landed on it, it's a traumatic amputation. It almost had to have happened during the fall. Which could mean he'd have landed close to the edge, or maybe like hit higher up and tumbled until he was at the bottom instead of freefalling the whole way?
In his flashback, you can see he's still bleeding as the soldiers are carrying him. Bleeding a lot. If he'd been in the water or motionless in the snow for any amount of time, the bleeding would have at least become sluggish. He'd be hypothermic; his body would route blood away from his extremities to protect his vital organs, plus the blood vessels in the wound would be constricting due to the cold. But, if he'd been moving under his own power trying to get to help, it would explain why he's still bleeding; his movement kept the blood circulating where it would otherwise have clotted up.
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In this gif, it looks almost like the blood trail starts just a few meters away. If we take a leap and assume that when they started moving him it jogged him awake, then this scene shows where the Russians found him. Those are trees, aren't they? Meaning he moved under his own power after he landed. Meaning he got the fuck up after falling off that train, and walked through that ravine toward help. What a fucking badass, jfc.
Two things I think we can say with certainty; one, the Russians were definitely searching for someone. He's on a stretcher, which wasn't something a normal patrol would've been carrying, especially over rough terrain. They had it with them for a reason. And two, the Russians weren't there because of Zola. Between Bucky falling and Gabe taking the control room, he had very little time to get off a communication with sitrep and location. And even if he was able to, it would have been to Hydra troops, who would have shown up wearing Hydra gear. And Russians are almost certainly not part of Hydra at that stage in the War.
Those Russian soldiers were probably an Allied search party that was sent out to find Bucky. That would tick off a lot of problem boxes, wouldn't it? It would mean someone - the SSR, the Army - did order a rescue/recovery for a damned war hero like a fallen Howling Commando, and Allied Russian troops were closest or something. It would explain why Russian soldiers were in such a remote area, with a stretcher, when they had zero other reason to be there! It would explain why Bucky is listed as KIA instead of MIA even though they obviously never found his body. It would also explain why Bucky didn't struggle as they were carrying him off; he thought they were on his side, rescuing him.
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My theory after writing all this up? He lost the arm in an impact with the side of the ravine, but contacting the ravine walls also slowed his landing and put him on dry ground. He then got up like a BAMF and moved, either until he found shelter under some trees, or he simply collapsed from shock or trauma or exposure or all of the above. An Allied rescue/recovery party found him, but they were Russian, and they reported him KIA and kept him because they knew he must be enhanced to have survived that sort of fall, cold, and blood loss, and they wanted their own Captain Comrade.
March 4, 1945 - The SSR and other forces raid the secret Hydra bunker and Steve Rogers boards the Valkyrie on his way to getting fridged, literally haha, so Peggy Carter can become a hero . . . good job Captain Cannonball.
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March 15-24, 1945 - The Commandos assist in Operation Undertone, which was part of the Allied invasion of Germany by the U.S. Seventh and French 1st Armies of the U.S. Sixth Army Group. It was a very real operation, so info is easy to find about it if your heart is still in your chest after watching both our boys plummet to their supposed deaths.
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Some time in April probably?? 1945 - Dugan and Morita head to the last known HYDRA facility, Facility #4 bitches!, known simply as the Fortress, located some the fuck where in Austria, with Peggy Carter. They capture HYDRA General Werner Reinhardt and take possession of the first known classified 084, the Obelisk. We don't see the Obelisk again until Agents of SHIELD.
May 8th, 1945 - VE-Day. The remaining five members of the team gather in a pub to toast 'the Captain', suggesting that they did indeed just leave 'the Sergeant's' body rotting in the Alps somewhere, fuck that guy. (It is notable that one of the tie-in books for the movie states explicitly that they toast to both 'the Captain' and 'the Sergeant', so it's probable that they gave each man his own, individual farewell. We just didn't see it.)
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(If you want more timeline! Trying to track the Winter Soldier through both canon and history.)
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How much does it cost (annually or monthly) to insure a classic mustang (1964-1972) with AAA?
Why is my insurance quote 10 times higher than last year?
So, i got my motorcycle license last summer and bought a 2003 Kawasaki ZX6R for $5000. My insurance from Progressive was $1700 for the year (full coverage). I rode it for two months before it got stolen. In those two months i got one ticket for straddling lanes. Once the bike got stolen i got all my money back. Now, I'm looking to get the same bike again. I just called Progressive and they want $6056 per year for full coverage!!!! And if i were to buy a brand new 2007 model it would be $10000!! So, $6056 for a $5000 bike? And $10000 for a $9000 bike? What gives? One ticket and the theft did this? I don't get it. What are my options?""
If i was buying a car and its a class C would this increase my car insurance?
I have 3 years no claimi currently have a 1.6 i am thinking off buying a mini cooper which has been in a accident its a class C.the mini has the same size engine as my car at the moment. Just really want to know if it would affect the price of my car insurance thanks guys xx
Car insurance companies?
Are there any car insurance companies which don't appear on comparison websites that are cheap and competetive? In the UK. Thanks
How much does motorcycle insurance cost?
17 yr old male.... and 1st motorcycle.
""On average, how much will my insurance cost?""
I'm 17 and female. on average how much do you think my insurance would cost on a 1.2L corsa 2003 model, with a black box fitted? Also would it be cheaper if i put the insurance in my dads name (9 years no claims) and me as a named driver? I'm struggling to find quotes as i haven't passed my test yet, just wondering whether it's worth buying this car thanks in advance BQ: do you know of any cars which are fairly cheap for teenagers to insure?""
Car insurance for young men in the uk... unfair?
I'm a 19 year old guy living in the UK.. and I get SO annoyed at how much more guys have to pay for car insurance. I understand that it's because some guys my age decide to drive like complete a*se holes, but that doesn't mean all guys do?.. and I really resent paying more, just because of the boy racers. Yes, most fast drivers are teenage boys. However, this doesn't mean that most of teenage boys are fast drivers. I drive a Hyundai Getz for crying out loud.. I'm not going to go racing in it! Grr! I simply cannot afford to insure it under my own name at my age. What does everyone else think? Personally, I think it's pretty sexist against young men, and I think there should be a test of some sort which we could take which could prove our innocence and drop the costs.. Does anyone know how much a lie detector test for the question I am a safe driver would cost?""
Best car insurance company in Ontario for new drivers?
Hey Guys, Got my first car! YAY!!!! I was just wondering if you guys can recommend the best car insurance company and rates in Ontario for new drivers? Please let me know. Thanks.""
Where would i get cheap car insurance male age 19?
getting funny quotes
Do landlords usually have homeowner insurance?
Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have some kind of homeowner insurance?
Auto Insurance ? Never had it. Can anybody help.?
I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help.""
Which auto insurance companies only go back three months for accidents and violations?
Which auto insurance companies only go back three months for accidents and violations?
""How much money do you pay for insurance, and what is your age?""
I am 21 years old and I just got my license.I use to be a listed driver on my mother's geico policy a couple of years ago.But, I got caught driving without a parent in the car and my learners permit wa suspended. I now live in a diffrent state and have a license. I went on geico.com and my quote was $155 with the license violation included. I am pretty surprised because I thought people my age pay well over $200 for their policy. Maybe it is low because I was once an insured driver under my mother's policy?""
Banking and finance or insurance and risk management?
I've been admitted to a university and now I've an option between two bachelors degree, banking and finance or insurance and risk management. I'm really confused, what do you think is a better degree to pursue in terms of future scope. thanks""
Is the car insurance company right?
I was in my first EVER car accident and it was my fault. I was driving my fiancs car and I wasnt on his insurance, his insurance company said that they wouldnt cover his car because I wasnt on the insurance but they covered the other car and that was the last of it until 6 months later we buy a new car and cancel that insurance and get new insurance for both cars and we added me on it. A few weeks later we get a phone call from the old car insurance company saying we need to pay them back for the other car which was close to 8,000 bucks we asked them why we are just now hearing about this we were never not once told we would have to pay anything and 6 months later you call us and tell us to pay you 8 grand all they had to say was sorry you werent contacted sooner they said they mailed us stuff but we didnt get anything. They mailed us a letter saying what they policy was saying that the reason we have to pay them is because it was a MATERIAL MISS REPRESENTATION we thought something isnt right so we took it to a lawyer and he said it cant be a material mss representation because that mean they wouldnt have covered me if I were on the policy which isnt true because my driving record was PERFECT not one thing wrong with it. They lawyer want 3 grand up front to fight it but we dont know what to do. Is the insurance company right?""
Changing car while paying monthly for car insurance?
I still have like 9 months to pay on my insurance but i want to change car how can i do it or cant i ?
Will my mom's car insurance go up because of my speeding ticket?
Ok...I was driving my mom's suburban truck...I was doing 45 in a 35. I am not on my mom's insurance but the ticket is in my name in my mom's truck. The ticket is 81.50...I only had my license for a year...my mom never had a ticket...ever...so her insurance is like cheap...she gas state farm...will her insurance go up? I don't want to tell her.
Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?
I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.
Where can a 16 year old get cheap moped insurance?
I'm 16 a need a moped to commute to college. Where can I find an insurer that doesn't think that every teenager is a boy racer! I've had several years of cycling on the road, would that reduce my quote? Thanks :)""
Gloucester City New Jersey Cheap car insurance quotes zip 8030
Gloucester City New Jersey Cheap car insurance quotes zip 8030
Average cost of sr22 insurance?
What is the average cost of sr22 insurance?
Dental Insurances in California...?
I live in California. What is the difference between HMO vs PPO? Meaning there cost and coverage. I know that HMO has a very small selection of Dentists and PPO means you can pick from a larger selection, but I am asking about costy and coverage. I am in need of either Dentures, Bridge work, and eventually Dental Implants badly. 2 emergency dentists that I have seen have mentioned something about... if I have a PPO then they will cover everything, but when I ask them to explain, they tell me to look it up because they don't have time to explain it to me. I have tried to look it up, but I can't seem to figure out what they are talking about. What did the dentist mean by... they will cover everything? As in I will not have to pay anything out of pocket? One dentist even said that if I have a PPO then he can do the work while I wait for the insurance to start, pay him directly, then he will give me back my money when the insurance pays him. But what does that mean? All the PPO and HMO plans I see say that I would still have to pay 50% of the cost. I am unemployed so money is a huge problem, but with my current problems with my teeth, I can not go on interviews. What is the best Dental Insurance in California I can get to cover the most of the expenses of the work I need done??? Free clinics have a 1-2 year waiting list and won't handle problems like mine. Please help!!!""
How come car insurance vary so much between different cities for the same car and driver?
I moved house so that I could buy a car, as the last house has permit parking rule and allowed one permit per house. So, I moved and now I am doomed, because the insurance is 3100 for a ford ka valued 1400. In the last house my insurance quote was 1500 for the same car, but just change in a post-code and bam. my dreams of having a car is shattered, I feel like crying out loud from roof top :(""
Will my car insurance increase?
If I got pulled over and received a ticket for disregarding a stop sign and I choose to attend traffic school will my insurance go up?
""If i just got my permit, can i drive my moms car without insurance?
I just got my permit and want to drive my moms car. Do i have to be on her insurance if i only have a permit?
I need help on a car insurance question....?
so i got in a car crash and got the guys information; aside from his house address.... so my question is there any way that i can get a copy of that information or something with his name and adress included??
How much will car insurance be?
Im 17 and im 18 in september and i have a renaut Clio Grande year 2000 X reg, 1.2 litres. Ive got quotes off of compare sites for 4000 a year yet i feel this is ridiculous? I have heard of friends getting it for 2000ish. Where do i find or get these cheaper insurance deals? Will it go down at 18?""
Can the insurance company do this?
I am sheepishly wishing I had not spoken to the insurance company this morning, but what's done is done. If the (auto) insurance company has your VIN & license plate #, can they do a check to see who's name is on the title to a vehilce?""
Anyone know insurance groups?
need to know the insurance group dif between a standard 1993 mr2 and a 93 mr2 turbo
What is a collector car insurance?
please tell me everything you know about collector car insurance. i really need to know. thanks.
Do parking citations affect my insurance rates?
I recently received a speeding ticket. This was my first ticket in the four years I've been driving, so I was able to keep it off of my record and insurance by taking an online ...show more""
Car insurance...oh my god?
hi, i just pass my driving test, my car (insurance group 7)....i search on confuse.com for third party car insurance is 4000 one year..although i'm 30 years old. is this ture? ...show more""
How do I get health insurance at 19 years old?
Hi I am a 19 year old college full time female student and I cannot be covered on my mom's health insurance because she is on disability. I don't have the money to just go to a hospital or even the money for gas to go to the free clinics which are 20 miles away or so. My fiance and I are needing health insurance but every time we apply we get turned down. Can anyone help us by telling me some answers?
""What are the best cars that are cheap to insure, low on tax (highest band D), and quite fast?
This is for my first car 17 year old. Thanks
Is there any free dental insurance in CA?
Is there any free dental insurance in CA?
What car insurance suits me best?
i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!""
How much would insurance go up for a newer used car?
I drive a 1988 Lincoln Mark VII. I wanted to know how much more my insurance would go up if I got a 1996 Buick Regal?
""No health insurance, new baby?""
I just had a baby born, and I lost my health insurance. We planned to put my baby and I on my husband's university plan, but he is not a full time student anymore, as he works to provide for us. It makes all of us without health insurance and we cannot afford to buy one for the three of us. We do not qualify for federal help either. My husband works for the company that does not offer health benefits. If he were to switch a job, then we would get benefits in 3 months. Are there any options for us?""
How much would insurance cost for this car:?
1997-99 Acura Integra 2Door 4 Cylinder Any Color (red unlikely). I plan on buying an integra I just want cheap insurance ;p
What are homeowners insurance rates for mobile homes?
What are homeowners insurance rates for mobile homes?
What is the cheapest health insurance I could get?
I live in Nebraska, and am a healthy 20 something year old male who does not smoke or drink. I looked on google and found quotes for like 200 bucks a month! maybe that's cheap for a lot of people, but I was wondering if you can get something for like 50 dollars a month, with a really high deductable or something. I just want coverage against major catastrophies, like if I got cancer, or heart disease or something, so I'm not financially ruined. Any ideas? a year or so ago I remember coming across some cheap plans for like 30 dollars a month, but I can't seem to find anything like that anymore. Any help here would be greatly appreciated thanks!""
Is getting renter's insurance a good idea? How about with Balboa insurance?
I'm considering getting this but have no idea how renter's insurance works or anything.
Would applying for car insuance quotes give a bad record?
I'm searching for car insurance but I am not sure if applying for a quote online will give me a bad record. Like applying for a credit card does you know.
How can I get low cost medical insurance?
Hello, I am a single adult with no children, unfortunately I am still not able to afford health insurance, I have heard of medicaid or medicare, but I don't know how to apply for it. I need mental help, I suffer I believe from depression, but am not a doctor so I could be wrong, but still I need help. I am only 25 yrs. old, so if anyone has a suggestion or knows what I should do please let me know. If I have left out important details, email me and ask what you might need to know to hopefully be able to answer. I am very serious and do not need non serious answers, however I thank all of you who have helped in the past and continue to do so.""
I was in an auto accident without insurance. What am I facing?
I was in a car accident yesterday. I live in California. I had no insurance at the time, although I was unaware that my girlfriend had not sent in my quarterly paryment and was actually driving without insurance for almost 3 months. The day after the accident I went in to the Highway Patrol's office and spoke to the officer who took the report and informed him I discovered I had no insurance. He didnt seem all that concerned and thanked me for going in. As for the accidnet itself, I belief I will be found at fault as I did not brake in time and rear end a small car who in turn hit the car infront of her. I was traveling at about 30 mph when I started to brake and I heard the firefighter at the seen tell the chp he thought it was 25-30 mph. If anyone could tell me what I am facing legally and finacially. I read online I will automatically have a one year driver's license suspension. Is this accurate and is this all? WIll I ge a ticked or fine? I would also like for someone to rule out jail time. The driver immediately infront of me had good damage to the back of her car and was taken to the hospital with minor injuries. Her daughter called me the day after the accident and told me she was at her house but wanted her car fixed soon because she wanted to return home in another state. I suggested she call her own insurance and let them know I was inot insured. THe other driver in front and her passenger were also taken to the hospital with minor injuries and their car had minor damage when I looked at it at the time of the accident. I have not heard from them. Financially can anyone tell me what I am facing? I understand I will be responsible, but I also understand that the other parties' insurances will have to cover their own drivers. If so will I simply be responsible for their deductable. I am more concerned with the legal aspects than the financial. I am an single father of three and need to be there for my kids. Thank you to whoever can help!""
Gloucester City New Jersey Cheap car insurance quotes zip 8030
Gloucester City New Jersey Cheap car insurance quotes zip 8030
Cancer survivor getting health insurance or life insurance.?
I'm a childhood bone cancer survivor. I had osteosarcoma back in 1992 and had my leg amputated but the cancer never returned and the only issue after is I can't donate blood. I'm Canadian living in the province of Newfoundland. and while Canadian's have most of their health care covered though taxes most medications, private rooms, ambulance services, dental, and other services are not covered by all provinces. ( the big one for me is no coverage of prosthetic limbs) I was covered under my parents health insurance and will continue to be covered until I finish university. I'm also covered partly under my Fiance's work health insurance ( not very much) I'm getting married in 2010 and want to get some extra coverage for myself and any future family. I also want to get life insurance because I want my Fiance and family taken care of should any thing happen. The only other health concern I have is hypothyroidism. but I'm on medication which controls it and it's not serious. Can I get life and health insurance. any experience from other cancer survivors would be appreciated.""
Cost of car insurance for 46 year old?
Cost of car insurance for 46 year old?
What is a cheap insurance company for teens in washington?
Im 17 and I just started driveing and I have to be on my own insurance, what is the cheapest insurance that I can use thanks for any info""
Can you get insurance for car hire cheaper than the one offered by the car rental company?
I visit Canada a lot, and love to hire cars from the aiport. I am gettting sick of paying over the odds for comprehensive insurance though. The rental company asked for 100$ for 3 day cover for a Yaris. They also said that the law in Ontario says that I will need to pay for damages to the car if I had an accident even if the other driver was at fault, as everyone pays for his own car. Is that true?""
Why not make Health Insurance mandatory like Car Insurance?
Why not make Health Insurance mandatory like Car Insurance?
Why has my car insurance went up?
mine and my partners car insurance is up for renewal, we only passed 3 years ago next April we were 660 for a 1.6 focus we thought it would go down this year as my partner is now 25 but the insurer we are with wanted 900?!! the cheapest we have seen is 730?? nothing has changed we have never claimed so why has it went up?? is it not suppose to go down the more experience you have and older you get? anyone else having this problem?""
Examples of car insurance for 17 year old male in florida?
I'm 17, turning 18 soon and was wondering what some typical examples of car insurance are for others in my place. I know there are many factors, but I just want an example. Also, what are some major factors that lower car insurance? How much will the insurance change from 17 to 18?""
Not sure how much condo insurance to get?
I'm in the process of buying a condo, and I need to have condo insurance set up. However, I'm not really sure how much insurance I need on a condo. The homeowners association covers everything on the outside, so I would only need to cover walls-in. This is what I've come up with after doing a quote: Contents Amount: $50,000 Building Property Coverage: $15,000 Condominium Loss Assessments: $1,000 Deductible: $500 Earthquake Deductible: 2% Personal Liability: $300,000 Medical Payments to Others: $1,000 The condo is selling for $125,900. I really don't have a lot of furniture, and what I do have is all hand-me-downs. I have a four year old, so all the furniture and stuff that comes along with having a kid. I don't have really nice jewelry. I have a 32inch hd tv, computer (i paid 150 for it, so nothing fancy lol), and a kindle fire, wii....that's about it for electronics. I want to make sure I have enough coverage if something happens with counters/floor/walls/etc, but I don't want to be unnecessarily paying a high insurance bill. Any suggestions? Also, is earthquake or identity theft something that would be good to add in? I live in Iowa so earthquakes aren't really an issue...but is that one of those you never know, so at least you're covered things?""
""My husband and I are self employed.....We are shopping for health Insurance, what do recommend?""
We are looking for affordable health insurance, but I don't even know where to begin....If you are self employed, who is your provider and why?""
Can I force insurance to pay for rental car if they take too long to make a decision after assessment?
First off I am in CA and the other liable insurance is Farmers or 21st century. For some reason Farmers is handling the claim. Ok, so I was in an accident in which the other party was at fault. As such their insurance has accepted liability. I have already taken my car get an assessment by one of their representatives at a repair place. But do to their stupidity in a few instances, its taking a long time for them to make a decision as to repair my car or call it a total loss. So because of that, in the mean time I am forced to drive my car which I do not feel comfortable driving in. The passanger seat belt doesn't work so I can't commute to school like I usually do. Bottom line is a have been patient when they did their investigation and everything, but its been a while now and my car is still not even in a shop to get fixed. In order to maybe speed up the process and make me feel safer, can I just get a rental car already force the other insurance to pay? After all they are completely liable since it was their driver that was at fault. Why do I have to wait day after day, driving a ruined car, while they take their sweet time making their BS decisions? I know that they legally have to pay for a rental while my car gets repaired, but again they are taking time simply deciding if its a loss or not. So because of them, its not in a shop just yet...., but can I still get a rental car early and have them pay anyway? Maybe that will make em hurry up.""
Whos the cheapest u found car insurance thru?
ive checked all state geico progressive state farm aig 21 century liberty mutual and esurance. r there any out there that ive missed? im a student and on a very strict budget so i need the best deal possible. thanks!
Do motorbike insurance count towards my no claims?
i have 2 years no claims on my car insurance and am looking to geta motorbike. will my motorbike insurance go towards my no claims in total
Am I paying too much for car insurance? Advice?!?
I'm 19 years old. Has had my license since I was 16 1/2. No tickets or accidents. Right now I'm paying $150.00 a month with my current insurer (which is based off my Mom's) I recently searched and Liberty Mutual is giving me a quote of $79 dollars a month which is obviously a whole lot cheaper. How easy is it to switch and is there a down payment? And any other advice you may have. Thanks.
Insurance doesn't pay or wanna fix my car?
a drunk guy hit my parked car and he had a suspended license and the car is under his girlfriend's name. Now the insurance says it cant do anything because its under the girlfriend's name. now i dont know what to do
What's the cheapest liability insurance in the metroplex?
What's the cheapest liability insurance in the metroplex?
Does a Seat Belt Ticket in California increase insurance?
If I have to report a seat belt ticket to insurance, because i am using traffic school for a stop sign ticket, How much will my insurance go up by. I am 17 and I have ameriprise insurance for my car. PLease help also if i will not have a car or drive in college should i just lose my insurance or keep it for 4 years with a perfect record.""
Are Honda Preludes considered sports cars to insurance companies?
Im looking for a Honda, and i keep finding Preludes, i love the car but i have been told i cant get one because they are considered sports cars and sports cars are more on insurance, can anyone help me!? Are they really considered sports cars?""
How Much Would It Cost to insure a Lancer Evo?
How Much Would It Cost to insure a Lancer Evo?
Help!! price of insurance?
i would like to know how certain factors determine the price of insurance. 1) how does costs affect the price of insurance 2) how does amount of claims affect the price of insurance 3) how does risk levels affect the price of insurance 4) how does predictability of risk affect the price of insurance 5) how does return from investments affect the price of insurance 6) how does level of interest rates affect the price of insurance 7) how does profit margin affect the price of insurance 8) how does competition affect the price of insurance 9) how does goverment regulation affect the price of insurance
Best car for a broke teen driver?
I'm 14, so I wont be getting the car for another year or so. I'd be paying for it myself, so I'd like it cheap, with good mileage and cheap insurance. I'd also like it ...show more""
How to insure my car if I go to live in France?
I'm moving to France soon and I would like to keep my english car. Insurance companies are asking for the bonus-malus and I don't know the equivalent in english...so they can't tell me how much it would be...Does anybody had to insure their car in France? What do I need to do? thanks xxxx
How to check multiple car insurance quotes at once?
We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes? We would prefer than credit is not checked so please suggest accordingly.
Why is auto insurance through Geico so cheap?
I've been shopping around for car insurance and I am surprised at the quoted price of Geico in comparison to most other companies. Geico is much cheaper than my current insurance company, and many other insurance companies. How can they offer such cheap rates, especially with all of the advertising they do? Are people having difficulty getting money out of Geico when they make claims? It just seems odd to me that they can offer such low rates.""
Is it high insurance for a fiat 500?
i am a 17 year old girl and i was ust looking at the fiat 500 and i just want to know if the insurance is really high for them. I know the average is about 2000 for a 17 year old, so would anyone be able to give me an idea on price please. thanks for the help""
What's the best car insurance for a 20 year old female?
Hello! I was wondering if anyone had any suggestions for car insurance policies. I'm a 20 year old female, have had my license for 3+ years, never been in an accident. Could you give me an average monthly rate for insurance for a modest car (think college student income)? Either from personal experience or general knowledge? Thanks so much!""
Gloucester City New Jersey Cheap car insurance quotes zip 8030
Gloucester City New Jersey Cheap car insurance quotes zip 8030
https://www.linkedin.com/pulse/white-plains-new-york-cheap-car-insurance-quotes-zip-10601-noble/"
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Haviland Ohio Cheap car insurance quotes zip 45851
"Haviland Ohio Cheap car insurance quotes zip 45851
Haviland Ohio Cheap car insurance quotes zip 45851
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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Can I get insurance that isn't based in my state?
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And i recently got car insurance so I went to court today and showed them and they said since i had no car insurance at the time of the ticket i have to pay nearly 400 dollars! so i got a 2 month extension to pay the ticket, is there anything i can do to reduce the ticket amount? or what will be the best thing to do? thanks a lot i really appreciate it!""
Having a baby in Texas with no insurance.?
My friends husband died 10 days ago, he had a family insurance which now comes invalid tomorrow. What can she do, she has no money to pay insurance and is 7 months pregnant. Is there some sort of welfare or social help ? There is maybe a possible payout from 401k insurance and she could use that money but it may not arive in time.""
Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?
if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the ...show more""
How much does my auto insurance go up after my first ticket?
I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says Inability to control car or something like that. I am planning to buy a car pretty soon. Could any of you give me an idea as to how much my insurance will be effected as a result of this mishap? I would appreciate any replies.
Names of good CHEAP! Auto insurance companies in New York State ?
I'm trying to look for cheap insurance companies for my bf who is way over the age of 25 and had two accidents. Due to the accidents from the past, their charging him an exorbitant amount. Could you please name a few.""
Ii need a dentist with no money or insurance. ?
Hello every body how u doing? Me I'm good i just have a real deep situation i need help with. Okay I'm 33 year old female I'm here in san diego. I have had a rough life. Im n need of answers for dental. I haven't been to the dentist in years i need work. Its been so long and I'm inbarest to open my mouth. I'm not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don't kw where to start every thing neg shuts me down. So is there any answer for me.
Need info about health insurance?
My dad is 61, mom 57. Dad has RA and a case of carple tunnel (spelling?) That went undiagnosed until it was too late. He is an over the road freight hauler and will soon lose his job along with their insurance because of it. They are too young for medicare and disability is going to take a while. We live in Minnesota. Anybody have any advise about health insurance or anything that will financially help???? Desperate here!!!""
I dont get car insurance?
i am looking for my first car . i did a quote on a 2001 1.2 fiat punto 3 doors. The quote was 1600. but i then saw a 5 door punto. a 2000 1.2 5 door punto the quote for that was 1989. and thats from the same company. how can it cost more to insure a 5 door car.
What is the best Insurance company for car quotes ??? (Cheapest)?
Im looking for a cheap reliable insurance company i can get a qoute for a 2003 Vauxhall Corsa 1.2
Car insurance lapsed? opposing insurance sends letter saying im liable.?
Long story short my insurance lapsed. I got into a car accident where i was backing out of a driveway and as i shifted the car into drive i was backed into my side driver door by ...show more
I want to change car insurer?
i am currently with admiral insured on a 1.9 dci renault megane. i am a 19 year old male with 1 years no claims bonus, i have been looking at getting a new car which is a suzki sj 1.3 1988. The problem i have is that i have paid around 1500 upfront for a year of insurance, but now i hav efound a new car i have also found that rac insurance is cheaper, if i cancel my insurance with admiral now will i get the 1500 back, well taking into account i have used a month insurance so that 1500 will go down a bit, im just checking to see if i can do this to stop my self from losing 1500 thanks""
I need help health insurance help???
ok so i went to the doctor and found out i was pregnant. i live in california and have no health insurance. they gave me temperary medi cal for 30 days and i have to go apply at the cal works office. well i went and they told me i couldnt apply on my own im 19 that since i live with my mom she has to go in. she works alot though and its kinda harg for her to go. so is there any other way i can do it like online and mail in an application?? or do u guys know of any insurance i can get on my own??? please help??
HOW CAN I CLAIM THE car INSURANCE to REMPLACE MY CAR?
I had a car accident and my car insurance covering third party only and them found me that was my fault I need to know how can I claim if there is any dealing, thank you""
How can I lower my insurance rates at 19?
So I'm 19 and my insurance is about 100 a month and i pay 400(really its 300 but I pay 400 so I can finish faster) flat a month for a 2012 Chrysler 200 but initially at 18 I wanted a challenger, but my insurance rate was going to be more than my car payment, so here I am at 19 almost 20 in a few months and am wanting to try my luck again at getting a challenger(my dream car) but just want to know if theirs anything I can do to lower my rate for a sports car, I've built a substantial amount of credit I earn 30,000 a yr and have never wrecked is their anything else I can do? P.S I work hard and am a college student and in no way have received help from anyone to get what I want, I just work hard and want my dream car and feel like I can manage it but the insurance is killing me.""
Haviland Ohio Cheap car insurance quotes zip 45851
Haviland Ohio Cheap car insurance quotes zip 45851
Are there deals in car insurance if someone parents are divorced?
and he/she technically only lives with one parent?
Adding body kit or alloy wheels increase insurance on 17 year old?
I will be 17 in January and was wondering whether adding a body kit or alloy wheels to something like a fiat seicento would increase the insurance... because it may be more desirable to steal? Please give me legit answers...
Where is the best place to get car insurance? and the cheapest?
Where is the best place to get car insurance? and the cheapest?
Liability insurance for few days for road test?
How can I get liability insurance for Driver license road test? I will take the test by car of my friend, cause I have no car. Wherever I called, they are saying that you can purchase 6-month insurance policy. Is there any other way? Or can I purchase insurance then after passing test cancel it without cancellation fee? If you know such a insurance companies in North Carolina, US, please let me know.""
How to be auto insurance agent that sells more than 1 brand of auto insurance product?
I am interested in becoming an auto insurance agent. I want to do this part time, but I don't know how to get started? I can go to school to get the degree to sell insurance, but how do you get the connections to sell the various types of insurance ?""
""If I get a ticket, does my insurance rate go up?""
As a new driver I am unsure about ticket and insurance policy. Also, will I get points off. What are points?""
Which is better hmo or ppo insurance?
Which is better hmo or ppo insurance?
Should I be able to get disability?
Here is my story, I was working and slipped and fell on my side (I did file a accident report). At first I felt fine just a numbness in my side and thinking it would go away, but as the months went by the numbness went away to only be replaced by a pain. I took pain medications to ease it and it helped relieve the pain but now it hardly does anything, if anything at all. I am like 6'4 and before the accident I weighed around 230, now I am climbing to 320??? Oh, I am 25. Oh, and I have been fighting my insurance for 5 years. I cannot exercise to lose weight because the pain in my side prevents me to do daily activities for long or if any at all. I have grown severely depressed as in that I have gained all this weight and feel disgusted with the way I look like and try to avoid any human contact or be seen because I feel disgusting with the way I look. I hope I have said all I needed to do. I just feel I cannot function as a normal person in society anymore. And times if there is no hope for me, I feel as if maybe the best solution for me is to commit suicide because I just feel so much like a freak to the world now.""
How much life insurance do I need? How long?
Hi, I am 31, married, in decent health (don't smoke). No kids, but planning for one next year. How much life insurance do I need? Thinking about a term policy for $500,000, but not sure if I need it for 10, 20 or 30 years? Any advice much appreciated. Annual income is the $100,000 range. Thanks.""
""After buying a used car, could I drive it right away without auto insurance?""
After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!""
How much does a million dollar insurance policy cost?
I was intersted in buying a million dollar insurance policy. How much would that cost me? I make about 65 thounsand a yr. Any ideas/
What company offers a good affordable rate for car insurance in the state of Maryland?
I'm just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia. Does anyone know a good cheap car insurance company? Thanks!
What is the best way to use technology in comparing insurance premiums for MEDICARE costing?
Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles which make it more or less expensive than the next company. Although I have spreadsheet skills, I can visualize that any template I make must provide for more assumptions than I want to make. From the above it's clear to me that I need some kind of generic (FREE) spreadsheet template that is not proprietary, combines monthly income and expense (insurance premiums counted as expenses), is not locked in terms of making formula adjustments, and has the ability to forecast. If this is as clear as mud to you, welcome to the crowd. Surely, there are fill in the blanks templates dealing with MEDICARE comparative cost determination. If there are and you are aware of them, please let me know. I would be in your debt. Regards, Rich F. Florida""
Why can you 16 years old own cars in America?
Hello, So when I'm watching MTV or whatever television program here in the Netherlands I'm noticing that so many 16 year old drive a car. But where do you guys get the money from? Because a really crappy cheap car cost about 1000 euro's and than you need to pay a 390 euro (507 dollars) a month. I'm 16 too and with my 40 hours of work in a month I make 200 euro (260 dollars), so I can't afford a car now. (at least not paying every single month 390 euros) Nevertheless in the Netherlands you must be 18 years old to drive a car, but even when I'm 18 I think I won't make a 390 euro a month (only for my car). So do your parents pay? Don't you have to pay taxes or whatever? Thanks. David Calculation: Cheap car = 1000 euro Good cheap car = 3000 euro Average insurance 18 year old = 100 euro a month Can't find translation but road taxes = 80 euro a month cost of maintance = 80 euro a month Average driving 1000km a month with 7/100L = 70 * 1,80= 126 euro We pay 1.80 euro a liter (benzine) = 1 gallon = 3,8L = 6,84 euro's = 8,9 dollar per gallon so: 390 euro = 507 dollars a month""
How much is car insurance for teenagers?
I've been trying to find the answer for awhile now, but all I find are websites that have paragraphs of information that I don't care too much about. Could you just give me an average number?""
Short term or long term disability insurance?
Which company offers the best short term or long term disability insurance? (price and coverage) I recently found out that I might get blind in future and need to have some income to support my family when I loose the job. I am having trouble understanding the system but would be great if anyone could help me out. I don't even know if these insurance thing can pay me with being blind. Thanks.
Cheap car insurance for 17?
what is the the most reliable and most cheapest insured car the cheepest i found was a renult clio at 5390 third party fire & theft with no road experience
Why is insurance for young men expenisive?
Why is insurance so expensive for young men? Why is it more expensive for young men (16 to 25) than for women the same age?
California auto car insurance question?
I own three cars and I want to purchase auto insurance for all three of them. But my question is, if I plan on keeping two cars at my residence, and the third one garaged at another residence (at my father's address). Is that legal to do so or I must have all three cars parked at my residence? Will the third car be exempt from my insurance policy if I decide not to garage it at my address?""
State Disability Insurance in California?
I was laid off in December (company went under) and in March I got pregnant. I have not found a permanent job and at this point am not going to try - who's going to hire a pregnant woman, right? I am receiving unemployment which will be running out in a few weeks and I'm thinking about working for a temp agency until the baby is born to bring in some money. Does anyone know if I am working temp can I collect State Disability Insurance once the doctor tells me no more working? I'm really pissed...worked all those years and now I may not be able to collect through no fault of my own. Any help is appreciated. I think if I'm not working at all I can't collect but not sure. Thanks.""
Cheap car insurance companies?
What's the cheapest car insurance companies for a 17 years old
How much would car insurance cost ?
I'm an 18 year old male that just got my license but I'm wondering how much would car insurance cost monthly since I'm a new driver what's the cheapest it can get too ?
How long do I have to pay this expensive premium?
I don't know much about car insurance, but I have a six month premium and it is pretty expensive. I have had the insurance for 5 of the 6 months. My real question is after six months will I pay a least expensive amount or how does it work?""
Good insurance for a small liquor store/market in Los angeles county?
I am looking for a good commercial insurance company for my newly purchased small liquor store/market in southern California. It's a tiny 850 sqft store. I am looking for one that is reputable & lower price. Anybody know? What kind of coverage should I get? approximate cost? best most helpful answer gets full points!
""How much does insurance cost on a rental car?, I need a rough estimate, please help?""
it's in portland if that makes a difference, thanks""
Haviland Ohio Cheap car insurance quotes zip 45851
Haviland Ohio Cheap car insurance quotes zip 45851
""What are the monthly/weekly costs of running a car? (insurance, registration, petrol)?""
im looking at buying a car, im 17 i have had my licence for about 3 months and i want to know how much i should be expecting to pay for insurance, registration, petrol etc, for a 4 cylinder proberly auto and ranging from 1990 to 2000 year. thanks :)""
Did you get your insurance from an agent or a wholesaler?
is it possible to get your private insurance from a wholesaler? is it cheaper?
""Young Driver Car Insurance, Price help?""
I'm 18, 19 this year and passed my driving test in August but couldn't afford to run a car because i was jobless, i now have a job as kitchen staff, now i could only be doing 10 hours a week but since i got a job insurance has come down which is good, but with only working 10 hours could it be possible to run a car? I know it's different for everyone I'm just after an opinion and if anyone else affords to run a car despite not earning a lot. Also if someone could give me an indication of how much they spend running a car in a week or month etc.. so i can get a rough idea. I did save up some money from a previous job i have about 2400 which will ideally be used to buy a car and possibly pay the insurance for the year... or possibly use it to pay monthly.""
How do I transfer medi-cal insurance to PA for college?
Hi guys, I'm 17 and currently live in california and have medi-cal insurance because my family is low income. I'm planning on going to Philadelphia for college, but I'm not sure how I can transfer my medi-cal to Pennyslvania? Is it even possible? Or do I have to apply again in Pennsylvania? I Need proof of insurance to enter school and I don't know if medi-cal is enough. I have health net as well. I need it by the 23rd of July and it is now the 25th of June. Will I have enough time to get insurance? any help is appreciated. Thank you!""
How do Car Insurance Deposits Work?
I am new to the whole car insurance thing, and so I would greatly appreciate it if someone who knew what they were talking about would give me some help on how deposits work. I don't want to ask this help from the insurers cos they'll try to persuade me to pay for their insurance before I'm ready. Basically, my cheapest and most covered insurance is quoted as 3,889.98. I will be initially paying a deposit of 780.05 and then monthly payments of 314.66 for the next 11 months. What I want to know is an explanation of how deposits work in terms of Car insurance, and what I also want to know is does this deposit have to be paid more than once in your entire time with the company? Thank you in advance guys :) Micky.""
How much would insurance be on a 1997 dodge ram 2500?
97 ram 2500 ext cab short bed. Just wondering, also how much would insurance be on a 95 mustang gt?""
Car Insurance can anyone help please?
I am due to renew my car insurance i have just received my renewal quote, I am fully Comp and have Uninsured Loss Recovery. My quote states that this does not include Legal Assistance. Do l need legal Assistance lf l have fully comp insurance with ULR ? I have looked on the web and ULR and Legal Assistance seem to be practically the same thing. Any help would be appreciated, Thanks.""
How much will insurance be for a 16 year old in california?
how much will insurance be for a 16 year old in california? lets say i get a bmw or porsche how much will it be?
Where can I get individual health insurance that will cover Pregnancy?
I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""
Im 16 and getting a 2010 Camaro LS how much will insurance cost?
I live in fort worth, tx zip code is 76106""
What are legal steps to resolving an auto insurance claim?
Allstate was supposed to compensate me for X amount of damage done to my car by the driver who had insurance upto 5 grand. Notice that I did not have insurance with AllState but that because the driver was at fault, and had coverage of upto $5000, AllState has agreed to pay me a portion of that 5 grand. However, the problem is the driver who was at fault is not agreeing to this and demands more in loss from AllState. Whereas, although, I myself deserve more in damage since the car was worth more than the amount I am being compenstated for, I have still decided to settle for less. Now because the driver is delaying the decision to accept the remaining amount out of 5 grand, this case/claim has not resolved SINCE 2010. They wouldn't send me check yet only because the driver needs to accept the offer also. My theory is that whether or not the driver finds the offer fair, is none of my problem. I shouldn't have to wait for 2 years only because the driver refuses their offer. I should get my share at least. Do I have a legal case against the company for taking too long in this regards ? What can I do to resolve this ?""
""I lower my car insurance deductible a week ago, would the insurance company accept my claim today?""
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""
Where can I get cheapest car insurance?
Where can I get cheapest car insurance?
Blue badge if you get one how much does your car insurance go up ?
Blue badge if you get one how much does your car insurance go up ?
Changing Auto Insurance?
My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!""
My car got hit in the middle of the night. I don't have insurance but the person at fault does.?
I woke up yesterday to find my car hit and another car, with temp tags, abandoned up the road (it had a lot of damage to the front of it, so it was obviously the one that hit mine.) Today the officer who came yesterday called and had found the person at fault and gave me all of their information. I don't have insurance currently, and my car will cost a few $100 to repair, so what can I do with this info?""
What is Insurance sales like?
Since I put my resume on sites like Careerbuilder and Monster I have gotten a lot of emails about insurance sales.I have been reluctant to reply to them because I am fairly young and always heard about insurance sales being boring and miserable. So I would just like to know what being an agent is like? Can you make a decent living? Is it interesting? Is it boring? What do you or a friend enjoy about it? What do you dislike about it?
Car insurance for a learner...?
im 17 now and want to start learning to drive. But what i want to do is buy a car, then get insured on it as a learner and have my dad take me out driving to teach me. i want a car like a peugeot 206, renault clio, vauxhall corsa, a ford KA or something small like that. does anybody know how much insurance will be for me as a learner? also im female if that helps!?""
Where can I find affordable insurance for my dental practice?
Where can I find affordable insurance for my dental practice?
How to calculate california disability insurance?
How to calculate california disability insurance?
Who's responsible for rental car insurance after an accident?
Last month my car was run into in a parking lot while I was shopping. No question who was at fault. We exchanged information and I contacted their insurance company. Their insurance agreed to pay for all repairs and the rental. However, they did wouldn't pay for the insurance on the rental, claiming it is my responsibility. I only have liability, so the additional insurance cost $8.99 per day, in the end I had to pay $360. I'm wondering if now I can take this to the people who hit me, since if they had not hit me, I wouldn't be out $360. Could I demand them to pay it, maybe even take it to small claims?""
Good cheap car insureance?
need help wiht insurance for my car my car is a little ford fiesta 1.3 cheap 2 insure i no but i have 6 points :( so im gettign qoutes of artound 4000pound to insure my fiesta and im jsut wodneriing there must insuracne companys out there hu specialize in this field if no any can u let me me cheeers
How much is motorcycle insurance for a 20 year old male with a clean driving record on a 2007 Harley Davidson 883?
I live in Chicago, have been driving a car for 3 years with a clean record. looking at a bike but I probably will not ride it until next season. (The deal is to good to pass up and i ...show more""
How much will my insurance cost?
Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!
Car insurance gets cheaper at 21?
Okay so this may sound stupid but I have heard that car insurance gets cheaper at the age of 21, I mean it is still alot for new young drivers compared to the 25+ year olds but apparently cheaper. For example a corsa would cost approximately 3,000+ for a 17,18,19 or 20 year old third party fire and theft...but when he/she hits 21, its goes down quite abit, probably to around 1,200 - 1,500....this is what I have heard but not too sure so wanted to see what you guys think!...thanks!:D""
Haviland Ohio Cheap car insurance quotes zip 45851
Haviland Ohio Cheap car insurance quotes zip 45851
Car title and insurance question?
If my name was put on the title of a car (I'm 18), would it affect the insurance rates even if the car was insured under my parent's policy as a occasional driver? Does the insurance company have the right to change the rates on a car depending solely on whose name is on the title?""
Will I lose my insurance?
My boyfriend and I recently found out were expecting our first child. I am a 20 year old full-time college student and am still under my parents health insurance. If we were to get married, would I lose my insurance? Also, if I would does anyone know of affordable health insurance for me and the baby?""
Crashed car 3rd party no-one else injured what to do with insurance?
I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""
Where can i get cheap individual health insurance in florida?
i'm under 65 and i'm not eligible for employee or medicaid insurances.
Why are my insurance quotes higher when I list an accident I was not at fault for?
I've been getting online insurance quotes lately because I am getting a new car that will be more expensive to insure and I think my insurance now is already too high. So as part ...show more
""Insurance rates for a 21 year old male, CA?""
I got my license when I was 19. I've been driving for two and a half years and barely found out I am not on my parents insurance. I was planning on buying a brand new car but I am now worried about insruance rates. I know they'll be high, but how high. I know insurance rates are based on age and experience. Is it likely I will be charged more because I have never been insured? Last time I checked for insurance I got calls for about 5 weeks straight. This time I don't want to give out any personal information. My question basically is will never previously having insurance before affect my rates?""
What does total excess mean with car insurance ?
hi on my car insurance it says 450 total excess what does that mean ? thanks
What company has the least expensive auto insurance for young drivers?
Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.
Anybody knows any insurance company who provides auto insurance without signing one year contract ?
does anybody know any insurance company who provides auto insurance without asking for one year term contract? i just needed for one month or so?
""Auto, Home, Renters, Life Insurance?""
Okay I am working on a budget project for a class, and one of the requirements is to find the costs of insurance. So my question is what would the average rate for auto, home, renters and life insurance for a married individual in early to mid 20's?""
""If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""
If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""
""How would you cover people who are denied health coverage by the insurance companies, if not a public option?""
There are many Americans who want health care, but cannot get adequate coverage because they have a pre-existing condition, can't afford it, or are denied by insurers. Maybe they are working but their company doesn't offer medical coverage for them. How do we help these people? Are they just stuck?""
Why would we have to pay a penalty if we refuse to purchase affordable health insurance?
I thought America was the land of the free? Why then, does the government have the right to tell me that I HAVE to purchase health insurance? Just wondering.""
Delaware Auto Insurance (Uninsured / Under-insured) What does this Mean?
4) An insured who executes a release of a single tortfeasor owner or operator of an underinsured motor vehicle in exchange for payment of the entire limits of liability insurance afforded by the tortfeasor's liability insurer shall continue to be legally entitled to recover against that tortfeasor for the purposes of recovery against the insured's underinsurance carrier. An insured who executes a release of 1 of multiple tortfeasors shall have rights against that tortfeasor and the insured's underinsurance carrier determined in accordance with the Uniform Contribution Among Joint Tortfeasors Act and paragraph (3) of this subsection.
How much will my insurance go up?
I got in a fender bender and my car is now totaled, this is because my car is supposedly not worth as much as a hood and a radiator, but I plan on getting my 02 xg350l fixed. But about the wreck is was completely my fault but I was only cited no ticket, how much more will I have to pay considering no ticket was issued? I am 17 this is my first wreck and I live in Washington if that helps. Thank you.""
""People tell me i can get insurance of my own under18, is this true?
i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?
Is it worth the effort to compare auto insurance companies?
I have been with the same auto insurance agency my whole adult life. When my husband and I got married, he switched over and started using the same agency I have always used. Our insurance rates seem to continually increase, though, and so recently I have been wondering if we should start looking around for a better premium. I would definitely love to save some money on our auto insurance, but I dont know if its worth the time and energy it would take to shop around. Is it worth the effort to compare insurance companies? If so, how do I begin my search?""
Any suggestions on best Health Insurance for a diabetic?
My son is in his late twenties, without health insurance and was diagnosed with juvenile diabetes, requiring him to take insulin daily. We are trying to help him with this financially, and bills are enormous. Any ideas on what might be the best health insurance plan for him? Thanks in advance for any suggestions.""
What companies can insure a Ferrari or Lamborghini?
Progressive, Geico, eSurance, all the crap didn't even list Ferrari, as its a specialty car. So who the hell DOES insure a ferrari? and how much does it cost annually? its a ferrari 360 modena convertible""
How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly?
In Canada not US
Will my car insurance rate go up?
so yesterday, I rear end into someone car but damage at all. His car still look new and my car still remain the same. But he said he will go check up his car, if there are some damage inside. He will claim my insurance. Suppose he claim my insurance, how much will my car insurance rate go up?""
HELP ASAP! Is a car still considered stolen if your on the insurance?
Long story short my mom bought me a car..and I'm on the insurance..I want to move out but she's not up for it...so my question is can she call the police and say her car is stolen when I take it to where i'm going to live?Also will they charge me even if i'm on the insurance? Thanks for any answers!
Why is classic car insurance more?
For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers. I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe . so I was curious and got a quote and they quoted me $550 a month. strange thing is my friend drives an 04 rsx that's standard (the camaro is auto) and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company, all these cars are considered sports cars and therefore have higher rates however they would not tell me the reasons why and that is what I am here to ask.""
Unemployment Insurance for Teenagers?
The business I have worked at for 3 years has just announced they are shutting their doors at the end of the month. I am only 17 but have been told that I am still able to apply for unemployment benefits...which I know next to nothing about. Basically, I've only worked 10-20 hours a week for a wage slightly above minimum. It's just been a part time job for me since I'm a student and involved in several sports and challenging classes. However, I'm still trying to save money for college, so...what do I actually get when I file for unemployment and am hunting for a job? Anything? Sorry if this question sounds ditzy...I don't know much about the workforce.""
How much is the average price for full cover motorcycle insurance ?
Im going to buy a 2013 Honda 600RR , how much would insurance cost ?""
Haviland Ohio Cheap car insurance quotes zip 45851
Haviland Ohio Cheap car insurance quotes zip 45851
https://www.linkedin.com/pulse/dental-insurance-quotes-ohio-dylan-ruiz/"
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Were can you get cheap car insurance?
"Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
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Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
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Hi! I've been struggling to get a good quote for car insurance for a while now. I tried all the big name comparison sites and every one is quoting me 4k (monthly installments). I opted for third party and theft, i am 22 years of age and my postcode starts with sl1 (slough) and i got pass plus and had my licence (manual) since march 2011. I got my car already its a Peugeot 206 1.6l petrol manual 1999 3doors. If you have time you can try for yourself with the above details the quote is freaking too much. Is this just how it is or am i doing something wrong? If you can point me to the right direction that would be amazing!!""
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Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.""
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A friend of mine was telling me about how his son was Scammed by a fake online Insurance Company. They are advertising car Insurance 50% cheaper, which of course is attracting young drivers. He paid  620 by his visa card for full cover, and was sent His Insurance documents. However, he was stoppd by the Police late at night for a Routine check, a few Months later, as It had come up on the NPR that he was driving without Insurance cover. He showed the Police his Documents and he was told that this company does not exist, and he is the 20th driver they have stopped and found that they have fake documents. However, the police did not press charges in this instance, but told him they have been trying to track these scammers for a whilr, but all they know is they are operating from Nigeria, and Latvia, but keep moving around. They advised the Lad in future to use a well known Insurance company or visit a good insurere in person to get Insurance. So God knows how many other drivers are on the road with useless Insurance cover.""
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I haven't had (needed) auto insurance in five years. I just got a quote from a few places, and can't believe the cost!! I have an unblemished record.""
Auto insurance question -- Florida?
My daughter can't really afford the insurance on her car; it's a 2003 Jetta and if she keeps it she will probably have to do a certain amount of repairs. Right now she has full coverage but is considering dropping the collision to lower the cost. If, God forbid, she should get into an accident without collision coverage, could she sue the other driver to repair or replace the car? Would she be likely to be successful? I am not hopeful of anything like that happening, believe me, but you just don't want to lose your investment especially if you have spent a lot on repairs. Thanks in advance for any insights.""
How to get cheap car insurance ?
I have just passed my driving test 2 weeks ago and im 18 ive been searching forever to get a cheap quote but its not working anyone know what to do and who to go with
Car insurance rates for men vs. women?
I was just wondering if there were any car insurance companies that charge higher premiums for men and in what locations are they higher. I was looking at a study that says that men are more dangerous drivers. Statistically men get into more accidents and cause more accidents with severe injuries. I live in Michigan and I don't think that insurance rates are higher for men here. Thanks for your answers!
College student and no health insurance?
For all of my high school years, I was on state heath insurance. I am turning 19 at the end of this month and will begin college classes this summer, but I am really worried about not having health insurance (my services end when I turn 19.) I have bulimia and I go to therapy once a week and see a physician once a month, so it is pretty imperative that I have health insurance. I am just wondering if I will just have to be without health insurance until I'm an adult and can afford it? Or is there something out there for college students? Thanks""
What is the difference between comprehensive and third party car insurance and which one is more beneficial?
What is the difference between comprehensive and third party car insurance and which one is better. I have a 2005 wagon r lxi and wants to renew the insurance which one should i opt for.?
Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
MotorBike Insurance For CBT...?
i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""
Affordable maternity insurance?
Affordable maternity insurance?
How can i have a free car insurance for 1 day?
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What is the most affordable and complete health insurance?
My husband moved to North Carolina 8 months ago from India and is a Pharmacist. However, until he passes his equivalency exams in the states, he is working as a Pharmacy Technician. I am not working at the moment (not by choice but by the terrible job situation in the country). We are shopping around for affordable health insurance. Blue Cross is too expensive and so are many others. We are on a very limited income, however, health is of utmost importance too. So even if it is really bank breaking, we are looking into getting health insurance. What is the best one in terms of affordability and coverage? We don't have children yet but hope to start a family in a couple of years when we are better settled. Neither one of us are smokers and are in pretty good shape. Please help with sound advice. Thanks so much in advance""
How much is the Tax penalty for not having insurance?
I lost my insurance because I didn't have enough hours. I missed open enrollment last fall and not eligible again until October 31. I heard Obama care is expensive. I also have two jobs and make around 30,000 gross pay with both jobs combined. Is the 100 a monthly penalty or a yearly penalty. Is their anyway to get around open enrollment. Maybe my Union can help?""
Will homeowners insurance pay for a stolen bike?
Will homeowners insurance pay for a stolen bike?
Do i need insurance to drive with my license with my parents?
so i have had my permit for a little over 6 months and my dad doesnt want me to get my license yet (he wants me to wait an extra 6 months). I want to get my license now, but treat it the same as a permit so that I will not have all those extra rules that your supposed to have for the first year of driving with a license. So my question is... Do I need to have insurance if I am driving my parents car with my parents in the car when I have my license? I know it is not required when I have my permit but is it required when I have my license? I live in california by the way.""
Where i can get cheap auto insurance?
Where i can get cheap auto insurance?
How much would my insurance cost?
hi i am 18 and looking for a vauxhall corsa the old one or a ka the old version i wanted to know from my age and the car on average how much would my insurance cost a month i am from england so could you tell me in pounds please p.s. i know it depends on a lot more things but it will be my 1st car could anyone please give me an average thank you
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Covering your own bike literally triples the yearly rate, as in, your paying more for insurance than the actual bike. Is it really worth covering or should i just suffer my losses. Thanks to all and any veteran riders out their for opinion.""
Should I accept this settlement offer from an insurance company?
I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.""
Car accident in California with no insurance. What do do now?
A friend of mine just got into a car accident in California. He was test driving a car. The guy who wants to sell the car was in the passenger seat. My friend was unfamiliar with the area and the guy who wants to sell the car told him to turn right. While doing that he crossed another lane and got hit by a car driving there. Both cars got quite damaged, but no one got injured. Police came and filed a ticket against my friend. He does not have any insurance. What advise could I give him? What should he do next? I don't live in the states so it is kind of hard for me to help him.""
Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)?
My wife and I are moving soon from PHX, AZ to the greater Syracuse area. I am moving my multimedia business / record label (websites, print design, videography, DVD production and studio recording) and I need information on which companies can provide my family reasonable cost heath insurance. Right now my wife works fulltime so we use her benefits, but we will be starting a family and would like to keep her at home for a few years. In PHX, health insurance for non-group individuals runs about $300 a month - from what I can see in CNY it can cost closer to $1000! Can some one help me with this? Am I looking at the wrong companies or is it just that mush more expensive? Are any loop holes? In some states Students, Artist, Musicians & Small Business Owners can get highly discounted rates - is this true in CNY? Can anyone help? Thanks in advance!""
Question about college health insurance?
If my current health insurance is expiring this end of December, am I able to opt-out of the university health insurance for this fall and reapply for the university health insurance for the spring term--just to save money?""
What insurance group is a 1965 FORD MUSTANG FASTBACK?
What insurance group is a 1965 FORD MUSTANG FASTBACK?
Can a non-relative be added onto ones insurance?
Example: A friend and his daughter that are living with me  He has no insurance, and wont be getting any for at least 6 months, and I am helping to support her. I would like to add her onto my insurance so she is at least covered in case of emergency.""
""I received a ticket for no seat belt, will it affect my insurance?""
I got the ticket in Garden Grove, California (my first offense). I am thinking about fighting it because I DID have my seat belt on but then I found out that the Vehicle Code 27315 states that the fine for a first offense is no more than $20. But then again I am worried that it will affect my record and my insurance. Can I go to traffic school or something to clear the violation so my insurance won't know? If not should I fight it?""
In BC how much difference in insurance costs is it based on the cost of the?
vehicle? I'm not talking about liability but collision and comprehension. I'm buying a car that costs about 10,000.00 and I am used to driving crappy cars that cost $2000.00. I'm trying calculate the difference in insurance costs. Does anybody know?""
What is the best car insurance company for a graduate student?
What is the best car insurance company for a graduate student?
As a young adult where did you buy your auto insurance and how much did you pay a month?
well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap my father paid like 130 per month for this car under his insurance (but he is old lol)
Car Insurance?
I am just about to get my license. My parents want me to have my own insurance policy; and I was wondering if anyone knows of a good company to go with. Something with good coverage, but relatively cheap; I only have a part time job. I am under 18 so I know that will influence a lot of how much it costs me and etc. Any input on this is greatly appreciated.""
Life Insurance for a 40 Year Old?
I need some suggestions on what Life Insurance company to go for. I need one that's legitimate and affordable.
How much does insurance generally cover in a minor accident?
I was backing out of a parking lot space and I backed into a newer Lexus! This was my first accident and I am 18 years old! The damage was kind of minor and the estimate came out to $568.00 *we didnt call 911 How much will my insurance cover? P.S.I have state farm auto insurance
Right now Im on my parent's car insurance policy b/c im 17 but im looking to move out soon?
Can someone please tell me how much your car insurance goes up once you are on you own plan. im paying 360 every three months now.
Do you need insurance on a motorcycle in Florida?
I read online that if you own and have the title of the motorcycle you do not need insurance . But i never believe what i read on random websites so I'm asking here. The insurance companies are giving me insane premiums even though i have a clean driving record. My question is,is that accurate that i dont need insurance to ride in Florida.?Thank you everyone in advance.""
Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
https://www.linkedin.com/pulse/non-us-citizen-car-insurance-dan-barrett"
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