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sepiadice · 4 years

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DiceJar 0 END: what could have been...

Being completed ghosted for a scheduled session once again, I suppose I should finally face the facts and call the campaign. Which is, of course, very disappointing.

Let’s review the experiments I attempted in this campaign.

Experiment 1: Using a published module/adventure.[1]

I thought I might gain some valuable insight by analyzing a ‘professional’ product. By using an adventure I’d previously played myself, I’d hoped my experiences would smooth out my figuring out how to run it. Eventually, I learned the value of bullet pointed action plans, because the formatting of Crypt of the Everflame was not good for skimming, as vital information was hidden in the middle of information texts so I’d miss it during the game if I didn’t make sure to call, say, dice roll mechanics for going down a slippery hillside. It also meant I could look ahead and edit out rooms and mechanics that didn’t move the story of dungeon.

So, this experiment was technically a success, even if the lesson I took away was ‘modules don’t work well with my improv style, but provides inspiration sometimes.’ More on that later.

Experiment 2: Get a group to meet regularly.

So I’ve been wanting to do an actual play show since… well, before Critical Role and The Adventure Zone made it cool. For that, I need players willing to collaborate and also respect call time. As you can easily conclude from the time stamps, I couldn’t manage that, even when a freaking pandemic swept in and made being home for online sessions theoretically easier![2] Admittedly, my work schedule is not exactly ideal, as my Saturdays are permanently called for, and my Sundays are a wild ride of inconsistency, while my peers are moving to more conventional work life.

So, the experiment failed, and to a degree that I doubt a career or just schedule change would help. I did learn that a biweekly schedule works well for me, since I can spend the off week on planning, and still have time for my pre- and post-performance need to separate thoroughly and enter a neutral state.[3]

Experiment 3: Finish a dang narrative arc.

Ha ha. This also failed! Couldn’t get to the end of the dungeon. Welp.

Other lessons learned

I don’t online play well! Just get distracted by other internet tabs. It’s not as bad when I GM, since the stress of running the game keeps me more focused, but both the Curse of Strahd campaign I quietly quit[4] and IndigoDie’s Troika session[5] showed that I’m a garbage player online. Possibly an adoption of webcams and faces would assist, but I can’t ask for that.

People still hard! Still haven’t figured out how to get anyone invested. Can’t really be upset at the silent cancellations because I’m technically doing that with Curse of Strahd, and thus would be a hypocrite.

What was planned!

It’s only fair I give some amount of closure.

Session three ended with Bean dying, and there wasn’t a narratively consistent way to introduce a new party member…

Well, I guess if NavyDie consented to playing a bandit, or rewriting the scared dungeon prepper the party skipped…

What I decided was thus:

Bean's eyes open. The sharp pain of the punctures and tears, and the slow ache of liquid passing through those openings are gone, as is much of the world's color. The torches and other sources of light shine blue.

His companions are gathered around him, their mouths moving as if speaking, but Bean hears nothing.

For some reason, Bean feels at peace with this. This is correct.

Footsteps echo from the stairs, growing louder. A figure emerges from the floor below. When it enters the light, at first it is blurry, like many images projected upon the same space. Within the time that Bean's now still heart would have beat, the many silhouettes fade, leaving one form: Bean's father, though not the frail man Bean saw before he left Kassen, nor how bean's father looked before he was ravaged by illness, but the impossibly tall, strong, noble figure that Bean remembers his father being.

Though this man's smile has none of the warmth, and his eyes glow with an eldritch light.

"Seems you've come to some misfortune, Bernard Dipp," says this Mr. Dipp-who-is-not-Bean's-father. "Would you like some help with that?"

This mysterious fiend would become Bean’s patron for a level of Warlock, and ride around his head for the foreseeable future, threatening death if Bean didn’t do as ordered. You know, an excuse for Bean to continue adventuring instead of taking over the family farm.

As for where this fiend came from… well, I easily adapted that into the dungeon’s lore.

Kassen, whose visage is all over the crypt, is not the only one entombed within. There are also those who perished alongside him during his final battle, as well as those who perished facing him in the final battle. This includes Asar, who once adventured with Kassen until the two became bitter enemies or whatever, ending when Asar lead the charge against Kassen.

Anyways, an amount of time ago, bandits stumbled upon Kassen’s Crypt and started looting, and disturbed the coffins, looting a pair of medallions.

Here’s my adjustment: the medallions are now artifacts sealing away a fiend, and reuniting them freed him, whose presence radiated enough necromantic energies and roused Asar, who was deeply offended to be interred in a shrine to his enemy. Stupid, egotistical Kassen. Let’s channel this necromantic magic laying away and get some skeletal minions and kill those who bother me.

Which wasn’t great for the bandits, then later the advance party from Kassen, sent to make the trial safe for the youths. Blood was spilled. It wasn’t great.

Then our heroes arrived, and (hypothetically) resolved matters. Kassen’s ghost would then appear, thank the party, probably convey embarrassment at how the place is decorated, and grant boons to the party[6] before sending them on their way with a lit lantern.

Back in town, a grand celebration would turn somber as word of what happened in the tomb occurred, by it would be mixed and a feast would still be held.

The module ends with someone inviting the party to join the Pathfinder Society, but I’d cut that.

As for the fiend? Well, he’s transferred his tether from the amulets to Bean, so now he can ride the boy to wherever.

Unfortunately, I didn’t have anything particularly exciting planned for the others, as Bean was the only one who I got the opportunity to saddle with a commitment.

IndigoDie quit anyways.

Delilah I could motivate with eagerness to be free of her parents.

Yot… is a mercenary, so maybe Delilah could’ve paid him.

I could’ve figured something out if the players insisted on continuing with their characters. That would’ve been a discussion for after the module was completed.[7]

Moving forward!

So DiceJar waits evermore. I don’t want to admit that it’s an implausible goal, but I’m not in a great headspace about it. I still crave role-playing, but I think I’ll wait for someone to start their own campaign, or I guess see if I get a turn-over of my friend group.

NavyDie mentioned wanting to try a Powered by the Apocalypse system, and it’s only fair I actually try the mechanics before completely writing the rule set off.[8]

The next experiments I want to run when I return to behind the GM screen relates to system: Savage Worlds (once the most recent edition is back in print) as I search for a generic system that fits my needs, and Ryuutama, because Ryuutama just looks fun.

But… I don’t know what to do from here.

Until next time, may your dice (and whatever dice governs me) make things interesting.

[1] The correct terminology isa matter of pointless debate. [2] Charisma and Constitution are obviously my dumb stats. [3] Not sure my meaning is conveyed correctly. I’ll probably nail it down in a future write-up. [4] The group was too large, and after IndigoDie quit there were insufficient participants I knew and was comfortable performing with. [5] Which didn’t get a write-up because I didn’t have anything of substance to say. [6] Which, in the original Pathfinder, was something the each player can evoke for a temporary stat bonus, but in 5e I was going to change to a free Inspiration recharge. [7] Though I would not send them to Last Wall. It would’ve been time for me to spin off to my own stuff, and Last Wall… is not something that needs to be repeated. [8] I’ve never heard an Actual Play where Powered by the Apocalypse wasn’t either a hindrance or irrelevant.

#SepiaDieGMs #crypt of the everflame #Dungeons and Dragons #Fifth Edition #NavyDice #IndigoDice #limedice #VermillionDice

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indigodice · 5 years

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NO PLAN SURVIVES CONTACT WITH THE ENEMY

That would be a great line if it was connected to a more significant event. There have been two more adventures, or sessions rather. The second session involved going down a hallway, ignoring the wailing, then a puzzle room that involved water and keys. It was a nice puzzle, and that one needed a reasonable someone to have equipped a spell to see the magic keys from the non magic keys. Yot had such a spell equipped. He took off his armor to get closer to the keys, and acquire the relevant ones. I should have Mogui go back at some point to acquire one as a souvenire.

After Yot took the dive into the defunct fountain, Mogui offered him fire, to dry off. Without thinking Yot took the fire which floated above his hand, to which Mogui said “Be careful, it’s fire.”

Delilah received the keys while Yot was drying off and decided to venture down the hall, and found the statue traps. Afterward, she became wary of taking the lead. That kind of response is probably why so many playrs in DND are reluctant to move forward, moving forward is a kind of mexican standoff where the first person to move seems most likely to be punished for moving.

In the next room was a large room with two descending staircases, which became slides. Mogui was the first one down, and was downed by a trap golem within the first combat round. If Mogui had survived another round, he could have made it back up the slide stairs using his capabilities. Instead he was on the ground the first round of combat, while Yot came down to shield him, and Delilah pelted the golem with arrows. When that didn’t work, she took the keys to disable the golem.

The next moment is a lesson in player psychology. Having passed two rooms whose purpose was to trap the players, we were keenly aware of the possibility of traps, and since Mogui and Yot were wounded by the golem, we turned back. The GM told us to open the door past the golem after we rested, to which we did, and found trinkets of personal value and intent.

Mogui’s items were first since I had the most forwarning about this event. It would be a moment for the others to come up with personal effects on the spot. a family tree on an official scroll, granting his family official entry into the noble class. Courtesy of Lord Grey. The second item was a bloodroot wand, courtesy of Lady Grey.

Delilah was given her allowance and a bag of her favorite candy.

Yot described letters from various people he wronged. Until the GM stepped in to say the items were intended to be objects of affection, positive things. So the GM tried to push for the letters to be of a more positive expression, while Yot’s player noted that he interpreted the letters to be negative in nature.

Bean was missing. His item was a letter? Actually I don’t remember even though that was the first thing to happen in the next session.

The next room we entered branched off from the entrance. It was a trap room filled with pits and three switches we needed to find to open the door. There was a turn-like structure, and no stakes, and a lot of unnecessary rolling against traps that functionally weren’t an actual hinderence. The whole event felt like a big waste of time.

Yot separated himself from us, while Bean fell into holes constantly. Mogui managed to avoid them, and helped Bean up. There was an exchange where Mogui was awkwardly considering whether to use his staff or fumble through his supplies for a rope. I used the moment to load a chekov’s gun for the future. Bean was content to wait for help, and got out with the help of the rope. When Yot finally found himself in a hole, Mogui came to help. Yot couldn’t climb out of the hole with the help of a rope, so Mogui decided to try to help harder, and found himself falling into the hole. The GM decided on a strength roll, and I contested saying Mogui was not very strong. I don’t understand the physics of holes, but decided this was more entertaining. Bean comes along to help us out of the hole. It would have made more sense to decide Yot’s armor was hindering him, and that he’d need a solution involving that, something about the situation needing to change should have been a condition for rerolling, but it came down to basically deciding we didn’t want to deal with the pits anymore. And the GM agreeing we’d eventually make our way out.

So we leave the room. We find a room with a small fire in the center. There’s a corpse and some miscellanea. A shadow ghost appears from the fire. Yot and Bean take shots at it, I decide Mogui doesn’t attack the ghost. It didn’t make the first move, and besides, it’s a ghost. So Mogui paces anxiously trying to leave the room, except Yot and the ghost are fighting in the hallway. They pelt it with enough fire and arrows it eventually dies.

The next room is meticulously described in Pathfinder fashion. And then enemies appear. Four skeletons with AC 14. Mogui notices the skeletons are fumbling around, and opts to take advantage of that constantly hitting and running. Mostly Bean and Yot stand their ground, Bean repositioning to fire arrows. And for upwards of ten cycles we don’t manage to roll above 10. Mogui leads a skeleton away and locks it into the previous room. A moment after he returns Bean is downed by the bloody skeletons. Yot abandons his weapon in favor of fire. As Mogui notices he doesn’t have any healing potions, Bean bleeds out in the corner. Mogui becomes wounded enough he uses his trump card and becomes a tiger, and for the duration of three turns cannot roll above 5, meanwhile Yot is managing to set skeletons on fire. The fight concludes and if the ridiculousness that is roll20 hadn’t happened I probably wouldn’t have had as much fun.

Yot noted “The mayors going to be so mad at me.” as he was the closest thing to an adult. I think Besides him everyone else was somewhere from 12 to 14 years of age.

#dice jar adventure club #dnd #5e #crypt of the everflame

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furiousconnoisseurcomputer-blog · 6 years

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Would it be cheap for me to insure myself on my mum's insurance (her being the main driver) on a renault megane 1.5 or to buy my own car and insure it (Vauxhall corsa 1.2)? Thanks

Should I get my own health insurance?

Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?

I want to cancel my life insurance for a better one can i get my money back that i put in on it.?

are we allowed to get money back that we put towards life insurance.. if so how long do u have to have the policy to qualify for this. mines is only 7 months old. thanks.

Coverage of Car Insurance for an Alien?

I am visiting USA and hold Indian Passport & Driving License. If I drive my son's car there in USA, will I be covered by comprehensive Car Insurance Policy taken by him on his car?""

Getting insurance under my name?

I currently live in NJ. I'm planning on switching insurance companies and i would like to put it under my name. I'm currently under my dad's policy and he is the owner of the car. But, for me to get my own insurance, i need to transfer to title under my name. But, it says that you need proof of insurance before you can transfer the title. Is my dad's insurance (which is the current insurance for the car) good enough for proof?""

How do I get Health Insurance?

I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don't have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don't help me pay for anything, and I can't afford to pay $100 a month for privaet insurance. I'm not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I'm a student? Where should I apply?""

Will getting a car permit/License increase tax?

I wanted to get my permit and then license as soon as possible. My mom however says by driving there will be an increase on tax she has to pay. Does she mean insurance? I'm not sure what she means by that, so can anyone explain?""

Car Insurance Question?

I'm looking at buying a four door sedan but I don't have car insurance. The reason that I don't have insurance is because I only have my permit. Unfortunately, I no longer live with my parents so I don't think their insurance will cover me. I've been trying to get quotes from various companies for when I do get my license but many of them will not even give me a quote if I don't have my license. Are there any car insurance companies that will offer insurance to me while I still only have my permit? I already found a car that I like before realizing my parents probably won't be able to put me on their insurance so I'm trying to figure this out quickly but thoroughly. I'd really like to get it soon because I hate driving in my parent's minivans since they are huge and I have trouble seeing out the tinted back window. So far the only option I see is to have my parents buy the car for me until I have my license (which I plan to get before December to avoid learning in the snow).""

""Under 1000 car, low insurance group, fuel effieient, help?

I'm looking to get myself a car for one year as soon as i pass my test so i can get a no claims bonus. what car would be best to buy (used) what year (reliable or not too difficult to keep maintained by me alone.) It needs to have a low monthly running cost and be almost guaranteed to survive without major (>150) parts replacement over the year. and it needs to be in a low insurance group.

Which is the Best Life Insurance?

Which is the Best Life Insurance? Less investment, good returns, life coverage, Accident Benifit""

What is car insurance rates?

uhm im doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i dont know wht that means. some one help?""

""Is there a GOOD, HONEST, RELIABLE, AFFORDABLE Health Insurance (in TN), that individuals can acquire?""

I have a job that has an option for health insurance, but the insurance in terrible & expensive. My boss has agreed that if we can find a good health insurance company, that he would be willing to pay 1/2 of our premiums. There are too many health insurance companies out there & not all of them are just for individuals or small businesses. If you know of one, please tell me. I live in Tennessee (East TN). Thank you!""

How much is auto insurance for a simple car?PLEASE HELP?

a 2000 honda prelude,basic need to school,work,home,and full cover?if you know please givr me a estimate amount,thanks ps im 16

How much would it be to insure an Acura RSX if im 22?

Im getting an Acura RSX but i want to know how much it will be to insure it. I know this is going to sound funny but my gramma wants to put it under her insurance and it covers who ever is driving the car but how much cheaper id that gonna be?? shes like 63 i think l0l...

How much would insurance for a16year old male driving a 97 camaro?

V6 97 camaro 170xxx In Oklahoma what would it cost

Insurance on Rx-8 for a 29yr old male?

I'm almost 29 and I'm thinking of buying a Mazda Rx-8, the 230bhp version. I've got 2 yrs no claims and was wondering if anyone of similar age has one and if they could give me an idea of what the insurance would cost in Ireland??""

Motorcycle insurance average cost in ohio?

How much will my insurace cost i'm 17.?

This summer I'm going to be getting a audi a5 2010 as a gift but how much will the insurance cost if i join my parents plan with 3 car? Im 17 in New York and they have All State

What would be the average pay for car insurance per month?

i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first time?

Where can I get the cheapest car insurance for 18 year olds?

I've looked on gocompare, moneysupermarket and comparethemarket. Does anyone know any insurance company/comparison websites that are good? Preferably recommend ones you have used yourself. Thanks""

Cheap car insurance with DUI?

I'm really struggling to pay rent along with everything else, and now I have to pay car insurance or else my registration will be suspended. I can barely afford to buy food with my part time job and school. Is there a really cheap car insurance company that accept DUIs? I don't have bad credit and have ALWAYS paid my bills, I just need something relatively cheap or else I have no idea how I am going to stay under a roof with food. I live in northern California if that matters. I'm 24 and got my DUI 3 years ago. I had actually got stopped because of my light.""

free instant car insurance quote

What is the best health insurance plan for my husband and I?

We're age 20 & 22. In school. Don't receive insurance through work. Live in Michigan. No health problems right now (that we know of) lol. We can afford about $50 to $100 per month. Looking for dental and a visit or two per year to a physician (checkups) for each of us and a deductible that can work around that and decent co pay.

Why the difference in Insurance availability between developing countries vs. industrialized nations?

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""What is the best Health insurance, with good maternity coverage?""

I would like to get insurance before I get pregnant because I know they won't give it to you when you're pregnant. So I would like to know who has the best coverage, hospital, pre-natal....etc! Would really like to hear from mothers, and there experience with the providers!!!! Thanks in advance""

""I'm 18, want a Toyota Supra in a few years. Need help!?""

I'm 18 and love cars, especially Jap cars. Before anyone starts, I'm not one of those boy-racer types, I'm genuinely interested in that car. I know you can get a 2nd-hand Supra for less than 5000, but can anyone advise on insurance and how/where to buy a Supra, by age 23/24? I plan on respraying the Supra a bright orange, and getting a bodykit for it - making it look really nice.""

What does it mean when you take the 6 mos. payment option on a car insurance rate?

Im about to buy a car, and the insurance is $1,500, and the 6 month payment plan with $500 down payment, puts me at $200/mo. Does my insurance end after the 6 mos., or does it end after 1 year? how long is it good for? It's Esurance and Geico that I have been looking into.""

Is my car insurance still valid?

My partner has been banned from driving, he is the first named driver on my car insurance and I am the second driver. Am I still insured to drive my car?""

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8,753,935: Workers on Disability Set Another Record in July; Exceed Population of 39 States The number of workers taking federal disability insurance payments hit yet another record in July, increasing to 8,753,935 during the month from the previous record of 8,733,461 set in June, according to newly released data from the Social Security Administration. The 8,753,935 workers who took federal disability insurance payments in July exceeded the population of 39 of the 50 states. Only 11 statesCalifornia, Texas, New York, Florida, Illinois, Pennsylvania, Ohio, Michigan, Georgia, North Carolina and New Jerseyhad more people in them than the number of workers on the federal disability insurance rolls in July.""

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Any low cost health insurances out there?

Did you agree over a decade ago when California made police asking for auto insurance illegal?

For a few years, police were not allowed to ask for auto insurance from motorists. Much of the argument in favor of that law was that it discriminated against poor Mexicans. It was overturned eventually as auto insurance violations/irresponsibility became epidemic. How does this relate to the current law in Arizona? How does it relate to the mandatory health insurance law?""

How much would I pay for my yearly motorcycle insurance?

Thank you for your time. I am a 18 year old freshman university student living in Canada and I am really interested in buying a new motorcycle. I recently got my M1 and I will be going for my M2 next, so I am still kinda inexperienced. I looked at a few motorcycle websites and a couple of them read that motorcycle insurance is affected by age, experience, driving record, bike engine, etc. I figured that a medium sized engine probably wouldn't cost too much so I looked at a bike with 600cc. I am not worried about the initial cost of the bike since my scholarship money out-pays my tuition and housing by an excess of $4000. Also, I have had no history of accidents in cars or anything. I was wondering, based on my history and my status, what would be a good approximation of the yearly insurance I would have to pay given that I am a student and I am looking at a 600cc bike? Any input is appreciated.""

If the car tag is in my dads name does his name have to be on the insurance?

I need to get car insurance but the tag that i have is in my dads name if the tag is in his name do i have to put him on the insurance because its more expensive if i do

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

Temporary car insurance in uk?

can you get short term car insurance in the uk for like say a few months??? reason being is i have my everyday car but... have my toy i would like to use maybe few months of a year.

Moving from Colorado to San Diego..need info on insurance.?

I have kaiser with my husbands job..we are planning on moving back to san diego so I will not have insurance I will be around 36 weeks I wanted to know if anyone knows what insurance I can get so I don't have to pat a fortune for delivery?

Phoenix Auto Insurance?

Where can I get auto insurance in Phoenix? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

How can a 17yearold get insured on a classic car?

I'm a 17 year old driver in staffordshire, i'm looking to purchase either a triumph gt6 or a triumph spitfire, however the insurance quotes im getting (even with my dad as the main driver) are over the value of the car! (approx 3500). does anyone know any specialist companies i could contact? thank you in advance""

What is a car insurance raise depend on? ?

Hello, I come here because everyone I ask just tells me not to worry about it and I JUST WANT TO KNOW! Sorry if this is way too long. I don't want to miss anything. Anyways, I got into a minor accident recently. When I say minor, I mean minor. I bumped them at a red light because I scooted up without looking. Didn't even touch the gas. This is my first accident. I'm twenty years old. When I went to look at our cars my car was a little scuffed, nothing that a little buffing couldn't take off. Their car, was even less. One of the passengers (there were 5 adults total, two children sitting on laps) claimed his back hurt. I was in panic mode as the driver told me that we could handle this without contacting insurance. Later I came to my senses when I realized that this guy with the back injuries was going to keep coming back to me asking for more money, so I told them to call my insurance agency. My question is, does anyone know in the state of Florida what determines how much your car insurance goes up? His injuries (not positive but almost positive) are not bad enough to go into my bodily injury. His PIP should cover it. For example, will your insurance go up based on the damages you have to pay for ? Since I made very VERY minimal damage, will my insurance only go up a little ? Thanks for reading my giant ramble and thanks for responses. Sara""

Will I be covered under my parents car insurance or do I have to take a new plan?

My parents have insurance on their car and I am going to get my license in a few days. So if I drive their car and if I am involved in an auto accident will I be included in their ...show more

Can young adults get free medical insurance?

A bill was passed and my 2 older kids can not get insurance, so I remember a bill was signed to give up all free insurance and I'm a single parent still see a doctor nor can my two older kids. When I lost my job in 2009 I lost everything and nothing has been right since. I still have no job no coverage and my kids can't finish their education or get medical coverage. What happens to us?""

Can someone give me advice on starting a car service?

If someone can gear in the right direction to start a car/limo service that would be greatly apperciated. How much is the insurance around for say about three Town cars? What else do you need that is important for this type of business?

Car insurance for teens... cost?!?

im 17 years old and im getting a miata 93. how much will insurance cost be around. by the way i have good grades

Is hurricane Insurance mandatory on Fl homes?

Liability Car Insurance and Car Age?

I am wondering about how old a car should be to only have liability car insurance on it. Also, can you get liability on any/all cars, or just ones that are a certain age or older?""

Car insurance in ontario?

Ok so im about to buy my first used car and i have no idea how getting insurance for your car works. im going to call around to find the best rate but do insurance companies normally make you pay anything up front? i was told that sometimes they make you pay for two months right away. is this true? i have enough for one month of insurance up front but i want to make sure i save enough money to do so if that is usually the case thanks.

""What are the insurance range for a CBR600RR, beginner drive with 5 years of ecxcellent SUV driving expereinces

I live in So. Cal and want to purchase the CBR600RR (06-08 model) how much insurance should I expect to pay for this car?

free instant car insurance quote

https://www.linkedin.com/pulse/mount-ephraim-new-jersey-cheap-car-insurance-quotes-zip-john-griffin/"

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beardedwinnerobject-blog · 6 years

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How much life insurance should we have on each other at our age?

"How much life insurance should we have on each other at our age?

My husband is 27 turning 28, I am 24 turning 25. We own a home owe roughly 98,000 on it still, have two children. No credit card debt at all. (don't have any cards) Our cars are 2,000 away from being paid off so I don't think that should be figured in at all. I have 100,000 on my husband and 150,000 on me. I took more on me because he has no family here and though my family of course will help him if I passed away but I thought because I stay at home and he would have to find daycare and all he would need more. My sister said I should take out at least 2x my pay off on my house so that I could pay it off and still have 100,000 to cover financial issues until the parent left could settle in to taking care of a house hold alone. Do you agree? Should we increase our policies? I just don't know...it is hard to think of these things but I want to make sure that if one of us pass away my family will be taken care of and not have to worry about money.

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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I was in a car accident and the insurance company wont pay me.?

I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""

What records are checked when deciding car insurance rates besides DMV/Previous insurance????...?

I know that there are many factors when car insurance is decided.. I understand the thing with age, sex, previous evidence that you are risk factor more accidents... however I was wondering because I have gotten into accidents when I had no insurance/the other person only had my name.. since this was all they had, was it till recorded somewhere, will this affect my future rates????...""

Things that could lower my insurance rate?

I am most likely buying a 2001 ford mustang: -v6 engine, 5 speed manual 140,000k miles 2 seater it has a stage 4 racing clutch, its blacked out.. paint, rims, tinted windows, (headlights might have a tint idk tho) i am a sophomore in highschool, i have never received anything lower than a B, and my gpa is a 3.75. i want to know as many things that i can get done to this car in order to force the insurance rate down: iv heard of theft systems and keeping grades low.. but what else? i was thinking of getting a bluetooth? thanks""

Where can I get an insurance quote for my Toyota hilux?

GoCompare and other sites don't list it when I try to quote car insurance... Im in the uk

The major difference between an owners title insurance policy and a lenders title insurance policy is?

Can I get insured for a Volkswagen Golf GTI? (i'm 18)?

Hi! I wanted to buy the new golf gti, and I was wondering how much insurance would cost. What do you think will be cheaper, insuring the golf, or importing a car from another country (i won't have to buy it- i'll just take one of my parents' cars. Please don't say you won't be able to afford it etc. Trust me, I can afford it. Full stop.""

About how much would my USAA auto insurance cost?

I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month? how much extra will my parents pay a month and how much my car insurance would be? just a rough estimate""

How much life insurance should we have on each other at our age?

Are classic cars cheap to insure?

for example all cars older then 1990: trans am and camaro's older then cadillac eldorado's older then rolls royce silver shadow chevy belair dodge charger chevrolet suburban mercedes 500sel mercedes 500sl and other american and classic european cars

How to get off my parents insurance?

I have insurance through my dad but because of a $5000 deductible and my income it is useless to me. He refuses to let me off it. Also refuses to let me get off of it. I'm 20 years old and could go to the health department nearly free if only I didnt have medical insurance> HOW DO I GET OFF THIS?

I got married but haven legally change my name how does that work with insurances?

How much will car insurance cost me for a 2000 - 2005 Acura RSX?

I'm 18 years old, I live in California, and I've had a car accident in the rain in November 2013. Any guess of how much it would cost me? Not planning to get the Type-S. Thank You! Note: I'm looking for a old (year 2000 - 2005) type of sport car. If insurance will cost me high for this Acura RSX, may you give me any suggestions of which car you'd recommend me getting?""

Can I drive other cars with no insurance?

I do not have insurance on my vehicle. Can i drive my girlfriends car that has full coverage and not be breaking the law nor risk her car not being covered if i have a accident? I am in FLORIDA

Car insurance...?

When you get a quote online for car insurance you get asked so many question like deductible, collision... etc etc.. so many numbers to choose from.. Can anyone explain them to me? i'm just used to liability or full coverage.. right now i have liability on my car and i pay 135 a month. When i got a quote from allstate it turned out to be only 38 a month??? i'm sure i didn't pick the right numbers....""

Can car insurance companies discover speed camera tickets?

Long story short: Do I need to tell the car insurance companies about speed camera tickets I received? I read that lying to car insurance companies is a good way to get your insurance canceled, or claim denied. I know that they check what you say on the application. If these were regular speeding tickets, I would have no question that they need to be reported, because it's on my record. But these are from a speed camera. The citation says it cannot be used to increase my car insurance rates, and that it will not add points to my record. All my friends say they don't report it. Despite that, Travelers said these do count, and denied providing a quote because I have had three speed camera tickets in the past three years. Is this information even present on my driver's record? Is this something they can verify? More importantly, could they deny a claim I make for failing to tell them about these tickets?""

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

Is Globe life insurance any good?

I requested info from them, and after looking at their brochure, I think I would like to sign up for it. Is it really any good??""

Where do I find good health insurance for my parents?

I've tried ehealthinsurance.com and some other websites. I'm paying $500/ month for just basic health coverage for hospital emergency only. They're 56 and 61 years old and finding anything with good coverage and affordable is impossible. Anyone know what I can do to find better coverage?

Buying a new car on pay monthly + insurance ?

Hello, I am 17 years old. If I were to buy a new car on pay monthly (e.g Ford Fiesta/Fiat 500 at 150 per month) then does this include road tax and insurance? If not, then what would it cost me in terms of insurance (I live in london, and will keep my car in a locked garage)""

Why are car insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?""

My auto insurance raised twice as much for not being insured for more then 30-days?

I had auto insurance with state farm and my policy was $180 (just liablilty)per month for 12 months. I ran into some issues with money and could not pay so I cancelled the policy and avoided driving for a little over a month. I recently went to another agency to find a cheaper insurance and they said since i had a registered vehicle that was uninsured for more than 30 days, there is a penalty. Now I pay $340 for 8 months (just liablilty). 3 agency's told me the same thing. My question is will this ever change? How long will I have this penalty ? I have a clean driving record besides this and feel this is unfair and cannot afford it. Is there anything I can do to go back to paying $180p month? When did insurance companies start doing this? I have not found anything similiar through my research. Thanks""

How much is insurance on a Vauxhall corsa for a 17 year old?

Im thinking of buying one so roughly how much would it cost for insurance?

What is the benefit of term life insurance over other types of life insurance?

Will this affect my car insurance rates?

Once, several years ago I had given the information to the other person but had not heard from anyone several days later, so I called my insurance... sadly (my bad) I did not get the other persons information so I was told not to worry about it until the other person reported it... that never happened... what happens here????..""

American Health Care/Insurance before PPACA - Sources?

I'm looking for credible, preferably unbiased sources describing American health care and insurance before the Patient Protection and Affordable Care Act (Public Law 111-148) and the Health Care and Education Reconciliation Act of 2010 (Public Law 111-152). Any suggestions would be appreciated. Thank you!""

Which car is cheaper on insurance?

for my first car I am 16 years old secondary driver plus I took a driving course to minimize 30 percent which of these three is cheaper a BMW M3 E46 BMW E39 M5 or a BMW 330i ZHP I am only interested on insurance and is it possible the m3 can be cheaper because it has less horsepower and a smaller engine.

Question about car insurance?

I called up my car insurers the otger day to change my circumstances (Recently become unemployed) and they proceeded to tell me that car insurance is more expensive if you don't have a job, why is this and how in gods name is that fair, surely if anything car insurance should be cheaper for those who struggle to pay bills as it is, instead of increasingthe bloody premium, I was lucky enough to have the charge waved however how the hell are people on benifits expected to afford to run there cars? Lol really they are just making it harder to find work due to only being able to find jobs locally, is it just me or does this sound unfair?""

I have lost my car insurance details and paid in full how can I find out who I am insured with?

After paying for my car insurance in full I have lost the documentation and cannot remember which company I am insured with is there any way to find out who my insurance company is?

How much would the insurance be for a Porsche Cayenne Diesel a year?

The insurance would be for a female driver with over 25 years of experience. How much would it cost a year, and also how much would the monthly diesel bill be? Thanks""

Is it true that I will have to buy health insurance or pay a fine?

I thought the whole purpose of the Affordable Care Act was to make healthcare available to everyone. Now I am being told that I have to buy it.

Insurance cost?

Im a 16 year old male. Just got into wreck last thursday, not my fault. insurance stayed same. before wreck it dropped $20. I only have liabilty right now. Was 80 now it is 60. My car was a 1995 eclipe which i bought for $3500 and i paid $480 for 6 months. Now if i had that car i'd pay, $360. How much would it cost for6 months to buy a $7,000-$10,000 car. State farm is my carrier. And I do have experience. Make good grades and did steer clear""

Pregnant switching health insurance?

i'm going to be added to my husbands health insurance plan in november. is job told us i can't be added until then because that is there enrollment period. so i went and got my own health insurance to cover the period in between now and november (i havent actually gotten it yet, i'm still going over the details, its very expensive). anyway i wanted to know that if i get pregnant before november will i still be covered for the pregnancy when i switch to his insurance in november?... for example lets say i have health insurance and in august i find out im pregnant, then in november i switch to my husbands health insurance, will my new health insurance cover the pregnancy? thanks.""

What happens when you get a ticket for no car insurance and you have no car insurance?

My boyfriend was recently pulled over and he has a court date for next month, he was pulled over for speeding and for no insurance and he has no car insurance, what will happen?""

How much life insurance should we have on each other at our age?

How can these insurance companies like Geico claim to save you money on your car insurance when ?

when they are spending so much on stupid commercials

Whats The Cheapest Car To Get Insurance For?

Car wreck and insurance?

Today I was in car wreck. I was in a parking lot going straight and the other driver turned left in to my car. She has dented the whole left side of my car. I called the police but because it was in a parking lot they could not do much. An officer showed up because she refused to give me her proof insurance. The officer said she was clearly at fault but could not cite her because of the private property thing. My question is does anyone know or have any idea how this will play out with her insurance? My car has a lot of damage and i'm in a lot of pain. I won't be able to go to the doctor/hospital until tomorrow because I won't have the money for a co-pay until then. The officer was very nice, he sided with me put all the blame on her, she claimed it was an accident when she clearly just didn't stop before making a left into my car, I thought she was going to stop and I tried to avoid her but she was going to fast. We both have insurance and we're in Arizona if that helps. If you have any advice for insurance or anything it would be much appreciated, thank you for your time""

Adding car to insurance policy?

I just bought a car from a local used car dealership, and they tried to have my insurance company (All-state) add the car to my policy. But All-state refused because i'm not the ...show more""

I have 21st century car insurance . They list some of the people that live with me as not rated?

I want to know what this means . They claim the drivers on this list can still drive my car , if they have their own car insurance on theirs cars . Is this correct""

""Driving other cars, insurance policy for under 25?""

does anyone know of any insurance companies that offer DOC on their comprehensive insurance policy for an under 25? If not, how much roughly would a weeks insurance cost on another car?""

How come two of the same cars are given more expensve insurance values?

two ford capri's with the same engine size and model (both ford capri 1.6's laser) have been given a different valuation on insurance. they both cost the same to buy (1500) and both are unmodified the only separation is the years they were made. the cheaper one to insure was made in 1984, the more expensive was in 1987, anyone any ideas? here's the quotes i got 3847.93 for the cheaper one and 4264.90 for the more expensive and newer model. any ideas?""

Car hit by uninsured driver - how to recover the costs?

My stationary car was hit by an uninsured driver in March 09. The insurance company made me pay 500 excess and said that this will be fully recoverable as the other driver was at fault. The car was then written off and I was paid the value of the car. In December the other driver was found guilty of driving without insurance, fined and given penalty points. Even though my policy gives me legal cover, it has now been 11 months since the incident and they do not seem to be very active. Also, my policy expires next month and as the claim is still open, the insurers assume that I lost my no claim bonus and quoted me twice as much for the renewal. I'm confused now, is there anything I can do to get my 500 back? I hope you can give me any ideas on what to do. Thanks""

Is there any car Insurance company that doesn't charge interest?

I have heard that insurance companies charge interest if you decide to pay your car insurance monthly, but is there any insurance company that doesn't.""

Health insurance for 1099?

I am forming a corporation that will bring on several 1099 contractors as consultants, almost like a consortium of consultants. I'd like to offer them group health insurance. is this possible given that they are all 1099 contractors?""

How much is car insurance for a 16 year old girl?

My dad is going to get me a car when I turn sixteen. My friend already has a truck and she is sixteen. She pays 8OO$ a year. Does that mean it could be less for me since I will be driving a car and not a truck? Or would it be around the same price? (I go through state farm.)

What insurance company in California will insure me when wood is my primary heat source?

Cheapest car insurance in ontario?

4000$ car insurance for 6 months?

So in in the past 2 years, I was hit first by a drunk driver~ my insurance paid nothing. next year about the same time August that is I was driving friends whos car broke down home, ...show more""

What is affordable car inssurance for new drivers?

Best Child insurance plan?

Which insurance plan should will be best for child , including study and marraige?""

Car Insurance questions (teenager)?

I am a teenager, and i live on my own. I pay my own bills and everything and i need to find the CHEAPEST car insurance possible. Can you help me out? Liability.... Yes, i know its cheaper with my parents, but my mom took me off of her insurance, and i need to find one fast.""

Cheap Auto Insurance in FL?

I'm 19 years old and I got my license in Sept of 06 (almost a year) My insurance is REALLY HIGH! By myself I am looking at around 700 a month (my car is Fianced, 04 Mitsu lancer ES) so I am put under my 22 year old boyfriend insurance. With his 02 Audi A6 and my car, we are paying 495 a month. (South Florida) (Esurance is who we have) We have called Geico and Progressive adn State Farm and nothing is giving us a smaller quote. Does anyone know a good insurance company that is cheaper with students, new drivers, etc..? We also do not live in the same household, and some insurance agencys will not cover us for nothing living together. But anyways, just let me know if you know of a cheaper insurance agency. Thanks.""

""When you switch car insurance companies, trusting the new company with the quote they give you, do they have?

to stick with that quote throughout the year or can they cheat you and increase it later and the quote is just an estimate. I live in California

Insurance cost?

I have 2 cars, a 2002 honda civic & a 2007 camry. How much should i be paying as insurance cost for both cars every 6 months ? I'm 30 yrs & have been a responsible driver so far.""

What companies do not offer employees health insurance?

I was wondering what kind of companies do not give their employees health insurance, besides temp agencies? Thanks""

Cheap insurance anyone know?

Can i get some help in writing my job application to an Insurance Comapny?

Recently I have developed a special interest in banking and if I am given the opportunity I am prepared to work diligently to serve the nation . ...this is what im writing in my application but i want a word to replace banking , since its an insurance company what should i put instead of banking ?""

How do i go about getting car insurance?

ok so i just bought my first car but i dont know a thing about getting insurance nd what not.. my mum said something about third party insurance and greenslips and what not. what's the first step i should take?

Fast old car that isnt cost millions to insure?

I am 17 i understand that the insurance on a very fast car would be millions! but i was wondering does anyone know an old fastish car that the insurance isnt tonnes and tonnes of cash in the UK

How much life insurance should we have on each other at our age?

https://www.linkedin.com/pulse/dudley-massachusetts-cheap-car-insurance-quotes-zip-1571-lisa-lowman/"

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yourrainycollectorhologram-blog · 6 years

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Health insurance changed during the year. Am I subject to the Affordable Care Act’s tax penalty?

"Health insurance changed during the year. Am I subject to the Affordable Care Act's tax penalty?

At the start of the year, I had health insurance through my parent's healthcare plans. Once I got a job in July that offered health care benefits to me, I enrolled in one of their plans. Since my current health care plan started in July (outside the open enrollment period)"",I might suggest one to visit this web site where one can get quotes from different companies:""

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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I'm 16, taking driving lessons soon after my birthday, and I'd love to get a Puma, I know insurance is a lot... But I thought that as it's a small, 2 door car, the price might drop a bit, if maybe the price is going to be quite high (Above average for a new driver) then please suggest some other cars that are cheap to insure :) But I would really like one of these x) Also considering fuel consumption and economy :) One of these - http://www.autotrader.co.uk/classified/advert/201228478314260/usedcars/postcode/bn72ph?logcode=kp :) Thanks very much""

What are some cheap insurance companies for new 17 year old drivers?

I've been using comparison sites. Mainly confused.com and the cheapest seems to be admiral, elephant or Quinn to insure a 1.0 nissan micra 2004 for a 17 year old female with a comprehensive policy. (Cheapest being 1239 with low mileage and parent on policy). However, I know some cheap insurance companies aren't on comparison sites and you have to go direct to them. So, any suggestions that I may not have found?""

Cheap basic health insurance for 21 year old?

I am currently with National Health paying $408 a month for I don't know what. I've been on this insurance by my parents since before I was 18 and I just can't afford it, plus it doesn't cover me for things I need most! I have tried filling out applications but since I was not responsible for my medical records before, I have no access to dates, doctors names prescriptions names, etc. to fill out the forms. I am looking for coverage that would include generic prescriptions & annual exams. Since I don't have access of my previous medical history, I'm looking to see if there is anyone that can help me with insurance WITHOUT that information from me. I'm not sure if this is true but I've heard that some people can just pull your medical records and and see what you qualify for, so if you or anyone knows anything about this I would really appreciate your input.""

Should we use our own motorcycle insurance company or the other guy's ?

My husband's motorcycle was recently backed into. What do we do, use our own insurance company. I'm not even sure if we used our own company would our rates increase? I'm hesitant to go through their company because it seems that they would be shadier to people that aren't under them. What do we do?""

Car insurance for 18 year olds?

I'm 18 years old and I'm trying to find out how much it would be for me?

How much do you pay for car insurance and does it cover both you and the other driver in an accident?

Now before you answer the question please make sure and find out if your really covered.............because if your paying something less than $140 a month than most likely your only covering the other car in an accident. If possible answer my previous question. http://answers.yahoo.com/question/index;_ylt=Asd8meepYLHdCri7Gn6VxzXsy6IX;_ylv=3?qid=20090607110936AARsYEy

How much does Bmw Insurance costs?

My dad and I will buy a BMW 2006-2008 3 Series he is 45 and he pays for his mazda 3 year 1998 80$ per month, but i wanna know how much will it costs for a BMW..we live in florida and i am 19""

How much would insurance group 7 be?

would just like an estimate how much insurance group 7 is

I just moved and need new car insurance. I also have no medical. Can I cover both through the same company?

I've heard that State Farm and Allstate are now offering some medical packages. My wife and I don't necessarily need a lower copay for normal doctor visits, but we'd rather not go bankrupt if something catastrophic happens; accident, disease, etc. Has anyone had good experiences buying health insurance this way? How much does it cost roughly for your plan(s)? Neither my wife nor I are currently working full time so we don't get health through our jobs. Any advice would be appreciated. Thanks.""

Why does a classic car cost more to insure?

My friends got an 02 Acura RSX 5 speed and he pays like $600/month and the car has some engine mods. We are both 17 except he has a couple tickets. I called 3 different insurance companies and they all quoted me around $750 a month. the car in question was a 76 Chevrolet Camaro with an automatic trans and 350ci v8 (though the vin would probably indicate a 267ci v8) why is the newer car cheaper to insure? with a manual trans? kids these days dont appreciate the old cars like I do and stick with Honda and Acuras and those are the ones I actually see getting wrecked. I wouldn't get full coverage on the old car because if it were to wreck i'd just get another as they aren't worth fixing and are a dime a dozen it's not really a rare classic car. I understand that engine size might be a factor. The rsx is lighter and has a smaller engine but the Camaro is much heavier with a bigger engine. Would a z28 cost more? (already upgraded to 350 and upgraded suspension from factory) I didn't ask the insurance on that. What about the Pontiac Firebird of the same years? (70's to '81) it shares a similar setup. When I ask the insurance people how they calculate their rates they say its the area and experience of the driver but me and my friend live in the same area, he's had his license longer but has tickets. His car also costs way more. They could not give me any more info on rates they say they're just there to quote and don't know anything else. So why is this like this?""

Motorcycle or Scooter Insurance in London?

How much would the insurance be for a motorcycle or scooter worth less than 4,000GBP in London? I'm hoping that it would be a lot less than a 50cc scooter in Dublin worth about 400GBP costing 200GBP for insurance per year.""

Which company have cheapest auto insurance?

Which is cheapest auto insurance

How can I lower my car insurance?

Hi, I'm 19 and looking for a new car, I want the new c63 coupe but the insurance is putting me off as 9450 a year is the cheapest I've found. I have 2 years ncb and no offences and all that. I have my own business which I thought I could insure through at less cost, but from the limited checking I have done it doesn't change anything. Does anyone know of any ways I can get it cheaper, or any insurance companies that specialise in young driver performance car insurance? all I've had time for so far is a check on confused.com and thats where it was 9450. Thanks in advance.""

Why is auto insurance through Geico so cheap?

In California can you register a car without insurance?

I plan on buying a car soon and want to register it under my name but can I do this without insurance since I don't plan on driving the car AT ALL until I secure a job and purchase auto insurance. By the way, the reason I want to pay for the registration right away is because the car I am purchasing is two years behind on the registration...""

Esurance Homeowners Insurance?

does anyone, or did anyone ever have Home owner's insurance from Esurance? is it any good? pros ? cons? Thanks.""

Car insurance question?

My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""

Motorcycle and car insurance?

I want to get a motorbike but cant afford to run my car also. Put a question on here the other day about running a bike only all year round and been sort of put off by responses re winter riding. Is it possible to road tax and insure a car for half a year only and then for other half of year not road tax/insure it. During that period to insure and tax bike instead if put car on private driveway and not use it for that period? So basically run car half year in crap weather and bike other half in good? Whats the reprocussions insurance wise if thats possible? UK answers would be more usefull as thats where I live! thanks!

""I am renting a car, what kind of insurance do I need?""

I do not currently have car insurance (no car!) but will need to rent a car from Washington state to travel one way 2600 miles away. My question is what insurance, if any, is REQUIRED by law to have while driving this car. Will the car companies know or will they tell me what they can to get me to pay more? Also if you happen to know the best priced one way rental car company that would be helpful too!""

Health Insurance plan with no pre-existing clause?

Does anyone know of any health insurance plans for the Chicago area that don't include a pre-existing clause? Or more specifically, ones that immediately pay for Remicade after switching insurance plans?""

Health insurance changed during the year. Am I subject to the Affordable Care Act's tax penalty?

Cheapest car insurance for an 18yr old with 1 yr no claims?

Car insurance- insurance not renewed.?

A month ago my car insurers send a letter saying my policy wouldn't be renewed when it ends in November. reason, there weren't dealing with the agency. now I have two cars, one having abs problem so wasn't driving it but was paying for both. Am getting a new insurance company but wouldnt add the problem car till I get money to repair it. its not driven and want to save that wasted money to repair it. Am I right.""

Can your school actually check out your health insurance?

My school is telling me I need health insurance, but I cant afford it, can i just give them my old insurance information? Can they actually check to see if its real?""

Dose Insurance Pay For Contact Lenses?

I Want Contact Lenses , Will My Insurance Pay For Them?""

Will my insurance rates go up if there are mulitple cars registered to my address?

My Husband and I have both of our cars registered but.. two other people registered their cars to our address. I was concerned with our own insurance premiums and hope it doesn't affect us.

How much will my liability insurance be a month?

I'm buying a 1996 Mitsubishi eclipse gs and I'm a 16 year old girl. I'm completely paying it off. So roughly how much will my insurance be a month? Any tips for a first time car owner?

What would my insurance be if i got a crotch rocket?

im 17 and have my license for a car. i was thinking about getting my motorcycle license. what i want to know is, how much would the insurance be if i bought a crotch rocket? yes, i know how to ride one.""

Can i claim it on my insurance if i damage my car under third party fire and theft rules?

I accidently damaged my own car slightly, but i wish to get it repaired, im thinking it will cost alot to put right, can i claim it from the insurance i have third party fire and theft??""

How do insurance companies make money?

i know not everyone is going to be sick at once, and that they assess risk, but what's their model for actually making money?""

How Much Will My Car Insurance be?

I am a 16 year old boy, the type of Car Im look at is probably a 1999 Toyota Four Runner for about $3000-$4000. I got my liscence about a week ago and now I just need to get to a 3.0 GPA so that my insurance will go down. Can anyone tell me and estimate of how much money I'm looking at paying monthly for insurance with and without the 3.0 GPA? Thank You""

""Insurance problem, auto?

recently took a new job in Canada as a social worker and tried to add business coverage on my vehicle. I was told by my insurance company that this would be commercial because there is some risk I would have kids in the car. I called another company who told me it is just business. The initial company is cancelling my policy as they do not offer commercial insurance which they claim I require. They are not cancelling it for any negative reasons but will this cancellation show up and effect my rates even though it is not my fault. I tried to add the correct insurance but they did not have it so they are cancelling me. Other companies say I do not need commericial coverage so I should be ok with business but because there is a this cancellation I worry. I know if you have a cancellation for things like non payment or tickets it will impact you but what about this?

Anybody know health insurance provider which is inexpensive and trustable?

gimme the name and website address?

My insurance and buying a new car?

Ok so I've been recently driving for more than 2 years and i haven't been in any accidents (knock on wood) and I've been looking into buying a new car (current car is 22 years old). Buuuuut my dad told me since that we're with Mercury insurance, i have to wait a total or estimate of three years to buy a new car without my insurance going through the roof. Do i really have to wait another year to buy my car???? Should i just wait? I plan on buying a 2014 Chevy Cruze 2.0TD""

Do you get cheaper car insurance for being married (uk)?

""Need some advice, about speeding ticket please? No negative opinions please?""

Well I got a speeding ticket on my bike, my first one in 3 years. But thing is I don't have a License or insurance (don't bother, I just never wanted to even bother with the long lines at dmv) and no I'd in possession. So I got a 1200 ticket and I refuse to sell my bike,(yeah they didn't impound it, I'm OK, USA by the way). So any way I can get it reduced? Insurance costs the most. So is could I could the insurance and DL part waived if I got the paperwork?""

Should my auto insurance company waive my deductible?

I recently was rear-ended by an uninsured driver. My insurance company assessed the damage at $1019.04, my collision coverage has a deductible of $1000 so my insurance company closed my claim and made payment of just $19.04. As I am a California resident, my policy includes the Collision Deductible Waiver. Are my insurance company therefore liable to waive my deductible and cover the full cost of my damages? If so, what should I do next?""

Motorcycle Accident Insurance question?

If i accidentally knock over my bike, will insurance cover that? if so, which coverage covers it? I have Comprehensive and Liability""

Can I stay on my parent's car insurance at age 25?

I will be turning 25 in a couple of weeks and I was wondering if insurance companies let you stay on your parents car insurance at that age. I moved back home about 2 years ago to finish my degree so I live under the same roof. My parent's car insurance is state farm.

How much is typical car insurance for a teenager?

I am a 19 year female in college (in new jersey) and by the time I get my car and licence I would be 20. I was wondering if anyone knew how much typical car insurance would be for me, so I could figure out how much I would need to save up before I get my car. What is the best company to go with?""

Will a provisional influence car insurance?

Hi guys, Im thinking about getting myself a car when Im 17 and Im looking into the insurance and what type to look for so I can save and know what Im looking for. So I was wondering if I have a provisional moped license will that help to lower my car insurance? and what car should I be looking for that cheap and easy to run and best on the insurance. Thanks in advance for your help.""

Where can i buy health insurance?

I'm have a low income and I'm looking for a right insurance coverage. I work as a part time job so my employer won't buy an insurance for me. Please if anyone knows any ...show more

I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap?

If i cahnge car insurance after 7 days of getting it due i have to pay the full amount??

Heres the deal i got a car and put safe auto on it. i then wrote the postdated check for 7 days from then. well today (5 days after getting my car) i found a lot cheaper insurance. CAn i canel the saufe auto and not have to pay the full amounnt??? or do iahve to essentially pay 2 full months of car insurance????

How to get my baby insurance?

I will be under my moms insurance and I will be giving birth in a few months. How do I get my baby insurance? He can't be on my moms also can he?

""Need some advice, about speeding ticket please? No negative opinions please?""

Health insurance changed during the year. Am I subject to the Affordable Care Act's tax penalty?

How much will I pay for motorcycle vs. moped insurance in Wa state?

How much will I pay for motorcycle vs. moped insurance in Wa state? M/19/3 accidents? First of all, I'm tired of trying to get quotes online. Could someone with some experience or knowledge around this give me a fairly accurate ballpark of what it would cost to insure myself? I live in Washington state, I'm a 19 year old male, and I've been in 3 accidents. The first was early December 2010, the second was late December 2010, both. Both were my fault, rear enders, and low speeds. The first one earned me a ticket for basically not paying attention, no injuries occurred. The first was a little over $3000 in damage, the second was 500-1000 and totalled the 99 vw jetta. The third accident was driving my girlfriends car and my insurance company was never involved. It was about 1600 in damages and was determined to be 50/50 fault by her, and the other drivers insurance companies. There will be 3 people total in the house, all of us drive. I'm looking into either a mid-late 80's Honda, a Rebel possibly, some kind of cafe racer, or a newer 2000's moped. All used, I'm looking in the 600-1000 range. I work full time and am attending college, I'm trying to compare pricings for motorcycles vs. mopeds that are roughly the same cc's, around 200-350.""

How are my insurance rates gonna look if i....?

i'm currently 17 (18 april 8th) and i've been driving legally since last july (got permit oct. 2007). on my record it says i'm driving my mom's 98 chevy venture (minivan). my dad and i are getting a 5.0l v8 mustang from around '86 to '93 and are fixing it up for me to drive. my dad's worried that the engine is pretty powerful so insurance rates will skyrocket (which he obviously doesn't want to pay along with the awful mpg this car has). will my insurance rates lower, stay the same, go up a little, or skyrocket?""

Medical insurance help?

I need to find some insurance to pay for my eye doctor b/c the insurance that I had is gone. I used to have Anthem.

Are there any Insurance companies in the Philippines that have Mortgage Protection Insurance?

Any companies that have this certain type of insurance directed to people paying off a house or a property?

I'm moving to Alaska and I need advice about health insurance.?

I'm moving to Alaska in January and will be needing health insurance. Is there any cheap insurance there or something you can get based on your income? I will be getting a job eventually,but I need something before that and if the job is only part-time. My dad had lived there all his life and I will be moving in with him. Does that make a difference with anything?""

Auto insurance rate suddenly increasing by $140+?

1. I am under 21 2. The car I am driving is 2008 HONDA CIVIC 3. I go to college, my GPA lower than 3.0 4. Comprehensive / collision $500 Deductible / Basic policy overall 5. **Here is the major thing. I got a 3 point ticket (illegal u-turn) last February. BUT THIS IS BEFORE I PURCHASED THIS INSURANCE. For the first month, I paid for $190. Saying that this will go down as I turn 21 this December. The projected 6 month premium was $950. For the second month now, the total amount went up to $330. I asked the agent what the hell happened and he said the insurance company didn't spot my violation record at first. And this caused my insurance rate to go up by $80. Even so, still it's tooooo much! for the car I am driving . . . If it's BMW or something better, I would understand! Please, any advice on this one?""

Car Insurance for 16 year old?

I'm thinking of getting an 04 Mazda Rx-8, like 40,000 miles on it, but I wanna know how much I'd have to pay to insure it. I heard you get a discount for having good grades(G.P.A 3.9) and taking drivers ed. Please give me an estimate.""

Cheap car insurance companies?

What's the cheapest car insurance companies for a 17 years old

Medical Insurance at 18?

I'm a little confused, when you turn 18, do you automatically get dropped from your parents coverage if you're not in school?""

Would a 1.4 honda civic be an ideal car for a new driver?

17 year old. Male. Would it be wise getting a 1.4 civic say 1999 plate for a first car?

Can I insure another persons car?

Can I get insurance on a car thats not registered to me?

Affordable term life insurance quote?

What good is affordable term life insurance?

Is car insurance needed to get an oil change?

My car died the other day, I planned to get a new one so I dropped my insurance. Apparently it can be fixed, so tomorrow I'm having it towed in. There is no insurance on it and they are fixing my engine, will they ask about insurance or hound me about it or just quietly fix my car?""

""What is the cheapest auto insurance company in the province of New Brunswick, Canada? HELP!?

I have a new car - 2007 Nissan Versa

What would my insurance be if i got a crotch rocket?

How much do insurance prices drop after 1 year for young drivers?

I'm a 17 year old male and paying 125 a month on insurance, as you can imagine its a big hit to my bank account. Im on my mothers policy but will my prices drop in the next year and if so by how much?""

How much will my insurance go up? D=?

There was a misunderstanding and my car skidded against a 2009 Cadillac i unno what and left a mark. It wasnt even my fault but i kinda afraid of the man so... D=

Can anyone help me shop for health insurance?

I am looking for health insurance and I can't decide between a regular insurance plan or a plan that includes health savings accounts. What is the difference between these two and which one is the best? I am on a tight budget.

Cheap car insurance in Texas?

Hii i don't have a job right now, the car insurance bills are very high, can somebody suggest me cheaper insurance , currently i am with geico and am in Texas. Thanks in advance""

""Which one is cheaper, car insurance or motorbike insurance ?

where can i find cheap insurance policy for vehicles ?

What would the annual insurance cost range look like for a Benz C63 AMG?

Would the cost be greater just because of the model? Say I upgraded a C300 so it reached the base price of a C63 - would this increase the cost of insurance? Or is it based solely on the model? So if I upgraded the C63 so the value bumped up 20k, would my insurance become more expensive? I am new to all this, and want to get an idea of these things for the future. Thanks.""

What is the difference between being forced to buy auto insurance and being forced to buy health insurance?

From my understanding: People have to buy health insurance so that if people get sick/injured, other people won't have to pay for them. Medical bills are very expensive so that's why people have it. And if a patient doesn't pay their medical bills due to not being able to afford it they will be treated anyway because of the Emergency Medical Treatment and Active Labor Act. The health insurance companies will compensate for this by raising insurances rates of the insured. Having car insurance is so that if a driver causes an accident that driver's insurance can pay for the victim's damages. But if an uninsured driver hits an insured driver, the auto insurance company is allowed to raise the insured driver's rates. The reason for this is because the insurance company has to pay for their insured driver's car because there is no on else to pay up, and sometimes even they raise rates because they believe the insured driver is purposely putting themselves in situations to cause accidents. And it is a fact that unless a person lives in a major US city such as New York City, driving a car is a necessity. You need a car to be able to function in a non-metro environment without a car. The only time a person should have their driving privilege taken away unless they hurt someone. So the point is if another person doesn't pay into either health or auto insurance. The people who do pay lose. Because their rates increase. I don't see any significant punishment for people who do without either insurance. Because I know illegal immigrants pull stunts like these all the time. So I just don't see how their different.""

What is the average car insurance payment for a 20 year old female?

Im thinking of purchasing a 2008 dodge avenger. Ive never had car insurance in my own name before. I have no accidents on my record and nothing else in my name. Also, i have no major violations.""

Is a business insurance payout taxable.?

The company suffered a burglary where a number of capital assets were stolen. They received an insurance payout. The insurance premiums paid were treated as a deduction in the profit and loss account. Basically will this pay out be taxable for Corporation Tax

Insurance and having a baby?

If you already had a huge medical expense on your insurance recently, is it going to be a problem with insurance covering the medical expenses for having a baby? I am not too familiar with insurance stuff, but I was just wondering.""

Health insurance changed during the year. Am I subject to the Affordable Care Act's tax penalty?

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Garland City Arkansas Cheap car insurance quotes zip 71839

"Garland City Arkansas Cheap car insurance quotes zip 71839

Garland City Arkansas Cheap car insurance quotes zip 71839

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Garland City Arkansas Cheap car insurance quotes zip 71839

I am looking for an affordable DENTAL insurance...?

Okay.. so I am an 18 yr old college students.. who just so happens wants braces. My teeth aren't too bad but I just want braces so make my teeth look better. Since braces are very expensive I was thinking about maybe getting a dental insurance that will help me pay for my braces. Also, I want those braces that are either clear or that go inside your teeth and not outside (Not sure if its possible, but I've heard about em). What is the best plan and/or what type of insurance will work for me best. Anything helps..""

How much does a person need to pay per month for car insurance?

Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?

My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?""

""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""

I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""

Best New York Insurance?

Ok I'm 19, my mom's thinking of getting a CR-V or an Odyssey and I live in the Bronx so how much would it be for an insurance?? Any cheaper?? I have experience in driving had so many driving practice. Also what if I add another car? Would the insurance be cheaper or still off the roof? I'm thinking about A Miata that cost around $3,000 about 1996 model. Thanks!!""

How does auto insurance work?

If you are in an accident and its not your fault ,who pays for your damages? Also what happens if you parents lend you there car but you werent on there insurance and now after the accident you are on the insurance. Can the insurance cover you now that you have been add to your parents insurance.""

My age is 30 years and spouse age is 21. which is the best Health insurance policy?

I want minimum 3 lacs sum assured. I have option of Tata AIG (Hospital sickness Policy), Star Health Insurance's family floater, Max bupa's Family Floater or government company's policies.""

Can I take out a life insurance policy on my child's father?

My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.

Estimation on car insurance?

Im 18, i have my g2s, getting my G's whenever i make an appointment.. im planning on getting a car this summer, i really like toyota celicas, they only come 2 doors. anwyays, just wondering how much i would be looking at for insurance on a car, im also female and live in ontario if that makes any diffrence..""

What is the best insurance company!?

what is the best insurance company for me for my area.

Is car insurance similar in USA to uk ?

It's hard to get insured in a remotely quick car in England if ur 20 is it the same in America?

Whats a cheap insurance car to buy?

I just turned 18 and just passed my driving test, so i want to buy a car since i'm the only person in my home whole has a driving license, but i want to buy a car that will be VERY cheap to insure. So many people have told me different things and I'm really confused.""

Do you need to report a delivery job on auto Insurance?

If I got a job where I need to use my car for work, do I need to report it to my auto insurance, and if so, will my rates go up?""

Ok i need help on finding health insurance?

Im 19 yrs old i have no kids or a job, So i cant get on medicaid. I have hyperthyroidism and im on 2 medicines and need to see a doctor but i dont understand the deductuble and all that crazy stuff so any info will help me.. Thank you""

Why is Auto Insurance in Quebec cheaper? And how do I go abouts changing my insurance to Quebec?

I've been told insurance in Quebec is much cheaper. I know a few friends that live there can I change my license address to Quebec then seek insurance over there? Im getting sick of paying 400+ in Ottawa.

Does car insurance depend on how much miles you drive?

will my car insurance be cheaper if i chose less miles on my insurance quote and how does the insurance company know how much miles i drive

Modified Car Insurance ??

hiya i have just bought a modified fiat punto - the only modifications it has on it is a body kit - do you no of and cheap car insurance companys in the uk that will insure me thanxs xx

About how much does motorcycle insurance cost?

and is it more than car?...about...

Could I buy an auto insurance without a car?

Could I buy an auto insurance without a car? I have no car yet and I plan to buy a used car from owner. So I would like to rent a car for a week to find a used car. Before I buy my used car, could I buy the auto insurance first? Thanks!""

""Need cheap car insurance, already looked into geico and progressive?""

what's a good, AFFORDABLE company i can go to for auto insurance? i'm a 19 yr old female, living in dallas, tx marital status: separated""

Income protection home mortgage insurance?

Hi, My company has lost a contract and I have big chances of loosing my job.... I went to buy income protection insurance for myself to support me and my daugter..... What are the things that i need to consider to make sure that as i hear around people saying that the insurances do not pay back most people.....""

""On average, how much will my insurance cost?""

I'm 17 and female. on average how much do you think my insurance would cost on a 1.2L corsa 2003 model, with a black box fitted? Also would it be cheaper if i put the insurance in my dads name (9 years no claims) and me as a named driver? I'm struggling to find quotes as i haven't passed my test yet, just wondering whether it's worth buying this car thanks in advance BQ: do you know of any cars which are fairly cheap for teenagers to insure?""

Will My Parents Insurance go up?

I'm a g1 driver, got pulled over for speeding, got slapped with a few other tickets, was wondering will my parents insurance go up

If a car has a dent will insurance consider it salvage?

Found this clean title used car but has a big dent. If i was to buy the car and insure it would the insurance consider it salvage? I'm new to all of this. pics ...show more

'95 Acura Integra insurance price?

I live in Texas and I amndering, what would the insurance cost a month for a Black Acura Integra. I am 17. Not exact price just a close estimate.""

Garland City Arkansas Cheap car insurance quotes zip 71839

""In Oregon, is a pedestrian hit by a car, treated as uninsured driver without car insurance?""

Eleven years ago, I was hit by a car walking down a road in Oregon. When it came time for the medical bills to be paid, (spine fractured in 3 places, knee completely blown out, 8 days in hospital) and the settlement I was told because I did not carry car insurance, I am considered an uninsured driver. I was stuck with a $25,000 hospital bill, and a $12,000 settlement. People do not believe me when I tell them this was the law at the time. Anyone know if this is still the law in Oregon?""

Car insurance?

i am 17 and have been driving about a year and a half i go to marine boot camp in july is there any way i can cancel my insurance and keep my license until i get done with all my training. Live in North Carolina

How much would car insurance would cost for a 16 year old?

Okay so i need to know how much would the insurence about be for a 16 year old driving a 2005 Mazda Rx-8 4 door coupe manual? Please help

Medical insurance?

I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California.

Car insurance and more than one car?

I don't know much about car insurance but I do know it's pretty expensive. What if you have more than one car, would you have to buy insurance for both of them? If that's true how can anyone afford more than one car... and do they have discounts if the same family have more than one car? If you don't mind can you tell me how much you are paying for you're car insurance?""

My car insurance company is screwing me over?

I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""

""Got a speeding ticket, will my insurance rates go up?""

Im a 17 year old male, on my intermediate license till march, I turn 18 next month. I got my first ticket of any kind this morning for going 65 on a 55 on a highway, she said since it was 10 or under, its not a moving violation and will not interfere with getting my unrestricted license. Ticket was $114 which I can easily pay, but i want to know if my insurance will raise or not, please answer if your knowledgeable on the topic.""

About how much does insurance cost for BudgetTruck Rental?

Can someone give me a ballpark on how much insurance would cost for Plan 2 Supplemental Liability Insurance (SLI) on budgettruck.com I need a 16' moving truck in a Columbus, Ohio suburb up to Toledo area""

Can my finance company take my car if I don't get full coverage auto insurance?

I just bought a car and got only the legal minimum insurance which is liability. My finance company is threating to take my car if I don't get full coverage. I don't have full coverage because it's too expensive. They want me to get full coverage because it helps protect them. Can they take my car if I don't get full coverage?

What is the best dental insurance I can buy?

""Am I able to get health insurance? Please answer, need help?""

I'm 18 years old, I left home because of an ongoing abusive situation, and have been on my own for six months, it's the best thing that could of happened to me. I keep no contact with my parents. I live with an older friend who has two children. I help her around the house in exchange for rent, I buy my own food, pay for my own car insurance, and cover all of my own expenses, etc. I'm a full time college student, and I work around 30 hours a week, and now I'm looking to get affordable health insurance. However, my friend's income is much higher than mine, disqualifying me from subsidized healthcare or medicaid. Health insurance is based on household income. I am not her dependent at all, she has her own health insurance policy. I'm very confused, what course of action do I need to take? Thanks in advance for your answers!""

Can i drive my parent's car without insurance having my name on the policy?

Can i drive a parent's car without insurance? like they have their car insured and in 17 and i just got my license so can i used their car with their permission? my dad says that i would have to be added to the policy and they would have to pay extra for it..... but i remember my dad letting my uncle and a few other ppl drive the car like not all the time but a few times ? so if they could why cant i?! I LIVE IN CA

How much is insurance for a single male under 25 on a DODGE CHARGER?

Insurance on 2009 A4 TFSI (I'm 19)?

What would be the insurance rate for a 2009 Audi A4 TFSI (4 cilinder 2.0 turbo) for me, I'm 19 years old and I live in Florida. I have a 2008 335i which is V6 twin-turbo and the insurance is high, can't afford US$6000 a semester. thank u""

Do i need to get car insurance or licsence plate?

So me nd my fiance live in phoenix az and we're planning to move back to bakersfield ca! Were driving a uhaul back and pulling our car, and our car doesn't have no car insurance or plates, do I need to get those things even tho were pulling our car? Its not that iam to lazy to get those things, it will jus save us money!""

Insurance for a 16 year old?

Im currently looking around for my first car. What would the insurance be for a 16 year old male for a 2005 chevy silverado. Also what would the insurance be for a 2001 camaro. I have a a good gpa if that helps. Also Travelers insurance and live in Connecticut.

Life Insurance or Mortgage Insurance?

which one is better. I live in canada (BC) I have income disability insurance but it doesn't cover my mortgage amount. Incase of a death of one partner the other will get anywhere from 30 000 to 100 000 (depnds on how death happens) plus monthly checks of app.2000 for 2 yrs plus funeral expenses. I pay 108 a month for this. Shuld i cancel my policy and get mortgage insurance do most people out there have mortgage insurance? Is it true that you can not have more than one policy? any experts out there pls advise?

Why are my insurance quotes so high?

I live in New Jersey, Plan on buying a 2012 mazdaspeed3. I am 18, which of course will make my policy higher. Currently, my car insurance runs around 300/mo on my parents policy. I cannot join their policy with the new car as it will be registered to me. The following are the rates ive been quoted Progressive - 6 month policy, $5,000 + $1,200 due at start-up Cure - 6 month policy, 6,200 + 1100 due at start-up Liberty Mutural - 6 month - 5200 + 1500 start plymouth rock - 6 month - 2,2009 + 679 start Why are these all so expensive? and why do they only offer me 6 month policies? thanks in advance!""

If you sell your car / do you need to keep any insurance for your DL ?

if you move to NYC and sell your car / parking too expensive. do you need to keep some type of car insurance for your driving license ? you might occaisionally need to drive someone else or might rent a rental car when you travel ?

Why do we care about the people who have no health insurance?

they chose not to get insurance... they chose to by 200 dollar shoes over health insurance.. why do i have to pay for them?????? why am i responsible for someone elses well being? i thought adults were good on their own. i would pay taxes for sal healthcare for ALL children but the adults can go **** themselves who dont have it. its not my problem. i dont have many things that i want to get... i dont see anyone else buying the things i want...

In terms of premium cost the most expensive type of insurance is?

Do I need a non-owner's insurance policy?

I am going to sell my vehicle soon. I will no longer need car insurance. Do I need to purchase a non-owners policy? I know that when I eventually do buy another car + insurance, they ask how long you have been continually insured, and if I dump coverage altogether, I'll have to indicate that there was a period that I had no insurance (even though I had no car), which will probably increase my rates.""

Looking for a good insurance company to represent in California?

I'm a licensed insurance agent in California. I've been through 3 firms in 3 years and did not make much money at all. Now I'm working retail waiting to get back in the game while my license is just wasting away. Please, no AFLAC or World Financial Group referrals. Training is non-existent at AFLAC and the WFG people were absent of integrity. Could anyone recommend a good company to work for that is structured and has a good training program. Thank you.""

How much does a motorcycle insurance cost?

20 yrs old. ninja 250r 2009. Southern Cali

""My brother stole my car and I don't have Insurance, what do I do now?""

My brother took my car while I was at a BBQ, He was slightly intoxicated and had his 8 year old daughter in the back seat, He ended up hitting a parked truck on the road, less than a half mile from my house. My whole right side of my car is gone, My mirror, antenna, side columns, head light, right side of my bumper, and my A frame of my SUV is broken, I couldn't drive it as if i tried my right tire would of popped off. I had to get it towed. My SUV is a 2006 Jeep liberty. I don't have insurance on it right now, although I had an insurance card before i got it canceled, which state's I'm still covered until October 3rd. (which i showed the cop) My dad thinks that my car will just be totaled. I owe more than $12,000 on this car. The truck he hit also has severe damage to the back left tail light and broken his A frame in the back as well. The cops were called and luckily the cop that came was really nice and waited for me to get to the scene. He cited my brother for failure to control and my brother got really lucky he didn't get a ride to the police station. My brother just got a DUI less than 2 weeks ago. My dad said that the money for my car and the guy's truck to be fixed is going to come out of my pocket. I am only 19 I do not want to be in debt, this was my first car. I'm pissed at my brother and he has decided he is not going to go to court and he's going to run so it's all going to be my responsibility since my brother is a dummy. What do I do? Do i call and get my insurance reinstated and hope they cover it or do i just pay it out of my pocket? I didn't have insurance on that car as I have not been driving it since i just moved back to Ohio from Arizona 3 months ago. Honest answers PLEASE! I'm in over my head.""

Garland City Arkansas Cheap car insurance quotes zip 71839

How to get maternity insurance?

We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!""

How much does the general auto insurance cost?

Can I drive my second car without insurance?

Hi, I bought a second car, the insurance on my first car allows me to drive any other vehicle with the owner's permission. Is it illegal to not insure my second car?""

Car insurance question?

My car is currently under my parents name any under my parents insurance. It was a gift from my parents but we never bothered changing the ownership over and it wasn't a big deal since we live in the same home. I am planning on moving out soon, do I need to have the car put in to my own name to get my own insurance and to make it legal? I've heard that continuing to pay through their plan without living in there house would make it void. If I don't change my ID right away would it still count as me not living there?""

Cheapest 3rd Party car insurance?

Hi guys, I really need cheap insurance 3rd Party with full UK driving licence. I'm turning 17 tomorrow and all the prices w/ a full UK driving licences are hitting 3,500, my car's only worth 500. The prices are fine with a provisional, but as soon as I hit a full UK driving licence, they GO UP massively and it's not right. Any ideas? Thanks""

I had medical insurance but did not submit the bills till after the insurance was done new insurance wont cove?

Any help would be appreciated this was actually a few years ago but my dad claimed he was working on it but nothing has been done. Its already gone to an outside collections agency. It was in California

""3 penalty points on licence, as a named driver, how will this affect insurance?""

My daughter was learning to drive and bought herself a little clio, but, it was cheaper on insurance, if I went on as a named driver, I've had a clean license for over 30 years. But, I got a speeding ticket in November and three points on my license. My daughter went on to pass her test, and informed the insurance company, pushing her premium up really high. Anyway, I forgot all about my points. This week she was involved in a crash, will my non disclosure mean they won't pay out?""

Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?

Where/how can i get kitten care insurance?

please tell me i need to take my 8 week old kitten to the vet (bloomington,IN)""

Texas health insurance plans?

Are there any texas health insurace plans beside CHIP, CIGNA, and Blue Cross Blue Shield because they don't cover insurance for eye doctors and their deductible is too high also. I'm 19 if that helps and I don't qualify for gold member or medicaid.""

Which is the cheapest 50cc moped to insure?

Looking at getting a 50cc moped to get to work and back at the lowest price possible. im 20 and still getting high insurance quotes. i was originally looking at the Honda CBR 125 but the insurance was 2000.

What should you do if you hit a car but have no insurance?

my friend hit a car the other day but he has no insurance,the damage done to his car was very minor and he only scuffed the bumper of the other car, it appears the other driver wants to claim, should my friend admit to no insurance ? please help ive run out of ideas for him..............""

How do traffic tickets affect insurance premiums?

So if you get a traffic ticket you generally get: a fine, driving school and it makes your insurance premium worse. Is this always true when it comes to the insurance? Is this a rule defined by the insurance or can something be done to avoid that insurance thing? The state is CA btw.. if that matters..""

What does 'annual deductible' mean for health insurance?

Hey guys so I just want to get this straight because we are looking at purchasing new insurance... When it says Annual Deductible; $7500 does that mean after I paid that amount within the calendar year, then the insurance would kick in and start paying some of the cost? Is this still true with any type of doctor visit like routine checkups and stuff? It also says this regarding that Member pays $30 Copay or 30% after deductible (applies to the 3 office visit copay limit) . Can someone give me an explanation? It doesn't seem like this is a good option if I would have to pay $7500 before any insurance kicks in right?""

Can i get classic car insurance?

I have a 65 mustang so i know for a fact it will qualify, but im 17 (18 in a couple of months) and i dont know for sure if they cover people my age. I know that it comes with restrictions but all i will be driving it for is to school and back so that doesn't concern me. also it would be helpful if anyone can reccomend a decent insurer.""

Why did my car insurance rates suddenly double?

I am almost 40, have a spotless driving record, have the same car, haven't changed the policy, and haven't moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard or can agents just screw with us at will? I have been with this WELL known insurance company for 4 years. This isn't some guy working out of his garage. Any experts out there that can shed some light on this for me. I am shopping around for new insurance as i type.""

Question on insurance discount?

So im 15 turn 16 in April so I was wondering you know that car insurance stuff like if your on A-B honorol you get a discount well the first 9 weeks I got a 78 in math is there anyway I can get that discount how far back do they check your grades

""Im 17,i need help with my car insurance?

im 17 and car insurance at my age is really expensive but about 9 months ago i went to an insurance agency and they gave me an reallllllllyyyy good quote well something happen and had to cancel my insurance with them now i bought a new car and i want to knw if i can go back to them and get the same good car insurance price because ive been shoping and geting quotes online and its sooo dang expensive

Investments and Life insurances with Zurich International?

I am thinking of taking some investments and insurance policies with Zurich International. Has anybody had any dealings with them? And, if so, has your experience and dealings with them been positive or negative? Are they as good as they say they are?""

Approximately how much does car insurance cost for a typical 18 year old female?

""As a 21 year old unemployed college student, do I need to buy health insurance?""

I'm an unemployed senior in college and I don't have health insurance. I live with my mother, who is currently unemployed and uninsured. We're pretty much just getting by, ...show more""

Car Insurance for a Corsa?

I am 18 had a license less that a year and I'm employed what would be the cheapest insurance for for a 1.6 vauxhal corsa?

Car insurance-what happens if I crash ! and the car insurance is in someone elses name?

I'm down as a second driver of my mums car.if there was some sort of accident/crash what would happen? Yes the insurance would go up but would it go on my mums record or mine?

How much does insurance cost for a new young driver with a brand new car in newyork city?

What does it mean when a person put you under their car insurance?

my brother in law is said he would put me under his car insurance but with my license and i just dont know what that means ? does it mean i will be having the car under my name with a new insurance policy and have to pay even more since i just got my license? or does it mean the car would be just under my name but under his insurance policy ?

Garland City Arkansas Cheap car insurance quotes zip 71839

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