theenglishagent

[theenglishagent]

08/13/2025

Hi there.

It’s important to review your Medicare Advantage or Part D plan every AEP because, as we’ve talked about, plans and coverages can change each year.

Experts are predicting we could see substantial adjustments to products released in 2026, which could negatively affect pricing, formularies and benefits.

This year, it’s especially important to conduct your review because of the following potential issues:

• Medicare beneficiaries may see cuts to dental and transportation benefits

• Part D premium rates could increase with fewer plan choices available

• Medicaid changes may impact Medicare beneficiaries due to concerns about hospital sustainability

• Delays in savings programs could affect some Medicare recipients by limiting access to affordable care

I’m urging all my clients to pay special attention to their carrier’s Annual Notice of Change (ANOC) letter when it arrives in the mail this September.

Once you review your ANOC letter, please contact

me to schedule a no-cost, no-obligation appointment to review your coverage.

This is the best way to ensure you remain in a suitable plan going forward into 2026.

I look forward to helping you!

Gary Coleshill

Licensed Agent

480 208 4366

garyc@eliteprospeakers.com

Gary Coleshill– IS not connected with or endorsed by the United States government or the Federal Medicare program. He represents 14 organizations which offer 25 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices. This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

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What`s Up with PDP`s ?

For those with Medicare, the Annual Notice of Change (ANOC) detailing changes to your Part D prescription drug plan is typically not the most engaging material. However, this year's ANOC may be an exception, potentially outlining significant coverage adjustments for 2025. Below are five upcoming changes to Medicare Part D for the next year that you should be aware of to make informed decisions during the open enrollment period from October 15 to December 7.

[theenglishagent]

Are you paying too much for your prescriptions? If so, contact me and I'll help you find a more affordable option. Call 1-888-894-2929 or visit https://posts.gle/2aPhx2.

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The Complete Sales Training Company is hosting Your Core Retirement Decisions. Make sure to attend it tomorrow.

[theenglishagent]

ATTORNEYS, INSURANCE AGENTS, ACCOUNTANTS, & CPA`S. WOULD YOU LIKE TO BRING IN EXTRA REVENUE BY OUTSOURCING ANNUITY BUSINESS, OR ANNUITY REFERRALS ?

You may already offer annuities to your clients, and if you do, then please disregard this message.

But if you don`t. Then I would like to propose a mutually beneficial business alliance.

This could potentially be a lucrative additional service for your business, and an extra value add for your clients.

Gary Coleshill, Licensed Insurance Agent

1-888-894-2929

Free Webinar: Free Private Consultation: https://tinyurl.com/GarySchedule

We are not affiliated with or endorsed by the U.S. government, the IRS, the Social Security Administration, the Federal Medicare program, or any other government agency. The information we will cover represents our current understanding of matters and should not be considered as legal or tax advice. Please consult with an Enrolled Agent, CPA or attorney before implementing any of the strategies that we discuss.

[theenglishagent]

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What is an Annuity and How Does It Generate Income