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wikifolia · 8 years ago
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Commercial Vehicle Financing & Vehicle Title Loans
Commercial vehicles are necessary for the smooth operations of many businesses. Examples of companies that may need business vehicle loans are limousine businesses, taxi companies, caterers, auto rental companies, construction companies, HVAC repair companies, pest control organizations and the like. Such companies like to have uniform fleets of vehicles that they can provide to their most trusted employees. Vehicle and equipment finance options are available through various mediums, such as the Halo Capital Group.
The Halo Capital Group can help you get the funds you need. We are network of lenders and investors that use an streamlined application process to get you funded quickly and easily. To learn more, fill out the form to the right and someone will get back to you within a few hours to discuss your loan options.
Understanding Commercial Vehicle Financing
Getting vehicle finance for your business starts with developing a game plan. The lender will need to know the number of vehicles your company wishes to attain with their commercial vehicle financing solutions. Next, the business owner will want to know if the your company can earn enough profits to repay the loan. You as the business owner should research various aspects of the lending process. The first aspect that you should study is the commercial vehicle loan interest rate. There are many factors that affect the interest rate, such as the business’s credit profile. As a general rule, businesses that have established a positive credit profile over the years are likely to have lower interest rates than businesses that have a poor credit history. But it depends on the lender. Many alternative lending institutions turn a blind eye to a business’ credit score. Instead they look at things like a steady, healthy cash flow.
Another element that affects the interest rate of a business vehicle loan is the down payment. The business owner will want to have a reasonable down payment to offer the company that will be providing the commercial vehicles loan. The interest rate will typically go down as the person raises the amount of the down payment. Commercial vehicle loans are more easy to obtain if the business owner is willing to risk a large down payment. Large down payments make lenders feel much more comfortable in their choice to extend an advance, since borrowers will have more “skin in the game.”
Title Loans
Commercial vehicle title advances are completely different than business van loans and business vehicle finance. Business owners take commercial van loans so that they can obtain vans for the business. On the other hand, commercial vehicle title loans are options for business owners who want to borrow money by using the title to a commercial vehicle. For example, a business owner may want to borrow $10,000 for office equipment off the value of a semi-truck. For a title loan, the business owner would have to agree to allow the lender to place a lien on the commercial vehicle until he or she repays the advance.
Commercial Van & Vehicle Financing: The Process
Commercial van loans have a simple process. The business owner first completes an application for commercial van finance, and then has to present relevant documents to the lender, such as FICO scores and proof of collateral. Some lenders provide loans to people who have bankruptcies, poor credit, tax liens, low credit scores and the like. Such lending companies may or may not use a collateral system. Collateral is an item that a lender can hold when it issues vehicle equipment finance solutions to it’s borrowers. In this type of agreement, the lender will then release the lien when the borrower repays the funds obtained.
Using Small Business Vehicle Finance to Grow Your Company
Business van finance and commercial vehicle loans can help a company to get on its feet and service its customers. Commercial vehicle finance places the necessary equipment in a business’s hands so that it can provide the services and accommodations it describes in its plan. In businesses where vehicles are an integral part of a growing customer base, having access to capital is vital to success.
Commercial Vehicle Loan Interest Rate
A small business vehicle loan can have a reasonable interest rate if the borrower works with a reasonable provider. Rates are negotiable, and a lender can change them if the borrower meets certain criteria.
Using a Commercial Vehicle Loan Calculator
A helpful tool that the prospective borrower will want to use is a business vehicle finance calculator. The tool will tell a prospective buyer a monthly payment amount after the person enters pertinent information about their loan package. The person will want to type in the amount of the down payment, the number of months the loan carries and any other information that may be relevant. A loan calculator can help a prospective borrower to see the terms of his or her financial agreement before it becomes final. Visitors can enter the numbers in the calculator and view the projected monthly payment from there.
Vehicle and Equipment Financing
Vehicle and equipment finance options are available through Halo Capital. We pride ourselves on providing vehicle finance solutions with competitive rates and flexible terms for business ventures. To see how much money your business qualifies for, fill out the form to the right and someone will get back to you within a few hours to discuss your financing options.
Commercial Vehicle Financing & Vehicle Title Loans syndicated from https://halocapitalgroup.com
Commercial Vehicle Financing & Vehicle Title Loans taken from https://barbarapjohnson.wordpress.com
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wikifolia · 8 years ago
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Xchanging announces successful delivery of Xuber for MGAs for Castel underwriting agencies limited
Xuber for MGAs Enables Castel Underwriting Agencies Limited to Manage and Report on its Entire MGA Business Lifecycle—from New Business Capture through Accounting and Renewals from Press Releases http://www.xchanging.com/?q=news/xchanging-announces-successful-delivery-xuber-mgas-castel-underwriting-agencies-limited
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wikifolia · 8 years ago
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RNS – Xuber contract win from a large global P&C insurer
Xchanging plc ('Xchanging') the business technology and services provider, announces that its insurance software division, Xuber, has won a contract from a large global P&C insurer to provide the "Xuber Enterprise" suite of insurance software and the associated professional services to implement the software on a global basis. The strategically significant contract is material in value, comprising license, support and maintenance elements. from Press Releases http://www.xchanging.com/?q=news/rns-xuber-contract-win-large-global-pc-insurer
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wikifolia · 8 years ago
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TigerRisk Transacts Secondary Reinsurance Trade Electronically using Xchanging’s X-gRm Platform
London, 14 April 2016 – Xchanging plc, the provider of technology-enabled business solutions to the global commercial insurance industry, today announced TigerRisk Partners LLC, the risk/capital management and strategic advisory firm has transacted the first ever electronic secondary reinsurance trade using Xchanging’s X-gRm platform. from Press Releases http://www.xchanging.com/?q=news/tigerrisk-transacts-secondary-reinsurance-trade-electronically-using-xchanging-x-grm-platform
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wikifolia · 8 years ago
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TOM plays pivotal role in securing future of the London market, declare insurance business leaders
LONDON, 16 February, 2016 – Xuber, Xchanging’s insurance software business which delivers solutions to the commercial insurance, health insurance and reinsurance marketplaces, today revealed that the long-term success of the London Market’s Target Operating Model (TOM) depends on winning over brokers and carriers across the whole London insurance market. from Press Releases http://www.xchanging.com/?q=news/tom-plays-pivotal-role-securing-future-london-market-declare-insurance-business-leaders
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wikifolia · 8 years ago
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London Insurance Market Underprepared for Talktalk-Style Cyber-Attack
London – 23 November 2015 – Xchanging plc, the business technology and services provider, today revealed that only one-third of insurers in the London Market believes their firm could withstand a major cyber-attack, and almost half felt they were underprepared, according to a survey1 conducted by the company. from Press Releases http://www.xchanging.com/?q=news/london-insurance-market-underprepared-talktalk-style-cyber-attack
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wikifolia · 8 years ago
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IGI chooses Xuber for Insurers to help Build Business Agility and Significant Competitive Advantage
LONDON AND AMMAN, 26th OCTOBER 2015 – Xuber, Xchanging’s insurance software business, today announced it has signed a deal with International General Insurance Co Ltd (IGI), to deliver an agile platform that will revolutionise processes, improve risk management and enhance underwriting for the global specialty insurance company. from Press Releases http://www.xchanging.com/?q=news/igi-chooses-xuber-insurers-help-build-business-agility-and-significant-competitive-advantage
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wikifolia · 8 years ago
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ECF write-back goes live for London market
New technology-led claims functionality is a major step in the modernisation of Lloyd’s and the companies market LONDON, 19 October 2015 – Xchanging plc, the business technology and services provider, today announces that Write-Back, the ground breaking, message-based technology that allows the IT systems of London market insurers to interact fully with the market’s central claims systems, ECF2, went live on Saturday 17 October. from Press Releases http://www.xchanging.com/?q=news/ecf-write-back-goes-live-london-market-0
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wikifolia · 8 years ago
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RNS - Chairman - Amendment to contract rights
Xchanging plc ('Xchanging') reports today that its Chairman, Geoff Unwin, has decided to waive the share matching provisions in the terms of his appointment, with a deed of variation signed today. Enquiries: Xchanging plc Geoff Unwin, Chairman Ken Lever, Chief ExecutiveTel: +44 (0) 20 3604 6999 Maitland Emma Burdett Dan YeaTel: +44 (0) 20 7379 5151 Mob: +44 (0) 7595 270691 www.xchanging.com from Press Releases http://www.xchanging.com/?q=news/rns-chairman-amendment-contract-rights
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wikifolia · 8 years ago
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Xuber Secures 20 New Contract Wins with New and Existing Customers in 2015
Business reports strong progress with Total Objects and Agencyport integrations LONDON, 29 September 2015 – Xchanging plc, the business technology and services provider, today announces positive results from the company’s strategy to strengthen and expand its Insurance Software Division, Xuber, via the acquisitions of Total Objects and the businesses acquired from Agencyport in 2014. from Press Releases http://www.xchanging.com/?q=news/xuber-secures-20-new-contract-wins-new-and-existing-customers-2015
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wikifolia · 8 years ago
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New Global Research from Xchanging Reveals How Technology is Transforming Procurement Operations
Automation is the future: process enhancement and automation are top investment priorities, to solve major procurement team capacity issues Procurement decision makers expect Predictive Analytics and Internet of Things to have biggest technological impact on the function U.S. leads other regions in terms of technology adoption from Press Releases http://www.xchanging.com/?q=news/new-global-research-xchanging-reveals-how-technology-transforming-procurement-operations
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wikifolia · 8 years ago
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Xchanging to Deploy Technological Innovations to Improve Efficiency and Regulation of Teacher Training across India
Contract awarded by National Council For Teacher Education (India) to design and implement new e-Governance solution from Press Releases http://www.xchanging.com/?q=news/xchanging-deploy-technological-innovations-improve-efficiency-and-regulation-teacher-training
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wikifolia · 8 years ago
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Emergence Insurance Group Selects Xchanging to Support New Cyber Insurance Product in Australia
Xchanging and Total Objects’ GLOBAL XB and GLOBAL XII systems support the launch of Emergence Insurance Group’s Cyber insurance product into the Australian market London and Sydney, 23 September 2015 – Xchanging and Total Objects’ GLOBAL XII and GLOBAL XB systems have been selected by Emergence to help launch Emergence’s new Cyber insurance product into the Australian market. Emergence required a quotation engine for their brokers to be able to Quote and Bind Cyber Event Protection business. from Press Releases http://www.xchanging.com/?q=news/emergence-insurance-group-selects-xchanging-support-new-cyber-insurance-product-australia
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wikifolia · 8 years ago
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RNS - Director appointments
Xchanging plc ('Xchanging'), the business technology and services provider, announces that existing Non-executive director, Stephen Wilson, has been appointed a member of the Company's Remuneration Committee, with effect from 1 January 2016. Stephen will fill the vacancy left by Michel Paulin, currently in the role, when Michel steps down from the Committee and Xchanging's Board at the end of 2015. Michel Paulin's departure on the expiry of his contract was reported in Xchanging's half year report published on 30 July 2015. from Press Releases http://www.xchanging.com/?q=news/rns-director-appointments
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wikifolia · 8 years ago
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RNS - Directorate Change
Xchanging plc ('Xchanging'), the business technology and services provider, today announces the appointment of Craig Wilson as the new Chief Executive Officer. Following the announcement on 30 July 2015 of the intention of Ken Lever to step down from the role of Chief Executive and from the Board of Xchanging plc at the end of the year it is today announced that Craig Wilson will join the Board of Xchanging plc as Chief Executive Officer Designate with effect from 1 November 2015 and will assume the role of Chief Executive Officer from 1 January 2016. from Press Releases http://www.xchanging.com/?q=news/rns-directorate-change
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wikifolia · 8 years ago
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Xchanging announces successful delivery of Xuber for MGAs for Castel underwriting agencies limited
Xuber for MGAs Enables Castel Underwriting Agencies Limited to Manage and Report on its Entire MGA Business Lifecycle—from New Business Capture through Accounting and Renewals from Press Releases http://www.xchanging.com/?q=news/xchanging-announces-successful-delivery-xuber-mgas-castel-underwriting-agencies-limited
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wikifolia · 8 years ago
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RNS – Xuber contract win from a large global P&C insurer
Xchanging plc ('Xchanging') the business technology and services provider, announces that its insurance software division, Xuber, has won a contract from a large global P&C insurer to provide the "Xuber Enterprise" suite of insurance software and the associated professional services to implement the software on a global basis. The strategically significant contract is material in value, comprising license, support and maintenance elements. from Press Releases http://www.xchanging.com/?q=news/rns-xuber-contract-win-large-global-pc-insurer
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