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mv1simp · 10 months ago

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prompt: max finding out one of the driver's "innocent" sister actually has a secret diary/account dedicated to all her naughty desires for him

Sweet Like Candy ♥️

Max Verstappen x Camgirl!Reader

sugar coated, lies unfolded, you still lick the wrapper. its addictive, you know this (but you still lick the wrapper)

At 27, three time world champion Max Verstappen has become bored with the blinding glamour and fake crowds who try to cling onto his fame. So when you catch his interest, sparking desire for the first time in months, he quickly becomes obsessed. He just never imagined his favourite camgirl would turn out to be his ex teammate’s shy, little sister who needed to pay off her college loans.

Content includes: 18+ MDNI, smut, camgirl!reader, Riccardio!reader, basically sugar daddy! max vibes lolz, somnophilia, blackmail, filming, cheating, 3.8k WC

Max Verstappen knew he was famous - everyone wanted a piece of the most desired driver in the richest sport on earth. When he'd been younger, high off the rush of being crowned a world champion, he’d been cockier about it, too. He enjoyed the smug arrogance that came with his skill, with his million figure paycheck, knowing that most men he met wanted to be him and most girls wanted to be with him. And it certainly didn’t hurt that he looked the way he did, all 6 foot of thick, built muscle and angled jawline with intense blue eyes. He’s had more than his fair share of rolling around in the sheets (and private jets and yachts and backseats of luxury Aston Martins - you get the picture) with countless models and actresses.

Now, at 27, he’d mellowed out, being quietly assured in his confidence and dominating aura. His talent and insane track record does all the talking for him without him needing to say a word when he steps into any room. And he’d stopped his playboy ways too, now the very picture of a loyal family man with his long term model girlfriend and her child who he doted on. It was true that he didn't hold any romantic feelings for her or love her particularly - but that was rare these days, anyways, with the superficial women who constantly surrounded him. But he knew he had her loyalty and in turn, she was provided for with access to Max's fame and finances.

Sure, he’s still offered temptations of money, drugs, alcohol, and sex on the daily, with tens of thousands of people desperate to offer him something to get a taste of the famous Max Verstappen. But unlike his younger self, his self control these days was much better. He rarely found something new that he hadn’t already tried and gotten bored of in his glamorous life as a F1 driver. He’d already started planning his retirement after his Redbull contract ended, somewhere on a remote island far away from all the greedy swarms eager to sink their claws into him.

So one day when one of his mates sent him a link, and your OnlyFans page pops up as he hovered over it, Max just rolled his eyes. His friend had texted that he had to check this chick out, she was so fucking sexy. Max had almost ignored it, already being used to countless offers from insta models DMing him on the daily. But maybe he’d been extra bored that day, because somehow he ends up clicking onto your page. And everyday, he thanks whatever fucked up God was watching from above that he did. Because what he saw next quickly became the world champion’s secret obsession.

You’re a cute young 20something, the very vision of a pure angel who lusted for dirtier fantasies she was too shy to ask for in real life. Your OnlyFans feed was filled with horny thoughts about wanting to get fucked by your older brother’s hot friend or which sexy songs you liked to listen to as you breathlessly use your pink bullet vibrator. It's a new page, started only a month ago, but you already have a few thousand followers, all drooling over the innocent yet tempting pictures you post. Nothing too raunchy - but more suggestive, in tight pastel crop tops with your nipples poking through or a shot of your curvy ass in a white lace panties. Probably a college kid, Max guessed, from the fact that the corner of a textbook could sometimes be seen in your photos and that you offered more naughtier photos to those viewers who payed a little extra. Clearly not any sort of adult film actress - and Max would know, because he’d definitely had some fun with one (or two) before.

But the real cherry on top was when he scrolled across a recent video stream you’d posted. Playing it out loud in his empty penthouse, his cock immediately hardened at the sight of your petite, curvy figure dressed up in lacy lingerie. You sat on your fluffy bed, surrounded by pink fluffy cushions and throw blankets, your face hidden from your teasing smile up. Your glossy, pouting lips giggle easily as you sway your hips in the cute lace babydoll you’re wearing, excitedly chattering about some pop singer you liked or the other. You're answering prying questions viewers are asking, reading them out loud from the chat. Did you have a boyfriend, what's your ideal type of man?

Max likes the soft, playful sound of your girly voice. His mind dirtily wonders what you'd sound like moaning underneath his much larger form. You hmmm for a second, pouting cutely, before shyly admitting that there was just one guy you’d had a crush on for ages, but he had no idea you existed. A friend of your brother's, in fact, you guys probably know him, you mused. He’s pretty famous! Comments flood the chat, trying to guess if he was a singer or actor or-

Nope, he’s an athlete! You giggle, biting your glossy lip and playing with your hard nipples. Max can’t resist palming his own cock through his sweats as he hungrily enjoys the sight of your pretty brown areolas through the see-through lace. He-mmmh-he’s Dutch, you begin, suppressing cute gasps as you toy with your oversensitive, perky tits. So tall, too, and super strong, I love seeing him shirtless! I’ll give you guys one more clue…he’s the fastest man alive when you put him in a racecar.

Ice blue eyes narrow as the comments finally hone in on just who you were talking about. So this is why his friend had sent him this, huh? He couldn’t deny he wasn’t pleased with the way you giggle cutely and confirm that your big fat crush was on Max Verstappen. I know it’s wrong, you whine, breathless as your small, manicured fingers slip down your body to play with the edge of your panties. It’s so naughty, he doesn’t know me and even has a pretty girlfriend, but every night I dream about him fucking me. He’s so hot, so dreamy, and that Dutch accent of his - you cut yourself off with a pleasurable moan, now teasing the audience as you finger yourself through your dripping panties, not letting anyone get a full view of your innocence. Let’s just say I’d let him use me anytime, anywhere, however he wants, you laugh sweetly, your voice a contrast to your dirty words.

Oh, fuck. Talk about a vixen. He hadn't seen a treasure as rare as you in a long time. And it looked like many, many viewers enjoyed your particular brand of angelic sinfulness as multiple donations flood in, begging you to finally take your panties off on the main stream. Max can't stop himself from sending a generous one himself, after jacking off to completion at the sweet sounds of you cumming through your panties. You'd eagerly humped one of your pink cushions, tits bouncing through the practically see through lingerie, moaning Max’s name as if he was right there under you when you reached your peak. Oops, sorry guys! You giggle again, your sweet voice now bashful. Got too caught up, next time I’ll make sure to say the name of the highest donor, mmkay?

It's a good OnlyFans account - no, a great one, but Max didn’t think of it much afterwards, getting caught up in his own busy life and making sure to erase his search history in case his overly paranoid girlfriend came snooping. The fact that you'd mentioned he was friends with your brother also meant very little, given his very large circle of friends and acquaintances given his fame. Everyone liked to say they were mates with Max Verstappen, F1 champion, even if the extent of friendship had been a single handshake.

To his surprise though, a few days later he received a private DM from you, sweetly thanking him for his generous donation! Curious, he opens your message, knowing you wouldn't know who he was from his generic username of CatDaddy33. He hadn't thought he had sent you much at all, maybe a couple grand? You deserved it, working so hard to dress up cutely and pay off whatever college loans you probably had.

But apparently you thought it was a very lavish contribution, because you’d sent him a very tempting photo as a thank you gift. He’d almost dropped his phone when he sees your lush bare tits, out on display as you stuck your pink tongue out cheekily, the rest of your face still hidden. Just for you. Hope you enjoy! you captioned, one small hand cupping your breasts and squeezing a pretty nipple that practically had Max salivating to sink his teeth into. Oh, he certainly enjoyed it, saving it to his private collection to jack off too later when his uptight girlfriend wasn’t in the mood - which was usually the case the majority of the month.

He ends up logging back onto your page that night to enjoy your latest steam, then another, and soon enough he had a full blown infatuation with you. Your tempting, curvy figure and your pretty lips that you bite as you keep talking about how turned on Maxie had made you in the qualifying today, looking so muscly and angry! has him downloading your naughty nudes to his phone. It’d been a long time since a girl had gotten him get so turned on, after all. You drove him wild with your girly, innocent mannerisms paired with your sexy body and filthy words as you play with yourself, always making sure to never fully reveal your face or naked cunny to the viewers with a slutty outfit covering you.

Of course, he generously tips each time he visits your page, resulting in you frequently sending him more thank you presents each time. Lately you've been asking him if he wants you to wear a certain outfit or call out his name in your next video, but he texts back that he just enjoyed watching you have fun, sweetheart. And that's true - because that's all this can be, just a private guilty pleasure for him to enjoy behind closed doors. The rest of the world wouldn't respond well to his dedicated, family man image if they knew that the Dutch champion secretly liked his girls sweet and begging for his attention on adult websites. Even though his actual relationship had become more of a PR facade, now, and had been that way for well over six months. The last chemistry fizzled out when she’d tried to wake Max up with her mouth on his morning wood, somehow trying to make up for weeks of no sex. He made up some excuse about being stressed for the race as he rapidly softened despite her repeat attempts, pushing her off him and going to shower.

But as soon as he’s under the warm steam, he’d only had to close his eyes and picture your perfect, full pouting lips on his cock instead for his impressive semi to come rushing back. As he lazily strokes himself, he wonders what your eyes looked like, still having never seen them with how you kept the top half of your face off the frame. Would you look up at him sultrily as your pink tongue darted out and licked his slit, or did you prefer having him meanly shove his cock all the way in as you gagged with wide, teary doe eyes? He guessed the second fantasy would be your pick, judging by how your breath seemed to hitch in excitement whenever a commanding order was DMed to you following a donation. The submissive type, for sure, who’d once said she’d eagerly let Max Verstappen have his way with her wherever, however he wanted her-

He came with a muffled groan, panting heavily as his release drips down to be cleaned away by the hot water. Maybe he’d finally give into your pleas to him to request something and ask you to suck a sweet lollipop for him on your next stream.

He puts his distracting thoughts about you to the back of his mind as he arrives on the paddock, camera flashes going crazy as they note the increased distance between the Redbull driver and his unhappy girlfriend as she trails behind him. Frankly, Max had stopped caring what his public image was at this point in the season, knowing it was only a matter of time before he got his PR manager involved to cook up some mutual breakup story to feed the media.

Qualifying goes well and the race even better for once, despite the shit box his car had been this season. Afterwards, he greets Daniel, who greets him excitedly and commends his race efforts. The two drivers are laughing, catching up easily in their conversation - when a small figure turns the corner to come up next to Daniel’s side. Oh! The Australian man grins, gently tugging the shy figure by his side forward. You remember my little sis, right Max?

The Dutchman stared at your blushing face as you nervously avoid eye contact with the much taller blonde. Cute, he thinks briefly, finding your brown doe eyes and Riccardio curls pretty. Sure, I remember her, we met at the Silverstone race last year, right? It had been a brief meeting, Daniel swinging by the Redbull garage to congratulate Max and you’d been trailing behind him. Max vaguely remembered you from your younger days, when you’d shyly stayed out of the older boys' way when he had visited Daniel in his Perth family home in Australia. But you’d grown up now, and had chosen to attend college overseas in London, and Max politely asks if you were still studying there. On a full ride scholarship too, Daniel confirms proudly, fondly ruffling your curls and making you protest. Still won’t accept a dime from her older brother, even with the ridiculous London rent.

Pouting rather adorably, you quickly fix your hair, glaring at your sibling as you mutter that you didn’t want his tax evasion money, thanks, you could look after yourself. Max laughs, pleasantly surprised you had some teeth behind your blushing, pretty face. You immediately look up to see his gorgeous blue eyes looking at you in interest before nervously flicking them away again, clutching onto Daniel’s hoodie as the two men resume their conversation. Later, as he watches you walk away, Max can’t help thinking about how your girly voice and pouting lips had looked so familiar. He knows many beautiful women, but there was something about your unique, natural face that made attraction swirl in his chest. He’s still thinking about it that night, annoyed about not knowing where else he’s seen you besides at your brother’s side.

And then your latest video had him sitting up straight in shock. Because he recognises the hoodie that’s draped across the back of your chair in the corner of the screen. He'd recognise it anywhere. You, of course, probably had not thought twice about the item of clothing that belonged to your brother - with it just looking like another piece of F1 merchandise to anyone watching. But Max knew that Redbull insignia on the back, signed DR3 along the logo generically but with an extra little present that Max had drawn on himself when his teammate had fallen asleep next to him on a private plane ride. The crude, cartoon dick drawing stares back at Max through the screen as he immediately recognises what he’d found funny as an 18 year old. There was only one person in the world who would own this sweatshirt personally customized by the world champion - and given the fact that you were the one who seemed to have borrowed it….the mystery of your identity finally unravels.

He sends you a private DM that very night, not wanting to play any games. He knew he had to have you, now that he knows you’re right under his nose. I know who’s little sister you are, baby.

You respond back immediately, which isn’t suprising considering how you’re in the same time zone currently. I have no idea what you’re talking about, you text, trying to deny his claim. Max smirks. He almost feels mean for winding you up but he knows you’ll be so grateful for it in the end. You’re telling me you aren’t Daniel Riccardio’s little sister? I saw you on the paddock today. No point in hiding anymore.

You seen his message for a few tense minutes, and he wonders if he approached this wrong because you could just block him. But then you frantically send back a how the hell do you know that? How did you find out?

Max chuckles as he corners you right where he wants. And an hour later you’re on a private video call with him, very differently dressed that your usual skimpy attire in a baggy t-shirt that covers all your skin as you demand to know just what he wanted. Of course, you still have no idea who he is, because even though he has his camera on, his face is well out of view. You can only squint at the image of a fit appearing guy, dressed casually in sweats but his strong muscles still showing through. You impatiently read out the next DM he sends you. I want to see your pussy, spread open for me completely-What the hell?! you shriek, outraged.

You try to get out of it, saying that was too embarrassing to do, but he makes you realise there it was futile to resist. He orders you to show your face in the video, saying there’s no point hiding it anymore since he knew exactly who you were. All over DM, of course - he couldn’t have your recognising his deep, Dutch voice that you always gushed about.

You pout cutely, lips downturned and an upset expression on your face as you slowly undress yourself for him. Then you follow his orders, gently playing with yourself as you teasingly suckle on your pink vibrator so that he could imagine what you’d look like with your lips around him, instead. Max lazily jerks himself off to the sight, enjoying how you started obediently following his instructions once you saw his hand reach into his sweats and slide his erection out. Your doe eyes went wide with guilty desire at the sight of his impressive, hard length, and you swallow back drool when you see his leaking, angry tip. Soon he had you spreading your puffy cunny lips wide for him to greedily look at, before you start sliding your little vibrator in between your achy core. He makes you call out his name like you always did, of course, and say out loud all of the dirty fantasies you’d been dreaming about lately involving your brother’s best friend. You cum intensely and Max follows shortly after, the both of you caught up in the sinful activity.

It’d been easy enough to find out the room number you’d been staying at as the Riccardio siblings were at the same hotel as him, and even easier to get the swipe card. He was Max Verstappen, after all. Leaving his bitchy girlfriend alone in his room, he makes his way to yours in the middle of the night. The hallway light briefly illuminates your peacefully sleeping figure when he opens the door, quietly locking it behind him.

You’re deep asleep, plush tits rising and falling, dressed in a cute see through lace nightgown and matching panties. After admiring the sight for a few minutes, he slides into bed behind you, finally getting to toy with those pretty nipples and squeeze the plush ass he’d been fantasising about for weeks on end. You quietly moan in your unconscious state, sleepily grinding back against the warm, hard body holding you and arching your back into the hungry mouth suckling on your stiff nipples. Soon he’s wedges his fat cock in between your thick thighs, panting heavily as he fucks then slowly so you don’t wake up. He barely lasts a couple minutes, his head dizzy with pleasure for the first time in months as blood rushes to his already hard cock. After he’s cum copiously all over your tanned skin, he slides off your panties to take for himself, making sure to rub his creamy release along your puffy slit with his large hands. He can’t resist sliding a finger inside to get feel of how luxuriously tight your pussy feels, groaning when he feels your walls clench down on him. His cock was going to experience heaven when it finally got to sink home inside you, he was sure.

You spend your day confused the next morning, remembering hazy wet dreams from the night before but not quite being able to recall exact what you’d dreamt. And you’d never been able to find your favourite lace panties, assuming they got lost in the laundry when room service cleaned up. Until your online bully, as you’d taken to calling him, sends you a naughty photo. It’s one that he could only have had access to if he’d taken it himself, you realize with a shocked gasp, as you stare at your peacefully sleeping figure. A gigantic cock, much bigger than any of your cute toys, slides into the waistband of your pink panties - which are completely see through from how soaked they’ve become. And that was one of the tamer pictures Max took that night. He wonders how you’d react to the one he has of his drooling tip brushing against your parted lips, his sticky release from earlier now leaking into your wet mouth.

You’re even cuter when you’re not putting up a fight his message says. You freak out, of course, but he doesn’t respond to your frantic questions and instead orders you to be dressed up for him tonight in that navy lace babydoll and matching blindfold set he’s having delivered, okay?

You swallow, unable to hide the rising curiosity and desire at the rich, mysterious stranger you had drawn in. You can’t really be mad at him when he sends a $10k reward to your account after teasing you with the filthy photos he’d been taking. A girl had to pay off her college loans, after all.

Besides, a hot, muscled sugar daddy appealed to you a lot more than streaming for thousands of strangers. You couldn’t wait to meet him tonight!

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A/N: 😏😏😏 thank you so much for waiting patiently my dearest readers, work has been crazy but I finally have some time now to feed you!!! Get ready I’m about to be dropping some hot pieces for you including part 2 of earned it and haunted!!

#max verstappen x reader #max verstappen imagine #max verstappen fanfic #max verstappen #max verstappen smut #f1 imagine #f1 smut #f1 fanfic #f1 x reader #18+ mdni #max verstappen x oc #max verstappen x you

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theambitiouswoman · 2 years ago

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Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

#financial planning #finance #investing #money #girl math #wealth #level up journey #it girl #dream girl #dream girl guide #dream girl tips #dream girl journey #that girl #becoming that girl #educate yourself #wealth mindset #growth mindset #success mindset

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teddypines · 6 months ago

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Something old, something new, something borrowed, something blue

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Summary: Retired Price and his special hobby. Y/N being very helpfull. Retired/Pstar!Price x Wifey!Reader. Fem!reader, no age gap.

Part 2

MDNI! 18+ if you do read it i'm not responsible.

Warnings: P in V, smut, unprotected sex, dirty talk, use of pet names, recording of said smut.

Note: Just enjoy the little smut that came to me on a boring work day.

Words: 860

Picture/art found on Pinterest, made by @schrissdd

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Ever since Price retired from the military everything was a little different. The boys still came around often, every Saturday when not on duty, and Wifey cooked the best dinners, but he didn’t feel the same. Not even when they had more time together to do the things they wanted to do. Of course he loved it now that he was more home and got to spend time with Y/N, to get to do the normal domestic things, but something was missing, and it was not a pet or a child.

Soap once told him to try new things one Saturday night after a few beers and Price was like what the hell and did. He really did try new things, even some new things with Wifey. He went fishing, camping, they even tried one of those couple pottery classes, but nothing was scratching that itch like the military did.

On a weird whim Price went on Reddit to get a few extra ideas from helpful people who had struggled with the same. He made an account with Wifey’s help and then just went on to make a post.The comments were mostly basic things or really silly, but a few people recommended trying new spicy things, like roleplay and some kinks. That interested Price, especially since he and Wifey never really got the time to explore, but the comment about making spicy content himself was the most interesting.

So after a good talk with the wife, Price made himself an account on a certain spicy site. Within no time Price’s ‘channel’ The Captain got a Patreon. His content was mostly aimed at audio’s and little jerk off videos with lots and lots of dirty talk and stories. Of course with the voice that Price had this became a quick success. So he slowly expanded his content a little to more videos and occasionally Wifey joined in on the fun.

Just like now, Price is sitting back against the headboard, Wifey on top of him. There was a camera set up at the end of the bed, just so that their faces were out of frame, but enough to see every little thing Price did too Y/N. He was using Wifey as if she was one of those jerk off toy’s. Just bouncing her up and down on his cock.

Wifey was wearing some navy blue panties that were pushed to the side near the bottom so Price’s cock could slip in and out with ease. His hands on her hips as he made sure to get every little whimper, moan and whine from his Wifey. “That’s it sweetie. Moan for your Captain.” Price cooed to Y/N in a rough sexy voice. The one that he knew made her insides do a flutter thing. “Just like that you dirty girl.”

Price started to fasten up the pace a little reaching a little deeper inside of Wifey. “C-Cap… Captain.” Y/N whined as Price reached deeper inside her, hitting all the right spots. “Yes, Sweetheart?” Price asked in return as he watched her breasts bounce in the reflection of the camera. “F-Feels so good.” Wifey answered as her cunt squeezed around Price’s cock, making him groan in the process. “Fuck Sweetheart, such a good girl.”

This went on for the rest of the video. Price just sweet talking as he used his wife to chase his own pleasure as she moaned and squealed around. After coming deep down Wifey and making her cum Price made sure to do aftercare, part of the video, and a way to connect and sooth Wifey after a scene. Y/N was mostly there for a self insert for the viewer, but that didn’t mean Wifey and the viewers didn’t deserve aftercare. Price kissed the side of Y/N’s head off camera. “You were so good for me, darling. such a good girl. Gonna get you some food, water and a bath ready.” Wifey hummed in answer as she cuddled up with Price.

Price turned off the camera after cuddles. He quickly cleaned himself up and took Wifey to the bathroom for her bath as he would clean the sheets and camera before getting her something to eat and drink. He took off Y/N’s panties before laying her in the bath with some of her favorite bath salts and a kiss on the head before leaving her alone. Price changed the sheets, putting them in the laundry with their clothes and took the camera to his office. He would edit and upload the video later. For now he had to take care of his Wifey, making her feel good after their adventure.

A week later Price uploaded the video, a shorter one for free on all platforms and the full version on Patreon for the higher paying members. The video was called ‘Playing with the wife ;)’ with a little description saying, ‘Wifey wanted to be adventurers again she can’t get enough of her Captain’s cock.’ Wifey however didn’t like the title or the description, but she did love doing these things with Price. Seeing him enjoy his hobby made her happy too, even if it was an unusual hobby.

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mostlysignssomeportents · 5 months ago

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How an obscure advisory board lets utilities steal $50b/year from ratepayers

I'm on a 20+ city book tour for my new novel PICKS AND SHOVELS. Catch me in NYC on WEDNESDAY (26 Feb) with JOHN HODGMAN and at PENN STATE on THURSDAY (Feb 27). More tour dates here. Mail-order signed copies from LA's Diesel Books.

Two figures to ponder.

First: if your local power company is privately owned, you've seen energy rate hikes at 49% above inflation over the last three years.

Second: if your local power company is publicly owned, you've seen energy rates go up at 44% below inflation over the same period.

Power is that much-theorized economic marvel: a "natural monopoly." Once someone has gone to the trouble of bringing a power wire to your house, it's almost impossible to convince anyone else to invest in bringing a competing wire to your electrical service mast. For this reason, most people in the world get their energy from a publicly owned utility, and the rates reflect social priorities as well as cost-recovery. For example, basic power to run lights and a refrigerator might be steeply discounted, while energy-gobbling McMansions pay a substantial premium for the extra power to heat and cool their ostentatious lawyer-foyers and "great rooms."

But in America, we believe in the miracle of the market, even where no market could possibly exist because of natural monopolies. That's why about 70% of Americans get their power from shareholder-owned companies, whose managers' prime directive is extracting profit, not serving their communities. To check this impulse, these private utilities are overseen by various flavors of public bodies, usually called Public Utility Commissions (PUCs).

For 40 years, PUCs have limited private utilities to a "rate of return" based on a "just and reasonable profit." They always gamed this to make it higher than was fair, but in recent years, the "experts" who advise PUCs on rate-setting have been boiled down to a tiny number of economists, who have discovered that the true "just and reasonable profit" is much higher than it's ever been considered.

Mark Ellis worked for one of those profit-hiking "experts," but he's turned whistleblower. On paper, Ellis looks like the enemy: former chief economist at Sempra Energy, an ex-Exxonmobile analyst, a retired McKinsey Consultant, and a Socal Edison engineer. But Ellis couldn't stomach the corruption, and he went public, publishing a report for the American Economic Liberties Project called "Rate of Return Equals Cost of Capital" that lays out the con in stark detail:

https://www.economicliberties.us/wp-content/uploads/2025/01/20250102-aelp-ror-v5.pdf

I first encountered Ellis last week when he was interviewed on Matt Stoller and David Dayen's excellent Organized Money podcast, where he memorably referred to these utilities as "pocket-picking machines":

https://www.organizedmoney.fm/p/the-pocket-picking-machine

Dayen followed this up with a great summary in The American Prospect (where he is editor-in-chief):

https://prospect.org/environment/2025-02-21-secret-society-raising-your-electricity-bills/

At the center of the scam is a professional association called the Society of Utility and Regulatory Financial Analysts (SURFA). The experts in SURFA are dominated by just four consulting companies, who provide 90% of the testimony for rate-setting exercises. Just two people account for half of that input.

In order to calculate the "just and reasonable profit," these experts make use of economic models. Even in normal economics, these models are the source of infinite mischief and suffering, built on assumptions that legitimize the most abusive conduct:

https://pluralistic.net/2023/04/03/all-models-are-wrong/#some-are-useful

But even by the low standards of normal economic models, the utility models are really bad. They rely on unique "risk premium" and "expected earnings" calculations that no one else in finance will touch. As Dayen explains, these models are "perfectly circular."

This might be a bit confusing, but only because it's one of those scams that you assume you must have misunderstood because it's so, well, scammy. In the "expected earnings" analysis, the "just and reasonable profit" a utility is allowed to build into its rates is defined as "the amount of money it would like to make." In other words, if a utility projects future revenues of $10 billion over the next ten years, that is its "expected earnings." "Expected earnings" are treated as equivalent to "just and reasonable profits." So under this model, whatever number the utility puts in its financial projections is the number that it's allowed to take out of the pockets of ratepayers.

This is just as bad as it sounds. In 2022, the Federal Energy Regulatory Commission said that it "defied financial logic." No duh – even SURFA's own training manual says it "does not square well with economic theory."

In the world of regulated utilities, this kind of mathing isn't supposed to be possible. The PUC and its "consumer advocates" are supposed to listen to these outlandish tales and laugh the utility out of the room.

But it's SURFA that trains the consumer advocates who work for the PUCs, the large energy customers, and community groups. These people – who are supposed to act as the adversaries of the companies that pay SURFA members to justify rate-hikes – are indoctrinated by SURFA to treat its absurd models as accepted economic gospel. SURFA has co-opted its opposition, transformed it into a botnet that parrots its own talking-points.

Because of this, the private power companies that serve 70% of US households made an extra $50b last year, about $300 per household. What's more, because the excess profits available to companies that simply bamboozle their regulators are so massive, they swamp all the other tools regulators use to attempt to improve the energy system. No incentive offered for conservation or efficiency can touch the gigantic sums energy companies can make by ripping off ratepayers, so nearly all the incentive programs approved by PUCs have been dead on arrival.

What's more, utilities are allowed to fold the cost of hiring the experts who get them rate hikes onto the ratepayers. In other words, if a utility hires a $10,000,000 expert who successfully argues for a $1,000,000,000 rate-increase, they get to recoup the ten mil they spent securing the right to rip you off for a billion dollars on top of that cool bill.

We often talk about regulatory capture in the abstract, but this is as concrete as it can be. Ellis's report makes a raft of highly specific, technical regulatory changes that states or cities could impose on their PUCs. These are shovel-ready ideas: if you find yourself contemplating a sky-high power bill, maybe you could call your state rep and read them aloud.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2025/02/24/surfa/#mark-ellis

#pluralistic #surfa #organized money #david dayen #matthew stoller #matt stoller #the american prospect #whistleblowers #power #utilities #monopolies #antitrust #Society of Utility and Regulatory Financial Analysts #Mark Ellis #PUCs #podcasts

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ramazottin · 6 months ago

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I ❤️ FORSAKEN SO HERE'S ALL THE LORE I COULD FIND

(From the wiki, ingame descriptions/dialouge and the discord. Also, this is outdated. Check the post at the very bottom to see the updated version.)

••••••••KILLERS••••••••

COOLKID

His ingame description: An adopted son from a single father with childlike curiosity, but with the strength of a monster. He appears as a red, flesh-like humanoid that can kill fast and traverse fast. He is known for his association with a vandalization group called "team c00lkidd".

C00lkidd is scared of John Doe. [007n7 (c00lkidd's father) told him stories about John Doe.]

The sword coolkid uses is the firebrand from SFOTH

In Forsaken's lore, c00lkidd is only 10 years old.

c00lkidd is not fully aware of what he's doing, as he believes he's just roughhousing and thinks everyone he kills is just tired out and taking a nap.

c00lkidd likes dirt cake, which is made with crushed up cookies (preferably in a dark color), pudding, and gummy worms. The cookies represents dirt and the gummy worms resemble live earthworms.

c00lkidd loved reindeers, being mentioned when you buy the Reindeer skin of 007n7.

I TRIED MY BEST TO FIT ALL THE PICTURES ON A SINGLE PAGE(since tumblr only allows 10 pictures per post)

1X1X1X1

1x4's ingame description: The physical manifestation of pure malice, hatred, and negativity himself; the one who despises no one else more than the former admin, Shedletsky. With the daemonshank in his hands, he can summon beings of rot from the deceased, as well as target survivors from afar, poisoning them in the process.

1x1x1x1 is genderfluid.

When he kills you, 1x4 fills your head with poison then crushes it.

JOHN DOE

His ingame description: The defunct code of the early days of Roblox courses through their body, consuming his mind as he now only focuses on one thing: to kill everyone in his path. An unstoppable force entering the round with a strategical mindset, he's able to set traps, summon walls to back survivors into a corner, and leave behind a faint trail that damages those who step on it.

He prefers either super basic foods or fancy dishes.

John Doe doesn't use his right arm (the heavily corrupted one) to attack, since it's really heavy and inconvenient.

John and Jane doe are canonically a married couple. After John got corrupted, he no longer remembers her.

JASON

Jason's ingame description: A man who's identity is covered by a crude hockey mask. Wielding several tools at his disposal, along with his thirst for the cat-and-mouse chase, his hands and/or tools are always seen bloody. He enters his damnation wielding his infamous machete & a chainsaw he found in a cabin.

•••••••SURVIVORS•••••••

007n7

007n7 uses a lesser version of the c00lgui because it is all he had access to at the time.

007n7 is canonically retired from hacking.

007n7 wears his shirt because c00lkidd likes it.

007n7 is C00lkidd's adoptive father.

C00lkidd showed up on his doorstep as a pill baby.

007n7 feels a pang of familiarity whenever he sees C00lkidd in the rounds.

007n7 has a special death animation if killed by c00lkidd, where c00lkidd gently lays him down on the ground. He also does not resist in the death animation.

007n7 is a good dad.

SHEDLETSKY

Shedletsky is seemingly the leader of the survivor group, with his Co-Leader Builderman. Shedletsky has made a vow with Builderman to attempt to keep everyone safe, no matter what.

If 1x1x1x1 and Shedletsky are the only ones left, a different last man standing song will play, which is called “Meet your Maker”, and the timer will have an extra 20-30 seconds (one of the devs said it was to let the whole song play LMAO). This is due to Shedletsky being the one to actually create 1x1x1x1, by making a test account on Roblox and naming it respectively. He then rumored about 1x1x1x1 being a hacker and he not having the account, (which he obviously did). The quote “Blame John” comes from that.

TWO TIME

Their ingame description: A fragile cultist holding a horrible secret. When mortally wounded, they resurrect themselves with wings and tails, and recover as if nothing had happened. They are a self-described Shadow with an unstable mind and guilt-stricken after the betrayal against their own partner. They still carry on, after all, shadows die twice.

Two Time is said to be "messed up in the membrane". This is also why they smile during rounds.

They believe in the concept of respawning and likely worships the spawn-point.

Two Time used to be in relationship with an upcoming killer, Azure.

It was said they stabbed Azure with a dagger which led to them becoming a killer.

The description of Undying Devotion is most likely Azure saying "what have you done..?" after being stabbed by Two Time.

It is possible that Two time sacrificed Azure to gain their second life.

Two time is nonbinary and uses they/them.

ELLIOT

He will do whatever he can to help his teammates and deliver his orders due to his sheer dedication for his job.

CHANCE

Their wiki descriprion: A wealthy limited trader and underground casino worker, Chance is one who is fascinated with gambling and will even gamble with his own life just because he's convinced he'll win. There is no route he won't go just to gamble some more, even in a life or death situation.

Chance owes Bluudud a domino, as said in one of the voicelines of Bluudud.

Chance is nonbinary and uses he/they.

BUILDERMAN

Builderman is canonically the boss at Roblox, and the main person who builds the site itself. When all goes wrong he has to be the one to go out and fix things, stopping the killers in their tracks.

As a promise with Shedletsky, he'll do all he can to help everyone.

GUEST 1337

Guest 1337 is the main character of the animated series The Last Guest by ObliviousHD, with his story in Forsaken taking place after the events of Part 1.

His wiki description: A hardened veteran with battle scars from wars long ago. He has a tendency to sacrifice himself in order to keep those around him safe.

Guest 1337 entered the world of Forsaken after blowing himself up in part 1 of The Last Guest.

Guest 1337 misses his family and thinks about them between rounds.

Guest 1337 has a wife (Daisy) and a daughter (Charlotte.)

One of Guest 1337's skins called "Matt" is another character from The Last Guest series. He is Guest 1337's best friend ever since they were kids and fought in the battlefield with Guest 1337 before getting shot. Matt survived getting shot and now wears a cast on his leg. (This is not related to Forsaken just so you know)

NOOB

Noob's ingame description: A big snack person at heart, Noob has a handful of food items at their disposal. Sneaking by with their ghostburger, moving faster with their cola, and tanking damage with their slateskin, they're scared, but still pushes on, wanting to find an escape.

Noob is Genderfluid

They are a big snack person. Bloxxy cola is their favorite as it is also guest 666's favorite. (Answer to the question "what's noob's favorite food/drink?" on discord.)

Noob and Guest666 will have a special chase theme in the future, just like shedletsky abd 1x1x1x1/007n7 and coolkid.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Here's some other funny shit i could find lol:

Oh and also here's the updated version of the lore:

#forsaken #roblox #roblox forsaken #homicidalporkchops

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bitchesgetriches · 1 year ago

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Everything You Need to Know about How to Increase Your Income

Make more money at the job you have

One of the simplest ways to increase your income is to just make your current employer pay you more. But while it may be simple, it ain’t always easy.

Santa Isn’t Coming and Neither Is Your Promotion: How To Get Promoted

How I Chessmastered Myself Into a Promotion at Work

The First Time I Asked for a Raise

You Need To Ask for a Fucking Raise

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”

The Ultimate Guide to Growing Your Salary

Make more money at your next job

All that said, you’re statistically more likely to increase your income faster by job hopping! So if your current employer doesn’t want to pay you more, leave that sinking ship behind in pursuit of a higher salary.

Job Hopping vs. Career Loyalty by the Numbers

The Fascinating Results of Our Job Hopping vs. Career Loyalty Poll

How NOT to Determine Your Salary

When It Comes to Salary Negotiations, Are You Asking for Enough?

What To Do When You’re Asked About Your Salary Requirements in a Job Interview

If Your Employer Refuses To Negotiate Salary, Try These 11 Creative Counteroffers

Season 4, Episode 9: “I’m on the Wrong Career Path. How Do I Convince a New Industry To Take a Chance on Me?”

Invest your way to more money

Of course there are some who say the true path to wealth is passive income: when you stop working for your money and instead let your money work for you. And they’re not wrong! Here’s how we recommend you increase your income passively.

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not

What’s the REAL Rate of Return on the Stock Market?

Dafuq Is a Retirement Plan and Why Do You Need One?

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?”

Small Business Investing: A Kinder, Gentler Alternative to the Stock Market

The Dark Magic of Financial Horcruxes: How and Why to Diversify Your Assets

Make more money through side hustles

When it comes to side hustles, we have traditionally advocated caution. The last thing you want to do is burn out in pursuit of a second income stream. But with enough wits and fortitude, a side hustle could help you increase your income by leaps and bounds.

Romanticizing the Side Hustle: When 1 Job Isn’t Enough

Season 2, Episode 9: “I Use My Free Time to Volunteer. Should I Focus on Making Money Instead?”

Stop Undervaluing Your Freelance Work, You Darling Fool

Freelancer, Protect Thyself… With a Fair Contract

Season 4, Episode 10: “I’m a Freelance Artist. How Do I Price My Work Fairly Without Losing Clients?”

Ask the Bitches: My Boss Won’t Give Me a Contract and I’m Freaking Out

“Independent Contractor” My Ass: How to Stop Wage Theft Through Worker Misclassification

Becoming a Millennial Entrepreneur (In the Midst of a Pandemic) With Katelyn Magnuson

11 Awful Mistakes I Made as a Self-employed Freelancer, and How You Can Avoid Them

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

What to do when you make more money

Once you increase your income, you might find yourself… not quite bored, but finding you have a little more bandwidth to handle the stuff that matters. It can be a jarring transition! Here are our thoughts on the matter.

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?”

How to Avoid Lifestyle Inflation … and When to Embrace It

Ask the Bitches: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

Update: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

The FIRE Movement, Explained

I Was Happy to Marry a Poor Man. Then Things Changed.

I Have Become the Rich Relative I Always Wanted

Believing in Miracles: A Conversation with Chris Dane Owens on Money, Creativity, and Self-Funding Art

I Now Make More Money Than My Husband, and It’s Great for Our Marriage

Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Advocate for systemic change

We don’t endorse an attitude of “I got mine.” So once you increase your income, there are lots of ways to use your newfound financial breathing room for good! Lift as you climb, my friend. Here are a few ways to do so:

Wallet Activism: Using Your Money for Good with Author Tanja Hester

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job

Raising the Minimum Wage Would Make All Our Lives Better

Post a Salary Range in the Job Description, You Fucking Cowards

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

The Truth About Unions: What Has Organized Labor Done for You?

How To Support a Labor Strike with 3 Simple Steps

Everything in moderation

One last thing, my lambs: don’t crush your spirit while chasing the goal of a higher income. Working hard is hard work. If you find these tactics are leaving you exhausted and demoralized, you might be on the road to burnout. And that road leads nowhere good!

That’s why we just released our glorious new Burnout Workshop. Click the button below to take a peek!

Get the Burnout Workshop Here!

#income #salary #getting a raise #make more money #personal finance

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kp-alice · 10 months ago

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The Puppy With an MAcc

Summary: Despite officially retiring as a professional dominatrix months ago, there's one client you've decided to keep. Maybe it's because of the generous amount he pays, or maybe, just maybe, it's more than that. With the lines between the two of you continuously blurring, you can't help but return every time.

AKA a hopelessly devoted accountant!sub!Yunho x hesitantly-in-love!dom!f!reader

Word count: 5 150

Warnings: non-sexual dominance (kneeling, various acts of service, pet names - Miss, Puppy, etc.), crying, implied minor age difference (like 3-4 years but both characters are in their 20s), basically just two cowards in love who are too scared to admit their feelings to each other but love to indulge in non-committal domesticity

A/N: This fic is the second part of my sub!Yunho Kinktober 2024! The event's masterlist can be found here.

A/N 2: MAcc = Master of Accountancy (I think?? if I got it wrong, please correct me!!)

Your "dominatrix era", as your close friends liked to call it, was pretty short-lived, to say the least.

Well, it's not like you intended on making it your full-time job for the rest of time, anyway. Really, at the core of it, it was mostly just curiosity you wished to sate before getting out into the real world after university. Because of this, you didn't exactly focus on "expanding your empire", keeping only a handful of clients you'd found nice enough to deal with on a semi-regular basis.

The first few months were fun, to say the least. After all, how could you not feel excited at the thought of ordering wealthy men around for money? It made you giddy just thinking about it - you, a normal uni student, making powerful guys crawl around like dogs and thank you for it at the end of each session. Not to mention how good it felt to see them enjoying it too, all that stiffness in their shoulders and the frowns on their faces vanishing a minute into your session. And though a lot of what you did could be described as sexual in nature, you never actually had sex with anyone, keeping things as professional as can be. In a weird way, all of it felt more like a therapy session than stereotypical sex work.

But, as with everything else, even your little side gig had to come to an end a little less than a year later. Because while everything was fun and paid more than enough, you really couldn't see yourself doing this work long-term. Even with just a handful of clients, eventually, taking care of them started to take a mental toll on you. You tried to separate work from personal life, you really did, but as time went on and you got to know them a bit more personally, it was just not possible anymore. Even outside of your dominatrix persona, you felt burdened with each client's struggles and stories, eventually overwhelmed to the point of quitting.

And so, after a few weeks of careful consideration, you finally sent out your goodbye letters to all of them.

Well, all of them except one.

Jeong Yunho was one of the last clients to request your services, sparing him your initial awkwardness when you were just starting out. The first thing you noticed about him was his age - in comparison to your other clients, you were surprised to learn he was just three years older than you. The next thing was his profession. Despite his relatively young age, he had already established himself as the local manager of one of the biggest accounting firms in the country, earning him both a nice sum of money as well as unbearable loads of stress.

Which is exactly what brought him to you.

Unlike your other clients, Yunho didn't overload you with random bits of his tragic past and complaints about his depressing marriage. No, no, his case was much simpler than that.

"I don't know," Yunho shrugged nonchalantly at your question, letting you tuck him into bed, "I get really stressed from making all the big decisions at work and I love powerful women. It just felt natural to combine the two."

Somehow, it was exactly that reasoning that had made you keep him even months after quitting.

You didn't tell him he was the only one left, though. Didn't want to make it weird or make him think there was something deeper to your decision. Your dynamic was perfect just the way it was, and despite its deep and stable foundations, you still didn't dare risk breaking it in any way.

Another thing that set Yunho apart were his requests. Unlike your other clients, his preferences had stayed pretty much the same since the first time you'd talked to him. He liked it when you visited his apartment instead of just some random hotel, and when you wore clothes that could pass as everyday attire rather than the stereotypical leather and latex. His scenes were nothing short of domestic, either. You always felt like a husband from the 50s, coming home to his loving and generous wife after a long day of work (classes) and letting her shower him with affection and praise.

Much like today, as you yet again found yourself on an all-too-familiar doorstep. It had been a few weeks since your last visit, and you had to admit, you'd really missed Yunho during that time. The longer pause wasn't intentional on either side, mind you. It was just a case of his busy schedule clashing with your finals week and the mandatory week-long recuperative period that followed. Now that you were back, however, you couldn't help the small smile on your lips, looking forward to whatever awaited you inside.

Not to mention this visit would mark your first anniversary with Yunho as your client (though you couldn't dwell on that too much in order to keep those incessant butterflies in your stomach at bay).

You didn't have to knock or ring the doorbell. Instead, you fished out your very own key that Yunho had given you a few weeks back. A sign of his trust and how welcome you'd always be in his home, as he'd described it.

Any other potential thoughts were quickly halted, though, as the door suddenly swung open, revealing a very excited-looking Yunho.

"You're here!" He exclaimed excitedly, flashing you a big grin. He stood like that for a second, just watching you in what appeared to be awe before suddenly straightening up again and stepping to the side. "Oh, right, sorry. Come in!"

You let out a small chuckle at his antics, an undeniable warmth blooming in your chest at the mere sight of him.

The next steps were pretty much automatic at this point. First, Yunho helped you remove your coat and hung it up for you. Then, he knelt down, letting you lean on his shoulder for support while he slipped your heels off and neatly set them aside.

"Good boy," you cooed enthusiastically, moving your hand up from his shoulder to ruffle his hair slightly. "Always so happy to see me, hm? Are you all ready for tonight or should I go wait in the living room?"

He quickly shook his head at the suggestion. "No, no, it's okay! Everything should be ready, me included. Oh, and I made you your favorite today, just how you like it! You know the one, the- the..."

You watched him try to finish his thought, but it was too late. In just a few moments, Yunho's eyes glazed over the same way you'd witnessed many times before. He was still present, yet his gaze grew a bit distant, retreating into himself to adjust to the sudden change. A change he clearly needed a lot, considering all it took for him to slip into subspace was the small ritual he'd always done to welcome you into his home.

But just as quickly as his voice trailed off and his eyes lost focus, he snapped back to reality, almost startled by the sudden clarity in his mind.

And there it was. All of his personal and work-related worries had been set aside, making his head feel almost overwhelmingly light and empty in comparison to his day-to-day state.

"What is..." He began, making you follow his line of sight, "what's that?"

A fond smile spread across your lips at the innocent curiosity in his eyes, realizing he was looking at the gift bag in your hand.

"Just a small gift I got for you, Puppy," you spoke softly, watching his eyes widen.

"Wait, for me?!" He asked excitedly, though you could sense a hint of uncertainty in his voice as if he didn't dare believe it just yet.

"Yes, hun, for you," you confirmed, unable to stop yourself from ruffling his hair again with your free hand. "But we'll get to that later, okay? How about you show me what you cooked for us tonight first?"

It didn't surprise you to find out Yunho had already eaten before you arrived. Sometimes, if he was still lucid enough, he'd eat alongside you and chat about random things that came to mind. Usually, though, he'd just eat in advance so that he could fully relax and focus on you only.

You sat at the small dining table, zeroed in on the delicious dish in front of you. Over time, as Yunho began cooking for you more and more frequently as a show of gratitude, you noticed a considerable improvement in his skills. Not that he was bad before, of course not, but now? It almost felt illegal to be paid for your services in both money and food this good.

In Yunho's eyes, though, it was all worth it. The time he'd spend cooking for you helped him ease into the scene, in a way. Even just preparing all this for you felt extremely calming, knowing how much you'd always compliment him and how appreciative you were.

Much like right now, as he sat on the floor next to your chair, cheek resting against your thigh. His eyes were closed as you ran your hand through his silky hair, muttering small words of praise every now and then. This part of your evenings was one of his absolute favorites, as he truly got to just think about nothing. No work or family issues could reach him here. All he had to do was just lean against you and focus on your soft voice and loving touch.

Sometimes (not that he'd ever admit it), when he couldn't sleep at night and felt extra lonely, he'd try petting his hair just like you always did. He'd try to think about your words of praise to force out all the negative thoughts clouding his mind. And yet, it could never compare to the real thing. The warmth of your fingertips just felt different and he could never quite replicate your voice in his head for it to be satisfying enough.

After a while of not thinking at all, Yunho liked to talk. A lot.

While he cleaned up in the kitchen, you let yourself get comfortable on his couch, propping your back up with some extra pillows since you knew you'd be here a while. Like usual, you'd put on a skirt today too, knowing it was the most convenient option considering what was in store for the two of you.

A minute or two later, Yunho emerged from the kitchen, the content smile on his lips spreading even wider at the sight of you. Without an ounce of hesitance, he walked up to the couch, looming over you with his tall self for just a second before dropping down to his knees again.

This, too, was one of Yunho's interesting, distinct traits. Whenever he could, he'd find himself on the ground, looking up at you with nothing but utter devotion.

"People always marvel at how tall I am," Yunho muttered, nuzzling his face into your hand while you finished your meal. "And it's really flattering, don't get me wrong! It's just that... sometimes, I also want to feel small, you know? Even if it means I have to literally kneel down in front of someone."

"So? How have you been?" Yunho began, flashing you a bright smile. As tentatively as always, his hands reached for your left foot, giving you enough time to stop him (even though you never did). "I want to hear everything."

You groaned. "Ugh, don't even get me started. Remember the professor I told you about last time and how he can never grade our papers on time? Guess what? We're still waiting! I swear we've collectively sent him like a hundred emails already and he's still acting like he doesn't see them."

Yunho hums thoughtfully at your words, brows furrowing as he keeps massaging your leg, going up to your calf now. "That really sucks, I'm sorry. I'm sure it's gonna be fine, though. He'll probably be more lenient because of the delay, not to mention you always ace all your classes anyways."

Your leg involuntarily jolted as he grazed a particularly ticklish spot, making him giggle. "Thanks, I really hope so too," you replied, trying to stay focused despite his skilled hands. "It's still nothing in comparison to our dorms, though."

Yunho shot you an inquisitive look, urging you to keep going.

"I mean, it's nothing too shocking, they're just raising the rent again for the second time this year. I really shouldn't be surprised at this point, but just- I wish they were at least honest about being greedy instead of making up random excuses as to why we have to pay even more outrageous prices than before."

"You know I'd love to help you with that if you want-"

"Puppy," you warned in a stern voice, making him immediately hush and drop his head. "We've talked about this, remember? You already pay me more than enough, I can't ask you for any more than that. Besides, the rent thing is an issue of principle, not finances."

"I know," Yunho sighed, halting his movements. "I just want you to be happy and pursue your dreams without having to worry about things like money."

"Yuyu," you cooed, leaning down to tuck his hair behind his ear. "I know you want to help, but please believe me when I say you're already doing more than enough. Not just because of the money, but because of your company in general, okay? I always look forward to spending time with you and I'm really thankful we get to meet like this. Seeing you happy makes me happier than any sum of money you could possibly offer."

There was silence for a moment as Yunho took your words in, still gently holding onto your foot to stay grounded. But even with his head dropped down, you could see his lips begin to tremble, fighting back tears.

It had been a while since he'd got to talk to someone so openly and vulnerably. To just say whatever was on his mind without fearing it would be somehow used against him later. To be appreciated so genuinely without any ulterior motives from the other side.

Sniffling quietly, his hands resumed their work, taking hold of your other leg to massage it as well.

"Thank you, Miss," he said in a mere whisper, afraid his voice would break if he spoke any louder.

"Of course, Yu," you muttered back. "You'll always be my good boy, always," you reassured him lovingly, giving him a playful nudge with your now-free foot. The effect was immediate as a small smile spread across his lips, lighting up his teary eyes again as he looked up at you adoringly.

Oh, how he'd missed you.

After a good while of just talking about anything and everything that came to mind, the two of you settled into a comfortable silence. Yunho's hands rested on your shins while you pet his head on your thighs. His breathing had evened out over time, and you could see the way his eyelids were beginning to grow heavy. It was time to sleep.

This was usually considered the end of your sessions, where you'd help him get dressed for bed and caress his hair until he'd doze off. He always felt really sad when you left and he hated going to bed alone, so this solved both of those issues. Besides, you had to admit that the sight of someone as overworked as him sleeping so peacefully did something for your soul as well.

"Alright, Puppy," you began softly, making Yunho lift his head up, "let's get you to bed, shall we?"

Ever the good boy, he gave you a sleepy but content nod.

Happy with his agreement, you were about to stand up and lead him to the bedroom, but quickly paused in your tracks.

The softest kissing sounds echoed through the living room, one for each of your knees.

Yunho quickly sensed your tension and looked up at you in confusion, which then turned into alarm.

"I-I'm so sorry Miss, I should have asked for permission!" He rambled in panic, leaning back on his haunches to give you as much space as he could. "I guess I spaced out a little too much and forgot myself for a moment, it happened without me meaning to, I'm really sorry-"

"Yuyu," you interrupted him gently, fighting the smile on your lips, "relax, it's okay."

Yet another thing you really cherished about the man before you. No matter what, he always asked for permission when trying something new. Sometimes, he'd even ask with things you had already agreed on in previous sessions, just to be sure. So to see him get flustered the one time he accidentally got too carried away and forgot to do so? It was strangely endearing, to be honest.

Had you had any suspicions that this wasn't a mere accident, that this was simply Yunho's way of "sneakily" pushing your boundaries, your reaction would have been much more different. You weren't afraid of stopping a session mid-way through and banning your client on the spot; you'd done it before.

But seeing the genuine panic written all over the man's face, clearly scared of upsetting you? He was nothing short of adorable, looking like a small, frightened animal.

"But- but I," Yunho tried again, but stopped at your firm gaze.

"I said it's okay, you're not in trouble," you repeated. "...Besides, it was actually quite cute. Maybe I'll even let you do it again in the future."

Oh God.

After calming your precious puppy down, you walked him down the hall to his bedroom (well, you walked; he decided to crawl instead - after shyly getting your permission, of course).

"Think you can change yourself, hun?" You asked him as he sat down on the bed, patiently awaiting further instructions.

While he always tried to be good for you and not feel entitled to anything, he visibly deflated at your words. "Why? I mean- I definitely can if you want me to, but..."

It took all your willpower not to cave at his puppy eyes.

Alas, you had more important things to sort out.

"The gift, remember?"

And that was all you needed to say for Yunho to immediately jump into action.

The second time you entered his bedroom, this time with the gift bag in hand, Yunho was tucked in bed and ready to go. His clothes were neatly folded on a nearby chair, exchanged for a set of comfy-looking pajamas. He perked up at the sight of you, sitting up and making more space for you by the edge.

"Ready for your present, Pup?" You asked giddily, wanting to hear him say it out loud despite the obvious curiosity and excitement in his eyes.

"Yes, please!" Yunho beamed at you as you sat down next to him, trying to resist peeking into the bag before he was properly allowed to.

But as you finally handed him the bag, his features turned sad, a small pout on his face.

"What is it, Yu?" You asked, worried at the sudden change in tone.

He let out a deep sigh, cheeks warming. "I'm sorry I didn't get you anything back. I wasn't sure if it would be appropriate and the internet didn't give me a clear answer either so I panicked. I hope it doesn't look like I don't appreciate your services or anything, that's not it at all, I swear!"

You let out an amused chuckle. "Sweetheart, I'd never think that about you. You already show me enough gratitude as is. Besides, this wasn't even supposed to be a gift exchange in the first place. I just saw something online and it made me think of you so I bought it. I'm not expecting anything in return."

Whether you said something after that or not, Yunho wasn't sure. His mind had already stopped at the mention of you thinking about him outside of work.

Sure, he did that all the time when it came to you, using you as a source of comfort to cling onto whenever he had an especially hard time at work. Whenever he had to stay in his office late into the night, or heard his subordinates gossip about him, only to give him smiles and compliments the second they noticed him, thoughts of you were the only thing that could ground him again. And even when he was doing alright, he still liked to think about you, reminiscing on your past sessions and looking forward to the next. But to have you do the same with him?! Yunho's heart felt like it would leap out of his chest if he didn't calm down soon.

"...Well? Aren't you gonna open it?" You nudged his thigh with your hand, a playful glint in your eyes. "You looked so excited before, don't you want to see what's inside?"

Yunho didn't need any further enticing, flashing you a big grin before he finally reached into the bag. Inside, he found a pretty, dusty pink box with an unknown brand name embossed into its center.

With shaky hands, he lifted the lid.

"What do you think?" You asked, nervously scanning his face.

Yunho was frozen, stuck staring at the custom-made leather collar. Attached to it was a silver tag gleaming in the dim bedroom lights, the word "YUYU" engraved into it staring right back at him.

"Sweetheart, are you okay?" You spoke again, trying to hide your growing concern. "We can totally return it if you don't like it, I won't be-"

All the words died in your throat as Yunho suddenly lifted his head, looking right into your eyes as his bottom lip trembled, fighting back tears. The second he spoke, however, they spilled over anyway.

"It's perfect."

"Oh, Puppy," you cooed as a sob ripped through him, bringing him into a tight embrace. The anxiety weighing down on your chest immediately dropped at his words, making you sigh in relief. His hands clutched at your shirt, almost desperately so, wetting your shoulder as he sniffled in your hold.

You stayed like that for a moment or two, soft snivels and affectionate whispers filling the room.

"I- I've never," Yunho began, but quickly stopped again, hiding his face in the crook of your neck some more. It was right then that you'd noticed the unusual proximity between the two of you, never staying this close for more than a second or two when he occasionally hugged you goodbye instead of you tucking him in. But now, it felt as though you were enveloped in him, his comforting warmth and light cologne all around you.

"It's okay, hun," you encouraged him gently, "take your time."

Yunho exhaled heavily, as if steeling himself for whatever he was going to say next.

"It's just- this is everything I've ever wanted but never actually dared wish for, and now that it's real, now that you're real, I don't even know what to say."

Reluctantly pulling away from your embrace, he reached back to retrieve a few tissues from the bedside table. "Every day, I have so many people relying on me, so many people waiting for me to make a mistake so that they could take my place, have to deal with so many awful clients while acting like none of it affects me, and it's just- it's so hard. I've always wanted to have someone who I could be vulnerable with, who I could confide in without fearing they'd use it against me later, but it always seemed too good for me. And then you appeared, and you've made my life so much more bearable, made me look forward to every day because it meant I'd get to see you soon again. No amount of words or money could ever match just how thankful I am for you, seriously."

"Yunho..."

Stunned by the sudden confession, you silently sat and processed his words. Yunho just smiled at your shocked expression, though it didn't quite reach his eyes.

"I know this is a lot to unload on you so suddenly, so please don't feel like you have to respond to any of this right now. We can just brush past this and never discuss it again, I won't be upset. It's just something I've been thinking about a lot lately, and seeing you care for me so honestly made me finally tell you, I guess. Like I said, you don't have to say anything if you don't want to, but just know that if there's anything, and I mean anything, that I could do for you, just say it and I'll do it. Even if it's something small, like confiding in me the way I do with you, I'm always here for you."

You couldn't help but chuckle at his offer, unconvinced. "I'm not really sure you want that, Yu. All of my problems are pretty repetitive and boring, not to mention how annoying and stubborn I can get when stressed. Wouldn't want to break the illusion you have of me, you know?"

...A hand gingerly grabbed yours.

"And what if I tell you that's exactly what I want?" Yunho challenged, a more genuine, playful smile on his lips this time. "I'm not stupid, Y/N. I know you're much more than the persona you put on when you visit me. I want to know the real you, good and bad included - if you'll let me, that is. You already have the keys to the apartment, don't you? My home is open to you anytime, even outside of our sessions."

Just as Yunho had said, this was a lot to unpack on the spot.

And yet, somehow, deep down in your heart, you already knew your answer to his confession, even if you didn't fully want to admit to it just yet.

"I mean," you began hesitantly, mulling everything over as carefully as you could, "there's no harm in trying it, right?"

Yunho's eyes lit up at your words, looking at you hopefully.

"Besides, I come here so often it feels like a second home anyway."

He gave you a thoughtful nod. "Yeah, same here."

"What do you mean?" You asked, eyebrows raised in curiosity.

"Exactly what I said before - you." His grip on your hand tightened, the other pointing to the collar sitting in front of him. "I've found my second home in you."

Silence.

It felt as though the Earth had stopped spinning for a second. Everything around you faded into nothingness, leaving you to stare into his eyes.

You don't know for sure how his lips ended up on yours, but judging by the surprised noise coming from him, it must have been you who'd initiated the kiss. Not a second later, however, he replied with matching enthusiasm, resting his palm against your thigh to lean in even closer.

In spite of every cell in your body screaming at you to stay, you eventually pulled away, giving the two of you a chance to breathe. Yunho's gaze was nothing short of reverent, looking at you like you've hung the stars in the sky.

"So? Would you like to try on your present?"

Yunho refused to believe any of this was real.

No matter how much you tried to convince him to take it off, Yunho refused to sleep without his collar. Looking at the way it pressed into his neck when he lay down, you knew there was no way it could be comfortable to sleep in. And yet, Yunho insisted that it was fine, that it actually felt nice despite the way it was smothering his Adam's apple. In the end, you had no option but to concede, tucking your overgrown puppy into bed with the collar still around his neck.

But as you were about to get up to turn the lights off, a hand grabbed yours to stop you. You looked back down at Yunho, being met with his signature pout and teary eyes.

"I know this is a lot to ask, especially considering how much I've asked of you today already, but... stay? Please?"

You gave him a long look, considering your options. Or pretending to consider them, rather, since there was no way you'd be able to deny him anything right now.

"Only because you've been such a sweet boy today, okay?" You said, trying to sound reluctant even though you weren't fooling anyone.

You quickly excused yourself to the bathroom, boldly taking one of Yunho's sleep shirts with you to change into.

Despite his eyelids growing heavier by the second, Yunho bravely fought to keep them up until you'd arrive, sighing in relief when the bathroom door opened again.

No more words were needed as you plopped down next to him, joining him under the blankets before moving to rest your head on his chest. Despite no visible reaction from him, you could hear his racing heartbeat below you, making a soft smile creep up on your lips.

Within the next two minutes, you heard his heart eventually calm down again, breaths evening out as he fell asleep. It took you a while longer to follow, mind struggling to relax with so many thoughts racing through it. What did all of today mean for your relationship? How professional will you be able to stay with him after this? You should probably tell him you haven't had any other clients for months now, shouldn't you.

No use worrying about it now, you suppose. All of those concerns can be solved only once Yunho wakes up again. And until then, you have no choice but to enjoy whatever it is that you have right now, no matter how ambiguous.

Snuggling further into his chest, you finally doze off as well.

Whatever this is, it's perfect.

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