#edit: 300 words yesterday and 500 today is... something

[ernmark]

Things I should be doing:

Writing this story

Things I have done:

Painted an octopus on my bar

Purchased a trunk for my costumes on Facebook Marketplace and promptly got it locked like minutes after I got it home

Disassembled the broken treadmill in my basement and hauled the whole thing upstairs

Hand-sewed a holder for my plastic grocery bags

Made yet another attempt at stained glass (soldering is my nemesis)

Things I have not done:

Written the story

[theaawalker]

Steps to Write 1K Words a Day (with a tight schedule)

follow for more tips 💋 || request writing tips 💌

1. Establish the Foundation

Know Your Why: Clarify your reason for writing daily by finishing a novel, building discipline, therapeutic expression, etc. Purpose keeps you going when time is tight.

Pick a Project & Stick With It: Avoid hopping between too many ideas. Commit to one main project to prevent decision fatigue.

Set a Realistic Timeframe: Determine how much daily time you actually have. Even 30 minutes can be enough with focus.

2. Shape the Writing Routine

Set a Daily Writing Slot: Choose the same 20-60-minute window each day, e.g., early morning, lunch break, and right before bed. Consistency beats chaos.

Break It into Sprints: Divide writing time into 2-3 focused sprints (10–20 minutes each) with mini-goals (e.g., 300 words per sprint).

Use Micro-Moments Wisely: Jot down scenes, lines, or dialogue in short bursts during downtime, e.g., commutes and between classes.

3. Build a Writing Habit

Create a Ritual: Start with a cue (tea, playlist, app launch), write, and end with a reward. Conditioning helps it stick.

Track Your Progress: Use a word count tracker, habit app, or physical calendar to visualize your momentum.

Aim for “Done,” Not “Perfect”: Don’t revise mid-draft. Keep the focus on finishing today’s 1,000 words, not editing yesterday’s.

4. Define Your Writing Environment

Eliminate Distractions: Silence notifications, close tabs, and let others know you’re “off the grid” during your writing window.

Use Tools That Work for You: Whether it's Google Docs, Scrivener, Word, or a distraction-free app (like FocusWriter), pick what helps you stay in flow.

Keep Materials Nearby: Outlines, scene notes, character sheets. Have them within reach to avoid losing time to memory gaps.

5. Develop Content Efficiently

Outline Briefly Before Writing: Know the scene’s goal, characters involved, and 1–2 key beats. This cuts down time spent thinking mid-writing.

Use Prompts or Templates: If stuck, use writing prompts or scene formulas (e.g., conflict ↣ tension ↣ resolution) to keep moving forward.

Lower the Stakes for First Drafts: Treat your draft as clay, not marble. Write fast, revise later.

6. Reward Yourself Consistently

Use Immediate Micro-Rewards: After each sprint, give yourself a small treat: a stretch, snack, meme scroll, or a favorite song.

Build End-of-Day Rituals: After hitting 1K, reward yourself with a guilt-free indulgence:

- A hot drink

- 30 minutes of gaming

- A mini-episode of your comfort show

- Reading time

Track for Bigger Rewards: Hit a streak (5 days? 2 weeks?) and treat yourself to something bigger: new notebook, movie night, favorite meal.

Celebrate Wins, Big or Small: Even if you only wrote 300 words, that’s progress. Celebrate effort, not just perfection.

7. Develop a Sustainable Arc

Adjust as Needed: If 1,000 words becomes overwhelming, drop to 500 and scale up again. It's better to be consistent than burned out.

Build in Break Days: Choose 1-2 buffer days per week for rest or catch-up. Remember, your brain needs recharge time.

Reflect Monthly: Look back on what worked, what didn’t, and what to change. Writing daily is a living habit, not a static rule.

Tools That Can Help

Timers: Pomodoro apps (e.g., Focus Keeper, Forest)

Trackers: Pacemaker Planner, WriteTrack

Writing Tools: 4theWords (gamified), Google Docs offline, Scrivener

Voice-to-Text Options: Google Voice Typing, Otter.ai

Examples of People with Tight Schedules Who Write Daily

Octavia Butler: Wrote early each morning before work. Do what she said, “Persist.”

Brandon Sanderson: Wrote in sprints between teaching and family time.

Toni Morrison: Wrote after her children went to sleep, hence treating every moment as sacred.

You (Eventually): With the right systems, even the busiest writer can find their rhythm.

Follow || Like || Comment || Repost || My Novel ⇚⇚⇚

thank you, i am farkle :)

[bedlamsbard]

For anyone that missed it earlier, Of Home Near chapter 21 went up today! It usually takes me between 3-5 hours to do final line edits, prep, and posting, today it took...more than that. I think 20 was also one where the prep took far longer than usual, which shouldn't be that unusual given how both this fic and this year have gone. What that usually entails is that I'll go through the whole chapter at least once, fixing phrasing, checking for typos, and often adding in somewhere between 100-500 words along the way. Depending how much I added I might go through the whole chapter again, then I add in the HTML (which I do with find and replace in Word; I don't do it manually anymore, though I did up until...Backbone, maybe). While I'm doing all of this I'm usually frantically going through my fic/character playlists trying to find a chapter title; I won't start uploading to AO3 until I have that. Then I start uploading to AO3, preview, fix the HTML for the section breaks because I always get it wrong, post, and then have to pull up my previous fic Tumblr posts so I can do the announcement here. And since Tumblr screwed up its link posts a while back this ends up being kind of an Ordeal since I have to do that formatting semi-manually. (I copy and paste the HTML from before they messed up link posts; I'll do something different for the next new fic, but I didn't want to change mid-stream for Home.) Then I figure out what section I want to pull out for the chapter preview (usually in the 200-300 word range), finish formatting that post, post, do a quick Bluesky announcement (MUCH less formal), emotionally resign myself to people not reading it, and try to walk away from the computer for a while. This time I had to keep giving myself ten minute breaks instead of powering through, partially because I screwed up my hip/ankle/knee somehow and was trying not to be stuck in one poor position. (BTW, on days I only seem to be posting purely fannish posts and only intermittently, it's because I'm prepping to post and trying to only reblog thematic gifsets/edits, I don't know that anyone's ever picked up on this.)

I actually did a daily progress report yesterday, I just...forgot...to hit...post. Which I realized when I turned on the computer this morning.

[miss606writes]

Emergency Ko-Fi Commissions

I’ll elaborate below, but I need some help. My cat, Midnight, got poisoned somehow in the townhouse complex where we live, and I’ll need some help to pay his bills. Yesterday (Wednesday, 20 November 2019) we had to rush my baby boy to the vet because he was acting incredibly strange and erratic. When we got there, the vet immediately knew it was poison. We had to leave him there overnight, and he’s still there in the cat ICU. He looked better today, though, and the vet said that although Midnight isn’t out of danger just yet, he feels positive that he’ll make a recovery. The thing is... just yesterday and today’s accumulated bills are already at $115. The vet said he’ll have to stay for a minimum of 2 - 3 days longer. They couldn’t give us an estimate of how much the bills would be by then, but if my boyfriend and I had to guess (from past experiences with my sister’s cat) it will probably be around $300. [[IMPORTANT UPDATE (22 November 2019): Our baby is home!!!!! The vet was very understanding and the bill total is only $144.]] I am willing to do anything to help raise the funds for my baby. 

Donations are welcome and deeply appreciated, but discounted commission rates can be found below (my original commission rates can be found here for reference, and examples of my work can be found here):

Writing

For emergency commissions, both fic and prose style is included for the prices below. I’ll be asking $3 for every 500 words.

$5 $3 (1 Ko-Fi) for 500 words 

$10 $6 (2 Ko-Fis) for 1000 words

$9 (3 Ko-Fis) for 1500 words

Poetry

$6 $3 (1 Ko-Fi) for two shorter poems (around 10 lines each)

or

$6 $3 (1 Ko-Fi) for one longer poem (15+ lines)

Written aesthetics

$6 $3 (1 Ko-Fi) for two written aesthetics

Tarot readings

$5 $3 (1 Ko-Fi) for up to 5 cards

$10 $6 (2 Ko-Fis) for up to 9 cards

$15 $9 (3 Ko-Fis) for 10+ spreads

Moodboards and Haiku

My moodboards and haiku prices will stay the same, so $3 (1 Ko-Fi) for one moodboard, and $3 (1 Ko-Fi) for three haiku.

PayPal:  paypal.me/miss606writes

Ko-Fi: https://ko-fi.com/N4N7K6E8

To commission, please email me at miss606writes@gmail.com, or send me a message here on tumblr with your commission request.

I would like to take a moment to just say that nobody should feel forced to donate or commission! Even just a reblog or a prayer would be deeply appreciated. I know how most of us on here struggle to make a living, please don’t harm yourself by overextending yourself!

The full story and three potentially sensitive photos of my baby in the ICU (no blood, but he’s very out of it) below the cut. 

We live in a supposed “pet friendly” townhouse complex. The vet said he suspects it’s insecticide poisoning, and although we do not use anything like that in our own garden, I vaguely remember seeing the complex worker walking around with one of those huge pesticide sprayers a few weeks back, but naively, I didn’t think anything of it at the time. We allow our cats outside during the day, then when it starts to get dark out, we get everyone inside and close the door. It was around 15:00 when Midnight came running in, completely unable to balance and making strange choking sounds. We immediately tried to see if something was lodged in his throat, but when it was evident that he was not choking on something, we rushed him to the vet. This vet is a blessing, he’s known us for years and he’s treated all of our animals, so we trust him and know Midnight is in great, capable hands. He’s had more than 40 years of experience working as a vet. I am worried sick about my baby, as he’s not out of danger yet, but I am hopeful that he’ll recover. He’s a strong and usually very healthy cat of 1 year and 9 months. 

The reason why I had to turn to emergency commissions is because, currently, my boyfriend and I are in a pretty tight financial spot. My boyfriend and I are both full-time students, majoring in Psychology and Criminology, and we haven’t been able to find a job that would work with our schedule. For income we both do editing work for a magazine journalist, and my boyfriend does work for his grandfather. The editing work has been scarce as of late, and my boyfriend’s grandfather has been hospitalized for the past few months, so he hasn’t been able to earn any money. 

I just want my baby to be okay and to come home. Below are three photos I took earlier today when we went to visit him to show my mother how it’s going with him.

[katehuntington]

Kate’s 300 followers challenge

300 followers; this calls for a celebration! And how better to celebrate this SPN blog that is about fanfiction and fanart, than to host a challenge!

The Theme:

The Unofficial Soundtrack of Supernatural

So many songs remind me of Supernatural and fit their amazing journey perfectly, but where never used on the show. That’s why I build a list of a 100 of my favorite songs that instantly make me think of the beautiful characters of this series.

The Challenge:

Pick a song from the list and take out either a line, a verse or use the entire song for your fanfiction or fanart. Write, paint, draw or edit the song into the story that you are telling.

The Rules:

Both written art and graphic art can participate, as long as it’s Supernatural related. Poems, fanfiction, drawings, graphics, video, you name it. The creator is completely free to choose. You are allowed to pick more than one song, too!

Send me a message with your choice of song. I will update the original post as soon as possible once people will send in their picks.

Mention the song at the top of the post or in the title. 

No Wincest. No Smut!Weechester. Not that I am against anyone writing it, but I would like to read and review every entry, and I don’t read this type of ships because they are not my thing. Other ships like Saileen, Destiel, Deanna, Megstiel, Reader x ... etc. are fine. 

You can create fluff, angst, smut, reader insert, OFC. Knock yourself out. Do remember to list trigger warnings at the top of your post.

For the writers: there is no minimum or maximum to words. When your story is over 500 words, remember to use the ‘Keep reading’ option.

When you use imagery (or even just gifs), remember to stick to the Tumblr guidelines. It would be a shame if anything got flagged.

I would like to be able to read and check out all the beautiful things you all are going to create, so use the tag #Kate’s 300 followers challenge. 

I will reblog all the artwork that stick to the rules above.

The Challenge ends on July 27th 2019. That gives you 3 months!

The List:

The list can be found on Spotify. Type ‘Kate’s 300 followers challenge’ in Spotify’s search engine to find it, or click the link. *CLICK*

You can also find the list if you scroll down and click ‘Keep reading.’

I cannot WAIT to see all you wonderful entries! This is gonna be so much fun. Bring it, people! Bring me all the wonderful art you girls and boys create.

Don’t hesitate to spread, tag and reblog this post! The more the merrier! 

@littlegreenplasticsoldier @idreamofhazel @winchest09 @kittenofdoomage @coffee-obsessed-writer @alwayskeepfightingkaz-2y5 @atc74 @kathaswings @mrswhozeewhatsis @emilyshurley @brokencasbutt67-writer @oneshoeshort @thinkwritexpress-official @imamotherfuckingstar-lord @fangirl-and-medstudent-help @luci-in-trenchcoats @spiritofoblivion @idreamofplaid @erins-culinary-service @canadianspnhunter @impala-dreamer @leatherwhiskeycoffeeplaid @supermoonpanda @supernatural-jackles

Long As I Can See The Light - Creedence Clearwater Revival

With A Little Help From My Friends - Joe Cocker

American Pie - Don McLean

Paint It, Black - The Rolling Stones

Hurt - Johnny Cash

Dust In The Wind - Kansas

Death And All His Friends - Coldplay

Livin’ On The Edge - Aerosmith

Brothers In Arms - Dire Straits

Another 45 Miles - Golden Earring

Let It Be - The Beatles

Wish You Were Here - Pink Floyd - @coffee-obsessed-writer

Alive - Pearl Jam

Seven Devils - Florence + The Machine

Lightning Crashes - Live

Leave A Light On - Tom Walker

God’s Gonna Cut You Down - Johnny Cash

Turn The Page - Metallica

Against The Wind - Bob Seger

Stairway To Heaven - Led Zeppelin

Hallelujah - Jeff Buckley - @nickelkeep

Fix You - Coldplay - @thefaithfulwriter

Need The Sun To Break - James Bay

Way Down We Go - KALEO

Timshel - Mumford & Sons

Green Eyes - Coldplay - @thefaithfulwriter

Imagine - John Lennon

I Will Follow You Into The Dark - Death Cab for Cutie - @littlegreenplasticsoldier

Breathe Me - Sia - @castielslittlestbee

Big Black Car - Gregory Alan Isakov

Black - Pearl Jam

Seven Nation Army - The White Stripes @thefaithfulwriter

Sorry - Kensington

Landslide - Fleedwood Mac

Tears In Heaven - Eric Clapton

Everybody Hurts - R.E.M.

Something Wicked This Way Comes - Lucinda Williams

Like A Rolling Stone - Bob Dylan

Halo Of Flies - Alice Cooper

Ain’t No Sunshine - Bill Withers

Just Breathe - Pearl Jam

No Good - KALEO

Human - Rag’n Bone Man

Brother - NEEDTOBREATHE ft. Gavin DeGraw - @tumbler-tidbits

Black Dog - Led Zeppelin

Yesterday - The Beatles

Running To Stand Still - U2

Trouble - Ray LaMontagne

Fast Car - Tracy Chapman

Welcome To The Jungle - Guns N’ Roses

Angel Dream (No. 2) - Tom Petty and the Heartbreakers - @coffee-obsessed-writer

Ain’t No Grave - Johnny Cash

God Only Knows - The Beach Boys

Bridge Over Troubled Water - Simon & Garfunkel

Creep - Radiohead

Iris - Goo Goo Dolls - @whatareyousearchingfordean

Paradise By The Dashboard Light - Meat Loaf

Ramble On - Led Zeppelin

Elysium - Bear’s Den

Not About Angels - Birdy

Heal - Tom Odell

Brother - Matt Corby

Redemption Day - Johnny Cash

Seven Bridges Road - Ricochet

Bed Of Roses - Bon Jovi

Whole Lotta Love - Led Zeppelin

Stand By Me - Jason Manns

The Wicked - Blues Saraceno

99 Problems - Hugo

Save My Soul - Blues Saraceno

Blaze Of Glory - Jon Bon Jovi

Righteous Smoke - Monster Truck

So Far From Your Weapon - The Dead Weather

Street Spirit (Fade Out) - Radiohead

The Sound Of Silence - Simon & Garfunkel

Welcome To The Black Parade - My Chemical Romance

Heartbreaker - Led Zeppelin

Heartache Tonight - The Eagles

Time Is Running Out - Muse @brokencasbutt67-writer

Storm - Lifehouse

Sometimes You Can’t Make It On Your Own - U2

About Today - The National

Wish It Was True - The White Buffalo

Saturn - Sleeping At Last

Desperado - The Eagles

To Build A Home - The Cinematic Orchestra ft. Patrick Watson

Broken Halos - Chris Stapleton

Guiding Light - Foy Vance ft. Ed Sheeran

Hurricane - Thirty Seconds To Mars - @winchest09

Good Times Bad Times - Led Zeppelin

Inside My Head - Di-Rect

I Still Cry - Ilse DeLange

My Best Wasn’t Good Enough - Kane - @emilyshurley

Boulevard of Broken Dreams - Green Day

Knokken’ On Heaven’s Door - Avril Lavigne

Simple Man - Jensen Ackles

What Makes A Good Man? - The Heavy

Bottom Of The River - Delta Rae

“Heroes”- David Bowie

A New Day Yesterday - Jethro Pull

[chromalogue]

[Image description: two photographs.  The first is a slightly blurry closeup of a freshly baked French tarte à la tomate, a pie made of cheese topped with tomato slices and basil and more cheese.  It looks a bit like a pizza, but I’m serious, that is an obscene amount of Swiss in there.  The second is my parents’ kitchen table, on which I have arrayed my netbook, a tall orange coffee cup, a plate of three chocolate chip cookies, no fewer than two salt shakers, a thick stack of papers titled “Special Council Agenda,” and a second thick stack of papers liberally festooned with knockoff post-it notes.]

61/100 days of productivity, because I’m not counting Friday or the weekend, not that they weren’t productive, but I just can’t.

Goals for today:

ACADEMIC STUFF

sign my contract; send it in

LANGUAGE STUFF

1 Icelandic module

10 Duolingo modules

COMMUNITY STUFF

go to the Town Office and request a copy of the draft Town Plan, the better to speak to it at the town planning meeting, because they gave a link to it in the e-mail but the link they gave is the link to the entire town site, and I combed it for two hours and could not find the plan

read the Town Plan

edit the remaining three pages of minutes

send them to the chair

LEISURE STUFF

NaNoWriMo to 23 334 words

something physical

What I got done:

signed my contract

found out there’s a conference in Kingston I should probably get in on, and the proposals are due in two days

went to the Town Office and got a copy of the Town Plan, and explained that I’d searched for it on their website for two hours, but the clerk seemed to take this as an apology for not being able to handle it myself rather than an indicator that they should have linked to the document itself

had a nice walk

read the Town Plan and accompanying edits--all 150 pages of it

edited the remaining three pages of minutes

NaNoWriMo to... 17 800?  I don’t know, I’m not on that computer, but I’ll do more before I go to sleep, even if it’s just a few more words

3/4 of an Icelandic module because the fourth quarter wants me to write 500 words on the horse and horses are boring and it’s after 6 and I feel like 300 of those 500 words could just be the word “horse” in different cases with different inflections or declensions or whatever and I swear you try to write an essay in a language you barely know after reading 150 pages about traffic and flood plains and urrrrrrgggghhhh

15 words in Icelandic about horses because a) I’m a sucker and b) that’s all I can string together on my own and I’m not bothering to check Google Translate until tomorrow

3 Duolingo modules, plus the 5 left over from yesterday, and counting

trying to make myself e-mail the minutes to the chair, and it’s like trying to think through a wall of porridge

I think I have to not so much put 100 days of productivity on hiatus as formally acknowledge that I’ve been on hiatus pretty much since November started.  One of the things I found it useful for was reminding myself that I really was productive on days when I didn’t feel like it, when I couldn’t cross something off my to do list because I hadn't finished the whole thing, but I'd done a LITTLE.  (And I know that I could just take a picture and upload it with the date and however many days it’s been, but uploading the picture as at least as much work as this wall of text, and the wall of text is the part that’s helpful to me.)

These days, I'm feeling less of a need for that kind of validation.  The year is getting to be really busy.   My calendar is filling up.  I've got a proposal due in two days and another at the end of the month.  I've got an online Dutch course starting on the twentieth, and chocolates due on the twenty-first.  I just agreed to fill four racks of wood for my aunt and uncle and to build a giant brain out of balloons for the local Santa Claus Parade.  A stranger approached me at the hardware store and asked me if I could contribute to a couple of her church bake sales.  I am a staunch Pagan, but I said sure. 

NaNoWriMo is a beast goddess, though.  There can be no bad days.  There can be no rest days.  There's no counting the time spent doing research I didn't anticipate in the planning stage as work, because research is not words. There's no setting it aside for a day or two to focus on my genuine obligations to people. There's no doing half of it and it's okay because I'm still making progress.  It is utterly merciless, and I find myself falling further and further behind.  I'll probably feel different next October, but right now I want to go on record as saying, this challenge doesn't feel like a very healthy way for me to work.  The things it pushes me to do are things that I worked very hard to stop letting other people do to me.  It's starting to feel like damage.  

If I drop everything I can possibly drop (i.e. THIS) and focus on NaNoWriMo, I will still probably fail.  If I just keep trying to juggle everything, I will definitely fail, and I'll probably make myself sick.

So: 100 days of productivity is on pause as of now.  I think I'll take it up again at the beginning of December, when I have prettier products to show off than a disturbingly low word count.

[preciousmetals0]

Tariff Man Strikes Again; Clorox Cleans House

Tariff Man Strikes Again; Clorox Cleans House:

Friday Four Play: The “Return of Tariff Man” Edition

Dateline: May 1, 2020 — “Tariff Man” strikes again!

You thought he was gone, dear reader, but Tariff Man is mulling a return from retirement. We haven’t seen this much groaning since Rob Gronkowski’s appearance on The Masked Singer.

According to The Washington Post, U.S. officials are debating retaliatory proposals for China’s handling of COVID-19. The report said that ideas include canceling part of the U.S.’s debt obligations to China … and renewed tariffs are on the table.

When asked about canceling U.S. debt obligations, President Trump said: “I could do the same thing but even for more money, just putting on tariffs.”

Looks like I have to dust off the ol’ Great Stuff Trade War Cycle chart.

Following Trump’s tariff comments, the Dow plunged more than 400 points on the market open.

Going by the Trade War Cycle chart, we’ve already blown through the “Administration is tough on trade with China” phase … plunging headlong into the “Market sells off on trade war fears” phase:

I’m providing the chart today for all the new Great Stuff readers out there, just so you know what could be headed our way. We followed this exact cycle for the latter half of 2019 until the phase 1 trade deal was signed in early January.

However, I don’t see this latest tariff threat lasting long. The economy already struggles with the COVID-19 pandemic lockdown. A renewed trade war — complete with nasty tariffs — would hurt the technology sector badly. That’s unfortunate because tech has been the one market sector to outperform so far this year.

Hopefully, the market’s reaction to the tariff news will give Trump a pause about pushing ahead with this plan of action — for all our portfolios’ sakes.

And now for something completely different … here’s your Friday Four Play:

No. 1: A Clean Sweep

Congratulations are in order, dear readers!

If you bought into Clorox Co. (NYSE: CLX) when Great Stuff recommended it back on January 31, you’re up more than 20%! (For the record, the S&P 500 is down more than 11% for this period. You’re beating the market!)

In fact, Clorox shares were among the few bright spots in today’s market. The stock gained more than 4% after Clorox beat Wall Street’s quarterly earnings and revenue expectations.

“Beyond the extraordinary growth in our disinfecting products, we saw broad-based growth across all four segments as our portfolio is uniquely positioned to serve consumers in this unprecedented time,” said CEO Benno Dorer.

If you already own CLX, I’m putting a “hold” on the shares. Yes, Clorox should continue to see solid earnings throughout the COVID-19 pandemic, but CLX is approaching key price resistance near $200.

In other words, I expect CLX to trade sideways below $200 for the time being. I don’t recommend buying in at this price point, but I also don’t recommend selling yet. CLX should hold its value better than the rest of the market.

No. 2: Today’s Secret Word? Buybacks!

More of the same? From Apple?! Color me surprised. I’m flabbergasted. Shook.

Apple Inc. (NASDAQ: AAPL) reported earnings after yesterday’s close, and if you need any help sleeping this weekend, the company’s business update is … is … zzzzz.

Both earnings and revenue beat analysts’ estimates by sizeable margins. So far, decent. Heck, I’d be impressed if things stopped there. But, just like almost every other Apple quarterly report for the past few years, you can already guess what comes next:

IPhone revenue drops!

Services revenue rises!

When supply chain issues early in the quarter meet falling iPhone demand (Give me headphone jacks or give me … better Bluetooth!), it’s not like this was an unlikely scenario. Throw some brand-new tariff uncertainty into the bag of Apples, and it’s almost like we’re back in the balmy days of 2019 … and 2018.

CEO Tim Cook says: “We have great confidence in the long-term of our business. In the short-term, it’s hard to see out the windshield to know what the next 60 days look like, and so we’re not giving guidance because of that lack of visibility and uncertainty.”

Long-term confidence? I say “nay nay.”

Do you know what instills long-term business confidence? Innovation. A clear direction forward. New products — not slightly different iterations of the same one. Above all? Reinvesting in the business.

When it comes to that last point Tim Cook also said “nay nay.” Now, get ready to scream! Instead of pouring its profits back into tech research and development, it’s time for $50 billion worth of buybacks! (Whoooo-eeee!)

You’d think that with Apple designing chips to detangle itself from Intel’s clutches … and the fact that we’re nearly knee-deep in recession mode, tariff talk and supply chain disruption … even a three-year-old could find better ways to spend $50 billion. Maybe then, AAPL investors would at least get ice cream or a Hot Wheels track out of the deal.

Forget Apple… If you want actual innovative tech to invest in, Paul Mampilly knows just where to start. Click here!

No. 3: Why Don’t You Have a Seat?

Wall Street expected Amazon.com Inc. (Nasdaq: AMZN) to crush revenue targets. And it did.

What investors didn’t expect, however, was for the company to return to spending cash like a drunken sailor on shore leave after 12 months at sea.

As the de facto online retailer for the pandemic stay-at-home market, Amazon raked in sales of $75.45 billion last quarter. Very impressive. Earnings, however, came up a touch short due to increased spending. But that was the tip of the iceberg.

“If you’re a shareowner in Amazon, you may want to take a seat, because we’re not thinking small,” CEO Jeff Bezos told investors in the company’s conference call.

The company anticipates $4 billion in COVID-19-related costs for the current quarter. That’s basically all of Amazon’s profits, leading analysts to speculate that the company could post its first quarterly loss in five years.

In fact, Amazon projected the current quarter’s operating income to land between a loss of $1.5 billion to a gain of $1.5 billion. How’s that for uncertainty?

That said, long-term Amazon investors are used to the company spending money hand over fist. Amazon knows that you need to spend money to make money. Still, anyone looking to buy AMZN might want to wait for a retest of the $2,200 area — home to the stock’s February highs.

All the AMZN newbies out there will be shocked by this spending spree, and an extended decline to support levels due to profit-taking is likely in the cards.

No. 4: Big Beats Are the Best

Dear AbbVie, my arthritis has me burning up lately, and all my husband gives a $@ about is biotech earnings beats. How can I get him invested in me again? — Feeling traded, Boise, ID.

Break out the IcyHot: Biotech giant and Great Stuff Pick AbbVie Inc. (NYSE: ABBV) just delivered the pandemic earnings season triple threat!

First, we have earnings in at $2.42 per share — a big beat on expectations for $2.25 a share. Better still, AbbVie racked up $8.62 billion in sales worldwide, besting analysts’ estimates by $300 million and some change.

Here’s the sweetener: Not only did AbbVie keep guidance intact … the company even projected full-year earnings will rise 7.5% over 2019’s figures.

How? Because of billion-dollar blockbuster Humira, which treats arthritis, plaque psoriasis, ankylosing spondylitis (bless you), Crohn’s disease and ulcerative colitis. It’s like the Swiss Army Knife of immune system drugs, and it’s AbbVie’s secret sauce to navigating the pandemic market.

If you bought when we recommended ABBV in our “4 Stocks to Beat the Wuhan Virus” issue … you’re up about 3%. Hey, not every biotech play is a high-flying, overnight millionaire maker. (That said … can I get a “heck yeah!” for Great Stuff readers who banked triple-digit gains on our free Inovio Pharmaceuticals Inc. (Nasdaq: INO) biotech trade?)

The market’s just now waking up to AbbVie’s resilience, and you know what? That’s OK. Because today, AbbVie proved its mettle as a solid, cash-printing machine. And that’s a whole lot more certain than the dozens of “Me, me, look at my vaccine!” biotech bets that the market has pushed up over the past month.

(Editor’s Note: It’s a biotech blowout bonanza! Still looking for a way to invest? It’s not too late … if you click here ASAP.)

Great Stuff: So Long and Thanks for All the Fish!

That just about wraps up what might be earnings season’s busiest week yet. And next week looks like no sleeper when it comes to tech, biotech and e-commerce stocks.

Stick with Great Stuff, and we’ll keep you in the loop with all the earnings excitement your eyes and ears can handle!

Don’t go gentle into that good weekend — but do remember that Great Stuff is always on social media too. Here we are on Facebook and Twitter.

Until next time, be Great!

Joseph Hargett

Editor, Great Stuff

[goldira01]

Friday Four Play: The “Return of Tariff Man” Edition

Dateline: May 1, 2020 — “Tariff Man” strikes again!

You thought he was gone, dear reader, but Tariff Man is mulling a return from retirement. We haven’t seen this much groaning since Rob Gronkowski’s appearance on The Masked Singer.

According to The Washington Post, U.S. officials are debating retaliatory proposals for China’s handling of COVID-19. The report said that ideas include canceling part of the U.S.’s debt obligations to China … and renewed tariffs are on the table.

When asked about canceling U.S. debt obligations, President Trump said: “I could do the same thing but even for more money, just putting on tariffs.”

Looks like I have to dust off the ol’ Great Stuff Trade War Cycle chart.

Following Trump’s tariff comments, the Dow plunged more than 400 points on the market open.

Going by the Trade War Cycle chart, we’ve already blown through the “Administration is tough on trade with China” phase … plunging headlong into the “Market sells off on trade war fears” phase:

I’m providing the chart today for all the new Great Stuff readers out there, just so you know what could be headed our way. We followed this exact cycle for the latter half of 2019 until the phase 1 trade deal was signed in early January.

However, I don’t see this latest tariff threat lasting long. The economy already struggles with the COVID-19 pandemic lockdown. A renewed trade war — complete with nasty tariffs — would hurt the technology sector badly. That’s unfortunate because tech has been the one market sector to outperform so far this year.

Hopefully, the market’s reaction to the tariff news will give Trump a pause about pushing ahead with this plan of action — for all our portfolios’ sakes.

And now for something completely different … here’s your Friday Four Play:

No. 1: A Clean Sweep

Congratulations are in order, dear readers!

If you bought into Clorox Co. (NYSE: CLX) when Great Stuff recommended it back on January 31, you’re up more than 20%! (For the record, the S&P 500 is down more than 11% for this period. You’re beating the market!)

In fact, Clorox shares were among the few bright spots in today’s market. The stock gained more than 4% after Clorox beat Wall Street’s quarterly earnings and revenue expectations.

“Beyond the extraordinary growth in our disinfecting products, we saw broad-based growth across all four segments as our portfolio is uniquely positioned to serve consumers in this unprecedented time,” said CEO Benno Dorer.

If you already own CLX, I’m putting a “hold” on the shares. Yes, Clorox should continue to see solid earnings throughout the COVID-19 pandemic, but CLX is approaching key price resistance near $200.

In other words, I expect CLX to trade sideways below $200 for the time being. I don’t recommend buying in at this price point, but I also don’t recommend selling yet. CLX should hold its value better than the rest of the market.

No. 2: Today’s Secret Word? Buybacks!

More of the same? From Apple?! Color me surprised. I’m flabbergasted. Shook.

Apple Inc. (NASDAQ: AAPL) reported earnings after yesterday’s close, and if you need any help sleeping this weekend, the company’s business update is … is … zzzzz.

Both earnings and revenue beat analysts’ estimates by sizeable margins. So far, decent. Heck, I’d be impressed if things stopped there. But, just like almost every other Apple quarterly report for the past few years, you can already guess what comes next:

IPhone revenue drops!

Services revenue rises!

When supply chain issues early in the quarter meet falling iPhone demand (Give me headphone jacks or give me … better Bluetooth!), it’s not like this was an unlikely scenario. Throw some brand-new tariff uncertainty into the bag of Apples, and it’s almost like we’re back in the balmy days of 2019 … and 2018.

CEO Tim Cook says: “We have great confidence in the long-term of our business. In the short-term, it’s hard to see out the windshield to know what the next 60 days look like, and so we’re not giving guidance because of that lack of visibility and uncertainty.”

Long-term confidence? I say “nay nay.”

Do you know what instills long-term business confidence? Innovation. A clear direction forward. New products — not slightly different iterations of the same one. Above all? Reinvesting in the business.

When it comes to that last point Tim Cook also said “nay nay.” Now, get ready to scream! Instead of pouring its profits back into tech research and development, it’s time for $50 billion worth of buybacks! (Whoooo-eeee!)

You’d think that with Apple designing chips to detangle itself from Intel’s clutches … and the fact that we’re nearly knee-deep in recession mode, tariff talk and supply chain disruption … even a three-year-old could find better ways to spend $50 billion. Maybe then, AAPL investors would at least get ice cream or a Hot Wheels track out of the deal.

Forget Apple… If you want actual innovative tech to invest in, Paul Mampilly knows just where to start. Click here!

No. 3: Why Don’t You Have a Seat?

Wall Street expected Amazon.com Inc. (Nasdaq: AMZN) to crush revenue targets. And it did.

What investors didn’t expect, however, was for the company to return to spending cash like a drunken sailor on shore leave after 12 months at sea.

As the de facto online retailer for the pandemic stay-at-home market, Amazon raked in sales of $75.45 billion last quarter. Very impressive. Earnings, however, came up a touch short due to increased spending. But that was the tip of the iceberg.

“If you’re a shareowner in Amazon, you may want to take a seat, because we’re not thinking small,” CEO Jeff Bezos told investors in the company’s conference call.

The company anticipates $4 billion in COVID-19-related costs for the current quarter. That’s basically all of Amazon’s profits, leading analysts to speculate that the company could post its first quarterly loss in five years.

In fact, Amazon projected the current quarter’s operating income to land between a loss of $1.5 billion to a gain of $1.5 billion. How’s that for uncertainty?

That said, long-term Amazon investors are used to the company spending money hand over fist. Amazon knows that you need to spend money to make money. Still, anyone looking to buy AMZN might want to wait for a retest of the $2,200 area — home to the stock’s February highs.

All the AMZN newbies out there will be shocked by this spending spree, and an extended decline to support levels due to profit-taking is likely in the cards.

No. 4: Big Beats Are the Best

Dear AbbVie, my arthritis has me burning up lately, and all my husband gives a $@&# about is biotech earnings beats. How can I get him invested in me again? — Feeling traded, Boise, ID.

Break out the IcyHot: Biotech giant and Great Stuff Pick AbbVie Inc. (NYSE: ABBV) just delivered the pandemic earnings season triple threat!

First, we have earnings in at $2.42 per share — a big beat on expectations for $2.25 a share. Better still, AbbVie racked up $8.62 billion in sales worldwide, besting analysts’ estimates by $300 million and some change.

Here’s the sweetener: Not only did AbbVie keep guidance intact … the company even projected full-year earnings will rise 7.5% over 2019’s figures.

How? Because of billion-dollar blockbuster Humira, which treats arthritis, plaque psoriasis, ankylosing spondylitis (bless you), Crohn’s disease and ulcerative colitis. It’s like the Swiss Army Knife of immune system drugs, and it’s AbbVie’s secret sauce to navigating the pandemic market.

If you bought when we recommended ABBV in our “4 Stocks to Beat the Wuhan Virus” issue … you’re up about 3%. Hey, not every biotech play is a high-flying, overnight millionaire maker. (That said … can I get a “heck yeah!” for Great Stuff readers who banked triple-digit gains on our free Inovio Pharmaceuticals Inc. (Nasdaq: INO) biotech trade?)

The market’s just now waking up to AbbVie’s resilience, and you know what? That’s OK. Because today, AbbVie proved its mettle as a solid, cash-printing machine. And that’s a whole lot more certain than the dozens of “Me, me, look at my vaccine!” biotech bets that the market has pushed up over the past month.

(Editor’s Note: It’s a biotech blowout bonanza! Still looking for a way to invest? It’s not too late … if you click here ASAP.)

Great Stuff: So Long and Thanks for All the Fish!

That just about wraps up what might be earnings season’s busiest week yet. And next week looks like no sleeper when it comes to tech, biotech and e-commerce stocks.

Stick with Great Stuff, and we’ll keep you in the loop with all the earnings excitement your eyes and ears can handle!

Don’t go gentle into that good weekend — but do remember that Great Stuff is always on social media too. Here we are on Facebook and Twitter.

Until next time, be Great!

Joseph Hargett

Editor, Great Stuff

[gocasualrunawaycollection-blog]

Most Important Gap Insurance Problem?

"Most Important Gap Insurance Problem?

The problem is my 2013 toyota corolla S car got vandalized back in 2012 on the street in nyc, I called toyota care and explained to them what happen and what they could do. They sent me a tow truck and the guy told me everything was going to be fixed. The problem is the car was not taken to the toyota dealership and I had to pay a 1,000 decidable when the car was repaired, I was never told about the gap insurance I had.When I traded in the car today the value was 8,000 but TOYOTA was selling for 18,000. My parents looked through the car they financed and we had gap insurance. What can I do please help me asap

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Whats a good price for a 17 year old car insurance ? Uk?

Whats a good price for a 17 year old car insurance ? Uk?

Can i sue my car insurance company.?

I have had an car accident and made a claim through my car insurance, however they have failed to compensate me for the accident and rather than compensating me they have cancelled my policy claiming that i had provided them with incorrect information, which were genuine minor mistakes on my part, however i did not find out about any of these indiscripancies until my accident as my insurance company had not initially provided me with documents showing all the information i had provided to them to make sure everything was correct, they only provided me with the certificate. Since they didn't provide me with these details and a form to sign to say all the information is correct. Are they allowed to cancel my policy as i wouldve corrected this information if i had found out about it. And do i have any grounds to complain to the financial ombudman.""

Will my insurance company repo my totaled car if I'm still making payments?

April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates.""

Canceled car insurance?

The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice

""Car insurance sent me SR-1 form, What to do on SR-1?""

I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?""

Car accident with no insurance?

I hit a car in Alaska, no damage to the cars except a tiny tiny dent on the other car's back bumper that barely can be visible within 20 inches distance if a person keeps looking very good. I gave all my details to the other guy and I am legal in everything. he showed me an insurance on his phone that expired on May 2012. Because I did not pay attention, right now I just found out from the VIN # that the insurance is for a different car but in his name. So I am not sure if the car I hit was insured or not. Could I get him in trouble if he tries to abuse me later? For example if he tries to go to the hospital and cause me problems, or if he calls me wanting money, or having me fix his engines issues that I never caused, because that is what he said is going to do. If he gets insurance hours later, could that save him? or he still can be in trouble with the law?""

My car was taken to the compound on friday in the uk when the driver was found to have no insurance.....?

However i have got insurance and so when i go to the station to have the form stamped so i can go to the compound and collect my car back, The police tell me i have to produce my licence as well...problem is i cant find it.. so i go to dvla internet site and order form to get a new licence....But this can take 3 weeks to come back and unfortunately the car gets crushed in 2 weeks, But the law says i can continue driving even tho i havent got my licence card ...because i do have a licence but its been lost and im waiting on my new one coming.A Please dont answer if you are only speculating on what you think you know i havent got time to read brain dead answers from all you dick eds on here. Nor do i want your personal opinion on the situation as it is a Question.. put on a Question Board wanting an answer...Not a message board asking for your opinion so use the board as it should be used and stick to the rules...answer the question ...if you cant ...then dont waste my time and yours""

Buying life insurance for unemployed adult son?

I have a 24 year old unemployed son who works only temp jobs when they are available. I'd like to make sure he's covered if anything happens to him - what's the best route to take? I live in California, he lives in Ohio. Can I add him onto my job's insurance policy, or will I have to purchase it some other kind of way?""

Car insurances?

18yrs old just been quoted 1,300 for a 1100cc car K reg.Offered 300.00 plus 1.000.00 returnable deposit if he dont have any accidents, broker did not want to know but said on top of all that he has got to pay the first 350.00 if involved in a accident. How dear is that?ps past tests.""

Can someone explain heath insurance language to me?

Im trying to find heath insurance for my fiance and myself, but I do not understand insurance. Can someone explain it?""

How much would short term auto insurance normally cost in new york?

say i have a bmw 530i im single, 35 years old, male and all my driver's license records are clean how much would it cost to insure the car for only one day?""

""I'm turning 17 soon & looking for car insurance, anyone know ruffly how much it would be for a toyota celica?

I live in N.ireland

Do you think my dad is paying to much for insurance?

my dad is around 44 years old and he has never been in a car accident. He has gotten tickets from when he was 19 years old. He has California casualty and he has been with them for years, we live in oregon. He has a 2006 toyota tundra darrel waltrip edition 4.7l v8 valued around 20k. He told me he pays around 100 a month for full coverage. We have 2 cars on his insurance, toyota, and my eclipse. Iv never gotten any tickets(dont know if that would affect it). THE reason i ask this is because my bf's dad just got a 2006 mustang gt and they said they only pay 76$ a month. So im just curious, Do you think my dad is over paying?? THANKS""

Why the heck does car insurance make you pay more...?

when you call to file a claim? Like, why do they raise your rates when you call them to use their services that you're already paying for? Someone pryed the emblem off my friends car and he said if he claimed it on insurance his rates would raise just because he claims it. What's up with that?""

How much will auto insurance be?

I am going to be getting my permit in a month and i already have a car. its a 94 plymouth acclaim 4 cyl and i was wondering how much insurance will be, I will be joining my moms insurance she has farmers.""

Does having a medical marijuana card affect auto insurance?

can auto insurance companies raise your rates if you have a medical marijuana card

""What is the punishment for a second offence of driving without insurance ,within a one year period?""

What is the punishment for a second offence of driving without insurance ,within a one year period?""

Who gives the cheapest car insurance for a nissan skyline import?

Who gives the cheapest car insurance for a nissan skyline import?

Need Advise On Car Insurance?

On Friday Fed. 12th I bought Me a good Used car. I had to park on the side of the street cause my neighbors from downstairs had company and were in my spot. when I woke up on Saturday morning my car was wrecked in the front and the other vehicle no where in site well except for the trail of car fluids that led to his car three blocks away. the police came got his info and mine, towed his vehicle, advised me what I needed to do and left. I found out on my own that the insurance that the police had was false info. I was pissed. Well low and behold the owner of the car came to my house that same evening and was like my car was stolen and all this other bs. He gave me his correct insurance papers and said he would report it to claims. He never did I had to on Tuesday. His insurance knew nothing of the matter. I filed my claim with them and they said it would be 24 to 48 hours and they would get in contact with me. Nothing yet.. Im still waiting for them to call me. What should I do now???????????""

Estimated car insurance premium for a Camaro/Corvette?

I am looking to buy either a 2002 Camaro (5.7L V8) or a 2000 - 2002 Corvette (5.7L V8). I am wondering how much insurance will cost me. The detailed information and questions are as below: 1. Age: 34 2. Have been driving in the States for little less than 4 years. No accident at all. Only one speeding ticket about 3 years ago. (I had been driving for 10 years in Seoul, Korea with no accident at all, but it didn't count) 3. I used to drive a 2007 Toyota Tundra (5.7L V8), which I sold a few days ago. I paid about 450 dollars/6 months for full coverage. Questions: 1. How much would it cost me if I buy either one mentioned above? (even ballpark number would be appreciated) 2. Do year and purchasing price (or resale value) affect premium? For example, buying a 2008 brand new Corvette or a 2000 used Corvette makes a difference? 3. I know it would be higher to have a sports car, but do my age and driving record affect premium? If yes, how much do they affect?""

Anyone who knows about car Insurance please help?

Ok, long story short. I live in Canada, Ontario, the worst ******* place in the world to be when it comes to car insurance. I am classified as a high risk driver because of some petty thing I did, (got caught driving with my G1 license alone, when you need a passenger with at least 4 years experience) I want to know what my insurance would be now on a 1991 bmw e30 318is. I am 16 years old, my question is can I call a bunch of insurance companies and ask for quotes? I mean do I have to be at least 18 years of age to do this? Please inform me. I am pretty sure as long as I have my license beside me I can call insurance companies for quotes right? Also what do they ask? Just car Make, model, year, color, sedan or coupe, etc? What else? Sorry for sounding like a complete idiot, I am only 16 I do not know these things. Thank you very much""

What insurance do i need? i need help with life!?

ok, i just turned 18, and i want to move out of my house with my boyfriend, into an apartment we found. ( dont tell me how much of a bad idea that is, ive already heard it) so anyway, what insurance do i need to get? and explain it please. life insurance? health insurance? (i dont need car insurance) i need help, being all alone now in the big world""

How much will car insurance be?uk?

i am 16 andd saving for a car for when im 17. I hope to spend about 900 on the car. Can anyone tell me an aprox amount pleease :)

Most Important Gap Insurance Problem?

The problem is my 2013 toyota corolla S car got vandalized back in 2012 on the street in nyc, I called toyota care and explained to them what happen and what they could do. They sent me a tow truck and the guy told me everything was going to be fixed. The problem is the car was not taken to the toyota dealership and I had to pay a 1,000 decidable when the car was repaired, I was never told about the gap insurance I had.When I traded in the car today the value was 8,000 but TOYOTA was selling for 18,000. My parents looked through the car they financed and we had gap insurance. What can I do please help me asap

Classic car insurance?

I'm a young driver, no previous accidents, honor student, plan on driving something close to, if not exactly, a 1965 Type 2 Volkswagen Bus and can't find much information on insurance. I've queried my insurance agent, but I'm a bit impatient for results, haha, and also I'd like to see what other people with classic cars have done about this dilemma. :) Thanks for reading.""

How much is this car's insurance..?

Iam 22 male (Married) and have a squeeky clean driving record. I am in the market for a new car and here is a list of the cars I am considering. If you could tell me which one would have the lowest cost for insurance (Full Coverage) that would great! -2005 TL acura -2005 Mini Cooper S -2007 Civic 4 door Si Thanks.

I was in a car accident and didnt have car insurance..?

the other car is totaled... what do i do ?? can i get insuranse somewhere now who will cover a past wreck???

Question for uk drivers: How much does disqualification effect car insurance?

Was convicted 5 months ago for permitting use of a vehicle without third party insurance and driving with not in accordance with a licence . Got 4 month disqualification but managed to keep driving licence just need to re-apply for it back from d.v.l.a. Does being disqualified greatly effect insurance? will it affect insurance the same as say drink driving?

Computer experts: tips on how to insure the longevity of ones computer?

System Properties: Microsoft Windows XP Home Edition Version 2002 Service Pack 2 Dell Dimension DEO51 Intel(R) Celeron(R) CPU 2.53GHz 2.53 GHz. 768 MB of RAM AT&T Yahoo service provider - MODEM Speedstream 4100 My Comp. Tech told me he had tripled the memory; so the above specs. may not be accurate with regard to this. When not in use, I always put it on Stand By . Disk Fragmenter: when should I, and should not, utilize this? I'm 74 yrs. old, and had never even touched a computer til I retired; and have no formal education in computer operations. So please delineate your responses in layman's terms. Any recommendations so as to insure my computer's longevity would be greatly appreciated. Thank you, Alberich""

What are the types of automobile insurance in USA ?

I'm doing a research for my course , comparing this service in my country to which in the USA ...and more specifically about the private and commercial cars... a claim saying that USA's provisions are strictly applied ..i.e the son driving his father private car is not entitled to any compensation in case an accident is occurred .....because it's not the son car..(which at the same time is not going the same way here ...as long as the car is insured so anyone drive it is insured ..regardless of the owner of the car...and just there it is the debate point...what do you think about it ? so ,I'll appreciate if you could feed me with any thoughts any idea any information any links concerning that or even automobile insurance in general...""

I was driving without proof of insurance.?

The cop pulled me over for speeding but did not cite me on that charge. He just cited me a fix it ticket for not having proof of insurance in my car. I am insured and have a card to prove it. I am a minor in California. Will I have to go to court on my date or can I do it earlier? What will happen to my record? What will I have to go through? thanks

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?""

How much is motorcycle insurance?

im about to turn 18 and im planing to get a sport bike but i want to know how much the insurance will cost me

Need cheap car insurance in NY?

Hi I'm in need of low car insurance in NY. I'm 22 female car is a 98 dodge caravan. Please i tried all those random websites that shows you insurance. I need names of insurance please =]

Will a window Tint ticket effect my insurance rate? Also how much is a window tint ticket in California?

If i get a ticket for window tint will my insurance rate increase? Also how much are the window tint tickets? I am aware that some officers give you a fix it ticket but if they dont how much money is the ticket? I am located in California and just want to check this out before I get my windows tinted.

Life Insurance for my family?

I'm trying to figure out if it will be worth to get life insurance for my family? Now, when I say family I mean my parents and siblings. I'm only concern with getting something that's affordable like term insurance I didn't hear to many good things about whole insurance.""

Do you get your credit checked for car insurance quotes?

Do you get your credit checked for car insurance quotes?

How much does small business insurance cost on average yearly ?

my friend is doing a project for her college class and needs to know a rough estimate on the yearly cost of small business insurance. Her business, is a used furniture partnership with a few part time employees. It does not need to be exact but time is a factor so any quick answers would be very appreciated. Thanks in advance!""

Taking maternity leave in California - delivering baby in another state?

I live and work in California. My mother live is Florida. She is going to be a huge help with the newborn and I'd like to go to Florida as soon as I can get a maternity leave through my job and deliver my baby there. I'm not a Florida resident...I'll be there just to deliver my baby and until the baby can fly back to Cali. Will I have complications when i apply for the California maternity leave? - Although I still live and pay my taxes here?!

I'm interested in Working for Farmers Insurance?

I'm completely new to the insurance agency and would like to know the following: Average compensation structure to new sales agent? Average base pay for new agents (unexperienced)? Average compensation in commissions(unexperienced)? What should I expect my first Year? Is farmers insurance a good insurance company to work for? How to negotiate higher starting pay, What does management want to hear?""

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?""

How much would car insurance cost under these conditions?

-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.

Affordable dentists near killeen tx?

I have an abcessed tooth and I'm in alot of pain. I don't have insurance and just want to get it pulled. Need to find an affordable dentist who won't charge me an arm and a leg. Please help!

What are the minimum liability requirements for auto insurance in Texas?

What are the minimum liability requirements for auto insurance in Texas? I was notified by my insurance agent that there will be a new minimum liability coverage as of April, 1, 2008 here in Texas. Do any of ya'll know the answer to this? I found some info on the internet, but it only talks about the current minimum requirements, not the ones coming up. I also want to know this information so I can know what to expect and see where my insurance pricing/quote will be ranging. (I am a female, 18, and single). I also dont want to get ripped off :o) Any help will be highly appreciated. Thanks.""

Cheapest operating cost for motorcycle/moped/scooter?

What make and model will get you down the road the cheapest, but not necessarily the quickest? I am also asking that you factor in basic maintenance like oil changes, tires, etc along with insurance. Explain what you know.""

Registering a car without insurance--California?

with our old car we had we were able to register it back in jan without having insurance, they said we can still register but have to get insurance and provide proof within so many days. well we got into a bad accident with that car and we now have no car, or insurance and we are planning on buying a used car tomorrow from a friend, can we register it without having insurance right off the bat? just asking maybe laws have changed. i can not seem to find my answer on the dmv web site. thank you..im in california""

Does car insurance cover brakes?

i have full coverg on my bmw and it need front and back brakes and pads will my insurance cover this

Vehicle hit while parked will insurance rate go up????

I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????""

Best Car For Cheap Car Insurance?

I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?""

Most Important Gap Insurance Problem?

The problem is my 2013 toyota corolla S car got vandalized back in 2012 on the street in nyc, I called toyota care and explained to them what happen and what they could do. They sent me a tow truck and the guy told me everything was going to be fixed. The problem is the car was not taken to the toyota dealership and I had to pay a 1,000 decidable when the car was repaired, I was never told about the gap insurance I had.When I traded in the car today the value was 8,000 but TOYOTA was selling for 18,000. My parents looked through the car they financed and we had gap insurance. What can I do please help me asap

https://www.linkedin.com/pulse/health-insurance-quotes-online-maryland-luis-hughes/"

[am-molloy]

Mental Health: In Writing and Life

So, if you didn't already know, I've become much more active on my social media lately. I'm also working on this website to bring more awesome content (which will go live soon). And while I've been keeping people in the loop over on FaceBook, Instagram, and Twitter, I realized I haven't yet updated my blog with all the juicy info.  So as a quick update, my manuscript is with my editor (and I should get to see all those glorious edits sometime this week!) Yet what does one do while their main manuscript is in the hands of their editor? Start writing a novella to SOUTH! It will be called BRIDGE. I plan on writing a sequel to SOUTH, called MIRROR. And while I have the general idea of MIRROR in mind, it still needs a lot to have fleshed out before I can start writing it.

So, for the past few weeks I've been planning out and thought dumping the ideas for BRIDGE. I even started writing BRIDGE, and I gotta say, I'm super stoked about this novella. I also really love this new character I'm introducing, Kaci Miller. This novella will primarily focus on Minami and her new roommate, Kaci, shortly after the events of SOUTH. And yes, AJ will still be there. Although it will be a while before anyone can get to read this novella because SOUTH is still in the works. As a side note, all names, SOUTH, BRIDGE, and MIRROR, are symbolic as well as literal and they were chosen for a reason.  

Now that we got that quick update out of the way, I want to address something that is important to me, mental health. I cannot stress the importance of mental health enough. If your body is in need of rest, you rest until you feel rested.

I've been feeling very creative for a while now, getting back in the writing grove while juggling a full-time job and a busy social life. But said life had me so busy that I burned out to the point where was staring to feel unwell due to my lack of sleep. And no, nothing is wrong. I’m just literally just living life to the fullest and I keep forgetting my body doesn’t like too much excitement for extended periods of time.

My body was in dire need of a recharge and man I wasn't feeling so good last week. I overworked myself because I didn't want to miss a beat doing ALL the things in Korea. But I drained myself to the point where I was physically not well and mentally drained. I spent a lot of time recovering, mostly chilling and watching YouTube, and while I didn't get anything creative done, my mind rested and in turn, the creative juices came back.

Also important, once you start your road to recovery, take baby steps. Don't jump back in full force or you're going to be right back where you started. I wrote about 500 words Monday and 300 or so yesterday. And today I took the time to jot down plot ideas. Not as much as I usually do, but it felt good all the same and small doses is better than nothing at all and feeling like you got hit by a truck and left with a mentally dazed mind.

I must say, the mental break did me wonders. Now I'm back and feeling much better and my mind is not on auto pilot anymore. I can get back to writing and posting and stuff.

So yeah. Look after yourself. Even if you're living life to the fullest, remember to take a breather so it can all sink in. You'll enjoy life even more that way.

Take care!~