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Have you ever thought why companies make you work 9 to 5

You might have given a thought what is the reason behind the trend of working hours from 9 to 5. In the present day and age, the 9 to 5 workday is rapidly getting to be out of date, to a great extent because of innovation. The capacity to work from anyplace has its drawbacks—most strikingly, the ascent of the "workcation"— yet the real upside is that it empowers you do your work without being put in fluorescently lit desk area. This is certainly something to be thankful for, given that reviews have demonstrated that working outside the limits of an office space makes individuals more joyful and has some significant medical advantages. Studies have additionally demonstrated that individuals who are independently employed have a tendency to be more happy with their lives regardless of the majority of the nervousness of not having a set pay, for the most part on account of the adaptability of their calendars. If your job demands various interactions with other individuals, at that point keeping up a set timetable bodes well, as you have to set gatherings at a commonly advantageous hour. However, in case you're assessed overwhelmingly based on your results, how rapidly and skilfully you finish a work is more important than when you do it and whether it takes you eight hours or four. In those cases, a 9 to 5 plan doesn't generally bode well, and it for the most part just urges representatives to get lazy on their remainingwork, as there's no evident reward set up for completing something sooner.   So where did the old 9 to 5 workday even originate from? You might have thought about that. For what reason would it say it wasn't 7 to 3, or 10 to 6? Numerous individuals realize that the 9 to 5 workday was really presented by the Ford Motor Company, back to the 1920s, and ended up institutionalized by the Fair Labor Standards Act in 1938 as a method for attempting to check the misuse of assembly line labourers. In any case, very few individuals know the history behind why we act like it's coherent to pay individuals dependent on the measure of time they spend in the workplace as restricted the genuine measure of work they deliver. Actually, the idea of billable hours came to fruition during the 1950s with the end goal to support the compensations of legal counsellors or lawyers, whose payment was not par with those of doctors. In 1958, an ABA article contended that, in light of the fact that lawyers were paid fee for their services, they weren't getting enough cash in return for all the time they went through working with customers. The idea of billable hours emerged as a method for empowering legal counsellors to profit from consistently they spent working, and by the 1970s, the methodology had turned into the standard. Law offices rapidly started to understand that they could profit by making their representatives work longer hours. In 1958, attorneys were required to work around 1300 hours per year, which just meant around 27 hours of the week. Today, a considerable lot of the quantities are as high as 2200 hours per year, which means around 45 hours per week. Trends of different nations Different nations are trying different things with urging their employees to complete their work quicker with the end goal to have all the more available time. In July, a New Zealand firm took a stab at diminishing the work week of their representatives from 40 hours per week to 32, and found that the new calendar made their workers more beneficial and propelled. New york There are moves that states are making with the end goal to restrain this concerning pattern. Back in March, New York City presented a bill that would really make it unlawful for organizations to contact representatives outside of available time. "There's a considerable measure of New Yorkers out there that don't know when their work day starts or when their work day closes, since we're all so attached to our telephones," Rafel Espinal, the Brooklyn chamber part who presented the bill, told WCBS. "You can even now work, you can talk with your boss, yet this simply is stating that, when you have an inclination that you've hit your breaking point and you can't do it any longer, you're ready to separate and decompress for some time." "Directors said staff were more innovative, their participation was better, they were on time, and they didn't leave early or take long breaks," Jarrod Haar, a HR educator at Auckland University of Technology disclosed to The New York Times. "Their genuine activity execution didn't change while doing it more than four days rather than five.". Sweden Sweden has additionally been exploring different avenues regarding actualizing shorter work days with incredible outcomes. Also, an ongoing report found that while 40 percent of American grown-ups work 50 hours or progressively seven days, they for the most part just spend around 3 hours daily doing genuine work, driving analysts to reason that "cutting hours could enhance profitability in the US insofar as organizations can surrender the 8-hour mindset."  What we Conclude In case you are an employer, it's worth of reconsideration regardless of whether assessing your employee dependent on how much time they spend at their work areas is really advantageous to your organization's budgetary development. What's more, in case you're a representative, it could be worth talking about these certainties with your manager with the end goal to help your efficiency. What's more, for more logical research on how the cutting edge workday influences our emotional wellness, to find additionally surprising insider facts about carrying on with your best life. The approach that time-is-money rapidly losing its meaning in different works, or, in other words still live in a world in which how we assess a worker to a great extent on how much time they spend sitting at their work areas. The issue, obviously, is that in salaried positions, you're not really paid for the measure of time you spend working. So representatives feel compelled to remain late just to demonstrate their managers that they're focused on their occupations. Read the full article

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The history behind calling our parents “mom” and “dad”

When we grow up and learn speaking we end up speaking with these two words at first. The two words play a significant role in our entire life. Have you ever wondered from how long these words have been used.  May be, they have been in usage from centuries all around the world. The two words are almost universal and have the same significance for almost all the world. Usually the words sound similar when pronounced.   History of calling “mom” As per Carrie Gillon, fellow founder of Quick Brown Fox Consulting, who holds a Ph.D. in semantics and co-has etymology digital broadcast The Vocal Fries, the correct expression of "mother" is entirely later, in the excellent plan of things. Its main reported usage goes back to only 1867. Prior to that, we'd state "mom" (going back to 1844), or, on the off chance that you go considerably additionally back, "mamma" (which was first used during the 1570s). She further says. “Be that as it may, 'mother' or its identical returns quite a while (4500 B.C.E.), and its comparable returns quite a while (4500 B.C.E.), and it's questionable how far back 'father' goes (no less than 1500 B.C.E.)," Gillon clarifies that "mamma" is the thing that etymologists or linguistics call it as "reduplication" (or a multiplying) from Indo-European, an antecedent, or root, dialect for English, Greek, Sanskrit, and the sky is the limit from there. (It was basic tongue from around 4500 B.C.E. to around 2500 B.C.E.) That's the reason the normal starting points of "Mother" can be found in dialects, both antiquated and current, all through Europe, the Middle East, and past. For instance, the Greek word for mother is "mamme," while it's "mamma" in Latin. Persian, Russian, Lithuanian and French all say "mom" while the Welsh utilize "mam." Gillon recommends. “So, numerous non-Indo-European dialects have words that take after these "mama " words, from the Hindu "māṁ" to the Korean "mo," "So maybe it returns more remote than that," "However, not all dialects use this form, so it's not widespread. It would be wrong to call it completely universal.   History of calling Dad There is also a history attached to calling father as dad. While the principal known utilization of "dad" is around 1500 B.C.E., Gillon says it, similar to "mother," is likely significantly more seasoned. Once more, there are shapes in bunches of Indo-European dialects, for example, the Greek ("goodbye"), Sanskrit ("tatah"), Irish ("daid"), and Welsh ("smidgen"). "There might be different words for 'father' that I don't know in these dialects," Gillon accentuates. "Also, it's extremely hazy how all universal father is, or how far back it goes." These words are thought to develop out of the way that paying little heed to where they are on the planet, babies tend to make comparative chattering sounds as they talk—ordinarily utilizing milder consonants delivered by the lips, for example, B, P and M, making words like "baba," "dad" and "mom" run of the mill early "protowords." Linguist Roman Jakobson has expressed that children make the sounds for "mom" as a "slight nasal mumble" while breastfeeding, which may clarify why there is such likeness even among nations and societies with little else in like manner. Read the full article

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The New Hyundai Santro 2018 Variants

Hyundai Santro has been hitting the Indian roads successfully from a long time. Hyundai has something new to offer in the year 2018. The much anticipated Hyundai Santro has been launched in India at a beginning cost of Rs 3.90 lakhs. It is available in five variations – D-Lite, Era, Magna, Sportz and Asta. The 2018 Santro is fueled by a 1.1-liter, four-cylinder engine and can be had in petroleum/CNG and AMT choices. The motor comes mated to a five-speed manual transmission as standard with AMT choices in Magna and Sportz variations. Here underneath are the variation savvy include list - Santro D-Lite This is the base model of Hyundai’s Santo. D-light gets an unassuming arrangement of highlights as double tone beige and dark inside, one-litre container holder at the front and the back entryway, room light and champagne-gold inside shading trim. The base variation additionally gets an electric power controlling, remote open for fuel top and rear end. Other safety highlights are driver airbag and ABS with EBD is standard alongside with indicators for door open, gear shift, low fuel and driver side safety belt. The base variation additionally gets a 6.35cm progressed multi information show that demonstrates normal fuel utilization, double excursion meter, instantaneous fuel consumption, normal speed, distance to empty, service reminder and time elapsed. The base variation does not include the air conditioning system and is valued at Rs 3,89,900. Santro Era Era is the one variant higher, which is valued at Rs 4,24,900 also offers body coloured bumpers, front power windows and AC framework with back AC vents. The Era variation moreover offers an electrical plug notwithstanding every one of the highlights from the lower D-Lite variation.   Santro Magna This mid-level variation in the Santro product is available in Petrol and CNG choices. This variation can likewise be had with an AMT alternative and it also gets highlights like – central locking, day and night IRVM, chrome encompass on grille and body coloured entryway handles and ORVMs. Magna variation onwards, Hyundai has likewise incorporated the champagne gold shaded inside entryway handles, ticket holder and back power windows. Sporty black interior with Diana green shading embeds is only accessible with Diana green exterior colour choice from the Magna variation onwards. The parcel tray is restricted to the CNG variation, while the AMT alternative furthermore gets two-commotion coordinated sound with FM/AM, Bluetooth and USB network, guiding mounted controls, micro antennae, front speaker and iblue application. The Santro Magna variation is available at Rs 4,57,900 (petroleum manual), Rs 5,18,900 (AMT) and Rs 5,23,900 (CNG). Santro Sportz The Santro Sports is additionally accessible in AMT and CNG alternative. Apart from all of the highlights from the Magna variation, the Sportz furthermore offers front fog lights, rear defogger, keyless entry, R14 wheel covers and turn indicators on ORVMs. The Sportz model furthermore offers a 17.64cm touchscreen framework and cell phone availability with android auto, Apple CarPlay and MirrorLink. The AC framework gets the eco covering innovation while the ORVMs are electrically movable. The petroleum manual variant is priced at Rs 4,99,900, the AMT variant is accessible for Rs 5,46,900 and the CNG is accessible for 5,64,900. Santro asta The Asta is the top most model of Hyundai. The best spec Asta variation is constrained to a manual transmission with petrol engine. In any case, the Asta variation furthermore offers the park assist system which incorporates rear parking sensors and back camera with display. The variant also offers a passenger airbag alongside front safety belt pre-tensioner with load limiter, speed detecting door locks and impact sensing door open. The best Asta variation is accessible for Rs 5,45,900. Read the full article

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Bad news for foreign nationals applying for H1-B visa

The department of homeland security said that there will be news laws by January 2019 to benefit the US workers by the US citizenship and immigration services (UCIS). The year in 2018 had not many good surprises for H-1B visa laws for immigration, its looks like it is not going to be too difficult for the year 2019. The DHS explained that there will be new proposal to revise the “definition of speciality occupation”. Now only the most efficient professionals and workers will be allowed to settle for work. The new proposal not only will talk about the employment and a relationship between the employer and employee it will also talk of the payments of workers under H-1B visa to ensure that they are compensated properly. This proposal will affect many big tech giants and contract based    IT companies. The proposal will be under unified fall agenda of Donald Trump administration. Trump gave a statement and said that he want high skilled people to enter the US. On addressing a meeting he said “I am very tough at borders. We have been tough on borders. People have to come to US legally not illegally. I want them to come on merit.” When he was asked about his take on immigration, he said “What I want is people coming on merit. I want lot of companies to come in. We have lot of car companies after 35 years. We have companies like foxconn going to winsconsin with a very massive plant”. Between the proposals and trump’s statement, there had been a legal case against UCIS for issuing visa for less than 12 days. The UCIS has been making changes in the rules of its own, whereas according to law the minimum period for issuance of visa must be minimum 6 months unless it is requested by the applier to do so. It is to be noted that a 3 year visa can be extended for 6 years period, said by IT serve alliance, a non profit trade association. The association also explained that they issued visas for 12 days while others have issued visas for 28 and 54 days as per TOI report. There were also times when UCIS sent approval notices after the duration of visa expired. There had been similar instances of it in the past. Read the full article

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To delink Aadhar you need a fresh Aadhar proof, UIDAI

The department of telecommunication (Dot) and unique identification authority of India (UIDAI) said that customers who wish to delink their Aadhar from mobile phones will need a fresh identity proof and a new (KYC). They jointly passed a statement that it is completely untrue that all 500 million mobile connections would be deactivated soon. The Supreme Court of India said that mobile phones linked through Aadhar or issued through KYCs will not be deactivated in any case. There is no reason to panic or fear in the case. The SC passed a judgement that about the constitutional validity of Aadhar, it directed that unique identities cannot be used by private companies including telcos. The government also said that customers can also ask the mobile companies to delink their IDs from the mobile connections. The joint department said that if anyone wishes to change a old KYC with new KYC, he or she can do it by submitting a fresh KYC in that case. For that they can request the service provider for delinking their Aadhar, they can do it by submitting fresh OVDs. In any case mobile numbers will not be disconnected. UIDAI and DOT have devised a new way of issuing the SIM cards. Now, photographs will be captured with a latitude, longitude and time stamp. The SIM cards would be authenticated by a OTP, one time password. The photo of Ids such as Aadhar, voter Id will be captured. Mahesh Uppal, a telecom consultant and director at comfirst said telcos would surely love this move. In past, they have also benefitted from Aadhar based e-KYC. The process was fast, effective and efficient and was less exhausting then a paper based verification. The new form of verification must be acceptable to authorities apart from telcos as it is a matter of security, he added. Ranjan Mathews, director general of cellular operations of India said that they have recommended the alternative of Aadhar based KYC to the telecom. They are considering it and hopefully they will approve it in future. At the moment we are reverting to the manual process. The Aadhar based KYCs are most secure so if Dot approves it, it would be best. He further explained that the SC has asked the UIDAI and no the telcos to delete the authentication logs. The restriction is on UIDAI that it can’t keep authentication logs more than 6 months. Telephone, AUA’s/KUA’s companies are not required to delete the logs. AUAs and KUA’s are authentication user agencies that help to perform KYC for UIDAI platform. Mathews said that there is no need of delinking for en-masse, delinking will be done on users’ request. There was also the speculation on Aadhar based payments (AEPs), UIDAI cleared them in a statement. After SC barring the mobile companies to use Aadhar there was a uncertainty in AEPs, but the Sc upholding the verdict that it can use it for government subsidies, UIDAI has directed the banks to continue the facility. AEPs provide hassle free banking services which include micro ATMs using AEPs. Read the full article

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Credit card statement: understand and see how to avoid penalties

Credit card statement is sent to a credit card user at the end of the month via courier or via email. The statement sent in each billing cycle when there is activity or outstanding balance on the account. It is a monthly summary of a credit card’s billing cycle. In case of no activity in the account, no statement is generated. You might have looked your credit card many times but these are few essential things that you should not miss. Payment due date: Payment due date is specified over the top corner below the statement period. It tells about the date by when you should reimburse or repay the sum on your credit card. Any payment after this date will be liable to finance credit and late payment fees. Statement period: It is written on the top of the statement. Statement runs over one month cycle generally. For example, if your statement period starts on April twelfth, it will end on May thirteenth. If you need to know the number of interest free days, this period must be seen. For the most part, banks offer a premium free time of up to 55 days, if you start your statement period with no outstanding amount. In any case, it is fundamental for you to realize that the interest free period is computed from the beginning of the statement date and not from the date you make your buy through the credit card. For example, in the event that you make a purchase on April twelfth, you will have 55 interest free days until sixth June, yet in the event that you make a purchase on May first, you will have 37 interest free days. Minimum amount due: While it is fundamental to deposit your credit card bill by the due date, sometimes you can't do as such. In that case you should pay the minimum amount due. If you pay lesser than the minimum amount due, you have to pay the late payment fess along with finance charges. Financial charges Your statement additionally indicates financial charges for you. financial charges are payable at monthly percentage rate on all the transactions  when the client of the card does not pay the outstanding funds and all the cash advances till the sum is paid back. Rewards: Finally, your statement additionally records the prizes that you have earned over course of the period. This just applies to the credit card endowing program. The prizes section gives total points that are carried from previous statement and furthermore those earned in the present statement, alongside focuses disbursed, lapsed or redeemed. Read the full article

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Good news: Start ups hiring the top talents, but with caution

It is good news for top talents, Indian internet companies are now starting to employ senior innovation leaders after a long gap of about two years. But the recruitment procedure has turned out to be longer, given that the organizations are careful about the 2015 debacle, when most tech administrators from the Silicon Valley did not adjust with at Indian start up companies. Swiggy and Rivigo, quickly developing new businesses have driven the recruitment of senior innovation officials, spending huge cash to get experienced leaders in key roles. New companies are not indiscriminately looking at Silicon Valley for talent, but rather focusing to hire tech executives who have worked for some time in Indian internet companies. They will likely direct a more rigorous evaluation of whether the tech leaders will fit into the workplace of the new businesses, or, in other words from that of Silicon Valley organizations. This time, the compensation packages, as well, have been organized in other way, including more investment opportunities and less money to help maintenance shots, said officials. Deepak Singh Ahlawat, CEO Quarter, Purple, a tech authority enrolment firm said “New companies are understanding that tech will be a key differentiator for them throughout the following 5-10 years so there is much more seriousness and spotlight on enlisting the correct tech leader. He further said "Presently new companies are setting aside greater opportunity to enlist CTOs and product leaders and are prepared to give them more stock in the organization. By giving more stock you guarantee that the individual you're procuring has skin in the game," The restoration in  recruitment comes following two years of respite caused by a general slowdown in start up funding and wariness about recruiting costly hands.  "In 2015, there was a mismatch of expectations, vision and culture between tech leaders who were hired and start up CEOs. The new companies have gained from that misstep. Presently, CEOs are a basic piece of the employing procedure so there is a superior educated appraisal of whether there is a culture and vision fit between the tech leaders and CEOs they will work for. This will increase the chances that the hiring will work out," said Ahlawat. As seen in 2015, the then rising new companies, for example, Flipkart, Snapdeal, Zomato and Ola, had all spent enormous cash to hire executives from the Silicon Valley. Be that as it may, many, including Punit Soni and Peeyush Ranjan at Flipkart, and Tanmay Saksena at Zomato, did not keep going long. Anshuman Das, founder of pursuit consultancy Longhouse Consulting said “In 2014-15, senior administration recruitment was driven by massive capital infusions into a bunch of new businesses”."A great deal of talent was hired into senior administration jobs, however it didn't prompt anything much. Today, there has been union in each division and things are significantly more dealt with. So the attention is more on people who are capable and not on quantity," Das said. He included "Organizations are relaxing their tote strings a bit to pull in senior hires, however not in a reckless way, 'we will pay whatever' way. Senior administration likewise has genuine jobs to do now and their motivation in the organization is significantly stronger than it was previously," Read the full article

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Apple working on a foldable I phone?

Now the changes in mobile phone’s shapes and sizes are coming on another level. There have been reports in past about the mobile manufacturers regarding a breakthrough. The companies are working on foldable mobile phones. The phones will be made of different materials in order to provide flexibility. Samsung is also working on much awaited foldable device and it can debut in November, as per reports.  The Chinese company Huawaei will launch its foldable mobile in the same month. The iphone company (Apple) has already planned a foldable device and in that direction second patent has been released in order to make changes in the original foldable device. The second patent of Apple’s phone focuses more on flexible hinge and a housing which will be made up of a fabric, patently of Apple, this has been revealed by reports of Apple centric blog. As released by the reports, it states the description of second patent “        It is an electronic device that focuses on a flexible hinge, which will be coupled between first and second housing portions and where the flexible housing will be made of fabric” The iphone manufacturers received the first patent to make a foldable phone in the year 2016 from US patent and trademark office. It described a display that would open and close like a book, as per reports. The report stated that as smart phones are continuing to grow in sizes, like phablets, there will be a point where foldable phones will be introduced. In early September this year, South korea based Samsung has released a teaser of its foldable phone. It will function as a tablet along with its foldable and bendable display technology. The iphone users have to wait a little more to get the foldable phone. Read the full article

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Good news:  For Oct- Dec quarter General provident fund interest rate hiked to 8%

Government has given good news to its citizens by one more news of interest rate increment. After increasing the interest rates for National savings accounts (NSC) and Public Provident Fund (PPF) by 0.4%, it has now increased the General Provident Fund (GPF) rate to 8% that is increasing it by 0.4%. A Department of Economic Affairs' warning stated, "… amid the year 2018-2019, aggregations at the credit of supporters of the General Provident Fund and other comparative assets will convey enthusiasm at the rate of 8 percent with impact from October 1, 2018, to December 31, 2018." The interest rate for the July-September quarter of 2018-19 remained at 7.6 percent for the GPF. Note that the GPF accounts are meant only for government employees, it is not valid for private companies’ employees. It is to be noted that the new interest rate would be applicable for the provident fund employees of central government including railways and defence personnel. An administration representative needs to contribute a specific amount of their pay to the account and must be resident of India in order to become a member. The gatherings in the reserve are paid out to the administration representative at the season of superannuation or retirement.  At the time when any employee opens an account, he can give a chosen one (nominee) who will get the advantages from the account in case of record holder's death. This is how a GPF functions. With a feature called GPF advance, one can the interest free loan through GPF account. A person can pay back the loan in monthly instalments. A  GPF account helps the government employees in many ways and the hike in interest rate will definitely bring some relief to the employees. Read the full article

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Schemes of 8% interest rates of post office, IT benefits

Indian post office department is known for offering postal services in the country but it also carries out banking functions for the customers. It opens savings accounts and also provides small saving schemes for its customers. Indian government revises the interest rates in every quarter. In the quarter revision of rates of recent quarter, there are four schemes out of the nine saving schemes that have interest rate of 8%. These four schemes have additional benefits as they come with income tax benefits too. Let us look at these four schemes of Indian post office: (PPF): 15-Year Public Provident Fund PPF account, which has a maturity period of 15 years, goes under the EEE (excluded, absolved, absolved) status. This implies the investment amount, the interest income and the maturity proceeds are excluded from income tax, PPF deposits will get a interest rate of 8 percent for every annum, For the quarter finishing December. It is to be noted that PPF deposits can be made in one singular amount or in 12 portions. The minimum sum of investment in a PPF account is Rs 500. Just Rs 1,50,000 can be deposited in a financial year. Contributions made to PPF account comes under the deduction of Section 80 C of the Income Tax (I-T) Act, 1961.   (NSC):  National Savings Certificates National savings certificates will get an interest of 8 percent per annum for the October-December quarter. NSC are compounded annually and are payable after the maturity of five years. For instance, in the event that you buy certificate of Rs 100, the investment develops into Rs 146.93 following five years, Indian Postal department said. NSCs are also compounded annually. The amount can be reinvested as per the section 80 C of IT act. National saving certificates have a minimum value of Rs.100 but they do not have any maximum amount limit. Though the deposits made should be in the sum of 100 denominations. Senior Citizen Savings Scheme The Senior Citizen Savings Scheme is for senior citizens or individuals who take retirement at 55 years of age voluntarily. It has a maturity period of five years, as per India Post, on its site indiapost.gov.in. For the quarter finishing December 2018, the senior citizen savings scheme will offer an interest rate of 8.7 percent for each annum. It is to be noted that  interest  on senior citizen savings scheme is payable from the date of store of March 31/September 30/December 31 in the first instance and after that interest will be payable on March 31, June 30, September 30 and December 31. The greatest amount that can be deposited is Rs 15 lakh. Only a single deposit is permitted in the senior citizen savings scheme account in multiples of Rs 1,000. In the case where interest income surpasses Rs 10,000 for each annum, tax is deducted at source on interest. Sukanya Samriddhi Accounts Sukanya Samriddhi Accounts will offer an interest rate of 8.5 percent per annum in the December quarter.  Sukanya Samriddhi Accounts permit a minimum deposit of Rs 1,000 in a financial year. Sukanya Samriddhi Accounts, which are intended for the young  girls at present has the highest interest rates of  all other post office saving schemes.  The highest investment in the plan is limited to Rs 1,50,000 in a financial year. The consequent deposits should be made in denominations of Rs 100. Sukanya Samriddhi deposits can be made in a singular amount. The deposits made to the account , and further  the proceeds and maturity of sum are completely excluded from assessment under Section 80C of the I-T Act.  There is no restriction on the number of deposits either in a month or in a financial year. Read the full article

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Launch of Hyundai Xcent next gen: early 2020

Hyundai is the one of the leading players in automobile industry. It has some the famous cars that have taken the automobile market by storm. Hyundai Grand i10, Xcent, Eon, Creta are some of the famous ones. The Hyundai Xcent is a made for India sedan that goes well with the country’s specific four metre category of sedans and also category provides additional exercise duty benefits. The Hyundai Xcent’s second generation will have some more time to hit Indian roads. It will be launched around early 2020. The Hyundai manufacturers are working on the second generation compact sedan model of the automobile. Around this time the dzire rival will keep its length intact while there will be some change in its width. It is expected that Hyundai will work in the areas to comfort the rear seat passengers. It will give its attention to the cabin head with additional head-leg- shoulder room. The new Xcent will share its underpinnings with its twin sister the next gen Grand i10. The next gen grand i10 is undergoing the road tests in the country as per reports.   The new style of Xcent   The new Xcent will have a different style as compared to its sibling Grand i10. The new Xcent will look bigger as comparison. The rear doors will be long and other dimensional measurements will be of proper sedan. The features included will be Ac vents, USB charging socket and a sunroof. It has same engine as that of Grand i10 but it will have a smart AMT instead of torque converter unit. It will also be more comfortable for rear passengers. Read the full article

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Want to transfer money between mobile wallets? Now use UPI

Now it would be easier for you to transfer money between wallets. Users of portable wallets now will able to transfer money to exchange from one wallet then onto the next, with the Reserve Bank of India (RBI) discharging rules for the equivalent. The standards on interoperability of prepaid payment instruments (PPIs) don't force PPIs, for example, wallets to allow such exchanges; rather, these rules are for "partaking PPI guarantors, who want to adopt interoperability". The Reserve Bank of India (RBI) said that in situations where PPIs are issued as wallets, interoperability across PPIs will be empowered through Unified Payment Interface (UPI). Interoperability permits the compatibility between payment frameworks and once actualized, a client will have the capacity to transfer funds among wallets and furthermore from their wallets to bank accounts.   Where PPIs are issued as cards, the cards will be associated to the approved card networks. "PPI issuers working solely in particular fragments like meals, gifts and mass transport framework may likewise execute interoperability," it said. RBI additionally said card systems are permitted to on-board PPI issuers to join their system and non-bank PPI issuers are allowed to participate as members/associated members of approved card networks. PPI guarantors, RBI stated, will go about as payment system suppliers (PSP) in the UPI. The National Payments Corporation of India (NPCI) will issue handle to the PPI issuers in the wake of risk management consideration. "PPI holders will be on-boarded for UPI by their very own PPI issuers as it were. PPI issuers will just link their client wallets to the handle issued to them and PPI issuers as PSP will not on-board clients of any bank or some other PPI issuer," it said. The RBI said. "In the first stage, PPI issuers (both bank and non-bank substances) will make all KYC-agreeable PPIs issued as wallets interoperable among themselves through the UPI inside a half year from the date of issue of this direction,"."In further stages, interoperability will be empowered among wallets and bank accounts through UPI. Thus, interoperability for PPIs issued as cards will likewise be empowered in due course" said the mandate issued by RBI in October 2017. It has to be noted that UPI is a payment interface. It was launched by the National Payments Corporation of India in August 2016. It helps in exchange of funds between two bank accounts through a mobile platform. Read the full article

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Google pixel 3, Pixel 3 XL:  Screen call AI feature and more powerful camera, check price

Google announced Google Pixel 3 and Pixel 3 XL at #MadebyGoogle occasion held in New York. The new Pixel phones accompany better cameras, better presentation, and the new Android biological community. Quite a lot of the considerable number of features were earlier revealed by Google and were already in numerous reports and hands-on record, which additionally filled in as a fool to a video that Google demoed at the occasion. The most tempting component to have been launched at the occasion is the Screen Call highlight that will make a big appearance with the Pixel 3 and will steadily take off to the next Pixel gadgets. Google took the stage and announced the launch of new pixel 3, pixel slate and home hub. Google pixel has special new features like night shot and top shot features. The amazing features have challenged the Google pixel’s rivals in the market. Google pixel 3 specifications and price in India In India, Google pixel 3 will be available to you at price of Rs. 71,000. This price is for 64 GB variant, the price up to Rs.80,000 for a 128 GB phone. The Google Pixel 3 accompanies a 5.5-inch full-HD+ OLED edge-to-edge show with Always-On usefulness. It runs on Android 9 Pie that accompanies the Digital Wellbeing highlight to enable the clients to chop down the time they are snared on to the phone’s screen. It is fuelled by Qualcomm Snapdragon 845 processors with Adreno 630 GPU, matched with 4GB of RAM and two stockpiling setups - 64GB and 128GB. The capacity isn't expandable. Eye- catching features of new Google’s phones The cameras of Pixel 2 which had already been a class are also the feature of the Pixel 3 and Pixel 3 XL. There is a 12.2-megapixel primary camera with double pixel innovation. The camera is outfitted with OIS and EIS and has a f/1.8 opening. It has self-adjust and double pixel stage identification coordinated directly into its sensors. The fundamental camera can record up to 4K recordings at 30fps. On the front, the Pixel 3 and Pixel 3 XL bear a 8-megapixel wide-edge camera that can record up to 1080p recordings. Google has presented Top Shot component that basically enables the client to choose the best photograph from a group of photographs taken when the sensors zoomed into the subject. There is a similar another Night Shot component that streamlines a photograph taken in a dull situation to adjust the pixels with better lighting. Google Camera application currently comes incorporated with Google Lens so you can identify everything right front the camera application. The  another eye catcher component is the Screen Call highlight that will give the user a chance to enable Google’s  AI to talk to caller  without expecting user to lift the call up. Strangely, every one of the discussions among Google and the guest will be transcripted appropriate on the screen with the goal that you can choose whether to get the call or make additionally move by picking one of the alternatives accessible on the screen right now. This element will take off to all Pixel gadgets. Other Google launches Google also made other launches, the new Home Hub show speaker.  The Google Home Hub is basically a presentation speaker controlled by Google Assistant. It accompanies Ambient EQ to optimise the brightness as indicated by the room's light without irritating you with a more splendid display. The YouTube encounter on the Home Hub has been upgraded. The interface of YouTube recordings has been changed to suit the presentation and environment of Home Hub. YouTube Premium to be offered to the Home Hub clients at  free of cost  for the initial a half year. Another gadget launched by Google at the occasion is the Pixel Slate, Google’s new tablet to equal the Apple iPad and Microsoft Surface tablets. Powered by ChromeOS, the Pixel Slate will convey a quicker affair to the Chrome clients, Google’s  Tond Wuellner said at the occasion. The Google Pixel Slate accompanies a 296ppi showcase. Google is packaging YouTube TV membership with the Pixel Slate. There are two 8-megapixel cameras on the Pixel Slate one on each side. The cameras are stacked with AI and offer better photographs to the clients. The Pixel Slate runs Chrome OS gives a work area experience to the clients. Google Pixel Slate costs $599 for the base variation and will be accessible in US, Canada, and the UK. The Pixel Slate Pen is evaluated at $99 while the Pixel Keyboard will retail at $199. All the three things will be accessible "not long from now". Read the full article

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Maharashtra: Now order liquor online and get it home delivered

Maharashtra government has given a reason to cheer for liquor lovers. The general population living in Maharashtra would now be able to arrange alcohol on the web and have it delivered to their doorstep. Keeping in mind the desire to control the instances of inebriated driving, the Maharashtra government has chosen to permit the online deal and home conveyance of alcohol in the state. In any case, it's not yet clear when the choice would become effective. "We need to check the cases of drunken driving. Permitting home delivery of alcohol will help in this," Excise Minister Chandrashekhar Bawankule told PTI on Sunday. Expanding the revenue was a main goal behind the choice, a senior authority in the extract division told PTI on the state of obscurity.  Online based business organizations were relied upon to enter this segment, the authority included. Because of the Supreme Court's structure, the legislature is losing sizable exercise tax because of conclusion of around 3,000 alcohol outlets situated close to the highways, he said. In 2017-18, from, exercise duty Rs 15,343 crore added to the state's treasury. Likewise, the decrease in costs of petroleum and diesel not long ago has caused some strain on the state's treasury, he included.  He additionally said that the online deal and home conveyance of alcohol is relied upon to produce more revenue. Many Maharashtra citizens are happy with the new change. Ordering of liquor at home has come at ease to many but still there are some speculations about the proper implementation. Read the full article

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DL change: Uniform driving license in 2019

A recent data report shows that nearly 25% of Indians hold more than one license. Since the different States and union territories have their own driving license this has lead to a confusing and chaotic situation for the government and traffic police. The government has not yet made it mandatory to link Aadhar, it has come up with a solution. The solution is the uniform driving licenses which is valid for States as well as UTs as per TOI report. The uniform driving license will not be just for new and learners driving license but it will also be mandatory for renewed driving license too. New vehicle registration certificates will also be modified. Rcs will have a new change as according to BS- VI norms, RCs will have to possess the chasis number and vehicle emission as per BS IV/ BS VI. So by July 2019, all the new driving licenses across the country will be having the same format and same security features. Now DLs would be smarter, there will be a micro chip which would look like a sim card and QR codes. The driving licenses will have a near field communication feature just like a feature that is used in a metro card that helps tracking the details easily. There will also be a description of blood group and organ donor declaration. The DLs will have the state and country emblem along with the information of issuing authority. The ministry of road transport and highways have been working over the problem of driving licenses redundancy. Morth head Nitin Gadkari confirmed that department have been working on a database that will solve the issue of data redundancy. There will also be stern measures against the people holding more than one license. The steps of single person acquiring the same license have been taken by adding the Aadhar details in mparivahan App and by Digilocker. As per a report released by Ministry of Road Transport and Highways, around 32,000 licenses are issued everyday in India. About 43,000 vehicles are registered daily. The Government of India has already started working on the issue and will roll out the plan soon by July 2019. The cost that will relate to the issuance of these new DLs will not be more than Rs. 20. The government step is indeed a welcoming one as it will turn down some hassles faced by government as well as people. Read the full article

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Now, Get a notice before IT adjust your tax refund against outstanding demand

If you are in those tax payers who have not got any notice of tax demand then do not worry because now your refund can not be adjusted with outstanding demand without a prior notice. According to the income tax act, a valid notice has to be given to the taxpayer before making any adjustments against the demand. A notice has to be served within the certain time framework under the specified sections of the income tax. The income tax law: The income tax law states that a refund due to any person may, in return of the payment can be set off against the outstanding demand. But this has to be done after a certain prescribed procedure which includes a written notice to the taxpayer of the action that has to be proposed. Vikas Vasal, National Leader Tax ,Grant Thornton India LLP said "In the instant case, the High Court has put aside the tax refund against the tax demand  and educated the assessment experts to streamline their interior procedure. While charge accumulations are the focal point of the income specialists, it ought to be guaranteed that citizens are given an equitable and reasonable chance to display their viewpoint. Further, the undertaking ought to be to eliminate pointless debate and prosecution particularly on the procedural issues," According to the income tax law, actually, it is the obligation of each IT officer to guarantee that alongside the serving of notice, all the procedural prerequisites are consented to. "A proof of service of demand is essential before making any adjustment against any refund due to the citizen against the outstanding demand. Further, with the progression of innovation now it is simple enough for the IT officers to give a proof of service and furthermore conform to different prerequisites of law," advises Soni. High court Ruling Outstanding tax demands were controlled by I-T Officials for A.Y 1995-96, 2003-2004, 2009-10 and 2012-13 for a citizen in a recent case,. The I-T Officer at that point balanced the tax refund because of that taxpayer against the tax demands. In any case, according to the taxpayer, he didn't get any request relating to such requests. He, consequently, said that the modification done against his tax was invalid. The case went to the Bombay High Court where it was seen that without first guaranteeing that a legitimate notice of interest was served on the citizen, the I-T officer adjusted the refund. In this way, the court guided the I-T office to give the refund with applicable interest. Additionally, Rs 1.5 lakh will be recovered from the Income tax officer. Further, disciplinary move would likewise be made against the officer according to the guidelines of the HC," says CA Abhishek Soni, Founder, tax2win.in. The Court said that it is available to mediate on inquiries of law and not to settle the routine issues of organization. In like manner, such sort of mistakes made by the I-T officers would not be considered lightly as form the part of prosecution and at last the court's legal time is wasted. Now, this way, without serving a legitimate notice of interest, the I-T authorities can't adjust refund amount against the outstanding demand. On the off chance that they do as such, at that point an expense would be forced upon them. As indicated by expense specialists, this is a very welcoming move of the High Court where the interest of the fair citizen has been maintained. Read the full article

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5 signs that tell you that your marriage is on the verge of getting over

Taking divorce has never ever been plain sailing. It takes lot of your mental stress, complicated situations and chaotic scenario in one’s life. Those who have been divorced in past are well versed in dealing with this difficult situation. It breaks heart, homes and families and create uneasy situation.  But it is better to pass the phase badly then to lead an unhappy life throughout your life. There are people who still think over whether it was a right decision to get a divorce. So, we are here with some advice from psychosexual and relationship therapist Christine Rafe of good vibes clinic to help you decide whether your marriage life is facing the ending time of your relationship. Go through the 5 signs that show that marriage is doomed. You do not share a friendship bond now Friendship is very important when it comes to any relationship. It is the first step of your relationship and ultimate decider of your successful marriage. Friendship might not fully work to keep the marriage Intact because other factors like physical intimacy also strengthen your bond with partner. According to Christine “the diminished friendship is first notice through lack of physical and sexual intimacy and can be mistaken for desire of each other.” She further added saying “the reality that people do not feel desire to be vulnerable or intimate with the person who is unkind or unfair to them “ Your arguments have become frequent Arguing on petty matters takes away life from any relationship. There are some common problems on which arguments are done like finance, children, parenting and so on. Relationships are meant for working together for a problem to find a solution. Approaching or dealing with any issue like “I know best” will surely take you in a problem. Research completed by Julie Gottman and Dr. John shows that about 70% of arguments in a marriage are perpetual problems that have less chance to be solved. You chose to be anywhere else If you kind of ignore your partner and choses to be working late night then to stay with your partner then it is a sign of a relationship breakdown. In a marriage it is important to take time for yourself but to find excuses to not spend time with your partner is not a good sign it clearly shows that you do not value your partner now. You both want different things We all know that opposite attract but it is also the fact that basic goals and values should match otherwise it becomes a concern. It is important to understand your partner’s relationship goals and value for the future since it tells about your bond in future. Some compromise is easy in marriage but you should not compromise with fundamental values. Unfaithful behavior of your partner Having an affair does not always result in the end of marriage. It indicates that some issues are serious within your marriage. Though it is a popular belief but affairs are not always the outcome of sexless marriage. All the above problems like lack of friendship, communication can be the reason. A recent research of Neuroscience has identified that it is the basic need to connect with people same as we need basic necessity of food. A lack of basic communication can make your relationship doomed. These were the 5 signs that may help you in determining whether your relationship is moving towards infidelity or not. Do not forget that talking to your partner, taking their advice in profession can help to deal with the relationship breakdown. Read the full article