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Spinoffs: Space Station Innovations in Your Cart (and Heart!)

You might think NASA technology is just spaceships and telescopes, but did you know the camera in your cell phone is, too? It’s one of many NASA innovations now found everywhere on Earth.

The International Space Station has had crew living on it for 25 years straight. In that time, the space station has enabled a tremendous amount of research, helping NASA and scientists better understand long-term living in space – but it’s not just knowledge coming back down to Earth! Technologies developed for the space station and experiments conducted aboard the orbiting lab also benefit people on the planet below. Here are a few of these inventions, or spinoffs, you can find in your everyday life.

A Sunscreen That Blocks Radiation in Space – and on Your Face

After surviving for 18 months outside the International Space Station, an extremely hardy organism is now improving sunscreens and face cream products from a cosmetics company, which licensed use of the organism from NASA’s Jet Propulsion Laboratory.

Build Muscle With or Without Gravity

Muscles atrophy quickly in space, so when astronauts began long stays on the International Space Station, they needed some specialized exercise equipment. A resistance mechanism made of a coiled metal spring formed the basis of the first way for astronauts to “lift weights” in space. Soon after, that same design became the heart of compact home gym equipment.

Fresh Greens Every Day of the Year

The need to grow fresh food in space pushed NASA to develop indoor agriculture techniques. Thanks to the agency’s research, private companies are building on NASA’s vertical farm structure, plant-growth “recipes,” and environmental-control data to create indoor farms, resulting in higher crop yields and better-quality produce while conserving water and energy and eliminating the need for pesticides.

Cultivating Hearts and Knees in Space

Gravity is a significant obstacle to bioprinting cells and growing human tissue on Earth because heavier components settle to the bottoms of petri dishes. In the absence of gravity, each cell layer stays in place, which is how it’s possible to grow heart and knee tissue on the space station. The same principle also allows mixing of complex pharmaceuticals on orbit.

Storing Oodles of Energy

NASA chose nickel-hydrogen batteries to power the Hubble Space Telescope and the International Space Station because the technology is safe, reliable in extreme temperatures, and long-lived. NASA’s improvements brought down the cost of the technology, which is now used by large-scale utilities and renewable power plants that need to store energy generated by intermittent sources.

You can read about many more products sourced from the ISS on spinoff.nasa.gov.

Make sure to follow us on Tumblr for your regular dose of space!

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Hi friends, how are you? Follow me for trending meme updates. have a 100% chance to follow back. love you.

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bring him in front of camera

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What happens next?

She gets a different weapon as a treat

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Workers’ Comp Audit Mistakes:

No company owner desires to bear a workers’ compensation audit, however, they're a reality of life if you run a business and have workers. sadly, several audits don’t go swimmingly and generally, your nondepository financial institution could create mistakes. Missouri-based Workers’ Compensation Consultants, which help employers through the workers’ comp audit method, recently listed the ten most typical audit mistakes that insurance firms create.

The list highlights a common problem and how you can detect the mistakes to avoid being stuck with a massive audit bill. Insurance companies allow you to review the audit with your broker. If you notice that you have received an audit bill that is obviously overstated, you should contact us. Here are the things to look for when reviewing an audit by your insurance company:

Wrong class code – Misapplication of job classifications occurs in many workers’ comp audits. With hundreds of job classes to choose from, mistakes can happen. Talk to us and review your old policies to see if any of your class codes have changed.

X-Mod is changed – After your insurer finishes the audit, it will use the information to calculate your premium. When that happens, it has to include your X-Mod to get the right rate. But sometimes the insurer may use an incorrect X-Mod. Check carefully.

Subcontractors are counted – Sometimes insurers will include subcontractors as employees, which results in a new audit bill to account for the additional “employees.” But if they are genuine subcontractors, they should not be counted. Often, uninsured contractors will be included as employees. Make sure to use insured contractors only.

Disappearing credits – Most policies will have some sort of premium credits or other modifiers. Sometimes during audits, the insurer will remove them when recalculating the premium they think you owe. Watch out for missing credits and other modifiers if you get an audit bill, like:

Premium discount

Schedule credits

Deductible credits

State-specific credits

Audit worksheets missing – If the auditor fails to provide you with audit worksheets, which are used to compile your payroll and other audit information, you should ask to check their work. They will provide you with the information you need to carry out such a check.

Your rates changed – The rates you are charged at the beginning of your policy period must remain the same for the entire policy period. If your base rates have changed, the insurer may have made a mistake.

Separation of payroll – Depending on your industry, you may or may not be able to split your employees’ payroll between job classifications (like cabinet installers and sheetrock hangers). This is a pinch point when errors can occur. If the auditor says you are not allowed to split job classifications even though you have in the past, your audit may be in error.

Unexpected large premium due – If you get a significant bill for your insurance company after your audit, the auditor may have made mistakes, particularly if you know that your employment has remained relatively stable and you’ve had no significant claims if any. If it seems out of whack, call us.

Payroll data doesn’t match – If there is a discrepancy between your payroll data and what you see on the audit, a mistake may have been made. Try to match the payroll on the audit with that generated from your accountant. If the insurer made a mistake, you could end up paying for phantom payroll numbers.

No physical audit – There are three types of audits:

Mail audit

Phone audit, and

Physical audit

The mail and phone audits are prone to errors since neither you nor your staff likely has any experience in premium auditing. If you have a big bill after a mail or phone audit, mistakes could have been made.

J&L Risk Management  Worker’s Compensation Specialists for the States of recent York, New Jersey, and Connecticut – problems we tend to address: 1) Lowering evaluation – we've specialty programs that may prevent up to 40%; 2) Finding a replacement company; 3) Being canceled or non renewed; 4) Audit disputes; 5) Company making fictitious payroll at audit time; 6) Lowering high expertise modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;   9) obtaining coverage once you’ve been while not for a number of months; 10) Covering multiple states underneath one policy; 11) Eliminating 100% service or policy fees; 12) Timely issuing of certificates; 13) continuously having the ability to urge somebody on the phone or by email once you have to be compelled to.

Special Contractor Insurance Programs (NY, NJ, CT) – we have a tendency to we've got fifty insurance firms to promote your general liability, umbrella liability, business automobile, employee compensation, bid & performance bonds, and cluster health coverages. we have a tendency to facilitate contractors came upon correct risk transfer mechanisms.  If you’re a contractor we provide intensive data concerning insurance markets, coverages, risk transfer mechanisms, contractor screening, ways that to lower your insurance prices that lower them.

New Jersey and Connecticut Contractors: I have a ferociously competitively priced (savings up to 50%)  General Liability, Umbrella Liability, Business machine, staff Compensation program. wish to lower these costs?  Get a quote today!

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How To Avoid A Workers Compensation Audit

The payroll process is one in every of the foremost sophisticated back-office functions. The result relies on many variables, as well as actual hours worked worker classification, and whether or not hours worked ought to be thought of as overtime. There's conjointly the crucial matter of withholding taxes and different exclusions and forwarding the applicable amounts, as well as leader portion, to state or federal agencies in an exceedingly timely manner.

Workers’ Compensation Insurance in Wisconsin

Most Wisconsin employers area unit needed to hold workers’ compensation insurance beginning with those who have a minimum of 3 full or part-time workers or workers' whose gross payroll for a calendar quarter exceeded $500. There area unit a minimum of 350 corporations licensed by the state to write down workers’ compensation audit policies during this space.

Premium rates vary looking at job classification and trade. The Commissioner of Insurance oversees the Wisconsin Compensation Rating Bureau, the agency tasked with process premium rates for every job category.

Workers’ compensation audit

insurance differs from alternative insurance policies on one crucial aspect: It's an auditable policy. Typically, the premium relies on an estimate of actual payroll at the tip of the policy year. A business that projected a $100,000 payroll however ends the year with a gross payroll of $125,000 can receive a premium audit bill applicable to the additional $25,000.

Complicating the matter additional, extra premiums rely on factors contributory to the payroll superannuated. Will increase in the range of workers, overtime pay, and staff at a better pay scale can have an effect on the extra premium due at the tip of the policy.

Avoiding a Workers’ Compensation Audit

A pay-as-you-go system of managing workers’ compensation premiums relieves workers of the year-end audit method associated eliminates the likelihood of an un-budgeted premium payment whereas guaranteeing most income.

Under this method of process, the premium is calculated supported this payroll, and therefore the quantity is straight away forwarded to the carrier via automatic deposit. This program eliminates giant direct payments, finance charges, and year-end lump-sum payments that usually happens with the best-guess approach to scheming workers’ compensation premiums.

Facilitating Pay-as-you-go Programs

Companies who are already outsourcing payroll services to a 3rd party ought to check out workers’ compensation pay-as-you-go programs. Eliminating the idea in premium calculations can minimize the requirement for quarterly or year-end audits. It'll optimize income management whereas making certain that the business conforms with workers’ compensation necessities pretty much as good company voters ought to.

We facilitate our shoppers with all of their payrolls wants. Contact Integrated Payroll, situated close to Brookfield Wisconsin, to assist you thru the maze of this necessary topic.

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Experience James has over 27 years of enjoy in coverage claims and underwriting, specializing in Workers’ Compensation.  He has adjusted, supervised, and controlled the management of Workers’ Compensation claims and underwriting in over forty five states. His expert enjoy consists of being the Director of Risk Management for the North Carolina School Boards Association.  He created a totally successful Workers’ Compensation Rehabilitation Unit for faculty employees in NC. Education James’s instructional background, which focused on pc technology, culminated in incomes a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM).  He is a Chartered Financial Consultant (ChFC) and a certified economic advisor. The NC Department of Insurance has licensed him as an coverage instructor. Awards LexisNexis has two times identified his weblog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been indexed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over seven years. He these days received the celebrated Baucom Shine Lifetime Achievement Award for his volunteer contributions to the place of chance control and safety.

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James based a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996.  J&L’s project is to lessen our clients’ Workers Compensation rates through the usage of time-examined techniques.  J&L’s claims, premium, reserve and E-Mod evaluations have stored coverage carriers, TPA’s, and different organizations over $6.eight million in earned rates during the last 3 years.  J&L has stored severa organizations from financial disaster proceedings.

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Introduction Of essential Cyber Risk Management.

For many agency groups, administering risk assessments is step one in constructing an effective cyber danger control device. The visibility received from those assessments offers perception that facilitates manual high-degree cybersafety selections, making them a precious asset for groups of all sizes. That said, the effectiveness of cyber risk opinions is closely reliant at the gear used to behavior them. 

Whether you're comparing 0.33-celebration or inner cyber risk, there are numerous gear that may be used to assist streamline the assessment method and enhance the accuracy of effects. This allows groups to proactively evaluate cyber risk through improving their cappotential to pick out and cope with essential community vulnerabilities

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The audit can be a dirty word. A lot of people associate it with a negative connotation due to horror stories we hear from friends, from our colleagues, and in the media. An insurance audit is merely a review of the policy and the premiums to assess if the risk assumed at the beginning of the policy is consistent with the hazard presented.

The purpose of a workers' compensation audit is to assess the chances of providing coverage for a corporation's workers, and consequently the risk of injury. Once the calculable risk and consequently the actual risk of the coverage doesn’t set, this might cause major changes to your payment. Following are some practices you can adopt in your business so you don’t end up with a hefty audit bill.

Make Sure You’re Periodically Reviewing and Reporting PayrollYou will either need to report payrolls to your

workers' compensation

carrier every time you run payroll or only at the end of your policy term, depending on how your policy has been structured. Your payroll is already rumored when you process paychecks if your employee compensation policy is integrated with a payroll company such as ADP.

In the event, your payroll isn’t consistent, or if you’re not up and running with a payroll company, be sure you’re reviewing your payroll at least once in 4 months to ensure that it is in line with the projections. This can be a big red flag that there will be corrections at audit if not.

Let's look at an example. A workers' compensation policy was purchased with a calculable salary of $100,000 for a twelve-month period, and a group premium is paid monthly. Your company is growing a lot, so you had to hire more employees. After six months you realize your payroll for the year will be nearer to $200,000, $100,000 above your starting estimate.

Since you’re creating a group payment based on the initial payroll estimate, there'll be an extra premium thanks to the carrier on the doubled payroll. In this way, the extra premium is added to each monthly payment instead of being considered a payment at the top of the policy amount.

When you hire a replacement worker, re-evaluate your business insurance and report changes in payroll to your staff compensation carrier. A replacement worker invariably suggests that a rise in your worker payroll totals. Keeping your insurance carrier up so far with the most recent annual payroll estimates can certify your finish of year totals area unit in line with estimates.

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What is vendor risk management?

Vendor risk management Most organizations collaborate with vendors to scale back prices or produce additional economical business operations. Once a corporation partners with a 3rd party, there’s usually an excellent deal of confidential knowledge that’s shared thereupon trafficker, and doubtless to external parties. For this reason, trafficker risk management could be an extremely vital security topic that corporations ought to account for in an exceeding security initiative.

Vendor risk management

is that the method of evaluating marketers before establishing a contract of the potential risks that a corporation faces once transferring data and/or permitting a vendor to store your organization’s sensitive data.If the in-person classifiable info (PII) of your customers is accessed through your seller network by hackers, it will cause legal, financial, and reputational risks for your organization. As such, organizations ought to get earlier than the danger and make a method that accounts for specific vendors with whom your firm works.

The strategy should outline:

What type of data you’re sharing with the vendor

How you are sharing that data

Who has access to this data

How that data will be stored

How that data will be destroyed

How frequently the auditing process takes place

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File Reserve analysis | work comp consultants

File reserve analysis

We can regularly overview and decrease relevant employees comp report reserves.  We have n location a a hit method to study and pinpoint documents that own immoderate reserving.  Reducing the ones report reserves will lessen an business enterprise’s  Mod or LDF.  The timing of those analyses could be very vital with inside the Workers Compensation coverage cycle.  

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Securing Networks with Cisco Firepower | 591Cert

Securing Networks with Cisco Firepower

Securing Networks with Cisco Firepower (SSNGFW) | 300-710 is one of the famous

professional certification courses

provided through CISCO and is predicted to end up the enterprise general certification over the following couple of years. In addition to making ready you for the examination, those SSNGFW examination education substances will sky-rocket your probabilities of passing. Don’t allow this possibility byskip you through, buy nowadays and begin making ready now. SSNGFW Certification Online Training Material Includes- – Real examination-like simulator. – 24 hours assist for any forms of blunders. – Digital SSNGFW examination prep substances, practical pattern questions. – Instructions and corrections from experts, must you discover any blunders in our education substances. SSNGFW Exam Prep Training Portal Features – On-call for get entry to to the substances – Logical content material organization – Chat functionality – Built-in exercise exams You should observe all of the contents of our education substances from our on-line education portal. Why Choose Us? – China’s #1 Online Training Materials provider. – Updated contents with all targets covered. – Verified Answers through problem remember experts. – Highest Pass fee amongst comparable vendors. – 24/7 patron assist. – Fast delivery. Who Should Use the Training Materials These SSNGFW on-line education substances are meant for everybody who desires to put together for this SSNGFW examination. For the ones seeking to get certified, please study the SSNGFW certification necessities observed at the SSNGFW Application Process page.

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How Cisco Impacted My Future Life

Seven years ago, I become invited to a party. Ordinarily a totally social man, I needed to decline. I become reading for the CCNA professional certificate courses, and my 6th re-watch of the identical episode of CBT nuggets (a web technical training) – mainly the only at the routing protocol, OSPF (Open Shortest Path First) – known as my call instead.

To say I become annoyed on that night time is an understatement – however if that identical man may want to see the fellow scripting this weblog submit from our awesome Sydney, Australia offices – well, he probably wouldn’t agree with you. There’s no manner that man could’ve believed that HE could sooner or later be journeying the world over with THE community organisation of his dreams – however, right here I am. My adventure to Cisco is an uncommon one, as I didn’t practice directly, however a 12 months ago, I awoke at 6am to over 50 texts from humans I hadn’t spoken to in years, all with this identical message: “Congratulations!”   Not having had my espresso yet, I had no concept what they have been speakme about – however as I opened one of the information articles I have been despatched – I noticed the headline: “Cisco intends to accumulate Michigan primarily based totally Unicorn Duo Security.” I become in shock. The organisation that actually began out my technical profession once I received my CCNA (Cisco) become now obtaining the pleasant organisation I had ever labored for (Duo Security).   It become a second I will bear in mind for the relaxation of my existence. I become excited to peer a number of the identical values and middle ideals that had made Duo such an outstanding area to paintings shared throughout the larger Cisco team.   Our assignment become nevertheless the identical, we now simply had a more imaginative and prescient, with a whole lot more attain and potential. This have become extra apparent, once I made my first journey to Australia to go to our Duo clients withinside the region. It become a big success, and due to that I become requested to provide a presentation on Duo at Cisco Live: Melbourne.   As a person who had constantly attended Cisco Live as an engineer to devour content material and learn – the possibility for me to make contributions my understanding and ardour with others on a scale as big as Cisco Live become outstanding.   With most of these awesome matters happening, you might imagine the exhilaration has worn off – however you’d be wrong. The length and scale of Cisco allowed me and Brian Biggs, my income rep (who's additionally one in every of my pleasant buddies and DJ partner) to take Duo global to the Australia region. When I become requested if I could be inclined to quickly discover to Australia to assist force our imaginative and prescient and help our clients, I become withinside the airport on the brink of board for a journey from Perth to Sydney.   Imagine the gate retailers searching over at this large man on his phone – actually dancing with exhilaration and happiness whilst looking to experiment his boarding pass – it need to were pretty a sight to behold! So right here I am today, a person that didn’t come from a whole lot however has been given the journey of an entire life way to Duo Security and Cisco.   Those past due nights, suffering to study, and devoting hours and hours of my existence to networking – paid off. And Cisco has been there from day one. To say that Cisco has had an effect on my existence could be an understatement.   Through Cisco I become given an possibility to higher my profession thru certifications. Through Cisco, they obtained the pleasant organisation I had ever labored for that led me to running for the number one World’s Best Workplace. And thru Cisco, I’ve been despatched to address the demanding situations of global expansion.   Cisco has time and again made big affects on my existence and the lives of such a lot of humans. I am venerated to put on my Cisco badge and can’t wait to peer what we accomplish next.