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emma-what-son · 8 years

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Cover Story: Emma Watson, Rebel Belle

From Vanity Fair Feb.2017: Since her years as Hermione ended, Emma Watson has fought to assert her own identity. Now that she has found her voice—most notably as a U.N. ambassador—she’s revamping a classic stereotype, the Disney princess, in Beauty and the Beast, the live-action musical coming out in March. Watson talks to Vanity Fair about her metamorphosis from child star to leading woman.

by Derek Blasberg

Photographs by Tim Walker

Styled by Jessica Diehl

Omg this is so LONG! I’m gonna take a Sam approach with this one and pepper comments all through the interview.

Emma Watson and I are standing on the 23rd Street platform of an uptown-bound E train in New York City and we’re littering. Literally. And literature-ly. The 26-year-old actress is scattering hardcover copies of Maya Angelou’s book Mom & Me & Mom throughout the station—tucking them between pipes, placing them on benches, atop the emergency call box—in hopes that New York commuters will pick them up and put down their smartphones. This display of civil disobedience was conceived by Books on the Underground, a London-based organization that plants books on public transportation for travelers to discover. “We’re being ninjas,” she says with a conspiratorial grin as she digs in a big black rucksack of books. “If there were anyone to be a ninja for, it’d be Maya Angelou.”

Watson is one of the most famous women in the world, the child star who skyrocketed to global fame at the age of 11 playing brainy Hermione Granger in the Harry Potter movies. Next month, she’s back on the big screen as Belle in Disney’s Beauty and the Beast, the big-budget live-action musical—she sings too!—which broke the record for most viewed new movie trailer. (That’s 127 million views in its first 24 hours, beating Fifty Shades Darker’s record.) But today she’s makeup-free, her hair shoved into a bun, and she’s wearing a nondescript dark wool coat over a baggy black sweater, completely blending in with New York’s distracted mass-transit masses.

“It’s good that we’re spreading a little bit of love,” she says. As she removes the last book, a train pulls into the station. She hops in, places it on a seat, hops out, and watches from the platform as the doors close and a young man inquisitively picks it up.

Yes and get some good publicity along the way. Don’t forget to mention this in my Vanity Fair interview Derek.

Aboveground, over coffee at a nearby café, Watson explains why she thinks reading is “sacred.” There’s the obvious, professional reason: Harry Potter was a literary sensation before becoming the blockbuster franchise that made her famous and a millionaire many times over. But books are also rooted in her deepest personal experiences. “Books gave me a way to connect with my father,” she says. “Some of my most precious and treasured moments . . .” She trails off and, unexpectedly for someone who is known for her composure, tears up. Her parents divorced when she was young. “I just remember him reading to me before bed and how he used to do all the different voices. I grew up on film sets, and books were my connection to the outside world. They were my connection to my friends back at school because if I was reading what they were reading we’d have something in common. Later in life, they became an escape, a means of empowerment, a friend I could rely on.”

All this would be nice if it didn’t reek of pretentiousness.

I first met Watson, Hollywood’s latest exception to the rule that all child stars inevitably flame out, during Paris Fashion Week more than a decade ago, when she was still a teenager and filming the fourth of the eight Harry Potter films. It was both a homecoming for the actress—she was born in Paris to British parents, both lawyers, and lived there until she was five—and a symbol of her maturity on-screen. She was there to attend her first-ever fashion show, at Chanel, which was a big deal considering that up until then she had shopped in the bridesmaid section at Harrods or borrowed dresses from her stepmother for movie premieres.

She was a shy teenager, but friendly, intelligent, and down to earth. Watson is described as much the same today: “She’s way more like a real person than a movie star,” according to Gloria Steinem, who became a friend when Watson reached out to discuss the changing face of feminist activism. (More on that later.) Hamilton creator Lin-Manuel Miranda, who met Watson backstage at a performance of the musical, sums it up: “She played this very smart, conscious, noble wizard—and then somehow we had the good fortune that she became a smart, conscious, noble woman.” (They did a video together—Miranda freestyling, Watson beatboxing—to raise awareness for International Women’s Day. It got more than six million views.)

Of course they asked Lin Manuel Miranda questions for this interview. He can’t really say anything about her personality, but you know... Hamilton.

Emma and I got to know each other, and I visited her on the sets of the last two Harry Potter films. But as the Potter train pulled into its last station, I noticed the clouds of melancholy forming over her fairy-tale life. “I’d walk down the red carpet and go into the bathroom,” she remembers of the last few premieres. “I had on so much makeup and these big, fluffy, full-on dresses. I’d put my hands on the sink and look at myself in the mirror and say, ‘Who is this?’ I didn’t connect with the person who was looking back at me, and that was a very unsettling feeling.”

I’m sure I remember her a few years after HP saying that she was still figuring out who she was and that in Oct 2011 she said in her Elle UK interview: "I'm going to go travelling – a sort of gap year, condensed into a few months. Don't think I'm going off to find myself, though. I already know who I am," she told Elle. And that was a few months after the last HP movie released.

What few people knew when she enrolled at Brown University in 2009 was that she had a desire to give up acting and walk away from Hollywood altogether. “I was finding this fame thing was getting to a point of no return,” she remembers. “I sensed if this was something I was ever going to step away from it was now or never.” She loved performance and telling stories, but she had to reckon with the consequences of “winning the lottery,” as she calls getting the part of Hermione, when she was nine years old and literally still losing baby teeth. As an adult, “it dawned on me that this is what you’re really signing up for.”

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So she’s saying that she wanted to stop acting, right? That was the decision she made when enrolling? And yet in 2009 (a few months before she eent to Brown):

Paste: And studying will mean that a film career is put on the back burner for a while?

Watson: Not entirely, no, there are end of term breaks where I could do something if someone asks me, and I liked the idea. It all depends, doesn’t it? Acting and studying are in no way mutually exclusive, are they? Going there will mean a bit of “normality” for a while. It certainly doesn’t mean that I will never act again, that’s not true. There’s been a lot of confusion in the media about that, and most of it is ill informed—I seem to have managed pretty well up to this point! And also don’t forget that I’m also very interested in fashion, and in modeling, which I enjoy. I enjoy photo shoots, because there it seems that the cameramen (or camerawomen) look at me very differently. X

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The question most people ask when a celebrity moans about being famous: If you hate the fanfare so much, why keep making movies? Watson asked herself that all the time. “I’ve been doing this since I was 10 or 11, and I’ve often thought, I’m so wrong for this job because I’m too serious; I’m a pain in the ass; I’m difficult; I don’t fit,” she says. “But as I’ve got older, I’ve realized, No! Taking on those battles, the smaller ones and the bigger ones, is who I am.”

Well at least she openly admitted that she’s difficult. Whether her fans take it that way or not.

She recently found the courage to say no to selfie-seekers. “For me, it’s the difference between being able to have a life and not. If someone takes a photograph of me and posts it, within two seconds they’ve created a marker of exactly where I am within 10 meters. They can see what I’m wearing and who I’m with. I just can’t give that tracking data.” Sometimes, she’ll decline a photo but offer up an autograph or even a chat—“I’ll say, ‘I will sit here and answer every single Harry Potter fandom question you have but I just can’t do a picture’ ”—and much of the time people don’t bother. “I have to carefully pick and choose my moment to interact,” she says. “When am I a celebrity sighting versus when am I going to make someone’s freakin’ week? Children I don’t say no to, for example.”

I’m sure she’ll regret saying that when fans will actually start asking HP questions.

I tell Watson I’ve watched other actors, like Reese Witherspoon, walk down the street and happily pose with fans—and suddenly it becomes clear that the fans of Sweet Home Alabama are different from Harry Potter fans. For mostly better and occasionally worse, the Potter books and films not only captured the imagination of millions of people but, for many of them, changed their lives. It’s something Watson is deeply aware of. “I have met fans that have my face tattooed on their body. I’ve met people who used the Harry Potter books to get through cancer. I don’t know how to explain it, but the Harry Potter phenomenon steps into a different zone. It crosses into obsession. A big part of me coming to terms with it was accepting that this is not your average circumstances.” (Since the first movie premiered, in 2001, when Watson was 11, there have been numerous incidents with stalkers.) “People will say to me, ‘Have you spoken to Jodie Foster or Natalie Portman? They would have great advice for you on how to grow up in the limelight.’ I’m not saying it was in any way easy on them, but with social media it’s a whole new world. They’ve both said technology has changed the game.” When she was at Brown, Watson went to a Harvard football game and The Harvard Voice, a student magazine, live-tweeted as its staff stalked her at the stadium. I remember at Watson’s 18th-birthday party in London, the photographers outside had a bounty on who could get a picture taken up her skirt. She’s not exaggerating her security concerns, either. She purchased her house sight unseen over a Skype call with a real-estate agent because it had a paparazzi-proof entrance. “Privacy for me is not an abstract idea,” she says.

The stalking thing is a serious subject and I sympathize, but do we really need a play by play about HP, Brown and her quitting acting in interviews every few years?

Watson has a boyfriend, though she adamantly, vehemently refuses to expound on him. (The Internet says he’s called Mack, he’s handsome, and he works in tech in Silicon Valley.) “I want to be consistent: I can’t talk about my boyfriend in an interview and then expect people not to take paparazzi pictures of me walking around outside my home. You can’t have it both ways.” She sits back and wonders if she should finish this thought, and eventually she does: “I’ve noticed, in Hollywood, who you’re dating gets tied up into your film promotion and becomes part of the performance and the circus. I would hate anyone that I were with to feel like they were in any way part of a show or an act.”

Don’t get me started on the PR pics when she first started dating Matt.

Back in college, Watson was like most 20-year-olds, struggling to carve out her own identity, only she did it in front of a rabid fan base and a never-ending celebrity-news cycle. She made international headlines when she chopped Hermione’s long locks into a closely shorn pixie. We don’t need Sigmund Freud to read into the symbolism of that haircut, and to this day Watson declares, “It’s the sexiest I’ve ever felt.”

Ah the haircut talk makes a comeback. I didn’t think it was possible, but they managed it.

She got into yoga and meditation; being the Type A person she is, though, she wasn’t content just doing it. “Typical Emma,” says Harry Potter producer David Heyman, who has remained a close friend. “She had to become a certified meditation teacher.”

Watson shied away from doing additional big-budget studio films and instead focused on smaller movies, like Stephen Chbosky’s The Perks of Being a Wallflower (2012), and sought out auteur directors, like Sofia Coppola with The Bling Ring (2013) and Darren Aronofsky with Noah (2014). She turned down big offers: from lucrative cosmetics deals to critically acclaimed scripts. (Emma Stone’s role in La La Land was reportedly developed for Watson.) “There have been hard moments in my career when I’ve had an agent or a movie producer say, ‘You are making a big mistake,’ ” Watson says. “But what’s the point of achieving great success if you feel like you’re losing your freakin’ mind? I’ve had to say, ‘Guys, I need to go back to school,’ or ‘I just need to go home and hang out with my cats.’ People have looked at me and been like, ‘Is she insane?’ But, actually, it’s the opposite of insane.”

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Really? REALLY? The role was made for Watson? REALLY?

Damien Chazelle: When I was first writing it back in 2011, I guess Ryan and Emma (Stone) were these pie in the sky ideas that I actually had for the casting, but it just didn’t seem like it would ever happen. And years passed where we were trying to get the movie off the ground with no success. And during those years there were actually many casting permutations, it was Miles and Emma Watson for a moment. It was other people in other moments, and what wound up happening was the movie kept falling apart. X

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What ultimately helped clarify her purpose was—you guessed it—reading. Last January, Watson started Our Shared Shelf, her bi-monthly online book club. She used Twitter (more than 23 million followers) to crowd-source the name, and chose Gloria Steinem’s book My Life on the Road as her first selection. All About Love: New Visions, by Bell Hooks, was Watson’s March 2016 book-club selection. Watson traveled to Berea, Kentucky, near the Appalachian Mountains, to meet Hooks, and the two quickly struck up a friendship based on, in the words of the writer, “the belief in the primacy of a spiritual foundation for life.”

“In so many ways she’s not like we think of movie stars,” Hooks told me. “She’s [part of] a very different, new breed who are interested in being whole and having a holistic life, as opposed to being identified with just wealth and fame.” In early 2014, U.N. Women, the United Nations’ department of gender equality, contacted Watson about becoming an ambassador. Everything clicked: she could focus the prying eyes of the world onto causes that she was passionate about, namely a new initiative called HeForShe, which aims to get men to co-sign on feminist issues. I was in the audience at the General Assembly on September 20, 2014, when Watson, elegantly and discreetly wrapped in a simple silver-gray Dior coatdress, stepped onto the podium and spoke passionately about women’s rights for a little more than 10 minutes. Her battle cry ended with: “I am inviting you to step forward, to be seen, and to ask yourself, If not me, who? If not now, when?”

Which was first said by Rabbi Hillel the Elder. Aren’t we giving credit anymore?

“I used to be scared of words like ‘feminism,’ ‘patriarchy,’ ‘imperialist.’ But I’m not anymore,” Watson says. “It was not typical for U.N. Women to have a celebrity give a keynote address,” says Phumzile Mlambo-Ngcuka, the executive director of U.N. Women. “We needed a new messenger to break new ground for us. We didn’t want to just speak to the converted.” Watson blushed at the standing ovation and beamed as then secretary-general Ban Ki-moon became the first person to officially sign on to HeForShe. The U.N. Women Web site crashed in the aftermath of the media blitz that followed—“A good problem to have!,” Mlambo-Ngcuka says—and her speech made headline news around the world, from CNN to fashion blogs. Men like Hugh Jackman, Jared Leto, Harry Styles, Russell Crowe, and Eddie Redmayne aligned themselves with HeForShe. Feminists worldwide heralded their newest spokesperson: “For a time, there was a conversation about whether ‘feminism’ was a good thing or a bad thing,” Mlambo-Ngcuka says. Watson’s speech “gave us the word back.”

The first time Watson saw the final cut of Beauty and the Beast she took along her mother, Jacqueline, and Gloria Steinem to a screening in London. She wanted her mother’s approval, but she needed Steinem’s. “I couldn’t care less if I won an Oscar or not if the movie didn’t say something that I felt was important for people to hear,” Watson says.

Who is she fooling?

Specifically, she must have wanted assurance that her portrayal of a Disney princess, in the Bill Condon-directed film, didn’t conflict with the ideals of a feminist, and who better than Steinem to give that stamp of approval? She got it.

“It was fascinating that her activism could be so well mirrored by the film,” Steinem says, noting that Belle uses—you guessed it, again—reading as a way to expand her world. “It’s this love of literature that first bonds the Beauty to the Beast, and also what develops the entire story.”

This is a new Belle, much of it by Watson’s design. “I was like, ‘The first shot of the movie cannot be Belle walking out of this quiet little town carrying a basket with a white napkin in it,’ ” she says. “ ‘We need to rev things up!’

Why not? Why can’t she carry a basket? I don’t get it!

” In the original Disney movie, Belle is an assistant to her inventor father, but here she’s a creator in her own right, developing a “modern washing machine that allows her to sit and read.” Watson worked with costume designer Jacqueline Durran to incorporate pockets in her costume that are “kind of like a tool belt.” Another thing: in the animated version, Belle is on and off horses yet wearing a long dress and silk slippers, which didn’t sit well with Watson. Bloomers were created and Belle’s first pair of riding boots. “The original sketches had her in her ballet shoes,” Watson says, “which are lovely—don’t get me wrong—but she’s not going to be able to do anything terribly useful in ballet shoes in the middle of a French provincial village.”

The original Belle may have been an assistant inventor, but Emma was an assistant costume designer for this movie it seems.

Maturing from Hermione to Belle is a true coming-of-age story for her. “When I finished the film, it kind of felt like I had made that transition into being a woman on-screen,” she says. Belle is “absolutely a Disney princess, but she’s not a passive character—she’s in charge of her own destiny.” What’s more intriguing, however, is how Watson observed a similarly strict code in her real life, too, from what parts she plays to what she reads in bed at night and what clothes she puts on in the morning.

“Emma has an incredible sense of integrity,” says Livia Firth, the founder of Eco-Age, a sustainable-fashion consulting firm. “You can’t marry activism and then do something in your life that is not in agreement.” Firth praises Watson’s choice of dress for last year’s Met Gala: it was designed by Calvin Klein and made almost entirely from recycled plastic bottles. For her Beauty and the Beast press tour, Watson created a PowerPoint presentation that her stylist sent fashion designers. It included a questionnaire about how their garments are produced, what their impact is on the environment, and the moral reason why she should wear one on the red carpet.

Wow.

As Steinem honors Watson’s high moral standards and relentless activism, I ask her if there’s a risk of becoming, well, annoying to the general public. Is she too much of an ethical Goody Two-Shoes? After all, what other starlet assigns fashion designers homework before she wears their clothes? Steinem is not amused. “Let me ask you something: If you did a story on a young male actor who was very private and involved in activism, would you think he was too severe or serious? Why do women always have to be listeners? Emma is interested in the world, she is caring, and though she is active she is also joyous and informed.” At this point I’m backpedaling—“I think she’s wonderful!”—but Steinem still digs in. “It’s possible to be both serious and fun, you know. That response is why men will ask a woman, ‘Why don’t you just smile, honey?’ ”

The actor Kevin Kline, who plays Belle’s father in Beauty and the Beast, agrees with Steinem. “When someone has a feminist point of view, we tend to think she’s no fun at all,” he says. “But a feminist can be feminine, delicate, vulnerable, sweet—and still demand to be taken seriously. Emma fits the bill perfectly.” A big grin forms on his face as he asks, “Has anyone told you about the dancing scene yet?” In the film, there’s an over-the-top ball, which required the entire cast and scores of extras to waltz in period costumes for hours and hours. “Ater a long, long day, suddenly Pharrell Williams’s song ‘Happy’ comes on, blasting, and everyone just starts jumping around,” Kline recalls. “It became kind of a wrap party, really celebratory. And I asked, ‘Who did that?’ It was Emma.”

#interview

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hellofastestnewsfan · 4 years

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What is the financial toll on those who get sick? And will the pandemic change our health-care system? Howard Forman, a Yale University professor and a practicing radiologist, joins James Hamblin and Katherine Wells on the Social Distance podcast to explain the costs of American medicine and what it would take to bring those costs down.

Listen to their conversation here:

Subscribe to Social Distance on Apple Podcasts, Spotify, or another podcast platform to receive new episodes as soon as they’re published.

What follows is an edited and condensed transcript of their conversation.

James Hamblin: What's the scene in the emergency room at Yale New Haven right now?

Howard Forman: The mood is actually pretty good. But the floors really need help.

Hamblin: Katherine, by floors he means like upstairs where the people go after they've been admitted.

Forman: We have 25 Covid floors.

Hamblin: 25?

Forman: Yeah. And I consult on them now for conflict issues and leadership and management issues. And it's really touching to hear the stories and what people are dealing with. Aside from the patients, which is obviously the most devastating, but the nurses, the physicians, the relationships that the nurses form with patients. It's very challenging. That is where the pain is, and where there's going to be a lot of psychosocial stress to be dealt with for for a long time.

Hamblin: So you're describing a lot of sacrifice and risk taking and heroism on the part of health-care workers. And we've heard a lot about that and hope to keep hearing more. And something I've been thinking about as well and heard, I guess not quite as much about, is the cost to patients financially. How bad is this hitting people who may be underinsured and coming in and ending up with a lengthy hospital stay?

Forman: Yeah, so it's not clear to any of us precisely how well the first now almost four covered bills that have passed Congress are going to protect the average individual who may or may not be underinsured or uninsured. We know that testing is covered in most cases and even that, by the way, from the hospital point of view is not being reimbursed yet.

Hospitals are still sort of footing that bill at a time when their cash flows are significantly compromised. But I think that individuals are potentially being exposed to their full deductibles and I don't think hospitals are in their best position to be able to forego collecting those dollars.

And so we're back to a situation where our very fragile health-care system that, you know, has never served everybody particularly well in an egalitarian way is probably putting people on the lower quarter—not even the lowest part of society but the lowest quarter of society—at great risk. I mean, about one in four people in this country is either uninsured or underinsured. And those individuals are at greatest risk right now.

Hamblin: I've seen numbers reported from $20,000 into the $70s for hospital stays. And like you mentioned, there's sometimes some room for hospitals to not collect or to lower the charges if people are unable to pay. But as you said, many don't feel they're in a position to do that right now because elective procedures and other revenue streams are gone. Do you think that a number like that is influencing people's willingness to come in and get tested and treated when they see that this might set them back in ways that would bankrupt them?

Forman: I think that's always present for this population. When somebody is under- or uninsured and they have any symptom, whether it's of appendicitis or chest pain or a stroke, and they know they may be on the hook for a hospital bill, I think they always have this concern. And I think we're just seeing it in a much more stark way, because as you point out, the average length of stay for a COVID-19 admission is 6.2 days, at least where I am, I think that's the average length of stay right now.

And by the way, that's the average length of stay, including people who die. So it's probably longer for people who live. And once you start factoring that in, the numbers you mentioned are perfectly reasonable, not affordable but reasonable, in the sense that I think $20,000 is sort of the lower limit of what probably a charge would be for a COVID admission and far higher than that for people that are in the ICU for several days. Far, far higher.

Hamblin: Say I have a three week stay in the ICU. Could you ballpark how much you think something like that would cost?

Forman: Yeah, I think from a charge point of view, it's probably, I'm going to guess a quarter million dollars or more,.

Katherine Wells: Wow.

Forman: Even a negotiated discount rate, at most hospitals with a major insurance company is probably getting charged out at six or eight thousand dollars a day, particularly once you include all the associated expenses. So that would be $120,000 to $160,000, I would imagine.

Wells: I think a lot of people like me hear a number like a quarter million dollars for three weeks and just cannot fathom how that number could materialize. Like, how could it possibly cost that much? Could you give some sort of breakdown or some sort of sense of where those charges are coming from? And I know this isn't unique to coronavirus.

Forman: Yeah. Our health-care system is a very expensive system and we've created all the incentives to make it that way. And let me just say, I teach health-care finance at a major university, and I don't think I even understood the full scope of this until I had a health-care catastrophe in 2010-2011 that put me in the hospital for 38 days over five different admissions, three surgeries, including one day in the ICU. So I got to see exactly what the charges were in 2010-2011 and what an insurance company reimburses. So I'm not seeing these numbers, you know, just making them up. I'm saying them because I know what they exactly were 10 years ago. And I have a pretty good idea that they haven't gone down.

Where do they come from? We have created incentives for health institutions to have the highest level of care everywhere. So, it's not acceptable for us to have, you know, hospitals that have the bare minimum of essential features. Every hospital has to have everything. And so our hospitals have the latest technology. Hospitals that have a 10-year-old CT scan are looked at as though there must be something wrong with them. Hospitals that don't have robotic surgery are looked at it as though they've made some strategic mistake. Features in our hospital, where when we built the newest wing, we made sure there were negative pressure flaws in order to prepare for a potential pandemic infectious disease, to some people would look insane. Like, Why would you spend the extra money to have negative pressure on three floors? what are you worried about?

And yet, right now we're using those floors for exactly that purpose. We may be using them now, but the public has been paying for them ever since we built that wing, which was 13 years ago. And that's sort of how our system is. We keep investing in the best and most novel and most exciting technology, some of which has very high value and some of which probably doesn't. And we hope that we're improving care and giving people a better chance at better health.

Hamblin: Does it seem to you like so far with COVID-19 that is materializing? We pay a ton. Are we seeing a similar level of improvement in care or outcomes?

Forman: I doubt we do. Obviously, one thing that I emphasize when I teach is that I do think we probably have the best health-care in the world overall—and certainly for rich people. But if you go down the line and you look at the [inequities] that exist and the fact that, like I said, one in four people is either uninsured or underinsured, all of those things show that there's such enormous variation that we underperformed by almost any measure because of that facet.

So do we have the best technology and does it deliver for those people who can have access to it? I think the answer for the most part is yes. But when you complicate that with the fact that such a large tranche of society does not gain access to the newest technologies, we look much worse.

Wells: Are there any proposals to actually increase access or coverage of coronavirus treatment costs?

Forman: Well, certainly there are many people advocating for this. And one of the first steps that would go a long way, in my opinion, is that there are still more than a dozen states in the country that have not expanded Medicaid under the ACA. And some of those states are rather enormous. Texas, Florida, Alabama, North Carolina, South Carolina, and so on. Just expanding Medicaid in those populations will provide insurance to millions of people.

So, at the very least—and even if it was done temporarily, even if the governor of Texas decided that this is a public health emergency for which expanding Medicaid is one of the remedies—that would have an enormous positive impact.

Hamblin: I know this is a complicated question, but why don't they just go ahead and do that? I mean, Trump is president now. We could say it was Trump's initiative. Everybody would be happy because people like these programs once they're actually rolled out.

Forman: And by the way, the hospitals in these states are so fragile right now. Many of them are going to go bankrupt one way or the other. Now, Medicaid expansion at least preserves them a little bit longer and prevents them from going bankrupt. So, there are really important reasons why you would want to do that. Ninety percent of the cost of the expansion would still be borne by the federal government. It just strikes me as a no-brainer. And the politics of it do seem to have passed.

Hamblin: Yeah. These are the same states where you're seeing protests about shutting things down because people are ostensibly concerned about the economy. And yet the same people in charge of those states are declining to take huge sums of money from the federal government that would help cover the costs of caring for sick people and giving them a place to be and get cared for rather than being out and spreading the disease and making the whole thing go on longer.

Wells: You mentioned that a bunch of hospitals are going to go bankrupt. What are the consequences of that going to be?

Forman: They're going to be huge and it's going to happen over probably an 18 month period. It won't happen all at once. But I think it's going to be huge. Health systems may have to rely on state bailout funds in order to avoid bankruptcy. Other hospitals are going to be forced into mergers with larger health systems. And as we've seen over the last ten years, these mergers result in higher costs to consumers in many cases. And even if quality goes up, cost seems to go more.

So what we're doing is further enabling a process that makes our health-care more expensive in this country. Almost certainly, certain rural areas and areas that have smaller hospitals will see those closed down. So I think you're going to see an impact on our health-care system that is going to reverberate for a long time after the pandemic fades.

Hamblin: Our hospitals charge a ton and medical bills are one of the leading causes of bankruptcy. So we're paying a ton to our hospitals, and yet those hospitals are risking going out of business.

Forman: It varies considerably. There are some hospitals that make hundreds of millions of dollars a year. There are some hospitals that live on a razor thin margin. And then there are hospitals that, year after year, lose money and they get shored up by either their municipality or state who make sure that they can sustain themselves, at least continue on for another year. Those are the ones that are most fragile now because, as you know, the states are running out of money quickly as well.

Hamblin: Has witnessing all of this changed your thinking on how our whole system should be orchestrated?

Forman: For me personally, I went from being extremely pro-market 25 years ago, where I really believe that if you just left it to the private sector, most things could be fixed. Then, 15 years ago, I came around to realizing that it just doesn't work. There's just too many problems and so you need more government involvement to help it along. But the problem is that we've had more government, but we've also not changed the culture of providers or our consumers—our patients, our citizens. And that's a bigger challenge.

We have a culture in the United States that believes that more health-care is always better. We have a culture that believes that shiny buildings are better than old buildings. And we have a sense of sort of entitlement to every single possible technology without any consideration for value. And that's a culture change.

And when I talk to my colleagues in the United Kingdom, and England in particular, who tell me how their system works—and I think it's a fantastic system— they have a hugely different culture. They are able to have conversations with patients and their families to say, Look, we've exhausted all reasonable things that we can do and now it's important to get comfort for grandma, or something like that.

We're just not at that point in this country. We still believe in doing everything we can. And quite frankly, the COVID-19 pandemic is highlighting that because physicians, families, and patients are struggling with the decision of how far do we go with patients that probably have no chance of coming off the ventilator? What did we do at that point? And we're not in a position to make those decisions yet.

Wells: Do you think those changes in attitude need to come mostly from the three quarters of people who are insured? What's the thing that they need to understand?

Forman: Yeah, that's that's precisely the challenge. That's what I've been telling people when I talk about the political challenge of moving to a Medicare for All point of view. We have a two-tiered system right now. We have arguably, if you include Medicare, we probably have about 210 million people with "good insurance." They have either private employer-based insurance or Medicare. And those people have access to pretty much the best hospitals, the best physicians, and by 'best,' I mean their choice of those physicians.

And then you have a large swath of America that is either uninsured, underinsured, or has Medicaid. And that group of individuals very often has to go to city hospitals or community health centers for their care. They don't get to choose wherever they want to go to. Ultimately, I think they get very good care, by the way, but they just don't have the choices that a reasonable majority of America does have. And in order to move to a system that's more egalitarian, you have to get this majority to move to a point of view that says Yeah, it's okay if I give up my claim to going to Langone Medical Center in New York and I'm willing to go to Bellevue Medical Center in New York.

Hamblin: You and I have talked about this before. But when you ask people who are used to having their choice of going anywhere, when you narrow that choice and tell them you need to go to a specific place, that may not be their first choice, people cry "rationing." They say we don't ration care in the United States. But we do. We're rationing it all the time. Just based on who can pay.

Forman: All the time. Absolutely all the time. We've been doing this forever. This is the challenge. How do you change the culture of people to say, I'm willing to sacrifice something that I may have explicitly built into my decision-making. I took a union job because my union job provided me with a level of health-care that my friends that are not in a union job don't have. And I get paid less, but I have this health-care. This is sort of a culture issue for us and people value it tremendously. How do you change that culture? That's a challenge for us.

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pastordorry-blog · 6 years

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Forgiveness

Lord’s Prayer Week 5

Matthew 18:21-35

February 10, 2019

Some of the parables Jesus tells are hard to understand, but I think we’ve got a no-brainer on our hands today. Even without his words of warning at the end, we have no trouble getting the point: Since God has forgiven us of our debts, debts we could never repay on our own, we should forgive the debts of others. Easy, right? Ha! Forgiveness may be simple in theory, but it can be pretty complicated in practice.

Phil and I bought our first house back in the early 90’s in a little town called North Wales. It’s in Montgomery County, just off Route 202, about 8 miles north of Norristown. It was a cute little rancher with a cute little yard on a cute, quiet street. But even though the street was quiet, it could get crowded. Most of the houses either didn’t have a driveway or had a driveway that only fit one car. So there were a lot of cars parked on the street. We were only there a year or so when one morning when I was running late for work, I backed out the driveway and—you guessed it, bam! I backed right in to the car of the man who lived across the street and one house over from us.

I knocked on his door, apologized, gave him my insurance information, etc. Everything was fine…until about a year later, I backed out of the driveway with a different car and hit his car again! This time, I felt so much shame, for a few seconds I toyed with the idea of just driving away and pretending as if nothing had happened. But of course, something did happen. And this time it was worse. He had started working second shift, so when I knocked on his door at 7:30 in the morning, he had still been asleep. Again, I apologized and gave him my insurance information, and thankfully, he was pretty calm. But honestly, as I tell you this story, I can feel the shame rising up inside me once again—and this happened 25 years ago!

I don’t know why I feel so much shame about these backing up accidents, because I am in good company. About a year later, a different neighbor—the person who lived next door to the man whose car I hit twice—was leaving for work and backed in to our car, which was parked on the street. A few years after that, that house had changed hands, and the new person who bought it backed in to our car. Keep in mind, we tried most of the time to just put both of our cars in the narrow driveway, and if we had to park on the street, we tried not to park where it seemed someone would easily hit us! But despite all our strategery, the residents of Washington Avenue did their part to keep North Wales Auto Body in business!

I tell you this story because, no matter how old we are, we are people who still need to learn to say grace. I don’t mean we need to memorize a prayer to say before we eat our meals. Some people call that a blessing, the prayer you say before a meal, but we always called it “Saying Grace”. And in my house, both growing up myself and when our kids were growing up, we always said the same prayer: God is great, God is good, let us thank God for our food. By his hands we all are fed; grant us, Lord, our daily bread.

Do you know that prayer? That is how I said grace for most of my life. There’s nothing wrong with that. But we need to learn to “say grace” in situations besides meals. Last week Pastor Brad pointed out that most of us don’t rely on prayer for our daily bread. We have the resources to buy all the food we need and then some. So he rightly encouraged us to think about daily bread as not just physical food, but spiritual food. There is a whole menu of spiritual practices we could engage in to help us get to know God better and feast on God’s love.

I thought that was a great sermon. But I think Jesus knew that, no matter how good the sermon is, we might not seek spiritual daily bread unless something makes us realize how hungry we are. And so Jesus followed up the line, “Give us this day our daily bread” with, “And forgive us our debts, as we forgive our debtors.” The practice of forgiveness is so important to Jesus that he goes on to say that we will not be forgiven our sins if we don’t forgive others (Matthew 6:14-15). For some people, getting enough food to eat is a matter of life and death. Few people in our neck of the woods have to worry about literally starving to death. But when it comes to spiritual bread, our ability—or inability—to forgive, that shows us just how hungry we really are. Learning to say grace is a matter of life and death for us!

And yet, even though learning to forgive is a matter of spiritual life and death, forgiveness is one of the most difficult subjects we ever have to talk about in church. Ask any pastor, they will tell you that they have sat with many hurt people who are struggling to forgive because they have been sinned against. It seems insensitive to tell people they have to forgive when, quite possibly, I cannot even begin to imagine the hell they have experienced. But I also think we have a hard time talking about forgiveness because we ourselves are sinners. Even though we are very happy to sing, “Amazing Grace” and name it as one of our all-time favorite hymns, there is a part to each of us that it still very reluctant to admit that we need grace.

At least, I know I am. When I first wrote this sermon, earlier this week, I had a different story at the beginning. A story about someone else’s mistake and their struggle to forgive themselves. I told myself I was using that story because no one wants to come to church and hear the pastor talk about herself or himself every week! But that wasn’t sitting right with me, and I felt God nudging me to tell you about my bad driving. I would like to point out, though, in my defense, and knock on wood, I haven’t hit anything with my car since 2011, so I’ve gotten better. Just don’t want you to be afraid to ride with me. Pastor Brad told me my driving is a lot better than Pastor Bob’s…

Okay, I need to get back on track. The point is, forgiving other people is not the only demanding aspect to forgiveness. Forgiving ourselves isn’t easy, either! Those car accidents were not sins—they were simply mistakes. I had intended no ill-will toward my neighbor. But afterwards, I struggled with ill-will toward myself. I was having trouble saying grace to myself. Instead of enjoying God’s grace, and feeling good about doing the right thing and knocking on his door and making things right with my neighbor, I have been feeling shame. Instead of God’s voice telling me I am a beloved child even if I dent the car, the voice that stuck inside my head was the man at the auto body shop. “Geez lady, when are you going to learn to use your mirrors?”

As I look back on it now, I think he needed to learn to say grace, too. And I have a feeling there’s not a single person in this room who isn’t hungry. We all need to learn to say grace to ourselves so we can then say it to others.

In our gospel lesson today, the servant who owed much to the king never learned to say grace. He was forgiven his debt and set free to start a new. We would think he would be so thankful for this second chance that he would have gladly forgiven the servant who owed him a little. But even though the debt of money was wiped clean, but his soul was still hurting. He was ashamed that he had amassed that much debt in the first place. He was sorry he had embarrassed himself. I think he felt like a failure for putting his family at risk. He was still a man in need of a savior.

And we are people in need of a savior, too. It would be so nice if the world were populated by perfect people. But that is not just wishful thinking, it’s actually a very harmful fantasy. Jesus said it is the truth, not fantasy, that will set us free. When we pray The Lord’s Prayer, we can accept the truth of our individual and collective brokenness. We all owe debts we could never begin to repay on our own, which is one of the reasons we call it the “good news” of the gospel. God’s love for us is so great, we don’t need to earn it, or buy it, or negotiate for it. It’s just grace, freely given. Thanks be to God!

But it seems to me there is a shadow side at work in us, too. If we are uncomfortable being regular human beings with foibles and limitations and bad driving records and at times a pretty lame batting average against the temptations pitched at us, the grace that is meant to free us instead makes us feel ashamed. It makes us angry and defensive. It can make us demanding and self-righteous. The king granted grace to the servant, but instead of making him happy, it made him mean. He could not accept his own sinfulness for having gotten so far in debt in the first place, so he projected his judgment on to his colleague who owned him something.

People are made in God’s image, and therefore, we are all able to love. But our ability to love ourselves and others is always limited by our unmet needs, by our brokenness, by our immaturity. God loves us with a perfect love. Roman Catholic priest Henri Nouwen calls this our “first love”. But people can only love with a “second” love. Even the people we love the most—our parents, our spouses, our children—they deserve our perfect love, but we do not have perfect love to give them. We don’t even have perfect love to give to ourselves.

That is why God sent Jesus to us: to hand deliver God’s first love to the human race. Jesus said, “I no longer call you servants, now I call you friends.” When is the last time you did something to deepen your friendship with God? It is friendship with God that helps us become more forgiving. It is receiving God’s unconditional love for ourselves allows us to offer it to others. This is why forgiveness has nothing to do with whether or not the offending person ever apologizes or changes. Forgiveness comes from having an encounter with God in our heart.

However, I must make this clear: being required to forgive does NOT mean it is holy to tolerate abuse. Forgiveness is like grease for our relationships—it lubricates things so we can live and work together productively and peacefully, in life-giving ways. It is never meant to keep a person bound in a structure or relationship that is intent on snuffing out or diminishing life. Forgive yes; allow yourself to be a victim, No! God does not want us to be separated from experiencing full and abundant life by our own sin—or someone else’s.

At my first appointment, there were two sisters in the congregation who hadn’t spoken to each other in years. Yet, even though the supposedly never spoke to each other, they had arranged a system so that they would never be in church together on the any given Sunday. One or the other of them was usually present, but not both. Even weirder was how, when I talked to a couple of the previous pastors, they noticed the same thing I did: that every time the sermon was about forgiveness, neither of the sisters were in church!

Can you imagine what a blessing it would have been to that family, and that congregation, if those sisters would have learned to say grace? I imagine if you could interview those sisters, each one would say, “Well if my sister would apologize, I would forgive her.” But forgiveness is a spiritual transaction that takes place in a person’s heart because they have encountered God’s grace. It is not dependent upon the circumstances or attitude or contrition of the other person. To be a Christian is to be a person who wears the name of Christ in the world. That means we do in the world the things Jesus did—and Jesus’ very last act on earth was to forgive the people who crucified him. God’s forgiveness is so passionately offered to the world that we might sum up Christianity in one word: grace.

So let’s learn to say grace. All we have to do is go back to the very first words of the Lord’s Prayer: Our Father. As we pray, we can take the entire weight of the world’s collective sin, “Our” sin, our brokenness, our poignant humanity—even my brokenness, my poignant humanity--and place it side by side with our Father. A Father so merciful and loving, He sent us his Son. Our Father. That is how we learn to say grace. Forgive us our sins as we forgive those who have sinned against us. Amen.

Benediction: Many of us grew up hearing that if we put our trust in Jesus and confess our sins and repent, God will forgive us. But the reality is, we are not forgiven because we repent. We are forgiven because we forgive. Go in peace, and serve your Lord. Amen.

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we-arnold-lockshin-blog · 6 years

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Dictatorship USA – A Personal History – Part 11

Nate Solter (i.e., the FBI) offers me a prosperous life...

The initial attempts to “deal with” rebellious Arnold were aimed at creating “nice” obstacles to his revolutionary thinking and action. Medical school was an excellent option.

This is not the place to write an exhaustive treatise on medical care in the US – which is increasingly becoming a wholesale disaster for many tens of millions of Americans – in fact, a massive crime against the American people. Nonetheless, a few facts:

A decades-long system has been established in the US, which allows the pharmaceutical companies exclusive patent rights on medication and allows them to profit enormously at the expense of the health needs of the average person:

“Drug companies... either buy the rights to drugs developed by others and raise the prices many times over, as with Sovaldi, or to obtain a medication already in existence and, using monopolistic control, raise the price as much as 500% or more, as in the case of the EpiPen...

“Patent protection effectively grants the pharmaceutical industry a monopoly, regardless of the human consequences. For a patient with a particular disease and a single solution available in the form of a sole-source drug, allowing exorbitant pricing prevents access for individuals to the medication...

“The prohibition on importing drugs from other countries allows pharmaceutical companies to continue to discriminate on an economic basis against patients in the United States. The federal government is restricted from negotiating prices on behalf of U.S. citizens, unlike governments around the rest of the globe, thus guaranteeing Americans will pay more...” (Why Patent Protection In The Drug Industry Is Out Of Control, Forbes Jan. 19, 2017)

The drug industry and the US government likewise have made the MD (doctor of medicine) profession a highly restricted and thus privileged profession. To maintain this rapacious system, the number of accredited doctors is kept artificially low; since medical care is an essential service, its cost is extraordinarily high. (None of this is reported, naturally, by the CIA-controlled mass media in Russia. Likewise, Americans are never informed that medical care, if no longer absolutely free under Russian capitalism, is far, far less expensive than in the US and is readily available to the average citizen.)

“The U.S. is famous for over-spending on health care. The nation spent 17.8 percent of its GDP on health care in 2016... Per capita, the U.S. spends $9,403 a year... In the U.S., they point out, drugs are more expensive. Doctors get paid more. Hospital services and diagnostic tests cost more... the U.S. spent $1,443 per capita on pharmaceuticals. (Here's the real reason health care costs so much more in the US, CNBC Mar. 22, 2018)

“Americans use the doctor less than people in other countries. We still pay more for health care... The United States is routinely the most expensive place to buy medical care... Americans spend more for health care largely because of the prices.” (America’s health care prices are out of control,VOX May 10, 2018)

“The average hospital stay in the US costs just over $10,700, based on an analysis of recent data from the Healthcare Cost and Utilization Project (HCUP).” (Business Insider, March 1, 2018)

Medical doctors in the US are a privileged category: “On average, physicians in the US work 55 hours each week and earn a salary of $270,000” (Physicians in the United States, Wikipedia). Which is about 6 times the average US salary (Average Salary Information for US Workers, The Balance Careers, July 13, 2018)

And then there is the enormous cost of health insurance: “A family of four will pay an average of $28,166 in 2018, an increase of $1,222 from 2017. The estimate includes the average cost of health insurance paid by employers and employees, as well as deductibles and out-of-pocket expenses... employees will pay about 44 percent of their healthcare costs.” (Becker's Hospital CFO Report, June 4, 2018). That is, for the family fortunate to have someone working!

In Russia, health insurance is free.

. ////////////////////////////

The privileged status of physicians in the US lends itself to utilizationation by the secret political police for manipulating access to this profession. In so doing, the FBI etc. provide a well-paying occupation for some of their stooges and guarantee that this, as other middle-level rungs in society, is peopled by “reliable” accomplices and “defenders of the American way of life.”

I have described a concrete example of this process:

“Students who were selected to do the drudge work in the (Stehlin) Foundation (where I worked while in Houston, Texas) were themselves committed to the US political police. While I was there, about 10 of these students applied for medical school. Acceptance into medical school was very difficult and desirable, as physicians were generally able to obtain high incomes; in Texas, about one in ten applicants was accepted into medical school. All of Stehlin's students, however, got in! An event, if it occurred spontaneously was equivalent to one chance in ten to the tenth power, or one chance in ten billion. Obviously, there was nothing spontaneous about this “selection” process. The committed FBI stooges were given their stepping stone to potentially lucrative careers.” (Dictatorship USA – Part 9)

//////////////////////////

A different objective was pursued in my case.

Nate Solter solemnly assured me that he, as a faculty member at The School of Medicine at University of California-San Francisco, could assure my admission to hallowed medical school.

The goal: to make me an ensured benefactor of “American prosperity) and thereby divest me of revolutionary ideas. Other than that, medical school training in the US was/is especially onerous and requires full-time devotion; for four years at least, I would simply have had no time for political activity. Internship and residency after med school graduation and then possible specialty training would continue to take have taken me out of whatever “movement” there is in America.

A good FBI plan, and I am sure that with “Nate's” help I would have been accepted at the UC San Francisco School of Medicine.

I declined, not because I understood the nasty intentions at the time, but because I was not cut out to be a medical doctor – as much as I respect the profession. I much preferred becoming a scientific researcher, which is the course I embarked on.

/////////////////////////////

Nate and Becky are gone: “Nathan Solter, MD died on December 25, 2006 at age 96 after a brief illness and a long and productive life. After serving in the army during WW II, he practiced medicine in SF for 35 years, then retired to his beloved country home in the redwoods. Nathan and his wife Rebecca were married for over 50 years before her death. They had four children...” (San Francisco Chronicle, Jan. 14, 2007)

Their younger daughter also died a few years ago. As far as I am aware, she did not attempt to harm me. The older daughter Linda, however, played a dirty FBI-sponsored trick on me, which is too inconsequential to elaborate on here. “Dr. Linda (Solter) Lynn is a psychiatrist in Santa Barbara, California. She received her medical degree from University of California San Francisco School of Medicine...” (https://health.usnews.com/doctors/linda-lynn)

Son Dr. Steven Solter, now living in Occidental, California, for 30 years worked for the US government - “with funding from the US Agency for International Development (USAID)” (Long-term Perspectives: Improving Health in Afghanistan, Management Systems for Health, June 6, 2011) – in Afghanistan and other “Third World” country targets for predatory and murderous US imperialism. Such “health” activities naturally are closely linked to the vicious US “intelligence community.”

/////////////////////////////////////////////

Перед нами сейчас - коварный и опасный мошенник, расист, лжец и фашист Дональд Трамп, порочный Конгресс, нацистские ФБР - ЦРУ, кровавые милитаристы США и НАТО >>> а также и лживые, вредоносные американские СМ»И».

/////////////////////////////////////////////

Правительство США жестоко нарушало мои права человека при проведении кампании террора, которая заставила меня покинуть свою родину и получить политическое убежище в СССР. См. книгу «Безмолвный террор — История политических гонений на семью в США» - "Silent Terror: One family's history of political persecution in the United States» - http://arnoldlockshin.wordpress.com

Правительство США еще нарушает мои права, в течении 14 лет отказывается от выплаты причитающейся мне пенсии по старости. Властители США воруют пенсию!!

ФСБ - Федеральная служба «безопасности» России - вслед за позорным, предавшим страну предшественником КГБ, мерзко выполняет приказы секретного, кровавого хозяина (boss) - американского ЦРУ (CIA). Среди таких «задач» - мне запретить выступать в СМИ и не пропускать большинства отправленных мне комментариев. А это далеко не всё...

Арнольд Локшин, политэмигрант из США

BANNED – ЗАПРЕЩЕНО!!

ЦРУ - ФСБ забанили все мои посты и комментарии в Вконтакте!

… и в Макспарке!

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beardedwinnerobject-blog · 6 years

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"Shallotte North Carolina Cheap car insurance quotes zip 28470

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Peugeot 106 or 206 for first car?

Im 17 and im goin to buy a new car , wot should i choose wot will be least on insurance will there be much difference , how much on average will insurnce be in the uk , north west, any other suggestions for a car upto 800 to spend, thanks x""

Why does registration for a newer car cost more than an older?

Registering my 2011 vehicle in California costs 2.5 times ($249) more than my '94 vehicle ($99). I understand with auto insurance there's a premium to insure the newer vehicle because it is valued more, and if I get into an accident, it would cost the insurance company more for repairs/replacement for the newer vehicle. I can't imagine an accident with either car would cost the gov't any differently, so why is there an age discrimination being applied here? I have a feeling this is some BS fee. Am I right, or can someone please clarify.""

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

How can I tell if my chiropractor is under my insurance?

How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""

Is there a auto insurance i can get for a low cost?

Milage limit for classic car insurance?

I'm thinking about insuring my 79 Buick through Hagerty, they offer guaranteed value coverage and are support to be cheaper then regular insurance, I have not got a quote yet. But I plan on driving the car at LEAST 30,000+ miles a year. So do they have a mileage restriction or are they unlimited, any input from people who have experience is welcome and also maybe another classic car insurance company recommendation. Thanks""

Non-owners policy auto insurance in NC?

im getting my license in january i will be a unnexpierenced driver but i cant afford a car right now can i get a non-owners policy in the state of nc?and drive my fiances car?

Should I get health insurance for psychotherapy?

Assuming that each visit with a clinical psychologist is around $100-150, what is the cheapest method of getting coverage for therapy? I have no health insurance and don't think I could afford it at this time. It seems that the cost of plans with no deductible would be around the same price as paying for treatment out of pocket. Are there any other options for those that can't afford insurance? Something that would involve low monthly payments over a longer period of time? (Hopefully with a low interest rate, if there is one.) If it matters, I am an otherwise healthy 21-year-old and living in southern California. No history of physical illness. I hear that insurance company's can be fickle about pre-existing conditions. Any advice is much appreciated! Thanks! BTW, I don't know anything about health insurance, so excuse the obvious naivety :)""

Can I let somone drive my car who doesn't have insurance? [Ontario]?

So the law says you can let somone drive your car if they have a license. If they get into an accident the charges are on my insurance. Make sure that if you are loaning your car to someone else that you first verify their license or you may be without a car for 7 days while it is in impound. Ref: http://find-a-driving-school.ca/10-ontar But law also states that if you are driving you must have insurance ... right? So for example... can I let my bro drive my car even though he has his G2 and is not insured. What are the consequences? Thanks!

Car Insurance Policy When Not Vehicle Owner?

Can anyone help? My boss has bought me a car but because Renault were unable to put the finance agreement in the company name it had to go in his name, which meant that the ownership of the vehicle did too. Not the problem I have is insuring this car as insurance companies won't insurer me as the driver if I am not the car owner unless the car is owned by a spouse etc...so, I am assuming that the only way round this is for my boss to be put as the main driver and me as an additional driver...if this is the case what will happen if I have an accident or conviction, or he does? Also what about No Claims Discount as I previously built up 3 years on my old car. Please help I really don't know what to do! Thanks""

Insurance rate?

Is it more money (insurance wise) for a new driver to drive a new car or a used car. Give an estimate of how much more?

Do I need to get insurance for me to drive my parent's car?

I'm 15 and a half and I want to get my driver's permit but will I need to get insurance for myself if I want to drive my parents car? My parents have insurance on the car and for themselves. Won't I be covered with my parent's insurance? If so, how much will it cost to get insurance?""

Is there a car insurance that will give a young driver a reasonably quote?

i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta

I'm 17 years old looking for a car with cheap insurance?

I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance""

""What will insurance cost me on a 1977 corvette, or even a 1988 corvette?""

I'm a 16 year old male, new driver, and my mom wont allow me to get this corvette which is at a great price of 4,000. She says the insurance will be to high, is this true?""

How do I advertise to people in California qualified to buy car insurance?

For the best insurance coverage all you need is a fax machine and a genuine need and intention to buy auto insurance now.

Can i cancel my car insurance after my claim?

hi all, i have a car insurance policy with churchill and have recently written of my car.. the claim is being processed and i need to know some stuff. i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010. I made the claim this week. i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down. so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed. some people have said tat i might not beable to cancel???""

""Got in a car accident driving someones elses car, they had no insurance.?""

got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?""

Shallotte North Carolina Cheap car insurance quotes zip 28470

Insurance Agent has different names?

Most insurance companies use agent or agency for their representatives. Is there any other word insurance companies use for their representatives?

My car is registered in wisconsin how can I get insurance in california?

My mother bought me a car in wisconsin and i live in california, but the car is still registered in her name in WI. how do i get insurance coverage without having to register the car in my name? is it possible?""

Motorcycle Insurance?

Ive been trying to find online quotes but am unable to (don't know why, but they cant give me a quote online). Anyways I was just wondering what insurance company would you recommend for motorcycle insurance? I want to buy a bike, I don't have my M1 (because I don't want to take the test before getting the bike), and obviously I've never taken the motorcycle course. Yea I know it would be hard to get a quote given that I have zero riding experience or licensing but cmon do you really expect me to get my license only to have it expire in 90 days without even having a bike yet? Anyways when you started out what kind of insurance were you paying and with who? Also is 600cc pushing it? will that screw me over for insurance? I was looking into getting a honda 600. Thanks!""

Which website is best for buying health insurance in California?

ehealthinsurance.com, shopyourowninsurance.com, or gohealthinsurance.com? The prices all seem to be the same. Is there any advantage in going with a particular one?""

Car insurance calculator?

is there anyplace online to give you an estimated insurance payment based on age, and model and year of vehicle? im trying to find out what car is affordable for me insurance wise and dont want to bug my family insurance company with quotes on several different cars lol""

Additional insurance?

hi, i have been covered with cigna insurance 80:20 and i ve undergone miscarriage which costed me 2500$ after insurance. now i want to be careful as i am planning to conceive again. i ve listened that there will be additional insurance will helps to cut the cost of delivery. is it true?if it is can anyone of u sugest me the plans?""

What is the cheapest auto insurance company for young drivers?

i'm a 19 yr old male buying a 94 ford escort. what is generally the cheapest insurance company? i got a rate of 445 for 6 months. take it?

""Where can I get insurance, I want to play a sport but I don't have insurance ?

So im thinking about joining sports in school but I don't have insurance and does state farm sell that kind of insurance or any other insurance company

How much coverage should I get for auto insurance in California?

I am 19 years old and I live in Southern California. I have a 1 point accident and a 2 point speeding ticket on my record. I have a 2001 Mustang GT and I am wondering how much insurance coverage I need? Obviously the more coverage the better, but the price is much more for each increment, so that's why I'm trying to see what coverage amount I should get or need. Collision/Bodily/Property - $25,000/50,000/25,000 - $50,000/100,000/50,000 - $100,000/300,000/100,000?""

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""

Why is car insurance compulsory here in FL?

I own my car. The cheapest car insurance (only) cover $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation or this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving?""

How much would the average car insurance for a 17 year old be with a 2000 model mazda protege?

How much will insurance be on a 2006 mitsubishi eclipse?

Hi im 24 years old and I'm going to get a black 2006 Mitsubishi eclipse automatic v6. And just wanted to know how much the insurance will cost, i haven't been in any car crashes with my current car and have a good driving record.""

Motorcycle insurance for 125cc?

Hi guys, Just wondering if anyone could help me, I want to get a motorcycle instead of a car - despite what people say I just can't wait to ride to college and back. So I've chosen to get a honda CG 125 which is a decent bike runs from a to b. I'm looking at insurance online and it's around a grand! Is the companies that offer cheap insurance I mean, what's the average price? I'm 18 live in a decent area without much crime - I'm doing my cbt next week and maybe it's fact I haven't been riding (in their eyes) a long time? Any help appreciated!""

What's a cheap Car Insurance Company for a 18 Year old Male?

The car is a 106 1.1 Peugeot, does anyone know of any cheap or best ways to get the cheapest car insurance.""

If i buy a fully comp insurance can i drive my friends car ? Im 17.?

If i buy a fully comp insurance can i drive my friends car ? Im 17.

Change car insurance name and registration?

My car is registered under someone elses but I've been m aking the car payments since the beginning... I just got car insurance myself with no help from her(my friend) but the policy is in her name but I'm down as a driver... Is there anyway that I can be the policy holder eventhough its not in my name.. also I plan on moving but taking the car I still have quite a few more payments but I dont want to leave with the car not registered to me is the anyway I can get the car in my name and still pay it off

First car?? very cheap budget wear and what should i be looking to purchase?

ok im in uk got a budget of around 500 max im 17 so insurance will be bowt 1k third party what ever car i get i need simple ideas on a how to get a small cheap first car if you know anything about insurance then i want it cheap and yes i am short of cash as u may have gatherd also what good sound systems should i look to get once ive paid for everything thats what ill be saving for next....

Auto Insurance discount along with online traffic school course?

I got a traffic ticket, want to remove it. I heard some where that online traffic school course offers auto insurance discount along with traffic ticket dismissal. Can any one suggest me the source where I can get information on this?""

State Farm insurance?

I have my own insurance and it was. 230 a month now I am getting a new car and I need collusion I am getting a Honda civic sedan 2012 white can anyone tell me an estimate on how much my insurance will go up Ps the car is financed . I have State Farm, I am 20 years old I reside in ny and I have had no accident""

What grades do insurance companies go off of (in CA)?

For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)""

My 18 year old daughter needs cheap car insurance.?

My 18 year old daughter passed her driving test today and is struggling to find reasonably cheap insurance. She has tried all of the main players and has gone through the various comparison sites but hasn't found anything below 1700 and if she asks for monthly payments then the price goes up by 50%. Does anyone know of any companies who specialise in young new drivers, maybe who provide insurance on a three or six monthly basis? Grateful for any and all suggestions. Thank you.""

How much will car insurance be?uk?

i am 16 andd saving for a car for when im 17. I hope to spend about 900 on the car. Can anyone tell me an aprox amount pleease :)

What is auto insurance ?

can anybody explain what is auto insurance ?

Is anybody looking for affordable health care insurance?

I work with ASSURANT HEALTH, I can get you a free quote just let me know.""

Shallotte North Carolina Cheap car insurance quotes zip 28470

How do i report insurance fraud?

for the last year i have worked for one of sacramento's mortage realestate companys. during that time i have witnessed my boss committing hundreds of thousands of dollars worth of insurance fraud, filing false police reports , theft, vandalism . who do i report this to and is there a reward ?""

Insurance Question for owners of the 2007 pontiac g5?

Im a 22 yr old male, never had a car before, just got my license; and im about to purchase me a new pontiac g5. Im wondering how much i can expect to pay for insurance every month?Plz help!""

Suggestions on how to lower my car insurance?

I drive a 1.8 TurboDiesel Ford Escort from 1995, worth about 500-750. I'm looking to renew my car insurance and the best quote I can get from price comparison sites and Direct Line is over 650! This is at the age now of 27 having driven for 3 years without tickets, accidents or claims. On my 1st year I paid under 400 for insurance. I know insurance is going up but this is excessive - anyone have suggestions on ways to knock this down other than ringing them all up, or other insurers not on the comparison sites?""

Life Insurance form help for school?

Does anyone know where I can view a blank life insurance policy format? I have a report for school and need to make a fake life insurance policy.....help!

How do you fight with the other party's insurance company?

Hi, my car insurance covers for liability only and now I have an accident with a big truck. The big truck hit my car from the side. We were driving from 2 lanes next to each other and at one point the two lanes combine into one. While I was alittle pass over the truck, it hit me from the side. Their side has no damage since it is a big truck and our side has damaged from the driver side. The police report didn't explain clearly about whose fault it is except it mentions what the two drivers said. I think it is not my fault and the other driver denied it is his fault either. My insurance company didn't help much because we only have liability. Now, the other party insurance company called me and said they can't pay for the damanges since it is both parties fault. Therefore, pay for damanges on our own. Like I said, the other party didn't have any damages. If we have to fix it by ourselves, it will cost over $1500. :-( How should I fight with the insurance company to get my claims?""

Average car insurance rate in Massachusetts?

I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!

How much will it cost to up my car insurance to use car for work?

Do you NEED insurance for a motorcycle?

meaning can you get arrested with no insurance?

I am looking for affordable car insurance?

husband has restricted licence. neither of us have had tickets or accidents.

How do you compare insurance for Yamaha R6 and Ninja 300?

I just want general idea of motorcycle insurance cost between these two bikes.

Would my car insurance pay out?

I was on the way home from work this morning after a 12 hour night shift at 7 in the morning on the m60 towards Bolton. A lorry driver in the fast lane needed to get across the lands and didn't see me in the middle lane so he hit the side of my car. The traffic was slow moving so it wasn't too hard a hit when when I looked at the damage it didn't look too bad at first just a bump on the side of my car and nothing to his so we didn't swap details, when I got home I realised it was worse than it was I've found a company that will fix it but will my insurance pay now? I'm with 1st central""

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

Will it cost more on car insurance to tow a trailer tent?

Will criminal record ( petty theft) effect my car insurance?

Will criminal record ( petty theft) effect my car insurance? My husband who does my car insurance doesn't know about my pending criminal charges. Will he find out when he will renew my insurance? Or any another consequences? ( I'm stay-at-home mom so I won't be applying for work)

Can anyone recommend a good dental insurance company that offers orthodontic coverage? ?

I have to get braces for my daughter and would like to get a good dental plan for her so that I can get as much the cost for her braces covered as possible. I know that there are few good plans out there that cover any significant amount when it comes to braces, but there must be one or two out there that are the best for orthodontia services. HELP!!!""

My Insurance auto accident settlement?

I was recently in a car accident where a Nissan truck ran into the back of another car that then ran into the back of me causing $2000 worth of damage to the rear of my infiniti. I received moderate whiplash to my neck and had to be taken to the hospital. I checked out without any broken bones and was prescribed medication. I went to see a chiropractor and he has been working on my neck for a couple days which makes it feel a better. Im 100% not at fault and the insurance company has taken care of my car repair, rental, and medical bills. They ask me How much do I think I want for this accident for pain and suffering. I believe I am entitled to at least $3500-5000 for my suffering I live in NC. I believe $5000 is a reasonable consider the circumstances. I could have lost my life, broke my neck and been paralyzed for life. Thank the lord that I received only a whiplash. The stress that I am undergoing, the constant pain in my neck is a reminder of the accident, which I feel fearful of driving. The time I spent recovering could have been spent enjoying my life. Besides getting behind in my school work, I am absent from my student organization at school which I am a key figure ( president AGC). I don't enjoy waking up with cramps and headaches nor do I like to take prescription pills, and therapy. I don't want to be compensation a insufficient amount that wont even cover pain and suffering I went though. It seems like you people are on the side of the insurance company and not the victims in this situation. I wonder if any of you have ever been in an automobile accident and if you have must share some sort of empathy of what I am reiterating.""

Allstate car insurance raise my rates has anyone experience this?

im from miami last year i paid 148 now this year i pay 169 what are some ways i can lower insurance each time i talk to the lady that handles my account she invents things or can i talk to anyone from allstate?

First time having car insurance of my own...?

I am getting my first car next month and I was wondering how should I determine how much insurance I need to have. I'm buying a care that cost 3600 and is worth 4000 right now and I'm a college student even though I don't not travel to and from home much. How would I determine what I need and dont need as far as coverage goes? I will be paying cash so no car payments.

What's the average car insurance cost in Ireland?

Hi everyone, I'm planning to move from Canada to Ireland next year and I was wondering what would be an average cost for a basic car insurance? I have had a valid Canadian G2 license for about 3 years, as well as a Romanian (EU) full license for 8 years. I'm 26. The car would be a small car, and the region either Dublin or Cork. I'm not looking for an exact quote, I'd just like to know what you are paying for your car and your experience, so to get an idea of what to expect. Thanks.""

How much would a 2001 vauxhall astra cost for insurance for a 17 year old male?

No sites please i would like to know roughly how much... x

How much do you guys pay for Honda S2000 car insurance?

I got a quote for 490 for 6 months. Full coverage from state farm for a 04 Honda s2000. Is this good?

Motorcycle insurance cost?

I was in an aciident a year ago it was my fault. I was driving a truck. Now that I'm 21 I want a cruiser such as the boulevard or vulcan, maybe even a shadow. I would like to know will my insurance be high? I don't have a license to drive one yet. I will be taking a class so I can learn the basice then buy a beater to learn to ride better before I get what I want. It will most likely just to get to work and school.""

Can I drive my car with full insurance on a provisional licence?

I have bought full uk licence insurance on my car. I pay fully comp price's (500 a month), But, Im still on provisional licence.. Can I keep my full insurance and drive with my L plates on with a driver with a full UK licence who's held it over 3 years in with me still? They are also named drivers. Thanks!""

""What would be the average MPG and insurance rates for the following classic cars in Bradenton, FL?""

Also, how much would the car cost and where would I be able to purchase one? 1951 Ford 1955,1956, and 1957 Chevrolet 1957 Studebaker 1959 Ford 1959 Cadillac""

Should 17 year old pay their insurance?

What age should they start? And is 300 horsepower on a car fast? How much would a car that fast cost? Too fast for a 17 year old?

Shallotte North Carolina Cheap car insurance quotes zip 28470

Best value Florida auto insurance?

I just moved from Illinois to Florida and am looking for auto insurance because my own company is upping my price from $125 to $275 a month with the same coverage (100/300K BI, 50K property, 100K UM, and roadside assistance) with the move. Upon obtaining quotes, the best I've gotten is with Esurance which is just over $200 a month. It seems that adding BI to any auto policy ups the price pretty heavily. Are there any mid-level or local insurance companies in Florida that generally offer better premiums than the heavy hitters I've been quoting with? I'm in Port Richey.""

How much would car insurance be?

How much would car insurance be for a 19 year old male first time driver driving a car cost around 1200 1.2l engine

Does any insurance co. in the state of Georgia suppose to give you car insurance if the title isn't in yo name?

How much does liability insurance pay?

Ok so I got into a car accident the other day and now I got this letter in the mail from her lawyer asking to see my insurance policy and whether or not i have liability insurance. Since I have full coverage on my auto insurance I was wondering how much would it cover?

Can you insure two people separately on the same car?

My girlfriend is doing her lessons and driving to work and having her own car would cost more than it does to get the bus with price of parking, and I don't want to put her on my insurance so would she be able to insure her self on my car as well on a different policy?""

Who in the world has the cheapest car insurance?? 10 point 4 best ansswer....?

ive searched and searched and searched, after all im being dropped by state farm insurance cause i became a financial risk for them.... its not my fault i had 3 car crashes in 6 months.... anyway the best rates i got so far are.... $200 a month for basic and $553 for full coverage on a 93 chevy van POS.... no im not joking my rates were $130 for full coverage with state farm b4 all these accidents..... god help me im in michigan if that helps anyone else.... i really need a fast answer cause i got 3 days to get new insurance""

Cost of 350z insurance for 18 year old.?

Hi, I was playing around with insurance quotes form Geico and in order to insure a 270hp sportscar costs as much as a regular family sedan? It gave me a quote for 158$ per month which seems low. IS this actualy the price of insurance for a car like this?""

Why should anyone purchase insurance under Obamacare when there is no fine?

If everyone bonds together and refuses to purchase insurance under govt. intimidation this would be too large for the govt. to control and destroy Obamacare. Fine or not I will never ...show more

Insurance Question??????

hey i am a 17 year old female and i got my g2 a few days ago. i was wondering if anyone could tell me about how much insurance would cost for me if i was added as an occasional driver on my parents' insurance -we have two cars: 2005 toyota corolla and a 2009 mazda 3 -i have had no accidents/demerit points....my driving record is clean -my parents have no accidents, etc (idk if that helps) -i completed driving school and was certified for it -i only hve my g2""

""If your added to a car's insurance, can you start driving right away or do you need to wait until you get the?

document in the mail

How much would a new driver expect to pay for their car insurance (UK)?

I'm 16 and will soon begin driving lessons, and every company I go to online to find a quote asks for my name and address, and until I need the insurance i'm not going to enter them. Does anyone have an idea how much a 17 year old would expect to insure a first car (something small like a Vauxhall Corso, Renault Clio et al)?""

Is It Cheaper To Be Added As A Named Driver On My Mother's Insurance?

Hi, Ive got my test on 5th april, so i am looking to buy a cheap car soon, as expected insurance for 17 year old male is very expensive. i was wondering if anyone had a rough estimate how much my mums insurance would go up by if she added me as a named driver. she's got 21 years no claims discount and she pays about 400 a year. do i have to pay a deposit or anything? Thank you in advance for your answers :)""

Do I need to declare to my insurance company If I change my alloy wheels.?

It currently has the factory 16 alloy wheels on but 2 of them are buckled. I don't want to buy new ones the same as this seems to be a common problem with ford fiesta alloys so was thinking of replacing them with the same size alloys of a different brand. Do I have to declare this to my insurance company?

Car insurance???????????????

im 17 and bout 2 insure my car, iv got 1 year no claims bonus on a moped, can that be used to save money on my car insurance.??""

How much would the insurance be on a 1970 Chevrolet Chevelle SS for an 18 year old?

I need to know how much it would be for both the 454 and 396 model. *And my driving record is clean.

Is van insurance cheaper than car insurance in uk for first time drivers?

basically im a new driver and am lookin for the vehicle tht offers the cheapest insurance, im male by the way""

Car Insurance?

I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?

LA area car insurance?

My friend is letting me use her car for about a year and she wants to make sure I'm under her car insurance, too. (and I pay for my portion of car insurance for borrowing her car) She took my driver's license to have her car insurance company list me under her name. AND IT'S TAKING MORE THAN TWO WEEKS she told me that the insurance company have to contact her and let her know what's up.. but in my common sense, it only takes like ten minutes to list a person under someone's policy. Is this true because I'm not a related family member of hers or is she up to something suspicious?""

Can anyone reccomend a cheap car insurance company?

My Husbands car insurance is due to run out the end of this month, however he is also waiting to see if someone puts a claim in against his insurance as he had a slight prang with another car, through no fault of his own. His insurance company have said that whie they wait to see if this claim is put through, the other person has 2 months, then they are going to charge him as if he has no noclaims bonus, this will be 120 a month. He just wants to find a company that will insure him for a couple of months that is cheaper than this till he sees if the claim goes through or not, if it doen's he will have 3 yeas no claims, hope this makes sense, thanks in advance x""

Where do I get cheap car insurance in california?

Car Insurance Problem!?

Hey all heres my problem. I go in the navy in 4 weeks and my car insurance does'nt run out until april 2009. While im at base i wont be using my car until maybe feb 2009. Is there anyway i can cancel due to the fact that i wont be using my car. I don't want to be paying 121 a month when im not using my car at all for a while. Much help appreciated, mark!""

Car Accident Advice: Someone hit me and doesn't want to go thru insurance?

Someone recently hit my car while it was parked across the street from my house. I almost thought it was a hit and run till I found their business card on my windsheild. I called her and she said she'd rather not go through her insurance but pay me directly for the damage to my car. I have been in accidents where I was hit but usually the other person just gives me their insurance info and I call them and get my car fixed fast, no problems. So I was already a little hesitant about agreeing to this, but I figured as long as it gets fixed it should be alright. So I did like she said and got an estimate from a body shop, then called her with it. Right off she said, Oh thats really high,(almost a 1000) and I reminded her that the damage is pretty severe, she backed into my rear passenger door, now entirely dented and scratched up. I know the estimate is fair compared to other work I 've had in the past. So anyways, I thought she'd decide right there like she had told me before, if it was affordable for her she'd pay me if not she'll go through her insurance. So since she acted like that was so much money I asked well does that mean you want to just use your insurance? She still sounded unsure and said she needs to figure this out. So it's been another day since that, still waiting, she did call again and say she's running it by her insurance agent to see which way would be better for her, insurance or pay me off. So I am still waiting, it's only been a few days since the accident but I am getting anxious because I kind of wish she would just give me her insurance info and go through it, my car would probably be in the shop already and this would be taken care of. But instead I 'm waiting for her. She still has not given me her insurance info, I don't have her license plate # or even what her car looks like, just a business card. And its a big inconvenience because I know I will be without a car for a at least 2-3 days, and even if she pays me she sure didn't mention a rental car. So my question is am I being too nice by waiting for her to decide whats best for her... and even if she wants to pay me should I have gotten her insurance info, like is that my legal right. So how long should I wait for her to decide?? Any advice would be greatly appreciated as obviously I should act fast. Thanks""

Car Insurance for Young Driver (UK)?

Hi, I'll get straight to the point, I'm 17 almost 18 and am looking 2 buy my 1st car. I live a upper class life, and when it comes down to cars i do get to travel in in style. e.g. my dad drives a Jaguar S-Type, my mother a brand new 2008 Land Rover Freeland, and i do know people with Bentley's and this one guy i know will take me out for a drive in his Aston Martin Vanquish. I do like to stick out from a crowd and this is a amazing opportunity to do so at college. My 1st car is definitely goin on my dads policy, and by then i will have my full license. I have seen Jaguar XJ's for sale which i can afford, but my greatest question is how much would the insurance be. If someone who is a young driver who drives a Jaguar or something similer could give me a rough guess to how much insurance wud be?, i wud be greatfull or someone who has insured a young driver on there Jaguar?.""

How much are you paying car insurance NJ?

I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks""

Auto Insurance?

Why cant we have insurance on Auto Repairs. Where we pay a co-pay (like health insurance) or deductible and the auto shops are regulated by the insurance companies. We would pay more for cars that need more repair. Wouldnt it make automakers more interested in making a better car?

Shallotte North Carolina Cheap car insurance quotes zip 28470

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Indianapolis Indiana Cheap car insurance quotes zip 46206

"Indianapolis Indiana Cheap car insurance quotes zip 46206

Indianapolis Indiana Cheap car insurance quotes zip 46206

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Where can a marijuana smoker get affordable life assurance?

it depends on if your a heavy smoker or just smoke a few times. if they ask for health records then you will be in a higher quote, but also when they ask you question on health and ...show more""

Car Insurance help No claims bonus?

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I own a small retail store in CT and just received notice that my health insurance (for my family as well as my employees) went up by 23% (!). Now I'm trying to research online what the best options are in terms of affordability and coverage. I looked into HSA but am afraid that my employees might not be able to pay the high deductible out of pocket. I also wonder if getting individual health insurance (not via the business) would work if I pay a portion for each of my employees and if those tend to be less expensive. I pay 100% for my employees now and partly for their family members and would like to continue doing that but the prices are just getting ridiculous. If anyone has any suggestions I really appreciate it. Sadly, I am not internet savvy so shopping online has proven to be hard and insurance jargon just seems like a foreign language to me... :) Thank you

Indianapolis Indiana Cheap car insurance quotes zip 46206

How much average does a family of four pay annually or monthly for health insurance?

I'm currently in the military and plan on getting out in 3yrs. I have an EF but people in the service forget about health insurance (because its free now). I want to set my family up. Just wondering what would I be looking at paying when I separate for a family of four so I can start saving

What is the average monthly insurance payment on a BMW 1998 323is 3 series coupe?

I'm wanting a buy 1998 323is 3 series coupe with 140,xxx miles on it for only $2,900. It's in amazing condition inside and out. My daily commute is only about 4 miles total ...show more""

I might be starting a new job out of state. how do i provide health insurance for my family?

How will i know which insurance group my car belongs to in UK?

is there a website to find car insurance group?

Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?

rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?

Cheap auto insurance? Where is a good place to get cheap auto insurance?

Where is a good place to get cheap auto insurance? Im a 22 y/o that lives in CA. I need full coverage (liability, collission and comprehensive) on my 2003 Honda Civic. My driving record isnt too bad.""

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I want to register my band as an LLC. We need to put insurance on our tour van but would like to digure out the best way to do this. Should we put our names on it? or register for insurance under an LLC?

I got a cheap quote from The General Auto Insurance company?

and I think its too cheap to be true, it was a 6 month premium for $224 with a down payment of $56, is this a scam or is it a legit quote/company????""

Is there a significant difference in auto insurance rates when males turn 25 years old?

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I'm older but insuance is going to be a killer.""

Insurance through my work...?

Well im 19, and I just got a full time job through the city. Theyre wanting me to fill out their insurance papers and get on theirs, but im still on my dads insurance which is better coverage. Im covered on my dads until im 26. Im just not sure if I go on the cities what will happen to my coverage with my dad if it will just cancel me or if I will be on both or what. Idk. The cities insurance is free to me too so that isnt a factor. Thanks!""

Affordable health insurance? My husband's work does not pay for mine nor our son's insurace so we pay out of?

pocket. We have Aetna right now but they just keep jacking our prices up. My husband has not been to the doctor at all this year and they have raised his prices too. Does anyone know of a good health insurance plan that is affordable please?? Thank you!

Can i survive without auto insurance?

I'm 16 and a half. I live in California. I got my drivers license yesterday. My dad has farmers insurance. Adding me to his plan will double his monthly bill. I am a VERY good driver, i live in a small city, and i never go on the freeway. Is it alright if i drive without adding myself to his insurance plan? i don't think $200/month is necessary. Also, it is not legal to drive in California without financial coverage so if i get pulled over, will i get into trouble?(the car's covered so im partially covered rite?). Thank you""

How much would it cost to insure these cars?

How much a year would it cost to insure a: 57 reg Renault Clio 1.1L and a 57 reg Vauxhall Corsa 1.1L I'm 18, female live off the main road and the car would be kept on a driveway, i live in a quiet little village in Derbyshire, the insurance groups for both are group 1. It will be used to drive to and from college each day so around 20 miles a day, no enhancements on the car, cars have done 17,000 miles, i have had my license for 1 month. Thanks.""

Is it possible to switch car insurance?

If someone wanted to switch their car insurance over to a cheaper one because theirs got raised because of points, will it also raise on the insurance they want to switch to?""

How easy is it to change my car insurance?

I am 23, and never changed my car insurance before. I had it for 5 years. I paid $65, then after a ticket, over a year ago it suddenly went to $87. That is with progressive. Esurance offered me $55 for same coverage. If I usually pay on the 20th, can I call them up, set up new plan, and have it start on 20th, and have old one stop on 20th, without another bank deduction?""

Does anyone know a carr insurance company that quotes and lets you print certificate?

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Auto insurance question?

I'm currently looking for auto insurance and whenever I get a quote, they ask me if I have previously had insurance. I am currently covered under my parent's auto insurance, does that count? Thanks!""

Cheapest Car Insurance Companies For A 17 Year Old Boy?

I've done a lot of research and can't find anything less than around 2500 a year, any good companies that can can give me a better quote? I'm thinking about getiing a Renault Clio or a VW Fox if that helps. Any tips or suggestions for good insurance companies would be much appreciated!""

Does insurance get cheaper with age or experience?

(UK) - I passed my test last summer. Just wondering does car insurance for young people get cheaper with how many miles they've driven/owned a car/been with an insurance company etc OR is just how long you have had your licence for? Cheers

Looking for a cheap car to insure for a teenager?

I am 16, and have had my license for a few months. Right now I am driving one of my dads cars, a Honda Element, and it is relatively cheap to insure. This in mind, I need a car of my own because he doesn't want me putting too many miles on it. I am wanting to buy a used car, relatively cheap (Max. price of $10,000 but I would like to keep it below $8,000 preferably) with low rates of insurance. I really like a 00-01 Jeep Cherokee, but am flexible. I just want a list of some cars with low insurance rates. Also, don't respond with nothing is cheap for a 16 year old because I know that. I am looking for something cheaper than most.""

Homeowner insurance am I right?

So am I right? If I rent-to-own a home but the deed is still in the owners name untill I pay off the house. I cannot get homeowner insurance because the deed is in the owners name? But after I pay the house off I can get homeowner insurance because the deed will be in my name? I am paying the homeowners insurance though and if somthing happends to the house what the insurance will pay is the balance and I get nothing. So I should get renters insurance ??

Cost estimate of motorcycle insurance for female?

I'm 18, female, live in Colorado, with a clean driving record and no bike yet. I'm thinking about a Kawasoki Ninja or Sportster. I cant find insurance estimates! Can someone help me figure all this stuff out? What I need to get and how much its going to cost me?""

Why did Democrats call their health insurance scheme the Affordable Care Act?

When in reality its making it more expensive for the middle class?

Are there life insurance policies for seniour citizens?

Average cost home insurance in UK?

How much does it cost to insure a rented property (house) in the Uk for a year? I know it depends on many different aspects but I would like to have a rough idea of the cost. Probably renting a 2 bedrooms house in Bristol with a small garden. The quoting companies ask me for too many details that I don't know

Indianapolis Indiana Cheap car insurance quotes zip 46206

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Tip cheap car insurance port saint lucie florida

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Tip cheap car insurance port saint lucie florida

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If I have already bought a term life insurance plan for 20 years a year ago, and I get a new job which is a higher risk job, will my insurance rate go up? If so how much could it go up by?""

Is having the minimum state car insurance a good idea?

i am a 23 year old college student in california with one point on my record. i have a 99 civic which i bought for 6k paid in full. I DONT HAVE ANY OTHER ASSETS. i recently looked around for car insurance and realized, cant i just get the minimum state requirements for car insurance? if i hit someone, they cant sue me because i dont own anything besides my car, right? would they be able to go after my parents assets? i still live with them. they didnt help pay for my car.""

Does it show on your medical insurance bill?

I took a blood test recently and apparently my medical insurance covered it and all I had to do was pay the co pay. my mother pays for the medical insurance. Does the visit show up on the medical bill that I went in for a blood test? or do you just pay for the insurance as normal? How does it work?

What should i do about car insurance?

In my last question i mentioned that i am no longer insured. I do not have a car, so i cannot just go out and buy car insurance. so they said i need to be covered under one of my parents policy or something... My mom refuses to do it, Because i missed one month payment while i was on hers before.. And i have no one else who wants to... Is there a no car insurance that i can get that covers me regardless of what i drive, so im not uninsured. I cant drive without insurance.""

Health Insurance for Self employed with Maternity coverage?

I am self employed and want to purchase health insurance for myself. I need to find insurance with maternity coverage. I have looked on several online insurance quote websites, but have been unable to find maternity coverage. I live in Texas by the way. Does anyone out there have some info for me?""

Which is better hmo or ppo insurance?

Can I get my own car insurance on a learners permit?

I am purchasing a new Altima on Wednesday. I am buying the car completely out but to take it off the lot you have to have insurance. Can I get car insurance on a learners permit? I'm 18. (Please don't answer if you don't know the actual answer. I don't need any opinions I need facts) Thank you in advance.

Changing motorcycles and insurance question?

Long story short I have got a new bike. The bike I am Insured on has about 2 months left before I gather another year no claims. However, I was wondering would/do Insurance companies offer a way for me to transfer the next/last 2 months to my new bike (At a possible cost) then charge me a full year when its due (In 2 months) Any help will be appreciated. I don't want to phone my insurance up cause every time I phone someone like that and tell them I have a new bike I want to insure they go crazy and keep phoning me! I have 1 years NCB and i'll be 18 in 2 months (when I will get 2 year NCB) Cheers Geoff""

Can my mum use her no claims to insure my car?

I plan on buying an 05 reg fiat punto active sport for my first car. Obviously being 17 if it is my own insurance it will cost ALOT, whereas if i am just a named driver i can get it for around 1800. I realise this is illegal and many people frown upon doing it but in all honesty she will drive the car just as much as me. She has been told that if her no claims bonus is already being used on 2 other cars, it cannot be used to gain a discount on a 3rd, i will be using direct line, is this true or can we use her ncd?""

Whats the best and cheapest car insurance?

Volkswagen Polo 1. Litre, to drive in the city of London?""

NEED HELP FROM CALIFORNIA RESIDENTS about car insurance!?

We recently moved, and I called my car insurance agent today trying to change my zip code. My insurance company (Mercury) wants to charge us extra $150 for a 6-month period. As I recall, wasn't there a law passed last year against insurance companies from using a zip-code-based system? And when we brought that up to her, she just said we haven't gotten any notice from Mercury so we're still going to charge you for moving. Anyone knows what I can do about this? Thanks.""

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Graduating from college and need affordable health insurance?

Whats the cheapest health insurance for adults ?

im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !

How much should i expect for insurance cost on a used 2005 nissan altima?

i know it varies, but can i get a range?""

Can insurance change term suddenly without tell me?

Can health insurance stop cover my medicine suddenly? I have used this medicine for 6 months and now I refill it,( I have 12 months refill) my phymesist told me that the health insurance changed code and stoped cover it. Can insurance do that suddenly? What can i do to fight with them? thanks.""

Is auto insurance cheaper in Texas than California?

Best car insurance for an independent at age 19?

Is there insurance you can get that will cover pregnancy?

I just found out that I am pregnant and I don't have insurance and I make to much for State covered insurance. Is there an insurance company out there that covers pregnancy now?

Is it any difference between Insurance agent and broker?

Auto insurance company wants to check my credit and past infractions.?

My auto insurance company (which i've been using for 6 months now) wants to check my credit history and past infractions in order to benefit from new lower rates i have good credit, but a couple of speeding tickets, could this actually increase my rate?""

How much will my second speeding ticket make my insurance rates go up?

I received a speeding ticket in January for 90 in a 70 (I-5 on my way down to San Diego), and today I received another ticket for 86 in a 65 on Freeway 85 in Cupertino. The first ticket is being taken care of with traffic school right now, and since I can't go to traffic school again so soon I'm assuming the 2nd ticket will increase my insurance rates. Does anyone know how much they will increase? I'm 21 and am on my parents' insurance (USAA) because I'm in college, but I will be paying whatever the difference in premium is so I'm trying to get an idea of what the damage is here. Also, I know I messed up, so no need to tell me in the answers. I thought I'd learned my lesson after the first ticket but apparently I still haven't, so at this point I'm just afraid to get into a car.""

Does filing a claim raise auto insurance rate?

My car was vandalized while I slept. Luckily my car shut itself off when it did not recognize the key. I filed a claim with the insurance. I had comprehensive coverage. When it was time to renew, my rates increased. What is the point of having insurance if you are discouraged from filing a claim? I thought if it was not my fault, my rates do not increase?""

""When being sued by an insurance company, can they put a lien on my property?""

i was involved in a accident in 2008 now me and my mom are being sued. My mom is the registered car owner (shes super mad at me) anyways they will post a judgement againt the both of us. We are both W2 workers and she has a house. Can anyone give me the worst case scenario, what can we do??""

Best insurance quote website?

I dont want to call 10+ companies and telling them the same info over and over. What is the best insurance quote website that allows me to get the most accurate quotes from the most companies?

Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?

so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys

What is the best car insurance to get?

Cheap, reasonable, and the best.""

Can I be under my uncle's car insurance?

My uncle just bought a car for me as a gift, however it is under his name. Is it possible for me to be added as a driver under his insurance, even though I am under my parent's insurance? or would I have to add that car under my parent's insurance? This is all so confusing.""

What are typically the cheapest auto insurance company in Massachusetts?

I currently am with MetLife but they increased charges this year, so I'm looking to change the company. Any suggestions to cheaper auto insurance? Thanks!""

What will Insurance company do?

My brother got hit by someone while driving. He and this other person exchanged information and the other person agreed to write him a check, but never followed through. He isnt sure if the person who hit him had insurance, but has a feeling they didnt. He reported the claim to his insurance company, but decided to sue(small claims) the person who hit him on his own for the deductible. When he arrived to court he found out the person who hit him filed a counter-claim for damages done to their car, but they are the ones who hit him! Can he get the insurance company to give him a release letter to sue on their behalf or will they take over? I dont know what to tell him or how to help him. Help please!!!""

Where can i get really cheap braces in California?

I need braces, I do have insurance I am a teen we cant really afford them. I would probably need a year to two in a half years with them. Thank u""

Behind the wheel test insurance question?

I'm taking my behind the wheel test soon and my best friend is going to be my licensed driver and we were thinking if taking my moms car its insured and everything but its In my moms name only. Can I still use it for the test even though she's not going to be there? I checked the dmv website for California and it just says the car needs to be insured with valid registration.

Cheap Auto Insurance for someone under 21?

The lowest auto insurance rates I can find wants me to pay like 340 a month I want to know if someone knows of a auto insurance that has a monthly fee of 200 at the most high or low deductibles do not matter buut there has to be a deductible anyone know a auto insurance that can offer me this Thanks

How much would car insurance be on a 2004 mustang?

i just recently bought a red 2004 Mustang V-6 convertible and i was wondering how much insurance would cost ? im pretty sure its over 100 but how much ? im 16 and its my first car , no rude comments please.""

What heapens if I don't pay for car insurance?

I have a car, but actually I don't wanna pay for insurance any more. So what happens if I don't pay and drive without insurance?""

Cheap car to insure at 17years old?

Hi, I was wondering if someone could help me. Ok, When I'm 17 I'm intending getting a car straight away and putting it onto my dads name. (he has been driving over 30years so it should be cheaper atleast a few hundred - his is like 300 per 6month's driving a 1.8 litre Ford Focus) Anyways - I have enough money to get my driving lessons completely paid for and passed (ofcourse as I was promised for it to be paid) and I have a few thousand left in the bank Anyways - I was wondering if someone could recommend a car for me. I'm into like these kind of cars: Vauxhall Corsa Vauxhall Vectra (the 05 type) Vauxhall Astra (the new kind of hatchback (05 again I think) Ford Mondeo 2001 Ford Fiesta (I love those modified but not for a first car!) Fiat Punto 2005 Seat Ibiza I know nearly everyone will be saying the Corsa is the least to insure of which I know it is (Insurance group 1 I think) but.. Its just not my sort of car for my first car but I would like to have it later in life. I'm 15 the Now (16 in March) and my dads covered with E-Sure. What car would be best to insure (In order)""

What is the average insurance price for the new 2010 Chevy Camaro's? CURRENT 2010 CAMARO OWNERS ONLY PLEASE!?

I'm interested in purchasing a Chevy Camaro(2LT or 2SS), and I wanted to see how much current owners pay for their insurance. I'm 22 years old and I've got a clean driving record as well. Please let me know what you know! I don't feel like being spammed by insurance companies. I've gotten the free quote before and I still get emails from Geico! Thanks!""

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Say, I don't have insurance nor a car, but my boyfriend's parents would like me to drive their car to help run errands for them. Their car would be insured and their permission would be granted for me to use it. Would this be okay?""

Car Insurance Help!!!!?

Im 18 years old and for graduation present my father said i could pick a car I was thinking a 2007 mustang shelby gt500 i was wondering what is the insurance rate on a 18 year old with no previous accidents and i was thinking also a 2011 mustang gt and what is the insurance rate on that as well and for the last car a 2004 cadillac xlr what is the insurance rate on these 3 cars Thank You

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I'm going on holiday at the end of the month for 10 days and was just wondering if I could add someone on my car insurance for 10 days? or what's the least amount of days in can? I'm the main driver on the policy but my dad is the 2nd driver, but I was going to see how much it would cost to put my brother on my insurance just for the time in on holiday?""

Temporary Car insurance??

Need temporary car insurance for about 3-4 weeks, our own policy runs out the middle of next month, but we have just ordered a mobility car, and it wont be here until 1st week in June. We call our current insurance company and was basically told they would charge us for 6 months and then a cancellation fee. What company offers the lowest price insurance for that short amount of time??""

How much will my insurance go up?

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On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?

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My boyfriend (since he got his license at 16 before he had his own car) has been paying $200 a month on insurance because his parents said he had to. My question is, did he have to pay insurance even when he didnt own a car?""

How can I get US health insurance for my (non US residents) parents (in late 50's)?

This is both an Immigration question and a Health Insurance question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56, 59 years old. How do I go about getting them health insurance so unexpected health concerns don't ruin them, they can get their prescriptions filled w/o paying an arm and a leg, etc? Are there specialized US insurance companies that offer insurance to non-residents that's worth anything? I don't need the gimmicky travel insurance that won't cover anything or require outrageous deductibles and paperwork sent to some tax haven country ... I need a reliable US insurer who can be found, operates under laws of US, has customer service who can explain their policies, etc.""

Car insurance that covers young people driving other cars?

I'm looking to buy car insurance as my renewal is due on the 30th of Nov, Does anyone know of any insurance companies that will let you drive other people's cars with the owners permission? I'm 20 at the moment and I'm aware that most insurers will only cover 25+ for this benefit but I want to know if there are any companies that offer this to younger people under 21, also if anyone knows of any companies that cover over 21 year olds this will also be helpful as I'm turning 21 during the course of the policy can anyone help me with this?""

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I'm having a baby around the first week of December, and I need to figure out how best to set up health insurance for her without going bankrupt. I looked into Blue Cross Blue Shield of Florida, and to be eligible for a child-only plan, the baby has to be atleast one year old. For us to get a family plan the cost is absolutely through the roof, more than our monthly income, and even then the child is only covered from 6 weeks of age. Does anyone know of any companies that will insure a baby from birth, without the parents having to be insured? I'm giving birth at a birthing center, and one of the terms of care is that I have to take the baby to a pediatrician within 72 hours of birth. No decent pediatrician will accept us without insurance. I think we may actually be eligible for Medicaid, but I don't want to go that way because high quality doctors don't accept that around here. So can someone please suggest a company that I can go to to insure my baby affordably, in Florida.""

What whole life insurance policy is best for a 24 year old?

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i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""

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Hi I'm a 22 year old male I passed my test 7 1/2 months ago I got my first car it's a ford escort 1.6 yr 1999 does any one know where I can get really cheap car insurance as it will only be used to take my two kids to school thank a lot.................

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I would like to know about top 10 insurance companies of US. Because I want to buy a life insurance policy. Before buying this I would like to compare the insurance quotes of top 10 insurance of companies.

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I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)""

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my car and 2 other cars were damaged by a drunk driver. his car flipped and crashed on the ground. they ran away as soon as they got helped out. the police came and all we got was a police report number. my question is my car is scratched and has broken windows/mirror. i am not going to pay for it to get it fix , why should i it wasn't my fault. how can i get a hold off the drunk drivers insurance and policy information. will the police contact me after they get all the information or do i have to contact them? sorry i have never had to deal with the insurance company or the police for any of this so i have no idea. if this matter i live in san diego california""

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I am 17 years old, I live in Montreal Quebec, just got my car license and i have no criminal record or anything. I accomplished the car driving course and the motorcycle course. how much will I pay on insurance? I know its hard to answer but like the average/year? and do I have to take both side insurance or only one side? and will it be cheaper if I only take the insurance for summer time and not pay the whole year. and does any one have a good insurance company for me in Montreal. thank you.""

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Does my mom HAVE to be on MY car insurance?

So here's the deal -- I am getting a new car soon and my mom wants me to get my own insurance so her bill doesn't go up (she normally pays $70/month, but once I was added to her policy the bill went up $85 -- and that was with just ONE car). And now that I am getting my own car, my mom knows that the insurance is going to sky rocket and that is why she wants me to have my own insurance. However -- according to all these insurance companies, my mom and I HAVE to add each other as drivers onto our policies since we live in the same household. My problem is this -- why is it that when I am getting a quote online and I add my mom as a driver (but have her EXCLUDED from the policy), the price is $1183 every 6 months, yet when I DON'T include her as a driver at all, the price drops down to $854? Do I HAVE to add my mom onto my car insurance even though she has her own policy with a different company and won't be driving my car -- ever? Seriously, the only time she will be in my car is when I am driving, and god forbid I do get into an accident, this insurance company covers myself and any relative that resides in the household. So would I REALLY have to add my mom onto my car insurance even though she won't be driving my car? I don't want to pay $400 more for someone who will never drive my car...""

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It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.

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Hello, does any one know any cheap insurance for `18 years old boy. Im looking forward to buy: 1) vw polo 2001 1.0 2) skoda fabia 2001 1.0 3) Seat ibiza 2001 1.4 Thanks !!""

Got a Speeding Ticket in NJ. Will my Insurance Rate go Up?

Got a speeding ticket in NJ, and the cop said I was going 66 in a 45 zone (which is untrue, but that's besides the point). 1. Does this put points on my license? If yes, how many? 2. Willl my Geico Insurance go up? If yes, by how much? 3. Will a defensive driving course help at all? I'm 20 years old, this is my first offense ever, and and I own the car and insurance.""

If an unisured driver is at fault in an accident where the other party had full coverage insurance. ?

Does the fully covered drivers insurance sue the non-insured driver?

Car Insurance question....?

Ok, so I'm 24 about to turn 25(apparently that's when your taken out of the pool , or so I've heard, which means my rates should lower.) However my insurance will expire before I turn 25, and there will be about a 3 month gap between those dates. I was wondering if I could get car insurance to cover those 3 or so months, or would I have to buy a 6 month and then get another quote later?""

Cheapest car and car insurance for an adult first time driver?

hi i just passed my driving tests and looking for a cheap, small and reliable car. i am 27 and a full time student. i live in small UK city. would like to how much to expect to pay for car and road tax. what other things to expect to sort out. god bless you""

If I buy a turbo car will it raise my insurance?

I have geico, I will be on my own plan. I am 19 years young ( Almost 20 ) Tomorrow I am looking to purchase a 2005 volvo s60 2.5 Turbo .... I've never owned a turbo car before, will it raise my insurance rates with Geico? If so by an enormous amount? or just a little more? I won't buy it if it doubles my insurance! Please help with previous insurance rates based on turbo cares and young drivers. Very important. Thank you""

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what are the best insurance companies for barbershop insurance? where should i look?

Do insurance companies raise premiums based on points or violations?

I have two tickets one for stop sign, and one for speeding. My question is which one should I turn in my traffic school certificate with to erase the point. I know they are both 1 point violations on my dmv record. Will it make a difference to my insurance rates? By the way I have USAA.""

Florida Health Insurance Question?

A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?""

Aussie car insurance?

who are the cheapest car insurance company for aussie p platers also.. are there any companies that offer reduced term cover.. id like 6 months insurance so i can take up a years insurance once thats finished to break up insurance and rego

atv insurance

Car insurance !! HELP MEEEEE?

right, i cant find any cheap car insurance but my step dad said i can go on his and it should be alot cheaper ( just for a few yeatrs to save up abit ) but my car is in my name, do i need to change my car into his name ?? Pleasee help be Thank youuu !! xxxxxxx""

CANT GET INSURANCE LOWER THAN 6000 !!!?

I'm really frustrated as i've just passed my test and looking into buying a car and insurance and im quoting on a Vauxhall Corsa that is in insurance group 1 and getting nothing less than 6000 how the hell am i supposed to be able to afford that even with a full time job! its ridiculous i know that im 18 and male which is high risk but even if they said between 2000 - 3000 it wouldnt be so bad for me, can someone please give me an idea of what to do next?! :/""

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

Car insurance rates for teens?

I just got my drivers license a little more than a month ago. My parents are telling me that they're going to wait for another year before they add me to their insurance policy because it'll be less expense by then. Is this true? I also read somewhere that the earlier you add a teen to your insurance policy, the rates will lower quicker because they insurance company know that i'll have some experience by then. So if my parents add me to their insurance policy now, would it be lower in a year compared to them waiting a year for them to add me?""

Cheap car insurance UK?

any tips to bring the price down? or any insurers going cheap atm? 24 yr old guy 1 yrs no claims citeron saxo desire 03 reg park it on a drive way

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

Can I get anything from the insurance company of the guy who totaled my car?

My car was totaled while parked. My insurance will pay blue book value for my vehicle, which is less than what I owe and I don't have gap insurance. Now I am jobless and w/o a car, but needing one ASAP to go to school. Can I get anything from the insurance company of the guy who totaled my car?""

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

Car insurance question?

i recently quit my job and was woundering if it is possible to cancel my car insurance and get it back when i get another job and btw i got state farm

Where is the best place to get life insurance quotes?

i am trying to get life insurance quotes but it is so many places to look. could someone give me a good starting point

How much would it cost for car insurance for a second hand classic car for a 17 year old?

Hey, I'm turning 16 in September 2012, and being a boy I am already thinking about my first car. I'm hoping to start work around November-December and am hoping to earn around 1500, which fits perfectly into my price range of 1000 - 2000. Recently I've been thinking down the more 'Classical Route' (extravagant, I know) and found Classic Cars for around this price at www.carandclassic.co.uk I've had my eye on MG mgbgt or Triumph Spitfire and similar. I can afford something like this. The only problem that faces is me now is Insurance. I know that insurance is really quite expensive for this type of car ESPECIALLY for my age. However I have heard that insuring a car at my age is expensive regardless of the type. It's really the only set back for me. I'd love to hear from you how much it would cost to insure this kind of car for my age, as well as any personal experiences, alternatives and any other advice. Thanks. :)""

My door was kicked in... looking for average cost of repair?

My door was kicked in recently, someone broke in and robbed me. I dont have home owners insurance, so I have to fork over the costs. The frame will need replaced and a new door will probably need to be installed. Just wondering if anyone has had to replace their frame and door and how much it cost them. I would have called home depot or lowes by now... im just worried that i am going to have a heart attack when they tell me the price!!!! thanks for any help!""

Does your Drivers Ed grade effect insurance?

Can my uncle insure my car? 10 points?

I'm 17 and have my provisional license. I don't live with my uncle but we live in the same town (in NJ). I can't get put into my parent's insurance since they don't have their licenses. If i get my own car, can my uncle add me onto his policy even though we don't live under the same address? 10 Points""

Could anyone tell me if there are dui/dwi exclusions in states that have no-fault auto insurance?

""After 7 years out of country, why the high car insurance rate?""

Seven years ago, I got a job working overseas. I sold my car here in the US before I left. Now I have returned to the US to live and I bought a car. I was shocked at the insurance rate - the cheapest I could find for a 2013 Ford Fiesta was $1112 for six months of coverage! I asked the agent why the rate was so sky high. Well, because the assumption is that you have been driving here in the US as an uninsured motorist for the past seven years . I tried to show proof that I was living overseas for those seven years, and that I didn't have any vehicle to insure in the US. But my explanation fell on deaf ears. Is there any way to explain my situation to Safeco (the insurance company)?""

What penalities will I get having invalid car insurance?

Two nights ago police stopped me when I was delivering food and checked my insurance details. I had insurance for social purpose only. They told me to change my insurance to business insurance and they let me go with warning. Last night same guys stopped me again and again they checked my car and found me delivering food. Luckily they let me go again but they reported of the offense. What will happen now? will I get points or fine or what?

Florida Car insurance questions? Agents?

Any of these you could answer would be great. 1. Will my Dad's insurance cover me if I drive his car if I dont permanently live with them anymore? Does the policy including anyone he gave permission to drive include me then? 2. Would it be cheaper to get my own insurance or be added to his policy? 3. Im home for the summer from college, so would it be possible to pay for a couple months worth of insurance, because he cant afford a 6-month policy for me 4. Does insurance cover the car or the person? 5. If I were to get insurance now, then get my own car in the near future, what changes would have to be made and how easy would they be? 6. My dad said something about not being able to take me off his insurance once I was on it, because I go to school in the same city. Why is this? Also, I'm 19, female and live in Florida Clean record, my dad drives a Toyota 4-runner""

""Will my auto insurance go down, now that I have turned 25?""

I just turned 25 today, will my insurance go down? should i call my insurance company?""

Can i get my car insured on my parents name?

i have recently passed my driving test and it is really expensive to get insured on cars i was wondering if i can get insured on my dads name until i reach a older age then it will be cheaper is it possible to get insured on my dads name?

What type of car insurance coverage do you have?

So, I just bought a new car, and when I called my insurance to switch over my policy the agent tried to sell me this that and the other, saying I really needed all these things since I have a new car now. Just wondering what other people have on their car, and have you ever needed more coverage then you had?""

Do you pay homeowners insurance in advance?

When closing on a house, do you pay the homeowners insurance in advance?""

How much would it cost to insure a ford puma?

how much would the insurance be on a ford puma for a 17 year old, driver whose just passed her test??""

Baby insurance?

Okay so my fiance and I aren't married yet. I am on my moms insurance until I am 19 and they wont cover the baby. He has his own insurance through WI called Hirsps. I can't change my license yet because my moms insurance will drop me and we dont want that to happen because it will be hard to get insurance to cover hospital bills. How do we get the baby insurance? Can we put the baby on his insurance?

Cheap car insurance for Land Rover Discovery?

I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help""

atv insurance

Do I need to include a speeding ticket that got reduced to a moving violation on a new insurance policy?

I am trying to get a quote for insurance and it asked if I have had any tickets. i did get pulled over and got a ticket once, but I had a lawyer get it reduced to a moving violation so it wouldnt affect my insurance at the time. do i need to mention it when i try to get insurance somewhere else?""

Help finding a car insurance quote?

I'm doing a project for my economics class where I have to pretend to be a 22 year old living on my own and make a monthly budget for myself. I have to find a car insurance and health insurance quote, but everywhere I search asks for personal information and has to search through my records and credit to give me the right quote. I'm only 17 so they wouldn't find anything on me. I need it for a 22 year old making 27,000 a year. Please help me! 10 points to the best answer :)""

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live?

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live with her with the same address?

""No insurance, spun out on highway during severe snow storm and was hit. Who is at fault?""

The section of highway I was driving on was 2 lanes wide and straight for a mile. Traffic traveling the opposite direction was separated by about 100 feet of grass. The maximum speed limit is 65mph and the minimum is 45mph. I was traveling at an estimated 45mph in the slow lane. The tail end of my car began to slide out to the right and I was unable to correct this due to the terrible conditions of the road. I spun completely around and was facing directly into traffic in the fast lane. A car traveling in the fast lane (at a rate of speed unknown to me) hit me head on, totaling both cars. Its hard to be sure, but I am estimating that the time between initial loss of control and impact was around 10 - 15 seconds. There were no injuries. I did not have insurance on my car due to being a college student and not having help from my parents. It is not legally necessary to possess insurance. Two months later, a collection agency is looking for $3,472 from me. Should I have to pay this?""

Buying car insurance for a used car?

im buying my first car, used. and all i have knowledge from are from the internet. i live in California. when i see tv commercials, i often see the buyer being able to purchase their insurance when they are on the CAR dealer. my question? when is it do you get insurance? BEFORE OR AFTER YOU PURCHASE A CAR? also when getting quotes online, you have to add the car that you OWN, so im guessing you have to buy the insurance after AFTER?, BUT the policy seems to start the day after you purchase your insurance, so does that mean your driving the car illegally for a day?? if you were to buy the insurance (online) before and have to add your car, im guessing you have to be SET AND SURE you are getting the car when your policy starts? none of my friends knows about this because their parents own it and they don't care about their insurance... im so confused. help me.""

How will USAA Insurance decide how much my car is worth in an accident?

I'm not a member and was not at fault - the liable party was a USAA client. I had a 1996 VW Passat and am waiting to hear if they are going to total it. If they do, how do they determine worth? How soon will I get the money?""

Does AAA pay the difference of how much your car lost value if the accident was not your fault?

I was recently in an accident, but it was not at my fault. The insurance company is covering everything. If the car goes down in value, does AAA pay the difference that I lost in the car? Thanks! I have no-fault by AAA in Michigan.""

How much would AAA car insurance cost?

I tried calling but their lines are always busy lol.. so I'm gonna try my luck here. My friend is 25 and getting his license first time driver. (he lives in a poor family so yes it took him that long) He wants AAA because since he has a clunker he doesn't want to keep calling for a tow everytime it breaks down and pays a fee. He has a 2001 plymouth neon and lives in Southern California. Any ideas how much his monthly insurance might cost?

2003 Hyundai tiburon 2dr coupe. Insurance price?

So I'm a 17 year old girl.I'm getting my first car. Idk if where I'm from makes a difference, I'm from texas. Would a 2003 Hyundai tiburon 2dr coupe be considered a sports car on the insurance? If so, how much more would it be vs. a normal car? Please help me!!!!""

""If you have your learner's permit, do you need car insurance?""

If you have your learner's permit, do you need car insurance?""

For what reason would i not qualify for unemployment insurance in California?

i was recently let go from work. so, for what reasons could i not qualify for unemployment insurance? and for what reason could i qualify for it?""

How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?

How much will insurance cost for a boy at 17 yeras of age with a 2005 nissan altima with a v6?

I'm 20 from London what insurance companies will let my 17 year old brother be on my policies?

Me and my 17 year old brother want to buy a 50cc gilera dna 1 for me and 1 for him. I have a full UK drivers licence and revived insurance quotes for around 400 a year......where as my brothers cheapest. Quote was 550 a year. He doesn't have any sort of licence but was hoping to get a scooter license this coming January's. So the question is would he be able to be put on my insurance policies I'm 20?? And what insurance companies will do that? Thanks ;).

How do I get health insurance for my newborn?

I am 6 months pregnant and 21 years old. I am still on my parents' health insurance, as I am an unemployed student. My boyfriend, who is an independent, is an unemployed student as well. He is currently uninsured and, as we have found, is uninsurable due to the fact that I am pregnant. My parents' health insurance WILL NOT cover grandchildren (dependents of dependents) and so my baby will not be covered on their plan. Individual health insurance plans will not cover my infant until up to 30 days AFTER he is born (and we can apply for medical insurance for him). How do I secure health care coverage for him BEFORE he comes so he can start going to the pediatrician immediately?""

Affordable dental care?

where can i find affordable dental insurance in illinois?

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

Republican want to ensure that 45 MILLION Americans have NO Health Insurance part of their 'Family Values'?

These are mothers, fathers, children, babies - who have no access to affordable health care - but who still get sick - and who subsequently (quite often) lose their homes to ...show more""

What is the cheapest insurance out there you think?

Whats your insurance company and how much you pay a month?

Car Insurance Premium?

I have a car which is insured with company B. I decided to buy a new car and the dealer offered me a 7 days free comprehensive insurance with company C. I put my old car for sale while still under insurance B and on the third day after buying the new car I got into an accident. All accident details and fixes were done with the free 7 days car insurance C. During the process my older car was sold and eventually when I got my new car back from the garage I transferred it to my Insurance B. Now that liability of the accident is dealt with and stayed at 50/50 guilt for both parties, I was advised that my insurance premiums can be affected. My question is will that affect my current insurance B or not? Only insurance C dealt with the accident my insurance B have not paid nothing towards it nor get involved with it. Can my insurance B still go up on renewal due to this accident even under a different insurer?""

Will getting one speeding ticket increase my insurance bill? Will it show up at all on the bill?

I have Allstate if that matters at all..

Where can I find disability insurance?

I am deaf and looking for special disability insurance for auto. I have state farms with my parent name but I am trying to get my own insurance that work with disability part.

Which auto insurance company is better? Geico or Mercury? Please share your personal experience.?

Minnesota car insurance rates increas with a speeding ticket?

Can car insurance rates increase after a speeding violation as a Minnesota resident if the violation takes place in Florida in a Florida registered vehicle?

How much would it cost for insurance for a c6 corvette Z06?

it can be an estimate or an average?

atv insurance

https://www.linkedin.com/pulse/2015-wrx-insurance-alexander-collins/"

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dangerouscrusadefire-blog · 6 years

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Fayetteville North Carolina Cheap car insurance quotes zip 28314

"Fayetteville North Carolina Cheap car insurance quotes zip 28314

Fayetteville North Carolina Cheap car insurance quotes zip 28314

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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automotive, insurance""

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What company provides cheap motorcycle insurance?

I need affordable mortgage life insurance. I' m 62 and have a heart problem that is under control with meds?

I also have stents in my arteries and heart. I need $250,000 in insurance to payoff a 30yr loan. Our house was originally paid off and I (the house was put in my name alone, not my husbands) took out a mortgage for $130,000 to finance my daughters business which failed. I thought that I did have mortgage insurance on the original loan but did not find out until after I took out my 2nd mortgage ($120,000) to pay off other bills the business acquired. Between the 1st and 2nd loan I became ill and I don't know what to do now. My husband doesn't know about the 2nd loan. If anyone knows how to fix this please let me know. I don't want to die and leave 2 mortgages for my husband to pay off.""

Are you going to purchase health insurance as required by law ?

Now that the public option is off the table ? http://news.yahoo.com/s/ap/20091209/ap_on_bi_ge/us_health_care_overhaul Where's the guarantee that it will become affordable ?

I am 16/m and looking for a cheap car insurances?

Im currently living in nyc, I am 16/m and looking for a cheap car insurances. Does anyone know of any?""

How long until you need to get car insurance?

We are buying a car tomorrow, how long do we have until we have to get insurance..is there a time frame.? we live in California if that helps out any..""

I need a form for allstate car insurance good student discount?

Insurance on a car for first time driver?

Hi there, Im hoping to take my driving test very soon do I have started looking at second hand cars. I have typed a couple into comparison sites, but seem to be getting 2000+!! I was just wondering if you could give me a list of cars 1litre or 1.1litre that would be cheaper to insure. Im 27 and have 2children, if that makes any difference to insurance? Thankyou""

Cheap car insurance places in michigan?

i am currently relocating and i need to find a very cheap insurance for my husband asap. he is 21 clean record and doesn't have much of a credit started. does anyone know what car insurance places that would be cheap less than 150 a month i know it varies for different people but I'm stuck and need a few ideas.

What is the best place to buy whole life insurance from?

I want to buy life insurance for my 47 year old husband and my 9 year old son. There are so so so many companies out there. What are some of the better names that are not schemes ?

I want to finance a car. Can the registration and insurance be under my brothers' name?

Will a car dealership allow me to register the car under my brother? I want to put the car in my brothers name because the insurance will be cheaper. His credit is in better than mine.

Car Insurance On A 2005 Mustang For A Young Driver?

Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months""

Will Geico raise my insurance?

I recently got a ticket for going 30mph over and I will most likely get 4 points on my license if I choose not to hire an attorney. If I take the 4 points, how long would it take to get the points erased for my license? And will Geico raise my insurance rate? I'm in Florida""

Will my insurance go up if i wrecked in a ice storm?

there was an extremely bad road conditions in my area on dec 15, and i hit a mailbox coming home, i was only going 15 MPH but the rear end of my car went out of control and hit a mailbox, will my insrance premium go up if i turn it into insurance? also will i get into any trouble since i hit a mailbox if i turn it in?""

Why are my wife's health insurance rates going up?

2 days after Obama signed the new health care law, my wife received and email from her health insurance company. Her monthly rates, and her deductible will be going up. Ah.. wait a minute... isn't the new health care law supposed to make health insurance more affordable????""

Where to find affordable complete health insurance?

i am looking fior affordable health insurance, like as in family. i am looking online, but so far have come up with nothing. they are dropping my insurance at work, so i need to find something. if i have to go online to find it, that is ok.""

How much should I expect my car insurance to increase?

I got a 34 in a 25 in Virginia. I'm 19, and this was my first offense. Currently, I'm on as an occasional driver because I'm usually at college. Thanks.""

Fayetteville North Carolina Cheap car insurance quotes zip 28314

Immediate Medical Insurance Help Required?

Hi I am Rishika from Bangalore. I am new to this place. I had got a medical insurance done for my parents but It got expired one month back. Unfortunately, my mom is due for a surgery in the next week and I am looking for any quick medical Insurance help that I can get. I understand its too late to get a medical insurance done. I can arrange for the medical expenses by hand as of now. Is anyone aware of any policies from which I can reimburse the amount later. Or is anyone aware of any medical insurance people from whom I can make a deal and make it a cashless transaction using the insurance policy?? IM confused like hell. Please please help :(((((( :( Yours, Rishika""

Car insurance when buying a new car?

I may be buying a new car this weekend but the renewal on my current car insurance isn't due until December - what is the usual procedure for this? Do I just call them and advise of the change of car and pay the difference? Also will my new renewal date then be in October every year? Or will I still then have to renew in December?

I recently purchased a car but I'm listed on my moms auto insurance and I'm using this for covage is it legal?

I used to drive a car that was owned and insured by my mom. Now I have my own car, We called the insurance company and transfered the insurance to my car. I think the insurance company thinks the car is still in my mohters name. She said it doesn't matter, I was listed as a driver on plan anyway. Is this legal? Not sure what to think?""

What would insurance costs be for a 16 year old with a crossover?

I want a new 2011 equinox, and I just turned 16. About what would my rates be if I were added to my parents insurance? I don't want a quote from a website like progressive because I have to give out my parents info and I don't feel comfortable doing that. Can anyone give me just a guess at what they think my rates would be per month?""

Does anyone know how much the government's health insurance will cost per month for families?

Does anyone know how much the government's health insurance will cost per month for families? Everyone for the bill is so happy because they finally get affordable insurance, but I have yet to hear how much they will really be saving compared to private insurers? Thanks!""

So is there any health insurance for those with serious medical conditons?

My younger brother who's only 20 years old has a host of serious illnesses: crohn's disease, rheumatoid arthritis, irritable bowel syndrome, and a few more conditions that has constantly kept him sick for a good portion of his childhood. He's missed at least half a school year on a number of occasions, and despite his maturation he's still heavily affected by his conditions. Obviously, it's practically impossible for him to hold a steady job, he'll work for a while and then he'll have to take off a month or two just to deal with his illness, with that said he surely won't have employee health insurance. Currently, he's using our state's medicaid, however once he turns 21 he's no longer eligible for medicaid. With the health care system being the way that it is, is there any possibility that he could continue receiving health care despite his ineligibility? He takes a ton of drugs daily, and even takes some of the same medications that our grandparents take lol. I know some of you heartless conservatives believe he should provide his own health coverage, but how? His drugs cost thousands, and he's in the ER constantly, thus making his health-care only affordable to extremely rich individuals. When healthy, he does contribute as much as he possibly can, however for someone in his condition it would be downright shameful if he can't continue to receive any healthcare.""

How much would I expect to pay on insurance on a second hand Clio?

I'm taking my test soon and if I pass, there's a second hand Clio I like the look of. Just wondering, as I have no experience with buying cars, how much I would pay for insurance on an M reg Clio? And any extra costs? Thanks""

""Why am I paying for Car Insurance, and why is it the Law?""

Okay, I can see having a mandatory policy, or coverage plan in the event there is an accident, and someone gets hurt. That, I understand. Even though I already have health insurance, and the person that (may or may not hit me) may too have it, I still understand. But here is my real question: Every month, every year, we all pay into somthing called (car insurance), we pay, we pay, then we pay some more. So when its all said and done, and after a month, a year, whatever, why dont we get ANY of the money back that we paid, seeing as how (WE NEVER HAD AN ACCIDENT)...... I know that there will be a slew of morons who say its the law , or its to cover your butt if you get hit , and so on, and so on. Duh.... But no matter how you swing it, I've paid into it for the last 7 years, never had an accident, and I've paid thousands, so why dont I get any of that money back, what did I pay for? I can even understand a situation where we all paid for auto insurance but get a certain percentage back, but to mindlessly pay money into a machine and get nothing in return, how is this not giving money away.. Oh, and when its all said and done, imagine you pay for coverage every month, 200+, then some (fill in the blank) who dose not have insurance smashes into your car at night because he or she was drunk, you wake up in the morning, report it, your rates go up. Get hit by someone who dose'nt have insurance, your screwed, so in all honesty, whats the point. Have you every been in an accident, then tried to file a claim, its like pulling teeth. Investigators and claims agents come out of the woodwork, and did you know thier job is to find a reason to deny your cliam?""

What is the best auto insurance for teens?

How much is your car payments/insurance total?

For a month. Cause everyone is saying I need my license. I want to but I will be moving to Philly and I will take public transportation.

Do I need to tell the insurance agent?

I am in Oregon, and still switching things over from being in California. I'm planning on getting Oregon car insurance. I'm living with my cousin's family, and her daughter has her drivers permit and likes to practice, so she drives my car with me in the passenger seat because I'm over 21 with a license. I hadn't thought of this before, but should I mention this to the insurance agent for my new car insurance? Or will I just get charged extra fees?""

Do you have to have car insurance? dont answer if you dont live in texas please?

I want to get my drivers license and i dont have a car so therefore i dont have car insurance. Can you get your license without having car insurance? Also would i use there car to drive or do i have to bring a car bc like i said i dont have one? And if i was to use someone elses car would i have to be on there insurance? Because if i have to then thats like saying you cant get a drivers license without a car or car insurance which wouldnt make that much sense. And please dont answer my questions if u dont live in texas

Farmers Insurance problem when changed from CA to OR?

Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?""

Can you get your own car insurance at 16 years old?

i was just wondering. i am 16, and my parents said that i have to get and pay for my own car insurance if i plan to get a car right now. is it even possible to get car insurance in you own name at 16? thank you very much""

Will a provisional influence car insurance?

Hi guys, Im thinking about getting myself a car when Im 17 and Im looking into the insurance and what type to look for so I can save and know what Im looking for. So I was wondering if I have a provisional moped license will that help to lower my car insurance? and what car should I be looking for that cheap and easy to run and best on the insurance. Thanks in advance for your help.""

""My car was towed, I still owe payments, No insurance...Now what?

Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more

Which car insurance won't be so expensive for me?

I'm 19 years old turning 20 at the end of this year. I Go to college. I don't have any tickets on my driving record. i got my license when i was 18. my car is volkswagen cabrio 2000. which car insurance will be the cheapest for my case?

Do i get the money (first and last months payment) i put down for car insurance back if i switch companies?

i bought car insurance two months back and i put a down payment first and last month payment but i would like to switch i found a cheaper insurance will i get that money back?

Can student loans cover health insurance?

I am attending University and I do not agree with the Health Insurance my University provides. The semester expense is $1875 and it is applied to my tuition costs. Those costs are being covered by a mixture of scholarship and student loans. If I opt to purchase my own student health insurance through a different provider - can I pay for it with Student Loans?

How to get off an auto insurance policy?

about 2 years ago, my mom signed me up in the same insurance as her car...i do not drive her car and never did, however, we still pay 80 bucks extra a month, i want to get off of that insurance but i hear its much trickier than it seems. The car i drive is already insured, but not under my name. Is that legal or not? I live in illinois if that helps. how should i go about removiving my name from this insurance company?""

What should I do about this car insurance?

I have a car that is worth no more than $1500. I bought it off someone in my family and I should transfer ownership (as it is from a different state). At the moment they have selected me as a secondary drive for insurance, as I am a P plater it will cost a lot of money to put it under me. To reregister it and insure it under me would cost a lot. (including getting another roadworthy certificate). I took it in for a check and they said repairs would cost nearly $2,000 which is more than the car. Plus the insurance, totaling about $3500 in total when the car is only worth $1500 max. So this is the situation I need help with, the car runs great and I may have just gotten ripped off by the mechanics (I didn't bring it in, someone else did and they can seem like an easy person to rip off) - also we have a friend who is a retired mechanic and he said the car is in great shape and roadworthy should be no problem, so that conflicts with what these guys said.. Any tips? I have no clue what to do. What do you do when it costs more to put a car on the road than the car is worth?""

Will insurance pay for a cracked windshield if it happened before I was insured?

I just purchased a used car, and there's a crack in the windshield, nothing serious, but whatever. How much would it cost me to get it replaced, and would by insurance company pay for it? lol (btw - its a 1998 Ford Explorer)""

What is Aflac? Insurance? Something you add on to insurance?

They are offering a meeting at work with an Aflac rep but really gave no information. I currently have no insurance at all. Is this something I would want to look into? Thanks!

Life insurance?

I'm 22 years old guy, I just got my life insurance. I pay like 200 bucks each month,and $65 of it goes to the life insurance and the rest is going to my cash value account. my coverage amount is 250K and is increasing. I was wondering what you guys think about life insurance? Is it a good thing to have? Is it a good insurance or not?""

Would insurance cover it?

My husband was involved in a car accident 2 years ago...the people filed a claim/law suit recently over some 'injuries' (which is BS because he works with this guy and he was no injured), just 2 days before statue of limitation expires. Since my husband's work requires so much traveling, it was pointless for him to keep car/insurance if he never drives, we sold his car so he no longer has car insurance. Now that these people 2 years LATER decided to sue...would his old insurance take care of it since the accident happened while he did have car insurance? And he was driving a friends car at the time...not his own care.""

Fayetteville North Carolina Cheap car insurance quotes zip 28314

The cheapest car insurance for first time drivers?

looking to get my own car soon and trying to my license I am 24 yrs old and just starting to figure stuff out for myself and wanted to know whats the cheapest car insurance

Would it be cheaper to insure a VW Golf for an 18 year old as a name driver on my parents insurance ?

I hear that a VW Golf is really expensive to insure for an 18 year old. Would it be cheaper if the car was insured for my parents and I was a name driver on that insurance ?

Has New Republican Joe Wilson become the biggest STAIN on the FAILED Conservative movement thus far?

...or something else?, I know there's a lot to choose from, Thx. for sharing.""

How much more will my insurance go up with my first point ?

My insurance is $50 just liability...I have AIS ACCESS insurance...I got a red light ticket cuz I didn't stop before turning on red...I already got a camera ticket 11 months ago and did traffic school so I know I'm getting a point

What will have the cheapest insurance payment? 2003 escalade or a 2012 camry hybird?

It will be my first car which one is easier to afford and which one looks better

""Free health insurance near Brandon, FL?""

Is there any way to apply or receive FREE health insurance in or near Brandon, Florida. I am a college student here and don't want to pay for health insurance b/c its expensive. I used to live in New York and know that there there are many companies that give free health insurance for low income people. Any help?""

F1 student mandatory health insurance?

Hello I am an f-1 visa holding international student in the United States. My college is apparently going to make all the F1 visa students get the school insurance and not grant any waivers for any other insurances that still meet the coverage requirements. However, compared to my school's insurance which costs about $1500 per year, I have been having a insurance plan for $400 per year. Is disabling insurance waivers to make the students get the overpriced school's insurance even LEGAL? & What is the US's policy on such insurance swindle I need specific laws cited please.""

Which company is the best to buy car insurance from?

I just bought a new car, but i don't know where to get car insurance with the least amount of money.""

Car Insurance?

I am planning to buy a used 1992 Honda Prelude for $2,700.00. How does the insurance work? Does the price of the car that I paid or the retail price, plays as a factor of how much I would have to pay monthly for insurance. What insurance company would be the best for a new driver with her G2 only? Does anybody have an idea of how much it will cost me (approximately monthly) for the insurance? What other fees or cost will I have to pay for?""

And why does an auto insurance co. want to know this??

Why when I am getting quotes online for auto insurance do they ask for my marital status and even have a spot for single parent. Would I get a better quote if I said just single? Am I penalized for being single. I'm no kid; I'm over 40.

Im a new biker what is teh best bike for insurance?

ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range

How can I apply for Insurance???

Is there a site where i can go and Apply for Insurance??? Is there another way to do it?? Thanks that would be great.

Help with car insurance?

im 17 and im buying a car but with the insurance i want to use you have to be 18 to et up a direct debit so i done a quote where my mum is the policy holder and im the main driver and my mum is a named drive am i allowed to do this and whos name would the car have to be in thanks for any help in advance

""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""

im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""

Is it a good idea to combine my car insurance with home owners insurance?

With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy covers 100,000 per accidents and up to 300,000 (Monthly is $45.00). I was told there is a discount for the homeowners insurance too if i add all the cars in (3). And only saved $100. But with all the car insurance Were paying for, am i really saving anything?? I am confused??""

Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?

When my sister first got her car she crashed. I don't want to buy a new car and have that happen to me because it will cost a lot to have it repaired so I have decided to get a car for no more than 600 for the first couple of months, hopefully a year if it will last that long. I'd like a fiat 500 after that year and because I want to personalise it I would have to buy it from the showroom and it's 14,000 :-|. The money isn't the problem because I've been saving for ages to get this car but I am worried about the insurance on it. If I get a car for 600 first (it will be my first car), and have no accidents for a year and get a more expensive car (the fiat 500), will my insurance on that car still be high? I will be 18 when I get the cheap car and 19 when I get the fiat and Im a girl, if that helps.""

Can somebody give me an estimate on the price of car insurance in NY?

give me an estimate on average price?

Are trucks cheaper to insure for teenagers?

Im looking into getting my first car and i was just wondering if its cheaper to insure a truck then a car. I am 17 years old and live in alberta canada, everyone tells me that they are cheaper to insure but how much cheaper?""

How to find best Insurance Companies?

Many years try to find good insurance companies but not found any best companie, please some one help me.""

Is it true because of government changes my car insurance bill should be lower?

some lady @ work told me 0bama passed some kind of bill so i should change my insurance so it can be lower...its currently @ $400 a month i cant afford this anymore PLEASE HELP

""I am buying a used innova car, will the car insurance be in my name?

The car is having a loan of Rs 350000/- & i am planing to take over the loan. But if any thing happens to the car in the loan period will the insurance company pay to me or the owner who has made the insurance.

Average insurance rates?

Im doing a project for Health and I cant find average insurance rates for a 19 year old guy. I need Life Medical and Disability. HELP!

""My husband and I want to get Life Insurance, help!?""

We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name of a company to use and explain how Life Insurance works? (I know the basics, that if one of us dies, we get benefits yada yada)""

Car insurance for people who commute by train. Who does this?

I saw an ad on the underground advertising cheaper car insurance for people who commute by train mon-fri. Does anyone know who does this? Thanks

I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?

Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks

Fayetteville North Carolina Cheap car insurance quotes zip 28314

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