#Authorized Data Providers (ADP)

[thoughtportal]

The UK government has demanded that Apple creates a backdoor in its encrypted cloud service, in a confrontation that challenges the US tech firm’s avowed stance on protecting user privacy.

The Washington Post reported on Friday that the Home Office had issued a “technical capability notice” under the Investigatory Powers Act (IPA), which requires companies to assist law enforcement in providing evidence.

The demand, issued last month, relates to Apple’s Advanced Data Protection (ADP) service, which heavily encrypts personal data uploaded and stored remotely in Apple’s cloud servers, according to the Post, which said this was a “blanket” request that applied to any Apple user worldwide. The ADP service uses end-to-end encryption, a form of security that means only the account holder can decrypt the files and no one else can – including Apple.

Apple declined to comment. However, in a submission to parliament last year it flagged its concerns about the IPA, saying it provided the government with “authority to issue secret orders requiring providers to break encryption by inserting backdoors into their software products”.

Apple touts privacy as one of its “core values” and describes it as a “fundamental human right”.

The Apple document refers to the ADP feature, claiming that “reporters and technical experts across the globe” welcomed it as an “invaluable protection” for private data.

The submission also indicates that Apple would refuse to cooperate with a request, saying the company would “never build a backdoor” and would rather withdraw “critical safety features” from the UK market.

However, the submission also points out that the IPA allows the UK government to impose requirements on companies based in other countries that apply to users globally.

Alan Woodward, a professor of cybersecurity at Surrey University, said the UK government had “lit the blue touch paper on a truly enormous fight in the never-ending saga of the encryption debate”.

He added: “I don’t see how this is to be resolved, as Apple has made such a big point of privacy for users. If they accede to this technical notice their reputation will be in tatters. They’re bound to challenge it.”

End-to-end encryption has become a battleground between successive UK governments and tech companies, with ministers arguing that the technology prevents law enforcement agencies from tackling criminals, including child abusers.

Companies are also barred from revealing whether they have received a technology capability notice under the IPA. The Washington Post reported that by the time Apple made its submission in March last year the US-based company had been informed that a notice might be served on it. The newspaper said the Biden administration had been tracking the matter since the UK government told Apple it might demand access, and Apple had said it would refuse.

A Home Office spokesperson said: “We do not comment on operational matters, including, for example, confirming or denying the existence of any such notices.”

The submission related to amendments to the IPA passed last year under Rishi Sunak’s government and included giving ministers power to clear in advance any product changes that could alter the UK government’s ability to access users’ data.

One expert warned that the multinational nature of the order could lead to a clash with the EU, which has an agreement with the UK allowing the free flow of personal data between the EU and UK – such as a company in Europe using a datacentre in the UK. The agreement comes up for review this year.

“This may provide a backdoor for access to European citizen data which could go against our ability to retain the rights to share personal data without restriction between the UK and Europe,” said Ross McKenzie, a data protection partner at the UK law firm Addleshaw Goddard.

[accapitalmarket]

Monthly Outlook: Tariffs, Fed and Earnings to Dominate

It may be a new month, but the same old preoccupations will be providing the focus for global markets this first week of June – trade tariffs, interest rate, geopolitical tensions, and corporate earnings.

Tariffs turmoil

It was another stomach-churning ride on the tariffs roller-coaster last week. President Donald Trump’s proposed reciprocal tariffs against major US trading partners were blocked by a ruling from the Court of International Trade late Wednesday, which said that the president superseded his authority in imposing tariffs.

However, following the ruling, the Trump administration issued a notice of appeal, and in a brief order late on Thursday, the US Court of Appeals for the Federal Circuit said it was pausing Wednesday’s decision from the Court of International Trade until it can hear further legal arguments. Back to square one, then.

SPX500Roll H4

But, oh no! On Friday, President Trump announced he was doubling tariffs on steel imports to 50% from 25%. The European Union (EU) immediately criticised Trump’s move, saying it is “prepared to impose countermeasures”.

Who knows, therefore, what new twists and turns may come this week in the tariff battles. German Chancellor Friedrich Merz will travel to Washington this week to meet President Trump, with trade tensions and the war in Ukraine among the items on the agenda The latest G-7 summit will be held in Canada from June 15 to 17 and it is certain to be an interesting one.

Jobs, jobs, jobs

On the data front, US job reports dominate the week, providing some clues as to the impact of tariffs on the American economy.

The latest US JOLTS job openings data will come on Tuesday, with the ADP private payrolls report on Wednesday, and the latest weekly initial jobless claims on Thursday.

All of those lead up to the week’s most important release - the May jobs report on Friday. This is expected to show non-farm payrolls rose by 130,000 last month, down from 177,000 in April, while the US unemployment rate is forecast to remain at 4.2%. May average earnings are expected to rise by 0.2% month-on-month, the same as in April, though year-on-year the rise is expected to be 3.7%, down from 3.8%.

DXY H4

Elsewhere, purchasing managers index (PMI) figures will provide similar litmus tests on the tariff turmoil, with a raft of PMIs due from the US, the UK, Europe, and China, across a variety of sectors – manufacturing, services, and construction – throughout the week.

Elsewhere, the Eurozone May flash inflation report, due on Tuesday, is expected to show prices rose by 2.1% year-on-year last month, down from a 2.2% increase in April, while the monthly inflation rate should have eased to 0.5% from 0.6%.

Rates eyed

The softer EU inflation picture should provide a brighter background for the latest European Central Bank (ECB) policy meeting, being held on Thursday. At this, the ECB is expected to cut its interest rates by a further 25 basis points to 2.0%.

Also on the interest rates front, the Bank of Canada (BoC) will provide its latest policy decision on Wednesday. Following last month’s dramatic turnaround election victory by prime minister Mark Carney, fuelled by President Trump’s tariff policy, the BoC is expected to hold its interest rates steady at 2.75%.

More oil coming

The world’s largest group of oil producers, OPEC+, stuck to its guns on Saturday with another big production increase of 411,000 barrels per day for July as it looks to win back market share.

Having spent years curbing production — more than 5 million barrels a day (bpd) or 5% of world demand — the eight OPEC+ countries made a modest output increase in April before tripling it for May, June, and now July.

USOILRoll H4

In a statement, OPEC+ cited a “steady global economic outlook and current healthy market fundamentals, as reflected in the low oil inventories” as its reasoning for the July increase.

Earnings tap dribbles

Corporate earnings due this week are mostly second-tier names, particularly as the latest US quarterly earnings season enters its final days.

Results from US chip maker Broadcom due on Thursday will probably be the biggest draw following on from the above-forecast numbers from AI chip giant Nvidia last week.

Disclaimer:

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[wiliamjohn2]

Why Your Business Needs Reliable ADP Payroll Support Services

Introduction

In today’s fast-paced business world, payroll management is a crucial yet complex task for companies of all sizes. A single payroll error can lead to compliance issues, unhappy employees, and financial setbacks. This is where ADP Payroll Support becomes essential. With a reliable payroll support system, businesses can ensure accuracy, compliance, and seamless payroll processing.

At Ignite HCM, we understand the challenges businesses face when handling payroll and tax compliance. That’s why we advocate for robust ADP Payroll Support services to help streamline payroll processes, reduce errors, and enhance efficiency. In this blog, we’ll explore the importance of having dependable payroll support and how it can benefit your business.

1. The Importance of Reliable Payroll Support

Payroll is more than just calculating salaries—it involves tax compliance, benefits deductions, employee classification, and much more. Without a solid payroll support system in place, businesses risk:

Compliance violations due to tax miscalculations

Delays in employee payments

Inefficient payroll processing

Payroll fraud risks

Employee dissatisfaction due to incorrect payslips

By investing in ADP Payroll Support, companies can ensure smooth payroll operations while staying compliant with state and federal regulations.

2. Key Benefits of ADP Payroll Support Services

a) Accuracy and Compliance

One of the biggest challenges in payroll management is ensuring accuracy in wage calculations and tax deductions. Errors in payroll processing can lead to hefty penalties from tax authorities. ADP Payroll Support ensures compliance with tax laws, employment regulations, and reporting requirements. This helps businesses avoid costly mistakes and legal issues.

b) Time and Cost Efficiency

Manually handling payroll can be time-consuming and expensive, especially for businesses with a growing workforce. Reliable ADP Payroll Support automates payroll calculations, tax filings, and direct deposits, saving valuable time and resources. Companies can focus on core operations instead of getting bogged down by payroll complexities.

c) Seamless Payroll Processing

A well-functioning payroll system ensures employees receive their salaries on time, boosting morale and retention rates. ADP Payroll Support offers automated payroll processing, which eliminates delays and errors, ensuring that employees are paid accurately and promptly.

d) Secure Data Management

Payroll data contains sensitive employee information, making security a top priority. ADP Payroll Support provides secure cloud-based payroll solutions that protect confidential data from cyber threats, unauthorized access, and payroll fraud.

e) Scalability for Business Growth

As businesses expand, payroll needs become more complex. A scalable ADP Payroll Support system can accommodate growing employee numbers, multi-location payroll processing, and compliance across different states or countries. With Ignite HCM, businesses get flexible payroll support tailored to their specific growth requirements.

3. How ADP Payroll Support Helps Businesses Stay Compliant

Tax laws and labor regulations are constantly changing, making compliance a major concern for employers. ADP Payroll Support helps businesses navigate compliance challenges by:

Automating Tax Calculations: Ensuring correct deductions for federal, state, and local taxes

Generating Compliance Reports: Making it easier to file tax returns and audit payroll records

Staying Updated with Labor Laws: Keeping track of overtime rules, minimum wage updates, and benefits requirements

Avoiding Penalties: Reducing the risk of fines due to payroll errors or missed deadlines

With Ignite HCM, businesses gain access to professional payroll support that ensures compliance with all legal requirements, minimizing risks and liabilities.

4. Enhancing Employee Satisfaction with ADP Payroll Support

Employees rely on timely and accurate payments, making payroll a critical factor in job satisfaction. Delays or discrepancies in payroll processing can lead to dissatisfaction and even employee turnover. ADP Payroll Support helps businesses improve employee experience through:

Automated Direct Deposits: Ensuring employees receive their salaries without delays

Self-Service Portals: Allowing employees to access payslips, tax documents, and payment history easily

Benefits Management: Accurately tracking deductions, bonuses, and overtime payments

At Ignite HCM, we prioritize employee satisfaction by ensuring payroll is managed efficiently and transparently.

5. Choosing the Right ADP Payroll Support Provider

Selecting the right payroll support provider is crucial for optimizing payroll operations. Here are some factors to consider when choosing an ADP Payroll Support service:

a) Expertise and Experience

Look for a provider with industry experience and knowledge of payroll regulations. Ignite HCM has years of expertise in handling payroll for businesses of all sizes.

b) Integration Capabilities

Ensure the payroll system integrates with existing HR, accounting, and workforce management software for seamless operations.

c) Customer Support Availability

A reliable payroll support provider should offer 24/7 customer support to resolve payroll-related issues quickly. Ignite HCM provides dedicated customer service to ensure smooth payroll processing.

d) Data Security Measures

Given the sensitive nature of payroll data, businesses should choose a provider with robust security protocols and encryption.

6. How Ignite HCM Can Help Your Business with ADP Payroll Support

At Ignite HCM, we specialize in providing reliable payroll solutions tailored to your business needs. Our ADP Payroll Support services ensure:

Accurate and timely payroll processing

Compliance with tax and labor laws

Automated payroll solutions for efficiency

Secure payroll data management

Scalable payroll services for growing businesses

Whether you are a small business or a large enterprise, Ignite HCM helps streamline payroll operations, reducing errors and ensuring a smooth payroll experience.

Conclusion

Investing in ADP Payroll Support is essential for businesses looking to enhance efficiency, maintain compliance, and improve employee satisfaction. A reliable payroll support system minimizes risks, automates processes, and allows businesses to focus on growth without worrying about payroll complexities.

With Ignite HCM, businesses can access expert payroll support services that ensure seamless payroll management, compliance, and data security. If you’re looking for a trusted partner to handle your payroll needs, Ignite HCM is here to help.

Ready to streamline your payroll process? Contact Ignite HCM today and experience the benefits of reliable ADP Payroll Support!

For more info Contact us : +1 301-674-8033 or Email : sales@IgniteHCM.com

[news365timesindia]

[ad_1] In a move that has sparked widespread concern, Apple has announced that it will no longer offer end-to-end encryption for iCloud users in the United Kingdom, TechCrunch reported. The decision comes after the UK government reportedly ordered Apple to build a backdoor into its cloud servers, allowing authorities to access encrypted data. Apple’s Advanced Data Protection (ADP) feature, which provided end-to-end encryption for iCloud backups, will no longer be available to new users in the UK. Existing users will eventually be required to disable the feature to continue using iCloud. In a statement to TechCrunch, Apple spokesperson Fred Sainz expressed disappointment and said the company’s Advanced Data Protection feature will no longer be available to new users. Current UK users “will eventually need to disable this security feature.” The company expressed disappointment with the decision, citing the growing need for enhanced security measures to protect user data. “We are gravely disappointed that the protections provided by ADP will not be available to our customers in the UK given the continuing rise of data breaches and other threats to customer privacy,” the company said. “Enhancing the security of cloud storage with end-to-end encryption is more urgent than ever before,” the statement said. The move has been criticized by privacy and security experts. They see it as unprecedented in a modern democracy and argue that it sets a dangerous precedent for governments to demand access to encrypted data. The demand would set a precedent for authoritarian countries to follow, TechCrunch reported. “The Home Office’s actions have deprived millions of Britons from accessing a security feature,” said James Baker of the Open Rights Group. “As a result, British citizens will be at higher risk of their personal data and family photos falling into the hands of criminals and predators,” he added. Apple allows users to turn on end-to-end encrypted iCloud backups through Advanced Data Protection. This feature makes it impossible for anyone, including Apple and government authorities, to view data stored in iCloud by users who have opted in. Meanwhile, the UK Home Office spokesperson did not immediately respond to TechCrunch’s request for comment. Apple did not immediately say how the process of disabling ADP would work for users who had already turned it on before Friday, TechCrunch reported. Apple has assured users that some types of data, including health data, messages, and payment information, will remain end-to-end encrypted and unaffected by this change. However, UK users can no longer opt-in to use end-to-end encryption for other types of data, such as photos, notes, and backups. For current UK users with ADP enabled, Apple said it will give customers more guidance soon, as well as a period of time to disable the feature to keep using iCloud. The company has also emphasised its commitment to user privacy and security, stating that it has never built a backdoor or master key to any of its products or services and never will. “As we have said many times before, we have never built a backdoor or master key to any of our products or services, and we never will,” Apple  said, linking to its prior statements [ad_2] Source link

[news365times]

[ad_1] In a move that has sparked widespread concern, Apple has announced that it will no longer offer end-to-end encryption for iCloud users in the United Kingdom, TechCrunch reported. The decision comes after the UK government reportedly ordered Apple to build a backdoor into its cloud servers, allowing authorities to access encrypted data. Apple’s Advanced Data Protection (ADP) feature, which provided end-to-end encryption for iCloud backups, will no longer be available to new users in the UK. Existing users will eventually be required to disable the feature to continue using iCloud. In a statement to TechCrunch, Apple spokesperson Fred Sainz expressed disappointment and said the company’s Advanced Data Protection feature will no longer be available to new users. Current UK users “will eventually need to disable this security feature.” The company expressed disappointment with the decision, citing the growing need for enhanced security measures to protect user data. “We are gravely disappointed that the protections provided by ADP will not be available to our customers in the UK given the continuing rise of data breaches and other threats to customer privacy,” the company said. “Enhancing the security of cloud storage with end-to-end encryption is more urgent than ever before,” the statement said. The move has been criticized by privacy and security experts. They see it as unprecedented in a modern democracy and argue that it sets a dangerous precedent for governments to demand access to encrypted data. The demand would set a precedent for authoritarian countries to follow, TechCrunch reported. “The Home Office’s actions have deprived millions of Britons from accessing a security feature,” said James Baker of the Open Rights Group. “As a result, British citizens will be at higher risk of their personal data and family photos falling into the hands of criminals and predators,” he added. Apple allows users to turn on end-to-end encrypted iCloud backups through Advanced Data Protection. This feature makes it impossible for anyone, including Apple and government authorities, to view data stored in iCloud by users who have opted in. Meanwhile, the UK Home Office spokesperson did not immediately respond to TechCrunch’s request for comment. Apple did not immediately say how the process of disabling ADP would work for users who had already turned it on before Friday, TechCrunch reported. Apple has assured users that some types of data, including health data, messages, and payment information, will remain end-to-end encrypted and unaffected by this change. However, UK users can no longer opt-in to use end-to-end encryption for other types of data, such as photos, notes, and backups. For current UK users with ADP enabled, Apple said it will give customers more guidance soon, as well as a period of time to disable the feature to keep using iCloud. The company has also emphasised its commitment to user privacy and security, stating that it has never built a backdoor or master key to any of its products or services and never will. “As we have said many times before, we have never built a backdoor or master key to any of our products or services, and we never will,” Apple  said, linking to its prior statements [ad_2] Source link

[techviewindustry]

Recruitment Software Market 2025 Size, Share, Growth Trends Forecast to 2032

The global Recruitment Software Market size is expected to grow from USD 1,753.2 Million in 2017 to USD 3,095.8 Million by the end of 2025, at a Compound Annual Growth Rate (CAGR) of 7.4% during the forecast period.

The recently released Fortune Business Insights research on the Global Recruitment Software Market survey report provides facts and statistics regarding market structure and size. Global Recruitment Software Market Size 2025 Research report presents an in-depth analysis of the Global Market size, growth, share, segments, manufacturers, and forecast, competition landscape and growth opportunity. The research’s goal is to provide market data and strategic insights to help decision-makers make educated investment decisions while also identifying potential gaps and development possibilities.

Companies Profiled in the Global Recruitment Software Market:

Oracle

SuccessFactors (SAP)

ADP

Kronos

Accenture Plc

Ceridian HCM Inc.

Kenexa Corporation (IBM)

Cognizant Technology Solutions

Halogen Software Inc.

PeopleAdmin,

SumTotal Systems Inc.

Implementation of New Recruitment Tools and Software Upgrade to Boost Market

Recruitment software helps to maintain and track of confidential information of employees, such as their home address, financial accounts, social security number, and other related information. With advancements in technology, new features are introduced in HR recruitment software that allow integration of Facebook and LinkedIn, management of advertisement, candidate searching and candidate relationship management. These innovations will bode well for the HR software solutions in future.

Various factors are responsible for the growth of the global recruitment software market. One among them is the rising need for analytics metrics. This, coupled with the growth in geographically diverse talent acquisitions, is fueling demand for applicant tracking. Nowadays companies are focusing on enhancing candidate experience in order to stay among the top competitors in the market.

What exactly is included in the Report?

– Industry Trends and Developments: In this section, the authors of the research discuss the significant trends and developments that are occurring in the Recruitment Software Market place, as well as their expected impact on the overall growth.

– Analysis of the industry’s size and forecast: The industry analysts have provided information on the size of the industry from both a value and volume standpoint, including historical, present and projected figures.

– Future Prospects: In this portion of the study market participants are presented with information about the prospects that the Recruitment Software Market is likely to supply them with.

– The Competitive Landscape: This section of the study sheds light on the competitive landscape of the Recruitment Software Market by examining the important strategies implemented by vendors to strengthen their position in the global market.

– Study on Industry Segmentation: This section of the study contains a detailed overview of the important Recruitment Software Market segments, which include product type, application, and vertical, among others.

– In-Depth Regional Analysis: Vendors are provided with in-depth information about high-growth regions and their particular countries, allowing them to place their money in more profitable areas.

This Report Answers the Following Questions:

What are the Recruitment Software Market growth drivers, hindrances, and dynamics?

Which companies would lead the market by generating the largest revenue?

How will the companies surge the processes adoption amid the COVID-19 pandemic?

Which region and segment would dominate the Recruitment Software Market in the coming years?

Recruitment Software Market Segments:

By Component

Solution

      On-Premise

      Cloud

Services

       Consulting

       Maintenance & Operations

       Implementation & Integration

By Service Type

Retail

IT & Telecom

BFSI

Manufacturing

Healthcare

Education

Hospitality

Media & Entertainment

Others (Construction etc.)

By Enterprise Size

Small & Medium Enterprise

Large Enterprise

Table Of Content:

1. Introduction 1.1. Research Scope 1.2. Market Segmentation 1.3. Research Methodology 1.4. Definitions and Assumptions

2. Executive Summary

3. Market Dynamics 3.1. Market Drivers 3.2. Market Restraints 3.3. Market Opportunities

4. Key Insights 4.1 Global Statistics — Key Countries 4.2 New Product Launches 4.3 Pipeline Analysis 4.4 Regulatory Scenario — Key Countries 4.5 Recent Industry Developments — Partnerships, Mergers & Acquisitions

5. Global Recruitment Software Market Analysis, Insights and Forecast 5.1. Key Findings/ Summary 5.2. Market Analysis — By Product Type 5.3. Market Analysis — By Distribution Channel 5.4. Market Analysis — By Countries/Sub-regions

……………

11. Competitive Analysis 11.1. Key Industry Developments 11.2. Global Market Share Analysis 11.3. Competition Dashboard 11.4. Comparative Analysis — Major Players

12. Company Profiles

12.1 Overview 12.2 Products & Services 12.3 SWOT Analysis 12.4 Recent developments 12.5 Major Investments 12.6 Regional Market Size and Demand

13. Strategic Recommendations

TOC Continued……………….

About Us:

Fortune Business Insights™ Delivers Accurate Data And Innovative Corporate Analysis, Helping Organizations Of All Sizes Make Appropriate Decisions. We Tailor Novel Solutions For Our Clients, Assisting Them To Address Various Challenges Distinct To Their Businesses. Our Aim Is To Empower Them With Holistic Market Intelligence, Providing A Granular Overview Of The Market They Are Operating In.

Contact Us:

Fortune Business Insights™ Pvt. Ltd.

US:+1 424 253 0390

UK:+44 2071 939123

APAC:+91 744 740 1245

Email:Sales@Fortunebusinessinsights.Com

[evalsystems]

surveying courses online

Get Turnkey integrations with the popular LMSs at Eval System. we provide Intuitive Setup and Deployment with evaluation surveys & surveying courses online.

Why Choose Us

We have 12+ years of experience in course evaluation and surveys in higher education and K12 as well as corporate training.

Intuitive Setup and Deployment

Variety of question types and easy survey setup and deployment in minutes. Create questionnaires for different levels of your institution Reuse questions in multiple surveys with the ability to schedule and deploy a survey in the future.

Turnkey LMS Integrations

Offers deep integrations with most of the popular LMS in the market, such as Canvas, Moodle, and Blackboard. From importing and syncing courses and user data to survey notifications in the LMS to drive response rate.

Robust Reporting

Real-Time response rate tracker with robust reporting at the course and institutional level with the ability to view longitudinal reports using AI/ML Technology

Save Time and Resources

With automated process and easy to setup and deployment, you will save time and money, and free up human resources to focus on other non-automated jobs.

Turnkey LMS Integrations

Turnkey integrations with the most popular LMSs, such as Canvas, Blackboard (including Ultra), and Moodle. Just import the initial data and EvalSystem will take care of the rest. It will synchronize courses and enrollments with no user interaction.

Turnkey Learning Management System (LMS) integrations refer to pre-built or ready-to-use integrations between an LMS platform and other software systems or tools. These integrations streamline the process of connecting and sharing data between different systems, enhancing the functionality and efficiency of the LMS.

Some common turnkey LMS integrations include:

Content Authoring Tools: Integrating an LMS with content authoring tools allows instructors to create and upload e-learning content directly into the LMS. Examples of content authoring tools include Articulate Storyline, Adobe Captivate, and Camtasia.

Video Conferencing Tools: Integrating an LMS with video conferencing tools enables instructors to schedule and conduct live virtual classes or webinars within the LMS platform. Popular video conferencing tools include Zoom, Microsoft Teams, and Google Meet.

HR and Payroll Systems: Integrating an LMS with human resources (HR) or payroll systems allows for automated user management, user authentication, and employee data synchronization. This integration ensures that user accounts and employee records remain up to date in the LMS. Examples of HR and payroll systems include SAP SuccessFactors, Workday, and ADP.

Customer Relationship Management (CRM) Systems: Integrating an LMS with CRM systems enables organizations to track and manage training and learning activities for customers or external stakeholders. This integration helps provide a personalized and seamless learning experience. Popular CRM systems include Salesforce, Microsoft Dynamics 365, and HubSpot CRM.

Single Sign-On (SSO) Solutions: Integrating an LMS with an SSO solution allows users to access the LMS using their existing credentials from a centralized identity provider. This eliminates the need for separate login credentials and enhances security and user convenience. Examples of SSO solutions include Okta, Azure Active Directory, and OneLogin.

It's important to note that turnkey LMS integrations may vary depending on the specific LMS platform and the available integrations provided by the LMS vendor. When considering an LMS, it's advisable to check the vendor's documentation or consult with their support team to understand the integrations they offer and the process for implementing them.

Visit for click: https://www.evalsystem.com/

[didanawisgi]

[CAUTION: This article is unusually complex. Life can be like that.]

There is growing interest in the nucleotide NAD+ (nicotinamide adenine dinucleotide) because of recent research revealing it’s regulation of diverse pathways controlling lifespan.1 A paper by Belensky et al2 in the same issue of Cell as a commentary on it1found that a precursor of NAD+ (nicotinamide riboside) extended yeast life span via activation of pathways that respond to increased NAD+, such as those that depend upon the SIR2 gene. Moreover, the beneficial effects of caloric restriction appear to be NAD+ dependent, as well as mediated by the NAD+-dependent SIRT1/Sir2 activity.3,4

The ratio of NAD+/NADH regulate many aspects of metabolism, including DNA repair, stress resistance, and cell death.4

“Changes in NAD+ metabolism have been associated with several pathologies, including neurodegenerative diseases, cancer, cardiovascular disease, and normal ageing.”4 In fact, the authors of paper #4 suggest that, “NAD+ synthesis through the kynurenine pathway [de novo synthesis of NAD+ from tryptophan] and/or salvage pathway [from nicotinamide] is an attractive target for therapeutic intervention in age-associated degenerative disorders.”

NAD+ is also reported to play a critical role as part of cellular respiration during the process of oxidative phosphorylation and ATP production.4 “Therefore, ATP synthesis and redox potential is directly proportional to intracellular NAD+ concentration.”4 The NAD+/NADH ratio is a measure of the metabolic state because of its importance in regulating intracellular redox state.4

Sirtuins are deacetylases that regulate large numbers of genes by removing acetyl groups from DNA. The function of the longevity gene SIRT1 has been shown to depend on the availability of NAD+. “Not surprisingly, the life-enhancing properties of sirtuins go hand in hand with those of NAD+ metabolism, suggesting a causal relationship where SIRT1 translates alterations of NAD+ levels into transcriptional events.”4 Interestingly, the DNA repair enzyme PARP (poly(ADP-ribose) polymerase) uses large amounts of intracellular NAD+ and is thereby in competition with sirtuins for the limited supply of NAD+. Under conditions of excessive expression of PARP, cellular NAD+ can be depleted, killing the cell. “Hyperactivation of PARP1 following DNA strand breaks can rapidly consume intracellular NAD+ pools, resulting in a loss of ability to synthesize ATP, and the cessation of all energy-dependent functions and consequent cell death.”4

The authors of paper #4 note that over-activation of PARP1 has been reported in the brains of Alzheimer’s disease patients, as well as in those with diabetes, MTPT-caused Parkinson’s disease, shock, and other conditions. It has been suggested that PARPs may play a role in aging by promoting NAD+ depletion. One study5 reported that PARP-1 activity in mononuclear blood cells increases with aging in at least thirteen mammalian species. In another study,5A researchers reported that “[o]ur results suggest that oxidative stress induced NAD+ depletion could play a significant role in the aging process, by compromising energy production, DNA repair and genomic surveillance.” The latter study5A examined the effect of aging on intracellular NAD+ metabolism in the whole heart, lung, liver and kidney of female Wistar rats, reporting that “[o]ur results are the first to show a significant decline in intracellular NAD+ levels and NAD/NADH ratio in all organs by middle age (i.e., 12 months) compared to young (i.e., 3 month old) rats … The strong positive correlation observed between DNA damage associated NAD+ depletion and Sirt1 activity suggests that adequate NAD+ concentrations may be an important longevity assurance factor.”

The authors of one paper5B write that “… when cells are subjected to oxidative stress by exposure to H2O2 [hydrogen peroxide], PARP-1 is activated and SIRT1 activity is robustly reduced, as PARP-1 activation limits NAD+ bioavailability. Treatment with PARP inhibitors in these circumstances allows the cell to maintain NAD+ levels and SIRT1 activity. … these observations indication that PARP-1 is a gatekeeper for SIRT1 activity by limiting NAD+ availability.”

The authors of paper #4 report that “[p]revious work from our group has shown for the first time that resveratrol induces a dose-dependent increase in activity of the NAD+ synthetic enzyme nicotinamide mononucleotide adenyl transferase (NMNAT1)” but that this is unpublished data.

Interestingly, a very recent paper found that “enhancement of the NAD+/NADH balance through treatment with NAD+ precursors inhibited metastasis in xenograft models [of breast cancer], increased animal survival, and strongly interfered with oncogene-driven breast cancer progression in the MMTV-PyMT mouse model.”6

Mitochondrial Biogenesis Induced by SirT1 Depends on Availability of NAD+

A very recent paper,6A in explaining how exercise or SirT1 activates PGC-1alpha, a master regulator of mitochondrial biogenesis, points out that the activity of SirT1 relies on NAD+ as a necessary coenzyme. The paper6A goes on to describe how, in its study of exercise in mice, chronic contractile activity (exercise) has a robust effect on mitochondrial biogenesis and that resveratrol acted synergistically with exercise to increase mitochondrial content when SirT1 was activated. “[T]he maximal effect of RSV [resveratrol] requires both SirT1 and a condition of energy demand in muscle that would be high in NAD+ and AMP, cofactors which activate SirT1 and AMPK, respectively.” 6A

Precursors That Can Be Taken As Supplements to Increase NAD+

There is (so far) remarkably little information on ways to increase NAD+ with natural products that are commercially available. There are three main physiological precursors: tryptophan, niacin, and niacinamide. It is reported that, “the administration of radiolabeled nicotinamide and nicotinic acid [niacin] has clearly shown that nicotinamide is a better precursor of NAD+ and that nicotinic acid is rapidly cleared by being converted to nicotinamide and excreted as nicotinuric acid.”6B Resveratrol was reported in paper #4 (but only as unpublished data) to dose-dependently increase the activity of the NAD+ synthetic enzyme nicotinamide mononucleotide adenyl transferase. In another paper,7 quercetin was reported to oxidize NADH to NAD+ in rat liver, thus increasing the availability of NAD+. However, as the researchers also explain, “direct measurements of NADH/NAD+ are very difficult to perform.”7 This was as of the paper’s publication in 2005. The researchers inferred the NADH/NAD+ ratio from the ratio of beta-hydroxybutyrate to acetoacetate. Quercetin has also been reported to be a PARP-1 inhibitor.7B Niacinamide is known to be an inhibitor of PARP, thus may prevent the decrease in NAD+ that results from PARP activity. There is a salvage pathway of specific enzymes that converts niacinamide to NAD+.

Niacinamide (NAM) As a PARP Inhibitor May Explain NAM’s Antiviral Effects

Interestingly, PARP is reported to be critical for the integration of foreign DNA, as absence of the PARP enzyme interrupts the HIV life cycle.7C An early study published in 1996 on the effects of niacin reported that a daily niacin (combining niacin and niacinamide) intake in AIDS patients that equaled only 3–4 times the U.S. recommended daily allowance (at that time) of 20 mg/day experienced slower progression and improved survival.7D That was, of course, well before the current multidrug cocktails were developed that enable HIV infected individuals to survive 20 years or more, but still demonstrates the anti-viral effects of the vitamin.

Other natural PARP inhibitors include the flavonoids fisetin and tricetin8 and flavone.9

More About PARP Inhibitors

Keep in mind that PARP is an important enzyme for DNA repair and transcription. Hence, PARP inhibition has to be limited so as to avoid excessive impairment of DNA repair. “Impaired SIRT1 activity due to PARP mediated NAD+ depletion allows increased activity of several apoptotic effectors such as p53, therefore sensitizing cells to apoptosis. Adequate NAD+ levels are therefore critical to maintaining Sirt1 activity which can delay apoptosis and provide vulnerable cells with additional time to repair even after repeated exposure to oxidative stress.”5A

PARP inhibitors are now being incorporated into therapy for diseases such as cancer and diabetes.10–12 This cripples the DNA repair ability of cancer cells, which generally have deficient DNA repair to start with, further limiting their ability to repair DNA and making the cancer cells more vulnerable to apoptosis. In diabetes, moderate PARP inhibition can help maintain cellular NAD+ availability for ATP synthesis. In fact, as mentioned above, overactivation of PARP1 has been reported in diabetes, Alzheimer’s disease, traumatic brain injury, shock, and other conditions.4 A recent paper5C reported that PARP is hyperactivated by oxidative stress induced by beta amyloid; this PARP overactivation (and depletion of NAD+) could be an important source of cell death in Alzheimer’s disease.

Another recent paper “provided quantitative evidence in support of the hypothesis that hyperactivation of PARP due to an accumulation of oxidative damage to DNA during aging may be responsible for increased NAD+ catabolism in human tissue. The resulting NAD+ depletion may play a major role in the aging process by limiting energy production, DNA repair and genomic signaling.”13 In this paper, the authors note that other investigators have linked PARP1 hyperactivity to diseases such as diabetes, MPTP-induced Parkinson’s disease and injury induced brain disorders. They further reported for the first time, in this study,13 that PARP activity increases with age in human skin, correlating with both age and NAD+ depletion (in males, but not in females). Consistent with the regulation of SIRT1 activity by NAD+ availability, they found a significant decline in SIRT1 activity with age in post-pubescent males but, again, not in females. The authors suggest that one possibility is that females have a greater capacity to recycle NAD+ from the PARP metabolite nicotinamide; however this remains to be determined.

References

1. Denu. Vitamins and aging: pathways to NAD+ synthesis. Cell. 1293):453-4 (May 4, 2007). 2. Belenky et al. Nicotinamide riboside promotes Sir2 silencing and extends lifespan via Nrk and Urh1/Pnp1/Meu1 pathways to NAD+. Cell. 129:473-84 (2007). 3. Wolf. Calorie restriction increases life span: a molecular mechanism. Nutr Rev. 64(2):89-92 (2006). 4. Massudi et al. NAD+ metabolism and oxidative stress: the golden nucleotide on a crown of thorns. Redox Rep. 17(1):28-47 (2012). 5. Grube and Burkle. Poly(ADP-ribose) polynerase activity in mononuclear cell lines of 13 mammalian species correlates with species specific lifespan. Proc Natl Acad Sci USA. 89:11759-63 (1992). 5A. Braidy et al. Age related changes in NAD+ metabolism oxidative stress and Sirt1 activity in Wistar rats. PLoS One. 6(4):e19194 (Apr. 2011). 5B. Canto and Auwerx. Interference between PARPs and SIRT1: a novel approach to healthy ageing? Aging. 3(5):543-7 (2011). 5C. Abeti and Duchen. Activation of PARP by oxidative stress induced by beta amyloid: implications for Alzheimer’s disease. Neurochem Res. 37:2589-96 (2012). 6. Santidrian et al. Mitochondrial complex I activity and NAD+/NADH balance regulate breast cancer progression. J Clin Invest. 123(3):1068-81 (2013). 6A. Menzies et al. Sirtuin 1-mediated effects of exercise and resveratrol on mitochondrial biogenesis. J Biol Chem. 288(10):6968-79 (2013). 6B. Imai. The NAD world: a new systemic regulatory network for metabolism and aging — Sirt1, systemic NAD biosynthesis, and their importance. Cell Biochem Biophys. 53:65-74 (2009). 7. Buss et al. The action of quercetin on the mitochondrial NADH to NAD+ ratio in the isolated perfused rat liver. Planta Med. 71:1118-22 (2005). 7B. Milo et al. Inhibition of carcinogen-induced cellular transformation of human fibroblasts by drugs that interact with the poly(ADP-ribose) polymerase system. FEBS J. 179(2):332-6 (1985). 7C. Murray. Nicotinamide: an oral antimicrobial agent with activity against both Mycobacterium tuberculosis and human immunodeficiency virus. Clin Infect Dis. 36:453-60 (2003) 7D. Tang et al. Effects of micronutrient intake on survival in human immunodeficiency virus type 1 infection. [a study of the Multicenter AIDS Cohort Study] Am J Epidemiol.143:1244-56 (1996) 8. Weseler et al. Poly (ADP-ribose) polymerase-1-inhibiting flavonoids attenuate cytokine release in blood from male patients with chronic obstructive disease or type 2 diabetes. J Nutr. 139:952-7 (2009). 9. Geraets et al. Flavone as PARP-1 inhibitor: its effect on lipopolysaccharide induced gene-expression. Eur J Pharmacol. 573:241-8 (2007). 10. Peralta-Leal et al. PARP inhibitors: new partners in the therapy of cancer and inflammatory diseases. Free Radic Biol Med. 47:13-26 (2009). 11. Soriano et al. Rapid reversal of the diabetic endothelial dysfunction by pharmacological inhibition of poly(ADP-ribose) polymerase. Circ Res. 89:684-91 (2001). 12. Du et al. Inhibition of GAPDH activity by poly(ADP-ribose) polymerase activates three major pathways of hyperglycemic damage in endothelial cells. J Clin Invest. 112(7):1049-57 (2003). 13. Massudi et al. Age-associated changes in oxidative stress and NAD+ metabolism in human tissue. PLoS One. 7(7):e42357 (July 2012).

[cool-cillian-murphy]

Cloud-based Payroll Software Market Biggest Opportunity and Challenges Post 2020 Crisis?

What is Cloud-based Payroll Software Market? Payroll Software organize, automates and simplifies complex compensation planning and allows managers to improve budget allocations, increase accuracy, and align compensation decisions with organizational guidelines. It is being installed by companies as it is economical and improves the efficiency of the compensation and review processes. Free Sample Report + All Related Graphs & Charts @ : https://www.advancemarketanalytics.com/sample-report/10860-global-cloud-based-payroll-software-market Latest released the research study on Global Cloud-based Payroll Software Market, offers a detailed overview of the factors influencing the global business scope. Cloud-based Payroll Software Market research report shows the latest market insights with upcoming trends and breakdown of the products and services. The report provides key statistics on the market status, size, share, growth factors, Challenges and Current Scenario Analysis of the Cloud-based Payroll Software. This Report also covers the emerging player’s data, including: competitive situation, sales, revenue and global market share of top manufacturers are ADP (United States),Oracle (United States),Paychex (United States),Epicor (United States),Pay Focus (United States),Sage HRMS (United States),BambooHR Software (United States),Success Factors (United States),UltiPro (United States),SAP Success Factors (United States),Ultimate Software (United States),Workday Inc. (United States),Ascentis (California),CoreHR (Ireland),Hologen Software Inc. (U.A.E).

Cloud-based Payroll Software Market Data Breakdown and Market Segmentation: by Type (Free and Open-Source Software, Non-Free Software), Application (Government Sector, Defense Sector, Education and Academia Sectors, BFSI Sector, IT Sector), Organization Size (Small- and Medium-Sized Enterprises, Large Enterprises)

What's Trending in Market:

Rising Demand for Integrated HCM Solutions

Increasing Accessibility to Mobile Applications

Amalgamation of Artificial Intelligence (AI) in Cloud-Based Payroll Software

 Challenges:

Data Privacy and Security Concern

Lack of Awareness of New Technologies and Capabilities in HR Software

Restraints:

Incompatibility With Other Systems and Access To Sensitive Data To Third-Party

Market Growth Drivers:

Reduction in TCO

Rise in Adoption of Digital HR Technology

Enquire for customization in Report @: https://www.advancemarketanalytics.com/enquiry-before-buy/10860-global-cloud-based-payroll-software-market Region Included are: North America, Europe, Asia Pacific, Oceania, South America, Middle East & Africa

Country Level Break-Up: United States, Canada, Mexico, Brazil, Argentina, Colombia, Chile, South Africa, Nigeria, Tunisia, Morocco, Germany, United Kingdom (UK), the Netherlands, Spain, Italy, Belgium, Austria, Turkey, Russia, France, Poland, Israel, United Arab Emirates, Qatar, Saudi Arabia, China, Japan, Taiwan, South Korea, Singapore, India, Australia and New Zealand etc. What benefits does AMA research study is going to provide? – Latest industry influencing trends and development scenario – Open up New Markets – To Seize powerful market opportunities – Key decision in planning and to further expand market share – Identify Key Business Segments, Market proposition & Gap Analysis – Assisting in allocating marketing investments Strategic Points Covered in Table of Content of Global Cloud-based Payroll Software Market:

Chapter 1: Introduction, market driving force product Objective of Study and Research Scope the Market Keyword without Region market

Chapter 2: Exclusive Summary – the basic information of the Cloud-based Payroll Software Market.

Chapter 3: Displaying the Market Dynamics- Drivers, Trends and Challenges & Opportunities of the Cloud-based Payroll Software

Chapter 4: Presenting the Cloud-based Payroll Software Market Factor Analysis, Post COVID Impact Analysis, Porters Five Forces, Supply/Value Chain, PESTEL analysis, Market Entropy, Patent/Trademark Analysis.

Chapter 5: Displaying the by Type, End User and Region/Country 2015-2020

Chapter 6: Evaluating the leading manufacturers of the Cloud-based Payroll Software market which consists of its Competitive Landscape, Peer Group Analysis, BCG Matrix & Company Profile

Chapter 7: To evaluate the market by segments, by countries and by Manufacturers/Company with revenue share and sales by key countries in these various regions (2021-2026)

Chapter 8 & 9: Displaying the Appendix, Methodology and Data Source Finally, Cloud-based Payroll Software Market is a valuable source of guidance for individuals and companies in their decision framework. Avail 10-25% Discount on various license types on immediate purchase @ https://www.advancemarketanalytics.com/request-discount/10860-global-cloud-based-payroll-software-market Data Sources & Methodology The primary sources involves the industry experts from the Global Cloud-based Payroll Software Market including the management organizations, processing organizations, analytics service providers of the industry’s value chain. All primary sources were interviewed to gather and authenticate qualitative & quantitative information and determine the future prospects. In the extensive primary research process undertaken for this study, the primary sources – Postal Surveys, telephone, Online & Face-to-Face Survey were considered to obtain and verify both qualitative and quantitative aspects of this research study. When it comes to secondary sources Company's Annual reports, press Releases, Websites, Investor Presentation, Conference Call transcripts, Webinar, Journals, Regulators, National Customs and Industry Associations were given primary weight-age. Definitively, this report will give you an unmistakable perspective on every single reality of the market without a need to allude to some other research report or an information source. Our report will give all of you the realities about the past, present, and eventual fate of the concerned Market.

Thanks for reading this article; you can also get individual chapter wise section or region wise report version like North America, Europe or Asia. About Author:

Advance Market Analytics is Global leaders of Market Research Industry provides the quantified B2B research to Fortune 500 companies on high growth emerging opportunities which will impact more than 80% of worldwide companies' revenues.

Our Analyst is tracking high growth study with detailed statistical and in-depth analysis of market trends & dynamics that provide a complete overview of the industry. We follow an extensive research methodology coupled with critical insights related industry factors and market forces to generate the best value for our clients. We Provides reliable primary and secondary data sources, our analysts and consultants derive informative and usable data suited for our clients business needs. The research study enable clients to meet varied market objectives a from global footprint expansion to supply chain optimization and from competitor profiling to M&As. Contact Us:

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[sarthsharma101]

What is GDPR?

Source: https://faidepro.medium.com/what-is-gdpr-3ff0034ff454

The General Data Protection Regulation (GDPR) is the toughest privacy and safety regulation in the world. Although it used to be drafted and exceeded by the EEC (EU), it imposes obligations on companies anywhere, so lengthy as they target or accumulate statistics related to human beings in the EU. The law was put into impact on May 25, 2018.

The GDPR can levy harsh fines in opposition to those who violate its privateness and safety standards, with penalties achieving into the tens of tens of millions of euros. With the GDPR, Europe is signalling its association stance on facts privateness, and safety at a time when extra people are entrusting their statistics with cloud services and breaches are a day-to-day occurrence.

The law itself is large, far-reaching, and pretty light on specifics, creating GDPR compliance a frightening prospect, mainly for tiny and medium-sized organizations (SMEs). They created this website to function as a useful resource for SME owners and managers to tackle particular challenges they may additionally face. whereas it is no longer a replacement for criminal advice, it can also assist you to understand where to focus your GDPR compliance efforts.

We additionally provide hints on privacy tools and the way to mitigate risks because the GDPR continues to be interpreted, they’ll preserve you up to this point on evolving great practices.

How did it start?

Proper privacy is the phase of the 1950 European Convention on Human Rights, which states, “Everyone has the proper to recognize for his personal and family life, his domestic and his correspondence.” From this basis, the ECU Union has sought-after to make certain the protection of this right thru legislation.

As technology advanced and the Internet used to be invented, the EU diagnosed the want for modern-day protections. So in 1995, it handed the European Information Protection Directive, establishing minimum facts privacy and security standards, upon which each member kingdom based its imposing law. However, already the Internet was morphing into the Hoover it’s today.

In 1994, the primary banner advert was regarded online. In 2000, a majority of economic establishments offered online banking. In 2006, Facebook opened to the public.

In 2011, a Google consumer sued the corporation for scanning her emails. 2 months after that, Europe’s facts protection authority declared the EU wished “a comprehensive method on non-public information protection” and work began to update the 1995 directive.

The GDPR entered into pressure in 2016 after passing the European Parliament, and as of 25 May 2018, all corporations have been required to be compliant.

Data safety principles If you method data, you have got to try to do so according to seven protection and accountability standards outlined in Article 5.1–2:Lawfulness, fairness and transparency — Processing ought to be lawful, fair, and transparent to the statistics subject.

Purpose problem — You have to process information for the legit functions detailed explicitly to the facts situation when you gathered it.

Data diminution — You must collect and method solely as much data as crucial for the purposes specified.

Accuracy — You ought to keep private information accurate and up to date.

Storage hassle — You may additionally only save personally-identifying statistics for as lengthy as indispensable for the unique purpose.

Integrity and confidentiality — Processing needs to be accomplished in such a way as to make certain excellent security, integrity, and confidentiality (e.g. by the use of encryption).

Accountability — The statistics controller is responsible for being capable to display GDPR compliance with all of those principles. Accountability The GDPR says fact controllers ought to be in a position to reveal they are GDPR compliant. And this isn’t something you will do when the fact is: If you suppose you are compliant with the GDPR but can’t show how then you’re no longer GDPR compliant.

Among the ways you can do this: Designate records safety duties to your team. Maintain detailed documentation of the statistics you’re collecting, however, it’s used, where it’s stored, which employee is accountable for it, etc. Train your workforce and put in force technical and structure safety measures.

Have processing Agreement contracts in a vicinity with 1/3 parties you contract to method statistics for you. Appoint an information Protection Officer (though no longer all corporations need one — more on that during this article).

Data security You’re needed to take care of statistics securely by means that of implementing “appropriate technical and organizational measures.”

Technical measures mean whatever from requiring your employees to use two-factor authentication on bills where personal information is stored to getting with cloud vendors that use end-to-end encryption.

Organizational measures are matters like personnel training, adding a statistics privateness policy to your worker handbook, or limiting gets admission to personal statistics to only these personnel in your business enterprise who want it. If you have got a facts breach, you have seventy-two hours to inform the facts subjects or face penalties. (This notification requirement may additionally be waived if you utilize technological safeguards, admire encryption, to render data useless to AN attacker.)

CONCLUSION:

What is GDPR, the EU’s new facts protection law? What is the GDPR? Europe’s new information privateness and safety regulation consist of heaps of pages’ really worth of new necessities for companies around the world. This GDPR summary can help you understand the law and determine what components of it follow to you. The General information Protection Regulation (GDPR) is the toughest privacy and safety regulation in the world. Although it was drafted and handed by means of the EEC (EU), it imposes duties on businesses anywhere, so long as they target or acquire statistics related to humans in the EU. The legislation used to be put into effect on May 25, 2018, and helping data and IT services more significantly.

The GDPR will levy harsh fines towards those who violate its privateness and protection standards, with penalties achieving into the tens of hundreds of thousands of euros. With the GDPR, Europe is signalling its company stance on data privacy and security at a time when greater humans are entrusting their facts with cloud services and breaches are each day occurrence. The law itself is large, far-reaching, and pretty light on specifics, creating GDPR compliance a frightening prospect, mainly for tiny and medium-sized organisations (SMEs).

It’s difficult to imagine a corporation that can be more affected by GDPR than ADP (Automatic Data Processing). The corporation gives cloud-based Human Capital Management (HCM) and commercial enterprise.

Outsourcing offerings to extra than 650,000 corporations globally. ADP holds PII for hundreds of thousands of humans around the world, and its clients expect the organization to be GDPR compliant and to assist them to do the same. If ADP is determined non-compliant with GDPR, it dangers no longer solely fines however the loss of commercial enterprise from customers expecting ADP to possess them is covered.

[wassup-bihh-blog]

Small Enterprise Transport Solutions For E

Pricing your products as an ecommerce retailer owner may be one of the most difficult jobs you'll ever do in that enterprise. He made it clear that clients must be treated nicely as a result of they deserve it, that the key to giving one of the best customer support is so simple - simply put yourselves within the shoes of the shopper, and you may know the best thing to do. And this is another reason why people love ChooseHotTubsDirect. The outdated adage rings true with enterprise membership of a chamber of commerce; "the extra you give, the extra you get" - the more energetic members are throughout the chamber, be that by means of engaging in native business activity or selling their providers, the extra useful membership becomes. Not like common shops the place in prospects need to exhaustively walk, or drive to, and is simply restricted to folks within the neighborhood, on-line stores might be visited in the comfort of your own home by people anyplace and in every single place. If data is disclosed to nations that don't assure sufficient protection, SWAROVSKI will ensure adequate safety of information disclosed by CLIENTS, VISITORS or PARTNERS by way of placing enough contractual guarantees in place, specifically on the idea of EU commonplace clauses, or it bases the switch on the exceptions of consent, conclusion or performance of contract, the dedication, train or enforcement of authorized claims, overriding public pursuits or it discloses the data with a view to defend the integrity of these people. SWAROVSKI may disclose BUYER DATA, VISITOR INFORMATION and COMPANION INFORMATION within SWA-ROVSKI as well as to THIRD PARTIES and in each nation worldwide, together with specifically all international locations through which SWAROVSKI is represented by Group companies, affiliates or other places of work and representatives (see ANNEX 2, as updated from time to time) in addition to to nations during which service suppliers of SWAROVSKI course of their information (see ANNEX 2, as updated every so often). Your eCommerce improvement company should mix the roles of online marketer, web developer, analyzer and usefulness knowledgeable in order to comprehensively report what is occurring in real time on your website in order that your customers will be tracked as they view, click on and purchase. To be within the race, you may be planning to connect with a 5 star Magento development firm in India or some other country to beat the competition by establishing a placing business presence on the internet. A latest report by the Internet and Cellular Affiliation of India reveals that India's e-commerce market is growing at a mean fee of 70 % annually, and has grown by over 500 percent in the past three years. Examples include Xero , a web-based accounting software program for small businesses, ADP , a payroll processing company, and Square , a payments solution for SMBs. However many consumers research a product or service on-line even more frequently. These transactions can embody taking orders, closing sales, making purchases, offering customer support or undertaking other activities that serve the enterprise's overall goal, even if retail in nature.

[adalidda]

Illustration Photo: Over the last two growing seasons, fruit grower Cindy Collins and about 20 of her neighbors are using an air curtain burner--commonly called a 'burn box'--to safely and cleanly burn their orchard pruning wood and diseased tree wood. The burn box was purchased in 2014 with a Conservation Innovation Grant by the Natural Resources Conservation Service, in partnership with the Columbia Gorge Fruit Growers and Hood River County. (credits: NRCS photo by Tracy Robillard / Ark. Agricultural Experiment Station / Flickr Creative Commons Attribution-NoDerivs 2.0 Generic (CC BY-ND 2.0))

Solutions for Greenhouse gas emissions reduction and efficiency in Agriculture & Food

Within the overall framework of the Sustainable Development Goals (SDGs) and SDG17 in particular, the UNIDO Global Call 2022 aims at building and enhancing a global information and knowledge-sharing exchange network by integrating global resources; and assisting governments and enterprises in carrying out technical assistance and industrial cooperation to promote economic development and industrialization. In doing so, it aims to narrow the technological gap and solve related technical problems faced by small and medium-sized enterprises, thus accelerating the green industrialization process.

To achieve its Zero-Net objective, the UNIDO Global Call 2022 focuses on identifying and promoting innovative green technologies in Medical & Health (MH), Green Growth (GG), Advanced Digital Production (ADP) and Agriculture & Food (AF), with a clear focus on international climate change mitigation and adaptation efforts as well as on green technology learning and development.

Track: Solutions for Greenhouse gas emissions reduction and efficiency in Agriculture & Food

Agriculture is one of the main sources of greenhouse gas emissions, and especially of methane that stem from livestock farming and nitric oxide that result from fertilizers. Accordingly, the global climate’s deterioration brings great pressure to the global agricultural production; it is therefore of utmost importance to achieve low-carbon or even zero-carbon transformation in agriculture while maintaining or improving productivity; solutions are thus searched to reduce emissions including through synthetic fertilizers, crops cultivation, ruminant farming, efficient land utilization, increasing the output per unit area, innovative green food, etc.

Eligibility

The Call is open to private sector entities (micro, small, medium, and large companies as well as startups) in the below categories:

1. Early-stage technological solutions that are at an advanced R&D and that are ready for implementation, with verified testing data

2. Growth-stage technological solutions, which have already been piloted with verified data at a replicable scale and which have a demonstrated Proof Of Concept (POC)

3. Mature technological solutions that are demonstrably established and that aim at expanding to new markets

The participation in the UNIDO Global Call 2022 is free of charge.

Each company can only submit two applications; all extra applications will be excluded (based on the chronological order in which they were received). Companies will be asked to provide personal and non-personal information, with personal data being used for internal audit purposes and communications related to the Global Call only. All data will not be made available to third parties without prior authorization of the applicant, except for the review of the application by jury members. Participants will be asked to accept the Global Call terms and conditions.

Since women are disproportionately affected by climate change, due regards is to be given to submissions of women-led/owned businesses or companies offering products and services benefiting women and youth.

Application Deadline: 20 September 2022

Check more https://adalidda.com/posts/sktKKnsrtgqLyT2pG/solutions-for-greenhouse-gas-emissions-reduction-and/call

[28northgroup]

Key Factors That Impact Affordability Today

You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less affordable today than they were over the last two years, but that doesn’t mean homes are now unaffordable.

There are three measures used to establish home affordability: home prices, mortgage rates, and wages. Let’s look closely at each of these components.

1. Home Prices

The most recent Home Price Insights report by CoreLogic shows home values have increased by 19.1% from last January to this January. That was one reason affordability declined over the past year.

2. Mortgage Rates

While the current global uncertainty makes it difficult to project mortgage rates, we do know current rates are almost one full percentage point higher than they were last year. According to Freddie Mac, the average monthly rate for last February was 2.81%. This February it was 3.76%. That increase in the mortgage rate also contributes to homes being less affordable than they were last year.

3. Wages

The one big, positive component in the affordability equation is an increase in American wages. In a recent article by RealtyTrac, Peter Miller addresses that point:

“Prices are up, but what about wages? ADP reports that job holder incomes increased 5.9% last year but rose 8.0% for those who switched employers. In effect, some of the higher cost to buy a home has been offset by more cash income.”

The National Association of Realtors (NAR) also recently released information that looks at income and affordability. The NAR data provides a comparison of the current median family income versus the qualifying income for a median-priced home in each region of the country. Here’s a graph of their findings:

As the graph shows, the median family income (shown in blue on the graph) is greater than the qualifying income needed to buy a median-priced home (shown in green on the graph) in all four regions of the country. While those figures may vary in certain locations within each region, it’s important to note that, in most of the country, homes are still affordable.

So, when you think about affordability, remember that the picture includes more than just home prices and mortgage rates. When prices rise and rates rise, it does impact affordability, and experts project both of those things will climb in the months ahead. That’s why it’s less affordable to buy a home than it was over the past two years when prices and rates were lower than they are today. But wages need to be factored into affordability as well. Because wages have been rising, they’re a big reason that, while less affordable, homes are not unaffordable today.

Bottom Line

To find out more about affordability in our local area, let’s discuss where home prices are locally, what’s happening with mortgage rates, and get you in contact with a lender so you can make an informed financial decision. Remember, while less affordable, homes are not unaffordable, which still gives you an opportunity to buy today.

[grantreidproperties]

Key Factors That Impact Affordability Today

You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less affordable today than they were over the last two years, but that doesn’t mean homes are now unaffordable.

There are three measures used to establish home affordability: home prices, mortgage rates, and wages. Let’s look closely at each of these components.

1. Home Prices

The most recent Home Price Insights report by CoreLogic shows home values have increased by 19.1% from last January to this January. That was one reason affordability declined over the past year.

2. Mortgage Rates

While the current global uncertainty makes it difficult to project mortgage rates, we do know current rates are almost one full percentage point higher than they were last year. According to Freddie Mac, the average monthly rate for last February was 2.81%. This February it was 3.76%. That increase in the mortgage rate also contributes to homes being less affordable than they were last year.

3. Wages

The one big, positive component in the affordability equation is an increase in American wages. In a recent article by RealtyTrac, Peter Miller addresses that point:

“Prices are up, but what about wages? ADP reports that job holder incomes increased 5.9% last year but rose 8.0% for those who switched employers. In effect, some of the higher cost to buy a home has been offset by more cash income.”

The National Association of Realtors (NAR) also recently released information that looks at income and affordability. The NAR data provides a comparison of the current median family income versus the qualifying income for a median-priced home in each region of the country. Here’s a graph of their findings:

As the graph shows, the median family income (shown in blue on the graph) is greater than the qualifying income needed to buy a median-priced home (shown in green on the graph) in all four regions of the country. While those figures may vary in certain locations within each region, it’s important to note that, in most of the country, homes are still affordable.

So, when you think about affordability, remember that the picture includes more than just home prices and mortgage rates. When prices rise and rates rise, it does impact affordability, and experts project both of those things will climb in the months ahead. That’s why it’s less affordable to buy a home than it was over the past two years when prices and rates were lower than they are today. But wages need to be factored into affordability as well. Because wages have been rising, they’re a big reason that, while less affordable, homes are not unaffordable today.

Bottom Line

To find out more about affordability in our local area, let’s discuss where home prices are locally, what’s happening with mortgage rates, and get you in contact with a lender so you can make an informed financial decision. Remember, while less affordable, homes are not unaffordable, which still gives you an opportunity to buy today.

Content previously posted on Keeping Current Matters source https://www.simplifyingthemarket.com/en/2022/03/09/key-factors-that-impact-affordability-today/?a=489032-35f51ed32012ea2b41c9407612018119

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Illustration Photo: Lakeside solar rooftop (credits: (C) BELECTRIC UK / Solar Trade Association / Flickr Creative Commons Attribution-ShareAlike 2.0 Generic (CC BY-SA 2.0))

Solutions for building Resilient Green Manufacture Cycle

Within the overall framework of the Sustainable Development Goals (SDGs) and SDG17 in particular, the UNIDO Global Call 2022 aims at building and enhancing a global information and knowledge-sharing exchange network by integrating global resources; and assisting governments and enterprises in carrying out technical assistance and industrial cooperation to promote economic development and industrialization. In doing so, it aims to narrow the technological gap and solve related technical problems faced by small and medium-sized enterprises, thus accelerating the green industrialization process.

To achieve its Zero-Net objective, the UNIDO Global Call 2022 focuses on identifying and promoting innovative green technologies in Medical & Health (MH), Green Growth (GG), Advanced Digital Production (ADP) and Agriculture & Food (AF), with a clear focus on international climate change mitigation and adaptation efforts as well as on green technology learning and development.

Track: Solutions for building Resilient Green Manufacture Cycle

The manufacturing process usually results in a lot of emissions, therefore every action at any stage to tackle carbon emissions – from manufacturing of products, supply of raw materials (selection, transportation, and storage), to processing and use of finished goods –is critical. Solutions to reach carbon neutrality are thus sought to achieve resilient manufacturing, including in product manufacturing such as the full use of renewable energy to replace fuel combustion, improving energy efficiency and waste recycling, reducing carbon emissions in the supply chain of raw materials (such as greener raw materials and smart logistics), and producing green products.

Eligibility

The Call is open to private sector entities (micro, small, medium, and large companies as well as startups) in the below categories:

1. Early-stage technological solutions that are at an advanced R&D and that are ready for implementation, with verified testing data

2. Growth-stage technological solutions, which have already been piloted with verified data at a replicable scale and which have a demonstrated Proof Of Concept (POC)

3. Mature technological solutions that are demonstrably established and that aim at expanding to new markets

The participation in the UNIDO Global Call 2022 is free of charge.

Each company can only submit two applications; all extra applications will be excluded (based on the chronological order in which they were received). Companies will be asked to provide personal and non-personal information, with personal data being used for internal audit purposes and communications related to the Global Call only. All data will not be made available to third parties without prior authorization of the applicant, except for the review of the application by jury members. Participants will be asked to accept the Global Call terms and conditions.

Since women are disproportionately affected by climate change, due regards is to be given to submissions of women-led/owned businesses or companies offering products and services benefiting women and youth.

Application Deadline: 20 September 2022

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