holy heck I keep forgetting to post her here
anywhizzles, I took another shot at an ENA noblezada drawing bc i didn't do her justice the first time (also used it as practice!)
Context: my friend and I (who are both theater nerds) noticed that the humanoid ena looks like Eva Noblezada, the original actress for Eurydice in Hadestown, thus this was born :]
reference photos
19 notes
·
View notes
Does homeowners insurance cover my damaged BBQ?
Whether homeowners insurance covers your damaged BBQ depends on the specific terms and coverage outlined in your policy. Homeowners insurance typically provides coverage for personal property, which includes items like your BBQ grill, in case of covered perils such as fire, theft, or vandalism. However, it's important to review your policy or contact your insurance provider directly to understand the exact coverage limits, exclusions, and deductibles that apply to your situation.
Here are a few points to consider:
Covered Perils: Your policy will specify the perils that are covered. Common covered perils include fire, lightning, windstorm, theft, and vandalism. If your BBQ was damaged due to a covered peril, your insurance may provide coverage.
Deductibles: Most homeowner’s insurance policies have a deductible, which is the amount you need to pay out of pocket before your insurance coverage kicks in. If the cost of repairing or replacing your BBQ is below your deductible, it may not be worthwhile to file a claim.
Coverage Limits: Homeowners insurance policies often have limits on coverage for specific types of property, such as outdoor equipment. Make sure to check if there are any sub-limits or special provisions for BBQ grills in your policy.
Exclusions: Your policy may have exclusions that specifically mention certain types of property, including BBQ grills. For example, if the damage is a result of normal wear and tear or neglect, it may not be covered.
Remember, this information is general, and the specifics of your policy will determine the coverage for your damaged BBQ. It's best to consult your insurance provider or refer to your policy documents for accurate and detailed information about coverage.
The answer to this question depends on the specific terms and conditions of your homeowner’s insurance policy. Generally speaking, homeowners insurance may cover damage to your BBQ if it was caused by a covered peril, such as fire, lightning, windstorm, or theft.
However, it's important to note that most homeowner’s insurance policies have limits on the coverage they provide for personal property, which includes items like your BBQ. The amount of coverage you have for personal property will depend on the limits specified in your policy and any deductibles that apply.
Keep in mind that homeowners insurance policies often have deductible amounts, which is the portion of the loss you are responsible for paying out of pocket before the insurance coverage kicks in. Additionally, some policies may have limitations or exclusions for certain types of personal property, so it's important to review your policy carefully or consult with your insurance provider to understand the coverage details.
If the damage to your BBQ is not covered by your homeowners insurance, you may consider exploring other options such as manufacturer warranties, extended warranties, or standalone insurance policies specifically designed to cover outdoor equipment like BBQs.
Additionally, some insurance policies may have exclusions for certain types of property, so it's important to review your policy carefully to understand what is and isn't covered.
If you're unsure about whether your homeowner’s insurance policy covers damage to your BBQ, you can contact your insurance provider directly to ask for more information.
6 notes
·
View notes