#Bharat Connect API

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What is a BBPS Transaction in Banking? | BBPS API Explained

Discover how BBPS transactions are transforming bill payments in India. Learn about the Bharat Bill Payment System (BBPS), how BBPS API and Bharat Connect API work, and why using a BBPS API from a direct bank is the smartest way to offer seamless, secure bill payment services. Explore the benefits of choosing the best BBPS API provider for your business platform.

[infinitywebinfopvtltd]

Bharat Connect BBPS API Integration by Infinity Webinfo Pvt Ltd

The Bharat Bill Payment System (BBPS) has revolutionized the way utility and recurring payments are handled in India. Offering a single platform for bill payments across a wide range of services, BBPS simplifies payment processing for both consumers and businesses. Infinity Webinfo Pvt Ltd, a leader in API solutions, has introduced a seamless integration process for the Bharat Connect BBPS API, enabling businesses to leverage the full potential of this system.

What is BBPS?

BBPS, managed by the National Payments Corporation of India (NPCI), is an interoperable platform for standardized bill payments. It covers multiple categories such as electricity, water, gas, DTH, telecom, and other recurring payments. With its secure and user-friendly interface, BBPS ensures real-time payment processing and receipt generation, making it a preferred choice for businesses.

Features of Bharat Connect BBPS API

The Bharat Connect BBPS API offers the following key features:

Broad Service Coverage: Supports multiple biller categories, including utilities, telecom, and subscriptions.

Real-Time Transactions: Facilitates instant payment processing with real-time updates.

Secure Integration: Ensures data security with encryption and robust authentication mechanisms.

White-Label Solutions: Customizable interfaces to match your brand identity.

Easy Reconciliation: Comprehensive transaction logs for effortless financial reconciliation.

Multilingual Support: Enables businesses to cater to a diverse customer base.

24/7 Availability: Always accessible for uninterrupted service delivery.

Advantages of Integrating Bharat Connect BBPS API

By integrating the Bharat Connect BBPS API, businesses can:

Expand Customer Reach: Provide a one-stop solution for various bill payment needs.

Enhance User Experience: Offer quick, hassle-free, and secure payment options.

Boost Revenue Streams: Generate additional income through transaction-based commissions.

Streamline Operations: Reduce manual intervention with automated payment processes.

Stay Compliant: Adhere to regulatory requirements set by NPCI and other governing bodies.

Steps to Integrate Bharat Connect BBPS API

Infinity Webinfo Pvt Ltd provides a straightforward integration process for Bharat Connect BBPS API. Here’s a step-by-step guide:

API Documentation Review: Familiarize yourself with the detailed API documentation provided by Infinity Webinfo Pvt Ltd.

Account Setup: Register your business with Bharat Connect and acquire API credentials.

Development Environment: Set up the required development environment, including programming languages like PHP, C#, or Node.js.

API Configuration: Implement the API using the provided documentation and integrate it with your existing systems.

Testing: Conduct rigorous testing to ensure all functionalities work seamlessly.

Go Live: Deploy the integrated API in a production environment.

Post-Integration Support: Avail ongoing support and updates from Infinity Webinfo Pvt Ltd for a smooth experience.

Why Choose Infinity Webinfo Pvt Ltd?

Infinity Webinfo Pvt Ltd stands out as a trusted partner for API integrations. Here’s why:

Expertise: Years of experience in developing and integrating APIs for various platforms.

Custom Solutions: Tailored integration services to meet unique business needs.

End-to-End Support: From consultation to deployment and maintenance.

Proven Track Record: Successful integrations across industries, ensuring reliability and efficiency.

Conclusion

Integrating Bharat Connect BBPS API with the expertise of Infinity Webinfo Pvt Ltd empowers businesses to deliver superior payment services to their customers. With a secure, reliable, and scalable solution, your business can stay ahead in the competitive payment services market. Contact Infinity Webinfo Pvt Ltd today to explore how their integration services can transform your operations.

Start your online Portal Now: - +91 9711090237

[nihararay]

TPAP Support – Seamless UPI Integration for Fintechs

The UPI ecosystem in India is booming, and Third-Party Application Providers (TPAPs) play a crucial role in this revolution. Bharat Inttech offers full-service TPAP Support, enabling fintechs and apps to launch UPI services with ease, speed, and full compliance.

Who Are TPAPs?

TPAPs are non-bank fintech companies that provide UPI-enabled payment apps or services. They rely on Payment Service Providers (PSPs) and must be authorized by NPCI. Being a TPAP requires technical integration and strict regulatory compliance.

Our TPAP Support Services:

End-to-End Onboarding: From application to NPCI approval.

Compliance Management: Help with KYC, AML, data storage, and user verification.

System Integration: Connect your app to PSP banks and UPI switches.

Monitoring & Analytics: Transaction logs, performance reports, and alerts.

Why It Matters:

Without proper TPAP onboarding, launching a UPI service is difficult and risky. Our solution simplifies the journey:

Reduces setup time from months to weeks

Ensures compliance with NPCI/RBI mandates

Handles technical complexities and certification

Offers scalable UPI architecture with redundancy

Who Should Use Our TPAP Support?

Fintech startups building new apps

Wallet companies expanding into UPI

Marketplaces enabling in-app payments

Social or messaging apps integrating peer-to-peer transfers

Why Bharat Inttech?

With a proven track record in UPI infrastructure, we help TPAPs go live faster. Our experts provide:

Custom API documentation

Test environments and support

NPCI coordination and audits

Post-launch monitoring

Conclusion:

Becoming a TPAP doesn't have to be complicated. With Bharat Inttech's dedicated support and powerful tools, your app can quickly join India’s growing UPI ecosystem.

For More Information Visit Us:

[medibest1]

Why MediBest Leads in Hospital System Software

Healthcare leaders agree that integrated technology is now a core pillar of quality care. The World Health Organization’s extended Global Digital Health Strategy urges hospitals to adopt interoperable platforms that scale with future needs. MediBest answers that call with an all-in-one hospital management system software that connects clinical, administrative, and financial workflows on a single code-base—cloud or on-premise.

Key Differentiators of MediBest Hospital Management System Software

Scalable architecture – Expand effortlessly from one clinic to a multi-location network supporting thousands of concurrent users.

Open API layer – Plug in pharmacy chains, IoT devices, or telehealth apps without redevelopment.

Local expertise – Dedicated Indian implementation teams speed up go-lives and provide 24 × 7 support.

Google My business :-

Operational & Clinical Benefits That Drive ROI

Hospitals running MediBest report:

30 % faster discharge turnaround through unified electronic health records.

Double-digit gains in billing accuracy thanks to automated claim-scrubbing.

Higher patient-satisfaction scores driven by shorter waits and transparent billing.

These results echo HealthIT.gov findings that EHR-driven workflows cut errors and improve coordination.

Click here :

Security, Compliance & Interoperability Built In

MediBest encrypts every transaction, logs each access, and enforces role-based permissions, keeping you audit-ready for NABH, HIPAA, and upcoming EU AI rules. Bi-directional HL7/FHIR interfaces ensure seamless data exchange with labs, imaging, and national registries—validated by HIMSS research linking interoperability to safer, more efficient care.

Implementation with a Trusted Hospital Software Company

Define success metrics—LOS, claim cycle, readmission rate.

Phase migration—begin with EHR, then add billing and inventory.

Parallel runs to validate data accuracy.

Role-specific training for rapid staff adoption.

30-day post–go-live audits to fine-tune workflows.

MediBest’s specialists handle mapping, testing, and on-site coaching, so your internal IT can stay focused on patient services.

Frequently Asked Questions

1. What is hospital management system software? It is an integrated digital platform that automates clinical, administrative, and financial tasks—providing every department real-time access to a single source of truth.

2. How does hospital software improve patient care? By giving clinicians instant access to full medical histories, automating orders, and reducing paperwork, it minimizes delays and errors, freeing staff to focus on patients.

3. Why choose MediBest over other hospital software companies? MediBest delivers native PACS, mobile apps, machine integrations, and local 24 × 7 support on one platform, eliminating multi-vendor complexity and future integration costs.

CONTACT :- MADHYA BHARAT CERAMICS :- Chandapura Road, Pashupatinath Mandir road, Mandsaur M.P. 458001 India Email us : madhyabharatceramics@gmail.com siddharth@mbctower.comCall us on : +91-8827697111 (Siddharth Jain) +91-9425105256 (Sushil Jain) Call us on : +91-8827697111 (Siddharth Jain) +91-9425105256 (Sushil Jain)

[plutosone]

The Role of BOU in BBPS: Trends, Benefits, and Future Prospects

The Bharat Bill Payment System (BBPS) has revolutionized digital payments in India by providing a seamless and interoperable bill payment ecosystem. One of the key stakeholders in this ecosystem is the Biller Operating Unit (BOU), which plays a crucial role in integrating billers and enabling smooth transactions. With the increasing adoption of BBPS, BOUs are becoming an essential component for businesses and service providers looking to expand their reach. This blog explores the latest trends, benefits, and future prospects of BOU in BBPS.

What is BOU in BBPS?

A Biller Operating Unit (BOU BBPS) is an entity that registers billers onto the BBPS network. It facilitates bill collection, payment processing, and reconciliation while ensuring seamless integration between service providers and end customers. The role of BOUs is particularly significant for sectors like utilities, telecom, insurance, education, and municipal payments.

Latest Trends in BOU BBPS

1. Growing Adoption of BBPS Across Industries

More businesses and government agencies are integrating BBPS to provide secure and hassle-free payment options.

Expanding sectors: Electricity, water, gas, telecom, credit card bills, municipal taxes, and educational institutions.

2. RBI's Push for a Fully Digital Payment Ecosystem

The Reserve Bank of India (RBI) is actively promoting digital transactions, encouraging more businesses to adopt BBPS.

Recent regulatory changes have made BBPS more accessible to non-banking financial institutions and fintech startups.

3. Unified Presentment Management System (UPMS) Integration

UPMS, a new BBPS feature, allows bill presentment and notifications, ensuring customers get timely bill updates.

BOUs are integrating UPMS to enhance user experience and increase digital payment adoption.

4. Increased BOU Registrations for Niche Sectors

Fintech startups, NBFCs, and insurance companies are now joining as BOUs to streamline their bill payment collection.

Expansion of BBPS coverage to education, housing societies, and subscription-based services.

5. Real-Time Settlements & Reconciliation Enhancements

BBPS is improving settlement cycles for BOUs, reducing delays in fund transfers.

Businesses can now access real-time transaction updates, enhancing transparency and efficiency.

Benefits of Becoming a BOU in BBPS

1. Enhanced Business Growth

BOUs can onboard multiple billers and expand their service offerings, increasing revenue streams.

2. Increased Customer Reach

BBPS enables billers to collect payments from multiple channels, including banks, payment apps, and retail outlets.

3. Secure & Reliable Transactions

BBPS operates under NPCI (National Payments Corporation of India), ensuring safe and regulated transactions.

4. Faster Settlements & Reduced Operational Costs

Automates reconciliation and settlements, reducing manual intervention and processing delays.

5. Compliance with Digital Payment Regulations

BOUs are aligned with RBI’s digital payment guidelines, ensuring compliance and reducing financial risks.

How to Register as a BOU in BBPS

Eligibility Check: Businesses must meet NPCI’s BOU registration criteria.

Application Process: Submit necessary documentation to NPCI or BBPS-certified partners.

Technical Integration: Implement BBPS API for seamless transactions.

Go Live: Start onboarding billers and processing payments.

Future Prospects of BOU BBPS

Wider Adoption Across Tier 2 & Tier 3 Cities: Increased digital literacy and government initiatives are driving BBPS penetration beyond metros.

AI-Powered Fraud Prevention: Future BBPS updates will include AI-driven risk management solutions for enhanced security.

Expansion into International Payments: NPCI is exploring cross-border bill payments, which could open new opportunities for BOUs.

More Fintech & Startups Entering BBPS: The entry of Bharat Connect TSPs and fintech aggregators will further improve BOU services.

Conclusion

The BOU segment in BBPS is rapidly evolving, offering significant opportunities for businesses, billers, and fintech companies. With regulatory support, advanced technological integrations, and growing user adoption, the future of BOUs in BBPS looks promising. If you're a business looking to streamline bill payments and enhance customer engagement, joining BBPS as a BOU is a strategic move.

For seamless BOU registration and integration, platforms like Plutos ONE Bharat Connect TSP provide an all-in-one solution to help businesses get onboard quickly.

[ldsengineers]

BigCommercer Development Company in New York

LDS Engineers: Your Trusted BigCommerce Development Company in New York, in the digital era eCommerce has become the backbone of businesses worldwide. To plant amp sound online choosing the good program and amp true evolution mate is relevant. If you looking for the best big commerce development services in New York, LDS Engineers stands out as a trusted leader in the field.

Why Choose BigCommerce for Your Online Store?

It offers businesses of complete sizes amp ascendable goods and Characteristic-ricrootsot to form and arise their online provisions. Some of its important benefits include:

Customizable Storefronts: BigCommerce allows for unique Layouts tailored to your brand identity.

Mobile-Friendly: With a responsive Layout BigCommerce ensures a seamless shopping Encounter across devices.

SEO-Friendly: The platform is built with tools to help your website rank higher in search engine results.

About LDS Engineers

LDS Engineers is a leading BigCommerce development company based in New York specializing in creating cutting-edge eCommerce websites. With the age of get and amp squad of good developers, we render general big commerce evolution services to businesses inch the American Bharat and around the globe.

ourbig commercee evolution services

At lds engine, as we bid amp comprehensive run of services to service businesses maximize the prospective of big commerce. Our services include:

Custom BigCommerce Layout and Development

We craft tailored Layouts that reflect your brand and resonate with your audience. Our developers form iron and ascendable Answers that check your stock performs astatine its best theme evolution and customization

BigCommerce Store Setup and Migration

If you are to BigCommerce or planning to migrate from another platform we ensure a smooth transition. Our squad handles every point from information migration to stock setup.

big commerce API integration

we incorporate third-party tools and Uses to raise the profitability of your online stock. From payment gateways to inventory management systems, ms we ensure seamless connectivity.

Maintenance and Support

Our partnership does not deal with development. We render current back and care to check your stock runs swimmingly and the girdle is updated with the current Characteristics.

Why take lds engineers

Encountered team: our developers bear comprehensive get practical with commerce delivering projects that top node expectations

Customer-centric approach: we prioritize your goals cloth you to make Answers that run results

Global reach: spell founded inch greenhouse of York we Method Customers all over America Bharat and different countries

Affordable pricing: high-quality services astatine aggressive prices get America the pet quality for businesses of complete sizes

Partner with lds engineers today

Whether you start amp green online stock or look to raise your present big commerce website lds engineers have the expertise to help you reach your goals. Our end-to-end BigCommerce development services are laid out to meet your unique business needs and help you stand out in a competitive marketplace.

Contact us today to discuss your project and take the first step toward eCommerce success with LDS Engineers!

bigcommerce development, bigcommerce design development, bigcommerce development services, bigcommerce development in us, bigcommerce development in india, bigcommerce web development, bigcommerce development company.

[sunalimerchant]

Why Gujarat is the Hub for API Manufacturing in India

Gujarat, often referred to as the "Pharma Hub of India," has established itself as a leading state for Active Pharmaceutical Ingredient (API) manufacturing. With its robust infrastructure, favorable policies, and thriving industrial ecosystem, Gujarat plays a pivotal role in India’s pharmaceutical sector. This article delves into the key reasons why Gujarat has become the epicenter of API manufacturing in India and its contribution to the country's global standing in pharmaceuticals.

1. Strategic Location and Robust Infrastructure

One of Gujarat's most significant advantages is its strategic location and well-developed infrastructure, making it ideal for API manufacturing.

Proximity to Ports: Gujarat's coastline is dotted with major ports such as Kandla, Mundra, and Dahej, facilitating the easy export of APIs to international markets. These ports also enable the efficient import of raw materials, reducing logistical costs.

Industrial Parks and SEZs: The state is home to numerous industrial parks and Special Economic Zones (SEZs) dedicated to pharmaceutical manufacturing, such as the Gujarat Industrial Development Corporation (GIDC) estates in Ankleshwar and Vapi.

Road and Rail Connectivity: A well-connected network of roads and railways ensures smooth transportation of goods across India and beyond.

This infrastructure provides a seamless supply chain for API manufacturers in Gujarat, enabling faster production and delivery cycles.

2. Government Support and Policies

Gujarat's state government has consistently supported the pharmaceutical industry through favorable policies and initiatives.

Financial Incentives: The state offers subsidies, tax benefits, and low-interest loans to encourage API manufacturing.

Single-Window Clearance: Simplified approval processes reduce bureaucratic delays, allowing manufacturers to establish and expand their facilities quickly.

Policy Alignment with National Initiatives: Gujarat aligns with India’s “Atmanirbhar Bharat” and “Make in India” initiatives, focusing on reducing dependency on imported APIs and promoting domestic production.

The government's proactive approach creates a conducive environment for pharmaceutical companies to thrive.

3. Skilled Workforce and Expertise

Gujarat boasts a skilled and experienced workforce, which is crucial for the highly technical field of API manufacturing.

Educational Institutions: The state is home to prestigious institutions like the National Institute of Pharmaceutical Education and Research (NIPER) and Gujarat Technological University, which produce a steady stream of qualified professionals.

Industry Expertise: With decades of experience in chemical and pharmaceutical production, Gujarat has a deep pool of talent well-versed in API manufacturing processes.

Research and Development: Many API manufacturers in Gujarat invest heavily in R&D, driving innovation and ensuring the production of high-quality APIs.

This skilled talent base gives Gujarat an edge over other states in India.

4. Cluster-Based Approach

Gujarat has developed several pharmaceutical clusters that foster collaboration and efficiency among API manufacturers.

Ankleshwar and Vapi: These regions are among the largest chemical and pharmaceutical hubs in India, hosting hundreds of API manufacturing units.

Ahmedabad and Baroda: Known for their advanced pharmaceutical research and manufacturing facilities, these cities are home to many leading companies.

Dahej SEZ: This industrial zone specializes in large-scale pharmaceutical production and export activities.

These clusters enable manufacturers to share resources, reduce costs, and benefit from collective expertise.

5. Focus on Quality and Compliance

Gujarat's API manufacturers are renowned for their commitment to quality and compliance with international standards.

Regulatory Approvals: Many facilities in Gujarat are approved by global regulatory authorities such as the USFDA, WHO, and EU GMP, ensuring the production of high-quality APIs.

Stringent Quality Control: Advanced quality assurance systems and adherence to Good Manufacturing Practices (GMP) make Gujarat a trusted name in the global pharmaceutical market.

Sustainability Practices: Companies in Gujarat are increasingly adopting eco-friendly manufacturing processes, aligning with global trends and requirements.

This focus on quality and compliance enhances Gujarat's reputation in the global pharmaceutical industry.

6. Thriving Export Market

Gujarat is a significant contributor to India’s pharmaceutical exports, including APIs, finished formulations, and intermediates.

Global Reach: APIs manufactured in Gujarat are exported to over 200 countries, including the United States, Europe, and Southeast Asia.

Cost Advantage: Competitive pricing and high-quality production make Gujarat's APIs highly sought after in international markets.

Export-Oriented Units (EOUs): Many companies operate EOUs within SEZs, focusing on meeting global demand efficiently.

This export-driven growth further cements Gujarat’s position as a pharmaceutical powerhouse.

7. Resilience During Global Crises

Gujarat’s API manufacturers have demonstrated remarkable resilience during global crises, such as the COVID-19 pandemic.

Meeting Global Demand: When supply chains were disrupted, Gujarat’s pharmaceutical companies stepped up production to meet global shortages of essential APIs.

Focus on Self-Reliance: The pandemic underscored the importance of reducing dependency on imported APIs, driving further investment in Gujarat's domestic manufacturing capabilities.

This resilience has solidified Gujarat’s reputation as a reliable hub for API production.

Conclusion

Gujarat’s dominance in API manufacturing is the result of a combination of strategic advantages, including its infrastructure, government support, skilled workforce, and commitment to quality. The state’s thriving clusters, export capabilities, and adaptability to global challenges have made it a cornerstone of India’s pharmaceutical industry.

As the global demand for APIs continues to grow, Gujarat is poised to play an even more significant role in meeting this need, driving innovation, and contributing to India’s vision of becoming a self-reliant pharmaceutical leader. For businesses and investors in the pharmaceutical sector, Gujarat remains an unmatched destination for API manufacturing excellence.

[apisolutionsn2nsystems]

Revolutionizing Connectivity: Unveiling the Power of Our Mobile Recharge API Services

In the rapidly evolving landscape of digital transactions, our Mobile Recharge API services are poised to redefine the way we connect and transact. As a pioneering Mobile Recharge API provider, we bring forth a comprehensive suite of solutions encompassing mobile recharge, bill payments, bulk payouts, and more. Join us on a journey as we explore the dynamic offerings that make us a leader in the realm of digital transactions.

Mobile Recharge API Services: Bridging Convenience and Connectivity

Our Mobile Recharge API services stand at the forefront of seamless connectivity. Whether it's recharging mobiles, paying bills, or facilitating bulk payouts, our services are designed to make transactions swift, secure, and user-friendly. The integration of cutting-edge technology ensures a hassle-free experience for users and businesses alike.

Bulk Payouts API: Empowering Financial Transactions

As a Bulk Payout API services provider, we understand the importance of streamlined financial transactions. Our Bulk Payout API services enable businesses to disburse funds efficiently, enhancing financial workflows and providing a robust solution for payroll, rewards, and incentives.

Flight Booking API: Soaring to New Heights

In addition to our mobile-focused services, we extend our capabilities to the travel sector. Our Flight Booking API opens up a world of possibilities for travel portals, enabling seamless airline ticket bookings. With real-time information and user-friendly interfaces, our Flight Booking API is set to elevate the travel experience.

Money Transfer API: Facilitating Seamless Transactions

Transferring money is a critical aspect of modern financial ecosystems. Our Money Transfer API provides a secure and efficient solution for transferring funds, catering to the diverse needs of individuals and businesses. Experience the ease of money transfer with our reliable API services.

Bill Payment API: Simplifying Financial Transactions

Our Bill Payment API services are designed to simplify the complex landscape of financial transactions. Whether it's utility bills, insurance premiums, or other payments, our API ensures a smooth and secure process, allowing users to manage their financial commitments with ease.

BBPS API Provider: Embracing Bharat Bill Pay

As a Bharat Bill Pay API provider, we contribute to the nation's digital payment ecosystem. Our BBPS API services empower businesses to offer a wide range of bill payment services, contributing to financial inclusion and the vision of a digitally empowered India.

Empowering Businesses, Connecting Users: The Essence of Our APIs

At the core of our offerings lies the commitment to empower businesses and connect users in a digitally transformed landscape. Our APIs are not just tools; they are enablers of progress, facilitating efficient transactions, powering travel experiences, and contributing to the growth of a connected economy.

In a world where connectivity is paramount, our Mobile Recharge API services emerge as the catalyst for a seamless and empowered future. Join us as we continue to innovate, connect, and redefine the possibilities in the realm of digital transactions.

[aeps-api-provider-company]

Build & Grow Your FinTech Network with AePS API Provider

RBP Finivis Pvt. Ltd. is among the aeps api provider in india which has been working to cater the financial needs of millions of low and moderate-income people residing in rural and semi-urban areas. We have come into the market as a FinTech industry to help other businesses to walk in as successful FinTech businesses.

Here, FinTech refers to financial technology that is used to support or enable banking and financial services. And we are present with our various API-oriented services across the boundaries such as AePS, Micro ATM, Bharat Bill Payment System, and Domestic Money Transfer. Out of these, let us discuss one of our unique API & SDK i.e. AePS (Aadhaar Enabled Payment System).

A Convenient Platform To Perform Banking Transactions Using Aadhaar Card:

AePS Service via compatible API and SDK, developed by NPCI with the initiative of RBI is a simple and highly secure financial transaction system for Indians using Aadhaar linked bank accounts. However, AePS supports easy card-less and pin-less cash withdrawal, balance inquiry, mini statement, and Aadhaar to Aadhaar fund transfer services with Aadhaar number and biometric verification. We at RBP have the perfect solution with AePS API banking services; we have been able to provide instant payment services and much more. So, now with the AePS API provider, you can do banking instantly, securely, and seamlessly without any hassle.

Put Your Steps Forward and Start Your AePS API Business (Invest Low & Earn High):

Markets are not the same as they were decades ago. Change is happening and it is happening fast. When it comes to banking, organizations are transforming digitally to keep pace with the changing landscape and it is time to integrate your enterprise or start your entrepreneurship journey directly with the digital banking system, introduced by RBP Finivis, an API provider company in India. It offers secure, reliable API solutions simplifying banking for outlines with proven results.

Our AePS API allows you trusted interoperable financial services to directly connect to the bank system with end API integration for payment processing and fund transfer happens on a real-time basis and gets automatically updated with payment status needs. Isn’t that simple?

Key Features Offered By RBP Finivis an AePS API Provider:

·         Secured and reliable API banking solution with 24*7 help support

·         The flexibility to authenticate financial transactions on the move using Smartphone or laptop

·         Easy to implement

·         Economical with low investment and high earning

·         Interoperability to expand your business

Hence, it is amazing that with the up-gradation in financial technology, there has been a rapid change in the financial system from traditional to digital. With an AePS API provider company in India like RBP Finivis, one can start his own branded API business and grow in this fast-changing world that offers more relaxed and quick banking services, unlike old traditional modes. After being aware of all these wonderful features, are you curious to know more?

For more information you can visit our website or by direct contact us on our toll-free number:

Visit us: https://rbpfinivis.com/

Contact us: 18004196571

AePS Cashwithdrawal APP

[emilioemhw200]

Matrimonial App Development Cost, Vital Features & Innovation Pile

Content

Vital Key Point Of Matrimonial Mobile App

Cost Of Advancement For Wedlock App

Shaadi

Just How Much Does It Set You Back To Construct A Matrimonial Application Like Shaadi Com?

What Are The Vital Functions Of The Matrimony Mobile Application?

Just How Much Does It Cost To Create Shaadi

Allows Talk Organization Do Not Hesitate To Contact With Us

In addition to the aforementioned attributes, you may additionally include a couple of advanced features like third-party API, social sharing, newsfeed/activity feed, rating/reviews, etc . As you know in this world individuals are more social active and also they make friends on social channels like Facebook, Instagram to connect with them.

. Users will have the capacity to share photos with other accounts by clicking straight from the application cam, rather than publishing the certain pictures in the phone gallery. The app admin can remain updated regarding the action of all the app individuals making use of the newsfeed quality, where all the individual tasks will certainly be shown. Having an app will certainly bring in more viewers and also they will have the capability to browse numerous profiles to find the excellent prospect according the audience options. With the aid of these apps it makes easy and practical for the clients to see their companions within their caste and community. There are many posts online stating that the choice of WordPress with ideal plugins will certainly be the most effective choice for creating the matrimonial web site. However, all themes will certainly not allow you to personalize based on your requirement.

Important Bottom Line Of Matrimonial Mobile App

Our marital application growth service offers you to immediately match the passion of individuals as well as according to the passion, it fulfills the profile. BR Softech is known as a best Matrimonial Web site Development Firm as it uses an extremely functional martimonal app and also portal to our clients. Our well versed designers bring the marriage bureau software program according to the requirement of our client which includes front end attributes, customer panel and also Search Engine Optimization friendly marital site. We likewise create the neighborhood services and also organization pleasant service.

Choose if your application requires to target the Android customers or the iphone users. If you have a really great budget plan, then you might get the app established on both these platforms. Personal privacy & safety and security of the profiles can be uncovered with a feature-rich mobile application. An application incorporated with real-time analytics, for certain returns out ample of advantages.

Price Of Growth For Matrimony Application

You can additionally pick to obtain the app created for both the systems, yet that would certainly enhance the cost. The user-blocking function is important because it permits the individuals to block the various other individual accounts that will attempt their persistence with unnecessary hassles. This function helps customers to check the social accounts of interested individuals to recognize them in better way and also it likewise helps them to examine the various other individual everyday tasks. This function help customer to conserve their favored profiles which they want to open up next time when they open up the application. Having a mobile application will certainly draw in more audience as below they will certainly have the ability to surf numerous profiles at one time. Along with these elements mentioned above, one important element that majorly impacts the price of development Check out this site is the physical location of the mobile Application Advancement Business as well as the app programmers.

Make it hassle-free for your customers to make the suits online with your marital software.

Boosted privacy and also safety of all the profiles are cross-checked with feature-rich marriage mobile apps.

So the assimilation of a mobile wallet right into your matrimony app will definitely raise the price but it will additionally remove all payment-related troubles.

In-app Cam-- The in-app camera attribute will certainly enable users to straight click photos and also share them with various other accounts.

If we determine approximately, after that creating a wedlock mobile application would certainly cost you in an area of $15000-$ 20000. However, if you choose to integrate the innovative features then this expense is bound to go also higher. Investments from top companies have seen the marital market to expand by 25% -30% yearly. Millennials and Gen Z individuals are locating it extremely beneficial as well as are spending even more time and energy right into this rather than any type of various other setting. Infiltration of mobile web is boosting with each passing year which is offering an aiding hand to these wedlock mobile applications.

Shaadi

This function once more can help the customers to make phone calls and also send messages right into the intriguing profiles within the application itself. It is vital to ensure the personal privacy of the applications customers in addition to enable the application customers to obstruct another customer profiles which can be making an unneeded annoyance for them. A matrimonial mobile application needs to be a secure & secure system to link people, assisting numerous individuals from numerous neighborhoods to find their perfect companion. Presently, the marriage industry is getting the interest of the financiers and also, the future will tremendously productive for this market with the mobile applications.

It additionally serves a smooth and also simple to make use of the experience to all its users. You can exchange passions, check your account, exchange messages, conversation as well as do different other available activities to conserve your precious time. This website and also its app are perfect for you in situation if you are a Muslim as well as locating Islamic wedlock. This also is a marriage application that has been serving the Indian target market for some time now.

Just How Much Does It Set You Back To Develop A Marital Application Like Shaadi Com?

There are great deals of marital mobile applications and also site that might assist you to figure out the very best partner. Marital apps consist of all the details concerning the groom or bride, so the parents obtain every detail they are looking for. If you are budget plan restraint, after that you have the choice to choose between Android as well as iphone system or can even choose Crossbreed apps. It is always being seen that iOS app constantly set you back cheaper than android apps as a result of restricted variety of gadgets to evaluate on. Crossbreed mobile applications are constantly taken into consideration as perfect option for marital brand name. Individuals say "Marriages are made in paradise" However, I feel the majority of the marriages are occurring via matrimonial sites in this net age.

So if you are planning to have a marital application or web site anytime earlier? But, terrified that creating a matrimonial app, would dig an opening in your pocket. We have a number of masters that will certainly aid you in developing an excellent marital app within your spending plan. Do you recognize the best part, you can hire them based on your needs also.

What Are The Important Attributes Of The Marriage Mobile App?

All these collection of attributes with each other calls for a competent group of mobile developers to carry on yourapp layout and also developmentprocess. A bulk of the web sites offer complimentary registrations so that you can have an idea of the functions before continuing to the costs alternatives. The parents also have the possibility to register for their child/ little girl on their part. There are many noticeable mobile apps in the business that consist of shaadi.com, Bharat wedlock, Zindagi marriage, Love Vivah matrimonial app among others. Gone are the days where people utilized to employ a representative to find a prospective match for their daughter/ child.

Our site and also apps include one of the most extreme admin panels with SEO friendly designs in the most inexpensive pricing. Make their decision-making simpler by using our much more practical solutions. We establish matrimonial software that is user friendly with an intuitive interface for greater comfort." wedlock application is also depending upon the geographical location of the developers you have actually picked, adhered to by their experience & know-how level, etc . Security of customer information needs to be made sure at any cost as well as so as to get this done you require to care for the particular safety and security steps.

How Much Does It Cost To Create Shaadi

It is way too very easy in its functions as well as has the advantage of getting accessed at any time of the day. You do not need to make a routine as well as open your laptop computer to undergo it. It is readily available to be downloaded from the app store as well as after getting this done you can conveniently access it by logging in just for once.

[instantpay]

Atmanirbhar MSMEs: The backbone of Atmanirbhar Bharat

MSMEs are the backbone of our economy. Covid-19 relief measures can help the Atmanirbhar Bharat dream come true by empowering these MSMEs.

To tackle the economic repercussions of Covid19, India is set on the “Atmanirbhar Bharat” mission. This mission pays special emphasis on the MSMEs.

What’s the first thing that comes to your mind when you hear the term “Atmanirbhar”?

Recently, all the newspapers and news channels featured words like Atmanirbhar, Micro, Small, and Medium Enterprises (MSMEs), and the Covid-19 relief measures packages.

The Growing Interconnectedness of the World

All the countries of the world have become interconnected with each other in the last few decades. This is possible due to the rise of affordable air travel, the Internet, and the screening of news, movies, television, and other media from one country to another.

However, such hyper-globalization, as economists call it, means that pandemics, such as the current Covid-19, can quickly spread across the hyper-connected world within days. It will also wreak havoc in all the countries of the world together. If the world was less connected, the pandemic could not have spread so rapidly to so many countries.

Is being Atmanirbhar the way forward?

To protect us from the dangers of hyper-globalization, we need to decrease our dependence on imported goods and services as well as increase the consumption of locally produced goods and services.

If all of us follow this principle, it will lead to an ‘ Atmanirbhar Bharat. ‘ This will insulate us from the risks of hyper-globalization.

What is MSMEs?

MSMEs stands for Micro, Small, and Medium Enterprises. It typically means small to medium-sized local establishments like shops, hotels, dairies, factories, cottage industries, etc.

Covid-19 and Businesses

Businesses of all sizes are adversely affected by the pandemic. However, big companies can cope with the adverse effects better due to their size and easier access to capital.

It is the small businesses that will find it difficult to cope with the adverse effects like zero income, lost labor, and recurring costs. These firms typically run on credit, might have rented premises, and primarily employed migrant laborers.

Additionally, the proportion of the population employed directly or indirectly in small businesses is enormous. Hence, the government has come up with Covid-19 relief measures for them.

The Covid-19 Relief Measures include:

1. Automatic loan aggregating to a total of INR 3-lakh crore without collateral and with a repayment holiday of 4 months to eligible MSMEs

2. Subordinate debt provision of up to a total of INR 20,000 crore

3. INR 50,000 crore equity infusion support through fund of funds

Along with these, the government has offered various other relaxations and provisions.

Furthermore, the government is also encouraging MSMEs to use electronic modes of transactions such as neo banking.

Many such holistic features are available through InstantPay. By using neo banking through InstantPay, MSMEs can analyze their cash flow using virtual financial dashboards. It will help them find out where they can optimize, improvise, reduce expenses, and build new income streams.

We can have a genuinely Atmanirbhar Bharat only if we have Atmanirbhar MSMEs as they are the backbone of our economy. We need to help MSMEs to be Atmanirbhar so that we as a nation can be Atmanirbhar!

[bulksmsplans]

Top 16 Bulk SMS Providers In India

In India, there are an estimated 761 million smartphone users and the number is forecast to reach 966 million by 2023. an estimated 761 million smartphone users and the number is forecast to reach 966 million by 2023. 761 million smartphone users and we expect that number to reach 966 million by 2023. SMS still remains one of the cheapest ways to reach customers. We have thousands of bulk SMS companies in India, and the figures have only increased in recent years. The question is, how do you select the best SMS provider in India from the numerous options?

It was important to us to provide attention to both SMS providers that cater to small and medium businesses as well as those that serve large enterprises. Companies in India that started as bulk SMS programs have now become full-fledged CPaaS platforms. Accordingly, Kalyera, which was created through the merger of Solution Infini and Italian messaging provider Ubiquity, has made it onto the list of top CPaaS vendors worldwide. This list is by no means comprehensive, and it should only be treated as a starting point for discovering your bulk SMS provider in India.

One of the most popular and largest bulk messaging service providers is Text Local. They are committed to increasing sales and ensuring customer satisfaction. It offers smarter messaging campaigns, instant OTP service, rapid notification, and two -way interaction. The company's services are used by businesses of every size. In addition to boosting small business sales, the service also connects them with their clients.

2.Fast2SMS

By using DLT (Distributed Ledger Technology), Fast2SMS offers bulk messaging services for promotional, advertising, OTP, and API messages.

Additional services include scheduling messages for delivery at a specific time or sending several at once.

3. 2Factor

There are API versions for transactional, promotional, phone verification, and two-way SMS services.

Pay-per-delivery is available in addition to a proprietary routing algorithm to reprocess failed messages.

4. TextGuru's services are trusted by brands such as Bharat Petroleum, Hero Motocorp, Punjab National Bank, and others. Every 2-5 seconds, TextGuru delivers billions of SMSs with super-fast 4X connectivity. TRAI-approved bulk SMS aggregator, the company has a fast and user-friendly dashboard.

5.Exotel

Bulk SMS provider Exotel is among the best in India. Cloud telephony platform powers communication for enterprises, startups, and small and medium businesses in India and Southeast Asia. As of today, millions of businesses use the service to send SMSs. SMSs can be sent to nearly 190 countries using the platform. Exotel's SMS delivery service is used by leading brands like RedBus, 1MG, Ola, and others.

6.Knowlarity

With a fast and free dashboard, the company is a TRC-accredited bulk SMS aggregator. India and Southeast Asia are using cloud telephony to connect with their customers. Knowing Trust's services are used by over 6000 organizations in 65 countries worldwide. Companies operating in India send promotional and transactional SMS messages to their customers, including brands such as Hyundai, MG Motor, and BharatPe.

7.Value First

In 2003, Value First created a platform for businesses to communicate with their customers.It is based in California and provides cloud communication and customer engagement solutions.

8.InfoBip

With Infobip, customers can interact with customers across all channels, with a variety of tools, through improved customer interaction, authentication, and security. We deliver over 100 billion messages a year and are directly connected to 650 global telecom partners to reach 65% of all mobile users worldwide.A large number of leading BFSI, retail, and e-commerce companies turn to this company for SMS, email, voice, USSD, and chatbot development work.Rout Mobile was founded in Mumbai, India, offering cloud communication platforms as a service. The company has subsidiaries in more than 15 countries throughout Asia-Pacific, the Middle East, Africa, Europe, and North America.

9.Gupshup

Founded in India and headquartered in the U.S., Gupshup provides messaging services worldwide. Leading BFSI, Retail, e-commerce companies turn to the company for SMS, email, Voice, USSD, and chatbot development services. In India, Gupshup is a leading bulk SMS provider.

10. RouteMobile

Route Mobile was founded in Mumbai, India, offering cloud communication platforms as a service. Company subsidiaries operate in more than 15 countries in Asia-Pacific, the Middle East, Africa, Europe, and North America.

11. SMS Horizon

No matter whether you want to advertise at a low cost or reach a large audience, SMS Horizon is a one-stop solution. API integration, web interface, Excel plugin utility, and protocols such as SMPP, HTTP, and XML are all available.

12. AcceptSMS

The bulk messaging platform AcceptSMS changed the way bulk messaging platforms operate. Our company provides companies with services on WhatsApp, the leading private social messaging platform. It ensures high speed and deliverability, along with better connectivity than its competitors.

13. SMS Root

SMS Root is a popular bulk messaging platform with one of the lowest rates in a competitive market. The company offers 2 lakh promotional messages at a cost of Rs.10000 and 2 lakh transactional messages at a cost of Rs.14000. With its intuitive and user-friendly UI, it provides round-the-clock SMS delivery.

14. Kaleyra

It offers businesses tailored messages, chatbots, programmable voice services, and more. Fortune500 companies, top OTT providers, and 30+ primary banks trust the company's services. KAleyra's SMS APIs promise 99.99% availability and a super-fast response time of 5ms or less.

15. SMS Gateway Hub

Providing businesses and organizations of all sizes with high-volume bulk SMS text messaging, SMS Gateway Hub is a fast, smart, and reliable messaging platform. You can even act as a reseller.

16. BulkSmsPlans

Our bulk SMS services cover the entire country and we also handle international SMS. Different SMS plans are available for different countries. Hence Digital Telematics Provides Promotional, Transactional, and OTP SMS Services. The best bulk SMS company in India where customer satisfaction is utmost important.

Conclusions

Consider the following factors when selecting your bulk SMS provider: ROI, customer care, SMS API access, pricing, data security, and minimal downtime. We hope you found this list of the 16 best bulk SMS providers in India useful, and as mentioned, this is not an exhaustive list, so consider this as a starting point for your search.

[infinitywebinfopvtltd]

BillDesk API Integration by Infinity Webinfo Pvt Ltd: Seamless and Secure Payment Solutions for Businesses

In today's fast-paced digital economy, businesses must provide seamless, secure, and scalable online payment experiences. BillDesk, one of India’s leading payment gateway providers, offers a robust API that enables organizations to accept and manage a wide range of digital payments efficiently. When paired with the technical expertise of Infinity Webinfo Pvt Ltd, businesses gain a powerful solution through reliable API integration services that accelerate digital transformation.

What is the BillDesk API?

The BillDesk API is a powerful interface that allows merchants, financial institutions, and service providers to connect their platforms to BillDesk’s secure payment infrastructure. It supports a broad spectrum of payment modes including:

Credit and Debit Cards

Net Banking

UPI and Wallets

Bharat Bill Payment System (BBPS)

This API ensures high uptime, fraud prevention mechanisms, and seamless reconciliation of transactions, making it ideal for large-scale and enterprise-grade implementations.

API Integration Services by Infinity Webinfo Pvt Ltd

Infinity Webinfo Pvt Ltd is a trusted technology partner known for its expertise in API integration services across various domains such as fintech, travel, e-commerce, and utilities. With a client-first approach, Infinity Webinfo delivers tailor-made integration solutions that are secure, scalable, and easy to maintain.

Key Features of Their Integration Approach:

End-to-End Technical Support: From planning and development to testing and deployment.

Custom Workflows: Built to suit your business logic and operational model.

Security Compliance: Ensures all integrations are PCI-DSS compliant.

Rapid Deployment: Proven methodologies reduce time-to-market significantly.

Post-Integration Maintenance: Ongoing support and updates for uninterrupted services.

Why Integrate BillDesk API with Infinity Webinfo Pvt Ltd?

Combining the robust capabilities of the BillDesk API with the integration proficiency of Infinity Webinfo Pvt Ltd ensures:

Enhanced Security: Safeguard transactions with enterprise-grade encryption and risk monitoring.

Faster Checkout: Streamlined processes reduce user drop-off and boost conversions.

Automated Reconciliation: Eliminate manual processes and ensure financial accuracy.

Broader Reach: Accept payments from across India via all major banks and wallets.

Industries Benefiting from BillDesk Integration

E-commerce platforms for frictionless customer checkouts.

Government services for utility and tax payments.

Educational institutions to collect fees online.

Fintech startups looking to offer embedded finance features.

Conclusion

As digital payments continue to evolve, choosing the right integration partner is crucial. Infinity Webinfo Pvt Ltd, with its deep domain knowledge and technical expertise, stands out as a reliable partner for BillDesk API integration. Their comprehensive API integration services ensure that businesses not only meet customer expectations but also scale with confidence.

To get started with BillDesk API integration, contact Infinity Webinfo Pvt Ltd today.

WhatsApp: +91 9711090237

[nihararay]

API Banking – Simplifying Financial Innovation

The fintech revolution is built on one key enabler: APIs. API Banking allows businesses and developers to connect with bank services quickly and securely. At Bharat Inttech, our API Banking platform delivers a powerful, plug-and-play gateway to modern financial services.

What is API Banking?

API Banking enables third-party applications to access bank data and functionalities—like account details, transactions, fund transfers, or KYC—via secure APIs. This technology helps banks and fintechs offer tailored solutions without rebuilding core infrastructure.

Key Offerings:

Account Access APIs: View balances, fetch statements, and validate account details.

Payment APIs: Enable UPI, IMPS, NEFT, and other fund transfer options.

Onboarding APIs: Perform eKYC and link bank accounts.

Lending APIs: Automate loan disbursement and repayment tracking.

Use Cases:

Neo-banks building full banking experiences

Lending apps integrating automated payments

Merchant platforms enabling real-time settlements

ERP tools integrating banking within dashboards

Why Inttech’s API Banking?

Quick Integration: Our SDKs and sandbox environment simplify the process.

Customizable APIs: Tailor workflows to match your business logic.

Secure & Compliant: Follows ISO, PCI-DSS, and RBI standards.

Technical Support: From onboarding to production, we support your journey.

Benefits for Businesses:

Faster go-to-market

Reduced development cost

Streamlined user experience

Real-time financial data access

Conclusion:

API Banking is no longer a tech trend—it’s the foundation of fintech. Whether you’re launching a digital bank or integrating payment services into your app, Bharat Inttech provides the tools you need to innovate confidently.

For More Information Visit Us:

[shibabratabhaumik]

The Fintech Chanakya “Shibabrata Bhaumik” enters India at the most Opportune time

Fintech lending began to emerge in India around 2014 and soon mushroomed into a rapidly expanding ecosystem. But what is missed is the extent to which the rise of fintech has catalysed broader changes in the economy. Fintech will help unlock Bharat and India will emerge as cashless economy and enhancing financial inclusion.

The game of entrepreneurship has changed substantially during COVID19 and players have to change their game plan post COVID19.

Today we feature, the success story of London based Fintech Start PayQ which has grown exponentially on adoption of new territory starting from United Kingdom to diversifying its merchant acquisition to European Union and then stepping to Indian Market and its founder Shibabrata Bhaumik who is at the interesting crossroad with economic growth slowing down and consumer demand in India got tempered.

PayQ’s entry to India comes at a very opportune time. During the lockdown, several questions have been raised about the readiness of the Indian grassroots system to allow its small businesses to participate in an end-to-end digital ecosystem that powers content, transactions and finally, payments and fulfillment. With this one move, PayQ have clearly sent out signals to take on the giants in the payments, content and ecommerce spaces, simultaneously.

PayQ’s digital payment platform also includes digital billing to even geotagging, Shibabrata believes that merchant digitization business will boom when the lockdown eases. PayQ also deals with merchant account for high risk businesses like payment gateway for tech support, Merchant account for Pharmacy and aims to go beyond the traditional payment method to revolutionize the e-commerce industry.

While Paytm, Google Pay, Naspers-owned PayU and other players were aggressively trying to rope in small businesses on their platform, as B2B doesn't bleed the business, the big scramble is for over 60 million small businesses. PayQ and Shibabrata is trying to get them hooked to the PayQ payment gateway and then offering them a host of services, including loans, and easy payment acceptance and settlement to small businesses incuding Kirana shops and that would lead to an intense battle, where incumbents could face the heat.

In style and philosophy, Shibabrata Bhaumik, the 36-year-old founder and CEO of PayQ, is in the camp of the financial anarchists. He sits, jammed alongside Developers, Payment Technology Experts and Data Scientists, in a row of tiny desks resembling library carrels and he prefers to sit and work with the team around their desk not like a typical CEO with fancy cabin. He wears a black Business Tuxedo, Classic Red and Black Check Tie, black pants and gloss polished black formal shoes. He talks about a brave new world in which we are liberated from the shackles of giant banks and government-controlled money supplies. The CEO of PayQ, Shibabrata Bhaumik is a young first generation entrepreneur, who has developed application programme interfaces (APIs) for India’s ambitious Unified Payments Interface (UPI), it has been an enriching experience. “Working with the government is not so difficult,” he says. “Your credibility depends on your delivery of performance. The payments landscape is going to change fundamentally".

During an expansive interview, this usually reserved and the press-shy entrepreneur declares why he got into this business: “I wanted the world to have a global, open financial system that drove innovation and freedom.” In the following business model, though, Shibabrata fits in with the pinstriped financiers working down the block.

Born at Kolkata, India to an engineer Father, Shibabrata displayed an entrepreneurial streak as early as grade school. He recalls being hauled into the principal’s office on charges of operating a candy-reselling venture on the playground. The business flings continued with a scheme to resell used computers and, after he earned a master’s degree in 2006 in International Business.

In 2012, Shibabrata read the manifesto by a European Union Bank that proposed card payments of Visa, Mastercard & the future Fintech companies will have limitless possibilities and bitcoin as an underground currency. Its transactions are recorded on a ledger called the blockchain, maintained in duplicated computer files by a band of self-appointed guardians called nodes. The nodes are kept honest, and troublemakers at bay, by requiring a participant in the network to engage in some arithmetic busywork before certifying a batch of transactions.

The busywork, called mining, did not interest Shibabrata. But he did see an opportunity in the business of safeguarding the keys to the coins and setting up transactions. Working weekends and late nights, Shibabrata and his Developing Team created a Payment gateway to process high volume transactions and connected the nodes with the acquiring bank and launched the first payment portal in 2014 later sold it an EU Bank.

Few Venture capitalists from Russia and Germany, showered 5 million USD on Shibabrta’s innovative approach in 2017 and motivated him to create PayQ, a unique high-risk merchant account company whish uses cryptocurrencies and blockchains to build transaction networks for corporations.

Crypto has been condemned as rat poison by Warren Buffett, as a fraud by Jamie Dimon and the mother of all scams by doomsday economist Nouriel Roubini. Where’s the payoff to the economy?

It’s coming, Bhaumik says. He posits a future in which thousands of startups use crypto to raise capital in a global marketplace no longer controlled by Wall Street firms. Within a decade, he predicts, the number of people participating in the blockchain economy will explode from 50 million to 1 billion. We are destined to enjoy a financial system that is “more global, more fair, more free and more efficient”

  News Source :

FORBES-UK Fintech PayQ uses sandboxes for Digital loans to Kiranas

HINDUSTAN TIMES-Fintech start-up PayQ, led by Chanakya Shibabrata Bhaumik, enters India

LOKMAT NEWS-PayQ Power SMEs to Kirana, enables digital billing to Geo tagging

YAHOO NEWS- PayQ Power SMEs to Kirana, enables digital billing to Geo tagging

ANI NEWS-PayQ Power SMEs to Kirana, enables digital billing to Geo tagging

[payqeu]

The Fintech Chanakya “Shibabrata Bhaumik” enters India at the most Opportune time

Fintech lending began to emerge in India around 2014 and soon mushroomed into a rapidly expanding ecosystem. But what is missed is the extent to which the rise of fintech has catalysed broader changes in the economy. Fintech will help unlock Bharat and India will emerge as cashless economy and enhancing financial inclusion.

The game of entrepreneurship has changed substantially during COVID19 and players have to change their game plan post COVID19.

Today we feature, the success story of London based Fintech Start PayQ which has grown exponentially on adoption of new territory starting from United Kingdom to diversifying its merchant acquisition to European Union and then stepping to Indian Market and its founder Shibabrata Bhaumik who is at the interesting crossroad with economic growth slowing down and consumer demand in India got tempered.

PayQ’s entry to India comes at a very opportune time. During the lockdown, several questions have been raised about the readiness of the Indian grassroots system to allow its small businesses to participate in an end-to-end digital ecosystem that powers content, transactions and finally, payments and fulfillment. With this one move, PayQ have clearly sent out signals to take on the giants in the payments, content and ecommerce spaces, simultaneously.

PayQ’s digital payment platform also includes digital billing to even geotagging, Shibabrata believes that merchant digitization business will boom when the lockdown eases. PayQ also deals with merchant account for high risk businesses like payment gateway for tech support, Merchant account for Pharmacy and aims to go beyond the traditional payment method to revolutionize the e-commerce industry.

While Paytm, Google Pay, Naspers-owned PayU and other players were aggressively trying to rope in small businesses on their platform, as B2B doesn't bleed the business, the big scramble is for over 60 million small businesses. PayQ and Shibabrata is trying to get them hooked to the PayQ payment gateway and then offering them a host of services, including loans, and easy payment acceptance and settlement to small businesses incuding Kirana shops and that would lead to an intense battle, where incumbents could face the heat.

In style and philosophy, Shibabrata Bhaumik, the 36-year-old founder and CEO of PayQ, is in the camp of the financial anarchists. He sits, jammed alongside Developers, Payment Technology Experts and Data Scientists, in a row of tiny desks resembling library carrels and he prefers to sit and work with the team around their desk not like a typical CEO with fancy cabin. He wears a black Business Tuxedo, Classic Red and Black Check Tie, black pants and gloss polished black formal shoes. He talks about a brave new world in which we are liberated from the shackles of giant banks and government-controlled money supplies. The CEO of PayQ, Shibabrata Bhaumik is a young first generation entrepreneur, who has developed application programme interfaces (APIs) for India’s ambitious Unified Payments Interface (UPI), it has been an enriching experience. “Working with the government is not so difficult,” he says. “Your credibility depends on your delivery of performance. The payments landscape is going to change fundamentally".

During an expansive interview, this usually reserved and the press-shy entrepreneur declares why he got into this business: “I wanted the world to have a global, open financial system that drove innovation and freedom.” In the following business model, though, Shibabrata fits in with the pinstriped financiers working down the block.

Born at Kolkata, India to an engineer Father, Shibabrata displayed an entrepreneurial streak as early as grade school. He recalls being hauled into the principal’s office on charges of operating a candy-reselling venture on the playground. The business flings continued with a scheme to resell used computers and, after he earned a master’s degree in 2006 in International Business.

In 2012, Shibabrata read the manifesto by a European Union Bank that proposed card payments of Visa, Mastercard & the future Fintech companies will have limitless possibilities and bitcoin as an underground currency. Its transactions are recorded on a ledger called the blockchain, maintained in duplicated computer files by a band of self-appointed guardians called nodes. The nodes are kept honest, and troublemakers at bay, by requiring a participant in the network to engage in some arithmetic busywork before certifying a batch of transactions.

The busywork, called mining, did not interest Shibabrata. But he did see an opportunity in the business of safeguarding the keys to the coins and setting up transactions. Working weekends and late nights, Shibabrata and his Developing Team created a Payment gateway to process high volume transactions and connected the nodes with the acquiring bank and launched the first payment portal in 2014 later sold it an EU Bank.

Few Venture capitalists from Russia and Germany, showered 5 million USD on Shibabrta’s innovative approach in 2017 and motivated him to create PayQ, a unique high-risk merchant account company whish uses cryptocurrencies and blockchains to build transaction networks for corporations.

Crypto has been condemned as rat poison by Warren Buffett, as a fraud by Jamie Dimon and the mother of all scams by doomsday economist Nouriel Roubini. Where’s the payoff to the economy?

It’s coming, Bhaumik says. He posits a future in which thousands of startups use crypto to raise capital in a global marketplace no longer controlled by Wall Street firms. Within a decade, he predicts, the number of people participating in the blockchain economy will explode from 50 million to 1 billion. We are destined to enjoy a financial system that is “more global, more fair, more free and more efficient”

  News Source :

FORBES-UK Fintech PayQ uses sandboxes for Digital loans to Kiranas

HINDUSTAN TIMES-Fintech start-up PayQ, led by Chanakya Shibabrata Bhaumik, enters India

LOKMAT NEWS-PayQ Power SMEs to Kirana, enables digital billing to Geo tagging

YAHOO NEWS- PayQ Power SMEs to Kirana, enables digital billing to Geo tagging

ANI NEWS-PayQ Power SMEs to Kirana, enables digital billing to Geo tagging