#Blockchain Accounting Software

[gizel-4]

Flash bitcoins

Flash Bitcoin is a type of cryptocurrency that is sent to your wallet but does not remain there permanently, as it is dependent on the software used to flash the coin. While flash bitcoin is indistinguishable from real bitcoin, the key difference lies in its temporary nature. These coins are generated by specific flash bitcoin software, which allows users to send fake bitcoin into the blockchain network for a designated period of time, typically 90 days

The Concept of Flash Bitcoin Flash Bitcoin operates on the premise of temporary digital currency. It is generated through specialized bitcoin flashing software, which allows users to send what appears to be real Bitcoin into the blockchain network. However, the key distinction lies in its ephemeral existence; after the designated time frame, these coins will vanish from the blockchain, leaving no trace behind. Telegram: https://t.me/DigitalVa0lt

WhatsApp: https://wa.me/+12568235121

How Does Flash Bitcoin Work? When you use flash bitcoin software, you can create and send these temporary coins to your wallet. During their lifespan, Flash Bitcoins function similarly to real Bitcoin, allowing for transactions and exchanges. This innovative approach enables users to engage in cryptocurrency activities without any initial investment, making it an attractive option for those looking to explore the crypto space.

Caution is Key While the allure of earning money through Flash Bitcoin is enticing, it is crucial to exercise caution. The world of cryptocurrency can be fraught with risks, especially when dealing with developers or vendors who may source their tools from the dark web. Conducting thorough research and ensuring you are dealing with reputable sources is essential to avoid potential scams or legal issues.

Where to Buy Flash Bitcoin If you’re interested in exploring the world of Flash Bitcoin, look no further than Digital Vault. They offer reliable access to flash bitcoin sales and the necessary software to get you started. You can reach out to them through the following contact details:

Telegram: https://t.me/DigitalVa0lt

WhatsApp: https://wa.me/+12568235121

By purchasing from a trusted source like Digital Vault, you can ensure that you are engaging with legitimate flash bitcoin technology and software.

In summary, Flash Bitcoin presents an intriguing opportunity for those looking to delve into the cryptocurrency market without upfront investment. However, it is vital to approach this technology with caution and to conduct thorough research. If you’re ready to explore the potential of Flash Bitcoin, consider reaching out to Digital Vault for your needs. Remember, knowledge is power, and being informed is your best defense in the world of cryptocurrency.

Telegram: https://t.me/DigitalVa0lt

WhatsApp: https://wa.me/+12568235121

By purchasing from a trusted source like Digital Vault, you can ensure that you are engaging with legitimate flash bitcoin technology and software.

[halam-4e]

key flash usdt currency

In the rapidly changing landscape of digital assets, innovative solutions are emerging to enhance the way we transact. One such solution is Flash USDT, a unique digital currency that offers a safe and effective method for trading in the digital asset market. This blog will explore what Flash USDT is, its features, and how you can purchase it securely. Reach out to them through the following contacts;

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅ USDT Flash ✅All Wallet ✅Transferable, ✅swappable ✅tradable

✅Understanding Flash USDT✅

Flash USDT is a temporary digital asset that allows users to transact with ease and security. For an investment of just $200, you can purchase $2000 worth of Flash USDT, with a minimum order of $2000. This makes it an attractive option for traders looking to maximize their investment potential. For those interested in larger transactions, the platform accommodates orders up to $10,000,000 for $1,000,000 worth of Flash USDT.

✅Key Features of Flash USDT✅

Temporary Existence: One of the most notable features of Flash USDT is that it disappears from any wallet after 60–240 days from the date it was received. This means that any crypto it has been converted to will also vanish after this period, ensuring a unique transactional experience.

Limited Transfers: Flash USDT can only be transferred a maximum of 35 times. This limitation adds an extra layer of security and control over the currency, making it a practical choice for cautious traders.

Conversion Flexibility: Flash USDT can be converted into any other type of cryptocurrency on an exchange. However, if it is restored, that coin will also disappear after 10 days, maintaining the temporary nature of the transaction.

✅Why Choose Flash USDT?✅

The flash usdt currency offers a practical and economical option for traders wishing to transact in large quantities. With a commitment to flawless transactions and the highest caliber of security, our platform ensures that your valuables are safeguarded throughout the process.

If you’re looking to engage in flash usdt purchase with Binance or explore other trading options, you can do so with confidence. The usdt flashing software and usdt flasher tools available make the process seamless and efficient.

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅How to Purchase Flash USDT✅

Ready to dive into the world of Flash USDT? You can easily purchase Flash USDT from Digital Vault. They provide a secure platform for your transactions and are dedicated to ensuring a smooth experience. Reach out to them through the following contact details:

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅By choosing Digital Vault, you can ensure that you are engaging with a reputable source for your flash usdt currency needs.✅

Flash USDT represents a groundbreaking approach to digital asset transactions, offering unique features that cater to the needs of modern traders. With its temporary nature and secure transaction process, it stands out as a viable option in the digital currency market. If you’re ready to explore the potential of Flash USDT, consider reaching out to Digital Vault for your purchase.

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

[techtoio]

How to Choose the Best Accounting Software for Your Business

Introduction In the fast-moving environment related to the business world, keeping yourself on top of the finances will never be an easy task. In reality, a company can easily slip into disarray without proper supervision of its finances. No matter whether yours is a small startup or a big corporation, the right kind of accounting software will certainly work wonders in the smooth flow of financial operations. But with accounting software options galore, how do you choose a software that’s suitable for your business? The guide from TechtoIO will take you through everything you need to know to make an informed decision. Read to continue

[daas4pro]

Can Blockchain Technology replace Chartered Accountants?

Auditing is undergoing a seismic shift, largely driven by the relentless march of blockchain technology. Blockchain technology is not replacing auditors; it’s empowering chartered accountants. The future of audit lies in a collaborative approach. Technology like blockchain handles tedious tasks like reconciliation through secure, shared ledgers. This frees up CAs from the time-consuming task of ensuring data accuracy, allowing them to focus on higher-level analysis and providing valuable insights that directly impact client decision-making.

This powerful synergy between Chartered Accountants and blockchain technology unlocks a new era of auditing:

⏩Enhanced Efficiency: Streamlined processes through automated tasks like reconciliation free up valuable Chartered Accountant time. This translates to faster audits and reduced costs for both CAs and their clients.

⏩Effective Risk Management: Real-time access to secure blockchain data allows for continuous auditing. This empowers Chartered Accountants to identify potential issues early on, enabling proactive risk management for clients.

⏩Perceptive Analysis: Chartered Accountants leverage their expertise to interpret the vast amounts of secure data generated by blockchain. This deeper financial health insight empowers them to provide clients with more perceptive analysis and strategic guidance.

This collaborative approach ultimately strengthens trust and transparency in the financial markets. Ready to Lead the Audit Revolution? Learn how Blockchain Empowers Chartered Accountants

[perfectiongeeks]

Tech Tools to Make You a Better Entrepreneur

Consider why investing in technology tools for your small company makes sense. First, technology allows you to save time and focus on what matters. You can spend less time on manual administrative tasks like data entry and billing and more time talking with your customers and prospects, improving products and services, and taking other strategic initiatives to expand your business. Second, you can save money with tech tools. A CRM tool, for example, can identify areas where you may be "leaving cash on the table" when it comes to a particular group of clients. Accounting software may reveal that you have been paying too many taxes. Backup solutions can prevent data loss or unwelcome downtime, which could lead to revenue losses or customer churn. A solid project management system will help you avoid inadvertently missing a deadline, which could result in service-level agreements being breached and the associated penalties.

Visit us:

[linkhundr]

So NFTgate has now hit tumblr - I made a thread about it on my twitter, but I'll talk a bit more about it here as well in slightly more detail. It'll be a long one, sorry! Using my degree for something here. This is not intended to sway you in one way or the other - merely to inform so you can make your own decision and so that you aware of this because it will happen again, with many other artists you know.

Let's start at the basics: NFT stands for 'non fungible token', which you should read as 'passcode you can't replicate'. These codes are stored in blocks in what is essentially a huge ledger of records, all chained together - a blockchain. Blockchain is encoded in such a way that you can't edit one block without editing the whole chain, meaning that when the data is validated it comes back 'negative' if it has been tampered with. This makes it a really, really safe method of storing data, and managing access to said data. For example, verifying that a bank account belongs to the person that says that is their bank account.

For most people, the association with NFT's is bitcoin and Bored Ape, and that's honestly fair. The way that used to work - and why it was such a scam - is that you essentially purchased a receipt that said you owned digital space - not the digital space itself. That receipt was the NFT. So, in reality, you did not own any goods, that receipt had no legal grounds, and its value was completely made up and not based on anything. On top of that, these NFTs were purchased almost exclusively with cryptocurrency which at the time used a verifiation method called proof of work, which is terrible for the environment because it requires insane amounts of electricity and computing power to verify. The carbon footprint for NFTs and coins at this time was absolutely insane.

In short, Bored Apes were just a huge tech fad with the intention to make a huge profit regardless of the cost, which resulted in the large market crash late last year. NFTs in this form are without value.

However, NFTs are just tech by itself more than they are some company that uses them. NFTs do have real-life, useful applications, particularly in data storage and verification. Research is being done to see if we can use blockchain to safely store patient data, or use it for bank wire transfers of extremely large amounts. That's cool stuff!

So what exactly is Käärijä doing? Kä is not selling NFTs in the traditional way you might have become familiar with. In this use-case, the NFT is in essence a software key that gives you access to a digital space. For the raffle, the NFT was basically your ticket number. This is a very secure way of doing so, assuring individuality, but also that no one can replicate that code and win through a false method. You are paying for a legimate product - the NFT is your access to that product.

What about the environmental impact in this case? We've thankfully made leaps and bounds in advancing the tech to reduce the carbon footprint as well as general mitigations to avoid expanding it over time. One big thing is shifting from proof of work verification to proof of space or proof of stake verifications, both of which require much less power in order to work. It seems that Kollekt is partnered with Polygon, a company that offers blockchain technology with the intention to become climate positive as soon as possible. Numbers on their site are very promising, they appear to be using proof of stake verification, and all-around appear more interested in the tech than the profits it could offer.

But most importantly: Kollekt does not allow for purchases made with cryptocurrency, and that is the real pisser from an environmental perspective. Cryptocurrency purchases require the most active verification across systems in order to go through - this is what bitcoin mining is, essentially. The fact that this website does not use it means good things in terms of carbon footprint.

But why not use something like Patreon? I can't tell you. My guess is that Patreon is a monthly recurring service and they wanted something one-time. Kollekt is based in Helsinki, and word is that Mikke (who is running this) is friends with folks on the team. These are all contributing factors, I would assume, but that's entirely an assumption and you can't take for fact.

Is this a good thing/bad thing? That I also can't tell you - you have to decide that for yourself. It's not a scam, it's not crypto, just a service that sits on the blockchain. But it does have higher carbon output than a lot of other services do, and its exact nature is not publicly disclosed. This isn't intended to sway you to say one or the other, but merely to give you the proper understanding of what NFTs are as a whole and what they are in this particular case so you can make that decision for yourself.

[krunal-vyas]

Hire Dedicated Developers in India Smarter with AI

Hire dedicated developers in India smarter and faster with AI-powered solutions. As businesses worldwide turn to software development outsourcing, India remains a top destination for IT talent acquisition. However, finding the right developers can be challenging due to skill evaluation, remote team management, and hiring efficiency concerns. Fortunately, AI recruitment tools are revolutionizing the hiring process, making it seamless and effective.

In this blog, I will explore how AI-powered developer hiring is transforming the recruitment landscape and how businesses can leverage these tools to build top-notch offshore development teams.

Why Hire Dedicated Developers in India?

1) Cost-Effective Without Compromising Quality:

Hiring dedicated developers in India can reduce costs by up to 60% compared to hiring in the U.S., Europe, or Australia. This makes it a cost-effective solution for businesses seeking high-quality IT staffing solutions in India.

2) Access to a Vast Talent Pool:

India has a massive talent pool with millions of software engineers proficient in AI, blockchain, cloud computing, and other emerging technologies. This ensures companies can find dedicated software developers in India for any project requirement.

3) Time-Zone Advantage for 24/7 Productivity:

Indian developers work across different time zones, allowing continuous development cycles. This enhances productivity and ensures faster project completion.

4) Expertise in Emerging Technologies:

Indian developers are highly skilled in cutting-edge fields like AI, IoT, and cloud computing, making them invaluable for innovative projects.

Challenges in Hiring Dedicated Developers in India

1) Finding the Right Talent Efficiently:

Sorting through thousands of applications manually is time-consuming. AI-powered recruitment tools streamline the process by filtering candidates based on skill match and experience.

2) Evaluating Technical and Soft Skills:

Traditional hiring struggles to assess real-world coding abilities and soft skills like teamwork and communication. AI-driven hiring processes include coding assessments and behavioral analysis for better decision-making.

3) Overcoming Language and Cultural Barriers:

AI in HR and recruitment helps evaluate language proficiency and cultural adaptability, ensuring smooth collaboration within offshore development teams.

4) Managing Remote Teams Effectively:

AI-driven remote work management tools help businesses track performance, manage tasks, and ensure accountability.

How AI is Transforming Developer Hiring

1. AI-Powered Candidate Screening:

AI recruitment tools use resume parsing, skill-matching algorithms, and machine learning to shortlist the best candidates quickly.

2. AI-Driven Coding Assessments:

Developer assessment tools conduct real-time coding challenges to evaluate technical expertise, code efficiency, and problem-solving skills.

3. AI Chatbots for Initial Interviews:

AI chatbots handle initial screenings, assessing technical knowledge, communication skills, and cultural fit before human intervention.

4. Predictive Analytics for Hiring Success:

AI analyzes past hiring data and candidate work history to predict long-term success, improving recruitment accuracy.

5. AI in Background Verification:

AI-powered background checks ensure candidate authenticity, education verification, and fraud detection, reducing hiring risks.

Steps to Hire Dedicated Developers in India Smarter with AI

1. Define Job Roles and Key Skill Requirements:

Outline essential technical skills, experience levels, and project expectations to streamline recruitment.

2. Use AI-Based Hiring Platforms:

Leverage best AI hiring platforms like LinkedIn Talent Insightsand HireVue to source top developers.

3. Implement AI-Driven Skill Assessments:

AI-powered recruitment processes use coding tests and behavioral evaluations to assess real-world problem-solving abilities.

4. Conduct AI-Powered Video Interviews:

AI-driven interview tools analyze body language, sentiment, and communication skills for improved hiring accuracy.

5. Optimize Team Collaboration with AI Tools:

Remote work management tools like Trello, Asana, and Jira enhance productivity and ensure smooth collaboration.

Top AI-Powered Hiring Tools for Businesses

LinkedIn Talent Insights — AI-driven talent analytics

HackerRank — AI-powered coding assessments

HireVue — AI-driven video interview analysis

Pymetrics — AI-based behavioral and cognitive assessments

X0PA AI — AI-driven talent acquisition platform

Best Practices for Managing AI-Hired Developers in India

1. Establish Clear Communication Channels:

Use collaboration tools like Slack, Microsoft Teams, and Zoom for seamless communication.

2. Leverage AI-Driven Productivity Tracking:

Monitor performance using AI-powered tracking tools like Time Doctor and Hubstaff to optimize workflows.

3. Encourage Continuous Learning and Upskilling:

Provide access to AI-driven learning platforms like Coursera and Udemy to keep developers updated on industry trends.

4. Foster Cultural Alignment and Team Bonding:

Organize virtual team-building activities to enhance collaboration and engagement.

Future of AI in Developer Hiring

1) AI-Driven Automation for Faster Hiring:

AI will continue automating tedious recruitment tasks, improving efficiency and candidate experience.

2) AI and Blockchain for Transparent Recruitment:

Integrating AI with blockchain will enhance candidate verification and data security for trustworthy hiring processes.

3) AI’s Role in Enhancing Remote Work Efficiency:

AI-powered analytics and automation will further improve productivity within offshore development teams.

Conclusion:

AI revolutionizes the hiring of dedicated developers in India by automating candidate screening, coding assessments, and interview analysis. Businesses can leverage AI-powered tools to efficiently find, evaluate, and manage top-tier offshore developers, ensuring cost-effective and high-quality software development outsourcing.

Ready to hire dedicated developers in India using AI? iQlance offers cutting-edge AI-powered hiring solutions to help you find the best talent quickly and efficiently. Get in touch today!

[sunshinesmebdy]

Moon in Virgo: Tidy Up Your Biz and Harvest Financial Abundance

Astrologers, rejoice! Business gurus, unite! Because under the meticulous gaze of the Moon in Virgo, it's time to blend cosmic wisdom with practical strategy. Get ready for a potent mix of grounded energy, keen analysis, and a sprinkle of earthy magic ready to boost your business and finances.

Virgo's Virgo-ness: Picture a spotless spreadsheet, a perfectly balanced budget, and a to-do list so organized it whispers sweet satisfaction. That's Virgo's domain. When the Moon dances through this earth sign, it brings a laser focus on details, a knack for efficiency, and an urge to declutter both your physical and financial spaces.

Business Benefits:

Sharpened Skills: Hone your expertise, take that online course, or finally master that new software. Virgo's energy fuels learning and skill development, making you a powerhouse of knowledge and competence.

Channel your inner Hermione Granger under the Virgo Moon! Devour knowledge like polyjuice potion, mastering that new software with flick-of-the-wand ease. Whether it's an online course on astrological forecasting or the intricacies of blockchain technology, Virgo's studious energy makes you a sponge for information, transforming you into a confident, competence-wielding powerhouse ready to tackle any business challenge.

Streamlined Operations: Virgo loves a well-oiled machine. Use this lunar phase to audit your business processes, identify bottlenecks, and implement systems that save time and resources.

Don your efficiency hat, because under the meticulous Virgo Moon, streamlining your business becomes a cosmically ordained quest. Scrutinize processes like a celestial accountant, unearthing time-sucking bottlenecks and banishing them with automated spells (aka, handy new systems). Watch as email chains unfurl into streamlined communication channels, meetings morph into laser-focused action sessions, and your once-chaotic workflow hums like a perfectly tuned engine, freeing up precious time and resources for your entrepreneurial magic to truly shine.

Networking with Purpose: Quality over quantity is Virgo's motto. Connect with potential clients or collaborators who share your values and expertise. Think strategic partnerships, not random coffee chats.

Forget the business card bingo of generic gatherings – Virgo's discerning Moon demands quality connections. Seek out collaborators and clients who mirror your values and expertise, like kindred spirits drawn together by constellations of shared passion. Think chess match, not cocktail party. Craft targeted pitches that resonate with their specific needs, and cultivate strategic partnerships that feel like cosmically ordained alliances. This intentional networking isn't about collecting contacts, it's about igniting mutually beneficial collaborations that propel your business towards the stars.

Marketing Magic: Craft targeted campaigns that speak directly to your ideal customer's needs. Virgo's analytical prowess helps you understand your audience and deliver messaging that resonates.

Under the analytical gaze of the Virgo Moon, ditch the shotgun marketing blasts and unleash laser-focused campaigns that whisper sweet nothings to your ideal customer's soul. Virgo's eagle eye pinpoints their deepest desires and pain points, transforming you into a messaging maestro. Craft content that speaks their language, addresses their specific struggles, and showcases your solutions like the missing puzzle piece to their perfect life. Let go of generic pitches and embrace storytelling that resonates with their values, because under this lunar influence, targeted marketing isn't just effective, it's downright magical.

Financial Fortunes:

Budgeting Bliss: Break out the spreadsheets and get granular. Categorize expenses, track income, and create a budget that feels secure and sustainable. Virgo loves a balanced bottom line.

Spreadsheets sing and budgets balance under the Virgo Moon! Unleash your inner accounting alchemist and transform financial chaos into crystal-clear clarity. Categorize expenses with the precision of a cosmic librarian, track every penny like a moonbeam, and craft a budget that feels not like a restrictive cage, but a beautifully organized, secure haven for your financial future. Virgo craves equilibrium, so find that sweet spot where income and outgoings waltz in perfect harmony, leaving you feeling abundant and empowered, the maestro of your own financial orchestra.

Debt Disposal: Tackle outstanding debts with renewed determination. Negotiate better terms, make extra payments, and experience the liberation of financial freedom.

Ditch the debt demon and embrace the warrior spirit under the Virgo Moon! Channel your inner debt disposal dragon, breathing fire upon outstanding balances with renewed determination. Hone your negotiation skills like a celestial diplomat, securing lower interest rates and crafting repayment plans that fit your budget like a cosmic glove. Make extra payments with the fervor of a moonbeam illuminating a dark cave, watching those numbers shrink faster than a vampire in sunlight. Embrace the sweet liberation of financial freedom, feeling the weight of debt lift like a cosmic spell dissolving, leaving you empowered and ready to conquer your financial Everest.

Savvy Investments: Research, compare, analyze – Virgo's energy is perfect for making informed investment decisions. Seek advice from trusted professionals and prioritize long-term stability over short-term gains.

Transform into a celestial stockbroker under the Virgo Moon! Put on your research goggles and analyze potential investments like a cosmic detective, comparing, contrasting, and sniffing out hidden risks. Consult trusted financial oracles for guidance, but ultimately, let your own Virgo-honed discernment be your compass. Prioritize long-term stability over fleeting trends, building a portfolio that grows like a well-tended celestial garden, not a gambler's dice roll. Embrace the slow and steady path, for under Virgo's meticulous gaze, informed investments blossom into financial freedom, one calculated decision at a time.

Unexpected Windfalls: Keep an eye out for unexpected opportunities to increase your income. Virgo favors those who put in the work, so your dedication could be rewarded with a bonus, a new client, or a lucky windfall.

Keep your antennae tuned to cosmic whispers under the Virgo Moon, for fortune often favors the prepared! Your dedication and sharpened skills could attract unexpected boons like a bonus shimmering out of thin air, a new client drawn by your newfound expertise, or a windfall landing softly as a celestial feather in your lap. Remember, Virgo rewards hard work, so keep hustling, honing, and learning, and trust that the universe may just surprise you with a bonus chapter in your financial story.

Bonus Tip: Embrace the earthy magic of Virgo! Surround yourself with green spaces, incorporate crystals like citrine and jade into your workspace, and practice grounding exercises to channel the Moon's practical energy.

So, there you have it! The Moon in Virgo is your invitation to tidy up your biz, fine-tune your finances, and reap the rewards of your focused efforts. Remember, success is a marathon, not a sprint. Pace yourself, celebrate the small wins, and trust that under Virgo's meticulous guidance, your business and finances will shine.

Now go forth and conquer, astrologically savvy entrepreneurs! Your financial stars are aligned.

[mariacallous]

For years, a Chinese-language market for crypto scammers and money launderers—by some measures, the internet's biggest black market of all time—operated in plain sight on the messaging service Telegram, facilitating tens of billions of dollars in illicit finance. Now, thanks to the scrutiny of one team of crypto crime researchers and Telegram's ban hammer, it's gone.

Haowang Guarantee, the crypto-fueled crime bazaar more widely known by its original name, Huione Guarantee, declared in an announcement posted to its website sometime in the last 24 hours that it would be shutting down. The move comes in response to Telegram's action on Monday to ban thousands of accounts and usernames that served as the infrastructure for the sprawling marketplace of third-party vendors, many of whom provided money laundering and other services to the burgeoning industry of East Asian crypto scammers.

“Telegrame were blocked all of our NFT, Channels and group on May 13th 2025, Haowang Grarantee will cease operation from now,” the company wrote on its website in a short, typo-ridden statement in English, apparently using the acronym NFT to refer to the blockchain-based non-fungible tokens that serve as proof of ownership for certain Telegram usernames. “Thank you for your attention.”

Prior to its abrupt shutdown, Haowang Guarantee—which despite its rebrand was still partially owned by Huione Guarantee and its Cambodia-based parent company Huione Group—had allowed third-party vendors to sell a wide variety of services to crypto scammers, all via Telegram, using deposit and escrow systems to “guarantee” the transactions. Huione Guarantee merchants primarily offered money laundering via the cryptocurrency Tether, but they also sold other components of the crypto scam industry, ranging from potential victim data for targeting, telecommunications infrastructure, deepfake software, and even GPS-enabled collars and electric batons used to enslave workers in the scam compounds that have spread across Myanmar, Cambodia, and the Philippines.

Telegram's sudden move to ban the marketplace's accounts appears to have been spurred by WIRED's inquiry to Telegram late last week about new findings from researchers at the crypto-tracing firm Elliptic. Since July of last year, Elliptic has highlighted the enormous volume of money laundering and other illicit transactions taking place on Huione Guarantee and later Haowang Guarantee. By Elliptic's accounting in a January report, the market and its rebrand had facilitated more than $24 billion in total transactions, which would make it by far the largest single black market operation in the internet's history. That figure has since jumped to $27 billion, according to Elliptic.

Elliptic's latest findings concerned a second Telegram-based market known as Xinbi Guarantee, which offered a similar model of third-party transactions and had facilitated $8.4 billion in deals since 2022 that researchers say included not only money laundering for scammers, but also stolen data, harassment for hire, and apparent sex trafficking. When WIRED asked Telegram about Elliptic's findings regarding both markets, the company responded with broad bans of Xinbi Guarantee and Haowang Guarantee accounts.

“This is a huge win. The largest dark-net marketplace to have ever existed has been shut down,” says Elliptic cofounder Tom Robinson. “It's a game changer in terms of overall online criminal markets, and it's huge for victims of online fraud. This marketplace was a key enabler of the global scam epidemic, and I think this will put a real dent in the ability of online scammers to do what they do.”

In a statement sent to WIRED Monday, Telegram spokesperson Remi Vaughn wrote that “communities previously reported to us by WIRED or included in reports published by Elliptic have all been taken down,” and added that “criminal activities like scamming or money laundering are forbidden by Telegram's terms of service and are always removed whenever discovered.” Telegram declined to comment further following Haowang's announcement that it was going offline.

Although it wasn't mentioned in Vaughn's statement, Telegram's ban may have also been related to an announcement earlier this month from the US Treasury's Financial Crimes Enforcement Network that Huione Group, Huione Guarantee and Haowang Guarantee's parent company, would be added to a list of known money laundering operations in an attempt to limit its access to US financial institutions.

While Haowang Guarantee responded to Telegram's bans by almost immediately shutting down, Xinbi Guarantee appears to be making an effort to relaunch itself on new Telegram channels, Robinson says. Elliptic says that Haowang Guarantee's owners also own a stake in another similar Telegram-based market called Tudou Guarantee, according to a Telegram post from one of Haowang's administrators, and they may seek to rebuild their business there. Tudou Guarantee has already seen a significant surge in new users, Robinson says.

Whether the two markets succeed in relaunching, Robinson notes, will depend largely on how serious Telegram is about its efforts to prevent them from using its messaging services.

“Are they going to pursue all of these marketplaces and continue to do so as new ones emerge?” Robinson asks. “If so, I think that Telegram is no longer a realistic platform for these marketplaces, and they'll have to look for somewhere else to operate.” He suggests the crypto-scam market operators would then likely try to migrate to another messaging service with less oversight, or even a decentralized one where they can't be effectively banned.

Haowang, in particular, has powerful backing from a company with links to businesses associated with the Cambodian ruling family. Huione Guarantee's parent company, the Cambodian financial conglomerate Huione Group, includes a company linked to the family of Cambodia’s prime minister, Hun Manet. Hun To, the prime minister’s cousin, serves as one of those companies' directors—and has also been linked in an Al Jazeera investigation to an alleged scam compound.

All of that means Telegram's takedowns are by no means the end of the crypto-scam industry, says Robinson. They may, however, represent a serious setback for the markets that cash out its profits and launder its money.

“Online crime is a cat-and-mouse game in general. But these are very large mice,” Robinson says. “It's a big blow to the criminal ecosystem that will take a long time to recover from.”

[normanstack]

Astraweb: The Home of Crypto Recovery in the Digital Age

In the ever-evolving world of cryptocurrency, security and access remain critical concerns. For every success story of early adopters turning modest investments into fortunes, there are unfortunate accounts of users losing access to their digital wallets due to forgotten passwords, phishing attacks, or compromised private keys. This is where Astraweb has carved out a vital niche — establishing itself as the go-to solution for crypto asset recovery.

The Need for Crypto Recovery

Cryptocurrency promises decentralized finance and ownership without intermediaries — but this power comes with a cost: total user responsibility. There is no central authority to call when access is lost. Millions of dollars in crypto assets are estimated to be trapped in inaccessible wallets. The stakes are high, and the traditional “write your password down and hope for the best��� method has proven tragically inadequate.

Astraweb has stepped in to fill this gap, offering a technically advanced, ethically grounded, and user-focused recovery service for individuals and institutions alike.

Who is Astraweb?

Astraweb is a team of cybersecurity professionals, blockchain analysts, and ethical hackers dedicated to the recovery of lost digital assets. Known in online communities for their discretion and technical excellence, Astraweb has quietly built a reputation as the “home of crypto recovery” — a safe harbor in the sometimes stormy seas of decentralized finance.

Core Services Offered

Wallet Password Recovery  Utilizing a combination of brute force optimization, machine learning, and customized dictionary attacks, Astraweb helps users recover wallets with forgotten passwords. Their tools are especially effective with partially remembered credentials.

Seed Phrase Reconstruction  Lost or partial seed phrases are another major barrier to wallet access. Astraweb’s proprietary tools attempt to reconstruct valid mnemonic phrases based on user input and probabilistic modeling.

Phishing and Scam Mitigation  If your crypto assets have been stolen due to phishing attacks or scams, Astraweb provides investigation support and recovery options. While crypto transactions are irreversible, Astraweb works with partners and tracing tools like Chainalysis to help track and reclaim funds when possible.

Multi-Sig and Legacy Wallet Recovery  Many early wallets used now-defunct software or obscure security models. Astraweb specializes in navigating old formats, deprecated standards, and rare cryptographic setups.

Cold Wallet Restoration  Lost access to hardware wallets like Trezor, Ledger, or even encrypted USB drives? Astraweb can assist with forensic-level data recovery and hardware-based key extraction.

Why Astraweb Stands Out

Confidentiality First: Every case is handled with strict privacy. Your data and identity are protected at all stages of the recovery process.

Transparent Communication: Clients are updated at every step, with no vague promises or false guarantees.

No Recovery, No Fee: Astraweb operates on a results-based model. You only pay if your assets are successfully recovered.

Client Trust and Track Record

Though much of their work remains confidential due to the sensitive nature of crypto assets, Astraweb’s success stories span from everyday investors to high-net-worth individuals and even businesses affected by inaccessible wallets or theft.

Their community reputation and testimonials underscore one thing: they deliver.

Contact Astraweb

If you’ve lost access to your cryptocurrency wallet, or fallen victim to crypto fraud, don’t give up hope. Reach out to Astraweb for a professional assessment of your situation.

Email: Astraweb@cyberdude.com

Whether it’s one token or an entire portfolio, Astraweb may be your best shot at recovery.

[gizel-4]

key flash usdt currency

In the rapidly changing landscape of digital assets, innovative solutions are emerging to enhance the way we transact. One such solution is Flash USDT, a unique digital currency that offers a safe and effective method for trading in the digital asset market. This blog will explore what Flash USDT is, its features, and how you can purchase it securely. Reach out to them through the following contacts;

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅ USDT Flash ✅All Wallet ✅Transferable, ✅swappable ✅tradable

✅Understanding Flash USDT✅

Flash USDT is a temporary digital asset that allows users to transact with ease and security. For an investment of just $200, you can purchase $2000 worth of Flash USDT, with a minimum order of $2000. This makes it an attractive option for traders looking to maximize their investment potential. For those interested in larger transactions, the platform accommodates orders up to $10,000,000 for $1,000,000 worth of Flash USDT.

✅Key Features of Flash USDT✅

Temporary Existence: One of the most notable features of Flash USDT is that it disappears from any wallet after 60–240 days from the date it was received. This means that any crypto it has been converted to will also vanish after this period, ensuring a unique transactional experience.

Limited Transfers: Flash USDT can only be transferred a maximum of 35 times. This limitation adds an extra layer of security and control over the currency, making it a practical choice for cautious traders.

Conversion Flexibility: Flash USDT can be converted into any other type of cryptocurrency on an exchange. However, if it is restored, that coin will also disappear after 10 days, maintaining the temporary nature of the transaction.

✅Why Choose Flash USDT?✅

The flash usdt currency offers a practical and economical option for traders wishing to transact in large quantities. With a commitment to flawless transactions and the highest caliber of security, our platform ensures that your valuables are safeguarded throughout the process.

If you’re looking to engage in flash usdt purchase with Binance or explore other trading options, you can do so with confidence. The usdt flashing software and usdt flasher tools available make the process seamless and efficient.

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅How to Purchase Flash USDT✅

Ready to dive into the world of Flash USDT? You can easily purchase Flash USDT from Digital Vault. They provide a secure platform for your transactions and are dedicated to ensuring a smooth experience. Reach out to them through the following contact details:

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

✅By choosing Digital Vault, you can ensure that you are engaging with a reputable source for your flash usdt currency needs.✅

Flash USDT represents a groundbreaking approach to digital asset transactions, offering unique features that cater to the needs of modern traders. With its temporary nature and secure transaction process, it stands out as a viable option in the digital currency market. If you’re ready to explore the potential of Flash USDT, consider reaching out to Digital Vault for your purchase.

Telegram: Digital Vault ( https://t.me/Digitalva0lt )

WhatsApp: https://w.me/+12568235121

[msalammedical]

Crypto Scam Recovery: How to Spot, Report, and Recover from Online Frauds

The world of cryptocurrency is booming, offering investors a decentralized and promising way to grow their wealth. But with that growth comes an increasing number of scams targeting unsuspecting users. From fake investment platforms to phishing attacks, online fraud is a real threat. The good news? Victims can take action. In this post, we’ll guide you on how to spot crypto scams, report them, and increase your chances of recovery.

How to Spot a Crypto Scam

Knowing how to recognize the signs of a scam can save you from massive losses. Below are common types of cryptocurrency scams and the red flags to watch out for.

1. Fake Investment Platforms

These websites or apps promise guaranteed returns on crypto investments. They often look professional and mimic real companies, but they operate purely to steal your funds.

Red Flags:

Promises of high, risk-free returns

Urgency to deposit funds quickly

No verifiable company background

2. Phishing Attacks

Scammers send emails, messages, or pop-ups that look like they’re from trusted platforms. These messages trick users into giving away private keys or login credentials.

Red Flags:

Misspelled URLs or suspicious email addresses

Requests for sensitive information

Offers or warnings that seem too good or too urgent

3. Pump and Dump Schemes

Fraudsters hype up a worthless coin to drive demand and inflate prices. Once the price peaks, they dump their holdings, causing massive losses for late investors.

Red Flags:

Unusual hype in online forums or social media

Sudden spike in price without real news or updates

Unverified claims about partnerships or technology

How to Report a Crypto Scam

If you’ve been scammed, it’s essential to report the incident immediately. Doing so not only helps protect others but also increases your chance of recovery.

1. Report to Local Authorities

File a police report or contact your country's cybercrime unit. Include all details—transaction history, wallet addresses, emails, and screenshots.

2. Notify the Exchange

If the scammer used a known exchange to receive your funds, contact that platform’s support team. Many exchanges can freeze the funds if reported in time.

3. Report to Online Watchdogs

Organizations like the Internet Crime Complaint Center (IC3), FTC, or Action Fraud (UK) collect reports to investigate and track online scams.

4. Alert Blockchain Forensics Firms

Specialized companies like Chainalysis or CipherTrace can trace stolen crypto on the blockchain. In many cases, they collaborate with law enforcement and legal teams to initiate recovery.

How to Recover from a Crypto Scam

While recovering lost crypto isn’t easy, it’s not impossible. Here’s a structured plan from crypto recovery experts:

1. Secure All Accounts

Change passwords and enable two-factor authentication on your wallets, exchanges, and email. Run a malware scan on your devices to ensure no backdoors remain.

2. Collect Evidence

Document every aspect of the fraud—wallet addresses, transaction IDs, email conversations, social media links, and screenshots. The more information you gather, the better.

3. Consult a Crypto Recovery Expert

Work with a reputable crypto recovery agency or blockchain forensic specialist. These professionals use tracking software to trace your funds across wallet addresses and exchanges.

Note: Be cautious—scammers also pose as recovery agents. Only trust firms with proven results, legal backing, and strong online presence.

Prevention Tips to Avoid Future Crypto Frauds

Use hardware wallets for secure storage of your crypto assets.

Double-check URLs before entering credentials.

Avoid platforms or individuals promising “guaranteed returns.”

Do your research before investing—verify reviews, company registration, and team transparency.

Final Thoughts

Crypto scams are becoming more sophisticated, but with awareness and the right actions, you can fight back. Spotting red flags early, reporting to the proper authorities, and seeking expert help are key steps toward recovery.

If you or someone you know has fallen victim to a crypto scam recovery, don’t delay. Act fast, gather your data, and reach out to professionals who can help you trace and possibly recover your stolen funds.

[gamelott]

Jups.io Slot Games: Exciting Gameplay and Trusted Transactions

In the dynamic world of online gaming, Jups.io stands out as a premier crypto casino, offering an exhilarating selection of slot games that captivate players worldwide. As a leading no KYC crypto casino, Jups.io combines thrilling gameplay with seamless investment and withdrawal processes, ensuring a trustworthy and user-friendly experience. This article delves into the allure of Jups.io’s slot games, highlights the platform’s reliability, and underscores why it’s a top choice for crypto casino enthusiasts. Visit Jups.io to explore this exciting gaming hub.

Slot Games: A World of Spins and Wins

Slot games are the heartbeat of any crypto casino, and Jups.io delivers an impressive array of options to suit every player’s taste. These games feature vibrant graphics, engaging themes, and rewarding mechanics, making them a favorite among casual and seasoned gamblers alike. Popular titles include classic three-reel slots, modern video slots with immersive storylines, and progressive jackpot slots offering life-changing payouts. Each slot game operates on a Random Number Generator (RNG), ensuring fair and unpredictable outcomes, a hallmark of Jups.io’s commitment to transparency in its no KYC crypto casino environment.

Playing slots on Jups.io is straightforward yet thrilling. Players select their bet size, spin the reels, and aim to align symbols across paylines to win. Bonus features like free spins, wild symbols, and multipliers enhance the excitement, increasing the potential for big wins. Whether you’re chasing a jackpot or enjoying a quick spin, Jups.io’s slot games deliver endless entertainment. The platform’s intuitive interface ensures easy navigation, allowing players to dive into the action without delay, a key advantage of this crypto casino.

Why Jups.io is a Trusted Crypto Casino

Jups.io’s reputation as a reliable no KYC crypto casino stems from its commitment to player satisfaction and operational excellence. Unlike traditional online casinos, Jups.io eliminates the need for lengthy Know Your Customer (KYC) verification, allowing players to register and play with just an email address. This privacy-focused approach appeals to crypto enthusiasts who value anonymity, making Jups.io a standout in the crypto casino space. The platform’s use of blockchain technology ensures secure transactions, protecting players’ funds and data.

Jups.io’s reliability is further evidenced by its robust game offerings and partnerships with top-tier software providers. These collaborations guarantee high-quality, provably fair games, reinforcing trust among players. The no KYC crypto casino model also aligns with the ethos of decentralization, offering a seamless gaming experience without bureaucratic hurdles. Players can focus on enjoying their favorite slots, confident in the platform’s integrity.

Seamless Investment and Withdrawal Processes

One of Jups.io’s strongest attributes is its flawless investment and withdrawal system, a critical factor for any crypto casino. The platform supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Tether, enabling instant deposits with no fees. Players can fund their accounts in seconds, ensuring uninterrupted gameplay. This efficiency is a testament to Jups.io’s status as a leading no KYC crypto casino, prioritizing speed and convenience.

Withdrawals are equally seamless, with Jups.io processing payouts rapidly, often within minutes. Unlike some platforms that impose delays or hidden fees, Jups.io ensures players receive their winnings promptly, reinforcing its reliability. The absence of KYC requirements streamlines the withdrawal process, allowing players to access funds without submitting personal documents. This player-centric approach makes Jups.io a trusted choice for crypto casino enthusiasts seeking hassle-free transactions.

Conclusion: Spin with Confidence at Jups.io

Jups.io’s slot games offer a thrilling blend of entertainment and opportunity, making it a go-to destination for crypto casino fans. As a no KYC crypto casino, it prioritizes privacy, security, and ease of use, delivering a gaming experience that’s both exciting and trustworthy. With seamless investment and withdrawal processes, Jups.io ensures players can focus on the fun without worrying about delays or complications. Whether you’re a slot enthusiast or new to crypto gaming, Jups.io provides a reliable and rewarding platform to spin and win. Join today at Jups.io and discover the future of online gaming.

[daas4pro]

How does the adoption of blockchain in auditing firms enhance the practices of Chartered Accountants?

Introduction: In recent years, the accounting and auditing landscape has undergone a transformative shift with the integration of blockchain technology. Blockchain, the decentralized and transparent ledger system that underlies cryptocurrencies, has found its way into various industries, and auditing firms are no exception. This exploration aims to highlight how the adoption of blockchain in…

[xettle-technologies]

What Are the Benefits of Adopting Latest Fintech Technologies?

The financial industry is witnessing a rapid transformation driven by the adoption of the latest fintech technologies. These technologies are revolutionizing how financial services are delivered, enhancing efficiency, improving security, and fostering innovation across banks, insurance companies, investment firms, and payment platforms. By integrating advanced fintech software into their operations, businesses are unlocking numerous benefits that enable them to stay competitive in an increasingly digital world. In this article, we will explore the key advantages of adopting the latest fintech technologies and how they are reshaping the financial landscape.

1. Enhanced Efficiency and Automation

One of the primary benefits of adopting the latest fintech technologies is the significant boost in efficiency. Traditional financial systems often rely on manual processes, which can be time-consuming, prone to errors, and costly. With the integration of fintech software solutions, businesses can automate a wide range of processes, from payment processing to data analysis.

For example, AI-powered algorithms can automate tasks like credit scoring, fraud detection, and risk assessment, enabling financial institutions to make faster and more accurate decisions. Additionally, blockchain technology enables automated, transparent transactions, reducing the need for intermediaries and speeding up processes like cross-border payments. The efficiency gained through automation allows businesses to handle a larger volume of transactions and deliver services more swiftly, benefiting both the institutions and their customers.

2. Improved Customer Experience

The latest fintech technologies also play a crucial role in enhancing customer experiences. Consumers today demand convenience, speed, and personalized services. Fintech software solutions enable businesses to meet these demands by offering innovative and user-friendly platforms for managing finances.

Digital wallets, mobile banking apps, and AI-powered chatbots are just a few examples of how fintech technologies are transforming customer interactions. Mobile payment systems like Apple Pay and Google Pay allow users to make secure transactions with just a tap of their phone, while robo-advisors provide tailored financial advice based on individual needs. AI-driven chatbots can respond to customer inquiries instantly, providing 24/7 support and delivering personalized responses. These innovations make financial services more accessible, faster, and tailored to the unique needs of each customer.

Additionally, by leveraging the latest fintech technologies, businesses can offer cross-channel experiences, where customers can seamlessly transition between online platforms, mobile apps, and physical locations without interruption. This level of convenience significantly improves customer satisfaction and loyalty.

3. Cost Savings and Reduced Operational Expenses

Adopting fintech technologies can result in significant cost savings for businesses. Traditional banking systems often involve high overhead costs related to maintaining physical branches, processing manual transactions, and managing large teams. By embracing fintech software, financial institutions can streamline their operations, reducing the need for human intervention in routine tasks.

For example, cloud computing solutions allow businesses to store and process large amounts of data without the need for expensive in-house infrastructure. This can lead to significant savings in terms of hardware and maintenance costs. Additionally, automated systems for customer service, fraud detection, and compliance reduce the reliance on human resources, leading to further cost reductions.

For small businesses and startups, fintech solutions offer an affordable way to access sophisticated financial tools that were previously out of reach. Cloud-based accounting, invoicing, and payment solutions enable these companies to operate more efficiently without the need for large investments in infrastructure or personnel.

4. Improved Security and Fraud Prevention

As the financial industry becomes more digital, security has become a top priority. The latest fintech technologies offer advanced security features that help protect businesses and their customers from cyber threats and fraud. Blockchain technology, for example, provides a decentralized and immutable ledger, ensuring the integrity and transparency of transactions. This makes it nearly impossible for malicious actors to alter or tamper with transaction records, reducing the risk of fraud.

Additionally, fintech software solutions integrate cutting-edge encryption methods and biometric authentication, such as facial recognition and fingerprint scanning, to safeguard sensitive data. AI-powered fraud detection systems can monitor transactions in real-time, flagging suspicious activities and preventing fraudulent transactions before they occur. These security measures help businesses build trust with their customers and ensure that sensitive financial information is protected.

By adopting the latest fintech technologies, financial institutions can also ensure compliance with stringent data protection regulations, such as the GDPR (General Data Protection Regulation), further reducing the risk of penalties and reputational damage.

5. Greater Accessibility and Financial Inclusion

Fintech technologies are making financial services more accessible to underserved and unbanked populations around the world. In developing regions, where access to traditional banking services may be limited, mobile phones and fintech apps are enabling individuals to manage their finances, make payments, and even access credit.

Digital wallets and mobile banking apps allow users to store, send, and receive money without the need for a physical bank account. Peer-to-peer (P2P) lending platforms are helping individuals and small businesses access credit that they might otherwise not be able to obtain from traditional banks. Additionally, fintech software solutions are allowing micro-lending institutions to assess creditworthiness more accurately using alternative data, such as mobile usage and payment history, making it easier for individuals without formal credit histories to secure loans.

By adopting fintech technologies, businesses can contribute to financial inclusion, helping to bridge the gap between the banked and unbanked populations and enabling more people to participate in the global economy.

6. Better Decision-Making and Data Analytics

Data is at the heart of fintech innovation. The latest fintech technologies, such as AI and big data analytics, enable businesses to gather, process, and analyze vast amounts of information in real-time. This allows financial institutions to make data-driven decisions, improve risk management, and offer more personalized services to their customers.

For example, AI algorithms can analyze a customer's spending habits, credit history, and financial goals to offer personalized financial advice and recommend investment opportunities. Similarly, advanced analytics tools can identify emerging trends in the market, allowing businesses to adjust their strategies accordingly. The ability to harness the power of data leads to more informed decision-making and better outcomes for both businesses and their customers.

7. Scalability and Flexibility

Fintech software solutions offer unmatched scalability, allowing businesses to grow without the constraints of traditional systems. Whether it’s increasing transaction volumes, expanding to new markets, or offering additional services, fintech technologies can easily adapt to changing business needs. Cloud-based platforms, for instance, allow businesses to scale up or down quickly without incurring significant costs or requiring significant infrastructure investments.

Xettle Technologies, for example, provides scalable fintech solutions that help businesses manage their growth seamlessly, offering flexibility and adaptability in a fast-evolving digital landscape.

Conclusion

The adoption of the latest fintech technologies offers a wide range of benefits for businesses in the financial sector. From enhanced efficiency and automation to improved customer experiences, cost savings, and better security, fintech solutions are revolutionizing the way financial services are delivered. By embracing these innovations, businesses can stay competitive, drive growth, and provide more personalized and accessible services to their customers. The future of finance is digital, and those who adopt the latest fintech technologies today will be better equipped to succeed in tomorrow’s rapidly evolving market.

[trump-executive-orders]

Strengthening American Leadership in Digital Financial Technology

Issued January 23, 2025.

By the authority vested in me as President by the Constitution and the laws of the United States of America, and in order to promote United States leadership in digital assets and financial technology while protecting economic liberty, it is hereby ordered as follows:

Section 1. Purpose and Policies. (a) The digital asset industry plays a crucial role in innovation and economic development in the United States, as well as our Nation's international leadership. It is therefore the policy of my Administration to support the responsible growth and use of digital assets, blockchain technology, and related technologies across all sectors of the economy, including by:

(i) protecting and promoting the ability of individual citizens and private-sector entities alike to access and use for lawful purposes open public blockchain networks without persecution, including the ability to develop and deploy software, to participate in mining and validating, to transact with other persons without unlawful censorship, and to maintain self-custody of digital assets;

(ii) promoting and protecting the sovereignty of the United States dollar, including through actions to promote the development and growth of lawful and legitimate dollar-backed stablecoins worldwide;

(iii) protecting and promoting fair and open access to banking services for all law-abiding individual citizens and private-sector entities alike;

(iv) providing regulatory clarity and certainty built on technology-neutral regulations, frameworks that account for emerging technologies, transparent decision making, and well-defined jurisdictional regulatory boundaries, all of which are essential to supporting a vibrant and inclusive digital economy and innovation in digital assets, permissionless blockchains, and distributed ledger technologies; and

(v) taking measures to protect Americans from the risks of Central Bank Digital Currencies (CBDCs), which threaten the stability of the financial system, individual privacy, and the sovereignty of the United States, including by prohibiting the establishment, issuance, circulation, and use of a CBDC within the jurisdiction of the United States.

Sec. 2. Definitions. (a) For the purpose of this order, the term "digital asset" refers to any digital representation of value that is recorded on a distributed ledger, including cryptocurrencies, digital tokens, and stablecoins.

(b) The term "blockchain" means any technology where data is:

(i) shared across a network to create a public ledger of verified transactions or information among network participants;

(ii) linked using cryptography to maintain the integrity of the public ledger and to execute other functions;

(iii) distributed among network participants in an automated fashion to concurrently update network participants on the state of the public ledger and any other functions; and

(iv) composed of source code that is publicly available.

(c) "Central Bank Digital Currency" means a form of digital money or monetary value, denominated in the national unit of account, that is a direct liability of the central bank.

Sec. 3. Revocation of Executive Order 14067 and Department of the Treasury Framework of July 7, 2022. (a) Executive Order 14067 of March 9, 2022 (Ensuring Responsible Development of Digital Assets) is hereby revoked.

(b) The Secretary of the Treasury is directed to immediately revoke the Department of the Treasury's "Framework for International Engagement on Digital Assets," issued on July 7, 2022.

(c) All policies, directives, and guidance issued pursuant to Executive Order 14067 and the Department of the Treasury's Framework for International Engagement on Digital Assets are hereby rescinded or shall be rescinded by the Secretary of the Treasury, as appropriate, to the extent they are inconsistent with the provisions of this order.

(d) The Secretary of the Treasury shall take all appropriate measures to ensure compliance with the policies set forth in this order.

Sec. 4. Establishment of the President's Working Group on Digital Asset Markets. (a) There is hereby established within the National Economic Council the President's Working Group on Digital Asset Markets (Working Group). The Working Group shall be chaired by the Special Advisor for AI and Crypto (Chair). In addition to the Chair, the Working Group shall include the following officials, or their designees:

(i) the Secretary of the Treasury;

(ii) the Attorney General;

(iii) the Secretary of Commerce;

(iv) the Secretary of Homeland Security;

(v) the Director of the Office of Management and Budget;

(vi) the Assistant to the President for National Security Affairs:

(vii) the Assistant to the President for National Economic Policy (APEP);

(viii) the Assistant to the President for Science and Technology;

(ix) the Homeland Security Advisor;

(x) the Chairman of the Securities and Exchange Commission; and

(xi) the Chairman of the Commodity Futures Trading Commission.

(xii) As appropriate and consistent with applicable law, the Chair may invite the heads of other executive departments and agencies (agencies) or other senior officials within the Executive Office of the President, to attend meetings of the Working Group, based on the relevance of their expertise and responsibilities.

(b) Within 30 days of the date of this order, the Department of the Treasury, the Department of Justice, the Securities and Exchange Commission, and other relevant agencies, the heads of which are included in the Working Group, shall identify all regulations, guidance documents, orders, or other items that affect the digital asset sector. Within 60 days of the date of this order, each agency shall submit to the Chair recommendations with respect to whether each identified regulation, guidance document, order, or other item should be rescinded or modified, or, for items other than regulations, adopted in a regulation.

(c) Within 180 days of the date of this order, the Working Group shall submit a report to the President, through the APEP, which shall recommend regulatory and legislative proposals that advance the policies established in this order. In particular, the report shall focus on the following:

(i) The Working Group shall propose a Federal regulatory framework governing the issuance and operation of digital assets, including stablecoins, in the United States. The Working Group's report shall consider provisions for market structure, oversight, consumer protection, and risk management.

(ii) The Working Group shall evaluate the potential creation and maintenance of a national digital asset stockpile and propose criteria for establishing such a stockpile, potentially derived from cryptocurrencies lawfully seized by the Federal Government through its law enforcement efforts.

(d) The Chair shall designate an Executive Director of the Working Group, who shall be responsible for coordinating its day-to-day functions. On issues affecting the national security, the Working Group shall consult with the National Security Council.

(e) As appropriate and consistent with law, the Working Group shall hold public hearings and receive individual expertise from leaders in digital assets and digital markets.

Sec. 5. Prohibition of Central Bank Digital Currencies

(a) Except to the extent required by law, agencies are hereby prohibited from undertaking any action to establish, issue, or promote CBDCs within the jurisdiction of the United States or abroad.

(b) Except to the extent required by law, any ongoing plans or initiatives at any agency related to the creation of a CBDC within the jurisdiction of the United States shall be immediately terminated, and no further actions may be taken to develop or implement such plans or initiatives.

Sec. 6. Severability. (a) If any provision of this order, or the application of any provision to any person or circumstance, is held to be invalid, the remainder of this order and the application of its provisions to any other persons or circumstances shall not be affected thereby.

Sec. 7. General Provisions. (a) Nothing in this order shall be construed to impair or otherwise affect:

(i) the authority granted by law to an executive department or agency, or the head thereof; or

(ii) the functions of the Director of the Office of Management and Budget relating to budgetary, administrative, or legislative proposals.

(b) This order shall be implemented consistent with applicable law and subject to the availability of appropriations.

(c) This order is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.