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Your first home might not check every box—and that’s more than okay. 🛠️🏡
It’s not about finding “the one” right away. It’s about getting started. Every bit of equity you build now sets the stage for the dream home later.
Don't chase perfect. Chase progress.
➡️ Start building your future, one key at a time.
👉 Looking for your first step? We’ve got house & land packages across Australia to help you get started.
#houseandlandpackage#HouseAndLand#houseandland#firsthomebuyers#firsthomebuyerssydney#firsthomebuyersydney#RealestateAustralia#realestateaustralia#startsmart#DreamHomeJourney#dreamhomejourney#buildequity#buildequitynow#homeownership#homeownershipgoals#foreverhomegoals#AussieRealEstate#aussierealestate#PropertyGoals#propertygoals#houseandlandpackages
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Think renting is cheaper than buying? Think again! In many cases, your mortgage payment could be lower than rent. Plus, buying means you’re building equity, not someone else’s wealth. Ready to make the move? Let’s talk! #SageStreetRealty #HomeOwnership #BuildEquity #RealEstate
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Ready for a new kind of Rent to Own? Don't think you have the credit?
Our rent-to-own program helps you step into homeownership while building equity.
Begin your home ownership journey with Grateful Nuts Homes. gratefulnutshomes.com
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You're Wasting Your Money #mortgage #realestate #rent
https://www.youtube.com/watch?v=XpuUqCoynCc Buying a home doesn’t mean locking yourself in forever. It means building equity, making progress, and choosing a path that fits your life now—and in the future. I’m Tim, and I help buyers move forward with confidence—not fear. We’ll talk through your goals, your finances, and your plans—so the home you choose is one you grow into, not out of. 📩 If fear of making the wrong move is holding you back, let’s talk. I’ll help you make the right one. #HomeBuyingConfidence #TimHumphreyMortgage #SmartRealEstateDecisions #FearFreeHomeBuying #BuyAHome2025 #RealEstateHelp #FirstTimeHomeBuyer #HomeOwnershipGoals #BuildEquity #FinancialFreedom #MortgageAdvisor #LongTermWealth #RentVsBuy #RealEstatePlanning #RealEstateStrategy 🔔Hit subscribe for the latest expert insights and valuable podcasts on mortgage tips, real estate trends, and strategies to grow wealth through smart property decisions! https://www.youtube.com/@HumphreyMortgage/?sub_confirmation=1 ✅ Important Link to Follow 🔗 Linktree https://ift.tt/q2LUilI ✅ Stay Connected With Me. 👉 Instagram: https://ift.tt/A40OYp1 👉 Linkedin: https://ift.tt/NXaT8FK 👉 Website: https://ift.tt/zJBphia 📩 For Business Inquiries: [email protected] ============================= 🎬 Recommended Playlists 👉 Mortgage Lab https://www.youtube.com/playlist?list=PLuGT35X1mS76AUvaPHN8IuRCi-FxrI3-C 👉 Mortgage Lab Podcast https://www.youtube.com/playlist?list=PLuGT35X1mS74oOo8OcrSd12Apdwv2FrYS 🎬 WATCH MY OTHER VIDEOS: 👉 What Is Debt-To-Income Ratio? How It Affects Mortgage Approval Explained https://youtu.be/mNB9acNqJds 👉 Top 7 Mistakes To Avoid For Mortgage Approval – Essential Home Buying Tips https://youtu.be/BLxBsmXvqkw 👉 How Mortgage Insurance Helps You Buy A Home With Less Than 20% Down | Real Estate Tips https://youtu.be/yjmPHZdBmx0 👉 How To Increase Your Home Sale Profits With Pre-Sale Renovations https://www.youtube.com/watch?v=DL81T99XPs0 👉 Real Estate In 2024: Essential Market Trends And Challenges To Watch | Real Estate Tips https://www.youtube.com/watch?v=-_fBuasdX8o ============================= ADD HASHTAGS ⚠��� Disclaimer: Ideas expressed may not be complete and may not apply to all situations. NEO Home Loans is a division of Luminate Home Loans, Inc. | NMLS #150953 | Luminate Home Loans, Inc. NMLS#150953. Equal Housing Lender. Corporate Headquarters 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to https://ift.tt/YufHqcO. This advertisement does not constitute a loan approval or loan commitment. Loan approval or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply. ✖️ Copyright Notice: This video and my YouTube channel contain dialogue, music, and images that are the property of Tim Humphrey. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my YouTube channel is provided. © Tim Humphrey via Tim Humphrey https://www.youtube.com/channel/UCYIh6njt7ARosNWhQCi93Aw June 04, 2025 at 12:03PM
#humphreymortgage#homerenovation#homesellingtips#realestate#realestatepodcast#mortgage#finance#realestateinvesting
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#SanDiegoFixerUpper – Great Opportunity in 92114!
For Sale – $625,000
2039 Winnett St, San Diego, CA 92114
2 Beds | 2 Baths | 1,184 SqFt | Lot Size: 0.26 Acres
This is a perfect opportunity for an investor, developer, or buyer ready to build equity!
Located on a large 11,000+ SqFt lot, this single-level home features double-pane windows, driveway parking with garage, and tons of potential for customization or value-add upgrades.
Shown by appointment only – Do not disturb the occupant.
Call Gilbert Gomez at (619) 366-7464 to schedule your private showing or to get a free property consultation.
Gilbert Gomez
Realtor | Premier Agency RE
(619) 366-7464
www.listwithgilbert.com
@gilbert_gomez_realtor
Serving Chula Vista & Greater San Diego
#SanDiegoFixerUpper
#InvestmentProperty
#BuildEquity
#SanDiegoRealEstate
#FixerOpportunity
#LargeLotHome
#PremierAgencyRE
#GilbertGomezRealtor
#ChulaVistaRealtor
#SDHomesForSale
#RealEstateDeals
#92114Homes
#OpportunityKnocks
#EquityBuilder
#HomeWithPotential


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🚀🏡 Unveiling the Key to Financial Freedom: Speedy Loan Payoff 💰💨 Welcome to our "Real Estate Journey Revealed" series! Today, let's dive deep into step two: "Faster Loan Payoff." 🏠📈 💸 The Magic of Extra Payments: Imagine every extra mortgage payment as a turbocharger for your financial future. By increasing your monthly contributions, you not only fast-track your loan repayment but also gain the invaluable gift of time. Picture owning your home outright sooner than you ever thought! 🗝️🌟 🏦 Rapid Home Equity Building: Speedy loan payoff isn't just about achieving financial freedom; it's about supercharging your home equity. With every extra payment, you're stacking up more equity, putting more financial security and opportunities in your hands. 💪🏘️ 🧐 The Road to Peace of Mind: Bid farewell to long-term mortgage concerns. With a quicker loan payoff, you'll have fewer financial obligations and more freedom to shape life on your terms. The dream of a mortgage-free future is no longer distant – it's a tangible reality within your grasp. 🏖️🌞 💡 Your Journey, Your Decision: Real estate empowers you with choices. Speeding up your loan payoff is a strategic move, and we're here to arm you with the wisdom and guidance to make that decision a reality. Whether you're a seasoned homeowner or setting foot in the real estate world for the first time, the path to financial freedom starts here. 🚀 🤝 Connect with Us: Have questions about a faster loan payoff or any aspect of your real estate journey? We're here to provide answers and support. Your ambitions are our priority, and we're committed to helping you unlock the doors to financial freedom. 🗝️🏡 #FinancialFreedom #LoanPayoff #RealEstateJourney #BuildEquity #YourRealEstateExpert 📊🏠📆
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Thanks for the thoughtful response! I agree that advisory boards and providing platform for Indigenous storytellers are good steps towards achieving meaningful partnerships, and would like to add that providing compensation/honorariums for storytellers and advisors is important.
This is a difficult question, as what partnership looks like really depends on the needs and interests of the community. I would like to note that I'm not Indigenous and do not have the knowledge or authority to truly define a meaningful partnership, and may be completely off here in my assessment.
With this in mind, looking online I found an interesting example of a partnership between the Qajakkut Society in Iqaluit and the Canadian Canoe Museum. The two organizations worked together to fund and document the building of several qajaq (kayaks) by Inuit Elders and Knowledge Keepers, with the intention of passing on the knowledge to future generations and sharing the project with the broader public. From my limited perspective, this seems like a good example of partnership. However, others with more knowledge and experience might disagree, or add more nuance, and I would be interested to learn more.
Sources:
https://ipcaknowledgebasket.ca/resources/beyond-conservation-building-relationships-for-collaboration/#buildequity
https://canoemuseum.ca/sharing-inuit-knowledge-and-language-a-partnership-between-the-canadian-canoe-museum-and-iqaluits-qajakkut-society/
https://nunavutheritage.ca/education-lifelong-learning/adult-programs/
3: The role of privilege in nature interpretation
My working definition of privilege is “advantages held by a person and/or group that are unearned.” I like this definition because it’s simple but encompasses a wide spectrum of experiences, including (but not limited to) race, income, language, (dis)ability, and sexuality.
Based on our textbook readings and personal experiences, I would break down the role of privilege in nature interpretation into four categories that intersect and interact. These categories are access, resources, time, and narrative.
I think our textbook went over the first three categories much better than I could hope to accomplish in 500 words. Accessing nature is easier when one has access to a car or lives close by; this privileges people who can afford a vehicle or property close to nature. Resources is mostly related to monetary advantages, which intersect with race, gender and sexuality. Time is also closely related, as having the ability “take a day off work” and head out on a hike is much easier when you have the income to do so.
I would like to take some time to focus on the narrative privileges that have historically been given to white Canadians in green spaces. This includes the whitewashing of history, as well as the narrative framing that has often been used in interpretation.
Like the rest of Canada, our national parks are located on stolen land. Indigenous peoples were forced from their homes in what is now Stanley Park, Algonquin Park, Banff Park and more (Hamilton, 2017) The very existence of these parks is based on privileging the needs of white visitors over Indigenous sovereignty. Furthermore, there is a history of using Indigenous culture as “entertainment” for white visitors in these spaces (Hamilton, 2017).
Past and ongoing instances of discrimination and exclusion from green spaces continues to impact who utilizes these green spaces, and whose stories get told.
For example, you can compare and contrast these two accounts of Algonquin Park’s history. In this first account, from the Friends of Algonquin Park (https://www.algonquinpark.on.ca/visit/history/cultural-history.php) the history of Indigenous peoples in the park is summarised in a very small paragraph that downplays and downright disrespects 8000+ years of history. Whereas this account from canoe company Voyageur Quest (https://voyageurquest.com/park-history/) provides a more Algonquin-focused narrative that emphasizes their long history in the area and the seizure of the land by the Government of Canada.
From this perspective, it’s clear that interpreting nature also means interpreting history, with sensitivity and respect. The role privilege plays in nature interpretation extends to the privileging of certain narratives over others, and all interpretive work should be conducted with this framing in mind.
While engaging with historical narrative respectfully and accurately is important, these words are not substantiated without the work to remove barriers. While Voyageur Quest provides an Indigenous-focused historical narrative, I haven’t been able to find any online evidence of them engaging with the local Algonquin community.
Creating more equitable nature interpretation involves addressing multiple aspects of privilege and discrimination. This includes actively listening to the communities served, inviting underserved groups personally, hiring interpreters of diverse backgrounds, increasing access to transportation, providing interpretation in multiple languages, and always evaluating how the narrative of interpretation is being framed.
Sources
Algonquin Park History. (n.d.). Voyageur Quest. Retrieved September 26, 2024, from https://voyageurquest.com/park-history/
Cultural History | Algonquin Provincial Park | The Friends of Algonquin Park. (n.d.). Retrieved September 26, 2024, from https://www.algonquinpark.on.ca/visit/history/cultural-history.php
Hamilton, G. (2017, August 25). The shady past of Parks Canada: Forced out, Indigenous people are forging a comeback. National Post. https://nationalpost.com/news/canada/the-shady-past-of-parks-canada-forced-out-indigenous-people-are-forging-a-comeback
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Most people choose to refinance when rates are lower, to save money, and sometimes to build equity faster. Contact me today to learn how refinancing can help you save money. #Mortgage #Refinance #Savings #LowRates #BuildEquity #SaveMoney #Future #HelpfulAgent #HomeOwnership (at Markham, Ontario) https://www.instagram.com/p/CamvKB_OSNT/?utm_medium=tumblr
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This week’s freshest and best homes to hit the metro Atlanta market. From fairy tale cottages to the latest in modern design, our town has a little bit of everything! 🧚🏻♂️🌃🏘 I’ll be checking out a few of these beauties this week....come to join me!😍 📸: FMLS #explorega #exploregeorgia #realestate #realtor #atlanta #morningside #sandysprings #midtown #intownatlanta #cityliving #buildwealth #buildequity #investinyourself #followyourownpath #choosehappy #downtowncarlybrown (at Atlanta, Georgia) https://www.instagram.com/p/CKJoOQNplw5/?igshid=1dft40nxxohzq
#explorega#exploregeorgia#realestate#realtor#atlanta#morningside#sandysprings#midtown#intownatlanta#cityliving#buildwealth#buildequity#investinyourself#followyourownpath#choosehappy#downtowncarlybrown
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Owning a home not only shields you from rising rental prices but also allows you to build equity over time, fostering long-term financial stability.
Additionally, homeownership can create avenues for passive income through rentals or resale opportunities.
Secure your financial future—start your journey towards owning a home today! Contact us to discover the ideal property for you.
#FinancialSecurity#HomeOwnership#BuildEquity#PassiveIncome#RealEstateInvesting#HomeSweetHome#WealthBuilding#PropertyInvestment#FuturePlanning#DreamHome#HousingMarket#EquityGrowth#HomeBuyers#RealEstateGoals#InvestmentProperty#FinancialIndependence#HomeInvestment#SmartInvesting#FirstTimeHomeBuyer#LongTermWealth#HouseHunting#MortgageTips#houselandrus
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#JessicaJBRealtor #AuthenticAttitudeAlways #HappyREALTORMom #CoolREALTOR #eXpRealty #ContentCreator #BossBabe #GlobalInfluencer #RoyalAmbassador @ChicNYC #AlwaysHereForYou #CallMeAnytimeOfDay #SellAHouse #BuyAHouse #MakeAHome #SellAHome #BuildEquity #InvestorsWanted #WillSellYourHouse #LuxuryListingsSoldFast #NetTheMost #LetsFindYourDreamHome #DiversityRules #FirstTimeHomeBuyers #DoItForYourFamily #MoneyMoves #RealtorLife #LoveMyHustle #LoveLife #ILoveWhatIDoEveryDay (at Greensboro, North Carolina) https://www.instagram.com/p/B8Es0bcFCDS/?igshid=1822ypmfu2dpo
#jessicajbrealtor#authenticattitudealways#happyrealtormom#coolrealtor#exprealty#contentcreator#bossbabe#globalinfluencer#royalambassador#alwayshereforyou#callmeanytimeofday#sellahouse#buyahouse#makeahome#sellahome#buildequity#investorswanted#willsellyourhouse#luxurylistingssoldfast#netthemost#letsfindyourdreamhome#diversityrules#firsttimehomebuyers#doitforyourfamily#moneymoves#realtorlife#lovemyhustle#lovelife#ilovewhatidoeveryday
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Dream Big, Start Small. 🌟 Our rent-to-own program helps you step into homeownership while building equity. Begin your journey with Grateful Nuts Homes.
gratefulnutshomes.com
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DON'T LET YOUR FEARS STOP YOU #realestate #mortgage
https://www.youtube.com/watch?v=_V4AWaRWcnc Buying a home doesn’t mean locking yourself in forever. It means building equity, making progress, and choosing a path that fits your life now—and in the future. I’m Tim, and I help buyers move forward with confidence—not fear. We’ll talk through your goals, your finances, and your plans—so the home you choose is one you grow into, not out of. 📩 If fear of making the wrong move is holding you back, let’s talk. I’ll help you make the right one. #HomeBuyingConfidence #TimHumphreyMortgage #SmartRealEstateDecisions #FearFreeHomeBuying #BuyAHome2025 #RealEstateHelp #FirstTimeHomeBuyer #HomeOwnershipGoals #BuildEquity #FinancialFreedom #MortgageAdvisor #LongTermWealth #RentVsBuy #RealEstatePlanning #RealEstateStrategy 🔔Hit subscribe for the latest expert insights and valuable podcasts on mortgage tips, real estate trends, and strategies to grow wealth through smart property decisions! https://www.youtube.com/@HumphreyMortgage/?sub_confirmation=1 ✅ Important Link to Follow 🔗 Linktree https://ift.tt/ScCh54m ✅ Stay Connected With Me. 👉 Instagram: https://ift.tt/A40OYp1 👉 Linkedin: https://ift.tt/lhJzrp6 👉 Website: https://ift.tt/oLDGJqr 📩 For Business Inquiries: [email protected] ============================= 🎬 Recommended Playlists 👉 Mortgage Lab https://www.youtube.com/playlist?list=PLuGT35X1mS76AUvaPHN8IuRCi-FxrI3-C 👉 Mortgage Lab Podcast https://www.youtube.com/playlist?list=PLuGT35X1mS74oOo8OcrSd12Apdwv2FrYS 🎬 WATCH MY OTHER VIDEOS: 👉 What Is Debt-To-Income Ratio? How It Affects Mortgage Approval Explained https://youtu.be/mNB9acNqJds 👉 Top 7 Mistakes To Avoid For Mortgage Approval – Essential Home Buying Tips https://youtu.be/BLxBsmXvqkw 👉 How Mortgage Insurance Helps You Buy A Home With Less Than 20% Down | Real Estate Tips https://youtu.be/yjmPHZdBmx0 👉 How To Increase Your Home Sale Profits With Pre-Sale Renovations https://www.youtube.com/watch?v=DL81T99XPs0 👉 Real Estate In 2024: Essential Market Trends And Challenges To Watch | Real Estate Tips https://www.youtube.com/watch?v=-_fBuasdX8o ============================= ADD HASHTAGS ⚠️ Disclaimer: Ideas expressed may not be complete and may not apply to all situations. NEO Home Loans is a division of Luminate Home Loans, Inc. | NMLS #150953 | Luminate Home Loans, Inc. NMLS#150953. Equal Housing Lender. Corporate Headquarters 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to https://ift.tt/6vVK7RW. This advertisement does not constitute a loan approval or loan commitment. Loan approval or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply. ✖️ Copyright Notice: This video and my YouTube channel contain dialogue, music, and images that are the property of Tim Humphrey. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my YouTube channel is provided. © Tim Humphrey via Tim Humphrey https://www.youtube.com/channel/UCYIh6njt7ARosNWhQCi93Aw June 03, 2025 at 12:17PM
#humphreymortgage#homerenovation#homesellingtips#realestate#realestatepodcast#mortgage#finance#realestateinvesting
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If you’re looking for a rental in San Pedro please take note of this property. It will become available in a few weeks. My investment Buyer will be closing escrow soon. Or instead of paying your landlords mortgage consider building your own equity through real estate. Let me know what you’re paying in rent now and I’ll send you some active listings that you can afford (which includes property tax, insurance, etc). You might be surprised what’s out there! DM me! #stoppayingrent #buyrealeatate #buyrealestatenow #buildequity #buildequitywithrealestate https://www.instagram.com/p/B7UbpBIlclL/?igshid=1tit5k8z15012
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Build Home Equity Faster Home equity is the part of your property you actually own. For instance, if your property’s worth $550,000, and you have a mortgage with a remaining loan balance of $300,000, your equity in the property is $250,000. Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place. The first option in home equity building is to make additional principal payments. One way to do this is to sign up for a bi-weekly mortgage, in which you make two payments per month (which added together equal one monthly payment). You will make the equivalent of 13 monthly payments per year instead of 12, which may seem insignificant. But a 30-year loan with a bi-weekly payment plan is usually paid off in about 20 years. The other way to build home equity faster is to refinance. If you had a $300,000 30-year fixed loan at 6.6 percent and replaced it with a 15-year fixed rate loan at 4.1 percent, your monthly payment would go from $1,915.98 to $2,234.13. You would save about $120,000 in interest and build the same amount of equity in half the time. #home #equity #homeequity #buildequity #buildingequity #homesweethome #homeownership #ownership https://www.instagram.com/p/B0O7tNlHE46/?igshid=1hzbyoth081iy
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Here is a close up photo of the MG Kampfer and Unicorn Brothers stickers from my new video available at @newtypehq . I really support this and wanted agaun yo express how impactful this gesture is to the Gunpla community and the fight for equality. #buildequality Here is the description from their website: "Now is the time. We at Newtype are taking a stand. The act of building has always been a part of our mission and we must extend that to include building equality, building compassion, and building justice. To that goal, we will be selling sticker packs of the Gundam Unicorns with all the proceeds going towards the NAACP. The mission of the National Association for the Advancement of Colored People (NAACP, http://naacp.org) is to secure the political, educational, social, and economic equality of rights in order to eliminate race-based discrimination and ensure the health and well-being of all persons. In addition, the owners of Newtype will be personally matching 1:1 all proceeds raised during this campaign. This is your chance to help us build a better future." This post or the video I mentioned are not sponsored by newtype, it just represents something I strongely believe in. . . . #gunpla #gunplacommunity #builderssupportbuilders #gundam #naacp #equality #unicorngundam #phenex #banshee #plamo #bandai #tamiya #kampfer #instagram https://www.instagram.com/p/CBTOY1gD7f_/?igshid=1tfc41hg330ro
#buildequality#gunpla#gunplacommunity#builderssupportbuilders#gundam#naacp#equality#unicorngundam#phenex#banshee#plamo#bandai#tamiya#kampfer#instagram
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