#CMA Data Report

[setupfiling]

Everything You Need to Know About Detailed Project Reports

A Detailed Project Report is essential for successful project planning and execution. It helps project managers and stakeholders make informed decisions by providing them with detailed information about the project's scope, timeline, and budget. Additionally, a well-prepared DPR can help secure funding and approvals from stakeholders and regulatory authorities

[steadfastconsultant]

Why Choose Company Formation Services in Hitech City: A Smart Move for Your Business

When it comes to starting a new business in Hyderabad, choosing the right location and getting the right support is essential to ensuring smooth operations and long-term success. One of the most dynamic areas in Hyderabad is Hitech City, known for its thriving tech ecosystem, world-class infrastructure, and business-friendly environment. If you’re planning to set up your business, opting for company formation services in Hitech City can be a game-changer for your entrepreneurial journey.

At Steadfast Business Consultants LLP (SBC), we specialize in providing expert company formation services in Hitech City to help entrepreneurs establish their businesses with ease and confidence. Let’s explore why choosing Hitech City is a smart move and how SBC can help you navigate the process of starting your business.

1. Strategic Location with Access to a Thriving Ecosystem

Hitech City is the heart of Hyderabad’s IT and business hub. With access to global companies, tech startups, and business infrastructure, it’s the ideal location for companies looking to expand and grow. Being a part of this vibrant ecosystem means your business is connected to a vast network of professionals, investors, and clients. This network can help you tap into new opportunities, partnerships, and collaborations, boosting your company’s potential for growth.

By choosing company formation services in Hitech City, you position your business in a strategic location, increasing its visibility and credibility in the market. Whether you’re in the tech industry or looking to branch out into other sectors, Hitech City offers unmatched business prospects.

2. Business-Friendly Infrastructure and Connectivity

Hitech City is renowned for its top-notch infrastructure, making it a sought-after destination for businesses. The area offers state-of-the-art office spaces, co-working environments, and excellent connectivity to key parts of Hyderabad. Whether you’re setting up a small startup or a large corporation, you’ll find a variety of options that fit your needs. The availability of high-speed internet, seamless transportation links, and well-planned commercial spaces makes it easier to operate efficiently and scale quickly.

By opting for company formation services in Hitech City, you gain access to this modern infrastructure, setting your business up for success right from the start. You won’t have to worry about logistical challenges as the area offers everything from tech parks to business centers, helping you focus on growing your business.

3. Access to Talent and Skilled Workforce

One of the main advantages of setting up in Hitech City is the access to a large pool of skilled professionals. With numerous IT firms, multinational companies, and educational institutions in the vicinity, the area attracts top talent from across the country and beyond. As an entrepreneur, you’ll have access to a qualified and diverse workforce, which is crucial for the success of any business.

Company formation services in Hitech City allow you to tap into this talent pool with ease, making it easier to hire the right employees, build your team, and manage your business’s operations effectively. Having a team of skilled professionals on board ensures that your business runs smoothly and grows rapidly.

4. Supportive Business Environment and Government Policies

Hitech City is supported by the Telangana government’s pro-business policies, which offer incentives for new businesses. Whether it’s tax benefits, subsidies, or assistance with regulatory requirements, the government has introduced various initiatives to make it easier to do business in the region. This supportive environment is an essential factor for startups and small businesses looking to gain a foothold in the market.

By choosing company formation services in Hitech City, you can benefit from SBC’s expertise in navigating government regulations, obtaining necessary permits, and ensuring that your business complies with local laws. SBC’s services can help you stay on track with all the legalities, minimizing the risk of delays or compliance issues.

5. Expert Assistance from Steadfast Business Consultants LLP (SBC)

Starting a business can be complicated, and the process of company formation involves several legal, financial, and administrative steps. That’s why working with experts who understand the intricacies of business formation is crucial. Steadfast Business Consultants LLP (SBC) specializes in providing comprehensive company formation services in Hitech City, helping you navigate every aspect of setting up your business.

From choosing the right business structure (Private Limited, LLP, OPC, etc.) to handling documentation, tax registrations, and compliance requirements, SBC provides end-to-end solutions that make the process smooth and efficient. Our expert team is dedicated to ensuring that your business is set up correctly, complies with all legal requirements, and is ready to grow in a thriving business environment like Hitech City.

Contact SBC Today to Get Started!

Setting up a company in Hitech City is a smart decision for entrepreneurs looking to tap into Hyderabad’s vibrant business ecosystem. With the right support, you can establish your business on a solid foundation and position it for long-term success.

At Steadfast Business Consultants LLP (SBC), we offer personalized company formation services in Hitech City that ensure a seamless and efficient setup process. Whether you’re starting a new venture or expanding an existing business, our team is here to guide you every step of the way.

Contact us today to get started on your business journey!

Phone: 040-48555182 Location: Madhapur, Hyderabad

Conclusion

Choosing company formation services in Hitech City is a smart move for any entrepreneur looking to establish their business in a growing, vibrant, and supportive environment. With Steadfast Business Consultants LLP (SBC), you get expert guidance, professional support, and the assurance that your company will be set up correctly and ready to thrive. Let us help you turn your business idea into a successful venture in one of Hyderabad’s most promising locations. Reach out to SBC today to begin your entrepreneurial journey!

[techminsolutions]

Micro-Business Empowerment: Unveiling 5 Key Insights into CGTMSE Loan Schemes for Sustainable Growth

Micro-Business Empowerment: Unveiling the Pros and Cons of CGTMSE Loan Schemes for Sustainable Growth: Key Insights into CGTMSE Loan Schemes for Sustainable Growth India’s vast network of Micro, Small, and Medium Enterprises (MSMEs) forms the backbone of the nation’s economy. However, securing funding for these small businesses often proves challenging due to their perceived higher risk profile.…

[electrocomservicesin]

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[mostlysignssomeportents]

Keir Starmer appoints Jeff Bezos as his “first buddy”

Picks and Shovels is a new, standalone technothriller starring Marty Hench, my two-fisted, hard-fighting, tech-scam-busting forensic accountant. You can pre-order it on my latest Kickstarter, which features a brilliant audiobook read by Wil Wheaton.

Turns out Donald Trump isn't the only world leader with a tech billionaire "first buddy" who gets to serve as an unaccountable, self-interested de facto business regulator. UK PM Keir Starmer has just handed the keys to the British economy over to Jeff Bezos.

Oh, not literally. But here's what's happened: the UK's Competitions and Markets Authority, an organisation charged with investigating and punishing tech monopolists (like Amazon) has just been turned over to Doug Gurr, the guy who used to run Amazon UK.

This is – incredibly – even worse than it sounds. Marcus Bokkerink, the outgoing head of the CMA, was amazing, and he had charge over the CMA's Digital Markets Unit, the largest, best-staffed technical body of any competition regulator, anywhere in the world. The DMU uses its investigatory powers to dig deep into complex monopolistic businesses like Amazon, and just last year, the DMU was given new enforcement powers that would let it custom-craft regulations to address tech monopolization (again, like Amazon's).

But it's even worse. The CMA and DMU are the headwaters of a global system of super-effective Big Tech regulation. The CMA's deeply investigated reports on tech monopolists are used as the basis for EU regulations and enforcement actions, and these actions are then re-run by other world governments, like South Korea and Japan:

https://pluralistic.net/2024/04/10/an-injury-to-one/#is-an-injury-to-all

The CMA is the global convener and ringleader in tech antitrust, in other words. Smaller and/or poorer countries that lack the resources to investigate and build a case against US Big Tech companies have been able to copy-paste the work of the CMA and hold these companies to account. The CMA invites (or used to invite) all of these competition regulators to its HQ in Canary Wharf for conferences where they plan global strategy against these monopolists:

https://www.eventbrite.co.uk/e/cma-data-technology-and-analytics-conference-2022-registration-308678625077

Firing the guy who is making all this happening and replacing him with Amazon's UK boss is a breathtaking display of regulatory capture by Starmer, his business secretary Jonathan Reynolds, and his exchequer, Rachel Reeves.

But it gets even worse, because Amazon isn't just any tech monopolist. Amazon is a many-tentacled kraken built around an e-commerce empire. Antitrust regulators elsewhere have laid bare how Amazon uses that retail monopoly to take control over whole economies, while raising prices and crushing small businesses.

To understand Amazon's market power, first you have to understand "monopsonies" – markets dominated by buyers (monopolies are markets dominated by sellers – Amazon is both a monopolist and a monopsonist). Monopsonies are far more dangerous than monopolies, because they are easier to establish and easier to defend against competitors. Say a single retailer accounts for 30% of your sales: there isn't a business in the world that can survive an overnight 30% drop in sales, so that 30% market share might as well be 100%. Once your order is big enough that canceling it would bankrupt your supplier, you have near-total control over that supplier.

Amazon boasts about this. They call it "the flywheel": Amazon locks in shoppers (by getting them to prepay for a year's worth of shipping in advance, via Prime). The fact that a business can't sell to a large proportion of households if it's not on Amazon gives Amazon near-total power over that business. Amazon uses that power to demand discounts and charge junk fees to the businesses that rely on it. This allows it to lower prices, which brings in more customers, which means that even more businesses have to do business with Amazon to stay afloat:

https://vimeo.com/739486256/00a0a7379a

That's Amazon's version, anyway. In reality, it's a lot scuzzier. Amazon doesn't just demand deep discounts from its suppliers – it demand unsustainable discounts from them. For example, Amazon targeted small publishers with a program called the "Gazelle Project." Jeff Bezos told his negotiators to bring down these publishers "the way a cheetah would pursue a sickly gazelle":

https://archive.nytimes.com/bits.blogs.nytimes.com/2013/10/22/a-new-book-portrays-amazon-as-bully/

The idea was to get a bunch of cheap books for the Kindle to help it achieve critical mass, at the expense of driving these publishers out of business. They were a kind of disposable rocket stage for Amazon.

Deep discounts aren't the only way that Amazon feeds off its suppliers: it also lards junk-fee atop junk-fee. For every pound Amazon makes from its customers, it rakes in 45-51p in fees:

https://pluralistic.net/2023/11/29/aethelred-the-unready/#not-one-penny-for-tribute

Now, just like there's no business that can survive losing 30% of its sales overnight, there's also no business that can afford to hand 45-51% of its gross margin to a retailer. For businesses to survive at all on Amazon, they have to jack their prices up – way up. However, Amazon has an anticompetitive deal called "most favoured nation status" that forces suppliers to sell their goods on Amazon at the same price as they sell them elsewhere (even from their own stores). So when companies raise their prices in order to pay ransom to Amazon, they have to raise their prices everywhere. Far from being a force for low prices, Amazon makes prices go up everywhere, from the big Tesco's to the corner shop:

https://pluralistic.net/2023/04/25/greedflation/#commissar-bezos

Amazon makes so much money off of this scam that it doesn't have to pay anything to ship its own goods – the profits from overcharging merchants for "fulfillment by Amazon" pay for all the shipping, on everything Amazon sells:

https://cdn.ilsr.org/wp-content/uploads/2023/03/AmazonMonopolyTollbooth-2023.pdf

Amazon competes with its own sellers, but unlike those sellers, it doesn't have to pay a 45-51% rake – and it can make its competitor-customers cover the full cost of its own shipping! On top of that, Amazon maintains the pretense that its headquarters are in Luxembourg, the tax- and crime-haven, and pays a fraction of the taxes that British businesses pay to HMRC (and that's not counting the 45-51% tax they pay to Jeff Bezos's monoposony).

That's not the only way that Amazon unfairly competes with British businesses, though: Amazon uses its position as a middleman between buyers and sellers to identify the most successful products sold by its own customers. Then it copies those products and sells them below the original inventor's costs (because it gets free shipping, pays no tax, and doesn't have to pay its own junk fees), and drives those businesses into the ground. Even Jeff "Project Gazelle" Bezos seems to understand that this is a bad look, which is why he perjured himself to the American Congress when he was questioned under oath about it:

https://www.bbc.com/news/business-58961836

Amazon then places its knockoff products above the original goods on its search results page. Amazon makes $38b selling off placement on these search pages, and the top results for an Amazon search aren't the best matches for your query – they're the ones that pay the most. On average, Amazon's top result for a search is 29% more expensive than the best match on the site. On average, the top row of results is 25% more expensive than the best match on the site. On average, Amazon buries the best result for your search 17 places down the results page:

https://pluralistic.net/2023/11/03/subprime-attention-rent-crisis/#euthanize-rentiers

Amazon, in other words, acts like the business regulator for the economies it dominates. It decides what can be sold, and at what prices. It decides whose products come up when you search, and thus which businesses deserve to live and which ones deserve to die. An economy dominated by Amazon isn't a market economy – it's a planned economy, run by Party Secretary Bezos for the benefit of Amazon's shareholders.

Now, there is a role for a business regulator, because some businesses really don't deserve to live (because they sell harmful products, engage in deceptive practices, etc). The UK has a regulator that's in charge of this stuff: the Competition and Markets Authority, which is now going to be run by Jeff Bezos's hand-picked UK Amazon boss. That means that Amazon is now both the official and the unofficial central planner of the UK economy, with a free hand to raise prices, lower quality, and destroy British businesses, while hiding its profits in Luxemourg and starving the exchequer of taxes.

The "first buddy" role that Keir Starmer just handed over to Jeff Bezos is, in every way, more generous than the first buddy deal Trump gave Elon Musk.

Starmer's government claims they're doing this for "growth" but Amazon isn't a force for growth, it's force for extraction. It is a notorious underpayer of its labour force, a notorious tax-cheat, and a world-beating destroyer of local economies, local jobs, and local tax bases. Contrary to Amazon's own self-mythologizing, it doesn't deliver lower prices – it raises prices throughout the economy. It doesn't improve quality – this is a company whose algorithmic recommendation system failed to recognize that an "energy drink" was actually its own drivers' bottled piss, which it then promoted until it was the best-selling energy drink on the platform:

https://pluralistic.net/2023/10/20/release-energy/#the-bitterest-lemon

There's a reason that the UK, the EU, Japan and South Korea found it so easy to collaborate on antitrust cases against American companies: these are all countries whose competition law was rewritten by American technocrats during the Marshall Plan, modeled on the US's own laws. The bedrock of US competition law is 1890's Sherman Act, whose author, Senator John Sherman, declared that:

If we will not endure a King as a political power we should not endure a King over the production, transportation, and sale of the necessaries of life. If we would not submit to an emperor we should not submit to an autocrat of trade with power to prevent competition and to fix the price of any commodity.

https://pluralistic.net/2022/02/20/we-should-not-endure-a-king/

Jeff Bezos is the autocrat of trade that John Sherman warned us about, 135 years ago. And Keir Starmer just abdicated in his favour.

Check out my Kickstarter to pre-order copies of my next novel, Picks and Shovels!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2025/01/22/autocrats-of-trade/#dingo-babysitter

Image: UK Parliament/Maria Unger (modified) https://commons.wikimedia.org/wiki/File:Keir_Starmer_2024.jpg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

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Steve Jurvetson (modified) https://commons.wikimedia.org/wiki/File:Jeff_Bezos%27_iconic_laugh.jpg

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/deed.en

[vncglobal]

Bookkeeping vs. Accounting: What is the Difference?

Bookkeeping and accounting are two essential functions that come into play when it comes to the management of financial records and the guaranteeing of a business's ability to operate without hiccups. There are substantial distinctions between the two, despite the fact that they are frequently used interchangeably with one another. In this blog post, we will discuss the fundamental distinctions between bookkeeping and accounting, as well as the contributions that each makes to the overall success of organisations operating in a variety of fields. VNC Global, a prominent bookkeeping services provider in Australia with more than a decade of expertise, is familiar with the complexities of these functions and is here to throw light on the distinctions.

The Essence of Bookkeeping:

The practice of maintaining accurate books and records is essential to any viable accounting system. It entails recording and organising in a methodical manner all of the financial transactions that have taken place. Bookkeepers are accountable for keeping records of a company's income and spending, accounts payable and receivable, along with other types of financial transactions, in a manner that is accurate and up to date. Their primary concern is making certain that all of the financial information is correctly recorded, categorised, and archived so that it can be accessed and analysed at a later time.

Key responsibilities of bookkeepers include:

Recording daily financial transactions

Maintaining general ledgers

Handling payroll processing

Managing bank reconciliations

Issuing and recording invoices

Monitoring accounts payable and receivable

Generating financial reports for management review

The Scope of Accounting:

On the other hand, accounting comprises a wider variety of operations related to financial management. It entails analysing, interpreting, and summarising the financial data that bookkeepers have recorded in the books. Accountants make use of this information in order to offer business owners and those in charge of decision-making important insights and strategic recommendations. Their knowledge is vital for ensuring that one may make well-informed judgements regarding one's finances and remain in accordance with applicable tax legislation.

Key responsibilities of accountants include:

Preparing financial statements like income statements, cash flow statements, balance sheets, etc.

Identify patterns and trends by analyzing the financial data

Providing financial advice and strategic planning

Conducting financial audits and ensuring compliance

Assisting in budgeting and forecasting

Tax planning and preparation

Skills and Qualifications:

Bookkeeping and accounting are two separate but related disciplines that demand distinct skill sets and qualifications. Bookkeepers often have extensive knowledge and experience in the areas of data input, and record keeping, and are conversant with accounting software. Although bookkeepers are not often required to have a formal degree, many do have certifications in their field, such as Xero or QuickBooks, to demonstrate their level of expertise.

On the other hand, it is common for employers to need accountants to have a higher degree of education in addition to certain professional certifications. The majority of accountants have degrees in accounting, finance, or other subjects linked to accounting, in addition to certificates like CPA (Certified Public Accountant) or CMA (Certified Management Accountant). Because of their in-depth understanding of fundamental financial concepts and their extensive experience in this area, they are able to deliver useful financial insights and make strategic recommendations for the company.

Timeframe and Frequency:

In most cases, the responsibilities associated with bookkeeping are completed once per day or once per week. It is essential to keep financial records up to date in order to maintain accuracy and ensure that accounting processes proceed without a hitch. In contrast, accounting duties are more periodic in nature and are typically carried out on a monthly, quarterly, or annual basis, depending on the demands of the company and the regulations imposed by the regulatory authorities.

Focus on Compliance and Strategy:

The primary goals of bookkeeping are to keep accurate records and to adhere to the rules and regulations that govern the industry. It lays the framework for proper financial reporting by ensuring that the financial transactions of the company are correctly recorded and organised. On the other side, accounting places a strong emphasis on decision-making, in addition to strategic planning and financial analysis. Bookkeepers generate financial data, which accountants then analyse in order to assist firms in understanding their current financial health, locating areas in which they may improve, and making long-term growth plans.

Final Thoughts:

Even though bookkeeping and accounting are very closely tied to one another, they are used for very different things when it comes to the management of a company's finances. VNC Global, which is regarded among the best bookkeepers services provider in Australia, is aware of the significance of both roles in ensuring the continued prosperity and financial well-being of a wide range of business sectors. Bookkeepers play a crucial role in the recording and organisation of financial data, while accountants offer useful insights and strategic counsel based on the information provided by bookkeepers. Bookkeepers play a fundamental role in documenting and organising financial data.

It is essential for companies that want to optimise their financial operations and make educated decisions to have a solid understanding of the differences between bookkeeping and accounting. VNC Global is your reliable partner, providing outsourced bookkeeping services in Australia. Whether you require accurate record-keeping or extensive financial analysis, VNC Global can provide both. Get in touch with us as soon as possible to take the financial management of your company to new heights.

[accountcoaching]

What Is The Trend Among Indian CFA Applicants?

The number of Indian candidates applying for the Chartered Financial Analyst cfa level 1 exams has increased, which can only be described as an emerging trend.

Right now, India positions third with the most number of competitors taking the test. In June 2022, the cfa institute reported that 14,776 candidates appeared from India, China, and the United States. The worldwide number was 71,914.

CFA test in India

Specialists in the business accept that the pattern is a consequence of the development found in the Indian economy. The nation has turned into a trustworthy speculation objective guaranteeing an expansion in venture experts.

The CFA Sanction expects contender to breeze through three test levels, have a work insight of something like four years in ventures, and focus on the set of principles in proficient lead. Following this, competitors are supposed to apply to a CFA Foundation Society and become an individual from the famous CFA Establishment.

The program educational plan tests abilities and information expected in the venture business. Considering that the worldwide market is changing at an exceptional speed, the CFA test guarantees premium expert lead, moral norms, and global fiscal summary examination. The Level I test especially tests competitors on their capacity to associate their hypothetical comprehension with training. They must demonstrate their capacity for real-time analysis of the investment industry. Other significant ideas incorporate corporate money, abundance the executives, portfolio examination, protections investigation and valuation, financial aspects and quantitative techniques.

Candidates typically need more than three years to successfully complete the CFA Program. Each of the three levels requires determination and a commitment to at least 300 hours of study.

The CFA tests are held across the world in excess of 70 urban communities in December and north of 170 urban areas in the long stretch of June. Test centers are assigned to candidates based on where they prefer to be.

India’s metropolitan areas of New Delhi, Bengaluru, Mumbai, and Kolkata saw the greatest number of Level 1 test takers in 2022.

IndigoLearn is among the global leaders in international training for CPA, CFA,CMA, ACCA, Data Science & Analytics. It has helped over 500,000 professionals across the globe. With IndigoLearn, 9 out of 10 students pass their exams.

Article Source: cfa preparation

[msrealestateinc]

What to Expect from a Top-Tier Commercial Real Estate Broker

Navigating the commercial real estate market can be challenging whether you're an investor, business owner, or developer. The market is full of opportunities, but also risks, complexities, and fierce competition. That’s where a top-tier commercial real estate broker comes in.

But what sets the best apart from the rest? What kind of service, insight, and value should you truly expect when working with a top-performing professional?

In this guide, we break down what working with a high-level commercial real estate broker looks like and how they can make a real difference in your real estate journey.

1. Deep Local Market Expertise

A top-tier broker knows the ins and outs of their market like the back of their hand. This includes:

Vacancy and rental rates by property type

Future development plans

Local zoning and land-use regulations

Area demographics and foot traffic trends

They don't just know where the market is they know where it's going. This insight helps you stay ahead of the curve and invest with confidence.

2. Access to Off-Market Deals

One of the biggest advantages of working with an elite broker? Off-market access.

Top brokers are deeply networked with property owners, investors, and developers. They often learn about opportunities before they hit the public market giving you first dibs on lucrative properties with less competition and greater room for negotiation.

3. Strategic Investment Guidance

A great broker isn’t just there to close a deal they’re there to shape your long-term success. They’ll help you:

Define clear real estate goals

Choose property types that match your strategy

Understand ROI potential, cash flow, and cap rates

Plan scalable investments that grow with your business

With this level of strategic thinking, you don’t just buy space you build wealth.

4. Data-Driven Property Analysis

Top brokers use cutting-edge tools and data analytics to evaluate every property. Expect detailed reports and financial models that include:

Comparative market analysis (CMA)

Net operating income (NOI)

Cash-on-cash return

Lease analysis and risk assessments

This is essential in 2025’s fast-paced, tech-driven real estate market.

5. Superior Negotiation Skills

When the stakes are high, negotiation makes all the difference. A top-tier commercial real estate broker will:

Push for the best possible price

Secure favorable lease or contract terms

Identify dealbreakers and protect your interests

Handle tough conversations professionally

They’re not just closing deals they’re maximizing your value.

6. Clear and Consistent Communication

A top broker will always keep you in the loop. That means:

Prompt updates

Transparent explanations

No hidden surprises

Answers when you need them

You should feel like you're a priority not an afterthought.

7. End-to-End Support Through Every Step

Top brokers don’t disappear after a tour. They walk you through every step, including:

Due diligence

Financing and lender introductions

Legal review coordination

Appraisals and inspections

Closing procedures

They keep the deal moving and eliminate friction wherever possible.

8. A Vast Network of Trusted Professionals

Need a zoning lawyer, environmental consultant, or commercial contractor? Your broker has a vetted list of professionals ready to support your deal.

This means fewer delays, more reliable service, and a smoother transaction overall.

9. A Personalized, Client-First Approach

Elite brokers don’t treat clients like numbers. They take time to understand your business model, your vision, and your goals. Expect:

Tailored property suggestions

Respect for your budget and timelines

Long-term relationship building

You’re not just making a transaction you’re building a team.

10. A Reputation Built on Results

Top brokers have a track record of success. Ask for:

Case studies

Client testimonials

Deal history and performance metrics

Reputation isn’t just about how many deals they close it’s about how well they serve their clients.

Conclusion

Choosing the right commercial real estate broker can be the difference between a good investment and a great one. When you partner with a top-tier professional, you gain more than a service provider you gain a trusted advisor, negotiator, and strategist who’s fully invested in your success.

If you’re serious about making smart, profitable moves in commercial real estate whether in Brampton, the GTA, or beyond—look for a broker like Manjit Singh, who combines experience, insight, and a deep commitment to client outcomes.

The right broker won’t just help you find a space. They'll help you grow your future.

FAQs

Q1: How do I know if a broker is truly “top-tier”? Check their experience, recent transactions, client testimonials, and professional certifications. Look for brokers with a proven track record in your specific market.

Q2: Can top brokers help with leasing and buying? Yes. The best commercial brokers handle both sides whether you're looking to lease space, purchase investment property, or sell an asset.

Q3: Are commercial brokers expensive? Most brokers are paid via commission (usually by the seller or landlord), meaning buyers and tenants typically pay nothing out of pocket for their services.

Q4: Do brokers work with small businesses? Absolutely. A great broker will treat a small retail client with the same dedication as a large investor.

Q5: Should I work with a broker long-term? Yes. Building a long-term relationship means your broker better understands your goals and can alert you to opportunities before others see them.

[gvtacademy]

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[quickhomedeal]

What’s Your Home Really Worth? Find Out in Minutes

Whether you're planning to sell, refinance, or just curious, knowing your home's current market value is more than a number—it's a strategic advantage. Home values fluctuate over time based on local market conditions, buyer demand, and property-specific factors. Understanding what your home is worth today can help you make informed decisions, from timing a sale to evaluating equity for a renovation or investment.

Additionally, an accurate home valuation gives you negotiation power. If you're selling, you’ll avoid overpricing (which can turn buyers off) or underpricing (leaving money on the table). If you’re staying put, your home's value can impact your property taxes, insurance, and long-term wealth planning. Bottom line: the more you know about your home’s value, the smarter you can manage your biggest asset.

What Affects the Value of Your Home?

Several key factors determine a home's market value. Location is always at the top—proximity to schools, public transit, shopping, and low crime rates all raise a property's desirability. Size, layout, and the number of bedrooms and bathrooms also play a big role, as do upgrades like a renovated kitchen, new roof, or energy-efficient windows.

Market conditions are another major factor. In a seller's market, with low inventory and high demand, prices tend to rise. Conversely, in a buyer’s market, homes may sit longer and sell for less. Also, comparable sales—recently sold homes in your neighborhood—have a direct impact. These “comps” are what appraisers and agents use to benchmark your home's worth.

Online Home Value Estimators: Are They Accurate?

Automated home value tools (like Zillow’s Zestimate or Realtor.ca’s home valuation tool) offer quick estimates by analyzing public data, comps, and recent market trends. They can be helpful for getting a ballpark figure in minutes, especially if you're just starting to explore the idea of selling or refinancing.

However, while convenient, these tools aren’t perfect. They often can’t account for recent renovations, curb appeal, or the condition of neighboring properties. If your home is unique or located in an area with few recent sales, the estimate may be significantly off. Use these tools as a starting point—but not the final word—on your home’s value.

The Power of a Comparative Market Analysis (CMA)

For a more accurate and personalized valuation, a licensed real estate agent can provide a Comparative Market Analysis (CMA). This report compares your home to similar properties in the area that have recently sold, are currently for sale, or were on the market but didn’t sell. The CMA considers condition, upgrades, and even neighborhood trends that online tools may overlook.

The CMA isn’t just about price—it’s a strategic tool for sellers to position their property competitively. Real estate agents often offer CMAs for free as part of their listing services, and they can be an excellent way to get a clearer picture of where your home stands in the current market. It’s the first step in pricing your home to sell—not just list.

Appraisals: The Gold Standard for Accuracy

If you need an official valuation—for refinancing, divorce, probate, or a high-value sale—then a professional home appraisal is your best option. Conducted by a certified appraiser, an appraisal takes into account everything from square footage and lot size to neighborhood quality and structural condition. It’s a neutral, data-driven report that banks and lenders rely on when approving mortgages or loans.

Appraisals usually cost a few hundred dollars, but they provide the most precise valuation possible. While they may not be necessary for every situation, they’re invaluable in legal or financial transactions where accuracy is non-negotiable. Unlike CMAs or online estimates, appraisals are legally binding and universally recognized in financial institutions.

How to Increase Your Home’s Value Before Selling

Once you know what your home is worth, you might wonder how to increase that number. Simple cosmetic updates—like fresh paint, landscaping, new lighting, or modern hardware—can offer significant returns. Kitchens and bathrooms tend to yield the highest ROI, especially if you focus on mid-range upgrades rather than full overhauls.

Even small changes can matter. Decluttering, deep cleaning, staging, and boosting curb appeal can improve your home’s first impression and perceived value. Think of it this way: you're not just selling square footage—you're selling a lifestyle. Make your home as appealing and move-in ready as possible to attract serious buyers and top offers.

When’s the Right Time to Check Your Home’s Value?

There’s never a wrong time to know your home’s worth, but certain life events make it especially important. If you're considering selling in the next 6–12 months, want to refinance, or are simply tracking your home equity growth, a valuation gives you clarity. Even if you’re staying put, checking in once a year helps you stay informed.

Real estate markets can shift quickly—what your home was worth last year may not be what it’s worth today. Keeping tabs on your property value helps you track your net worth, plan for the future, and avoid surprises. It’s like checking your credit score—it’s better to know than guess.

Conclusion: Find Out What Your Home Is Worth—The Smart Way

Your home is likely your biggest asset—don’t leave its value to guesswork. While online tools offer instant estimates, they should be paired with expert evaluations like CMAs or appraisals for the clearest picture. Understanding your home's market value helps you make smart decisions about selling, borrowing, or investing in improvements.

So, what’s your home really worth? The answer might surprise you—in a good way. Take five minutes today to check an online estimator, reach out to a real estate agent, or request a free CMA. Whether you're just curious or actively planning a move, a well-informed homeowner is always one step ahead.

[setupfiling]

Project Report For Bank Loan

This report typically includes information on the project's objective, scope, timeline, budget, and expected outcomes. Banks use this report to evaluate the likelihood of repayment and determine the terms of the loan.

[steadfastconsultant]

Top Company Formation Services: Simplifying the Process for Entrepreneurs

Starting a new business is a thrilling endeavor, but it can also be complex and overwhelming, especially when it comes to understanding the legalities and paperwork involved. One of the first steps in your entrepreneurial journey is company formation, and navigating this process efficiently can make a significant difference in the success of your business. This is where company formation services come into play, simplifying the legal and administrative procedures so that you can focus on building your business. For entrepreneurs in Madhapur, Hyderabad, Steadfast Business Consultants LLP (SBC) offers top-notch company formation services, helping you take the first step towards success.

Why You Need Company Formation Services

Forming a company in India involves several important steps, from selecting the right structure to obtaining necessary approvals and registrations. While the process may seem straightforward at first glance, there are many legal, financial, and regulatory requirements that need to be addressed. Trying to manage all of this on your own can be time-consuming and stressful.

By availing company formation services, entrepreneurs can save time, avoid errors, and ensure compliance with local laws. These services typically include professional guidance on choosing the right company structure, preparing the necessary documentation, handling government filings, and managing tax registrations. A reliable service provider will streamline the process and handle all aspects of your company’s formation.

Key Benefits of Company Formation Services

Expert Guidance in Choosing the Right Business Structure

The first step in company formation is choosing the right structure for your business. Whether you're setting up a Private Limited Company, Limited Liability Partnership (LLP), or a One Person Company (OPC), each structure has its own benefits and drawbacks. Company formation services help you understand the advantages and disadvantages of each structure and guide you in making the right decision based on your business model, growth plans, and ownership preferences.

Seamless Registration Process

The company registration process in India requires you to submit various forms and documents to government authorities like the Ministry of Corporate Affairs (MCA) and the Registrar of Companies (RoC). Company formation services assist you in completing and submitting the necessary documentation, such as the Memorandum of Association (MoA), Articles of Association (AoA), and other required forms. This ensures that your application is submitted correctly and quickly, minimizing the risk of delays or rejections.

Time and Cost Savings

For entrepreneurs, time is money. Managing company formation on your own can be time-consuming and may delay the start of your business operations. Professional company formation services save you valuable time by handling all the paperwork, legalities, and filings for you. Furthermore, they help you avoid costly mistakes that could arise from non-compliance or incomplete documentation.

Legal and Tax Compliance

Ensuring that your business complies with local regulations is essential for its long-term success. Company formation services not only help with company registration but also ensure that your business meets all necessary tax obligations. This includes obtaining Permanent Account Number (PAN), Tax Deduction and Collection Account Number (TAN), and Goods and Services Tax (GST) registration. Professional services ensure your business adheres to legal requirements, avoiding potential penalties.

Post-Formation Support

Once your company is formed, there are still several ongoing compliance requirements, such as annual filings, tax returns, and changes in company structure. Reliable company formation services offer continued support to ensure your company remains compliant with regulatory requirements. This support can be crucial in keeping your business running smoothly and ensuring you meet deadlines.

Why Choose Steadfast Business Consultants LLP (SBC)?

For entrepreneurs in Madhapur, Hyderabad, Steadfast Business Consultants LLP (SBC) is a trusted partner in simplifying the process of company formation. Our experienced team offers expert guidance and professional services to help you navigate the complexities of business formation with ease. Whether you’re a first-time entrepreneur or a seasoned business owner, SBC tailors its services to meet your specific needs, ensuring a smooth and hassle-free experience.

We offer comprehensive services, including:

Choosing the right business structure

Preparing and filing incorporation documents

Obtaining PAN, TAN, and GST registration

Ongoing compliance support

Legal and tax consultation

At SBC, we are committed to helping entrepreneurs start their journey on the right foot. With our company formation services, you can focus on what matters most—building and growing your business—while we handle the rest.

Get Started Today!

Starting a company is one of the most exciting things you’ll do in your business journey, and with the right support, it doesn’t have to be overwhelming. Steadfast Business Consultants LLP (SBC) is here to guide you every step of the way. If you’re ready to start your business in India and need reliable company formation services, contact us today!

Phone: 040-48555182 Location: Madhapur, Hyderabad

Conclusion

The process of company formation in India can be intricate, but with the right company formation services, it becomes a manageable and stress-free experience. With Steadfast Business Consultants LLP (SBC), you can ensure that your business is built on a solid foundation. From choosing the right structure to ensuring legal compliance, SBC is dedicated to providing entrepreneurs in Madhapur, Hyderabad, with the expert guidance they need to succeed. Reach out to us today and take the first step towards building your dream business!

[prop-mart]

Understanding UK Property Valuations

When buying a property in the UK, understanding UK property valuations is key to making an informed and financially sound decision. Whether you’re a first-time buyer or an experienced investor, knowing how property valuations work can save you from overpaying and ensure that you’re making a wise investment. In this blog post, we will walk you through the importance of property valuations, the different types of valuations, and tips on how to understand them before buying property in the UK.

What Is a UK Property Valuation? A UK property valuation is an estimate of the market value of a property, determined by a qualified surveyor or valuer. Property valuations are essential in determining a fair price for a property, as well as ensuring that buyers are not paying more than the property's true market value. This valuation is typically carried out before a purchase, mortgage application, or as part of a tax assessment. Why Is Understanding UK Property Valuations Important? Understanding property valuations is crucial for a variety of reasons: - Avoid Overpaying: Knowing the true market value of a property can help you avoid overpaying and getting trapped in an unwise investment. - Mortgage Approval: Lenders often require a valuation to confirm that the property is worth the loan amount you're requesting. - Negotiation Leverage: A valuation can provide you with the information needed to negotiate a better price with the seller. - Property Investment: For investors, a valuation ensures that the property will generate a return on investment (ROI) in the long run. Types of UK Property Valuations There are several types of property valuations in the UK, each serving a different purpose. Here's a breakdown of the most common types: - RICS Valuation (Royal Institution of Chartered Surveyors): - Conducted by an accredited professional, this valuation is a thorough and accurate estimate of the property’s value. - Commonly used for mortgage lending, property purchases, or insurance purposes. - Mortgage Valuation: - Carried out by a lender’s chosen surveyor to assess whether the property is worth the proposed mortgage amount. - It’s a quick and simple valuation designed to protect the lender's interests rather than the buyer’s. - Homebuyer Report: - A more detailed inspection and valuation, covering not just the price but also the structural condition of the property. - This is a good choice for buyers who are purchasing a property with potential concerns, such as an older home. - Building Survey: - The most comprehensive survey option, ideal for older properties or those in need of extensive repair. - Offers an in-depth report on the property’s condition, any defects, and the estimated cost of repairs. How to Interpret a Property Valuation Report Understanding the findings in a property valuation report can be overwhelming if you’re not familiar with property terms. Here are some things to look out for: - Comparative Market Analysis (CMA): The valuer will often provide a CMA, which compares the property you’re considering with similar properties in the area. This will give you insight into how the price matches up with the local market. - Condition of the Property: The report will outline any defects or issues with the property, including structural problems, damp, or potential maintenance concerns. Pay attention to these, as they can affect the value. - Estimated Market Value: This is the final figure that represents the property's market value. Compare it to the asking price to gauge if the property is priced fairly. - Local Market Trends: Some reports will include data on recent property price trends in the area, which can help you decide if the property is a good investment in the current market climate. Factors That Affect Property Valuations Several factors play a role in determining the value of a property in the UK, including: - Location: Properties in sought-after areas or near key amenities such as transport links, schools, and shops tend to have higher values. - Size and Layout: Larger homes or those with more flexible layouts typically fetch higher prices. - Condition: Well-maintained properties or those that have been recently renovated will usually command higher prices. - Market Conditions: The overall state of the property market can influence valuations, with values rising in periods of high demand and falling when the market is slower. How to Prepare for a Property Valuation Before the surveyor comes to inspect the property, make sure the property is accessible and well-presented. Here are a few tips: - Clear Obstacles: Ensure that the surveyor can access key areas like the roof, loft, and cellar. - Address Potential Issues: If there are visible signs of wear and tear or damage, consider having them repaired to present the property in the best light. - Provide Relevant Documents: Have paperwork ready for the surveyor, such as proof of ownership, title deeds, or planning permissions, if applicable. Conclusion: Understanding UK Property Valuations Before Buying Understanding property valuations before purchasing in the UK is an essential part of the property-buying process. By knowing how valuations work and what to look for in a valuation report, you can make a more informed decision and avoid potential pitfalls. Always consult with professionals, such as estate agents or surveyors, to ensure that the valuation reflects the true market value and condition of the property. References: - Royal Institution of Chartered Surveyors (RICS). (n.d.). Property Valuation. Retrieved from www.rics.org - The UK Government. (2021). Property Surveys & Valuations. Retrieved from www.gov.uk - Home Owners Alliance. (2020). How to Value a Property. Retrieved from www.hoa.org.uk Read the full article

[mostlysignssomeportents]

Tech monopolists use their market power to invade your privacy

On SEPTEMBER 24th, I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!

It's easy to greet the FTC's new report on social media privacy, which concludes that tech giants have terrible privacy practices with a resounding "duh," but that would be a grave mistake.

Much to the disappointment of autocrats and would-be autocrats, administrative agencies like the FTC can't just make rules up. In order to enact policies, regulators have to do their homework: for example, they can do "market studies," which go beyond anything you'd get out of an MBA or Master of Public Policy program, thanks to the agency's legal authority to force companies to reveal their confidential business information.

Market studies are fabulous in their own right. The UK Competition and Markets Authority has a fantastic research group called the Digital Markets Unit that has published some of the most fascinating deep dives into how parts of the tech industry actually function, 400+ page bangers that pierce the Shield of Boringness that tech firms use to hide their operations. I recommend their ad-tech study:

https://www.gov.uk/cma-cases/online-platforms-and-digital-advertising-market-study

In and of themselves, good market studies are powerful things. They expose workings. They inform debate. When they're undertaken by wealthy, powerful countries, they provide enforcement roadmaps for smaller, poorer nations who are being tormented in the same way, by the same companies, that the regulator studied.

But market studies are really just curtain-raisers. After a regulator establishes the facts about a market, they can intervene. They can propose new regulations, and they can impose "conduct remedies" (punishments that restrict corporate behavior) on companies that are cheating.

Now, the stolen, corrupt, illegitimate, extremist, bullshit Supreme Court just made regulation a lot harder. In a case called Loper Bright, SCOTUS killed the longstanding principle of "Chevron deference," which basically meant that when an agency said it had built a factual case to support a regulation, courts should assume they're not lying:

https://jacobin.com/2024/07/scotus-decisions-chevron-immunity-loper

The death of Chevron Deference means that many important regulations – past, present and future – are going to get dragged in front of a judge, most likely one of those Texas MAGA mouth-breathers in the Fifth Circuit, to be neutered or killed. But even so, regulators still have options – they can still impose conduct remedies, which are unaffected by the sabotage of Chevron Deference.

Pre-Loper, post-Loper, and today, the careful, thorough investigation of the facts of how markets operate is the prelude to doing things about how those markets operate. Facts matter. They matter even if there's a change in government, because once the facts are in the public domain, other governments can use them as the basis for action.

Which is why, when the FTC uses its powers to compel disclosures from the largest tech companies in the world, and then assesses those disclosures and concludes that these companies engage in "vast surveillance," in ways that the users don't realize and that these companies "fail to adequately protect users, that matters.

What's more, the Commission concludes that "data abuses can fuel market dominance, and market dominance can, in turn, further enable data abuses and practices that harm consumers." In other words: tech monopolists spy on us in order to achieve and maintain their monopolies, and then they spy on us some more, and that hurts us.

So if you're wondering what kind of action this report is teeing up, I think we can safely say that the FTC believes that there's evidence that the unregulated, rampant practices of the commercial surveillance industry are illegal. First, because commercial surveillance harms us as "consumers." "Consumer welfare" is the one rubric for enforcement that the right-wing economists who hijacked antitrust law in the Reagan era left intact, and here we have the Commission giving us evidence that surveillance hurts us, and that it comes about as a result of monopoly, and that the more companies spy, the stronger their monopolies become.

But the Commission also tees up another kind of enforcement: Section 5, the long (long!) neglected power of the agency to punish companies for "unfair and deceptive methods of competition," a very broad power indeed:

https://pluralistic.net/2023/01/10/the-courage-to-govern/#whos-in-charge

In the study, the Commission shows – pretty convincingly! – that the commercial surveillance sector routinely tricks people who have no idea how their data is being used. Most people don't understand, for example, that the platforms use all kinds of inducements to get web publishers to embed tracking pixels, fonts, analytics beacons, etc that send user-data back to the Big Tech databases, where it's merged with data from your direct interactions with the company. Likewise, most people don't understand the shadowy data-broker industry, which sells Big Tech gigantic amounts of data harvested by your credit card company, by Bluetooth and wifi monitoring devices on streets and in stores, and by your car. Data-brokers buy this data from anyone who claims to have it, including people who are probably lying, like Nissan, who claims that it has records of the smells inside drivers' cars, as well as those drivers' sex-lives:

https://nypost.com/2023/09/06/nissan-kia-collect-data-about-drivers-sexual-activity/

Or Cox Communications, which claims that it is secretly recording and transcribing the conversations we have in range of the mics on our speakers, phones, and other IoT devices:

https://www.404media.co/heres-the-pitch-deck-for-active-listening-ad-targeting/

(If there's a kernel of truth to Cox's bullshit, my guess it's that they've convinced some of the sleazier "smart TV" companies to secretly turn on their mics, then inflated this into a marketdroid's wet-dream of "we have logged every word uttered by Americans and can use it to target ads.)

Notwithstanding the rampant fraud inside the data brokerage industry, there's no question that some of the data they offer for sale is real, that it's intimate and sensitive, and that the people it's harvested from never consented to its collection. How do you opt out of public facial recognition cameras? "Just don't have a face" isn't a realistic opt-out policy.

And if the public is being deceived about the collection of this data, they're even more in the dark about the way it's used – merged with on-platform usage data and data from apps and the web, then analyzed for the purposes of drawing "inferences" about you and your traits.

What's more, the companies have chaotic, bullshit internal processes for handling your data, which also rise to the level of "deceptive and unfair" conduct. For example, if you send these companies a deletion request for your data, they'll tell you they deleted the data, but actually, they keep it, after "de-identifying" it.

De-identification is a highly theoretical way of sanitizing data by removing the "personally identifiers" from it. In practice, most de-identified data can be quickly re-identified, and nearly all de-identified data can eventually be re-identified:

https://pluralistic.net/2024/03/08/the-fire-of-orodruin/#are-we-the-baddies

Breaches, re-identification, and weaponization are extraordinarily hard to prevent. In general, we should operate on the assumption that any data that's collected will probably leak, and any data that's retained will almost certainly leak someday. To have even a hope of preventing this, companies have to treat data with enormous care, maintaining detailed logs and conducting regular audits. But the Commission found that the biggest tech companies are extraordinarily sloppy, to the point where "they often could not even identify all the data points they collected or all of the third parties they shared that data with."

This has serious implications for consumer privacy, obviously, but there's also a big national security dimension. Given the recent panic at the prospect that the Chinese government is using Tiktok to spy on Americans, it's pretty amazing that American commercial surveillance has escaped serious Congressional scrutiny.

After all, it would be a simple matter to use the tech platforms targeting systems to identify and push ads (including ads linking to malicious sites) to Congressional staffers ("under-40s with Political Science college degrees within one mile of Congress") or, say, NORAD personnel ("Air Force enlistees within one mile of Cheyenne Mountain").

Those targeting parameters should be enough to worry Congress, but there's a whole universe of potential characteristics that can be selected, hence the Commission's conclusion that "profound threats to users can occur when targeting occurs based on sensitive categories."

The FTC's findings about the dangers of all this data are timely, given the current wrangle over another antitrust case. In August, a federal court found that Google is a monopolist in search, and that the company used its data lakes to secure and maintain its monopoly.

This kicked off widespread demands for the court to order Google to share its data with competitors in order to erase that competitive advantage. Holy moly is this a bad idea – as the FTC study shows, the data that Google stole from us all is incredibly toxic. Arguing that we can fix the Google problem by sharing that data far and wide is like proposing that we can "solve" the fact that only some countries have nuclear warheads by "democratizing" access to planet-busting bombs:

https://pluralistic.net/2024/08/07/revealed-preferences/#extinguish-v-improve

To address the competitive advantage Google achieved by engaging in the reckless, harmful conduct detailed in this FTC report, we should delete all that data. Sure, that may seem inconceivable, but come on, surely the right amount of toxic, nonconsensually harvested data on the public that should be retained by corporations is zero:

https://pluralistic.net/2024/09/19/just-stop-putting-that-up-your-ass/#harm-reduction

Some people argue that we don't need to share out the data that Google never should have been allowed to collect – it's enough to share out the "inferences" that Google drew from that data, and from other data its other tentacles (Youtube, Android, etc) shoved into its gaping maw, as well as the oceans of data-broker slurry it stirred into the mix.

But as the report finds, the most unethical, least consensual data was "personal information that these systems infer, that was purchased from third parties, or that was derived from users’ and non-users’ activities off of the platform." We gotta delete that, too. Especially that.

A major focus of the report is the way that the platforms handled children's data. Platforms have special obligations when it comes to kids' data, because while Congress has failed to act on consumer privacy, they did bestir themselves to enact a children's privacy law. In 2000, Congress passed the Children's Online Privacy Protection Act (COPPA), which puts strict limits on the collection, retention and processing of data on kids under 13.

Now, there are two ways to think about COPPA. One view is, "if you're not certain that everyone in your data-set is over 13, you shouldn't be collecting or processing their data at all." Another is, "In order to ensure that everyone whose data you're collecting and processing is over 13, you should collect a gigantic amount of data on all of them, including the under-13s, in order to be sure that not collecting under-13s' data." That second approach would be ironically self-defeating, obviously, though it's one that's gaining traction around the world and in state legislatures, as "age verification" laws find legislative support.

The platforms, meanwhile, found a third, even stupider approach: rather than collecting nothing because they can't verify ages, or collecting everything to verify ages, they collect everything, but make you click a box that says, "I'm over 13":

https://pluralistic.net/2023/04/09/how-to-make-a-child-safe-tiktok/

It will not surprise you to learn that many children under 13 have figured out that they can click the "I'm over 13" box and go on their merry way. It won't surprise you, but apparently, it will surprise the hell out of the platforms, who claimed that they had zero underage users on the basis that everyone has to click the "I'm over 13" box to get an account on the service.

By failing to pass comprehensive privacy legislation for 36 years (and counting), Congress delegated privacy protection to self-regulation by the companies themselves. They've been marking their own homework, and now, thanks to the FTC's power to compel disclosures, we can say for certain that the platforms cheat.

No surprise that the FTC's top recommendation is for Congress to pass a new privacy law. But they've got other, eminently sensible recommendations, like requiring the companies to do a better job of protecting their users' data: collect less, store less, delete it after use, stop combining data from their various lines of business, and stop sharing data with third parties.

Remember, the FTC has broad powers to order "conduct remedies" like this, and these are largely unaffected by the Supreme Court's "Chevron deference" decision in Loper-Bright.

The FTC says that privacy policies should be "clear, simple, and easily understood," and says that ad-targeting should be severely restricted. They want clearer consent for data inferences (including AI), and that companies should monitor their own processes with regular, stringent audits.

They also have recommendations for competition regulators – remember, the Biden administration has a "whole of government" antitrust approach that asks every agency to use its power to break up corporate concentration:

https://www.eff.org/deeplinks/2021/08/party-its-1979-og-antitrust-back-baby

They say that competition enforcers factor in the privacy implications of proposed mergers, and think about how promoting privacy could also promote competition (in other words, if Google's stolen data helped it secure a monopoly, then making them delete that data will weaken their market power).

I understand the reflex to greet a report like this with cheap cynicism, but that's a mistake. There's a difference between "everybody knows" that tech is screwing us on privacy, and "a federal agency has concluded" that this is true. These market studies make a difference – if you doubt it, consider for a moment that Cigna is suing the FTC for releasing a landmark market study showing how its Express Scripts division has used its monopoly power to jack up the price of prescription drugs:

https://www.fiercehealthcare.com/payers/express-scripts-files-suit-against-ftc-demands-retraction-report-pbm-industry

Big business is shit-scared of this kind of research by federal agencies – if they think this threatens their power, why shouldn't we take them at their word?

This report is a milestone, and – as with the UK Competition and Markets Authority reports – it's a banger. Even after Loper-Bright, this report can form the factual foundation for muscular conduct remedies that will limit what the largest tech companies can do.

But without privacy law, the data brokerages that feed the tech giants will be largely unaffected. True, the Consumer Finance Protection Bureau is doing some good work at the margins here:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

But we need to do more than curb the worst excesses of the largest data-brokers. We need to kill this sector, and to do that, Congress has to act:

https://pluralistic.net/2023/12/06/privacy-first/#but-not-just-privacy

The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this month!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/09/20/water-also-wet/#marking-their-own-homework

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[deshpandeisha]

Global Inland Waterway Transport  Market Forecast: Trends, Share, and Growth Drivers

The Inland Waterway Transport Market is expected to grow from an estimated USD 1,821.5 million in 2024 to USD 2,949.2 million in 2033, at a CAGR of 5.5%. A rise in demand for the congestion of road networks will drive the inland waterway transport market. Inland waterways are a reliable and efficient means of transportation, especially for bulk goods and heavy cargo that often take up a good portion of road traffic.

The latest research on the Inland Waterway Transport market applies both qualitative and quantitative data analysis to present an overview of the future adjacencies around the Inland Waterway Transport industry. An extensive study of the product application and services conducted by subject matter experts assessing the Inland Waterway Transport market will help product owners to make a wise decision. From analyzing which products companies should produce, expand to how brands should position their product the study covers all that business owners require meeting the buyers’ requirement.

Get Download Pdf Sample Copy of this Report@ https://www.emergenresearch.com/request-sample/3221

Competitive Terrain:

The global Inland Waterway Transport industry is highly consolidated owing to the presence of renowned companies operating across several international and local segments of the market. These players dominate the industry in terms of their strong geographical reach and a large number of production facilities. The companies are intensely competitive against one another and excel in their individual technological capabilities, as well as product development, innovation, and product pricing strategies.

The leading market contenders listed in the report are:

Viking River Cruises, AmaWaterways, Uniworld Boutique River Cruise Collection, Avalon Waterways, Tauck River Cruises, Scenic Luxury Cruises & Tours, Crystal River Cruises, Deutsche Post AG, AP Moller - Maersk A/S, CMA CGM Group

Key market aspects studied in the report:

Market Scope: The report explains the scope of various commercial possibilities in the global Inland Waterway Transport market over the upcoming years. The estimated revenue build-up over the forecast years has been included in the report. The report analyzes the key market segments and sub-segments and provides deep insights into the market to assist readers with the formulation of lucrative strategies for business expansion.

Competitive Outlook: The leading companies operating in the Inland Waterway Transport market have been enumerated in this report. This section of the report lays emphasis on the geographical reach and production facilities of these companies. To get ahead of their rivals, the leading players are focusing more on offering products at competitive prices, according to our analysts.

Report Objective: The primary objective of this report is to provide the manufacturers, distributors, suppliers, and buyers engaged in this sector with access to a deeper and improved understanding of the global Inland Waterway Transport market.

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Market Segmentations of the Inland Waterway Transport Market

This market is segmented based on Types, Applications, and Regions. The growth of each segment provides accurate forecasts related to production and sales by Types and Applications, in terms of volume and value for the period between 2022 and 2030. This analysis can help readers looking to expand their business by targeting emerging and niche markets. Market share data is given on both global and regional levels. Regions covered in the report are North America, Europe, Asia Pacific, Latin America, and Middle East & Africa. Research analysts assess the market positions of the leading competitors and provide competitive analysis for each company. For this study, this report segments the global Inland Waterway Transport market on the basis of product, application, and region:

Segments Covered in this report are:

Vessel Outlook (Revenue, USD Million; 2020-2033)

Water Taxis

Cruise Ships

Propulsion Outlook (Revenue, USD Million; 2020-2033)

Conventional

Electric

Hydrogen

Hybrid

Transportation Outlook (Revenue, USD Million; 2020-2033)

Rivers

Lakes

Canals

Reservoirs

Others

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Major Geographies Analyzed in the Report:

North America (U.S., Canada)

Europe (U.K., Italy, Germany, France, Rest of EU)

Asia Pacific (India, Japan, China, South Korea, Australia, Rest of APAC)

Latin America (Chile, Brazil, Argentina, Rest of Latin America)

Middle East & Africa (Saudi Arabia, U.A.E., South Africa, Rest of MEA)

ToC of the report:

Chapter 1: Market overview and scope

Chapter 2: Market outlook

Chapter 3: Impact analysis of COVID-19 pandemic

Chapter 4: Competitive Landscape

Chapter 5: Drivers, Constraints, Opportunities, Limitations

Chapter 6: Key manufacturers of the industry

Chapter 7: Regional analysis

Chapter 8: Market segmentation based on type applications

Chapter 9: Current and Future Trends

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Emergen Research is a market research and consulting company that provides syndicated research reports, customized research reports, and consulting services. Our solutions purely focus on your purpose to locate, target, and analyse consumer behavior shifts across demographics, across industries, and help clients make smarter business decisions. We offer market intelligence studies ensuring relevant and fact-based research across multiple industries, including Healthcare, Touch Points, Chemicals, Types, and Energy. We consistently update our research offerings to ensure our clients are aware of the latest trends existent in the market. Emergen Research has a strong base of experienced analysts from varied areas of expertise. Our industry experience and ability to develop a concrete solution to any research problems provides our clients with the ability to secure an edge over their respective competitors.

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