#CeFi-Based Tokenization Protocols

[intelisync]

2024 Tokenization Boom: A New Era for Real-World Assets

In 2024, the landscape of real-world asset (RWA) tokenization is experiencing a transformative shift, marking a significant milestone in the financial industry. Tokenization converts physical assets like real estate, commodities, and art into digital tokens on a blockchain, enhancing liquidity, accessibility, transparency, and security. This revolutionary technology makes high-value assets more accessible to a broader range of investors. As we explore the current state and future prospects of tokenization, it is clear that this technology is set to reshape the global financial ecosystem significantly.

Tokenization is predicted to be a multi-trillion-dollar opportunity by 2030, with market estimates suggesting it could reach up to $16 trillion. The United States is leading this revolution, followed by countries like Singapore, the United Kingdom, Switzerland, India, and Luxembourg.

The total value locked in tokenized assets has surged to $10.53 billion, with major financial institutions launching tokenized investment products. This signals a major inflection point for the industry, underscoring the significant role tokenization will play in the future of finance.

The benefits of tokenization are extensive. It allows for fractional ownership, increasing liquidity and enabling investors to buy and sell portions of an asset. This democratizes investment opportunities and bridges the gap between traditional and digital financial markets. Tokenization also reduces transaction costs by eliminating intermediaries and automating processes through smart contracts.

As regulatory frameworks evolve and technology advances, tokenization is set to revolutionize the financial industry. Intelisync provides cutting-edge RWA tokenization services to help you navigate and capitalize on this financial Learn more....

[greengages-blog]

DeFi vs CeFi: The Future of Fundraising for SMEs

If you run a small and medium enterprise (SMEs), you most definitely must be aware how difficult raising funds has always been. It is a mix of a lot of paperwork, pitching, and too much waiting, right?

But in the last few years, two very different financial systems have started changing the whole game: CeFi (Centralised Finance) and DeFi (Decentralised Finance).

But what are these two and, ofcousre which one is better for SMEs? Let’s break it down in a simple and fun way to help you understand how decentralized finance (DeFi) stacks up against traditional centralized platforms, and what the future might look like for business fundraising.

What is CeFi?

CeFi stands for Centralised Finance. Think banks, stock markets, traditional lending institutions, and fintech platforms. If you’re a business owner raising money through CeFi, you might go to a bank for a loan, apply on a crowdfunding platform, or talk to venture capital firms. 

What is DeFi?

This is built mostly on blockchain technology, DeFi uses smart contracts and peer-to-peer networks to let users lend, borrow, trade, and invest without needing approval from a central authority.

DeFi finance is borderless, open 24/7, and based on code instead of paperwork. That makes it interesting for SMES looking for new ways to raise money quickly and directly.

DeFi vs CeFi: Key Differences for SMEs

1. Accessibility

CeFi: Access is controlled. You usually need good credit scores, business history, and approval from a central authority.

DeFi: It’s open. Anyone with a digital wallet and internet connection can participate, making decentralised fundraising more inclusive.

2. Speed and Process

CeFi: Expect delays. Traditional finance takes time—loan approvals, background checks, documentation, etc.

DeFi: Fast and direct. With smart contracts, everything is automated. You can get funding within minutes or hours.

3. Control and Ownership

CeFi: Your funds and data are handled by third parties. They control the process.

DeFi: You stay in control. You manage your assets and interact directly with protocols.

4. Risk and Security

CeFi: There are regulations and protections, but systems can still fail or restrict access.

DeFi: No central control, but that means users take on more responsibility. There’s also the risk of smart contract bugs.

5. Transparency

CeFi: Not fully transparent. You don’t always know how things work behind the scenes.

DeFi: Completely transparent. Most DeFi protocols are open-source, and transactions are recorded on the blockchain.

How SMEs Can Use DeFi for Fundraising?

Tokenization

Businesses can issue their own digital tokens that represent ownership or utility. These tokens can be sold on DeFi platforms to raise funds, sort of like shares, but without needing a stock exchange.

DeFi Lending

SMEs can borrow from global liquidity pools without going through a bank. You don’t need a long history or tons of paperwork. All you need is collateral (often crypto) and a compatible wallet.

Yield Farming and Staking

Some businesses are also starting to stake assets or engage in liquidity mining as a way to raise funds.

Crowdfunding through DAOs

Decentralised Autonomous Organisations (DAOs) allow communities to fund projects collectively. SMEs can pitch to a DAO and get backing from investors around the world who believe in their mission.

The Future of SME Fundraising

The finance world is shifting. More SMEs are exploring decentralised finance (DeFi) for its global access and lower entry barriers. As decentralised banking tools get safer and easier to use, we could see more businesses turning to DeFi for fundraising. Some might still prefer a bank loan. Others might try launching a token or borrowing through a DeFi lending pool. And some might use both. What’s clear is that decentralised finance (DeFi) is opening new doors.

Explore the Future of Fundraising 

That’s where platforms like Greengage come in. Greengage is a bridge between traditional finance and digital assets. It’s not just another bank; it’s a digital merchant banking platform designed for modern business.

Whether you want to fundraise through DeFi, keep things classic with CeFi, or explore a smart mix of both, Greengage offers tools and services to support your journey. You’ve got real, flexible, global options.

[brufinance]

Product Unveiling!

May 28, 2022

Brú Finance

One Step Closer!

Having started our Blockchain CeFi journey two years back to create last mile financial connectivity to the farmers of India, Brú finance is pleased to announce that our attempt to create a CeFi-DeFi Web3 bridge is one step closer to its destination.

Financial inclusion is the key driver of economic welfare and social upliftment. Defi has emerged as a powerful technology with the potential to create last-mile financial connectivity if we build on it with the right objectives and focus on the vulnerable sections of society that have traditionally been left high and dry by the TradFi institutions.

Matt Homer of the New York State Department of Financial Services explains,

“We’re finally starting to see use cases emerge that could help crypto and blockchain live up to the financial inclusion hype it initially generated a decade ago. The credit space is an example of that..”

Brú Finance’s journey started two years back to create a financially inclusive ecosystem and provide easy-to-access financial services to 1.7 billion unbanked and underbanked population across the globe. We started this mission with the farmer community in India and launched a Blockchain-based Cefi platform to connect farmers with the Banking ecosystem. The blockchain-based Cefi platform tokenizes Agri-commodities stored in a decentralized network of custodian warehouses and allows farmers to be part of mainstream financialization by allowing them to use their harvest as collateral.

First time in the world, Brú Finance brought farmers (as borrowers), warehouses (as custodians), and banks (as lenders) on a single blockchain Cefi platform. Brú finance has become the world’s largest token issuer in this pursuit, having tokenized agri-commodities worth USD 600 million, 1400 warehouses registered as custodians on the blockchain, and 2 million metric tons of Agri-commodities stored in the warehouses.

To fulfil the mission of financial inclusion and democratizing financial services, it is crucial to harness the power of Defi and connect it with the existing Cefi platform. The Defi protocol will connect farmers with a global capital pool and provide them with a swift and sustainable source of credit against their tokenized Agri-commodities.

The team has worked relentlessly to develop this Defi protocol in the past few months. We are super excited to announce that we have achieved an important milestone in this journey.

Brú Finance unveils “Emerging Market Asset Backed Bonds” on Polygon Testnet

Polygon was a clear choice due to the low transaction fee and superior security of the Ethereum blockchain. We are working for financial inclusion, and many of the transactions are low ticket size; hence to make it user-friendly, it is vital to keep the transaction cost in check, and Polygon is best suited for this requirement.

Real-World Assets (RWA) are the physical assets that carry an inherent value because of their attributes; these include precious metals, infrastructure assets, land, commodities, etc. By introducing RWA on DeFi, Brú Finance opens up a significantly more enormous market for the DeFi ecosystem, connecting 1.70 billion unbanked/underbanked people to a new source of financial capital.

Brú Finance surmounts these obstacles faced by Decentralised Finance by creating a bridged ecosystem of DeFi and TradFi, facilitating lending against tokenized, on-chain Real-World Assets.

We invite the community to be a part of this journey. Please test the protocol, do the test transactions, and share your ideas and feedback.

Test URL: https://v2.bru.finance

Product Demo URL: https://bit.ly/bru-product-demo

Steps to test the protocol

Prerequisite:

1. Install Metamask:- https://metamask.io/

2. Once you install Metamask, connect your metamask to the following sites: Brú.Finance, Polygon, RPC-Mumbai

3. Once all these are connected, we are ready to start testing!.

Users can be lenders or borrowers when interacting with the Brú Finance platform.

On clicking the “i” (information icon), besides both the options, you can read — what being a lender and a borrower on our platform means.

Borrowers are the commodity/asset holders who have stored these assets in the physical warehouses in India, get tokenized, and reflect on the blockchain as NFTS.

On this page, the user mimics the behaviour of an actual farmer.

For Borrowing and Repayment:

Choose the “Borrow” option on the home page to test.

Find the option to Deposit Commodity. This option mints a dummy asset on which Borrow and Repayment can be tested.

There are one thousand NFTs to mint against for the test, and more are coming soon.

Following Minting, find the option to “Borrow” against the same asset.

Enter an amount to borrow.

Find the Repay option for the asset you’ve already borrowed against.

Enter the amount you want to repay and test.

As lenders, users can invest their stable coins to buy bonds from the platform. These bonds are backed 140% by high-yield emerging market assets (RWAs) and are over-collateralized.

For Buying Bonds and Withdrawal:

1. Choose the “Buy Bonds” option on the home page to test from the drop-down on the Header. The user can also go back to the home page and select the “Borrow” option. 

2. On the Buy Bond page, find the “Add Test USDT to Metamask” option in the drop-down list under “Test. 

3. Use the “Get Test USDT” option to receive test USDT in your wallet. 

4. Three option tabs are visible: “Pools,” “Withdraw,” and “My Wallet.” 

5. Under the “Pools” tab, choose any pool for lending USDT to the pool. Interest rates and other details would be subsequently shown. 

6. On clicking the “Buy” option, the user gets to buy the bonds by filling in the required details. 

7. On clicking the “Show bonds” option, the user gets to know about their “Active bonds” and “Mature bonds.” This will help the user know if they can withdraw from a particular bond or not. 

8. Switch to the “Withdraw” tab to test the Withdrawal functionality. This will depend upon the lock-in period, which is 180 seconds (for test purposes). 

9. Switch to the “My Wallet” tab to view wallet and token details.

There are two types of Bonds:

1. Active bonds -> Active bonds are the bonds with holding period maturity period. The bond buyers can’t withdraw their principal before maturity but can trade these bonds for early liquidity. 

2. Mature bonds -> These are the bonds that have completed the maturity period and the bond buyers can withdraw their principal.

Every borrower has a repayment period, and every lender has a maturity period.

On this occasion, our CEO, Ashish Anand, has a message for the community. Ashish said,

“Given the latest event in the Defi environment, it is high time to bring real-world assets to Defi for long-term sustainability and avoid risks for lenders and borrowers alike. The algorithmic degen box DeFi has proven to be an unsustainable business model. To avoid such risky events and to make large-scale adoption of crypto, Defi must move to the real world, and that’s what our effort is focused upon. We aim to connect unbanked and underbanked such as farmers, medium and small businesses across emerging markets in the global south who are always looking for capital accessibility with a global pool of capital through Defi.”

We are just getting started with the Polygon testnet launch. We are working non-stop to build a financially inclusive ecosystem powered by real-world assets on Defi. Watch this space for more updates and be a part of our journey as we prepare ourselves to launch on mainnet.

Experience our protocol and share your valuable feedback and suggestions here -> Feedback Form

Please join our Discord events and Twitter AMAs to connect directly with our founders and ask your queries.

Discord: https://discord.gg/8C9SZXDy2r

Telegram Channel : https://t.me/bruofficial

Twitter: https://twitter.com/bru_finance

LinkedIn : https://www.linkedin.com/company/bru-finance/

[jennevercharlotte]

Ix Swap Review | Read our Review before joining

What is IX Swap?

IX Swap is the liquidity solution for all STO/TSO exchanges globally, bridging the gap between CeFi and DeFi.

IX Swap is a hybrid instrument that is based on OTC Swaps and Cleared Swaps (In the case of Cleared Swaps, it is a natural extension of STO/TSO). IX Swap can be traded independently or in a basket with other STO/TSO.

IX Swap is fundamentally different from traditional OTC Swaps, Cleared Swaps, and STO/TSO, since IX Swap is backed by real assets, not mere promises/guarantees.

IX Swap also differs from traditional STO/TSO because IX Swap is centrally cleared by an approved central counterparty (CCP).

IX Swaps can be created/ sold on multiple exchanges globally, and liquidity is aggregated across multiple exchanges.

IX Swaps can be created and settled on multiple exchanges.

IX Swaps are standardized and interchangeable, just like STO/TSO.

IX Swaps leverage the liquidity of STO/TSO.

IX Swaps can be used to hedge against price movements in STO/TSO.

IX Swaps are regulated just like STO/TSO.

IX Swaps are easily tradable on all available STO/TSO exchanges.

IX Swaps can be used for short term trading, similar to inter-exchange STO/TSO.

IX Swaps can be used for hedging

IX Swap is the liquidity solution for all STO/TSO exchanges globally.

IX Swap is the infrastructure that bridges the STO/TSO industry between CeFi and DeFi. 

IX Swap provides liquidity for STO/TSO tokens, tokenized assets, and future asset-backed tokens.

The STO/TSO industry needs IX Swap. The STO/TSO industry needs IX Swap for a variety of reasons: IX Swap is a market mechanism that enables liquidity provision across blockchains. It bridges the gap between CeFi and DeFi by permitting the issuance and trading of digital currencies. IX Swap, in turn, is the basis for all STOs and TSOs. IX Swap is the capstone of the STO/TSO ecosystem. It provides the liquidity, matching engine, and settlement mechanism for all STOs and TSOs. It provides the right incentives for issuers of STOs and TSOs, while providing the right incentives for liquidating STOs and TSOs. IX Swap is a smart contract that runs on Ethereum. IX Swap is agnostic to the underlying blockchain. IX Swap is compatible with all blockchains with smart contract functionality. IX Swap helps STOs and TSOs, issuers and traders, CeFi and DeFi, and investors and issuers. IX Swap is decentralized. IX Swap runs on an Ethereum blockchain. It is free of centralized control. IX Swap is administered and managed by a smart contract, the IX Swap smart contract. IX Swap is censorship resistant. IX Swap is permission less. IX Swap is permission less because it runs on any blockchain with smart contract functionality. IX Swap is neutral. IX Swap is not tied to any STO or TSO or blockchain. IX Swap is a smart contract. IX Swap is neutral because it runs on any blockchain with smart contract functionality. IX Swap is a market. IX Swap is a market mechanism. IX Swap is a market mechanism because it provides liquidity provision across blockchains.

Who is building IX Swap? IX Swap is a massively scalable protocol designed to securely trade assets and create markets. IX Swap is built by experienced engineers, with a vision to revolutionize the global economy. IX Swap was born out of frustration. Well, maybe not frustration, but a feeling of something fundamentally broken. In 2014, our team was at a hackathon together. We were building games. But we couldn't send them over the web. Why? Because the web. We weren't surprised; it was clearly broken. But we didn't know how to fix it. So we built a project called IX. It was a protocol that would let you send assets over the web and securely trade them. We launched it in 2015. And people loved it. But it didn't end there. From the very beginning it was clear that this protocol had so much more potential. Today, IX Swap is a globally distributed organization with a diverse team of 30 people working together across multiple countries and still growing. We run a cutting edge protocol, we ship our own products, and we own our own company. We are building the future, and we need your help. IX Swap is building a global trading platform powered by Bitcoin. IX Swap is a technology-driven company, building the platform, trading systems, and customer infrastructure necessary to operate a Bitcoin exchange. We are building a globally distributed team, with plenty of opportunity for individuals to learn and grow. IX Swap is an equal opportunity employer. We are committed to building a diverse team and value the perspectives, experiences, and ideas that a diverse workforce can bring. IX Swap is committed to creating an inclusive culture. IX Swap envisions a workplace free from harassment, discrimination, and other forms of intolerance. IX Swap is committed to providing an environment free of harassment, discrimination, and other forms of intolerance, and to actively working to prevent and address such conduct.

Mission The biggest hurdle for the last 10 years has been the lack of liquidity for STOs, with investors not able to trade them easily on exchanges. IX Swap solves this problem. IX Swap is a decentralized bridge that allows STOs to trade on exchanges. IX Swap takes away the friction of managing multiple exchanges in and out of a wallet by managing it between exchanges. IX Swap enables STOs to be traded across any exchange, and enables exchanges to offer STOs directly on their exchange. IX Swap is a centralized platform. IX Swap provides liquidity for STOs, enabling investors to buy and sell, saving time and effort. The platform is maintained by IX Swap and runs on IXT.IX Swap is built by IX.Exchange, the decentralize exchange, and is open source. IX Swap is a project of the IX.Exchange team. IXT.IX is the token used by IX.Exchange. The IX Swap is a derivative financial instrument that was first developed to bring liquidity to the ICO market. The IX Swap is a product that is a perfect bridge between traditional finance, which is closed to non-institutional parties, and crypto finance, which is open to non-institutional parties. Traditionally, financial institutions own a large part of the issuance and ownership of securities. This ownership structure leads to disproportionate influence and asymmetric information. This leads to market inefficiencies, where institutional investors can overpay for assets and undervalue assets. This structure can also create misalignment of incentives. For example, issuers and their bankers can collude to inflate the price of the token, and the value of the underlying business, in the secondary market. The IX Swap was developed to address this issue. An IX Swap is an instrument which allows market participants to short tokens (like STOs) while also allowing market participants to hedge their short positions, thus allowing a broader range of market participants to enter the STO market. The IX Swap allows the open sale of tokens to non-institutional parties, thus bringing liquidity to the STO market. By allowing non-institutional parties to short tokens, the IX Swap helps rebalance supply and demand for tokens, thus mitigating market manipulation. The IX Swap, which first developed as a tool to bring liquidity to the ICO market, is today being used to bring liquidity to the STO market. The IX Swap is an open-source product, developed by the IX team. It is fully governed by a smart contract, and is monitored by the community. The IX Swap is a decentralized market. The IX Swap is a margin trading protocol built for STOs. This protocol enables shareowners to borrow, lend or borrow-to-lend their tokens.

For more information : Website : https://ixswap.io/ Telegram : https://t.me/ixswapofficial Twitter : https://twitter.com/IxSwap Youtube : https://www.youtube.com/channel/UCaYPNR-eLs9iuB5ZVKRx-fw

Author : Btt Username : jennever charlotte Btt profile link : https://bitcointalk.org/index.php?action=profile;u=3380232 BSC Wallet : 0x1F3556239A787F60671453Ab86bB2301Cfe1d60D Telegram Username : @jennevercharlotte

[techvercy]

Choise.com Announces Listing of In-platform CHO Token on Uniswap

Choise.com Announces Listing of In-platform CHO Token on Uniswap

Choise.com, the MetaFi Ecosystem (CeFi /DeFi) based on Crypterium CeFi solutions and the Charism DeFi protocol, has announced the first listing of its CHO token on one of the world’s leading decentralized cryptocurrency exchanges, Uniswap. The listing on Uniswap exchange was the first for CHO token. That said, given such high interest in the service, the token will be presented on other major…

[cryptodailysun]

Dear KuCoin Users, KuCoin is extremely proud to announce yet another great project coming to our trading platform. Aurox (URUS) is now available on KuCoin. Supported trading pair is URUS/USDT. Please take note of the following schedule: Deposits Effective Immediately (Supported Network: ERC20, BEP20) Trading: 10:00 on March 30, 2022 (UTC) Withdrawals: 10:00 on March 31, 2022 (UTC) Tags: DeFi, Trading, Lending Project Summary Total Supply Market Cap Issue Date Consensus Protocol 1,000,000 URUS $42,589,298 2022-02-28 - Circulating Supply 24hr Volume Issue Price Cryptographic Algorithm 453,807 URUS $876,073 - - * The key metric numbers are calculated as at March 29, 2022 Aurox ecosystem helps investors and traders leverage the best of CeFi and DeFi to make profitable trading decisions. The all-in-one Aurox terminal provides the most comprehensive toolkit, including proprietary long/short indicators, on-chain indicators, webhook-based alerts, and much more to allow users to quickly become successful investors. Aurox is soon expanding their terminal to utilize their custom-built lending protocol and cross-chain inoperable contracts to simplify DeFi and on-board the next 100 million users to decentralized applications. Official Website: https://getaurox.com Whitepaper: Click To View Twitter: https://twitter.com/getaurox Know more: https://medium.com/urus-token Risk Warning: Investing in cryptocurrency is akin to being a venture capital investor. The cryptocurrency market is available worldwide 24 x 7 for trading with no market close or open times. Please do your own risk assessment when deciding how to invest in cryptocurrency and blockchain technology. KuCoin attempts to screen all tokens before they come to market, however, even with the best due diligence, there are still risks when investing. KuCoin is not liable for investment gains or losses. Regards, The KuCoin Team Find the Next Crypto Gem On KuCoin! Download KuCoin App >>> Follow us on Twitter >>> Join us on Telegram >>> Join KuCoin Global Communities >>>

[apaitamijambroek]

CoinRadr: The First Comprehensive DeFi Solution

Abstract

The Crypto Markets are estimated to be worth more than $2 trillion. As evidenced by this dramatic rise, the use of crypto products has grown rapidly. Global fiat reserves are expected to shift into crypto assets worth over $50 trillion by 2022, according to a new report. Cryptocurrency reserves have spawned a wide range of interesting use cases, from insurance to NFTs to lending to Mulchain to Metaverse.

Cryptocurrency's avalanche of data points is chaotic, and we can only experience it through the constantly changing packets of data. However, we can only see it in the constantly changing data points. If these data points aren't properly aggregated, it could have a negative effect on the crypto experience for both investors and traders.

About

It is CoinRadr that is building the foundations for a new financial system. Traditional finance (TF) and decentralized finance (DeFi) can benefit from each other by creating a protocol that connects them. In order to better understand CoinRadr's DeFi Solutions, let's first take a closer look. In order to protect against unexpected risks and emergencies, the DeFi Insurance System is being developed.

In the event of a smart contract failure or a lack of liquidity, users can purchase financial insurance to protect themselves.

Insurance against hacking of smart contracts or stable coin defaults will be provided by the CoinRadr Insurance System's development.

What drew CoinRadar to DeFi's services?

"Decentralized Finance" is a disruptive technology built on top of the secure distributed ledgers used by cryptocurrencies like Bitcoin and Ethereum to conduct financial transactions. DeFi helps to remove financial institutions' complete control over financial products and services, as well as money.

People, businesses, and others can conduct transactions without having to adhere to the rules and regulations of financial institutions because of blockchain technology.

The most enticing characteristics of DeFi

A number of benefits are available to consumers, such as:

eliminates unnecessary fees and charges from financial institutions.

It is imperative that all middlemen be eradicated.

It only takes a few seconds to transfer and receive money and other financial assets.

a complete understanding of your financial situation

The DeFi monetary unit.

DeFi's effectiveness will be tied to cryptocurrency in order to facilitate crypto transactions as much as possible. Stablecoin, a cryptocurrency, will be used for all transactions in the DeFi industry. Fiat currency, such as the dollar, is used to back this stablecoin.

Because of DeFi's effectiveness and advantages, our product is built on it. DeFi, in contrast to CeFi, offers a new, more adaptable, and quicker method of doing business (Centralized Finance).

All-in-one project CoinRadr is a one of a kind.

Usefulness and the Tokenomics of CoinRadrToken

As of late 2021, we have been working tirelessly to bring something new into crypto. Designed for all levels of crypto knowledge, it's a project that's ready to go now. We'll go over the basics of CoinRadr's tokenomics and use cases now.

The CoinRadr's Usefulness and Function

RADR (CoinRadar Token) is designed to do the following things:

These are given to DPY's long-term stakeholders as a reward.

Make utility payments using CoinRadr's DApp browser.

As a result, the $RADR ecosystem will be able to support all NFTs and Metaverse utilities in use today.

Participation and growth in the ecosystem will be rewarded based on the amount of $RADR a user has earned.

Permit the app's users to pay for anything they buy at any time through the app.

The inside scoop on blockchain and cryptocurrency technology

This is an example of how our native token, which serves as a vehicle for community growth, works.

Total Supply: 100M Token Ticker: $RADR Private Sale: 2% Private Presale: 0.7% Presale Round 1 (Public): 3.6% (Pinksale) Presale Round 2: 1.5% (XPAD) Liquidity: 41% Liquidity Incentive: 4.2% Team: 8% Ecosystem Growth: 8% Community/Airdrop: 5% Project Development: 15% Marketing: 11%

More information can be found here.

Website : https://coinradr.com/ Whitepaper : https://coinradr.com/wp-content/uploads/2022/01/coinradr-whitepaper.pdf Litepaper : https://coinradr.com/wp-content/uploads/2022/01/coinradr-litepaper-final.pdf Twitter : https://twitter.com/CoinRadr Telegram : https://t.me/coinradrtoken Medium : https://medium.com/@coinradr

Creator

Bitcointalk username: Marmion Sirois Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=3424919 Wallet Address: 0x6b7227218Dc4151C60eD2E62269D5a5239077B25

[partoo]

CoinRadr

The first comprehensive Blockchain Based solution that limits all your crypto activities in one place.

About CoinRadr

COINRADR is a revolutionary encrypted coin tracking, education & trading app that gives crypto users an edge in the cryptocurrency market. Have you ever wanted to track your crypto assets in a centralized and simple way? Curious about the latest low cap gems before my friend? Dreaming of opening a trade and letting it run while you sleep? Do you want 5% APY on your crypto even while it's pumping? Want to easily send crypto between wallets across multiple blockchains? Wish there was a place where you could shop with crypto directly or accept payments in crypto without an intermediary? Maybe you don't want to pay high fees to convert between digital assets or sell your coins for FIAT instantly for an instant 20–50% reduction. You can now manage all these functions and more in COINRADR.

Crypto Market Cap is now estimated at over 2 Trillion Dollars. This exponential increase indicates a fast wave in the use of crypto products. It is further estimated that more than 50 trillion dollars in fiat reserves will be transferred to various crypto assets in the next few years. The move from fiat reserves to crypto has given rise to a variety of DeFi products, Insurance, NFT, Loans, Mulchain, Metaverse, and a whole ecosystem of interesting use cases.

However, the crypto space is in chaos in its avalanche of activity and as technology, use cases, ecosystem, tokens and coins evolve every day, we can only experience unlimited eruptions in these various data point packages. If these data points are not collected properly, they can have a negative impact on the crypto experience for both investors and wholesalers.

About

CoinRadr is building the future of finance. It creates a protocol that will bridge decentralized finance (DeFi) and traditional finance (TradFi), allowing both sectors to benefit from one another. Let Us Have An In-depth Overview of the Various DeFi Solutions CoinRadr has to offer; DeFi Insurance System Development — Insurance is needed to protect against unforeseen risks and emergencies.

Users can choose financial protection to protect themselves from technical bugs in smart contracts and liquidity issues.

The development of the CoinRadr Insurance System will offer tradable and tokenized insurance positions against hacking of smart contracts or against default of stable coins.

Why CoinRadr Choose DeFi

DeFi stands for Decentralized Finance, which is a disruptive technology embedded in secure distributed ledgers like those used by cryptocurrencies. DeFi helps remove the complete control that financial institutions have over financial products and services and money.

Emerging technologies like Blockchain have made it easier for individuals, merchants, business tycoons and others to quickly execute executive business transactions without following the protocols of financial institutions.

Core Advantage

Coinradr keeps you ahead in the market thanks to its key advantages over other industry competitors:

message security

Act flexibly

cost effectiveness

data security

Instant Trading

Multi-wallet compatibility

Top Exchange Sync

Main Interesting Features of DeFi

With DeFi, many consumers enjoy benefits, such as:

- eliminate fees and cost overruns from financial institutions

- eliminate all forms of intermediaries

- funds and financial assets can be easily transferred and received in seconds

- complete control over your financial assets

DeFi Currency

The effectiveness of DeFi should be tied to cryptocurrencies to help seamless transactions within the crypto space. The stablecoin as a cryptocurrency will be used to drive all transactions in the DeFi industry. Stablecoins are considered because they are backed by fiat currencies such as the dollar.

The effectiveness and excellence observed in DeFi are the main reasons we build our products under it. It is unique, flexible and fast to transact via DeFi as compared to CeFi (Centralized Finance).

CoinRadr, an all-in-one project with a rare uniqueness.

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Why Choose Us?

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Tokenomics And CoinRadrToken Utilities

Since the 4th Quarter of 2021, we are constantly working to bring something unique to the crypto space. A special project was created to serve all members regardless of their experience in crypto.

Let us polish you quickly with some CoinRadr utilities as well as tokennomics.

CoinRadr. Utilities And Functions

CoinRadr Token ($RADR) is for:

1. Serves as a betting prize for long -term DPY

2. Support all utility payments using the DApp browser of the CoinRadr app.

3. $RADR will support all NFT and Metaverse utilities in the ecosystem.

4. Active users on the app will be rewarded with $RADR, which is commensurate with their activity and contribution to the growth of the ecosystem.

5. Serves as a means of payment for all transactions made in the application.

TOKENOMIKA COINRADR

The participants and the decentralization of the ecosystem are key, therefore token distribution is designed to provide long-term governance and ecosystem stewardship schedules.

The TOKENOMICS distributed according to the long-term product development goals are as follows:

Total Supply: 100 million $RADR

Personal Selling — 2%

Personal Pre -Sales - 0.7%

Presale Round 1 (Public) — 3.6% (Pinksale)

Pre-Sales Turnover 2-1.5% (XPAD)

Liquidity : 41%

Liquidity Incentive : 4.2%

Tim: 8%

Ecosystem Growth : 8%

Community/Airdrop : 5%

Project Development : 15%

Brand : 11%

📷

TOKEN SALES metrics

Nama Token: CoinRadr ($RADR)

Total Supply: 100,000,000 Tokens

Private Sales

2% of Total Supply

2 million $RADR Token

Price: 1BNB — 20,000 $RADR

Personal Pre -Sales

(0.7% of Total Supply)

700,000 $RADR Token

Price: 1BNB — 15,000 $RADR

General Sales

5.1% of Total Supply

5.1 million $RADR Token

Price: 1BNB — 12,000 $RADR

Project Roadmap

Q4 2021

Formation of the core Public Sales technical project team, ecosystem ideas and legal framework.

Domain registered and website created.

My first private selling round and seed round for investors.

Opening of VC Partners and Supporters (private Investors only)

Social media assignments & Marketing schedule

Marketing campaign

Lite Paper Publishing

Public Sales

Token integration and testing with Dex

Exchange List: Pancakeswap

Q1 2022

Staking pool BNB/RDR

BNB/RDR LP Group

Portfolio Manager V1.0

Integration of the top five exchanges

Offline mode integration

Wallet integration

Report Integration

Alert Notification System

Performance Testing

Marketing & Airdrop campaigns

Register: CEX

Q2 2022

Multi-Language Integration

Day and night mode

Application Interface Stabilization

Auto reconnect for API exchange

Speed ​​boost

V2 Design

Stock List

Q3 2022

Price limit integration

Coinradr Swap — test launch

Coinradr pad — test launch

Coinradr Trading Bot — test launch

Chain tab integration (eth, Solana, bsc, phantom, terra)

Stock List

Q4 2022

signal tab

Social module / Referral System Integration

Airdrop Distribution 2.0

Exchange Coinradr — launch

Coinradr pad — launch

Coinradr Trading Bot — launch

Fee system for Premium Portfolio Features

Integration NFT & Metaverse

List of multiple exchanges

TIM

The CoinRadr team is made up of experts in DeFi, Trading & Cryptocurrency Technologies. The team has also developed strategies, models and products to help traders and Investors profit. With the unprecedented advancement of Blockchain technology, the team leveraged this solution to design a complete ecosystem that delivers the best DeFi experience in an all-in-one application. The team is divided into various departments according to application requests and will continue to grow and develop to meet the needs of this project. Complete information about the team will be updated and available on the website based on the roadmap.

ACCURATE INFORMATION

Website:   https://coinradr.com/

Whitepaper :  https://coinradr.com/wp-content/uploads/2022/01/coinradr-whitepaper.pdf

Litepaper :  https://coinradr.com/wp-content/uploads/2022/01/coinradr-litepaper-final.pdf

Twitter :  https://twitter.com/CoinRadr

Telegram :  https://t.me/coinradrtoken

Media :  https://medium.com/@coinradr

Partoo https://bitcointalk.org/index.php?action=profile;u=3394104

[cryptonewspipe]

Shaktiio - world's first anti-liquidation protocol for crypto-backed loans

Shaktiio, world first anti-liquidation protocol creates a protection tool for CeFi lending platforms based on Anti-liquidation protocol.. By preventing the bitcoin market from becoming overextended, the anti-liquidation protocol contributes to its stability. The growth of the loan market, as well as the widespread use of trading instruments, including leverage, has resulted in vast amounts of collateral being imposed on banks and other financial institutions. Unless a technique is established and implemented to avoid mass liquidations in the event of speculative activity, mass sales, and market frenzy in the event of a major market collapse, mass liquidations will rise and harm the market. To qualify for the Official SKTO airdrop, use this referral link. https://youtu.be/hoorrA8Vpo0 Shaktiio Official Youtube channel - Shaktiio unique features

In the cryptocurrency market, anti-liquidation is a must

Cutting-edge technology meets cutting-edge innovation in the cryptocurrency industry. This is where the most recent technological advancements and innovations may be found. Despite this, there is a substantial degree of fraud and manipulation on the market due to the exponential expansion and novelty of technology. Massive sums of assets have been frozen as a result of the widespread use of leverage for speculation, and are now being used as collateral for loan platforms. When the market falls significantly, there are big liquidations of blocked assets and, as a result, mass sales, causing prices to fall even further. To meet their financial commitments, many are turning to cryptocurrency. Borrowers who take out personal loans secured by cryptocurrencies to meet their financial responsibilities face enormous liquidations, just like speculators who employ leverage. Due to a big sell-off, forced liquidation accelerates the market's collapse and decreases the value of cryptocurrencies. However, because to the Anti-liquidation protocol Shaktiio, forced liquidation will not occur. This indicates that the market will remain stable and that no sales will occur. In the case of a cryptocurrency market collapse, Shaktiio offers an Anti-liquidation mechanism that assures that cryptocurrencies used as collateral for loans are neither sold or forcedly liquidated if their value falls below certain thresholds or their debt is not paid. As a result, whales that employ the CeFi platform's liquidation processes will have a harder time manipulating the market. Supply and demand will be left to decide the market's faith and pricing, rather than whale speculation and manipulation. In addition, the Shaktiio ecosystem offers incentive strategies to attract new users. Holders of SKTO will be rewarded for their involvement in the network and ownership of SKTO through a special incentive program designed specifically for them. Reward systems are a way for ecosystem participants to earn extra money while also promoting Shaktiio services around the world. The Shaktiio environment will grow much faster if a reward mechanism is added.

Shaktiio ICO

Shaktiio follows the 100 percent refund policy set forth by the ICO participants. Investors will be able to claim their ETH back after three years, when the Shaktiio ecosystem has reached the required level of growth and development. In addition, the return includes a transaction fee in the amount of USD. You may feel assured that Shaktiio's anti-liquidation technology will protect your cryptocurrencies if the value of your collateral falls below defined limits or your debts are not paid. The ICO is expected to begin on March 1, 2022, so stay up to current with Shaktiio's latest news:

To qualify for the Official SKTO airdrop, use this referral link.

- ✓ Project Website: https://shakti.io/ - ✓ Token Name: Shaktiio - ✓ Token Symbol / Ticker: SKTO - ✓ Token Network / Platform: Ethereum/ ERC20 - ✓ White-paper: https://shakti.io/assets/files/shaktiio-white-paper.pdf - ✓ Public ICO Start Date: 1-March-2022 - ✓ Public ICO End Date: 30-April-2022 - ✓ Public ICO Softcap: 460000000 SKTO - ✓ Public ICO Hardcap: 560000000 SKTO - ✓ Price Per token: ~ $0.145 USD - ✓ ICO Goal | Fund Raising Goad: 25200 ETH - ✓ Payment Accepted: BTC, ETH Roadmap - ✓ Q1-2022 / 1 March 2022 – Publish White-paper | ICO Launching - ✓ Q2-2022 / 1 May 2022 – Post ICO Celebration | Team Building Expansion | Legal Licensing - ✓ Q3-2022 / 1 July 2022 – Website API | On-boarding Campaign | Business Go Live - ✓ Q4-2022 – 1 Oct 2022 – Additional Exchange Listing | Business Expansion | Design DEFI Shaktiio Social Accounts Links: - ✓ Company Twitter: https://twitter.com/Shaktiio - ✓ Company Linkedin: https://www.linkedin.com/in/shaktiio - ✓ Company Facebook: https://www.facebook.com/shaktiioadmin - ✓ Company Telegram: https://t.me/+dkpepyXpEMBiYjZl Related articles: - Shaktiio - Groundbreaking Initial Coin Offering (ICO) on March 1, 2022 - Got Christmas Plans Yet? The Festive Spirit Is Already In The Air at Frank Casino! - Is Jack Dorsey the qualified face for crypto banking? - Bitcoin dumps to $38,500, $2 billion in crypto liquidations as market drops - Data: Ethereum, Chainlink, Cardano are still up thousands of percent since ICO Read the full article

[metaind]

The 4 Most Effective Crypto Lending Platforms

One of the advantages of cryptocurrency investing is the opportunity to use your crypto assets as collateral for a loan, even if your holdings are small. Securities-based lending is a comparable technique in traditional markets, although it is typically restricted to high-net-worth clientele of private banks and large financial institutions.

Crypto loans are far more accessible, and they provide a mechanism for "hodl" investors to get liquidity from their investment without having to sell it. We'll go over some of the greatest DeFi and CeFi crypto lending platforms in this article.

Top DeFi lending platforms

1.       Borrow from Oasis (MakerDAO):

Oasis Borrow is a crypto loan hub in the Maker ecosystem that supports the DAI stablecoin. Maker loans are appealing because they are essentially personal loans. Anyone with cryptocurrency and a MetaMask wallet can open a Maker Vault and start minting DAI. You put up an asset as collateral with Oasis Borrow and agree to either mint a certain amount of DAI or pay back your loan before unlocking your asset. So, essentially, you are borrowing the cryptocurrency that your collateral asset will generate.

Maker provides both a 50% and a 75% LTV rate for crypto loans, with the higher rate receiving higher stability fees (which are variable).

 2.       Compound Finance:

Another large DeFi platform is Compound. Its users contribute cryptocurrency to support the protocol while also earning interest on their deposits. The amount they've supplied is represented by cTokens, the value of which grows over time. This cToken supply balance, on the other hand, can be used as collateral for a loan.

LTV rates for Compound are typically slightly higher than those for MakerDAO. Compound, on the other hand, not only has no borrowing fees, but it also has a lower liquidation threshold and will only liquidate 50% of an under-collateralized loan, with an 8 percent liquidation penalty.

 3.       Aave:

Aave is a novel protocol that offers more loan options than other large protocols. Borrowers, like Compound, put up collateral to support the protocol; their contribution is represented in aTokens.

AAVE, on the other hand, offers flash loans, which it pioneered, and fixed interest rate loans in addition to regular DeFi loans. It has a higher LTV rate than other major competitors and extremely low borrowing rates. It also accepts 24 coins as collateral, as opposed to Maker's 18 and Compound's 9.

Because of its perceived dynamism and innovation, Aave is the most valuable DeFi lending project.

 4.       Alchemix:

Alchemix is a smaller DeFi loan platform that provides loans that "pay themselves back over time" using a novel but intriguing method. In a nutshell, users deposit DAI into a smart contract and receive a token representing the deposit's future yield farming potential in exchange. This token is known as alUSD, and it can be exchanged for DAI 1-1 on the Alchemix platform or traded on a DeFi exchange such as Sushiswap.

The smart contract then deposits the assets into a Yearn vault, which mints DAI. Alchemix users' alUSD debt decreases as the yield harvests, implying that the deposit's yield harvest eventually "pays back" the loan.

Credit : metaverse-india.com

[heliolendingau]

USING AN NFT AS COLLATERAL FOR A LOAN

NFTs (non-fungible tokens) are one of the most fascinating aspects of the blockchain industry. In the last 2-3 years, people have been recognising their value, with some even elsling for around $70 million. The NFT market is now its own distinct thing, with more than $2 billion being traded. Considering the value that these tokens are worth, some have been left asking whether they can be used as collateral for a loan? And the answer to this is a resounding yes, although there are some factors to keep in mind.

Finding a Suitable Lender

Just like when using physical artifacts such as paintings for collateral, you will need to find somebody that will accept your NFT in exchange for money. There are two options for doing this. You could either find a DeFi lending service or a CeFi service. However, it is probably best to find a CeFi service, as NFTs are unique and distinct, and it can help to get another human to evaluate them, rather than using an automated service that might not understand its value. Even if an NFT is generated via an automated program, such as how Cryptokitties are made, this does not mean that a separate program will know how to properly assess its value. A fantastic example of this is the Hasmasks NFT project; each NFT is generated via code, but some NFTs have unique features that the program could not have predicted. In these circumstances, a program would have no idea of its value or worth because those unique elements are designed to be appreciated exclusively by the human eye.

Finding a CeFi,human-based,  lending service or platform would be the best option for NFTs. Beauty is subjective, and when it comes to art, so is value. These are unlike cryptocurrencies in that their worth cannot be deterministic.

Helio Lending now offers the ability to use NFT as collateral for a loan. Head to https://heliolending.com/real-estate-nft/ to find out more.

Calculating the worth of an NFT

This is complex, as each NFT will have a different price than the next, and different people will be willing to pay different amounts for the same piece. A dialogue would need to be opened between the lender and the borrower, where they both negotiate a reasonable price. This could take some time, and it may take some trial and error when trying to find the right lender who truly understands the value of the piece. For this reason, be sure to contact more than one place or person.

One thing to consider is that NFTs can increase in value. The industry is fresh and rapidly moving, and sometimes an NFT from an early adopter can skyrocket in price as the market expands and matures. Make sure that you discuss with the lender what would happen if the value rises during the loan period, as some lenders may ask you to pay more to get the NFT back. Sketching out the terms for this is especially important if the price of the NFTs you own is calculated by an algorithm, such as how Berry Cards work on the NEAR protocol.

No Different than Using Physical Art as Collateral

Physical paintings, sculptures, books, and other mediums of art have been used as collateral for as long as humans have been making art. And using NFTs as collateral is no different. It fits a model closer to how pawn brokers operate, although via more technological means.

As the NFT market grows, and their value continues to develop, expect more lenders to accept them as collateral. If you work with a CeFi crypto lending service aadlrey, it may be worth reaching out and asking if they would consider using an NFT to collateralize a loan.

https://heliolending.com/

[cryptodailysun]

Dear KuCoin Users, KuCoin is extremely proud to announce yet another great project coming to our trading platform. Aurox (URUS) is now available on KuCoin. Supported trading pair is URUS/USDT. Please take note of the following schedule: Deposits Effective Immediately (Supported Network: ERC20, BEP20) Trading: 10:00 on March 30, 2022 (UTC) Withdrawals: 10:00 on March 31, 2022 (UTC) Tags: DeFi, Trading, Lending Project Summary Total Supply Market Cap Issue Date Consensus Protocol 1,000,000 URUS $42,589,298 2022-02-28 - Circulating Supply 24hr Volume Issue Price Cryptographic Algorithm 453,807 URUS $876,073 - - * The key metric numbers are calculated as at March 29, 2022 Aurox ecosystem helps investors and traders leverage the best of CeFi and DeFi to make profitable trading decisions. The all-in-one Aurox terminal provides the most comprehensive toolkit, including proprietary long/short indicators, on-chain indicators, webhook-based alerts, and much more to allow users to quickly become successful investors. Aurox is soon expanding their terminal to utilize their custom-built lending protocol and cross-chain inoperable contracts to simplify DeFi and on-board the next 100 million users to decentralized applications. Official Website: https://getaurox.com Whitepaper: Click To View Twitter: https://twitter.com/getaurox Know more: https://medium.com/urus-token Risk Warning: Investing in cryptocurrency is akin to being a venture capital investor. The cryptocurrency market is available worldwide 24 x 7 for trading with no market close or open times. Please do your own risk assessment when deciding how to invest in cryptocurrency and blockchain technology. KuCoin attempts to screen all tokens before they come to market, however, even with the best due diligence, there are still risks when investing. KuCoin is not liable for investment gains or losses. Regards, The KuCoin Team Find the Next Crypto Gem On KuCoin! Download KuCoin App >>> Follow us on Twitter >>> Join us on Telegram >>> Join KuCoin Global Communities >>>

[ngkio]

How does NGK under the DeFi wave reshape the DeFi public chain?

DeFi's enthusiasm, starting with the uniswap's stunning story, the sushiswap's spectacular unfolding, followed by the name of casual food under the finance's top domain name, attracting tens of millions of dollars in assets, and the magical market eating away at DeFi's value. Whether it's a high-opening secondary market, a plunging project, or a clean-up but short-lived replica, the emergence of decentralized finance and the clogged Ethereum, decentralization, has made the market quiet.

No DeFi, no investment, no centralization, no centralization. DeFi wants to hit a new high, needs the power of CeFi, needs the entry of a centralized platform. The simple operation of the currency cannot change the status quo of DeFi, which has introduced a new currency to mine in order to allow users to participate in DeFi without barriers.

As the core token in the NGK blockchain, the launch of the Baccarat is a decentralized transaction protocol that keeps NGK.IO moving at the forefront of blockchain technology innovation, and the launch of a new coin BGV, which, as a provision of the decentralized finance, was initially unable to buy through the market, allowing participants to hold cryptocurrencies to earn a mining bonus for liquid BGVs, which would be the first of the first mining bonuses in the Baccarat project.

NGK DeFi is a NGK public chain-based agreement designed to facilitate automatic exchange transactions between digital assets in NGK's token currency, which has made a major technological breakthrough, and an exclusive account system that allows anyone to participate very easily and provide liquidity on NGK.

Under the DeFi wave, DeFi projects and the entire blockchain community can take advantage of NGK public chain to the maximum extent, running smoothly, processing quickly, and charging low gas. Supports smart contracts, cross-chain interoperability, etc., and directly links NGK EcoMillions and rich asset types.

In the public chain, which is available on all trading platforms today, NGK public chain runs fast and has relatively perfect performance and design. NGK public chain as a new public chain, the development still needs a rich DeFi ecology on ETH, the tokens on various chains can also bridge to NGK public chain, BTC, ERC20 tokens and even other tokens on the chain.

NGK, relying on its keen sense of smell, has seized on every hot spot in the market. The opportunity always gives the ready platform, and in doing the real thing, let every effort collide with the hot spot, and that's why the NGK wins.

[cryptodailysun]

Dear KuCoin Users, KuCoin is extremely proud to announce yet another great project coming to our trading platform. Aurox (URUS) is now available on KuCoin. Supported trading pair is URUS/USDT. Please take note of the following schedule: Deposits Effective Immediately (Supported Network: ERC20, BEP20) Trading: 10:00 on March 30, 2022 (UTC) Withdrawals: 10:00 on March 31, 2022 (UTC) Tags: DeFi, Trading, Lending Project Summary Total Supply Market Cap Issue Date Consensus Protocol 1,000,000 URUS $42,589,298 2022-02-28 - Circulating Supply 24hr Volume Issue Price Cryptographic Algorithm 453,807 URUS $876,073 - - * The key metric numbers are calculated as at March 29, 2022 Aurox ecosystem helps investors and traders leverage the best of CeFi and DeFi to make profitable trading decisions. The all-in-one Aurox terminal provides the most comprehensive toolkit, including proprietary long/short indicators, on-chain indicators, webhook-based alerts, and much more to allow users to quickly become successful investors. Aurox is soon expanding their terminal to utilize their custom-built lending protocol and cross-chain inoperable contracts to simplify DeFi and on-board the next 100 million users to decentralized applications. Official Website: https://getaurox.com Whitepaper: Click To View Twitter: https://twitter.com/getaurox Know more: https://medium.com/urus-token Risk Warning: Investing in cryptocurrency is akin to being a venture capital investor. The cryptocurrency market is available worldwide 24 x 7 for trading with no market close or open times. Please do your own risk assessment when deciding how to invest in cryptocurrency and blockchain technology. KuCoin attempts to screen all tokens before they come to market, however, even with the best due diligence, there are still risks when investing. KuCoin is not liable for investment gains or losses. Regards, The KuCoin Team Find the Next Crypto Gem On KuCoin! Download KuCoin App >>> Follow us on Twitter >>> Join us on Telegram >>> Join KuCoin Global Communities >>>

[ashishjadhavtechnologyforum]

dForce Yang Mindao: DeFi value capture should be deeply cultivated from the dimensions of assets and functions

Yang Mindao, the founder of dForce, introduced dForce's agreement matrix in detail from the perspective of product line and strategic planning, and shared his views on DeFi value capture. Original Title: "The Troika of the Road to the Ultimate goal of dForce (Live Review)" Written by: dForce

This live broadcast could be the first detail by detail analysis of the merchandise line and strategic planning by dForce founder Mindao. The outline is really as follows

* Reflection and DeFi risk get a grip on module design * Agreement matrix and strategic planning * Rethinking the protocol dismantling and reviewing the style of the DeFi risk get a grip on module. In accordance with Lendf. Me's data before the hacking incident, dForce reached the fifth devote the global DeFi lock-up ranking in only a couple of months.

Whether it is dForce's rapid growth, strategic perspective, or risk thinking about accidents, we hope to share with you these as a reference for the industry. In the decentralized lending market, dForce has always maintained a flexible and rapid strategy to access potential new assets, and it has become the most comprehensive and flexible stable currency lending platform quickly. The amount of legal currency stable currency borrowing can also be the very first of all lending platforms. But dForce's innovation and development speed also come with risks. The hacking incident on April 19th brought us in-depth thinking. For detail by detail review, you can view dForce AMA to revive the Lendf. Me hacking incident. The next is dForce's summary of our ideas on the chance get a grip on module

* Review process for accepting new assets * Fund pool mode, single loan limit debt limit (similar to MakerDAO debt ceiling) * Mixed mode, the collateral of the single pool mode just isn't connected, solving the issue of borrower risk imbalance. * Centralized early warning monitoring and agreement termination * Asset and process on-chain protocol matrix and strategic planning Out of this year's viewpoint, the boundary between DeFi and CeFi has gradually blurred. The three major exchanges have committed to their particular public chains and stable currency construction. What do we consider DeFi? DeFi is actually a shop front and back factory model (wallets or exchanges are shops and DeFi is really a factory). As time goes on, more value will start to accumulate on DeFi. In the event that you make a classification of the DeFi field, one is really a functional agreement and one other is an asset-based agreement. dForce is targeted at the lowest level protocol, but as the market is quite early, we shall take to our better to have a step of progress to capture users at the application form layer. A usually asked question, how can DeFi do value capture? I know think this way. I begin to see the figure below. The vertical is an asset-type agreement, and the horizontal is really a functional agreement. Value capture must be deeply cultivated in two dimensions. Probably the most stable one among foreign DeFi players is MakerDAO. This is because MakerDAO not just gets the loan function, but additionally the asset DAI. When the asset DAI is built-in by other protocols, the network will have a massive effect. This network effect is much larger compared to functional agreement. The functional agreement is relatively in the moat. The weak will face competition in fees and liquidity.

Furthermore, the asset class could be the most critical. Taking the next figure as an example, we could note that we put the asset class at the pinnacle of the carriage.

It can also be confirmed in reality that after so many turbulences like MakerDAO, it really is still standing as a result of DAI's asset agreement. Let's speak about the value capture part. The above mentioned three agreements really are a gear relationship. The combinable relationship between you and me could be the secret, but at the same time additionally it is amplifying risks. But you can not quit food as a result of choking. If there is no composability, DeFi's own characteristics and advantages are difficult to play. Dismantling the agreement Back once again to dForce's agreement matrix as an example, all our strategic thinking is quite highly relevant to capturing value. The next will observe the order of Mindao's speeches, and add three major categories behind each agreement that will help you develop a framework. USDx (Asset Type Agreement) The first ever to do USDx would be to hope that the value of future functional agreements may be deposited in the asset class, and at the same time, the asset type agreement may also provide functional agreements with really low capital. Why not launch the stable currency USDx alone? It is extremely difficult to push a reliable coin hard. It may be seen that even the stablecoins with the background of the three major exchanges are difficult to break the monopoly pattern of USDT in a single fell swoop. From the verification of the access party and address data, it could be seen that even if it really is as strong as the exchange, pushing your own stablecoin will never be effective. It is difficult to shake the career of USDT. Many people do not understand how complicated a currency is. It is extremely difficult to reach the existing status after the brutal growth of USDT, or the network effect established with a first-mover advantage such as for example DAI. Even though DAI's daily liquidity is less than US$500, 000, it still exists. For a brand new currency to have interest, it needs a lending market, and application scenarios must have counterparties. These dependencies are extremely strong. The troika depends on each other. What's the trading strategy market (asset agreement)? We make a permutation and combination of dForce's resources with income function as time goes on. From low risk to high-risk, you will see USR, stable currency asset deposits, quantitative product Token, and so forth dForce Swap (Transaction Agreement) This season dForce will spend plenty of effort on the transaction agreement side. You are able to experience the services and products of dForce Swap. The picture below shows the well-known aggregation trading protocol 1inch accessing dForce Swap dForce Swap's quotes on most stable currency pairs would be the most readily useful quotes dForce Swap will undoubtedly be version - 0 of dForce transactions (we support most stable coins), and ERC BTC transactions will undoubtedly be added later, and in the next version 2. 0 of dForce transactions, it will be expanded to multi-asset class transactions. Supplement: The difference between dForce Swap and Curvefi is that Curvefi is an automatic market maker model and can adjust the purchase price in line with the algorithm, but in many cases it is actually much less good as dForce Swap. dForce Swap uses external professional market makers. Connected to the liquidity of centralized exchanges or decentralized exchanges, underneath the precipitation of low funds, the exchange price of dForce Swap is not only favorable but additionally allows the use rate of funds to be high. After dForce's loan agreement is reopened, our dForce Swap will have a synergistic relationship with the loan agreement to boost capital efficiency. Our personal professional market maker resources and traditional financial market background really are a great advantage for dForce to enter the trading field. USR (Asset Protocol) USR is really a mechanism just like MakerDAO DSR. For related text, please make reference to this dForce improvement plan (DIP001): governance voting results. USR is really a area of the USDx stable currency Supply in to the lending market. These stable The interest generated by the currency is then distributed back to USDx holders or used to repurchase dForce Token. The contribution of USR to the dForce ecosystem would be to give USDx systematic interest. USDx interest arises from its stable currency component currency to generate interest, and doesn't have to be generated by borrowing demand. The scalable USR system interest also includes transaction fees. The transaction fee model resembles the fee model on imBTC's Tokenlon. As time goes on, USR will also share the transaction fees of USDx in the dForce ecosystem. PS: USR system interest = USDx component currency deposit interest + dForce related agreement transaction fee Yield Protocol (interest-bearing and lending protocol) Following the launch of the Yield Protocol, any asset that you own may be deposited in to the dForce contract to be an interest-bearing Token. This is the Yield Protocol. Many people may instantly consider Compound's cToken. From the perspective, both have similarities. The difference involving the two is: cToken only exists in Compound's own protocol, and Yield Protocol is really a more open and abstract architecture. Yield Protocol will store area of the currency in the DeFi protocol, including Compund, dydx, dForce Lending, and so forth, and one other part will enter dForce PPP( Public Private Pool). The launch of PPP is dForce's thinking after that great hacking incident. All borrowing and liquidation activities are on the chain, and each borrower may have a unique lending pool, but the borrower requires a whitelist. For example , I will be a borrower and I deposit ETH in Lendf. Me as collateral to borrow. I don't desire to expose my collateral to smart contract risks. In the past DeFi agreement, all collaterals Deposits are stored together, but in PPP borrowers may have independent borrowing pools. PPP gives borrowers more choices. It may be understood as private or customized, and the collateral will undoubtedly be safely stored in independent borrowing pools. There is no need to concern yourself with being borrowed by others. This is actually a risk get a grip on on the loanable assets. This is the key to the style of Yield Protocol. While obtaining competitive funds, the PPP pool will not infinitely amplify risks. Concerning the future scalability of the PPP model, PPP can open a lending pool for CeFi, a lending pool for staking assets, or continue to mortgage the lending pool of the stable currency Yield Protocol (which is a derivative product). Additionally , PPP can more flexibly customize different categories of borrowers and different borrowing conditions. To put it simply, Yield Protocol+PPP is an innovation of an open + hybrid model. As time goes on, dForce Lending 2. 0 (a completely open model), Yield Protocol will undoubtedly be compatible later. From the perspective of time progress, Yield Protocol will enter the code audit process in greater than a month. Summary dForce's huge agreement matrix layout, we have been building a cutting-edge attempt, no-one can guarantee absolute security, this really is an innovation dilemma, and we'll do everything we could to have various risk get a grip on techniques to make the agreement better, financial It's a marathon. Concerning the DF token distribution plan, you can view this DF airdrop plan-DeFi Community Co-construction Award. The next distribution and circulation plan will undoubtedly be announced later. Community friends are extremely concerned about this. The next circulation plan will undoubtedly be announced in the next two weeks. The next AMA of dForce will involve the DF economic model. dForce will be a world-first DeFi team. We are not just following foreign thinking, but additionally having our very own original a few ideas. China has reached a worldwide leader in exchanges and mining pools, although not in neuro-scientific public chains and DeFi. Among them, the Chinese team even offers huge advantages and opportunities. The next could be the media and community Q&A Question 1: Along with publicizing the merchandise roadmap, any kind of current marketing plans that deserve to be disclosed? Will the prior attacks affect the reputation of dForce in overseas communities? Will it advance as time goes on? Which are the plans? (Blockchain News) dForce's marketing will observe the merchandise route. Due to the massive amount this hacking incident in the western community, many overseas community developers and investors begun to pay attention to us. From the perspective of security, many CeFi have now been hacked, so when DeFi we cannot hide it. We don't believe we must over-magnify the hacking incident. There isn't much negative affect dForce. We will use data and services and products to prove it. As time goes on, dForce will focus more on the Chinese market. We will perhaps not be embarrassed in services and products and agreements. Why China? Yesterday, in the Binance 101 live broadcast, Buffett mentioned that his birth in the usa is equivalent to winning a womb lottery (2% probability). Entrepreneurs doing DeFi in China can be like Buffett winning the lottery in China. If you are the very first in China, you need to be the best in the world. Question 2: You think that a lot of of the new services and products in the DeFi community are breakthrough innovations or incremental innovations? What category does dForce's new product belong to? (Blockchain News) Many foreign DeFi project innovations are mostly embroidered. In traditional finance, every business line must be verified a lot, and every attempt has an opportunity cost. For dForce, strategically, we have been a breakthrough innovation (as a mutual linkage of the agreement matrix), and tactically we have been a pragmatic and gradual innovation. We will look at which agreements have now been verified. This involves a lot Innovation? No need. Now I choose to do dForce Swap because stablecoin trading is indeed in demand on the market. Question 3: What's the core strategy of dForce matrix layout? Which services and products are there? What would you like to achieve? (Blockchain News) The protocol matrix of the dForce Troika is aggregation, which can be also mentioned in the aforementioned live broadcast. Western entrepreneurs haven't seen how Chinese entrepreneurs compete, and the Chinese team must give full play to their advantages. Question 4: After that great hacking incident, what corresponding measures will undoubtedly be taken on security issues? (Blockchain News) Regarding security, we shall make different arrangements on different agreements to cut the risks that can be isolated. This is noticed in the first risk reflection on the live broadcast. Question 5: In DeFi, how could be the boundary between centralization and decentralization defined? For example , this time around there is a viewpoint that the dForce team doesn't have to retrieve funds in a centralized way, which can be inconsistent with the idea of ​​decentralization. However in fact, centralization and decentralization ought to be coupled with each other. Just how can this degree become more appropriate? (Block rhythm) I know would rather utilize the term Open Finance. Everybody takes D too seriously and too ideologically. For example , USDT is quite grassroots and it has grown through decentralization, but the USDT coin minting process gets the characteristics of centralization. You think it belongs to DeFi? Do not engage in decentralized governance prematurely for a project. Stress that decentralized governance will consume too many unnecessary resources before getting a market position. For example , MakerDAO requires 1-2 individuals to do this full-time for every meeting and coordination. It might be feasible for a project as mature as MakerDAO, however it is a superb burden for some teams that do not have a verifiable product in the early stage. On the other hand, in the hacking incident, somebody mentioned that hackers can ignore it as a DeFi protocol after stealing, so that the thinking of completely dumping the pot is unreliable. Although decentralization theoretically will not bear legal responsibility, it really is for a responsible person In terms of the team can be involved, it really is to accomplish everything possible to retrieve the assets. It seems to Chinese users that if something goes wrong, the blame cannot be caused by the agreement. It's a question of attitude whether to get it back and whether to spare no effort to get it. Holding the pot thinking just isn't some sort of user thinking. Many ideologies will undoubtedly be gradually expunged by the market. As time goes on, it should be a hybrid model. The dForce PPP model is really a combined exploration. Question six: In fact , after dForce came ultimately back the user's assets, the cryptocurrency experienced a little climax. Ethereum and Bitcoin have both increased by 10-20%. If everything is normal, actually this era ought to be because of the escalation in the quantity of Defi locked positions This really is also the opportunity cost of dForce for a period. So actually even if most of the assets are retrieved, dForce still features a lot of losses. What plans does the team follow to cover the losses during this period? Now it has temporarily fallen out from the No . six position in DeFi lock-up volume. Have you got any plans to re-enter the most effective ten? (Block rhythm) Defipulse's lock-up volume just isn't a good criterion for DeFi projects. For example , for DEX, it pays no focus on the lock-up volume. For dForce, we not just desire to rank, we make the agreement to establish network effects. Question 7: In dForce's asset protocol, there is an interest-earning protocol (Yield Protocol). Is it possible to explain how this protocol helps users "hold money and earn interest"? What's the principle and logic behind it? (Planet) The practice of Idle finance is where the interest is high and where will the tokens be allocated? Yield Protocol, dForce's interest-bearing protocol, is more concerned with security issues. It will give priority to mature protocols, such as for example Compound, and allocate part of it to PPP Pool, to ensure that Yield Protocol's interest will never be worse than other aggregation protocols. Question 8: So how exactly does the hybrid lending market in the dForce lending agreement work? Does it signify dForce will support multiple hybrid tokens and other assets like Synthetix as time goes on? (Planet) The largest difference between dForce and Synthetix is ​​that Synthetix is one of the category of derivative assets. There's a difference between actual assets and derivative assets. Derivative assets have plenty of friction, and there is never a deterministic price anchoring mechanism. Kinds of self-system derived asset systems are difficult to get out of these own system. Question 9: Let's say the hacker steals the funds and will not recover it? Following the accident, dForce prepared a wartime office to cope with it. Within 2 hours, we contacted all the centralized asset parties to resolve the incident, and we made a report to the Singapore Police. The entire process team was relatively calm. For me, both days were It was a bit ignorant, the complete process was just like a thrilling roller coaster. Let's say the funds aren't recovered? We now consider DF circulation as important. Why? At that time, MakerDAO lost huge amount of money on 3/12. Fortuitously, MakerDAO features a circulating market value. The shortfall was made up by issuing MKR. MakerDAO can fully capitalize and commence again, but for many teams, it could hang. Consequently , circulating tokens are of strategic significance to the DeFi team. Question 10: DeFi protocol matrix. What's the similarity between this idea and the merchandise matrix of Chinese Internet giant Ali Tencent Toutiao, and do you know the differences? The part of diversion from each other is comparable, but the Internet giant is really a closed matrix. You can not use WeChat to divert Douyin. DeFi is different. Each protocol is interoperable. In the early stage, it seems that they are competing together but are essentially available to each other. For example , when USDx is aggregated by the transaction aggregator, the liquidity of USDx is opened. Originally, there were no trading pairs with other currencies, however now you will find trading pairs. Why can Bitcoin and Ethereum rise so much for a while? And Facebook just isn't so fast. It is because the network effect in the blockchain is different from the traditional network effect. Digital currency features a stronger network effect. Question 11: Why choose dForce Swap as the first product? Does dForce have a trading background in the past? The dForce team features a relatively deep trading background. Before dForce, I also founded Blockpower (asset management) and Hashingbot (encrypted asset quantification). The partner of my transaction was also from Goldman Sachs. It is burdensome for the domestic DeFi team to locate a team with first-hand experience in the financial field. Question 12: What's the look for the V2 version of lending mentioned by dForce? What's the improvement on the existing loan agreement? dForce Lenging v2 will have a debt asset limit, the mortgage rate of each and every asset is different, the review process of each asset access, and we'll also add centralized services to monitor related risk signals. Question 13: In the best terms, describe the long run ecology of dForce to retail investors? How to comprehend the closed loop of the protocol matrix? As stated above, dForce must be an open protocol, in which there's a small closed loop in the protocol matrix. The logic of Multicoin investment describes dForce as a brilliant Dapp. The dForce protocol may be open enough to connect to different external protocols is an outer loop, and the protocol The tiny closed loop in the matrix is ​​the inner loop.