#I am getting close to my limit of logging out and forgetting my password
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reminder that men who drive cars in circles cannot and should not be taken seriously
#deleted the last post because i donāt feel like discourse but coming into my inbox demanding āclarificationā then accusing me of bad energy#if I donāt comply. Jesus Christ get over yourself.#I donāt owe you anything#my brother in Christ this is a sports championship. if lando wins he will win and we will all get on with our lives#there is no actual life threatening/changing circumstances here. there is wit and tongue in cheek-ness but what bad energy#in fact youāre the bad energy bc we were all joking around before and now Iām in a toweringly bad mood#I am getting close to my limit of logging out and forgetting my password
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HOW RIGBY RUNS A ROLEPLAY : A VERY SPECIFIC GUIDE ( OF SORTS )
BONUS CONTENT: ACCEPTANCE DAY
I think itās essentially to start with this disclaimer: This is merely how I run a rp and Iām not saying by any means it is how a rp should be run. I have found success through these methods all in combination and I canāt promise that they work all the time.
IMPORTANT ! if you use this guide as a basis for your rp please credit back to me somewhere on your front page, rules, or plot! this is a very specific type of rp (small limited run plot heavy skeleton rp) that i have worked very hard to develop over the past five years. i want you to learn from my successes and failures, and please give credit where it is due!
It is a lot of work! Like A LOT! And if you donāt have time to admin with full commitment this is not the right type of rp to attempt.
With that in mind, letās go!
FULL GUIDE IN THE SOURCE LINK!Ā
BEFORE THE ACTUAL DAY
First of all, getting apps is fun and itās easy to get wrapped up in the excitement and want to move things forward as soon as possible. However, I recommend you donāt rush! Do not move up your acceptance date or the date that you close the inbox! This isnāt fair to the people who were planning on finishing up their apps before the original deadline who now have to crunch to meet the new deadline or may not be able to make the new deadline at all because of irl responsibilities. Itās always good to give lots of warning for the inbox closing and stick to it!Ā
I also recommend that you do not lower the threshold of people needed to open. Sometimes it can be disheartening to set an app threshold at ten and then only get six apps, even if the days grind on with no new apps, stick it out and keep promoting! Opening with less than eight characters (and for apples Iād say 15 characters) is going to make activity lackluster. Itās better to delay opening for the sake of having a grand first day than to jump the gun and end up making the rp fizzle before it can even start.Ā
About 52 hours before acceptances are set to take place I like to write out a to-do list and put it in my drafts. It usually involves āwrite acceptance posts, update skeletons, update main, post acceptances, post follows, post opening noteā. Just having everything you need to do between then and opening written out in order is so helpful. And being able to check things off the list creates both a feeling of relief and excitement. So make a plan, determine how soon everything needs to be done, and work through it meticulously. In the rush of opening day it can be easy to forget important things like updating the triggers page.
If I have time I try to write everything hours in advance. When it comes to things like opening announcements and plot drops I try to write those at least 24 hours of their release time. And this is why I like, for competitive rps, to close the inbox and then give myself at least two hours to deliberate. But Iād even encourage giving yourself 6 hours between the inbox closing and posting acceptances. I know thatās a while to make people wait but apps can get pretty long and reading them all (and probably rereading a few of them multiple times) can be a lengthy process!Ā
I always try not to read the apps at all before the deliberation time. I find that if I read an app when it comes in that gives the first person an advantage because they have more time for me to adapt to their vision and start to assimilate it and get attached. And thatās not fair to the people who may have stumbled upon the rp later. So I just read the app far enough to get the info for the app count.
Just as a general rule I like to post important dates and times in at least two different timezones. For example āAcceptances are at 6am GMT / 1pm EST / 10pm PST ā. That way you can show that you are keeping other timezones in mind. And plus itās nice to just to the conversion work so your applicants donāt have to.Ā
DELIBERATION TIME
Start by reading the apps which donāt have competition. These ones are easiest because itās not a matter of determining whether they are the best of the bunch, itās just deciding whether or not they are are passable. So I always read those first and then write their acceptance post immediately after I make my decision so that at least Iāll have that to post at the set acceptance date. That way, even if I havenāt made a decision on all the apps Iāll have something to post to show that I am reading apps and trying to stick to schedule!Ā
When your are dealing with competitive apps there are a few things I look for in an application:Ā
The most important is that the applicant seems willing to talk to you. This could be asks, ims, or even a little note in the app! Writers who want to make it clear what their intentions/desires/goals are ooc are going to be the easiest to work with! Plus it gives you an idea of how flexible they are! Those who dig their heels in when you offer up alternative suggestions are probably not good to work with. You want to find someone who has direction, intention, and ideas but donāt treat your ideas (or anyone elseās) as lesser than their own.Ā
Call for humor! Iāve found that I have trouble with people who take themselves and their characters too seriously. This means that they often wonāt be up for plotting since they donāt want their character to be anything less than graceful. Humor is a really good sign that a writer is fun, creative, and understands their character.Ā
I also get wary of people who overhype the rp. Making edits/adding memes in the talk tag is all very nice, but when it looks like an rpt is promoting my rp just to give themselves an advantage over other applicants I tend to count that against them. I donāt like the idea of an rpt trying to use their signal boosting and popularity in the rpc as leverage over me.Ā
One of the biggest red flags is someone not sticking to the skeleton! If someone blatantly disregards one or more aspects of the skeleton that is an instant strike against them. I donāt like it when people have ocs that they adapt to fit a skeleton because most of the time that means that they donāt really care about the skeleton and your ideas. However, if they contact me about changes to the skeleton in advance and ask if some edits are alright then thatās actually a really good sign! I want people to play a character that they are happy about and Iām willing to change up any skeleton. I just need to know the applicant is willing to work with me instead of against me.Ā
Do not be afraid to deny applications. I used to never do this because I felt it was too mean and judgmental but now I realize I reserve the right as an admin to deny any app or character that I donāt vibe with. Go with your gut, and if the application is making you uncomfortable or nervous in any way, do not accept them. Sometimes itās better to have one role go unwritten than to have someone who isnāt good for the group. Because both ic and ooc dynamics contribute to the effectiveness and survival of the group, you need to be excited to work with everyone and their characters.Ā
One of the ways that I protect myself from muns who may not be right for the rp is by putting a password in the rules. Often the apps that make me uncomfortable are the ones that disregard or contradict the skeleton or plot. Itās clear that the mun either wasnāt paying attention, reading the pages carefully, or just chose to ignore what they read. Itās often That the apps that I donāt vibe with end up being the ones that donāt read the rules and therefor donāt put the password. So not only is it a good indicator to me that the mun might not be very considerate but itās also a great default reason to deny an app without having to tell the mun directly that you didnāt like other aspects of their app. Most often I allow them to reapply if theyād like to but their acceptance wonāt be immediate, so that thereās a chance someone else might apply for the same role with an application than doesnāt skeeve me out.
ONCE YOUāVE MADE THE DECISION
Write out your acceptance notes. I try to write a full paragraph for everyone when I am accepting for a skeleton rp. If thereās more than 20 characters being accepted then obviously donāt, since thatās way too much to ask of you. But if itās a small group I always endorse writing a little welcome the chosen mun saying what ti was about their appt hat you gravitated towards. Itās kind of a way to also provide feedback to those who were denied as to what their app might have been missing. Plus, itās just a good way to get the right vibes going for the ooc portion of the rp. Muns need to feel appreciated! After all they put in the work to get there!Ā
I also like to offer feedback to those who were denied but with a disclaimer that most apps are chosen based on how they mesh with the other apps, since thatās something no one can anticipate. Usually the quality of the writing isnāt as big of a factor as how the character plays into dynamics with the others and whether or not their desired plots and connections with your vision and everyone elseās. Most of the time people wonāt take you up on it, but be kind and thoughtful to those who do. However, if they are aggressive towards you in any way because they are upset about being denied block them immediately. Just trust me on that one.Ā
Keep everyone updated as to your progress! Just telling everyone where you are at (in the process of reading apps, writing the acceptance notes, or taking a break) is a good way to put everyoneās minds at ease. Itās especially important to let people know if you are logging off for a while on acceptance day. Ā That way people arenāt stuck refreshing the page and dreading that you might be ignoring them. On acceptance day I like to make a post every time I come online or go offline. It may seem like oversharing but itās honestly so helpful to both you and the applicants.Ā
POST-ACCEPTANCES
Once you are about to start posting acceptance notes, turn off anon. I know that anon can be very useful for those shy and curious folks that donāt want to im you directly, but this is another case where youāre just gonna have to trust me. For your mental health turn off anon and keep it off for at least 48 hours. I usually keep it off permanently unless there are more roles that need to be filled in a second round of acceptances. There arenāt really any questions that should need to be asked anonymously once you have a full roster of muns and this is a good way to get people used to asking you questions via discord, im, or dm. To prevent nasties from bullying you and to open the line of communication between you and your members, turn off anon!Ā
And finally, once you have posted acceptances, close your laptop or turn off your monitor and donāt come back to it for at least an hour. I like to give myself two hours to go on a walk, eat some food, and just do non-rp things for a while. Acceptances are stressful and itās important not to get swept up in it and feel overwhelmed. Taking a step back and remembering you exist outside of rp and outside of being an admin is so important. Itās hard to resist temptation, but if you have anon off really the only thing thatāll come into your inbox are follow messages and those can wait for two hours (or more)! But like I said above, keep everyone updated that you are going to log off for a bit and youāll be back. Just so no one assumes the worst.Ā
Just remember to be kind to your applicants and to yourself! Itās a stressful time for everyone!Ā
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10 Celebrities Who Should Consider a Career in Neuriva Reviews

Things about Brain Vitamins
" These things are safe, so there's actually no drawback." The slightly sedating herbs discovered in some products may really well relax down an overactive child, says Dr. Jack McClellan, kid psychiatrist and director of the Kid Study and Treatment Center at Seattle Kid's Hospital. "But that will not necessarily improve learning," he says.
The treatments for ADHD have more supporting proof than any other medical therapy for any other psychological health issue in kids, he states. "It's not even close."-- Is there a customer item you 'd like the Healthy Doubter to take a look at? Email the details to [email protected]. Learn More Healthy Skeptic columns at latimes.com/health.
I purchased neuriva today and downloaded the app. When I attempt to log on utilizing a password that I created for shiffs vitamins i am able to visit, it askes if i check out personal privacy etc, asks my sex, and then unexpectedly appears with the screen that I have no Web connection.
I ensure you I do have a Web connection otherwise you would not be getting this e-mail. I am using an iPhone ex S max iOS variation 12.2 on both my iPhone and iPad. Please adviseI contacted the company and the developers concerning the problem that I described above. After 24 hr they called me with a short-term service and asked me if it fix the problem.
I used the app ever since it seems to be outstanding. I therefore change my evaluation from one shop to 5 star.
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All About Neuriva Ingredients
Sleep deprivation has been found to interfere with the brain cells' ability to communicate with each other, resulting in psychological lapses and understanding and memory issues. http://neurivareviews8.bearsfanteamshop.com/where-to-find-guest-blogging-opportunities-on-neuriva-reviews To guarantee you get an excellent night's sleep, stick to a routine and make certain to limit workout, caffeine, alcohol and screen time close to bedtime.
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Certain supplements, such as fish oil abundant in DHA, phosphatidylserine (PS), coffee cherry extract, B vitamins and folic acid, have revealed possible brain health benefits. Neuriva is a new brand of brain health supplements utilizing medically tested natural ingredients to help sustain 5 indications of brain efficiency: focus, memory, finding out, concentration and precision.
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Fallout 76 Review: Semi-Wasted, Semi-Wonderful
By now youāve likely seen Fallout 76ās overwhelmingly bad reception. Mainstream sites have roasted it, the internet has mocked it, and retailers have slashed the price of it. The oft-heard critical terms are glitchy, soulless, broken, cash-grab, early-access, and junk. All these and more hang over Fallout 76 like a condemning toxic cloud.
So is this game simply trash? Is it unworthy of any attention? Well, itās certainly true that Fallout 76 is broken, buggy, and sometimes unplayable. If we gave review scores here Iād probably give Fallout 76 a 4 or 5 out of 10. It has potential, but itās simply a malfunctioning game rife with incompetent programming and faulty systems.
This leaves me in a strange position. After 65+ hours of play, Iām still eager to leisurely explore, build my character, and craft ever-more-powerful gear. I clearly see the numerous and unacceptable issues, and yet I find myself quite captivated by this mostly-dead Appalachia open-world.
In a world full of glitches and server instability, is inner-peace possible? Do we even dare to ask?
How can I enjoy Fallout 76? Am I insane? Just plain stupid? Bought-off by Bethesda? For those who dare to dive in, I humbly ask you to read this lengthy review in which I explain why Fallout 76 is both a technical disaster and a potentially powerful gameplay experience.
First, Letās Roast: So Much Broken Stuff!
In case you havenāt read and/or watched how embarrassingly broken this game is, let me give you the highlights of the low points.
Iāve had about 14 game crashes, 20-plus server disconnects, 7 or 8 sudden maintenance shutdowns, and probably 30-plus lagging out episodes taking up to two minutes to resolve. The servers are less stable than the results of my last psychiatric evaluation (dual-burn!).
I was playing the game for five minutes to get final screenshots for this reviewā¦and then BAM.
In the worst case when the game does disconnect you, you might log back in and find youāve lost the last five minutes or more of progress. Or maybe you wonāt have. It seems to depend on the serversā moods.
Particularly disturbing is how the quest log will sometimes fail to load. Iāll get in game and all my quests have simply vanished from the game world. Oh joy! Sometimes theyāll load in a few minutes. Other times I have to reconnect over and over and hope the game manages to scrounge up all that pesky quest data stuff.
This trash heap represents Fallout 76ās programming. A big mess of junk, basically.
One particular quest was deleted from my quest log and reinstated about eight times over the course of a week or so, but finally the servers dug deep and registered my completion. As such, finishing a quest is often a momentous occasion not because of stellar writing (itās not) or amazing rewards (theyāre not). Rather, itās kind of a miracle the game could momentarily function well enough to allow proper quest completion.
To make matters worse, the quest system itself uses a checkpoint system that fails to save your progress for many quests given but not begun. For instance, letās say a robot at point A gives you a quest to go to point B. Despite the game adding this quest to your journal, if you quit your game without going to point B, the quest will be deleted as if you never began it. Idiocy is what this is.
Ah, the dreaded T-pose in the wild! Stop breaking my immersion! Go away; nobody likes you!
Then thereās the broken artificial intelligence. About half the time enemies will glitch out in numerous mystifying ways. You just never know if theyāll slide around in a āT-poseā or teleport back and forth or glitch out of world or die instantly or be naked or invisible. Who knows, maybe theyāll even behave properly!
And we mustnāt forget about the persistent and unacceptable lag. Remember the 1990s on dial-up internet with all its hitches and delays? Fallout 76 not only remembers but emulates this with very obnoxious momentary pauses between major actions like looting, shooting, and building. At best, itās a split-second annoyance. At worst, itās seconds on end of bandwidth befuddlement. Do you even network code, Bethesda bro!?
The servers couldnāt be bothered to load super-mutant clothing. Very embarrassing, really.
The framerate and performance is often quite fineā¦except when itās totally dismal. In typical fashion, Fallout 76 can sometimes run very smoothly, but then the programming strangles itself with all those bits and pixels and things grind to a stuttering, halting mess. This is a seriously dysfunctional game engine.
On your end as a player, your attacks often wonāt register and animations wonāt play. When they do play, youāll often shoot or swing right through enemies. If you thought previous Bethesda games had bad combat, wonky movement, and glitchy animations, Fallout 76 takes it to a new level. More like 76 times more glitches (ultra-burn!).
A more surface annoyance is how the game refuses to remember my username and password. And why canāt the keyboard/mouse and controller be swapped on the fly? This is 2018, isnāt it?
Oh, and the game canāt even exit properly. I usually get stuck at a frozen game screen when quitting, even when using Alt-F4. I then have to invisibly open the Task Manager, type āfaā to select the āFallout 76ā program and then use Ctrl-E to end the task. If you didnāt know how to do all thatā¦then youād probably have to restart your computer or something. Fun!
So are you excited to play Fallout 76 yet?! Did I mention not only is the game priced at $60 retail but thereās a micro-transaction shop full of outrageously over-priced stuff that should be in the game to begin with? Yoda voice: Greedy and incompetent, Bethesda is!
$4 for a map, $14 for a rocket decoration, $4 for a door texture. Such blatant greed.
Thereās my Fallout 76 roast. Disdainful derision for a flamboyantly flawed Fallout. If you are dead-set on hating Fallout 76, stop reading now and go in peace. Or read on and hopefully see why there may still be something worth salvaging in this massive mess.
What Player Would Enjoy This?!
Ok. That was a lot of broken stuff, wasnāt it? This is why, as a reviewer, I cannot recommend or endorse Fallout 76 in its current state. Itās truly one of the most broken triple-A games ever released. And yet, there is much here to enjoy and for a certain type of player.
This is key: Fallout 76 will only appeal to a more-limited range of players because itās absolutely not the typical Bethesda RPG experience. I believe there is unique captivating joy buried within Fallout 76, but it requires defiant digging and self-determination.
Thereās a vast world out there, full of treasuresā¦if you look closely and carefully.
Let me explain by starting with what types of players wonāt enjoy Fallout 76. Firstly, story-driven players wonāt be satisfied. Thereās only a bare-bones narrative told with holotapes (audio logs). There are no cutscenes or reveals or payoffs. Thereās no characters to truly care about.
Action-focused players wonāt be pleased. Thereās almost no well-designed combat encounters. Most combat is awkward and clunky. Thereās no sense of progression like in mission-based shooters, and the combat āEventsā are mostly terrible (often broken) wave-based affairs.
Role-players wonāt find much of a role to play since thereās not a single character to have a back-and-forth dialogue with. Shakespeare said āall the worldās a stageā, but Fallout 76 is more like an abandoned stage days after the last debauched performance, everyone gone and everything in disarray.
MMO-fans wonāt find much to celebrate because Fallout 76 is the anti-social multiplayer game. Instead of advertising how you can get a job and become a hero or villain like many MMO-style games, Fallout 76ās āselling pointā is how all those interesting interactions are as dead and gone as all the human NPCs.
This is where all the NPCs went. Thrown in dumpsters, never to give out quests again.
Speaking of everyone being dead, we finally get to the target audience of Fallout 76. The archeologists. The anthropologists. The wanderers. The nomads. The explorers of the unknown. The ones who are energized by solitude and find rest in their own private world.
Fallout 76 calls out to those who dream of having Disneyland all to themselves without the masses getting in their way. Put me in my own world. Let me explore. Let me discover. Let me escape the shackles of someone elseās story. Set me free from the madness of human interaction. This is, ironically, the mantra of Fallout 76.
A whole world to explore at my own pace, in my own way. To me this sounds like heaven!
Now you probably think Iām nuttier than my last peanut butter and jelly sandwichā¦but stick with me here, Iām going somewhere delicious with all this.
Self-Amusement Park: My True Story
Let me tell you a true story. When I was about 12 I went to an amusement park near my home. The whole park was rented that day by my friendās momās employer, so we had full access to the massive park with only a maybe 200 of us instead of the usual 2,000+.
Just out golfing, enjoying the crisp, newly irradiated greens. And looking snazzy!
It was glorious. There were no lines and no crowded streets. Iād run from ride to ride with my friend. Weād go together a few times, then weād split up and do what we wanted. It felt like this was my park. This was my world, created just for me to explore and enjoy.
To this day I remember this event as my best theme park visit ever. This experience was much better than all the other fancy super-crowded parks Iād go to in the subsequent years. Those other mega-parks were always chock full of people, reminding me I am but one of thousands, at the mercy of the crowds.
Here is where Fallout 76 resonates with me so much. Contrary to what Iāve said above, I donāt hate all human interaction. However, I want that interaction to be limited and optional and realistic. I donāt want to feel like Iām 1 of the 10,000 āHeroesā going on some quest-checklist to save the day like many online games.
The world is full of little locations such as this, pieces of lore to fit together however you like.
As a result, Fallout 76ās system is actually very enjoyable for me: thereās up to 24 players scattered around the massive world, which means Iām usually on my own. However, I always know other players are out there, released from my same Vault, exploring just like me. This setup gives an added realism and human connection to my exploration in a mostly non-distracting and beneficial way.
To put it another way, I can be alone but not lonely. Fallout 76 isnāt forcing me to team up and be social, and itās not relegating me to an offline-only world populated by shallow NPCs. Just like my day at the amusement park, I have a big world to explore, but thereās others out there to create a contrast to my isolation. For me, this is a wonderful feeling.
Fallout 76ās Star: The Appalachia World Itself
Letās get back to some specifics and describe the game world. Fallout 76 features not only the largest but also the most meticulously crafted game-space Bethesda has ever created. The attention to detail, little touches, and overall sense of place makes exploring the huge West Virginia Appalachia landscape a delight to me.
What a breathtaking, compelling, and expansive world, and itās all mine to discover!
Truly the natural environments are stunning and impressive. This is a huge step up from anything Fallout 4 offered. Sadly, the man-made locations and buildings are mostly recycled assets from Fallout 4, and itās almost all inferior to the creatively crafted natural artwork.
I cannot overstate how impressed I am with Fallout 76ās natural world full of truly unique biomes and locales. The lush green and bright red forests. The haunting mucky mires. The rocky moon-like crags and mining outposts. The otherworldly irradiated flora. Itās mesmerizing and graphically impressive!
There are some fantastically dangerous locales to exploreā¦better bring a gas mask!
Most importantly, the worldās full of typical Fallout story tidbits. Husband and wife farmers about to lose everything suddenly hit it big only to have the world get nuked the next week. A bank robbery gone wrong made irrelevant by Armageddon. These stories get pieced together as you carefully find corpses and notes and so forth.
Thanks to the superb quality of the world itself, I find myself logging in and relaxing as I settle in to another session of wanderlust, being transported to what feels like a real place I can live and breathe in.
Such a quaint and calming scene. Thereās beauty in simplicity. And those rocks are looking nice!
Sometimes Iāll just meander to a few locations and admire the views, takes some photos, and maybe find a note from a dead inhabitant. This leads us to what Iām calling my three pillars of Fallout 76.
My Three Pillars of Fallout 76: Wander, Discover, Examine
So weāve already made it clear that this isnāt a game about story or characters. So what is it about? I personally view Fallout 76 as my solitary world to get lost in, and I find something very peaceful about walking through this vibrant world full of dead people and abandoned civilizations.
This simple process of journeying has kept me energized for a good 65+ hours, and I believe this is the fundamental gameplay loop of Fallout 76: wander, discover, examine. Let me explain each one.
I really love this photo. The ambience and mood is so gloomy yet soothing in a way.
First, I wander. I argue this game is for the wanderers, the nomads, those who see an inherent value in simply going forward to find whatās there. This feeling of wanderlust has never been truer than in Fallout 76. The gameās very premise is thus: the world is destroyedā¦go out and study what has happenedā¦thereās nobody to help youā¦so forge your own path or die trying.
This mostly open-ended story structure is a tough pill to swallow for many fans because weāre used to Bethesda giving us all the major quest paths. This idea that we must blaze our own trail is what sets Fallout 76 apart, in an often misunderstood way.
Going out and seeing the sights for yourself is such a huge part of Fallout 76ās draw.
Moreover, many players will be sorely disappointed at how many āemptyā locations there are. Many will ask, āWhatās the point of yet another destroyed building to walk away from with only a backpack full of junk?ā And yet, for us wanderers and explorers, the process of finding new places is, in itself, a worthwhile endeavor.
Now the second pillar: to discover. To discover is to live. This is the compelling truth that drives many of the worldās researchers, archeologists, and anthropologists. These are the ones that must discover, no matter what it may or may not lead to.
Some will ask what nonsense Iām talking about. Itās a big mental-shift to go from the quest-based discovery of prior games to this more free-form discovery of Fallout 76. Many players will hate it, but that indicates they perhaps havenāt discovered the joy of discovery!
One of countless little scenes set up to make you wonder and laugh and get immersed!
Thereās so much to find and learn about in Fallout 76! The world is full of visually interesting locales and buildings and towns and bunkers! Uncovering a cabin hidden in the woods, now silent and empty; this is a joy to us archeologists! Letās excavate the truth as best we can. We may never know exactly what happened, but weāll try!
Coming across a scene of decaying bandit corpses, all at each otherās throats. Listening to a holotape stashed nearby that explains the philosophical disagreement that led to these deaths. Fallout 76 is so wonderfully full of this environmental storytelling, with dead bodies in curious positions and hints at how life failed to survive. The anthropologist in my eats all this up!
This is Greg. He fell off a ladder and died. A note warned him to be careful. He paid it no mind.
This brings us to the third pillar: examine. Let me tell you another story. I was in a summer program when I was a youth, going into the hills and digging up dirt to attempt to find old Native American arrowheads and other relics. Weād go there and dig and dig. Often weād find nothing. Sometimes weād find a few items that might be part of past civilizations. There was an urge to connect with the past and to find something hidden, which pushed us forward.
As many of us grow up, we lose this sense of wonder. We donāt have the patience for it perhaps. Fallout 76 is a rare game that asks us to slow down and study its world, much like how many of us remember playing and loving the game Myst back in the 1990s (another game that was criticized for being sort of empty, without much plot).
Hereās a mundane computer workstation. I thought this was a really nice setup for a photo. I like the cardboard box, unsure if it should fall or hold strong. Thatās how our life can be at times.
This is where many label Fallout 76 as wasted or worthless. The gamer who wants to blow through five quests in 30 minutes and unlock that special weapon and become the heroā¦they probably wonāt understand why people would bother with Fallout 76. And thatās fair for them: this isnāt their type of game.
And yet for me, some of my best times in Fallout 76 has been my own personal journey that started with wanderlust, blossomed into discovery, and finished with contemplative examination of the past. This seemingly basic process has compelled me to continue playing Fallout 76, pushing through all the horrible bugs and issues, akin to pioneers trying to avoid freezing to death or being glitched out of existence by diseased programming.
Helvetia: A Case Study
Still unsure if Fallout 76 is for you? Consider this case study that encapsulates this wander, discover, and examine philosophy that I claim makes Fallout 76 so captivating to a select group of players.
Welcome to Helvetia! Itās a nice placeā¦or wasā¦at some pointā¦probably!
As I attentively stroll through the beautiful Appalachia countryside, I stumble upon a quaint little German/Swiss town, once a tourist destination but now lifeless apart from the roving ghouls. Iām filled with excitement because I know Iām going to discover and learn more about this world I love.
Questions fill my mind. Who lived here? What happened to this place? Weāre they happy? What will I find as I go from house to house searching for answers? On the video-game side, I wonder if Iāll find a decent weapon blueprint or some higher level power armor.
As I explore the boundaries of the town and make a first sweep, I find no quest or higher purpose. Instead I find an art exhibit, a voting location gone haywire, and an old plundered inn. I spend maybe 20 minutes carefully sifting through the broken furniture and junk.
A swing-set for children. What manner of fun did kids have here? Where did it all go wrong?
Thereās some notes here and there, and I do find a holotape. I hunker down in a safe corner and listen. It gives me a rare glimpse into the actual lives of the now-very-dead townsfolk. I also find a big score of tasty honey from the derelict-but-quaint local honey shop. Great!
All this exploration is done mostly quietly and peacefully with just a little combat to clear out the ghouls. After about an hour Iāve āfinishedā this location. I leave with the satisfaction of knowing Iāve explored another piece of post-war West Virginia history. Thus ends my time with Helvetia.
Helvetia if this Was Fallout 5: A Thought Experiment
Does my story bore you to death? Does my experience sound dreadfully dull? To some it will. These are the players who will likely curse Fallout 76 for, quite simply, not being Fallout 5. Part of the issue is itās so easy to reimagine this town the way a fifth Fallout would have done it. For the sake of curiosity, letās be creative and come up with our own Fallout 5 Helvetia.
This man was a writerā¦perhaps one of Bethesdaās, which explains the lack of storytellingā¦
If this were Fallout 5, this location would have been a vibrant town full of NPCs. Youād probably meet the town leader who gives you a grand quest to reinstate the annual town celebration day, requiring you to decorate the town or sabotage the whole event.
There would have been a deranged-ghoul who gives you a quest to kill the local honey shop owner because he believes the honey is a mind-control agent. Youād be able to side with him or turn him in. Youād later run into his family on the other side of the map, telling you of the time he ate some irradiated honey and nearly went feral.
Perhaps thereād be an upbeat German/Swiss companion you could recruit, dressed in a colorful blend of that cultureās traditional clothing and scavenged parts. Sheād talk in an accent of course and have a quest to find her lost loved ones.
This photo is meant to calm our hearts and open our minds to the creative spaceā¦or whatever.
Did I mention youād be able to buy a player-home? Youād then decorate it with a bunch of fun German/Swiss trinkets as you complete quests for the townsfolk. By the end, theyād adopt you as their local town hero, possibly building a statue to you unless you choose to role-play a humble character.
The above structure is the well-established (some would say tired) Bethesda role-playing design, and this is what many wanted Fallout 76 to be. They didnāt want a Helvetia thatās empty and dead, and I canāt argue with their feelings. All this stuff would have been pretty fun no doubt, and thereās clearly a huge appetite for standard Bethesda/Fallout quests and role-playing.
The flames are the hopes of Fallout fans as Bethesda burns down our dreams of Fallout 5.
But hereās the bottom-line: Bethesda chose to not make a typical experience, so itās not reasonable for me, as a reviewer, to expect it of Fallout 76. They made it clear from day one what this game would be. Maybe that was a poor choice, but as a reviewer, I cannot judge the game based on a different game I wish they would have made.
And let me go a step farther, at the risk of upsetting some people. In a way, exploring Helvetia was a fresher experience for me than if it was the usual Bethesda Fallout stuff. Going the dead and desolate route let me express my own inquisitiveness in a bolder way than if all the stories were right there in front of me in living NPC form.
Engaging with and helping NPCs has its joys of course, but in Fallout 76 the joy is in helping yourself to discover and learn about this world. I strongly believe piecing the fragments of this broken world together is enriching in its own way. That drive to know what used to be and how it all was lost is what makes Fallout 76 worthy to me.
A Tangent: Weāve Done this Before: Fallout Tactics
Speaking of peopleās desire for Fallout 5, this isnāt the first time us Fallout fans have gotten something radically different than what we wanted. And ironically, this isnāt the first time us old-timers have played Fallout with friends.
Look! Itās Fallout with friends! Well, actually theyāre total strangersā¦but I can pretend!
Way back in 2001, it had been 3 years since Fallout 2 took the CRPG world by storm, and we had all been waiting year after year for Fallout 3. And yet we didnāt get it. What we got was a weird multiplayer Fallout forgoing story and traditional RPG elements. Sound familiar? It would take a full 10 years to give us a proper Fallout 3 (although it was reimagined/mainstreamed by Bethesda).
For many, this Fallout Tactics was written off as a fake Fallout, and it certainly wasnāt what most fans wanted. Still, many of us accepted it for what it was and made the best out of it. I have fond memories of building my Tactics team and facing off against friends on our LAN.
Fast forward to today. We all want a proper Fallout 5, one that returns to form with the intelligence and wit and depth of Fallout 1, Fallout 2, and New Vegas. And yet here we are with a multiplayer Fallout forgoing story and traditional RPG elements. Sighā¦
Fallout 76 questing: you sit by skeletons and act like thereās choices and consequences.
To add insult to injury, I fear it will take us another 10 years to once again get a proper Fallout. Bethesda is busy with their new game Starfield. And then thereās Elder Scrolls VI. That probably puts us out roughly 10 yearsā¦a distant dream at best.
Therefore, itās no wonder why Fallout fans are upset. Fallout Tactics was the last PC release for a decade, and itās possible Fallout 76 will also stand alone for countless years. At least Fallout Tactics was competently madeā¦Fallout 76 is not.
Anyway, I think this comparison is fascinating, and it helps explain how crestfallen so many Fallout fans are. Even if Fallout 76 released perfectly stable and bug-free, nothing can replace a real Fallout 5 in the hearts of many. And thatās understandable.
Back to the Review: World Size and Nuke Farming
Letās get back to some actual review stuff. First off, how much content is here? To give perspective, I reached level 40 after 45 hours of playtime, and at this point Iād explored most of the left side of the map with maybe 55% of locations remaining. The Challenge tracker put my quest and event completion around 33%. So this is a big game world.
In regard to nukes, the first one I saw was at 25 hours, but it was way far away from me. At 50 hours I was at a location that got nuked, and I engaged in cooperative high-level play with a bunch of level 100+ characters. I got annihilated by the end-game enemies, but it was fun to get a glimpse of what high-level players do in the end-game.
This is the landscape after a nuke. Bask in the beautiful orange haze! So lovely! Warning: real nukes arenāt lovely; theyāre terrible and should never be set off, even if youāre very, very angry.
Iām now level 60 or so at 65 hours of playtime, and Iāve engaged in quite a few end-game nuke farming affairs. Too bad the framerate and game performance tanks when youāve got a nuke going off and 10+ players all crammed in a small zone. Maybe after another 20 patchesā¦
One of the big draws is late-game legendary item farming (and high-end crafting), and I do think itās pretty fun to try to farm a great new weapon to rework your character build around.
Character Builds and Perk Cards
Speaking of character builds, one of the few design decisions that has been mostly praised is the perk card system. Gone is the static character builds of the past that lock you into one path. Now you slowly collect new perk cards you can freely equip and unequip at your leisure.
The perk card system really is a fun and interesting way to build your character! Strength FTW!
Every player level lets you pick a S.P.E.C.I.A.L. attribute (up to level 50), which allows for more (or upgraded) perk cards to be equipped to the attribute you select. Itās good fun deciding if you want a super-Strong or super-Lucky or very Agile or Perceptive character.
Itās also a real pleasure to slowly open new packs of cards and decide how to build your character. Do you focus on shotguns, survival, or something supremely wacky? Thereās some really fun cards and returning favorite features like the Mysterious Stranger.
Even though at first thereās some essential cards (carry weight!), once you reach level 30 or so you have quite a large variety of build options open up to you. And once you reach level 50 and beyond, the depth of the character system fully reveals itself.
Crafting and Base Building
Fallout 76ās crafting is basically the same as Fallout 4. You can disassemble weapons and armor to learn how to craft various parts. Itās fun to slowly accumulate crafting knowledge, letting you make some incredibly powerful guns after dozens of hours of hard work.
The base building system is very limited, only allowing one mobile C.A.M.P. location. When you first start, youāre unable to build any of the cool stuff, and it can take 50+ hours or more to unlock even a fraction of the best building parts.
Hereās the first home I built! Very cozy. Very usable. Iāll upgrade someday, but for now itās home!
Thereās certainly a joy to occasionally taking time to build up your mobile base, saving chunks as Blueprints for easy reassembly as you move throughout the wasteland. Many players will likely miss the permanent Settlements and player houses of past Fallout games, but this mobile, more-limited base building fits well with Fallout 76 lore.
Workshops: A Great Idea Poorly Implemented
One of Fallout 76ās new ideas is the workshop system. All over the map youāll find sites you can āclaimā to make your own, such as junkyards and farms. Then you can build extractor units to harvest various resources over time. Other players can attempt to steal your workshop from you, making them āwantedā (Fallout 76ās penalty system), and youāll fight it out.
Here I am āclaimingā a workshopā¦I could be attacked by another playerā¦but why bother?
The system is great in theory. The idea of claiming land as your own, harvesting certain resources like crystal or gold or aluminum, and defending it from attackers is fantastic.
The problem is in how unstable and fleeting Fallout 76ās world is. If you get disconnected or quit, all your workshop progress is erased since itās only stored for that specific game session. So itās not like you can slowly build up workshops over time. Overall, workshops are a wasted opportunity that end up being an occasional diversion instead of a robust, meaningful game system.
Terrible Non-Collectibles
Let me briefly note that Fallout 76 changes all the permanent-buff collectibles of past Fallout games into short-period buffs usually lasting an hour. This is a huge letdown since it renders Bobbleheads and Magazines mostly inconsequential. Nobody is going to alter their gameplay because they get 30% easier locking for an hour after using a certain Bobblehead.
Normally this would be an awesome find! But Bobbleheads are boring in Fallout 76ā¦sad face!
This change also means none of these are true collectibles anymore. They respawn over and over and you canāt collect or display them like so many fans (myself included) have loved doing in prior Fallout games. Now I find myself vendoring Bobbleheads or using them instantly because who caresā¦
Itās an unfortunate change that takes something so fun and rewarding and makes it mundane and lame. It would have been great fun tracking these down with friends, sharing where we found them, and showing them off at our bases. Fail. Maybe theyāll patch it.
Holotapes, Notes, and Story Quests
I previously mentioned how Fallout 76 is full of various lore tidbits, fed mostly through holotapes and notes. For the record, Iāve found over 100 holotapes, roughly 150 notes, and about 20 treasure maps.
On the quest side, Iāve completed over 10 main quests, about 12 side quests, and a slew of unsorted quests. So there is questing to be hadā¦itās just limitedā¦and without much cohesion.
Enemy Diversity and Challenge
Itās unfortunate that Fallout 76 reuses so much of Fallout 4ās enemies and assets. Still, itās nice to see a wide variety of new and interesting creatures included. Thereās some really creative and funny takes on irradiated wildlife in Fallout 76. However, the majority of the time is spent fighting the four or five main enemy types, which gets repetitive very quickly.
Look at that cutesy-wootsy fox! I bet heās got a nice pelt for crafting! Cāmere Mr. Fox!
The game challenge overall is as one would expect from a Bethesda title: easy. Tough enemies do spawn, but I mostly died because of the terrible or broken AI, glitches, or other technical issues. But nobody really plays Fallout for the combat challenge I would imagine.
Sound Design, Music, and Radio Stations
Fallout 76ās sounds are mostly rehashes from Fallout 4. Thereās a few nice additions with fantastic environmental sound effects in places. Bubbling, steaming, grinding, and chirping world sounds create a nice ambient backdrop for exploration.
Iām sneaking into this Super Mutant camp! Must be very quiet! Nobody set off a nuke!
The biggest standout is the absolutely phenomenal instrumental soundtrack by Inon Zur. Heās been doing the Fallout music ever since Fallout Tactics interestingly enough, and I think Fallout 76 is his best work yet. Itās truly brilliant, creating such a warm yet despairing mood. So good!
There are only two actual radio stations in Fallout 76: classical and the standard early to mid 1900s tunes. Itās all fine, even if weāve been hearing some of these songs for years now in prior games.
In case you were wondering, Atom Bomb Baby is just as glorious in the Appalachia as it was in Fallout 4. Truly an epic song!
Online Events: Theyāre Bad
Fallout 76 includes a couple types of āonlineā quests, and both are pretty bad. Thereās āEventsā and āDaily Questsā that repeat on timers. Sadly each of these quest types tend to be very generic, very tedious, and very fetch-questy.
The āPowering Upā Events are quite tediousā¦running around repairing stuff for a minor reward.
Most players will probably attempt these quests once and realize how unfulfilling they are. Overall Bethesda did a terrible job creating fun and engaging repeatable questsā¦not surprisingly really.
Photo Mode and Photos as Loading Screens!
Fallout 76 has a fantastic photo mode thatās super-fun to use as a sort of selfie-documentary, visually recounting your personal game journey. Thereās so many wonderful and wild places for photo opportunities! And remember how I said this game is for anthropologists and explorers and archeologists and stuff? They love to take photos, trust me on this one!
Photo mode brings much happiness and joy! Hereās me chilling with my raider buddies!
Iāve personally taken over 80 photos during my 65+ hours exploring West Virginia, and itās a trip down memory lane to go into the Photo Gallery and see the way my character has visually and geographically progressed throughout the game. Good times.
Not only is there a photo mode, but Fallout 76 uses your photos as loading screen artwork. This may sound minor, but itās pretty much the best feature ever invented. Too much? Ok, but using your own photos as loading screens is the best feature you never knew you needed.
Even if Fallout 76 goes down is history as utterly hated, the one thing itāll always have is your photos as loading screens! Theyāll never be able to take that away from you, Fallout 76! Never!
Couldnāt We Have Had a Few NPCs?
I want to say I agree with all the criticism that says Fallout 76 did NOT need to have every single human/ghoul NPC be dead. Bethesda could definitely have included a handful of NPCs here and there and still delivered the core Fallout 76 experience.
This is as close to a NPC dialogue as youāre going to get: some text on a computer screen.
Some traditional Fallout quests and NPCs and dialogue wouldnāt have ruined the game. Therefore, itās easy to look at the game and feel like Bethesda was just lazy and didnāt want to do all the hard work of writing dialogue and quests and choices and consequences. Thatās logical criticism.
But Bethesda claims this is how they wanted to make the game. No dialogue. No proper NPCs. Fair enough I guessā¦but thereās still plenty of other ways they could have added more quality quests.
Fake Conclusion: The Fallout Future
The future for Fallout 76 is as bright or dark as Bethesda wants it to be. Thereās great potential to fix all the bugs and lag and issues and to deliver quality (free) content for months to come. Thereās also the unfortunate possibility Bethesda wonāt ever stabilize the game, will add even more egregious cash-grabs (loot boxes), and charge big money for lame expansions in the future.
My faith in Bethesda is in as good of condition as this decimated cathedral.
I honestly have very little faith in Bethesda. I donāt trust them at all. Fallout 76 could get turned around like Final Fantasy XIV or The Division, but will that happen? Final Fantasy XIV took three years with a full relaunch, and The Division took a year and a half of extreme patching to make it into a truly solid, deep, and expansive game.
Does Bethesda have the will, the competency, and the moral compass to do whatās right and needed? Only time will tell.
Proper Conclusion: Semi-Wasted, Semi-Wonderful
As stated at the very start, Fallout 76 often is broken, usually buggy, and sometimes unplayable. And yet itās also one of the most beautiful and detailed post-apocalyptic open-game-worlds ever created. Appalachia is the star: so exquisitely detailed and captivating. And when the game functions thereās dozens upon dozens of hours of brilliant exploration to be had.
Despite the enthralling exploration, the game definitely lacks quests, a sense of permanence, and a traditional video game plot. The cooperative play can be lots of fun, whether itās low-level basic exploration or end-game nuke runs with a crew of 10+ other highly-geared Power Armor players. And yet stability issues are the greatest threat to your fun.
What else will emerge from Bethesdaās vaults? Can they unleash Fallout 76ās potential? Maybe.
Ultimately, thereās no way a serious review can overlook all the faults, but sometimes thereās joy to be had even in the most busted of video games. Just be aware that only a certain type of player will enjoy Fallout 76ās bleak, mostly-dead world of self-guided gameplay.
If my review piques your interest, then the safe bet is to buy Fallout 76 for cheapā¦in a yearā¦if theyāve fixed everythingā¦and over time you may come to appreciate the joy of wandering, discovering, and examining Fallout 76ās strange and creative Appalachia open-world.
At the very least, letās agree using your photos on loading screens is genius. So Fallout 76 isnāt all bad, right?
Vibrant, huge open-world
Beautiful scenic views
Captivating exploration
Piecing together the lore
Character build diversity
Perk card flexibility
Coop when you want to
Base building and expansion
Crafting and upgrading gear
Atmospheric soundtrack
Fallout vibe when working
Server instability
Serious latency issues
So many bugs and glitches
Quest tracker issues
Lack of NPCs, dialogue
Clunky, awkward combat
Lame events and daily quests
Cumbersome menus
Recycled Fallout 4 assets
Ugly up-close details
Insulting micro-transactions
Playtime: 65 hours total. Nickās explored about 75% of the map, having almost completed the final quests. Heās engaged in end-game content, built many homes, and crafted hundreds of weapons and armor. Heās eager to finish this review and get back to living the life Appalachia!
Computer Specs: Windows 10 64-bit computer using an Intel i7-3930k CPU, 32GB of memory, and a nVidia GTX 980 Ti graphics card.
Also read the Fallout 76 PC Performance Analysis.
Fallout 76 Review: Semi-Wasted, Semi-Wonderful published first on https://touchgen.tumblr.com/
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DWP- Dealing With Paranoia.
I have different coping strategies to a lot of people. When I engaged with the outside world more, there was an air of bravado to me, a carefully nurtured appearance of being carefree. There was nothing I couldnāt deal with, IĀ āthought on my feetā, and saw through whatever chaos or calamity was happening, to pinpoint a logical, or at least acceptable pathway. In some ways it was innate, just how my mind functions, to triage a situation or potential future situation, map-out possible outcomes and risks, and razor-sharp, whittle down to the preferred outcome with minimal risks attached.Ā
It was a useful skill to have in my previous employment, the ability to brush the dirt from the knees of my trousers after attending a first-aid incident, then distract or divert a student who was behaving inappropriately, before meeting with yet another parent who wanted to shout at someone about some policy or other beingĀ āPaffetic!ā Some days weād have a fire alarm, or a dead pigeon to deal with, or the brilliance of aĀ āDog in the playground!ā I missĀ āDog in the playground!ā incidents.
Itās also a useful skill to have in terms of working around my brain injuries, the constant background rattle of risk assessment for every task, however mundane, keeps me mostly-safe. (You donāt have to fall off the toilet many times before you figure out a strategy to reduce the risk of it happening again, nobody wants to have to phone an ambulance with their trousers around their ankles.)Ā
The flip-side is the anxiety over all of theĀ āWhat if?ā outcomes. Mostly itās just background noise,Ā āWhat if I fall over?āĀ āI wonāt fall over if I use the furniture as hand-rails when the vertigo-thing is bad.āĀ āWhat if the fatigue hits early, and I forget to do something important?āĀ āDo the important things early in the day, the less-important things can be rolled over to tomorrow if needed.ā Most of my functional deficits are manageable, with some adaptations, I manage day-to-day because I over-think everything, and have contingency plans for everything within my control.Ā
Itās the things beyond my control that are the most difficult to deal with, theĀ āunknownsā that are entirely dependent on other people or agencies. Right now, Iām dealing with more unknowns than Iām comfortable with, DWP, Student Finance, and the NHS are my currentĀ āsea of troublesā, and I have Thalassophobia. Itās not the NHSās fault that theyāre stretched beyond capacity, but they are in part responsible for the precarious state Iām in now. If there had been more capacity for appropriate guidance when I was discharged from hospital following the brain haemorrhage, I probably wouldnāt be where I am now. There wasnāt, and I am. I had my monitoring brain scan last week, and IĀ āshouldā have the results within 2 weeks. I wonāt, Iāll have to chase it, at the same time as trying to rescue my sonās Student Finance, and feeling like DWP have me on an electronic tag for theĀ ācrimeā of needing state support while I try to sort out my health.
Universal Credit,Ā āRolling six benefits into one!ā, except it isnāt really. Despite numerous objections to the scheme, the government are carrying on regardless with the roll-out. The flagship has no lifeboats at all, but the band is playing on, the captain charging ahead, while the crew focus only on their discreet tasks.Ā āThatās not my department, sorry.ā The current phase of roll-out is transferring current claimants ontoĀ āFull Serviceā, the new, all-electronic system. How thoroughly modern, to cut out the pointlessĀ ātime-sheetā my work coach used to insist I present to her, to evidence what I was doing to actively seek employment. (Thatās just my personal niggle, everything I was doing was hand-written in my note-pad, and then typed up into theĀ āhomework sheetā for the coach to initial. If this system kills me, the note-pad will be on my desk. The evidence was already online, every task logged on theĀ āUniversal Jobmatchā website, I was effectively not just duplicating, but triplicating the data, as back-up.Ā āJust in caseā, like the time my printer wouldnāt work, and my coach had to look up her password to log onto the system, rather than allow my handwritten notes.)Ā
If I wanted to be kind, Iād say there areĀ āteething problemsā with the roll-out of the new system. The guidance for work coaches on transfer-claims is 19 pages long, all very linear-flow-charts, itās not the lines that are bothering me, itās whatās between them. My work coach gave me a sheet of paper in June,Ā āUniversal Jobmatch is being phased out, but you already have a CV, donāt you? You donāt need to do anything yet.ā Then, at my last appointment, last month, she advised that theĀ āliveā service was being replaced by theĀ āfull serviceā, but she hadnāt been on the training for it, she had to call over a colleague to ask what would happen next.Ā āYouāll get a message when you need to come in for an appointment with your ID.ā (The same ID as I presented a year and a half ago, that they already have on their systems, but I suppose itās a fraud-prevention strategy.)
I didnāt getĀ āa messageā, on September 26th, two brown envelopes landed on my doormat, I skimmed them very briefly, and put them on myĀ ādo that tomorrowā pile, because my anxiety was already ramped up high about the horrible brain scan I had booked on the 29th. Without going into too much technical terminology, one letter isnāt dated, and saysĀ āget ready to switchā, and thatĀ āwe will write to you and tell you when you need to switch and how.ā Thatās the UC491. In the same post came the UC492, theĀ ācall to actionā, which statedĀ āIf you donāt complete all the activities to switch to the online claim by 3/10/2018, your payments may stop and your claim may be closed.ā Info-sheet, with no actual information on it, andĀ āfirst warningā, in the same post. (The UC492 is dated September 19th, second-class post, I didnāt receive it until the 26th, or read it properly until the 27th. Six days to register, input all the details they already have, book, and attend an appointment. Iām female, but Iām not Doctor Who, and two of the six days were already tied up with the brain scan. The scans always knock me sideways the following day, the sensory issues from my brain injuries are not conducive to being trapped in a noisy metal tube, and then getting home on public transport with a whopper of a headache, and exacerbated sensory over-stimulus.)
I panicked. Initially that Iād be called for my appointment on the same day as my scan, and incur a sanction for refusing to cancel the scan to attend the appointment. Working around that, one of theĀ ācommitmentsā Iām currently obliged to fulfil isĀ āseek and follow medical adviceā, the particular scanner they use for my brain is a very expensive MRA machine, cancelling that scan would inconvenience the NHS, and there would be an additional wait for a new appointment.Ā
I typed in the link from the letter. Which didnāt work the first time I tried it, Iād probably made a typo, cold hands, and eyes that sometimes go a bitĀ āoffā, I frequently hit the key to the right of the one Iām aiming for. (They have my email address, and mobile number, they could have sent the link electronically.) I eventually gotĀ āinā to the site, and, after a bit of searching around, found the right link-out from there. Then my laptop crashed, full black-screen meltdown, so I had to restart it. It took me four hours to complete the forms, part of that is my disability, but Iād already side-researched, and the system times-out after an unspecified period of inactivity. Taking my fatigued eyes away from the screen for six minutes in every hour wasnāt an option. (Yes, thereās aĀ āsaveā feature, but I was panicking. The inference that if I failed to complete the activities, my benefitĀ āmayā be stopped was enough to tip me into major anxiety.) I thought Iād finished it all, when I was presented with another layer,Ā āVERIFYā, where I entered my contact details, bank details, and had to take a photograph of the front and back of my provisional driving licence, along with a photograph of my actual face. (Which probably doesnāt look like the photo on my driving licence, itās 8 years old, and Iāve had a stroke since then.) That all seems as dodgy as hell to me, I wouldnāt hand over my bank details and photographs of my driving licence to a real person, but the system said I needed to do it to complete the online application, so I did it.
TheĀ āVERIFYā thing couldnāt be completed, itāll either be my stroke-y face, or my inability to hold my phone completely still for photographs. All of the faffing about withĀ āVERIFYā meant that the transfer-application had timed-out, and bounced me back to the start-screen. Four hours, gone, and I didnāt have another four hours of functionality in me to do it all again. I had toĀ āphone the helplineā, as per the on-screen guidance. I hate telephone conversations, I canāt read the non-verbal cues, and I never trust the person on the other end of the line to record what Iāve said accurately, if I say it accurately in the first place. I have verbal aphasia, sometimes I canāt find theĀ ārightā word, so substitute one quickly, and hope itās not too far out of context. Thereās a very slim probability of me using theĀ āwrongā word, and triggering fraud procedures, because my brain doesnāt work properly all of the time.Ā āKennethā was able to confirm that my transfer details had saved, and I didnāt have the capacity to go off on a rant about the details already being in the system. Between 10.57, and 11.21, he repeatedly assured me that I shouldnāt worry, and that the deadline on the letter, of 3/10/18 wasĀ āmore of an incentive, really.ā Kenneth didnāt have access to the parts of the system that hold the records on myĀ ālimited capacity for workā, and the UC branch of DWP donāt communicate with the PIP branch, who have all of the medical evidence and details of the functional impairments my disabilities cause. Kenneth booked me aĀ āPersonal Security Number and evidenceā appointment, and, when he asked the standard question aboutĀ āany accessibility needsā, I explained that an appointment earlier in the day, rather than later would reduce the risk of my cognitive fatigue having an impact.Ā
āRight, Kenneth, I have brain injuries, so Iām going to read back everything youāve asked me to do, to make sure I have it all right?ā
(Attend this place, at this time on this date, and provide these pieces of evidence of identity, is that everything?)
āAh, no, not this Friday, next Friday.ā
āThatās why I read it back to you. Next Friday is outside the timescale stated on the letter.ā
āAh, donāt worry about that, youāve made the appointment, and itās in the system, you just have to attend it now.āĀ Ā Ā
I did worry. The letter had stated that the online transfer had to be completed, and the appointment booked AND attended, with appropriate evidence, by 3/10/18, and Kenneth had booked me an appointment on 5/10/18. Kenneth had also told me to take my bank card, driving licence and tenancy agreement, and to get a mini-statement from an ATM as evidence that I had access to that bank account.Ā āIs that everything?āĀ āYes, thatās everything.ā That wasnāt everything. I could be kind, and say that the system is new, and staff are navigating their way around it, but Kenneth didnāt tell me Iād need to provideĀ ātwo months of rent statements or bank statements.ā (Like anyone has a physicalĀ ārent bookā anymore?)Ā
On the Monday, as Iād spoken to Kenneth on the Thursday, my email pinged, confirming the appointment. I skimmed it on my phone, and didnāt notice that the time had changed, from 10.50, to 15.30, I was still fuzzy from the brain scan. On the Tuesday, my email pinged again, āYou need to read a message in your Universal Credit online journal. Sign into your account today.āĀ āTodayā is going to present an issue for me if they send messages later in the day, Iām not fully functional in the afternoon and evening, thereās a much higher probability of cognitive slips. It wasnāt aĀ āmessageā, it was another list of tasks to complete, includingĀ āpreparing for work activities.ā, and some equal opportunities monitoring stuff. (Interesting that they wanted a definition of my gender and sexual orientation, but there was no field for disability.)Ā
I noticed the change of time for the appointment, and entered a query online, requesting confirmation as to whether the appointment was 10.50, 15.30, or both. It took over 24 hours for an agent to respond, and he still wasnāt answering my question. I pressed for clarification, stating that the anxiety about potentialĀ āfailed to attendā processes was impacting on me. He confirmed that it was just the 15.30 appointment. As much as my sonĀ āhatesā the world-swerve to having to fact-check everything, I hate the way these systems are making me paranoid, Iām developing obsessive over-checking behaviours, because if Iām marked asĀ āfailed to attendā, DWP can stop my payments.
Yesterday, fatigued after the sensory overload of going for myĀ āflu jab, I checked my email. (Conscientious to the end, Iāve never had theĀ āflu immunisation before, but, single-and-disabled, if I catch theĀ āflu, I wonāt be able to feed myself, or manage my medication, Iām a potential cost to the NHS or social care.) There had been an email from DWP while I was walking back from the immunisation, and I must have been in an area with no signal, because it hadnātĀ āpinged.ā An operative at the local job centre had sent a message asking if I could attend an appointment at 12.00. Instead? As well? I still donāt know, because Iāve replied in theĀ āonline journalā, and had no response as yet. I even went so far as trying to telephone the job centre to query it, mindful that I might not notice an electronic response late in the day. I tried, I Google-searched for the Job Centre telephone number, which is now on 0345 number, not a standard one. That defaults you to an automated message, advising that all Universal Credit queries must now be handled online. I tried the Universal Credit full service transfer telephone number, same message, everything is online once your application is in.Ā Ā
Some DWP departments onlyĀ āallowā you to change an appointment twice, thereās theĀ āwithout good reasonā qualifier, and Iām very, VERY good at reasons. Technically, that appointment has now been set for three different times, so I could be on aĀ āsecond warningā, after the firstĀ ācall to actionā. I havenāt requested any of the changes, and I havenāt been obstructive, only stating in one message that I had requested an earlier appointment rather than a late one in my original communication, as myĀ āreasonable adjustment.āĀ
I need to reserve enough functional cognitive capacity to work around systems that arenāt working, and, in spite of my disabilities and circumstances, Iām one of theĀ āluckyā ones. I know how to use a computer, and I have a relatively stable broadband connection. Some people arenāt as adept with tech. Some people wonāt open the initial letters, because brown envelopes are never good news. Some people wonāt have the functional literacy skills to understand the letters. (TheĀ ācall to actionā tasks are in a margin-block, away from the main body of the letter, and the potential consequences are on a second page, the formatting of the letter does look as if the first page contains all the information, it doesnāt.) After theĀ ācharitableā gesture of making the helpline a free-phone number last year, this government has proven that to be an Indian gift. Acknowledging that some claimants would be in such abject hardship that they couldnāt afford phone-credit, or to keep their land-line connected, and then making the next phase of the roll-out completely electronic.Ā āJust pop into the Job Centre, you can use our computers!ā, if it took me four hours, I dread to think how long itās going to take hunt-and-peck typists.
I have a paranoia-loop about myĀ āclaimā, thereās a streak of righteous indignation that DWP already have all of my information, and I didnāt ask for a new system to complicate matters, but I need to be very careful how I word that to DWP staff, lest Iām seen to be obstructive. If DWP donāt like the look of myĀ āevidenceā of rent, theyāll delay the claim, they did the first time, it was 9 weeks between my initial claim and them finalising theĀ āhousing elementā that doesnāt actually cover my rent. The point they had issue with at the time was clarified, and I know how to work around it again, but I shouldnāt have to, they already have it on record once. If they decide to play hard-ball on theĀ āhousing elementā, I can technically cover my rent, by topping-up with my PIP disability benefit. I shouldnāt have to, that payment is intended to cover the additional costs to me of living with complex disabilities, itās not for DWP to use as a non-refundable overdraft facility, while my documents sit in a drawer somewhere, until I chase progress.Ā
I have a little money in the bank, some people wonāt. I have additional funds coming in from my PIP, some people donāt have that safety net. I am paranoid that DWP are going toĀ āsanctionā my payments on technicalities that I have no control over, technicalities that are deliberately worked into the fabric of their systems, a safety-net thatās more holes than substance. October should have been the start of me addressing my on-going, complex and permanent health issues, with my son back at uni, the PIP awarded, and theĀ ālimited capacity for workā notice applied to my UC commitment. Instead of allowing me to focus on my health, as the initial step to being able to work in the future, DWP are exacerbating the mental health issues, and compounding the cognitive components of my brain injuries.Ā
Iāll have a clearer idea of where I stand after Friday. Iāll attend the 12.00 appointment,Ā āacting on last instruction givenā, and clarify then whether the 15.30 still stands or not. (Good luck to DWP if they try to suggest that attending two appointments means Iām fully capable of any/all employment, none of myĀ āpointsā on the PIP award were for mobility or planning, I over-plan.) What I need to NOT do is sit in this chair any longer,Ā ājust in caseā I miss an email from DWP, thatās a maladaptive coping mechanism. I need to eat, and sort out some mundane housekeeping, AND I think Iām a bit foggy after myĀ āflu jab, which isnāt helping. The Marionette PM has stated that she wants a societyĀ āfor everyoneā, but not allĀ āeveryonesā are equal. Some people will fall through the gaps in the systems, collective collateral, who will likely be dismissed asĀ āscroungersā by elements of the press. I wonāt fall through, because Iām paranoid, and then the NHS will be left to address the paranoia that the DWP has created and compounded.Ā Ā
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Donald Trump Vs Bank Of America
IN THE CIRCUIT COURT FOR ARLINGTON COUNTY, VA
Donald Trump Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Case #: Ā Ā ______________ Ā Ā Ā Ā Ā Ā Ā Ā Ā VS.
Bank of America Woodbridge VA 22193
Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā Ā COMPLAINT
On the third of November 2017 I received my monthly Workmanās comp check in the amount of 928.00. I transferred to Bank OF AMERICA because of Wells Fargoās illegal activity. Ā I have FBI COMPLAINTS Ā and police incidents regarding BANK FRAUD AND Ā tampering with my account and changing the amount in my account in a matter of hours. Like I would check my account. It would say a 300 balance. Everyone knows when you buy something it post automatically. It deducts automatically. Hand on the bible Iām not guessing. I precisely checked my account because I am on a budget and the candy and soda were not planned and I didnāt entirely need it. Ā But I say okay I have extra money from somewhere. Ā I go buy a soda and a candy bar thatās 2.00 from 300.00 Thatās 298. The next morning My account is negative 85.00 Obviously I didnāt spend 333.00 OVERNIGHT IN my sleep and I wouldnāt have been able to make the purchase with a negative 85 balance. How I have a negative balance at all is amazing I have thousands in my savings. Ā I donāt even have over draft protection I declined the service when asked by the banker purposefully Ā because I have savings and the whole point is to control my spending. Meaning a transaction should not go through if itās not in my checkingās. The savings is meant purposefully for savings. Ā It looks strange that my card declined 85 times and the last purchase of 2.00 went through? Ā Exactly. Ā Not true. Thatās a crime. I have a savings but it only draws Ā from savings with my permission. Not before. Ā And I am rarely in need of my savings. I always transfer enough to last me. Ā Either ways its CRIMINAL ACTIVITY. Ā Much like Bank of America this happened Ā after a nasty argument with one of the banking staff over the phone. I cancelled all my transactions and got my money back in a couple weeks Ā with interest by accident I was angry I cancelled EVERYTHING. Iām not apologetic but im not looking for money but the moment you have hired staff acting criminally thatās close Wells Fargo. Wells Fargo refused to admit they had been involved in criminal activity. Ā I was already suspicious of how fast my money was disappearing I have thousands in checking which Is why I opened a savings to have control of how much is in there at any given time. Iām still not sure if itās just 2017 prices which is why money disappears fast or if itās because people are Stealing money. But I knew how much I was spending when I opened a savings. Back to Bank of America. I transfer to Bank of America maybe middle of 2017 when I move to a new address. I have problems with my landlord which is why I donāt get the first two cards. I am in a Ā suit with her as well for mail tampering and other things. I magically get the third card I didnāt even know was coming on the day I leave that PROPERTY. I have been at my new address since then. Wells Fargo had me leery to give Bank of America my new address due to their BOLD unapologetic criminal behavior. Obviously my transactions will show but Ā I donāt feel comfortable giving criminals my address and phone number. Bank of America still doesnāt have my new address. It just forwards everything.
I created an online banking as soon as I opened my checking account. I forget soon after. I was locked out probably a week or two after opening. Me actually avoiding an argument with Bank of America till October is amazing I was cussing them out late at night atleast two or three times. I am an emotional eater and I couldnāt check my account with online banking or with my temporary card. I donāt care what you say thatās a crime. I was previously able to check my balance with my temporary card. But the temporary card proceeded to take me in circles. I would get through one set of prompts just to be asked the same questions over. Iāve used it a hundred times. The āerrorā was not on my end. Firstly the way the online banking Is set up is if youāre locked out they give you a set of things to recreate or change. YOU do all that. They have you ready to login with your recovered Ā username and passwords. You log in they asking you what was the color of your mail box when you were one years old. I obviously am not remembering THE answer to THAT question. But I shouldnāt have to I opened the email thatās associated my account. Ā Thatās enough to verify ANYONE. I also have the PHNE you sent the text too. YOU DOING way too fucking much and I think its done purposefully. You locked me out my own fucking account when I need it most. Itās disgusting. And I cant get back in until I talk to customer Service. This actually is not the reason for the blow out when I call in October. I made an accidental duplicate purchase at a postal office. I could not get someone to cancel the postage. I didnāt get in contact with anyone till days later the prompts did not say press here to dispute a transaction. I had to press another option to talk to someone else in another department. Ā They want me to verify itās me. I SAY NO sir. Wasting more of my time. I tried using the number on the back of the card and couldnāt get through to a person I had to use other avenues. I lied Ā to talk to a customer service agent and now you want me to verify my identity Ā after Iāve been on the phone way more time then cancelling a transaction should take. Secondly it has been confirmed by me they do not ask you to verify yourself when you call the number on the back of the card which I was what I tried to do the first 10 times. Ā Iām enraged. I wonāt lie. Anyone talking to me should have been mad but that conversation was Ā 3 nights of not being able to see my balance 5 days of not knowing how much I have for the bus and trying to cancel the Ā duplicate transaction on my card. Ā Ooh and not being able to log into my account even after recovering password. Ā Itās like they want to FIGHT with people. Because then I am giving criminals my address and phone number and where I may be at any time of Day, itās a suit. I have no idea who knows who. Ā Who works where. Donāt mistake me. I donāt care. Ā Bank of America needs excuse me NEEDED to hire professionals who know how to either hang up the phone or go for a walk when they mad. Also Ā hire people who make ENOUGH money to not be interested in other peopleās account. Excuse me have morals and act in a civilized legal way no matter the day or the customer. Then BanK Of America needs to put common sense policies and procedures in place. Ā Ones that make customers independent and not mandate calling them every fucking two days for bullshit. I prefer not know you exist.
Not only did that make me being angry worse they antagonized me. Waste my time and call themselves one upping me which causes me to become angrier which I wasnāt sure was possible. When Im angry to that magnitude its catastrophic. AWARD. Ooh this suit is a trump. CLOSE ALL YOUR BANKS. And give majority of it away to a charity of your choice. Excuse me MY choice. My check was deposited Nov 3rd in the amount of 928.00 I already had a spending plan before I got my check. My cricket bill is actually not due till the 18th but I always pay it in advance so Im clear what I have to spend the rest of the month. I took out rent money. I paid for some orange juice and a banana at 7 eleven. The orange juice Ā and banana was first. I then went to Mcdonalds. I then paid my cricket bill while at Mcdonalds. Ā Checked my balance Ā and the reason I know because Iām always terrified the money will be sitting in my Ā cricket account and they will still charge my card again. So I make sure via online banking it has been taken out. It has my balance was 350.00 after my cricket bill is paid. Ā My next purchase is 2.00 at Safeway my next purchase is 5 or 6 dollars at 7 Eleven. My final purchase on the third Ā is Safeway for 4 or 5 dollars. Ā I wakeup my account is 291.. Thatās nearly 50.00 lesser than it should be. I do play fair not that criminals deserve it but Iām an honest person Ā but unfortunately for Bank of America there were not enough transactions to equate 50.00 so I have to cancel everything due to criminal activity. Ā The night of the third. Once I realized my account has been tampered with I get up on the forth and cancel all transactions. Ā I take out whatever I can take out before it hits under the 20 limit for an ATM machine. Ā I obviously am not waiting for them to replace money I need for the rest of the month. Especially when itās due to the banks criminal behavior. Ā Also the transactions are out of order. My day was planned and I still remember it clearly. It points to criminal activity by Bank Of America. There Ā is no reason why transactions should be appearing out of order. Also They added another transaction from the PNC Bank on the the 4th. There was one withdrawal. There should have been one transaction fee. There was two indicating Bank of America charged me again. So they are denying my claim and taking out money I didnāt spend. I WILL Post the IC3 Ā report for Wells Fargo Ā just so the judge is aware I am not making things up. I know some people lie about these sort of things but not me. I donāt do lies to this magnitude especially when the law is involved Wells Fargo and Bank of America are acting criminally. It is also Thanksgiving in a weeks time and they have taken 50.00 of my food money. Bank of America is disgusting.
I did call Bank of America and tell them to cancel all the transactions for the third. Ā I was told the money would be deposited in 2 to 3 business days. I did file an IC3 complaint upon returning to the house as I mentioned in the phone conversation with the bank teller. Ā They are telling me it will take to the 20th to make a decision. Iām not sure I trust Bank of Americas decision on ANYTHING. Ā They are after all the reason for my account being the way that it is. I am on a fixed income. I really donāt have to explain anything to you but 50.00 is a lot of money. And Iām sure Bank of America has some technology to show what I was Ā looking at when I signed in my account at McDonalds after I paid my cricket bill. Who is going to investigated that. Thatās 24 hours tops. Itās not my problem. It is now yours. If someone screws with my balance every three day I could over spend Ā by hundred and be broke by the middle of the month. Thatās a suit and a crime.
ADD IC3 Compalint
Relief I AM requesting the sum of all Bank of America Locations. I am requesting all its equity and its assets and 90 percent be donated to Ā UNICEF. I am requesting Ā EVERYONE I TALKED to on the 10th of October 2017 be fired and investigated. I had to talk to MUTIPLE people and I HAD TO curse out multiple people. Ā I also had to file multiple complaints. Also Everyone I TALKED to on November 9th. I have their name as Brittany Susan and Austin. Ā Susan tried to make me appear crazy and say I failed Ā authorization questions which I know. They are bold. I obviously know my information.
k you for submitting your complaint to the IC3. Please save or print a copy for your records. This is the only time you will have to make a copy of your complaint. Top of Form Victim Information Name: Business Name: Age: Address: Address (continued): Suite/Apt./Mail Stop: City: Washington County: Country: United States of America State: District of Columbia Zip Code/Route: 20001 Phone Number: Email Address: ----removed-----Business IT POC, if applicable: Other Business POC, if applicable: Description of Incident Provide a description of the incident and how you were victimized. Provide information not captured elsewhere in this complaint form. This is the fourth complaint. In regards to WELLS FARGO. It is a brick mortar bank but it does have online services. Also I made remarks to Wells Fargo regarding their online policies the day before yesterday and due to my comments and the time frame between my phone call to wells Fargo and my remarks they were able to identify who made the remarks via my online account. Not that I am hiding anything. I have a savings and a checking account. My checkings account is linked to my debit card because im in straights I try to control how much Im spending by putting only a specific amount in my account at a time so I know I have reach a limit this day this week. I transferred 120 to my account a few days ago to cover a hotel purchase and to have a little food money. Last night I check my balance because I want to buy a soda. Last night my account reflects 300 some odd dollars. It looks off to me but thats what my checking account is displaying. Purchases reflect automatically when you make them so Wells Fargo cannot even lie and say they were purchases in waiting. Ive not made that many transaction in the past few days and purchases made reflect in your balance immediately even purchases waiting to be charged. And yesterday is a weekday. So last night I made a purchase of about 1.75 from 300 dollars that should be 298.25 This morning I go buy watermelon which is 2 dollars and some change. It declines I'm suprised I check my balance first thinking the machine is broke but it says negative 85.00 dollars. Firstly I don't have over draft protection and I have not made an 85.00 purchase so my card should have declined 85 transactions ago. I have a savings I remember precisely I said no to over draft protection because I have a checkings account. Also maybe 2-3 months ago Wells fargo was declining all my transactions even though I had 3000 in my account at the time. I called they were allow a transaction to go through then they would declining my transactions again. This was a hotel and at Walmart I had to call multiple times it lasted multiple days. Suspicious and criminal activity. I had no twitter open and made no remarks they had no reason to call themselves being upset not that it would excuse anything they have to follow the law now following remarks my account is negative 85 dollars. I will be calling and having them replace the money that was suppose to be in my account. I did call POLICE put I again get call the BANK not a police matter that is on the list but it is a CRIME. Bank or no Bank they have to follow the law. People behave this way because police dont enforce the law and pretty much let companies decide how they treat customers. If wells Fargo agent steals my money. ITS A CRIME and A SUIT. There is no EITHER OR. Your cops are dumb. FBI is as well yall have proven it. Its a crime. MY money will be replaced but it is a crime one THE police are refusing to enforce. Its fucking sad. Which of the following were used in this incident? (Check all that apply.) ā Spoofed Email ā Similar Domain ā Email Intrusion ā Other Please specify: Law enforcement or regulatory agencies may desire copies of pertinent documents or other evidence regarding your complaint. Originals should be retained for use by law enforcement agencies. Information About The Subject(s) Who Victimized You Name: Business Name: Address: Address (continued): Suite/Apt./Mail Stop: City: Country: [None] State: [None] Zip Code/Route: Phone Number: Email Address: Website: IP Address: Other Information If an email was used in this incident, please provide a copy of the entire email including full email headers. [No response provided] Are there any other witnesses or victims to this incident? [No response provided] If you have reported this incident to other law enforcement or government agencies, please provide the name, phone number, email, date reported, report number, etc. [No response provided] Who Filed the Complaint Were you the victim in the incident described above? Yes Digital Signature By digitally signing this document, I affirm that the information I provided is true and accurate to the best of my knowledge. I understand that providing false information could make me subject to fine, imprisonment, or both. (Title 18, U.S. Code, Section 1001) Digital Signature: Keyonna Ferrell Bottom of Form Thank you for submitting your complaint to the IC3. Please save or print a copy for your records. This is the only time you will have to make a copy of your complaint. Reply Forward
Keyonna Ferrell <[email protected]> Aug 12
to me
Complaint Referral Form Internet Crime Complaint Center
wellsfargo.com
Account temporarily credited ATM/Debit/Prepaid Card Claim Reference Number 30812170529 RE: Debit Card XXXX-XXXX-XXXX-9359 We are processing a temporary credit to your Wells Fargo account XXXXXX9851. This credit is provisional until our investigation is complete. We have sent a detailed letter by mail. Please refer to the letter for the credit amount. To view the credit amount online, allow one business day for processing and then sign on and go to Account Activity. Once the investigation is complete, we will notify you of the final outcome. If you have questions, please call us at 1-800-548-9554. Our hours are: Monday ā Friday, 7:00 am to 10:00 pm or Saturday, 8:00 am to 8:00 pm Eastern Time. For more information regarding the claims process, visit www.wellsfargo.com/claimstips. Thank you for your patience in this matter. Sincerely, Wells Fargo Claims Assistance Center Complaint Referral Form Internet Crime Complaint Center ________________________________________ Thank you for submitting your complaint to the IC3. Please save or print a copy for your records. This is the only time you will have to make a copy of your complaint. Top of Form
Victim InformationName: Business Name: Age: Address: Suite/Apt./Mail Stop: City: College Park County: Country: United States of America State: Maryland Zip Code/Route: Phone Number: Email Address: Business IT POC, if applicable: Other Business POC, if applicable: Description of IncidentProvide a description of the incident and how you were victimized. Provide information not captured elsewhere in this complaint form. I have already filed a IC3 Complaint with Wells Fargo they were bold. Bank of America is following suit. I am on a budget I check my account multiple times a day because I have a spending plan to last me ALL month. I had 350 in my account after I paid my Cricket Bill. I then made a purchase at safeway in the amount of nearly two dollars. I then went to 7 eleven spending nearly 6 dollars and I Made one more purchase around 4 or 5 dollars at safeway. I have 291 in my account this morning, Deduct that from 350 That is how much Bank of America owes me but due to me taking out rent and made only a few transactions I have to cancel all the transactions to get my money Back. I may or may not be nice and return the excess but It is a suit in which I could close. BANK OF AMERICA. I am honest but if you are sending messages to BANKS there are no consequenceS I will do police officers jobs for them. I am sorry I am not returning it I am an honest person. Asswhooping. Bank of AMerica and Wells fargo aRE PLAYIng WITH MY ACCOUNT TO MAKE ME over spend. Which of the following were used in this incident? (Check all that apply.)ā Spoofed Emailā Similar Domainā Email Intrusion ā OtherPlease specify: Law enforcement or regulatory agencies may desire copies of pertinent documents or other evidence regarding your complaint. Originals should be retained for use by law enforcement agencies. Other InformationIf an email was used in this incident, please provide a copy of the entire email including full email headers. [No response provided] Are there any other witnesses or victims to this incident? [No response provided] If you have reported this incident to other law enforcement or government agencies, please provide the name, phone number, email, date reported, report number, etc. [No response provided] Who Filed the Complaint Were you the victim in the incident described above? Yes Digital Signature By digitally signing this document, I affirm that the information I provided is true and accurate to the best of my knowledge. I understand that providing false information could make me subject to fine, imprisonment, or both. (Title 18, U.S. Code, Section 1001) Digital Signature: Bottom of Form Thank you for submitting your complaint to the IC3. Please save or print a copy for your records. This is the only time you will have to make a copy of your complaint.
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Whatsapp Status {*2017 FRESH*} Coolest Whatsapp Status Quotes!
Whatsapp Status Ā
Cool Whatsapp Status
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Attitude Cool Whatsapp Messages 61. Phones are better than girlfriends, at least we can switch off. 62. I love my job only when I'm on vacation 63. Friends come and go, but enemies remain and build up. 64. Behind every successful man is a surprised woman. 65. In my house I'm the boss, my wife is just the decision maker. Mostly collectors are including Hindi Status in every collection due to content unavailability that spoil the collection and user experience. However, we have always picked English status and WhatsApp status in English language. Therefore, now you can directly come and choose WhatsApp status as per your wish and desire :) Check Out Now: Whatsapp Status in English (in English with Pure Grammar) 66. How is a poor man a lot like a rich man? they both have an iPhone. 67. Some people call me Mike, you can call me tonight. 68. Sometimes you succeed and other times you learn. 69. I always dream of being a millionaire like my uncle... He's dreaming too. 70. Scratch here āāāāāāāāāāāāāā to reveal my status
Ā Cool Status for Whatsapp for Girls 71. My "last seen at" was just to check your "last seen at". 72. Not always "Available".. try your Luck.. 73. Hey there Whatsapp is using me. 74. Life is Short ā Chat Fast! 75. Time is precious, waste it wisely. I wish every desire and wish of you get completed asap. However, we have specially submitted one of the best collection to inspire you to reach our goals in your life.
76. I'm not single, I'm just romantically challenged. 77. Trust in God, But lock your car. 78. AwesoME ends with ME and Ugly starts with You. 79. Try to be a rainbow in someone's cloud. 80. It hurts when you have someone in your heart but not in your arms. Damn Cool Whatsapp Status Quotes 81. Please donāt forget to smile :) 82. Get up every morning, imagine a future then make it happen. 83. Everyone is beautiful in their own way because God makes no mistakes. 84. You're right. I'm NOT perfect. But I'm unique! 85. Always remember that youāre unique. Just like everyone else.
86. Donāt compare yourself with anyone in this world⦠if you do so, you are insulting yourself... 87. Create your own visual style⦠let it be unique for yourself and yet identifiable for others. 88. Motivation is what gets you started. Habit is what keeps you going. 89. It is almost impossible to smile on the outside without feeling better on the inside. 90. No matter how strong of a person you are, thereās always someone who can make you weak
Daily New Cool Whatsapp Status Updates 91. Itās funny how people say they miss you, but donāt even make an effort to see you. 92. Life is like Facebook. People will like your problems & comment on them but no oneās gonna solve them because everyone is busy in updating their. 93. Attitude is like underwear Donāt show it just wore it⦠94. I Am Not Special , I Am Just Limited Edition :P 95. I got less but I got best!
96. Get as rude as possible and donāt let anyone tell you how to live. 97. The only reason I am fat is because a tiny body couldnāt store all this personality. 98. Adjustment with right people is always better than Argument with wrong people. A meaningful silence is always better than meaningless words. 99. If a hug tells you how much I love you, I would hold you in my arms forever. 100. Silence is the most powerful scream. 101. Some poeple are like clouds. When they go away, it's a brighter day. 102. I changed my password everywhere to 'incorrect'. That way when I forget it, it always reminds me, 'Your password is incorrect.' 103. Don't know where your kids are in the house? Turn off the internet and they'll show up quickly. 104. A best friend is like a four leaf clover, hard to find, lucky to have. 105. When you wake up at 6 in the morning, you close your eyes for 5 minutes and it's already 6:45. When you're at work and it's 2:30, you close your eyes for 5 minutes and it's 2:31. 105. My goal this weekend is to move... just enough so people don't think I'm dead. 106. I don't need a hair stylist, my pillow gives me a new hairstyle every morning. 107. Have some patience, I'm screwing things up as fast as possible. 108. It's a good thing I brought my library card because I'm totally checking you out. 109. You're like a sharpie - super fine. 110. I know I'm a handful, but that's why you have two hands. 111. I always carry a knife in my purse, just in case we're having cake. 112. Forget the butterflies, I feel the entire zoo in my stomach when I'm with you. 113. Bought a talking parrot today and taught him to say "Help, I've been turned into a parrot." 114. I made a huge to do list for today. I just can't figure out who's going to do it. 115. At night, I can't fall asleep. In the morning, I can't get up. 116. I wonder how police on bikes arrest people. "Alright, get in the basket." 117. Guys are like stars, there are millions of them, but only one makes your dreams come true. Love starts with a hug, grows with a kiss, and ends with a tear. 118. Yesterday is history. Tomorrow is a mystery. Today is a gift. That's why it's called the present. Life isn't about how many breaths you take but about the moments that take your breathe away. 119. This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 30 dog, seconds dog! ⦠Now read without the word dog. 120. My ex girlfriendās status said suicidal and standing on the edge. So I poked her. 121. Got a problem with me? Solve it. Think iām trippin? Tie my shoes. Canāt stand me? Sit back down. Canāt face me? Turn around. 122. Single is not a status. It is a word that best describes a person who is strong enough to live and enjoy life without depending on others. 123. Facebook should have a āno one caresā button. 114. If your relationship status says, āItās complicatedā then you should stop kidding yourself and change it to āSingleā 115. Iād really post your name here every minute if facebook keeps on asking me whatās on my mind 116. Delete me , Poke me, Like me, Limit me ..The choice is yours.. Welcome to facebook, where no one is really your friend. =P 117. Iād rather check my Facebook than face my check book. 118. Iām wondering why logging onto Face book has become part of the everyday routine?⦠Do I really have nothing better to do! 119. Your intelligence is my common sense. 220. That awkward moment when you change your Facebook status to āsingleā and your ex likes it. 221. Weather forecast for tonight: Dark with a chance of tomorrow in the morning. 222. I intend to live forever, or die trying. 223. Being nice to people you donāt like is not being two faced, it is called growing up. 224. The kids next door challenged me to a water balloon fight. Iām just updating my status while waiting for the water to boil. 225. Sometimes I wish life was like facebook, you can delete anyone off your page and go back and delete everything you have said and done! 226. ā¦did a lot of nothing yesterday, but I didnāt finish, so Iām going to do it again today! 227. Trust me I am a liar. 228. Got a new job with the local hostage negotiators and tried to phone in sick but they talked me out of it. 229. Girl: Why do you constantly keep posting my name as your Facebook status every 2 minutes? Boy: Facebook keeps asking me whatās on my mind? And honestly, itās always you. 230. Iāve officially been diagnosed with OFCD (Obsessive facebook checking disorder). I have also been told that I am beyond cure. Please pray for me. 231. Roses are red, Facebook is blue, No mutual friends, Who the hell are you? 232. Facebook is the only place you can write whatever you feel on a wall. Grrrr Facebook wonāt stop asking whatās on my mind even if I tell it, it keeps on asking. 233. Iāve gone out to find myself. If I should arrive before I get back, please ask me to wait. 234. I Know Wat Youāre Doing Right Now⦠Youāre Reading On My Wall, Right ! 235. Facebook is like prison, you write on walls and get poked bu people you donāt know. 236. Call me anorexic, call me fat. I can put on or I can lose that. Call me annoying, call me dumb. Excuse me miss; but Iām having fun. Call me a flirt, call me fake. Thatās just me, so give it a break. Call me weird, a nerd & a geek. Call me what you want, Iām just unique. 237. Facebook should have an āEnemy Listā 238. Adding you as my friend doesnāt mean I like you, I did it just to increase my friend list. 239. You can't please everyone, you're not a Nutella jar. 240. Hmmm this text message is a little too harsh, I'll add LOL at the end. 241. Seeing a spider in my room isn't scary. It's scary when it disappears. 242. I'm not running away from hard work, I'm too lazy to run. 243. I miss the days when you could just push someone in the swimming pool without worrying about their cell phone. 244. Some people have "aha" moments, I just have "Oh Seriously?" moments. 245. Dear humans, in case you forgot, I used to be your Internet. Sincerely, The Library. 246. Don't worry, the spider is smaller than you. "Yeah. So is a grenade." 247. They say "don't try this at home" so I'm coming over to your house to try it. 248. For you, I would swim across the ocean. LOL, just kidding, there are sharks in there. 249. Sure, I do marathons. On Netflix. 250. Your eyes water when you yawn because you miss your bed and it makes you sad. 251. Always be positive. *Trips down the stairs* Whew, I got down those stairs fast. 252. Never wrestle with a pig. You'll both get dirty, and the pig likes it. 253. Dear automatic flushing toilet... I appreciate the enthusiasm, but I wasn't done yet. 254. If you keep annoying me, I'll give your phone number to all the kids and tell them it's Santa's hotline. 255. Facebook should have āSo Whatā button! 256. As Facebook has a āPokeā button, it should have a āKickā button as well. 257. My greatest fear is that I will accidentally use the status update as the search bar. 258. I donāt like to commit myself about heaven and hell ā you see, I have friends in both places. 259. Whoever said facebook was a good idea, āLet me share my dull life with the rest of the planet.ā ? 260. No matter what anyone says, my cooking is excellent, even the smoke alarm seems to be cheering me on! 261. Facebook is the red carpet for pretty girls who have no talent. 262. ā¦Itās Not That I Hate You⦠But Letās Put It This Way If You Were On Fire And I Had A Gallon Of Water Iād Drink It. 263. He who went to facebook and left myspace is wise. 264. Am quitting face book to face my books. 265. Facebook should add a ādislike buttonā some updates are just too senseless. 266. Facebook is where hypocrisy, falseness, double standards, rumors and depression meet up for coffee. 267. Iād say we should have a āYou Bore meā button on Facebook! 268. Single doesnāt always mean lonely and relationship doesnāt always mean happy. 269. Paper cut: A tree's final moment of revenge. 270. People like me great. People donāt like me great. As long as I like myself that all that matters. 271. Thank you to every person who has ever told me I canāt. You are just another reason I will. 272. I made my Facebook name "Benefits," so when you add me now it says "you're friends with benefits." 273. Marriage is like a walk in the park... Jurrasic Park. 274. How does a train eat? Chew, Chew... 275. I'd walk through fire for my best friend. Well, not fire because that's dangerous. But a super humid room... well not too humid, because you know... my hair. 276. What did the traffic light say to the other traffic light? Don't look, I'm changing. 277. You know you're an adult when you get excited about a new cleaning sponge at the kitchen sink. 278. Yes of course I am athletic... I surf the Internet every day. 279. I'm not weird, I'm just limited edition. 280. Dear Diamond, we all know who is really a girl's best friend. Sincerely yours, Chocolate Cake. 281. Of course I talk to myself... sometimes I need expert advice. 282. If Monday had a face... I would punch it. 283. I drank so much Vodka last night that this morning I woke up with a Russian accent. 284. I wasn't mad, but now that you asked me 7 times if I'm mad.. yes, I'm mad! 285. I enjoy taking long romantic walks, to the fridge. 286. I really should do something with my life... maybe tomorrow. 287. I have reached a point in life where I feel it is no longer necessary to try & impress anyone. If they like me the way I am, good & if they donāt, itās their loss. 288. You canāt compare me to the next girl. Because there is no competition. Iām one of a kind, and thatās real. 289. An attitude is an inward thought that wiggles its way out. 290. Iām not cranky. I just have a violent reaction to stupid people. 291. I might not be someoneās first choice, but I am a great choice. I donāt pretend to be someone Iām not, because Iām good at being me. I might not be proud of some of the things Iāve done in the past, but Iām proud of who I am today. I may not be perfect, but I donāt need to be. I am the way God made me. Take me as I am or watch me as I walk away. 292. There can be no positive result through negative attitude. Think positive. Live positive. 293. A bad attitude can literally block love, blessings and destiny from finding you. Donāt be the reason you donāt succeed. 294. Like me for who I am and not for who you want me to be. Take it or leave it. That simple. 295. What others think of me is none of my business. 296. Love me or hate me Iām still gonna shine. 297. Keep your face towards the sunshine, you will never see the shadow. 298. Iām only responsible for what I say not for what you understand⦠299. Some days I wish I had the wisdom of a 90 year old, the body of a 20 year old, and the energy of a 3 year old. 300. I know that Einstein's theory of relativity is correct because every weekend goes by twice as fast as normal. 301. Smiles are contagious... be a carrier. 302. Every weekend I do what I love most, absolutely nothing! 303. Relax, it's the weekend... just don't blink or it will be all over. 304. To thrive in life you need three bones. A wish bone, a back bone, and a funny bone. 305. It's so hot outside that I went to buy vegetables, and by the time I got home they turned into soup already. 306. Please cancel my subscription to your issues. 307. I tried looking at the bright side of life, but it hurt my eyes. 308. I'm a Nillionaire. I have little to no money! 309. Square box, round pizza, triangle slices, now that's confusing. 310. Never judge a book by it's movie. 311. Maybe if we tell people the brain is an app, they'll start using it. 312. Exercise? I thought you said extra fries! 313. I hate mosquitoes. I mean, I know I am delicious, but I don't give out free samples. 314. Isn't it funny how red white and blue represent freedom, unless they're flashing behind you? 315. So youāre a player? Nice to meet you, Iām the coach. 316. If taking a shower is bad for the environment, I know Iām doing the world a big favor!;) 317. For those of you complaining you canāt sleep, LOG OFF FACEBOOK! Itās a proven fact that itās impossible to sleep while facebooking. 318. David loves animals. Especially the sweet and sour chicken. 319. Liking your own status is like high fiving yourself in the face. 320. I wish that I could put my status to what I am really thinking. 321. I should change my name to No One, that way when I request you as a friend it will say āNo One wants to be your friendā. 322. I should change my name to No One, that way when I request you as a friend it will say āNo One wants to be your friendā. 323. The person who has ruined my life is one and only Mark Zuckerberg :D 324. Who needs TV we got Facebook DRAMA.
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325. Go away donāt talk to me right now cause itās my break time and Iām on FB mode⦠326. Has implemented a healthy routine, affecting immediately . Very basic and itās free ā Nap Time!! 327. If the world really ends in 2012, I wasted my whole life in school. 328. Dear Facebook: They are not āSuggested friends.ā Theyāre people Iām intentionally trying to avoid. 329. I donāt care what you think of me! Unless you think Iām awesome ā in which case, youāre right! Carry on⦠330. Donāt run after him who tries to avoid you..! 331. I just want to be left alone, is it hard. I donāt wanna talk because it aināt going anywhere, let me be. Iāll be fine because Iām stronger than you think I am, I will not be defeated. 332. Treat me like a queen and Iāll treat you like my king. Treat me like a game. And Iāll show you how itās played. 333. Iām just a mirror for you, You are good, Iām best, You are bad, Iām worst. 334. Donāt get my personality and my attitude twisted, because my personality is me, and my attitude depends on you! 335. Life: Besides gravity, nothing keeps me down. 336. I donāt follow others, I only follow my orders because I am my own boss. 337. Whatever life gives you, even if it hurts, just be strong & act like youāre okay. Strong walls shake, but never collapse. 338. My attitude is based on the way you treat me. 339. I let my haters be my motivators. 340. Attitude is not what you learn from school, it is part of your nature from within.Ā
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