#PaymentPortal

[gotraavonlinebooking]

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#GotraavExperience #DigitalSolution #PaymentPortal #StayConnected #CustomerSatisfaction #TechInnovation #DigitalTransformation #UtilityBills #ConvenientPayment #EasyBilling #EfficientService #TimeSaving

[mikeduggan]

Q2C Customer Portal - Subscription Billing Self-Service

Explore our Q2C Customer Portal for seamless subscription billing management. Access invoices, make payments, and manage your account effortlessly.

[softtechpayment]

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[vishalkhatri9825]

Nowadays, almost everyone is trying to do something different for their job so that they can earn money a parallel, such as a part-time job, stock market, work from home, data entry, investing, etc. But there are very simple and effective ways you can make you sit home. I managed to find some mobile applications available in the App Store that earn you free top-ups, paytm cash and many more rewards using your smartphone.Read More At https://wp.me/pcJL2l-E

[chetuinc]

undefined

Happy World Tourism Day! While travel and tourism were certainly hit hard in 2020, the industry is poised to flourish once again with the market forecast to rise to $1.3 trillion in the coming years. With this growth comes even more investment in #TourismSoftware that will help businesses optimize their operations. From reservation and #BookingEngines to integrations with Payment Portals and ERP software, Chetu’s experts can meet all your development needs. Check out one of our latest case studies about PRVT and how Chetu helped build their dynamic booking app for private air travel. Here is the link of the Chetu’s recent App development case study for private air travel: https://bit.ly/3EXsxyQ 

[twisttech]

Besides? These apps offer huge discounts and deals with every top-up, making them even more useful.So if you are looking for mobile and bill payment apps that offer comprehensive and efficient solutions, this is where you need to put in some effort.Read More At http://bit.ly/3j7c00O

[paymentporte-blog]

Traditional banks are dead, future is decentralized and public technology. Future is Payment Porte. Don’t miss out the next big thing of remittance industry.

Stay tuned and ping us at info@paymentporte.com and visit us at https://pos.li/2cedca

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[khatriji]

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[lydiazyiad-blog]

Payment Portal Website development Malaysia

Support cashless transactions by getting a paymentportal integrated into your Website or business app! View for more- https://goo.gl/B5sXR4

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[carolrobertjoan]

Implement a #paymentportal solution on your website, app, or blog affordably by hiring our expert #developers! @ https://goo.gl/IfnXL

[vishalkhatri9825]

To make sure of that, they need to work with the best partners and have a satisfying inventory. This led the financial sector to also have an online presence. Banks have also created applications, websites, and online payment options to reach their customers through online businesses.Read More At http://bit.ly/3cwi7KQ

[paymentporte-blog]

Payment Porte will be on a roadshow in Hong Kong, Vietnam and S. Korea. 

Stay tuned and ping us at info@paymentporte.com and visit us at https://pos.li/2cedca

[npsbank]

B2B Vault Episode 56: Allen Kopelman's Business Journey

In today's podcast - we are talking about my business Journey from growing up all over the country to becoming a Chef and launching Nationwide Payment Systems in 2001. Along with all of the changes in the payments industry from 2001 to today in 2022 and what's in store regarding the future of payments. Justin, who is my podcast "podder," added a lot to today's podcast as it is a challenging task to interview yourself, and he asked questions, and I am sure he learned a lot about my journey through life. We talked about growing up and making a significant pivot from being a Chef to starting a payments company. I have always had the entrepreneurial bug. Growing up around business my entire life, it was my time to strike out into the unknown world of payments. I have always enjoyed helping people - and the company helps business owners every day with their businesses, which brings me a lot of joy! So I hope you enjoy the episode and if you need assistance in your business - feel free to reach out to me. https://linktr.ee/allenkopelman Big shout out to Justin for being a part of the podcast - he never wanted to talk on the podcast, but he adds a lot to our content by asking questions and helping me - dive and explain things more so they are more accessible concepts to understand. Carpe Diem, Allen Kopelman #b2bvault #npsbank #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #hotels #nonprofits #emergingmarkets #insurance #cashdiscount #highriskbusinesses #ecommercesolutions #giftcards #chargebacks #ach #merchantfinancing #consumerfinancing #acceptcryptocurrency #ATM #virtualterminal #cardpresent #cardnotpresent #mobilesolutions #paymentportal

Video Transcription

Hey, it's Justin with B2B vault, the payment technology podcast with your host, Allen Kopelman, he's providing you educational information about business payments, FinTech, and the technology businesses need in today's world. In today's episode, we will be talking about Allen's business journey over the past 20 years. Pretty cool stuff. Hey, thanks, Justin. No problem. Our right. So let's get into it. So my business journey, so I thought this would be interesting to talk about because people always ask me, oh, where are you from? And, how did you get into this crazy credit card processing business? So I was born in New York, and my parents decided in 1968, let's move to Florida. So we moved to Miami. And then later in 1978, I moved to Atlanta, Georgia, and I was in Atlanta, Georgia. We will talk about what I was doing at the beginning of my working career in Atlanta. And then I left Atlanta and 1986 and moved to Dallas, Texas, and worked out there for a long time. Then, in 1992, I came back to Florida. So now, let's get into all the crazy stuff. New York, my dad, I was born there in Brooklyn. My dad was in the garment business. So I grew up all around a business where my mom's dad owned a factory in New York, and they knitted sweaters and that. Then my dad and my mom's brother had another factory, and they needed a band lawn, which was this stretchy material, you know, in the 1960s, you probably saw like, if you watch the show, my three sons, they wore like the stretchy shirt with like a big Stripe on it. Maybe on happy days, he saw Or my time than 41. But I mean, I remember what it was? Happy days. I remember fines the font. Weren't They From Milwaukee? Yeah, they were from Milwaukee. It's my home town. Right? There's a bronze stand statue of the Fonz on the Milwaukee River. In the walkie. Okay. One fun fact about Milwaukee. Yeah. My dad and uncles were all in business. They all had factories, and my dad's dad was involved in the business. He lived in Boston and Rhode Island, and my grandfather's brothers were involved in all kinds of businesses. When I was growing up, one guy at a clock factory, one guy at a book bindery company, a deli luncheonette. Rocky, what's going on today? Rockies luncheonette, a flower shop, a guy in a clothing store. So they had all kinds of businesses, you know, and all the time, you know, we go to the, my dad's factory, me and my cousins would take boxes and make tunnels and all kinds of crazy school. Then we ended up in Miami, and my dad opened up many clothing stores down here. So he had clothing stores on Miami beach. So I grew up, you know, I went to elementary school, junior high, high school. And during that time, you know, I would go to my dad's stores and help him with the cash register. And talk about that later with a credit card bra. I remember my dad started to take credit cards, and it was crazy. He had an imprint machine and a little book. And we'll talk about that later. That all evolved, and it was crazy. And then I had uncles down here. One uncle had a flower shop. One guy was an attorney. My other cousin owned a bunch of hotels and stuff. So, you know, business all the time, we decided I ended up in Atlanta. And when I was in Atlanta, I started to get involved in the restaurant business. I liked the restaurant business. It was kind of, it was a lot of fun, and I didn't really like college too much the first time. And so I got involved in the restaurant business, and I was doing that for several years. And I decided that I wanted to be a chef. And it wasn't feasible at the time to go to the Culinary Institute of America in New York because they only took a few hundred, maybe a hundred students a year. So it was challenging. But at that time, now it was a massive college, and there were other colleges. But at that time there was, you could go to Johnson and Wales or the culinary Institute. I found out that you could do this program through the local Georgia state university. It was a three-year apprenticeship program where you attended college, got, and then had a job. So I went around and applied for jobs, and I got a job at a place called the capital city club, a private dining club. I worked for some chefs there. Some of them were cool. Some of that we're crazy. And I did that for three years, and I graduated from my program. At the time, Georgia State was basically like a certificate. Then they upgraded it to a substantial degree. But by that time, I was already an executive chef in a hotel. And that happened later. So I left Atlanta after I graduated from my culinary program. And I went to Dallas. I started working at restaurants and hotels there. When I was in Dallas, I was named twice among the top 10 chefs in Dallas. So at one restaurant called laurels on the top of the Sheridan hotel there. And then the Melrose hotel was named one of the Ten Best Restaurants in Dallas. And I know it was written up in many magazines and all that. And it was, you know, it was you know, people don't know like when you're a chef, you know, you're also like a business person because I was in charge of which I didn't realize, you know when I started to, you know, do in my career. But as I became like the head chef at my first hotel, you know, I was responsible for about 75 employees. I was responsible for two restaurants: breakfast, lunch, and dinner. One was open for lunch and dinner. Plus, there was a bar and all the banquet facilities, you know, I talked to customers. I had to go to all kinds of meetings. My boss sent me to Dale Carnegie because I needed to learn to have my voice, you know, become the I'm the expert. So I became the expert, and then I went to another hotel and the same thing, I was in charge of a restaurant banquet facilities bar. And you're in charge of millions of dollars because we're buying food, we're buying liquor. You know, we make all the decisions on that. Later, when I was in Dallas, I worked in the consulting end of the foodservice business, which brought me back to south Florida. So I moved back to Fort Lauderdale, and I was working for a consulting group, and we were doing consulting to hotels and country clubs and all that. And we set up buying and all kinds of things for these places. So we were the ones that we would go out and negotiate all the contracts from foodservice companies that they're going to provide food, you know, provide the food for these places and get them the best prices based on, you know, our, the contracts that we had plus whatever they were going to buy. And we showed them how to organize. Like, let's say you have ten hotels. Well, you buy a lot of catch-up coffee and certain things. So you can get discounts because you can go Rocky. You don't like that. You can go to the manufacturers and work out discounts on your coffee and certain things that you buy a ton of French fries. So you get all your hotels to use the same French fries. You get all your hotels to use the same champagne for Sunday brunch. Then you can get massive discounts because you can get discounts back to the manufacturer who sells to the distributor. And then that distributor adds a small markup because the manufacturers agree to sell for a better price. So I learned a lot about contract negotiation in those days and how to do, you know, different things and deal with lawyers and all kinds of stuff. So that was, you know, an exciting time. And then, I opened a restaurant, and my restaurant was named one of the ten best restaurants in Palm beach county. It was called food amongst the arts. That was pretty cool. And yeah, here's a picture of me when I was a chef. And this is from the Palm beach post. And this was from another business magazine. I got tons of these things. I got a bunch of them hanging on the wall in my office. Everybody's always surprised Justin can attest, you know, he asked me to make him I told him I would make him a vegetarian meal one day. It was good. So I prepared it, and he was surprised, and his wife was surprised that I had made something. So that was, that tasted very good. So that was my journey for, you know, from 1992. And then I was going to say; I kind of want to go back and ask you, like, Nah. So you grew up in New York, right? When did, how long Were you in New York? Oh, only till I was eight. So you lived in New York, tier eight, moved to Miami, and then stayed in Miami While I was 17 In Atlanta when you're 18. And then you stayed in Atlanta Until I was 26, and You moved to Dallas. Right. And then you stayed in Dallas Until I was 32. So about six years in Dallas. Yeah. Six years.But I still worked for the same company when I came back here. So, So that's a, that's like a nice chunk of your life and every time. Yeah. And it was interesting. I also got to travel around the country when I had my job at the hotel company. A lot of people, no one can pick out my accent. Some people like notice, like the way I talk, oh, it's very New York, or some words sound very Southern. And that's the New York, the Atlanta, and the Dallas, you know, but I like that I lived in different places. I got to experience living in New York, you know, cause I would go back there sometimes for business, and I got to experience going to different cities when I traveled in the hotel business. So you would expect, you know, not just go in there for the day, I would go there and work for a week or two. So, you know, so you would, you would get to experience the culture, the people, the food, like we would have to make a menu for a restaurant in California. Okay. Well, you know, I don't know what they eat. What's being served around the hotel. So I learned how to do that too. How to make a menu and decide what will go on the menu. What are the local foods that people eat? Things like that. Like we opened the hotel in the city. You have to have Kansas City steaks. Right? Yeah.You have to have like, what are the foods that they eat? What are the side dishes? I don't remember them all from back then, but it was a while ago, but you know, we went out, and we investigated like, oh, what's the best places to eat and what are the side dishes? Do you know? And then I decided, and 98, I made a big shift from being a chef to sales. The first foray I had into sales was working for went, huh? What led you to that? Yeah. Well, so I was getting tired of working. So the days a week for the hotels, no, I was working for myself at that time, but I was working literally like seven days a week. I had a restaurant, you know, during the season down here, you have to be open every day. Sometimes, you know, I would like Sunday to stay close for logging was burning you out. Yeah. Cooking burned me out. But you know, one thing you learn within the restaurant business is good work ethic, Or you gotta bust Your book. You have to have a good work ethic. You have to be a people person because no matter what, even if you're cooking in the kitchen or, you know, you have to still talk to the customers as the owner or the chef, whatever, but you still got to, everybody has to get along. You have to get along. That's one thing I learned in the hotel business; everybody has to be happy from the server, the dishwasher because if somebody has a bad day, you don't want to spread that out because then the customers have a bad day. You know, I learned about customer service. Right. So when you were, you know, did you have an idea you're going because your family was in so many different businesses.I do automatically know you're going into business or did you just, you know, say, Hey, I want to try something new, and you know, what, what No, what happened was, you know, I've decided I want to be in the restaurant business. I tried to move my restaurant to another area, but it didn't work out because I didn't have liquor in my restaurant. I knew I needed to have liquor to be successful, you know, to level up my success. Right. But that was down here. Yeah. That was down here. And I tried to move up to D from Boca to Del Ray, but they did not have it at the time to have seating on the sidewalk. And then, because you couldn't put seating on the sidewalk in those days, back in those years, that wouldn't allow seating, and the sidewalks didn't have enough seats to get the liquor license. Oh wow. Many restaurants were going out of business because they didn't have a liquor license. So if you didn't have a liquor license, you know, liquor, high-profit item in a restaurant, How long was the transition from chef to business owner? I guess business, I mean, starting a new business. No. So what happened was, is I was still doing chef stuff. So I had catering jobs, and I was doing other stuff involved in that business. And I was talking to a consulting company about going to work for them. And I had old clients from when I did consult. So I was writing some menus, and part-time, my friend said, oh, you should do this credit card processing thing.So I went around; I talked to many companies about credit card processing, and they ended up hiring me. That's where I met my business partner, Dave, and I started working for them part-time, and I was like, well, you know me and Dave went out in a couple of days. He was already working there for a couple of months. So he took me around, you know, I watched what he did, and I was like, I guess I can do this. So I was doing like, so I was doing that part-time and doing some chef stuff part-time and then I decided at the end of 2000 that, you know, they were not the people we work for. You know, I learned a lot, but they were not into, like, people were asking me for like gateways and e-commerce processing and stuff like that. They didn't; they didn't want to do it. And I was like, you know, turning away all this business, you know, turning away business all the time. So I had one day I went into one place where we bought equipment from, and the guy there he's like, oh, you're brilliant. He goes, you let me give you these magazines. So he gave me two magazines called the green sheet. It's an industry publication. Would it be something regular people would read? And I saw ads in there. I started calling up the ads, and then I figured out how to start a payment processing company signed a contract with a bank. Dave and I went to his parents to help us. They were lawyers at the time.They're retired now helped us incorporate boom. We found the office down the street from where we are currently. And we, and we went to the, we had a fun time with the landlord. The landlord was funny. He's like, oh, if you can call it, he told Dave, if you could call your mom and your mom can tell me on the phone that you two are good boys. He goes, I'll give you a month's free room. Dave called his mom up and told him to talk to this guy. And he said, are they good boys? And his mom said, oh yeah, there's are two good boys. And so he had to give us a month's free rent. Nice. We gave them first and last month security, but we got free a month. And we got started in business January 2001. So thank you. We're going to have a little commercial. Thanks for listening to the B2B vault. the last podcast was called the subscription economy. So if you didn't catch that one, go back and check that one out, but you can catch B2B vault on all the podcasts networks, Spotify, Apple, Google, YouTube, iHeart stature. And we're also now on Pandora and Amazon Music, and follow us on social media. Check out the website, B2B vault.info. So, in 2001 January, nationwide payment systems were born. And, you know, we started our journey into payment processing, and you know, all the changes that have gone on in this business are kind of, it's quite crazy to get back into those changes. I feel like we're w we're missing a slide or something. Okay. About nationwide payments, so as you and Dave and you started in 2001, right? And so you're working out of an office. Yeah. And It's a small office in Fort Lauderdale. Around that time, how many payment processing companies were there in Fort Lauderdale? Oh, there was a lot, cause there's a lot of people that sell payment processing, you know, I mean we had an office, I think we had like two desks, maybe like a small conference room. It was tiny, and we had one computer day brought from his house. Some guy down the hall helped us hook up the internet. We had a fax machine, and that was it. That's how we started to hit the ground. Running, hit the ground, hit the, hit, the ground, hit the ground running. You know, we just lined every, you know, we lined up everything that we needed, and we went out and started hitting the streets and making and making sales, you know? Do you remember the first big client you signed up? I remember the two biggest clients that we ever signed on. one guy called us out of the phone book because we had an ad that said we fixed credit card machines in the yellow pages. And they said, oh, we have broken credit card machines. And we went there. Dave went down there. He got about seven or eight credit card machines brought them up to the office. I took them out to the place that fixed them. In those days, it was about 40 bucks to fix each machine. And in those days, I used to swap them out. They'll do that. They stopped doing that. After a while, they would back it up, and you would give them a broken one. They give you one back for like an extra five bucks. You don't have to wait a couple of days to get your machines back. So I went there and got all these machines. We ended up giving them back to the customer. They ask us to fix a few more machines for them. We gave those back to the customer. Then they were opening up some more stores, and it was a big shoe store chain. That's out of business. Now it's called traffic. And we started to get them as an account around that same time. I got find out that a guy that I knew somebody that worked at a big restaurant on Miami beach. And I went down there to see these guys and the owner. He was like, you have five. He goes, you have five minutes to tell me about yourself. That's it. After I waited for over an hour and a half, they got sort of the appointment, and the elevator pitches real. Right. So, boom, I go into my pitch, and the guy says, okay, great. And he gives me statements. He owned a few restaurants and gave me the statements for the restaurants. I had the girl make the copies. I had to wait around for that. And then, you know, and then you know, came back to the office and I started figuring out like, how much were they paying and how, and then, you know, and then I decided, you know, okay, this is a massive account, few hundred thousand dollars a month, each restaurant. And so I go back there, and I show them how with this new fangled pricing that they never heard of before we just started using it called interchange pastor, nobody was selling that where you just paid interchange and then the pastor, and then and then a little amount on top. So I go back, show them how much money I'm going to save them. The guy goes, that just sounds too good. That's a lot of money. Okay. Because they were on three-tier and it was expensive. He goes, we're opening a new restaurant. We'll give you the new restaurant. Okay. Should I say the name? So big name or prime? One 12 on Miami beach. We don't have the account anymore. That's a whole other story. EMV did that in. Read the full article

[empirereearn]

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[khatriji]

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