#PropertyTypes

[joemardesichcms]

Understanding the Commercial Real Estate Market for Loan Brokers!

Introduction:

The commercial real estate market plays a pivotal role in the lending landscape, shaping opportunities and challenges for loan brokers. Understanding the dynamics of this market is essential for brokers to effectively assess risks, identify opportunities, and navigate transactions successfully. From market trends to property types, here are insights into the commercial real estate market and its impact on loan brokering.

Understanding Market Trends:

Commercial real estate market trends can vary based on factors such as economic conditions, industry performance, and regional dynamics. Brokers should stay informed about market trends such as vacancy rates, rental rates, absorption rates, and capitalization rates to gauge market health and identify emerging opportunities or risks. Pay attention to macroeconomic indicators such as GDP growth, employment rates, and interest rates, as these factors can influence demand for commercial properties and financing.

2. Property Types and Market Segments:

Commercial real estate encompasses various property types and market segments, each with its own unique characteristics and investment considerations. Common property types include office buildings, retail centers, industrial warehouses, multifamily apartment buildings, and hospitality properties. Brokers should have a thorough understanding of the nuances of each property type, including tenant demographics, lease structures, and market demand drivers, to effectively assess financing needs and structure loan transactions.

3. Market Dynamics and Investor Sentiment:

Market dynamics and investor sentiment can have a significant impact on commercial real estate financing. Factors such as supply and demand dynamics, investor preferences, and regulatory changes can influence lending activity and financing terms. Brokers should monitor investor sentiment indicators such as transaction volume, capital flows, and investor preferences for specific asset classes or geographic markets to anticipate shifts in market conditions and adapt their strategies accordingly.

4. Regional Considerations:

Commercial real estate markets can vary significantly by region, with factors such as population growth, job creation, infrastructure development, and local regulations shaping market dynamics. Brokers should familiarize themselves with local market conditions and trends in their target regions to provide tailored advice and solutions to clients. Network with local industry professionals, attend industry events, and leverage local market research to stay informed about regional market dynamics and opportunities.

5. Risk Assessment and Due Diligence:

Understanding the commercial real estate market is crucial for brokers to assess risks effectively and conduct thorough due diligence on loan transactions. Brokers should analyze factors such as property location, market demand, tenant quality, lease terms, and property condition to evaluate creditworthiness and determine appropriate financing structures. By conducting comprehensive risk assessments and due diligence, brokers can mitigate risks and protect the interests of both borrowers and lenders.

Conclusion:

The commercial real estate market is a dynamic and multifaceted landscape that significantly influences lending activity and financing terms for loan brokers. By understanding market trends, property types, market dynamics, regional considerations, and risk assessment principles, brokers can effectively assess risks, identify opportunities, and navigate transactions successfully in the competitive landscape of commercial real estate loan brokering.

[mysmartcousin]

How to Find Types of Rental Properties with Modern Amenities

Finding the perfect rental property can be a daunting task, especially when you're looking for specific features and modern amenities. Whether you're a young professional, a family, or a retiree, the right rental property can make a significant difference in your lifestyle. In this guide, we will explore how to find types of rental properties with modern amenities, ensuring you enjoy comfort and convenience in your new home.

Understanding Your Needs

Before you begin your search for rental properties, it's crucial to identify your needs. Consider the following questions:

What is your budget?

How many bedrooms and bathrooms do you need?

Do you require a pet-friendly property?

Are there specific amenities that are non-negotiable?

By answering these questions, you can narrow down your options and focus on finding rental properties that meet your criteria.

Types of Rental Properties with Modern Amenities

When searching for types of rental properties with modern amenities, you'll come across various options. Here are some of the most common types:

Apartments

Apartments are a popular choice for renters seeking modern amenities. Many apartment complexes offer features such as:

Fitness centers

Swimming pools

In-unit laundry

High-speed internet

Smart home technology

These amenities provide convenience and enhance your living experience, making apartments an excellent choice for individuals and families alike.

Condominiums

Condominiums, or condos, are another great option for those seeking modern amenities. Condos often come with additional perks such as:

24/7 security

Maintenance services

Recreational facilities like tennis courts and clubhouses

Rooftop terraces

Advanced HVAC systems

Living in a condo can offer a more luxurious lifestyle with access to a range of high-end amenities.

Townhouses

Townhouses combine the benefits of single-family homes and apartments. They typically feature:

Private garages

Small yards or patios

Community amenities like pools and gyms

Multi-story layouts

Modern kitchen appliances

Townhouses are ideal for those who want more space and privacy without sacrificing access to amenities.

Single-Family Homes

Single-family homes provide the most space and privacy. Modern single-family rentals often include:

Large yards

Smart home features

Energy-efficient appliances

Home office spaces

Advanced security systems

These properties are perfect for families or individuals who need extra space and desire a home with modern conveniences.

Where to Find Types of Rental Properties with Modern Amenities

Knowing where to look is key to finding rental properties that match your needs. Here are some effective strategies:

Online Real Estate Platforms

Websites like Zillow, Trulia, and Realtor.com offer extensive listings of rental properties. You can filter your search by amenities, location, and property type to find exactly what you're looking for.

Real Estate Agents

A real estate agent can be an invaluable resource. They have access to multiple listings and can help you find rental properties with the specific amenities you desire. Their expertise can also save you time and effort.

Social Media and Community Boards

Social media platforms and community boards like Facebook Marketplace and Nextdoor can provide local rental listings. These platforms often have listings that might not appear on traditional real estate websites.

Property Management Companies

Contacting property management companies directly can give you access to a wide range of rental properties with modern amenities. These companies often manage multiple properties and can offer options that fit your criteria.

Tips for Securing the Perfect Rental Property

Once you've found a few potential rental properties, follow these tips to secure your ideal home:

Visit the Property: Always schedule a visit to see the property in person. This allows you to verify the amenities and assess the property's condition.

Review the Lease: Carefully read the lease agreement to ensure it includes all the amenities and features discussed.

Check Reviews: Look for reviews of the property or management company to gauge the experiences of previous tenants.

Prepare Documentation: Have all necessary documentation ready, such as proof of income, references, and a completed rental application.

Finding types of rental properties with modern amenities requires a clear understanding of your needs, diligent searching, and thorough evaluation of potential options. By utilizing online platforms, real estate agents, and community resources, you can discover the perfect rental property that enhances your lifestyle. At mysmartcousin, we specialize in helping you find rental properties that offer the modern amenities you desire. Let us assist you in securing your dream home.

[egemenmustafa64]

Discover Your Dream Home: Exploring Local Property Types

From cozy cottages nestled in serene suburbs to chic urban lofts with skyline views, our local real estate offerings cater to every taste and lifestyle. Explore the diversity of our market, where you'll find charming townhouses boasting historic charm alongside modern marvels designed for contemporary living. Whether you're drawn to waterfront properties for tranquil retreats or bustling city condos for vibrant urban living, there's something for everyone here. Let us guide you through the array of options to find the perfect property that speaks to your unique desires. Egemen Mustafa Şener

[thxnews]

UK House Price Index for May 2023

The May data shows: - on average, house prices have not changed since April 2023 - there has been an annual price rise of 1.9% which makes the average property in the UK valued at £285,861

England

In England, the May data shows that, on average, house prices have fallen 0.4% since April 2023. The annual price rise of 1.7% takes the average property value to £303,557. The regional data for England indicates that: - the West Midlands experienced the greatest monthly price rise with an increase of 0.5% - London saw the most significant monthly price fall, with a movement of -1.2% - the North East experienced the greatest annual price rise, up by 4.0% - the East of England saw the lowest annual price growth, with an increase of 0.0% Price change by region for England Region Average price May 2023 Annual change % since May 2022 Monthly change % since April 2023 East Midlands £247,242 3.4 0.3 East of England £345,710 0.0 -0.8 London £525,629 0.8 -1.2 North East £158,779 4.0 -1.0 North West £211,790 2.7 -0.2 South East £388,873 1.5 -0.9 South West £323,765 1.0 -0.2 West Midlands £248,166 2.2 0.5 Yorkshire and the Humber £204,588 1.2 -0.4 Repossession sales by volume for England The lowest number of repossession sales in March 2023 was in the East Midlands and East of England. The highest number of repossession sales in March 2023 was in the North East. Repossession sales March 2023 East Midlands 2 East of England 2 London 14 North East 19 North West 17 South East 16 South West 3 West Midlands 8 Yorkshire and the Humber 11 England 92 Average price by property type for England Property type May 2023 May 2022 Difference % Detached £478,030 £468,773 2 Semi-detached £289,575 £285,968 1.3 Terraced £247,907 £244,456 1.4 Flat/maisonette £249,976 £245,322 1.9 All £303,557 £298,596 1.7 Funding and buyer status for England Transaction type Average price May 2023 Annual price change % since May 2022 Monthly price change % since April 2023 Cash £284,143 1.4 -0.4 Mortgage £313,219 1.8 -0.5 First-time buyer £251,894 1.7 -0.3 Former owner occupier £348,052 1.6 -0.6 Building status for England Building status Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 New build £439,033 19.5 0.8 Existing resold property £295,748 3.2 -1.3

London

London shows, on average, house prices have fallen 1.2% since April 2023. An annual price rise of 0.8% takes the average property value to £525,629. Average price by property type for London Property type May 2023 May 2022 Difference % Detached £1,061,480 £1,073,598 -1.1 Semi-detached £668,721 £678,595 -1.5 Terraced £573,105 £571,469 0.3 Flat/maisonette £439,987 £431,469 2.0 All £525,629 £521,561 0.8 Funding and buyer status for London Transaction type Average price May 2023 Annual price change % since May 2022 Monthly price change % since April 2023 Cash £546,177 1.3 -0.6 Mortgage £518,898 0.7 -1.4 First-time buyer £453,057 0.9 -1.2 Former owner occupier £604,633 0.6 -1.3 Building status for London Building status Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 New build £607,043 16.5 -0.3 Existing resold property £517,783 0.4 -1.9

Wales

Wales shows, on average, house prices have risen by 0.6% since April 2023. An annual price rise of 1.8% takes the average property value to £213,374. There were 6 repossession sales for Wales in March 2023. Average price by property type for Wales Property type May 2023 May 2022 Dfference % Detached £326,767 £320,304 2 Semi-detached £205,423 £203,512 0.9 Terraced £167,078 £163,720 2.1 Flat/maisonette £136,517 £133,100 2.6 All £213,374 £209,599 1.8 Funding and buyer status for Wales Transaction type Average price May 2023 Annual price change % since May 2022 Monthly price change % since April 2023 Cash £205,800 1.6 0.6 Mortgage £217,724 1.9 0.6 First-time buyer £183,564 1.7 0.9 Former owner occupier £248,540 2.0 0.3 Building status for Wales Building status Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 New build £339,170 21.1 1.1 Existing resold property £209,387 4.8 -0.4

UK house prices

The annual percentage change for average UK house prices was 1.9% in the 12 months to May 2023, compared with 3.2% in the 12 months to April 2023. The average UK house price was £286,000 in May 2023, which is £6,000 higher than 12 months ago, but £7,000 below the recent peak in September 2022. Average house prices increased over the 12 months to £304,000 (1.7%) in England, to £213,000 in Wales (1.8%), to £193,000 in Scotland (3.2%) and to £172,000 in Northern Ireland (5.0%). On a non-seasonally adjusted basis, average UK house prices were little changed between April 2023 and May 2023, while average UK house prices increased by 1.3% during the same period 12 months ago. The UK Property Transactions Statistics showed that in May 2023, on a seasonally adjusted basis, the estimated number of transactions of residential properties with a value of £40,000 or greater was 80,020. This is 27.0% lower than 12 months ago (May 2022). Between April 2023 and May 2023, UK transactions decreased by 2.7% on a seasonally adjusted basis. Annual house price inflation was highest in the North East where prices increased by 4.0% in the 12 months to May 2023. The East of England was the English region with the lowest annual growth, where prices were little changed in the 12 months to May 2023. See the economic statement. The UK HPI is based on completed housing transactions. Typically, a house purchase can take 6 to 8 weeks to reach completion. As with other indicators in the housing market, which typically fluctuate from month to month, it is important not to put too much weight on one month’s set of house price data. Access the full UK HPI

Background

1. We publish the UK House Price Index (HPI) on the second or third Wednesday of each month with Northern Ireland figures updated quarterly. We will publish the June 2023 UK HPI at 9:30 am on Wednesday 16 August 2023. See the calendar of release dates. 2. We have made some changes to improve the accuracy of the UK HPI. We are not publishing average price and percentage change for new builds and existing resold property as done previously because there are not currently enough new build transactions to provide a reliable result. This means that in this month’s UK HPI reports, new builds and existing resold properties are reported in line with the sales volumes currently available. 3. The UK HPI revision period has been extended to 13 months, following a review of the revision policy (see calculating the UK HPI section 4.4). This ensures the data used is more comprehensive. 4. Sales volume data is available by property status (new build and existing property) and funding status (cash and mortgage) in our downloadable data tables. Transactions that require us to create a new register, such as new builds, are more complex and require more time to process. Read revisions to the UK HPI data. 5. Revision tables are available for England and Wales within the downloadable data in CSV format. See the UK HPI for more information. 6. HM Land Registry, Registers of Scotland, Land & Property Services/Northern Ireland Statistics and Research Agency, and the Valuation Office Agency supply data for the UK HPI. 7. The Office for National Statistics (ONS) and Land & Property Services/Northern Ireland Statistics and Research Agency calculate the UK HPI. It applies a hedonic regression model that uses the various sources of data on property price, including HM Land Registry’s Price Paid Dataset, and attributes to produce estimates of the change in house prices each month. Find out more about the methodology used by the ONS and Northern Ireland Statistics & Research Agency. 8. We take the UK Property Transaction statistics from the HM Revenue and Customs (HMRC) monthly estimates of the number of residential and non-residential property transactions in the UK and its constituent countries. The number of property transactions in the UK is highly seasonal, with more activity in the summer months and less in the winter. This regular annual pattern can sometimes mask the underlying movements and trends in the data series. HMRC presents the UK aggregate transaction figures on a seasonally adjusted basis. We make adjustments for both the time of year and the construction of the calendar, including corrections for the position of Easter and the number of trading days in a particular month. 9. UK HPI seasonally adjusted series are calculated at regional and national levels only. See data tables. 10. The first estimate for the new build average price (April 2016 report) was based on a small sample which can cause volatility. A three-month moving average has been applied to the latest estimate to remove some of this volatility. 11. The UK HPI reflects the final transaction price for sales of residential property. Using the geometric mean, it covers purchases at market value for owner-occupation and buy-to-let, excluding those purchases not at market value (such as re-mortgages), where the ‘price’ represents a valuation. 12. HM Land Registry provides information on residential property transactions for England and Wales, collected as part of the official registration process for properties that are sold for full market value. 13. The HM Land Registry dataset contains the sale price of the property, the date when the sale was completed, full address details, the type of property (detached, semi-detached, terraced, or flat) if it is a newly built property or an established residential building and a variable to indicate if the property has been purchased as a financed transaction (using a mortgage) or as a non-financed transaction (cash purchase). 14. Repossession sales data is based on the number of transactions lodged with the HM Land Registry by lenders exercising their power of sale. 15. For England, we show repossession sales volume recorded by the government office region. For Wales, we provide repossession sales volume for the number of repossession sales. 16. Repossession sales data is available from April 2016 in CSV format. Find out more information about repossession sales. 17. We publish CSV files of the raw and cleansed aggregated data every month for England, Scotland, and Wales. We publish Northern Ireland data on a quarterly basis. They are available for free use and re-use under the Open Government Licence. 18. HM Land Registry’s purpose is to guarantee and protect property rights in England and Wales. 19. HM Land Registry is a government department created in 1862. Its vision is “A world-leading property market as part of a thriving economy and a sustainable future.” 20. HM Land Registry safeguards land and property ownership valued at £8 trillion, enabling over £1 trillion worth of personal and commercial lending to be secured against property across England and Wales. The Land Register contains more than 26 million titles showing evidence of ownership for more than 88% of the land mass of England and Wales   Sources: THX News & HM Land Registry. Read the full article

[lucymlx]

tips 4 wsl

Get bash when you ssh into the server, In admin powershell give the following command

New-ItemProperty -Path "HKLM:\SOFTWARE\OpenSSH" -Name DefaultShell -Value "C:\WINDOWS\System32\bash.exe" -PropertyType String -Force

REM: On client if you need to reboot you'll need to powershell.exe and run a \~\~\~shutdown /r

[favouritefab-blog]

Silica Gel Desiccant Packaging Material PDF: Properties, Applications, and Performance Data

Silica gel desiccant is a highly effective moisture-absorbing material widely used in various packaging applications to protect products from humidity damage. Available in pouches, sachets, and bulk forms, silica gel helps maintain product integrity during storage and transit.

Key Properties of Silica Gel Desiccant

Highly Absorbent: Silica gel can absorb up to 30–40% of its weight in moisture.

Non-Toxic & Chemically Stable: It is safe for use around electronics, food, pharmaceuticals, and textiles.

Regenerable: Can be reused after drying at specific temperatures (usually 120°C).

Color-Indicating Types Available: Orange and blue beads indicate saturation levels.

Applications

Electronics Packaging: Prevents corrosion and short circuits.

Pharmaceuticals & Healthcare: Maintains product efficacy and shelf life.

Food Industry: Protects dry foods, spices, and supplements.

Leather & Textile Storage: Prevents mildew and odor.

Logistics & Exports: Essential in container and cargo packaging to avoid moisture damage.

Performance Data (as per PDF datasheet)

PropertyTypical ValueMoisture Absorption30-40% by weight at 90% RHOperating Temperature-40°C to 60°CBulk Density~720 kg/m³Particle Size Range1–5 mm (standard granules)Regeneration Temperature110–130°C

You can download the full Silica Gel Desiccant Packaging Material PDF to access complete specifications, technical data, and regulatory compliance details.

[forever-stuck-on-java-8]

Except Windows doesn't always "just work"

Stealing this example from a previous post I made but its still true. I really appreciate the fact that I don't need to paste:

New-ItemProperty -Path 'HKLM:\SOFTWARE\Microsoft\Windows\CurrentVersion\Policies\System' -Name EnableLinkedConnections -Value 1 -PropertyType 'DWord'

into powershell in order access admin directories on my NAS (over SMB). Linux permissions are so much easier to mange.

ppl be like "no i'm on windows because it works. it doesn't break like linux does" and then i look at my mom's laptop and it won't update because of error 0x800703f1 and it turns out the solution is downloading a sketchy exe and a sketchy powershell script, copying a random file, running stuff on it, backing up stuff in system32, and replacing it with what you got from running the sketchy programs. and then you get a different error. and windows update is like "uh maybe reinstall the os idk lol"

[atechnoob]

Disable Windows Hello powershell

#Disable pin requirement $path = "HKLM:\SOFTWARE\Policies\Microsoft" $key = "PassportForWork" $name = "Enabled" $value = "0" New-Item -Path $path -Name $key –Force New-ItemProperty -Path $path\$key -Name $name -Value $value -PropertyType DWORD -Force #Delete existing pins $passportFolder = "C:\Windows\ServiceProfiles\LocalService\AppData\Local\Microsoft\Ngc" if(Test-Path -Path $passportFolder) { Takeown /f $passportFolder /r /d "Y" ICACLS $passportFolder /reset /T /C /L /Q Remove-Item –path $passportFolder –recurse -force }

[sudrien]

(in powershell) New-ItemProperty HKCU:\Software\Microsoft\Windows\CurrentVersion\Search -Name "BingSearchEnabled" -Value "0" -PropertyType dword

[forever-stuck-on-java-8]

Instead of listing every reason why I hate windows, I am going tell the tale of the straw that broke the camel's back.

Background: When I was using Windows for my main PC, I would do an entire fresh install every 6 months because weird unexplainable issues would crop up and frustrate me. I think windows updates would corrupt some important file somewhere or something. Regardless of the actual issue, it wasn't worth the time to troubleshoot as a drive nuke is faster. I keep all important files on a NAS anyways.

Issue: I don't know if its still the case but at the time of my most recent windows reinstall, I found out that your account name would become the first 5 characters of your email when installing win11 with a Microsoft account. There was no option to change in setup. The email used for my Microsoft account is microsoft@[custom email domain].com so my account name was "micro". I did not want to be "micro" so I followed a guide to change my account name by changing a registry key (since there was no other way to change it). That broke my windows so hard that it refused to post until I did a factory reset on my motherboard. (needless to say the windows install was unsalvageable)

Meanwhile on Linux, I really appreciate the fact that I don't need to paste

New-ItemProperty -Path 'HKLM:\SOFTWARE\Microsoft\Windows\CurrentVersion\Policies\System' -Name EnableLinkedConnections -Value 1 -PropertyType 'DWord'

into powershell in order access admin directories on my NAS. Linux permissions are so much easier to mange.

gathering public correspondence: what is/was your least favorite part about windows? and what are your favorite parts about linux in comparison (if applicable)

[manmeetsca]

Find houses for sale in Abbotsford British Columbia,  Manmeet Thathar provides the latest MLS® listings and comprehensive property information to make finding your dream home easy.

[mnisotamakoce]

Short answer: Nah I'm not Native, despite what my mother has convinced herself. I started trying to learn Ojibwemowin and Dakotah because they're the languages of the Native people of this area and it only seemed fair, if that makes sense.

Anyway, to answer the important questions: The bad news is yeah, unfortunately it is expensive to live in the metro area proper. It's not as bad in some places like East Midway, Frogtown, Payne-Phalen, along University Ave in St. Paul and Robert Street in West St Paul, or Midtown/Phillips, North Minneapolis, Whittier and Loring Park (very queer neighborhood) in Minneapolis, but even the studio apartments start out north of 700/month.

https://hotpads.com/whittier-minneapolis-mn/affordable-apartments-for-rent?border=false&lat=44.9499&lon=-93.2842&orderBy=lowPrice&price=0-1100&propertyTypes=garden-large-medium-divided&z=14

The good news: Yep, the Twin Cities have protections for queer people, Minneapolis especially is LGBTAI2S-friendly, and you being Native and queer means you have access to some support programs. I did a little digging and I hope these will at least give you a place to start.

To anyone living in Minnesota, specifically around the Twin Cities, how is it there? Please, please let me know because I'm making future plans and may or may not move there in the near future.

[stevenchoat]

Best Rental Single-Family House Services By Steven Choat

Do you know that demand for single-family rentals is higher now than before? They offer you the best services of the rental single-family house by Steven Choat that single homes are unique real estate assets. Investing money in a rental single-family is best because of steady income, and Inflation-Resistant. Are you curious about investing in out-of-state single-family rentals? See the website, to avail of our services.

https://stevenchoat.betterliferealty.com/search/grid/?status=A&propertytype=SF&photo=1&sort=days

[ianvink-blog]

C#: Converting a DataTable to a generic Linq List

C#: Converting a DataTable to a generic Linq List

Datatables aren’t typed, but they do contain lots of metadata about the columns and data in them. We can use that to convert a table of data to a typed LINQ list. We can look through the DataColumns and get the PropertyTypes which will help us convert the data to a nice LINQ list. I chose to create this as an extension method so you can call it like this: List<Cat> myCats =…