#Repo rate

[newsusapacific]

Great financial tip! How does the repo rate help control inflation? -2022

The Repo rate, also known as the overnight lending rate, is the rate at which central banks lend money to commercial banks in the event that they need to borrow funds to meet their reserve requirements. When the central bank increases the repo rate, it becomes more expensive for commercial banks to borrow money, which can help to reduce inflation. Read More

[trehan-iris]

RBI has kept repo rates unchanged for the ninth consecutive time. Mr. Aman Trehan, Executive Director, Trehan Iris, expressing his views on the decision talks about how this will drive innovation in real estate which will ultimately enrich community living.

Read the full article here: https://shorturl.at/cewuV

RBI has kept repo rates unchanged for the ninth consecutive time

[rightnewshindi]

RBI MPC Meeting: रिजर्व बैंक ने नहीं घटाया रेपो रेट, ईएमआई नहीं होगी कम; सस्ते कर्ज के लिए करना होगा और इंतजार

Reserve Bank Repo Rate: कर्ज सस्ता होने और ईएमआई का बोझ कम होने का इंतजार कर रहे लोगों को एक बार फिर से निराशा हाथ लगी है. रिजर्व बैंक ने रिकॉर्ड 9 वीं बैठक में भी रेपो रेट को कम नहीं किया है. रिजर्व बैंक के गवर्नर शक्तिकांत दास ने आज गुरुवार को बताया कि केंद्रीय बैंक की मौद्रिक नीति समिति ने एक बार फिर से रेपो रेट को स्थिर रखने का फैसला लिया है. बैठक के बाद आरबीआई गवर्नर ने दिया अपडेट आरबीआई…

[sanjana-s]

Policy Predictions Drive Indian Stock Market: Insights from RBI Study

A recent study by the Reserve Bank of India (RBI) found that Indian stock markets are more affected by expectations of future monetary policy changes than by actual policy rate surprises announced by the RBI. This aligns with the idea that stock markets are forward-looking. The study also noted that volatility in stock markets is influenced by both the announcement of policy changes and expectations about future policies, as traders adjust their portfolios throughout the day.

The study revealed that while surprises in repo rate changes have almost no effect on stock returns, expectations about future policy changes remain significant. This indicates that stock markets focus more on predicting future policy actions than reacting to actual rate changes. The analysis covered the period from January 2014 to July 2022, during which India adopted a flexible inflation targeting regime.

Overall, the study suggests that Indian stock markets are highly sensitive to expectations regarding future monetary policy, highlighting the importance of understanding market sentiments and expectations in analyzing stock market behavior.

[divisional-news]

Expectations for RBI's First FY25 Meeting: Likely Reasons for Keeping Repo Rate Unchanged

As the Reserve Bank of India (RBI) gears up for its first Monetary Policy Committee (MPC) meeting of the financial year 2024-25 in April, all eyes are on the potential decisions regarding the repo rate and monetary policy stance. Here's a breakdown of what to expect and why the central bank may opt to maintain the status quo.

Forecast and Outlook: Deutsche Bank's projections suggest that the RBI might uphold its FY25 CPI inflation forecast at 4.5%, while possibly revising upward the growth forecast for the next fiscal year to 7.4% from the current 7%.

Steady Repo Rate Anticipated: Market analysts widely predict that the MPC will choose to keep the repo rate unchanged at 6.5%. This expectation is grounded in the backdrop of seven consecutive meetings where the rate has remained stagnant following a 25-basis point hike in February 2023.

Cautionary Approach: The RBI is likely to exercise caution due to persistent risks to food inflation, which could have repercussions on the consumer price index (CPI) or retail inflation. The mandate to maintain inflation at 4% with a comfort band of 2% in both directions necessitates a vigilant stance until durable achievement of the target.

Monetary Policy Stance: While the prevailing stance of 'withdrawal of accommodation' is expected to persist, there's speculation among analysts about a potential shift to a 'neutral' stance. This adjustment could hinge on various factors, including past instances of RBI's surprising decisions.

Projections and Forecasts: Deutsche Bank's projections indicate a likely unchanged CPI inflation forecast for FY25 at 4.5%, while the growth forecast for the next fiscal year might witness an upward revision to 7.4%. These estimates provide insights into the RBI's outlook on the economic trajectory.

Impact on Lending Rates: In the event of an unchanged repo rate, lending rates linked to external benchmark lending rates (EBLR) will likely remain stable, offering relief to borrowers. However, there might be a possibility of interest rate adjustments on loans linked to the marginal cost of fund-based lending rate (MCLR).

Future Rate Cuts: Forecasts by Goldman Sachs suggest potential rate cuts of 25 basis points each in the third and fourth quarters of the 2024 calendar year, indicating a forward-looking approach by the central bank.

As the financial landscape evolves, the decisions taken by the RBI during its upcoming meeting will have far-reaching implications for various stakeholders. Stay tuned for updates on the monetary policy trajectory and its impact on the economic landscape.

[homeloansguide101]

Have you ever wondered how your interest rate on home loan is determined? Apart from all other factors, the most basic one is repo rate. Read more about it here.

[loantrivia]

Understanding Current Repo Rate and Its Implications on the Economy and Consumers

Repo rate is one of those fancy finance terms that you hear on TV and pretend to understand. But don’t worry, it’s not as complicated as it sounds. The repo rate is the rate at which the Reserve Bank of India (RBI) lends money to commercial banks. When the repo rate goes up, it becomes more expensive for banks to borrow money from the RBI, and vice versa. So, why does the repo rate matter to…

[scorebetter]

Reserve Bank Of India

The Reserve Bank Of India was established on 1st 1935, with capital of 5 crore, on the recommendations of Hilton Young Committee, under RBI Act, 1934.

The Reserve Bank Of India was established on 1st 1935, with capital of 5 crore, on the recommendations of Hilton Young Committee, under RBI Act, 1934. It was nationalised on 1st January 1949.It got the membership of Bank of International Settlement (BIS) in 1996.RBI is managed by a group of 21 members, which comprises –1 Governor4 Deputy Governor2 Officials from Ministry of Finance10 Directors…

[usaitbari]

RBI Monetary Policy 07 December 2022: Loan EMIs to go up, RBI hikes repo rates by 35 basis points to 6.25%

RBI Monetary Policy 07 December 2022: Loan EMIs to go up, RBI hikes repo rates by 35 basis points to 6.25%

New Delhi: In a move that will raise borrowing costs for corporates and individuals even further, the RBI Monetary Policy Committee led by Governor Shaktikanta Das hiked Repo Rate by 35 basis points to 6.25 percent on Thursday. Repo is the rate at which Reserve Bank of India lends funds to commercial banks when needed. It is a tool that the central bank uses to control inflation. This is the…

[reportwire]

GDP growth Q2 FY23: How Indian economy is likely to perform; what to expect

GDP growth Q2 FY23: How Indian economy is likely to perform; what to expect

GDP data for Q2: India’s gross domestic product (GDP) data for Q2 (July-September) 2022-23 is scheduled to be out on Wednesday. Analysts and economists have predicted that the GDP growth would be in the range of 5.8 per cent to 7.2 per cent in the second quarter, which will be lower than Q1 numbers. The GDP growth was 13.5 per cent in Q1 (April-June period) of the current fiscal (2022-23).…

[befuddled-calico-whump]

Stumbled on the series Altered Carbon a few days ago. I'm only five episodes in, but so far so good. The concept is exceptionally whumpy, but the execution is fairly standard for mainstream TV (handwaved injuries, trauma not really acknowledged). It's also a cyberpunk setting that goes heavy on world building, so naturally I love that.

(mini review with some spoilers beneath the cut)

Pros:

- Whumpy premise. Rebel/mercenary is taken out of prison by a rich guy who wants to hire him (and who almost verbatim claims him as his property)

- Interesting world, colorful and visually fun

- The concept of resleeving (transferring a person's consciousness into a new body) is used for both comedy and horror and it's great

- Episode 4 is like 30% torture chamber

- The way they illustrate "body death" as cheap makes a lot of sense to me for the the setting

- There's an AI hologram character and I love him

Cons:

- Has the gratuitous violence, nudity, and gore that's become typical for "adult" sci-fi. I don't mind it, (and I love the fight scenes) but half the time it seems like it's just for shock value

- excessive amount of sex scenes. Also makes half the female characters sex workers, and has a few instances of 'violence against women as a plot device'. The extent doesn't seem necessary aside from the "gritty" vibes these shows feel like they need to be taken seriously

- most of the romance feels forced

- oh and the male lead is literally drugged and sexually assaulted, but afterwards it's almost played like it was consensual??

- yeah yeah it's typical for sci-fi protagonists to be super tough and unflinching and it's part of the character but holy cow the lead has minimalist reactions to pain

[loantrivia]

Impact of RBI Repo Rate on Investors and Borrowers

The Reserve Bank of India (RBI) plays a crucial role in India’s monetary policy and financial system by setting the repo rate, which has a significant impact on various aspects of the economy, including investors. The RBI Repo Rate, or Repurchase Rate, is the interest rate at which commercial banks in India can borrow short-term funds from the Reserve Bank of India (RBI). This borrowing is…