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#anyway. it's going to be like 15k words minimum at this rate
wheelie-butch · 1 year
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I could write a summary or try explain the plot and concepts and why I'm doing this but actually I think my wolfpack x player character fic can essentially be characterised by the line above tbh.
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hunflowers · 4 years
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Skating Lessons
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Word Count: 15k
Requested? Nope, but you always can here :)
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A/N: She is here! She was a doozy to write but I love her so much and I hope you do too <3 Enjoy babydaddy!Harry, and if you do (or if you don’t) throw some feedback my way, really helps a girl out y’know. *nose boops*
“Y/N!”
It was the voice she hated hearing. The voice she despised. The voice that brought her stress more than anything else in her life.
The voice of her landlord. Old Man Chris as she likes to call him. He was the typical stingy, grumpy old man that owned a small little apartment and hardly gave the young girl room to breathe when it came to rent money.
She always gave her money, albeit sometimes a day or two late, but that didn’t change the fact that she still gave him his expected money. This time was a little different however, seeing how she was already a week late, and at this rate going on to be two weeks late.
But, she was so close to giving him the money, plus a little extra to hold her over for next month. All Y/N needed was a few more days. Money had been very tight this past month for reasons she’d rather not discuss with Chris, and she knows she’s in the wrong, but she will get him that money.
Flipping onto her stomach in bed, Y/N holds her pillow over her head to try and drown out the incessant pounding on her front door. It was most likely just past seven in the morning, and Y/N had a very long day yesterday, so all she wanted to do was sleep away her worries for just a little while longer. Clearly, Old Man Chris had different intentions.
Y/N let out a very guttural groan as she threw off her blanket, slid her feet into her fluffy slippers, and wrapped her robe around her body before stomping to the door with a faux smile plastered across her face.
“Morning Chris,” she chirped, looking eye to eye with the man who looked like he was ready to stab her. Although he seemed like a miserable old man, he wasn’t always so bad. When the two met, Y/N was in a much darker place than she is now. Chris has children of his own so when he saw how desperate she was for help, his heart yearned for her.
It was a love-hate relationship the two shared.
“Is there something I can do for you, so early in the morning?”
He gave Y/N that knowing look that she had seen every month that she’s lived here. The look that said you know why I’m here, now hand it over. And in return, every time, she gave him that sheepish smile.
“Y/N, I can’t let this go on any further.”
“Chris, please, you don’t understand. I promise just a few more days,” she begged, clasping her hands together and bringing them up to her chin. He sighed, shaking his head and placing his hands on his hips as he looked down to the floor. She had a soft spot in his heart, so it was always so difficult for him to put his foot down, but he couldn’t let this go on any further.
He looked back up at her, noticing the way she pouted her bottom lip just like how his daughter does when she wants something. It’s hard for him to say no. “You have until Sunday, Y/N. I mean it. I can’t accept this anymore. Don’t pay your rent on the fifteenth, and I’m kicking you out.”
Y/N nodded her head graciously, not knowing whether or not to hug her landlord. He wasn’t too keen on human contact so she just gave him her brightest smile as he walked back down the stairs that led to her apartment.
It was Thursday, meaning she had two days plus the rest of today to gather up as much money as possible. One of her jobs pays tomorrow, and despite other bills she has to take out of that money, she should still have enough to get her that rent money.
Closing the door behind her, Y/N looked around at her apartment, taking in a deep breath and deciding to make herself some coffee since there was no chance she was going to be able to fall back asleep. Not that she had the choice to anyway, because she had to get downstairs as soon as possible if she wanted to keep her apartment.
By the time she managed to get the tiredness out of her system, it was a little past eight-thirty. Y/N locked her door behind her, hurriedly running downstairs and to her day job.
From nine to six, Y/N ran her ice skating lessons down at the local ice rink. And although there weren’t a lot of people that came to her for lessons, by the time six o’clock rolls around, Y/N is beyond exhausted.
But then seven comes, and she’s running to her night job as a waitress to one of the more popular restaurants in town. And by more popular, it’s a nonstop rotating door of people walking inside until it closes at midnight. But, even though it closes at midnight, that doesn’t stop the people already inside from taking their sweet time in leaving. Last night, the last group of people left at one-thirty, and they didn’t even leave a good tip. She survives off minimum wage there, and even though she’s been working there for nearly a year, a raise was out of the question. The owners hardly ever pay more than what they’re supposed to. But they’re the only ones who’ve given her a job and at this point, she had no choice but to stay.
Ann and her daughter Olivia were the first to stroll in once it was nine in the morning. They always book the first slots every Tuesday and Thursday because they both claimed to be early birds. And it was good for them, because being the first ones means they get Y/N when she’s not completely wiped out.
“Good morning, Y/N,” Olivia said happily, running up to her skate teacher and giving her a big hug. Olivia had just turned six last Thursday, and she was the most exuberant six year old Y/N had ever met. She gets it from Ann, because like Olivia, Ann always seemed to have a smile on her face.
Returning the hug, Y/N squeezed the little girl, standing up and twirling her around before placing her back down onto her tiny feet. “Good morning, Livie! Let’s get started shall we?”
❊ ❊
It was almost five, and no one had booked a lesson within the last hour. Usually after school gets a bit busier, but of course, when Y/N really needs it to get busy, it doesn’t, leaving her to sulk around for an hour as she thinks of what she has to cut from her budget for the upcoming months.
As the sun sets, Y/N decides to cut time early, to give herself that extra ten minutes to herself in bed before she heads off to her second job. When she sits on a bench to unlace her skates, she hears the door to the rink open. Turning around to see whoever walked in, for a split second, the breath is taken out of Y/N’s lungs as she sees the most handsome man standing before her and the small girl clinging to his leg.
But, just for a split second.
Gaining her composure, Y/N puts on her best smile as they made eye contact, yanking the skate off her foot. “Are you Y/N?”
A little taken aback by the question, since she didn’t expect this fine man to be there for her, she could only nod her head in response. “Great! I was uh – wondering if I could sign my daughter up for lessons?”
Y/N looked at the little girl, noticing the shyness as she stood mostly behind her father. She had cute, big brown eyes that matched her dark brown hair. She had a bit of pudge to her rosy cheeks and it took everything in Y/N to not reach down and give them a pinch.
Y/N was a sucker for children. Well, other people’s children. She wasn’t so sure she wanted any herself. Too many things were bound to go wrong if she had a child of her own and she’d rather not give that human being a fucked up life like her own if she had any say in the matter.
“Uh, yeah, of course! I always love teaching someone new. Especially if they’re as cute as her,” she gushed, making the little girl’s cheeks redden even more, and a small smile wormed its way onto her lips. Y/N took notice of the girl’s missing front tooth.
“Well,” the man looked down to his daughter, a smile of his own on his face as he reached down and picked her up into his arms, “that’s great news! Isn’t it, Abby?”
Abby nodded her head quickly but then soon stuck her head into the crevice between her father’s neck and shoulder, looking away from the woman. Soon, with enough of Y/N’s charm, Abby won’t be too shy to even look at her. That’ll be one of Y/N’s missions, as well as teaching her how to ice skate.
“I’m Harry,” the man stated when he realized he hadn’t introduced himself properly yet. He stuck out his hand, waiting for Y/N to grasp it in a friendly shake.
“Y/N. Do you want to sign her up for private lessons? Or group ones? Or both?”
Then they worked out the logistics of when Abby was going to come in for her lessons, the answer being at noon every Monday, Wednesday for her private lessons, and Saturday with a group around her same beginner level.
When everything was settled, including the pricing for the private and group lessons, Y/N took notice of the time and that twenty minutes had passed. She cursed herself mentally, because instead of gaining an extra ten minutes of rest, she now lost ten. She lost time as her and Harry made small conversation over Abby’s sudden need to figure skate and how they had to go searching immediately. The entire time Abby stayed quiet though, hardly lifting her head from her father’s shoulder.
When Y/N escorted the pair out of the rink, Abby quickly glanced at her before ducking her head back out of sight. For some reason, Y/N found the little girl very interesting - not to mention adorable - so she couldn’t wait for Saturday to see her again and hopefully work the girl into warming up to her. Also wouldn’t mind seeing her father again. Although, Y/N did have this lingering thought in the back of her mind that he surely was off limits, because he has a daughter who has a mother, and that mother is probably his wife or fiancee or girlfriend, whatever the case may be. But, Y/N did take notice that he wasn’t wearing a wedding band. Again, not that that means anything, because he could have a girlfriend, or maybe he forgot to put it on today.
So, Y/N pushed all intimate thoughts to the back of her mind because she deemed it useless, and didn’t want to get her hopes up.
Plus, she had a lot bigger, more pressing issues to think about.
When they finally started to separate, their small talk diminishing, a new voice spoke up for the first time that evening. “Daddy?”
Harry quickly looked to his daughter who squeaked out the soft call, raising his eyebrows in surprise, not expecting her to say anything in front of the stranger. “Yes, baby?”
“We get food now?”
Even her voice had Y/N swooning and wanting to coo at the girl. Abby was just that cute.
Then they officially parted ways, not before Harry spoke the words We’ll see you Saturday that had Y/N’s heart pick up pace for whatever reason. We’ll see you Saturday. We’ll see you.
We’ll.
Y/N can’t remember the last time something so trivial made her happy to see the next day. It was stupid, honestly, because why would something so small from someone so irrelevant in her life, make her this excited?
Only time would tell.
And clearly it made a bigger impact on her than she had intended. Because the moment she stepped into her restaurant for the night, her coworker, Kelly, who she likes to think of as her closest friend, immediately picked up on her brighter mood. Y/N was questioned without hesitation, because ever since Kelly met Y/N, she couldn’t help but feel bad for her because Y/N was always on the quieter side, keeping to herself and finding it difficult to open herself up to anyone who was interested. It was rare finding a genuine smile on her face, and so the fact she walked in actually happy something must’ve happened.
Y/N clearly denied because nothing did happen. All that happened was she met an extremely good looking dad with an adorable daughter and she was probably going to keep seeing them for at least a little while. It was just nice having something to look forward to lately.
“Make a move then!” Kelly continued on with their last conversation that had been interrupted.
Y/N rolled her eyes at the statement, finishing up making the bill for her last table. “That’s not gonna happen.”
“And why not?”
“He has a daughter which means there’s a mother who could be his wife or fiancée or girlfriend,” she stresses, turning to her friend with a bored look.
Kelly scoffed, “Or she’s not in the picture. Won’t know until you try.”
“Or I could save myself the embarrassment.”
“You’re the most stubborn person I’ve ever met, y’know that?”
Y/N shrugs, her chin turning towards her shoulder in a mocking manner as if to say she’s proud to hold that title. She was being stubborn but for good reason. She didn’t feel this need to want to make a move and in the end she knew nothing good would come out of it because that tended to be her luck, so she was protecting herself and saving herself from any unwarranted feelings and such.
And the idea of Harry made her sad the more she thought about it. Because being in a relationship was something she couldn’t have. It just wasn’t in her future and over the years she’s grown to get used to that. So it was best she admired from afar, because that would be the only way she could stay… happy.
❊ ❊
Saturday rolled around a lot faster than usual. During a normal week it felt like years until the weekend rolled around – not that the weekend even really mattered because it wasn’t like Y/N got to go out and have fun anymore, but the idea of it being the weekend settled her mind because that was another week down the hatch.
It was also time to finally see Harry again. Maybe she was being dramatic because she only saw him two days ago so really it wasn’t that long of a wait, but Friday’s tended to be her most crucial day and it zipped by no problem.
Her normal Saturday crowd rolled around, and so far there had been no sign of Harry strolling in with Abby. Everyone else in her beginner group had arrived and she couldn’t prolong class any longer, so with a clap of her hands and an instruction to begin the basic maneuvers she had taught them, she tried not to focus on his absence. Why sign your daughter up and not show up? If anything that was more rude than anything, but maybe something important came up and all harsh thoughts flew out of Y/N’s head.
Around fifteen minutes after class started, the familiar clanky bang to the entrance of the rink sounded as someone threw open the door, causing Y/N to glance up, seeing an out of breath father and daughter with looks of nervousness etched across their features. Y/N excused herself for a moment to greet them, giving the pair a warm smile despite all of the negativity swarming her brain.
“I’m so sorry we’re late. Something came up and I– it’s not too late right?” Harry asked worriedly as his daughter just looked up to her new teacher with the same amount of shyness as Thursday.
Y/N dismissed his worry with a simple hand gesture to reassure him, beckoning Abby to sit down so she could help her tie her skates to her feet. She was clad in these pink patterned leggings and a white sweater to keep out the cold matching with little white skates that had pink laces. Y/N could sense the excited energy emitting from her little body the moment her second skate was fastened to her foot. Standing up with Abby’s hand in her own, the two looked back to Harry as he looked beyond nervous for his daughter to touch down on the ice.
“Try not to worry, she’s in good hands. You can go and wait with the other moms over there – and by the looks of it, they seem really excited to meet you,” Y/N paused as her and Harry looked over his shoulder to the mom’s who were ogling him without even trying to hide it. Y/N couldn’t help but giggle at their overt staring, causing Harry’s cheeks to redden and for him to nervously wave at them. “Or you could always leave and come back at one-thirty.”
Harry nodded to her suggestions, taking a glance again at the woman standing around a table and still watching him. “I think… I’ll stay this time. See how her first day goes. I also don’t know how comfortable I am leaving her on her own for the first time just yet,” he rambled, running his fingers through his hair.
Y/N tried her best to hide her smile at how endearing it was to see him be so nervous for Abby, because it genuinely seemed like she was his life even if she’s only known him for a total of thirty minutes. It’s adorable. He’s adorable.
Leaving him to do as he pleases, Y/N led Abby to the rink, hand in hand, introducing her to the other children and going extra slow with her since she already missed a few lessons in regards to the other kids and what they could do already. And for her first day, Abby was doing a pretty job in getting the hang of feeling the ice and letting it glide her along. The little girl had skating in her blood, and Y/N prayed that she stuck with it because she could very easily have an inclination to the sport.
Every once in a while Y/N would look at Harry, seeing him avoiding the flock of mother’s and their constant whispering and staring at him as he stood against the edge of the rink, sometimes looking at his phone, sometimes looking at his daughter and standing upright every time she had a misstep.
That was maybe the most tumultuous and excruciatingly nerve wracking hour and fifteen minutes for Harry to ever have to sit through, even worse than medical school and interning and residency and everything else he’s gone through to get to the point he is now. Watching his daughter, his precious little girl fall on hard ice and trip over her own two feet countless times while he was helpless because he was off on the sides, was the absolute worst and he doesn’t know how he’s gonna manage this for however long she wants to do it.
When he finally got his hands on her again, he hugged her close and congratulated her on her good work for her first day, kissing her face a whole bunch of times to express how worried he was. After what seemed to be fifty kisses, Abby was shoving him away and giggling at how his stubble was scratching her face.
Y/N couldn’t help but stare at how relieved Harry was for the safe return of his daughter into her arms, all but cooing as he planted many pecks of kisses to her cheeks and nose and forehead. She also couldn’t help but wish he’d give her love and affection like that but she laughed to herself at her wishful thinking. Bidding her goodbyes to her beginner group and welcoming her more advanced, Y/N realized at the last moment that Harry and Abby had stayed behind, hoping to get one final word in before she had to go to her next group of kids. Telling her kids to get some laps in around the rink, Y/N made her way over to Harry and could immediately see how relaxed he was now.
This time, it was actually Abby to say something first. Unbeknownst to Y/N, Abby actually really liked her and couldn’t wait to see her again on Monday for her private lesson. “That was s’much fun! I’m g’na be so good my daddy thinks,” she gushed, hugging her father’s leg as she muffled her giggles against his jeans.
“You’re going to be an amazing figure skater,” Y/N responded, reaching her hand down for a high five from the little girl.
“Thank you for… not letting her get extremely hurt or anything. I’m sure my anxiety will go away soon enough,” Harry chimed in, his heart slightly fluttering at the sight of his daughter actually talking to someone without him encouraging her to do so.
“It would be strange if you weren’t nervous,” she shrugged, standing to her full height in her skates, which reached to just below his eyebrows. Turning around to see a few of the girls in their normal bickering fest, Y/N had to excuse herself to tend to her class, bidding her goodbye for the day to Harry and Abby.
And when Harry wasn’t the one to show up on Monday to drop Abby off but her nanny, Y/N couldn’t help but be disappointed. She can’t say she’s surprised since he’s an adult and probably has his own job to tend to at noon on a Monday, but as she guided Abby around the rink with simple skating motions, she wished he was standing against the rink watching them. Though it did spark a question in her, if the nanny was dropping Abby off, was it because there was no one else to look after her meaning he didn’t have a wife or at least someone who lived with him unless she too also worked which wasn’t an odd thing, but Y/N was an overthinker and maybe if she did grow the balls to ask she’d have an answer for herself and get rid of all of this underlying anxiety.
When their time was done for the day, Abby cheerfully said her goodbye, hand in hand with Natalie her nanny. And for the rest of the day, all Y/N could think about was something Abby said to her on the ice, something that sent chills down her spine that weren’t caused by the cool atmosphere of the arena. “My daddy thinks you’re pretty. I think he likes you, but y’can’t tell him I told you.”
❊ ❊
He didn’t come Wednesday either. And she was convinced he wasn’t showing up Saturday because that was just her luck. But, when he did ten minutes before the group lesson started, Y/N couldn’t suppress the smile and this overwhelming sense of relief. Relief about what? She couldn’t quite put her finger on. She figures it because she has a crush on him, and whenever anyone sees their crush it’s hard not to be happy. But that doesn’t settle well in her brain. She doesn’t like the fact that she’s happy to even see someone’s face, she shouldn’t feel this sense of relief that he’s here again, she shouldn’t be focusing on anything other than her jobs and how she was going to afford going grocery shopping this week.
Yet, she happily waved to Abby and blushed at Harry’s genuine smile towards her, immediately thinking of Abby’s declaration from Monday. She internally scolded herself for acting like a little teenager, urging her skin to make itself feel less heated.
It also didn’t help that she told Kelly about this and she had her nagging words playing in her head to just ask the poor guy if he has a girlfriend or a whoever. Abby ran to the nearest bench to remove her boots and tie her skates, which per usual she needed help from Y/N, which Y/N didn’t mind. Harry bent down near her, his hand a few inches from her knee as he picked up his daughter’s boots, their eyes quickly meeting before just as quickly disbanding, before he stood up and quickly shoved her things into an open locker.
And also as per usual, Harry’s heart couldn’t help but flutter as he watched Y/N act so domestically with his daughter, asking her about her day and tying up her skates. His eyes slowly scanned over the features over her face, taking in each little blemish that made her face hers, subconsciously smiling the moment she smiled at something Abby said. He found himself enticed by the way she held her hair back from her face with a bandana wrapped into the ponytail, and couldn’t stop himself from dragging his eyes over her sweater covered shoulders and the curves of her breasts in her shirt, stopping at where her hips sat tucked beneath her leggings.
“Daddy?” A small voice snapped him out of his daze, his face turning red in an instant at the prospect that he had just been caught staring; and he doesn’t even know for how long.
Licking his lips and darting his eyes to his feet then to his daughters face then to anywhere but her he stuttered, “Uh- yeah, love?”
“We going now,” she spoke, her eyebrows furrowing as to why he seemed so nervous.
All he could do was nod his head and purse his lips, sitting himself down on the bench to collect his thoughts. He repeatedly questioned to himself why he had to be so fucking obvious, all but smacking his forehead in embarrassment.
When she turned to walk with Abby, Y/N couldn’t help but smirk to herself as the image of Harry staring at her so intently was now permanently imprinted into her mind. He was checking her out, no doubt about it, and again that sense of relief flooded her body as she relived it over and over again. It was probably a mistake and it was probably one of those things when he just so happened to look at her when he went into deep thought about something totally not related to her, so she can’t hope it’ll happen again, but boy was it nice while it lasted.
When she was instructing everyone on today’s task and glanced over to him leaning against the outside of the rink, she noticed his eyes on her again, but told herself he was too far away to clearly depict what he was looking at and honestly he was probably only keeping his eyes on his daughter.
Because he wasn’t interested in her. Men like him don’t have interest in women like her; broken and unfixable.
It was a load of bullshit, because Y/N knew she deserved something good after all of the bad she’s faced and still currently facing, but he was just too good and someone like him could never settle for someone like her. He wore expensive clothing and his daughter was wearing one of the nicest brands of skates. He most likely had a very stable and successful career and there was no way he could settle for her, a girl who was always days late on her rent.
The unsettling reality made her jaw clench, her throat tighten up, and caused her gut to twist painfully.
If she hadn’t been put through this scenario before she’d say she would’ve broken out into sobs, but she held herself together for the time being, knowing she was going to let a few tears escape her tonight in bed. And, she’d never forgive herself for crying in front of anyone, especially the man that was the root of it.
Yet, her thoughts didn’t stop him from staring. And when she lapped around the ice, passing in front of him and watching his eyes look anywhere but her, it made her believe that maybe he was actually looking when he thought she wouldn’t notice. And suddenly she was back to rethinking before and how his light eyes fixated on her chest before trailing down the curve of her waist and stopping at her hips. It was a sight that would’ve made her knees buckle if she were standing.
When time was up for the day, Y/N let out a sigh at the thought of waiting another week to see Harry. Even if she didn’t let herself imagine a future with him, she still loved seeing his handsome face for the hour and a half they had together. She sounded so pathetic to herself, but when she saw him talking to one of the other mother’s, admiring the movement of his jawline and the dimple that would appear every once in a while on his cheek, it was safe to say she was utterly infatuated with the sight of him and she didn’t care.
Abby all but ran to her father for a hug, hobbling and struggling a little to balance herself on the blades, urging him to pick her up. Harry walked them over to the same bench from before, helping to untie the laces and hand her her boots and jacket. He was quick to notice that Y/N didn’t walk her out of the rink today, seeing her slowly gliding around in circles as she waited for her next batch of skaters to join her. His stomach dropped a little, his mind immediately wondering if he had done something wrong to warrant her unusual absence this time around. It wasn’t possible for him to have upset her anyway, he doesn’t think, so he stood up with Abby in his arms and neared the edge of the rink again, standing to where she was absentmindedly approaching as she was lost in thought.
She didn’t even realize she was about to slam into the wall if it weren’t for Harry sticking his arm out and preventing her body from colliding against the surface. Y/N quickly snapped herself back to the present, eyes going wide in shock as she put at least a foot of distance between herself and the wall, which also unlatched Harry’s arm from her waist.
“I’m – wow, I’m sorry I didn’t realize how close I was to the wall,” she apologized, scrunching her eyebrows at how she could’ve gotten so lost in her own head to not notice a wall that was approaching.
“Have nothing to be sorry for,” he shrugged in response. “Just wanted to say thanks again for watching after her,” he ticked his head at Abby.
“And to say I’ll see you next Saturday. I’m not able during the week to drop her off but I tend to have off on Saturdays. So,” he pauses for a moment, “I, uh – yeah.”
Y/N nodded her head with a small smile, opening her mouth to say she’ll see him next week but he spoke again before she had a chance to push the words up her throat. “Unless I can see you before that.”
Her eyebrows shot up to her forehead, her head slightly cocking to the side at his sentence, wondering if he was asking what she thought he was asking. And again before she had a chance to question him, he beat her to the punch again.
“That was supposed to come out a lot smoother,” he grimaced, nervously laughing to himself as even his daughter looked at him with embarrassment for him. Y/N let out a small chuckle, trying to overlook the fact he just asked her out.
Guess that answers the question if he has a girlfriend.
“Well, I don’t know. Tonight’s my only night off and tomorrow is my only morning off and I think that’s a, uh, little short notice,” her words coming out a lot more sad than she intended. But, maybe at this news he’d say forget about it and just leave her to lonesome because that’s what was best. She needed him to turn it down himself so she wouldn’t feel guilty and so neither of them would harbor any feelings they didn’t need. It would certainly become too messy and Y/N didn’t need more of a mess in her already disorganized life.
But, he didn’t take the bait.
“Tonight works!” He rushed out, hitting himself over and over again mentally as he basically radiated desperateness. “What I meant to say was, I’m available tonight if you are.”
Y/N mulled it over as quickly as she could while on the spot. She couldn’t say no, she never said no, it wasn’t her to say no but there was no way she could possibly say yes. She had to maintain her level of normalcy and that included not going on a date with Harry.
“Yeah… tonight works.”
Well shit.
❊ ❊
“Wear the blue one,” Kelly muffled through the crunch of her chips.
“You think? My boobs kind of,” she paused, aiming the camera of her phone to the shirt on the bed, toying with the dip that sat on her breasts, “Spill out of this one.”
Kelly tilted her head, not blinking at her friend, slowly nodding her head and saying, “That’s kind of the point.”
Y/N rolled her eyes, tossing her phone onto her comforter to use both hands to hook her fancier bra on and slip on the long sleeve blue cotton shirt that tied around the front in a nice bow nestled between her breasts. It felt a bit much for a first date.
But maybe he would be intimidated and put off to how she was showing herself off and wouldn’t want to be seen out with her again. She could only hope.
He insisted he pick her up for the night, and even though he was only going to see the outside of her building, she was nervous he would just smell the poor that stunk up the area. It made her gut wrench and her heart to sink at the idea of him not liking her for her money – or lack thereof, but she really was going to try and enjoy the night.
She deserves one good night.
Her black flare jeans sat snugly on her legs, reaching just up past her belly button, leaving only a sliver of stomach visible between the shirt and jeans. The skin of her chest was a whole different story seeing as how there was basically nothing there to cover her up.
Picking up her friend again to show her final look, Kelly let out a squeal again through her chips, thoroughly agreeing with the choice of attire. “He’s gonna eat you up.”
“Well, I hope not. That’d be an awkward night,” Y/N snickered, tying a black bandana into her usual ponytail.
“Well if you’re lucky he will. In the good way of course,” Kelly winked, eliciting a groan of displease from Y/N.
“Do we know where he’s taking you?”
“Mm, no, he just said to dress casual,” Y/N shrugged, slipping her feet into her flat mules. She actually was pretty satisfied with how she looked for the night, hoping it wouldn’t turn out so horrible. It’d be a shame to waste a nice outfit.
A text notification sent to her phone, alerting her that Harry would be at hers in approximately five minutes. Quick to say goodbye to Kelly and promise to tell her everything, Y/N shut her phone and took the remainder of her alone time to really sit and mentally prepare herself for what was to come.
Trying to navigate how she feels about the entire situation was a lot to take in because it’d probably been close to a year since the last time she even interacted with a male let alone go on any sort of date. She was nervous and intimidated and her anxiety was sky high. She wanted this to go right she really did, but she couldn’t push away those doubts that she would ever meet someone who actually cared about her and properly had their head on their shoulders.
When her phone sounded another notification, Y/N was quick to gather herself and run out of her apartment, giving Harry no time to come to her door even if he wanted. Spotting him standing next to a very nice Mercedes, she had this flashing image of him grimacing at just the sight of her battered front door. But, she smiled at him nonetheless, appreciating the sight of him clad in a nice pinstripe button down shirt with the first two buttons undone, and nearly salivating at the sliver of chest being exposed to her.
And to make everything just so much better, he was holding onto a bouquet of various flowers, looking nervous as ever. Especially when he saw what she was wearing. His eyes nearly popped out of his skull at the sight of her exposed chest and he hates that his cock throbbed under his jeans. “You look… stunning.”
Y/N’s cheeks heated at the compliment, her head bowing down to look at her shoes before looking back up and taking the flowers from his outstretched hands. “Not too shabby yourself, Mr. Styles. These are beautiful, thank you. I don’t even know if I have a vase,” she nervously laughed, sniffing the flowers now in her hands.
“Just, uh- give me a second to put these inside.” And then she was turning on her heel and running back upstairs to toss these on the table by her front door. She made a mental note to buy a vase the next day, all while also keeping Kelly updated on what’s going on through texting.
When she came back downstairs, Harry was still next to his car, hands in his pockets as he looked around at nothing in particular. At the sight of her returning presence, he perked up, opening his passenger door for her. Even the inside of his beautiful car, the smooth tan leather practically calling to her as she neared closer. “This is a beautiful car,” she blurted, sliding into the passenger side.
He closed the door, quickly walking to his side and hopping in, “Thank you, she’s my baby. Aside from my actual baby, that is,” he chuckled, checking his blind spot before heading out onto the road.
The car ride to wherever they were going wasn’t exactly awkward but it also wasn’t the smoothest experience of their lives. It mostly was a consistent bickering back and forth of Y/N asking where they were going. He only had a couple hours in advance to plan something if he planned anything so how much could he have possibly planned for? But, she was excited anyway because this was nice being able to go out even if it were for just one night.
After around twenty minutes of constant back and forth of laughing and stubbornness, Y/N finally saw where on earth he was driving to. And it was the fair from a few towns over that was held this time of year every year. She’d never actually been herself, but she’s heard stories about how lovely it is and her nerves suddenly started to deplete and were replaced by growing bubbles of excitement.
Y/N can’t remember the last time she had been to a fair, if ever in her life and she sort of felt like a little kid in a candy shop. The moment he parked the car and turned it off, she was quick to unlatch her seat belt and jump out of the car, eagerly hopping on the balls of her feet, waiting to get further into the fair. Harry laughed at her giddiness, holding his hand out for her to take - which she easily slid her hand into his - and led her to the ticket booth to purchase a few rounds of tickets for the rows of games and maybe a ride or two.
“I don’t even think Abby was this excited when I took her,” Harry noted, admiring how happy his date was at the sight of cotton candy and the various stuffed animals kids were holding or were still being hung up.
Y/N hardly heard Harry, silently routing for the young boy trying to win his own date a stuffed animal at the ring toss. “Sorry… I just - I don’t think I’ve ever been to a fair, so this is really nice,” she responded softly, looking up to see Harry with furrowed brows before she retracted her gaze and focused on anything but his saddened eyes.
She didn’t mean to sound so depressing. Thinking about her shitty childhood was the last thing she wanted on this night, and she certainly didn’t want whatever pity was brewing inside that head of his. But little to her knowledge, all he was thinking was how badly he wanted to make this night unforgettable for her. And how badly he wanted to get to know her.
“What do you say we start with mini golf then?” He questioned, pointing towards the miniature mini golf that only had nine holes. “Up for a little competition?”
“Up for a little loss?”
“Oh, oh, so that’s how it’s gonna be? Fine, don’t come crying to me when y’lose, darling,” he shrugged, giving the worker the desired amount of tickets before being handed two clubs and two balls, one yellow and one red.
He lost.
Quite badly too.
And Y/N was smug the entire time. But in a completely endearing way, because ultimately she felt bad at how bad he was at mini golf. It was a makeshift set up so all of the holes weren’t even difficult yet somehow Harry managed to never get below a two on his shots. And the entire time Y/N was smiling at him and poking fun, and even though the night had just begun, she didn’t want it to ever end.
And to think she almost said no.
“I should’ve figured you’d be competitive,” he scoffed, mindlessly grabbing her hand back in his as they walked to their next stop. And she didn’t mind.
“That was not me being competitive,” she laughed, pushing his shoulder gently with hers. “Trust me, you’d know when I’m being competitive.”
“If that wasn’t you being competitive, then what is?”
Y/N thought about it for a moment, wondering if it were worth opening up to him even if about this. She just knew the moment she opened her mouth he would have questions and they were all questions she never wanted to answer. But, against her better judgement, she tore down her walls just a little bit. “I’m a figure skater - or was a figure skater. I don’t take anything less than winning. But back there, I maybe messed up a few shots so you could catch up.”
“Oh, how sweet,” he feigned appreciation, bringing his free hand up to his chest as if he was deeply touched. He was about to ask her a follow up question, wondering what she meant by was a figure skater, but she pulled him to the balloon dart booth, geeking out at the little rainbow bear that was hanging above the worker.
“You should get that for Abby! Told me she doesn’t have a favorite color, and I think she’d love a rainbow bear from her daddy,” Y/N insisted, taking the correct amount of tickets from Harry and giving them to the very bored teenage girl.
“Shouldn’t I be winning you the bear?”
“You can win me another one if you want. This one is for your daughter.”
Harry knew Y/N for a total of three days essentially. And he’s spoken maybe a few sentences to her before tonight. Yet, despite the logistics, he so liked her. There was something about the girl next to him that was adamant he win the prize for his baby girl instead of her that made his heart flutter and made his mind swirl. He hardly knew her, yet he could just tell she had a heart made of gold. Every other woman he’s been on dates with over the years were always immediately turned off to the idea of him having a daughter, begging his attention to be solely on them. But not Y/N. She was embracing Abby with open arms both physically and mentally, and that was an automatic yes in his book.
Abby was his everything, his light at the end of the tunnel, his eternal sunshine. They were a package deal, and have been for the past four years. That much was clear to Y/N whenever Harry talked about her, or how his face basically lit up at any question revolving around her. He didn’t go into much detail, but Abby’s mom wasn’t particularly in the picture anymore, so it was just her and him. They were best friends and Harry wouldn’t change that for anything or anyone. And Y/N respected that a lot, absolutely loving how close they were and how much she meant to him. It was sweet and deep down made her envious, wishing she had a relationship like this with her parents.
When he finally won the little bear, he was so proud of himself and agreed that it was the perfect gift for Abby, holding onto it as they walked over to the food concession for something to eat. “I bet she’ll never get rid of it. When she’s eighty and reminiscing, she’ll pull out the bear and immediately think of you.”
“Please don’t say that; I don’t even want to think of her being five,” he shuddered, letting out fake weeps at the thought of his daughter growing up.
“What about her dating? Hm? Wanna think about that?” She teased poking his side causing him to look at her with the nastiest glare he could muster before promptly turning his head away with a huff, his chin sticking high in the air.
“Alright, alright, I’m sorry. No talk about her dating or growing up, I swear on it,” she held up her three fingers in scout honor, making him chuckle at her gesture.
“Can I say how good she’s doing in her lessons though? She has a real talent for skating, I think she should go somewhere with it,” Y/N mentioned, grabbing their drinks they ordered as he held their food and walked over to a clear table nearby. “A lot of kids her age or at her beginner level can hardly keep their balance on the ice but, Abby doesn’t need to hold the wall or my hand and that’s only after three lessons. I’m not kidding, Harry, I think she’s meant for this.”
He nodded at her words, surprised at the revelation that Abby actually liked something and was good at it. This wasn’t the first time his daughter gained interest in some hobby before turning on it just a week later. “We’ll have to see if she sticks with it.”
“Maybe you should tell her to. I just don’t want to see something potential be wasted,” she disclosed, dipping a french fry into her little cup of ketchup. Harry picked up on how strongly she felt about this, seeing her get lost in her own thoughts for a few moments before regaining her hold on reality and locking eyes on her date.
“When did you start?” He questioned, biting into the straw of his drink.
She swallowed her fry, twirling the ends of her ponytail around the pads of her fingers. “Started when I was six. It’s good that Abby started early, gives her more time to practice,” she nodded with a smile, and it was so obvious that it was a pained smile as she thought about whatever was going on in her head. And it was hard for him to not notice the obvious deflections every time he tried to ask her about herself.
“Practice for what?”
“Well… What if she can be in the Olympics one day? She’ll need as much experience as possible,” she shrugged back, her voice seeming to grow softer the more they talk about this.
“I assume the Olympics is the ultimate goal?” He wondered, his eyes dancing over the way her face slightly twitched into a frown before being masked by a laugh and bright smile.
“Uh, yeah! It’s every skater’s dream. It’s what we fight so hard for, or maybe that was just me, I don’t know, but wouldn’t it be cool to say your daughter is an Olympic skater or an Olympic medalist? Automatic dad points,” she joked lightly, her eyes hardly meeting her smile.
“Y/N did you ever… make it to the Olympics?” He wanted to ask, he felt he needed to ask, yet at the same time he knew he shouldn’t have. Immediately her fake smile dropped and a layer of sadness washed over her features, something dark flashing across her eyes as her gaze dropped to the table between them.
It’s every skater’s dream. It was her dream, her ultimate endgame, it was everything she wanted and it was within reach of her fingertips. She could practically hold the gold medal in her hand, could see the camera’s flashing, could hear the people cheering, and could feel the adrenaline pumping through her veins as she skated along the prestigious ice.
But it never came true. And it never will.
Instead she’s a part time trainer, and a part time waitress. She can hardly afford her apartment and is just barely getting by. She was just within reach of Heaven, but then she plummeted straight to Hell.
Y/N shook her head softly, eyes glossing over with a light sheen of tears, her teeth nibbling on her bottom lip to help her prevent the pesky tears from falling down her face. Her hands instinctively started tugging on the ends of her hair a little harder as she mentally beat herself up for her lost opportunity. “I, uh - had an accident,” she murmured, finally looking up to meet his stare again. There was something about him that made opening up so much easier than it usually is. Maybe it’s because he genuinely seemed curious and cared to know more about her. Y/N couldn’t exactly tell but for some reason she broke down her walls just the tiniest bit more.
“I fell on a landing at Nationals, which was my entrance to the Olympics if I ranked third or higher. I dislocated my hip and twisted my ankle and that was the end. It happened a long time ago though, I’m over it now, I’ve moved on,” she reassured with that same fake smile, taking a small bite from her burger that she’d barely had touched.
It was clear she hadn’t, but they didn’t touch upon the subject anymore.
“Anyway, what about you? What do you do?”
Harry’s main flaw - at least to him - was that he was such a nosey person. The way their conversation around her sort of just terminated abruptly did not sit well with him and that was because there was so much more to the story that she wasn’t letting on. He figures though that since this is only a first date, he can’t pry too much into her life because he doesn’t want to drive her away. Despite her being closed off about herself, he really liked her and he really didn’t want to mess this up.
“I’m a pediatric surgeon,” he spoke nonchalantly, as if it weren’t an actual big deal. But, when he looked up to see Y/N’s eyes bulging out of her head, he guessed he was wrong, it is a big deal.
“You’re a surgeon? Like Alex Karev from Grey’s Anatomy, pediatric surgeon?”
Harry laughed at the comparison. It wasn’t the first time someone brought it up. “Yeah, but a little more real.”
“That’s… Wow, that’s so cool. What made you want to do pediatrics?” She hummed, swallowing her final fry, and chasing it down with the last of her soda.
“Abby. When she was born she had a small abnormal murmur in her heart and I knew that from that moment I wanted to do everything I could for parents and their children.”
As if he wasn’t perfect enough, he just had to be a children’s doctor. It was as if he took Y/N’s heart and strangled it in love and admiration, then stomped on it and left it lying in the dirt beneath their feet. She didn’t match him on any level. She was far from successful and he was so far past it.
All Y/N could continuously think was how could this possibly work out? She was trying her best to look on the bright side, to think positive thoughts, but she just… couldn’t. Him and Abby deserved good, not broken.
The rest of their time at the fair went fairly smooth. They were happy and joyous aside from their little chat when eating and if Y/N didn’t overthink too much, she’d want to see Harry again. She was free in the morning and was tempted to ask him to breakfast or brunch or something. She didn’t want this to end, she wanted to live in this happy bubble for the rest of her life. But, she couldn’t be selfish and needed it to end. It would be good for both of them if they just put this behind them.
When Harry pulled up to the curb in front of her building, he put the car in park and was quick to run around to the other side to open her door before she could get the chance. He took her hand and helped her out leading her to the door that led to the stairway. And if it were being selfish, Y/N didn’t care as she asked him to walk her to her door.
They stood in the small hallway, right outside the old wood of apartment 2, neither of them knowing what to say. But, then in an instant, nothing needed to be said as Harry leaned forward slotting his lips against hers in a quick kiss, his hands coming to rest on the sides of her face as her hands held onto his firm shoulders.
It only lasted a few seconds, maybe five at best, but those five seconds said so much more than anything they actually spoke the entire night. Y/N knew there was no way she was going to be able to let him go, because he was the best thing to happen to her in a long time, and why should she have to give it up? Despite all of the negativity swarming around in her brain she still wanted to get to know him, and she definitely wanted to kiss him more. Maybe it would turn out to be a mistake, but what’s life without a little risk?
The moment Harry touched his lips to hers, feeling the soft plushy texture of her mouth that he had been dreaming of kissing since the moment he first laid his eyes on her hours ago, he knew he was whipped. He knew her for three days and he couldn’t imagine not being able to kiss. And maybe he was desperate or pathetic, but what’s life without a little leap of faith?
“Goodnight Harry.”
“Goodnight Y/N.”
❊ ❊
Saturday’s became their day. It was Harry’s only full day off and Y/N’s only night off, so it became convenient for their dates that have now been on every Saturday for the past two months. And ever since that first date, it was easy for them to say they’ve never been happier.
Y/N’s still trying to find her footing in this whole relationship thing, still finding it hard to believe that some like Harry could possibly like her. She was coming around though. Abby made it a point to tell her every time she saw her when her father wasn’t with her that he says hello and wishes he could be there. Then Y/N would ask her the same every time she left.
The first week after their original date, Harry had walked in with Abby, and without even thinking about it, walked up to Y/N and planted a soft kiss to her right cheek, despite the gawking eyes of the mother’s behind him. They could practically feel everyone’s eyes on them, but it was okay, because it was just a little price to pay for happiness.
That same night he took her out to dinner - at her restaurant of all places, and the entire night was a mess of embarrassment as her coworkers sent her coy looks every now and again that Harry could also very obviously see. Y/N tried to pretend that she didn’t know any of them, but when their waitress also just so happened to be Kelly of all people, it was hard to ignore. And it made for quite the conversation when she had to tell him she worked two jobs and that’s why she hardly had time to even breathe during the week.
What surprised her most when she told him of her misfortunes, was how well he listened. He didn’t seem turned off to the fact she didn’t have one singular stable job, like other men have in the past, and rather he seemed like he didn’t care at all. It was a nice change of pace for Y/N to have someone who seemed interested in her rather than just sex.
Two months had passed and the topic of sex hadn’t really been brought up either. Which again was a total shocker to Y/N since she’s so used to guys asking as soon as they meet her. Yet, the only time she and Harry had mentioned it was when they had been in his car one Saturday night, things getting a little heated as she climbed onto his lap, their mouths dancing together as their tongues lapped over one another.
The make out session wasn’t even meant to get as intense as it did, the gentle rocking of their hips together and the sloppy kisses placed on each other’s necks while her fingers tangled into the curls of his hair and his palms rested gently on her hips right over the swell of her butt, all of it wasn’t even supposed to get that far. But it felt way too good to stop.
Y/N always put her romantic life on the back burner in regards to trying to navigate her actual life instead. Having sex or finding love was something she hardly let herself think about, but when she could feel Harry’s growing erection beneath her center, she forgot how badly she wanted this. It took everything in her to separate their mouths, a trail of spit connecting their swollen lips. It was too much too fast and she wanted to take it slow. She needed to take it slow in order for it to not end just as quick as it started.
And Harry respected her wishes. He didn’t want to mess things up just as badly as her, if not more, and if she didn’t want things to go further, he had no choice but to abide by that.
That didn’t stop him from thrusting his cock into his fist that very same night as he remembered the way she slowly grinded her center against his, the texture of her velvety tongue sliding against his. Those thoughts led him to imagine how her warm mouth would feel against his bright red tip, slowly sinking down further and further until he was grazing the back of her throat.
Since that night the topic of sex hadn’t been mentioned.
When this Saturday rolled around, Y/N was beyond excited for their weekly date night. With their busy schedules it is always hard to see each other during the week no matter how hard they try to fit in some time, so the weekend was always built on a bit of excitement to see one another. And this Saturday was no different, especially since it was Y/N’s turn to plan their night.
After he and Abby left from the usual Saturday lesson, Y/N told him to meet her back at the rink around eight. It wasn’t an expensive date and it doesn’t need a far in advance planning, but this night was truly going to make or break their relationship, because it was easily going to be the most important for Y/N. She planned on opening up to him more than she had with anyone else, and she needed to do that in the comfort of her sanctuary, because  - for lack of a better term - she was shitting bricks.
As per usual Harry had arrived right on time. Measuring time had to be their biggest difference, because Y/N always felt like she had a lot more time than she really did, which resulted in her always being late for everything. Harry on the other hand was a very organized man and scheduled himself perfectly to go about his days. Yet the more time they spent with one another, the more they started to adapt to the other, Y/N not being so late anymore and Harry not being brutally early.
Though he did arrive just a minute after eight.
It was a start though.
From the time the rink closed at six, up until the moment Harry walked in the door, Y/N had been busy decorating every inch of the place, setting up their little picnic at one of the tables, stringing lights all around the rink it self, and mastering the best playlist that would be echoing around them until they leave.
Dinner consisted of Harry’s favorite chicken parmesan from her other job that he continued to rave about up until this day because it was just that good, as well as the cookie crumble dessert that had his mouth watering every time he thought about it.
When she saw him knock at the closed entryway, she took a deep breath before scurrying over to him, letting him in from the night time chill outside. They greeted each other with a soft kiss on the lips before she all but dragged him further inside. “Can you guess what we’re doing today?”
Harry’s jaw dropped in anguish, his eyes screwing shut as he whined about the impending future of their night. “Just because my daughter is a prodigy, does not mean I am,” he sighed as Y/N giggled, wrapping her arms around his shoulders as she stood on her tiptoes to try and match his eye level.
“Try not to worry, you’re in safe hands,” she spoke cooly, recalling what she once said to him about Abby. There’s a reason Abby is learning and - not to toot her own horn or anything - she wouldn’t be anywhere without Y/N coaching her through it.
So, how hard could it be to teach Harry?
The answer was very hard.
After they finished their dinner, sitting for a few minutes to let it settle within them, Y/N had to practically rip Harry off of the bench. It didn’t help that they both also had two glasses of wine coursing around in their veins, which raised Harry’s stubborn attitude from a seven to seventeen on a scale of one-to-ten.
He was nervous, that much was obvious, but if he didn’t relax everything was going to be a lot more difficult for the both of them. “Why don’t you skate your little heart out and I’ll just stay right here,” he gestured to the wall of the rink where he usually stood during Abby’s lessons.
“Where’s the fun in that? C’mon, you can even hold onto the wall. Please?” She begged, clasping her hands together under her chin as she pouted her bottom lip and giving him her best puppy dog eyes.
How was he meant to say no to that face?
Y/N must’ve gotten a few tips from Abby on how to win over Harry’s heart, because within a few moments he was caving in and ripping the pair of skates she picked out for him right out of her hands, grumbling a few not so innocent words under his breath. He sat on the nearest bench with a very exaggerated sigh, almost like a child trying to make their point that they were not happy. Y/N wonders if he took that out of Abby’s book.
Watching him trying to even stand on the thin blades was a sight in itself, and Y/N couldn’t wait to get him out on the ice. He looked sort of like a penguin as he waddled across slowly, hand clenched tightly in Y/N’s as he tried to keep his balance. “Y/N I can hardly even bloody walk on a stable surface, how d’ya think m’gonna manage on ice? It’s hard enough to walk on ice and now I’ve got skates on! I’m g’na crack my skull open,” he rambled on, throwing in a few more curses here and there. Y/N knew it was him trying to stall, but it wasn’t going to work.
“Will you relax, I won’t let you crack your skull open,” she shook her head, pushing open the gate to the rink and stepping down easily on the ice first.
The moment his first skate touched down, he almost slipped forward and almost collapsed in a split, making Y/N try her best to not break out into a heap of laughter. He grabbed onto her arm even tighter as he eased his second foot onto the slippery surface, probably leaving bruises for the next day.
“How the hell does Abby do this? M’scared shitless, hope you know,” he grumbled, trying to scoot a little past the wall, but again nearly falling on his ass.
“Hold my hand, let me pull you so you get a feel of the ice,” she contained her giggles. He was hesitant though as he stood in his place, slightly swaying back and forth as he tried to gain the courage to move his foot an inch forward.
Y/N looked at him with soft eyes, observing all of the nerves that were dancing across his features. Lacing her fingers in his, she raised her free hand to his face, getting him to look at her rather than his feet. “You trust me right?” she murmured, looking into his vibrant eyes.
He almost immediately nodded his head in response, a slight look of confusion carving into his face as his eyebrows scrunched together and his eyes flashed between hers. “Of course, why’re you asking?”
“If you don’t want to fall, I need you to trust me,” she spoke reassuringly, leaning up to place a quick peck to his lips before joining him back at his side. Harry took a deep breath in, giving her hand a squeeze before he followed in her instructions and guided along the wall at a slow pace.
Trust was obviously the most important aspect to any sort of relationship, and especially to Y/N. Through her whole life she struggled keeping trust in anyone, and she felt she spent so much of her life getting people to entrust her, yet she can’t remember trusting anyone like she trusted Harry. And it was such a refreshing feeling to see that he trusted her just the same. That’s why this night meant a lot to her, because if he could trust her with his well being and his daughter’s, then it was only right to return the favor.
After his initial fear and trepidation, Harry finally developed a basic movement that helped him in his skating endeavors. He was beginning to gain pride in himself for not falling on his ass yet. They slowly made their way around in one lap after about twenty minutes of missteps and yelps in anxiety. The biggest thing they were going to take away from this experience though was how much fun they’re having. If anything, it’s always good to look on the bright side of things and appreciate the good amongst all of the bad.
When they made it back to the gate, Harry declared that was enough for one night on his part, and couldn’t get off the ice any faster. Y/N was about to follow him, when she mulled over an idea in her head, looking back to the ice. He noticed she wasn’t trailing behind him, and wondered why she seemed stuck in her place. She looked lost in thought, looking around her as she bit her lip in concentration before finally snapping her gaze to meet his after a few calls of her name.
“Is everything oka-”
“This has been my life, my entire life. I don’t know a world outside of this and I’ve kept myself closed off for years. Before you, I don’t think I’ve been on a genuine date…  ever because I’ve always been so scared,” she rambled, pacing herself back and forth on the ice.
Harry kept quiet, standing next to the wall now, leaning his upper body down on his elbows. “I’ve been so scared of people getting to know me and my past and my fucking demons that I’ve never given myself the chance to be happy. I grew up privileged, I had - or my parents had money and I was blessed to be able to skate without having to worry about prices or anything of the sort. But, that came with a price which was my parents never letting me breathe and pushing and overworking me, telling me that since they were spending so much money on me that I couldn’t settle for less than the best.
“And I mean, I wanted to be the best anyway; everyone does. But knowing they would be disappointed if I were to get second because I was a tenth of a point behind, hurt like hell. Then, Nationals came and if I placed in the top three, I was going to the Olympics. I was the most confident I had ever been. I knew the choreography, I knew my timing, and I knew how to fucking land… but then I fell. Hard. Twisted my ankle and shattered my hip and it was safe to say I wasn’t going to Russia.”
Y/N looked to her feet and let out a mocking laugh, not even caring that a few tears managed to escape her eyes as she rehashed her past. “As soon as I was able to walk again, my parents kicked me out. Tossed me to the curb and told me to never look back. No money, no friends, no idea of what to do.”
Harry’s heart yearned for his girlfriend. He could tell she had some murky past that always kept her quiet and avoided the topic at all costs, but he never would've guessed it to be like this. He tried to butt in but she held up her hand to stop him, asking him to let her finish. He retracted himself, allowing her to continue on. Harry’s heart yearned for his girlfriend, but it also swelled in pride as she felt comfortable enough to want to share this with him.
“I find it hard to trust anyone because I’m always scared they’ll hurt me like my parents did. If my parents could treat me that way then what’s stopping anyone else?” She took a breath before inching herself closer to Harry, coming to stand right in front of him. “But… then I met you and I find it so easy to let you in, and I think that scares me more than anything. You’re the only person I’ve told this too and I’m working on opening myself up more, I am, I just - it’s gonna take some time. My heart is in your hands, Harry… and I’m begging you to please take care of it.”
Y/N finally finished, swallowing down the clump in her throat, her forehead involuntarily pressing against Harry’s as silence swarmed them. Her doors were opening and her walls were falling down and anxiety traveled up her spine as she slowly stepped out of the dark and into a world she’s never known; A world filled with comfort and happiness. If someone told her two months prior that she would be feeling like this, whatever this is, over a man that was way out of her league, she would’ve laughed in their face and tell them to kindly fuck off.
A few tortuously slow seconds passed by, tears still slowly trickling down her face that Harry took upon himself to brush away. With her doubts and self-deprecating thought process, she was sure he was going to turn around and walk out of her life, leaving her to suffer and wallow alone, just like she was used to. But, then she felt the soft press of his lips against hers, and her body broke down into a pile of tears and cries as relief flooded her.
Y/N grabbed onto his face and pulled him harder against her, their kiss filling with passion and ardor. He held her close, not letting her slip away from him as they broke apart, their foreheads resting against each other again, their noses brushing and their breaths mingling. They smiled at one another, mutually agreeing that actions speak louder than words.
“I promise, I’m gonna take care of you, Y/N.”
And then they were kissing again, this time not as intense but the adoration for one another still leaked through the seams. At this moment, right now, this is exactly where they belonged. In one another’s arms, holding on tight to that trust and pushing aside their worries.
This was all that mattered.
❊ ❊
“I know you’ve got your lavish lifestyle, so please, bear with me,” she cautioned him as she shoved the key into the lock of her apartment door. Y/N had been to his house and it was beautiful as she expected it to be. There was actual room for people to walk around and not feel like they were crowding each other.
Y/N hadn’t actually ever had anyone to her apartment, but even alone she felt crowded in the tight space. When stepping in, the door to the bathroom was on the right, and her living room / bedroom was ahead while her small kitchen and little dining table sat on the left. (this is how i imagine it to look)
The grey blue paint of the walls were chipped in certain places that Y/N has been meaning to fix but hasn’t gotten around to doing. The carpeting looked old and in a certain spot right next to the couch there was a stain from when she accidentally spilt red wine and never was able to get rid of it. A few chinese take out cartons littered her table that she never cleaned from the night before while a few random clothes were strewn about on the floor or her bed. She mentally slapped herself for not thinking ahead and cleaning up after herself, hoping he doesn’t turn around now at the pigsty of an apartment.
“I’m not always this much of a slob…” she grimaced, quickly throwing the empty cartons in the trash, smiling sheepishly at Harry.
“If I didn’t have Natalie, I’m sure my place would look a lot worse,” he brushed her off, looking around at the books she had stacked on a shelf and the small collection of CDs. “I like you, Y/N, a lot. A messy apartment won’t change that.”
Y/N took in a calming breath and nodded her head, trying not to run around and fix everything that was out of place. Instead, she walked over to him and wrapped her arms around his torso from behind, and watched as he shuffled through the CDs, wondering who piqued her interest musically. Just when he was about to tell her he admired her taste, she turned his body around to face her, her soft eyes gazing up at him, lust dancing across her irises.
“Harry?” she coaxed, a hint of flirtation laced into her voice.
“Hm?”
“Can we have sex now?” she wondered, tilting her head to the side by a fraction, like a little puppy or a curious cat.
Harry’s eyes widened slightly at her forwardness, her question making him gulp in shock. They both knew this was exactly why they came here, but just thought that this was happening was enough to send a chill down his spine. His hands came up to cradle her jaw, desire flooding his veins as various images of her naked body circled around his brain, and as he could practically hear her whiney moans filling the air.
His mouth connected to hers in a fast movement, his tongue swiping across her bottom lip to allow him access to meet hers. She greedily opened her mouth, walking them over the few feet to her bed. The back of her knees met with the mattress, her almost falling over, but Harry held her up. One of his hands wrapped itself into her hair, pulling her head back and exposing her neck to him. He peppered wet kisses along the skin of her jaw, before trailing down to the collar of her sweater.
“Can I take this off?” He mumbled, tugging on the hem of the purple sweater that adorned her torso. Y/N ushered out a small ‘yes’ bringing her arms above her head as he brought it up and tossed it to the side somewhere. His eyes fixated on her chest, her breasts nestled into a black lace bra. Harry was practically salivating at the sight, immediately his mouth pressing against her chest, and he traveled down until his lips met her navel, his knees touching the soft carpet beneath them. His hands caressed her bottom, softly kneading the flesh clad in her leggings.
His eyes met back up with hers as an unspoken agreement was shared, him pulling down the soft black material as it pooled at her ankles. Soon they too were tossed aside, leaving Y/N in her matching underwear set that had Harry seeing stars. Normally, she would be nervous about someone seeing her in such a vulnerable state, but just like everything else lately, she’s never been more comforted in the presence of her lover. The way he looked at her body as if it were heaven, his eyes roaming over every inch without a look of apprehension or disgust.
Harry pushed her to lay back on the bed, keeping her feet on the ground as her knees bent at the edge. He placed a kiss on her covered pubic mound, his mouth ghosting over her pulsing core as he bit down softly into the flesh of her thigh, just next to her core. A small whimper left her mouth as he breathed a line of cool air to her heated center before sucking on her other thigh, again going right over where she wanted him most.
His fingers hooked into her panties, bringing them down her thighs, leaving her completely exposed to him as he then spread her legs wide enough for his shoulders to fit between. “So beautiful,” he purred, eyeing her wet pussy with fervor.
Then a second later he was licking a broad stripe through her folds, the tip of his tongue circling around her clit. A moan escaped her throat as she rocked her hips gently to gain more friction against his tongue. He took her legs and draped them over his shoulders as he began to mouth away at her dripping hole, gathering up all of the wetness dripping out of her. He moaned at the taste of her, the vibrations of his noises hitting against her and causing her to shiver at the sensation before a moan of her own was let out.
He reached up to hands, bringing them to his hair, urging her to tug on his curls when he dipped his tongue inside of her cunt. Y/N’s eyes rolled to the back of her head, her hands fisting his hair and pulling on his roots harshly, the sounds of their groans mixing together.
“Harry,” she cried out, her heels digging into his back as she tried to push him impossibly closer to her heat. “Shit... you’re so go-good at this.”
She could feel him smile against her from her words before licking away at her and sucking her clit into his mouth. One hand remained on her thigh, holding on tightly while his other met her pussy, one finger dipping into her and thrusting in at a slow pace. She whined as he added another finger, quickening his pace as he could feel her walls clench around his digits.
“You’re so tight, love. Can’t imagine how y’gonna feel against m’cock,” he grinned, looking up at her through his lashes, leaving one final wet kiss to her clit before removing himself from her completely, her feet falling back to the floor with a thud. She gasped at the loss of contact, eyes rushing over his figure as she tried to coax him back to her.
He giggled at her impatience, stripping himself of jeans and sweater, the bulge in his briefs looking like it hurt as it strained against the material. He palmed himself, a whimper leaving his throat before he leaned down over her and moving themselves further up the bed. He grinded his center against hers, his precum and her wetness leaving a patch of moisture at the front of his briefs. Y/N gulped at the feeling of his covered cock, measuring in her head just how big he was. She assumed he had some length and girth to him just by his aura, but she didn’t expect this big.
When he finally kicked off his underwear, his bright red tip slapping against the underbelly of his bellybutton, Y/N’s jaw all but fell off at the sheer size of him. Immediately she wondered if he was even going to fit inside her or how badly the burn of the stretch of her walls was going to be. It had been a while since she had sex, and now she was nervous.
“Are you even sure that’ll fit inside of me?” She questioned, nibbling at her bottom lip as she looked into his eyes with a little worry.
Harry pursed his lips to contain his smile, leaning down and giving her a quick kiss before whispering, “We’ll take it slow.”
They engaged themselves into a soft make out session, the final piece of clothing being her bra thrown over his shoulder, leaving the two of them completely and utterly bare and vulnerable for the other. No part of this entire night felt rushed and neither of them had this urge to just get it over with. No, instead they took their time with each other, allowing themselves to get used to this new step in their relationship. This night solidified just how serious they were about each other, and taking things slow helped that. It wasn’t about reaching that orgasm or the amazing feeling that comes with it. It was about them and how much this meant.
After he rolled a condom down his length, he positioned himself at her entrance before lacing their hands together and settling them on either side of her head. Then slowly and tenderly, Harry pushed himself in, cries of pleasure leaving their mouths as he stretched her walls. He didn’t thrust himself all the way in at one go, instead rocking his hips slightly back and forth, pushing just a little bit further each time he reentered her allowing her time to accommodate his size. When he was finally all the way in, Harry nearly passed out as her tightness squeezed around him. He stilled himself for a moment, giving her a second to breathe before he pulled back and thrusting back in with a harsher movement.
Y/N was right when she knew there was going to be a burn as her muscles widened around him, and she felt wetness prick at the corner of her eyes before she blinked them away before he could notice. She raised her head to capture his lips in a kiss, looking to distract herself as the pain slowly dissipated into pleasure. Their tongues lapped over one another as Harry quickened his pace, his hips slapping against hers in a more feverish manner. Soon enough, all Y/N could feel was immense pleasure as her once denied orgasm began to build back up.
The tip of his dick, reached so far into her that she could feel him brush against her cervix, a hazy feeling clouding her brain. When he felt her thighs tighten around his waist, and her walls began to flutter around him, he brought one of his hands to her clit, rubbing quick circles on it with his thumb. “G’na cum for me, baby? G’na let y’self go?”
Y/N moaned in response, her eyes screwing shut as he delivered a hard thrust to her special spot, her climax flooding her body quick and hard. She’s never felt herself get off that much, not knowing that she was even capable of that grand of an orgasm. The moment her body calmed down, she felt herself go into a dreamlike state as exhaustion hit her like a train. Harry continued to pound into her, working himself to his own high. Y/N quivered at her sensitivity, but urged him to continue because she wanted to see how beautiful he looks when he comes undone.
His jaw dropped open in the slightest as his abdomen clenched and his prick twitched, the familiar feeling starting in his balls shooting up through his spine before he released into the condom. A lewd string of curses fell from his lips as he gently continued to ride out his orgasm, his body completely spent as they both panted out quick breaths.
Slowly Harry removed himself, taking off the worn condom and tossing it into the garbage before joining her back in bed. “Should get cleaned up,” he muttered, still catching his breath and calming down.
“Mm,” Y/N hummed, turning herself over so her legs tangled with his and her arm draped over his sweaty torso.
Minutes went by when neither of them said anything, and Y/N was convinced he had fallen asleep as his breaths became more steady. But there was one thought on her mind that she needed to get off of her chest, because ever since they started dating it’s been eating away at her. She wanted to get it out of the way as felt her eyes getting heavier.
“Harry?”
A few moments pass before he softly answers, “Yeah?”
“What does Abby think of me? Not as her trainer but y’know… your girlfriend? She tells me how close she is with her mother and I just - I don’t know,” she shrugged, resting her chin on his chest to look up at him.
Harry looked at her, his one hand gently pushing the hair away from her eyes. “She’s the one that told me to take you on that first date.”
Y/N was shocked at this, her eyebrows shooting up at his confession. She knew the little girl liked her as her teacher and the one showing her how to skate properly, but Y/N never knew how she felt about her being the girl her father was dating. Kids don’t always understand how relationships work and Y/N feared the little girl would end up hating her since she was with Harry and her mother wasn’t. “Really?”
He nodded, “She admires you, Y/N. Yeah, she’s close with her mother but in all fairness I think she likes you more.”
“Oh, don’t say that!”
“Why not? It’s true. She can see how happy you make me and I think that’s all that matters to her,” he surmised with a shrug of his shoulders. At this, Y/N couldn’t help but smile, connecting their lips in a gentle kiss before her eyes fluttered close as she nudged her nose against his in a little eskimo kiss.
She was convinced he was her happy ending. He was the voice she loved hearing, and the person that made her life just a little stressful. And boy, she was happy Abby decided to take up skating lessons.
“You make me happy too.”
1K notes · View notes
Maxed out IRA...what about whole life insurance?
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just wonderin, anyone got any advice on a good one?""
Aussie car insurance?
who are the cheapest car insurance company for aussie p platers also.. are there any companies that offer reduced term cover.. id like 6 months insurance so i can take up a years insurance once thats finished to break up insurance and rego
Insurance for motorcycle?
i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom""
Do various driving school programs give different types of certificates that affect your insurance?
I am a 20 year old female first time driver living in Colorado, and I'm debating what program to go with for driving school. The completely online one, the half online half classroom, or the full classroom. I want to take which ever one will give me the best insurance rate.""
Can i get my own car insurance policy at 16?
i would really like it if someone could answer this. i coudnt fint the answer i was looking for online so i came here. if you guys are going to say it has to be under your mothers its not happening shes a *****. my dad has a car at his house thats mine he just doesnt want to give me the keys tell i have insurance and my license. but im getting my license in a few months. so if you can tell me this answer thanks, and can you give me a average price. and i know they do it based on the car so if i had an 06 nissian sentra with moded parts, and ome rims and a body kit would there be a difference. thank you so much for the people that are going to answer this""
Auto insurance for teen questions?
okay so for my 17th birthday (when i get my G2) i want to buy my own car. I've done a few quotes and found Im going to be paying practically 10k per year...more than the cost of the car! however, if i was female it would be like 4k. would it work if i had the car registered in my girlfriends name and the insurance in her name, but i paid and i always drove it. if i was pulled over i'd just say Im boring my girlfriends car? is that legal?""
What's the purpose of insurance?
What's the purpose of insurance?
Vehicle insurance question?
If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?""
""Who has the cheapest car insurance in Houston, Tx?
I have Geico right now.. I am a 17 year old boy who has a car accident on his record (in june 2010).
How much is car insurance for a 16 year old?
It is a 1998 ford explored 4.0l engine 2wd. I bought it for $2800. About how much is it going to cost for insurance a month. my parents have state farm
Car insurance for a G37?
I am under my parents car insurance, i havent been in an accident and have no point on my record. I also have all a's and b's. I currently have AAA and have been driving for 2.5 years.""
Auto Insurance rates?
Is there a web site where I can see how a particular type of car rates for insurance vs another car?
License in insurance?
What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance.""
What to do with my auto insurance?
hello I plan to give my 18 year old daughter my car and I plan to get another car. Does anyone know how does this work. I mean I not only will be putting her on my insurance but I will be adding another car. Will I have to pay double because of this? Or would it be cheaper for her own insurance and if I should leave the car I am giving her in my name or put in her name?
Is there anyone in california that helps people with claiming insurance from the other party's insurance compa?
My wife and I were crossing the street in San Francisco when we were run down by a cab. Police report says cab driver is at fault. Problem is we're about to head back to our country (we're tourists) and need help settling obligations with the hospital by claiming damages from the cab company's insurance company. While we're back in our own country. Is there an office that assists foreigners with claiming?
Where can I get E&O insurance at a reasonable price?
I am an insurance agent working through an agency. I need E&O insurance before I can sell certain policies. I'm looking for easy, affordable coverage.""
Esurance insurance question?
Hi, I was looking into getting car insurance, and Esurance gave me a great quote for NYC. Can any one share any experiences with them, I wanna know what kind of company they are, how they deal with claims, and just over all how the company is. Any help would be appreaciated. Ty""
Car insurance for a 17year old help?
I just went online and was quoted 8grand to get insured to my dads 1.9 tdi VW Bora, would it be cheaper to buy a cheap car for a grand which is a 1.2 petrol engine and get that insured or should i stick to my dads car which cost 8 grand to insure? which one would end up being cheaper for me?""
Insurance pricing?
i bought a car and need to put plpd insurance on it but i do not have much money and have a lot of points on my lisence i am over the aloud amount in my state. how much would it cost for plpd insurance? i need the cheapest possible and my car is 17 years old and is only worth $200.
2005 Mustang V6 Insurance?
I'm 20 years old, have a clean driving record, and qualify for most merit-based discounts (no wrecks, good grades, etc.). I'm currently driving a 1998 Pontiac Grand Prix GT with a 3.8L V6, and paying about $800 per year listed as the primary driver of this car. I cannot possibly stress enough that I know having a newer car that I am still making payments on will increase my insurance. My question is basically if the change in price will be drastically higher than if I got full coverage on my current car. I was thinking I could expect somewhere in the range of $1500 - $2000 per year. Is that about right, or am I way off?""
Is Matrix Direct a good ins company?
Is Matrix Direct a good ins company?
What are the requirements to become a licensed insurance agent in Texas?
I have applied at GEICO and I want to know what the state of Texas requires, besides taking the exam, to become a licensed insurance agent.""
Maxed out IRA...what about whole life insurance?
I have maxed my IRA and my employer does not offer a 401k. I am 28 and make 85k/year. Where can I invest my money for retirement? Is a whole life insurance policy the only option remaining?  Why is 15k the amount for 401k and only 4k for IRA's?
Alternative ways to insure a car?
Im 17 and looking for car insurance someone told me that you can insure it by giving some company a certain amount of money around 15k and then at the end of the year they would give u it back, however if you were to claim, the cost would come out of the money you gave, is this true and anyone know what its called if it is? ty""
""Brother got speeding ticket in my car, does my insurance for my car go up?""
so i let my brother drive my car, and he's a pretty safe driver, however he got caught doing 69 mph on a 55 mph in north carolina. i understand that he will have to pay a fine/get points on his license. will the insurance on my car be affected? my brother is actually not listed as one of the drivers in the insurance (my mom and i are listed as the main drivers- both of which have never gotten a ticket/motor offense).""
Who should get my fathers life insurance?
My father passed away on Jan, 5th 2013. He has a paid in full policy amounting to $100k. When we figured out that my mother (his ex wife) was left the sole benifecary, we filed a claim. The insurance provider (John Hancock) denied our claim based off of a CA law that states if the claimant had been divorced, they essentialy get nothing. However, it clearly states in their dissalution of marriage, that life insurance should not be affected. My father would have wanted his children to have this...What action can I take, or should I just forget about it?""
Best place (in australia) to get car insurance???
hey ive just finally bought a car now i want full comprehensive insurance weres the best place to go through? like aami,racq,nrma,real....etc thank you.""
What is the best car insurance?
What is the bestt car insurance for an 18 year old?
The anybody have auto insurance with the general auto insurance?
I'm looking for a cheaper car insurance, I have progressive it suppost to be cheap and now it can higher. I heard about the general but I want to know if it really cheap. Anybody""
How much does it cost to insure a 1999 Audi?
I am a 16 girl and just bought a 1999 Audi in Vermont. How much will it cost to insure the car?
Appropriate and affordable health insurance for my autistic son?
Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""
How do I know if my health insurance premiums are pre-tax or post-tax?
I am using H&R Block tax software and they are telling me to enter my health insurance premiums that I have paid for this past year to claim them as deductions. They say NOTHING about whether or not they can be pre-tax or post-tax. I keep reading everyone else saying that they cannot be pre-tax premiums in order to claim it. I have no way of knowing if the premiums I have been paying are pre-tax or post-tax. It does not say it anywhere. My wife and I are both employees of the state. Thank you.
What do you belive is the best insurance agency for teens?
I am a 16 year old who needs insurance. I plan on get a new car in a month which is my 17th birthday. The only problem is, I need to know what agent is the cheapest.""
What happens if you get in an accident and your insurance relapsed?!?
We got into a small fender bender and our insurance was expired. What will happen to us?! We renewed that same day RIGHT after the accident.
Amica car insurance........?
I heard this is the cheapest auto insurance out there and wanna ask what makes it so cheap and what do you need to qualify I want to insure my dodge stealth if that helps thanks in advance
How much would car insurance be on a Mini Cooper (approx) for a 1st time driver?
I'm a 20 year old female in London. Hoping to take my test soon and just curious about insurance on a Mini Cooper! (I know it's expensive!) thanks x
Do I need to have insurance or proof of insurance when renting a car?
I'm planning on making a trip to Chicago. I have been wanting to go on a road trip for a long time. And I am afraid of taking a bus or going on a plane. A plane ticket costs a little bit too much for me. I'm 21. I currently do not own a vehicle of my own. So I am considering renting a car. I'm just wondering if I have to have car insurance in order to rent a car. I've never done this, so I have no idea what kind of things are required in order for me to rent. I've got my driver's license and a clean driving record. I don't have a line of credit. I don't have any credit cards so I hope there's no credit checks involved. Also, what's a rental car service that you would recommend? One that is cheap, honest, reliable, etc. My budget is $300. I'm going to meet a friend in Bartlett who is going to help provide me with lodgings so my only expenses to consider besides the car, are fuel and food costs. Thanks.""
Any car insurance which insurances foreign cars?
Hi! I live in Italy and I am italian. I heard that there are some english insurance which insurance cars and people in foreign country. Is it real? do you know anything about that? Could you give me some advice about that? I am waiting your answers! Bye!
Insuring a new driver?
I will be soon getting my license (California), however I will not immediately be purchasing my own car. I am sixteen and I will most likely be driving one of my parents cars in the interim. Now here's my problem. My dad owns and e55 and my mom owns a 328. My mom commutes every day so driving her car is off the table. My dad almost never has to go anywhere in his car as he is currently on disability. The only problem is insuring me on the e55 will cost a fortune. My dad currently has the car insured under State Farm and their quick estimate say's I'd be paying nearly $600 a month. Now, I know there are multiple discounts I can apply for, but I'm not exactly sure what I'm eligible for. Since this would be a shared policy as a part time driver, would it be significantly cheaper? I'm just looking for options here, my dad wants me out of his hair but he also wants me to be paying insurance. I make enough that I could just barely afford $500 a month but that would leave me with no expendable income so.... help. Thanks.""
Motorcycle Insurance?
If i accidentally knock over my bike, will insurance cover that? if so, which coverage covers it?""
What would be a good FIRST CAR?
i'm a 15 year old who has a birthday a little ways away, but i'm trying to get a good idea of what i might get for my first car. my preferences: -nothing the cops would pull over late at night for suspicion of younger driver. i plan on sneaking out, and my city has a curfew, for everyone 16 and under. -i would LOVE for it to be rear-wheel drive. this isn't really needed, but i'd love for it to be. -my parents are spending no more than $10,000 on the car, and it'll be have to be used. -airbags. (parent requirement.) -insurance can't be too high. as in, not sporty. nothing like a mustang or anything along those lines. -it can't be BMW, jaguar, infiniti, cadillac, lexus or anything like that. my mom said they're snobby or grandma cars. -no SUV. (also parent requirement.) -i'm not a hatchback fan. -GOOD GAS MILEAGE!!!!!!! cars i had in mind were: nissan altima mitsubishi lancer mazda3 ford focus honda accord i'd like for you to mention the year of the car, too, if you know it.""
How to get cheap insurance without no claim bonus?
Hi basically I had been a additional driver on my brothers policy for 3 years and I do not hold any no claim bonus as it was on my brothers name. I want to get insurance done on my name now but I am looking for any good deal being a only driver with no claim bonus as I have no accident history, I have clean record of driving so any ideas on how to sort it out cheap let me know thanks in advance :)""
Motorcycle Insurance?
My son has had his motorcycle in storage and has been paying insurance on it. He has had to pay for monthly insurance as if he had been driving it. Is this right?
Where can I get affordable insurance for my girlfriend?
There could be a chance she might be pregnant in the future. Where can I get affordable maternity insurance?
Ford focus insurance?
any one know which type of ford focus has a low insurance group, i am looking to buy one soon but want one that has a cheap insurance policy, i am thinking of a focus ghia 1600 or 1800cc around 03 reg, any help please
How can immigrants over 65 afford health insurance in the United States?
Federal employee looking to rotate back to the States and take my in-laws who are 73 and 75. Cannot get Medicare until they have been in the U.S. for five years Any suggestions?
""How much do i have to pay to cancel my auto insurance, if the vehicle is parked?""
My vehicle is currently parked and has parking insurance, this vehicle has been parked for over a week now, but i currently found some cheaper insurance and i would like to cancel my insurance, how much will it cost me to cancel it.""
Insurance on a 1998 Toyota Camry 16 y/old about to be 17?
Ok so i need your help. I am 16 years old and about to be 17 im going back to the u.s. and have a old 1998 toyota camry waiting for me (btw yuck) ok and my parents said to drive this until my insurance lowers and theyll get me a new car by graduation which is next june. So my question is how much do you think my insurance will be? Its a fairly old car and not in a good condition and i have had 1 accident which was pretty big but not completly my fault like 60%
Maxed out IRA...what about whole life insurance?
I have maxed my IRA and my employer does not offer a 401k. I am 28 and make 85k/year. Where can I invest my money for retirement? Is a whole life insurance policy the only option remaining?  Why is 15k the amount for 401k and only 4k for IRA's?
https://www.linkedin.com/pulse/purchasing-car-insurance-alexander-robertson"
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Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
"Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
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How much does car insurance cost?
I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.
Garage fire insurance?
My parents garage caught fire this weekend. It started in one of the cars and burnt the entire thing down pretty much. Two cars, a boat, and a camper were lost in the fire. Now the insurance company (Farmers) is trying to say that none of those are included under home owners insurance because they have their own plates. The cars is semi-understandable because they have their own insurance, but the boat and camper don't. Beside the fact I'd like to say how crooked this is, I'd like to ask a question. Now the boat hasn't been registered in two years. Because of this we have been told by another insurance company that it should be covered considering it is there because it's not being used. Anyone out there have any idea if this is true or not?""
What is affordable insurance for nasal fracture (nose broken) in Texas?
i'm looking for insurance that cover foe nasal fracture that i can affort..I live in Texas .. i look for the cost for the doctor, and it is too much to pay put of my pocket without insurance""
Pay Per Mile Car Insurance - have you tried it?
I've heard from a friend about a pay per mile car insurance - as I only use my car on a Saturday it sounds ideal. Anyone have any links or recommendations?
Where can I get an honest auto insurance quote?
Hi I was wondering if anybody could point me in the direction of a website that gives honest auto insurance quotes? I have been looking to get an auto insurance quote online for quite some time now but most of the websites look like scams to me.... Thanks in advance!! -David
After a motorcycle wreck how much will my insurance go up?
After a motorcycle wreck how much will my insurance go up? I'm 21 and just got the bike a few months ago.
Will car insurance go up if I get a speeding ticket?
Will my car insurance rate go up if I got a speeding ticket? Im in California. This is the first one ever, and I've been driving for about 4 years now. Anyone with an answer? Thanks in advance!""
Buying a new car but confused on car insurance...what should I do?
I am going to be part exchanging my old car for a new one. In terms of car insurance I still have 2 months left so I believe its cheaper if I just go with another insurance company as my current insurance might charge a lot for just 2 months. I am thinking of using my previous insurance NCB( elephant 1 year ) for the new insurance as proof of my NCB but the problem is I sent my NCB 1(year) (elephant) to my current insurance(Directline). Basically I would like to know if its possible to use my previous NCB (Elephant) which I it proves I have 1 year no claims for the new car insurance. I done some research and found it that having 2 years NCB makes 20 compared to 1 year NCB. What should I do?
Car insurance for an 18 year old?
I was thinking about buying something like this: http://www4.autotrader.co.uk/classified/advert/201136414321909/sort/priceasc/usedcars/price-to/1000/model/corsa/make/vauxhall/postcode/hp100bg/page/1/radius/10?logcode=p (it's a 1996 1.2 Corsa LS), would I be able to get cheap(er) insurance if I asked to go on my dad's insurance (with Direct Line)?""
How much is it to insure this car?
I'm 17, B student, took Divers Ed, and my grandpa and I restored a 1998 Mercedes-Benz SLK230 Kompressor. The only problem I see is insurance. Does anyone have an estimate of how much this will cost per year?""
Is it illegal to have car insurance from Florida if you live in New York?
I'm a new driver and was interested in getting car insurance through my grandmother's policy in Florida, I have a mailing address out there and visit Florida once a year, but live in New York.""
How can we make health care insurance work like car insurance?
Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?
Will applying for medicaid affect the insurance I have now in any way?
I am 32 weeks pregnant and I am covered under my dad's insurance through Tricare. I remain eligible under his insurance until I am 23 and everything is full coverage. However, as soon as my baby is born he is not covered at all. I am looking into my options and I read that if I apply for medicaid now, then I can call the day my baby is born and just have him added on so that way he will have coverage right away. I am worried if I do try and apply for medicaid now that it will affect the insurance I am covered under now by Tricare. I do want to stay under tricare, I do not want to lose this insurance and its coverage if that is the case. I am also worried that since I have to wait until the baby is born to apply him for his own insurance through CHIP or Medicaid - whichever one he ends up qualifying - that I will have to wait a long time before he is actually covered and I know the baby is going to need check ups and a pediatrician right away. I am really worried about all this and wondering what is my best option and what I should do! Will I lose my insurance if I apply for Medicaid in advanced so my baby will be covered right away? Is my best option waiting until the day he is born and then applying? I also live in PA if that makes any difference. Anybody who can help out, thanks!""
Car insurance price difference?
I have just partially cleared my garage and want to know before i clear the rest of the garage and run around getting different quotes, how much cheaper is insurance parking in a garage rather than a drive.""
Car insurance under a company policy?
I've never owned a car in the UK and may be joining a company where I will need one. This company offers a car allowance and I'll probably use the car for business. Would I be covered under the company car insurance policy or would I still need to get a policy myself? I'm trying to avoid the massive bill given that I have no UK driving history :-)
Best non-owner liability coverage insurance?
What is the best non-owner liability coverage insurance in New York ?
How much would full coverage insurance be with 2 points on my license?
I am almost 24 and I want to get a new car but I'm not sure how much I can afford a month because I'm not sure how much full coverage insurance would be. I was recently in an accident so I have 2 points on my license and never paid full coverage so I have no idea around how much it would be.
Do I need a valid driver's license to have auto insurance?
I got pulled over by a cop the other day, and he asked for DL and insurance. I lost my DL along with my wallet months ago and I haven't had the time to go to DMV and re-take the test. Anyway, I showed my Texas ID and insurance and he said without a DL your insurance is not valid. They're pretty much just eating your money. So he gave me 3 citations: No DL, speeding, and no insurance. The ticket said if I had insurance at the time I got pulled over to show it to the payment window and it will be dismissed. I wanna know if I should do that or is the cop right and I'm completely done?!! Any good answers would help. BTW this was in LaPorte, Texas.""
What's a good car insurance but cheap car insurance?
or how about the cheapest one!!!lol I'm turning 18 so I'm aware that car insurance for people under 21 are really high, any suggestions? thank you!!!""
I am 16/m and looking for a cheap car insurances?
Im currently living in nyc, I am 16/m and looking for a cheap car insurances. Does anyone know of any?""
Can I use my student loan to pay for a car insurance bill?
I recently took out a student loan, and after doing research on it, I saw that I can only use it for school-related activities/items, such as paying foor books, tuition, fees, computer, etc. I also have a car insurance bill that's $140 a month, and I took out the student loan mainly for that. Now for the $140 dollar question; Am I allowed to use my student loan money to pay for my car insurance bill? I ask that because technically I'd be paying for a school-related item, because I can't drive to school without paying for car insurance, since that'd be illegal. So does anyone know if I can do that without getting into trouble? Anyone who has hands-on experience, or is an expert on this kind of thing, and can answer this TONIGHT PREFERABLY would be greatly appreciated!!""
How much money does car insurance go up per year after an accident that is your own fault?
My wife and I just had an accident in a parking lot in which we backed into another car that had almost completely backed out already. No one was hurt, but the damage caused by our car is between $1,000 and $1,500. We will not have the damage to our car repaired. This accident is our fault; however, both of us have had a completely perfect driving record up until now. We just want to know how much this accident is going to make our insurance go up.""
About health insurance....?
If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.""
How do you have a baby without insurance?
alright so im not pregnant yet but my question is how do you get insurance and such when i finally get pregnant
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?
How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?
Whats a good cheap sports car?
Hello i need some help. This is my situation I'm 20 years old i live in Connecticut and I'm looking to purchase a car (used). I have about $2k cash to put down on it. I would say my limit for price would be about 6-8k due to financing fees taxes etc (credit score of 731). Now what I'm looking for is a pretty fast sports car to use as my DD.(I currently have a 89 mustang lx 5.0 which gets about 10 mpg city) Not very economical as a DD when gas is over $4 a gallon. Anyways back on topic, I found a 2002 wrx for 8k but got quoted for an insurance rate of 2k-3k. So this is out of the question! I make about 200 a week at the moment and pay $100 cell phone bill and $100 a month for rent. So my funds are limited for insurance + car payments. Basically i need to know a reliable cheap fast sports car i can get a good insurance rate on. But it also has to get good fuel economy! Sorry for the long rant and me being so picky but please help!""
Health Insurance cost?
Hi im a 28 year old non smoking male. I currently am unemployed but do unser the table side work which actually pays me more and im my own boss. Id like to have health/dental insurance. I wanted to see/ask what the monthly average cost you guys are paying and what companies are good. Again I will coming out of pocket as I do not work. Thanks for the help and have a blessed day.
Why do a lot of health insurance plans through your parents employers cut you off at 25 yrs old?
I'm a full time student and turned 25 in September. I guess once September ended I'm no longer covered under my dad's health insurance. I was surprised because I at least thought I had the semester to finish off since it was that way with my friend. But anyways, why do a lot of companies cut you off by then? I know a lot of people at that age are done with college, but there are still plenty who aren't. I'm still an undergrad, but what about the ones that are going to medical school, dental school, etc, that aren't even done with college until there late 20s if they went right out of high school? 25 is still young, and it's still hard to afford for most people at that age. Also, I heard about student insurance. Do most college have that for students to check into?""
I got a citation for no proof of insurance and have a couple questions..?
so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""
Why do men think they are better drivers than women?
because if that were true our insurance wudnt be alot cheaper than theirs?anyone agree?
Cheap motorbikes... cost and insurance?
looking at motorbikes 600cc and upwards that are cheap insurance groups. im not looking for a cruiser but mayber a sports tourer or bandit style bike ( sorta sporty looking ) ive tried to look but cant fine any... i keep getting insurance websites is there any 600cc's that are group 1 insurance at all????
""What are some cheap first cars, and low insurance.?""
I have 3400, in my bank account and ive been searching for a used car. The most I'd like to spend is 3000, so i have some leftover to get me started on insurance and license plates..Any suggestions on a good first car to look for? Also whats a good Max Milage on a used car? Like 100k? or 150k? I have no clue.""
How cheap is Tata insurance?
How cheap is Tata insurance?
What is the cheapest auto insurance company for young drivers?
I am selling my older car to my brother but we are trying to find out which insurance companies would be the cheapest for him. Any suggestions?
Need Health Insurance Advice: Colorado?
Question I had a shoulder injury while weight lifting last November. I recently graduated and my school's health insurance is going to end soon, and I need health insurance to help pay for a possible MRI/surgery down the road. Or even more PT. I don't have much experience with health insurance because I never get sick or had injuries before so I need advice on what to look for in the policy. Do health insurance generally allow pre-existing shoulder injuries to be covered?""
CAR INSURANCE for a17 year old??
i just passed my test and have the old ford fiesta waiting for me to drive but atm the quotes i'm getting for insurance is around 2000 What are the cheapest sites for car insurance? Should i do Pass Plus?
How much does high risk auto insurance cost?
How much does high risk auto insurance cost?
""50 in a 40, first ticket ever. Insurance?""
I got a ticket for going 50 in a 40 tonight. My gas was PASSED E, and I was turning into the gas station. I realize that doesn't do anything for my case. I'm 17. I've never been in a wreck, never been pulled over. The cop (who is a friend's dad) said that I go to court Oct 1 and if I'm eligible for Defensive Driving I can take it, and it wont go on my driving record. Question is, does this affect my insurance rate at all? I pay my own insurance. I have State Farm.""
""How are younger drivers supposed to afford car insurance these days, especially if you're a student...?""
Car insurance is so expensive it's ridiculous, not to mention the price of driving lessons/test and what not. The problem is, I need to be able to drive because of where I live, if I didn't live in a rural area I wouldn't bother about driving so much, but looking at prices to drive these days, it's ridiculous. How do they come up with prices such as 1,000 - 5,000 is beyond me!""
Why are large engined/big sized second hand cars much cheaper than the small cars with small engines?
I did ask this a minute ago but I got it the wrong way round. Im looking for a car around 3.5k but the cars in that price range are great big hulking cars with huge engines that I cant afford the insurance for. How come smaller cars are more expensive?? I notice that when looking at new cars, the ones with bigger engines and bigger models are more expensive, so why is it the other way round for second hand cars?""
How much is a 2010 Jeep Sahara cost a month for insurance?
How much is a 2010 Jeep Sahara cost a month for insurance?
""Kawasaki Ninja 250R, insurance help?""
I just turned 17 last week, and it's the summer break now and am looking to get a job. The plan is to earn and save as much money as possible until I have enough to purchase the 2012 Kawasaki Ninja 250R Motorcycle. I've read and heard many good things about it, and it seems to me like it's a good starter bike to purchase. One thing I am unclear for is the insurance. I've read that insurance for the Ninja 250R is very cheap, but also have read that it can be really expensive. Realistically, what am I looking at here annually? I have a clean record, I'm also planning to get my M1 in the next few weeks.""
""I'm 57, am learning to drive a car, will need the best and cheapest car insurance, how will I know which is re""
i just want to be able to drive my car, and know there is help there for me, when and if I ever need it, without all the hassles of being stranded. Am in the process of checking out AAMI, RACT. Comprehensive for a first off driver is about $859 a year!! would i be better to Join RACT emergency on road assistance AS WELL AS taking out fire and theft third party insurance separately? I will be about the only driver, with a friend or two......is this the best cover for me? Say...for 1,2 years until I build up a reliable record? enough then to qualify for cheaper comrehensive insurance car cover?""
""Insurance for 17 year old , group 5 . ARGH!?""
Im buying a saxo 1.4i Furio and its in insurance group 5 I was just looking for the best ways/insurers/policies/discounts/offers that i can get I got quoted something stupid like 3300 TPFT online for a frickan 1.4!!!! I know for a fact it goes WAYY cheaper than that seein as i know a first time driver on his own policy that drives a saxo VTR insured for under 2000! I just dont know how to go about gettin the quote below 2000 Can someone PLEASE please help me. I know i have to shop around . but i dont know where or who to go to. and what to do when i get there! Experianced advice, examples and prices you have had on similar sized engines for your first car would be a magic help! Thanks""
Where can kidney patients get affordable life insurance?
Life insurance for kidney patients.
Can anyone tell me how good this insurance is?
I recently got Reliance Standard insurance..can anyone help me figure out the copay? I went to the website and can't figure it out..
How do I get cheaper car insurance?
I am trying to get my first car so I can drive my girlfriend and myself to work everyday. I am 19 and have had my license for about a year, I am going to get an older car a early 90s which I know lowers the insurance and live in new york and just getting the new york state bare minimum insurance. Even with that the quotes I am getting are around 200 dollars a month! About $2500 a year! About twice what I am paying for the car. Is there anyway I can save some money on this?""
Question about car insurance?
My husband made a dent in his car when trying to park. He now wants to fix the dent. Can car insurance cover this?
Whats the insurance of a maserati granturismo?
i wanna buy a maserati granturismo, what would the insurance be ?""
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Do I need to have insurance to take/have a drivers licence in North Carolina?
So I'm 18 and live in NC and I'm moving back to Europe next summer but before that I want to take my licence here because its way cheaper. Do I need to have insurance if I do NOT have a car I just want a licence for when I get back to Europe. Also, can I drive a car thats not mine if I dont have insurance.??""
Free car insurance??
My partner just called up his car insurance company to have me down as a named driver on his car. all the asked for is my name, DOB and my occupation. and they said there is no charge its free. Is this for real?? why is it free?? nothings free these days lol i also only have a provisonal""
Car insurance at 20 on average?
How much would car insurance be for me if i only have my licence for 2 months before i get a car and i am 20 years old?. The car would be minimum a 1.2 litre and maximum a 1.6 litre so what would a 1.2 litre, 1.4 litre and 1.6 litre cost me on average?.""
Switching car insurance from old to new car?
Forgive me if this is a stupid question.. I currently have insurance coverage on a 2004 car and just purchased a 2013 car. I am going today to switch over my insurance (if possible) and would like to know what to expect before I go. I automatically assumed my insurance would go up because of the year difference, but a friend of mine recently switched her policy over from a 2000 to a 2007 and her policy did not go up, so now i'm questioning if mine would go up and what would cause it to vary. Thanks!""
I have kaiser insurance does my insurance cover the lapband?
how many pounds must one be overweight before they can have the lap band surgery? i am covered with kaiser permenete health insurance. does my insurance cover this procedure
Can my brother put me on his health insurance?
I have a illness. I started a new job and insurance won't kick in untill another three months. Can I be put on my brothers insurance? He has no children and he is not married. Plus he never uses it.
Do i need condo Insurance?
I have a condo in a six unit building in south florida that is being rented out. The building is insurance by the HOA master policies (windstorm and liability). My question is do I still need to insure my unit? Thanks.
If I have secondary driver Insurance on my Dads car. Am I still covered on our other car aswell?
My Dad put secondary insurance on his car (that I pay) so that I can use it. But he never lets me use it because he takes it to work everyday. But my Step Mom has her car here, and my dad tells me I can't use it because my insurance only covers his car. Is he just being a douche?""
How much is Car Insurance for a 17 year old Boy in NJ?
I recently got my license and my mom added me to her insurance. For 1 month they are charging approximately $400. This seems really outrageous. Car is a 2007 Toyota Camry. I also have above a 3.0 average and supposedly get some kind of discount. What are your opinions on this price?
I was rear ended in california with no insurance is there anyhting i can do?
I was rear ended in a car accident in california,and I did not have insurance at the time.My car was wrecked.And Im stuck with the hospital bill's.Is there anything i can do legally ?""
Car Insurance Question?
I'm looking at buying a four door sedan but I don't have car insurance. The reason that I don't have insurance is because I only have my permit. Unfortunately, I no longer live with my parents so I don't think their insurance will cover me. I've been trying to get quotes from various companies for when I do get my license but many of them will not even give me a quote if I don't have my license. Are there any car insurance companies that will offer insurance to me while I still only have my permit? I already found a car that I like before realizing my parents probably won't be able to put me on their insurance so I'm trying to figure this out quickly but thoroughly. I'd really like to get it soon because I hate driving in my parent's minivans since they are huge and I have trouble seeing out the tinted back window. So far the only option I see is to have my parents buy the car for me until I have my license (which I plan to get before December to avoid learning in the snow).""
How much do you pay for health insurance?
How are you covered? Through your employer, self-employed, Medicare or Medicaid?""
What is Private Mortgage Insurance?
What's an easy definition for Private Mortgage Insurance?
Iiability Car Insurance for Adult Children?
Our 26 year old daughter lives in another town. She drives a car that we own. We have her name in our car liability insurance. If she has an accident and it's her fault will it still cover the liability part or could us or she be sued? We live in Texas.
How do I save on auto insurance?
I want to save on auto insurance.....what factors can lower your rate? I need to know things such as an alarm, and kept in the garage, but what other factors can help me getting a low rate? Thanks everyone""
Why does having access to more than 1 car put your insurance premium up?
I'm trying to get insured on my mums car, the quotes on insurance comparison websites are higher when I mention that she is insured on somebody else car though...""
Auto insurance pricing for newly licensed 16 year old male driver?
Turning 16 soon and will need a car. I'm looking into getting a 2006 Mazda 6 with 100,000 miles on it. I live in Ohio and will basically be using it for driving around town, possibly to a job in the future of course (if it's still running). As a newly licensed driver, would any of you know how much the insurance would possibly cost? I'm a B average student with a 3.0 GPA average as well, if that has any an effect on the cost.""
Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?
I have a vehicle which was totaled. Insurer is Progressive. I live in WA, so the adjuster is not allowed to use NADA or KBB to determine value. He's supposed to provide fair market value. He got two estimates, both of which seem very low to me--less than half the replacement cost of a vehicle from the same year in the same condition. I've asked whether I can submit Craigslist listings from my half of the US to prove the value is higher. He says any documentation must be from within 150 miles of my home, which puts me at a disadvantage since I live in a rural area. I'm wondering: 1) Is my insurance company obligated to accept competitive estimates of value in determining my vehicle's value if I can find local shops that determine that the value is higher? 2) What mechanisms are in place to ensure that value estimates made by dealers are accurate, and can a dealer's estimate of value be disputed? 3) What other options do I have if my adjuster refuses to budge on value?""
How much is motorcylce insurance?
Does the price vary from different insurance companies, and if so would it be cheaper then car insurance?""
Average insurance rate for a taxi?
in bakersfield ca
""How much woud monthly car insurance cost for a 19 year old, and a 1963 Dodge Dart?""
I saw I nice 1963 Dodge Dart for sale, and Id like to get it but Im not entirely sure how much insurance would cost, if I can get some sort of ballpark range so I know whether or not to buy it""
How much would car insurance cost for a 16 year old girl driving a 1997 Ford Mustang GT?
The car is a V8 and has 170+ miles. Please do not post answers with websites linking me on how to figure it out on my own.
If two insurance companies have a dispute?
Let's say that I get into a car accident with another driver. My insurance company determines that he's at fault. His insurance company determines that I'm at fault. How does this typically get resolved? Do they go to a third-party arbiter?
""Insurance group 19, how much does it cost?""
its a mercedes gl 320, diesel. How mcuh does insurance group 19 cost?""
Does getting car insurance quotes lower your credit score?
I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
Fort Monmouth New Jersey Cheap car insurance quotes zip 7703
https://www.linkedin.com/pulse/chancel-indemnity-insurance-quote-dorothy-benitez/"
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Halifax Pennsylvania Cheap car insurance quotes zip 17032
"Halifax Pennsylvania Cheap car insurance quotes zip 17032
Halifax Pennsylvania Cheap car insurance quotes zip 17032
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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Some people are telling me that the higher the score you get on your driving test, the lower your insurance will be. For example, if you score 80 points compared to someone how scores 100 (full points), the person with 100 points will have lower insurance costs. I just wanted to know if this is true or not, and if it is true how much does 1 point affect your insurance?""
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So right now i have a 2010 nissan sentra SR and my insurance payment is 120$ a month. i have only used my insurance once, and that was comprehensive collision due to some terrible luck, but my cost did not go up. i want to get a 2008 nissan altima coupe 3.5. i am a 20 year old male, never had a ticket, no bad record or anything like that. would my insurance double if i was to make the switch or what would i be looking at? THanks!""
""Can you explain car insurance system in the UK, how it works?""
It is illegal to drive without a valid car insurance. I am unable to get a single quote for car insurance, what am I doing wrong or where is the catch? I am a new driver, have a provisional driving licence for a month. The car I want to buy is a large Mercedes S class (5-litre engine) that cost ca. 15K (I have my reasons). Why they would not insure me if I only want the THIRD PARTY LIABILITY cover (the minimum required by law)? The insurance company does not risk paying for my luxury car as third party cover does not cover the car, is that correct? My circumstances that I put in online forms: I am 26, UK resident for 3 years. The car would be bought and registered (and probably insured) under my mum's name, she is an EU national, has EEC (non-UK) driving licence for 20 years and is resident in the UK for 3 months only. I would need to add myself as a second driver... No company would give me an insurance quotation, do you know why? When I change driving licence in forms from provisional to full UK the result is the same (also no quotes at all). But when I change the car to e.g. a small Focus or similar, no problem, cheap insurance available and dozens of quotations are appearing. Are new drivers not allowed to drive luxury cars? HELP!""
Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?
The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""
Car insurance problem?
as i pulled into the disabled parking space at my local asda,i turn into space and slow down to line the car into space as you do then as i stopped the car wiggled at the back with a bang so i looked in my drivers door mirror to see a pick up truck up against my car.so it turned out he had reversed back to pick up his wife and not seen me pull into one of the double spaces that he was about to park across and i must add that there was no pick up in view as i pulled into space so he must have reversed from behind the opposite row of cars as i would have stopped if i had seen a pick up going backwards towards the spaces,anyway words where exchanged along with insurance details and we did nothing as we where getting a new car a week later.now the guy who hit me has put in a claim which i have refused and left it With the insurance company.we have a car on insurance and they have received a letter about the claim which did not go through and no money was paid out but they have put another 130 on my insurance how can they do that.I get hit and no claim was paid out but it still cost me an extra 130 and they were going to cancel my insurance can anyone tell me if this is legal what they have done thanks""
How much is insurance for a motorbike?
I am 18 years old, own a 125cc 2011 brand new honda cbr, currently m1 license holder. Live in the suburbs, so not a lot of traffic. That's all the info I can think of that's relvent. So can anyone with information tell me how much insurance might cost a month?""
What homeowner insurance?
What homeowner insurance is more affordable in California?
How to Get Health Insurance If You're Not Married?
In CT how can you be put on your boy/girlfriends insurance if you're not married? We live and own a house together. CT does not recognize common-law marriage.
Does anyone have any idea how much it will cost to insure a learner in the UK?
I am just wondering if anyone vaguely knows how much it would be for me to be insured on my dad's insurance so I can learn with him as well as an instructor? Thanks x
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Halifax Pennsylvania Cheap car insurance quotes zip 17032
17 Year Old Car Insurance?
Hi, I'm 17 male - just wanted to know how much would the insurances be if i bought a 1.2car""
How much will the insurance pay me?
I got a 87 mustang and a truck hit my front bumper. I made a report and i need to wait about for days to pick up the report at the police station. I had a Stalker front bumper by the way. How much y'all thing there going to give me back, because they usually send a check after they inspect the car. They need to buy a $500 Stalker Cervini bumper install it and paint it. It was his fault and his insurance needs to pay, but im just wondering because sometimes insurance companies are pain in th bud!!""
UK Car insurance in-between switching cars?
To keep things simple I am calling the current car I have Car A and the new car as Car B. I have insurance that runs out on CAR A in 2 months time which I want to keep on the basis that I don't want to lose my no claims bonus for this current year by cancelling the insurance. I was planning to switch cars in 2 months anyway but have found CAR B at a very competitive price with all the extras I need. (Car B comes taxed and MOTd). I currently cant change my policy from car A to car B as the provider says the update will increase my premium to over 2000 just for the remaining 2 months! I am a young driver so I am not able to get temporary car insurance either. My question is what are my options other than simply buying car B now and letting it sit on the driveway for 2 months waiting for my current policy to expire? E.g.is it possible to take out insurance on car B without NCB now and add ncb 2 months after the policy has started? Any other loop holes you clever poeple can think of?
Can anyone recommends a good and cheap car insurance in CA? Thanks
Can anyone recommends a good and cheap car insurance in CA? Thanks
Teen Insurance on Geico?
My parents have geico. I have a 3.65 gpa, i make good grades, no tickets, nothing. i was eligible for my license in november. what kind of discounts can i get ? what kind do they offer ? btw, i'm 16, going on 17 [not to sound like that commercial or anything] i'll be 17 in july. thanks !""
I had a commercial accident in 2008 and looking for a chep insurance plz help?
I live in toronto i have been driving car with G licence since the end of 2000. i had a commercial accident in 2008 in which i was found guilty but no claim was paid. im still driving and looking for chaep insurance for a car. anybody's advice would be greatful.
How much is non onwers sr22 insurance in illinois?
I dont have a car and my license has been suspended.
Can i collect life insurance after a murder.?
My dad has a large life insurance policy on him and i am the head beneficiary. if he happens to be murdered by some unknown suspect would i be able to collect the money or would it have to be accidental or natural death.
Can I drive my friend's car if I am NOT on their insurance?
In the state of OHIO, I want to know would I be able to drive a friend's car if I am NOT on their insurance, but I have my own insurance?""
Why is auto insurance through Geico so cheap?
I've been shopping around for car insurance and I am surprised at the quoted price of Geico in comparison to most other companies. Geico is much cheaper than my current insurance company, and many other insurance companies. How can they offer such cheap rates, especially with all of the advertising they do? Are people having difficulty getting money out of Geico when they make claims? It just seems odd to me that they can offer such low rates.""
What is the average car insurance for a 16 year old?
I'm 16 years old, and just passed my drivers license test. I live in Washington State and am going to be driving a 2002 Hyundai Elantra. Does anyone know how much I could be looking at for insurance monthly? (my mom is currently insured with Progressive) -Thanks""
Can somebody explain what term insurance means?
if you get term insurance for 10 years, can you get your money after 10 yearrs even if you didn't diie?""
If a person has previous damage from nicks on a car door and try to say you did it will insurance pay?
My next door neighbor is trying to say my car door nicked hers when I got out of the car. I saw nicks on her door before I even opened mine. Now she wants to turn this into the insurance and file a claim. This was on private property, so I am not sure about it. My insurance company says an adjuster will be able to tell how long she had damage. I do not have any paint transfer on my car at all. Just unsure if this will affect my rates.""
Motorcycle insurance?
What should I be expecting to pay for insurance? I'm single, male, and 23 years old, and I would be getting my first bike. Geico quoted me at about $3360/yr, is this good/bad? Do you think other companies can do better? How much bodily injury coverage should I get?""
Anybody know of any car insurance co's that will give auto insurance policies to 17 year olds??
I have a 17 yr old that has already gotten 2 tickets so I want him off my policy - as he is making it too expensive for me to afford - I told him he needs to get his own insurance. I already called my insurance and tried taking him off my policy (as I took away his driving privelages) but they told me I HAVE TO keep him on my policy even if he doesn't drive - He has a license and has to be covered under my policy because he lives with me - so I can't take him off til he gets his own insurance. My problem - most co's will not issue a policy to anyone under 18 (PS - we live in New Jersey)
17 year old 1 day insurance?
Any insurance companies do 1 day insurance for 17 year olds?
Can I have two health insurances?
I am pregnant, and my work covers me but i already have insurance. But only for myself my not baby so I was curious how it all works? I will be getting kicked off my current insurance soon so would my work insurance just take the place of it when that happens? thanks for any help :)""
Auto insurance question?
I'm 20 yrs old and I'm thinking of signing up with state farm auto insurance. I'm buying a car and i have none. So can someone tell me what I need, where I have to go, and what i have to do to get this done?""
Insurance when financing a car ?
What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""
Auto insurance companies keep calling me?!?
i went online looking for some quotes now all kinds on insurance companies are call my phone leaving voice mails. about 20 calls in a hour. is there a way i can get my number off the insurance quote list /something?? thankyou!
""Totaled my blazer, AAA car insurance?""
Okay I was involved in a hit an run accident a little over 2 weeks ago. I have full coverage insurance including uninsured and underinsured coverage. Also the required 10,000$ personal injury protection required by my state KY. My policy is with AAA. I owe around 9,000$ on my truck still, but was told finally yesterday that AAA is settling my vahicle loss at a little over 13,000$. I'm trying to find out how long is this going to take before I get money from them so I can get another car. I have injuries and can't get back an forth to my Dr and physical therapy. So I need this to happen like yesterday. But trying to figure out if since my claim is going under uninsured motorist protection since it was hit an run should I be able to get a rental car for the time being even if I didn't have rental coverage? And I am also an independent contractor doing vehicle title work and various other things for an automotive shop. I'm not on payroll since I contract my own work and pay my own taxes at end of the year. My attorney told me that since I didn't have a job where I received regular payroll checks I could not claim loss wages. Why is this? And is there anything I can do to speed this process up? As of now I have minimal use of my right arm because I injured my shoulder in accident and so far Dr has me off work till end of January. So I need to recover benefits somehow so I can survive till going hack to work. Any help would be great, this is all so overwelming. Thank you""
Full coverage Insurance question ?
Would I be covered if my fiance puts me on his full coverage insurance? I just sold my car so I will be driving his until I get my new one. I canceled my insurance. So I need to know if I need to have my own insurance, or if I will be covered by him just putting me on his. Thanks guys.""
Car insurance prices?
i just got a 1993 BMW 325i for my 17th birthday. Can anyone tell me how much car insurance is going to be on it? i have a 2.5gpa so the discount doesn't apply. and i live in florida. Also how much does it cost to get your license plate and registration
Does anyone have Traveler's Auto Insurance?
I got a quote from a travelers auto insurance agent thats a good $75 less a month than what im paying now to progressive. The coverage isnt even bottom of the line either, its all the recommended selections. Anyone have any experience with them?""
How much (estimate) would car insurance on a Dodge Challenger se r/t & srt8 be for a 18 year old boy?
I want to know the estimate on a dodge challenger srt8 se r/t and see what the differences are in price. Guessing the srt8 is gonna be alot!!! please just estimate. THANK YOU!
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Can i drive my moms car without my own insurance?
My mom has car insurance and everything, but i'm just wondering if i could like drive her car to the gym or something without adding me to her policy? I heard its as long as the car is insured right? I live in california and i do have a valid drivers license and i do live in the household.""
Will upgrading my car Increase my Insurance?
Lets say I bought a $3500 Honda Civic(Decent Condition). Now, lets say I got a paint job, new hood(sporty), redid the dash, maybe replace the engine with a faster(speed wise) one(these are just examples, not gonna do it), would that increase your Insurance because I know they increase your insurance if you buy a sporty car right off the bat. Thanks xD""
""2011 Subaru Impreza WRX STI, [price help]?""
I am looking to purchase a 2011 STI sometimes EARLY july. There are few USED ones in my area, but the price is not much different, becuase low miles NEW 2011 STI limited, MSRP about 37,999 Used--- that i am looking at, with 4,000 miles is 36,950 I was wondering if it is even worth it to buy it used vs new, and if i did buy it used how far can i get the price down, since it is only like 5 months old. And if anyone has any tips about down payments, I.e how much to put down ETC ---Im 19 years old, have a good paying job for my age, my dad is going to co sign. If you have any advice that is un related, please share Also, my heart is set on this car, nothning else""
How much might health insurance cost per year for a healthy 22-year-old?
Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.""
Which Of These Cars Has The Cheapest Insurance ?
For a first time, 17 year old driver ? Vauxhall Corsa Fiat Punto Daewoo Matiz Ford Ka Ford Fiesta Rover 200 Renault Clio Ford Puma Thanks, I will choose a best answer aswell Any help appretiated =)""
What are some cheap insurance companies for new 17 year old drivers?
I've been using comparison sites. Mainly confused.com and the cheapest seems to be admiral, elephant or Quinn to insure a 1.0 nissan micra 2004 for a 17 year old female with a comprehensive policy. (Cheapest being 1239 with low mileage and parent on policy). However, I know some cheap insurance companies aren't on comparison sites and you have to go direct to them. So, any suggestions that I may not have found?""
""How much would Workers Comp, Liability, and auto insurance be for my small business?""
Hello, i am in the process of starting a new business and i wanted to know how much it would cost per month to have auto insurance (for one old truck to transport employees to mow lawns, only driving within one city). Workers comp, and liability. We will make about 80,000 a year total just two or three guys (im one of them) working.""
Cars that have cheap insurance!!!!?
Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""
Is Health care affordable in the U.S? How much insurance do you need?
I hear alot of propaganda from fellow Canadians that its bad in the U.S. Is this true? I figured if you can pay 3,000 to 4,000 a year to your health insurance comany you are pretty much protected, true or false? I would like to know the truth. Thank YOu""
What kinds of insurance should I have?
I have several different kinds of insurance. I want to know which ones to keep. And what to get rid of. I'm looking for an objective opinion.
Retroactive auto insurance premium?
I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the initially policy cost because the insurance company had written my original policy with innacurrate information (assumptions they made that were incorrect, there was no falsification on my part). I cancelled the policy and found a new provider. The insurance company then sent me a bill retroactively charging me for the original policy with the new information and premium changes. Can they retroactively charge me for the policy that I had already paid in full based on our original agreement? Does the insurance company have any legal recourse or right to collect this money? I already filed an official complaint with the NJ Dept. of Banking and Insurance and am waiting to hear back. BTW don't need people's opinion, looking for response from someone who knows the laws in regards to this""
I want to buy a car to learn in but don't have insurance?
can i buy a car privately through autotrader and get a parent to drive it home? I was thinking of buying the car first then saving up for the insurance.
Car Insurance Quote - Looking for afford auto insurance?
Car Insurance Quote does some one know a cheap auto insurance that is dependable I am a good driver please advise.
What is an average g2 driver's insurance worth?
I Have: -G2 Lisence -2012 camaro ss -primary (only) driver of vehicle -driver's ed training. looking for average monthly insurance. im in ontario, canada.""
Cheap motorbikes to insure?
19 just passed my bike test wat a get a big bike and insure it with restriction 33 bhp. im looking at the GPZ 500 S , but there all far away , insurance for third party is 496. a year. Any one know any 250-750cc engine motorbikes that are cheap around 500-1000, and are chear to insure, i wanted the kawasaki ninja 250, but 2008 year is 1750 and the insurance is over 750. a year. to dear for me, so any idea's please let me know! thanks.""
Do red light camera infractions hurt your insurance?
on the ticket it reads: this infraction will not be a part of your driving record and will be processed as a parking infraction. I live in Seattle, WA.""
How much would car insurance cost me?
I am a 22 year old female in Washington State, had one incident found to be not at fault, i drive a 98 Dodge Stratus""
Anyone have experience with Western and Southern life insurance co.?
I am looking to purchase term insurance
I cant get car insurance because I have bad credit?
please help! I have just passed my driving test and having a problem getting car insurance im 22 and i got bad credit from catalogs loans and overdrawn i dont own anything like a ...show more
How much do you pay for your car insurance in NJ?
Hi i want to buy a car and i was wondering how much money i had to spend on the insurance thing. i plan to buy a 1995 honda accord ex sedan, 4 doors and 4 cylinders, maybe this info helps. Also, i would only use the car to go to my job and to the university which is less than 3 miles, in a year, i would be driving like 2000 miles + 1000 miles extra as miscellaneous trips. the thing is that i'm a 18 year old dude and I earn 700 dollars a month, still live with my parents and go to school. I went to a driving school to learn the essentials of driving . Hope all this info helps you give me the best estimate yearly or monthly. thanks""
How much car insurance do you pay? - public survey?
What kind of car do you have, and how much insurance do you pay? (( General interest ))""
Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?
Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest?
About how much will car insurance cost me?
I'm 17, I live in texas, I have never gotten into an accident, ill be driving a 2002 SUV and I want to buy it for six months so about how much will it cost""
I be 17 in April and i just got my learners and i want to know how much it cost for car insurance?
if my grand mom add me under her how much it cost
How can i get cheaper car insurance quotes at 17?
Hi,i have just passed and got my driving license but when i ask for a insurance quote its to expensive and too much! Is there anyway to get me a cheaper insurance quote is there any tricks or advice that can help? Please Please reply""
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Best car for a first time driver in terms of insurance etc?
Hi, My girlfriend is taking her test soon and if she should pass was wondering which would be the best car to get her in terms of cheap insurance? Is there any sites that list insurance by car model? And any other general first car advice is welcomed. We are in the UK by the way. Thanks guys!""
Looking for Good Affordable Health Insurance?
Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on government assistance. I was jus wondering what should I be looking for in health insurance, and maybe some suggestions in policies or insurance carriers! Thanx a whole bunches!""
How much does it cost to add an additional insured to car insurance?
A ball park figure is fine.
Gieco insurance rate?
Ok I got a auto quote and I lied on the online form I said I have no tickets and car crashes.I do have some Im 18 years old And If I chose this company will they find the tickets? I did give my social number.
Does online auto insurance quote comparison sites work?
Does online auto insurance quote comparison sites work?
Car insurance getting caught?
i want to know that can you only get caught driving without insurance if you have an accident? So if you drive normally and safely you can never get caught? thanks
""I just bought a new car, now i have to switch insurance?
how do i go about that. im right in the middle of my current insurance on my old car.
How much would car insurance be?
I am an 18 year old college student. I have been driving for no years,no accidents or anything. I was looking at a mitsubishi eclipse gts Spyder yesterday but the insurance was too high and the convertible had something to do with it. Anyways I found a mistsubishi eclipse hatchback GT today and was wondering if it would be lower than the Spyder? Also I'm looking at a 2001 Toyota Celica GT. How much do you think insurance runs on that? Anyways I just want to know before I fall my insurance company""
Why are insurance companies getting blamed for dropping coverage?
when it was because of the regulations in the patient protection and affordable care act that ended these plans?
""Insurance,if I buy a car and get my dad to registered keeper and owner and he insures it wi me as main driver?""
Is this legal their is a space on go compare ask n who the main driver would be ive got dr10 ins10 twice lc20 All from 2008 so cheapest quote is 5k. My dad also has his car too with 8 yrs no claims so idea is to insure my car registered in his name with the 8 yrs no claim s wi me as main driver and insure his car without no claims bonus got a quote on go compare 1000 for my car wr dad as registered keeper me as main driver and he would have to pay on his own car with no claims bonus not on should still b cheaper than , ,5k help!""
I double paid home insurance?
I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?
Tell me how it is right that insurance companies charge young adult males more than female for car insurance?
The answer I seem to get is it can be statistically proven that males are more aggressive,speed and get into more accidents. That may be the case, but I am sure you can prove that a particular ethnicitiy gets into more accidents too, or that people with a particular eye color get into more accidents or that people with an IQ below 100 get into more accidents. So why don't they charge them more for car insurance too? You can say insurance companies have the right to charge more if an event is more likely to happen, like Earthquake insurance is more expensive in California than it is in Michigan. The difference there is that when you charge Californians more there, you are basing it on an uncontrollable act of nature that is almost certain to happen, but when you charge that male more for car insurance you are making judgements about a person's character, making assumptions about his future behavior and financially punishing him for it before he has even done anything. Tell me where I am wrong""
How much insurance for a 17 yr old?
what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind
""Caught speeding, 17 years old, Ohio, effect on insurance rates?""
I just got my first ticket after driving for about 8 months, was in my new car and acted like a complete idiot, was going 84 in a 65 mph zone, what's a good estimate on how much my insurance rates will go up? Percentages or actual amounts would both be helpful.""
Cheap auto insurance for mid-california...?
i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?""
Does my insurance go up?
i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?""
Auto insurance settlement offer too low?
We were in an accident in September, my 4 y/o son and i went to see a chiropractor and i also seen a physical therapist a few times, (i actually still have pain from time to time in ...show more""
How much is 21 century auto insurance?
How much is 21 century auto insurance?
What is the best medical insurance in New York City?
What is the best medical insurance in New York City?
Car Insurance for Teen Girl Estimate HELP PLZ?
How much would you estimate that insurance for a 16 year old brand new driver in a 2001 acura integra 2 door hatch back would cost with a good student driver discount? any idea? any one close to those guide lines that have an idea willing to share? Please help thanks
My son's car was totaled and the insurance company offered us a very low price?
My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles onthe car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""
How can i get cheaper car insurance?
I have been looking around for car insurance for a while now and other than getting a pretty good quote from a company that fit a box inside my car, the other quotes are no lower than 4,500! It's a 1.4 Astra, nothing fancy about it. It's a bigger car than usual learner drivers drive but i'm sure the quotes i am getting ar way to high..1000 deposit and 492 a month? Help needed!""
""Does anyone know where to get cheap car insurance (Ontario,Canada)?
My husband and I just bought a car today and we have not applied for our insurance yet we are planning on applying tomorrow(if there not open) then Monday. Does anyone know of a good insurance company we just had a baby 2 months ago so we are really trying to save money if anyone knows a good place would you please let us know. Thank you very much.
What kind of insurance would I need for this?
There is a private residence that I would like rent out for my daughter's wedding. I am going pay him a certain amount for use of the house but then I'd like to take our a short term insurance policy in case the house is damaged or someone is injured.
Where does car insurance go when yo do not have an accident?
what happens to the money you give to car insurance companies when you dont have an accident?
Halifax Pennsylvania Cheap car insurance quotes zip 17032
Halifax Pennsylvania Cheap car insurance quotes zip 17032
https://www.linkedin.com/pulse/affordable-insurance-tulsa-paul-bishop/"
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Pinon Arizona Cheap car insurance quotes zip 86510
"Pinon Arizona Cheap car insurance quotes zip 86510
Pinon Arizona Cheap car insurance quotes zip 86510
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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Car accident insurance question?
Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks""
Where can i find a good healthcare plan for myself and my kids? more inside?
39 weeks prego with number 2. and neither have insurance except the smallest will have ga medicade when he is born.i am looking for insurance to cover them mostly. and everything i see has at least a $1000 deductible. what is a good way to do this? i am 21 and don't know any thing about insurance. help please :-) i
Would you accept a job working as an Insurance Call Center Agent?
The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday  ...show more
Is lowering ur car high for insurance?
So I'm in a situation with my dad in buying a car which is my first car. It's an 96 integra. First ima start off saying I'm interested in import cars just the way it looks. And I find this car on Craigslist that's already been lowered. I'm Tryna convince him about it. But he thinks its gunna be high insurance. Can someone tell me what he's worried about? He thinks I like low cars so I could hug turns but I just like the style. Someone help me!!!!
What's a nice car with good insurance?
I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?""
""I need health insurance but can't afford it, please help.?""
I am a 22 year old female, I work full time at a minimum wage job that does not offer benefits. I am a diagnosed bipolar and need medication for it that I can't afford without insurance. I also need health insurance because I need to pay for therapy, medicine for over active bladder, acid reflux, insomnia, and muscle injury. I have a lot going on and need to know if there is any way I can get cheaper insurance. Please help me.""
What things increase the cost of car insurance?
im 21 and the quotes are huge!! help!
What happens if I want Homeowners and Car insurance with the same company?
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31. I saw somewhere that if I have both insurances with the same Company then I save money. How do I line up the two insurance renewal dates so that I do not waste the money I paid for homeowners insurance between October 31 and January 31?
Car insurance expired?
my insurance expired today, do i have to declare my car is off road while im trying to sell it. is there a time limit""
What's the cheapest car for insurance?
What's the cheapest car for insurance?
Car insurance?
how much would insurance for a 16 year old female cost for a 2000 Plymouth Neon Highline
How does my driving record affect my parents insurance rates?
In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.
Do you have to have insurance for...?
I was wondering, when renting an apartment are you suppose to have insurance?""
What do you like most about tying health insurance to employment?
Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.""
6month CHEAP car insurance.! plz help?
hi, iam looking for a 6month cheap insurance policy plan for my bf's blazer. the court says he has to have sr22 with a 6month policy... if not he will go to jail. we have found one where 1200 is the cheapest at the moment but i would like to know if there is anything cheaper.""
How much is car insurance?
i'm 18 n i want 2 get a car very soon. i'm paying for my own insurance so i want 2 get an idea of an estimated price. if i get a care made between 1999 n 2005. so if any1 has an idea can u please help me out
Car Insurance.?
My dad has insurance on his '92 Ford. I will be getting my license in November. I will be driving a '99 GMC Sierra. I was wondering about how much my insurance would be every 3 months. We are insured by Shelter Insurance of Louisiana. What is the cheapest way of getting insurance? Like would it be cheaper if i went under my dads are what? Please help 16 Male Louisiana insured by Shield of Shelter. Louisiana =] Thanks
Pinon Arizona Cheap car insurance quotes zip 86510
Pinon Arizona Cheap car insurance quotes zip 86510
Insurance companies that dont allow pit bulls?
Does anyone know what insurance companies defianatly will not insure you if you have pit bulls. I know some that will i just want to know which ones definately wont.
Inexspensive insurance for a first time under 21 car buyer?
I'm 18, plan on purchasing a car soon. Honestly, which car I purchase is based off my monthly insurance payment. Im young & back in November I recieved my first speeding ticket, I paid it instead of going to court.. Worst choice ever. Anyways, Does anybody know good cheap insurance for a driver like myself? Below are a list of cars that are on my list.. 1. 2004 BMW 745LI 2. 2002-2003 BMW M3 3. 2004-2005 Audi A8L 4. 2007 Jeep Wrangler (4-Door) Please help. Thanks!""
Choosing the most affordable insurance company?
I'm currently staying in Texas and I am shopping for an auto Insurance for my Mitsubishi Lancer ES 2011. I'm 22 years old and I started driving for the past 9 months, and also had received my Texas drivers license 9 months ago. I never had an accident of any kind or received any tickets. I need to find an auto insurance company that's affordable, I understand that because i'm a new driver and young I will be paying more. But I would like to get any tips on getting a cheap quote while satisfying all minimum state requirements for bodilly injury liability, property damage, motorist and etc. plus a $500 deductable for both comprehensive and collision coverage. Also if im asked how old I was when I received my drivers license, would it make a difference in my auto insurance monthly payment if I lied and said I been driving since I was 20 instead of 22?""
Can i stay on my sister car insurance?
right now i am 18 and living with my sister and i am on her car insurance, but in about 4-5 months i am moving out. Can i stay on her insurance even though i wont be living with her?""
Looking for quality boat insurance that does not cost an arm & a leg?
Looking for quality boat insurance that does not cost an arm & a leg?
What do i need to get low insurance on a car?
What affects insurance price and what model is cheapest?
Is there a cheap car insurance place in New Jersey for a 17 year old girl to get insurance?
Im 17 and I turn 18 in July and I bought my own car, its a 1992 toyota and I want my own insurance, I know it's going to be pricey a lot but I don't want to be under my parents insurance. I don't mind only getting liability but I need some help finding a cheaper insurance place in New Jersey on the upper east coast. Thanks!!""
How much roughly with motorcycle insurance be for me?
Im 17 and looking to see how much insurance is for when i get my motorbike. Im looking to get a 125CC motorbike second hand nothing fast. How much roughly do you think? Im don't care if the insurance is only for theft and accidents coverage. the bike will be stored in a garage and be locked up.
Where is the cheapest place to find car insurance for an 18 year old?
Hey, was just wondering where the best place to look for cheap young drivers car insurance? I understand that I am still going to be paying a significant amount money for it but surely there must be some cheaper than 2000? Also does anyone know which type of car is the cheapest to insure? Thanks""
What do the insurance companies(in Maryland) consider a sports car?
I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.
Salvage car insurance?
If I have nissan 350z roadstar 2006 salvage car with only 13 000 miles and I have only liability insurance. Now If someone else hits my car(AND ITS HIS MISTAKE) and I have damage, what would the other insurance party will give me? Would they fix my car if it has big damage?If they total it, how much would they pay? i UNDERSTAND THAT SALVAGE CARS ARE FAR LESS WORTH ,HENCE I AM ONLY BUYING LIABILITY ON IT. BUT WHAT IF MY CAR IS DAMAGED BY SOMEONE ELSE MISTAKE?""
What is the most affordable small home or cottage insurance company?
I own a home that is 300 sq feet. It's basically a little cottage/studio house. I am looking for a company that will 1) insure a home that small and 2) is affordable. Does anyone have experience with a company they would like to recommend?
Is California more expensive because of too many people...?
And not enough properties? Or is it expensive because of high insurance because it's in an earthquake zone, or is it expensive because of high taxes? What is it EXACTLY that makes California expensive? I count other cities beside L.A. too.""
Car Insurance Company wants me to send them pictures?
I don't know why, but I have never heard of this before and I am a little suspicious. So this idiot decided to back into my parked car and completely destroy my door. They are no doubt who is at fault for this. Their insurance company just called and wants me to send them pictures instead of them coming out to take pictures. Has anyone had this situation before, and how long after I send them pictures am I going to be able to fix my car, this happened on Monday and i am getting pissed! Thanks for your help!""
""Car insurance help, for new driver!?""
I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)""
Are there any schools out there that offer their teachers affordable family insurance?
My husband is a full-time teacher. I work part-time and am a grad. student. He has great insurance for himself, but I have to pay for my own separately. To add me to his plan would cost us $650.00 a month (adding 1 to 9 people is one lump sum, $650). I can barely afford what I pay on my own ($160+) and then there's the deductible... (basically my insurance doesn't end up paying for anything... it all comes out of my pocket). I guess I just always assumed that if a person had a good full-time job that family insurance would be included or affordable... It's not even an option. Seriously, who can afford $650 a month and on a teacher's salary? Is there any school out there that has a better insurance plan? We love where we are, but we can't afford to live. Is there a light at the end of the tunnel?""
Next step after finding out your being kicked from auto insurance?
My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?""
Insurance premium increase for life insurance.?
Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""
""Young married couple, low cost health insurance with Rx?""
I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?""
Will my insurance go up?
I was in a car accident. I was stopped at a red light lady slammed into the back of me. THe cops came and filled out info. I did not go to the hospital, because I was not in pain. But the next day my back and neck were killing me. It has been 5 days since accident. I want to go to the doctors but i am worried that my car insurrence will go up. If it was the other persons fault will my insurance go up? And is it to late to go to the doctors? Will her insurance have to pay for doctors bill?""
Motorcycle insurance ?
I'm 17 now im ganna be 18 in a year i i like 2 plan ahead i live in Florida and i want 2 get a 2008 ninja 250r and i want 2 know how much the average payment a month im running into so yea please and thank u
Car insurance quotes online?
Where can i find good companies info on quotes in online
About how much is insurance gonna cost for a 15 year old who just got his license?
how much will insurance be if im a 15 yeaar old guy who just got his license and im driving a 1995 acura integra, can anyone give me an estimate on how much it will be a month""
Is there anything I should be cautious about when getting car insurance?
Hi getting my 1st car insured. I keep hearing about things like windscreen protection etc etc. So far I think I will be going with either Diamond - or Endsliegh......? I there anything I should make sure I have. Im going for comprehensive. Thanks
What is long term insurance?
can someone explain in detail about long term insurance?
Pinon Arizona Cheap car insurance quotes zip 86510
Pinon Arizona Cheap car insurance quotes zip 86510
I often drive a friend's car. What companies offer Non-car owner auto insurance?
Everywhere i look online just offer get a quote then you have to enter a type of car. I don't own a car but I need insurance to take my driver's test in North Carolina. I couldn't find this type of insurance offered on any websites.
What insurance plan is most affordable and supports therapy?
Hi, I've been seeking good therapy since I was 17, I'm just wondering, what insurance plan is the most affordable as well as obviously covers therapy? Thank you""
How can i get cheap auto insurance in texas being 20 years old?
im 20 years old and im finally getting my own truck but I don't really have a whole lot of money so I cant pay an outrageous price for auto insurance. liability is fine with me but what is the cheapest I can get.
Health Insurance and Auto Insurance.?
Just wondering how this works. Let's say this happens one day.... I cause an auto accident and I'm injured. My insurance will cover up to $5,000 for my medical bills. I have a heath insurance policy that has a 3,000 deductible and once that limit is reached, the health insurance company will cover everything else. (0% coinsurance on my behalf). Will the auto insurance be used towards my health insurance deductible if the above said scenario should happen?""
How does being self employed affect car insurance rates?
I was laid off a month ago (I'm actually happy I was because I was not enjoying work at all). I've started my own company, and I mostly work from home and I don't drive ...show more""
Insurance ........................?
i m working for a insurance company and doing 100000 rs business(premium collected in regular plans what should be myjustified salary
Motor trade insurance for 21 year olds?
Im looking for motor trade insurance as a second driver and Im 21 years old.
I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?
I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars
Car insurance company question?
State farm gave me a car insurance quote 6 months ago. I agreed to it and they set up an account. They told me that we would have automatic payments made to them every month and that my coverage would stay the same. My husband and I never checked to make sure they were still automatically withdrawing the payments until today, 6 months later. I tried to call my insurance agent and she quit! I have not been covered since after the first month, and no one ever called to let me know I was no longer insured. HAD SOMETHING HAPPENED, ME AND SOME OTHER DRIVER WOULD'VE BEEN SCREWED. Who do I talk to about this? BTW I switched insurance companies since then and am now covered. I just was wondering who I can complain to about this.""
How much is home insurance per year in South Florida ?
Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?""
Do illegal immigrants get health insurance?
What insurance and how?
Independent young couples under 25--How much per month do you pay for all your insurance?
About how much do you pay for car/medical/dental and other insurance bills per month?
What is the cheapest car insurance in nj for teens?
What is the cheapest car insurance in nj for teens?
What is the insurance cost for a 16 year old guy with a ford mustang 2004?
What is the insurance cost for a 16 year old guy with a ford mustang 2004?
Is auto insurance always required in California?
I remember hearing that if you had enough money set aside in an account, you wouldn't have to pay for car insurance. Perhaps the minimum coverages for all the various types of accidents, which would sum up to somewhere around $50,000. Is this actually a possibility?""
How much will I get back in the settlement from the Car Insurance company if...?
I have a 98' honda civic, 4 door, silver, perfect paint, moon roof, all options automatic locks, windows, mirrors, new tires, 153,00 miles, automatic everything works! I was in a car accident (guy hit me) my car is totalled according to the adjuster... How much will I typically get as a settlement, dont they have to give me enough to be able to atleast replace the vehicle with a similiar or same model w/ same options? i looked up on NADA, KBB & Edmunds... and for my car which is in GOOD condition, not excellent, not fair, not poor, GOOD it runs (based on figures from all 3 web sites) anywhere from $2800-3600... what can i expect so i can start to look around for what i can afford, because im probably just going to buy a car outright like i did w/ this one...I dont want payments, yet.""
I'm switching car insurance and it's stressing me out?
The reason why it's stressing me out because the insurance company I had raised my insurance and I never been in an accident etc. I tried telling them I'm on a fixed income and I can't afford alot. I don't know what to do anymore I'm fed up with everything. This other insurance company asked me if I have any lapses if so then he can't give me a low rate for insurance and I never heard of that before? What is that?
Can my car insurance provider kick me out of grandparents house?
after my mom n sister moved into an apartment downtown ive been living with my grandparents. i have no job, i cant afford school, so i basically just help out around the house since they are in their 80's. recently i was told by my car insurance provider that i had to pay for the insurance for me to be on the grandparents car or move out. the reason i have to move is because apparently im too much of a liability for them, when i haven't even had a car wreck or anything with my own car just a year before. can they legally do this in my state (michigan) or even federally? im 21 not 18 and again ive been driving for a while before i was put on their insurance. oh and the best part about this situation, is that their auto insurance agent is my biological aunt. Can someone help please? They really need me back at my grandparents house.""
How much does sr-22 insurance cost for a DUI conviction in the state of TN?
just wanted to know if anyone knew what i'm looking at to pay for this to get a restricted lisence because i couldnt find it on the interet
Benefits of life insurance?
long term benefits of life insurance
How much more will my insurance cost go up with a careless driving ticket?
I'm 16 and totaled a 18,000$ car and the insurance company will probably have to dish out at least 30,000$ in costs for hospital bills and so on. I know I wasn't driving safe and now i'm paying for it so don't heckle me. I have Triple A insurance if that matters, I might go to another company idk.""
Cheapest Vans to insure?
Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""
Car insurance rate for a 16 year old?
i'm going for my license in a couple months, but maybe trying to prepare a little in advance, but i was just wondering the average cost of car insurance per month? i know the younger you are, the more it will be. if it helps, the car i'll use is a ford fusion, and i'm pretty sure my dads insurance is allstate, if that matters much.""
Where can I find average sale prices for cars?
I'm looking to find a website that will give me the average sale price for cars. NOT looking for blue book value. The reason why is my car (2000 infiniti g20) just got totaled and my insurance company will only give me the price I would get if I were to sell it on the market . An autobody owner, an auto insurance rep, and a car dealer all say that I should be getting more than the $3,800 my insurance company is offering (including sales tax!), but say that I should get some data online to have a convincing case that I could get more. The blue book value is around $4900-5200. I'm looking for a website with either charts or simply figures that give average sale prices for certain vehicles. Thanks!!!""
My car got hit in the middle of the night. I don't have insurance but the person at fault does.?
I woke up yesterday to find my car hit and another car, with temp tags, abandoned up the road (it had a lot of damage to the front of it, so it was obviously the one that hit mine.) Today the officer who came yesterday called and had found the person at fault and gave me all of their information. I don't have insurance currently, and my car will cost a few $100 to repair, so what can I do with this info?""
Pinon Arizona Cheap car insurance quotes zip 86510
Pinon Arizona Cheap car insurance quotes zip 86510
Do i need insurance to title car?
do i need insurance in order to title the car to my name so i can sell it?
How much is car insurance monthly for a new driver in Indiana about?
thanks :)
Home Insurance/Replacement Cost of Manufactured Home?
Is it normal for a manufactured home to have a lower replacement cost limit calculated from a cost estimator than a normal home?
""Have get government assistance, can i get cheaper auto insurance?
I can't afford my auto insurance but I was told if I get assistance there are insurers that will give me a discount. Does anyone know where? I also heard if I was in states custody I can get it free or cheap.. is this true?
Health Insurance?
Does anyone know of a good resource for obtaining cheap health insurance and information?
America - Are you legally required to get Car Insurance?
In the UK you can't go on the road without insurance, is this the same in america?""
How much does medical insurance for a newborn cost monthly with a premium?
I just need an average. I'm doing a project for my health class on the costs of having a baby.
Ohio health insurance?
Can someone recommend me a good health insurance for college student? I live in Ohio, non-smoker Thanks""
What is the lowest payment for a car loan?
I want to get a Camaro when im 16. Theyre about 35,000 new. Its a lot but yet not. My parents wont buy me a new car as my first. I understand why, but im not reckless or anything. Also what is the insurance for a 16 year old (great grades) driving a Camaro? I think my family has progressive. Anything cheaper? Loans are very risky I know but the job that I will be getting pays a decent amount every 2 weeks or so. I do good with money, every know and then a girl needs to shop :). My mom usually pays for all that stuff though. I dont know anything about loans and banks. How does it all work? Can you tell me like what I would be about paying each month or week for a Camaro? Dont call me stupid, Im just thinking about it. I want a sports bike instead because then I wouldnt need a loan but I need a car for the winter...""
How much health insurance coverage do I get as a military spouse?
I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and ...show more
Should i have the right NOT to buy health insurance?
i could have saved close to $4,000.00 in the last 29 months by not having insurance""
Good car choices for new driver in terms of insurance costs.?
I am wondering what are the best cars for young drivers in terms of insurance costs, I have looked around and allot of people suggest Citroen C2 and Fiat Punto Grande.I don't really like the look of Citroen C2 (looks ugly in my opinion) but Punto isn't that bad. I am kinda into Alfa Romeo Mito and it's my first choice at the moment but isn't the cheapest option in terms of insurance... (even the base model). So I am wondering what are other decent options available , or what some of you new drivers are driving :). Thanks!""
Non owners insurance?
Where can I find good quality, affordable non owners insurance I live in Elmwood park,Il...""
Recommendations for car insurance (NO URLs)?
*** Don't give me links to comparison websites. SERIOUSLY, NO URLs. I'm looking for low cost, quality car insurance. Something other than USAA. Any recommendations? Here are some facts about me: Full-time student with a B average or better Car - (2000) Infiniti G 20 Never had Car Insurance Before No accidents, tickets, or traffic violations in the past My car has anti-lock breaks Thanks""
Whats the cheapest motorcycle insurance for me?
Im 18 i live in upstate New York. its my first street bike. I ride motocross and i have a 450f (if that makes any differance) im looking to get a crotch rocket (gsxr 1000) I heard progressive is the cheapest. How much?
""What car would be cheap on insurance now, but in a few years time be able to modify it?
I want a car that is quite low on insurance now while I build up no claims bonus. Then in a few years be able to upgrade it into a little street rocket. Please don't suggest mustangs etc
Whats the cheapest car insurance for a 18 yr old female?
ok im trying to buy a 2004 mercedes benz c230 my payments will be $219 a month whats some good cheap insurance? i make about $2100 a month but i need to save for something pllease help!!
Estimation on car insurance?
Im 18, i have my g2s, getting my G's whenever i make an appointment.. im planning on getting a car this summer, i really like toyota celicas, they only come 2 doors. anwyays, just wondering how much i would be looking at for insurance on a car, im also female and live in ontario if that makes any diffrence..""
""Are there health insurance plans that are low premium, high deductible?""
I mean like a $5,000-$10,000 deductible or higher. I have a lot of savings but I'm going to have a part-time job for a little while. I'd like to just pay $100-200 a month or lower for health insurance. Or as low a premium as possible.""
""Cons, what is a better health plan than the President's plan?""
Do you or your candidates have a viable plan for Americans? Many people are without insurance because it is not affordable or it they have pre-existing conditions, or their employer does not offer it. Many Americans have lost jobs and health insurance is out of the question for them. Any ideas?""
Where can I find ratings for the service of various insurance companies?
Where can I find ratings for the service of various insurance companies?
I am planning to buy medical insurance. Which insurance company provides affordable service with good service.
I am 25 working as a consultant but my company doesn't provide insurance. I am looking for a good insurance company to provide me with affordable service. Also what does term Plan type, Deductible, Coinsurance and Office visit mean in simple terms. I work in seattle.""
Can I get a motorcycle license without a drivers license ?
I am 16 and I live in Florida, I just want to get a motorcycle license without the whole drivers license thing because cheaper insurance. My parents are making me pay and I need it as cheap as possible. Thanks :)""
How much would car insurance cost with a 2008 kia optima im 17 years old?
i get my lisence in 2 months i live in south florida and im gunna have to pay for my insurace so i need to know so i know how much im gunna have to work
Is this the big health insurance lie?
The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?""
Pinon Arizona Cheap car insurance quotes zip 86510
Pinon Arizona Cheap car insurance quotes zip 86510
https://www.linkedin.com/pulse/biden-0bamas-greatest-insurance-against-impeachment-wayne-hughes"
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topicprinter · 6 years
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I've seen a lot of questions about lead generation over the last few months on this subreddit so I thought it might be worth it to give an overview on the industry, tactics being used by lead gen companies, and where this industry is headed. If you run a home-service company, this may be especially valuable since my company only focuses on home-service lead gen and we work with some of the largest companies in the nation.A quick overview about myself and my company: We are a home-service lead-gen company similar to companies like Home Advisor, Porch, Angie's List, Thumbtack, you name it. We are obviously smaller than these guys, but my company will still do multiple millions of dollars of revenue this year and are growth trajectory is headed upwards. I believe we also have one of the highest margins in the industry which is partly due to the way we operate and some marketing automation technology we have developed internally. I know this because we've had meetings with the companies listed above and other players in the space and we're all pretty open with each other. If you want to know my company, feel free to message me. I would rather not post it because we only want traffic targeted to homeowners in need of a home service and to maintain the integrity of our contractor relationships. Anyways, on to the good stuff!Lead generation is an expensive business: I hear a lot of people wanting to get into home service lead generation because they hear things like "You can make $200+ on a single roof installation" or "If you get 10 AC install leads, you'll make $1,500 a week". Guess what, these numbers actually are realistic, but it's going to take a ton of time and effort to get there!In lead generation, the leads are the EASY part. Once you learn all the marketing tactics and how this industry works, you will quickly realize, generating leads is not the challenge (although it may be in the beginning). The trick to this whole thing is having the right buyers. In order to maximize your margin, you have to sell your leads at a retail price directly to contractors and home service providers. Building a network is a huge operating expense, plus the cost of your technology, cost of people, cost of leads, cost of marketing, etc. There is also lead selling between all of the networks, but the gross margins can be as low as 3% per lead and there is a lot of junk leads being distributed. We purchased these leads for a few months, but the quality was so low that it ended up being a bigger negative than positive.Exclusive leads vs. shared leads: In our industry leads are sold on a shared or exclusive basis. Shared leads can be sold to 3-5 different contractors. Also, one network might actually sell a lead to another network if that lead was only purchased by 1 contractor (it's actually pretty screwed up and we never do this). We sell shared leads to our own network, but we give all of our contractors the option to see the lead first and only a maximum of 3 contractors can respond to a lead. Exclusive leads are usually reserved for larger buyers and are more expensive than a shared lead. Our company does have an exclusive lead program that is only reserved for the largest companies in the nation and we expect all leads to be paid in full before we start distributing leads to them. Minimum monthly budgets can range from $5k to $15k which usually yields a 4x-6x return for the company.Methods to generate leads: At the heart of it, we are a marketing company with strong tech behind the engine. Our #1 way for generating leads is targeted SEM campaigns that are hyper localized, with super specific landing pages to the keywords we target. I could write thousands of words on how this is done and the algorithms we've built, but I can save that for another day if there is any interest!Every piece of traffic we generate is also sorted based on the page a user was on and retargeted on Facebook and display ads. For example, if you were on a plumbing page, we'll be retargetting you for 1-2 days to try and get you to convert to create a plumbing lead. Retargetting is one of the most cost effective ways we market for us, but it's not nearly as much volume as SEM. We also built 2 marketing automation tools that generate leads at almost no cost, but those are industry trade secrets that we keep inside our business doors only. Like I said above, you can also purchase leads from other lead generation networks, but the quality is just so bad that it will destroy your business if you do it for too long. Fake leads and selling aged leads is a serious problem within the industry and is only sustainable for a few days to weeks. If you have a contractor network and do this, it will destroy you in the snap of a finger if you try it. Contractors don't like any BS and neither do we.Where is lead gen headed: Lead generation isn't going away anytime soon. Google has been expanding Google Home Services over the last year which is (in my opinion) the gold mine of the internet if you run a home service business. If you have any sort of contractor's license and aren't on Google Home Services, you're throwing a lot of business away. Amazon has also been pushing their home service arm and we've had a few interesting conversations with them about it.In my opinion, lead generation will always take place without average consumers even realizing they are being monetized. The methods of lead generation will continue to evolve and different ways to engage users will emerge. With the amount of data we have been able to collect, I consider my company one of the pioneers in studying these behaviors and we've been developing conversational tools to replace forms for quite a while now. We've been able to develop a chatbot specific for home service lead gen and it increased our conversions from 14%-17%, all the way up to 20%-30%. (which is a pretty staggering increase in an industry where numbers are so scrutinized).Our tool is called Zyrachat. Once we realized the impact it had on our own site, we built out a version for our contractor network and saw conversion increases at much higher rates than our own (big win). Today, we've been able to successfully license our software to some big names in our space, successfully use it for our own company, and now we're making a push to share our technology with contractors outside of our network.If anyone has any questions about lead generation, marketing, conversational interfaces, chatbots, or anything else, feel free to ask! I always enjoy helping other entrepreneurs and sharing as much of my story as I can!
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How much roughly with motorcycle insurance be for me?
"How much roughly with motorcycle insurance be for me?
Im 17 and looking to see how much insurance is for when i get my motorbike. Im looking to get a 125CC motorbike second hand nothing fast. How much roughly do you think? Im don't care if the insurance is only for theft and accidents coverage. the bike will be stored in a garage and be locked up.
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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I know everything I have to get with SR22 Interlock, etc... I'm just wondering if I should look into more popular car insurance companies like progressive, allstate,..... Or if local ones will be better/cheaper? Any advice or help is appreciated thank you!""
Who has the best insurance price that you know of and has decent people to deal with if you get in an accident
I'm to lazy to deal with hundreds of quoets and companies sending me spam.I had Allstate but they were terrible when I got rear ended and pretty much did nothing to help and I was paying them $230.00 a month!
What Are Low Cost Term Life Insurance?
What Are Low Cost Term Life Insurance?
How can you get auto insurance after 2 DWI's?
How can you get auto insurance after 2 DWI's?
Cheap home insurance?
Where can i obtain cheap home insurance?
Is kaiser permanente health insurance confidential with teen the way Planned Parenthood is?
I know it's a family hospital, but do they let your parents know everything when you go see them for something like a vaginal check up?""
Health insurance for the unborn?
Im under my dads health insurance until im 26. my insurance said they would cover me and my delivery, but wouldnt cover the baby. how can i get my baby medical insurance before she's born? (im aiming to get her on medicaid) but what steps do i take?""
Which company offers good whole life insurance?
I am sick of term life insurance and the company I am with now is abysmal. I would appreciate any help. I have a wife and two daughters, it's about them, not me....""
Need insurance help please?
I got into a car accident a few months ago (my fault). My insurance company denied my claim and didn't pay for the damages. Fast forward to today I get a letter saying that the insurance company of the guy who hit me are demanding that I pay them 6129 dollars. I don't have that kind of money im only 22 and I live with my parents. What will they do to me if I cant pay them? What can I do? (I live in california btw)
Does the new Health Care law mean we have to buy insurance like auto insurance?
If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance? Thanks in advance for your help.""
How much would my car insurace be with a used 2007 scion tc?
By time I get the car I will be 18 years old. I have allstate insurance. I drive under my mom and dads name and I have a 3.1 GPA. I've never gottten in a wreck or gotten a ticket and i've been driving for almost a year now. About how much do you think my insurance willl be monthly? Thanks.
How much roughly with motorcycle insurance be for me?
Im 17 and looking to see how much insurance is for when i get my motorbike. Im looking to get a 125CC motorbike second hand nothing fast. How much roughly do you think? Im don't care if the insurance is only for theft and accidents coverage. the bike will be stored in a garage and be locked up.
Is it better to repair cars with insurance company or known mechanic?
I met with an accident the other day where a drunk guy hit me at the rear end of my totyotal avalon. there is considerable body work to be done. i dont know if there may be any ...show more
How much would Insurance be for a Porsche 924 in Britain?
Hey guys, I am going to be turning 21 this August and hope to pick up a porsche 924 up. Do you know roughly how much this would cost me in terms of insurance costs? Thanks in advance! -R""
What type of insurance/coverage do I need to purchase from a car rental company?
I want to rent a car for 24hrs from either Hertz or Enterprise. I dont own a car therefore I dont have car insurance of my own. I already have to pay under age 25 fees, so I really don't want to be be up sold coverage that I don't really need. So if anyone could tell me exactly what coverage ill need to purchase from the rental company, if any, that would be great.""
600 sport motorcycle such as the r6 or zx 6r insurance quote in Ontario?
Could anyone tell me roughly how much the insurance will cost for a 600 cc motorcycle in Ontario? I'm 20 years old and i will get my M1 really soon. Also I've had my G1 in August 2006, G2 in June 2007, and my G in april 2009. I'm a university student living away from home. Never got a ticket or an accident. also, I've never been in an insurance before. I really appreciate anyone who could answer the question.""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
How much would car insurance be?
I'm 17 and I wanna know how much insurance is on a 1993 Jeep Wrangler before I go out and buy one. I tried to do quotes but I need to know a lot about the car but since I don't have the car, it's kinda hard. Help. Thanx""
No insurance on used car?
i bought a used car on a Wednesday the guy i bought the car from only gave me a bill of sale had no registration on the car. i left with the car i got pulled over for speeding 72 on 55 it was a stick shift and i didnt really think i was going that fast and that same day and i had no insurance on the car the cop gave me the ticket for speeding and for no proof of insurance and he let me go. then i sold the car 2 days later on friday to make a quick buck out of it. my question is if i sold the car can i still get fined for the no insurance if i don't have the car any more. hopefully the judge waves it and just fines me for the speeding i live in california
What are my health insurance options?
I recently changed jobs to a small company that does not provide health insurance. I was turned down when I applied independently to Aetna for medical reasons. Would the decision of another company likely be any different or is COBRA my only option? Despite some issues in my medical history I virtually never go to the doctor and would be happy with a plan that just covers unexpected catastrophic issues but I'm not sure how to go about looking for that.
CAN YOU PLEASE HELP ME?
I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber.""
I have reasontly had my car stolen and am wondering how much the insurance are going to pay me ?
my car was a red vaxaull corsa M reg (1994) very excellent condition one OAP as a previous owner it had done 95,000 miles and had 11 months mot on it i valued it with the insurers for 500 even tho i think its worth more! and i was covered for 3rd party, fire n theft! so and ideas as to how much i will get?""
Insurance Fraud? Help!?
A couple days ago I was driving to a doctors appointment, I was rushing and very nervous. I got to a road that was closed where I had to back up. I looked behind me and saw no cars. Then I started talking to my mother who was in the car about if the road was closed or just partly blocked off. I looked in my mirrors and started to back up, somehow I must have missed the car that was very close behind me. I barely tapped the bumper, my mom didn't even realize it happened that's how slight the tap was. The woman immediately jumped out of her car and started screaming and cussing like a maniac. The police blocking the road even noticed and had to come over to control her. There was no damage to my car or hers, however she was driving a 92 buick and it was a piece of junk. I was worried she'd try to get something out of the whole thing so I took pictures of everything. This must have made her angry and she started trying to take pictures of my mother and I as well as bird poop on my car? Today I got a call from her insurance agency, saying she claimed injuries, a cracked windshield, and a messed up bumper. I am so angry! I know I did not do any damage, much less injure her! I'm a collage student and really can't afford my rates going up because of this. I called my insurance company and sent them pictures. They are trying to investgate. Anyway, has anyone else experienced something like this? How do these things usually turn out? Is this insurance fraud on her part?""
How much will insurance go up? ?
How much will insurance go up if you are 18 and just got into an accident with a park car and only hurt there bumper?
Does anyone know of any dependable and affordable health insurance for young adults?
Does anyone know of any dependable and affordable health insurance for young adults?
""Would something like an older, heavier car get me a better insurance rate? Any insurance lowering tips also?""
I'm a 16 year old teen guy (I know, I know) and I'm getting a car. Would an older, heavier model of car, like a large van or something, reduce my incredibly high rates? Looking an an out here. I don't have enough money to pay for it all. Any insurance lowering tips, besides drivers ed and good (already qualify) would be great.""
Affordable insurance in NYC?
My parents need health insurance. They are 50 and 49 years old. Is there anything affordable that you would recommend?
How much would my insurance premium rise be? Car accident.?
On the interstate going home from work, it started raining just as I entered, really hard. Then I saw this white car in front of me, who stepped on his brakes, and as soon as I saw that, I stepped on mines. I couldn't swerve to the right where the gravel and grass were cause the white car was already headed that way , since it was raining my brakes didn't help and instead my car slid and his the back left corner of the white cars, and then I hitted a gray car from behind. My car is messed up really bad and cannot be repaired. When I gained enough sense to realized what just happened, there was 5 cars that had stopped, but mines was the only one badly damaged, unrepairable. Nobody was injured, and everyone's car was still drivable. The officer basically said it was my fault, cause I couldn't stop MY car from hitting the other two. Now I have to pay a ticket of $165 and my insurance will be paying for the other car's problems.""
""Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?""
I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however.""
Car Insurance think my car is a write-off but independent garage think otherwise?
My car (an 05 Peugeot 206) was involved in an accident (which was my fault but thankfully no other vehicle or persons involved) and there's been some damage to the front of my car (bonnet, grill etc.) - I've rung my insurer and they believe it's a write-off but I've asked them to send an assessor to check the damage. I've also had an independent garage look at the car (as someone else said that they did this in a similar scenario) who believe its not a write-off and they can repair it (450 was quoted for parts!!). He's sending me a quote for insurance work and a quote if it was done for cash. Can I get my insurer to use this garage if their assessor still deems it a write-off? If not, what are my options? This is my first time claiming insurance and I've got no real idea!!""
I have had my car broken into and had my pc stolen HOW DO I CLAIM INSURANCE?
earlier this afternoon i had to take my desktop pc to pcworld to be fixed but came home with it straight away due to them sending an engineer out to my home to fix it, Anyhow heavy rain started upon getting home so i left the computer in the car so it wouldnt get wet, CAN I CLAIM ON MY CAR INSURANCE FOR A NEW COMPUTER?????????""
How much does high risk auto insurance cost?
How much does high risk auto insurance cost?
Is this the only way I can get cheaper car insurance at 17?
Have my mam as the main driver on my car and add myself as a driver, my mam has 6 years no claims bonus and i've only just passed my test.""
Car insurance question?
My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?""
How much does it cost to run your car per month?
Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""
Obama just isn't trying to 'buy votes' by promising to give health insurance?
Obama just isn't trying to 'buy votes' by promising to give health insurance to those lazy non-working people that Hillary is trying to buy. Obama simply wants to make insurance affordable to those who are willing to work. Hillary wants to increase the national debt by giving those who refuse to work yet another reason not to work. what do you think?
Homeowner's insurance?
My house is now worth substantially more than it was when I purchased it a few years ago. At the time of purchase, I had the house insured for the appraised value. Now it is worth tens of thousands more. I'm concerned that I would lose all of this equity if there was a disaster like fire that destroyed the building. Is it wise to increase the amount of coverage now and if so, is it usually neccessary to have another appraisal done or do insurance companies simply allow a homeowner to get coverage in any amount they desire?""
How much roughly with motorcycle insurance be for me?
Im 17 and looking to see how much insurance is for when i get my motorbike. Im looking to get a 125CC motorbike second hand nothing fast. How much roughly do you think? Im don't care if the insurance is only for theft and accidents coverage. the bike will be stored in a garage and be locked up.
https://www.linkedin.com/pulse/how-much-allstate-car-insurance-18-year-old-north-carolina-najera"
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How do I get a cheaper car insurance?
"How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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How can I apply for Insurance???
Is there a site where i can go and Apply for Insurance??? Is there another way to do it?? Thanks that would be great.
I need tips for reducing cost of car insurance plz?
Ive got a few tips but can anyone think of any more? thanks a million
Best medical / health insurance in Dubai?
family health insurance, which should cover maternity expenses as well. also it should be economical and well received at all hospitals / clinics. thanks in advance""
Different Car insurance rates for different cars?
Alright, I'm 18 and a freshman in college this year, and I commute there 20 minutes everyday to save money (room & board is around 15k). And the car I have now is not really reliable anymore. Its a 94 Cutlass Cierra, and within the last month the Heating Core, and the Alternator have both went, and I've had to sink 600 dollars into it. I'm looking at getting a new car next summer, and I have basically narrowed it down to two choices. An Eclipse (Mitsu) or Cougar (Mercuy). I know its going to cost more to have a sports car, but what I want to know, is how much the different prices for insurance would differ for these two cars. I was going to do one online, but I saw it needed a VIN, and I don't have the car yet. I'm thinking about asking my car insurance company for quotes, but I doubt they would do it. Does anyone know the prices to insure these two cars for a 19 year old. Or a link or any information would be appreciated.""
How much will my insurance increase?
I'm a young driver (20) and my car insurance it's currently 3000 a year which I paid in full (lv) Now I had an accident 4 days ago and I scraped someone's car when reversing so as I worked with his girlfriend we started settling it outside work but he's giving me quotes for 1000 and I only scraped it. So settlin it is out of the question, I've only been driving since October and this insurance company I've only been with for 2 months, how much approx will insurance premium go up?""
Can you really get auto insurance for less than $30 per month?
I have been amazed with all of the TV ads and online ads showing young adults claiming that you can get auto insurance for under $30 per month. I am 48 years old, live in Los Angeles, have a clean driving record, no tickets or accidents in over 10 years. So I went to my neighborhood insurance broker a few weeks ago and he told me that the only way a person could get the minimum insurance required by the state of California, they would have to be at least 70+ years old, driving a 70's Buick, with a clean driving record. LOL!!! Yet since I just seen a commercial on TV a few minutes ago, showing the typical young adults (between 18 to 25 years of age) so happy and perky that they are able to get auto insurance for less than $30 a month, I figured I would toss this question out to Answers Yahoo to see if there are any such insurance companies here in California, that offers the basic auto insurance required by law in California for someone my age and with my driving record for less than $30 per month.""
Insurance quotes and reviews?
l've found a reasonable insurance price on a Vauxhall Corsa 1.0 litre Club, but l was curious as my Dad has never heard of this company so l reviewed it and it said 1* for most websites! Should l go by reviews or does it matter? l want to make sure that it is a reliable insurance company just in case anything was to happen! lt's called Brokerking. Thanks in advance xxx""
How Do I get a reasonable car insurance price for a seventeen year old boy in the UK?
I'm sixteen at the moment, but I'm looking at insurance prices and they're ridiculous! (I got a quote of 5000 at one point :l) Have you got any tips for how to get a lower premium. Thanks. A really comprehensive list would be great because I have no idea! I have tried looking at insurance group one cars, but the prices are still really high.""
How to get a cheap car insurance for young driver?
I have a son who is a teenager. I have a car who I was sharing it with my son but now he bought his own car. He ask me to get a caheper insurance that he can affored but Ive been looking but all of them seem to be above what he is willing to pay, I could help him pay but even its not enough. It there any insurace that cover for cheap or what should I do?""
Penatlies for lasped car insrance?
Im having problems with my bills and my car insurance payment is due. I want have the money until I get paid in the next couple weeks. what should I do, and if my insurance lapse what are the pentalies for reinstating my coverage??""
What would the range of insurance be if i get a cruiser (motorcycle)?
I am 20 years old, living in Mississauga, Ontario. I am planning on going for my M1 and M2 licenses this summer. At the moment, I am undecided between a vulcan500 and a rebel250. If anything, it will be the insurance costs that will have the final say in which one I end up getting. I realize that different insurance companies have different insurance costs; but I just want to know what the average range for a beginner drive with these bikes would be.""
Whats a cheap car insurance company i could try??! other than quinn any recomendations?
see above :)!
Will car insurance be cheaper if I drive my mum's car?
I'm learning to drive, but my mum won't allow me to practice in her Fiat 500 or drive it once I've passed the test. This means I can either buy myself a car or drive my Dad's car, which is a much larger Jeep. I don't particularly want to drive it though because its an automatic whereas I'm learning manual (I know automatic is easier, but as a new driver I won't be able to practice for the test and I'm worried I might forget manual if I drive it for too long) and I imagine insurance is likely to be higher. I was wondering, which of these options are likely to work out cheapest? Is it worth trying to persuade my mum to let me drive her car?""
Is there any way i can get cheaper car insurance?
ok so I have not long passed my test im looking at buying a car im looking at a ford fiesta I have 1000 to spend on a car but now the problem is the insurance which is sky high and the deposit well ... and the insurance is like 2-3 times more than what I would actually be spending on what the car is worth
Can anyone recommend a life insurance company that will insure a person deploying to a warzone (Afghanistan)?
I am a private contractor that would like additional life insurance above what my company offers. Thank you.
How do i apply for medical insurance?
I live in santa ana orange county california. im 21 work part time and independent. what will i need?
Texas insurance companies offering insurance on rent-houses?
Where can I find a list of all the property insurance companies that offer insurance on rental property in texas?
2500???? Car Insurance!!!! HELP!?
I passed my driving test yesterday and have been looking for car insurance but the cost is crazy. 2500 I was quoted by Aviva and 3200 by my bank. I can only afford a car upto about 800, I'm never going to be able to pay that much. Do I go fully comp or the other one? (I don't even know what these mean). Does anybody have any advice? I could really do with it. Thanks in advance.""
If two insurance companies have a dispute?
Let's say that I get into a car accident with another driver. My insurance company determines that he's at fault. His insurance company determines that I'm at fault. How does this typically get resolved? Do they go to a third-party arbiter?
Can a cop get life insurance?
With the way the economy is...I am considering being a cop after I finish my degree in human development(good for kid teaching). Anyway, can a cop get life insurance? Does it cost more?""
Car insurance for car hire?
I'm going to Virginia for a week and will be renting a car from rentawreck.com. Would they provide insurance or would I be covered by a joint policy will my mum? BTW I'll be 18 + british. Don't say I can't rent because I can.
Israelic terms on health insurance?
I had to redo an experiment by Tykocinski. She researched the impact of certain primes, one of which is health insurance. She did this study in Israel. We replicated this study in the Netherlands, but we found different results and now we need to figure out why. For this reason I would like to know: What is the word for health insurance in Hebrew and Arabic? And how would they translate 1 on 1 with the english language. Example: the Dutch word for health insurance is zorgverzekering, but if I translate the words apart from each other I get either worry insurance or care insurance (depending on the interpretation of the Dutch language) The answer to this question could help me greatly in this research!""
When you car is totaled and you have full insurance coverage...?
What does your insurance company do with the wrecked car? do they take it and put it in a junkyard or do they let you keep whats left of it, or what?""
Where to have my car insurance?
My insurance is up for renewal soon and I have a little dilemma. 4 days a week I work away from home living with realatives close to my job and the other 3 days I am at home. not the best situation but as I can't take my kids out of school I have to go where the work is. Now If I insure my car at my realtives address it is 200 cheaper then at my family home but can I legally insure my car away from the family home.
Health insurance for kids 18 and older?
Hello. Im searching for health insurance for my daughter who will be 18 in about a year and half. We are both from California. Does anyone know of any coverage that can help that dont cost an arm and a leg...I dont have much money, and my insurance will only will cover her till shes 18. I just dont want her to be with out medical help when her 18 bday comes. Thanks for your help and please be nice.""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
Insurance on a 2004 lamborghin gallado?
how much would it cost a month for insurance min to max and what do you pay for insurance
Boost Mobile Insurance?
I bought a galaxy prevail android phone, through boost mobile, about 1 1/2 months ago. at the time that I bought it, I did not purchase the insurance thinking that I'd get the money for that and get it later. Now I want to buy it, but when I went on their website I couldn't figure out how to do it and from how it looked, I could only get the insurance throughout a limited time after I bought my phone. So my question is; Can I get insurance on this phone right now or am I outta luck because I didn't get it earlier? ??? Please & thank yewws :)""
Buying health insurance for the first time?
I'm looking to buy health insurance, but not sure what type to get. I'm very healthy and have no children so it would be just for myself. Should I do a co-pay plan? HMO or PPO? Not sure.""
How much would insurance cost for a 16 year old for a 2000 toyota corolla.?
I just got my g1 and I'm planning on buying a used car. Can someone tell me what car a beginner could start off with. But it must be cheap; budget around $1000-$3000. And if you can please tell me the price of the insurance.
""Florida Auto Insurance Quotes Online, are they really safe?
Florida residents do you really think entering all your valuable personal information online for an auto insurance quote is really the safe way to obtain auto insurance? A local personalized auto insurance agent who you can pick up the phone and call or stop by their office sounds so much safer and personal.
How much would insurance on a gt mustang cost for a 17 yr old male?
How much would insurance on a gt mustang cost for a 17 yr old male?
""Got a speeding ticket, will my insurance rates go up?""
Im a 17 year old male, on my intermediate license till march, I turn 18 next month. I got my first ticket of any kind this morning for going 65 on a 55 on a highway, she said since it was 10 or under, its not a moving violation and will not interfere with getting my unrestricted license. Ticket was $114 which I can easily pay, but i want to know if my insurance will raise or not, please answer if your knowledgeable on the topic.""
If i buy a car off of craigslist will my insurance company accept it?
will my insurance still put the car on the insurance plan even though i didnt buy it from a car dealership? because i dnt have enough money right now to go to a dealer...so im jus finna buy a local car off of craigs list for cheap..because i really need a car like right now
What is the average insurance for a 17 year old female driver?
The car is going to be a 2003 Oldsmobile Alero. Going to have drivers ed and a the 5 hour driving course. Living in NYS. About how much would it be per month?
Car accident when driving other's car?
hi, I was wondering if I lend my car to a friend and will I be responsible for any damage if he got into a car accident? A friend of mine asked me to lend him my spare car for a week and I want to make sure if I would be sue by other party if he ever got into a car accident because my car and insurance is under my name. Thanks""
Insurance Fraud? Help!?
A couple days ago I was driving to a doctors appointment, I was rushing and very nervous. I got to a road that was closed where I had to back up. I looked behind me and saw no cars. Then I started talking to my mother who was in the car about if the road was closed or just partly blocked off. I looked in my mirrors and started to back up, somehow I must have missed the car that was very close behind me. I barely tapped the bumper, my mom didn't even realize it happened that's how slight the tap was. The woman immediately jumped out of her car and started screaming and cussing like a maniac. The police blocking the road even noticed and had to come over to control her. There was no damage to my car or hers, however she was driving a 92 buick and it was a piece of junk. I was worried she'd try to get something out of the whole thing so I took pictures of everything. This must have made her angry and she started trying to take pictures of my mother and I as well as bird poop on my car? Today I got a call from her insurance agency, saying she claimed injuries, a cracked windshield, and a messed up bumper. I am so angry! I know I did not do any damage, much less injure her! I'm a collage student and really can't afford my rates going up because of this. I called my insurance company and sent them pictures. They are trying to investgate. Anyway, has anyone else experienced something like this? How do these things usually turn out? Is this insurance fraud on her part?""
Will my insurance increase of I get a body kit.? ?
Im planning on getting a 1.4 pug 106 and I was going to get a DIMMA kit for it and 205 gti alloys. Will my insurance go up..?
What is the cheaptest car insurance company in Maryland.?
I am living in college park md, i am a college student who recently got my driver license, which car insurance company is the cheapest in Maryland.""
Why is a public insurance option so terrible?
This health care debate is turning into a complete mess...and most of the opposition I hear is concerning universal health care and a government run health system. But this isn't the bill that's in Congress right now...it's not about universal health care, it's about affordable insurance. I don't understand...""
Who hates Health Insurance?
On the infrequent occasions when I need to see a doctor, I pay cash. Which I'd have to do even if I had health insurance because of the ridiculously high deductibles. I dont even know why i have it. I pay too much money. A friend recommend me a pharmacy Online I will be trying that. They have very cheap prices. am sick of giving out my money. Do you guys think i will save money with Medicines mexico Online Pharmacy?""
""Affordable, legit health insurance for a 19 year old girl in nebraska?""
so since i've turned 19, i'm no longer covered by my parent's insurance, and i need my own. I've been looking online but the only things i could really afford are from websites and companies that I've never heard of, so how trustworthy would they be? or is it a better idea just to go with a big company?""
How much is the license reinstated fee for suspension from no car insurance?
How much is the license reinstated fee for suspension from no car insurance?
Do i need to add extra car insurance?
Hello. My father has a BMW and i am 16. When i am 17 i want to share the BMW with my father. My father has insurance on the car already. Its a full cover insurance. When i am 17 do i need to add extra insurance to the car or do i just leave it as it is? Do i need to add my name along with my dads name to the owner of the car?
I have a question about insurance? Help please?
I just recently got my license, and I'm already listed under my mom's policy. (I'm going to be driving her car.) Anyway, the rate obviously went up because she added me to her policy. But they aren't going to charge her for it until next month. Even though I'm listed under the policy, would I have to wait until next month to drive? Because I haven't technically paid yet for my part of the insurance? Thank you!""
Where can I get renter's insurance for cheap?
For an apartment in California
How and where can I get car insurance how much will it cost?
I called rent a wreck and they said in order for me to rent a car I need car insurance?
How much Motorcycle Insurance 18 year old Texas?
How much is Motorcycle Insurance for an 18 or 19 year old in Texas? Preferably Allstate?
Chevy camaro insurance?
How much is the chevy camaro insurance a month please answer asap it's important bc my daddy said it's time fa me to starting looking at cars so I can hv one my senior year
Insurance on a 1987 Z28 Camaro ?
How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""
Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
How can I make car insurance lower?
I have 6 points on my license at the moment, which everyone already knows has made my car insurance skyrocket. As points get taken off my license will the car insurance go down? If not does anyone have any advice on any kind of way I can make my insurance cheaper?""
What does claim closed mean with respect to car insurance?
Recently I had a altercation with another vehicle and I promptly phoned my car insurance adjuster. The necessary info was taken and the agent said that everything would be handled by them from that point onward. I just received info (online) stating only that the claim was now closed. What exactly does this mean? claim closed ?
How much will it cost me to register my motorcycle its a ninja 250 i live in florida ?
i am 17. please do not judge me on my age. also how much am i looking at for insurance ? who do you recommend ? allstate, progressive, geico, statefarm ? how about insurance providers that are big known companies? i dont know the word im looking for.""
How long is a quarter period in insurance?
My insurance says: Family coverage: $2,213 per quarter So how long is that? 3 months or what?""
Ball park how much extra to add my boyfriend to my car insurance policy.?
I'm paying alot because i'm a new driver to the UK, just wanted a ball park of if it will be alot more to add my live in boyfriend as an occasional driver.""
Car Insurance -- Hail damage?
Just wanted to come here to ask a question. My car is an '03 model and was caught in a hail storm a few weeks ago. I have probably around 30-45 dents in my hood, roof, and a large dent on the rear passenger side door that I believe is a result of the wind blowing things around, etc. I have an appointment to get it looked at tomorrow and the people at the insurance company said that they'd write me a check for the cost of the repairs. BUT, i asked her if she knew about how much I'd be expecting and she said that it depends on if the costs exceed the deductible? That's where I'm having problems. There is no lien holder on the car. And from what I've read on the internet, these repairs could cost over 1k. If that's the case, would they just say that we need to pay the deductible and they'd fix it? Or would they write me a check for the repair amount? If someone could answer I'd really appreciate it. Thanks""
How much would a personal health insurance policy cost for a family of 5?
My friend is thinking about quitting his job to play poker for a living. I abolutely don't think it's a good idea because he has three kids, so you don't have to tell me that... Although over the past month of doing that in AC, he is averaging $450/day, and he is smart about how much he risks and an amazing player. Anyway he had a union job with great medical insurance; but if he did this for a living at $450/day... he'd still be making like three times what he did/year. His medical insurance would have to be purchased individually now. I was wondering if anyone knew what that could cost for a family of 5? I'm thinking like 6-10K per year... that sound about right?""
What are the best alternatives to Humana One for an individual?
I am a college graduate and my parents helped me with Humana One bills. I am about to work at my first post-college job but unfortunately they don't provide health insurance for part-timers. I am interested in more affordable but quality alternatives to Humana One especially for someone in his 20s. My alumni association mailed me info about GradMed but it is only a temporary solution and doesn't cover pre-existing conditions.
I am looking to buy a house. I need cheap house insurance. Where would I find this?
I am looking to buy a house. I need cheap house insurance. Where would I find this?
Where can I get affordable insurance for my girlfriend?
There could be a chance she might be pregnant in the future. Where can I get affordable maternity insurance?
Speeding ticket...how much will my insurance go up?
I received a speeding ticket. If found guilty of it, how much can I expect of an increase in my insurance premium? It is my first ticket. I have USAA insurance. It is a minor infraction. (1 point in here in Cali.) Thanks for the help!""
Is it possible to get a good used car for 3000 $ ?
I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!""
Nippy car cheap to tax and insurance good on fuel!?
I have recently purchased a corsa 1.4 2008 and its very slow i used to have the corsa c 1.2 and it was quite nippy! I have been looking at an astra 1.9 sri cdti 120. insurance is a bit high! but i have seen a focus 1.8 zetec and a fiesta 1.6 zetec i have a max budget of 8000 thats with selling my car and money on top
Who is California Insurance Comany?
MY BOSS WAS IN AN ACCIDENT RECENTLY, WHEN THE INFORMATION WAS EXCHANGED, THE OTHER PARTY WROTE DOWN CALIFORNIA AUTO INSURANCE COMPANY AND A POLICY #, NO PHONE NUMBER, HER NAME, MAKE OF VEHICLE, MODEL AND VIN#. HOW CAN I FIND OUT THE PHONE NUMBER WITH THIS INFO. ONLY?""
What 500cc/600cc sports bikes are good for the A2 licence & cheap to insure for an 19 year old with no clams?
i had in mind the Suzuki GSXR 600 Honda CBR 600 Honda CBR 500 Kawasaki ER6F Triumph Daytona 675 Are these bikes worth restricting to 33bhp? and are there any other good ones
Cheapest car insurance for 17 year old?!?
I'm looking at car insurance and the cheapest i can find is around 2000, that's 166 a month and i can't afford that :/ I'm looking to get a renault clio, corsa or a ford KA, anyone know any really cheap car insurance places i can look at?! X""
Good/Cheap Secondary Health Insurance in Texas?
My grandmother is 65 but my grandfather is only 63 so he's not considered a S.C. yet ... what is good affordable secondary health insurance for them? They currently only have Medicare
Insurance problems?
hi were looking at buying a new car we have full comp insurance on our car and are covered to drive any car the car were looking at has mot and tax vut no insurance as we checked with the mib web site, can we still drive it using our own car insurance for the car we have now or do we need to insure it on it's own we haven't got a new car yet but still looking wanted advice before we got a new car many thanks for any advice and best wishes diane xx""
What is the cheapest insurance company for a 17 year old driving a bmw?
I'm a 17 year old girl an my parents are buying me a 2011 328xi awd BMW and I was wondering where it would e cheepeat to ensure
How much money would it cost to have a 1992-1998 BMW E36 1.6l-1.8l for a 17 year old on your parents insurance?
How much money would it cost to have a 1992-1998 BMW E36 1.6l-1.8l for a 17 year old on your parents insurance?
Confused about insurance law in CA?
Hey guys, I obtained my license a couple weeks back but I do not have insurance, meaning I was not added to my parent's premiums yet and do not have my own as well. However, the car that I drive does have insurance on it. Just clarifying, but technically, it is illegal for me to drive as of right now correct? Or is it legal for me to drive as long as the car has insurance? Thanks!""
What size alloy wheels will change the insurance of a car? (read details)?
right i've been looking at cars to buy for ages now and as I'm a seventeen year old boy insurance is ridiculous as it is. Finding cars that i can afford to buy and insure is hard. I have found a few 'perfect' cars, however a couple of them have alloy wheels instead of the standard manufacture ones. I will quote my insurance website so you can help me out: Replacement of factory fitted wheels with Alloys of the same size this doesn't alter my insurance quote one bit. Replacement of factory fitted wheels with wheels / tyres of a non standard size or specification This means i cannot get insured at all; they won't have me with them. So my question is, if a 1998 Peugeot 306 has 16 inch white wolfrace alloys, does this mean i can't get insured or not? This might be a stupid question, just want to get it right, thanks for you time, means a lot Alex.""
Do I have to pay for insurance on a moving van rental?
I want to rent a moving van from Uhaul. They won't let me rent the van unless I pay for their insurance coverage. Is that legal?
Full coverage insurance for a 350z in Cali?
Age: 26 Started: 16 2005 Nissan 350z 85k miles How much in general (ball park) would it be for insurance for this car in California? so many insurance places have you go through tons of crap and then get swamped with junk mail, I'd rather just get a ballpark estimate.""
I crashed a friends subaru and his parents are hunting me for money. How much am should I be expected to pay?
Turning a corner I overturned and have dented the front fender in front of the left wheel. Knocked the front left wheel out of alignment, all but removed the passenger mirror and scratched the left side of the car, only paint deep to my recollection. Also the left front indicator cover has been smashed, bulbs unharmed though. The car is a subaru legacy 1985 station wagon 4wd. They either want $700 for the cost of the car itself or repair money. Please help soon, friends parents are hunting me down.""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
Which minivan has the cheapest insurance for a NEW driver?
looking at second hand minivans - been doing some rough online insurance calculations but so far all above 1000. any body know any minivans which will have a low insurance for a NEW driver
""Car insurance, Comparison Websites and Credit checks?""
Car insurance renewal time, now need to shop around for the best deal available to me. Firstly though, Do car insurers check your credit rating and leave search footprints on your report? Also, do price comparison websites for insurance also check your rating? Also, where would be the cheapest place around for a 23 male, to get insurance. Thank you""
Do i need to add extra car insurance?
Hello. My father has a BMW and i am 16. When i am 17 i want to share the BMW with my father. My father has insurance on the car already. Its a full cover insurance. When i am 17 do i need to add extra insurance to the car or do i just leave it as it is? Do i need to add my name along with my dads name to the owner of the car?
Are there any affordable insurance companies out there for carpenters?
i need to obtain general liability and workers comp. to start my business. looking for affordable insurance in louisiana, (preferrably in baton rouge).""
""On buying a new car, should I get insurance for it immedliately?""
I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true? If it is true, what is covered - just the car? Driver? Passengers? New-car buyer in Texas""
How much would insurance be?
I'm going to insure it when I'm 18. I'm 17 now. I have 2001 jeep grand cherokee limited edition with a v8 4.7L how much will insurance cost?
Why do men pay higher car insurance?
I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""
Does a new auto insurance policy cost more if there is a lean on the title?
Does a new auto insurance policy cost more if there is a lean on the title?
Insurance on Mitsubishi Eclipse RS?
Right now Im a 17 year old male. I just got my stage 2 license so I can finally drive alone=D Now I'm looking to get a car. Right now I have my eyes set on a Mitsubishi Eclipse RS for the nice look, but not having too much power that would boost my insurance. I was suppose to get a mustang GT form my step dad but thats WAY too steep for me. The Mitsubishi RS has 140 HP w/ a 4cyclinder 2.0 lit engine. Would this be a good car to start with on insurance rates/would being in the national guard reduce my rates?""
Cant get contents home insurance because of council windows?
We live in a council flat and because we have metal framed windows without the key locking system like the new ones, insurance companies wont insure us for our contents. I complained to this to the council also but they are not going to replace windows either, even though one is stuck, yet they put all new windows in around the corner to us and gave them new doors, and left our block out. Suggestions?""
Need affordable heath insurance in NJ?
I'm trying to find a health insurance plan for me and my fiance. I currently do not have health insurance but I am on Birth Control for cyst prevention and it runs 90$ a month. My fiance will be expunged from his parent's plan in October when we are married. I am a nanny and he is a personal trainer and tennis instructor, both jobs do not offer plans since he is not considered fulltime. I went to ehealthinsurance.com for a quote and the lowest is 375 with a steep deductible and limited coverage. We are also both fulltime college students so we are not able to pay much along with our other living expenses. Does anyone know of anyway of getting low cost insurance? I looked into family care etc, but unless I'm pregnant or have children, I wont be covered. I'm at a catch 22....we really want kids but not without being stable first...so either I pay for birth control or health insurance for prenatal and maternity (ha ha ha) I'm getting a bit frustrated here...Will definitely chose a best answer and thanks for reading this :)""
I just got into a car accident Please HELP insurance rate?
It's my fault. I rear ended him. My car is old and probably not worth repairing, smashed radiator, bumper, lights. The damage to my car is awful but his was very light, just his rear bumper yet an onlooker said bumpers cost a lot, maybe $800. Should I get my insurance company involved or pay this huge (for me) amount via a check to him directly? I've been a driver for two years only and I'm 30yrs old. If I reported it to my insurance company how much would my insurance go up? Let's pretend my insurance is a nice round number of $100 a month.How much would it affect my rate? Also what are deductables??? Please write an answer instead of sending me to some advertisement type link. Please help!""
What is the california vehicle code for insurance?
What is the california vehicle code for insurance?
Car insurance for someone who only drives 1000 miles a year.?
I drive 800 to 1000 miles a year ( just groceries shopping mostly) and have to pay the same insurance premium as someone who drives 10,000 miles a year. Allstate doesn't care if I drive anything less. I spend more on car insurance than I do on gas. Does any car insurance company give a break to people who barely do any driving?""
Can I get Car Insurance in Texas without a D-License?
Can I get car insurance without a license. I'm located in Texas. Is there ways around to do it?
Car insurance Help for a 17 year old?
OK i'm not a troll to start off with i'm just have good bit of money, anyways i i'm 17 and i live in Ireland i have 7.500 euros to spent on my first car and car insurance anyways this is the car i want http://www.carzone.ie/search/Toyota/Celica/1.8-VVTI/201203206625052/advert?channel=CARS so do u know a car insurance that would insure me and i can go up to 15.000 euros if need to""
Is it possible to get really cheap or special low insurance coverage for?
HAVING MY CAR PARKED IN A LOT FOR THE NEXT 2 MONTHS (in Ft. Lauderdale FL), but Still Keep my Plates, so I can park legally? (I'll be out of the country until July)""
I was driving without proof of insurance.?
The cop pulled me over for speeding but did not cite me on that charge. He just cited me a fix it ticket for not having proof of insurance in my car. I am insured and have a card to prove it. I am a minor in California. Will I have to go to court on my date or can I do it earlier? What will happen to my record? What will I have to go through? thanks
What is the average yearly cost for house insurance?
2 story home 100k 900 square feet Heated my electricity 2 car garage Decent neighborhood 3 bedrooms 2 bathrooms we are buying our first house. I am aware that prices vary, but I don't know where that range begins and ends. Any help great""
What is the best place to get insurance from when just passed test (uk)?
What is the best place to get insurance from when just passed test (uk)?
Will car insurance price drop in 2013?
I went to a local insurance company, called NFU Mutual - I was advised to wait till next year because its likely prices will drop a bit, young drivers pay a lot and was also told that women's insurance will be as much as men, there wont be a difference anymore whether you female or not. Is this true? I'm 21 and the cheapest I have been able to find was at 1.400 per year, or 1.500 per year paying monthly - on a Peugeot 106 Zest 2, 1.1 with quotemehappy.com Thank you!!""
Car Insurance Question?
First, I recently passed my road test and I am allowed to drive by myself. The problem is that the pink card (car insurance) has my parent's names on it and not mine. But, my parents recall putting me in a car insurance plan with them. So technically without my name on the card, I would be driving without insurance? And that's illegal right? (At least in Canada, Alberta) Would I be able to drive or no?""
Is Mercedes expensive to maintain?
im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?
What does 20/40/15 mean on auto insurance?
What does 20/40/15 mean on auto insurance?
Do I 1st need car insurance to take license test or does the car I use for the test just need to be insured?
P.S. My dad says he has researched and told me in order to get my license, I needs car insurance for myself, not including my dads insured car I would use for the test . I have been searching the web, and found nothing to prove either one of us right. I know I need insurance after I receive my license but is it a requirement when I take the test?""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
https://www.linkedin.com/pulse/does-being-cosigner-auto-loan-improve-my-credit-zerneisen-sasha"
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topicprinter · 6 years
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I've seen a lot of questions about lead generation over the last few months on this subreddit so I thought it might be worth it to give an overview on the industry, tactics being used by lead gen companies, and where this industry is headed. If you run a home-service company, this may be especially valuable since my company only focuses on home-service lead gen and we work with some of the largest companies in the nation.A quick overview about myself and my company: We are a home-service lead-gen company similar to companies like Home Advisor, Porch, Angie's List, Thumbtack, you name it. We are obviously smaller than these guys, but my company will still do multiple millions of dollars of revenue this year and are growth trajectory is headed upwards. I believe we also have one of the highest margins in the industry which is partly due to the way we operate and some marketing automation technology we have developed internally. I know this because we've had meetings with the companies listed above and other players in the space and we're all pretty open with each other. If you want to know my company, feel free to message me. I would rather not post it because we only want traffic targeted to homeowners in need of a home service and to maintain the integrity of our contractor relationships. Anyways, on to the good stuff!Lead generation is an expensive business: I hear a lot of people wanting to get into home service lead generation because they hear things like "You can make $200+ on a single roof installation" or "If you get 10 AC install leads, you'll make $1,500 a week". Guess what, these numbers actually are realistic, but it's going to take a ton of time and effort to get there!In lead generation, the leads are the EASY part. Once you learn all the marketing tactics and how this industry works, you will quickly realize, generating leads is not the challenge (although it may be in the beginning). The trick to this whole thing is having the right buyers. In order to maximize your margin, you have to sell your leads at a retail price directly to contractors and home service providers. Building a network is a huge operating expense, plus the cost of your technology, cost of people, cost of leads, cost of marketing, etc. There is also lead selling between all of the networks, but the gross margins can be as low as 3% per lead and there is a lot of junk leads being distributed. We purchased these leads for a few months, but the quality was so low that it ended up being a bigger negative than positive.Exclusive leads vs. shared leads: In our industry leads are sold on a shared or exclusive basis. Shared leads can be sold to 3-5 different contractors. Also, one network might actually sell a lead to another network if that lead was only purchased by 1 contractor (it's actually pretty screwed up and we never do this). We sell shared leads to our own network, but we give all of our contractors the option to see the lead first and only a maximum of 3 contractors can respond to a lead. Exclusive leads are usually reserved for larger buyers and are more expensive than a shared lead. Our company does have an exclusive lead program that is only reserved for the largest companies in the nation and we expect all leads to be paid in full before we start distributing leads to them. Minimum monthly budgets can range from $5k to $15k which usually yields a 4x-6x return for the company.Methods to generate leads: At the heart of it, we are a marketing company with strong tech behind the engine. Our #1 way for generating leads is targeted SEM campaigns that are hyper localized, with super specific landing pages to the keywords we target. I could write thousands of words on how this is done and the algorithms we've built, but I can save that for another day if there is any interest!Every piece of traffic we generate is also sorted based on the page a user was on and retargeted on Facebook and display ads. For example, if you were on a plumbing page, we'll be retargetting you for 1-2 days to try and get you to convert to create a plumbing lead. Retargetting is one of the most cost effective ways we market for us, but it's not nearly as much volume as SEM. We also built 2 marketing automation tools that generate leads at almost no cost, but those are industry trade secrets that we keep inside our business doors only. Like I said above, you can also purchase leads from other lead generation networks, but the quality is just so bad that it will destroy your business if you do it for too long. Fake leads and selling aged leads is a serious problem within the industry and is only sustainable for a few days to weeks. If you have a contractor network and do this, it will destroy you in the snap of a finger if you try it. Contractors don't like any BS and neither do we.Where is lead gen headed: Lead generation isn't going away anytime soon. Google has been expanding Google Home Services over the last year which is (in my opinion) the gold mine of the internet if you run a home service business. If you have any sort of contractor's license and aren't on Google Home Services, you're throwing a lot of business away. Amazon has also been pushing their home service arm and we've had a few interesting conversations with them about it.In my opinion, lead generation will always take place without average consumers even realizing they are being monetized. The methods of lead generation will continue to evolve and different ways to engage users will emerge. With the amount of data we have been able to collect, I consider my company one of the pioneers in studying these behaviors and we've been developing conversational tools to replace forms for quite a while now. We've been able to develop a chatbot specific for home service lead gen and it increased our conversions from 14%-17%, all the way up to 20%-30%. (which is a pretty staggering increase in an industry where numbers are so scrutinized).Our tool is called Zyrachat. Once we realized the impact it had on our own site, we built out a version for our contractor network and saw conversion increases at much higher rates than our own (big win). Today, we've been able to successfully license our software to some big names in our space, successfully use it for our own company, and now we're making a push to share our technology with contractors outside of our network.If anyone has any questions about lead generation, marketing, conversational interfaces, chatbots, or anything else, feel free to ask! I always enjoy helping other entrepreneurs and sharing as much of my story as I can!
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