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copperbadge · 1 year
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Current Events Reading Reccs
I had a couple of people asking me about my “current events” reading in general (news aggregators, podcasts, etc) so I figured I’d just list them off here. 
I don’t read any tumblrs that are specifically focused on current events, I just kinda get news from various people I’ve followed, but I’ve found in general it helps to find people for whom the news is a hobby, not a consuming habit. I have communists and anarchists and prison abolitionists on my dash, but they aren’t people who have made that their identity, which removes the “You are insufferable” factor. So I guess find fandom weirdos with strong political views and follow ‘em. 
Also I want to state at the top that part of why I’m on top of shit that I get through Tumblr is that I have a policy of never reblogging or reacting to anything until I have 1. read the article being linked and 2. done my own research. This has saved me a vast deal of embarrassment, because sometimes I’ll save something outrageous to research and before I can even research it, it’s been rebutted. I cannot stress how important the process of reading and research is -- you can’t get your news from headlines and particularly not clickbait you see on Tumblr. 
As far as I know there’s no single tumblr clearinghouse for good high-level current events reporting and analysis (the analysis I think is a vital part) but if folks have resources they use, drop ‘em in the comments or reblogs.  
Anyway, some mailing lists I belong to are:
Quartz Daily Brief: finance and tech, mainly. Back when they were for-pay I paid for them, this newsletter was that entertaining. I believe they’ve now gone fee-free but they sometimes link to paywalls. I get it as an email newsletter, that’s just a link to the web version. 
Breakfast with ARTNews: Obviously a bit niche but I really like keeping up with the art world and they cover art crime too. The link is to the all-newsletters signup page, I only belong to Breakfast. 
The Futurist: This is the most insufferable nonsense masquerading as news ever. The ads are indistinguishable from the content. But it does help me keep a finger hard on the pulse of what irritating tech bros are into. Watch scams unfold in real time! 
I also follow a number of local interests -- community centers and neighborhood organizations primarily -- in Chicago, so those are always good to hunt up. Most major cities have a “citycast” podcast (just search “citycast [your city]” in your podcatcher) that is also good for local news.  
Some websites:
Longreads: Since longform.org went under, the best place to find the current longform pieces that everyone’s talking about.  
Brand Eating: Extremely niche, but I really love reading about “brand” food trends. It covers new food releases and sales and such in the areas of packaged food (potato chips, candy, etc), fast food, and casual dining. It’s also great as a resource for cheap eats. 
I stopped reading Bon Appetit recently (they ran this appallingly sympathetic story about a dickhead hiring manager) but like, honestly, if you want to track food trends, the BA email newsletter is kinda the way to go. If you’d like good food news in podcast form, I recommend The Sporkful (it’s in the podcast list). 
I used to read the Chicago Tribune, New York Times, and Fortune Magazine (which mostly scraped the not-awful stuff from Forbes) but I’ve cut it down to just the Trib; I don’t really need Fortune to keep me current and the NYT has morphed into a creepy proto-fash nightmare. The Trib has pretty good national/international coverage so if you don’t have a decent local paper it’s not bad, but I don’t know how much access you get as a nonpaying reader (I subscribe). 
Podcasts:
Quartz has a podcast, Quartz Obsession, which is off-and-on in terms of when episodes come out but very interesting when they do. 
Planet Money is a once-weekly podcast about economics, and has a daily show called “The Indicator” which is daily “small bites” current events coverage. 
The Late Show and the Daily Show both have an “ears edition” podcast that’s just the show audio; I’ve stopped listening for the most part but if you want good cultural commentary, that’s the place to go. 
The Journal by the Wall Street Journal is a weekly podcast focusing on one or two news stories, generally pretty relevant. 
Wait Wait Don’t Tell Me is a panel show but it’s a fun way to get bite-sized news you can look up later in more detail if you want. And it’s taped in Chicago! If you listen you can hear me in the audience laughing. :D (I’m going to another taping in a few weeks!) 
Behind The Bastards is actually a history podcast but if you’re listening current he does a bit of current-events commentary, and also I just really like it as a podcast.
Stuff You Should Know is a trivia podcast but they occasionally do current-events stuff.
The Sporkful is pretty good about current food news, although I run hot and cold on it.
I used to listen to a really good “professional” medical podcast, but it went full paywall when it started to offer certain forms of professional credit, so I found The House Of Pod as a very good free replacement. It’s not really for non-doctors, but as a non-doctor I still find it accessible and informative. (For medical history and curiosity, I do highly recommend Bedside Rounds, but I wouldn’t call it a current events cast.) 
So that’s how I get my news -- it’s not what I would call fully comprehensive but it’s reasonably informative! 
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parklin-law · 1 year
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How Long Do Executors of a Will Have to Pass on the Proceeds of an Estate?
When an individual passes away, how long do executors of a will have to pass on the proceeds of an estate? While the exact timeline is based on several factors, it can vary from 30 days to two years.
Process of filing a probate petition
The process begins with the filing of a probate petition. In many cases, the court will issue a decree appointing an executor. In addition to the probate process, there are several other steps that must be taken.
First
First, the executor must create an inventory of all of the decedent's assets. This will give the beneficiaries an initial understanding of the value of the estate. The estate may then have to sell some of the property to pay debts or to generate money. This will also help the court determine if any state or federal estate tax is owed.
Second
Next, the executor must make sure the estate is properly administered. This may include securing valuables, collecting rent, and evicting nonpaying tenants. Before distributing the remaining proceeds, the executor must ensure that creditors are paid.
Once the executor has made all of these payments, the residual bequests can be distributed. The executor must also pay any administration expenses and taxes.
Third
After the estate is settled, the executor will provide a written account of the executor's actions. This is called judicial accounting. During this phase, the interested party must sign a formal account and a receipt and release.
Once the judicial accounting process is complete, the executor can then distribute the remaining funds from the estate. The process can take months to complete, so it is important that the executor work with a financial advisor.
Free consultation from one of the best Law Firms
If you have questions, you can get a free consultation with the Best Estate Lawyers.
Parklin Law - Estate Planning Lawyer
5772 W 8030 S, # N206
West Jordan UT 84081
(801) 618-0699
https://parkin-law.business.site/ Disclaimer: This is not legal advice and is simply an answer to a question and that if legal advice is sought to contact a licensed attorney in the appropriate jurisdiction.
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malcolmbrights-a · 4 years
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send me a ship and i’ll tell you | claudia & mal @dcnipowell
who hogs the duvet: they don’t sleep in the same bed but sometimes they’ll sit on the couch together and cloud will steal all of the blankets
who texts/rings to check how their day is going: cloud. like who knows what the fuck kind of trouble this dude’s gotten into that day? she wants to at least make sure he’s alive and that he ate something. 
who’s the most creative when it comes to gifts: cloud. i feel like she has more money to spend than mal since his job is like???? Nonpaying???? like i’m sure he has some money but not like a shitload. that’s why when i wrote you that valentine’s drabble, i said that he bought her a bear from buildabear because she asked lmfao. doesn’t jessica own his place??? i forget. 
who gets up first in the morning: mal is like up first, unless he didn’t sleep at all? claudia is an early bird but not as early as him. when she can’t sleep, she’ll sleep in and refuse to go to work. 
who suggests new things in bed: i’d say cloud since i’m pretty sure she has more experience. 
who cries at movies: ???? idk????
who gives unprompted massages: cloud! she thinks he needs to relax more. 
who fusses over the other when they’re sick: god cloud. she’s so weird about sickness due to her past. unless it’s mentally? like she doesn’t want to be his therapist, she wants to be his friend. so she attempts to help him but she doesn’t act as a therapist, if that makes sense? even though she is a trained therapist who used to work in the emergency psych unit. 
who gets jealous easiest: cloud. like she will swoop in and talk to him if she sees someone getting flirty lol
who has the most embarrassing taste in music: even though mal listens to oldies, i’d say claudia? like she listens to A LOT OF DUMB SHIT. like to the window, to the wall….a song she’d listen to jdkshskdhfs
who collects something unusual: mal and his weapons. claudia thinks they’re so fucking cool. has always wanted to see him throw axes and he let her swing a sword once, and uhm, she broke a vase lol
who takes the longest to get ready: cloud?
who is the most tidy and organised: both of them? 
who gets most excited about the holidays: cloud. 
who is the big spoon/little spoon: cloud is the little spoon and she acts like it doesn’t make her melt but it does and she feels like so stupid 
who gets most competitive when playing games and/or sports: we discussed them fencing for fun so i’d say cloud
who starts the most arguments: cloud? but it doesn't last, even tho they both suck at explaining things to each other. and like, claudia will see him make puppy eyes and just can’t stay mad at him too long lbr
who suggests that they buy a pet: claudia has a small service dog already and mal has sunshine. so no more pets
what couple traditions they have: sitting on the couch after a long ass day, watching id or just regular movies???? but like…..idk they’re both chaotic so do they EVER get the chance for normalcy? 
what tv shows they watch together: …………..aaaah idk
what other couple they hang out with: ?????
how they spend time together as a couple: i need to talk to you more cause idk
who made the first move: cloud!!!!
who brings flowers home: cloud!! to make him smile. Or like jess will be like…buy her flowers so he will lol
who is the best cook: cloud. she’ll try to make stuff that he’ll actually eat but it’s so so hard
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thewhitefluffyhat · 5 years
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Art
What is this review?
<-Previous (Other Writing Aspects)
Good
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Gekidan InuCurry is back!
Half of InuCurry (specifically, Doroinu) returns for the game, and his designs continue to be creepy, cool, and just plain awesome.  Witches are just as unsettling and beautiful as in the anime, and new additions like doppels can sometimes be even more so.  Meanwhile, the transformation sequences he storyboards are the best in the game.  And he also did a few magical girl character designs - they’re definitely something to look forward to, for anyone who hasn’t been spoiled on them already!
Mixed
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Character card art
Good news: If you want to, it’s easy to have a full team of characters with non-fanservice-y outfits.  Heck, it’s even pretty easy to have a full team of magical girls designed and illustrated by women!  
Furthermore, when the girls are leveled up, their outfits don’t change – instead, the art gains more elemental effects and dynamic poses rather than making their clothes devolve into I-can’t-believe-it’s-not-lingerie.  As a result, girls like Felicia might not have the best costumes, but since their final art prioritizes looking badass over fanservice, I find I’m not as bothered by the original design.  (Your mileage may vary, of course.)
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That being said, while you can choose which art you want to use for each character… there are also some pretty darn bad illustrations.  And there are some girls who just don’t have a good option.  
(For a more in-depth discussion of the character card art, see my addition to @otapleonehalf’s post here.)
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Extra costumes
One usually nice addition to the game is alternate outfits for the character you set on your home screen.  While some of the outfits are very fanservice-y (swimsuits gonna swimsuit), many are also unproblematic cute and fun.  Plus, since these aren’t new gacha characters and the costume unlock sticks even if you only obtain the character later, they’re a bit more friendly to collect for nonpaying players.
Live2D animations
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This is the first time I’ve played a game with the Live2D engine, and I’m impressed.  The animations are rather “tween-y”, but they have lots of secondary motion and some great character details.  Character traits like Kako (above) and Sana’s shyness or Tsuruno’s restless energy are sold just as much through their unique animations as through their dialogue, which really helps the characters feel like people rather than archetypes.
Also, despite what you might expect from a Madoka Magica spin-off, there are no hurt/defeated portraits for the cutscene models.  The battle sprites have alternate poses for low health, but there is no clothing damage or blood.
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Unfortunately, that Live2D animation I mentioned?  Also includes jiggle physics on the girls with larger breasts.  Thankfully, only a few girls have it to a noticeable degree, but the ones who do… hm.  The effect isn’t  unrealistic, I suppose, (that is, not weird bouncing whenever the character breathes, just secondary animation when the character makes a large or sudden movement), but I still wince whenever I see it.  You couldn’t afford more than one body type or skin color, but you can afford this?  A bad sign for the game’s priorities.
Bad
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Transformation sequences
Wow, it’s weird to say this about a magical girl franchise, but honestly?  The transformations are probably the worst part of the game.  It sometimes feels like they just exist as an excuse to see leering closeups on some girls.  (Ironically, the nudity that got altered for the Taiwan and North American versions was one of the less objectifying examples.)  
And even beyond that, they’re boring!  Most girls pose, get a brief sparkle of their associated element and bam, that’s it.  Plus or minus some boob jiggle of course.  (sigh)
SHAFT really let everyone down here, and it’s another place where it’s tragic to consider what could have been.
However… as I mentioned above, if you get lucky enough to roll one of the original series magical girls, you’ll get a taste of that possibility.  Those sequences were mostly handled by InuCurry, and the difference is night and day - they’re creative and delightfully surreal new transformations.  If only the rest of the game had lived up to that standard…
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Lack of body diversity
One of these girls is a semi-famous model and the other spent her life training to master the naginata - good luck guessing which is which based on their body types, since below the neck, they’re nearly identical.  And these two are not alone - every girl in the game has this Barbie doll-esque frame, with only small variations for height and (you guessed it) breast size.  
On top of that, there’s only one, very pale, skin tone.  Boo!
Thus, while I can understand the resource argument for this reuse, it’s to such an extreme that the result ends up looking off-puttingly lazy in a game that is otherwise has a lot of care and attention to detail.  
It also actively hurts the story.  There are characters who are said to be athletes, or who are sickly and spent a long time in the hospital, and so on.  Yet unlike the animations, the actual designs work against those characterizations, since everyone is the exact same level of generic cuteness.  Probably the most blatant example is when a character is stated to be beautiful in dialogue - for all we know, maybe she’s actually plain and it’s the person talking who has a weird opinion!
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houstontexaslawinfo · 5 years
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Can my Texas Driver's License Be Suspended for Not paying Child Support?
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If you want to related guideline confidentiality Texas Child Law experience, So you can better suggestions in Can my Texas Driver's License Be Suspended for Not paying Child Support?
The Woodlands Divorce Attorney: Chapter 232 of the Texas Family Code has the answer to the question of whether a person can have their Driver’s License suspended for failure to pay child support.
In short, yes, your driver’s license (along with any license issued by a Texas agency) can be revoked or suspended for failing to pay child support.
If you’re a commercial truck driver, your ability to do your job and earn an income is put at severe risk if you don’t pay the child support you’ve been ordered to by a Court.
Child Support Enforcement
Spring Divorce Lawyers: Typically, the party that is owed child support can request that their ex-spouse’s license be revoked in a child support enforcement suit. This suit is asking the court that originally heard the divorce suit between the parties to come back and hold the nonpaying spouse responsible for their failure to make timely payments of support.
Of the different types of enforcements that can be filed, child support enforcements are perhaps the most straight forward and easy to prove. Reason being is that the requesting party:
> simply must state the dates that payments were due, > the frequency with which payments were missed and > the total amount currently owed.
As the vast majority of child support payments are made through the State Child Support Disbursement Unit, the information the ex-spouse needs to get the money from the owing spouse is not difficult whatsoever.
What typically will occur is if the owing spouse had the ability to pay the child support as ordered then the Court will issue an Order that requires the owing spouse to pay the support in an installment type setup.
The Court has it in their power to:
> order license suspension or > revocation but that order itself will be suspended as long as the re-payment of support occurs within the time period that the Court mandates.
The Carrot and the Stick
Divorce Lawyer in Spring TX: Why is this law on the books and why do some judges choose to go this route in issuing an order? For starters, the law intends to punish the mother or father who can pay support but chooses not to.
If we apply the age-old adage of “the carrot and stick” to this discussion then the revocation itself is the “stick”. Many people think that our legal system does not go far enough when it comes to enforcing the law. This is a situation where I don’t believe that argument can be made.
Secondly, the law intends to give the owing party a reason to pay support in the first place. If you are aware that there is a possibility that your livelihood or at the very least your mobility depends upon your successful and timely payment of child support then you are more than likely going to pay that support when it comes due.
When it comes to something like a commercial driver’s license, a person who has that license revoked will have to pay money to have it reinstated and may even have to re-apply to get a new one.
Some folks work jobs where they are paid by commission or by the completed project, etc. and are not able to reply upon a set salary over a given period of time. We will have clients hire us in situations like this and they will ask our advice on how to handle a situation like this.
Even when it comes to child support calculation, the Court will not care how it is that you are paid or the frequency. The Court will take into consideration an average of what you earn over a year or two year period and will determine your child support in that manner.
Listen to Your Grandmother
Spring TX Divorce Lawyer: If your individual situation causes you to have sporadic income or income that fluctuates with the time of year the best advice would be to listen to your Grandmother’s advice from when you were a kid- and save up for it.
It is not an excuse to say that you haven’t been paid in five weeks because a big project at work fell through. When times are good at work- put some money aside for the times when things aren’t as rosy.
Doing this habitually causes it to become a routine and that helps avoid scenarios involving a State license like the ones described above. If an ex-spouse knows that the payments are usually consistent and for the amount owed, they will be less likely to file a lawsuit against the owing spouse for back child support. Most importantly, the people who stand to benefit the most from these payments, the children, will not go without simply because that monthly child support check did not arrive on time.
More than likely there will be Child Support
Spring Divorce Lawyer: The simple truth is that unless the parties to a divorce or child custody case agree to there not being child support owed by either party, someone will be paying child support at the conclusion of a family law case in Texas. The extent to which a party must pay and the conditions to that process are extremely important. If you are in a situation where you are either owed child support or you’re behind in making payments having the right attorney at your side is critical.
The divorce attorneys with the Law Office of Bryan Fagan, PLLC are ready and able to take your call and answer any questions you may have about the process and how to avoid costly mistakes that may lead to having personal or professional licenses suspended or revoked by the State of Texas. Please contact The Law Office of Bryan Fagan today for a consultation- free of charge ... Continue Reading
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lawinformation · 6 years
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Can my Texas Driver’s License Be Suspended for Not paying Child Support?
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On the off chance that you have require a best reasonable Law encounter, Can my Texas Driver’s License Be Suspended for Not paying Child Support to the immense procedure!
Family Lawyer Houston – Chapter 232 of the Texas Family Code has the answer to the question of whether a person can have their Driver’s License suspended for failure to pay child support.
In short, yes, your driver’s license (along with any license issued by a Texas agency) can be revoked or suspended for failing to pay child support.
If you’re a commercial truck driver, your ability to do your job and earn an income is put at severe risk if you don’t pay the child support you’ve been ordered to by a Court.
CHILD SUPPORT ENFORCEMENT
Typically, the party that is owed child support can request that their ex-spouse’s license be revoked in a child support enforcement suit. This suit is asking the court that originally heard the divorce suit between the parties to come back and hold the nonpaying spouse responsible for their failure to make timely payments of support.
Of the different types of enforcements that can be filed, child support enforcements are perhaps the most straight forward and easy to prove. Reason being is that the requesting party:
1. simply must state the dates that payments were due, 2. the frequency with which payments were missed and 3. the total amount currently owed.
As the vast majority of child support payments are made through the State Child Support Disbursement Unit, the information the ex-spouse needs to get the money from the owing spouse is not difficult whatsoever.
What typically will occur is if the owing spouse had the ability to pay the child support as ordered then the Court will issue an Order that requires the owing spouse to pay the support in an installment type setup.
The Court has it in their power to:
1. order license suspension or 2. revocation but that order itself will be suspended as long as the re-payment of support occurs within the time period that the Court mandates.
THE CARROT AND THE STICK
Divorce Lawyers Houston – Why is this law on the books and why do some judges choose to go this route in issuing an order? For starters, the law intends to punish the mother or father who can pay support but chooses not to.
If we apply the age-old adage of “the carrot and stick” to this discussion then the revocation itself is the “stick”. Many people think that our legal system does not go far enough when it comes to enforcing the law. This is a situation where I don’t believe that argument can be made.
Secondly, the law intends to give the owing party a reason to pay support in the first place. If you are aware that there is a possibility that your livelihood or at the very least your mobility depends upon your successful and timely payment of child support then you are more than likely going to pay that support when it comes due.
When it comes to something like a commercial driver’s license, a person who has that license revoked will have to pay money to have it reinstated and may even have to re-apply to get a new one.
Some folks work jobs where they are paid by commission or by the completed project, etc. and are not able to reply upon a set salary over a given period of time. We will have clients hire us in situations like this and they will ask our advice on how to handle a situation like this.
Even when it comes to child support calculation, the Court will not care how it is that you are paid or the frequency. The Court will take into consideration an average of what you earn over a year or two year period and will determine your child support in that manner.
LISTEN TO YOUR GRANDMOTHER
Family Attorney Houston – If your individual situation causes you to have sporadic income or income that fluctuates with the time of year the best advice would be to listen to your Grandmother’s advice from when you were a kid- and save up for it.
It is not an excuse to say that you haven’t been paid in five weeks because a big project at work fell through. When times are good at work- put some money aside for the times when things aren’t as rosy.
Doing this habitually causes it to become a routine and that helps avoid scenarios involving a State license like the ones described above. If an ex-spouse knows that the payments are usually consistent and for the amount owed, they will be less likely to file a lawsuit against the owing spouse for back child support. Most importantly, the people who stand to benefit the most from these payments, the children, will not go without simply because that monthly child support check did not arrive on time.
MORE THAN LIKELY THERE WILL BE CHILD SUPPORT
Divorce Attorneys in Houston – The simple truth is that unless the parties to a divorce or child custody case agree to there not being child support owed by either party, someone will be paying child support at the conclusion of a family law case in Texas. The extent to which a party must pay and the conditions to that process are extremely important. If you are in a situation where you are either owed child support or you’re behind in making payments having the right attorney at your side is critical.
The divorce attorneys with the Law Office of Bryan Fagan are ready and able to take your call and answer any questions you may have about the process and how to avoid costly mistakes that may lead to having personal or professional licenses suspended or revoked by the State of Texas. Please contact The Law Office of Bryan Fagan today for a consultation- free of charge… Continue Reading
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collectionlawyer · 2 years
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Using the best collection agency in UAE can assist you in recovering unpaid debt.
In today's commercial environment, the contribution of a company debt collection firm is critical, particularly for business owners who have a large number of unpaid bills from their customers. Overdue payments are, without a doubt, one of the leading causes of a company's demise. As a result, if a business is in this financial scenario and is wondering how to recover their payments back from their clients, it is best to seek the advice of a collection agency. It is a third party that specializes in debt collection Dubai, particularly when a debtor is experiencing cash flow problems.
Assisting in the preservation of a company's reputation
One of the most compelling reasons for a creditor to enlist the help of the top collection agency in the UAE is that it will surely make the debt collection process more cost-effective, simple, and convenient. Some of these organizations also serve as a middleman between the creditor and the debtor. These agents assist in resolving disagreements between the two parties regarding debt repayment. They assist creditors, for example, in receiving payments on time and provide debtors with the opportunity to appropriately organize their bills. Collection agencies buy debts from creditors to continue the debt collection procedure against debtors. They are well-versed in the rules that govern commercial collections, and they employ ethical legal methods and common sense. They also have the support and resources necessary to persuade a debtor to settle the debt. Unpaid debt recovery can be done in several ways.
In today's world, business debt collection in UAE is a regular problem. A corporation must figure out the best approach to encourage delinquent clients to pay their bills in a way that costs them the least amount of money. Collection companies are a wise alternative for a comprehensive debt recovery solution that increases the percentage of successful recoveries while reducing write-offs. As a result, if a business owner has one or more nonpaying customers, then enlisting the help of a collection agency is unquestionably the best way to recover their outstanding debt.
The delicate subject of debt collection in UAE will be handled expertly and efficiently. Whether it's for a single bill or a large collection of debts, they'll get the job done.
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creconsult · 4 years
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How Do You Price Apartments in a Recession?
New Post has been published on https://wp.me/p3mbbb-ud2
How Do You Price Apartments in a Recession?
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  Multifamily operators rely on revenue management to help predict profitability patterns.
With all the pandemic-related turbulence in the market, determining how apartment units should be priced to succeed has become increasingly difficult. During the past two decades, many firms have come to rely on sophisticated pricing and revenue management systems to manage their daily operations. But since the advent of COVID-19, pricing units has become a pioneering effort.
“The most interesting thing about revenue management is that the biggest gains have been during recessions,” said Donald Davidoff, the president of D2 Demand Solutions Inc. Davidoff is currently experiencing his third recession using revenue management. During the first two downturns, in 2002 and 2008, he worked at Archstone, which was the first apartment company to use revenue management.
“We outperformed the market in both of those recessions substantially more than during any of the growth times,” Davidoff noted, adding that the rising tide lifts all boats during an upcycle and anybody can do well. “Where you really have to be smart and granular—and super careful—is when times are tough.”
Operators that rely on manual systems tend to look at a community as a whole and deal with things across the board. Or they’re slow to respond up or down. When they have to suddenly respond to lost occupancy or even improvements in the market, it requires a massive shift.
“Humans are very patterned,” Davidoff explained. “We’re sort of stuck in our ways, and it takes a little while to realize things have changed.”
But technology doesn’t miss things as humans can. During the 2002 and 2008 recessions, Archstone saw two-bedroom units outperform one-bedrooms and studios, as people doubled up. “If you reduced rents across the board, then you missed an opportunity where you didn’t have to reduce rents as much on the two-bedrooms, or in some cases could even increase them,” said Davidoff.
Revenue management is not just about raising rents. It’s about tactically lowering rents to stimulate demand. It’s about reacting more quickly and more granularly—and treating your one-bedrooms differently from your two-bedrooms.
“In fact, during the current recession, we’re seeing in the data for many markets that one-bedrooms are outperforming two-bedrooms. Maybe people don’t want to live with a roommate because of distancing. Maybe more of the people who are in larger units are moving toward single-family. I am purely speculating why,” said Davidoff. “But as a human, I would have gone to the rule of thumb I observed during the other two recessions: In both 2002 and 2008, two-bedrooms outperformed one-bedrooms. So, I would just automatically put that rule of thumb to use and think I was really, really smart.”
But the data is showing that the behavior at the bedroom count level is different this time than the last two recessions. Davidoff noted that if you’re not using a system, there’s no way you’d realize that. And even if you realized it, you might not know exactly how to act upon it and how much. “So, I actually think that revenue management systems are more needed now than before.”
PRICING ISN’T ALWAYS THE ISSUE
As a result of COVID-19, pricing has been trending down in general for Pillar Properties, a Seattle-based developer, owner, and operator of 1,600 units in the Puget Sound area. However, traffic has picked up over the past two weeks, and, depending on the property’s overall health, the submarket and neighborhood, the team has been reporting increasing trends in pricing.
“We’re hopeful we’ll catch up on some of our flattened rent growth and leasing activity,” said Diana Norbury, CPM, senior vice president of multifamily operations at Pillar Properties.
While revenue management technology can help reveal patterns, there are other factors at play today. “We’ve found that pricing isn’t always the issue right now. Some of the purchasing decisions are made around factors like delayed move-in dates related to work or school circumstances.”
Pillar’s perspective and future residents aren’t necessarily price sensitive. They are, however, in a position where they know they can take advantage of slow leasing trends and ask for specials upfront. “Revenue management has helped us find opportunities to push pricing and better manage lease expiration management, and to improve pricing and premiums for on-notice homes,” Norbury explained.
Like other operators, Pillar is approaching pricing, and revenue management forecasting differently now during the recession. “This means longer hold times on pricing, allowing for different (longer and shorter) terms to better manage lease expiration management, and opportunities to improve pricing at the next renewal,” Norbury said.
LOCATE YOUR BREAKING POINTS
Bridge Property Management, based in Salt Lake City, has overseen the management of more than $5 billion in investment property over the past 25 years for both large and small real estate investors. Pricing and revenue management are definitely more challenging during COVID-19, according to COO Tim Reardon.
Reardon has observed many owners and managers implementing panic-based strategies for maintaining and growing occupancy. “The reemergence of concessions in a broad way makes pricing within a submarket more difficult, as net pricing moves on a daily basis are widening,” said Reardon. “The understanding that availability is currently hazy—based on the potential of many nonpaying residents moving out at once—makes pricing decisions more difficult.
Pricing and revenue management systems, however, are absolutely more relevant than ever during recovery from the pandemic-induced recession, Reardon noted. He said that in order to not give away the farm—or to potentially realize some unexpected growth—you need to have a system that will guide you and show you where your breaking points really are. “If left up to feelings, you’re bound to react too emotionally and default to what everyone else seems to be doing and saying,” he explained.
Bridge is continually fine-tuning pricing and revenue management best practices. One current refinement they’ve implemented is including the eviction risk of a property’s current resident base into the new pricing philosophy, potentially changing the direction of pricing moves based on this metric that was previously not taken into account.
“We’ve been pleasantly surprised with the success of our properties over the past few months, but we know the stability we’re experiencing may be running out with the stimulus dollars dwindling,” Reardon said. “Until the moratorium on evictions ceases, we won’t really know the extent of the impact on the industry, but we’re hoping to be able to find some viable deferral solutions for all of our residents, so we can keep them in place, which would be a win for everyone.”
  Source: https://www.multihousingnews.com/post/how-do-you-price-apartments-in-a-recession/
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indianangel01 · 4 years
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The last nail in the coffin for Indian private healthcare?
The Last Bullet For Indian Private Healthcare © Dr. Rajas Deshpande Many doctors, nurses and other staff, police officers are dying due to corona exposure. Recently the quarantine period of doctors was cancelled. To add to this, very ridiculously, doctors’ salaries were reduced, and covid funds were deducted from even frontline warriors’ salary. This is like taking money from a soldier’s paycheck to fund the army!! When I recently heard some people shouting about excess bills in hospitals, doctors not working etc., I felt like shouting back too, but one cannot argue with a sold TV screen. For decades India has had Excess urban crowding, Very poor hygiene. Very high poverty and illiteracy. Lack of town-planning for slums. Severe lack of state/ national healthcare infrastructure. Tiniest budget for healthcare. Perpetually under-functioning government hospitals. Every season hundreds die due to epidemics. Where were you till before the pandemic? Who is responsible for all of the above? Do you want to discuss these factors which are responsible for the pandemic chaos today? Or now you just blame it all upon Doctors and Private hospitals?© Dr. Rajas Deshpande Only private doctors with small nursing homes and dispensaries, clinics were shouldering all healthcare needs that government hospitals could not provide. They had low profits and catered to middle and lower class. These were destroyed in last few years because of too many stringent regulations and costly licensing. Many closed down. Legal troubles by relatives, politicos supporting them, vandalising hospitals forced many private doctors to stop admitting patients. Protection to doctors was denied by almost all governments till before this pandemic. Indian poverty is never ending, and charity cannot run anything perpetually unless there’s a strong fund generating mechanism supporting it. If someone expects that doctors charging 2 rupees fees are the ideal healthcare for all our medical needs, they should happily go to such a doctor. We highly respect them too, but it is their choice and there are obvious limitations to that. To develop advanced healthcare in India, higher profits were necessary for higher investment. Corporates, some businessmen and the likes of Mr. Ambani pitched in. Advanced healthcare with heart and liver transplants, complicated brain surgeries, cancer treatments came to India because of these investors. They accepted all the conditions of governments to accommodate over twenty percent poor, nonpaying patients via various schemes. The payments for running these schemes were delayed for years, and the hospitals were arm-twisted in still continuing to treat everyone. The only source of profits was private and some insurance patients who were paying a higher fees for facilities: from air-conditioning, food to choice of specialists. Higher quality of staff, especially nursing and technicians who can operate high end machinery and robotics requires very high salaries. Maintenance costs are heavy. A specialist cannot do much without such a very good team. Each of these requires good if not great salaries, as they are continuously invited by developed countries who pay far higher. But then every patient wants the highest facilities, best staff and specialist team, with no payment or basic payment. There’s no concept of billing beyond actual price of medicines and room charges. Service and maintenance is considered a ‘free right’. © Dr. Rajas Deshpande Even in this modern era of equality, a higher class Indian officer like a minister gets a higher room, better food and other facilities, even higher medical bill sanctions, whereas the labourer from his department gets minimum basic facilities and bill eligibility only for general ward. Law allows higher healthcare’s standards and payments for higher officials. Why do they even have classes in railways and airplanes? If a “Gareeb bechara” migrant wants to fly home, should we deny him compassionate air travel even if he dies walking hundreds of miles? Why don’t you do for the poor something that you expect doctors and hospitals to do? We don’t mind if basic and emergency healthcare is uniformly cheap or free for everyone. But when you force a high-end medical commodity (skill-time-investment-staff) to be sold at a loss or extremely marginal profit, you kill the system. Doctors do not differentiate when making a diagnosis or treating anyone from any financial/ power background. But the private hospitals must be allowed to cater to different classes, earning their profits. That is their only stimulus to grow forward, bring advanced healthcare to India. Different governments have failed at maintaining high standards of healthcare in their respective set-ups (with some proud exceptions- but that’s where our powerful go). Some hospitals indeed take more bills for better class of services, including staff, but none of them forces a patient to come to them. Even these hospitals never deny free emergency treatment to anyone. “But isn’t healthcare a charity? Haven’t you taken oaths to serve?” our loudmouth hypocrites ask. Yes we have taken an oath to serve everyone rich and poor equally, but no, we have not taken any oath to neglect our own health and well being. Yes we have taken an oath to serve, but we have not taken any oath to live in perpetual poverty and financial stress. Yes we are under an oath to do our best for every patient, but we will not be bending backwards to fulfil their unreasonable demands. Yes we want to save every life, even if it is dangerous , but we will not unnecessarily endanger our own life because someone forces us. We haven’t taken an oath to abandon our families. The Hippocratic oath does not ask any doctor to stay hungry, work without sleep, and do the unscientific because the government cannot pay for more doctors. Still we are doing all this already. Let us be clear: we proudly and intellectually serve our country, but we refuse to be considered slaves of either the system or the society. © Dr. Rajas Deshpande Capping bills in private hospitals will be the last bullet for all advances in healthcare development in India. Be prepared to go back to the chaos of ancient times in that case. Quality will suffer most: right from specialists to nurses to medicines. You can of course force one generation of doctors to work like this, low cost and excess work. People aren’t fools to send their children to such hells of social slavery. Yes you read that right. There’s a difference between service and slavery. Do not attempt to turn medical service providers into slaves. It will backfire very sourly. Instead of this, the government can invest in existing private healthcare players to create low cost infrastructure alongside their private hospitals, or privatising its own healthcare institutions with increased capacity. Our governments do have friends in very high places who can invest. We love India. We are not against any government. But we do feel very strongly that healthcare decisions must be made involving everyone concerned, that this people-pleasing for short term will turn out to be a huge disaster in long run, and it will be irreversible. If the government thinks that cancelling hospital permits and doctors’ licences is the right way forward, God help it. If private and corporate hospitals start shutting down now, it will be permanent. India will then have to mostly rely upon prayers alone for healthcare. And of course those who think they know medical science more than doctors. India has no dearth of such ignoramuses. Jai Hind © Dr. Rajas Deshpande Please share unedited Read the full article
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bbblawfirm · 4 years
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What does the Foreclosure and Eviction Act Mean for You?
On Monday, April 20th, Massachusetts enacted new landlord, tenant, and mortgage laws related to COVID-19 financial impact that affects residential and commercial properties, including limits on foreclosure laws and eviction proceedings (Chapter 65 of the Acts of 2020).
What properties are affected?
All residential tenants and certain small business tenants are protected from nonpayment evictions, late fees, and other eviction reasons discussed below.
Certain residential properties are protected from foreclosure.
What does the law mean for small business tenants and landlords?
The law applies to small business tenants that operate only in Massachusetts and can include for-profit and nonprofit companies subject to size limits.
Small business protections include late fee arrangements and limits on notices and eviction proceedings for post-COVID defaults.
What does the law mean for residential tenants and landlords?
Residential tenant protections include late fee arrangements and extensive limits on eviction notices and eviction proceedings unless there is a health or safety reason for the eviction.
Landlords can commingle funds held for last month’s rent for immediate use on landlords’ allowed obligations, but the amount must still be credited against the tenant’s last month.
What does the law mean for residential homeowners and mortgagees?
Protected residential homeowners must generally occupy a 4-family or less dwelling as a principal residence without having leveraged the property as security for a commercial loan.
Protections include limits on foreclosure and requirements for lenders to offer forbearance agreements if the homeowner is financially impacted by COVID-19.
What is the timeframe?
These protections and restrictions will likely be effective until at least August 18, 2020 but can be extended up to 45 days after the COVID-19 state of emergency has ended.
The act does not relieve tenants or borrowers from paying their obligations. If you need assistance negotiating an arrangement with your tenant, borrower, landlord, or lender or advice about how to proceed against a nonpaying party, please contact our real estate attorneys at Baker, Braverman & Barbadoro, P.C. and we can help navigate the best strategy. Our real estate team includes leasing, foreclosure, and eviction lawyers in Massachusetts.  Baker, Braverman & Barbadoro, P.C. – Kimberly Kroha, Esq.
from QUINCY ATTORNEYS-Baker, Braverman & Barbadoro P.C. 300 Crown Colony Dr #500 Quincy, MA 02169 (781) 848-9610 https://ift.tt/3eNBhuo via https://bbb-lawfirm.com
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hempoilfrog1 · 4 years
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Make Money Taking Surveys and Tips for Avoiding Scams
Your Opinions Need To Be Heard From Paid Online Surveys.
Hempoilfrog is passionate about finding websites that reward members for sharing their opinions by taking surveys, along with completing other online activities. If you want to make money taking surveys, you cannot fall for the same height that so many other websites offer you. Read Here: How to Make Money Selling CBD oil with Changing the Future Outcome – CTFO: The Ultimate Guide
Paid surveys are an excellent opportunity for people with all different skillsets and schedules all around the world to make some extra money or build a second income from home. In order to find the top paid online surveys, however, you need the type of in-depth information you can find here at PaidSurveys.net.
What are the paid survey services?
Paid online surveys come directly from companies or organizations that want honest information from a variety of people. There are many platforms out there that claim to give you the best lists but fall short when it comes to actually signing up and trying to make money taking surveys. The last thing you want to do is waste your time with nonpaying or suspicious survey sites.
Paid survey services work hard so you do not have to waste your time. We offer only the best lists of opportunities and give you all the necessary information so you can find the sites that fit your needs and circumstances. Despite all of the excellent data here, you should still do your own research to make sure you can successfully fill out the surveys and get the compensation due to you.
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You can make money taking surveys by choosing and signing up for reputable companies that attract the survey creators to provide the highest levels of compensation. The process is simple. You answer a few questions to see if you qualify, complete the paid surveys honestly, wait for verification, and then get paid the agreed-upon amount.
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The companies and platforms that offer paid online surveys send you the earnings in a variety of ways. In general, you may either get actual money through a payment processor website like PayPal, an electronic or paper check or earn points that you can trade for gift cards and other valuable prizes. Most of the paid surveys sites have a minimum payout amount you must reach before they send you any money or gift cards.
It is important to understand that not every platform that offers paid online surveys does so to all countries. Of course, most focus on the United States, the United Kingdom, Canada, and Australia primarily. Others extend to only a few countries in Europe, while others cater to an international community. If you want to get money or any type of compensation from paid surveys, make sure they offer it for the country where you live.
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Paid surveys give a wide variety of people the opportunity to earn money from home. You do not need any fancy equipment, higher education, or any unique skills or knowledge. However, if you want to make as much as possible in the least amount of time, you do need to understand these excellent tips for doing paid surveys on the Internet.
• Sign up to only the most reputable paid surveys websites. • Fill in your information completely and keep it honest. • Double-check to make sure you can make money taking surveys with that company. • Sign up for the newsletter, notifications, or an app to get immediate access to the best. • Do as many paid surveys as you can. • Cash-out as soon as possible after reaching the minimum level.
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Unfortunately, there are a lot of paid surveys scams on the Internet today. It is far too easy to set up a quick website, create a survey, and claim to pay a large amount of money or hand out gift cards. These illegitimate websites limply want to get your personal information and email address for their own purposes. Some even tried to make you pay them money for the opportunity to earn. This is a serious red flag you should avoid completely.
In order to protect yourself and make money taking surveys online, follow these tips to avoid scams.
• Only sign up at reputable sites with good reviews like those who will find here. • Avoid paid surveys with exceptionally long qualification processes. • Never pay out any money for the opportunity to take a survey. They should pay you. • Do not do paid online surveys with unachievable minimum payouts. • Remember, if something seems too good to be true, it probably is.
We research the web to find the companies that conduct market research themselves or will connect users to survey panels that do at no cost to members.
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Free membership • Simple sign up process • A good user experience • Offer surveys to complete • Offer rewards in the form of cash or redeemable points • Must have a Privacy Policy • Must have a Terms of Service • Must have a way to unsubscribe from mailings • A way to contact support
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Read more:
Make Money Taking Surveys and Tips for Avoiding Scams
The Ultimate CBD Edibles Guide
How To Make 500 Dollars Fast In Less Than A Week
16 Companies Offering Transcription Jobs From Home
30 Best Late Night Work From Home Jobs Anyone Can Do
Many claims state that you can earn tons of money with paid online surveys, but they do not tell the whole story. Paid surveys can not replace your income completely. However, when you have the best information as you find on this website, you can make money taking surveys that will improve your quality of life. Build a second income in less time than you think and without any special skills or secret formulas.
We strive only to list the best-paid survey sites. We ask site contributors to share their research and personal experiences to help you make an informed decision when signing up with a website where you can earn rewards by becoming a member for free.
The post Make Money Taking Surveys and Tips for Avoiding Scams appeared first on Sell CBD Oils.
from https://hempoilfrog.com/make-money-taking-surveys/
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compare insurance quotes for young drivers
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auto insurance quotes for 17 year olds
auto insurance quotes for 17 year olds
auto insurance quotes for 17 year olds
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auto insurance quotes for 17 year olds
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auto insurance quotes for 17 year olds
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minibus insurance
minibus insurance
minibus insurance
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minibus insurance
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Are your health insurance cards made cheaply?
Are your health insurance cards made cheaply?
My son has health insurance with one of the largest firms there is. In October, he went to get his flu shot and pulled out his insurance card and all the print has wore off. Therefore, he couldn t use it! Have yet to get another one. Suggestions?
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My son has health insurance with one of the largest firms there is. In October, he went to get his flu shot and pulled out his insurance card and all the print has wore off. Therefore, he couldn t use it! Have yet to get another one. Suggestions?
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My son has health insurance with one of the largest firms there is. In October, he went to get his flu shot and pulled out his insurance card and all the print has wore off. Therefore, he couldn t use it! Have yet to get another one. Suggestions?
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spiritual-doctor4u · 5 years
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THE ACCURATE HEALTH CARE MANAGEMENT - at no cost
EMPOWERING THE PUBLIC & PRIVATIZING HEALTHCARE MANAGEMENT
A chain smoker refuses to quit smoking, saying it is his right to smoke & yet demands free medical treatment for his asthma/throat cancer, concurrently.  How insane is his premise, & why should the doctors loose their valuable resources on such losers.
Today lying down & sitting put for long hours are diseases.
There is always a way to work out.
WHAT AIL'S THE HEALTH CARE SYSTEM ??
Diagnosing the aliment that health care is suffering from, has been tough for the people who govern and finance the system: the medical staff who toil 24/7 inside the air tight bubble, the poor ignorant guinea pigs who offer themselves for scientific treatments, and the hungry corporations who feed and poison the common man with their toxic harmful processed food products. All the above four agencies are inside the system. To arrive at the differential diagnosis, someone impartial and not connected with the system has to study in depth from outside. It is pretty easy, and a piece of cake for a trained Value engineer and creative Industrial engineer like myself, to take in the total picture of all the elements involved and process them to evolve a workable practical solution. Since this solution is so far advanced and 25 years ahead of its time that the concerned parties may find it difficult to accept and implement it right now, though eventually this is the only way out for everyone involved. We will have to think out of the box to arrive at the best possible solution to this century old problem of health care.
WAIT AND WATCH TACTIC
Let us start with the world’s top most troublesome problem as an analogy – Smuggling of drugs. How are we tackling it today? By policing it, chasing it after the act has been committed. We wait for the drug lords to buy the stuff off the farmers, wait for them to process it and do value addition to it, again wait for them to smuggle it across the borders in ever new ways. We wait for intelligence tips to arrive, and yet again wait for the actual stuff to arrive to catch it, if we can.
LEARN FROM COFFEE BUYERS
Thousands of police officers, border security forces, k-nine units, cars and helicopters by the hundreds are employed to do this job today. If not billions but many trillions of dollars are spent every year unsuccessfully in the effort to contain this drug problem. In vain goes all this herculean effort because our children are still doing drugs and bringing untold misery into the families involved. As a government agency, we ought to be proactive and one step ahead of the drug lords to beat them at their game. The solution is very simple. Who is buying up 90% of the world’s coffee? Starbucks and Tim Horton’s & MacDonald’s. Just like them we go out and procure 98% of the raw heroin/poppy from the farmers and do what we want to do. We could even ask the farmers to harvest the crops much before they blossomed since we intend to destroy them. Ship it to an undisclosed location and dispose it off, by burning it and generating power. Alternately process it for medicinal purpose and huge governmental profits.I would go a step further to the very root of the epidemic, by procuring the poppy seeds themselves and destroying them systematically and clandestinely. In a matter of three to five crop cycles poppy seeds can be in the extinct category. We have to think out of the box for creative solutions.
WRONG PRIORITIES
This would render most of the police force surplus to be utilized in other areas. They would still be required to track down the small time individual poppy growers. Trillions of dollars would become available for critical health care management. Now that you have abundant funds, let’s see how to spend a fraction of it to get extraordinary results.
FOOD MANUFACTURERS WITH NO ACCOUNTABILITY
Coming back to our key issue of health care management, we observe that the poor guinea pigs has been given absolute freedom to do as they like, even if it means going on the road to destruction, and expecting the big brother, their governments, to rescue them later with all paid for health care plans, while they continue with bad habits. The governing agency is too busy with hundreds of higher ranking international priorities, including re-election to office; hence this issue takes a back seat in their agendas. The highly talented medical staff is busy doing what they have been trained for; treating the human body after the DAMAGE has been done. Like our police force they wait and watch till the people fall sick, and the guinea pigs to be carried into the hospitals. Additionally these doctors are always treating the symptoms, the effect, in the body and not the cause of sickness, which happens to be beyond their realm and scope of work. Finally the profit hungry corporations are responsible for all the degeneration caused to the common man’s health. Who is going to hold them accountable? They have been getting away very easily till now, but time has come to put an end to all this mess.
DEFAULTING CORPORATIONS ASKED TO FIX UP THE DAMAGE
Time has come to take a peep into the CRYSTAL BALL for the most of the world.  The doctor – medicine scene has degenerated beyond repair. It has reached levels of INSANITY.                            
SELF DEFEATING POLICIES
These food manufacturers continue marketing richer and bigger portions again and again, expecting different results every time.  In short they have embraced SELF DEFEATING policies and egoistic attitudes, that their corporations are more important than the nation. The picture changed radically for worse, by 2020, which is just around the corner. Like the housing market, this bubble burst with such catastrophic effects, that some harsh steps had to be taken, within the basic frame work of total freedom.
THINK TANKS FIND FOOL PROOF SOLUTIONS
The best think tanks in the world were summoned to find innovative solutions to this devastating problem. They brain stormed and came up with these following proposals. The anti-lobbying law was enacted and passed banning any spending by these hungry corporations on lobbying of every kind, direct or indirect. Another sub law was added to the above, which made it legal, for the affected public and the governments to sue these companies for playing with health of future citizens of the nation, for staggering compensations.
EMPOWERING THE PUBLIC & PRIVATIZING  HEALTH CARE
The federal taxes for personal incomes and corporate profits were marginally reduced and the health care plans dissolved.  The message was clear. Here, take your money and manage your own health with your very own personalized health care plans.
FOOD CORPORATIONS TO FOOT THE HEALTHCARE EXPENSES & MGMT
In lieu of the reduced corporate taxes the corporations were asked to take up the responsibility of health care management and expenses. The law makers additionally argued on the following premises. If the auto manufacturers are compelled to recall millions of defective and unsafe vehicles which could possibly lead to fatalities down the road, then why not apply the same logic to the food manufacturers.                
The food and liquor manufacturing companies were directed to take over the hospitals and fix up their mistakes of misleading the innocent youth on the fatally wrong path. They were required to manage clinics and hospitals, with the profits they made off the poor gullible public, who were Hexed by these very corporations with their false propaganda.
ALLOCATION OF HOSPITALS BASED ON PRODUCT RELATED ALIMENTS
The hospital for mouth and lung diseases was allocated to the tobacco companies.
The hospital for obesity and heart diseases was offloaded on to the food corporations and liquor commissions.
The diabetic clinics were handed over to coffee cafes, tea kiosks, chocolate companies, and candy manufacturers.
The mental health institutions were forced upon meat processing and gaming corporations.
Thus the government washed off their hands from the painful and perpetual issues of health care, its cost-burden and management. This way a major catastrophe was averted very smartly and profitably. The above innovative change was a Utopian step for the troubled West.
TRANSPARENT PREMISE
It worked because these companies managed their hospitals and clinics very professionally and effectively, keeping the same philosophy of CUSTOMER FIRST. They adopted a unique pattern of admitting patients into the clinics and hospitals. They adopted a two window system: PAYING window and NON-PAYING window. The paying window was reserved strictly for indolent, alcoholics, smokers, overweight, and addiction prone public. The non-paying window was reserved for active, teetotalers, nonsmokers, lean and addiction free public. The premise of this system was transparent and simple. If a person could afford rich foods, exotic liquors, expensive cigarettes and luxurious cars then he could afford to pay for his costly illness and sickness too. These companies were happy making additional profits off the rich man which helped pay for the poor nonpaying patients who truly required the expensive treatments. It did not make sense with these companies that people should consume in large quantities, stick with harmful habits, and ask for medical treatments at the same time.
HOLES IN THE BUCKET
A diabetic patient refuses to give up his muffins, dough nuts & sweets, yet he insists on getting free treatments for his insulin imbalance ailment. Go figure.
It was like filling up water, in a bucket which had big holes at the bottom. Why would anyone use such a defective vessel, to fill up and truly believe that it will fill up at some point of time? It was akin to try and button up your jacket only to find out that it has a zipper for closing up.
“These coarse people of bad habits and shallow judgments do not deserve such a beautiful and anatomical a structure as the human body. They deserve merely a sack to put in food and let out again.” I fully agree with LalaHardyal who wrote this many years ago.
RIGHTLY FOCUSING ON PREVENTIVE HEALTH & MEDICINE
These corporations additionally & cleverly leased out all the health clubs and fitness gymnasiums in the country. It was free for all, but mandatory for the non-paying clients to use them on a regular basis. It became more important to prevent than to cure. Hence 80% of the effort was spent on prevention and just 20% on curing the malady. This major paradigm shift brought down the total cost of health care drastically. The idea is that the doctor takes a back seat and allows the common public to take personal responsibility of their health. The Doctor was supposed to be a coach/counselor and that was the original idea to have family doctors to help in preventing the diseases rather than curing them.
WRITING IS ON THE WALL
Today it does makes sense with the governments handing out free health care plans, no questions asked. If they ever did question, then their governments would be voted out of power, on the basis of discrimination. This is the key word. The power of the public to black mail the governments. The future of these governments can be seen in the crystal ball.                    
We do not need another Nostradamus to tell us what is going to happen 20 or 30 years from now. The writing is on the wall, for every one of us to read, if we want to. This global writing too is heavily coded and to get the real meaning it must be deciphered locally.
PILOT PROJECT TO MAKE A SUCCESS STORY OF THE NEW MODEL
I feel the above Utopian approach and health care model, has to be tried out in an educated manageable   advanced country like Norway or Switzerland first to make a success story and then the rest of the world will line up  to borrow the concept, of course at a high cost and perpetual royalties for life. My intuition says that sooner or later the world has to come to its knees begging for such a unique solution to the most pressing and financially draining problem. How do the industrial manufacturers maintain their factories/plants & stay ahead of their competitors? Naturally by following the same very preventive maintenance concept they stay ahead. It should definitely work in the Medical field too equally well. I am suggesting a pilot project on a country level as we do in any engineering field.  I have spearheaded numerous committees at my  steel company to help evaluate the feasibility of major new projects. One noteworthy project was the setting up of new 10 million tonne steel plant on the eastern coast of India. After my findings and in-depth study it was scrapped ceremoniously. I have been the official Think Tank 
Rohit Khanna - IN-VENT  & IN-FORMED 
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