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#bpi scam
joyofblogging · 1 year
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I was scammed today!!!😩
This is kinda embarrassing but whatever. I just want to share to make sure that no one will experience the same thing. Or will not stupid like me. Hahaha
While waiting for our order, someone called me. An unknown mobile number. Since I was waiting for a call from the bank, I answered it.
The guy told me that he’s calling from BPI. He told me that he’s calling to inform that my credit card will be replaced with a Platinum Card and will be ready for pick up on Monday at TGU IT Park Branch.
But to verify and transfer all my transactions, he asked me to complete my credit card number. Which I did. He then asked me for my customer number. Which I gave. And he verified for my birthdate.
Then he told me that my rewards will be converted to cash and will be deposited into my registered savings account. Which by the way, he knew the account number.
Then he asked for my BPI Online Login Password. This time, I felt like I was hesitant but at the same time, was like hypnotized and still told him. The first one was wrong coz I really can’t remember it since I don’t login by inputting my credentials.
Then he said it’s not correct. So I mentioned another arrangement. And it went it. Then he told me that a code will be sent to me because they need it to transfer the amount to my savings account.
Thanks God that I woke up from that trap and asked him why I will give him a code for resetting my password. Since the message said that it’s for resetting my password. He said that it’s not. But I said that it is what it’s asking.
And I told him that I will be going directly to the branch and verify everything. He hung up without saying goodbye.
By the way, this is his number +639613141612!
Good thing no transactions were done. Good thing my savings don’t have anything on it. Hahaha
I thought of going to the branch but it will surely take time and I needed to be somewhere. So I just called BPI’s hotline and also left a message at their Twitter account.
Thanks God someone picked up on the first call.
I told her everything and she said that it was a scam. Because they don’t ask for details like customer number and most especially, BPI Online Login Username and OTP Code.
So she deactivated my credit card. And transferred me to their online banking in-charge. My online banking account was deactivated as well. Everything!
It was kinda a hassle. But it’s better that way.
Also, they also responded at their Twitter account. They asked for the contact number of the one who called me, the date & time of the call. The same data I told the agent on their hotline.
They already created a report about it.
So here’s the takeaway.
Never ever give your customer number, account number, login credentials and most especially, OTP to anyone calling. Whether you know it’s from BPI or not.
This is the link to verify their accredited Telesales provider.
https://l.bpi.com.ph/3DHpv2p
Never ever trust anyone.
I think I’m building up another trauma. And it’s really disappointing.
What I don’t understand though is how did these scammers get all my details (account number, mobile number, birthdate, etc.) when I only provided it to the banks?
How much are we really protected by the Data Privacy and Confidentiality Protection Law?
Can these financial institutions instead create a code or something that will tell their clients that the number who’s calling is legit?
And it’s crazy how these scammers can still live without being eaten by their conscience? Stealing money from the hardwork of other people.
I don’t think the SIM Registration is working. If these scammers are still not being caught and punished.
So yeah! Be aware! Beware! Still it’s not a safe place anywhere even online or virtual. Bad people are scattered and still spreading negativity and damages.
Thanks to BPI though for being so responsive and helpful in fixing this issue!☺️
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This day in history
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I'm coming to DEFCON! On Aug 9, I'm emceeing the EFF POKER TOURNAMENT (noon at the Horseshoe Poker Room), and appearing on the BRICKED AND ABANDONED panel (5PM, LVCC - L1 - HW1–11–01). On Aug 10, I'm giving a keynote called "DISENSHITTIFY OR DIE! How hackers can seize the means of computation and build a new, good internet that is hardened against our asshole bosses' insatiable horniness for enshittification" (noon, LVCC - L1 - HW1–11–01).
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#20yrsago Penguin Putnam’s domain-name intimidation scam https://web.archive.org/web/20040726041959/http://www.katie.com/
#20yrsago Music blogs under the BPI gun https://web.archive.org/web/20040802232645/http://www.snappishproductions.com/blog/archive/000852.html
#20yrsago Film piracy zine from 1975 https://web.archive.org/web/20040810095634/http://www.sizemore.co.uk/2004/07/private-screenings-i-just-stumbled.html
#20yrsago Tethered to your hardware: don’t get leashed by your vendor! https://web.archive.org/web/20040812080926/http://features.engadget.com/entry/6314322665586411/
#15yrsago Karl Schroeder on “rewilding” — openness, government, and autonomous nature as an economic actor https://www.youtube.com/watch?v=qb7pkohj6wE
#15yrsago Associated Press DRM diagram demystified (with cuss-words) https://imgur.com/more-accurate-version-of-ap-point-protect-pay-chart-img-r-programming-1469-july-26-2009-DzZdf
#15yrsago Primer on “high frequency trading” — AKA stockbots https://arstechnica.com/tech-policy/2009/07/it-sounds-like-something/
#15yrsago Movie/record industry rep says that you shouldn’t expect to be able to play your media for as long as you own it https://memex.craphound.com/2009/07/29/movie-record-industry-rep-says-that-you-shouldnt-expect-to-be-able-to-play-your-media-for-as-long-as-you-own-it/
#5yrsago Literary tattoos of the New York Public Library staff https://www.nypl.org/blog/2019/07/17/literary-tattoos-of-nypl-staff
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Support me this summer on the Clarion Write-A-Thon and help raise money for the Clarion Science Fiction and Fantasy Writers' Workshop!
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maxter112233 · 4 years
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I started the day right somehow. Had a good cup of coffee, and I discussed about the brain and stress response for my class. After my class, guess whaaaatt somehow i got stressed.
The line in BPI was lloooooooong.
LBC? Waited for almost 30mins just to confirm again on my face that my package has not been sent. Am I scammed? I hope not. I searched the tracking number days before and it indicated record not found.
Then I went to grandmall to buy milk and razors. Guess what? Another looooonggg line. Waited for almost half an hour I guess.
As I was going home, luckily I never felt pissed since I ate siomai with puso. I hailed a motorcycle. Thankfully, there was no traffic but there was this rider who counter flowed and nearly sideswiped us! The driver was so pissed that a fight would have ensued had he been able to catch the one that counterflowed. Luckily before I rode, I told him to go slow since I was not on a hurry.
The other half of the day deserves a long rant. But looking at another perspective it is better to keep your mouth shut and never ever be swayed by emotions.
I considered that the line in the bank would be long since Its a monday.
I gave the seller a chance to explain himself. Who knows what moment or fix they are in?
It was my fault that I got delayed at the grocery since I was not able to see my line was for the big carts. I later found out that the salesladies and baggers were new and its a monday and a lot of shoppers would surely be there.
I learned today how important it is to control emotions and to be kind and considerate to people. That any burst of emotion could trigger an eye catching scene that would make the public disturbed. This is one of those times wherein we need to show compassion to others since we do not know what they are going through. After all, I was able to accomplish what I need to accomplish and for that I should be thankful
#cebu #grateful
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vasoprimerxbuy-blog · 4 years
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Vaso Prime RX Since the water is heated in the closed container, it retains the energy which can be used in a variety of applications. Putting in new, energy-efficient windows is a standout amongst the most compensating home updates, since you will see a prompt change in both the solace of your home and what you are paying in heating and cooling bills although you may think win... (read more) One major player in how high your energy costs rise is your heating and cooling systems. Keto Weight Loss Pills Bpi Reviews BEWARE: My Shocking Results! Keto Advanced Weight Loss Pills Review - Is it a SCAM? The body burns carbohydrates for energy.
https://www.tophealthpills.com/vaso-prime-rx/
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rauthschild · 4 years
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Practice 'cyber hygiene': BPI reminds public as online scams surge
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bbcbreakingnews · 4 years
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Senior Wirecard exec ‘hiding in Russia under GRU protection’
The senior executive of a German finance firm who fled as it collapsed amid claims of a fraud is thought to be hiding in Russia under the protection of the GRU.
Jan Marsalek, COO of Wirecard and a prime suspect in an alleged £1.7billion scam, is rumoured to be hiding in an apartment west of Moscow.
Marsalek, who is now one of the world’s most-wanted men, has connections to the GRU and a man called Andrey Chuprygin, who is believed to be a former agent.
Jan Marsalek, COO of Wirecard and now one of the world’s most-wanted men, is thought to be hiding in an apartment near Moscow under the protection of military intelligence
The 40-year-old Austrian was head of Wirecard’s Asian operations, which are now at the centre of fraud claims after £1.7billion thought to be stored in accounts in the Philippines turned out not to exist.
As the scandal unfolded last month, Marsalek claimed he was travelling to Asia to try and uncover the location of the missing money.
Immigration records showed he flew to the Philippines on June 23 and then onwards to China, but those have also been exposed as fraudulent.
In fact, analysis carried out by Bellingcat, Der Spiegel and website The Insider suggest he actually went to Minsk – the capital of Belarus, and a close ally of Russia.
From there it is thought he crossed into Russia, which has had no border controls with Belarus since 1995.
German newspaper Handelsblatt reports that Russian intelligence officers decided it was ‘too risky’ to leave him in Minsk, before whisking him across the border.
Marsalek is thought to be under investigation by at least three western intelligence agencies over his links with the GRU.
They stem from his visits to warn-torn Syria, where he reportedly watched Russian troops recapture Palmyra from ISIS, and investments he was planning in Libya.
Chuprygin is an expert on Libya who advised Marsalek, but claims he was merely doing so as an expert on the security situation.
He denies having any links to Russian intelligence, though western spy agencies are convinced otherwise.
Germany’s financial world was stunned last month when auditors revealed a huge hole in Wirecard’s accounts.
Marsalek has been missing since last month when Wirecard dramatically collapsed after a £1.7billion hole in the division that Marsalek ran was uncovered in the balance sheet (file)
The firm, one of Germany’s most successful and registered on the Dax 40 Index, subsequently admitted that the money likely did not exist and filed for insolvency.
Wirecard’s chief executive Markus Braun was arrested on suspicion of falsifying accounts before being released on bail.
Allegations had dogged Wirecard for months, but the financial technology company was able to repeatedly fend off claims.
German authorities even launched investigations against a journalist over the negative reports.
But the scam unravelled in June when auditors Ernst & Young said they were unable to find 1.9 billion euros of cash in the company’s accounts.
The missing cash makes up a quarter of the balance sheet.
The sum was supposedly held to cover risks in trading carried out by third parties on Wirecard’s behalf and was meant to be sitting in trustee accounts at two Philippine banks.
But the Philippines’ central bank has said the cash never entered its monetary system and both Asian banks, BDO and BPI, denied having a relationship with Wirecard.
The company, which employs nearly 6,000 people, was forced to admit that the funds likely ‘do not exist’.
The post Senior Wirecard exec ‘hiding in Russia under GRU protection’ appeared first on BBC BREAKING NEWS.
from WordPress https://bbcbreakingnews.com/senior-wirecard-exec-hiding-in-russia-under-gru-protection/
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technochops-blog · 7 years
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Phishing scam in PH: Hackers target BDO, BPI, Metrobank accountholders anew
https://www.technochops.com/phishing-scam-ph-hackers-target-bdo-bpi-metrobank-accountholders-anew/7729/
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Hackers are at it again. We just received a tip that phishing emails have been sent to persons who likely have accounts of the following banks: Bank of the Philippine Islands (BPI), Metropolitan Bank and Trust Company (Metrobank), and Banco de Oro (BDO). The person who sent us the tip believed...
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sciblog · 5 years
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Quick & Easy Guide In Buying Your First Bitcoin In The Philippines
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So you want to buy your first bitcoin? Congratulations, you have taken the first step in your journey towards being a bitcoin holder.
Bitcoin is a digital currency and payment network which uses open-source and peer-to-peer technology to operate with no central authority or banks. Simply put, bitcoin allows people to store, send, and receive digital currency across the internet. 
The best way to learn more about bitcoin would be to understand its underlying technology which is blockchain. In this guide you will see important points one should consider when buying bitcoin, inclusive of a quick walkthrough of the easiest and most effective ways to convert PHP to BTC. 
1. Working with a Banko Sentral ng Pilipinas (BSP) accredited company 
The BSP has been actively regulating virtual currencies such as bitcoin in the Philippines. With the Philippines crypto-friendly environment, bitcoin adoption has been on the rise as the Securities and Exchange Commission (SEC) has been working hard on cryptocurrency related transaction guidelines. BSP launched Circular no944, or the Guidelines for Virtual Currency Exchanges (VCE), back in 2017 with 13 companies within the Philippines including Rebittance Inc., a wholly owned subsidiary of SCI Ventures, Inc., Etranss Remittance International Corp., Fyntegrate Inc., and others. The VCE license legally allows these firms to exchange crypto, such as bitcoin, to Philippine peso. To minimize risk of any unwanted scams or illegal transactions, we suggest coursing your transactions through these registered and licensed VCEs.  
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2. The first step in buying bitcoin 
Now that we understand the importance of transacting bitcoin safely though accredited VCE holding companies in the Philippines, let's talk about the different methods in buying bitcoin. For you to buy bitcoin in the Philippines, you must first open and register an account through a VCE accredited company. For those based in the Philippines, you can buy bitcoin by signing up and registering your account with BuyBitcoin, a service of VCE registered company Rebittance, Inc. Below is a quick instruction guide in creating your free account within Buybitcoin.ph 
Go to www.buybitcoin.ph and click ‘Sign Up’ from the homepage.
Enter your email address, full name (as shown on your valid ID), desired password, then check the box “I’m not a robot” for verification.
Once done, click ‘Create Account’ which will lead you to the verification process.
Follow the verification instructions, submit the necessary required information and documents, and you will be on your way to buy your first Bitcoin. 
3. Choose your way of buying Once you have created your account, you can top-up your bitcoin wallet through any of the following methods. 
Login to your verified Buybitcoin account
On the Buybitcoin.ph Home screen, Click or Tap “Receive” to view Peso (PHP) wallet loading options and select your preferred option.
Top up process may vary slightly depending on the option you will select. Current top up options available include Buybitcoin bank partner - Sterling Bank of Asia, Cebuana, Dragonpay, and 7-11.
Deposit cash via partner bank
Specify the amount to load into the wallet.
Select a Buybitcoin bank partner to deposit cash to. (Sterling Bank, BPI, PNB, RCBC, Security Bank, UCPB, Unionbank)
Deposit to selected bank partner and write down the deposit reference no. on the deposit slip.
Upload a photo of the deposit slip.
To ensure transaction security, you will be required to enter your Buybitcoin password before any transaction can be completed.
Top-up via Cebuana
Specify the amount to top up into your wallet and click on “Submit”.
Reference code and Buybitcoin’s registered receiver's name (Buybitcoin) for Cebuana Lhuillier will be generated on the next page.
Go to any Cebuana Lhuillier branch and fill up Cebuana’s Bills Payment Form indicating the amount, receiver's name (Buybitcoin), and reference code generated and submit to their teller to make the payment.
You will receive a notification once you have made the payment.
Once payment has been completed, the funds will automatically be added to your PHP wallet. Congratulations, your PHP is ready to be converted to BTC!
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Top-up via 7-Eleven
Specify the amount to load into the wallet
From the list of ECPay partners, select 7-Eleven. A Buybitcoin reference number will be generated which will be used upon payment at 7-Eleven.
To ensure transaction security, you will be required to enter your Buybitcoin password before any transaction can be completed.
Proceed to any 7-Eleven branch with a Cliqq touch-screen payment kiosk.
Select E-Money, then Buybitcoin and enter your Buybitcoin reference no. and amount due on the kiosk - a physical receipt will be generated.
Hand over the generated kiosk receipt and cash to the 7-Eleven cashier to complete your payment and amount will be credited to your peso wallet.
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FAQ: When is the right time to buy bitcoin? Whether you are planning on buying low or investing periodically via cost averaging, you are responsible for making your own financial decisions. Be sure to invest responsibly and while continuously educating yourself on the potential of bitcoin and its underlying technology, blockchain.  
Keep up to date with the latest cryptocurrency & blockchain events in the Philippines though the BlockchainSpace Philippines community. 
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Rebittance Inc. - is registered with the Bangko Sentral ng Pilipinas (BSP) as a Remittance and Transfer Company (RTC). Type A Remittance Agent with Money Changing (MC) / Foreign Exchange Dealing (FXD). Virtual Currency Exchange (VCE) service (MSB Registration No. 60-00107-0-00000.). BSP – Financial Consumer Protection Department (Tel. No.: (632) 708.7325; Fax No.: (632) 708.7345)
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hasukeii · 7 years
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✿ NEW COMMISSION RATES!!! ✿ I sorta made the prices too high for someone who just started doing commissions. ( I'm new to this, I'm sorry! 。゚(゚´ω`゚)゚。 ) P R I C E S : * Sketch - $3 (Php 150.00) * Icon - $5 (Php 250.00) * Lineart - $5 (Php 250.00) * Flat/Base Colors - $8 (Php 400.00) * Full Color - $12 (Php 600.00) A D D I T I O N A L (Extra prices): * Color (only for sketch!) - $1 > It would look too plain if it's in one color. (〃ω〃) * Extra characters - $5 * Simple backgrounds - $5 > The default background will be white! (Though the icon will already have a background since it's an icon lololol) * Complex designs - $3+ > There will be extra prices if the client chooses to send references with too much details! 🚫 R E S T R I C T I O N S 🚫 * NSFW/Nudes - I'm underaged and I'm horrible at anatomy (╹◡╹) * Furries - I can't really draw animals, cat ears/dog ears are fine though! * Mecha/Robots - Drawing robots is one of my weak spots. >> Regarding the payment, I would only ask for the payment once I'm done with the sketch and if the client is satisfied with it (Regarding the sketch type drawing, I'll be sending the sketch along with a watermark in order for myself to NOT GET SCAMMED.) >> I'll only accept money through PayPal (international), BPI, and Landbank (only for now!) Please do message me for more information! Thank you (*´꒳`*)
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1925 dodge touring car for sale. 1925 Dodge Brothers Series 116 auction sales and data. Worldwide Auctioneers announces inaugural Monterey Car Week auction . Worldwide Auctioneers . visits www.aracarinsurance.com for contact the owner.
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jobsearchtips02 · 4 years
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Wirecard’s missing out on $2.1 billion didn’t get in Philippine monetary system, reserve bank says
By Enrico Dela Cruz
and Bank of the Philippine Islands , suffered no losses, despite having been named in connection with the missing funds.” data-reactid=”25″ type=”text”> Bangko Sentral ng Pilipinas Governor Benjamin Diokno stated in a statement the Southeast Asian country’s greatest loan providers, BDO Unibank and Bank of the Philippine Islands , suffered no losses, regardless of having actually been named in connection with the missing funds.
The chief executive of Wirecard, Markus Braun, who built the company into among the most popular financial innovation financial investments in Europe and a rare tech champ for Germany, quit on Friday as the company deals with a money crunch after stating it might have been the victim of scams.
The look for the missing cash hit a dead end in the Philippines, however the two Philippine banks have said documents professing to reveal Wirecard had actually transferred funds with them were false.
” The preliminary report is that no cash got in the Philippines and that there is no loss to both banks,” Diokno said, though he included that the central bank was investigating.
” The international financial scandal used the names of 2 of the country’s most significant banks– BDO and BPI– in an effort to cover the perpetrators’ track,” he said.
BDO and BPI have actually stated that Wirecard was not their client and that they had no company relationship with the German firm, Diokno stated.
BPI, however, informed Reuters on Saturday that it had actually suspended an assistant manager whose signature appeared on one of the deceitful files.
BDO informed the reserve bank that it appeared among its marketing officers had made a bank certificate.
Diokno reiterated the Philippine banking system remained in a strong position going into the coronavirus pandemic and well-capitalised.
( Reporting by Enrico dela Cruz; Modifying by William Mallard)
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magtira · 5 years
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Bank exec cites ways to avoid most common phishing scams
Bank exec cites ways to avoid most common phishing scams
It has become easy enough to identify and dismiss e-mails from people pretending to be relatives who get in trouble abroad, or from do-gooders asking for help for victims of calamities. These “appeals” have been exposed for what they are — scams.
BPI data protection officer Jon Paz
However, this and the sense of security derived from advanced features in most mobile phones and messaging…
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thestartoday-blog · 6 years
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The greater Business Bureau (BBB) can be a consumer protection organization that catalogs the “wrong-doings” of companies across multiple industries. If a business operates online or offline and it has at sometime delivered poor customer care, i.e. scammed someone, the BBB will most likely use a record of the. Consumer also contribute heavily for the BBB database and thus simply by performing a simple browse the website, you get a set of complaints against an organization if many exist.
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dxrzmxckz101-blog · 6 years
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legit-scam-review · 6 years
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Crypto Bulls Fighting Back? Market Sees Green After Sell-Off
The cryptocurrency market is flashing green Wednesday following a major downturn, with the total capitalization rising more than $11 billion on a 24-hour basis.
The signs of a turnaround emerge in the wake of a rough patch for the market, during which it hit its lowest point for 2018, as CoinDesk previously reported.
At press time, bitcoin, the world’s biggest cryptocurrency by market capitalization, is trading hands at an average of $6,349 – a considerable improvement from yesterday, when the price hit a low of $5,921.65, according to the CoinDesk Bitcoin Price Index (BPI).
Bitcoin hit a high of $6,612.73 during Wednesday’s session, BPI data shows.
  A turnaround for the world’s second largest cryptocurrency by market capitalization, ether (ETH) is perhaps most notable given the severity of its recent market free fall.
The price of ETH fell from $407 on August 7th to a low of $257 yesterday – a more than 36 percent week-to-week depreciation, according to CoinDesk’s Ether Price Index (EPI). Ether’s plummet made it next to impossible for many cryptocurrencies to show positive growth in BTC value.
Sellers of the cryptocurrency have since taken a breather, allowing for a more than 12 percent relief rally in price to occur (by press-time prices). The EPI is reporting a price of roughly $289 at time of writing.
The rest of the market immediately followed suit, bringing the total market capitalization at one point back above the $212 billion mark from a more than eight-month low. As of the time of writing, that figure is hovering around $205 billion. 
All of the top 10 cryptocurrencies by market capitalization are currently reporting 24-hour gains above 4 percent with the exception of stellar lumens. What’s more, ETH, XRP, Monero, and EOS are all posting gains of above 8 percent, with ETH leading the pack for price growth in the past 24 hours, according to CoinMarketCap.
Disclosure: The author holds BTC, AST, REQ, OMG, FUEL, 1st and AMP at the time of writing.
Image via Shutterstock
Join 10,000+ traders who come to us to be their eyes on the charts, providing all that’s hot and not in the crypto markets.
The leader in blockchain news, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups.
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karlmsparks1-blog · 7 years
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