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#but its also likee. 30 dollars.... if i did that 5 times id have 0 money. yk. and what if the devil gets me..
nomaishuttle · 1 year
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i think paypal messing up and not letting me place my order and me getting 3 yogurt cups and an apple muffin (i had the yogurt for lunch and im abt to eat da muffin) from residents is a sign from god that i shouldnt order food bc its way too expensive both kinds of food that i was wanting . like 30 dollars. but god i want the food really badly though is the thing
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sunsetkite · 2 years
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the thing I can't get over about those Minecraft Squid Games Sirenhead Minions etc. crossover baby sensory videos is that they're made with so much care. I won't call the jumpcuts and flying cameras "cinematography", nor will I even try to defend Hungry Frog, but (long post incoming)
the animation / rigging of regular player models to do distinctly non-Minecraft actions while still looking like things that could happen in Minecraft, the scenes where you realise they've coordinated upwards of 20 actors, any time they do a callback to a previous episode -- heck, any time "continuity" can be spotted within an episode is more than enough to ask for, considering their supposed audience is algorithm-fried children who can't remember what happened more than 30 seconds ago
scrapy's most recent video (at the time of posting) is a really great example of this. the full title is, and i quote, "WHO to SAVE the SHEEP or HEROBRINE or HAMOOD? Cursed MINECRAFT BUT IT'S UNLUCKY LUCKY FUNNY MOMENTS". sounds like clickbait garbage meant to prey upon victims of the youtube algorithm. upon watching it, you would.. still be justified in saying it is. HOWEVER do not overlook moments like the rigging in the first minute and final scene (10:05), the fact that they swapped herobrine's skin to a more ragged and torn one after he was dropped into the pond full of Guardians (0:17, 0:36), using a frog as a grappling hook (5:50), however on earth they did the wall/ceiling-walking (6:15), etc
and the diversity of voicelines has improved drastically over time. the videos are narrated entirely by clips sourced from the internet. about a year ago, voicelines were mainly used to react to events (ie "I'm really rich." when diamonds or dollars show up, or "Oh no!" when something bad happens), but more recently (especially in the Talking Ben videos) they're used to have primitive, telegraphic conversations.
also they sampled "out of my way, son!" from Door Stuck. that deserves its own bullet point.
if you ask me i will tell you there is as much lore connecting these videos as there is in some SMPs. (..that being said, i will be overabundant in my use of red string). i will detail the relationship between scrapy and his frenemy, the derp face character (when they meet in life-or-death scenarios such as the Squid Games, their first instincts are to antagonise each other, but scrapy still reacts negatively to the frenemy getting hurt/killed). i will tell you that talking ben is akin in purpose to a shinigami. i will dissertate upon the significance of the lamb.
however. however! i will not be beating the "these are baby sensory videos, kite" allegations today sorry
(alts in ids)
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digipaw2-0 · 4 years
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The newest event in Obey Me is horribly unfair to F2P players
Hello, I absolutely love this game and want it to grow and last a long time, I’ve been playing since day 1 and love it to bits. But, in the most recent events I’ve noticed a terrible trend, the events are slowly getting increasingly impossible for F2P players. 
Back in the earlier events a player only needed about 60,000 points to get past pg.1, but in the most recent event you need 95,000 to get past page 1.
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This is not good and, as a game designer,  I feel I should express my concern and explain why I feel this. Under the cut you will see my reasoning and thought process. 
The event that is currently happening as I make this is the Paws and Claws event 
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The cheat cards for this event are:
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I’ll break down the total bonus point amounts for each card
SR Lucifer: +6 for first copy +1 every skill LV
SR Beel:  +6 for first copy +1 every skill LV
SSR Mammon: +18 for first copy +4 every skill LV
UR Satan: +36 for first copy +6 every skill LV
UR Asmo: +36 for first copy +6 every skill LV
I will also like to establish how many stages there are for each page of the event, this event has 2 pages of levels with a grand total of 26 stages
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Each stage lets you play 3 times for free each day, costing 8AP each 
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the player also gets 5 extra plays from watching ads, so if we take 26 x 3 + 5 = 83 plays per day, 
Then we take 83s x 8e = 664  energy needed per day to get each free play per day. 
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Now for the next section lets assume that the player did not get any of the cheat cards and only has the default 120 points per play. 
83s x 120p = 9,960 points per day
9960p x 11d = 109,560 total points during the event
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109,560 is just over the final amount for the first page, getting them the SR demon card for the event. But this is assuming the player is able to do the Max amount of free plays each day which is easier said then done.
lets start by seeing how much energy the player gets during the typical day just via time.
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The player gets 1 energy every 5 minutes with a cap of 100 (120 if VIP) that means that if we 24 x 60= 1440 then 1440 / 5 = 288 per day 
that still leaves us 376 energy short of the needed 664 energy.  so now lets add in the other free energy in a day
+60 from the daily 2 Beel missions
+30 from Ads
+20 from daily missions
+20 from interacting with demons after stages
potentially +50 from friends
= 180 energy from secondary sources
this gives us a total of 468 still 196 energy from the needed 664. And lets keep in mind that getting the 468 implys that the player is playing PERFECTLY doing everything every day. there are a few other ways of getting energy, such as the 30-50 energy we occasionally get in the gift box once a day, but that is not consistent, same with the energy gained from login bonuses. 
There is also the energy from the event its self which has 230 energy available on the 1st page, but it should be viewed as a last resort boost when you need it so I recommend saving them for the half part of the event. 
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the way the player would be able to get the last remaining energy is from the daily flash sale where the player can get 200 energy for 10dp, but this will need the player to pay 100dp during the entire event, half of the daily intake of DP from daily missions. 
But lets assume the player does not want to spend the 10dp, or does not see the flash sale since sometimes they take forever to show up. what is the total points they can get with the free energy they are given each day? 
468 / 8 = 58.8, but we cant do .8 of a stage so 58.
58s x 120e = 6960 points
6960p x 11d = 76,560 points during the event
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this will get you just above 2/3 of the way though the 1st pg, THE FIRST PAGE, so unless the player is willing to spend DP on refilling energy they are stuck without even getting the SR Demon card for this event.  --------------------------------------------------
Now lets assume the F2P player is willing to go all out with the DP they do have for this event, how far can they get while still having 0 cheat cards?
The player gets 18DP everyday for doing daily missions, and roughly 50DP from the event. 
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this means they will get about 248DP during the event not counting any extras from other missions, devil tree, or potential compensation gifts.  if you deduct the 100DP from the daily flash energy flash sale that leaves 148DP for other purposes, such as stage and normal energy refills. 
it cost 5DP to refill 3 plays of a stage, so they can refill stages about 29 times, meaning roughly 87 more plays which will still only give them 10,440 more points getting them a grand total of exactly 120,000 points in this event not even the half way mark of the second page. At that point I personally don’t think it would be worth using the 148DP to get to that point, id suggest saving them or using them for the LV up flash sale since at least then you get 5 vouchers.
so to be clear, a F2P player with 0 cheat cards can only get around 120,000 points without spending money.
but this means they will be using all their DP on energy and stage refills, when I imagine most F2P would rather save for the level up flash sale for the 5 Demon Vouchers. 
This also assumes the player is playing absolutely perfectly, without missing any Energy drops, which can be very hard for people to maintain while also sleeping, for 11 days in a row as from personal experience it gets harder to maintain as time goes on. 
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What does this mean? 
I believe this is unfair for F2P players, especially when you look at past events when it  would only take about 60,000 points for the first page, each event for the past few have raised the amount by about 10,000 - 20,000 thousand points which if they keep this up it will be almost impossible for F2P players to keep up. I understand that this is a company that needs money to run and continue creating this game we all love, but making it so the game is only viable for whales is not the way to go. 
when it comes to mobile games there are roughly 3 categories of players
whales - big spenders
dolphins - people who spend some but not a large amount
Free 2 Play - do not spend
as a whole Whales tend to only make up a small portion of the player base, just look at the people in the top 10 of the current event. 
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See how quickly the numbers drop from absolute lunacy to more reasonable amounts (still a lot) meaning thousands of dollars difference between the people who payed enough money to reach that point. So by appealing to only those people they are alienating 90% of the player base, which is a very bad idea. 
By alienating the majority of players they risk loosing the currently very active fan base around the game, as people get more and more frustrated and eventually give it up out of frustration. Obey me has been very lucky to attract such a large fanbase so quickly, its only about 6 months old at the time that i’m writing this and its already has a massive and active fanbase creating tons of fanwork and engaging with each other. But if people start to feel like the game doesn't care about them and only caters to Whales they will stop playing and the community will slowly start to wither.
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My Suggestions 
Several months ago Solmare listened to the feedback from players about how unfair they thought the events were and listened, they doubled the event stages allowing people to get more points then they could before, making it so F2P players could get to the end of the 2nd page if they put in the work. But by raising the point totals needed to get though the pages they are making that change completely redundant. Leaving us with events that take twice the amount of work for the same rewards as before. I understand they are figuring this out as they go and adjusting events constantly trying to work out a balance, but what they currently have is not good for the games long term as it will alienate a large section of the fan base. 
I believe that that they should either lower the total points needed for each page or raise the default point total, to make it so a F2P player with 0 cheat cards can get to the end of the first page without spending any DP
if they put in the work. Then make it so people who have summoned some SRs and a SSR cheat card can get to the 2nd page reliably, then the 3rd page+ can be for people who are willing to spend money and or are just lucky enough in the gacha. this way there is still the incentive for people to pay money if they want to, but don’t feel like they are forced to. (Although I imagine people are already spending a lot in the gacha to get the cards they want anyway)  
F2P people will still not be able to always get to page 3+ but this will also help long term for if/when they decide to do event re-runs. Since it would give players who where around for the first time something to still work for since they will likely be able to get the shards needed the 2nd time though. 
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What can you and I do?
It may not feel like we can do much about this, but Solmare has listened to the fans before. We also know that some of them do look at the content fans make and discuss.
SO talk about it, Tweet at them, share your displeasure, show your friends have them tweet it out, talk about it on the facebook page (be civil though), just kick up a fuss so they can see how much this is hurting the player base.  if you don’t know what to say to them, you can even tweet this at them, copy and past it, do what ever, just let them know how upset you are. 
Thank you for reading! and please, reblog this and spread it so others can see it. 
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lampoest · 4 years
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Unfiltered thoughts watching mission impossible rouge nation inspired by @chaotically-cas
(sorry its so long my brain is all over the place)
this is also part 14 of me watching it every day :/
CURSING WARNING !! ALSO SPOILERS !!!
why is brandt first to speak
starting out with "shit" good call benji
brandt man we get the package is on the mcfucking plane
badass luther 10/10
nervous benji 10/10
that one sound effects sounds like the discord notif
why he in a fancy suit
*jumps on a plane with almost no plan on getting inside*
why did tom cruise think this was agood idea?
but like why would benji even open the ramp?
how is he not winded from that?
classic ethan
THE INTRO 1000/10
SOLOMON LANE !!
wait you can already see lane in the record shop.
how do they tell the agents these little convos?
also damn way to give it away
what if someone just looked in that room and saw the secret message?
also how did the disc get changed? because the imf definitely didnt make that
and how did lane know where he was going?
speaking of lane---
dang that man is pretty
he always sets guns down carefully
i can only see alec baldwin as trump from his snl skits so i dont take hunley seriously ;-;
damn brandt needs to step it up. man keeps letting himself be inturrupted
bruh the imf is only luck
why did no one resrict his legs?
also why is janik such an asshole?
dang she cool !!
why does it take janik so long to get that gun?
bravo-echo 1-1
this man is bleeding but decided instead of taking care of his wound he calls brandt.
i like how you actually see ethan worried and confused trying to plan his next moves. he is rarely caught off guard so it's refreshing to see his more human side
hunley spitting accusations damn bro
also a big fuck you from ethan to hunley
dang ethan is good
brandts little hidden smile
and ethan leaving trails
bitch how you sketch that good???
STAN BENJI !!
youve won, your way out of a job
benji is good
my little brandt x benji shipper in me is happy
simon pegg is such a good actor
the first time i saw this i was like: aww noooo
all dunn with that
TO THE OPERA !!!
TUX BENJI TUX BENJI
i cant tell if that was ethan
it just looks like youre talking to yourself thats more sus than using a phone
want drama? go to the opera
ok but like if you look like that im sorry you are a bad guy. thats like a stereotypical bad guy face
benji-
you can see ethan in the background of that scene
flute gun flute gun
oh no benji is in the closet. dont worry man we love you
if i were there and i just had a good vantage point i could find lane in an instant
ooh ilsa pretty
pipe gun
also pamphlet computer
those key things are cool and plausible
spiderman spiderman does whatever, ethan hunt can?
a W O M A N
what W O M A N?
reminds me of a marshmallow gun i made out if pvc pipes.
why does she not put that thing back?
also the dude loads it and then later it is unloaded
dang that guy is pretty tall.
ethan is so tiny
dis bitch is like uhh gimmie a sec to catch my breath mate
why he only dropkick people?
only 30 mins in ?!?!
the cinematography is exquisite
yes benji goin sicko mode
*gets shot* just a flesh wound
bruh i would've been so startled at that
i love how confused he is at that
ilsa saves ethan once again
they did this on the first day of filming
skdjs
ah yes random package in car = not bomb totally
if she tried to shoot benji then yes she is a bad person
but she didnt try to, she could've easily but didn't
benji being paranoid
she could just say the dude's name
benji being scared
hunley jumping to conclusions
brandt actually cares yeey
why di they approach from different sides of the street they were in the same car.
benji was far away from the sparks why he flinch?
friendship goals
oop plot dump that only mission impossible can get away with
ok...
why this mf's voice so smooth
lane is struggling with chopsticks
also lane :))))
ive chocked on my water so many times watching this scene
lanes voice :))))))
SHE RUINED HIS SUSHI WHAT THE FUCK ILSA
this man dont know what personal space is
gotta look up these peeps mbti types
casablanca references
also benji is wearing dollar store lookin glasses while ethan is wearing some fancy glasses
luther is top notch
as much as i dont like jeremy renner he delivers these lines really well
because atlee is a bitch
oh honey please, impossible is a walk in the park
benji just wants to wear a mask
id be so nervous walking through those
yes...
personal wellbeing who?
why not bring a plastic bottle full of air?
tom cruise can hold his breath for 6 minutes and he learned to do so for that scene
luther big brain
damn cctv
why did they need to break in while benji was going in?
das sus but ok
also isnt et voila french?
she just randomly tapping the ipad
benji being stressed
if he missed the exact center
i want one of those to open my locker's lock
if he just went with the current and didnt try to force his way against the water ilsa wouldn't have had to save him
imagine if he put the wrong one in-
she is breathing heavily to over saturate her body with oxygen so she can hold her breath longer
see ilsa makes it out without well and she went with the current
BENJI'S OUTFIT YESSS :))))))
no you didn't
you gave her a false sense of security
ethan's confused face for the next like 10 mins is great
liar
why does that one man look like sean ambrose?
parkour
skdjdksjdjdkfjs
the facial acting in this
STAIRS STAIRS STAIRS
the glare yesss
vrrrm vrrm
hey its you !
drivin like a grandma
shit !
benji just screaming
im convinced that ethan is indestructible
no you didn't survive that
bonk
dskfh
ethan didnt just-
also why didnt benji just tell ethan he made a copy ???
dont shoot and drive kids
high speed motorcycle chase with no helmet or leather. tom cruise, how?
i wanna learn how to drive a motorcycle
HOW THE FUCK IS HE NOT DEAD YET ?!?!
the lighting
ofc brandt would be the person why sits backwards on a chair. fkn bi vibes
benji to the rescue
fuck off atlee
i am so proud of us ...
the lines are done so well here
benji lookin like how i look when my parents argue
YES THIS SCENE
LANE LANE LANE LANE LANE
im too fucking gay for this movie-
once again no personal space
*inhales* :))))))))))))))
ive like memorized the entire script of this including the music
1 man performance of m:i5 ???
benji's outfit
also i love how youre able to see the characters in the background. props for the attention to detail
i need that haircut because his hair is lookin A+
fuck you atlee
ilsa spitting straight facts
uhh ilsa he still loves julia
NO BENJI NOOOO
EW FUCK OFF JANIK NO ONE LIKES YOU
speak of the devil-
betrayal--
WOULDNT YOU LIKE TO KNOW WEATHER BOY !??
actin sus
BENJI LANE BENJI LANE
his posture shdhskhsj (i cant be talking though)
0 personal space whatsoever
why does everyone have the same haircut in this???
simon mcburney pretending to be hunt prentending to be atlee
manipulation !?
the syndicate you say ? i know a thing or two about them 😼😼😼
damn though renner delivers these lines really well
a black tie? how informal. ..
complimenting hunt right infront of him
but he really didnt
i never realized that they were on the clock for this
huh...
the lil head nod though-
HAHA YEAH FUCK YOU ATLEE
is it bad that i hate atlee more than i hate lane?
ethan big smart wrinkle brain
janik just reading a fucking magazine
ethan has a photographic memory
oh look its benji :)))
lane :))))
ethan being tough
it must be aquward to get the low angle shots
lane is running out the clock to put pressure on ethan hmmm big brain
it isnt working though :\
damn he so cocky that hes telling the villain his plan
ill give you 1/5 of the money you wanted to get my bf back
ok but like does tom cruise just not age?
kill the woman
ugh i hate janik
the trust that is shown between those two is great
yes the score and the chase are so great
also this man really hates windows for some reason
fuck off janik
sneaky sneaky
EYY ITS LANE !!!
yeyy janik is dead
once again dodging bullets and hating glass
couldve killed him but needed him alive
the glass box
badass ethan
all the pretty men assembled
lane really let himself go aster this
dang though lane is my favorite villain ever
i like how for once the girl and the guy just are friends instead of romantically involved
eyy the callbacks to how the movie started.
welcome to the imf
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coinfirst · 5 years
Text
MakerDAO Toes the Line Between Life and Death
The crypto industry is young, and in emerging tech, a handful of companies often lead the charge. For those holding equity in these companies, this is generally considered something to be encouraged. For everyone else, it is not.
The recent rise of decentralized finance has been no different, and the company holding the torch is MakerDAO. When market conditions are favorable, these powerful companies can be trailblazers for the industry. However, if they face an existential threat, they can drag the entire sector down with them.
To say that the COVID-19 pandemic is a black swan now seems like an understatement. With one beat of its wings, the black swan felled markets, economies and created unemployment at the speed the likes of which the world has never seen. The steady spread of the virus, along with the mixed responses from companies and governments alike, created widespread uncertainty — kryptonite for the global markets.
Crypto prices also plummeted, with some arguing that the level of institutional investment causes an unavoidable connection to mainstream financial assets, while others argue that in a time of crisis, nervous investors simply sell everything. It was only a matter of time before the shockwaves from the growing financial crisis got to MakerDAO.
Crash: MakerDAO feels the heat
On March 12, Ether (ETH) prices dropped over the cliff edge, slipping 30% in 24 hours. Suddenly, MakerDAO’s decentralized protocol was left with millions of dollars in debt from under-collateralized lending. It looked as if the company had been dealt a fatal blow. The firm briefly considered an emergency shutdown.
Dai (DAI), Maker’s in-house stablecoin, is priced against the dollar. Dai is minted by users taking on collateralized debt positions, where collateral is deposited in an Ethereum smart-contract, with a percentage of the asset’s value being paid out in Dai. The collateral then gets released once the tokens are repaid, and the Dai are destroyed. Loans that can’t be supported by their collateral are placed into liquidation proceedings, in which the collateral is auctioned for Dai to repay the debt. But the price drop allowed bidders to win liquidation auctions for 0 DAI — further worsening Maker’s crisis.
As March 13 rolled around, the company had time to assess the damage from the day before. It seemed like MakerDAO bosses saw a glimmer of hope and called for a community vote ahead of the company’s first-ever debt auction.
At the time of the auction, MakerDAO’s financial woes had widened to around $5 million in under-collateralized debt. A blog post from Maker laid bare the sorry state of affairs at the firm:
“The MakerDAO had a +500k$ surplus before the price drop, and now has a -4M$ surplus that needs to be filled. The protocol covers this issue, the solution being to trigger an MKR mint and auction, the DAI raised being used to fill the surplus debt. During normal operation, MKR is burned when debt from vaults is reimbursed, this would be the opposite mechanism.”
Commentators circle, but most are optimistic
The crypto community often bays for blood when companies make mistakes. However, it appears that MakerDAO has garnered itself a soft spot in the hearts of the industry’s commentators nonetheless. In other cases, while technical flaws and sudden losses can create calls for boycotts of companies and cause people to take sides, the response from other crypto figures toward Maker has been largely supportive.
Alex Melikhov, CEO of EOSDT, a DeFi company, explained to Cointelegraph that MakerDAO’s recent troubles are of a technical nature, rather than economic: “These circumstances showed off the lack of redundancy in the MakerDAO’s system and weaknesses in the Ethereum network capacity.”
Although Melikhov’s analysis of the debt debacle laid blame on the technical side of the operation, he also had some pointed criticism of the proprietary oracle MakerDAO uses for price feeds, which did not hold up under the deluge of pending transactions:
“As a result, the on-chain prices in the system were remaining outdated in a period of significant price movement — $166/ETH on-chain instead of $133/ETH on the market.”
According to Melikhov, this created something of a “perfect storm” for MakerDAO. The firm’s keepers weren’t interested in buying ETH at a 20% market premium — a stark change from the usual 3% discount. Meanwhile, Kain Warwick, founder of Synthetix and CEO of blueshyft, struck a more optimistic note, arguing that while the price drop exposed underlying issues in DeFi, Ethereum’s fundamental qualities are still strong:
“This recent downturn has been a macro trend driven by uncertainty, so this short-term price action on ETH doesn’t reflect the long-term viability of the network. We’ve definitely seen some teething problems over the last 24 hours as protocols have experienced shocks due to the price action.”
The question of security looms large over the DeFi sector. Stani Kulechov, the founder and CEO of Aave, another fellow DeFi company, recently opined that “we used to have nerds attacking the system, now we have nerds with money.” MakerDAO’s Gustav Arentoft echoed the issues of security on stage at London Blockchain Week:
“It’s a difficult field. We have bigger responsibility when building the system, as the code is completely public. We have limited time to build the system. Hackers have unlimited time to research the code and create hacks. And that’s the hardest thing to beat.”
Messari founder and CEO Ryan Selkis also expressed skepticism about the level of security in January — prior to any hacks or particular technical flaws being exposed — stating it is “impossibly optimistic to say there won’t be a confidence shaking bug before DeFi gets big.”
Maker deals with the situation
MakerDAO’s all-important debt auction drew to a close on March 23, with a total of $4.3 million worth of under-collateralized Dai that was bid across two phases. While there was initially some criticism about Maker’s lack of decisive action at the time the firm was mulling over an emergency shutdown, the community was mostly optimistic about the firm’s handling of the situation.
To begin with, it looked like the auction was going to be a flop. As 20 minutes elapsed, only two bids had been made. One community member wrote: “I can’t wait to tell my grandkids about this.” Maker’s last gasp was in danger of falling flat.
However, several days prior to the auction, a “backstop syndicate” had been formed. The syndicate would swoop in and act as a last-resort buyer if the price fell below 100 DAI. The syndicate was made up of community members, along with Framework Ventures’s Michael Anderson, reversing his previous position on MakerDAO. Anderson told Cointelegraph that his decision was to ensure the stability of DeFi as a whole, again showing how intricately linked the fate of the sector is to its largest company.
Maker takes important step toward further decentralization
In a recent interview with Cointelegraph, Gustav Arentoft, European business development representative at MakerDAO, explained that DeFi projects will often have a thorny relationship with the concept of decentralization in their early stages, stating that if projects are decentralized from day one, they open themselves up to a lot of attack vectors in the system.
Arentoft also explained that while MakerDAO fully supports decentralization in the sector, it is taking the approach of gradual decentralization. He told Cointelegraph that decentralization in DeFi does not need to be a binary position: “I don’t personally believe that it’s binary in the sense that you are either decentralized or you’re like traditional finance.”
But as the dust settles from the debt crisis, MakerDAO is handing over governance for the smart contract that underpins the firm’s protocol to MKR token holders. As the driving force of the whole DeFi sector, the move is a significant step toward decentralized governance.
Although the three-month transition of power to the community has been finalized, the foundation urged the Maker community to “remain deeply engaged and continue to vote smartly and often,” stating that voter apathy could threaten the project:
“While voter apathy can threaten any election process, it can do harm to a project’s decentralization efforts. Without enough community passion and well-intentioned participation, a community-governed system can become vulnerable and struggle to succeed.”
Chief Executive of the Maker Foundation Rule Christensen said that the company was fast moving toward complete decentralization:
“By completing its commitment to transfer the MKR token contract to MKR holders, the Maker Foundation continues to move toward a completely self-sustaining MakerDAO. And it’s just the beginning. We will continue to ready the community for complete decentralization in the weeks and months ahead.”
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coinretreat · 5 years
Text
MakerDAO Toes the Line Between Life and Death
The crypto industry is young, and in emerging tech, a handful of companies often lead the charge. For those holding equity in these companies, this is generally considered something to be encouraged. For everyone else, it is not.
The recent rise of decentralized finance has been no different, and the company holding the torch is MakerDAO. When market conditions are favorable, these powerful companies can be trailblazers for the industry. However, if they face an existential threat, they can drag the entire sector down with them.
To say that the COVID-19 pandemic is a black swan now seems like an understatement. With one beat of its wings, the black swan felled markets, economies and created unemployment at the speed the likes of which the world has never seen. The steady spread of the virus, along with the mixed responses from companies and governments alike, created widespread uncertainty — kryptonite for the global markets.
Crypto prices also plummeted, with some arguing that the level of institutional investment causes an unavoidable connection to mainstream financial assets, while others argue that in a time of crisis, nervous investors simply sell everything. It was only a matter of time before the shockwaves from the growing financial crisis got to MakerDAO.
Crash: MakerDAO feels the heat
On March 12, Ether (ETH) prices dropped over the cliff edge, slipping 30% in 24 hours. Suddenly, MakerDAO’s decentralized protocol was left with millions of dollars in debt from under-collateralized lending. It looked as if the company had been dealt a fatal blow. The firm briefly considered an emergency shutdown.
Dai (DAI), Maker’s in-house stablecoin, is priced against the dollar. Dai is minted by users taking on collateralized debt positions, where collateral is deposited in an Ethereum smart-contract, with a percentage of the asset’s value being paid out in Dai. The collateral then gets released once the tokens are repaid, and the Dai are destroyed. Loans that can’t be supported by their collateral are placed into liquidation proceedings, in which the collateral is auctioned for Dai to repay the debt. But the price drop allowed bidders to win liquidation auctions for 0 DAI — further worsening Maker’s crisis.
As March 13 rolled around, the company had time to assess the damage from the day before. It seemed like MakerDAO bosses saw a glimmer of hope and called for a community vote ahead of the company’s first-ever debt auction.
At the time of the auction, MakerDAO’s financial woes had widened to around $5 million in under-collateralized debt. A blog post from Maker laid bare the sorry state of affairs at the firm:
“The MakerDAO had a +500k$ surplus before the price drop, and now has a -4M$ surplus that needs to be filled. The protocol covers this issue, the solution being to trigger an MKR mint and auction, the DAI raised being used to fill the surplus debt. During normal operation, MKR is burned when debt from vaults is reimbursed, this would be the opposite mechanism.”
Commentators circle, but most are optimistic
The crypto community often bays for blood when companies make mistakes. However, it appears that MakerDAO has garnered itself a soft spot in the hearts of the industry’s commentators nonetheless. In other cases, while technical flaws and sudden losses can create calls for boycotts of companies and cause people to take sides, the response from other crypto figures toward Maker has been largely supportive.
Alex Melikhov, CEO of EOSDT, a DeFi company, explained to Cointelegraph that MakerDAO’s recent troubles are of a technical nature, rather than economic: “These circumstances showed off the lack of redundancy in the MakerDAO’s system and weaknesses in the Ethereum network capacity.”
Although Melikhov’s analysis of the debt debacle laid blame on the technical side of the operation, he also had some pointed criticism of the proprietary oracle MakerDAO uses for price feeds, which did not hold up under the deluge of pending transactions:
“As a result, the on-chain prices in the system were remaining outdated in a period of significant price movement — $166/ETH on-chain instead of $133/ETH on the market.”
According to Melikhov, this created something of a “perfect storm” for MakerDAO. The firm’s keepers weren’t interested in buying ETH at a 20% market premium — a stark change from the usual 3% discount. Meanwhile, Kain Warwick, founder of Synthetix and CEO of blueshyft, struck a more optimistic note, arguing that while the price drop exposed underlying issues in DeFi, Ethereum’s fundamental qualities are still strong:
“This recent downturn has been a macro trend driven by uncertainty, so this short-term price action on ETH doesn’t reflect the long-term viability of the network. We’ve definitely seen some teething problems over the last 24 hours as protocols have experienced shocks due to the price action.”
The question of security looms large over the DeFi sector. Stani Kulechov, the founder and CEO of Aave, another fellow DeFi company, recently opined that “we used to have nerds attacking the system, now we have nerds with money.” MakerDAO’s Gustav Arentoft echoed the issues of security on stage at London Blockchain Week:
“It’s a difficult field. We have bigger responsibility when building the system, as the code is completely public. We have limited time to build the system. Hackers have unlimited time to research the code and create hacks. And that’s the hardest thing to beat.”
Messari founder and CEO Ryan Selkis also expressed skepticism about the level of security in January — prior to any hacks or particular technical flaws being exposed — stating it is “impossibly optimistic to say there won’t be a confidence shaking bug before DeFi gets big.”
Maker deals with the situation
MakerDAO’s all-important debt auction drew to a close on March 23, with a total of $4.3 million worth of under-collateralized Dai that was bid across two phases. While there was initially some criticism about Maker’s lack of decisive action at the time the firm was mulling over an emergency shutdown, the community was mostly optimistic about the firm’s handling of the situation.
To begin with, it looked like the auction was going to be a flop. As 20 minutes elapsed, only two bids had been made. One community member wrote: “I can’t wait to tell my grandkids about this.” Maker’s last gasp was in danger of falling flat.
However, several days prior to the auction, a “backstop syndicate” had been formed. The syndicate would swoop in and act as a last-resort buyer if the price fell below 100 DAI. The syndicate was made up of community members, along with Framework Ventures’s Michael Anderson, reversing his previous position on MakerDAO. Anderson told Cointelegraph that his decision was to ensure the stability of DeFi as a whole, again showing how intricately linked the fate of the sector is to its largest company.
Maker takes important step toward further decentralization
In a recent interview with Cointelegraph, Gustav Arentoft, European business development representative at MakerDAO, explained that DeFi projects will often have a thorny relationship with the concept of decentralization in their early stages, stating that if projects are decentralized from day one, they open themselves up to a lot of attack vectors in the system.
Arentoft also explained that while MakerDAO fully supports decentralization in the sector, it is taking the approach of gradual decentralization. He told Cointelegraph that decentralization in DeFi does not need to be a binary position: “I don’t personally believe that it’s binary in the sense that you are either decentralized or you’re like traditional finance.”
But as the dust settles from the debt crisis, MakerDAO is handing over governance for the smart contract that underpins the firm’s protocol to MKR token holders. As the driving force of the whole DeFi sector, the move is a significant step toward decentralized governance.
Although the three-month transition of power to the community has been finalized, the foundation urged the Maker community to “remain deeply engaged and continue to vote smartly and often,” stating that voter apathy could threaten the project:
“While voter apathy can threaten any election process, it can do harm to a project’s decentralization efforts. Without enough community passion and well-intentioned participation, a community-governed system can become vulnerable and struggle to succeed.”
Chief Executive of the Maker Foundation Rule Christensen said that the company was fast moving toward complete decentralization:
“By completing its commitment to transfer the MKR token contract to MKR holders, the Maker Foundation continues to move toward a completely self-sustaining MakerDAO. And it’s just the beginning. We will continue to ready the community for complete decentralization in the weeks and months ahead.”
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Text
MakerDAO Toes the Line Between Life and Death
The crypto industry is young, and in emerging tech, a handful of companies often lead the charge. For those holding equity in these companies, this is generally considered something to be encouraged. For everyone else, it is not.
The recent rise of decentralized finance has been no different, and the company holding the torch is MakerDAO. When market conditions are favorable, these powerful companies can be trailblazers for the industry. However, if they face an existential threat, they can drag the entire sector down with them.
To say that the COVID-19 pandemic is a black swan now seems like an understatement. With one beat of its wings, the black swan felled markets, economies and created unemployment at the speed the likes of which the world has never seen. The steady spread of the virus, along with the mixed responses from companies and governments alike, created widespread uncertainty — kryptonite for the global markets.
Crypto prices also plummeted, with some arguing that the level of institutional investment causes an unavoidable connection to mainstream financial assets, while others argue that in a time of crisis, nervous investors simply sell everything. It was only a matter of time before the shockwaves from the growing financial crisis got to MakerDAO.
Crash: MakerDAO feels the heat
On March 12, Ether (ETH) prices dropped over the cliff edge, slipping 30% in 24 hours. Suddenly, MakerDAO’s decentralized protocol was left with millions of dollars in debt from under-collateralized lending. It looked as if the company had been dealt a fatal blow. The firm briefly considered an emergency shutdown.
Dai (DAI), Maker’s in-house stablecoin, is priced against the dollar. Dai is minted by users taking on collateralized debt positions, where collateral is deposited in an Ethereum smart-contract, with a percentage of the asset’s value being paid out in Dai. The collateral then gets released once the tokens are repaid, and the Dai are destroyed. Loans that can’t be supported by their collateral are placed into liquidation proceedings, in which the collateral is auctioned for Dai to repay the debt. But the price drop allowed bidders to win liquidation auctions for 0 DAI — further worsening Maker’s crisis.
As March 13 rolled around, the company had time to assess the damage from the day before. It seemed like MakerDAO bosses saw a glimmer of hope and called for a community vote ahead of the company’s first-ever debt auction.
At the time of the auction, MakerDAO’s financial woes had widened to around $5 million in under-collateralized debt. A blog post from Maker laid bare the sorry state of affairs at the firm:
“The MakerDAO had a +500k$ surplus before the price drop, and now has a -4M$ surplus that needs to be filled. The protocol covers this issue, the solution being to trigger an MKR mint and auction, the DAI raised being used to fill the surplus debt. During normal operation, MKR is burned when debt from vaults is reimbursed, this would be the opposite mechanism.”
Commentators circle, but most are optimistic
The crypto community often bays for blood when companies make mistakes. However, it appears that MakerDAO has garnered itself a soft spot in the hearts of the industry’s commentators nonetheless. In other cases, while technical flaws and sudden losses can create calls for boycotts of companies and cause people to take sides, the response from other crypto figures toward Maker has been largely supportive.
Alex Melikhov, CEO of EOSDT, a DeFi company, explained to Cointelegraph that MakerDAO’s recent troubles are of a technical nature, rather than economic: “These circumstances showed off the lack of redundancy in the MakerDAO’s system and weaknesses in the Ethereum network capacity.”
Although Melikhov’s analysis of the debt debacle laid blame on the technical side of the operation, he also had some pointed criticism of the proprietary oracle MakerDAO uses for price feeds, which did not hold up under the deluge of pending transactions:
“As a result, the on-chain prices in the system were remaining outdated in a period of significant price movement — $166/ETH on-chain instead of $133/ETH on the market.”
According to Melikhov, this created something of a “perfect storm” for MakerDAO. The firm’s keepers weren’t interested in buying ETH at a 20% market premium — a stark change from the usual 3% discount. Meanwhile, Kain Warwick, founder of Synthetix and CEO of blueshyft, struck a more optimistic note, arguing that while the price drop exposed underlying issues in DeFi, Ethereum’s fundamental qualities are still strong:
“This recent downturn has been a macro trend driven by uncertainty, so this short-term price action on ETH doesn’t reflect the long-term viability of the network. We’ve definitely seen some teething problems over the last 24 hours as protocols have experienced shocks due to the price action.”
The question of security looms large over the DeFi sector. Stani Kulechov, the founder and CEO of Aave, another fellow DeFi company, recently opined that “we used to have nerds attacking the system, now we have nerds with money.” MakerDAO’s Gustav Arentoft echoed the issues of security on stage at London Blockchain Week:
“It’s a difficult field. We have bigger responsibility when building the system, as the code is completely public. We have limited time to build the system. Hackers have unlimited time to research the code and create hacks. And that’s the hardest thing to beat.”
Messari founder and CEO Ryan Selkis also expressed skepticism about the level of security in January — prior to any hacks or particular technical flaws being exposed — stating it is “impossibly optimistic to say there won’t be a confidence shaking bug before DeFi gets big.”
Maker deals with the situation
MakerDAO’s all-important debt auction drew to a close on March 23, with a total of $4.3 million worth of under-collateralized Dai that was bid across two phases. While there was initially some criticism about Maker’s lack of decisive action at the time the firm was mulling over an emergency shutdown, the community was mostly optimistic about the firm’s handling of the situation.
To begin with, it looked like the auction was going to be a flop. As 20 minutes elapsed, only two bids had been made. One community member wrote: “I can’t wait to tell my grandkids about this.” Maker’s last gasp was in danger of falling flat.
However, several days prior to the auction, a “backstop syndicate” had been formed. The syndicate would swoop in and act as a last-resort buyer if the price fell below 100 DAI. The syndicate was made up of community members, along with Framework Ventures’s Michael Anderson, reversing his previous position on MakerDAO. Anderson told Cointelegraph that his decision was to ensure the stability of DeFi as a whole, again showing how intricately linked the fate of the sector is to its largest company.
Maker takes important step toward further decentralization
In a recent interview with Cointelegraph, Gustav Arentoft, European business development representative at MakerDAO, explained that DeFi projects will often have a thorny relationship with the concept of decentralization in their early stages, stating that if projects are decentralized from day one, they open themselves up to a lot of attack vectors in the system.
Arentoft also explained that while MakerDAO fully supports decentralization in the sector, it is taking the approach of gradual decentralization. He told Cointelegraph that decentralization in DeFi does not need to be a binary position: “I don’t personally believe that it’s binary in the sense that you are either decentralized or you’re like traditional finance.”
But as the dust settles from the debt crisis, MakerDAO is handing over governance for the smart contract that underpins the firm’s protocol to MKR token holders. As the driving force of the whole DeFi sector, the move is a significant step toward decentralized governance.
Although the three-month transition of power to the community has been finalized, the foundation urged the Maker community to “remain deeply engaged and continue to vote smartly and often,” stating that voter apathy could threaten the project:
“While voter apathy can threaten any election process, it can do harm to a project’s decentralization efforts. Without enough community passion and well-intentioned participation, a community-governed system can become vulnerable and struggle to succeed.”
Chief Executive of the Maker Foundation Rule Christensen said that the company was fast moving toward complete decentralization:
“By completing its commitment to transfer the MKR token contract to MKR holders, the Maker Foundation continues to move toward a completely self-sustaining MakerDAO. And it’s just the beginning. We will continue to ready the community for complete decentralization in the weeks and months ahead.”
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noisyunknownturtle · 5 years
Text
MakerDAO Toes the Line Between Life and Death
The crypto industry is young, and in emerging tech, a handful of companies often lead the charge. For those holding equity in these companies, this is generally considered something to be encouraged. For everyone else, it is not.
The recent rise of decentralized finance has been no different, and the company holding the torch is MakerDAO. When market conditions are favorable, these powerful companies can be trailblazers for the industry. However, if they face an existential threat, they can drag the entire sector down with them.
To say that the COVID-19 pandemic is a black swan now seems like an understatement. With one beat of its wings, the black swan felled markets, economies and created unemployment at the speed the likes of which the world has never seen. The steady spread of the virus, along with the mixed responses from companies and governments alike, created widespread uncertainty — kryptonite for the global markets.
Crypto prices also plummeted, with some arguing that the level of institutional investment causes an unavoidable connection to mainstream financial assets, while others argue that in a time of crisis, nervous investors simply sell everything. It was only a matter of time before the shockwaves from the growing financial crisis got to MakerDAO.
Crash: MakerDAO feels the heat
On March 12, Ether (ETH) prices dropped over the cliff edge, slipping 30% in 24 hours. Suddenly, MakerDAO’s decentralized protocol was left with millions of dollars in debt from under-collateralized lending. It looked as if the company had been dealt a fatal blow. The firm briefly considered an emergency shutdown.
Dai (DAI), Maker’s in-house stablecoin, is priced against the dollar. Dai is minted by users taking on collateralized debt positions, where collateral is deposited in an Ethereum smart-contract, with a percentage of the asset’s value being paid out in Dai. The collateral then gets released once the tokens are repaid, and the Dai are destroyed. Loans that can’t be supported by their collateral are placed into liquidation proceedings, in which the collateral is auctioned for Dai to repay the debt. But the price drop allowed bidders to win liquidation auctions for 0 DAI — further worsening Maker’s crisis.
As March 13 rolled around, the company had time to assess the damage from the day before. It seemed like MakerDAO bosses saw a glimmer of hope and called for a community vote ahead of the company’s first-ever debt auction.
At the time of the auction, MakerDAO’s financial woes had widened to around $5 million in under-collateralized debt. A blog post from Maker laid bare the sorry state of affairs at the firm:
“The MakerDAO had a +500k$ surplus before the price drop, and now has a -4M$ surplus that needs to be filled. The protocol covers this issue, the solution being to trigger an MKR mint and auction, the DAI raised being used to fill the surplus debt. During normal operation, MKR is burned when debt from vaults is reimbursed, this would be the opposite mechanism.”
Commentators circle, but most are optimistic
The crypto community often bays for blood when companies make mistakes. However, it appears that MakerDAO has garnered itself a soft spot in the hearts of the industry’s commentators nonetheless. In other cases, while technical flaws and sudden losses can create calls for boycotts of companies and cause people to take sides, the response from other crypto figures toward Maker has been largely supportive.
Alex Melikhov, CEO of EOSDT, a DeFi company, explained to Cointelegraph that MakerDAO��s recent troubles are of a technical nature, rather than economic: “These circumstances showed off the lack of redundancy in the MakerDAO’s system and weaknesses in the Ethereum network capacity.”
Although Melikhov’s analysis of the debt debacle laid blame on the technical side of the operation, he also had some pointed criticism of the proprietary oracle MakerDAO uses for price feeds, which did not hold up under the deluge of pending transactions:
“As a result, the on-chain prices in the system were remaining outdated in a period of significant price movement — $166/ETH on-chain instead of $133/ETH on the market.”
According to Melikhov, this created something of a “perfect storm” for MakerDAO. The firm’s keepers weren’t interested in buying ETH at a 20% market premium — a stark change from the usual 3% discount. Meanwhile, Kain Warwick, founder of Synthetix and CEO of blueshyft, struck a more optimistic note, arguing that while the price drop exposed underlying issues in DeFi, Ethereum’s fundamental qualities are still strong:
“This recent downturn has been a macro trend driven by uncertainty, so this short-term price action on ETH doesn’t reflect the long-term viability of the network. We’ve definitely seen some teething problems over the last 24 hours as protocols have experienced shocks due to the price action.”
The question of security looms large over the DeFi sector. Stani Kulechov, the founder and CEO of Aave, another fellow DeFi company, recently opined that “we used to have nerds attacking the system, now we have nerds with money.” MakerDAO’s Gustav Arentoft echoed the issues of security on stage at London Blockchain Week:
“It’s a difficult field. We have bigger responsibility when building the system, as the code is completely public. We have limited time to build the system. Hackers have unlimited time to research the code and create hacks. And that’s the hardest thing to beat.”
Messari founder and CEO Ryan Selkis also expressed skepticism about the level of security in January — prior to any hacks or particular technical flaws being exposed — stating it is “impossibly optimistic to say there won’t be a confidence shaking bug before DeFi gets big.”
Maker deals with the situation
MakerDAO’s all-important debt auction drew to a close on March 23, with a total of $4.3 million worth of under-collateralized Dai that was bid across two phases. While there was initially some criticism about Maker’s lack of decisive action at the time the firm was mulling over an emergency shutdown, the community was mostly optimistic about the firm’s handling of the situation.
To begin with, it looked like the auction was going to be a flop. As 20 minutes elapsed, only two bids had been made. One community member wrote: “I can’t wait to tell my grandkids about this.” Maker’s last gasp was in danger of falling flat.
However, several days prior to the auction, a “backstop syndicate” had been formed. The syndicate would swoop in and act as a last-resort buyer if the price fell below 100 DAI. The syndicate was made up of community members, along with Framework Ventures’s Michael Anderson, reversing his previous position on MakerDAO. Anderson told Cointelegraph that his decision was to ensure the stability of DeFi as a whole, again showing how intricately linked the fate of the sector is to its largest company.
Maker takes important step toward further decentralization
In a recent interview with Cointelegraph, Gustav Arentoft, European business development representative at MakerDAO, explained that DeFi projects will often have a thorny relationship with the concept of decentralization in their early stages, stating that if projects are decentralized from day one, they open themselves up to a lot of attack vectors in the system.
Arentoft also explained that while MakerDAO fully supports decentralization in the sector, it is taking the approach of gradual decentralization. He told Cointelegraph that decentralization in DeFi does not need to be a binary position: “I don’t personally believe that it’s binary in the sense that you are either decentralized or you’re like traditional finance.”
But as the dust settles from the debt crisis, MakerDAO is handing over governance for the smart contract that underpins the firm’s protocol to MKR token holders. As the driving force of the whole DeFi sector, the move is a significant step toward decentralized governance.
Although the three-month transition of power to the community has been finalized, the foundation urged the Maker community to “remain deeply engaged and continue to vote smartly and often,” stating that voter apathy could threaten the project:
“While voter apathy can threaten any election process, it can do harm to a project’s decentralization efforts. Without enough community passion and well-intentioned participation, a community-governed system can become vulnerable and struggle to succeed.”
Chief Executive of the Maker Foundation Rule Christensen said that the company was fast moving toward complete decentralization:
“By completing its commitment to transfer the MKR token contract to MKR holders, the Maker Foundation continues to move toward a completely self-sustaining MakerDAO. And it’s just the beginning. We will continue to ready the community for complete decentralization in the weeks and months ahead.”
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cryptowavesxyz · 5 years
Text
MakerDAO Toes the Line Between Life and Death
The crypto industry is young, and in emerging tech, a handful of companies often lead the charge. For those holding equity in these companies, this is generally considered something to be encouraged. For everyone else, it is not.
The recent rise of decentralized finance has been no different, and the company holding the torch is MakerDAO. When market conditions are favorable, these powerful companies can be trailblazers for the industry. However, if they face an existential threat, they can drag the entire sector down with them.
To say that the COVID-19 pandemic is a black swan now seems like an understatement. With one beat of its wings, the black swan felled markets, economies and created unemployment at the speed the likes of which the world has never seen. The steady spread of the virus, along with the mixed responses from companies and governments alike, created widespread uncertainty — kryptonite for the global markets.
Crypto prices also plummeted, with some arguing that the level of institutional investment causes an unavoidable connection to mainstream financial assets, while others argue that in a time of crisis, nervous investors simply sell everything. It was only a matter of time before the shockwaves from the growing financial crisis got to MakerDAO.
Crash: MakerDAO feels the heat
On March 12, Ether (ETH) prices dropped over the cliff edge, slipping 30% in 24 hours. Suddenly, MakerDAO’s decentralized protocol was left with millions of dollars in debt from under-collateralized lending. It looked as if the company had been dealt a fatal blow. The firm briefly considered an emergency shutdown.
Dai (DAI), Maker’s in-house stablecoin, is priced against the dollar. Dai is minted by users taking on collateralized debt positions, where collateral is deposited in an Ethereum smart-contract, with a percentage of the asset’s value being paid out in Dai. The collateral then gets released once the tokens are repaid, and the Dai are destroyed. Loans that can’t be supported by their collateral are placed into liquidation proceedings, in which the collateral is auctioned for Dai to repay the debt. But the price drop allowed bidders to win liquidation auctions for 0 DAI — further worsening Maker’s crisis.
As March 13 rolled around, the company had time to assess the damage from the day before. It seemed like MakerDAO bosses saw a glimmer of hope and called for a community vote ahead of the company’s first-ever debt auction.
At the time of the auction, MakerDAO’s financial woes had widened to around $5 million in under-collateralized debt. A blog post from Maker laid bare the sorry state of affairs at the firm:
“The MakerDAO had a +500k$ surplus before the price drop, and now has a -4M$ surplus that needs to be filled. The protocol covers this issue, the solution being to trigger an MKR mint and auction, the DAI raised being used to fill the surplus debt. During normal operation, MKR is burned when debt from vaults is reimbursed, this would be the opposite mechanism.”
Commentators circle, but most are optimistic
The crypto community often bays for blood when companies make mistakes. However, it appears that MakerDAO has garnered itself a soft spot in the hearts of the industry’s commentators nonetheless. In other cases, while technical flaws and sudden losses can create calls for boycotts of companies and cause people to take sides, the response from other crypto figures toward Maker has been largely supportive.
Alex Melikhov, CEO of EOSDT, a DeFi company, explained to Cointelegraph that MakerDAO’s recent troubles are of a technical nature, rather than economic: “These circumstances showed off the lack of redundancy in the MakerDAO’s system and weaknesses in the Ethereum network capacity.”
Although Melikhov’s analysis of the debt debacle laid blame on the technical side of the operation, he also had some pointed criticism of the proprietary oracle MakerDAO uses for price feeds, which did not hold up under the deluge of pending transactions:
“As a result, the on-chain prices in the system were remaining outdated in a period of significant price movement — $166/ETH on-chain instead of $133/ETH on the market.”
According to Melikhov, this created something of a “perfect storm” for MakerDAO. The firm’s keepers weren’t interested in buying ETH at a 20% market premium — a stark change from the usual 3% discount. Meanwhile, Kain Warwick, founder of Synthetix and CEO of blueshyft, struck a more optimistic note, arguing that while the price drop exposed underlying issues in DeFi, Ethereum’s fundamental qualities are still strong:
“This recent downturn has been a macro trend driven by uncertainty, so this short-term price action on ETH doesn’t reflect the long-term viability of the network. We’ve definitely seen some teething problems over the last 24 hours as protocols have experienced shocks due to the price action.”
The question of security looms large over the DeFi sector. Stani Kulechov, the founder and CEO of Aave, another fellow DeFi company, recently opined that “we used to have nerds attacking the system, now we have nerds with money.” MakerDAO’s Gustav Arentoft echoed the issues of security on stage at London Blockchain Week:
“It’s a difficult field. We have bigger responsibility when building the system, as the code is completely public. We have limited time to build the system. Hackers have unlimited time to research the code and create hacks. And that’s the hardest thing to beat.”
Messari founder and CEO Ryan Selkis also expressed skepticism about the level of security in January — prior to any hacks or particular technical flaws being exposed — stating it is “impossibly optimistic to say there won’t be a confidence shaking bug before DeFi gets big.”
Maker deals with the situation
MakerDAO’s all-important debt auction drew to a close on March 23, with a total of $4.3 million worth of under-collateralized Dai that was bid across two phases. While there was initially some criticism about Maker’s lack of decisive action at the time the firm was mulling over an emergency shutdown, the community was mostly optimistic about the firm’s handling of the situation.
To begin with, it looked like the auction was going to be a flop. As 20 minutes elapsed, only two bids had been made. One community member wrote: “I can’t wait to tell my grandkids about this.” Maker’s last gasp was in danger of falling flat.
However, several days prior to the auction, a “backstop syndicate” had been formed. The syndicate would swoop in and act as a last-resort buyer if the price fell below 100 DAI. The syndicate was made up of community members, along with Framework Ventures’s Michael Anderson, reversing his previous position on MakerDAO. Anderson told Cointelegraph that his decision was to ensure the stability of DeFi as a whole, again showing how intricately linked the fate of the sector is to its largest company.
Maker takes important step toward further decentralization
In a recent interview with Cointelegraph, Gustav Arentoft, European business development representative at MakerDAO, explained that DeFi projects will often have a thorny relationship with the concept of decentralization in their early stages, stating that if projects are decentralized from day one, they open themselves up to a lot of attack vectors in the system.
Arentoft also explained that while MakerDAO fully supports decentralization in the sector, it is taking the approach of gradual decentralization. He told Cointelegraph that decentralization in DeFi does not need to be a binary position: “I don’t personally believe that it’s binary in the sense that you are either decentralized or you’re like traditional finance.”
But as the dust settles from the debt crisis, MakerDAO is handing over governance for the smart contract that underpins the firm’s protocol to MKR token holders. As the driving force of the whole DeFi sector, the move is a significant step toward decentralized governance.
Although the three-month transition of power to the community has been finalized, the foundation urged the Maker community to “remain deeply engaged and continue to vote smartly and often,” stating that voter apathy could threaten the project:
“While voter apathy can threaten any election process, it can do harm to a project’s decentralization efforts. Without enough community passion and well-intentioned participation, a community-governed system can become vulnerable and struggle to succeed.”
Chief Executive of the Maker Foundation Rule Christensen said that the company was fast moving toward complete decentralization:
“By completing its commitment to transfer the MKR token contract to MKR holders, the Maker Foundation continues to move toward a completely self-sustaining MakerDAO. And it’s just the beginning. We will continue to ready the community for complete decentralization in the weeks and months ahead.”
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internetdetectives · 5 years
Text
11/15/19 - Chat with The Producer
The Producer 1:51 PM: "whats up”
The Producer 1:51 PM: "the producer, comin at you again because i forgot my email address”
Xenquility 1:51 PM: "lmao”
The Producer 1:51 PM: "see this is why im at the bottom of the totem pole”
The Producer 1:52 PM: "weed boys light up”
The Producer 1:52 PM: "and yes Bup does enjoy """""fun"""""”
Xenquility 1:53 PM: "Do dimension travelling bad guys still smoke weed”
The Producer 1:53 PM: "everyone has time to smoke weed”
Xenquility 1:53 PM: "Yknow why do these guys have to have fun by killing people”
Xenquility 1:53 PM: "couldn't they just get addicted to heroine or something”
The Producer 1:53 PM: "also im not a bad guy”
The Producer 1:53 PM: "only bup is a bad guy”
Xenquility 1:53 PM: "(I know)”
The Producer 1:53 PM: ":wink:”
The Producer 1:53 PM: "im addicted to herobrine”
Xenquility 1:54 PM: "herobrine is my dad”
Xenquility 1:54 PM: "give me admin or he'll ban you”
The Producer 1:54 PM: "damn”
Xenquility 1:54 PM: "he knows bill gates”
The Producer 1:54 PM: "another spooky possessed minecraft admin”
The Producer 1:54 PM: "just kidding”
The Producer 1:54 PM: "perhaps its best if we leave that whole debacle in the past”
Xenquility 1:55 PM: "Hey why did Bup have to  do SKM like that”
The Producer 1:55 PM: "that wasnt Bup's doing”
Xenquility 1:55 PM: "Oh shit”
The Producer 1:55 PM: "technically it wasnt any of ours”
Xenquility 1:55 PM: "Any idea whose it was?”
Xenquility 1:55 PM: "inb4 we cause it in the future”
The Producer 1:56 PM: "something nasty did it”
The Producer 1:56 PM: "dark forces mixed with one of our members”
Xenquility 1:56 PM: "sounds kinky”
Xenquility 1:56 PM: "what type of dark forces?”
The Producer 1:58 PM: "dark forces we're all familiar with”
The Producer 1:58 PM: "things that come and go”
The Producer 1:58 PM: "Noise”
The Producer 1:58 PM: "id answer more clearly but that's not in the cards atm”
Xenquility 1:58 PM: "to which one”
The Producer 1:58 PM: "yes”
The Producer 1:58 PM: "he came down with a bad case of the D”
Xenquility 1:59 PM: ":PROVIDETHED:”
Xenquility 1:59 PM: "wait”
The Producer 1:59 PM: "my bad”
Xenquility 1:59 PM: "did you have to provide him the D this time”
The Producer 1:59 PM: "unfortunately he gave it to himself”
Xenquility 1:59 PM: "woah”
Xenquility 1:59 PM: "can you get him to record it next time”
The Producer 1:59 PM: "a very talented man”
Xenquility 1:59 PM: "I need it for science”
Slinky Stinks△ 2:00 PM: ":regi:”
Xenquility 2:00 PM: ":dad3:”
The Producer 2:00 PM: "if only we had an artist here to depict such a thing”
Xenquility 2:00 PM: "we have a coomer to depict such things”
Xenquility 2:00 PM: "if that counts”
The Producer 2:00 PM: "one talented in manly copulation”
The Producer 2:00 PM: "no coomers allowed”
The Producer 2:00 PM: "company policy”
Xenquility 2:01 PM: "fine by me”
The Producer 2:01 PM: "coompany policy”
Xenquility 2:01 PM: "I hope these conversations get archived”
The Producer 2:02 PM: "they always do”
Xenquility 2:02 PM: "hell yes”
The Producer 2:02 PM: "i just have to be careful not to mention erratas or my bosses w”
Xenquility 2:02 PM: "anyways any chance you could tell us why it was useful for :dad: and :moonman: to be in the past”
The Producer 2:03 PM: "not sure”
The Producer 2:03 PM: "that's Bup's forte”
The Producer 2:03 PM: "but good luck getting any info out of them”
Xenquility 2:03 PM: "the only way he gives us stuff is if we gamble with people's lives”
Xenquility 2:03 PM: "and even then we might not get a straight answer”
Xenquility 2:03 PM: "sorry why do you work with this dude again”
The Producer 2:04 PM: "a baby's gotta do what a baby's gotta do”
Xenquility 2:04 PM: "do you make minimum wage”
The Producer 2:04 PM: "*gots to do”
The Producer 2:04 PM: "sorry”
Xenquility 2:04 PM: "cause if not you should sue”
The Producer 2:08 PM: "Bup can often be a hanful”
The Producer 2:08 PM: "and also a handful”
The Producer 2:08 PM: "and also a mouthfull”
The Producer 2:08 PM: "but I trust him”
Xenquility 2:08 PM: "insulting the boss? I'm reporting you to hr”
The Producer 2:08 PM: "no wait”
The Producer 2:08 PM: "i dont want to get docked again”
The Producer 2:08 PM: "my payment i mean”
Xenquility 2:09 PM: "where can we sign up to work interdimensional office jobs sound great”
The Producer 2:09 PM: "you all have the capacity to”
Xenquility 2:09 PM: "the capacity to sign up?”
The Producer 2:10 PM: "well”
The Producer 2:10 PM: "not sign up for this specific organization”
The Producer 2:10 PM: "but you could become a wide-eyed up and coming spooky entrepreneur based on your own merits”
Xenquility 2:12 PM: "sounds cool”
Xenquility 2:12 PM: "How exactly would that work?”
The Producer 2:15 PM: "first you must enter a deep sleep where you can tap into your inner dreams”
The Producer 2:15 PM: "then you must make a sacrifice”
The Producer 2:15 PM: "not one of blood but one of time”
Slinky Stinks△ 2:15 PM: "Did you say”
Slinky Stinks△ 2:15 PM: "Dream”
The Producer 2:15 PM: "then you must do a bunch of other stupid esoteric bullshit and boom suddenly youre the CEO of bigdicks spookyboys r us”
Slinky Stinks△ 2:16 PM: "Cool where I can put my curriculum”
Xenquility 2:16 PM: "i wanna be the ceo of bigdicks spookyboyrs r us”
Xenquility 2:16 PM: "what does this "other stupid esoteric bullshit" entail?”
The Producer 2:16 PM: "no education requirements... required”
Slinky Stinks△ 2:16 PM: "Who shall I contact then”
Xenquility 2:17 PM: "does doing all this shit turn you evil or is it just normally done by evil people”
The Producer 2:18 PM: "moral requirements are also not required”
The Producer 2:18 PM: "also i should specify that all of this is me attempting to describe very non-descript things”
The Producer 2:18 PM: ”dont take it too literally
The Producer 2:18 PM: "or do”
The Producer 2:18 PM: "unless...?”
Xenquility 2:19 PM: "so is basically a "find your own inner CEO" scam”
Slinky Stinks△ 2:20 PM: "Piramyd scheme”
Slinky Stinks△ 2:20 PM: ":funkyface:”
The Producer 2:23 PM: "Damn”
The Producer 2:23 PM: "im starting to realize”
The Producer 2:23 PM: "maybe this is a △ scheme”
Xenquility 2:25 PM: "yes”
Xenquility 2:25 PM: "come to the light side”
Xenquility 2:25 PM: "we have uh”
Xenquility 2:25 PM: "things”
Slinky Stinks△ 2:25 PM: "And uh”
The Producer 2:25 PM: "does it pay more than over here”
Slinky Stinks△ 2:25 PM: "Phisical bodies?”
The Producer 2:25 PM: "aka more than 0”
Xenquility 2:25 PM: "Probably yes”
Xenquility 2:25 PM: "Actually  yes'”
Xenquility 2:25 PM: "minimum wage is like 14 dollars in canada”
The Producer 2:26 PM: ">canada”
Xenquility 2:26 PM: "lower in the US but their dollar is worth more so it balances out”
The Producer 2:26 PM: "ill stay here thanks”
Xenquility 2:26 PM: "aw”
Xenquility 2:26 PM: "but if you come here you get to be hunted by your previous coworkers for all of eternity”
Xenquility 2:26 PM: "it's funner than it sounds”
Slinky Stinks△ 2:27 PM: ">14$”
The Producer 2:27 PM: "damn”
The Producer 2:27 PM: "theyll get The Hunter on my ass”
Xenquility 2:27 PM: "Ooo”
Xenquility 2:27 PM: ""The Hunter"”
ARGdov 2:27 PM: "I cant believe BUP and co are running an instagram pyramid scheme”
The Producer 2:27 PM: "we sell knives”
Slinky Stinks△ 2:27 PM: "Fuk”
Xenquility 2:27 PM: "that sounds like the name of an edgy teenager named Hunter”
ARGdov 2:28 PM: "man my mom bought knives from one of those people”
ARGdov 2:28 PM: "seemingly completely unaware of how fishy theyre business strategy is”
ARGdov 2:28 PM: "granted they are very good knives”
The Producer 2:28 PM: "id rather they send The Hunter than The Coomer”
Xenquility 2:28 PM: "hey”
Xenquility 2:28 PM: "you said no coomers allowed”
The Producer 2:29 PM: "im kidding, we don't have either of those people”
The Producer 2:29 PM: "you caught me”
ARGdov 2:29 PM: "wasnt the hunter one of the skeksis in the dark crystal”
ARGdov 2:29 PM: "sorry Im just joking”
The Producer 2:30 PM: "we're not that strict”
The Producer 2:30 PM: "theres just a few rules we need to abide by”
ARGdov 2:30 PM: "like what”
The Producer 2:30 PM: "tbh we're much less organized than those other guys”
ARGdov 2:30 PM: "1: be fucking obtuse and vague to everyone outside of the company”
The Producer 2:30 PM: "Id rather have The Coomer sent after me instead of The Operator any day”
Xenquility 2:30 PM: "hey”
Xenquility 2:30 PM: "you said no operator's allowed”
ARGdov 2:30 PM: "I mean yeah fair”
ARGdov 2:30 PM: "the operators spoopy”
ARGdov 2:30 PM: "glad slendermans not real”
ARGdov 2:30 PM: "what the fuck was that”
Xenquility 2:31 PM: "?”
ARGdov 2:31 PM: "some reaction popped up”
ARGdov 2:31 PM: "it POPPED AGAIN AND I MISSED IT”
Slinky Stinks△ 2:31 PM: "Oh fuck marble hornets” 
ARGdov 2:31 PM: "ok its "WOW"”
Xenquility 2:31 PM: "wow”
Slinky Stinks△ 2:31 PM: "That series is great”
Xenquility 2:31 PM: "who reacted with it?”
ARGdov 2:31 PM: "dunno who posted it but I can guess”
ARGdov 2:31 PM: "Im guessing Producer”
ARGdov 2:31 PM: "idk”
ARGdov 2:31 PM: "I keep missing”
Xenquility 2:32 PM: "tf they just used :dream:”
ARGdov 2:32 PM: "yea”
The Producer 2:32 PM: "no sorry i was away”
Slinky Stinks△ 2:32 PM: "Prolly just wolfposting”
ARGdov 2:32 PM: "oh yeah prolly”
ARGdov 2:32 PM: "anyhow”
The Producer 2:33 PM: "also
The Producer 2:33 PM: "”1: be fucking obtuse and vague to everyone outside of the company””
The Producer 2:33 PM: "yes”
ARGdov 2:33 PM: "how long has your organization even been around?”
ARGdov 2:33 PM: "thats not surprising lol”
ARGdov 2:33 PM: "2: do whatever BUP says”
ARGdov 2:33 PM: "3: if there is somehow an issue with these two contradicting one another, check with BUP”
ARGdov 2:33 PM: "4: see rule one”
Xenquility 2:34 PM: "5: ???”
Xenquility 2:34 PM: "6: profit”
The Producer 2:34 PM: "we've been around since the beginning”
The Producer 2:34 PM: "but as ive said, some have come and gone”
ARGdov 2:34 PM: "since the begining”
ARGdov 2:34 PM: "so since before all this nonsense started”
ARGdov 2:34 PM: "granted”
ARGdov 2:34 PM: "this has been going on in some capacity since the 80s, seeing thats when the MC formed”
ARGdov 2:34 PM: "so not really helpful”
Slinky Stinks△ 2:35 PM: "Hm”
The Producer 2:35 PM: "7. dont be helpful”
ARGdov 2:35 PM: "well thats basically rule 1”
Slinky Stinks△ 2:35 PM: "What if u disobey?”
The Producer 2:36 PM: "ill get smote”
Xenquility 2:36 PM: "bup  can smite people wtf”
The Producer 2:36 PM: "i dont really wish to disobey though”
Slinky Stinks△ 2:36 PM: "Fuking zeus”
The Producer 2:36 PM: "as i said, i trust bup”
ARGdov 2:36 PM: "you get cut”
ARGdov 2:36 PM: "literally”
ARGdov 2:36 PM: "figuratively”
ARGdov 2:36 PM: "painfully”
ARGdov 2:36 PM: "permanently”
The Producer 2:36 PM: "that doesnt necessarily mean you should though”
ARGdov 2:36 PM: "or something”
ARGdov 2:36 PM: "so you've been around for awhile”
The Producer 2:37 PM: "bup will cut”
ARGdov 2:37 PM: "but are only making yourselves known now”
The Producer 2:37 PM: "theyre really good at scissoring”
Xenquility 2:37 PM: "hot”
The Producer 2:38 PM: "i cant say too much more though or they'll get on my ass about it”
Xenquility 2:38 PM: "if bup is good at scissoring does that confirm they're female”
The Producer 2:38 PM: "like i said i dont wanna assume for them”
The Producer 2:38 PM: "they identify as toad”
Xenquility 2:39 PM: "I mean I don't want to discriminate but it's kinda hard for a man to scissor”
otherLiam 2:39 PM: "Clearly you aren’t trying hard enough.”
The Producer 2:39 PM: "^”
otherLiam 2:39 PM: "Also hi.”
The Producer 2:40 PM: "hello coomerLiam”
Xenquility 2:40 PM: "woah”
Xenquility 2:40 PM: "harsh”
otherLiam 2:40 PM: "?”
otherLiam 2:40 PM: "is that like a racial slur”
Xenquility 2:40 PM: "yes”
The Producer 2:40 PM: "this server claims this is the internet coomtectives right”
Xenquility 2:40 PM: "producer is a huge racist”
The Producer 2:40 PM: "my apologies”
otherLiam 2:40 PM: "i prefer zoomerLiam”
The Producer 2:40 PM: "i meme with extreme prejudice”
ARGdov 2:41 PM: "nice”
Xenquility 2:41 PM: "bigotry makes the memes grow fonder”
The Producer 2:41 PM: "and my dick grow harder” 
Xenquility 2:41 PM: ";)”
otherLiam 2:42 PM: "So why follow BUP?”
The Producer 2:42 PM: "we have share the same goal”
Xenquility 2:42 PM: "since when does bup have a goal”
otherLiam 2:42 PM: "I don’t suppose you’d tell us what that is.”
The Producer 2:42 PM: "refer to rules 1 and 7”
Xenquility 2:43 PM: "what if we say finding it out will severely deter us from living?”
Xenquility 2:43 PM: "the truth will blow our mind or something”
The Producer 2:43 PM: "well I dont want that”
Xenquility 2:44 PM: "damnit”
otherLiam 2:44 PM: "wat rules”
The Producer 2:44 PM: "also refer to rule 34”
The Producer 2:44 PM: "haha lol xd”
The Producer 2:44 PM: "theres another XD for you”
Xenquility 2:44 PM: "also could you tell me where your office is located because I keep imagining some stereotypical office building floating in a rift between dimensions and it's hurting my brain”
Xenquility 2:44 PM: "or some sort of general area”
Xenquility 2:44 PM: "like what planet”
The Producer 2:44 PM: "no that sounds about right”
Xenquility 2:45 PM: "fuck yes”
Xenquility 2:45 PM: "how do you get wifi”
otherLiam 2:45 PM: "so how exactly do you “produce” stuff? is it just magic or do you sometimes have to just go to the store”
The Producer 2:47 PM: "i walk down to the spook store”
The Producer 2:47 PM: "sometimes use my spook heelies”
Xenquility 2:47 PM: "is that inbetween dimensions too”
The Producer 2:47 PM: "yeah”
The Producer 2:47 PM: "its like a inter dimensional 7/11”
Xenquility 2:47 PM: "also are there any villains that aren't inherently "spooky"”
Xenquility 2:47 PM: "like just average joes”
Xenquility 2:47 PM: "that happen to be evil”
Slinky Stinks△ 2:48 PM: "”its like a inter dimensional 7/11””
Slinky Stinks△ 2:48 PM: "I'm in”
The Producer 2:51 PM: "Id argue that Bup isn't really that spooky”
The Producer 2:51 PM: "I mean he's toad”
Xenquility 2:51 PM: "true”
pakospooky 2:51 PM: "IIIII”
pakospooky 2:51 PM: "coming”
The Producer 2:52 PM: "oof”
The Producer 2:52 PM: "Pako posting forbidden things”
pakospooky 2:52 PM: "what?”
pakospooky 2:52 PM: "how forbidden?”
The Producer 2:52 PM: "refer to rules 1, 7, and also rules 8 - 99 which all ready "be spookey be spookey be spookey"”
The Producer 2:52 PM: "anyways the boys are sending me out to pick up some spook donuts”
The Producer 2:52 PM: "see you all later”
Xenquility 2:53 PM: "seeya broski”
0 notes
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aowanders-blog · 5 years
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Its hard to become a savvy traveler when you only take one family vacation a year.  This becomes even more challenging when you try something new.  Like renting an RV for a family road trip.  It takes most RVers years to figure out how to navigate the pitfalls of life on the road.  Like campground fees, full RV hookups, camper maintenance, RV memberships, boondocking or even how to pack your camper.  Let alone choosing a destination that your whole family can enjoy.   Even simply refueling your RV can be a bit confusing on your first attempt no matter how many RV gas saving tips you read.   With all the different tanks and their own doors its easy to confuse which one is the fuel tank, blackwater tank, fresh water tank or even the propane tank.  Unfortunately, I just met a lady who filled her fresh water tank with diesel fuel.  Wouldn’t want to be her husband right now. Might have to talk to her about more than just RV gas saving tips.  Yikes!!!   
When refueling your motorhome you need to pay attention.  Not just on which tank your filling, but what gas station your using. You can find all kinds of RV gas saving tips on the internet.  From lowering your RPMs to driving under 55 mph.  Using high octane gas along with fuel additives to even how much weight you are packing in your camper.  There are even apps like TruckMap to help you plan a fuel efficient route.  Then there are farfetched urban myths that claim if you drive at night you get better gas mileage because the pavement is harder.  I had a guy in Wyoming tell me I would get better RV gas mileage driving in elevation because there is less wind resistance since the air is thinner. Theoretically I suppose that is true, but I am not going to plan my route driving mountain passes in a rig that is notoriously known for awful gas mileage. 
The number one RV gas saving tip I can provide from personal experience is avoid refueling your motorhome camper at truck stops like the black plague! Because neighborhood gas stations only authorize $1 before refueling, but truck stops authorize $150-$500 depending on which pump you use.  Passenger car gas pumps usually get hit with a $150 pre-authorization charge, and trucker gas pumps pre-authorize $500 at each refueling stop. These pre-authorization holds can tie up you RV road trip money for up to a week!  So when refueling your RV, Camper or motorhome always use the car pumps or a neighborhood gas station.  Or better yet go inside and pre-pay for your fuel to avoid unwanted bank holds on your travel funds.
Truck Stop Gas Saving Tips for RVers
Truck stops can destroy a family vacation in less than a second because filling up at the wrong pump can cost you thousands of dollars a day?  Up until a few years ago I used to rely heavily on routes that supported truck stops for all my RV gas saving tips.  While traveling from one destination to the next in my travel trailer.  Until one day when the gas pump declined my card.  Attempting to pay for fuel inside the cashier also informed me my card was declined.  A bit nervous and scared someone had gotten a hole of my card number I quickly logged into my bank account to see the previous 10 truck stops at placed a $500 hold every time I refueled my rig for a measly $50!!!   I was completely cut off from my road trip funds until the truck stops closed their credit card batches and my financial institution processed the transactions. 
After the initial shock and rage wore off I found a spot to post up and call home in the parking lot while I waited for the world of finances to do what they do.  I assumed by morning everything would be finalized, but what I was unaware of was that Monday was a banking holiday and my small mountain bank was going to take their sweet time.  For 7 days I was denied access to my travel money because $500 worth of gas had put a freeze on $5,000 of my road trip money!
How does this happen?  By refueling your RV at the wrong gas station, wrong pump or wrong point of sale.  Technologies a pain in the ass sometimes!
RV Gas Saving Travel Hack History
I used to road trip across the country with less than $20 in my bank account, and brag about my RV gas saving tip.  You can still do it today if you’re a savvy traveler like myself, but most people who try are going to incur NSF fees from their bank.  Or worse, find themselves stranded in a destination they don’t want to be.  Years ago, I had a broke travel friend who needed to drive from Alaska to Florida, but only had $100 to his name.
I told him about the RV mistake I made years ago and the RV gas saving travel hack when low on road trip money I learned from this experience.  Where you pay at the pump, and drive as far as you can before the charges catch up with you.  Starting on a Friday gives you one free day with no banking transactions.  In 5 days he navigated 4,700 miles across two countries and only spent $37!  Banks, fuel stations and technology has caught up to this travel hack.  Which brings me to how truck stops can ruin a family vacation in less than a second. 
How Can Bank Holds Destroy a Family RV Trip
Because of people like me, or others who took my RV gas saving travel hack a step further by disputing fuel charges and not paying for any of the gas they purchased we now have bank holds.  I recently had the pleasure of interviewing a retired operations manager (lets call him Bob) for a major gasoline chain about RV gas saving tips, but instead found myself in a conversation about pay-at-the-pump bank holds.  Bob was in charge of fielding customer complaints from around the country regarding their companies policy on bank holds from fuel purchases.  Mainly from road tripping RVers who were following RV gas saving tips they found on the internet.  
While Bob has no affiliation with Pilot the gas station at the center of heated RVers debates and complaints he explains Pilot has no ability to place holds on your money.  They can only request your bank to actually place a temporary hold on available funds until that branch closes their credit card batches for the day.  Once this happens the responsibility shifts to your financial institution to process the transaction.  Depending on the size of your bank, day of the week and even time of the year this process can take up to a week to finalize.  In most cases the bank hold on your money will be cleared up in 1-2 business days.  If you have a small town bank, like I did, that is behind the times of technology this bank hold from purchasing gas for your RV could last even longer than a week.  The same inconvenience can occur for nationwide banks with branches across the country on busy holiday travel camping weekends like Memorial Day, 4th of July and Labor Day.  Don’t forget about other weekends like Sturgis, Burning Man & Coachella who draw massive crowds of people from around the country. 
Combine this with the inherently awful gas mileage of your camper you might become an unsuspecting victim during your family RV road trip.  Because while the normal bank request hold for fuel purchases is between $50-$75 for passenger cars.  Pilot Fuel Stations has adopted a new company policy to request a financial hold on fuel purchases of $100-$150 for passenger cars, and $500 for semi-truck pumps.  Most RVers fill up 2-3 times a day.  So you can see a bank hold of $100 each time can add up fast, and if you make the mistake of filling your RV up at the semi-truck pumps you could rack up thousands of dollars of bank holds in one day! With no options but too wait for the bank to finalize the transaction of your RV fuel purchase. 
Don’t use the semi-truck gas pumps to fill up your RV or you will incur a $500 hold on your bank account!
In addition to being out of your normal travel areas while refueling your RV several times a day across vast distances may trigger fraud alarms at your financial institution forcing them to shut your card off!  Before interviewing Bob I met a lady who was stranded in Eastern Montana because she refueled her RV 7 times at Pilot gas stations using the semi-truck gas pumps in one day.  Each fuel purchase was less than $100, but Pilot requested a $500 hold each time for a grand total of $3,500!!!  She started out with roughly $3,800, and now had less than $200 her name while she waited for her financial institution to process the transactions.  Luckily for her she ran into me because I knew of a free campground less than 10 miles away she could stay at for 10 days.  Complete with showers, bathroom & even free firewood in Columbus, Montana.  Needless to say she was pretty thankful to not only run into me, but that she wasn’t on a time frame either. 
How To Avoid Bank Holds When Refueling Your RV
From my backing packing days I learned all kinds of financial travel hacks.  My favorite is using an alternative payment method.  When traveling I have always had some form of online wallet that I only load a limited amount of traveling funds too.   Whether that is Paypal, Netspend or prepaid credit cards, and I usually only load up a couple hundred dollars at a time.  This way if someone steals my wallet or I use an unscrupulous credit card reader thieves don’t have access to all of my travel money.  The same travel hack can be used when road tripping in your RV.  Using a secondary payment method or online wallet guarantees that your road trip travel funds won’t be tied up in bank holds because instead of putting a hold on your finances they just limit the amount you can purchase.  Usually $50-$75. 
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Another RV travel hack method to keep your finances available when refueling your motorhome is to not pay at the pump.  Walk inside the store and tell them the amount you want to charge.  If you come up short guessing how much your RV needs when refueling the difference gets refunded to you.  Instead of waiting on credit card batches to be processed to lift bank holds for 3 or 4 times the amount of what you actually needed.  Now you’re simply waiting for banks to process your transactions and refund you the couple of dollars here and there that you didn’t use.  Which would you rather be waiting on?  $20 in refunds or $1,500 in bank holds for refueling your RV.
One other way to avoid these vacation killers is to use your debit card.  When using your debit card and entering your pin number at the point of sale all transactions occur in real time.  I was a holdout for a long time before embracing this type of transaction.  Who knows where those numbers are being stored and who has access to them, and while that’s not an unfounded fear.  Hear in the states things are pretty secure, and banks are quick to side with you regarding any fraudulent charges. 
If you are low on funds or want to avoid bank holds when refueling your RV during the family road trip go inside and prepay.  This stops the hold and lessens the risk of credit card fraud.  Leaving you access to all your travel funds.
Stop Refueling Your RV At Truck Stops
Truck stops are great for what they are, but if your new to RV life on the road truck stops are not where you want to learn your RV lessons.  Truck stops are great for one night stand boondocking sessions, filling up on road trip supplies, quick bite to eat, showers and even navigation tips.  But when it comes to refueling your RV truck stops are a budget killer.  Because truckers pump $500 worth of a fuel easily, and some motorhomes take $300-$400 to fill their gas tanks.  Taking that into account truck stops have had to implement a policy to protect themselves from getting burned by people who can’t pay for the fuel they pump.  So most truck stops authorize $500 to refuel your RV if you choose to pay at the pump.
Remember when I told you I have a friend who traveled from Alaska to Florida on only $37?  He was able to do that because your local gas station authorizes a trivial amount just to make sure the card is active.  Then submits the actual amount at a later date to sort it out with your bank.  Truck stop and other commercial refueling stations have been burned one too many times so they have chosen instead of place holds on customers finances until the transaction is finalized to ensure they get their money.  Most gas stations only authorize $1 instead of preauthorizing $500!!  Which is how my friend was allowed to drive 4,700 on only $37!!!!
  You can find RV gas saving tips and other RV tips by simply following this link to my RV Life category or clicking on this photo
RV Gas Saving tips – Truck Stops Will Ruin Your families First RV Trip Its hard to become a savvy traveler when you only take one family vacation a year.  This becomes even more challenging when you try something new. 
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hashtagblogfan · 6 years
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What Will Happen If Google Stops Working For 30 Minutes ?
What Will Happen If Google Stops Working For 30 Minutes ?
  This does not usually happen, but if Google stops working, it looks like the world is over.
This actually happened in January 2014 and had a major impact on the Gmail email platform.
In the Google Blog, the authors explained that the reason for the failure was due to “overloading” one of its data centers in Europe, which resulted in a sequential effect and spread the problem from the data center to other centers.
  At this time, jokes and sarcastic comments from the generation of the millennium, which can not live without the most popular search engine, used by millions of people every day, have spread.
This is not the first time; the technological giant has gone through some failures in the past.
    In August 2013, all services were fully disabled including YouTube, Analytics, Drive. This holiday, which did not last more than 5 minutes, from 15:50 to 15:55 Pacific time was enough to unleash the anger of thousands of users, global traffic fell by 40% and the company lost more than half a million dollars, according to the engine Search Danny Sullivan.
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    What if the stop lasts for half an hour?
“This is very unlikely,” said Ashish Kydia, a software engineer at Google. “But he will explain the consequences of this happening step by step.
“In the first few minutes, users will check their Internet connection, some will contact their service provider, others will try to check for hardware failure, before they make sure it’s much,” Kidya says.
    “When they make sure that what happened is true, the disbelief continues for some time with desperate attempts to reload the page for times and times.” “Many people will start filming screenshots of a broken Google page before they fill up their diary on Facebook,” Kydia says. “Angry users will be looking for alternative search engines, but how do the majority know of alternative search engines other than Yahoo and Bing, who are in the midst of intense stress at this time,” Kydia predicts.
This problem will not only affect the search engine; apps that use Google will also be idle, and within half an hour, productivity across the world will be greatly affected. “I can not imagine the loss for Google and for the companies that rely on it,” he said.
We should also not forget that this company not only serves the Internet, but also many mobile phones. “For Android and iPhone users driving on Google Maps, they’re going to lose their way,” he said. “But there are exceptions. During this fiasco, life in China will not be affected, as the employees of the companies will enjoy and sing happily,” said the specialist.
    What will happen when the service returns?
“The company will issue a statement trying to explain what happened and the technical reasons for the disruption of service around the world,” Kydia said. “Many will assume that the responsibility lies with a group of pirates, and the media will be mad with demands from experts to analyze the situation,” he said.
“Many bloggers will write questions like (How do we count on Google like this?), And Quora will be filled with questions like (why did this happen?) And (is it true that Google has been hacked by hackers?) Etc. Many users will abandon the search engine and search for alternatives. “
    What Will Happen If Google Stops Working For 30 Minutes ?
source https://hashtag3r.com/what-will-happen-if-google-stops-working-for-30-minutes/
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Fort Wayne Indiana Cheap car insurance quotes zip 46867
"Fort Wayne Indiana Cheap car insurance quotes zip 46867
Fort Wayne Indiana Cheap car insurance quotes zip 46867
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
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Fort Wayne Indiana Cheap car insurance quotes zip 46867
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Fort Wayne Indiana Cheap car insurance quotes zip 46867
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just averages not a sports car i have good grades too if that helps
Might be pregnant need affordable med insurance?
Im 18, my parents don't have any kind of insurance, I might be pregnant(my parents have no idea), I am in the process of getting a job as a Habilitation worker but they don't give me any insurance. what should I do?""
How does a car insurance work?
So the other day i hit an 06 mustang and it left a 1 inch dent it was very small i exchanged info and all then the lady called me and told me the damages were $1008 my insurance said they are going to go check the car to make sure, i was just wondering the dent seemed like a $250 dent will the insurance give them what they say or what the lady says its supposedly worth?""
2005 Ford Mustang Convertible V6 Premium insurance rate?
Hi. I am thinking about getting a 2005 Ford Mustang Convertible V6 Premium [Black] I am a 16 about to turn 17 year old girl and I have taken drivers ed. && I live in florida, about how much do you think that it would be""
""Who are the best car rental company, insurance wise and cost etc London?""
there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use""
""I got a loan to pay for a car, is it paid for or finance (insurance purposes)?""
I got the loan from a credit union, I used it to pay for the car, but I am not sure if I should select paid for or financed when filling out the application for car insurance. Help please!""
Who has affordable health insurance for my family of 5 in virginia?
My husbands job provides insurance for $650 a month. We can't afford that at all. So looking for affordable health and dental please help we are in virginia. Thanks in advance
About how much will my car insurance be?
1. have had my license for 3 years now 2. never had insurance before, because I never needed to drive (until now)...so I guess that I can be considered a new driver ??? 3. BRAND NEW Honda Civic//4 doors 4. I am in college right now. 5. in California ABOUT how much will my insurance be, (FULL insurance), for 6 months, or a year?""
Insurance on an el camino?
I'm thinking of getting an el camino, late 70s or 80s, and I'm a new 17 year old driver, I was wondering what ibwould have to expect on insurance? From what I've heard it's considered a pick up, so it as close to a muscle car I can get without having to pay super high insurance, how much would decent coverage cost me with a v8? And what if I had gotten an SS model? Im not sure which one ti get and I want to know if there is a huge difference between them, obviously I won't be paying it on my own, my parents are until I get a job, so how much woukd it general cost? Considering one parent is 48 hs dropout, other is 38 graduated college, if it helps any at all. Regardless of the answer thank you for your time.""
I need cheap auto liability insurance can anyone recommend a good company?
I need cheap auto liability insurance can anyone recommend a good company?
""I am fully comp, and my insurance said i can drive any car i wish to? read the details below!!!!!?""
I am fully comp, and my insurance said i can drive any car i wish to, Can i really drive any car i want, EVEN IF THE OTHER CAR HAS NO ONE INSURED ON IT?""
What penalities will I get having invalid car insurance?
Two nights ago police stopped me when I was delivering food and checked my insurance details. I had insurance for social purpose only. They told me to change my insurance to business insurance and they let me go with warning. Last night same guys stopped me again and again they checked my car and found me delivering food. Luckily they let me go again but they reported of the offense. What will happen now? will I get points or fine or what?
How much should a motorcycle insurance cost?
A little about me: -age 23 -driving licence for both cars and bikes since 2008 (European version) -have no previous claims or penalties -I do drive cars for the company I'm working for -the bike is a 600, 2013 model -I'll buy a security device soon -was thinking of having a 150 pounds voluntary excess""
Is the premium the only determinant of how much your health insurance costs?
Does the deductible matter? Does a possible subsidy change things? And most importantly, are you taking into account what you would have to pay out of pocket for things your junk plan does not cover? In the long run, even if your premium goes up but you get better coverage, you will save money.""
My car insurance got cancel?
I have to pay 2,700 to get my car insurance back is their any car insurance companies that can let me have car insurance now? And I still can pay off the 2.700?""
""Depending on certain factors, what would my insurance premiums be?""
i am a teen driver, just got my license and now am looking for a car and i was wondering how much more my insurance rates would be if i was driving an early 2000 era BMW, Audi, Lexus or Jaguar vs something like a simple japanese or american made small truck or sedan. I also get straight A's in schooll as ive heard that can factor into it as well.""
Car insurance coverage question...?????
I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""
""Car insurance rates are extremely high, what if someone was rich and owned like 50 vehicles...?""
How much would their insurance be every 6 months to a year ( I know it varies by person, but lets say this guy is just an average driver maybe committed one accident in the last 15 years. Is male. ) He's a really rich person...""
What Are Some Good Health Insurance Companies?
I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more
Driving my moms car and insurance coverage?
My mom's car has full coverage insurance on it. I am not added to her insurance as a driver because I only drive it once a month or so. If I ever got into an accident, will her insurance still cover her car?""
""Insured car, uninsured driver?""
I have a free-loading bother in-law and I was just wondering. If he uses the family car which is insured but he does not have car insurance, can he be liable in any accident situation? Please tell me yes, so I have a reason to refuse my car to him. Anything from if he is at fault or not at fault, injury, coverage, or settlements... Thanks""
Fort Wayne Indiana Cheap car insurance quotes zip 46867
Fort Wayne Indiana Cheap car insurance quotes zip 46867
How can I find affordable health insurance in Florida?
How can I find affordable health insurance in Florida?
Help me with insurance name?
In the bay area there is this insurance broker which finds the cheapest insurance for you by comparing their prices and they have a license to sell you that insurance at a discounted price. The name is something like freeway insurance? traffic insurance? road insurance? wth insurance? can someone tell me the name? thanks
How much is car insurance and how much would car insurance on a mustang be how much would mustang I?
I am looking a used cars and I was wondering how much car insurance is and how much would a mustang be to insure.... Also I would be a first time driver and I live in pa if that makes a difference
Non-owner car insurance?
Where can I get non-owner liability car insurance for myself? I am 18 years old and my dad wants me to get this insurance because I don't own a car, I just drive my parents cars. I can find it on any insurance websites. Links would be nice =]""
Easy ways to save extra money on car insurance?
i am looking at buying a evo ix (for those who don't know, it is the quickest car under 50K) and i am just wondering how to save some money on car insurance. should i be listed as a part-time driver with a parent, as i am only 20 yrs old. ????""
Car accident with no insurance?
I got into a car accident today and totaled my car. the other vehicle just had bumper damage. come to find out my insurance tried to take my payment out my account but were unsuccesfull so they canceled it a month ago. whats gonna happen since i am at fault and no insurance
How much do Brits pay monthly for health insurance?
I see them on here all the time talking about how much better their system is than ours, that it is more affordable. How do they know how much it is costing them monthly if they are taxed to pay for it?""
Can i drive without a insurance card?
I will get my car tomorrow and i will have it insured the same day but it takes like a week to get the insurance card for the car. Can i drive without the insurance card? I would have the insurance on the car. Could i drive around without the insuance card?
What is the New York disability insurance rate and NYS Unemployment rate?
What is the New York disability insurance rate and NYS Unemployment rate?
Would you not get insurance for flea market?
Yesterday I asked about getting insurance and got great answers, but the county told me that I only needed the liability insurance with their name on it. My insurance company said in order to get that, I needed to also have each vendor show proof of insurance. The county said I didn't need that and someone else we know said we didn't need to have that either. I've got a call into my insurance company to ask them if that's something they will make me have in order to get the liability, but do you think we can just add them as an additionally insurance off our house liability insurance for this? I'm guessing that will cover me if someone gets hurt on the property, but I'd be taking a risk if someone gets hurt from a product being sold. Do I have this right? Do you think my insurance company will allow this?""
How much would car insurance be for me? (teen)?
I'm 16. Driving a Honda Accord 2001, with 130,000 miles. I live in the state of Delaware. I'm a male, with about. 3.0 average in school. If you had to guesstimate , how much do you think my insurance would be?""
""Which Car insurance is the best , and about how much does it cost?
how much does insurance cost for a 16 teen and which insurance is the best just asking
How can I get heath insurance?
Im 21 college student and just got layed off I havent had health insurance for like 3 years and I need to go to a doctor like a gyno anywayz im going to the social services office to see if I can get like a low cost health insurance from the state or something I live in ct... but if they don't help me how much health insurance is a month? I can't afford more then 50 dollars a month I just got layeoff and I don't like getting help from the state but I really need to see a doctor
Which car insurance can i get ONLY GAP INSURANCE!?
I wanna switch insurance company bec I got cheaper quote but they don't offer gap insurance. Agent suggested to go find an insurance company where I can purchase only gap insurance, might still be cheaper if I purchase my full coverage insurance from him plus the gap insurance from another company vs my current one. thanks!""
Insurance price for a 16 year old?
I'm 16 live in Minnesota and i want to get a car maybe around $5000 just wanted to know how much a month it would cost for insurance with and without my parents
How much is car insurance for a guy who is...?
i don't want to do any quotes and stuff but i'm just wondering how much you think car insurance will be for me in 4 years. i got my license at 16. i'm 20 right now. never been in any accidents. so in 4 years i will be 25. i'm almost 21. let's say there is a 2013 dodge challenger srt8 it's about 40-45,000 still. by then i'll have my BA and be working on a masters. and let's say i have never had accidents and i had my license for 9 years. and i'm a male. i live in a safe neighborhood and will be living in an apartment. just with these general info. how much do you think insurance will cost for me? i know it's hard to predict 4 years into the future. you can just calculate someone who currently is 25 and is getting an 09 challenger if you want.""
Do Liberals know that Affordable Care Act will in fact make healthcare insurance far less affordable?
On Jan. 30 the IRS released new regulations regarding Obamacare - remember that the IRS is in charge of penalizing you should you fail to purchase the mandated insurance - that included cost estimates for the plans the government will offer. Obamacare Lie #4: Obamacare will cut the cost of a typical family's premium by up to $2,500 a year. http://moneymorning.com/2013/02/08/the-7-biggest-obamacare-lies/""
How much insurance should I have on a 12 year old car?
Should I have full coverage or can I get by on something less?
Insurance for 16 year old male?
Just out of curiosity how much would insurance cost to get a 2005 350z at 16. It doesnt matter which insurance agency i just want an estimate. Any help would be greatly appreciated!! Also which factors increase or decrease the cost of insurance?
Are there different types of car insurance?
What are the different kinds?
Looking for general business liability insurance for a new corporation.?
Company manufactures and wholesales and retails a baby/child gear accessory item. Thank you.
""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""
How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""
What kind of car could i buy under around 4200 and is a cheap on insurance but is fast ?
What kind of car could i buy under around 4200 and is a cheap on insurance but is fast ?
""What is the cheapest insurance company for a 17 year old male, fully comp on a 1-1.2L vehicle?""
Looking around for cars and I want to know where is the cheapest, so far it is 3800 cheapest anywhere. If you have insured a car at that age can you let me know what you paid and who with? Tips on getting it lower?""
Mazda RX8 cheap to run/insure?
thinking of getting a Mazda RX8 for my first car they're a 1.3 so i'm assuming they don't completely rinse petrol because the engine size is quite low? any idea on what the insurance would be for a first time driver, i've been driving 4 months""
Fort Wayne Indiana Cheap car insurance quotes zip 46867
Fort Wayne Indiana Cheap car insurance quotes zip 46867
https://www.linkedin.com/pulse/aib-travel-insurance-quote-jose-graham/"
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Dallas Texas Cheap car insurance quotes zip 75392
"Dallas Texas Cheap car insurance quotes zip 75392
Dallas Texas Cheap car insurance quotes zip 75392
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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Individual Health Insurance w/ Maternity Coverage?
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Any affordable health insurance options for a 65 years old thats not eligible for Medicare?
My in laws are 65 years old and just moved to the US (legally!). Because they are not US Citizens yet, and it will take 5 to 6 years for that to happen, they do not qualify for Medicare. So my question is, is there any affordable option to get healthcare coverage for someone who is over 65 yrs old? Because my husband and I are sponsoring them if they cannot pay for a medical (or any other) bill, they will come after us and we all know how expensive cancer or even a simple surgery can be, needless to say that we are not sleeping well at night! Thanks! Sheila (your love life paramedic) www.slumberpartiesbysheila.com""
Insurance Q's Renewal Price ?
I was getting a quote today for next years insurance, but theres a question wanting to know about the renewal price of my last insurance. Will the answer to this effect my premium?, i don't know my renewal price yet so i've just gone and guessed it for the moment. I was hoping that giving an estimate isn't going to cause any problems. Or, will they need too know my exact renewal offer and then check it? Its the best quote i've been given of 1280 Full comp for a 1.0ltr corsa lol. I wouldn't of asked but i couldn't find online if your previous insurers renewal price affects your next insurers premium. Thanks.""
How do I get health and dental insurance?
I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad's work and the magnolia health plan(kinda like medicaid) bc I was adopted. ...show more
Which car insurance companies are cheapest for teen girls?
I am a girl going on 17 years old and I finally just got my license. Now my dad and I are looking for the cheapest plan in the cheapest insurance company to go on for my car insurance. Help?
""Affordable dentistry in Dallas, TX?""
I am currently looking for an affordable orthodontist this will most likely not be covered by insurance, so if you can please recommend me to an affordable dentist in the Dallas area, yes I have tried searching but sometimes its easier from hear abouts. Thank you""
Help me with a car tax/insurance question please?
I just bought a used car that isn't taxed I am trying to swap my insurance over to the new car but the problem is I heard you can't insure a car without it having car tax but whilst trying to tax it I read on the dvla website will this vehicle have valid insurance by the time the tax begins so what do i do first?
Average 1 million dollar term life insurance premium?
Average 1 million dollar term life insurance premium?
""If I get a license and a car, will my parents be forced to get me car insurance by the law?""
Or can they chose not to. My family has 3 drives, Mid 50s, 23, and 21. I'm getting my license and a car next year. Will the government force my parents to get me car insurance or will my car just sit in the garage. I'm buying my car btw and not my parents...""
""If my mom adds me onto her car insurance, about how much would it go up?""
I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""
Car insurance costs for a newly qualified 18 year old?
Because of where I live I am getting a Land Rover for my first car and I was looking at either a Land Rover Defender 90 2.4 diesel or a 2nd generation Range Rover (the Range Rover P38) 2.5 diesel and i was wondering on average mow much it would cost me to insure one of these?? thanks :-)
Can i switch my health insurance policy -?
hello, i work for a small consulting firm , < 10 employees..on their w2. they provide me a group health insurance for my family (me ,wife and < 1yr old kid) and i pay around $900 every month without vision and dental coverage..all my contribution..and it is with united health care group now - with this new obamacare what options do i have 1. if i switch , will i get a cheaper coverage ? 2. what is that policy exchange ..i hear this a lot these days 3. if i had to switch my policy.who should i approach.. what would you advise for me..pleae advise me on getting a cheaper coverage""
What is the cheapest car insurance?
Im a 16 year old boy, have a 2002 chevrolet 4x4 v8 truck.... all i want is liability and right now i pay $159.00 a month through american family. do you know anyone cheaper?""
Insurance deductibles -- when to pay? (and other insurance questions)?
So I am no long part of an california HMO plan, so now I have to get insurance on my own. Problem is that I am making about $800 / month (part time work) while going to school full time. Both my parents are on government low-income plans, so I cant put them as primary policy holders while I get student rates. One question I have about deductibles is when to pay it? For example, a plan that has $1,500 deductible / $0 doctor visits, do I have to pay the full value of that office visit to the doctor? Or will I have to pay $1,500 straight out to the insurance company and then funds will be used accordingly? What about $1500 deductible / $30 co-pay doctor visits? If I pay $30 to the doctor, will this credit towards the deductible? Or will this plan only hit me with the deductible for $1500 when I go to the hospital? Or will the insurance company want it upfront? Final question is: for a 21 year old student that is about 5'7, 230 lbs, non smoker, rarely drinks, what do you think would be the correct rate? So far I am getting estimates of $60-300, depending how big of a deductible I want to put down. Actually, one quick question: opinions on Kaiser Permanente anyone? I know most people i've talked to complained about slow waits and etc, but i'm leaning towards it because of good coverage for the cost -- but is it really worth it? I know this is quite a lot to ask, so if you don't feel like answering, at least point me to an informative web site?""
What is the average price of teen insurance?
What is the average price of teen insurance?
Why does health insurance not Cover dental work?
health insurance dental work
What can I do if my car insurance company denied my claim for inconsistency in my report?
Im going to lay down what happened and I would appreciate your opinion. It started when my 2007 gs eclipse clutch gave out the dealership close to my house wasn't a very professional looking place when it came to their shop they mistreated the cars that where there and had old rusted cars parked in their lot. So, I did not want to get it repaired there, I made a big fuss with mitsubishi but after sitting the car in my lot for 2 months I lost my job and I had to get it fixed there anyway cause of warranty issues and I needed my car to look for another job i'm a truck driver that's why it took 2 months and my car had 7000 miles on it i hardly ever used it. I noticed that after I had it back the cruise control wasn't working I didn't take it back because of the fear of something worse happening to it. My mom suggested that I get repair by my cousins husband so my mom handed me her cell phone called him and told me to bring it in the morning because he worked all day til 7pm and if i couldn't get to him to leave the key under the plant in front of the garage door (that call was on 6-24-09). I tried to get there early enough (6-25-09) but i missed him and no one was home so I placed the key under the plant and left I told the police officer that I had made a call to him after dropping the key but the phone number to reach him was on my moms cell phone. I thought I did I couldn't remember because I came back a day later for the car. After I walked home I thought id leave it there a day so he could find the problem, since he gets home at 7pm. When I got there on 6-26-09 my car wasn't there and they said they never saw it there so i called the police to see if it was towed it wasn't and the key wasn't there either, police came over and took my statement but on the report he stated that the car was stolen on 6-26-09 and the phone number I used to call to tell them I was leaving the car there was written down wrong. The insurance company said that the inconsistencies where that I did not use my cell to make a phone call on the 6-24-09 or 6-25-09 I told them that i used my mothers cell phone in the oath recorded meeting they recorded my statement a week after i reported my car stolen and i failed to tell them i used my mothers cell phone but they didn't ask and I also told them I called when I placed the key under the plant but I was confused because I had called my cousin twice on 6-24-09. I never failed to make a payment on any of my bills and i have good credit score I'm in fact almost done with my car payment. They also brought to my attention that I tried to sell the car but i have proof that i've been trying to sell my car since 2008 and there was a buyer and i have his emails that offered to buy my car with a $1000.00 profit for me. please tell me what do think i should do about this situation?""
How to lower price for car insurance?
Hi.So I bought Renault Clio 1.2 16v Extreme for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is: Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company. Thank you.""
Can you driver licenses get suspended for not paying your insurance?
I haven't payed my car insurance in two month can my driver licenses get suspended cause I didn't pay it cause someone told me it it get suspended if i didn't pay it I live in South Dakota
Am I legally insured to drive my car?
I live in the UK and hold a provisional driving license. Recently I became the registered keeper of a car, and to cut down on insurance costs, my mother insured it in her name with me as a named driver. As I am still not fully qualified I always drive under supervision. A friend has suggested that unless I make my mum the registered keeper of the vehicle, my insurance is not valid and I am breaking the law. Is this true?""
""I got a dui and i was told i need an sr-22, im already covered by geico insurance....?
ok im already covered but i want to know how much extra it will be a month having this sr-22 .. i know age a car varys ... im 19 but i do not know what car i would have yet but i juat want to know about how much so i can be prepared.
Address change with car insurance?
when you change your address with your car insurance (ex: geico, progressive, all state, etc), do they go ahead and notify the dmv and the town you live in that you have moved and have a new address? of do you have to contact the dmv and town yourself and notify them? does the insurance company notify anybody?""
What is a good health insurance for a college student?
I am a college student looking for good health insurance. I understand insurance is not cheap but i was wondering if someone could help point me in the right direction!
Can my Health Insurance cover for my Car Insurance?
I currently have AmeriChoice as my health Insurance and High Point as my car Insurance. Does anybody know how this works? I've some people say that they have their car ins. with their health ins. and they end up paying less $$ for their car Ins. Help!
Dallas Texas Cheap car insurance quotes zip 75392
Dallas Texas Cheap car insurance quotes zip 75392
Question about buying a car without insurance?
Hey everyone, I need answers without criticism as Im new to this and know as much as you did when you bought your first car. I live in Texas and I have my learners permit but will get my license in around a month or so. We found a great deal on a car I love, and my parents want to buy it. However, as I said, I dont have my license yet, therfore, I dont have insurance. I was wondering, if my parents want to buy the car and keep it at home in the garage until i get my license and can get insurance, how would it work from the moment I buy the car until I drive it home. My parents have full-cover insurance with State Farm in both their cars, each pays their own insurance, would their insurance cover a second (technically third) car? What would be the step to take? How can I drive the car in peace without being nervous about getting pulled over or something? Please no rude answers, im trying to do things right, thus im here asking, Thanks""
Im placed under my moms insurance- but i live with a freind. and im using there car-?
if im put under my moms car insurance - but im livving in another house hold and using someone elses car - would i still be covered(with my moms insurance) ? or you cant do that? becuase if i get in an accident in my friends car - does that cover me and them? or me? there car? someone please explain !
Canceling car insurance?
i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.""
Whats cheaper honda or toyota insurance?
honda civic or toyota corolla
Will asthma affect health insurance premium?
Hello, I had asthma as a child from ages 2 to 11. I am now 20 years old. Will this affect my health insurance premiums if I try to get an individual plan? Or will it not matter because the last incident was over 10 years ago? I do not take any medication or anything for the last 10 years.""
Can I have both employer provided insurance and obamacare insurance?
Can I have both employer provided insurance and obamacare insurance?
How much is motorcycle insurance in BC Canada?
I am thinking of getting a motorcycle when im 16 and get my Learners. how much would insurance cost? I live near vancouver BC
Is there a group health insurance I can join?
My husband left his job and we lost our health insurance. Are there organizations I can join to become part of their group health insurance? Who are they? I know I can buy health insurance any time but I can generally get it cheaper as a group insurance.
Hi I are v8 insurance more expensive than v6?
I'm getting a car soon and I can pick between an 08 bmw 528i v6 or 08 bmw 550i v8. I was wondering if insurance would be the same because there the same car. I live in California thank you.
Am i paying too much for car insurance?
I am in my early 30s. A single male, no kids. I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either. I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon. Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving. This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at. I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes. Anyone out there a insurance agent?""
California Health Insurance?
I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""
""How much would my car insurance be, I'm 22 years old, only had one speeding ticket, 2003 Mitsubishi Galant se?
It has 4Dr
If I have broad form insurance can another insured person drive my car?
If i have broad form insurance while another party has average car insurance, would they be insured in my car?""
How much does car insurance go up when adding a 4th car?
I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)
How to get Insurance license...?
How difficult is it to get your insurance license in California? For commercial and property. How long does it take on average?
Who has the best life insurance?
I have a Whole Life policy already, but I was wondering which company has the best product and if I should switch to a new company. I like the idea of getting term and investing the difference, but then I don't like paying for something that I'm not going to get back or get anything out of, that is if I don't die during that term period. So which company is the best to go with?""
How much would insurance cost for a 2002 Mitsubishi Eclipse?
I'm 17 years old with a clean driving record. All the insurance websites won't give you quotes until your 18, and i'm just curious how much monthly insurance would be because i'm paying for it.""
Best health insurance in Texas?
Best health insurance in Texas?
Where can i cheap car insurance from?
im 18 and i need cheap car insurance . my parents also have a Business is there a way to add to a Business policy. i have a full uk licence ive tried all the comparison sites they quoting me around 5000 - need another local solution need urgent help on this please?????
What company offers the cheapest auto insurace?
Help!!!I My car insurance is $432.00 a month! My husband has gotten 3 speeding tickets within the past year and our car insurance has sky rocketed. We currently have Geico Insurance and I have gotten a few more qoutes from different companies but nothing has been cheaper. Besides the obvious advise (SLOW DOWN), does anyone know what we can do to lower our monthly premium?""
17 soon. just wondering about car insurance?
whether when i pass n get a car if il be able to pay insurance monthly? and does it cost more tht way (uk)
Can I afford the insurance for this car?
I'm 17. I may purchase a 2003 Chevy Cavalier Coupe after I get my g2 next week. I'm wondering what insurance will be like? I know there are many variables, but I'm looking for a ballpark figure. I make about $500-600 a month. Since my parents both own vehicles, I can't go under their insurance as an Ocassional Driver, forcing me to have my own insurance as opposed to being under my parents' name. I can't call for a quote because I dont have my g2 yet :P""
""I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""
I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""
New York State car insurance question?
Do you need to have car insurance to have a drivers license? I mean could you take the road test and get your license but have no insurance?
How much is health insurance for a baby?
Ballpark please, don't need exact numbers. Teen parents, how much is health insurance for the baby gonna be?""
Dallas Texas Cheap car insurance quotes zip 75392
Dallas Texas Cheap car insurance quotes zip 75392
""I drive a work vehicle 5 days a week, shouldn't I get a low rate insurance for my own car?""
I've started a new job few months ago, where I'm provided with a work vehicle (insured by my work) and I drive this work car 5 days a week (Monday thru Friday) ... I still have my own car and I'm not getting rid of it, but the question is shouldn't I get a lower rate insurance for driving my car only in weekends, if any?""
Commercial car insurance no claims?
I have 9 yrs no claims bonus on a commercial insurance policy in my name with my missus as name driver. I am selling the van and will want to buy a 4x4 and insure on a private policy, None of the insurance companies that I have had quotes from will honor the no claims bonus and all say that I have to start again from zero I also have been the name driver on the missus's car policy for 10 yrs with no claims either. Can anyone tell me if this is Right or yet again am I being unfairly screwed? Cheers all.""
Progressive auto insurance? or AAA..which one is cheaper?
in terms of (monthly payments)
Mazda miata insurance?
okay so im 16 getting a miata, is the cost of insurance going to be high?""
How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
My health insurance policy is too expensive. What shall I do?
My health insurance policy is too expensive. What shall I do?
Cheapest car insurance for first time driver? I'm a girl?
I'm looking for insurance that is as cheap as possible. I'm a 17 year old girl who is currently having driving lessons.
How Much Would My Auto Insurance Cost ?
Im a 20 Year old Male in New York City. My Parents never drove so i am looking to start a policy under my name. I bought a 1997 Accura CL Coupe a couple days ago for $2000. I have my Permit and i have my road test in 3 weeks so i should get my license shortly after. I know New York usually has higher rates but i checked a free online quote from Geico & it was about $600 a month / $3600 for 6 months. This looks way too high to me. Is it this high because i don't have my insurance yet ? And how much do you think it will be when i do get my insurance with the state minimum insurance ?
What's good insurance for young adults?
I'm 21 & I currently have insurance with the car lot I purchased my car from. What are good full coverage but affordable insurances?
Liability Car Insurance and Car Age?
I am wondering about how old a car should be to only have liability car insurance on it. Also, can you get liability on any/all cars, or just ones that are a certain age or older?""
Cheap car insurance for 18-year old male?
Hi. Been looking for cheap car insurance. so far ive been quoted 8000 on 2001 vauxhall corsa 1.2 petrol 3dr hatchback. live in ws1 4 area and im a carpenter. no parents dont drive and passed early october. Ive tried I-Kube, and other but their prices are outrageous! hoping to go with young marmalade as a last resort. Many thanks. :) and no i havent bought the car yet. car is worth 1500 approx.""
How much would my motorcycle insurance cost?
i might be purchasing a 1999 honda cbr 600s4. i have no riding experience. i live in NJ. i am 22 years old. i have 4 points on my license (from careless driving tickets), besides that, a clean driving record. any sort of educated guess would be much appreciated.""
How much would I pay for the Insurance Renewal?
I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.""
Teen Female vs. Male Insurance Rates?
is it true that if youre a male teen, your car insurance rates are higher than a teen female's rates? are there websites to back that up? thanks!""
What are some healthcare insurances available for 63 yrs old?
My mom is looking for healthcare insurance.
""I'm turning 19 in August, Is there any free health insurance?""
I've had All kids for the past several years and now that I'm turning 19 in August they're taking it away. I'm a full time college student, I can't afford health insurance, what can I do? All of the money that I make goes towards my schooling.""
What is the best car insurance that can cover any accidents and passenger & property damage in California?
What is the best car insurance that can cover any accidents and passenger & property damage in California?
Cheapest car insurance???
what is the best place to get the cheapest car insurance???
Obamacare and still insurance premium skyrocketing?
Now that Obamacare has passed and in place why insurance premiums are still skyrocketing at record numbers? isn't it the main primary reason for (to have)obamacare is to curb the ever increasing cost of health insurance premium??
Insurance Help Please?
I got a letter today saying that my health insurance is about to be canceled. I have been on my mom's insurance forever. She is disabled and can not work so it was a state funded program. (Tenncare) I am too old to stay under hers anymore so I applied myself. Here are my qualifications . I am 19 and a full time college student. I have a part time job and make about 500-600 a month. My total monthly bills are about 450 (not counting gas and food). I am having to depend on my family to even survive right now. I don't understand why I was denied health insurance when I basically make negative money a month? I am really worried because I just found out I have PCOS with a large cyst on my right ovary and I may have to have surgery soon. I am going to the doctor at least once a month to track the growth of the cyst. I honestly can not afford my own health insurance. Is there anything I can do? Also the place I work does not offer health insurance. Thanks in advance.
First time driver getting insurance quotes for  4.5k is this average?
Hi I've tried a few online companies for my husband he passed today and is trying to get insurance for a 1.1 Peugeot 206 2002 plate. He's 25 and this Is his first year with a driving licence but 4.5k seems unreasonable for 3rd party fire and theft or am I justnout of touch anyone willing to share there quotes so I can get an idea if these quotes are average?
Free or inexpensive health care?
I dont qualify for medicaid and my job doesnt offer insurance...where can i get some good coverage for cheap?
Anyone know insurance groups?
need to know the insurance group dif between a standard 1993 mr2 and a 93 mr2 turbo
AFTER BUYING A CAR..INSURANCE? HELP?
I just bought a car (used). bought from the previous owner. AND NOW IM STUCK....? i dont have my licence yet; i am 18 though. im going to register the car in my name and the title and all that stuff. i also need to do emissions testing. I know i need to do all of that be for i take my drivers test. My thing is with the insurance. The car needs to be ensured for the test. Q: can i get insurance with out a license?
Can I get onto my parents insurance?
I don't have a car yet but i want to buy one in a year... I was wondering if I could join my parents insurance and if yes how much do you think ill have to pay monthly (Progressive) for a '65 Chevy C10 Custom?
Dallas Texas Cheap car insurance quotes zip 75392
Dallas Texas Cheap car insurance quotes zip 75392
I have a 19 y\r girl who needs insurance (hasnt found job as no ones hiring here). Not in school. i need names?
We moved to Al to a smallnd no ones hiring and she isnt in college because we cant afford it. So turning 19 means shes no longer under hubbys ins. So we need affordable monthly payments for her to be able to go to dr, hospital etc...without us paying a LOT a month. I would like some insurance company names to check them out""
Do I need to declare an accident I had on my wife's car insurance when I renew my motorbike insurance policy?
I am a named driver on my wife's car insurance policy and last year I was involved in an accident (in the car) which went through the insurance as my fault. I have my own insurance policy for a motorbike which is now due for renewal. Do I need to declare the car crash? Will I still be legally insured on my bike if I don't mention it? (ie Will the insurance company still be obliged to pay out if I have an accident on my bike?) I'm in the UK. Thanks in advance for taking the time to answer.
Cheap Car Insurance Help.?
I am an 18 year old boy and have recently passed my driving test, i am looking around for cars but the insurance is a joke, the cheapest i have had is 5000. Anyone know what cars are cheap to insure and what insurance companies are cheap for young new drivers?""
18 want car insurance?
right looked online all compare sites give sh*t results, i got quoted 14k for a suzuki alto 23k for a fiat cinciquento (whatever its called) ive rang i kube and got quoted 9k for the suzuki alto thats with the curfew, passed my test on the 22nd of march 2011, wheres good for cheap insurance, ill have curfew if needs be so please shed some light""
Average motorcycle insurance?
I'm 22 and I pay right at 100 a month for insurance. How much does a regular sports bike cost to add insurance on? I know it depends on the bike but for like a GSXR 600.
What is the approximate cost of minimum coverage auto insurance in Ohio if you are young and drive a small car?
I know this depends on a lot of factors, but from the information given, just GUESS. How much? How much for someone that is about 22 years old, been driving since 17, never had an accident, never gotten a ticket.""
Teen car insurance??
Im a 16 year old male looking for insurance. My gpa is 3.2 and play 2 sports. I was wondering how much it would run me to have insurance in California for a 67 mustang coupe?? And in comparison to a 2002 audi a4?
Saw a ins Discount for driving less than 40 miles a day?
Saw an insurance discount for driving less than 40 miles per day to work
How much would a typical car insurance cost for a punto? im also a new driver and 20 yrs of age.?
How much would a typical car insurance cost for a punto? im also a new driver and 20 yrs of age.?
My friend got hit from behind and his car got totalled. How much $ can he get from insurance/lawsuit?
he's ok but was told to take 4 weeks off of work.
What are some of the cheapest auto insurance companies for new drivers in G.A.?
What are some of the cheapest auto insurance companies for new drivers in georgia? the car i am trying to insure is financed, so I require the insurance to be full coverage, and i am also a new driver""
Can I cancel my fathers car insurance?
He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?
Speeding ticket & avoiding insurance increase?
I received a speeding ticket the other day for going 14 over. This is my second citation in the past year. The previous one being for failure to yield. I CANNOT have this second citation on my record because I can't afford the insurance increase. A friend of mine said he took an online traffic school course and it negated his speeding ticket and kept his insurance rates from increasing. I've found several places to take the online courses for my state, but they don't say whether receiving the certificate of completion will do anything to help remedy my situation. I need to know 1) Reliable online traffic school 2) What to do with the certificate of completion once received (mail to whom? call where?) 3) Does completion of the course guarantee maintained insurance rates. 4) Should I pay the ticket as soon as possible, or wait until after I've completed the course to see if it will negate the fine. Don't tell me just stop being a crappy driver or LOL your fault. I understand my irresponsibility. I just need the answers to my questions, nothing more.""
Florida homeowners insurance- help needed?
I am in the middle of trying to purchase a home all looks like it is going to go threw just fine. I was told to start looking for Home owners insurance, easier said than done as I am finding out... I am purchasing a 1954, wood frame home in central Florida. Nobody wants to touch it, I can get the state insurance for $1700.00 a year, WOW that is expensive!!! Does anybody out there have a better option or idea on how to get insurance at a reasonable rate? I tried AARP, they won't cover Florida even though my car insurance is with them, I tried others as well with no luck.Please I need some help here I'm getting desparate""
How do I check on an existing life insurance policy?
How do I check on an existing life insurance policy?
How do you pay an insurance deductible?
Well i sadly wrecked my car today i have full coverage because i have a loan from a bank and im still making payments on it. I let the insurance company know. But my deductible is $1,000.00 and i dont have a thousand dollars. Can you like make cheap payments on that or do you need it all upfront? Or do i not have to pay it right away?""
How much is Accutane with insurance?
I hear that accutane is uber expensive without insurance. I just want to know how much it is with insurance. Thanks
Pay as you drive insurance..?
What company's offers pay as you drive insurance? And is it any good? Or do you know any cheap insurance schemes or company's?
How much does a sixteen year old in BC pay for car insurance?
The car is an 87 porsche 944. my grades are less than satisfactory. i am expecting high numbers. i make $9.50 an hour working ten hours a week. also, is it even possible for me to pay the insurance along with gas and income tax? (car takes approx. 20 mpg) i drive about 30 miles a week.""
Are there any schools out there that offer their teachers affordable family insurance?
My husband is a full-time teacher. I work part-time and am a grad. student. He has great insurance for himself, but I have to pay for my own separately. To add me to his plan would cost us $650.00 a month (adding 1 to 9 people is one lump sum, $650). I can barely afford what I pay on my own ($160+) and then there's the deductible... (basically my insurance doesn't end up paying for anything... it all comes out of my pocket). I guess I just always assumed that if a person had a good full-time job that family insurance would be included or affordable... It's not even an option. Seriously, who can afford $650 a month and on a teacher's salary? Is there any school out there that has a better insurance plan? We love where we are, but we can't afford to live. Is there a light at the end of the tunnel?""
Who gets cheaper insurance guys or girls?
Who gets cheaper insurance guys or girls?
Kawasaki zx6r motorcycle insurance for 17yr old?
just got a 2003 kawasaki zx6rr ( restricted to 33bph) any 1 know where i can get cheap insurance for under 2k i live in uk thanks
To get a car insurance quote do they need my social security number?
I called an insurance company and they asked for my social security number. I gave it to them and my mother got mad at me. Are they suppose to ask for it for a quote?
Car inspection for insurance?
So I hit my friends car and he told me to tell the insurance company someone hit me in a parking lot. If I do that and the insurance company inspects it, will they be able to tell that I hit someone instead of someone hitting me?""
I don't have car insurance but i have a license?
I'm confused, i dont have my own car but i drive my mothers car and THAT car has insurance. I dont get it, if i drive it do i need insurance under my name or is it good enough if the car has insurance under her name? I hope i havent been driivng illegally all along....""
Dallas Texas Cheap car insurance quotes zip 75392
Dallas Texas Cheap car insurance quotes zip 75392
https://www.linkedin.com/pulse/claflin-kansas-cheap-car-insurance-quotes-zip-67525-cole-dennis/"
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Breda Iowa Cheap car insurance quotes zip 51436
Nitro West Virginia Cheap car insurance quotes zip 25143<br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/><br/>BEST ANSWER Try this site where you can compare quotes from different companies: http://freecarinsurance.xyz/index.html?src=scoop<br/><br/>RELATED QUESTIONS<br/><br/>Is there any way I can avoid paying car insurance for 2 months?<br/>I m going to the east coast and my car is just going to be sitting in my garage for 2 months.  Is there any way I can avoid paying for insurance?  I live in CA.<br/><br/>Can a ticket in another state affect my insurance rates?<br/>Can a ticket in another state affect my insurance rates?<br/><br/>Car insurance question?<br/> Ive got a younger brother who s 16 years old, newly licensed, had his drivers license for about 4-6 months...  he s buying a car soon but he s paranoid of what the insurance will be!  Its going to be a used car with a lot of miles (90-130K) and he ll spend no more than $4,000 on the vehicle.  I know there are discounts for good grades, he has a GPA of 4.2    Advice?  How much will it be per month, AND what provider is best?  Thanks! <br/><br/> Does $20 a month for 100,000 life insurance sound legit? <br/> My neighbor just had an insurance company come out to her house and they took blood from her to test for aids and hepatitis and I don t know what else but she has got insurance with them for a 100,000 dollar policy and she only pays $20 a month.  I am interested in getting the same policy but it just kinda sounds really cheap for that amount of coverage.  Is there anything I just ask about if I decide to get this insurance? <br/><br/>Term Life Insurances-canceling a policy?<br/>Dear Sir, Due to being out of work I am considering canceling a term life insurance policy as well as a disability policy.When I m working again I can see about replacement policy.Is there usally a penalty for canceling a policy?How would I go about canceling these policies? <br/><br/>Where and how to get an insurance for a borrowed car?<br/> Hi there, I am going to borrow a car from a friend for one day and since I am not at his insurance policy, I will have to obtain one day insurance for my own name, am I right? I have my own car which is insured but I cannot use it at that day. Can my own insurance cover that single day? If not, where and how do I get that one day insurance? Thanks for answers! <br/><br/>Does anyone know of any good heath insurances for people with a high BMI (overweight)?<br/> I m 22 years old, 5 3 <br/><br/>Why did my car insurance rates suddenly double?<br/> I am almost 40, have a spotless driving record, have the same car, haven t changed the policy, and haven t moved.  So how can my insurance agent just up my rates all of the sudden and not give me an answer why.  He just says that things change.  Is there an industry standard or can agents just screw with us at will?  I have been with this WELL known insurance company for 4 years.  This isn t some guy working out of his garage.  Any experts out there that can shed some light on this for me.  I am shopping around for new insurance as i type. <br/><br/>Do you need private insurance?<br/>if you have to go in a nursing home for a long time does medicare cover this,permatently or do you have to have longterm care insurance.we pay-out 1600.00 dollars every 4 months.please some answer thanks.iam 89 spouse is 86 thanks <br/><br/>Best term Insurance Policy?<br/> Hi,           I am looking for the best term insurance policy? Kindly suggest   1) Which is best term policy  LIC jeevan amulya or SBI smart shield? Also suggest other term insurance policy issued by government undertaking?   2) Can we trust SBI or shall i go ahead with LIC even though the premium is high?LIC has a greater CLAIM SETTLEMENT RATIO   3) Does both the policy cover death due to smoking or drinking? <br/><br/>What is the best place for an 18 year old to get health insurance?<br/>My ex is dropping my daughter from his insurance because she is 18. To pick her up on my insurance would triple my premium, which is already outrageous. Is there a reasonable policy out there for a healthy 18 year old? <br/><br/>Audi A5 for teenager?<br/> Do you think an audi A5 would be good for a 16 year old?    and don t answer if you re going to say i need some 90 s crap car, because no way is that ever gonna happen. oldest car i ll get is an  06.    if you don t think it s very safe, what would be good safe car that is like this???    http://www.carmax.com/enus/view-car/default.html?AVi=1&id=6903217&AS=AAAI*32*.*10*C*111*Q*29*&D=90&zip=78681&pD=0&pI=0&pT=400&pC=200&pB=0&No=0&Ep=search:carpage:main%20page%20Left&Rp=R&Vp=A&PP=20&sV=List&Us=18&CD=252+481&Q=27aa246e-c1c1-49f1-a67c-0ca51dbb5a6e    ^^ example. i wouldn t get that one though. probably an  08 <br/><br/>What individual dental insurance is best?<br/> I just recently graduated college and I no longer have dental insurance through my parents insurance. Im in need of some dental insurance. My employer doesn t offer any insurance at all. Ive done some research and all I come up with is the Individual plans. I dont know what insurance would help me cover invisalign and teeth being pulled? Ive called about 10 places but they only give some type of discounts which only average %15.    any help or useful information would be appreciated.<br/><br/>My car was just stolen will insurance cover this?<br/>My 2006 Mustang Convertible was stolen outside of A COURTHOUSE today..no cameras or anything... I had the keys in my possession..and filed a police report... no information on it yet...    If they do not find my car... will insurance cover this?? What do i do?!<br/><br/>Cheap birth control w/o insurance?<br/> I just tried going on a new birth control (new to me) called Femcon and although it works well, it s $71 a month. It isn t covered under our insurance, as well as most birth controls. I ve tried Yaz and aside from the fact that it didn t work for me, it was $67 a month. What are some cheap birth controls that are fairly effective and under $50?    ...and don t suggested Planned Parenthood. The closest Planned Parenthood is an hour away and I m not driving out there for a consultation or birth control every month. <br/><br/>125CC bike insurance for 17 year old?<br/>125CC bike insurance for 17 year old?<br/><br/>I got a car accident for the first time.. how much my insurance will go up?<br/> This is first time I caused the accident and I had someone rear me before which came out as it wasnt my fault.... but accident that I caused I hit a school bus thankfully there were no children in the bus.. however road was icy and I was sliding and couldnt make right turn that I was suppose to make.. it didnt few very small minor scratches in the school bus nothing serious at all but.. my car... damage is pretty bad.front top cover side and front bumper and pink oil?! Was leaking out and my grill and one head light was damanges. How much estimate might be? And how much insurance will go up? Btw its 2009 camery it has about 55000miles<br/><br/>Where can I get the cheapest car insurance?<br/>I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies?   Your help is greatly appreicated. <br/><br/>Is motorcycle insurance cheaper than car insuracne?<br/>for an 18 year old in mississauga ontario, canada   would bike insuracne be cheaper than car insureacne on for(part-time car driver)? <br/><br/>Can I claim my health insurance payments on my taxes?* (see below)?<br/>I dont expect anything back, just asking... <br/><br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/><br/>Insurance rates for speeding ticket?<br/> I accept all responsibility. I am an idiot for doing this and I should have been paying more attention. I was caught going 50 km/h+ on a highway in Alberta. How much will my insurance rates go up? Will they double? I m 18 y/o but the car is insured under my father.    Also, how will I know when they have gone up? Do they go up after the court date, or does it start the day my ticket was issued? <br/><br/>How much money would Insurance cost annually for a 150cc Scooter?<br/>Right now i am 15. I want to buy a 150cc Scooter when i turn 16. I need to know how much money on average would insurance cost annually for a 150cc Scooter.<br/><br/>What is the cheapest pet insurance in america?<br/>I would like to find insurance for my dog with $20 or less a month<br/><br/>How much is a physical exam cost in California without insurance?<br/>How much is a physical exam cost in California without insurance?<br/><br/>Insurance Company Dragging their feet over Auto claim....?<br/> I had my car backed into in August.    The man was cited for improper backing.    He did have insurance.    I have been battling with them since August to get paid,,there was a considerable amount of damage to my car as he was going fast and kept going in a panic.    The Co. (Allstate) has said they have to contact   him to confirm fault <br/><br/>Can you get car insurance just for a few days?<br/> 1st time driving (well With my license) lmao, have drove be4. but i got my g1 a month ago, and bought an suv 2days ago wht i play on gettin rid of as i found at theres no way i can get it safty as it needs a weld.     but i would at least like to drive it for a few days on a Trip permit, but u need insureance in order to get tht. and i was told there is a pay-by-day insurance that u can get.       so i am wondering how much would insurance be for only 10days? as thts how long a trip permit is good for     ps.. i live in belleville ontario <br/><br/>Driver ran stop sign & hit me.  She has no insurance.  What do I do now?<br/> This morning a driver ran a stop sign and hit my car.  She begged me not to call the cops and said she would pay for the damage which didn t look all that bad.  When I asked for her information she gave me everything, but she has no insurance.  I told her I thought we could work something out, so she left the scene.  I called my husband who freaked out and I ended up calling the police.  I gave the cop her info and told him I had told her to go ahead and leave, but I changed my mind after my husband told me it s state law I had to report it.  He ended up issuing her a citation for no insurance, expired plates and a suspended license. Her mom started calling my cell and my house harassing me about it, saying that I got her daughter in touble and that I m a liar becaus I said I wasn t calling the cops. The estimates I got put the damage at almost $4000.  I m sure since I called the police I can write off her promise   to pay for the damage.  I don t feel like my insurance should be paying for this <br/><br/>Car insurance for new driver that will not drive far..?<br/> HI,    I am turning 17 in november, and already looking at cars. The cars i am looking at are getting insurance at over 5000 (im male) a year fully comp! The car is only like 2500.....   The thing is i will barely use my car as i live really close to school, so will walk all weekdays - especially as i am banned from parking in school as i live too close. I will occasionally use it on weekends - but if i go out in the evening im not going to take my car - drink driving..    So the only time i will use my car is quite alot in the holidays and very occasionally on some weekends, and therefore think 5k for a few car trips is ridiculous..   So is there any form of insurance where you pay for how far you drive?    BTW the cars i was loooking at are 1L s, peugeots and vauxhalls mainly. These ok?   Im looking at nothing over 60,000 miles and 7 years old max - i think i will do 3000 max a year.   IM looking to sped about 2500 on a car, but need cheaper insurance than that!    Hope you can help    Many Thanks <br/><br/>How much should I be expecting from my insurance accident. ?<br/> Hi I m only 20 years old and last year I was involved in a car accident were the girl turned and hit me ad made me run into a house. I was unconscious until I was in the ambulance and I went right to the hospital were they have done X-rays. I found out that my t-12 lower spine was fractured and I had a concussion. Now my career was working sheet metal and I was told due to my injury I won t be able to continue or else I ll get more injured. The accident was on may 26th 2011 it is no march 17th 2012 I only receive 300$ a month from benefits and I am l looking for a new career now and going back to school. I just did a MRI and I am seeing a orthopedic surgeon in a couple weeks. Now the girl that hit me had no isurance and invalid sticker. She pretty much ruind my life but it happens. I am going through a lawyer here in Toronto suppose to be the best. I m still in very much pain hurts everyday can barly stay still for no longer than a couple hours. I am doing physio. I was wondering how much I should be expecting. I heard that I sue my insurance cause se doesn t have any, then I go sue her? Is this true? <br/><br/>What is the average taxi insurance price for a Small city?<br/>What is the average taxi insurance price for a Small city? per car?<br/><br/>What cars has cheap insurance?<br/>i no the tato nano is gonna be cheap but that is not in Europe yet so any suggestions<br/><br/> If government bonds pay 8.5% and insured savings accounts pay 5.5% interest, stockholders in moderately risky? <br/>If government bonds pay 8.5% and insured savings accounts pay 5.5% interest, stockholders in moderately risky firm would expect return-on-equity values of :      a. 5.5%   b.6.5%   c. 12%   d. above 8.5%, but exact amount is uncertain <br/><br/>They let me drive of the lot w/o insurance and I got into a wreck a week later... now what?!?<br/> I bought a 2003 midnight blue toyota camry about 2 weeks ago. Friday June 15th 2007 I got into a wreck on the freeway. A suv was swerving into my lane! I kept trying to get the hell out of their way. then they almost hit me and I swirved to the right to hard and my car went out of control and his the wall. my back tire is bent in and un drivable and the back door is ****** up, there is an inch and a half space in the top of it when you close it. The cop was so nice. He didnt make me file a report since i didnt have insurance. I bought my car at a small wholesale lot and financed it through credit union. they told me that I had 30 days to pay sales tax and get insurance. well now my car is wrecked and me and my fiance have to get it fixed. should the credit union pay some of it? was I insured by them? or am I just completely ****** over.... this is the first car ive every bought off a lot. I am 20 years old and have ntohing but bad luck... <br/><br/>How many babies will citizens be permitted to have once costs are fixed through insurance mediums?<br/>How many babies will citizens be permitted to have once costs are fixed through insurance mediums?<br/><br/>Average cost Motorcycle Insurance?<br/>Hello,    Does anyone know the average cost for motorcycle insurance in Arizona? <br/><br/>Can I file my income tax as married but filing seperately because he does not have insurance coverage without raising red flags?<br/>Can I file my income tax as married but filing seperately because he does not have insurance coverage without raising red flags?<br/><br/>Can you get homeowners insurance on a home that is not occupied & will be for sale in the next few months?<br/> Mother-in-law just died.  Her estate is a mess.  She let her homeowners insurance expire (didn t renew her policy) in 2004.  The broker that previously insured the home is having trouble getting an insurance company to pick up the home because it will not be occupied by anyone and will be on the market in a few weeks.  I am concerned that something might happen to the home between now and the closing date (which may be months away).  Anyone know an outfit that will insure this home?<br/><br/>How come I went on geico for an insurance quote and it said 2000 and people say their s is 75 bucks per year?<br/>Im 18, NY, Kawasaki ZZR600, taken riders safety course, any way to lower my insurance? <br/><br/>What is the best insurance for my puppy?<br/>I have a baby puppy and want the best insurance,  but not the most expensive.... I don t know it s kind of different than human insurance. anyways, what is the ebst insurance i could get my 3 month puppy. <br/><br/>I am looking for insurance I am 18 I dont work I live with my god father but he doesn t have insurance either.?<br/>um actually the goverment gives you free insurance till a certain age but I don t know when that is or where to go to fill out paperwork<br/><br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/><br/>How much would the car insurance cost on an 87 Jeep Cherokee?<br/>Located in California.<br/><br/>Cheap birth control w/o insurance?<br/> I just tried going on a new birth control (new to me) called Femcon and although it works well, it s $71 a month. It isn t covered under our insurance, as well as most birth controls. I ve tried Yaz and aside from the fact that it didn t work for me, it was $67 a month. What are some cheap birth controls that are fairly effective and under $50?    ...and don t suggested Planned Parenthood. The closest Planned Parenthood is an hour away and I m not driving out there for a consultation or birth control every month. <br/><br/>What Car insurance should i get at 18 years old?<br/>I am an 18 year old who is unemployed. I need car insurance that is cheap and is helpful. I need to know how much insurance is.<br/><br/> What is the most reliable, low insurance, cheap small car-max budget 1200? <br/> I have an  N  reg Nissan Micra, had it for around 4 years now, it s costing me more than it s worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year.   Trying to do my homework on cars til then, I have narrowed it down in this order:    Volkswagen Polo   Suzuki Swift   Nissan Micra (obviously, a few years newer)   Seat Ibiza (I know, budget pushing it on that one!)   and finally, Ford Fiesta (don t know why, i find them so boring to look at, hence last on my list)    Any view on above cars would be much appreciated, or other suggestions also.   I need the car to be very low on insurance and economical to run as well. <br/><br/>Can i combine all of my insurances into one payment?<br/> I have comprehensive car insurance that also has income protection for the finance on the vehicle.     I would like to cancel the loan protection insurance so i can take take out income protection insurance on my entire financial commitments and not just on the loan. i.e. i want to cover my rent etc as well     I would also like to take out private health insurance     Is there a way that i can combine:   Comprehensive car insurance    Income protection insurance    Private health insurance<br/><br/>Affordable Care Act: The Health Insurance Exchange concept seems to do the trick... so why complaints?<br/> The Health Insurance Exchange idea allows individuals to come together and have the purchasing power of a large corporation. In this manner these uninsured people can get insurance at affordable price. This seems to really solve the problem.. who cares that insurance companies are making money? So long as it s affordable, and no pre-existing conditions excuses are used, people can be fully covered. <br/><br/>Anyone have Healthy families insurance in California?<br/> I m 12 weeks pregnant and have a high deductible kaiser insurance plan. I have a feeling I will end up paying 4500 (my out of pocket max) to give birth. Anyway, I recently found out I qualify for Healthy families insurance for me and the baby, so I applied and waiting to hear back. Just wondering if anyone has their own insurance in addition to healthy families? I wasn t sure if I could have double coverage to get help with the deductible... It s too late for me to change my plan because open enrollment at my work has already passed <br/><br/>Does passing on shoulder make insurance go up?<br/>If you get a ticket that accuses you of passing on the shoulder, would that add points to your record and make insurance go up like a speeding ticket? <br/><br/>Which is the better pet insurance?!?!?<br/>We would also like to know if you ve had experience with either of these pet insurances and please tell us the pros and cons of both. Thank you again.<br/><br/>UK car insurance question: My insurance allows me to drive my car and also any other car not owned by me...?<br/> with the permission of the owner.   But is it necessary for that other car to itself be insured itself. There is nothing in my insurance documentation to say that this is necessary.   (this is third party only insurance)    If this is the case, then surely I could get cheap insurance on a mini and drive my friends ferrari even if my friend cannot himself afford to pay for insurance for his ferrari. <br/><br/>Do most standard home owners insurances cover sewer line breaks (not sewage backups)?<br/> My plumber told me that since it is not a sewage backup and the pipe is actually broken, they will cover the costs to dig down and get to it and to cover it back up, but not the parts for the pipe. He said this is usually the case in his experience and he s been in the business for 45 years. I want to believe him, but I m afraid I could be stuck with a $8k bill. <br/><br/>Can anyone tell me  a cheap car insurance?<br/>Can anyone tell me  a cheap car insurance?<br/><br/>Has anyone had the wrong home insurance policy wrote up from allstate?<br/> We purchased a home and had allstate insurance, we recently had a fire and now we are being told that we had the wrong policy and we are in a long drawn out process. We dont know if the policy will be covered or not yet. Allstate is dragging there feet. Even though it is the agents responsibility to take pics and view the home she did not. they told us that the agents are not actual employees of allstate. can anyone give us advice on what to do?    We have a single wide trailer with a living room extension and a sunroom extension. The agent was told all the details of the home. She never took pics of the home and never had us sign the policy, however we have been paying them for 5 months now. They have had plenty of time to not insure the house if they wanted.   Arson was never a question, it was an electrical fire, my family was in the home the time of the fire. <br/><br/> 27, single, no kids, great health, should i get term life insurance? <br/> I spoke to an agent and he recommended life insurance (since in the future I plan on having a family, kids husband).  Term insurance for 10 20 or 30 years is pretty cheap ranging from 10-16 bucks a month for me, whole life is A LOT more.  I understand the rate for whole life will just keep going up as i get older, but he said it would make sense for me to get term just so I can take the medical test and in the future 10 years (or before the term life insurance expires) I decide to get a whole life policy with the same company (met life) they would still quote me a premium at the health I had when I got my term policy (in case my health were to worsen)....    Am i Making sense..   So basically he sa <br/><br/>How to get Temporary Car Insurance for one week in Florida?<br/> Heres the deal.  In May a couple of my friends and I are going to fly into Florida to visit some relatives.  They have an extra car that nobody uses on a day to day basis, so instead of renting a car for the week... we would rather drive this car around.  The problem is insurance... I don t know anything about this if its possible or not.  Is there anyway to get one of us insured to drive the car for a week, we are all insured drivers here in Michigan if that matters.  Also would it make any difference that the car we are using is my Aunt s, so we are closely related.      Any information, experience with this type of situation, contact numbers etc. would be greatly appreciated!    Thank you! <br/><br/>Do I need to buy auto insurance for my car?<br/>My car broke down last week and my auto insurance is up for renewal.  Am I required to renew it if I won t be fix it anytime soon?   Will my insurance hike up if I wait 1-2 months before renewing? I ll park it in the garage so it s safe.    Thanks!<br/><br/>My previous tenant duplicated a key and he breaks into the apartment and steals my current tenant s valuables.?<br/>My previous tenant duplicated a key and he breaks into the apartment and steals my current tenant s valuables.?<br/><br/> Can I sell my insurance policy and transfer to other s name? If yes, how can I do so in India? <br/>Can I sell my insurance policy and transfer to other s name? If yes, how can I do so in India? <br/><br/>METLIFE- Super Saver Plan Insurance- FEEDBACK PLEASE?<br/> I obtained a termed-plan insurance from American Life Insurance Co. (ALICO) last year.  I had opted for a 10 yr. plan then I ll cash it out.  I knew that METLIFE had acquired ALICO late last year.  I just want some real reviews from their clients who had insurance which matures & cash-in their investment.  My monthly premium is $200, but I still want to be re-assured that I m putting my money on the right track.  I m serious about this investment and will keep up paying my premiums till it matures.  But i just want to double-check now that their clients are able to cash-in their investment on maturity without nuisance or difficulty.  Please give me some real feedback.  Because I am willing to withdraw it now rather that loose everything all the way.  Thanks in advance for those who will reply.      P.S.  The contract I signed explicitly states a phrase likes this  I represent and warrant to ALICO that I am not a citizen or resident of the United States of America or any state <br/><br/>Is it illegal as a landlord not to have house insurance?<br/>my landlord doesnt have house insurance, the boiler broke down and i asked the plumber questions about my landlord, he informs me that there is no house insurance. this concerns me as a tenent. is this illegal? i mean what if i burn th house down? <br/><br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/><br/>Will my car insurance increase?<br/> I received a ticket for failure to obey street sign, because I went down a closed road. I was wondering will my insurance rates go up because of this? This is my first ticket and have been driving for about 6 years. If I go to traffic school, will it stop the rate from going up? From what I have read online, some people said it does effect and some say no. I have Allstate and live in CA.  Any info is much appreciated. <br/><br/>Can I insure my automobile?<br/>Can I insure my automobile?<br/><br/>How much would it cost for mobile home insurance?<br/>Don t tell me it depends or to talk to an agent.  Just give me a ballpark estimate of what the most basic homeowners insurance would cost per year on a 1997 14,000 dollar mobile home single wide located in idaho.  This is insurance on  the 14,000 dollar value not what it would cost to get a new one. <br/><br/>Is it cheaper to shop for car insurance online vs local agents?<br/> I am looking to switch and was told by an agent that they like it when you come to them in person rather than over the phone? I don t want to spend a whole day running to different agencies only to save a couple of dollars each month because the agent gets a share. Is that how it works? Is it cheaper to shop online? I would appreciate any reply.<br/><br/>Insuring a car financed by someone else....?<br/> So I am looking to purchase a car but of course the insurance will be much higher for me than my veteran older sibling with a longer driving history and a policy as well. Would I be able to have him insure and me as a second driver or can he Co sign to be able to put the insurance under him (me as second driver)?    Is there any way to finance a car and be under someone else s insurance?    Thank you<br/><br/>Need help to find information about health insurance?<br/>Need help to find information about health insurance?<br/><br/>Insurance cost for a 2001 Range Rover?<br/>What would the annual cost be to insure a smart teenager on a 2001 range rover hse?   just a ballpark works...   Thanks<br/><br/>I am a college student and i am looking for health and dental insurance.?<br/> I just moved to texas and I rarely go to the doctor only for like for pap smears birth control and things of that nature. I work PRN an a hospital but PRN employees do not qualify for benefits.I am looking for an affordable insurance until i finish nursing school and get a full time job with benefits? Can anyone help me!<br/><br/>Is it possible to have health insurance coverage in 2 different states?<br/>For instance if you go to school in one state but live in another is it can you have health insurance coverage for both states? It seems like it would be more convenient if I suffered an injury and could be treated in one state or the other at the time.<br/><br/>Looking for a good insurance company?<br/> Im barley getting by as it is so i need an insurance company that can help pay for expensive monthly inhalers, and i need dental insurance. But like i said im barley making it as it is, is there anyone out there that is paying for there on plan and what are you paying? Im 19 my moms 55 and we both need coverage. Any suggestions would be really appreciated. <br/><br/>Gerber Life insurance?<br/> My mom says Im a Gerber baby and she pays monthly into them, idk how much. But from what Ive heard when you reach the age of 25 or something like that Gerber gives you money? Im not sure and I was wondering if its true or not. Ive asked my mom and she said she doesnt know. So is it like regular insurance that if i die or get killed the money will go to someone in my family or do I get a percentage of whatever my moms been paying into? <br/><br/>What is a good CHEAP car for a 16 year old?<br/>i am turning 16 in a while and i really want a cheap used small suv got any suggestions ????? please help my dad and i are tired of fighting over it<br/><br/>How much does a moped cost?<br/>How much does a moped cost?<br/><br/>Do I need gap insurance?<br/>I have an 05 nissan 350z with 30000 miles on it. kept in very good condition. KBB quotes my vehicle trade in value at $18,337.    I paid $19,???. I put $5,000 down. so now i have to pay with interest $18,???.      I have full coverage insurance, but no gap insurance. If i totaled my car would I be screwed? <br/><br/>Does my motorcycle insurance affect my credit report?<br/> I have never lapsed on my insurance coverage in the 7 years I have been driving.  I live in massachusetts and am a motorcycle rider.  My insurance policy on the bike ended in February 2013 and i forgot to renew it.  I just reinstated in today, March 23 2013.  Will this have a significant affect on my credit report?  How much of your insurance score goes into factoring your entire credit score and could this make shopping for insurance more difficult in the future.  Again, I have never had any delinquencies in the past and just complete forgot due to all the snow we received.  Thank You! <br/><br/>Insurance cost/ car cost?<br/>ok i live in canada, and i am saveing up for my first car, what is the cheapest car i can get, cheap but still a good car, a standared car not a stick. and how much insurance will i have to pay for this car. no i only got pulled over once but that was 2 years ago, will that take an effect for my insurance  ......... <br/><br/>Are there anyways of lowering my car insurance?  19 Yr Old Male.?<br/> Im a 19 year old male and I have my own suzuki swift sport which I have worked hard for for the last few years. The only thing is my insurance is around 3000 a year (brand new car)........ I dont mind going on my mothers insurance for example, im not worried about not being able to build my own no claims bonus.............................    I have done a small amount of research into going onto my mothers policy and it wasn t that much cheaper........................are there and other ways of legal going about this?    Thanks for your time,  Matt. <br/><br/>Which car is a good cheap first car?<br/>so im starting driving in january and my grandad has promised to buy me a car (which i am very grateful of). So i was just wondering which car to get? I was thinking a ford Ka. Also i need the car to have cheap insurance. Cheers.<br/><br/>What do you think about bmw for a teen?<br/>im 16, not rich not poor (average), you think i will be able to afford 1998 BMW 528i? i mean i can buy it but the repair cost, insurance is it ok compare to lets say honda accord. is it a good choice because it looks great  <br/><br/>Steps in getting health insurance in one day?<br/>Steps in getting health insurance in one day?<br/><br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/>Nitro West Virginia Cheap car insurance quotes zip 25143<br/><br/> https://www.linkedin.com/pulse/discovered-lump-out-unemployment-without-insurance-what-snyder
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