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#but they will take advantage of the 2 for 1 deal at Safeway
detectivebambam · 4 months
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andrew and neil sitting on the floor of their kitchen at 2am eating chocolate covered strawberries
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dealwala · 15 days
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Unwind and Save with Exclusive Massage Centre Deals at DealWala
At DealWala, we understand the importance of finding a reliable and affordable driving school. That’s why we’ve partnered with top driving schools across Australia to bring you exclusive offers that will help you hit the road with confidence. Whether you’re a beginner or looking to refine your skills, these driving schools have the expertise to guide you every step of the way. Check out the amazing deals we have lined up for you in the driving-schools category!
1. Let Me Drive, WENTWORTHVILLE, NSW 2145
Current Running Offer: Get $25 Discount When You Book 10 Driving Lessons
If you're in WENTWORTHVILLE and looking for professional driving lessons, Let Me Drive is your go-to option. With a team of experienced instructors, this driving school ensures personalized attention and comprehensive training to make you a confident driver. Right now, when you book 10 driving lessons, you get a fantastic discount of $25. This is an excellent opportunity to save money while receiving top-notch instruction.
Why Choose Let Me Drive?
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Don’t miss out on this limited-time offer. Start your driving journey with Let Me Drive and enjoy great savings today!
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2. Sharmas Driving School, HOPPERS CROSSING, VIC 3029
Exclusive Offer: Get $5 Off on Your First Lesson
Located in HOPPERS CROSSING, Sharmas Driving School is committed to providing high-quality driving education. As a special promotion, new students can enjoy $5 off on their first lesson. This is a perfect way to get started with your driving lessons without breaking the bank.
Benefits of Learning with Sharmas Driving School:
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3. SAFEWAY Driving School
Special Deal: Get $10 Off When You Spend $66 or More
SAFEWAY Driving School is known for its commitment to safe and effective driving education. They are currently offering a flat $10 discount when you spend $66 or more on their services. This offer is perfect for those looking to invest in their driving skills without overspending.
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Why Choose DealWala for Your Driving Lesson Deals?
At DealWala, we strive to bring you the best discounts and offers from trusted businesses. Our platform makes it easy to find and compare deals, ensuring you get the most value for your money. Whether you’re looking for driving lessons, dining deals, beauty services, or more, DealWala is your one-stop-shop for incredible savings.
Visit DealWala.com.au today to explore these offers and more. Take the first step towards becoming a skilled driver with our exclusive deals on driving lessons. Happy driving!
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yewlaura31 · 3 years
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Helpful Tips To Amazing Selling Machine
The 5-Second Trick For Amazon Selling Machine The Bitcoin eCommerce" technique is essentially where you approve "crypto" cash in an eCommerce store (for real globe products). Go down ship circulation suppliers can be an exceptional product source for brand-new, expanding and established retail web companies along with home-based companies. However, if you select a phony wholesale decrease carrier you enhance your likelihood of failure as well as at ideal you will waste a great deal of time for little or no profit. However there are much more rip-offs as well as phony decrease ship business then there are genuine wholesale drop ship items distributors. Do not make a jump of confidence! A little research study and a notified decision can save you money, time and also initiative. For any shopping business focusing on customers past the limitations of geographical limits, multilingual customer support for ecommerce company is something unavoidable. You can not ignore it if ever before broadening consumer base is what you crave for. Multilingual support positively affects purchases, commitment, and recommendations. Let us see just how. Magento supplies promotion of the website and various contents. It provides different displays for different products of the website, which absolutely helps to increase the sale and also make the customers pleased and also delighted. This is one of the leading online garments dealers that offered in Australia, and they offer items varying from wholesale baby devices, wholesale women's clothing, and they are additionally a major electrical wholesaler. Chinabrands is a recognized global brand name in drop shipping platform, they offer straight access to over 1 million products such as wholesale scarves, wholesales mass in the Australia market with the best cost for cash on your items. Chinabrands is likewise one of largest wholesale clothing vendors that offered in Australia, as well as also wholesale jewelry products with the most up to date item always in stock for sellers. As WordPress is open-source software, you can change the resource and also make use of code to fit your organisation requirements. There is a helpful area behind WordPress that always makes itself readily available whenever you obtain stuck. It also provides you a complete control over your ecommerce shop and also maintains you far from the commercial limitations as well as strict rules imposed by some ecommerce companies. Laravel is a go-to framework to safeguard eCommerce web-store versus common protection susceptabilities. It assists companies to make use of the information of consumer acquisition history and also personalize their purchasing experience. 2) Online forum - This allows entrepreneur to research what customers are claiming regarding the item. Questions can be responded to and aspects of the individual touch can be plainly seen. Amazing 5 Review has thus far worked greatly excellent as it has actually had the ability to sustain a lot of on-line sellers without having to invest in a supply. This reduces the delivery timing as well as makes it possible for the consumer to experience a good time while shopping online. It is just one of one of the most effective techniques. You can invest great protection services to safeguard your computer system from viruses, so you can likewise make use of the best devices with antivirus installation and also firewall program. For your mobile you can additionally download and install settlement applications and online shopping applications from Google Play Shop or App Store for iOS. Therefore your PC or mobile lessens the risk of getting infected with malware and infections. Before starting I require to offer credit report where it is anticipated as well as share thankfulness towards Doba, a fantastic company, for revealing me regarding the drop delivery. organisation. Doba encouraged me a large amount about business, alongside Worldwide Brands as well as SaleHoo, and I owe a considerable procedure Ecommerce Decline Ship Organisation To Buy to them for my accomplishment in this regularly evolving company. For assistance companies, among the most tough uphill battles that they encounter is the difficulty of attempting to describe a troubleshooting situation as opposed to regulating it. However with Firefly, that all adjustments. Whether your consumer is having a hard time to find a product they want to acquire, or perhaps if they have a software program assistance issue, you can take over their display in real-time as well as provide the remedy. Amazing Selling Machine 12 Explained It is a must to have a want list area on your site. Consumers use this function a great deal, particularly for those products which they find good however will wait for a far better alternative. Again, it permits you to analyze client's actions. You must have a clear suggestion concerning the items, your potential customers as well as the here and now competitors out there. Before you start the shop, you must examine all these and try figuring out your possibilities. 5. Take the time to find a respectable local decline carrier. The appeal of decrease delivery has attracted a great deal of people who are just out to take advantage of you into the market. Prevent decrease delivery lists, complete ebay.com drop shipping programs, and decline shipping membership websites like the pester. In addition, the reach of the site is not limited to one solitary nation, instead it can get to anyone on the earth. A details user-friendly and stuffed site can allow you, to win customers, to hold them and in this way, develop home windows for your company to develop extra revenue. With the TaxJar application, you'll conserve time by having your sales tax records automated, regardless of state, with automatic filing choices offered, also. There's additionally messaging applications like Message Mate and also Facebook Chat to integrate online as well as near-live conversation right into your assistance services. Remedy: In today's globe, it's possible to come to be a professional in practically whatever through details online. Selling products from suppliers with comprehensive internet sites will certainly allow you to end up being intimately aware of a product line without ever before having actually touched a physical product. As well as when you do need to address specific inquiry concerning a product, a quick contact us to your distributor or supplier will offer you the solution you need. Clearly making use of a trusted decline ship company should stop this kind of error occurring frequently yet it might be a fear for some sellers if they want to preserve a tidy reputation. The customer practices in the direction of physical and also online stores is an obstacle most e-commerce startups encounter as some customers often tend to cling to traditional means of buying products. Almost all purely E-commerce companies broke down throughout the "dot-com" bubble-burst in 2000 as well as 2001. However several "brick-and-mortar" sellers began to add ecommerce capacities to their Web sites. For example, a standard supermarket chain, Safeway, began ecommerce subsidiaries whereby consumers might purchase grocery stores online. There are a couple of different choices for legitimate ebay.com wholesalers. You can drop ship, which implies you don't need to lug a supply. You detail a product and also sell it the decline ship resource then takes a small percent and also ships it to your consumer. So it absolutely helps to have experience with the internet, if you're going to start an on the internet business, however it may support you as much as recognize that Neal understood absolutely nothing regarding crickets. He was simply searching for a niche product to offer. Furthermore, many of these decline ship vendors collaborate with vendors directly in China that have the most affordable expense wholesale products for you to choose from. When you take that wholesale product as well as sell it at retail on the net, this implies even more cash in your pocket. Things You Need To Know About Amazing Selling Machine 12
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31+ Totally Free Resources For Living with Celiac Disease
New blog post! I LOVE finding new resources that help people living with celiac disease...and I LOVE those resources even more when they're free! Going gluten free after a celiac disease diagnosis can be expensive since you often need to re-stock your pantry with gluten free foods and have medical bills to pay.
So I thought I'd round up 31+ resources that are totally FREE and can help anyone living with celiac disease! If you've recently received a celiac diagnosis, I hope this list provides you with valuable tools to make your transition to a gluten free diet even easier. And if you've lived with celiac disease for years, I hope this list helps you discover some new gluten free resources to take advantage of!
31+ TOTALLY FREE RESOURCES TO HELP ANYONE LIVING WITH CELIAC DISEASE:
1. Eat Out using Find Me Gluten Free. 
This app makes life SO much easier when you want to eat out but need to adhere to a gluten free diet. You can enter an address or use your current location and find reviews and menus of nearby restaurants with gluten free options.
2. Save Money. 
Ibotta is a money-saving app that lets you submit photographs of your receipts and get a small amount of cash back on certain products. Tons of stores participate in Ibotta, ranging from Walmart to Home Depot to Safeway, so you can get money back on more than just groceries. The cash-back products also change monthly, and I often see cash-back deals on gluten free brands like Bob's Red Mill and Enjoy Life Foods. If you want to give Ibotta a try, sign up using my referral code "qiarlqs" or by clicking this link -> Save Money With Ibotta, and you can earn a $10 welcome bonus.
3. When You Need a Laugh.
If you've yet to discover Gluten Free Street Gang on Instagram, change that ASAP. This Instagram profile always makes me laugh and hits home about many aspects of a gluten free diet.
4. Find New Gluten Free Foods.
Celiac and the Beast is a renowned gluten free blogger in the industry for MANY reasons...but I especially love that she regularly shares some of the latest and greatest gluten free products to hit the market.
5. Get a BS-Free Perspective on Celiac Life.
Gluten Dude and all of his posts always say it like it is, whether he's calling out someone for harming the celiac community or offering advice to one of his many emailers.
6. Learn More About Celiac Disease and Eating Gluten Free.
MI Gluten Free Gal is another one of my favorite gluten free bloggers because not only does she share delicious recipes, but she also regularly shares graphics and posts on important topics for the celiac community, such as how to get a proper celiac disease diagnosis.
7. Cook Gluten Free Like a Pro.
There are plenty of amazing gluten free bloggers sharing equally amazing gluten free recipes, but a few of my favorite resources include:
Vegetarian Mamma
Mama Knows Gluten Free
My Gluten-Free Kitchen
8. Make New Friends
Spokin is another phone app allows you to look for gluten free (and allergy friendly) restaurants nearby, but it also gives users access to product reviews, allergy friendly travel guides and educational articles. Spokin is a social networking app to some extent, too, as you can follow other people after you’ve set up your own account
9. Find Back-To-School Tips.
Are you the parent of a child with celiac disease or do you have celiac disease and you're going to school? Then check out this extensive list of back-to-school resources from the National Celiac Association. And if you're a college student with celiac disease (or you're about to head to college), I highly recommend my thorough post about being gluten free in college!
10. Grocery Shop Like a Master.
One of the most popular gluten free apps on iTunes is The Gluten Free Scanner, which lets you scan a product’s barcode and receive a quick report on whether it’s gluten free or not.
I personally prefer scanning product labels myself because I know technology - just like people - can make mistakes. As a result, I’d encourage you to read a product’s ingredient labels yourself even if The Gluten Free Scanner says the product is gluten free. However, especially if you’re newly diagnosed and still wondering, "What is gluten anyway?", this free scanner could make shopping for gluten free products a lot quicker, easier and less stressful.
11. Stay Up-To-Date.
Beyond Celiac is another awesome celiac disease organization that provides plenty of gluten free recipes, tips on living with celiac disease and news updates.
12. Access Gluten Free Food in a Time of Need.
The Food Equality Initiative is a new organization to me, but I love their mission of making gluten free food (and food free from other allergens) more accessible to everyone. They also provide access to a gluten free food pantry to those in need.
13. Connect with Fellow Gluten Free Teens.
Generation GF is an AMAZING program that provides a variety of resources to gluten free kids and teens, including educational resources, local support groups and virtual chats that allow gluten free teens to connect even if they don't live in the same area.
The Gluten Free Intolerance Group is also who hosts the GF Teen Summit!
14. Get Safety Alerts.
The Gluten-Free Certification Organization (GFCO) provide independent verification of gluten free products, and their symbol indicates that a product meets the strictest of gluten free standards. But I also love that they regularly release safety alerts on gluten free products.
15. Meet Up with Other Gluten Free Folks.
Search for the local gluten-free community in your area, or start a group of your own, on Meetup.com.
16. Learn about Research on a Cure for Celiac Disease.
The University of Chicago Celiac Disease Center is on a mission to find a cure for celiac disease, and you can learn more about their work here.
17. Avoid the Top 10 Allergens.
Allergy Eats is another phone app that is very similar to Find Me Gluten Free except you can search for restaurants free of any of the top 10 allergens instead of just gluten. People can leave ratings and reviews, which, at least in my experience, makes eating out gluten free or allergy friendly a lot easier (and less scary) since you don't feel like you're making as "blind" of a restaurant choice.
18. Read Honest, Helpful Advice.
The information you can find on Reddit's gluten free channel - /r/GlutenFree - isn't always accurate or appropriate for all readers. However, you can find plenty of honest, helpful advice.
19. Download Gluten Free Restaurant Cards.
Make traveling a little easier with gluten free restaurant cards you can download in different languages.
20. Find the Best Gluten Free Products.
As regular readers know, I share gluten free product reviews pretty often on my blog and social media channels. But if you're looking for the best gluten free products to buy when you're just going gluten free, this post should definitely be on your reading list!
21. Kick Back with a Magazine.
It's amazing how many gluten-free-related magazines there are available nowadays. If you're looking for some reading material, you might look into:
Allergic Living
Delight Gluten Free
GFF Magazine
Gluten-Free Living
Gluten Free & More (formerly Living Without)
Simply Gluten Free
22. Save Money on Taxes.
Did you know you can receive tax deductions for gluten free food if you have celiac disease? Learn more here!
23. My blog and all my social media channels :)
As always, I'm here to offer as much support and education as I can. I may not always respond right away, but for the quickest response, DM me on Instagram.
My Goal With Sharing These Resources on Living With Celiac Disease 
Depending on where you are in your celiac journey, you may be familiar with many of the gluten free resources on this list. But I hope even one of these links helps you feel less alone with celiac disease, less frustrated with a gluten free diet or more hopeful in how enjoyable living with celiac disease can be! Are there any other resources you would add to this list? Let me know in the comments! via Blogger https://ift.tt/35e79WS
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sledclock17 · 4 years
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Exactly How To Dry Carpet After Cleansing.
20 Finest Cleaning Products, According To Specialist Cleansers
Content
Armstrong 330408 When 'N Done Concentrated Flooring Cleaner, 1.
See Some Photos Of Our Client'S Floors Prior To And Also After Our Professional Cleaning Process.
Unger Easyglide Soft Rubber.
Take Pleasure In Cleanser, Healthier, Protected Carpets With Our Business Carpet Cleaning Service.
Karcher Carpet Cleansers.
Review Of Bissell Big Eco-Friendly Deep Cleansing Maker.
Get rid of discolorations swiftly using spot stain eliminator or a carpeting cleaner accessory. Avoid leaving discolorations to settle in the carpeting since you think you can remove them later when you do your scheduled carpet cleaning. The discolorations will be more difficult to eliminate and also might remain in the carpet. The cleaning option that includes your carpeting cleaner is made to combine with water and clean your carpeting thoroughly without damaging it. The majority of carpets are pre-treated, yet you still require to clean them routinely with water and cleansing products to eradicate dirt and also dirt.
For sticky, oily discolorations like electric motor oil, food grease or lipstick, usage Hi-Traffic Pre-Treatment. Discolorations from food, ink, dust and unknown substances react well to Spot & Discoloration Eliminator.
Armstrong 330408 When 'N Done Concentrated Floor Cleaner, 1.
A top-notch rug heavy steam cleaner can get rid of around 97 percent of your rug. Even better, it reaches to the pile or lowest layer of the carpet, cleaning it completely. One have to likewise keep in mind that carpet cleaner leasings don't come with free cleaning services, so renters might require to buy the option each time. On the various other hand, rug cleansers are a single financial investment as well as one can get the carpeting hair shampoo by the bulk so in the long run, it's more affordable.
How can I clean my carpet without a machine?
Create a solution of one part distilled vinegar and three parts cold water. Spray it onto your carpet fairly liberally, and allow it a few minutes of contact time. Then take a microfibre cloth, and start gently blotting. Don't scrub, otherwise you could damage your carpet.
They did an excellent task, and also I'll be using them in future. Undergo this broad selection of brand-new, used, as well as manufacturer as well as seller reconditioned rug cleaners as well as youll discover a variety of popular brands available like Vax, BISSELL and also Kärcher. Typical alternatives include 4 in 1 multi practical wet and also dry vacuum cleaners, carpet washers and blowers and also pet formula cleaners. Theres a substantial series of carpet cleaners readily available on ebay.com appropriate for residences, autos, furniture and also also expert cleaning company such as auto valeting. Fill the reservoir of your Carpet Physician with hot water.
Do carpets get dirty faster after cleaning?
To save time, some carpet cleaners put the detergent into the cleaning solution being used. https://www.refin-ceramic-tiles.com/read-the-faq/what-is-the-best-way-to-clean-your-ceramic-tile-floors/ leaves a lot of the detergent on the carpet after the cleaning has been done. As a result, the carpet is sticky and attracts dust and other particles allowing the carpet to become dirty quickly after cleaning.
When dealing with pet dogs I can extremely suggest the BISSELL ProHeat 2X if you manage hard animal discolorations. With numerous pet attachments and features this cleaner receives the most effective pet dog carpeting cleaner now. The Hoover Powerdash Family pet is a great alternative if you desire an economical yet great carpet cleaning device. The drying out time differs, relying on the sort of rug you have and its thickness. Some rug cleaners aid with the drying procedure, while others take in dust.
Is steam cleaning bad for carpets?
The reality is that steam cleaning leaves your carpets sopping wet, which can damage your carpet over time. If not properly dried, sopping wet carpet fibers can ultimately lead to mold and mildew growth—something you don't want affecting your indoor air quality.
Extremely dirtied places ought to be pre-soaked and also the cleaning agent solution should saturate for 5 to 10 mins. The more delicate the surface the reduced the cleaning service focus must be. As a landlord, I have to have my home expertly cleansed between renters, as well as not satisfied with my previous carpet cleaners, I found Tidy That Carpeting. They lost no time at all in getting down to function, and also soon the carpets were pristine throughout.
The solution from beginning to end was extremely specialist however likewise kind and mindful to my requirements.
I had a water leakage that came via the ceiling and the refurbishment created dust all over and corrosion damage to a carpet I actually value.
I'm very amazed with The Carpet Cleaning Business.
I would most absolutely recommend this firm very.
Barry did a terrific job the other day on my 2 seater sofa and also carpetings.
For your rug, upholstery, patio, conservatory or home window cleansing look no further.
I had my 3 item suite cleansed also, the results were excellent, particularly the rug, which is of terrific nostalgic value to me.
See Some Pictures Of Our Customer'S Floors Before As Well As After Our Professional Cleaning Refine.
Tactically area box fans in the space after you've cleaned up the carpeting to assist the rug completely dry quicker. Many rugs will dry out completely after a few hrs after you have actually cleaned them. Bissell rules the carpet cleaning and vacuum markets, together with Hoover.
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As well as, it is an excellent as well as flexible multi-purpose house cleanser too. Fortunately, there are a lot of top carpeting heavy steam cleaners that can give deep and competent carpet cleaning.
A number of them have a split container or more containers to keep the filthy water from infecting the clean water. A great deal of storage tanks also have actually a specially made spout to prevent spills when you put the water.
Nevertheless, you should take into consideration making use of professional cleansing options designed to deal with commercial carpet cleansers for finest results. Keep in mind that Walmart does not lease typical vacuum cleaners. You can, nonetheless, also rent out carpet cleansers from other shops; see our related articles for the expense to lease a carpet cleaner at each shop and the very best rental carpet cleaning equipment. We likewise detail how to rent Carpet Physician rug cleansers from the majority of Albertsons grocery storesor Safeway grocery stores. While hoover can work wonders, a rug cleaner will certainly obtain the persistent discolorations and dirt out of your carpets when they need an extensive tidy.
Unger Easyglide Soft Rubber.
There are also some models that actually mix the cleaning agent, so you obtain the best water-to-formula ratio each time. These rug cleansers are additionally substantial and also big, so you have to have a vehicle that allows enough to move the device to and fro to the store. Plus, you can't quickly attend to spots before they embed in like you can when you have a carpet cleaner. For all the problem you have to go through, you only get to rent the cleaner for a day or two.
Vapor Device services do a disservice to specialist carpet cleaners. The tools utilized is typically are not of expert top quality and also typically has been mistreated, used and dirty. The product made use of in the devices are dust attracters and also usually cleaning agent and also soap based. Rental companies recommend that you use a specific kind of cleaning solution with their vapor cleaners. For instance, a business might make one sort of cleaner for furniture and one more one with a more powerful concentration for rugs.
Do it yourself carpet cleaning is a simple and also budget friendly task for homes of all budget plans and also skill levels. Whether learn more by visiting this page clean up areas & stains or periodically clean all the carpetings in your home, possessing a carpet cleanser has guaranteed advantages.
Besides, it is just one of the closest things that specialist house and also carpet heavy steam cleansers use. As well as, it is suitable for individuals who cleanse their indoor area usually and have a great deal of area to cover.
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I am 75 cleaned every type of carpet on the marketplace over the years, with my own services. Now have this lovely carpet cleaning maker of my own and the days of scrub brush as well as container more than. Have my own dish, it works, my rug are tidy, fresh, spots remain gone and also the carpet does not have any kind of film left on it from any type of item.
Everybody's always seeking good carpeting cleaners, however exist solutions that will do steam cleansing of hardwood or laminate floor covering? I've never seen any kind of businesses similar to this in my location ... they all simply do carpeting and also upholstery. We 'd suggest the exact same testing for any new solutions as in the previous answer. A lot of carpeting cleansers function vigorously to eliminate spots. Vacuum your carpeting one or two times a week, depending on just how much website traffic it receives.
Take Pleasure In Cleanser, Healthier, Protected Carpets With Our Industrial Carpet Cleaning Service.
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Pick a time to cleanse the carpeting when it can be left untouched later on for hours. Constantly vacuum the rug thoroughly prior to utilizing the carpet cleaner. Warm water up to an optimum of 50 levels Celsius will increase the cleaning effect.
Karcher Carpeting Cleansers.
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Amazing as well as it just cost me about $5.00 for the 3 room house as well as my time. Sorry but I can not say anything regarding your web page yet you are pressing your services.
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The cleansing service will spray right into the carpeting, and afterwards suck back up again into the dirty water tank. Though some spots are almost difficult to get rid of completely, pretreating helps to boost even the dirtiest carpeting. Rug Medical professional suggests utilizing their products to pretreat spots.
The maker suggests adding 1/2 cup of Carpet Medical professional Carpet Cleaner to the water for the dirtiest rugs, or 1/4 mug of Carpeting Cleaner if your carpets are only gently dirtied. Turn the equipment on, and also start gradually walking backwards across the carpet, pulling the Carpet Medical professional from one side of the room to the other. On gently dirtied Floor Wizards , the maker suggests relocating at a speed of one foot per second, but very filthy carpetings need a slower speed of one foot every 2 seconds.
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If you are seeking an exceptional heavy steam device that cleans up targeted dust as well as discolorations successfully, opt for the McCulloch MC1275. With its efficient spot cleaning proficiency and power, you will no doubt love this leading rug steam cleanser.
According to the Bissell internet site, the business offers upright, mobile, and cylinder carpet cleaners. Bissell additionally offers substitute parts, accessories for all their existing machines, and also some older versions. You'll find anything for your carpet cleaning needs from Bissell. While some people do make use of homemade cleaning services for specialist rug cleaners, there is no warranty of excellent outcomes with DIY recipes. Rug Doctor does not require tenants of its devices to utilize its cleansing option items, so you are complimentary to utilize various other items.
Why does carpet smell worse after cleaning?
The leading cause for a bad-smelling carpet after cleaning is that the carpet backing absorbed some of the moisture in the process and is still wet. If not dried properly, the underlying material becomes susceptible to mildew problems, which can cause the musty smell.
Testimonial Of Bissell Big Eco-Friendly Deep Cleaning Machine.
Treat family pet crashes as well as various other physical liquid stains with Urine Eliminator. Spray the suitable treatment onto your carpeting's filthy spots, and also allow the formula take in for numerous mins while you ready the Carpet Doctor machine for cleansing. Residential carpet cleansers are less complicated than ever before to make use of.
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fredahahn95-blog · 3 years
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grants pass auto insurance
BEST ANSWER: Try this site where you can compare quotes from different companies :coveragequotes.net
grants pass auto insurance
grants pass auto insurance, they would have the required to provide evidence of financial responsibility to a police officer. A driver who is unable to provide evidence of financial responsibility to a officer will face possible penalties. Proof of non-driver automobile insurance prior to . grants pass auto insurance laws for you, then it is probably too late yet your auto insurance will be significantly higher that it might be before you hit the road. Not all auto insurers offer auto insurance, and even fewer companies provide auto insurance for any driver besides a family member. Even if you need proof of a car loan your car insurance won t come standard with your policy because that car is a loaner s only status. Most auto policies are issued in this manner. Auto insurance is the law in the United States. It’s actually a requirement in many states. They require all drivers to have car insurance for a specific amount of time and for a certain set of drivers with the same or similar driving histories. Other auto insurance policies are also required. Every driver is required to carry various types of car insurance coverage, which includes: Liability insurance is the most basic. Liability insurance will help to cover the cost of an accident. So, if you damage another person s property, liability insurance would contribute. grants pass auto insurance is a no fault auto insurance. This means that if the at fault party has no insurance, the person is responsible for repairing or replacing the damage. Here are some of the biggest advantages of insuring your vehicle with Independent Approvals to get the best rates on coverage with the best rates to . Compare and buy life insurance Don t lose time with the agent s resume. Compare your resume at least to 2 weeks before the end of the life insurance coverage time. If you have two different, but different, years, get in touch with the agent to talk about what is most important and what is not, make sure to write up any and comment on your history. Find out what happens in other areas and see if you can work with your company so that you are able to take part in the retirement.
Average Car Insurance Cost
Average Car Insurance Cost by City Average Annual Wage per Year Low-Cost Auto Insurance 3.5 1044 $42 3.9 1042 $42 4.3 1184 $36 4.2 1254 $38 5.3 1366 $30 6.2 14 $38 7.1 15 $38 8.2 17.2 $44 9.5 19.2 $50 10.0 21.9 $47 12.2 21.9 $46 13.3 22.5 $67 14.6 25.6 $72 15.9 29.9 $67 16.4 32.6 $88 17.5 36.4 $92.
Best Car Insurance in Grants Pass, OR
Best Car Insurance in Grants Pass, OR If you’re a high-risk driver, it’s a good idea to get car insurance from a company that specializes in those who are high-risk. For example, while an insurer may offer more serious violations such as DUI or reckless driving, it won’t offer high-risk drivers car insurance anywhere in California, where an insurance company cannot deny your coverage. If you’re in the market for a new or used car, you’ll need to budget for more than just the vehicle’s sticker price. You’ll be on the hook for basic DMV fees like title, license plate, and registration fees no matter where and how you purchase your new car, truck or SUV, as well as purchasing a new car insurance policy for your car. But some buyers will find themselves with additional fees such as sales tax, documentation fees, personal property tax, emissions and inspection fees, hybrid and electric vehicle fees, lien recording fees and a slew.
Car Insurance in Grants Pass, OR
Car Insurance in Grants Pass, OR, and is a safe and cost effective option for the uninsured or underinsured motorist (and therefore the owner of this car). In the insurance industry, the uninsured is used by insurance providers to price out costs. The insurance industry used to view this as the lowest amount at which the driver would have the capacity to perform, which was called personal injury injury protection (PIP). Today, insurance professionals know that an insurance premium in the amount of $250 is a reasonable price to pay to insure a driver. If the insurance company does not charge any extra expenses for this coverage, they have to not lose more of their fee in value to consumers in the form of a premium. In this policy, the driver has no free lunch, which means drivers do not have the ability to find the money they are paying for the minimum coverage. The law requires that it is illegal for a person to drive a vehicle in California under the insurance company s will. If the driver is caught driving without insurance, the.
Minimum Car Insurance Requirements in OR
Minimum Car Insurance Requirements in OR Drivers with a recent DUI on their records can expect to pay anywhere from $175-$300 per year in insurance rates. Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 (earning $100,000 bodily injury coverage and $300,000 property damage coverage), and a $500 deductible is chosen per party. We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different. Good2Go Auto Insurance® wants to get you cheap car insurance coverage in Washington DC so you can get on the road fast. But, you can get a Washington auto insurance policy starting as low as $43.35 per month. Which is low compared to the national average of $69.02? Well, it may not be a good idea, it might be good for you either way. Don’t be a complacent parent. Learn how.
Insurance Grants Pass | Top Reasons to Choose Towne Centre Insurance
Insurance Grants Pass | Top Reasons to Choose Towne Centre Insurance – It has been offering insurance and reinsurance in the insurance industry since 1989 and is one of the oldest providers in the country. It has an A in Marketing and Agribusiness Management from AM Best. Its headquarters is located in the beautiful City of London and was founded on 17 May 1988. The company has a range of independent insurance plans to meet the needs of individuals in the various areas. It has a range of products, including car insurance, homeowners insurance, as a joint fund and vehicle insurance. The company is also known as a specialist provider for small car insurance. In fact, it offers some unique products and solutions such as car insurance, health insurance, workers compensation insurance, as well as student and teacher insurance. The company offers a wide range of products that meet the specific needs of the various industries it serves. The company is a part of the Allianz Group (a group of insurers). The Allianz Group focuses on insurance for business owners. Their insurance plans offer the.
Cheapest Car Insurance in Grants Pass, OR
Cheapest Car Insurance in Grants Pass, OR Safeway Insurance has been around for over 50 years, and is a solid choice for insurance if you live in Grafton or anywhere in Oregon. If you re looking for cheap insurance for drivers in Portland, OR, Safeway might not be the best option for your circumstances. Safeway s insurance offerings are more affordable than some of its competitors , and prices are competitive and reliable, just like their competitors. With a standard auto insurance policy for drivers in Portland, OR, a driver s policies usually covers their vehicle, car, and all other drivers on the policy. If you don t want to purchase any insurance on your policy, your best bet is to go with their standard policy or an insurance brokerage agency. You ll still need additional insurance and documentation, but they re a solid option for cheap car insurance in Portland. Safeway s car insurance policy includes both comprehensive and collision insurance at the state minimum levels. Some of its optional coverage levels include: Once you re ready for the.
Home Insurance
Home Insurance. We offer auto insurance for all of your cars, trucks, boats and motorcycles - including motorcycles and boats from numerous car insurance companies. Our website also offers information about motorcycle insurance, life insurance and credit cards. This is a free service and not a formal insurance policy. If you need information regarding your vehicle, you will need to call an agent at Auto-Owners Insurance Agency. Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Lone Star State. As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto.
Auto Insurance
Auto Insurance Services, LLC is an independent insurance agency. We represent top-rated insurance companies such as , , and that all offer great protection for drivers who have a DUI. We work with attorneys to help individuals and families find the right insurance coverage and protect their drivers. You don’t want to go too long without a car accident; your car is worth nothing if you’re not able to avoid an accident. Therefore, we offer an insurance policy that is ideal for drivers that are difficult to deal with after a DUI. What it all boils to is insurance and how you handle it are not a straightforward issue. It’s a tough road, but the insurance will protect your car. As time passes, our insurance specialists will be there to help you better understand your insurance policy. The insurance they provide will help you cover the costs that come with a DUI. Our agents will help you find the best insurance on a budget. Your insurance company must understand what you are doing to minimize.
FAQs - Grants Pass, OR Car Insurance
FAQs - Grants Pass, OR Car Insurance, or AARP?  If you do qualify for a car insurance policy with this car insurance company, then you are probably not in good financial health or can’t afford to pay for repairs. Car, but if you’re driving a vehicle with a large engine, then you’re required to have your in the amount of money you’ve paid for an automobile in the past 30 years or 60 years.  If you don’t have a vehicle, then you may be able to purchase insurance under your policy.  Your premium will be based on the amount you’ve paid for all years for car insurance.  It depends on the . You’ll need to be familiar with the following topics before you can get a quote from your preferred auto insurance company: As a motorist, you can’t legally operate a car without at least state-mandated insurance coverage. Not being able to buy liability insurance can result in high.
Insurify Rankings
Insurify Rankings 2017. In addition to these rankings, we also made a comprehensive analysis of , based on the broadest selection possible. It’s a vital resource for anyone interested in a top quality insurance carrier, with a high quality customer service and solid financial strength, offering top quality value both in terms of service and affordability. A.M. Best is one of the oldest and most reliable credit rating and rating companies in the country. A.M. Best is an independent rating company that only insures carriers with an A- rating or better. J.D. Power is an internationally known organization that measures customer satisfaction around the world. They have been in business since 1918 and are a leading rating company for customer satisfaction around the world. A standard car insurance policy from American National provides basic coverage for bodily injury and property damage liability, medical payments and uninsured and underinsured motorists. It also comes with collision and comprehensive coverage. The company also has an A++ financial strength rating from A.M. Best.
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colemanaarohan1996 · 4 years
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uhaul insurance worth it
BEST ANSWER: Try this site where you can compare quotes from different companies :cheapinsurecar.xyz
uhaul insurance worth it
uhaul insurance worth it: State Farm s most popular plan was its  with $2.9 billion in premiums from 2001 to 2016 (over $2.6 billion in premiums over the past year).  It offers policies for people of all ages, as well as couples and individuals. Its policies have a range of coverage limits allowing them to cover costs between $2,500 and $9,999. The insurer has  comprehensive insurance available. This is something you need to be aware of if you are looking for  on your insurance policy. The company advertises a 100% online insurance experience. However, you ll have to call their insurance representatives and say you only have to fill out a few basic health questions. Then they ll have the option to use any available health questionnaire for both car insurance and life insurance. There s no word as to whether or not this  is a good deal, but you have to. uhaul insurance worth it? If you’d like, you can get more info on what car insurance will cost. The average cost of car insurance in Milwaukee is $3,527, according to the . That’s not bad. But that doesn’t mean Milwaukee’s cheapest car insurance providers aren’t great. Weighing costs like your deductible, coinsurance and copay can help you with the balance in your budget. If you have your own vehicle, you could get stuck with a bill for car insurance. You don’t have to. All drivers have car insurance, and while it’s a wise idea to have it when you’re driving, it has its own set of risks. “If a person gets shot or injured causes of a car accident, they’ll file something to collect,” says Mike Krombowski, a local Milwaukee insurance agent. “That is why it can be tough for customers to. uhaul insurance worth it because the in my area. It is one to one comparison to do a comparison of all the best insurance companies for a few, but my experience is with the most affordable premium at the most. If something in the above example was to happen, it would mean that I could not get coverage to begin with without some insurance to get a full financial plan. I m a very happy customer and can t think the insurance company is bad at all. The policy to get is a 1,000% return and the insurance quotes for the next year is the same for a 2,000% return as well. We re in my daughter s senior year of the policy, my daughter is 2, and our premium is $450 a month for it. I m happy with what I pay for it and I just switched to American Family Insurance. I went to it for several months, and we ve had very well-informed and well-informed agents. I m not sure whether it ll be the same.
What is Moving Truck Insurance?
What is Moving Truck Insurance? InsuranceQuotes provides car rental insurance and other related products and services in California. The company markets the same type of insurance policies that exist in other states. Unlike most other policies, the move truck policy provides additional coverage for the insured vehicles. Moving truck insurance may be more expensive because moving isn’t a limited pursuit, but the policy is also usually covered by the company and by the drivers on the policy. There are certain advantages that the policy holder and operators have to keep in mind when purchasing insurance for a new car and, therefore, insurance for trucks. In short, moving truck insurance is an important coverage. Although the company is different when it comes to covering moving trucks, there are certain advantages that you should consider. These include, as an independent insurance agent, you can look to companies and policies from different insurers. In California, the policy holder may have some flexibility over the amount of coverage they will be covering. In general, though, you should expect one-third of the insurance coverage.
What are the main types of truck rental insurance?
What are the main types of truck rental insurance? What kind of insurance go with me? The first and most important thing to consider is that liability only covers things covered by collision or underinsured motorists policies. If you were ever in an accident with a driver with no insurance they would be required to pay for damage they caused to someone else’s property so you could go to court to make a claim. In that case your liability is the one that pays for your medical costs so your insurance company would be responsible for any expenses incurred. With a comprehensive car rental car insurance, you never have to deal with that at all. Comprehensive coverage is a combination of the following: Comprehensive cover only covers damages done or any other property damages that exceed the total amount that you had to cover. Any damage to your vehicle will fall under collision coverage and will not be covered by comprehensive insurance. Most of these insurance terms are more general in the way that they are used, but they are not always the same length that you need to know in an insurance policy..
Rental Truck Insurance FAQ
Rental Truck Insurance FAQs Can my RV be used for business purposes? Yes. You must be an RV owner to take off and drive off your RV with it. If you have this kind of policy, make sure to tell your insurance company about your RV rental insurance. Not only will you risk costly damage and potential theft, but you also have the additional liability of being uninsured when you drive off the job. What is RV insurance and exactly is it good to carry? Renters insurance can protect you if your RV is stolen or damaged, but it s a separate policy. Does my business auto-rental coverage cover the rental vehicles? If your business auto rental policy pays for rental vehicle damage, you will still have coverage of the rental vehicle itself after having to rent it out, even if you ll be leaving the house. Rental vehicles are owned by their drivers. If there is.
Is moving truck insurance necessary? If your auto insurance policy doesn t already cover rental car insurance, you may consider buying moving truck insurance worth it. We recommend drivers purchase moving truck insurance or supplemental liability insurance to protect themselves and their belongings when moving.
Is moving truck insurance necessary? If your auto insurance policy doesn t already cover rental car insurance, you may consider buying moving truck insurance worth it. We recommend drivers purchase moving truck insurance or supplemental liability insurance to protect themselves and their belongings when moving. Your landlord’s condo/rental insurance covers your belongings and liability if your vehicle is damaged by thieves. Moving truck insurance will cover you against any and all types of theft. It will also cover your vehicle if your moving truck is damaged by storms, fires or other damage that isn t covered. If your moving truck is insured with your landlord, you should purchase additional insurance that will pay for any damages the trucking company can cause to your belongings. You might also need it to purchase the coverage you need for a truck or rental car if the car doesn t have any liability insurance. However, if you do qualify, you may want to purchase more permanent coverage and more comprehensive coverage that will pay the damages to your car if it’s stolen for an incident that wasn t your fault. It’s especially important to choose a vehicle with enough coverage for the most comprehensive coverage. Car rental company insurance or will always charge a lump sum sum to help pay for your rental after.
U-Haul Insurance and Protection Options
U-Haul Insurance and Protection Options, a division of Safeway Insurance. For a limited amount of time, Safeway’s insurance customers can also receive discounts on their car insurance, including the following: This is not a complete list of discounts that are available to you, but might be beneficial for you to see what others are available. .
Considering Taking the Supplemental Liability Insurance as Well
Considering Taking the Supplemental Liability Insurance as Well As Additional Renter s Insurance One of the most significant changes to the Affordable Rates Act. To cover additional Renter s Insurance coverage, a state must provide minimum proof of financial responsibility in case of an accident. This form must be filed with the Department of Insurance, to insure a person s liability. This form shall meet the specifications requirements of § 3.9500 (30-day) and § 6.0030-1 (15-day). 3.9500 Requirements for Non-owner s Insurance When the insured persons or their dependents are injured, without sufficient insurance, the provisions of the statute that provide for the protection of property, which protects the persons or dependents is used as an excuse for denying coverage to the insured persons or dependent families. When the term of an insurance policy expires it does not apply for coverage. 3.99500: Renter s Insurance Rates Rates for Non-Owner s Insurance A term insurance policy with Renter.
You Might Already Have Moving Truck Insurance
You Might Already Have Moving Truck Insurance Policy If you already have a moving truck insurance policy, you can use the tool to compare rates of truck insurance from different local insurance agents in your area. You can also get an auto insurance quote using this tool. Some insurers may offer more flexibility, so be prepared to get some form of quotes during the application process, particularly if you are seeking new auto or home insurance policy. Get the best small business auto insurance quotes and get covered! You wouldn’t know it by name, though: You can protect your interests even when it s your business — so you could do the following to get great coverage and a lower rate on your small business insurance: Be careful not to be caught driving a heavy duty trailer with nothing but dirt on it — this is liable for damage to both your vehicle and the trailer. A trailer trailer is a vehicle that you can use to keep some goods or equipment while in use, as long as it’s not used for too long. For example.
Think About Cargo Protection Insurance
Think About Cargo Protection Insurance Coverage For every claim, the owner pays $7,500. If an emergency exists involving a cargo loss, a liability agreement should be sought out by carrier, not one that covers all of the cargo coverage. If, however, the owner is unable to find another carrier to insure in that circumstances, the carrier will step in to cover the loss. If the carrier does not provide the amount to cover the loss the carrier will pursue a claim to determine an appropriate amount and type of cargo insurance coverage. If cargo coverage is considered to be inadequate to handle cargo in a critical situation, you’re required to purchase a separate coverage. A specific amount of cargo insurance coverage can result in loss of an automobile when it gets damaged due to an accident. This type of additional coverages are available to protect an automobile or an automobile’s valuable value. Your car policy will also cover you if you are in an accident at the airport where you may be traveling to and are uninsured or injured on.
Truck Rental Insurance Options by Company
Truck Rental Insurance Options by Company Rental car insurance is not an option for individuals with disabilities. This service is designed and offered as an independent insurance agency. However, a minimum of $2/day (a period of 7 days, $4/day, or $15/day) of coverage is available to anyone who can not own an RV, motorhome, or travel trailer. If a person meets the following criteria for disability and they uses their personal RV in non-motor vehicle use for a limited period of time, the disability insurance plan will cover costs associated with any work activity. For example, (1) Work to get a job. (2) Constructionally or temporarily, for hire or rental. (3) Transportation or transportation for a day or week. (4) Personal use of or for hire. (5) Travel to or from a location, destination, or (6) Use of or for hire to for example, (.
Free Auto Insurance Comparison
Free Auto Insurance Comparison Enter your ZIP code below to view companies that have cheap auto insurance rates.  Secured with SHA-256 Encryption Of course there are many important types of auto insurance that you’ll need to know for your specific situation. These include: Each insurance company has different requirements and guidelines for insuring your personal vehicle. Some will require personal coverage of specific types of vehicles. Some may simply accept liability for injury and/or property damage to you while you’re using your car. Others won’t allow personal liability for personal injuries to you unless you’ve explicitly waived in the policy. If you are financing your own vehicle, and would like options to choose the kind of liability vehicle your lender offers, it’s wise that the vehicle you’ll be insuring won’t be the “official” policy to lease or finance. Some companies might require auto insurance for vehicles not in the vehicle’.
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Who Actually Makes Trader Joe's Merchandise?
Who Actually Makes Trader Joe's Merchandise?
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Curiosity Rate Threat: Curiosity charges are decided in accordance with the performance of the financial system and the corporate or funding vacation spot the place you've gotten invested. Once i shopped at massive chain stores, I could get my produce to last virtually 2 weeks, however with Aldi I have to use it a bit sooner. The company already sells meat and produce in its 245 "SuperTarget" locations (Target has 1,seven-hundred stores nationwide). To your success with dollar shops! It's also a trillion greenback trade. It's a multi-billion greenback trade that has clear fragmentation and big logistical issues that have by no means been solved. An interviewer may additionally pose some behavioral situations to assess the way you deal with points like loss prevention and worker conflict. As soon as we acknowledge that we’re misusing food, we can learn to deal with any emotional issues in a extra constructive method. Examples of these which are more environment friendly to alleviate constipation are apples with the skin, strawberries, blackberries, raspberries, green beans, broccoli, inexperienced turnips, peanuts, walnuts, complete wheat and rye. Trader Joe's. Store-model organic peanut butter was also pricier by nearly two dollars at Whole Foods. Writer: aki The history of Canton Honest in China might be traced again to the holy friendship between the 2 communist nations e.g. Russia and PRC (Individuals's Republic China).
Cowboy Cook Jeff Tracy's grillin' up hot food from @Safeway & we've got ice cold #coorslight. Good day for a #GoDucks win!pic.twitter.com/k6HIARR3DT
— 102.9/750 The Game (@1029TheGame) October 28, 2017
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The stuff you may be needing are broccoli seeds marked for sprouting, shallow container, potting soil and plastic wrap. Take away any broken or damaged seeds, broken seeds will not sprout, as an alternative they'll rot or ferment and destroy your whole efforts. In fact, the well being advantages of these seeds have been recognized by humans, long again. When you'll put down at flight terminal, the vehicle motorist will certainly hold again for you in arrival couch. We've loved being members, but will not be renewing. Dollar Tree Grantsboro location To my information, we've none of those chains right here. Here you may discover step-by-step instructions for baking a delicious, scientifically correct plant cell cake, in addition to a variety of artistic plant cell cake pictures and how-to videos that will help you out alongside the best way. Right here, you'll be able to consider in addition to evaluate companies of the same trade, and since you might be the best judge of your wants then you possibly can choose the most effective provider for yourself right here.
Reminiscence can both be a short term and a long term one. This new program is in beta testing right now, and you can stack it with retailer coupons and manufacturer coupons for triple the discounts! The grocery chain, acknowledged for its non-public-label foods, has an 800 number that provides clients with a voice recording of store locations solely. Ledger group is a bunch of ledgers that include a major ledger and a number of secondary ledgers. Programs concept suggests that households are methods wherein people are interconnected and interdependent on one Wiki (our homepage) another. After that you must , one you gain a report of achieving success , fastidiously consider ppc administration public notices . United Health Foundation, American Public Health Association, and Partnership for Prevention. Some newer stores are over 15,000 sqft and are located in newer buying centers. I do many of the procuring and cooking for our family and that i first fill my cart with fresh fruits and vegetables. Christmas morning, and still have half of your prize for your self and your own household.
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Rock Point Arizona Cheap car insurance quotes zip 86545
"Rock Point Arizona Cheap car insurance quotes zip 86545
Rock Point Arizona Cheap car insurance quotes zip 86545
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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Rock Point Arizona Cheap car insurance quotes zip 86545
Rock Point Arizona Cheap car insurance quotes zip 86545
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A used 2003, 2005 Mercedes Benz C230 or a New Mitsubishi Lancer? im a teen and yes i kno insurance is expensive and so thats why im asking b4 i get a car.""
New to US and getting car insurance in CA?
I am arriving on a working visa to California. I will need to buy a car and get insurance. I have a UK drivering license. Can I get insurance with a UK license or will I have to get a CA license first?
What are some cheap car insurance companies in Ontario?
I'm looking around trying to find out different quotes so my boyfriend can get insurance on his car! Looking for a cheap insurance company!! Any suggestions?
Being kicked off my parents health insurance plan at age 19? I don't know how I can afford insurance?
MY parents have been getting notices from their insurance company telling them that when I turn 19, I'll be off the insurance plan. It's because my dad has young ...show more""
Why do we have to pay car insurance?
Unless you are a really bad driver car insurance is a total joke. I mean how many reckss does a person get into in his life time. im saying on average about 2 or 3. and if your paying 600 bucks or more every 6 months thats one thousand plus dollars a year. in 30 years you could buy your self a new mustang. It really makes no sense that its a law to have car insurance when you could just put 600 bucks in a savings account if you ever need it. I think the insurance companies should give us our money back every 10 years or so if we are good drivers
What is the best insurance company to work for in California ?
What is the best insurance company to work for in California ?
Health Insurance for Seniors?
We aare Senior Green card holders of 73 & 66 in Parker, Colorado. Can we get comprehensive Healthe Insurance?""
""When getting additional health insurance, why do I have to disclose that I already have other coverage?""
I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?""
Does having a coupe make your insurance go up?
I'm am planning to get a Honda civic and i was wondering if have a coupe would increase my insurance rates ...... and also does having that same car in red make it go up too ??? thanks for all the help :D
Best value Florida auto insurance?
I just moved from Illinois to Florida and am looking for auto insurance because my own company is upping my price from $125 to $275 a month with the same coverage (100/300K BI, 50K property, 100K UM, and roadside assistance) with the move. Upon obtaining quotes, the best I've gotten is with Esurance which is just over $200 a month. It seems that adding BI to any auto policy ups the price pretty heavily. Are there any mid-level or local insurance companies in Florida that generally offer better premiums than the heavy hitters I've been quoting with? I'm in Port Richey.""
Car Insurance in the UK?
I am not a UK Resident , I am here in the UK from Australia for 5 months on Holidays . This is my forth trip here and after the first time when I hired a car for 7 weeks at a cost of 1400.00 pounds i found out that it would be much better to buy a car as I was going to be here for 5 months. A few days ago i took my rent-a-car back the i had for 7 days and cost me 150.00 pounds , I found a car to buy at a cost of 1200.00 pounds but first went looking to find someone to Insure the car . I spent overs 2 hrs on the phone and there was on one that would do it for me apart from one . I have 3rd party insurance only for this car and at a cost of 1230.00 pounds for 12 months . I am at a loss as to WHY i have to pay this amount and WHY no one will do it . MY Question is why is it that there no question asked when i hire a car for as lond as i like and am covered be insurance BUT if I try to buy a car and have it Insured that is a joke , Am I a diferent driver if it is my one car ?""
Do you need Car insurance to rent a car?
My Parents don't have a car and I'm sure my other family not gonna let me drive their car so don't bother ask. I don't have a friend who got a car. Its small town where I'm at in Tuscaloosa,Alabama. I'm taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I'm 19 Years old)""
""Does car insurance go down when you move to a different state, if so how do i lower mine? (see details)?""
I used to live in LA and my car insurance was 46.00. Well, I went to progressive and did a quote with my new address which is in TX and my car insurance quote is for 26.00. How do i go about getting these new rates since I no longer live in Louisiana.""
Question about car insurance?
1. How long does it take to get insurance? Can we go in and apply for it tommorrow and have it when we walk out? Or is there a waiting period? How long until you are legally covered? 2. If you get insurance on a car you are going to sell/trade in - can you switch over your insurance to cover the new car? Or how does that work? Problem is, our truck isn't insured right now but we're planning on buying a new car in the next month or 2.. will that make things more difficult for us? - first time insurance buyer""
Is there anyone who thinks that car insurance is a ripoff?
We pay so much in car insurance and have yet to have a wreck or anything. Not to mention the ridiculous amount for car tags. (Thank God)I say it is a rip off because my grandmother had insurance with a certain company for years. She always paid on time, sometimes for months at a time. She was in an accident that was not even her fault and the insurance company totaled her car and booted her from the insurance. She is not able to drive now, but I still think that sucks.""
Unemployment Insurance Question?
I was sent an approval letter in the mail from the Nashville Unemployment Claims Center. They had already called my last employer and confirmed that I was let go due to lack of work. I have been trying to contact them via the phone for the past week and a half during different times throughout the day in order to establish a PIN. Every time I do, I get the same message of due to extremely high call volume, we cannot take your call at this time. Several friends suggested going to the local career center and ask about it there. The local career center told me that they now have extremely limited access to unemployment claims and to contact the Nashville claims center. I sent them an email as a last ditch effort to contact them a few days ago and have yet to receive a reply. Any suggestions?""
How much is a doctor visit without insurance?
My friend hasn't been feeling well for a few days now and needs to see a doctor. Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance. By the way we live in Miami, Fl.""
Luxury cars with low insurance rates?
I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""
1999 Pontiac Grand Am SE auto insurence?
how much will it cost for me monthly just estimate the price please to have insurance on that car thanks and are ponitacs goood with there motor and all that it has 172000 miles on it for $2900 should i take it or na just tell me about the insurance please thanks
Rock Point Arizona Cheap car insurance quotes zip 86545
Rock Point Arizona Cheap car insurance quotes zip 86545
Should I get student health insurance or health insurance through my job?
I'm a fulltime student and I also have a fulltime job. Which would benefit me the most? Health insurance for students or health insurance that my job offers? Also, If I take 1 semester off from school would I still be eligible for student health insurance?""
Is this car insurance quote cheap?
i am 23 no NCB held full uk licence for 2 year 8 months and i am a hire car driver so have alot of driver experience ie drive average of 10 vehicles a day from small cars to luxury 4x4s and vans got a quote for a v-reg (1999) Peugeot 206 1.9 L Diesel 5 door for 1330.76 third party fire and theft is this a good quote or will i be able to get it down. i really want to buy this car so don't want to hear things like try a smaller engine etc thanks
Who is the cheapest car insurance in USA ?
Ihave finicial problem right now ipay for six month liability $ 300 it us too much for me is there any body knows less than that price iget please let me know?
How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?
How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?
How much will insurance cost for a 16 year old kid with a licence.?
how much more will it cost to add him to his parents insurance, and its MERCURY INSURANCE""
LANDA INSURANCE (real deal or fake?)?
WHATS up with Landa Insurance. www.landainsurance.com is really sketchy. Says its for Texas and Cali but also out of state and when u click on out of state its like 766 bucks in your cart... Seems pretty weird.. No online quotes or anything...
Does anyone have any idea how much insurance would cost for this car?
the car i want is a 1987 pontiac fiero fastback gt with a 5 speed manual transmition and a 2.8 L engine. what would insurance be for a 16 or 17 year old male?
Are there rental cars that can be covered by personal car insurance?
I was wondering this because I wanted to rent a car but was afraid that I'd have to pay for the extra cost of insurance that the car's under. I have Mercury as an insurance and want it to use as my insurance instead of paying. Thanks... ^_^ v
How much do you pay for car insurance?
I need help for my homework.
How much it costs for car insurance in london for 20 yrs old?
How much it costs for car insurance in london for 20 yrs old?
My name is spelt incorrectly on auto insurance paperwork...?
I am on my parents' auto insurance and my father decided to remove my name from the insurance plan because it got too pricey. However after having finished signing the paperwork and thinking we were done with the process we realized that my name was not spelt correctly on the paperwork to remove me from the insurance. Could I drive the car and if something happens argue to the insurance people that they never actually removed me from the insurance since MY name was not actually in the paperwork to be removed? I live in California if that helps. I'm not planning on actually driving, I'm just curious about what would happen if I absolutely needed to.""
What would be the insurance of a teen driving a 2004 Toyota Camry?
My 16 year old daughter just got her lisence and i want to put her on insurance right away. I just need the range of about how much this would cost me.
Auto insurance listed driver question?
My question is as follows: What is the difference between me allowing someone to drive my car and me having someone listed as a second driver on my insurance policy when it comes to an accident. What are the differnces in the two situations at the time of an accident claim being filed? I know if the person I let drive my car had no fault in the accident, my rate wouldn't go up if I settle with my own insurance company. But if its the person who is driving my car's fault, are my insurance premiums affected? If yes, then what is the difference in not having the person listed at all and still making a claim through my own insurance. I ask because I am thinking of putting my girlfriend who drivers my car sometimes listed as a driver on the policy. Would this protect me or my premiums in anyway in case of an accident compared to not having her listed at all?""
Anyone know insurance companies that will sell life insurance to severely obese people?
Anyone know insurance companies that will sell life insurance to severely obese people?
Insurance and meds HELP Please?
Any advice would be helpful first my story I have meds that cost $1000 every month. I need insurance I have not had insurance since Peach-care about 3 years ago My job offers insurance for $2.50 a week my jobs insurance covers everything but my meds I get my meds for free with a prescription saving program I only make around $900 a month If I get my company insurance I no longer qualify for my free med program Any advice? I miss Peach-care they covered $100% of everything for only a few dollars. Is their any insurance that would cover 100% of my meds and dental, vision etc for no more than $100 a month?""
Auto Insurance Is trying to screw me?
My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15,700 I dont know what the process is but i dont understand how they can do this and its very frusterating as well as hard being without a car for over a month now the car was in great condition and had low miles for the year any advice???""
Car insurance!! :(?
Right...Passed my test.. got myself a lovely corsa sri 1.4 16v But i cant get it bloody insured with a good quote! Best ive found was quinn-direct with 2700 per year.. thats with pass plus? does anyone know some really good car insurance companies that will insure me for that kinda car? baring in mind im only 17 =[ Thankssss.. Any help greatly appreciated!
Cars that have cheap insurance?
im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?""
Does your vehicle colour affect your insurance rates?
A friend of mine was told this by someone a little while ago and she recently passed it onto me. She said he also mentioned that black and red vehicles have the highest rates. It seems a little far fetched to me but I'm wondering, does anyone know if this is actually true?""
How much should a car cost? Really.?
Just from some light browsing on the internet, it seems like they (the advertisers/car manufacturers) want us to believe that $30k is a reasonable median cost for a new car in the U.S. The price goes up disporportionately if they can call it a 'crossover' or the holy grail: SUV!!! $$$$$$$$ Assuming a person makes around $50k a year gross/ $30k a year net (is that a reasonable assumption for the U.S.?), and assuming the car will be worth close to $0 in 5 years, a $30k car works out to be around 20% of his or her income, not including gas repairs insurance et cetera. Is this reasonable? Is it sustainable? Are we heading for a 'correction' in auto pricing? or is the plan that we all just use financing tricks to perpetuate these exhorbitant prices?""
How am I supposed to afford car insurance?
I'm driving uninsured right now because for me to get car insurance is $900 every six months. That would crush me financially right now. Between rent and gas, and what little Starbucks pretends to pay me, not to mention food (and sometimes that's one meal a day, and even then it may be stealing expired sandwiches and pastries from the garbage can at Starbucks). So, it's utterly naive of the government to think of driving as a luxury , when in reality- when you have to travel 20 miles a day to get to work at Starbucks- walking is unrealistic. The bus routes do not go by there, by the way. How the hell do they expect a 24-year old man to afford car insurance, when he has to work to earn the money to pay for it, and he has to drive to work, and in order to drive he has to drive illegally?! The @#*%ing system is completely screwed up if you ask me. Don't get me started on how the hell I'm supposed to afford gas these days, either.""
Economics // Health Insurance?
Becky works for a large grocery store that provides a health insurance program to all workers . This is an example of: a. Medicaid b. Employment-based health insurance c. Government health insurance d. A single-payer health care system
Car insurance after accident?
I am 18 and have been driving for 1 year, I used to drive as an additional driver on my Dads Renault Megane, I crashed it from spinning off and hitting a wall, luckily no one was hurt, I just had a few cuts from shattered glass. The police have arranged for me to have an interview next week to discuss the consequences, at the moment I have no convictions or anything on my licence, my Dad just bought me my own car and has said he'll pay for the insurance in full, it's quoted at 880 for a year if he pays in full, he was planning on paying in full in 2 days, I'm not trying to cheat the system, but if my dad pays in full and then I get a conviction after the transaction has been made, can the insurance company up my insurance considering I had no convictions at the time? I'm not trying to beat the system and cheat my way, I'm just curious as to what will happen. Thanks for taking the time to read!""
Insurance for scion tc 2008?
i wanted to get the scion tc 2008 but my dad said the insurance is too high for 2 doors car or something like that.. does anyone kno any good and cheap insurance place they can recommend? thankyou
""Auto insurance just cancel, will they renew it?""
Just had auto cancelled at midnight, they arent open til monday morning. Can I pay the premium first thing that am and have it reinstated. I tried paying by phone and web but wont allow me to! Tomorrow is sunday and no one available.""
Rock Point Arizona Cheap car insurance quotes zip 86545
Rock Point Arizona Cheap car insurance quotes zip 86545
""Affordable health insurance, where can my family get it?""
Me, my girlfriend, and my two sons need health insurance. We dont qualify for medical here in CA. I work full time at subway and my girlfriend works part time. We avg about 2400 dollars a month. But with rent, food, utilities, etc. where can I get affordable health insurance? plz help me!""
What are the pros & cons of employer-sponsored health insurance?
In almost every other country health insurance is provided through the government or through private industry directly to the policyholder. America is unique in that health insurance is most often provided through your employer. What are the pros & cons of this system.
How does one go about getting insurance?
ok I know there is some different insurance types out there like health car etc etc but i want to know how do you go about getting it! see I'm 15 years old I know i shouldn't worry about this now but it just seems like a good idea to ask the question now this one lil question has plenty of other questions with it how many different insurances do you need to have? what should you look for in Insurance? how much is insurance? what is an insurance rate? and the title of this question how does one go about getting it? on that last one I really need a detailed answer because I am 15 I just got back in school so my brain is a bit mushy and not so quick XD and way like I said I'd really like a detailed answer on that last one heck if ya role play it out with your self for me then that would even make it easier so the more questions you answer in this (with a good answer mind you) the more likely I am to choose you as the best answer!
""What would be the best Ford for me, insurance wise?""
I have been contacting different insurance agencies for quotes and was quoted at 300 for a honda civic give or take some, but the lady told me I am much better off getting a Ford as I would be able to get a way better deal on them as they are easier to insure for people my age (20,m). Which Ford cars are good for this? I know the mustang is outta the question since its a sports car, but I was thinking of a truck or the small ranger truck.""
Why are my insurance quotes so high?
I live in New Jersey, Plan on buying a 2012 mazdaspeed3. I am 18, which of course will make my policy higher. Currently, my car insurance runs around 300/mo on my parents policy. I cannot join their policy with the new car as it will be registered to me. The following are the rates ive been quoted Progressive - 6 month policy, $5,000 + $1,200 due at start-up Cure - 6 month policy, 6,200 + 1100 due at start-up Liberty Mutural - 6 month - 5200 + 1500 start plymouth rock - 6 month - 2,2009 + 679 start Why are these all so expensive? and why do they only offer me 6 month policies? thanks in advance!""
Are old Land Rovers cheap to insure for young drivers? 10points!?
For a 17 year old like myself, I've been asking around and a majority of people have said that a Series 3 to a 20+ year old defender are far likely to be cheaper to insure a young driver on. Is this true? I want a Land Rover because they are solid cars and the parts are easy to find and cheap to repair if anything went wrong. I'm looking for either a defender or a series 111 in good shape.""
Am I legally insured to drive my car?
I live in the UK and hold a provisional driving license. Recently I became the registered keeper of a car, and to cut down on insurance costs, my mother insured it in her name with me as a named driver. As I am still not fully qualified I always drive under supervision. A friend has suggested that unless I make my mum the registered keeper of the vehicle, my insurance is not valid and I am breaking the law. Is this true?""
I'm17 and have not got my license yet but when i do how can i get cheap car insurance?
I have heard that if i buy a classic car, my insurance will be cheaper, is this true? And do you have any tips for getting it as low as possible""
Audi Q5 2014 car insurance cost houston?
i just moved to Us , Houston and i am 32 year old male so i would like to buy a new Audi Q5 2.0T any idea how much the full insurance ? and is it good car Q5 2.0 T ? Thanks a lot""
Why is classic car insurance more?
For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers. I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe . so I was curious and got a quote and they quoted me $550 a month. strange thing is my friend drives an 04 rsx that's standard (the camaro is auto) and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company, all these cars are considered sports cars and therefore have higher rates however they would not tell me the reasons why and that is what I am here to ask.""
Where can I get affordable car insurance?
I am a female driver who has had a full licence for over 20 years, but I do not have any No Claims and I have 9 points on my licence. The points are for no insurance and having a defective tyre, nothing which reflects badly on my driving. Does anyone know of an insurance company that will not use this to increase the cost to an unaffordable amount.""
About life insurance?
i am 35 year old and i have one daughter of 1 year.i want to take policy for myself and for my wife also.we both are in govt jobs.plz suggest me best policies
How much will my insurance increase after a MINOR fender bender? (ballpark figure please)?
After 11 years of error free driving and on-time insurance payments, I managed to back into someone in a parking lot going about 1 mph. My car was NOT damaged, except for a scraped bumper sticker. The other driver had cosmetic damage only, and being the good guy that I am I gladly helped her navigate the insurance claim. I figured that if it was my car that was dented, I would want it taken care of. Do onto others, right? Anyway, the total payout of the claim was $556. That's roughly seven months of my premium payment. So, how much can I expect to see added to my yearly premium? 10%? 20%? more? Also, how long will it take to recover back to my previous rate? Finally, considering that I've paid this company much more than $556 over the years, how much of an increase should I accept before I start looking for a new carrier? This is technically my second insurance company - I was on my parents policy until I was 22 (I'm 27 now). So I haven't been with them forever, but I am not ready to jump ship unless they really screw me. Thanks!""
Camaro Insurance cost?
I know insurance is a hard to estimate on since there are so many things that determine the price but can anyone tell me about the insurance for a 2012 camaro would cost for me? or how much extra it would cost for my situation. I have a 1998 toyota 4 runner and I am a 19 year old female. No tickets or car wrecks ever. My dad is getting me a new car and I am trying to talk him into letting me get a camaro. About how much extra would it cost yearly to go from an SUV to a sports car like a camaro?
Health insurance question?
so i just got health insurance for me and my family for the first time ever and i dont understand what the deductible is, will the insurance cover anything until we pay the deductible?""
Car insurance for new license holder?
what will be the prize of normal car insurance??? (i meant % of car prize) If the license is new what will the prize?? Im from dubai.. so i want to according to dubai market rate..
Insurance For Car (New Teen Boy Driver)?
Whats the cheapest way to insure a car while still getting great coverage in case of accidents. I'm getting my license soon and I was wondering whats the cheapest choices for insurance. I heard I can be placed under my parent's account? I also heard that if i pay insurance under my own thing its like 2000... I live in california and i have great grades (if that helps).any insight would be appreciated :)
Where can I get an insurance quote for my Toyota hilux?
GoCompare and other sites don't list it when I try to quote car insurance... Im in the uk
My younger borother owns a moped how much would it cost for me to be put on his insurance?
i have a full driving licence i only need to be put for for 2 month or so not even that
My car is registered in wisconsin how can I get insurance in california?
My mother bought me a car in wisconsin and i live in california, but the car is still registered in her name in WI. how do i get insurance coverage without having to register the car in my name? is it possible?""
Can I add a non-family member to my auto-insurance plan?
I use USAA. I was wondering if I could add my boyfriend as part of my insurance plan, and he would just pay me when the bill comes. We do not live together yet, so I'm wondering if this is possible. He'd be driving his own car. The reason I'm asking is because USAA has good rates and I was wondering if I could share it with him.""
Is it cheaper to buy health insurance in any other state than CALIFORNIA?
I am shopping for health insurance and it is through the roof. Is it cheaper in other states? Should I move from California? I am 62 and my husband is terminal. Just need some real information.
What will happen to my insurance?
My brother was in a car accident in my car - he's not on the insurance. My car was pretty damaged, the other car only scratched and drove away. He gave my auto insurance info to the other driver but there was no police report. Can the other driver make a claim without a police report? I only have liability, can I make a claim against their insurance? I live in NY State. How does this work?""
Question about Liability Insurance.?
My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?""
What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?
I'm tryin 2 get insurance for the 04 stratus that i'm buying, but my rates are high because i'm 18. I heard about an insurance who covers anyone who drives your car, like that i coul mak my dad take it then i'd be able 2 drive it. If you know a cheap company for people my age i'd appreciate it. The company dosnt have to be popular.""
Rock Point Arizona Cheap car insurance quotes zip 86545
Rock Point Arizona Cheap car insurance quotes zip 86545
https://www.linkedin.com/pulse/how-much-does-california-speeding-ticket-insurance-cost-montoya/"
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fitono · 6 years
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How to Train the Modern Celebrity
There’s an old rule about success: You have to be before you can do, and you have to do before you can have.
Personal trainers understand it intuitively; it’s hard to act like you know your way around the gym if you don’t. That’s why so many successful trainers start out as athletes and gym rats, and more often than not look like it.
But those who successfully train famous people develop qualities that go far beyond their appearance, knowledge, and experience.
If you’ve ever thought about working with celebrities—whether they’re superstars who’d be recognized anywhere in the world or a local newscaster who’s just famous enough to get a sideways glance in Safeway—here are five key factors that you’ll need to consider.
1. Be Visible
I’ve known Chad Waterbury, DPT, since 2005. Back then, he was still living in Tucson, where he’d gotten his master’s degree at the University of Arizona. But he was planning to move to Los Angeles—in part, he told me, because he wanted to work with A-list clients.
Today, after 11 years in L.A., he’s trained a long list of them, ranging from elite athletes to mostly forgotten reality stars. It all started with proximity. “This is the most important tip I would give anyone,” he says. “You have to get yourself, physically, around the people you want to work with.”
Waterbury first learned this lesson in the ’90s, when he did an internship at the gym in Chicago where legendary strength coach Tim Grover trained NBA stars like Michael Jordan.
“At that time, being a huge Bulls fan, I thought that was the best place to go, and he was the best person I could be around,” he says. Although they never worked together directly, he got to observe Grover working with his all-star clients, taking note of how he interacted with them.
At the end of the internship, he says, Grover told him he was on the right path and predicted he’d do well in the fitness industry. “It was like being a computer programmer and getting a pat on the back from Bill Gates,” he remembers.
Location, Location, Location
There’s more than one way to be visible, as Chad Landers discovered in 2003. After working as a personal trainer in L.A. for 10 years, he opened Push Private Fitness in the Toluca Lake neighborhood. Not only do a lot of entertainers live nearby, his gym is in the heart of the industry itself. Disney, Warner Bros., CBS, and NBC Universal all have studios within a couple of miles.
“It wasn’t like I set out to train celebrities,” he says. “But being in a good location set me up for that. Once I got somebody from the area, they started referring me to their friends.”
Like Waterbury, he’s trained a lot of famous people, few of whom he can talk about on the record. (More on that in a moment.) Unlike Waterbury, though, his entertainment-industry clients tend to be “working” actors and musicians. “It’s like, they were on a show, and now they’re between shows, but they still need to look good so they can get the next one,” he says.
And sometimes they have to look really good, really fast. Which brings us to the next point.
2. Be Ready for Anything
Imagine this conversation with a client:
“I need to lose 30 pounds.” “Okay. How much time do we have?” “Three weeks.”
Crazy? Sure. But when you train actors, it’s part of the deal. In this case, Landers’ client had shot a pilot for a TV series years before. When the series was unexpectedly green-lighted, the actor learned he had less than a month to lose the weight he’d gained in the interim.
They used a protein-sparing modified fast to take the weight off. “I don’t want to have to do things like I did with him,” Landers says. “They were happy with the way he looked, but it was a little bit unhealthy.”
And that’s not even his most extreme example. Landers was training Corbin Bleu, an actor who at the time was best-known for the three High School Musical movies. He’d been cast in a horror movie that included a nude scene, calling for a level of leanness that few trainers outside the world of physique competition ever have to worry about.
Landers helped him drop 14 pounds, getting him lean but not ripped. For the final push, they used what Landers calls the “crazy bath,” which I described in this article in 2013.
The night before Bleu shot the nude scene, they filled a tub with the hottest water a human can tolerate, along with three or four bags of Epson salt and four to six bottles of rubbing alcohol. Bleu sat in the bath as long as he could tolerate it. (He told me it felt “like hell.”)
The goal was to lose as much water as possible without risking his health, and it worked: Bleu lost seven pounds overnight, got shredded for the scene, and suffered no consequences from the short-term dehydration.
Those two examples certainly aren’t typical, but they illustrate one of the challenges of working with clients whose livelihood is so entwined with their appearance. Most working actors go through boom-and-bust cycles, Landers says. Even successful ones get cash-strapped between roles.
“I’ve had situations where they had to stop training until they could book something,” Landers says. “But it’s a catch-22, because they have to look good to book something. When they have the time to come in, they don’t have the money. When they have the money, they don’t have the time.”
3. Be Discreet
I have a friend who works almost exclusively with celebrities. It’s no secret; you can’t miss them on his social media, where they sometimes demonstrate exercises for quasi-instructional videos. But he didn’t want to be interviewed for this story because he doesn’t want his famous clients to think he’s taking advantage of his association with them.
Waterbury didn’t want to talk about any of the celebrities he’s trained, even though we coauthored a book with one of them.
And Landers can only talk about a few of his well-known clients, including Bleu, Duff McKagan from Guns N’ Roses, and actress Sarah Hyland from Modern Family.
But even if he could talk about the most famous ones, he wouldn’t necessarily want to. “If I started promoting that I train this person or that person, the paparazzi would be here all the time,” he says. “I don’t mind that people don’t know all the people I train. It’s not about me, and that’s okay.”
4. Be Pleasant
Most of the people I know who train celebrities didn’t grow up in big cities. Waterbury and Landers, coincidentally, are both from small towns in Illinois, where being nice to people is the norm. Turns out, those small-town manners are an important tool if you want to work with famous clients.
No matter where you’re from, Waterbury believes How to Win Friends and Influence People is the most important book for trainers in his line of work. “You can’t be an asshole, or a nutcase,” he says. “You have to be someone you’d want to hang around.”
You still have to push those clients, some more than others. But in Waterbury’s experience, the more famous people become, and the more pressure they face to produce hits and make money for them and their partners, the less bandwidth they have for cynicism and snark. “Celebrities never have negative people around them,” he says, “especially here in L.A.”
5. Be Flexible
Over the years I’ve interviewed a handful of celebrities for Men’s Health magazine, usually because they’d transformed their physiques for a particular role. That means I also interviewed their trainers, who told me stories of traveling thousands of miles to help their clients prep for a shirtless scene, or stay in shape for physically demanding roles.
It’s the last thing most trainers would think about when they get a chance to work with a celebrity, but with some clients it’s the most important part of the job. If you don’t do it, someone else will, and guess who’s going to take credit for the client’s physique?
But it’s not just travel. There’s also the day-to-day chaos of a famous person’s life. Here’s how one trainer, who asked not to be quoted by name, explained it to me:
“If you want to work with celebrities, the number-one hardest thing, by far, is scheduling. It’s normal for them to show up late and still want their one-hour session. Or they’ll want to reschedule. The trainer is used to a structured world, but now he has to step into the celebrity’s world and deal with the chaos. You just couldn’t stack eight celebrity clients in a day. I can’t work with more than three a day. It’s too stressful.”
The one bright spot, the trainer told me, is that you can charge them more. Sometimes a lot more. But then again, if they didn’t pay you more you’d lose money because of all the clients you can’t train while you accommodate the celebrities’ chaotic schedule.
Bonus Tip: Treat Everyone Like a Celebrity
“I don’t call myself a celebrity trainer, and I didn’t set out to train celebrities,” Landers says. “I’m training anyone who walks in the door and who’s willing to put in the work. It doesn’t matter if they’re a celebrity or an average person. Except the average person isn’t going to have to do a nude scene, or be naked on a billboard.”
There’s the rub for trainers who work with famous people, whether it’s something they set out to do or something that just kind of happened. You have to treat everyone the same, even though some will demand more of your time and attention than others.
“I’m not going to say it’s not cool to work with famous people,” Landers says. “But at the end of the day, there are two people whose stories I share.”
One is an elderly woman who started training with him in her late 80s. By the time she passed away in her mid 90s, she was still able to get up and move around on her own.
The other is Barbara Garmon, who became a world-champion powerlifter in her 70s, after surviving cancer and a freak accident that shattered her left arm. Her extraordinary story was told in this article, which blurs the lines between his famous and non-famous clients.
When a trainer helps an “average” person do something worth celebrating, is there really that much difference?
  The post How to Train the Modern Celebrity appeared first on The PTDC.
How to Train the Modern Celebrity published first on https://medium.com/@MyDietArea
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russellfrazer-blog · 7 years
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davidcdelreal · 7 years
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35 Ways to Save Money on Groceries
One of the reasons why it’s so important to save money on groceries is that it’s one of those expenses that you have the most control over. Think about it. You can’t reduce your house payment quickly, or your car payment or your health insurance premium. That means that you need to find other places to save money – and groceries are one big category where you can.
To help you in that effort, were providing 35 ways to save money on groceries. Pick any 10, and I’m betting that you can reduce your grocery bill noticeably.
That’s best done at different stages of the grocery shopping process.
Do Your Homework – What to Do Before You Head Out
If you’re serious about saving money on groceries, there are a few things that you need to do before you even leave home.
1. Have a Detailed Shopping List
This may sound really old-school, but you should never go grocery shopping without having a list that details everything you need. Not only is this a reminder of what you need to buy, but it also acts as a failsafe to keep you from buying what you don’t need. (HINT: always stick to your list!)
You should also make a practice of checking off a few items that may not be entirely necessary. The reason for doing this is that if it looks like you’re going over your budget, you can cross these items off the list.
2. Review the Grocery Store Brochure for Specials
Virtually every grocery store puts out a weekly flyer that advertises their specials for the week. You should always pay close attention to this brochure. Any items that are on sale could be a tip to stock up on those. Also, highlight the specials on your list so that you know to look for them once you’re in the store.
3. Get Your Coupons
Couponing isn't nearly as much of a pain as it used to be. With apps like Ibotta, you can select coupons on your mobile device as you are in the store or before you leave your home. Once you are done with your trip you only need to scan your receipt to receive your credit.  Top online coupon apps include:
Ibotta
Checkout 51
SavingStar
Along with the digital option you can always do the old school coupon cutting which can many times be stacked on top of the digital coupons above.  The process may be tedious, but clipping coupons can add up. If you can save $10 on a $200 weekly order, you can save over $500 a year.
4. Look for Manufacturer’s Coupons for Higher Priced Items
Don’t limit yourself to in-store coupons. Many manufacturers offer coupons on their websites that aren’t available elsewhere. Check out the websites of the brands of higher priced items, and see what’s available before you go shopping.
For example, razor blades are notoriously expensive. But before you go to the store, check out the Gillette website and look for coupons.
Another more general source is Coupons.com. The have coupons for a wide variety of manufacturers, which will give you access to deals on a large number of products on one website.
5. Organize Your Coupons
Accumulating coupons can create a mess. Not only do you have multiple coupons from various sources, but you may also have some that have expired. It can be a real nightmare to match up coupons with the actual products that you need to buy.
You can actually buy wallets designed specifically for coupon organizing. They’re usually set up alphabetically, something like a very small and portable accordion file. But they can enable you to find the coupons that you need quickly when you’re at the store.
It can also help if you notate on your shopping list any items that you have coupons for. This will remind you, while you are at the store, to pull out the matching coupon when you find that item.
6. Set a Spending Budget
This is one of the very best but most underrated ways to stay on budget with groceries. If you go into a grocery store without a budget, you’re doomed to feel bad about how much you spent by the time you get home.
You can fix that by setting a fixed dollar amount – say, $200 – and staying within that budget no matter what. If by the time you get to the end of the store you realize that you’ve gone over budget, you can simply put a few items back (remember in Tip #1 I mentioned highlighting a few items on your list that may not be entirely necessary – this is where you put that to work).
7. Tally Up Prices as You Shop
As you buy items and check them off your list, enter the price of the item on the right side of the list. Before you check out, total up your purchases. That will let you know what your grocery bill will be before you check out. If you’re over budget, this is the time that you can decide what items you’ll put back.
But it has an important secondary purpose too. By knowing what your total bill will be before you check out, you will be able to quickly know if you are overcharged for any items.
For example, if your list total is $200, but the final bill comes to $212, you’ll immediately know there’s a problem. You can investigate it, and take care of it before you leave the store. That will avoid having to make a return trip, if you wait until you get home to find the error.
8. Eat a Good Meal Before Heading Out
This is probably the most common tip for saving money on groceries, but that’s because it’s an effective one. If you go to a food store on an empty stomach, you’re virtually guaranteed to buy more than you planned. But having a good meal beforehand will help you to stay within budget.
9. Have Smartphone Apps Ready
There are some good smart phone apps available to help you save money when you go grocery shopping. Check out these three:
Flipp allows you to check for deals on groceries by matching circulars with coupons from popular name brand manufacturers. It actually serves as a paperless coupon source, once again avoiding the need to pack in paper coupons.
Grocery Pal sifts through your grocery list and identifies items that are on sale at both grocery stores and discount stores. Some of the retailers that they work with include Safeway, Kroger, Food Lion, CVS, Walmart, Walgreens, Rite Aid, Target, ALDI, Kmart, Harris Teeter, and some of the dollar stores. It can help you to know if there are better deals on high-priced items or staples at different stores.
Choose Where You Shop – Carefully
Where you shop has a lot to do with how much you pay for your groceries. Here are strategies to keep you out of the places where you will spend the most money, and in the ones where you’ll find the most savings.
10. Avoid Upscale Food Stores
You know those boutique grocery stores that seem to be popping up all over the country? Avoid them like the plague. They may have high quality items, but they’re designed for people who don’t need grocery budgets.
11. Join a Food Wholesale Clubs
You have to be careful here because the stores usually don’t have everything that you need. And since they sell in bulk, there’s a real potential to buy more product than you need (see #35 below), which is a complete waste of money. But they can still be excellent places to buy staples in bulk at lower prices.
The popular examples are Sam’s Club, Costco and BJ’s. You usually have to join and pay a small membership fee, but once you do you can take advantage of all the discounts that they have available.
12. Check Out ALDI
If you’ve never shop there, ALDI is a bit unconventional. That’s because it’s a food retailer that’s based in Germany. But they’ve opened hundreds of stores across the US, and a plan to keep growing.
That’s a good thing, because ALDI really does have lower prices than grocery stores on most items. Like the wholesale clubs, they don’t have everything, nor do they have a wide selection in each category. But you can save a lot of money, particularly on staples like milk, bread, cheese, eggs, cereal and orange juice.
13. Become a Preferred/Loyalty Member of Your Favorite Grocery Store
Some stores have very low advertised prices, but if you’re not a loyalty member you’ll pay something higher. An example of this is the Kroger Plus Card. Kroger has low advertised prices, as well as low prices marked at the store. But they have two prices, the one for members in the one for nonmembers. Trust me, you’ll want to become a member.
14. Avoid Duplicate Purchases if You Shop at More than One Store
If your shopping strategy involves shopping at more than one store, be very careful not to duplicate purchases. For example, if you buy meat, milk and eggs at a warehouse club, but do your regular shopping at your local grocery store, you’ll need to avoid buying meat, milk and eggs at that store too.
Once You’re in the Store…
I’m guessing that most people are probably not aware of it, but grocery stores are specifically laid out in a way that will get you to spend more money than you would. Here are strategies to get around that trap.
15. Go Easy on the Beef
We can blame the use of corn in the production of ethanol for high meat prices, but it seems to have especially impacted beef prices. You can save a lot of money by buying less beef and more other meats.
For example, I’m looking at a grocery store flyer that shows beef sirloin strip steak at $6.99 per pound. The same flyer shows center cut pork chops at $1.99 per pound, and turkey tenderloin tips at $2.99. They’re also showing $0.69 per pound for chicken leg quarters. That’s a savings of $5 and $4 per pound on pork and turkey, and more than $6 on chicken.
16. Avoid Meals-in-a-Box
You can generally assume that any prepared meal that comes in a box or package is going to cost more than a meal that you prepare yourself. If you’re trying to save money, these meals are always best avoided. This is particularly true if you have a family to feed, since you’ll have to buy a meal for each member of the family. The math just doesn’t work out in your favor with these meals.
17. Buy in Bulk When Staples are on Sale
Don’t be afraid to stock up on products that you regularly buy when they’re on sale. This can include items like meat, cereal, butter, beans and pasta. All can easily be stored, and no matter how much you buy, you’ll use them sooner or later. This can be a real opportunity to save some serious money on groceries.
18. Don’t be Swayed by the “5 for $5” Come On
Hopefully you understand that these offers are designed to get you to buy more of an item than you actually need. This is a real problem if it’s something that you don’t usually use. You may use two or three items, and end up throwing the rest out.
If an item is advertised as “5 for $5”, or “10 for $20”, or whatever the arrangement, convert the package to a single item in your head. For example, a single item might be just $1. If you only need two, then you can usually get them for $2. The point is, you don’t have to buy all five (or ten) to get the deal.
19. Avoid Name Brands – If it’s “Cool” It’ll Cost More
Store brands are almost always less expensive than popular name brands. As long as the quality and flavor of the store brand is reasonably close to the national brand, you should favor the store brand, especially the price is much lower.
Also watch out for any item that’s “cool”. Cool always costs more! You can usually figure this out easily. Just look for the items that are being advertised a lot on TV. And always remember the cool items mean that you’re paying for all that advertising.
20. Don’t Buy Something Just Because it’s “On Sale”
Some people just can’t resist a sale. In their minds, it translates into ”I’m saving money.” That may be true – if you actually need the product. But if the only reason that you’re buying it is because it’s on sale, then your spending money to no real advantage.
21. Avoid Buying Small/Single Servings
This gets close to the meal-in-a-box problem, but it extends to more items. It makes sense if you are in fact a single person. But if there are two or more people in your household, it makes little sense to say, buy milk by the quart. That’s because buying four quarts of milk usually costs a lot more than a whole gallon.
22. Pass on the Prepared Foods
This includes meals that are prepared in-store, and are typically available at the deli counter. Regular grocery stores are increasing their offerings of prepared foods, making them harder to escape. But any food item that’s prepared in-store is going to be more expensive than the same items prepared at home. You may need or want these items from time to time, but don’t make it a habit. They’re more like restaurant light than grocery items.
23. Watch Out for Impulse Items – They’re All Over the Store
Do you ever see those displays set up around grocery stores, particularly the ones that are at the end of the aisles? They’re called end caps, and they’re designed to draw you in. They’re usually selling items that people don’t necessarily need, particularly higher-priced ones. But by putting them right in your face, where you can’t avoid them, they’re hoping you’ll bite.
Don’t. Though there can sometimes be low-priced specials at the end caps, in most cases it’s the exact opposite.
24. Keep Your Hands to Yourself at the Check-out Line
Speaking of impulse items, do you know all of those snacks, magazines and magical gadgets that they have on both sides of the checkout line? Those are the ultimate impulse items in grocery stores.
They’re put there because they know that you’ll be staring right at them while you’re stuck waiting in line. And they’re hoping that impulse will take over, and you’ll add a few of them to your order. But that’s a good way to bust a budget that you have spent an hour or more trying to stay within.
25. Check the Top and Bottom Shelves in Every Section of the Store
When you go through grocery store aisles, your natural inclination is to look at the shelves that are at eye level. Grocery stores know that, so that’s where they put their most expensive items. If you want to find the best deals, carefully scan the top and bottom shelves. That’s where the lower-priced items are, and where the stores are hoping you won’t look.
26. Buy In-Season Produce
The price variation between a certain produce item in-season versus out-of-season can be enormous. The item that you might pay $2 for in- season, could cost $6 out-of-season. When it comes to produce, try to stay with buying only-in season items. That means that you’ll have to adjust your produce needs every couple of months. But you can save a lot of money doing just that.
Go online and look for recipes for various produce that are in-season during the different times of the year. It’s often just a matter of coming up with good preparation ideas that will make different items more desirable.
Extra Strategies that Will Save Even More Money
Finally, here are strategies that will help you to keep saving money on a permanent basis.
27. Set-up an At-Home Grocery Corner
It’s always easier to know exactly what you need when you have at least most of your food items stored in one place. If you don’t have a pantry, set it up in a corner in your basement or garage. Keep it well organized, that way you can see exactly what the items are that you need before you head out to the store. It works better for bulk items that are larger, and require storage space. But the organization alone can help you to save money, since you always know exactly what you need to buy – as well as what you don’t.
If you don’t already have one, getting a freezer or a spare refrigerator can also help you to stock up on foods that need to be frozen or refrigerated. These can hold the bulk items, freeing up your kitchen refrigerator for smaller items that you use more frequently. In addition, the extra units will allow you to take advantage of sales on meat and frozen goods.
The more control you have over your home food inventory, the easier it will be to save money on groceries.
28. Draw Down Your Food Inventory Periodically
Every now and again you should concentrate on using up your excess food inventory. That will not only avoid food going past its service life, but it will also force you to use items that you might be ignoring. If your inventory is particularly large, you might even be able to use this method to save yourself a few shopping trips entirely, as you “shop” down your home inventory.
29. Check out Dollar Stores for Non-Food Items
Dollar stores have certain items at lower prices than what you can find in grocery stores. This is primarily non-food items, such as paper goods, soap (but not laundry detergent), batteries, light bulbs and even certain canned goods. Plan to make a trip to a favorite dollar store once or twice a month, to stock up on these items.
30. The Most Frugal Spouse Should do the Shopping
In most households, one spouse is more frugal than the other. It’s probably some kind of natural inclination, but it can be a real advantage when it comes to grocery shopping. The more frugal partner will be more adept at finding bargains, and resisting the temptation to buy items that might break the budget.
31. Always Shop Alone
If you shop with your spouse or one or more of your children, you will almost certainly find yourself buying more than you would if you shop alone. If it’s difficult to resist your own impulse shopping, it’ll be many times more difficult to manage the impulses of two or more people.
That’s especially true of kids, since they tend to want anything they see that’s in a pretty package. Leave the kids at home with a non-shopping parent, and make grocery shopping a solo effort.
32. Limit Your Shopping Trips
You should try to limit your shopping trips to certain predetermined intervals. That might be once a week, once every two weeks, or once a month, depending on what works best for you and your household.
Multiple shopping trips mean multiple exposures to buying unnecessary items. If you’re on a diet, you necessarily want to stay out of ice cream shops. The same thing applies to grocery shopping. If you want to save money, you need to minimize the amount of time that you spend at the store. Each trip that you take presents the opportunity to spend over your budget.
33. Pay with Cash or a Debit Card
There’s a lot of debate on this point. Some say that you should use credit cards and take advantage of cash back rewards offers. That might make sense if you’re getting cash back of something like 5%. But if it’s only 1% or 2%, it probably won’t help.
The problem is that when you spend with a credit card, there’s always that fudge factor to go little bit over your budget. When you spend with cash or with a debit card, it’s easier to stay in budget, since you don’t have the opportunity to carry the float (excess) over to the next month.
Try and see which payment method better enables you to save money. If you’re highly disciplined, and you have a good cash back rewards program, a credit card may be the way to go. But if you find yourself spending more money using the credit card, cash or a debit card will work better for you.
34. Shop on the Quietest Days of the Week
It’s tough to maintain your game plan in a crowded store. Everything takes longer, including waiting in lines. One of your goals when you go grocery shopping is to minimize the amount of time you spend in the store. That lowers the chance that you will buy something you weren’t planning on. It’s easier to do that if you shop on the quietest days of the week.
I’ve found that weekends bring out the biggest crowds. Weeknights, especially on Monday and Tuesday, are usually the quietest. That’s when you can breeze through the store, get what you want, keep your list and coupons organized, and save the most money. It’s also usually when the stores are least likely to stock out of popular items, which could force you to make a return trip (and spend still more money).
35. Never Buy More of an Item than You Need
In an effort to save money, you might make a habit of buying in bulk. That can save you money, but only if you’re actually using the products that you buy. If you’re buying large amounts of items, just because they have attractive prices, you could be wasting money. That’s because any item that you purchase, and don’t actually use, you’ll end up throwing away. And that means that you be throwing away money.
Grocery shopping is one of the few areas in your budget where you have an opportunity to save a serious amount of money. Here’s your chance to make the most of that opportunity.
The post 35 Ways to Save Money on Groceries appeared first on Good Financial Cents.
from All About Insurance https://www.goodfinancialcents.com/hot-to-save-money-groceries/
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fitono · 6 years
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How to Train the Modern Celebrity
There’s an old rule about success: You have to be before you can do, and you have to do before you can have.
Personal trainers understand it intuitively; it’s hard to act like you know your way around the gym if you don’t. That’s why so many successful trainers start out as athletes and gym rats, and more often than not look like it.
But those who successfully train famous people develop qualities that go far beyond their appearance, knowledge, and experience.
If you’ve ever thought about working with celebrities—whether they’re superstars who’d be recognized anywhere in the world or a local newscaster who’s just famous enough to get a sideways glance in Safeway—here are five key factors that you’ll need to consider.
1. Be Visible
I’ve known Chad Waterbury, DPT, since 2005. Back then, he was still living in Tucson, where he’d gotten his master’s degree at the University of Arizona. But he was planning to move to Los Angeles—in part, he told me, because he wanted to work with A-list clients.
Today, after 11 years in L.A., he’s trained a long list of them, ranging from elite athletes to mostly forgotten reality stars. It all started with proximity. “This is the most important tip I would give anyone,” he says. “You have to get yourself, physically, around the people you want to work with.”
Waterbury first learned this lesson in the ’90s, when he did an internship at the gym in Chicago where legendary strength coach Tim Grover trained NBA stars like Michael Jordan.
“At that time, being a huge Bulls fan, I thought that was the best place to go, and he was the best person I could be around,” he says. Although they never worked together directly, he got to observe Grover working with his all-star clients, taking note of how he interacted with them.
At the end of the internship, he says, Grover told him he was on the right path and predicted he’d do well in the fitness industry. “It was like being a computer programmer and getting a pat on the back from Bill Gates,” he remembers.
Location, Location, Location
There’s more than one way to be visible, as Chad Landers discovered in 2003. After working as a personal trainer in L.A. for 10 years, he opened Push Private Fitness in the Toluca Lake neighborhood. Not only do a lot of entertainers live nearby, his gym is in the heart of the industry itself. Disney, Warner Bros., CBS, and NBC Universal all have studios within a couple of miles.
“It wasn’t like I set out to train celebrities,” he says. “But being in a good location set me up for that. Once I got somebody from the area, they started referring me to their friends.”
Like Waterbury, he’s trained a lot of famous people, few of whom he can talk about on the record. (More on that in a moment.) Unlike Waterbury, though, his entertainment-industry clients tend to be “working” actors and musicians. “It’s like, they were on a show, and now they’re between shows, but they still need to look good so they can get the next one,” he says.
And sometimes they have to look really good, really fast. Which brings us to the next point.
2. Be Ready for Anything
Imagine this conversation with a client:
“I need to lose 30 pounds.” “Okay. How much time do we have?” “Three weeks.”
Crazy? Sure. But when you train actors, it’s part of the deal. In this case, Landers’ client had shot a pilot for a TV series years before. When the series was unexpectedly green-lighted, the actor learned he had less than a month to lose the weight he’d gained in the interim.
They used a protein-sparing modified fast to take the weight off. “I don’t want to have to do things like I did with him,” Landers says. “They were happy with the way he looked, but it was a little bit unhealthy.”
And that’s not even his most extreme example. Landers was training Corbin Bleu, an actor who at the time was best-known for the three High School Musical movies. He’d been cast in a horror movie that included a nude scene, calling for a level of leanness that few trainers outside the world of physique competition ever have to worry about.
Landers helped him drop 14 pounds, getting him lean but not ripped. For the final push, they used what Landers calls the “crazy bath,” which I described in this article in 2013.
The night before Bleu shot the nude scene, they filled a tub with the hottest water a human can tolerate, along with three or four bags of Epson salt and four to six bottles of rubbing alcohol. Bleu sat in the bath as long as he could tolerate it. (He told me it felt “like hell.”)
The goal was to lose as much water as possible without risking his health, and it worked: Bleu lost seven pounds overnight, got shredded for the scene, and suffered no consequences from the short-term dehydration.
Those two examples certainly aren’t typical, but they illustrate one of the challenges of working with clients whose livelihood is so entwined with their appearance. Most working actors go through boom-and-bust cycles, Landers says. Even successful ones get cash-strapped between roles.
“I’ve had situations where they had to stop training until they could book something,” Landers says. “But it’s a catch-22, because they have to look good to book something. When they have the time to come in, they don’t have the money. When they have the money, they don’t have the time.”
3. Be Discreet
I have a friend who works almost exclusively with celebrities. It’s no secret; you can’t miss them on his social media, where they sometimes demonstrate exercises for quasi-instructional videos. But he didn’t want to be interviewed for this story because he doesn’t want his famous clients to think he’s taking advantage of his association with them.
Waterbury didn’t want to talk about any of the celebrities he’s trained, even though we coauthored a book with one of them.
And Landers can only talk about a few of his well-known clients, including Bleu, Duff McKagan from Guns N’ Roses, and actress Sarah Hyland from Modern Family.
But even if he could talk about the most famous ones, he wouldn’t necessarily want to. “If I started promoting that I train this person or that person, the paparazzi would be here all the time,” he says. “I don’t mind that people don’t know all the people I train. It’s not about me, and that’s okay.”
4. Be Pleasant
Most of the people I know who train celebrities didn’t grow up in big cities. Waterbury and Landers, coincidentally, are both from small towns in Illinois, where being nice to people is the norm. Turns out, those small-town manners are an important tool if you want to work with famous clients.
No matter where you’re from, Waterbury believes How to Win Friends and Influence People is the most important book for trainers in his line of work. “You can’t be an asshole, or a nutcase,” he says. “You have to be someone you’d want to hang around.”
You still have to push those clients, some more than others. But in Waterbury’s experience, the more famous people become, and the more pressure they face to produce hits and make money for them and their partners, the less bandwidth they have for cynicism and snark. “Celebrities never have negative people around them,” he says, “especially here in L.A.”
5. Be Flexible
Over the years I’ve interviewed a handful of celebrities for Men’s Health magazine, usually because they’d transformed their physiques for a particular role. That means I also interviewed their trainers, who told me stories of traveling thousands of miles to help their clients prep for a shirtless scene, or stay in shape for physically demanding roles.
It’s the last thing most trainers would think about when they get a chance to work with a celebrity, but with some clients it’s the most important part of the job. If you don’t do it, someone else will, and guess who’s going to take credit for the client’s physique?
But it’s not just travel. There’s also the day-to-day chaos of a famous person’s life. Here’s how one trainer, who asked not to be quoted by name, explained it to me:
“If you want to work with celebrities, the number-one hardest thing, by far, is scheduling. It’s normal for them to show up late and still want their one-hour session. Or they’ll want to reschedule. The trainer is used to a structured world, but now he has to step into the celebrity’s world and deal with the chaos. You just couldn’t stack eight celebrity clients in a day. I can’t work with more than three a day. It’s too stressful.”
The one bright spot, the trainer told me, is that you can charge them more. Sometimes a lot more. But then again, if they didn’t pay you more you’d lose money because of all the clients you can’t train while you accommodate the celebrities’ chaotic schedule.
Bonus Tip: Treat Everyone Like a Celebrity
“I don’t call myself a celebrity trainer, and I didn’t set out to train celebrities,” Landers says. “I’m training anyone who walks in the door and who’s willing to put in the work. It doesn’t matter if they’re a celebrity or an average person. Except the average person isn’t going to have to do a nude scene, or be naked on a billboard.”
There’s the rub for trainers who work with famous people, whether it’s something they set out to do or something that just kind of happened. You have to treat everyone the same, even though some will demand more of your time and attention than others.
“I’m not going to say it’s not cool to work with famous people,” Landers says. “But at the end of the day, there are two people whose stories I share.”
One is an elderly woman who started training with him in her late 80s. By the time she passed away in her mid 90s, she was still able to get up and move around on her own.
The other is Barbara Garmon, who became a world-champion powerlifter in her 70s, after surviving cancer and a freak accident that shattered her left arm. Her extraordinary story was told in this article, which blurs the lines between his famous and non-famous clients.
When a trainer helps an “average” person do something worth celebrating, is there really that much difference?
  The post How to Train the Modern Celebrity appeared first on The PTDC.
How to Train the Modern Celebrity published first on https://medium.com/@MyDietArea
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davidcdelreal · 7 years
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35 Ways to Save Money on Groceries
One of the reasons why it’s so important to save money on groceries is that it’s one of those expenses that you have the most control over. Think about it. You can’t reduce your house payment quickly, or your car payment or your health insurance premium. That means that you need to find other places to save money – and groceries are one big category where you can.
To help you in that effort, were providing 35 ways to save money on groceries. Pick any 10, and I’m betting that you can reduce your grocery bill noticeably.
That’s best done at different stages of the grocery shopping process.
Do Your Homework – What to Do Before You Head Out
If you’re serious about saving money on groceries, there are a few things that you need to do before you even leave home.
1. Have a Detailed Shopping List
This may sound really old-school, but you should never go grocery shopping without having a list that details everything you need. Not only is this a reminder of what you need to buy, but it also acts as a failsafe to keep you from buying what you don’t need. (HINT: always stick to your list!)
You should also make a practice of checking off a few items that may not be entirely necessary. The reason for doing this is that if it looks like you’re going over your budget, you can cross these items off the list.
2. Review the Grocery Store Brochure for Specials
Virtually every grocery store puts out a weekly flyer that advertises their specials for the week. You should always pay close attention to this brochure. Any items that are on sale could be a tip to stock up on those. Also, highlight the specials on your list so that you know to look for them once you’re in the store.
3. Get Your Coupons
Couponing isn't nearly as much of a pain as it used to be. With apps like Ibotta, you can select coupons on your mobile device as you are in the store or before you leave your home. Once you are done with your trip you only need to scan your receipt to receive your credit.  Top online coupon apps include:
Ibotta
Checkout 51
SavingStar
Along with the digital option you can always do the old school coupon cutting which can many times be stacked on top of the digital coupons above.  The process may be tedious, but clipping coupons can add up. If you can save $10 on a $200 weekly order, you can save over $500 a year.
4. Look for Manufacturer’s Coupons for Higher Priced Items
Don’t limit yourself to in-store coupons. Many manufacturers offer coupons on their websites that aren’t available elsewhere. Check out the websites of the brands of higher priced items, and see what’s available before you go shopping.
For example, razor blades are notoriously expensive. But before you go to the store, check out the Gillette website and look for coupons.
Another more general source is Coupons.com. The have coupons for a wide variety of manufacturers, which will give you access to deals on a large number of products on one website.
5. Organize Your Coupons
Accumulating coupons can create a mess. Not only do you have multiple coupons from various sources, but you may also have some that have expired. It can be a real nightmare to match up coupons with the actual products that you need to buy.
You can actually buy wallets designed specifically for coupon organizing. They’re usually set up alphabetically, something like a very small and portable accordion file. But they can enable you to find the coupons that you need quickly when you’re at the store.
It can also help if you notate on your shopping list any items that you have coupons for. This will remind you, while you are at the store, to pull out the matching coupon when you find that item.
6. Set a Spending Budget
This is one of the very best but most underrated ways to stay on budget with groceries. If you go into a grocery store without a budget, you’re doomed to feel bad about how much you spent by the time you get home.
You can fix that by setting a fixed dollar amount – say, $200 – and staying within that budget no matter what. If by the time you get to the end of the store you realize that you’ve gone over budget, you can simply put a few items back (remember in Tip #1 I mentioned highlighting a few items on your list that may not be entirely necessary – this is where you put that to work).
7. Tally Up Prices as You Shop
As you buy items and check them off your list, enter the price of the item on the right side of the list. Before you check out, total up your purchases. That will let you know what your grocery bill will be before you check out. If you’re over budget, this is the time that you can decide what items you’ll put back.
But it has an important secondary purpose too. By knowing what your total bill will be before you check out, you will be able to quickly know if you are overcharged for any items.
For example, if your list total is $200, but the final bill comes to $212, you’ll immediately know there’s a problem. You can investigate it, and take care of it before you leave the store. That will avoid having to make a return trip, if you wait until you get home to find the error.
8. Eat a Good Meal Before Heading Out
This is probably the most common tip for saving money on groceries, but that’s because it’s an effective one. If you go to a food store on an empty stomach, you’re virtually guaranteed to buy more than you planned. But having a good meal beforehand will help you to stay within budget.
9. Have Smartphone Apps Ready
There are some good smart phone apps available to help you save money when you go grocery shopping. Check out these three:
Flipp allows you to check for deals on groceries by matching circulars with coupons from popular name brand manufacturers. It actually serves as a paperless coupon source, once again avoiding the need to pack in paper coupons.
Grocery Pal sifts through your grocery list and identifies items that are on sale at both grocery stores and discount stores. Some of the retailers that they work with include Safeway, Kroger, Food Lion, CVS, Walmart, Walgreens, Rite Aid, Target, ALDI, Kmart, Harris Teeter, and some of the dollar stores. It can help you to know if there are better deals on high-priced items or staples at different stores.
Choose Where You Shop – Carefully
Where you shop has a lot to do with how much you pay for your groceries. Here are strategies to keep you out of the places where you will spend the most money, and in the ones where you’ll find the most savings.
10. Avoid Upscale Food Stores
You know those boutique grocery stores that seem to be popping up all over the country? Avoid them like the plague. They may have high quality items, but they’re designed for people who don’t need grocery budgets.
11. Join a Food Wholesale Clubs
You have to be careful here because the stores usually don’t have everything that you need. And since they sell in bulk, there’s a real potential to buy more product than you need (see #35 below), which is a complete waste of money. But they can still be excellent places to buy staples in bulk at lower prices.
The popular examples are Sam’s Club, Costco and BJ’s. You usually have to join and pay a small membership fee, but once you do you can take advantage of all the discounts that they have available.
12. Check Out ALDI
If you’ve never shop there, ALDI is a bit unconventional. That’s because it’s a food retailer that’s based in Germany. But they’ve opened hundreds of stores across the US, and a plan to keep growing.
That’s a good thing, because ALDI really does have lower prices than grocery stores on most items. Like the wholesale clubs, they don’t have everything, nor do they have a wide selection in each category. But you can save a lot of money, particularly on staples like milk, bread, cheese, eggs, cereal and orange juice.
13. Become a Preferred/Loyalty Member of Your Favorite Grocery Store
Some stores have very low advertised prices, but if you’re not a loyalty member you’ll pay something higher. An example of this is the Kroger Plus Card. Kroger has low advertised prices, as well as low prices marked at the store. But they have two prices, the one for members in the one for nonmembers. Trust me, you’ll want to become a member.
14. Avoid Duplicate Purchases if You Shop at More than One Store
If your shopping strategy involves shopping at more than one store, be very careful not to duplicate purchases. For example, if you buy meat, milk and eggs at a warehouse club, but do your regular shopping at your local grocery store, you’ll need to avoid buying meat, milk and eggs at that store too.
Once You’re in the Store…
I’m guessing that most people are probably not aware of it, but grocery stores are specifically laid out in a way that will get you to spend more money than you would. Here are strategies to get around that trap.
15. Go Easy on the Beef
We can blame the use of corn in the production of ethanol for high meat prices, but it seems to have especially impacted beef prices. You can save a lot of money by buying less beef and more other meats.
For example, I’m looking at a grocery store flyer that shows beef sirloin strip steak at $6.99 per pound. The same flyer shows center cut pork chops at $1.99 per pound, and turkey tenderloin tips at $2.99. They’re also showing $0.69 per pound for chicken leg quarters. That’s a savings of $5 and $4 per pound on pork and turkey, and more than $6 on chicken.
16. Avoid Meals-in-a-Box
You can generally assume that any prepared meal that comes in a box or package is going to cost more than a meal that you prepare yourself. If you’re trying to save money, these meals are always best avoided. This is particularly true if you have a family to feed, since you’ll have to buy a meal for each member of the family. The math just doesn’t work out in your favor with these meals.
17. Buy in Bulk When Staples are on Sale
Don’t be afraid to stock up on products that you regularly buy when they’re on sale. This can include items like meat, cereal, butter, beans and pasta. All can easily be stored, and no matter how much you buy, you’ll use them sooner or later. This can be a real opportunity to save some serious money on groceries.
18. Don’t be Swayed by the “5 for $5” Come On
Hopefully you understand that these offers are designed to get you to buy more of an item than you actually need. This is a real problem if it’s something that you don’t usually use. You may use two or three items, and end up throwing the rest out.
If an item is advertised as “5 for $5”, or “10 for $20”, or whatever the arrangement, convert the package to a single item in your head. For example, a single item might be just $1. If you only need two, then you can usually get them for $2. The point is, you don’t have to buy all five (or ten) to get the deal.
19. Avoid Name Brands – If it’s “Cool” It’ll Cost More
Store brands are almost always less expensive than popular name brands. As long as the quality and flavor of the store brand is reasonably close to the national brand, you should favor the store brand, especially the price is much lower.
Also watch out for any item that’s “cool”. Cool always costs more! You can usually figure this out easily. Just look for the items that are being advertised a lot on TV. And always remember the cool items mean that you’re paying for all that advertising.
20. Don’t Buy Something Just Because it’s “On Sale”
Some people just can’t resist a sale. In their minds, it translates into ”I’m saving money.” That may be true – if you actually need the product. But if the only reason that you’re buying it is because it’s on sale, then your spending money to no real advantage.
21. Avoid Buying Small/Single Servings
This gets close to the meal-in-a-box problem, but it extends to more items. It makes sense if you are in fact a single person. But if there are two or more people in your household, it makes little sense to say, buy milk by the quart. That’s because buying four quarts of milk usually costs a lot more than a whole gallon.
22. Pass on the Prepared Foods
This includes meals that are prepared in-store, and are typically available at the deli counter. Regular grocery stores are increasing their offerings of prepared foods, making them harder to escape. But any food item that’s prepared in-store is going to be more expensive than the same items prepared at home. You may need or want these items from time to time, but don’t make it a habit. They’re more like restaurant light than grocery items.
23. Watch Out for Impulse Items – They’re All Over the Store
Do you ever see those displays set up around grocery stores, particularly the ones that are at the end of the aisles? They’re called end caps, and they’re designed to draw you in. They’re usually selling items that people don’t necessarily need, particularly higher-priced ones. But by putting them right in your face, where you can’t avoid them, they’re hoping you’ll bite.
Don’t. Though there can sometimes be low-priced specials at the end caps, in most cases it’s the exact opposite.
24. Keep Your Hands to Yourself at the Check-out Line
Speaking of impulse items, do you know all of those snacks, magazines and magical gadgets that they have on both sides of the checkout line? Those are the ultimate impulse items in grocery stores.
They’re put there because they know that you’ll be staring right at them while you’re stuck waiting in line. And they’re hoping that impulse will take over, and you’ll add a few of them to your order. But that’s a good way to bust a budget that you have spent an hour or more trying to stay within.
25. Check the Top and Bottom Shelves in Every Section of the Store
When you go through grocery store aisles, your natural inclination is to look at the shelves that are at eye level. Grocery stores know that, so that’s where they put their most expensive items. If you want to find the best deals, carefully scan the top and bottom shelves. That’s where the lower-priced items are, and where the stores are hoping you won’t look.
26. Buy In-Season Produce
The price variation between a certain produce item in-season versus out-of-season can be enormous. The item that you might pay $2 for in- season, could cost $6 out-of-season. When it comes to produce, try to stay with buying only-in season items. That means that you’ll have to adjust your produce needs every couple of months. But you can save a lot of money doing just that.
Go online and look for recipes for various produce that are in-season during the different times of the year. It’s often just a matter of coming up with good preparation ideas that will make different items more desirable.
Extra Strategies that Will Save Even More Money
Finally, here are strategies that will help you to keep saving money on a permanent basis.
27. Set-up an At-Home Grocery Corner
It’s always easier to know exactly what you need when you have at least most of your food items stored in one place. If you don’t have a pantry, set it up in a corner in your basement or garage. Keep it well organized, that way you can see exactly what the items are that you need before you head out to the store. It works better for bulk items that are larger, and require storage space. But the organization alone can help you to save money, since you always know exactly what you need to buy – as well as what you don’t.
If you don’t already have one, getting a freezer or a spare refrigerator can also help you to stock up on foods that need to be frozen or refrigerated. These can hold the bulk items, freeing up your kitchen refrigerator for smaller items that you use more frequently. In addition, the extra units will allow you to take advantage of sales on meat and frozen goods.
The more control you have over your home food inventory, the easier it will be to save money on groceries.
28. Draw Down Your Food Inventory Periodically
Every now and again you should concentrate on using up your excess food inventory. That will not only avoid food going past its service life, but it will also force you to use items that you might be ignoring. If your inventory is particularly large, you might even be able to use this method to save yourself a few shopping trips entirely, as you “shop” down your home inventory.
29. Check out Dollar Stores for Non-Food Items
Dollar stores have certain items at lower prices than what you can find in grocery stores. This is primarily non-food items, such as paper goods, soap (but not laundry detergent), batteries, light bulbs and even certain canned goods. Plan to make a trip to a favorite dollar store once or twice a month, to stock up on these items.
30. The Most Frugal Spouse Should do the Shopping
In most households, one spouse is more frugal than the other. It’s probably some kind of natural inclination, but it can be a real advantage when it comes to grocery shopping. The more frugal partner will be more adept at finding bargains, and resisting the temptation to buy items that might break the budget.
31. Always Shop Alone
If you shop with your spouse or one or more of your children, you will almost certainly find yourself buying more than you would if you shop alone. If it’s difficult to resist your own impulse shopping, it’ll be many times more difficult to manage the impulses of two or more people.
That’s especially true of kids, since they tend to want anything they see that’s in a pretty package. Leave the kids at home with a non-shopping parent, and make grocery shopping a solo effort.
32. Limit Your Shopping Trips
You should try to limit your shopping trips to certain predetermined intervals. That might be once a week, once every two weeks, or once a month, depending on what works best for you and your household.
Multiple shopping trips mean multiple exposures to buying unnecessary items. If you’re on a diet, you necessarily want to stay out of ice cream shops. The same thing applies to grocery shopping. If you want to save money, you need to minimize the amount of time that you spend at the store. Each trip that you take presents the opportunity to spend over your budget.
33. Pay with Cash or a Debit Card
There’s a lot of debate on this point. Some say that you should use credit cards and take advantage of cash back rewards offers. That might make sense if you’re getting cash back of something like 5%. But if it’s only 1% or 2%, it probably won’t help.
The problem is that when you spend with a credit card, there’s always that fudge factor to go little bit over your budget. When you spend with cash or with a debit card, it’s easier to stay in budget, since you don’t have the opportunity to carry the float (excess) over to the next month.
Try and see which payment method better enables you to save money. If you’re highly disciplined, and you have a good cash back rewards program, a credit card may be the way to go. But if you find yourself spending more money using the credit card, cash or a debit card will work better for you.
34. Shop on the Quietest Days of the Week
It’s tough to maintain your game plan in a crowded store. Everything takes longer, including waiting in lines. One of your goals when you go grocery shopping is to minimize the amount of time you spend in the store. That lowers the chance that you will buy something you weren’t planning on. It’s easier to do that if you shop on the quietest days of the week.
I’ve found that weekends bring out the biggest crowds. Weeknights, especially on Monday and Tuesday, are usually the quietest. That’s when you can breeze through the store, get what you want, keep your list and coupons organized, and save the most money. It’s also usually when the stores are least likely to stock out of popular items, which could force you to make a return trip (and spend still more money).
35. Never Buy More of an Item than You Need
In an effort to save money, you might make a habit of buying in bulk. That can save you money, but only if you’re actually using the products that you buy. If you’re buying large amounts of items, just because they have attractive prices, you could be wasting money. That’s because any item that you purchase, and don’t actually use, you’ll end up throwing away. And that means that you be throwing away money.
Grocery shopping is one of the few areas in your budget where you have an opportunity to save a serious amount of money. Here’s your chance to make the most of that opportunity.
The post 35 Ways to Save Money on Groceries appeared first on Good Financial Cents.
from All About Insurance https://www.goodfinancialcents.com/hot-to-save-money-groceries/
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davidcdelreal · 7 years
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35 Ways to Save Money on Groceries
One of the reasons why it’s so important to save money on groceries is that it’s one of those expenses that you have the most control over. Think about it. You can’t reduce your house payment quickly, or your car payment or your health insurance premium. That means that you need to find other places to save money – and groceries are one big category where you can.
To help you in that effort, were providing 35 ways to save money on groceries. Pick any 10, and I’m betting that you can reduce your grocery bill noticeably.
That’s best done at different stages of the grocery shopping process.
Do Your Homework – What to Do Before You Head Out
If you’re serious about saving money on groceries, there are a few things that you need to do before you even leave home.
1. Have a Detailed Shopping List
This may sound really old-school, but you should never go grocery shopping without having a list that details everything you need. Not only is this a reminder of what you need to buy, but it also acts as a failsafe to keep you from buying what you don’t need. (HINT: always stick to your list!)
You should also make a practice of checking off a few items that may not be entirely necessary. The reason for doing this is that if it looks like you’re going over your budget, you can cross these items off the list.
2. Review the Grocery Store Brochure for Specials
Virtually every grocery store puts out a weekly flyer that advertises their specials for the week. You should always pay close attention to this brochure. Any items that are on sale could be a tip to stock up on those. Also, highlight the specials on your list so that you know to look for them once you’re in the store.
3. Get Your Coupons
Couponing isn't nearly as much of a pain as it used to be. With apps like Ibotta, you can select coupons on your mobile device as you are in the store or before you leave your home. Once you are done with your trip you only need to scan your receipt to receive your credit.  Top online coupon apps include:
Ibotta
Checkout 51
SavingStar
Along with the digital option you can always do the old school coupon cutting which can many times be stacked on top of the digital coupons above.  The process may be tedious, but clipping coupons can add up. If you can save $10 on a $200 weekly order, you can save over $500 a year.
4. Look for Manufacturer’s Coupons for Higher Priced Items
Don’t limit yourself to in-store coupons. Many manufacturers offer coupons on their websites that aren’t available elsewhere. Check out the websites of the brands of higher priced items, and see what’s available before you go shopping.
For example, razor blades are notoriously expensive. But before you go to the store, check out the Gillette website and look for coupons.
Another more general source is Coupons.com. The have coupons for a wide variety of manufacturers, which will give you access to deals on a large number of products on one website.
5. Organize Your Coupons
Accumulating coupons can create a mess. Not only do you have multiple coupons from various sources, but you may also have some that have expired. It can be a real nightmare to match up coupons with the actual products that you need to buy.
You can actually buy wallets designed specifically for coupon organizing. They’re usually set up alphabetically, something like a very small and portable accordion file. But they can enable you to find the coupons that you need quickly when you’re at the store.
It can also help if you notate on your shopping list any items that you have coupons for. This will remind you, while you are at the store, to pull out the matching coupon when you find that item.
6. Set a Spending Budget
This is one of the very best but most underrated ways to stay on budget with groceries. If you go into a grocery store without a budget, you’re doomed to feel bad about how much you spent by the time you get home.
You can fix that by setting a fixed dollar amount – say, $200 – and staying within that budget no matter what. If by the time you get to the end of the store you realize that you’ve gone over budget, you can simply put a few items back (remember in Tip #1 I mentioned highlighting a few items on your list that may not be entirely necessary – this is where you put that to work).
7. Tally Up Prices as You Shop
As you buy items and check them off your list, enter the price of the item on the right side of the list. Before you check out, total up your purchases. That will let you know what your grocery bill will be before you check out. If you’re over budget, this is the time that you can decide what items you’ll put back.
But it has an important secondary purpose too. By knowing what your total bill will be before you check out, you will be able to quickly know if you are overcharged for any items.
For example, if your list total is $200, but the final bill comes to $212, you’ll immediately know there’s a problem. You can investigate it, and take care of it before you leave the store. That will avoid having to make a return trip, if you wait until you get home to find the error.
8. Eat a Good Meal Before Heading Out
This is probably the most common tip for saving money on groceries, but that’s because it’s an effective one. If you go to a food store on an empty stomach, you’re virtually guaranteed to buy more than you planned. But having a good meal beforehand will help you to stay within budget.
9. Have Smartphone Apps Ready
There are some good smart phone apps available to help you save money when you go grocery shopping. Check out these three:
Flipp allows you to check for deals on groceries by matching circulars with coupons from popular name brand manufacturers. It actually serves as a paperless coupon source, once again avoiding the need to pack in paper coupons.
Grocery Pal sifts through your grocery list and identifies items that are on sale at both grocery stores and discount stores. Some of the retailers that they work with include Safeway, Kroger, Food Lion, CVS, Walmart, Walgreens, Rite Aid, Target, ALDI, Kmart, Harris Teeter, and some of the dollar stores. It can help you to know if there are better deals on high-priced items or staples at different stores.
Choose Where You Shop – Carefully
Where you shop has a lot to do with how much you pay for your groceries. Here are strategies to keep you out of the places where you will spend the most money, and in the ones where you’ll find the most savings.
10. Avoid Upscale Food Stores
You know those boutique grocery stores that seem to be popping up all over the country? Avoid them like the plague. They may have high quality items, but they’re designed for people who don’t need grocery budgets.
11. Join a Food Wholesale Clubs
You have to be careful here because the stores usually don’t have everything that you need. And since they sell in bulk, there’s a real potential to buy more product than you need (see #35 below), which is a complete waste of money. But they can still be excellent places to buy staples in bulk at lower prices.
The popular examples are Sam’s Club, Costco and BJ’s. You usually have to join and pay a small membership fee, but once you do you can take advantage of all the discounts that they have available.
12. Check Out ALDI
If you’ve never shop there, ALDI is a bit unconventional. That’s because it’s a food retailer that’s based in Germany. But they’ve opened hundreds of stores across the US, and a plan to keep growing.
That’s a good thing, because ALDI really does have lower prices than grocery stores on most items. Like the wholesale clubs, they don’t have everything, nor do they have a wide selection in each category. But you can save a lot of money, particularly on staples like milk, bread, cheese, eggs, cereal and orange juice.
13. Become a Preferred/Loyalty Member of Your Favorite Grocery Store
Some stores have very low advertised prices, but if you’re not a loyalty member you’ll pay something higher. An example of this is the Kroger Plus Card. Kroger has low advertised prices, as well as low prices marked at the store. But they have two prices, the one for members in the one for nonmembers. Trust me, you’ll want to become a member.
14. Avoid Duplicate Purchases if You Shop at More than One Store
If your shopping strategy involves shopping at more than one store, be very careful not to duplicate purchases. For example, if you buy meat, milk and eggs at a warehouse club, but do your regular shopping at your local grocery store, you’ll need to avoid buying meat, milk and eggs at that store too.
Once You’re in the Store…
I’m guessing that most people are probably not aware of it, but grocery stores are specifically laid out in a way that will get you to spend more money than you would. Here are strategies to get around that trap.
15. Go Easy on the Beef
We can blame the use of corn in the production of ethanol for high meat prices, but it seems to have especially impacted beef prices. You can save a lot of money by buying less beef and more other meats.
For example, I’m looking at a grocery store flyer that shows beef sirloin strip steak at $6.99 per pound. The same flyer shows center cut pork chops at $1.99 per pound, and turkey tenderloin tips at $2.99. They’re also showing $0.69 per pound for chicken leg quarters. That’s a savings of $5 and $4 per pound on pork and turkey, and more than $6 on chicken.
16. Avoid Meals-in-a-Box
You can generally assume that any prepared meal that comes in a box or package is going to cost more than a meal that you prepare yourself. If you’re trying to save money, these meals are always best avoided. This is particularly true if you have a family to feed, since you’ll have to buy a meal for each member of the family. The math just doesn’t work out in your favor with these meals.
17. Buy in Bulk When Staples are on Sale
Don’t be afraid to stock up on products that you regularly buy when they’re on sale. This can include items like meat, cereal, butter, beans and pasta. All can easily be stored, and no matter how much you buy, you’ll use them sooner or later. This can be a real opportunity to save some serious money on groceries.
18. Don’t be Swayed by the “5 for $5” Come On
Hopefully you understand that these offers are designed to get you to buy more of an item than you actually need. This is a real problem if it’s something that you don’t usually use. You may use two or three items, and end up throwing the rest out.
If an item is advertised as “5 for $5”, or “10 for $20”, or whatever the arrangement, convert the package to a single item in your head. For example, a single item might be just $1. If you only need two, then you can usually get them for $2. The point is, you don’t have to buy all five (or ten) to get the deal.
19. Avoid Name Brands – If it’s “Cool” It’ll Cost More
Store brands are almost always less expensive than popular name brands. As long as the quality and flavor of the store brand is reasonably close to the national brand, you should favor the store brand, especially the price is much lower.
Also watch out for any item that’s “cool”. Cool always costs more! You can usually figure this out easily. Just look for the items that are being advertised a lot on TV. And always remember the cool items mean that you’re paying for all that advertising.
20. Don’t Buy Something Just Because it’s “On Sale”
Some people just can’t resist a sale. In their minds, it translates into ”I’m saving money.” That may be true – if you actually need the product. But if the only reason that you’re buying it is because it’s on sale, then your spending money to no real advantage.
21. Avoid Buying Small/Single Servings
This gets close to the meal-in-a-box problem, but it extends to more items. It makes sense if you are in fact a single person. But if there are two or more people in your household, it makes little sense to say, buy milk by the quart. That’s because buying four quarts of milk usually costs a lot more than a whole gallon.
22. Pass on the Prepared Foods
This includes meals that are prepared in-store, and are typically available at the deli counter. Regular grocery stores are increasing their offerings of prepared foods, making them harder to escape. But any food item that’s prepared in-store is going to be more expensive than the same items prepared at home. You may need or want these items from time to time, but don’t make it a habit. They’re more like restaurant light than grocery items.
23. Watch Out for Impulse Items – They’re All Over the Store
Do you ever see those displays set up around grocery stores, particularly the ones that are at the end of the aisles? They’re called end caps, and they’re designed to draw you in. They’re usually selling items that people don’t necessarily need, particularly higher-priced ones. But by putting them right in your face, where you can’t avoid them, they’re hoping you’ll bite.
Don’t. Though there can sometimes be low-priced specials at the end caps, in most cases it’s the exact opposite.
24. Keep Your Hands to Yourself at the Check-out Line
Speaking of impulse items, do you know all of those snacks, magazines and magical gadgets that they have on both sides of the checkout line? Those are the ultimate impulse items in grocery stores.
They’re put there because they know that you’ll be staring right at them while you’re stuck waiting in line. And they’re hoping that impulse will take over, and you’ll add a few of them to your order. But that’s a good way to bust a budget that you have spent an hour or more trying to stay within.
25. Check the Top and Bottom Shelves in Every Section of the Store
When you go through grocery store aisles, your natural inclination is to look at the shelves that are at eye level. Grocery stores know that, so that’s where they put their most expensive items. If you want to find the best deals, carefully scan the top and bottom shelves. That’s where the lower-priced items are, and where the stores are hoping you won’t look.
26. Buy In-Season Produce
The price variation between a certain produce item in-season versus out-of-season can be enormous. The item that you might pay $2 for in- season, could cost $6 out-of-season. When it comes to produce, try to stay with buying only-in season items. That means that you’ll have to adjust your produce needs every couple of months. But you can save a lot of money doing just that.
Go online and look for recipes for various produce that are in-season during the different times of the year. It’s often just a matter of coming up with good preparation ideas that will make different items more desirable.
Extra Strategies that Will Save Even More Money
Finally, here are strategies that will help you to keep saving money on a permanent basis.
27. Set-up an At-Home Grocery Corner
It’s always easier to know exactly what you need when you have at least most of your food items stored in one place. If you don’t have a pantry, set it up in a corner in your basement or garage. Keep it well organized, that way you can see exactly what the items are that you need before you head out to the store. It works better for bulk items that are larger, and require storage space. But the organization alone can help you to save money, since you always know exactly what you need to buy – as well as what you don’t.
If you don’t already have one, getting a freezer or a spare refrigerator can also help you to stock up on foods that need to be frozen or refrigerated. These can hold the bulk items, freeing up your kitchen refrigerator for smaller items that you use more frequently. In addition, the extra units will allow you to take advantage of sales on meat and frozen goods.
The more control you have over your home food inventory, the easier it will be to save money on groceries.
28. Draw Down Your Food Inventory Periodically
Every now and again you should concentrate on using up your excess food inventory. That will not only avoid food going past its service life, but it will also force you to use items that you might be ignoring. If your inventory is particularly large, you might even be able to use this method to save yourself a few shopping trips entirely, as you “shop” down your home inventory.
29. Check out Dollar Stores for Non-Food Items
Dollar stores have certain items at lower prices than what you can find in grocery stores. This is primarily non-food items, such as paper goods, soap (but not laundry detergent), batteries, light bulbs and even certain canned goods. Plan to make a trip to a favorite dollar store once or twice a month, to stock up on these items.
30. The Most Frugal Spouse Should do the Shopping
In most households, one spouse is more frugal than the other. It’s probably some kind of natural inclination, but it can be a real advantage when it comes to grocery shopping. The more frugal partner will be more adept at finding bargains, and resisting the temptation to buy items that might break the budget.
31. Always Shop Alone
If you shop with your spouse or one or more of your children, you will almost certainly find yourself buying more than you would if you shop alone. If it’s difficult to resist your own impulse shopping, it’ll be many times more difficult to manage the impulses of two or more people.
That’s especially true of kids, since they tend to want anything they see that’s in a pretty package. Leave the kids at home with a non-shopping parent, and make grocery shopping a solo effort.
32. Limit Your Shopping Trips
You should try to limit your shopping trips to certain predetermined intervals. That might be once a week, once every two weeks, or once a month, depending on what works best for you and your household.
Multiple shopping trips mean multiple exposures to buying unnecessary items. If you’re on a diet, you necessarily want to stay out of ice cream shops. The same thing applies to grocery shopping. If you want to save money, you need to minimize the amount of time that you spend at the store. Each trip that you take presents the opportunity to spend over your budget.
33. Pay with Cash or a Debit Card
There’s a lot of debate on this point. Some say that you should use credit cards and take advantage of cash back rewards offers. That might make sense if you’re getting cash back of something like 5%. But if it’s only 1% or 2%, it probably won’t help.
The problem is that when you spend with a credit card, there’s always that fudge factor to go little bit over your budget. When you spend with cash or with a debit card, it’s easier to stay in budget, since you don’t have the opportunity to carry the float (excess) over to the next month.
Try and see which payment method better enables you to save money. If you’re highly disciplined, and you have a good cash back rewards program, a credit card may be the way to go. But if you find yourself spending more money using the credit card, cash or a debit card will work better for you.
34. Shop on the Quietest Days of the Week
It’s tough to maintain your game plan in a crowded store. Everything takes longer, including waiting in lines. One of your goals when you go grocery shopping is to minimize the amount of time you spend in the store. That lowers the chance that you will buy something you weren’t planning on. It’s easier to do that if you shop on the quietest days of the week.
I’ve found that weekends bring out the biggest crowds. Weeknights, especially on Monday and Tuesday, are usually the quietest. That’s when you can breeze through the store, get what you want, keep your list and coupons organized, and save the most money. It’s also usually when the stores are least likely to stock out of popular items, which could force you to make a return trip (and spend still more money).
35. Never Buy More of an Item than You Need
In an effort to save money, you might make a habit of buying in bulk. That can save you money, but only if you’re actually using the products that you buy. If you’re buying large amounts of items, just because they have attractive prices, you could be wasting money. That’s because any item that you purchase, and don’t actually use, you’ll end up throwing away. And that means that you be throwing away money.
Grocery shopping is one of the few areas in your budget where you have an opportunity to save a serious amount of money. Here’s your chance to make the most of that opportunity.
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