#car loan on new car

[treefish]

[dreamlogic]

...

[landwriter]

summer of lesbian stereotypes is going great i just did an oil change on my car while wearing birkenstocks and an old white tanktop i think if i’m lucky i’ll wake up to a carabiner under my pillow tomorrow

[yourheartinyourmouth]

a fucking MITZVAH out of nowhere!!!!!!!

a dear friend’s parents are offering to give us 3K to get the car repaired. fucking. a big pile of money fell into our laps. oh my gods. because they have more than they need and they are happy to share it, because to do is a mitzvah, a good deed, and they’re the kind of people who like to help.

i’m fucking crying i was telling husbeast earlier that unless a big pile of money fell into our laps we were SOL, and then….a big pile of money fell into our laps.

Khaire Hermes, Friend of Man!!!!!!

[emblazons]

My week has been so damn stressful on the financial front I haven’t even wanted to make gifs or be online to analyze lmao but. I did start Heartstopper in an attempt to soothe myself with tooth-rotting fluff 😭😂

[ordei]

Upsetting that being an adult comes with responsibilities and bills and I can't just spend my money on fun stuff I want to do or buy

[subuwu-dyke]

So my car is totaled apparently and in not getting it back even though it's literally fine, no engine or body damage but because there was drug use in the vehicle they can't give it back to me at all I guess. My fucking luck. I am just begging for good news at this point really

[perfect-jerry-blossom]

growing up you always hear “never buy a new car it’s a scam” but nobody ever prepares you for the “10 year old used car with 45k miles on it costs $16k”

[euthymiya]

Omg I had that alhaitham fic reblog queued from like 2 weeks ago and forgot about it completely LOL but anyway happy 4 months to that project. And what perfect timing too bc I’m finally breaking out of writers block with a new haitham project 💪😼

[found-the-secrets-in-your-eyes]

stupid fucking department of education stupid fucking AP credits making me a sophomore RAAAAAAAA

[mazovian]

since i got the job, comment below what i should blow all my money on now that ill have disposable income and make above my state's median income. i need to stay humble

[chuuyanakaahara]

we live in hell! at least the spreadsheet is pretty

[thatrandombystander]

So now that I've passed my driving test I guess my options for getting a car are

a) get a hybrid car, with the minimum bank loan for maybe two years to make sure I'm good after buying it and spending money on insurance, registration etc

b) outright buy a cheaper petrol car

Pros for hybrid

Likely a newer car with more safety features

Save money in the long run on petrol costs

Getting and paying off a loan beneficial for credit scoring in the mystical event I someday go for a mortgage (or anything else)

Likely less expense than buying a cheaper car then getting a newer one a few years later

Cons for hybrid

Money. Ongoing loan expense and paying interest.

Potentially more anxious about scratching or damaging it

Pros for petrol

Cheaper. No loan hanging over my head. No interest

Less expensive car means I'm less stressed about damaging it

More options to choose from in my price range

Cons for petrol

Costs of petrol which will only continue to increase

I'll likely aim to upgrade to a newer hybrid car in a couple years, so maybe just better off getting the hybrid now so I'm not double spending

Older vehicle means less safety features, and I like my safety features...

[littlechibs]

TODAY IS CHIBSDAY (my birthday)

[sassmill]

I love that nobody is allowed to have a bad day except my mother

[guinevereslancelot]

so proud of myself for putting a big part of my last paycheck in my savings like an adult but now im gonna spend all my savings like an idiot 😵‍💫