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#cashout api
destin-plus · 10 months
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Get more cash in your pocket
About me
Hello, I'm Destin Jones—a husband, homeowner, car owner, and reseller. I manage a small local company and handle my finances using tools like Money Market, APY Savings Accounts, and various money-making apps, both free and paid. Additionally, I venture into Stock Market Investing Forex, & other methods for financial growth.
Follow me on social media! My goal is to share years of experience and value to help shape a more positive future for those that are interested.
Now Let's
Get more cash in your pocket
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Thanks for reading my post! More to come soon.
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No Need to Travel long, When Micro ATM Has Come Along
Micro ATM is the solution for the areas where large or traditional ATMs and bank branches are hard to reach. So, to solve the cash crunch in remote areas, RBP Finivis Pvt. Ltd. has come forward as an API Provider in India with an extremely useful product. It offers Micro ATM API & SDK for the businesses to emerge and occupy space in the rapidly evolving FinTech industry. It is available 24/7 and 365 days to deliver various banking services such as cash withdrawal, balance inquiry, mini statement, and more.
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What is Micro ATM and how it works?
Micro ATM is basically a card swipe machine that works on a point of sale terminal with minimal power consumption. It is a handheld portable device that contains a card reader to verify debit cards from any bank, makes it interoperable, and offers desired financial transaction services to individuals. Some Micro ATMs are also available with a fingerprint scanner. It is connected to the central banking servers through GPRS technology. Hence, Micro ATMs are a safe, secure, and instant solution to get banking transactions done.
Is That Amazing for Rural India? Let Us Discuss Benefits of Micro ATM for Them-
Micro ATM is really an amazing thing launched by the government of India under the guidelines of the National Payment Corporation of India (NPCI). As it is a mini version of traditional ATMs, it doesn’t require much space for its setup and it is also very cost-effective. Hence, Micro ATMs can be set up anywhere without much effort.
These are some reasons; Micro ATM is a boon for rural India. People don’t need to travel long distances and waste time in long queues to get facilities of banking services. People can easily withdrawal cash up to Rs. 10,000 using their debit card just by visiting their nearest business correspondent. Also, they get access to some other basic banking services too. So, to co-operate government in the motive of bringing financial inclusion in the country, RBP Finivis Pvt. Ltd. emerged as an API Provider Company. It offers an opportunity for businesses, become a part of the FinTech industry and help rural people & weaker sections of society to come under the banking framework and enjoy financial services at their doorsteps.
Objectives Of RBP Towards Developing Micro ATM API
Objectives of this specification are as follows-
To bring down transaction cost
To guarantee interoperability
Ensure security and transparency of transaction
Provide a uniform customer experience
As the API is customized, it is user friendly that reduces agent training needs
To bring down the cost of being compatible with an existing banking system
Conclusion
RBP Finivis is a Micro ATM API Provider company in India located in Haryana that contributes to making Digital Bharat as it provides reliable services for easy transactions. It is an integrated programming facility that guarantees secured payments. Along with Micro ATM API, RBP offers a few more APIs for businesses to grow to earn and offer the best financial/e-commerce transactions on fingertips to everyone. Such APIs are –
AePS API
Micro ATM API
DMT API
BBPS API
Fastag Recharge API
AePS Cash Withdrawal
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white-label-portal · 2 years
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Best AePS API Service Provider Company in India
RBP Finivis Pvt Ltd is among the leading aeps api service provider. All the principles could be implemented if the businesses were self-same two years ago but guess what? The businesses are not the same. Banks are still ravaged by days-consuming tasks.
Aadhaar enabled payment system aeps plays a significant role in banks and Fintech companies in India over a few years.
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What is AePS Cash Withdrawal API?
AePSstands for Aadhaar Enabled Payment System. API (Application Programming Interface) refers to company service providers through API and SDK solutions.
In addition, on smartphones with aadhaar pay customers can carry out digital payments. With the help of your thumb impression, you can pay and secure cash from anywhere at any hour. The fund relocation payment system is supported by the aeps api payment system every point you send the funds, you take biometric verification. With aeps payout api our vision is to safe and secure banking with the help of globalization and digitalization.
How Does Our Aeps API support you?
·        Pin less cash withdrawal
·         Mini statements
·         Balance in the credit system
·         Multiple bank usage facility
·         Real-time payment solutions with 24*7 guidance
·         Biometric Authentication
·         Instant and flexible payment system
Best AePS API Service Provider Companies:
• RBP FINIVIS Pvt.Ltd.
• ICICI Bank
• KOTAK MAHINDRA Bank
• Yes Bank.
• Airtel Payments Bank
• SBM Bank
AePS cash withdrawal api services for the growth of our customers. The services are designed and developed accordingly. We believe in connecting companies with the latest technology for a faster and more accessible user base. AePS API service provider helps to empower a bank customer to use Aadhaar as his/her identity to access his/ her respective Aadhaar enabled bank account.
As aadhaar enabled payment system aeps api provider, we are encouraging you to enlarge and transform your business boundary. AePS API can be integrated with business correspondent payment portals. Giving guaranteed convenience to their financial services to Fintech platforms, supporting corporations by building products around banking services.
Conclusion
RBP Finivis Pvt Ltd is the finest aeps cash withdrawal api provider that connects industries simultaneously with an extensive significance on financial inclusion. Basic banking facilities are often overlooked by institutions with the help of NPCI and RBI aadhaar enable payment system and the solution can be resolved with aeps cash out api are developed. Along with API, our vision is to enhance our customer’s business potential. With aeps api we believe in modernization for the advancement of your business.
Aadhaar se paisa nikalne ka app
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olalekanilesanmi · 5 years
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Flutterwave- A Potential Unicorn Payment Company in Africa.
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Flutterwave was co-founded in year 2016 by Iyinoluwa Aboyeji and Olugbenga Agboola to solve the financial frictions of online payment process systems in Africa by making payment easy, fast, inclusive and secure with technology. They seem to be the 21st- century middle man type of the old trade by barter era where merchants trade what they have with something they need. Flutterwave serves as an online catalyst and gateway for users to achieve boundless payment needs either to make successful payments or cashouts, anywhere even in preferred local currency, creating a win-win butterfly moments for businesses and individuals in Africa. 
Flutterwave have its headquarter in San Francisco Bay Area, West Coast Western US. Iyinoluwa Aboyeji one of the co-founders who is a 2016 Quartz African Innovator and also the Co-founder of Andela announced his exit as the CEO of Flutterwave after 2 years he co-founded the payment startup, similar to his exit from Andela a company he also co-founded, that trains developers locally and expose them to global opportunities. They have raised over $20.4m in 9 funding rounds funded by a total of 25 investors to include 4DX Ventures, FinTech Collective CRE Venture Capital, Plug and Play, Green Visor Capital, GreyCroft, Glynn Capital management, and HOF Capital and recently attracted investment from Raba Capital and Mastercard as an early-stage venture. They currently have a staff strength of over 50 direct employees, In the course of running their business, according to a report by Crunchbase, "Flutterwave actively use about 22 technology products and services such as Wordpress, Google Tag Manager and google analytics. The company's website actively uses over 82 technologies which include SSL by default, Android and iPhone mobile-enabled, they are ranked globally as 110,233 among active websites in the world with a traffic of over 447,023 monthly website visitors".
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The fintech company is currently led by a team of 5 change agents comprising of 2 females and 3 males to include Olugbenga Agboola who is the CEO and Co-founder of the company, Bode Abifarin who serves as the Chief Operation Officer, Opeyemi Fowler- Head of Growth Nigeria, Usman Abiola-User Experience Designer and Ernest  Terry Obi- Head of Global Sales. They also have board members and observers comprising of 4 foreign nationals namely; Will Szczerbiak, Ian Sigalow, Micheal Walsh and Joe Saunders. Flutterwave from inception to date has processed over $1.3 billion in over 10 million transactions helping big brands such as Uber, Facebook, Booking.com and Hotels.ng with payments to generate an estimated revenue of over $1 million annually and according to PrivCo “Flutterwave has a post-money valuation in the range of $10million to $50 million as July 31, 2017”.  They compete with other companies in the fintech space such as PayPal, Interswitch, and VoguePay with presence in about 40 African countries.
Developer communities of young talents in Africa is growing as the internet and mobile penetration increases in a continent with the youngest workforce population in the world. Flutterwave is a big believer of African talents in the tech industry as they provide a global pedestal for local developers to put their skills to use to better their own lives and millions of other individuals in the global community through leading payment solutions.
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They have 3 major categories of service which include developer APIs, Payment, and Software and also have 2 major products already in the market this includes Rave and Barter.
Rave is an easy way to make or receive payments from customers and merchants anywhere in the world through a simple payment link or integrated payout system to hundreds of individuals using mobile money, credit and debit cards, cash tokens. Unstructured Supplementary Service Data (USSD) and Automated Clearing House (ACH).
Barter helps individuals, businesses to manage finances with total control from peer to peer payment, data subscriptions, to send money, borrow money and other spending on bills and utilities to enable customers to focus on other pressing needs of life.
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Pros-Some of the advantages of Flutterwave includes open market opportunities, growing developer community, easy and secured payment across borders, improving payment performance metrics, inspiring more profitable businesses in the 21st-century, saves time, hassle and unnecessary cost for individuals.
Cons- Poor password retrieval web interface system, poor work-life balance culture and focus on elite market segment only.
Conclusion
Flutterwave is a rave of change that has happened to the payment system majorly across Africa and the rest of the world as it is simplifying and securing ways payments are made or received by businesses and individuals around the world to promote digital economy. Looking ahead into the 21st-century Flutterwave seems to be the next Unicorn company rising from Africa to the world in the payment industry as the company in the past 3 years have shown growth potential in volume of transactions, engaged developer community and organic revenue boom.
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joshuajacksonlyblog · 6 years
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Cashout in 6 Seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Head-Aches for Crypto Users
Want to cash out Ethereum or other cryptocurrencies from an exchange instantly without paying ridiculous fees? ORCA can help you. The passage linking cryptocurrencies together regular finance is being laid. Yesterday ORCA Alliance has presented their technological case for the community during a live event streamed online. Mere 6 seconds. That’s how long it took ORCA to complete a transfer from a cryptocurrency exchange straight to user’s bank.
The demonstration was opened by Laurent Bourquin, Chief Operating Officer of ORCA and former investment bank analyst who presented the changing landscape of global finance.
L. Bourquin claimed:
The whole banking sector is being disrupted <…>. A couple of years ago it had been inconceivable to think that a start-up can enter the closed market of retail and investment banking and take over a part of its market share.
According to him, new IT-based market players are challenging banks and providing cheaper, more efficient services. To intensify the changes further, Open Banking is already making it’s way to Europe while other countries are watching closely to jump onboard. Most importantly, cryptocurrencies are capturing people’s attention and have become the most recent trend widely discussed in the world of finance, especially due to the fact it is including and making regular people interested in finance.
Natan Avidan, the co-founder, and CEO of ORCA Alliance gave a broader presentation about ORCA and what problems does it aim to solve. ORCA is a financial management tool oriented for cryptocurrency users which connects various financial accounts through their APIs.  N. Avidan said that mass cryptocurrency adoption would be reached only if the market becomes more user-friendly, facilitating ease of access to technologically uneducated users.
The technological case itself was presented by Dmitrij Radin, Chief Technological Officer of ORCA, with the help of a vending machine which helped to verify that funds were received. The transfer took only 6 seconds, ten times shorter than was initially expected.
ORCA’s solution is set to relieve loads of issues tormenting cryptocurrency adopters. ORCA is building an Open Banking platform that will make everyone’s banking experience convenient and simple. Users will be able to connect, track and manage their financial accounts from European banks, e-money institutions, cryptocurrency exchanges, and wallets. ORCA is providing an all-in-one banking solution.
Natan Avidan, CEO of ORCA Alliance, commented:
At the core, ORCA is a consumer application, and we are well aware that mass adoption can be reached only through practical use cases and convenience benefits. Instant crypto withdrawals are just a stepping stone towards our goal albeit an essential one.
ORCA started making waves in the crypto community. Fintech start-up recently announced a partnership with an e-money institution MisterTango which is operating under the supervision of European authorities. Soon enough they presented the technological solution for momentous crypto withdrawals and plans to release introductory version of the platform before the end of June. The timing of ORCA to create a consumer-oriented application for personal banking including cryptocurrencies is impeccable.
More information about ORCA: https://orcaalliance.eu
Images courtesy of ORCA Alliance
The post Cashout in 6 Seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Head-Aches for Crypto Users appeared first on Bitcoinist.com.
from Cryptocracken Tumblr https://ift.tt/2JSnJkF via IFTTT
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jacobhinkley · 6 years
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Cashout in 6 seconds: ORCA solution for instant crypto to euro withdrawals will cure headaches for crypto users
Want to cash out Ethereum or other cryptocurrencies from an exchange instantly without paying ridiculous fees? ORCA can help you. The passage linking cryptocurrencies together regular finance is being laid. Yesterday ORCA Alliance has presented their technological case for the community during a live event streamed online. Mere 6 seconds. That’s how long it took ORCA to complete a transfer from a cryptocurrency exchange straight to user’s bank. The demonstration was opened by Laurent Bourquin, Chief Operating Officer of ORCA and former investment bank analyst who presented the changing landscape of global finance.  “The whole banking sector is being disrupted <…>. A couple of years ago it had been inconceivable to think that a start-up can enter the closed market of retail and investment banking and take over a part of its market share” – claimed L. Bourquin. According to him, new IT-based market players are challenging banks and providing cheaper, more efficient services. To intensify the changes further, Open Banking is already making it’s way to Europe while other countries are watching closely to jump onboard. Most importantly, cryptocurrencies are capturing people’s attention and have become the most recent trend widely discussed in the world of finance, especially due to the fact it is including and making regular people interested in finance.   Natan Avidan, the co-founder, and CEO of ORCA Alliance gave a broader presentation about ORCA and what problems does it aim to solve. ORCA is a financial management tool oriented for cryptocurrency users which connects various financial accounts through their APIs.  N. Avidan said that mass cryptocurrency adoption would be reached only if the market becomes more user-friendly, facilitating ease of access to technologically uneducated users.  The technological case itself was presented by Dmitrij Radin, Chief Technological Officer of ORCA, with the help of a vending machine which helped to verify that funds were received. The transfer took only 6 seconds, ten times shorter than was initially expected.  ORCA’s solution is set to relieve loads of issues tormenting cryptocurrency adopters. ORCA is building an Open Banking platform that will make everyone’s banking experience convenient and simple. Users will be able to connect, track and manage their financial accounts from European banks, e-money institutions, cryptocurrency exchanges, and wallets. ORCA is providing an all-in-one banking solution. “At the core, ORCA is a consumer application, and we are well aware that mass adoption can be reached only through practical use cases and convenience benefits. Instant crypto withdrawals are just a stepping stone towards our goal albeit an essential one.” – commented Natan Avidan, CEO of ORCA Alliance. ORCA started making waves in the crypto community. Fintech start-up recently announced a partnership with an e-money institution MisterTango which is operating under the supervision of European authorities. Soon enough they presented the technological solution for momentous crypto withdrawals and plans to release introductory version of the platform before the end of June. The timing of ORCA to create a consumer-oriented application for personal banking including cryptocurrencies is impeccable. More information about ORCA: https://orcaalliance.eu 
This is a sponsored press release and does not necessarily reflect the opinions or views held by any employees of NullTX. This is not investment, trading, or gambling advice. Always conduct your own independent research.
Cashout in 6 seconds: ORCA solution for instant crypto to euro withdrawals will cure headaches for crypto users published first on https://medium.com/@smartoptions
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AePS API Provider Company with High-Tech API
AePS API provider company delivers innovative API banking services in a real-time and secure manner that seamlessly offers services like cash withdrawal, balance inquiry & more.
Micro ATM API provider company brings unique banking services to the customers. Without going bank branch or ATM people can perform banking transactions instantly.
As a DMT API provider company, we offer a money transfer API that is entirely safe and secure. We assure you that the money will safely reach the designated account only
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cryptominingbro · 5 years
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Как настроить Hodlbot
https://crypto-hunter.info/kak-nastroit-hodlbot/
Как настроить Hodlbot
Если вы предпочитаете автоматизировать свой криптографический портфель, одним из лучших инструментов для этого является Hodlbot . Он работает с биржами Binance и Kraken и позволяет вам использовать подход «установи и забудь об этом» в своих инвестициях.
Но как настроить Hodlbot? Какие есть разные стратегии? Продолжайте читать, чтобы узнать.
Создайте ключи API на Binance или Kraken
Прежде чем вы сможете начать использовать Hodlbot , вам сначала нужно создать ключ API в Binance или Kraken. Ключ API позволяет приложению Hodlbot взаимодействовать с вашим биржевым счетом и совершать сделки от вашего имени.
Имейте в виду, что Hodlbot не может использовать только процент от ваших активов на бирже — это все или ничего. Если вы предпочитаете держать часть своего портфеля под своим собственным контролем, вам нужно создать дополнительную учетную запись на предпочитаемой платформе. Ни Binance, ни Kraken не запрещают иметь более одной учетной записи в своих Условиях; не о чем беспокоиться, если вы предпочитаете такой подход.
Чтобы создать новый API в Binance, войдите в свою учетную запись и выберите «Настройки»> «Управление API» . В разделе «Создать новый API» укажите API и имя и нажмите « Создать» . Вы будете новые, чтобы подтвердить создание, используя ссылку электронной почты. После принятия подтверждения убедитесь, что в настройках API установлен флажок « Включить торговлю» .
Если вы пользователь Kraken, перейдите в [Имя пользователя]> Настройки> API и нажмите Создать новый ключ . Опять же, убедитесь, что вы включили торговые разрешения, прежде чем подтвердить создание.
Зарегистрироваться в Hodlbot
Теперь пришло время сделать вашу учетную запись Hodlbot. Нажмите на ссылку регистрации на домашней странице Hodlbot и выберите имя пользователя и пароль.
Вам будет предложено ввести ключ API, который вы только что создали для Binance или Kraken, нажмите «Подтвердить», и вы увидите страницу обзора учетной записи приложения.
Создание вашего портфолио
Прежде чем приступить к настройке учетной записи Hodlbot, вам необходимо решить, как настроить свой портфель. Нажмите на вкладку « Портфолио » в левой части экрана, чтобы начать.
Вы можете выбрать один из четырех готовых портфелей или сделать свой собственный. Четыре нативных портфеля:
Индекс Coinbase: отслеживает 12 активов, доступных на Coinbase. Он взвешен по рыночной капитализации.
Индекс Hodlbot 10: 10 лучших монет по рыночной капитализации, взвешенной по корневой.
Индекс Hodlbot 20: 20 лучших монет по рыночной капитализации, взвешенной по корневой.
Индекс Hodlbot 30: верхние 30 монет по рыночной капитализации, взвешенные по корневой.
Чтобы использовать любой из четырех, нажмите « Выбрать портфолио» .
Как создать собственное портфолио на Hodlbot
Кроме того, вы можете создать свой собственный портфель. Нажмите кнопку + , чтобы начать процесс. Вам сразу же будут представлены два варианта: создать собственный индекс и создать собственный портфель .
Создайте свой собственный индекс на Hodlbot
Индекс рыночной капитализации идеально подходит для того, чтобы дать себе широкое знакомство с криптовалютами.
Если вы создаете свой собственный индекс, основанный на рейтинге рыночной капитализации, вам необходимо решить, какой диапазон монет включить. Введите свой выбор в разделе [X] — [X] . Вы также можете добавить минимальный и максимальный процент вашего портфеля для каждой монеты.
Затем выберите свою стратегию взвешивания. Доступны три варианта:
Четный : ваше портфолио делится поровну между каждой монетой в вашем портфеле.
Рыночная капитализация : процентное содержание каждой монеты в вашем портфеле взвешивается в соответствии с ее рыночной капитализацией. На монеты с более высокой рыночной капитализацией будет выделено больше средств.
Корневая шапка : монеты сбалансированы в соответствии с квадратным корнем их рыночной капитализации.
Создайте свой собственный портфолио на Hodlbot
Если вы предпочитаете ограничить свои инвестиции, чтобы выбрать группу монет, выберите « Создать собственное портфолио» .
В левой части экрана вы можете выбрать, какие монеты вы хотите включить. Количество добавляемых номеров не ограничено. Однако имейте в виду, что чем больше монет вы выберете, тем больше должен быть ваш валютный баланс, чтобы покрыть торговые комиссии и соответствовать минимальным торговым суммам, которые накладывают Binance и Kraken.
Еще раз, вы можете выбрать для взвешивания вашего портфеля равномерно, рыночной капитализации или root-cap.
Оба инструмента также имеют кнопку Backtest . Вы можете использовать его, чтобы увидеть, как ваш новый портфель работал бы исторически, хотя помните, что прошлые результаты не являются показателем будущей доходности.
Установите период перебалансировки
Hodlbot позволяет вам выбирать, как часто вы хотите сбалансировать свой портфель; по умолчанию установлено 28 дней. Вы можете получить доступ к настройке на вкладке Утилиты в левой панели.
Хотя может возникнуть соблазн перебалансировать чаще, помните, что многочисленные исследования показали, что нет никакой корреляции между более регулярной перебалансировкой и лучшей отдачей. Для небольших портфелей это может быть даже недостатком — комиссионные, связанные с более частой торговлей, будут лишь постоянно грызть ваши доходы.
Создайте свой черный список
Hodlbot позволяет вам создать черный список монет. Приложение никогда не будет покупать монеты, которые вы добавляете в список, независимо от того, какое портфолио вы выбрали.
По крайней мере, было бы разумно добавить топ стабильных монет в список. Они не обеспечивают возврат и займут место в вашем портфеле, которое может использовать другой актив.
Вы также можете использовать черный список, чтобы исключить монеты, которые вам принципиально не нравятся, или удалить монеты с огромными рыночными капитализациями, с которыми вы уже сталкивались в других местах.
Используйте инструмент Cashout
Если вам нужно спешно продать все свои монеты, было бы нецелесообразно торговать ими по отдельности на бирже, особенно если в вашем портфеле 40 или 50 активов.
Опция вывода средств позволяет вам консолидировать процент вашего портфеля в одну монету по вашему выбору одним щелчком мыши.
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terabitweb · 5 years
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Original Post from Security Affairs Author: Pierluigi Paganini
Experts spotted a Java ATM malware that was relying on the XFS (EXtension for Financial Service) API to “jackpot” the infected machine
Introduction
Recently our attention was caught by a really particular malware sample most probably linked toarecent cybercriminal operation against the banking sector.
This piece of malicious code is a so-called ‘ATM malware‘: a malicious tool that is part of a criminal arsenal able to interact with Automatic Teller Machine. ATM malware are used in modern bank robberies due to their ability to access the cash dispenser hardware, such as ATMitch malware we analyzed on last May. In that case, the malware was relying on the XFS (EXtension for Financial Service) API to “jackpot” the infected machine.
Instead, this particular ATM malware does not rely on standard communication interfaces. It is using other more specific techniques, suggesting an increased level of customization, maybe achieved by leveraging knowledge from the inside of the target organizations.
For this reason, Yoroi-Cybaze ZLAB team decided to dig into this malicious tool.
Technical Report
Hash 0149667c0f8cbfc216ef9d1f3154643cbbf6940e6f24a09c92a82dd7370a5027 Threat Java ATM Dispenser  Brief Description Java ATM Malware Ssdeep 6144:gm/yO7AN3q8QjcAcZ7qFx6Jo7tpYRC3ivnZj+Y5H:2O7AN35QYJZ2TlSkivZjR
Table 1. Info about the sample
The malware makes extensive use of Java Instrumentation techniques in order to manipulate the control flow of a legit Java-based ATM management software. The first action it performs is to identify the proper running Java Virtual Machine (JVM) used by the ATM software. The malware has the capability to:
display the list of all the JVM registered on the system
attach to a specific JVM defined in the arguments list
choose an arbitrary JVM which attaches to
This is done using the Java Attach API, a Sun Microsystems extension that provides a mechanism to attach to a Java virtual machine.
Figure1. Code to identify the JVM
Once identified the target JVM, the malware forces the loading of a Java agent in it using the “vm.loadAgent(path_to_jar, options)” method.
Figure 2. Code to load the Java Agent from Jar file
The loader identifies the agent class in the specified JAR file using the “MANIFEST.MF” file embedded into it, then it loads the class into the target JVM’s context.
Figure 3. Jar’s manifest file containing the agent class name
At this point, the main class terminates printing the banner “Freedom and glory” in different languages, as shown in Figure 2. Now, the control flow moves to the “agentmain” method belonging to Agent class. Its only goal is to invoke the “startagent” method through the following code line:
getDeclaredMethod(“startagent“, String.class, Instrumentation.class).invoke((Object)null, agentArgs, ints);
The malicious intents of the malware are exhibited starting from this method. It deploys an HTTP server which acts as an interface between the attacker and the ATM under attack.
Figure 4. Code to start the HTTP server
Exploring the HTTP handler class, in fact, some suspicious information immediately emerges. In the following figure it is possible to see a hardcoded IP address “150.100.248[.]18” which will be used later. Moreover, this class embeds three static variables containing Javascript code (one of this is Base64 encoded).
Figure 5. Static strings embedded into HTTP server code
Continuing the code analysis, we encounter the server logic, which provides several functionalities that can be triggered by the attacker using simple HTTP requests.
Figure 6. Part of server logic
It is possible to summarise all the malware capabilities, exposed through the HTTP server instance, in the following table:
HTTP Method Path Query string Body Description POST / – Base64-encoded command Execute the specified command through cmdline POST /d –  i={id}&d={amount} Dispense the specified {amount} from the Dispenser cash unit identified by {id} POST /d – q=1 Return the current amount of each cash unit POST /eva JS script – Execute the script using Java ScriptEngine GET /mgr className1&className2 – Return info about the specified running Java classes  POST /mgr className method Invoke the method belonging to the specified Java class GET /core – – Display an HTML form to insert info about a JAR to load POST /core – 0={Base64EncodedJAR}&1={mainClass}&2={method}&3={args}&4={type} Load a new JAR file and execute the specified method
Table 2. Malware capabilities
In the following screen, we report part of the server logic in which are highlighted the functions used by the malware to retrieve information about the ATM cash dispenser.
Figure 7. Evaluation of HTTP request
Most malicious actions are executed using Javascript code running on top of a JavaScript engine instance (included into the “runjs” method). For example, to retrieve the amount of cash stored in the dispenser the following code is invoked:
Figure 8. Javascript code to extract information about dispenser cash units
First of all, the malware retrieves the Java class associated with the Dispenser from the list of all the running classes. Then, for each dispenser’s cash unit, it invokes the “getValue” and “getActual”methods to obtain the right information from the dispenser interface.
A similar thing is done for money dispensing: after retrieving the associated object, the malware removes the “AnomalyHandler” using the “removeAnomalyHandler” method in order to stealthily achieve its objectives.
Figure 9. Javascript code used to remove the anomaly handler from dispenser
After that, it iterates the cash units dispensing the number of bills specified by the criminals through the following function calls sequence:
setDispense(amount);
dispense();
present();
waitForBillsTaken(30);
At the end of the theft, the malware restores the “AnomalyHandler”. The complete Javascript code is shown in the following figure.
 Figure 10. Javascript code used to dispense money from all the cash units
On return, the malware communicates the success of the dispense operation connecting to the abovementioned IP (“150.100.248[.]18”) stored in the “urlreport” variable.
 Figure 11. The malware contacts the embedded IP address after dispensing
This ATM malware has also additional capabilities increasing its flexibility and dangerousness. It is able to execute arbitrary batch commands, to invoke methods directly into the memory of the running Java classes and also to run new JAR applications. The “jscmd” variable, shown in Figure 5, contains the Base64-encoded Javascript snippet useful to load the commands in the Windows cmdline:
 Figure 12. Javascript code to execute batch commands
Before launching the JS script, the malware replaces the following patterns:
%%shell%% with cmd.exe
%%arg%%with /c
%%cmdb64%% with the Base64-encoded command coming from the HTTP request
Then, it invokes the “java.lang.Runtime.getRuntime().exec()” function.
 Figure 13. HTML form to specify the Jar to upload and run
Instead, in the JAR loading case the attacker preconfigured an HTML form to make the upload easier. In it, the criminal can specify which JAR to load, which is the main class and which method they want to execute first. A set of tools to ensure the criminals will be able to overcome eventual technical faults in their ATM cashouts.
Conclusion
Cyber criminals are threatening financial and banking sector for a long time. During the years, criminal groups evolved their operation and developed more sophisticated arsenals, achieving customization capabilities making them able to target specific organizations, even if they are not leveraging known Industry Standards. 
As recently pointed by Kaspersky, these criminals reached such sophistication and customization levels by leveraging deep knowledge of the target systems, making the malware work just on a small fraction of the AMTs. How the crooks accessed this knowledge is the Question.
At the moment it’s not clear how the technical information required to develop ad hoc malware have been accessed. A wide range of scenario are possible, such as the involvement of an insider, the long term compromise of the whole target network or just a small subset of mailboxes, or maybe a compromise of the Software Development Supply Chain. A set of scenarios that need to be seriously taken into account by the financial and banking organizations aiming to tackle modern bank thieves.
Technical details, including Indicator of compromise and Yara rules are reported in the analysis published on the Yoroi blog:
https://blog.yoroi.company/research/java-amt-malware-the-insider-threat-phantom/
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Pierluigi Paganini
(Security Affairs – Java ATM malware, hacking)
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Pierluigi Paganini
(SecurityAffairs – Java ATMmalware, malware)
The post Malware researchers analyzed an intriguing Java ATM Malware appeared first on Security Affairs.
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Go to Source Author: Pierluigi Paganini Malware researchers analyzed an intriguing Java ATM Malware Original Post from Security Affairs Author: Pierluigi Paganini Experts spotted a Java ATM malware that was relying on the XFS (EXtension for Financial Service) API to “
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payment-providers · 5 years
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New Post has been published on Payment-Providers.com
New Post has been published on https://payment-providers.com/ecommerce-product-releases-april-3-2019/
Ecommerce Product Releases: April 3, 2019
Here is a list of product releases and updates for late March from companies that offer services to online merchants. There are updates on social commerce, furniture shipping, chargeback management, Amazon summits, and Facebook ad transparency.
Got an ecommerce product release? Email [email protected].
Ecommerce Product Releases
Instagram launches Checkout for shopping. Checkout on Instagram will be available within posts and stories with shopping stickers and tags, enabling Instagram users to buy, track, and manage their purchases directly within Instagram and allowing businesses to sell directly on Instagram. After discovering a Checkout-enabled product, shoppers will see “Checkout on Instagram” when they tap to view additional details. Shoppers will be able to pay with Visa, Mastercard, American Express, Discover, and PayPal. Shoppers can also use the Instagram app to view their order status, delivery date, and tracking number, as well as cancel orders, initiate a return, and request additional support.
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Twitter offers Snapchat-like camera features. Twitter is launching a Snapchat-like camera feature that lets users post videos or photos in a swipe. The update allows users to more easily access the service’s existing camera, encouraging them to show nearby events in real-time. Twitter has opened access to its prototype app, called “twttr,” which the company is using to test new ideas and obtain feedback, marking the first time Twitter has provided early explorations of product features to the public. Users must apply for access to the app.
Instacart launches Instant Cashout for instant payment. Instacart has partnered with Stripe to build a solution that will let shoppers — Instacart workers who shop in stores on behalf of consumers — to receive the cash they’ve earned through Instacart whenever they want. All U.S. shoppers can expect to have access to Instant Cashout by June 2019.
Adobe announces Commerce Cloud. Adobe has announced the availability of Adobe Commerce Cloud, a core part of Adobe Experience Cloud. Built on the Magento platform, Adobe Commerce Cloud focuses on brands looking to deliver a differentiated commerce experience on an aggressive timeline. Adobe Commerce Cloud integrates with Adobe Analytics Cloud, Adobe Marketing Cloud, and Adobe Advertising Cloud.
Adobe Commerce Cloud
uShip’s In-home delivery enhanced for online furniture sellers. uShip, a logistics technology platform for large-item transport, has announced the expansion of “In-Home Delivery,” a suite of technology tools for online furniture sellers. uShip’s In-Home Delivery, which saw a 260 percent increase in furniture shipments in 2018, now includes instant shipping rates that integrate directly into sellers’ checkout process via an API, as well as curated carrier networks.
eBay rolls out Google Pay. eBay is introducing Google Pay to its suite of payment options to further increase customer choice in its new managed payments experience. Google Pay users will be able to complete purchases on eBay via the app, mobile web, and on desktop — from sellers participating in managed payments. Customers who have the Google Pay digital wallet will also be able to complete purchases on desktop, regardless of operating system or device.
Verifi launches self-service chargeback dispute management. Verifi, a provider of end-to-end payment protection and risk management solutions, has launched “Self-Service Chargeback Representment,” a new service for merchants to fight chargebacks with in-house dispute management. The web-based solution empowers merchants with instant access to the critical information needed to represent a chargeback.
Verifi
Facebook introduces Ad Library to help users learn more about ads. Facebook has launched Ad Library, previously called Ad Archive in the U.S., to help users learn more about ads on Facebook or Instagram related to politics. Ad Library offers information about who saw the ad, as well as its spend and impressions. Ad Library houses ads for seven years. Facebook is updating Ad Library to make it easier to learn about all ads and the pages that run them. It’s also making improvements to the Ad Library report. Starting in mid-May, it will update the Ad Library report daily, rather than weekly. It will also offer weekly, monthly, and quarterly reports that are downloadable for anyone.
Amazon’s new Selling Partner Summits have sold out. Amazon announced that its new Selling Partner Summits, a series of six conferences for small and medium-sized business, have sold out in six weeks. More than 1,800 SMBs are set to attend the nationwide events between March and October. Each summit will feature an Amazon-led educational track, experts’ lounge, and product labs to help small businesses build and grow their sales in Amazon’s stores. Participants will learn directly from Amazon’s experts and meet like-minded Amazon sellers to network, learn, and share success stories.
Amazon Pay to integrate Worldpay. Worldpay, a payments technology company, became the first ever acquirer to integrate Amazon Pay into its payment options. Now Worldpay merchants can provide a familiar way for shoppers to complete their purchases, by enabling them to use the information already stored in their Amazon account.
Worldpay
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lendoco · 6 years
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ORCA - the next ICO to look forward to!
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Partnership with licensed e-money institution
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//mods: https://imgur.com/F0tKWWp
submitted by /u/Dann512 [link] [comments] ORCA - the next ICO to look forward to! published first on https://icoholder.tumblr.com/
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lewisgabriel84z31 · 6 years
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Cashout in 6 seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Headaches for Crypto Users
Cashout in 6 seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Headaches for Crypto Users
  Want to cash out Ethereum or other cryptocurrencies from an exchange instantly without paying ridiculous fees? ORCA can help you. The passage linking cryptocurrencies together regular finance is being laid. Yesterday ORCA Alliance has presented their technological case for the community during a live event streamed online. Mere 6 seconds. That’s how long it took ORCA to complete a transfer from a cryptocurrency exchange straight to user’s bank.   The demonstration was opened by Laurent Bourquin, Chief Operating Officer of ORCA and former investment bank analyst who presented the changing landscape of global finance.   “The whole banking sector is being disrupted . A couple of years ago it had been inconceivable to think that a start-up can enter the closed market of retail and investment banking and take over a part of its market share” – claimed L. Bourquin.   According to him, new IT-based market players are challenging banks and providing cheaper, more efficient services. To intensify the changes further, Open Banking is already making it’s way to Europe while other countries are watching closely to jump onboard. Most importantly, cryptocurrencies are capturing people’s attention and have become the most recent trend widely discussed in the world of finance, especially due to the fact it is including and making regular people interested in finance.   Natan Avidan, the co-founder, and CEO of ORCA Alliance gave a broader presentation about ORCA and what problems does it aim to solve. ORCA is a financial management tool oriented for cryptocurrency users which connects various financial accounts through their APIs. N. Avidan said that mass cryptocurrency adoption would be reached only if the market becomes more user-friendly, facilitating ease of access to technologically uneducated users.   The technological case itself was presented by Dmitrij Radin, Chief Technological Officer of ORCA, with the help of a vending machine which helped to verify that funds were received. The transfer took only 6 seconds, ten times shorter than was initially expected.   ORCA’s solution is set to relieve loads of issues tormenting cryptocurrency adopters. ORCA is building an Open Banking platform that will make everyone’s banking experience convenient and simple. Users will be able to connect, track and manage their financial accounts from European banks, e-money institutions, cryptocurrency exchanges, and wallets. ORCA is providing an all-in-one banking solution.   “At the core, ORCA is a consumer application, and we are well aware that mass adoption can be reached only through practical use cases and convenience benefits. Instant crypto withdrawals are just a stepping stone towards our goal albeit an essential one.” – commented Natan Avidan, CEO of ORCA Alliance.   ORCA started making waves in the crypto community. Fintech start-up recently announced a partnership with an e-money institution MisterTango which is operating under the supervision of European authorities. Soon enough they presented the technological solution for momentous crypto withdrawals and plans to release introductory version of the platform before the end of June. The timing of ORCA to create a consumer-oriented application for personal banking including cryptocurrencies is impeccable.   More information about ORCA: https://orcaalliance.eu    
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Cashout in 6 Seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Head-Aches for Crypto Users - VipCryptoSignals.com
New Post has been published on https://vipcryptosignals.com/bitcoin-news/cashout-in-6-seconds-orca-solution-for-instant-crypto-to-euro-withdrawals-will-cure-head-aches-for-crypto-users-vipcryptosignals-com/
Cashout in 6 Seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Head-Aches for Crypto Users - VipCryptoSignals.com
Want to cash out Ethereum or other cryptocurrencies from an exchange instantly without paying ridiculous fees? ORCA can help you. The passage linking cryptocurrencies together regular finance is being laid. Yesterday ORCA Alliance has presented their technological case for the community during a live event streamed online. Mere 6 seconds. That’s how long it took ORCA to complete a transfer from a cryptocurrency exchange straight to user’s bank.
The demonstration was opened by Laurent Bourquin, Chief Operating Officer of ORCA and former investment bank analyst who presented the changing landscape of global finance.
L. Bourquin claimed:
The whole banking sector is being disrupted . A couple of years ago it had been inconceivable to think that a start-up can enter the closed market of retail and investment banking and take over a part of its market share.
According to him, new IT-based market players are challenging banks and providing cheaper, more efficient services. To intensify the changes further, Open Banking is already making it’s way to Europe while other countries are watching closely to jump onboard. Most importantly, cryptocurrencies are capturing people’s attention and have become the most recent trend widely discussed in the world of finance, especially due to the fact it is including and making regular people interested in finance.
Natan Avidan, the co-founder, and CEO of ORCA Alliance gave a broader presentation about ORCA and what problems does it aim to solve. ORCA is a financial management tool oriented for cryptocurrency users which connects various financial accounts through their APIs.  N. Avidan said that mass cryptocurrency adoption would be reached only if the market becomes more user-friendly, facilitating ease of access to technologically uneducated users.
The technological case itself was presented by Dmitrij Radin, Chief Technological Officer of ORCA, with the help of a vending machine which helped to verify that funds were received. The transfer took only 6 seconds, ten times shorter than was initially expected.
ORCA’s solution is set to relieve loads of issues tormenting cryptocurrency adopters. ORCA is building an Open Banking platform that will make everyone’s banking experience convenient and simple. Users will be able to connect, track and manage their financial accounts from European banks, e-money institutions, cryptocurrency exchanges, and wallets. ORCA is providing an all-in-one banking solution.
Natan Avidan, CEO of ORCA Alliance, commented:
At the core, ORCA is a consumer application, and we are well aware that mass adoption can be reached only through practical use cases and convenience benefits. Instant crypto withdrawals are just a stepping stone towards our goal albeit an essential one.
ORCA started making waves in the crypto community. Fintech start-up recently announced a partnership with an e-money institution MisterTango which is operating under the supervision of European authorities. Soon enough they presented the technological solution for momentous crypto withdrawals and plans to release introductory version of the platform before the end of June. The timing of ORCA to create a consumer-oriented application for personal banking including cryptocurrencies is impeccable.
More information about ORCA: https://orcaalliance.eu
Images courtesy of ORCA Alliance
The post Cashout in 6 Seconds: ORCA Solution for Instant Crypto to Euro Withdrawals Will Cure Head-Aches for Crypto Users appeared first on VipCryptoSignals.com.
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