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siva3155 · 6 years ago

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300+ TOP QTP Objective Questions and Answers

QTP Multiple Choice Questions :-

1) By default, how many no of tables would be there in a script? A. 1 B. 2 C. 3 D. 4 Ans: B 2) Where can you associate a function library to a test? A. Run Options B. Test Settings C. View Options D. Function Definition Generator Ans: B 3) To invoke the function which does not return any value, we can use A. CALL function name B. function name C. Both A & B D. None Ans: A 4) The result of the checkpoints can be stored in a variable A. Yes B. No C. Maybe. Depends on the type of checkpoint. Ans: A 5) Parameterization generally involves A. Data table B. Random number C. Environment D. All of the Above Ans: D 6) The file which is used for recovering from the run time errors has an extension A. QRS B. TSR C. PNG D. DAT Ans: A 7) Among the following recording modes, which method uses both the objects and mouse coordinates A. Normal B. Low level C. Analog D. Both B & C Ans: B 8) Where do you mark an action as reusable? A. Action Settings B. Action Properties C. Action Run Properties D. Action Call Properties Ans: B 9) After running a test that contains both input and output parameters, where can the results of an output parameter be found? A. Local Data Sheet B. Global Data Sheet C. Run-time Data Table D. Design-time Data Table Ans: C 10) If you have a Virtual Object Collection stored on your machine, and you don’t want to use it what you must do? A. Disable Virtual Objects in Test Settings B. Remove the Collection from your machine C. Disable Virtual Objects in General Options D. Remove the Collections from the Resources list Ans: C

QTP MCQs 11) Constant “2” with the reporter statement returns A. Pass B. Fail C. Done D. WARNING! Ans: C 12) The standard timing delay for windows application is A. 20 seconds B. 60 seconds C. Infinite D. 100 seconds Ans: A 13) In VB Script functions, which one is false among the following A. Variables must be declared before use B. Variables may not be declared before use C. Variables may be declared without data types D. None Ans: B 14) Method to To count the no of rows in a table A. getrowcount B. getlinecoun C. Getcount D. Count Ans: A 15) By default, the all actions in QTP are A. non – reusable B. reusable C. external D. None Ans: A 16) If the same object is present in the local and shared repository, QTP will refer which one? A. Shared B. Local C. Both Shared and Local D. Will give an Error Ans: C 17) Which one is not true about “Call of action” A. Tester can edit the script B. Tester can’t edit the script C. Tester can view the script D. None Ans: A 18) Checkpoint which is being used for verifying the web page with W3C standard is A. Bitmap checkpoint B. Standard checkpoint C. Accessibility checkpoint D. XML checkpoint Ans: C 19) The file extension of Shared object repository file is A. .MTR B. .TSR C. .QRS D. None Ans: B 20) The standard timing delay for web based application is A. 20 seconds B. 60 seconds C. Infinite D. 100 seconds Ans: B 21) Which scripting language is used in QTP ? A. Test Script Language (TSL) B. Java Script C. ASP D. VB Script Ans: D 22) Does QTP support Data Driven Framework ? A. YES B. QTP supports only Modular Framework C. QTP is only Keyword Driven Framework D. No Ans: A 23) Select the Browsers NOT Supported by QTP ? A. IE B. Netscape C. Safari D. AOL Ans: C 24) “Active Screen” Technology in QTP gives A. Test Data B. Checkpoints C. Screenshots of Application Under Test (AUT) D. Object Repository Ans: C 25) Does the “Information” Toolbar in QTP 10.x give the Syntax Errors if any in the script ? A. YES B. NO C. It gives syntax errors only related to functions Ans: A 26) Method to To count the no of rows in a table A. getrowcount B. getlinecount C. Getcount D. Count Ans: A 27) Select Case statement is end with A. end case B. exit case C. esac D. end select Ans: D 28) Object Repository is available in 3 modes viz. a) Per-Action Object Repository b) Shared Object Repository, c) Unshared Object Repository A. Both a & b B. Both a & c C. Both b & c D. Only a Ans: A 29) What is the correct order of events in Test Script Creation ? A. Plan, Record , Debug, Enhance B. Plan , Record , Enhance , Debug C. Record, Debug , Plan , Enhance D. Record, Enhance, Debug , Plan Ans: B 30) Which one is the default data type of QTP A. integer B. String C. Variant D. Double Ans: B 31) To use the non-standard windows object, we can go for A. Object spy B. Virtual objects C. Object identification D. None Ans: B 32) Select INVALID Checkpoint Type from the following A. Page Checkpoint B. Accessibility Checkpoint C. Object Checkpoint D. XML Checkpoint Ans: C 33) To terminate the script execution, during running, QTP uses A. Exit run B. Stop run C. Quit D. None Ans: A 34) BITMAP Checkpoint checks the property values of an image ? A. YES B. NO Ans: B 35) Synchronization Point is used :- A. To delay QTP execution until Application Under Test (AUT) attains certain status B. To synchronize execution in multiple instances of QTP C. To synchronize per action and shared object repositories Ans: A 36) Do statement always end with A. end while B. End do C. Wend D. Loop Ans: D 37) By default a Datable contains :- A. One Action Sheet and One Global Sheet B. Two Global Sheets C. Two Action Sheets D. Two Action Sheets and One Global Sheet Ans: A 38) Results Table (results of a test) is available in which following locations ? A. Test Script Folder B. Test Configuration Folder C. Test Results Folder D. Test Functions Folder Ans: C 39) *.mts file contains :- A. Sequence and iterations of Actions to be executed B. User created library functions C. Per-Action Object Repository Files D. Parameter used in Actions Ans: A 40) The feature of selecting different values of test data at run-time is called A. Synchronization B. Parameterization C. Smart Identification D. Transaction Ans: B 41) Can Checkpoints be parameterized ? A. YES B. NO C. Maybe. Depends on the type of checkpoints Ans: A 42) Can Test-Data in “Action Sheet” of Data Table be used from one action to another ? A. YES B. NO Ans: B 43) Text Output Value - a) outputs property value of any object b) outputs text string appearing in AUT c) outputs part of displayed text appearing in AUT A. only a B. only b C. only c D. both b & c Ans: D 44) Select the valid types of Actions in QTP a) Nested Actions b) Shared Actions c) External Actions d) Reusable Actions A. both b & c B. both b & d C. both a & d D. both a & c Ans: C 45) Can Actions inserted as “Call to Action” be modified by the test engineer? A. YES B. NO Ans: B 46) Action Sheet (in Data Table) of an action inserted as “Copy of an Action” is editable only from the test from which they were created ? A. YES B. NO Ans: B 47) Action Iteration is :- A. Number of times action would be executed every global iteration B. Number of time action would be executed in entire test execution C. Number of times all actions would be executed globally. Ans: A 48) Choose the valid syntax to call Action 1 ( from Action 0) with input parameter “action_in” and store the output in a variable “MyVariable” A. RunAction 'Action1', oneIteration, Parameter(“action_in”), MyVariable B. RunAction 'Action0', oneIteration, Parameter(“action_in”), MyVariable C. RunAction 'Action1', oneIteration, MyVariable , Parameter(“action_in”) D. RunAction 'Action0', oneIteration, MyVariable , Parameter(“action_in Ans: A 49) Can we use all standard Microsoft Excel features like Formulae, Formatting , Sorting etc in QTP DataTable ? A. YES B. NO Ans: A 50) “Call to Copy” of an action can be inserted only for reusable actions ? A. NO B. YES Ans: A QTP Objective type Questions with Answers 51) Parameterization of all Test data in a script can be done using A. Object Repository Manager B. Virtual Object Manager C. Data Driver D. Variable Driver Ans: C 52) Are Nested Actions Call to one Action from Another ? A. YES B. NO Ans: A 53) Is the Shared ( Global ) Action Repository the default repository in QTP ? A. YES B. NO Ans: B 54) In a Per – Action (Local) Repository Action 1 and Action 2 in the same test script would have different object repositories? A. YES B. NO Ans: A 55) The Share Action Repository is preferable when A. The Application Under Test is Dynamic with respect time B. The Application Under Test is Internet Environment C. The Application Under Test is Static Ans: A 56) What is *.tsr file in QTP ? A. Object Repository Files B. VB Actions Files C. QTP Action Files D. Stores Test Data Ans: A 57) Object Spy can be used to A. identify the Objects that can be identified by QTP B. identify the properties used for identification of objects C. identify the properties used for identification of objects in per-action repository D. identify the properties used for identification of objects in global action repository Ans: B 58) Are Assistive properties used when mandatory properties are enough to identify an object ? A. YES B. NO Ans: A 59) Are Ordinal Identifiers used when Mandatory and Assistive properties used by QTP are not enough to identify Object? A. YES B. NO Ans: A 60) Select the Invalid type of Ordinal Identifiers Used by QTP A. Index Based B. Location based C. Creation Time D. Time Based Ans: D 61) Does Index based ordinal identifier indicates the order in which the object appears in the parent window frame or dialog box relative to other objects? A. YES B. NO Ans: B 62) Does Location based ordinal identifier indicates the order in which object appears in the application code relative to other objects? A. YES B. NO Ans: B 63) Select the environments in which Creation Time ordinal identifier is used A. SAP B. Oracle C. Web D. Java Ans: C 64) When a test is run in update mode, what is updated? A. The test results B. The object descriptions C. The action names in the test D. The logical names in the test Ans: B 65) For identification of any object the choice of ordinal identifier selected can be modified in the Object Identification Window? A. YES B. NO Ans: A 66) The Index Property value of Occurrence of the first object in source code is A. 1 B. a C. 2 D. 0 Ans: D 67) Is Smart Identification is invoked when QTP cannot recognize an object using mandatory , assistive and ordinal properties ? A. Yes B. No C. Only in Web Environments Ans: A 68) Select the type of properties used for Smart Identification A. Mandatory Properties B. Assistive Properties C. Base Filter Properties D. Smart Properties Ans: C 69) Utility to measure the timing delays between transactions, we use A. synchronization B. sync C. services D. wait Ans: C 70) Select the Invalid recording modes supported by QTP A. Low-level Recording mode B. Normal recording mode C. High-level Recording mode D. Analog recording mode Ans: C 71) What does a breakpoint do? A. Stops test execution at the specified step, after executing that step B. Stops test execution at the specified step, before executing that step C. Pauses test execution at the specified step, after executing that step D. Pauses test execution at the specified step, before executing that step Ans: D 72) Does Analog Recording mode, records exact mouse and keyboard operations ? A. YES B. NO Ans: A 73) The RunAnalog function is used to run A. Tracks B. Functions C. Analog Functions D. Analog settings Ans: A 74) Consider the QTP Script below Window(“Calculator”).WinObject(“8”).Click 21,6 Window(“Calculator”).WinObject(“WinObject”).Click 14,13 In which mode is the script recorded ? A. Analog Recording mode B. Context Sensitive mode C. Low Level Recording mode Ans: C 75) Virtual Objects are used when:- A. The objects do not exist in the Application Under Test B. Standard Objects cannot be recorded due to problems that arise during recording C. There are many objects of the same class in the Application Under Test Ans: B 76) Consider the QTP Script below:- On Error Resume Next What does the above line of code do ? A. If an error occurs in the current line of script under execution , QTP proceeds ahead to the next step B. If an error occurs in the current iteration in script execution , QTP proceeds ahead to next iteration Ans: A 77) Which of the following is an example of a missing resource? A. An object B. Run Results C. A Regular Action D. An External Action Ans: D 78) To enter the non-executable statement in QTP , we use A. single quotes B. Rem C. double quotes D. Com Ans: A 79) Select the tabs that does not appear in the debug view of QTP - A. Watch Expressions B. Variables C. Command D. Break-point Analyzer Ans: D 80) The Generate Script Function ( used for transferring script to different location ) appears in which of the following Menu Windows :- A. Object Identification B. Test Settings C. Tools/Options D. All of the Above Ans: D 81) Which icon represents Optional Steps in the Keyword View ? A. Question Mark B. Exclamation Mark C. Astrix Mark D. Dollar Mark Ans: A 82) Choose the correct order of operations done while setting a new recovery scenario A. Set the Trigger Event , Set The Recovery Operation , Set the Post – Run Recovery Option B. Set The Recovery Operation ,Set the Trigger Event, Set the Post – Run Recovery Option C. Set the Post – Run Recovery Option, Set the Trigger Event , Set The Recovery Operation Ans: A 83) Can a single test script have multiple Recover Scenarios? A. YES B. NO Ans: A 84) Is Reporter.ReportEvent Library Function is used to display images in test results ? A. YES B. NO Ans: A 85) Can User-Defined Environment Variables be used outside the QTP Environment ? A. YES B. NO Ans: B 86) Will Test Results be automatically be stored in Quality Center (QC) if we run the test script from QC A. YES B. NO Ans: A 87) Can QTP be integrated with Test Director (TD)? A. YES B. NO Ans: A 88) Select the tools that can NOT be integrated with QTP :- A. Quality Center B. Winrunner C. Silk Runner D. Test Director Ans: C 89) Select valid syntax of CallFuncEx command A. CallFuncEx ModulePath, Function, RunMinimized, CloseApp B. CallFuncEx Function, ModulePath, RunMinimized, CloseApp C. CallFuncEx ModulePath, Function, CloseApp ,RunMinimized D. CallFuncEx Function ,ModulePath, CloseApp , RunMinimized Ans: A 90) Can multiple instances/processes/sessions/windows of QTP be run at the same time? A. YES B. NO Ans: B 91) Can QTP run on multiple instances/processes/sessions/windows of Application under Test? A. YES B. NO Ans: B 92) Select the Invalid syntax to access data in Data Table via VB Scripting :- A. DataTable(“Column Name”, dtGlobalSheet) B. DataTable(“Column Name”, dtLocalSheet) C. DataTable(Column ID, Sheet ID) D. DataTable(Column Name, Sheet ID) Ans: D 93) Consider following piece of code on error resume next val=DataTable("ParamName",dtGlobalSheet) if err.number 1 then 'Parameter does not exist else 'Parameter exists end if Code highlighted above is not logically correct. Select the correct code from the options Provided A. if err.number 2 then B. if err.number val then C. if err.number “ParamName” then D. if err.number 0 then Ans: D 94) Does SetTOProperty change the property of an object stored in the Object Repository such that, next time the object is referred to in the test script the updated property of the object is used? A. Yes B. No Ans: B 95) Select the function used to set property of a run – time object :- A. SetTOProperty B. GetToProperty C. SetRoProperty D. Cannot be set Ans: D 96) Does GetROProperty return the property of a run-time object? A. Yes B. No Ans: A 97) Object Spy is used to check :- A. Test-Time Properties of an Object B. Test-time Properties and Test-Time Methods of an Object C. Run-time Properties and Run –Time Methods of an Object D. Test - time and Run-time Object Properties and Test-time and Run – time Object Methods Ans: D 98) Can Descriptive Programming be used to create Test Scripts for an application without actually recording on it ? A. Yes b. No Ans: A 99) Consider following line of code :- StartURL = "http://www.yahoo.com" Set IE = CreateObject("InternetExplorer ") IE.Visible = True IE.Navigate StartURL Set IE = Nothing The highlighted line of code is not syntactically correct. Select the correct line of code A. Set IE = CreateObject('InternetExplorer.Shell') B. Set IE = CreateObject('InternetExplorer.Run') C. Set IE = CreateObject('InternetExplorer.Application') D. Set IE = CreateObject('InternetExplorer.Script') Ans: C 100) Select the syntactically correct lines of codes :- A. Browser(creationtime=4).Page(title=Editorial CompanySearch).Link(text=Codes). B. Browser(creationtime:=4).Page(title:=Editorial CompanySearch).Link(text:=Codes). C. Browser('creationtime:=4').Page('title:=Editorial CompanySearch').Link('text:=Codes').Click D. Browser('creationtime=4').Page('title=Editorial CompanySearch').Link('text=Codes').Click Ans: C QTP Questions and Answers pdf Download Read the full article

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davidcdelreal · 8 years ago

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Foresters Life Insurance Company Review

We offer life insurance products from over 40 companies in the US. We like to provide company reviews for consumers on many of the companies that we work with. In this blog we will be discussing Foresters Financial. The company has been around for many years and has an excellent reputation for taking care of its clients. We will give a brief background of the company and discuss two of its popular life insurance products; Your Term Life Insurance and Plan Right Whole Life product that is designed to help with final expenses. Here is our Foresters Life Insurance Company Review.

About Foresters Financial

Foresters Financial is a fraternal benefit society (member based) that has been around for 140 years. The company has $34 billion in assets under management and has carried an A rating from A.M. Best for the last 16 years. The company offers a wide range of financial solutions such as life insurance, annuities, mutual funds, retirement accounts and other advisory services. The company prides itself on giving back to the community and its members.

Foresters Your Term Life Insurance

Foresters Your Term Life Insurance offers competitive rates and a non-med underwriting option for smaller face values. Here are some key features of the Your Term Life Insurance product:

Term durations of 10,15,20,25 or 30 years.

Coverage starting as low as $50,000 and up to $400,000 for non-medical underwriting.

Coverage ranging from $100,000 to $10,000,000 for fully underwritten coverage.

Rates are competitively priced compared to other companies in the industry.

Term coverage can be converted to permanent coverage without any additional underwriting.

Several valuable riders that are automatically included in base coverage.

Living benefits that are included in the base coverage.

As a Foresters member, you will also receive other benefits beyond those related to life insurance.

Foresters Non-Medical Your Term Coverage

If you prefer to avoid a medical exam, Foresters offers a non-medical term option up to $400,000 of coverage for applicants ages 18-55 and $150,000 for applicants 56-80. A decision on your application is usually made with 10 minutes. You will either be accepted or declined. Please note that the best rates available for the non-medical option are based off ‘Standard’��health ratings because of the limited underwriting. The non-medical option is a bit more expensive than fully underwritten coverage. The non-medical option might be worth it for those who do not want to take the medical exam.

Features that Set Foresters Apart from the Competition

What sets Foresters apart from the competition are the many benefits that come with base coverage. Here are some features that are included with base term coverage:

Charity Benefit Provision: When a death benefit claim is paid to the beneficiaries, Foresters will pay an additional 1% of the face value to an accredited nonprofit organization as designated by the policy owner.

Family Health Benefit Rider: This rider provides benefits for qualified health situations for the insured and their immediate family who need medical assistance within the Continental US, Alaska and Hawaii due to a catastrophic event. Qualified events include ambulance transportation, hospital emergency room exam and hospital stay ($100 per day up to 5 days).

Common Carrier Accidental Death Rider: This rider provides a death benefit up to 2x the face amount to a maximum of $300,000 if the insured dies within 180 days of an accidental bodily injury that occurred while riding on a common carrier as a fare-paying passenger.

Accelerated Death Benefit Rider: This rider is the most valuable in that it allows the insured to accelerate a portion of the death benefit if the insured is diagnosed with a qualifying:

Critical illness such as invasive cancer, heart attack, stroke, advanced Alzheimer ’s disease (before insured’s 75th birthday), ALS and more.

Chronic Illness which result in the insured being unable at least two of the activities of daily living for a period of at least 90 days.

Terminal Illness which means the insured has a non-correctable illness or physical condition which is reasonably expected to result in death within 12 months of diagnosis.

All of these riders are included in base term coverage without any additional cost. We have only briefly described each rider. For more detailed information, please send us an email and we will be happy to send you a brochure that describes these riders in greater detail.

How Much Does Foresters Your Term Life Insurance Cost?

As we mentioned earlier, Foresters Your Term coverage is very affordable when compared to other top companies in the industry. Here are some sample monthly rates for Forresters Your Term fully underwritten coverage for 20 years of coverage:

Male Rates

Age$500,000$1,000,000$1,500,000 jQuery(document).ready(function() { jQuery('#table_985070981').DataTable( {"destroy": true,"bPaginate": false,"bLengthChange": false,"bFilter": false,"bSort": false,"bInfo": false,"bStateSave": true,"bAutoWidth": false,"sPaginationType": "full_numbers",} ); }); 35 Years Old$22.32$35.01$49.4440 Years Old$30.28$56.01$80.9445 Years Old$53.38$98.88$145.25

Female Rates

Age$500,000$1,000,000$1,500,000 jQuery(document).ready(function() { jQuery('#table_993133465').DataTable( {"destroy": true,"bPaginate": false,"bLengthChange": false,"bFilter": false,"bSort": false,"bInfo": false,"bStateSave": true,"bAutoWidth": false,"sPaginationType": "full_numbers","oLanguage": { "sLengthMenu": "Display _MENU_ records per page", "sZeroRecords": "Nothing found - sorry", "sInfo": "Showing _START_ to _END_ of _TOTAL_ records", "sInfoEmpty": "Showing 0 to 0 of 0 records", "sSearch": "Search: ", "sInfoFiltered": "(filtered from _MAX_ total records)" }} ); }); 35 Years Old$19.25$31.51$44.1940 Years Old$27.13$47.26$67.8245 Years Old$39.38$71.75$104.57

If you want to see how rates from Foresters Financial stack up to the competition, get a quote here and look for Foresters on our list.

Foresters Plan Right Final Expense

Another product from Foresters that deserves mentioning is its Plan Right Whole Life. This product is designed to help with final expenses. It is a level premium product that lasts to age 121.There is no medical exam required. Your application will be reviewed along with your MIB file, a prescription database check, build review and a Personal Health Interview conducted by Foresters. You must be able to answer ‘No’ to all the medical questions in ‘Part A’ of the application to qualify for any of the plans.

Pan Right Level – The healthiest applicants will qualify. Beneficiaries will be eligible to receive 100% of the face amount death benefit without a waiting period.

Plan Right Graded – You may qualify with some moderate health issues. Beneficiaries will receive a graded benefit in years 1 and 2 (unless death is accidental). They will receive the full death benefit in year 3.

Plan Right Modified – For applicants with multiple health issues. Beneficiaries will have access to the full benefit in the 3rd year. If death occurs in year 1 or 2, beneficiaries will receive return of premiums plus interest.

We can walk you through the application to help you determine if you qualify for Plan Right Level, Plan Right Graded or Plan Right Modified.

Additional Benefits to Being a Foresters Member

Because Foresters is a fraternal organization, once you become a policyholder you will also become a member. Once a member, you will have access to additional benefits including:

Grants and Scholarships: Members can apply for educational grants and scholarships.

Community Grants: Members can apply for financial grants to organize volunteer activities within the community.

Orphan Benefit: Foresters may pay $900 per month per child to the legal guardian for children under the age of 18 who have lost both parents.

Orphan Scholarships: Foresters will provide a renewable scholarship for higher learning for up to 4 years for children who have lost both parents.

Where Does Foresters Financial Fall Short?

There really isn’t much to say about Foresters life insurance that is negative. The one thing that we can really point to is its underwriting guidelines for high risk applicants. For instance, Foresters will not offer ‘Standard’ or better rates for applicants who are controlling cholesterol with medication. Many life insurance companies out there will offer their best rates for applicants using cholesterol medication. Foresters also requires that you refrain from tobacco products for 5 years before you can qualify for its best non-tobacco rate while other insurance companies require a shorter period such as 3 years. If you have certain moderate to serious medical issues, it might make sense to look at another life insurance company before considering Foresters.

Is Foresters the Right Company for You?

Based on our review of Foresters Life Insurance Company, we feel that Foresters is a quality company that is financially strong and has an excellent reputation for taking care of its policyholders. Whether you are interested in a term or whole life policy, you should feel confident purchasing coverage from Foresters. If you would like to learn more about Foresters and its products, feel free to call us at 888-687-9444 or email us at [email protected].

The post Foresters Life Insurance Company Review appeared first on Archstone Insurance.

from All About Insurance http://www.archstoneinsurance.com/foresters-life-insurance-company-review/

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davidcdelreal · 8 years ago

Text

Foresters Life Insurance Company Review

About Foresters Financial

Foresters Your Term Life Insurance

Foresters Your Term Life Insurance offers competitive rates and a non-med underwriting option for smaller face values. Here are some key features of the Your Term Life Insurance product:

Term durations of 10,15,20,25 or 30 years.

Coverage starting as low as $50,000 and up to $400,000 for non-medical underwriting.

Coverage ranging from $100,000 to $10,000,000 for fully underwritten coverage.

Rates are competitively priced compared to other companies in the industry.

Term coverage can be converted to permanent coverage without any additional underwriting.

Several valuable riders that are automatically included in base coverage.

Living benefits that are included in the base coverage.

As a Foresters member, you will also receive other benefits beyond those related to life insurance.

Foresters Non-Medical Your Term Coverage

If you prefer to avoid a medical exam, Foresters offers a non-medical term option up to $400,000 of coverage for applicants ages 18-55 and $150,000 for applicants 56-80. A decision on your application is usually made with 10 minutes. You will either be accepted or declined. Please note that the best rates available for the non-medical option are based off ‘Standard’ health ratings because of the limited underwriting. The non-medical option is a bit more expensive than fully underwritten coverage. The non-medical option might be worth it for those who do not want to take the medical exam.

Features that Set Foresters Apart from the Competition

What sets Foresters apart from the competition are the many benefits that come with base coverage. Here are some features that are included with base term coverage:

Accelerated Death Benefit Rider: This rider is the most valuable in that it allows the insured to accelerate a portion of the death benefit if the insured is diagnosed with a qualifying:

Critical illness such as invasive cancer, heart attack, stroke, advanced Alzheimer ’s disease (before insured’s 75th birthday), ALS and more.

Chronic Illness which result in the insured being unable at least two of the activities of daily living for a period of at least 90 days.

Terminal Illness which means the insured has a non-correctable illness or physical condition which is reasonably expected to result in death within 12 months of diagnosis.

How Much Does Foresters Your Term Life Insurance Cost?

Male Rates

Age$500,000$1,000,000$1,500,000 jQuery(document).ready(function() { jQuery('#table_986292734').DataTable( {"destroy": true,"bPaginate": false,"bLengthChange": false,"bFilter": false,"bSort": false,"bInfo": false,"bStateSave": true,"bAutoWidth": false,"sPaginationType": "full_numbers",} ); }); 35 Years Old$22.32$35.01$49.4440 Years Old$30.28$56.01$80.9445 Years Old$53.38$98.88$145.25

Female Rates

Age$500,000$1,000,000$1,500,000 jQuery(document).ready(function() { jQuery('#table_996260243').DataTable( {"destroy": true,"bPaginate": false,"bLengthChange": false,"bFilter": false,"bSort": false,"bInfo": false,"bStateSave": true,"bAutoWidth": false,"sPaginationType": "full_numbers","oLanguage": { "sLengthMenu": "Display _MENU_ records per page", "sZeroRecords": "Nothing found - sorry", "sInfo": "Showing _START_ to _END_ of _TOTAL_ records", "sInfoEmpty": "Showing 0 to 0 of 0 records", "sSearch": "Search: ", "sInfoFiltered": "(filtered from _MAX_ total records)" }} ); }); 35 Years Old$19.25$31.51$44.1940 Years Old$27.13$47.26$67.8245 Years Old$39.38$71.75$104.57

If you want to see how rates from Foresters Financial stack up to the competition, get a quote here and look for Foresters on our list.

Foresters Plan Right Final Expense

Pan Right Level – The healthiest applicants will qualify. Beneficiaries will be eligible to receive 100% of the face amount death benefit without a waiting period.

We can walk you through the application to help you determine if you qualify for Plan Right Level, Plan Right Graded or Plan Right Modified.

Additional Benefits to Being a Foresters Member

Because Foresters is a fraternal organization, once you become a policyholder you will also become a member. Once a member, you will have access to additional benefits including:

Grants and Scholarships: Members can apply for educational grants and scholarships.

Community Grants: Members can apply for financial grants to organize volunteer activities within the community.

Orphan Benefit: Foresters may pay $900 per month per child to the legal guardian for children under the age of 18 who have lost both parents.

Orphan Scholarships: Foresters will provide a renewable scholarship for higher learning for up to 4 years for children who have lost both parents.

Where Does Foresters Financial Fall Short?

Is Foresters the Right Company for You?

The post Foresters Life Insurance Company Review appeared first on Archstone Insurance.

from All About Insurance http://www.archstoneinsurance.com/foresters-life-insurance-company-review/

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