#financial advisor south africa

[depfinfinance]

Financial Advisor South Africa - Building Wealth & Financial Security

As we navigate through life, we are constantly seeking ways to build wealth and financial security for ourselves and our loved ones. However, with the constantly changing economic landscape, it can be challenging to know where to start or how to best manage our finances. Enter the financial advisor, a trusted professional who can guide and support us in making sound financial decisions. In South Africa, one such financial advisory firm is Depfin Finance. With a team of experienced and knowledgeable advisors, Depfin Finance specializes in providing tailored financial solutions to help you achieve your financial goals. In this Article, we will explore the importance of seeking professional financial advice and how Depfin Finance can help you build wealth and financial security.

Depfin Finance has a team of Financial Advisors in South Africa who specialize in building wealth and financial security for their clients. When it comes to financial investments, Depfin is a name to reckon with, offering personalized advice that caters to the needs of clients from all walks of life. The team of financial advisors at Depfin understands that each client has unique financial requirements, long-term goals, and risk tolerance levels. Hence, they devise personalized financial plans to ensure that clients can meet their investment targets for retirement, children's education, or other financial goals. With years of experience in the industry, Depfin has earned a reputation as a trustworthy financial advisory firm in South Africa. Whatever your financial goals may be, Depfin can help you achieve them with their expert guidance and tailored investment solutions.

Depfin Finance is a renowned name in the financial advisory industry of South Africa. Their team of experienced financial advisors offers expert guidance on investments, tax planning, retirement and estate planning, and risk management. One of their key focus areas is Financial Wellness South Africa, which is a holistic approach towards achieving financial security and stability through proper planning and management. The objective behind this approach is not just to accumulate wealth, but also to have a clear understanding of one's financial situation and make well-informed decisions while maintaining a balanced lifestyle. For Depfin Finance, building wealth and financial security for their clients is not just a goal but a commitment they take very seriously.

In conclusion, Depfin Finance understands the importance of financial wellness and its impact on our lives. They strive to provide holistic financial planning services that cater to their clients' specific needs, including tax planning, retirement and estate planning, and risk management. Through their Financial Wellness South Africa approach, they provide a roadmap for individuals to achieve financial security and stability while maintaining a balanced lifestyle. Depfin Finance's commitment to building wealth and financial security is evident in their unwavering dedication to their clients. With their expertise, one can feel confident and empowered to make well-informed financial decisions that will set them up for long-term success.

For more information, visit: https://depfinfinance.co.za/

[philsmeatylegss]

I’ve seen a few people, mostly non-American, who don’t know who Henry Kissinger is or what he did. So your local history student and nerd is going to try to give a quick summary of the main atrocities he committed.

-Role in the Vietnam War: this is the first and biggest reason most people have for hating Kissinger. He unnecessarily extended and expanded the war prolonging the already frivolous conflict. He purposefully delayed negotiations. He approved large scale carpet bombings done with the use of B-52 bombs killed thousands to millions of innocent civilians. The Christmas Bombing was an intense, focused bombing that caused large civilian deaths in a short period of time. He engaged in negotiations with the North Vietnamese often without permission or knowledge from the US government. He was the National Security Advisor and overall had much knowledge about 1) how useless the war was 2) the travesties happening to both the North Vietnamese and South, as well as America’s own soldiers.

-Secret Bombing and Invasion in Cambodia: Kissinger (and Nixon) lead secret bombing campaigns in Cambodia aimed to destroy North Vietnamese trails and routes that ran through the country. Cambodia originally pursued neutrality in the war. Its citizens were not involved.

-Invasion and Bombing of Laos: Laos also held North Vietnamese routes, so Kissinger led Operation Lam Son which was a full scale invasion supplied with American air power and weapons. Not that it would matter, but this invasion did little to interrupt the trade routes. The North Vietnamese, made up of people who lived and knew the landscape of Vietnam, were able to adapt and find new routes. There was also secret bombings carried out in Laos, authorized by Kissinger, aimed to destroy the Ho Chi Minh trail, which, once again, wasn’t disrupted and just took innocent civilian lives in Laos. Laos also remained neutral in the Vietnam War. They were not involved, yet they were punished.

-Involvement in the Bangladesh Liberation War: this was a war between Bangladesh and Pakistan. Kissinger remained in a close relationship with Pakistan which, by now, was known to be committing horrendous human rights abuses, including large scale killings of the Bangladeshis. In fact, Kissinger and America provided funding for them. America was aligned in the first place because of bullshit Cold War alliances.

-Supporting and funding a dictator over an elected president: Chile had elected a *gasp* socialist president that really made Kissinger piss his pants. Project FUBELT, directly under Kissinger’s guidance, initiated covert actions to undermine and prevent the socialist President, Salvador Allende, from rising to power. Financial support was provided to anti-Allende groups and would eventually provided support to a military coup who would kill Allende. The leader of the coup, Augusto Pinochet, would then assume power and take rule an authoritarian government and become a dictator for 17 years. Under his rule, torture and executions were carried out against political dissidents and others. This wasn’t a secret.

-Supported the brutal invasion of East Timor: Indonesia would invade and occupy East Timor in 1975. Kissinger and Nixon had knowledge of the invasion beforehand and provided military support despite the knowledge of human rights abuses already taking place in East Timor by the Indonesians, abuses often using US weapons. Massacres, forced displacement, suppression of political dissents, torture, sexual abuse, restrictions of religious and cultural practices, and scorched earth policies are just some examples.

To my knowledge, these are usually the largest reasons cited, but please add more if I’m wrong. There are also lesser known atrocities either supported or funded by Kissinger, many taking place in Africa, that I thoroughly implore you to read about. Please correct any inaccurate things I said.

[mariacallous]

The Group of Seven (G-7) leaders are expected to ratchet up economic and political pressure on Russia when they convene at a summit in Italy later this week, with plans to roll out new loans to Ukraine from frozen Russian assets. They also plan to condemn Moscow’s growing ties to North Korea as well as China’s indirect support of the Russian war machine.

The plans for the upcoming summit, described by current and former officials familiar with draft G-7 communiques circulating among diplomats, are being pushed by embattled Western leaders eager to lock in foreign-policy wins in the face of major election hurdles at home. A G-7 leaders’ summit in 2025 could be drastically different and a lot more fractured depending on how elections go in the United States, United Kingdom, and now France—particularly if former U.S. President Donald Trump beats incumbent President Joe Biden in the U.S. elections in November.

“This is the last time this group will meet in this configuration with these leaders. I think that’s pretty clear,” said Josh Lipsky, a former advisor at the International Monetary Fund and now senior director at the Atlantic Council’s GeoEconomics Center. “It all conveys a sense of urgency and the stakes around this G-7.”

The G-7 summit also comes against the backdrop of Israel’s war against Hamas in Gaza as well as strategic competition between the West and its rivals in Russia and China to curry favor and influence in the so-called global south. Italian Prime Minister Giorgia Meloni has invited the leaders of at least a dozen non-G-7 countries to the upcoming summit, including Algeria, Argentina, Brazil, India, Kenya, Mauritania, Saudi Arabia, South Africa, and the United Arab Emirates.

The Biden administration’s top priority for the upcoming summit, which Biden himself is set to attend, is finalizing an agreement to provide around $50 billion in new loans to Ukraine using profits from Russian assets that have been frozen in the Western-dominated international financial system. The proposal has received widespread support in theory among countries opposed to Russia’s full-scale invasion of Ukraine, but it still faces a thicket of complex legal and financial hurdles.

Western countries froze around $280 billion in Russian financial assets following Russia’s invasion of Ukraine in 2022, the bulk of which is parked in Belgium, France, and Germany. EU officials have resisted efforts to seize the assets directly, fearing the precedent such a move would set for international markets, but they opened the door to allocating interest generated by these assets to Ukraine. The Biden administration’s plan calls for G-7 countries to issue Ukraine a $50 billion loan, seen as a critical lifeline for the country’s battered wartime economy, which would be paid back over the years by the interest from the frozen Russian assets. Those assets could generate around $2.7 billion to $3.7 billion a year in interest. Biden administration officials are still working to hash out the final details of the plan ahead of the summit.

Alongside this, the G-7 countries—the United States, Canada, France, Germany, Italy, Japan, and the United Kingdom—are also expected to issue new statements condemning Russia’s deepening military ties with North Korea and send new warnings to Chinese banks to stop helping Moscow evade Western sanctions lest they face new sanctions themselves, the current and former officials said. The United States has so far avoided sanctioning major Chinese financial institutions, possibly fearing the impact on global financial markets, but Washington could choose to target smaller Chinese banks helping Russia skirt Western sanctions as a calculated response and opening warning shot.

“Our concern is that China is increasingly the factory of the Russian war machine,” Daleep Singh, the White House deputy national security advisor for international economics, said during an event at the Center for a New American Security. “You can call it the ‘arsenal of autocracy’ when you consider [that] Russia’s military ambitions threaten obviously the existence of Ukraine, but [also] increasingly European security, NATO, and trans-Atlantic security.”

The Biden administration’s push for major deliverables at the upcoming G-7 summit fits into a wider strategy the administration has taken to advance its foreign-policy agenda in more informal and ad hoc groupings of partners and allies as traditional multilateral institutions—such as the United Nations—are stuck in diplomatic gridlock. The administration has advanced its Indo-Pacific strategy through the Quad—a new partnership among Australia, India, Japan, and the United States—and security partnerships through the AUKUS arrangement with Australia and the United Kingdom.

While the Biden administration hopes to focus the G-7 summit on rallying more international support for Ukraine, it is also grappling with the ongoing crisis in the Middle East centered on Israel’s war against Hamas. Ongoing U.S. support for Israel in the war as the civilian death toll in Gaza mounts has opened Washington up to widespread criticism and accusations of hypocrisy, particularly from countries in the global south.

Countries including Colombia, Mexico, and Nicaragua have filed to join South Africa’s genocide case against Israel at the International Court of Justice over vehement opposition from Israel and the United States. Colombia, Bolivia, and Belize have severed diplomatic ties with Israel, and Brazil has withdrawn its ambassador. Russian state propaganda outlets have seized on the narrative of Western double standards about civilian casualties in Ukraine versus Gaza, and many analysts assess that the conflict in Gaza is aiding the Kremlin’s messaging to the global south on Western hypocrisy.

“The Ukraine war awakened us in the West to the fact that there’s work to do in the global south, but at least then we were on the side of the global majority,” said Nathalie Tocci, director of the Istituto Affari Internazionali Italian think tank and former special advisor to the EU’s foreign-policy chief.

“Now with Israel-Gaza, we just basically are in a shrinking minority,” she added. “We’re in a far, far more complicated spot than we were a year ago vis-à-vis the global south … and there’s now this total lack of credibility that the West has to deal with.”

[sweetswesf]

I Found an Old Goals List...

...and it made me chuckle...

by each of the "Want to Be"s, I put who I knew was currently in that role...some names, I don't even recognize...How I feel today is in red...

Want to Be

Fundraiser

Owner of Microfinancing Philanthropist

Financial Infrastructure Engineer

Data Scientist

Product Director

Trader on Wall Street

Enterprise Saleswoman

App Owner/Business Owner/Entrepreneur/Mogul

Professor

Teacher

Author

Investment Banker

Fantasy

Actress

Dancer

DJ (Hannah Bronfman)

TV Host (Desus & Mero)

Tour Manager

Don’t Want to Be

Attorney

Real Estate Agent

Rapper

Singer

Scientist

Fitness Coach

Event Planner

Office Manager

Financial Advisor

Financial Analyst

5 Year Plan – 2017 - 2021 – 24 - 28 YO (6/13 complete)

Establish connections, gain industry experience (happened)

Complete my 1st Marathon – 2017 (happened)

Raise & Promotion @ L – 2017 (happened 2018)

Leave L – 2018 (happened 2022)

Visit Cuba - 2018 (didn't happen, lost my passport and fought w/my mom pretty badly over this one...)

Join Netflix w/ 6 figure salary – 2018 (hahahah)

Complete UC Berkeley data science program – 2018 (no longer a desire)

Make 1st trade on NYSE - 2018 (happened 2019)

Visit KT in Bangkok/Bhutan/Charles in Singapore – 2019

Visit Japan - 2020 (happened 2018)

Become Mid-level Finance Manager – 2021 (ahahhaah)

Earn CFA - 2021 (not a desire)

Visit Switzerland - 2021 (not a desire)

10 Year Plan – 2022 - 2026 – 29 - 33 YO

Visit Capetown - 2022 (2023...2022 is over this week, I don't think this finna happen...)

Return to work in NYC on Wall Street as Financial Infrastructure Manager – 2022 (no, but I did work in NYC in 2021...)

Finish the NYC Marathon - 2022 (don't care to anymore)

Learn basic conversational and reading in Japanese – 2022 (I tried in 2021...but other things were prioritized)

Visit Hong Kong - 2022 (with that air pollution & covid?? nahhh)

Harvard Business School funded by employer – 2023 (could happen...)

Visit Dubai/UAE/Mecca - 2023 (I don't care to go there anymore...human rights reasons...)

Work abroad in Italy, South Africa, Japan or London – 2024 (could happen...)

Visit Brazil – 2024

Visit Australia – 2025 

Visit Tahiti – 2026 

First child with natural birth – 2026 (yikes...unless my future husband has 8 figures, miss me with this one...)

Own NYC loft - 2026 (we shooting big here!...can happen...)

Get hired at T4 or T5 SWE position at my top choice company - 2023

Get a $180k+ base salary - 2023

Start dating a guy a like and who likes me - 2023

Move to a 1 bedroom in Manhattan or Brooklyn, New York - 2023

Master all the topics I want to before June 2023 - June 2023

Look like Tamara Prichett, Melanie Alcantara, Jade Cargill, or Massy Arias - 2024

Update my app to be on React - 2024

Mentor an intern engineer - 2024

Get a promotion - 2024

Staff engineer - 2025

Visit friends in Milan - 2023

15 Year Plan – 2027 - 2031 – 34 - 38 YO

Visit the Amazon – 2027 (don't really care to do this anymore)

Fundraise for my own app – 2027 (2028)

Go public with my company – 2031 (2037, MAYBE)

Get married to a really rich man (2026)

Move back in with grandparents to code for my app full time or live off of my really rich husband - 2027

35 Year Plan – 2032 – 2050 – 39 – 58 YO

Grow company

Tech Invest - 2040

Own home in NJ or NY - 2040

Retire – 2050 

40 Year Plan – 2051 – 2055 – 59 – 63 YO 

Become teacher in LA – 2051

41 Year Plan – 2056 - 2060 – 64 - 68 YO

Become USC Trustee

It could happen...I have to believe and work hard...

[impablohurtado]

Japan trip

I love meeting different people on my trips whenever I go anywhere. There are so many stories out there of people living their lives to the fullest and trying to enjoy every moment, below are just a few of the people I met on my trip.

A California couple, Sam and Eric, from The Bay. They left their jobs to travel in Asia for 6 months and Europe for 3 months. Both in their late 20's. Met in Tokyo at hostel, and we shared a room.

An Australian guy, Eddie, cross country, traveling for 4 months. He pent a month in China and a month in South Korea. Lives off grid and doesn't do social media. Met in Tokyo.

2 college age German dudes who are in Japan for 1 week to party. Met in Tokyo.

Feeli an Italian woman, a financial advisor who owns her own business, lives in Hong Kong, traveling to Seoul in 1 week, spending 1 week around Japan. She has been here many times. She used to be a musician who did house music. Celebrating her 35th birthday with a trip to Japan. Met in Tokyo at bar and spent 2 hours chatting about what each of us did on our travels and our lives.

Rob, a British guy, works on projects. This was a last-minute trip, he bought a ticket 2 days ago, and studied for trip on airplane ride over. Met on Bullet train from Kyoto to Osaka.

Chiyo, a Japanese girl who has been working at hostel for 8 months and is leaving to be a full-time time safari guide in South Africa in 2 days. She went to college for veterinary work and graduated in 2021. Met at Hostel in Tokyo and chatted over breakfast 2 different days during my stay.

Frederick, a New Zealand guy, works and travels a lot, just came from Scotland and spending time in Japan. Met in Osaka.

Aiko, a Japanese girl, studied in PA and lived there for 1½ years. Moved back to Kyoto last year and is a travel tour guide and English teacher. Met at Piece Hostel in Kyoto and got lunch at Ramen spot. She has family in MA still, wants to travel to U.S again, not sure when she'll be able to.

Hilda, a polish girl spending 6 weeks in Japan and works in a bank, lived in Japan for a year and speaks it fluently, solo traveler. From a small city in Poland with population of 100k. Met at the beginning of night walk at Fushimi Inari Shrine in Kyoto when she asked me to take her photo, walked up to the top and to the bottom chatting about what we do and our trips. Turning 29 in 2 days was going to spend it in Tokyo.

6 people all from Indianapolis traveling in Japan, they did reverse trip, Osaka, then Kyoto, then Japan, met them at tattoo shop we were all waiting to get tattooed, they worked as a veterinarian, e-medical project manager, electrician, school teacher, and welder. Met in Kyoto at Tsink tattoo.

Riku, Japanese older man who opened his own bar and was DJ, had been doing it for 25 years and spent time dj'ing in countries all around from Africa, to Europe, and U.S. Met at his bar, Bar Music, in Kyoto.

Aya, a Japenese girl traveling across the country, she just graduated college and is from Hiroshima, met at cooling station for Bamboo Grove in Osaka.

Thomas, a Canadian guy, traveled 6 weeks with Japanese wife and stayed with her parents in Shanghai, they just spent 6 months cross country working / traveling in Canada in an RV. Met on plane ride back from Tokyo.

So many stories. The world is an enormous place. I wrote so much on my trip that I'll share soon.

[finance-south-africa]

Home Equity Release in South Africa

Understanding Home Equity Release: Is It Right for You?

Home equity release can be a powerful tool for homeowners looking to unlock the value of their property without having to sell or move. But how do you know if this option is the right choice for you?

What is Home Equity Release?

Home equity release allows you to convert a portion of your home’s value into cash, which can be useful for covering large expenses, such as medical bills or home renovations, or simply supplementing your retirement income. There are two main types of equity release: lifetime mortgages and home reversion plans. Understanding these options can help you decide which is best for your unique situation.

Factors to Consider Before Opting for Equity Release

Your Financial Goals: Are you looking for extra income, or do you have specific expenses in mind? Understanding your financial objectives will help you decide whether equity release is a suitable option.

Impact on Inheritance: It’s essential to consider how this decision might affect your heirs. Releasing equity reduces the value of your estate, which means less will be left to your beneficiaries.

For more information on how equity release impacts inheritance, check out our guide on understanding distress sales.

Fees and Costs Involved: Be aware of all the fees and charges, such as legal fees, valuation fees, and potential early repayment charges. These can add up and reduce the net amount you receive from the release.

Conclusion

Equity release can provide financial flexibility, but it’s crucial to weigh the benefits and potential downsides carefully. Consulting a qualified financial advisor can help you make an informed decision.

If you're considering home equity release, learn more about navigating equity release options to find a solution that fits your needs.

Here are the Steps to qualify for home equity release in South Africa

[toptrendingforexbrokers]

AvaTrade: A Regulated Broker for Forex & CFD Trading

Why Regulation Matters in Forex & CFD Trading

When choosing a broker, regulation should be at the forefront of your decision-making process. A regulated broker ensures that your investments are protected and that the broker adheres to strict financial standards. AvaTrade regulation is overseen by several prominent authorities, including the Central Bank of Ireland, the Australian Securities & Investments Commission (ASIC), and the Financial Services Authority (FSA) of Japan. This global regulatory oversight guarantees that AvaTrade operates with the highest level of integrity and transparency.

AvaTrade’s Global Presence and Licensing

AvaTrade’s commitment to regulation is reflected in its extensive global licensing. The broker is authorized to operate in numerous jurisdictions, providing a secure trading environment across different regions. This includes:

Europe: Regulated by the Central Bank of Ireland.

Australia: Supervised by ASIC.

Japan: Governed by the FSA.

South Africa: Licensed by the Financial Sector Conduct Authority (FSCA).

Middle East: AvaTrade holds a license from the Abu Dhabi Global Market (ADGM).

These licenses not only ensure compliance with local laws but also offer clients various protections, such as segregated accounts and investor compensation schemes.

Diverse Trading Instruments

AvaTrade offers an impressive array of trading instruments, catering to both novice and experienced traders. With over 250 financial instruments, traders have access to:

Forex Trading: AvaTrade provides access to a wide range of currency pairs, including majors, minors, and exotics. The platform offers competitive spreads and leverage, making it a top choice for Forex traders.

CFD Trading: AvaTrade allows traders to speculate on the price movements of various assets without owning the underlying assets. This includes CFDs on stocks, indices, commodities, and cryptocurrencies.

Cryptocurrency Trading: AvaTrade was one of the first brokers to offer CFDs on cryptocurrencies. Traders can access popular digital currencies like Bitcoin, Ethereum, and Ripple.

Options Trading: AvaTrade offers Vanilla Options, giving traders the opportunity to hedge positions or speculate on price movements with fixed risk.

Advanced Trading Platforms

A key factor in AvaTrade’s success is its range of advanced trading platforms. Whether you prefer desktop, web-based, or mobile trading, AvaTrade has a platform to suit your needs.

MetaTrader 4 (MT4) & MetaTrader 5 (MT5): AvaTrade offers both MT4 and MT5 platforms, which are renowned for their robust features, including advanced charting tools, automated trading via Expert Advisors (EAs), and a wide range of technical indicators.

AvaTradeGO: This mobile trading app is designed for traders on the go. It offers a user-friendly interface, real-time market access, and integrated risk management tools.

WebTrader: For those who prefer not to download software, AvaTrade’s WebTrader offers a seamless trading experience directly from your browser. It provides all the tools necessary for successful trading, including real-time data and advanced charting.

AvaOptions: This platform is tailored for options trading, offering full transparency, portfolio simulation, and risk management features.

Educational Resources and Customer Support

AvaTrade’s commitment to client success is evident in its extensive educational resources and top-notch customer support. The broker offers a variety of learning materials, including:

Trading Guides: Comprehensive guides covering the basics of Forex and CFD trading.

Video Tutorials: Step-by-step tutorials to help traders navigate the platforms and understand different trading strategies.

Webinars: Regularly scheduled webinars hosted by market experts, offering insights into current market trends and trading opportunities.

Ebooks: In-depth ebooks covering advanced trading concepts and strategies.

Customer support is available 24/5 via multiple channels, including live chat, email, and phone. AvaTrade’s multilingual support team is highly trained to assist with any trading-related inquiries.

Safety and Security of Funds

Ensuring the safety of client funds is a top priority for AvaTrade. The broker employs several measures to protect client investments:

Segregated Accounts: Client funds are held in segregated accounts, separate from the broker’s operational funds, ensuring they are protected in the unlikely event of the broker’s insolvency.

SSL Encryption: All transactions are protected by SSL encryption, safeguarding clients’ personal and financial information.

Negative Balance Protection: AvaTrade offers negative balance protection, ensuring that traders cannot lose more than their initial investment, providing an added layer of security during volatile market conditions.

Competitive Spreads and Leverage

AvaTrade offers competitive spreads and leverage, making it an attractive option for traders seeking cost-effective trading solutions. The broker provides:

Tight Spreads: AvaTrade offers some of the most competitive spreads in the industry, particularly on major currency pairs.

Leverage: Depending on the jurisdiction, AvaTrade offers leverage of up to 30:1 for retail traders and higher for professional clients. This allows traders to maximize their trading potential while managing risk effectively.

Innovative Trading Tools

To enhance the trading experience, AvaTrade provides a suite of innovative tools, including:

Autochartist: This tool helps traders identify potential trading opportunities by scanning the markets for chart patterns and key levels.

Guardian Angel: AvaTrade’s Guardian Angel plugin offers real-time feedback on trading performance, helping traders improve their strategies.

Economic Calendar: The broker’s economic calendar is a valuable resource for traders looking to stay informed about upcoming economic events that could impact the markets.

Conclusion

AvaTrade is a regulated broker that offers a secure and comprehensive trading environment for Forex and CFD traders. With its global regulatory framework, diverse trading instruments, advanced platforms, and commitment to client education, AvaTrade continues to be a preferred choice for traders around the world. Whether you are a beginner or an experienced trader, AvaTrade provides the tools and support you need to succeed in the financial markets.

[goldstockcanada0]

Understanding Platinum Prices in Canada: A Comprehensive Guide

Introduction

Platinum, a precious metal known for its rarity and industrial applications, is an intriguing investment option. In Canada, platinum prices have fluctuated over the years due to various economic and market factors. platinum price canada For investors and enthusiasts looking to understand these fluctuations, it's essential to stay informed about the current trends and factors influencing platinum prices in the Canadian market.

Factors Influencing Platinum Prices

Global Supply and Demand: The supply of platinum is relatively limited compared to other metals, which can cause significant price swings. Major producers like South Africa and Russia play a crucial role in the global supply chain. Disruptions in these regions can lead to price changes.

Industrial Uses: Platinum is widely used in automotive catalytic converters, jewelry, and various industrial applications. Changes in the demand for these products can impact platinum prices. For instance, advancements in technology or changes in environmental regulations can influence demand.

Economic Conditions: Economic stability and inflation rates affect precious metal prices, including platinum. Economic downturns or booms can lead to increased interest in platinum as a hedge against economic uncertainty.

Currency Fluctuations: As a globally traded commodity, platinum prices are also affected by fluctuations in major currencies. For Canadian investors, the exchange rate between the Canadian Dollar (CAD) and the US Dollar (USD) can impact the price they pay for platinum.

Current Trends in Platinum Prices in Canada

As of [Current Month/Year], the price of platinum in Canada has been experiencing [describe current trend, e.g., "a steady increase due to heightened industrial demand" or "fluctuations due to global economic uncertainty"]. According to [source], the current price is approximately [current price] CAD per ounce. For those interested in tracking the latest prices and trends, resources such as Gold Stock Canada provide up-to-date information and insights.

Investing in Platinum: What to Consider

Investing in platinum requires careful consideration of several factors:

Market Research: Keep an eye on global and local market trends. Websites like Gold Stock Canada offer valuable insights and analyses.

Diversification: As with any investment, diversification is key. Consider how platinum fits into your overall investment portfolio.

Expert Advice: Consult with financial advisors or industry experts to understand the best strategies for investing in platinum.

Conclusion

Platinum remains a compelling option for investors and collectors alike. Understanding the factors influencing its price and staying informed through reliable sources can help make more informed decisions. platinum price canada For the latest updates and expert analysis on platinum prices in Canada, visit Gold Stock Canada.

[fortunecp]

Why Are Businesses Planning To Install Solar Panels?

The green revolution has started, and people are becoming more vigilant about saving the planet. They are trying everything from growing plants to using solar energy. Several businesses are trying to get Solar energy consultants started for installation in their factories.

Why Use Solar Power?

Solar energy offers several advantages. You can enjoy saving the planet and also the cost that goes into your electricity bills. Solar panels are a great way to meet energy demands. This is because they can produce a lot of electricity. Solar energy contributes to energy security. It also offers environmental protection.

Solar Energy Consultants' Function

Consultants in solar energy are the professionals driving this change. After analysing site circumstances and energy requirements, they determine the best solar solutions based on each client's demands. These experts make sure that solar panel installations are practical and economical and produce the most energy production feasible.

Selecting the Right Panels

Given the country's sometimes severe environment, robust and effective panels are necessary in South Africa. Solar Panels South Africa advisors assist in selecting premium panels that function at their best and endure local weather conditions.

Advantages for Companies and Property Owners

Solar energy for businesses translates into lower operating expenses and a more environmentally conscious brand. Lower power costs and energy independence are benefits for homeowners. The moment is right to invest in solar energy. This is mainly because of government incentives and falling solar technology costs.

Conclusion

Solar energy is the way of the future and will help you with several benefits. The switch to renewable energy is easy and profitable if you choose the correct solar panels and receive professional advice from solar energy professionals. Solar energy is a wise investment for everyone as it guarantees a sustainable future and offers substantial financial advantages.

[lboogie1906]

Dr. Laurence (Larry) C. Morse (July 2, 1951) was born in Birmingham. Little is known about his years in Birmingham. He graduated from Howard University and graduated with a BA degree in Economics. He was awarded the Luard Scholarship by the London School of Economics and Political Science during his junior year and attended the institution (1971-72). He received an MA and Ph.D. from Princeton University. He held a postdoctoral fellowship at Harvard University.

He began his career as an analyst at UNC Ventures, a venture capitalist investment firm located in Boston. He was promoted to investment officer. He became the Vice President of Equico Capital Corporation. He became the founding principal of the TSG Ventures investment fund. He was hired by Coopers & Lybrand International Consulting Services as a senior venture capital advisor. He advised on establishing a proposed $100 million Africa Enterprise Development fund that would be based in now post-apartheid South Africa.

He helped found Fairview Capital Partners, Inc. He joined the English-Speaking Union of the United States. He was appointed director of both Webster Financial Corp and Webster Bank.

He continued his work in the financial and educational realms. He served three terms on the Princeton University Investment Company’s board of trustees and joined the Princeton University Board of Trustees. He became a trustee of Harris Associates Investment Trust and he joined the Board of Trustees of Howard University. He has worked in or with various private equity companies and served on their advisory boards including Sierra Ventures, ICV Capital Partners, and Trinity Ventures.

He is a director at Webster Bank and Chief Executive Officer at Fairview Capital Partners. He authored the novel Sundial. He was named chairman of the Howard University Board of Trustees. He was awarded the English-Speaking Union Founder’s Award and the Princess Royal Award by the English-Speaking Union. #africanhistory365 #africanexcellence #phibetakappa

[adityaguptablogs]

Business Setup in Dubai

Dubai, with its strategic location, business-friendly policies, and world-class infrastructure, has emerged as a global business hub. The city's dynamic economy and progressive government initiatives have made it an attractive destination for entrepreneurs and investors worldwide. This blog, crafted for South Bridge Legal, provides a comprehensive guide to business setup in Dubai, covering essential aspects like company formation, banking, financial services, and visa options.

Why Choose Dubai for Your Business?

Dubai offers numerous advantages for businesses, including a favorable tax regime, a robust legal framework, and access to a diverse and skilled workforce. The city's strategic location at the crossroads of Europe, Asia, and Africa allows companies to tap into a vast market. Additionally, Dubai's commitment to innovation and infrastructure development ensures a conducive environment for business growth.

Company Formation in Dubai

The process of company formation in Dubai is streamlined, making it easier for businesses to set up operations quickly and efficiently. Dubai offers several types of business structures, including:

Mainland Companies: These allow businesses to operate within the local market and take on government contracts. Mainland companies must have a local sponsor holding 51% of the shares.

Free Zone Companies: These offer 100% foreign ownership, tax exemptions, and simplified business setup processes. Free zones are ideal for businesses focused on international trade and services.

Offshore Companies: These are established for the purpose of international business, offering tax benefits and confidentiality. Offshore companies are not allowed to conduct business within the UAE.

Each business structure has its own advantages and legal requirements. Consulting with a professional legal advisor, like South Bridge Legal, can help determine the best structure for your business needs.

Opening a Non-Resident Bank Account

For entrepreneurs setting up a business in Dubai, having a reliable banking partner is crucial. A Non-Resident Bank Account is a convenient option for foreign investors and businesses. This type of account allows non-residents to manage their finances, conduct transactions, and receive payments without the need to be physically present in the UAE.

To open a Non-Resident Bank Account, you typically need to provide documents such as passport copies, proof of residence, and a reference letter from your current bank. The process is straightforward, and many banks in Dubai offer specialized services for non-residents.

Financial Management with Outsourced CFO Service

Effective financial management is essential for the success of any business. An Outsourced CFO Service can provide the expertise and strategic insight needed to manage your company's finances efficiently. This service is especially beneficial for startups and small businesses that may not have the resources to hire a full-time Chief Financial Officer.

Outsourced CFO Service providers offer a range of financial management services, including budgeting, financial planning, cash flow management, and financial reporting. By leveraging the expertise of an outsourced CFO, businesses can make informed decisions, optimize their financial performance, and achieve sustainable growth.

Golden Visa: A Path to Long-Term Residency

The UAE’s Golden Visa program is a significant initiative that aims to attract and retain talented individuals, investors, and entrepreneurs. The Golden Visa grants long-term residency to eligible individuals, providing them with the stability and security needed to focus on their business ventures.

Eligibility for the Golden Visa includes investors, entrepreneurs, specialized talents, researchers, and outstanding students. The visa is valid for 5 to 10 years and can be renewed. It offers benefits such as 100% ownership of business without the need for a local sponsor and the ability to sponsor family members.

Steps to Set Up a Business in Dubai

Determine Business Activity: Identify the nature of your business and the appropriate business structure (mainland, free zone, offshore).

Choose a Business Name: Ensure the business name complies with Dubai’s naming conventions and is approved by the Department of Economic Development (DED).

Apply for Initial Approval: Obtain initial approval from the DED or relevant free zone authority.

Prepare Legal Documents: Draft and notarize the company’s Memorandum of Association (MOA) and Articles of Association (AOA).

Choose a Location: Select and lease a physical office space in Dubai or within a free zone.

Obtain Licenses and Permits: Apply for the necessary licenses and permits from the DED or free zone authority.

Open a Bank Account: Open a corporate bank account to manage your business finances.

Hire Staff: Recruit employees and apply for their work visas and permits.

Leveraging Professional Services

Navigating the business setup process in Dubai can be complex, but professional services can simplify and expedite the process. South Bridge Legal offers comprehensive support for company formation in Dubai, ensuring compliance with local regulations and providing expert guidance throughout the setup process.

Professional services also extend to legal advisory, visa processing, and financial management. Engaging with experts ensures that your business is set up correctly from the start, avoiding potential legal and administrative hurdles.

Conclusion

Setting up a business in Dubai offers unparalleled opportunities for growth and success. The city's strategic location, business-friendly environment, and robust infrastructure make it an ideal destination for entrepreneurs and investors. By understanding the process of company formation in Dubai, leveraging financial services like Non-Resident Bank Accounts and Outsourced CFO Services, and exploring residency options like the Golden Visa, you can establish a strong foundation for your business.

Partnering with experienced legal advisors, such as South Bridge Legal, ensures a smooth and efficient business setup process, allowing you to focus on what matters most: growing your business and achieving your entrepreneurial dreams in the vibrant city of Dubai.

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US$12 million Agyapa deal promoters put Kweku Baako in trouble

The revelations by the Chief Executive Officer (CEO) of the Mineral Income Investment Fund (MIIF) that a staggering US$12 million was spent on the failed Agyapa Royalties deal, has consumed an unintended casualty, veteran journalist, Abdul Malik Kweku Baako.

He had in the wake of the scandal first broke by Ghana newspaper in a spirited defence, insisted that Africa Legal Associates, an Accra-based law firm owned by Gabby Asare Otchere-Darko, was not paid US$2 million for its work on the Agyapa Royalties deal. But recent revelation challenged his claims. The figure was bandied about nearly four years ago by some persons as the amount Gabby and his firm grabbed for their advisory role on the deal. But Baako claimed the quoted amount was way above what was paid to the law firm by the government.

“It is not true that Gabby’s firm got US$2 million from the deal. It is not true that his firm is a beneficiary of US$2 million. It’s not even up to US$105,000. It is the main transaction advisor that paid Gabby. It is about US$103,000. It is not US$2 million”, the editor-in-chief of the New Crusading Guide newspaper had insisted.

He clarified that, Britain-based White & Case LLP International Law Firm a UK-based law firm, was the principal advisor on the deal and Africa Legal Associates worked for the firm. Also there was Bentsi-Enchill, Letsa & Ankomah.

Ghana’s investigations had landed that a knighted Ghanaian with British nationality, Joshua Siaw, a partner in White & Case’s Global Debt Finance Practice and director of the Firm’s Africa practice, is a known friend of Gabby. Their law firms, have been involved in gigs involving the Ghana National Petroleum Corporation (GNPC).

The deal was fraught with assertions of nepotism, the presence of some key individuals and their companies, as well as their financial interests, including the immediate past Finance Minister, Ken Ofori-Atta and his Databank Financial Service,s as well as its South Africa partners, Imara Holding Limited of South Africa.

The roles played by Kofi Bosompem Osafo-Maafo, the son of ex-Senior Minister Yaw Osafo Marfo and a Deputy Director-General at the Social Security and National Insurance Trust (SSNIT) in charge of Investment & Development and Gabby Otchere Darko, a cousin of the President, Nana Akufo-Addo, were also at the centre of the scandal. The revelations by the Chief Executive Officer (CEO) of the Mineral Income Investment Fund (MIIF) that a staggering US$12 million was spent on the failed Agyapa Royalties deal, has consumed an unintended casualty, veteran journalist, Abdul Malik Kweku Baako.

He had in the wake of the scandal first broke by Ghana newspaper in a spirited defence, insisted that Africa Legal Associates, an Accra-based law firm owned by Gabby Asare Otchere-Darko, was not paid US$2 million for its work on the Agyapa Royalties deal. But recent revelation challenged his claims. The figure was bandied about nearly four years ago by some persons as the amount Gabby and his firm grabbed for their advisory role on the deal. But Baako claimed the quoted amount was way above what was paid to the law firm by the government.

“It is not true that Gabby’s firm got US$2 million from the deal. It is not true that his firm is a beneficiary of US$2 million. It’s not even up to US$105,000. It is the main transaction advisor that paid Gabby. It is about US$103,000. It is not US$2 million”, the editor-in-chief of the New Crusading Guide newspaper had insisted.

He clarified that, Britain-based White & Case LLP International Law Firm a UK-based law firm, was the principal advisor on the deal and Africa Legal Associates worked for the firm. Also there was Bentsi-Enchill, Letsa & Ankomah.

Ghana’s investigations had landed that a knighted Ghanaian with British nationality, Joshua Siaw, a partner in White & Case’s Global Debt Finance Practice and director of the Firm’s Africa practice, is a known friend of Gabby. Their law firms, have been involved in gigs involving the Ghana National Petroleum Corporation (GNPC).

The deal was fraught with assertions of nepotism, the presence of some key individuals and their companies, as well as their financial interests, including the immediate past Finance Minister, Ken Ofori-Atta and his Databank Financial Service,s as well as its South Africa partners, Imara Holding Limited of South Africa.

The roles played by Kofi Bosompem Osafo-Maafo, the son of ex-Senior Minister Yaw Osafo Marfo and a Deputy Director-General at the Social Security and National Insurance Trust (SSNIT) in charge of Investment & Development and Gabby Otchere Darko, a cousin of the President, Nana Akufo-Addo, were also at the centre of the scandal.

However, before the government placed the deal on ice to allow further deliberations with Civil Society Organizations, Baako held the view that people were making a mountain out of a molehill. He was quoted by Ghanaweb in September 2020, as having likened the conflict of interest situation to Ibrahim Mahama’s companies getting contracts during the John Mahama regime and Nana Konadu Agyemang under the Rawlings regime. “We have to be consistent. We have to be coherent. I don’t expect everybody to agree with me and I expect people who disagree with it vehemently if they like violently, disagree with me and criticize me”. “The way we’re going around this politics, the so-called conflict of interest relative to political office holders over the period, I see a certain huge area of inconsistency and incoherence and I’m worried about that. This is not going to be the last time this will happen; you bet me!”

Ken Ofori-Atta’s company, Kweku Baako Jnr, further insisted that Data Bank, had as of November 2020 not received any payment for their role as financial advisors in the Agyapa Royalty agreement.

This was after it was publicly held that the investment bank which is owned by Finance Minister Ken Ofori-Atta, enjoyed monetary benefit from the deal.

On Tuesday, November 10, 2020, the National Democratic Congress (NDC) demanded the government to retrieve monies it claimed had been paid to Data Bank.

The opposition party gave the government a seven-day ultimatum to recover the monies, the failure of which will propel them to embark on a mammoth demonstration in the first week of December. The protest did not happen.

“The NDC, hereby, demands that President Akufo-Addo retrieves the state’s the billions of cedis his government has illegally paid under the shady ‘Agyapa’ deal to Databank, which is owned by his cousin and Finance Minister, Ken Ofori Atta; African Legal Associates, which is owned by another cousin of his, Gabby Otchere Darko; and their foreign compradors, within the next 7 days, failing which the NDC and other like-minded progressive forces shall embark on series of protest and legal actions to ensure that every pesewa paid to these companies are refunded back to the State for nation-building,” Asiedu Nketia, the then General Secretary of the NDC said at a presser.

In a reaction to the NDC’s demands, Kweku Baako, said that information available to him indicates that Data Bank, received no monies for their role in the deal.

“They made some demands that the president should ensure that some monies paid are retrieved. I have been told on authority that Data Bank as we sit here has not been paid a pesewa or dollar. But some payments have been done for Africa Legal Associates and the others,” Baako disclosed on Peace FM.

But in a post on Facebook, Gabby Otchere Darko, a leading member of the governing party, said that Data Bank, would have been given a certain amount of money had the deal been successful.

“You are calling on your supporters and Ghanaians to join you on the street to stage a massive demonstration to ask for a refund for fees paid to transaction advisors, including law firms for services rendered per a contract? (Note: Databank has received no money for work done so far. Databank was only to earn a success fee at the end of the transaction). That is why, with tongue in cheek, I wish to proclaim: I love the NDC! Fantastic bunch of patriots! Bless them! part of the statement reads.

Almost four years on, it emerged last week at the Public Accounts Committee (PAC) of Parliament, that US$12 million was spent on setting up the offshore company which never materialized, but died on paper.

The CEO of MIIF, Edward Nana Yaw Koranteng, disclosed to the PAC that the Akufo-Addo government spent US$12 million on the failed Agyapa royalties deal.

But the US$12 million might just be the tip of the iceberg as the Auditor-General has, according to Kofi Adams, the Member of Parliament (MP) for Buem and a member of PAC, not captured the Agyapa Royalties deal in his report three years since it collapsed.

It is, therefore not clear how much Databank, Imara Holding Limited of South Africa, White & Case LLP International Law Firm, the two Ghanaian law firms Bentsi-Enchill, Letsa & Ankomah, and Africa Legal Associates, got as transaction advisors for the monetization of Ghana’s gold royalties through the dual listing of the Agyapa Gold Royalties Company on the Ghana and London Stock Exchanges.

Interestingly, MP for Abuakwa South, Samuel Atta Akyea, a cousin of Ken Ofori-Atta and Gabby Ochere-Dark, has cautioned the opposition NDC against its rhetoric on allegations of corruption in the Akufo-Addo government, accusing the party of resorting to concluding that allegations of wrongdoing in the government are crimes, even without any shred of evidence. He gave this caution while reacting to members of the NDC, including the National Communication Officer of the party, Sammy Gyamfi, saying that government officials and individuals implicated in the US$12 million expenditure on the suspended Agyapa Royalties deal are guilty of a crime and would be dealt with if they come to power. Atta Akyea, argued that the fact that something went wrong in the Agyapa deal does not necessarily imply that a crime was committed. He cautioned that the NDC was only endangering Ghana’s democracy with its baseless allegations, which are only aimed at winning the favour of Ghanaians for the upcoming elections, myjoyonline.com reports. “Bear in mind that, in this feverish pitch to succeed Akufo-Addo, the NDC, should not sort of make a fetish of every issue as if everything is criminal. “This nation is not safe with this level of propaganda, and press conferences are not just conclusive evidence of culpability and criminality, as it were. I want to stress also, let’s be careful. If there is a poor error of judgment in the investment in Agyapa, it will not be tantamount to criminality,” the MP is quoted to have said on JoyNews’ Top Story. Sammy Gyamfi, who was also on the show, contended that if there were no illegalities with the Agyapa deal, the Office of the Special Prosecutor (OSP), would not have asked the president to suspend it. He said that OSP’s investigation, proved that the Agyapa deal was not beneficial to the state, which led to its suspension. “If the Special prosecutor was not a court and the President does not agree with the position of the Special Prosecutor, why suspend the bill?” he quizzed. However, Atta Akyea, did not agree with the NDC National Communications Officer’s suggestion.

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Johannesburg on a Budget: Insider Money-Saving Tips from Harriet Travels

First of all, Johannesburg is a dynamic city that doesn’t have to break the pocketbook to explore. By using insider knowledge and smart planning, you may enjoy everything that this vibrant city has to offer without going over budget. Budget-friendly travel is important to us at Harriet Travels, situated at Midrand city, probably the best Travel Agents in South Africa, Johannesburg and we’re here to share our best money-saving advice with you.

Johannesburg Discovered with Harriet Travels: Being one of the Best Travel Agencies in Johannesburg, Harriet Travels is dedicated to giving our customers outstanding service and life-changing adventures. We have the knowledge to customize your vacation to your tastes and financial constraints, whether you’re looking for luxury experiences or are a frugal traveler. Plan Ahead and Make Early Bookings: Making early reservations for your travel to Johannesburg is one of the greatest methods to reduce costs. This includes making reservations for your lodging, activities, and flights. You may lock in reduced costs and prevent last-minute expenses by working with our knowledgeable travel consultants at Harriet Travels, the well known travel agency in Johannesburg to get the greatest offers and discounts. Benefit from Package Offers: Go ahead and reserve a package that includes travel, lodging, and activities. When compared to booking each component separately, these packaged packages can provide significant discounts. Harriet Travels located at the heart of Midrand city , curates package packages that suit a range of budgets and tastes by partnering with trustworthy tour operators in Johannesburg, South Africa Investigate Free and Cheap Attractions: Johannesburg has a plethora of free and inexpensive attractions that let you take in the natural beauty, history, and culture of the city without breaking the bank. Everyone can enjoy activities such as visiting museums and parks, or strolling through lively neighborhoods like Maboneng. Based on your preferences and financial constraints, our travel consultants can make recommendations. Dine Like a Local: A trip wouldn’t be complete without sampling the cuisine, and Johannesburg has a varied food scene to discover. Dine in neighborhood cafés, street food markets, and restaurants to save money while enjoying delectable meals at reasonable costs. Harriet Travels has recommendations for affordable, authentic dining experiences. Take Public Transit: Choosing public transit not only saves money but also lets you explore Johannesburg like a native. There are several ways to move about the city besides pricey taxis and rental automobiles, including buses, trains, and taxis. Our travel consultants can offer advice on using Johannesburg’s public transit system. Why Opt for Travels with Harriet? Proficiency in South Africa Travel: With our comprehensive expertise and experience, as a top travel agency in Johannesburg, we can help you book excursions all throughout South Africa. Placed at the centre of the Midrand city , Our team of knowledgeable travel advisors is familiar with all aspects of Johannesburg and can make recommendations that are specific to your tastes and financial situation. Customized Itineraries: Because we know that every traveler is different, we specialize in making itineraries that are specifically tailored to your interests, financial situation, and preferred method of transportation. Regardless of your travel preferences—adventure, leisure, or cultural encounters—we can create a journey that goes above and beyond. Superb Customer Service:At Harriet Travels, we put our clients’ needs first. From the time you get in touch with us until your trip is over, our hardworking staff is committed to provide first-rate assistance and service. We are here to respond to your inquiries, handle your worries, and make sure that your trip is easy and stress-free.

With careful preparation and insider knowledge, it is totally possible to see Johannesburg on a tight budget. At Harriet Travels, our mission is to maximise your travel budget while allowing you to take advantage of everything Johannesburg has to offer. Our knowledgeable travel agents are here to help you every step of the way, whether you’re looking for inexpensive lodging, reasonably priced activities, or insider tips. Get in touch with Harriet Travels, located at the Midrand city, right now to begin organising your journey in Johannesburg that fits your budget! Phone: +27 11 805 1192 Email: info@harriettravels.co.za Address: 180 Church street Shop 18 Liasides building, Halfway House, Midrand, 1685.