#hbits

[hollypies]

The thing about my brain only wanting to draw at night is thtmat I end up hating my work by like. Midnight anf then in the morning I look at it and go "it's literally fine ?? Why was I mad" and then continue the cycle of self hatred

[rajesh546]

[alaezasmystery235]

I only came to this part of Tumblr now. But still you gave a cute girl vibe . people may think you are just a girl next door but you are much more than that . you never fail to stand up for use self or any wrong doings. You may seem like a naive or innocent but in your heart you are like a dark feminine .

My initial v m . My moon sign Taurus 🌈

And let me know what I said about your is right.

It's so true I always stand up for myself and for my friends too . And I do look cute !!! Also I indeed exude dark feminine energy .

I'm getting your fs has orange aura colour . They are someone who can have charisma specially their words . They weave magic with their words . But they can have a boasting hbit which some may find annoying .

[techit-rp]

The Rise of Fractional Ownership in Real Estate: A New Era for Indian Investors

India’s real estate sector has long been considered a safe haven for investors. Yet, for most middle-class Indians, direct investment in commercial property has been a distant dream due to skyrocketing costs and lack of access. That’s changing—rapidly—with the emergence of fractional ownership in real estate, a concept that’s reshaping investment opportunities for everyday citizens.

This new model doesn’t just lower the entry barrier to premium property investments; it also creates fertile ground for financial innovation. For professionals and students alike, mastering this domain through tools like financial modelling is increasingly vital. In fact, enrolling in the best Financial Modelling Course in Thane can give you a competitive edge in understanding and analyzing such modern investment structures.

Understanding Fractional Ownership

Fractional ownership allows multiple investors to co-own a single high-value property. Each investor holds a fraction—both in legal ownership and in the returns the property generates. These assets are typically Grade-A commercial properties such as office spaces, retail outlets, or warehouses.

Investors receive monthly rental income in proportion to their ownership share and can potentially earn capital gains when the property is sold. This means you no longer need ₹50 lakhs or more to enter the commercial real estate market—platforms now offer entry points as low as ₹25,000.

Why This Model is Gaining Momentum

The primary reason for the surge in popularity of fractional ownership is accessibility. It gives small investors a chance to participate in the wealth-building potential of real estate, especially in commercial spaces traditionally reserved for the ultra-wealthy or institutional investors.

Another key reason is passive income. With stable tenants like banks, MNCs, or tech companies, these properties often yield consistent monthly income. Investors don’t have to worry about property management or tenant issues—platforms handle everything, from legal formalities to maintenance and rent collection.

The growing awareness around diversification is also fueling the trend. Instead of locking a large sum into a single property, investors can spread smaller amounts across different cities and sectors, reducing their exposure to any one market.

Technology and Platforms Driving the Trend

Several Indian platforms—such as hBits, Strata, Myre Capital, and PropertyShare—are pioneering this space. They curate properties, conduct due diligence, and manage the end-to-end investment process. These tech-driven platforms allow users to browse offerings, analyze projected returns, sign documents, and monitor performance—all online.

The rise of such platforms is also changing how financial analysts work. They now deal with new kinds of investment structures, rent rolls, fractional returns, and secondary markets. This makes financial modelling a necessary skill to assess opportunities thoroughly.

The Regulatory Push by SEBI

The Securities and Exchange Board of India (SEBI) is exploring ways to regulate fractional ownership platforms. This is significant. Regulation would add a layer of safety and transparency to the ecosystem, ensuring that investors’ interests are protected.

Once regulatory frameworks are in place, it will likely standardize reporting formats, improve disclosures, and encourage institutional participation. It also means finance professionals will need to analyze structured data, rental forecasts, and model long-term income strategies—skills taught in-depth in the best Financial Modelling Course in Thane.

What This Means for Finance Professionals and Students

Fractional real estate ownership isn’t just a new investment trend—it’s also an emerging financial discipline. For analysts, advisors, and finance students, it opens up exciting new opportunities:

You’ll need to model cash flows for shared properties.

You’ll analyze ROI based on rental yield, vacancy risks, and property appreciation.

You'll explore tax implications, exit strategies, and reinvestment opportunities.

Professionals trained in financial modelling are uniquely positioned to take advantage of this shift. With hands-on skills, they can assist investors, evaluate deals, or even work with fractional ownership platforms in strategy and analytics roles.

If you're aiming to thrive in this evolving market, pursuing the best Financial Modelling Course in Thane could be one of the smartest decisions you make.

Why Now is the Time to Act

The rise of fractional ownership is not a passing trend—it’s a fundamental shift. As the Indian economy grows and urbanization increases, the demand for commercial spaces will rise. At the same time, the average investor’s appetite for smarter, tech-enabled, and diversified investment options is growing stronger.

Financial knowledge, particularly the ability to model scenarios, calculate returns, and understand risk profiles, will become essential. The earlier you equip yourself with these skills, the more prepared you'll be to ride the wave of this new real estate revolution.

Final Thoughts

Fractional ownership is changing the face of Indian real estate investment. It offers a smarter, more inclusive way to build wealth and participate in premium commercial assets. Whether you're an aspiring investor or a finance student, understanding the mechanics of these investments can unlock powerful career and financial opportunities.

To do this effectively, upskilling with practical tools like Excel-based financial models is key. So, if you're serious about your future in finance, real estate analysis, or investment consulting, consider enrolling in the best Financial Modelling Course in Thane and prepare yourself to lead in this exciting new chapter of Indian finance.

[ofdistantwaters]

sghira w mzyana , 9arya w fnana , hakak hbit anaaaa

[hbittechno]

How to Select a Mobile App Development Company in UAE

In this modern digital age, having a mobile app is the key for businesses to remain competitive. Whether you are an upstart or a well-established company, selecting the appropriate mobile app development company in UAE can weigh heavily on your app’s success. With so many choices, it’s important to understand what you should be on the lookout for before making a choice.

Define Your App Requirements

Before you begin searching, define what type of app you’re looking for. Consider the following factors:

App platform (iOS, Android, or both)

Features and functionalities

Design preferences

Budget and timeline

A clear scope will enable you to communicate more effectively with possible development partners.

Review Company Portfolio and Experience

Experience is important. Find a company with:

Strong portfolio of successfully released apps

Experience in your business sector

Proficiency with the technologies required

You can assess their creativity, usability, and technical capabilities through their past work.

Read Client Reviews and Testimonials

Client feedback is a valuable indicator of the company’s reliability and quality of service. Platforms like Clutch, GoodFirms, and Google Reviews can provide insights into how the company treats its clients.

Evaluate Technical Expertise

When hiring app developers in UAE, ensure they are skilled in:

Native and cross-platform development

UI/UX design

Backend integration

App testing and security

A technically competent team will be more capable of mitigating issues during the development phase.

Inquire About Communication and Support

Effective communication is crucial for project success. Inquire about their:

Project management software (e.g., Jira, Trello)

Communication mediums (e.g., Slack, email, meetings)

Post-launch support and maintenance options

Evaluate Cost vs. Value

Don’t opt for the lowest price alone. Think about the value you’re receiving in return. A more skilled mobile app development firm in UAE can quote more but deliver superior outcomes, saving you time and rework expenses in the long term.

Talk about IP Rights and Confidentiality

Make sure the firm honors your intellectual property. Execute NDAs and define who will own the code and design after delivery of the project.

Conclusion

Selecting an appropriate partner to employ app developers in the UAE involves extensive research and understanding of your objectives. Analyzing technical competence, previous work, communication, and price will help you reach a decent mobile app development agency that fits your vision and provides quality results. 

HBit Technology provides tailored apps that can help your business thrive. Our solutions are simple to use, quick, and efficient. Let us make your dreams come true. Hire the best mobile app builder for small businesses and enterprises. Contact us today to get started on building your app. 

[hbitswebinars]

Greetings,

From trending tips to viral “hot stock” picks, digital content is rapidly shaping investment decisions—often without accurate information.

Join our panel of experts as they unpack the impact of social media on investor behavior. In this session, we’ll discuss:

🔹How online trends can lead to poor investment choices

🔹Warning signs to look out for in influencer-driven recommendations

🔹Tips to separate facts from fiction when it comes to social media investment advice

Don’t miss this insightful webinar!

Register Now: https://us06web.zoom.us/webinar/register/3017256055770/WN_el3uLwt4QACjg323d7u63A

Click to watch a last webinar on ▶️YouTube: https://bit.ly/3F1cZiD

Best regards,

Team hBits

[sud2401]

hBits Plans ₹500 Cr SM-REIT IPO

India’s commercial real estate game just got a major boost! hBits, a leading name in the fractional real estate investment space, is all set to launch its ₹500 crore Small & Medium Real Estate Investment Trust (SM-REIT) IPO by June 2025. With SEBI’s nod in the bag, this move isn’t just about raising funds — it’s about reshaping how Indians invest in commercial spaces.

Now here’s where it gets interesting: hBits isn’t just looking at generic office properties. They're eyeing dynamic zones with a pulse, and coworking spaces in Powai are turning out to be serious hotbeds for smart investments. With brands like WeWork and Awfis already thriving in this vibrant Mumbai suburb, Powai's flexible office ecosystem is becoming a magnet for startups, freelancers, and even enterprises looking for agile work environments.

The SM-REIT is expected to bundle hBits’ current portfolio of 16 premium commercial assets while actively expanding into new territories. With Powai’s increasing popularity among new-age professionals and digital businesses, the inclusion of coworking spaces in Powai could give the trust the modern edge it needs.

As India's commercial realty continues to evolve, spaces that promote flexibility, collaboration, and sustainability — like those in Powai — are becoming key indicators of long-term value. If hBits plays it right, this IPO could not only unlock access to institutional-grade investments for everyday investors but also cement Powai's place on the map as a serious coworking contender.

[qubicc]

Fractional Investment: What It Is and How It Works

Investing in real estate has always been a lucrative way to build wealth. However, high property prices often make it difficult for beginners to enter the market. This is where fractional investment come in. It allows you to own a portion of a property without buying it entirely, making real estate investing more accessible.  

In this beginner’s guide, we’ll explain what fractional investment is, how it works, its benefits, and how you can get started in India.  

What Is Fractional Investment in Real Estate?

Fractional investment is a method where multiple investors pool their money to buy a property, each owning a fraction of it. Instead of purchasing an entire apartment or commercial space, you can invest a smaller amount and still earn returns through rental income or capital appreciation.  

This model is gaining popularity in India, especially among young investors and those with limited capital. Platforms like QUBICC, Strata, PropertyShare, and hBits facilitate fractional real estate investments, making it easier for individuals to diversify their portfolios.  

How Does Fractional Investment Work?

1. Selection of Property  

A real estate asset (residential, commercial, or retail) is chosen by an investment platform or a group of investors. The property is thoroughly analyzed for its growth potential, location, and rental yield.  

2. Fractional Ownership Structure  

The property is divided into smaller shares, and investors can buy a portion based on their budget. For example, if a property costs ₹1 crore, you could invest ₹5 lakhs to own 5% of it.  

3. Legal Ownership & Documentation  

Investors receive legal ownership through a Special Purpose Vehicle (SPV) or a Real Estate Investment Trust (REIT). This ensures transparency and protects investors’ rights.  

4. Rental Income & Capital Appreciation

Rental Income: If the property is leased, profits are distributed among investors based on their ownership percentage.  

Capital Gains: When the property appreciates in value, investors can sell their shares for a profit.  

5. Exit Strategy  

Fractional investments usually have a lock-in period (3-5 years). After this, investors can sell their shares on secondary markets or wait for a buyback by the platform.  

Benefits of Fractional Real Estate Investment  

1. Lower Entry Barrier  

You don’t need lakhs or crores to invest—fractional ownership allows you to start with as little as ₹300,000-₹500,000.  

2. Diversification  

Instead of putting all your money into one property, you can invest in multiple assets across different locations.  

3. Passive Income

Earn regular rental income without the hassle of property management.  

4. Professional Management  

The investment platform handles maintenance, tenant management, and legal compliance.  

5. Liquidity (Compared to Traditional Real Estate)  

While real estate is generally illiquid, fractional shares can sometimes be traded on secondary markets.  

Risks of Fractional Investment in Real Estate  

1. Market Risks  

Property values can fluctuate based on economic conditions.  

2. Lock-in Periods  

Exiting before the lock-in period may be difficult.  

3. Platform Risk  

If the fractional investment...

[eccentricnomads]

HBIT Headquarters Named Official Tiny House of Texas

As we come up on the 5th anniversary of the founding of How Big Is Texas, what better way to start the month of April? I am honored to announce on this special day that the Texas Legislature has named the Official International World Headquarters of How Big Is Texas as the OFFICIAL TINY HOUSE OF TEXAS!!! According to Senator Thick of Sham County, “When I learned about the headquarters in…

[fudanshi-joseph]

meow. ( missing u )

meowwwmmeow... hiii ,...guguhhhhg m sory weve been jind of ass at replying.to these tumblr has just beenn tiring us out a hbit i think but . dont forget you have our discord,, miss.you on there too

[rajesh546]

[undead-zomboy]

i wish i was able to tell my mum what was going on in my head i can barely tell my therapist without him prompting the conversation so all we do is talk about school and my parents. its important i know but!! i need to talk about everything else. the voices and my need to control my eating hbits so much im eating less than a toddler does and the fact i dont even know who i am without someone to base my personality off

[vixxxxxxxx]

!!!!!!!!!!@,! Wowzers ! thnk you hbit :-)!

[techit-rp]

The Rise of Fractional Ownership in India: Redefining How Millennials and Gen Z Invest in Real Estate

Real estate has long been considered one of the most reliable avenues for wealth creation in India. Yet, for an emerging generation of young professionals—especially millennials and Gen Z—the dream of owning property seems increasingly out of reach. Skyrocketing urban property prices, high EMIs, and limited savings have created a significant entry barrier. But now, an innovative investment model is gaining traction: fractional ownership in real estate.

Thanks to the convergence of fintech and property tech (proptech), fractional ownership is reshaping how younger Indians participate in real estate. It’s also creating new demand for professionals trained in alternative investments, real asset valuation, and structuring deals—skills taught in a robust investment banking course in Pune, a rising education and finance hub in India.

What is Fractional Ownership?

Fractional ownership allows multiple investors to collectively own a high-value asset—in this case, commercial real estate—by purchasing fractional shares of the property. Unlike REITs (Real Estate Investment Trusts), which are stock market instruments, fractional ownership platforms allow direct co-ownership of tangible assets, often with a fixed rental yield and capital appreciation.

For example, a ₹10 crore office space in Mumbai might be split into 100 equal parts of ₹10 lakh each. Investors receive monthly rental income and share in the profits when the asset is sold—just like landlords, but without the burden of managing tenants or maintenance.

Why Is It So Appealing to Millennials and Gen Z?

1. Lower Entry Barriers

Owning prime real estate used to require crores. Now, platforms like hBits, Myre Capital, and PropertyShare offer entry starting from ₹10 lakh or less—making it viable for salaried professionals and young entrepreneurs.

2. Passive Income Stream

Investors earn regular rental income that can supplement their salary or serve as a side hustle. The yields (often between 7–9%) are higher than FDs or savings accounts.

3. Tech-Enabled Convenience

These platforms handle property acquisition, tenant management, legal compliance, and resale, giving users a hands-off, digitally managed experience.

4. Portfolio Diversification

Many investors are diversifying into fractional ownership to hedge against market volatility and inflation—particularly post-COVID, when asset diversification became critical.

Real Estate Meets Fintech: The Digital Evolution

The entire experience—from asset discovery and legal diligence to payment and performance tracking—is digitally managed via online platforms. Blockchain-based smart contracts are also being explored to automate rent distribution and ensure secure co-ownership ledgers.

This fusion of finance, real estate, and technology is a clear signal of where the investment world is heading. As fractional ownership scales, the demand for professionals who understand how to structure and manage such offerings is expected to grow. Pursuing an investment banking course in Pune can help aspiring professionals gain expertise in real estate finance, deal syndication, legal frameworks, and tech-led valuation models.

Regulatory Considerations in India

The rise of fractional platforms hasn’t gone unnoticed. In late 2023, SEBI formed a working group to examine regulation of Small and Medium Real Estate Investment Trusts (SM REITs)—a move that could legitimize and standardize fractional investing.

Key regulatory concerns include:

Investor protection and transparency in risk disclosures

Legal clarity around co-ownership and exit options

Standardization of returns, fees, and asset grading

If regulated properly, fractional ownership could unlock ₹1 trillion+ in capital inflows into India’s commercial real estate sector over the next decade.

Pune: A Rising Hub for Financial Education

Pune, with its blend of educational institutions and growing finance and tech ecosystems, is emerging as a preferred destination for finance education. Students looking to future-proof their careers in alternative investments, private equity, or real estate finance should consider an investment banking course in Pune that covers:

Asset-backed securitization

Commercial property valuation techniques

Legal structuring for fractional ownership

Regulatory and taxation aspects

Proptech integration in modern finance

With exposure to real-world projects, expert faculty, and industry connections, such courses in Pune offer a strong launchpad into the evolving world of investment banking.

Challenges Ahead for Fractional Investing

Despite the buzz, fractional ownership is not without its caveats:

Liquidity Risks: Exiting a fractional property investment isn’t as easy as selling a stock or mutual fund unit. Secondary resale options are still maturing.

Transparency: Investors need to understand legal contracts, risk factors, and expected IRRs before committing capital.

Tax Implications: Rental income is taxable, and capital gains upon sale must be accounted for.

As awareness grows, fractional investing platforms will need finance-savvy professionals to design investor-friendly products, ensure compliance, and manage portfolios.

Conclusion

Fractional ownership is opening the real estate door to young Indians in a way that aligns with their financial realities and digital lifestyles. What was once considered the domain of ultra-high-net-worth individuals is now being democratized through tech-led innovation.

As this space matures, there will be a growing need for finance professionals who understand not just real estate, but also investment structuring, risk modeling, and fintech integration. Enrolling in an investment banking course in Pune could be your stepping stone into this high-growth segment of modern finance.

[techiexpert]

hBits Aims to Triple AUM Following Successful ₹40 Crore Series A Funding

hBits, a prominent player in the real estate investment sector, has recently announced its ambitious goal of tripling its Assets Under Management (AUM) following a successful Series A funding round, which raised ₹40 Crore. This significant milestone not only reflects investor confidence in hBits’ vision but also sets the stage for substantial growth in the coming years.

Background of hBits

Founded to democratize real estate investment, hBits enables individuals to invest in commercial properties through fractional ownership. This innovative approach lowers the barriers to real estate investment, allowing more people to participate in the lucrative market of commercial real estate.

Series A Funding Overview

The recent funding round was led by a mix of institutional investors and high-net-worth individuals who recognize the potential of hBits’ business model. The ₹40 Crore infusion will be critical in accelerating the company’s growth strategy, including:

Enhancing Technology Platform: Improving the user experience for investors and property owners alike.

Expanding Property Portfolio: Acquiring and managing more commercial properties to increase investment options for users.

Marketing Initiatives: Boosting brand visibility and attracting more investors to the platform.

Goals for Tripling AUM

hBits aims to triple its AUM as part of its long-term vision. This ambitious target involves several strategic initiatives:

Diversified Investment Opportunities: hBits plans to expand its offerings beyond traditional office spaces to include retail, industrial, and logistic properties.

Strategic Partnerships: By forging partnerships with property developers and real estate agencies, hBits will gain access to a wider range of investment properties.

Enhanced Investor Engagement: The company will focus on providing valuable insights and resources to its investors, fostering a community that encourages participation and retention.

Sustainable Practices: Emphasizing environmentally sustainable properties not only aligns with global trends but also attracts socially conscious investors.