#how to form an llc in n

[dtkfinancialgroup]

How to Establish Business Credit for Startups

Establishing business credit is crucial for startups as it separates personal and business finances, facilitates better financing options, and builds credibility with suppliers and partners. Here's a comprehensive guide to establishing business credit for your startup:

1. Incorporate Your Business

Action: Form a legal business entity, such as a corporation or limited liability company (LLC).

Why: Incorporating your business creates a distinct legal entity, separating your credit from your business credit. This is the first step in establishing a credible business profile.

2. Obtain an Employer Identification Number (EIN)

Action: Apply for an EIN from the IRS.

Why: An EIN functions like a Social Security number for your business. It is necessary for tax purposes, opening business bank accounts, and applying for business credit.

3. Open a Business Bank Account

Action: Open a business checking account in your company's name.

Why: A business bank account is essential for managing finances, demonstrating business activity, and establishing a relationship with a bank. Use this account for all business transactions to separate finances from personal accounts.

4. Register with Business Credit Bureaus

Action: Register your business with credit bureaus such as Dun & Bradstreet, Experian Business, and Equifax Business.

Why: Registering with business credit bureaus allows them to track your business credit activity and generate a credit profile. For Dun & Bradstreet, you must apply for a D-U-N-S Number, a unique identifier for your business.

5. Establish Trade Lines with Vendors

Action: Work with suppliers and vendors that report payment history to business credit bureaus.

Why: Establishing trade lines and making timely payments helps build a positive credit history. Ask your suppliers if they report to business credit bureaus; if not, encourage them to do so.

6. Apply for a Business Credit Card

Action: Apply for a business credit card that reports to business credit bureaus.

Why: Using a business credit card responsibly helps build credit history. Ensure timely payments and keep your credit utilization low to improve your business credit score.

7. Maintain Good Payment Practices

Action: Pay all bills and invoices on time or ahead of schedule.

Why: Payment history is a significant factor in your business credit score. Consistently paying bills promptly demonstrates reliability and financial responsibility, positively impacting your credit profile.

8. Monitor Your Business Credit

Action: Regularly check your business credit reports from Dun & Bradstreet, Experian, and Equifax.

Why: Monitoring your credit reports helps you stay aware of your credit status, identify errors, and promptly address issues. Keeping an eye on your credit score also allows you to take corrective actions if needed.

9. Utilize Business Loans and Lines of Credit

Action: Apply for small business loans or lines of credit from banks or credit unions.

Why: Using and repaying business loans or lines of credit responsibly can boost your business credit score. It demonstrates your ability to manage debt and build a positive credit history.

10. Build a Solid Business Plan

Action: Develop a comprehensive business plan that outlines your business model, financial projections, and growth strategies.

Why: A well-prepared business plan helps manage your business and demonstrates to lenders and creditors that you have a clear path to success. This can make it easier to secure financing and establish credit.

11. Seek Professional Advice

Action: Consult with a financial advisor or accountant specializing in small businesses.

Why: Professional guidance can help you navigate the complexities of establishing and managing business credit. An expert can provide tailored advice on financial strategies, credit-building techniques, and compliance with regulations.

Tips for Maintaining Good Business Credit

Keep Personal and Business Finances Separate: Always use your business accounts and credit for business expenses to maintain clear financial boundaries.

Limit Credit Inquiries: Frequent credit inquiries can negatively impact your credit score. Apply for credit only when necessary and your business is financially stable.

Update Business Information: Ensure that your business information, such as address, phone number, and industry classification, is updated with credit bureaus and lenders.

Conclusion

Establishing business credit is a strategic process that requires careful planning and disciplined financial practices. You can build a strong business credit profile by incorporating your business, obtaining an EIN, opening a business bank account, registering with credit bureaus, and maintaining good payment practices. Regularly monitor your credit status, utilize business loans responsibly, and seek professional advice to ensure your startup's financial health and credibility. A solid foundation not only opens doors to better financing options but also contributes to your business's long-term success and growth.

Contact Us:

Location - 7220 N Lindbergh Blvd Ste 120 Hazelwood, MO 63042

Email - support@dtkfinancialgroup.net

Phone - 314-370-2155

Website - DTK Financial Group

Blog - How to Establish Business Credit for Startups

[oliviasmith-21]

How to Start LLC in California in 2024: Guide by TRUIC

Starting a Limited Liability Company (LLC) in California offers numerous advantages for entrepreneurs. However, navigating the process can be complex without the right guidance. This comprehensive guide by TRUIC (The Really Useful Information Company) will walk you through each step of forming an LLC in California in 2024, ensuring a smooth and efficient journey from start to finish.

Benefits of Forming an LLC in California

Before diving into the process, it’s essential to understand the benefits of forming an LLC in California:

Limited Liability Protection: Protects your personal assets from business liabilities and debts.

Tax Flexibility: LLCs enjoy pass-through taxation, meaning profits are taxed only once as part of the owners’ personal income.

Management Flexibility: Allows for a more flexible management structure compared to corporations.

Credibility: Enhances your business’s credibility and professionalism, attracting more customers and investors.

Step-by-Step Guide to Starting an LLC in California

Step 1: Choose a Name for Your LLC

The first step is to select a unique and compliant name for your LLC. Conduct a California LLC search on the California Secretary of State’s website to ensure your desired name is available and not already in use by another business.

Step 2: Appoint a Registered Agent

California requires LLCs to appoint a registered agent to receive legal documents on behalf of the company. This can be an individual resident of California or a registered agent service.

Step 3: File the Articles of Organization

To officially form your LLC in California, you must file the Articles of Organization (Form LLC-1) with the California Secretary of State. This document includes essential details about your LLC, such as its name, address, and the name of your registered agent. You can file LLC online California or by mail.

Step 4: Pay the Filing Fee

The LLC in California cost for filing the Articles of Organization is $70. Additionally, there is an $800 annual franchise tax due within the first year of forming your LLC.

Step 5: Create an Operating Agreement

An Operating Agreement outlines the ownership and operating procedures of your LLC. While not required by California law, it is highly recommended as it helps prevent conflicts among members and provides a clear management structure.

Step 6: Obtain an EIN

An Employer Identification Number (EIN) is necessary for tax purposes, hiring employees, and opening a business bank account. You can obtain an EIN for free from the IRS website.

Step 7: File the Statement of Information

Within 90 days of filing your Articles of Organization, you must file the Statement of Information (Form LLC-12) with the California Secretary of State. This document updates your LLC’s contact information and must be filed biennially thereafter. The filing fee is $20.

Step 8: Fulfill Additional Tax and Regulatory Requirements

Depending on your business activities, you may need to register for state taxes or obtain permits and licenses. The California Department of Tax and Fee Administration (CDTFA) provides resources to help you determine your tax obligations.

How Fast Can I Form an LLC in California?

The time it takes to form an LLC in California can vary. Filing the Articles of Organization online typically takes 1–2 business days, while mail filings can take several weeks. To expedite the process, you can use TRUIC’s resources and services to ensure all paperwork is correctly filed and processed efficiently.

Free LLC in California: Is It Possible?

While there is no such thing as a completely Free LLC in California due to mandatory state fees, you can minimize costs by handling the formation process yourself and utilizing free resources provided by TRUIC.

Additional Tips for Forming the Best LLC in California

1. Utilize Online Resources

TRUIC offers a variety of free online tools and guides to help you navigate the formation process. From name availability checks to EIN application instructions, TRUIC has you covered.

2. Consider Professional Services

While DIY methods can save money, hiring a professional service can save time and ensure accuracy. TRUIC provides affordable LLC formation services to help you every step of the way.

3. Stay Compliant with Annual Filings

Maintaining compliance with state requirements is crucial for keeping your LLC in good standing. Ensure you meet all New York LLC annual filing requirements, including the biennial Statement of Information and the $800 annual franchise tax.

Common Questions About Starting an LLC in California

What is the Cost of Forming an LLC in California?

The initial LLC in California cost includes a $70 filing fee for the Articles of Organization and an $800 annual franchise tax. Additional costs may include fees for a registered agent, business licenses, and professional services.

How Do I Check if My Desired Business Name is Available?

Perform a California LLC search on the California Secretary of State’s website to ensure your desired name is unique and available.

Can I Form an LLC Online?

Yes, you can file LLC online California through the California Secretary of State’s online portal. Online filing is faster and more convenient than mailing documents.

What are the Annual Requirements for a California LLC?

In addition to the $800 annual franchise tax, California LLCs must file a biennial Statement of Information (Form LLC-12) and pay a $20 filing fee. Ensure you stay compliant with these requirements to avoid penalties.

Conclusion

Forming an LLC in California in 2024 is a straightforward process if you follow the proper steps and utilize the available resources. From choosing a unique business name to filing the necessary documents and paying state fees, this guide provides all the information you need to start your LLC with confidence.

Partnering with TRUIC can make the process even smoother. TRUIC offers expert guidance, free resources, and professional services to help you form and maintain your LLC efficiently. Whether you’re aiming to establish the Best LLC in California or looking for ways to reduce costs, TRUIC has the tools and expertise to support your entrepreneurial journey.

For more detailed information and personalized assistance, visit TRUIC’s website and take advantage of their comprehensive resources and services. Start your LLC in California today and set your business on the path to success!

[market-sample-reports]

Food Colors Market Size, Share, Growth Factors, Competitive Landscape, with Regional Forecast to 2031

The latest “ Food Colors Market  Forecast | Share and Size - 2031” report by The Insight Partners offers a detailed analysis of prime factors that impact the market growth such as key market players, current market developments, and pivotal trends. The report includes an in-depth study of key determinants of the global market including drivers, challenges, restraints, and upcoming opportunities.

This market report is ideal for businesses opting to enter or excel in the Food Colors market. This strategic market forecast not only makes businesses aware of present market scenarios but also presents future market forecasts. These insights profoundly cover Food Colors market size, share, growth, and projected revenue in the forecast duration.

The Food Colors market report encompasses driving factors of the market coupled with prime obstacles and restraining factors that hamper the Food Colors market growth. The report helps existing manufacturers and entry-level companies devise strategies to battle challenges and leverage lucrative opportunities to gain a foothold in the global market.

How is the Food Colors Market Report Beneficial for Your Business?

Figure out the Food Colors market dynamics altogether | 2031

Inspect and scrutinize the competitive scenario and the future Food Colors market landscape with the help of different strictures including Porter's five forces.

Understand the impact of different government regulations throughout the global Food Colors market and evaluate the market condition in the tough time.

Consider the portfolios of the protruding players functional in the market in consort with the thorough study of their products/services.

Have a compact idea of the highest revenue-generating segment with the help of a thorough Food Colors market analysis by our seasoned research experts.

A cost-effective way to gain valuable insights into the Food Colors market without the need to host an independent team of researchers at their own cost.

Food Colors Market diagrams, pie charts, regional market share maps, inventory network examination, and import/trade subtleties help you pitch investors.

The Food Colors market report offers an in-depth analysis of the various prime market players that are active in the market. Moreover, it provides their thorough financial analysis, business strategies, SWOT profile, business overview, and recently launched products & services. In addition, the report offers recent market developments such as market expansion, mergers & acquisitions, and partnerships & collaborations. The prime market players observed in the report are Companies ADM WILD Europe GmbH and Co. KG, BASF SE, Cargill, Incorporated. , Chr. Hansen Holding A/S, DDW The Colour House. , GNT Group B. V. , Koninklijke DSM N. V. , Naturex S. A. , San-Ei Gen F. F. I. ,Inc. , Sensient Colors LLC

On the Basis of Type this market is categorized further into-

Natural And Artificial

On the Basis of Form this market is categorized further into-

Liquid And Powder

On the Basis of Application this market is categorized further into-

Bakery and Confectionery

Dairy And Frozen Desserts

Beverages

RTC and RTE Products

Sauces Dressings and Condiments

Meat Poultry and Seafood

And Others

The report offers an in-depth study of every segment, which helps market players and stakeholders understand the fastest-growing segments with maximum Food Colors market share and highest-grossing segments in the market.

The Food Colors market is analyzed across the globe and highlights several factors that affect the performance of the market across the key regions –

North America (U.S., Canada, Mexico)

Europe (U.K., France, Germany, Spain, Italy, Central & Eastern Europe, CIS)

Asia Pacific (China, Japan, South Korea, ASEAN, India, Rest of Asia Pacific)

Latin America (Brazil, Rest of Latin America)

The Middle East and Africa (Turkey, GCC, Rest of the Middle East and Africa)

Rest of the World

The Food Colors market research offers revenue forecasts for every year coupled with sales growth of the market. The forecasts are provided by skilled analysts and after an in-depth analysis of the Food Colors market trends. These forecasts are essential for gaining investment insights into the prospects of any industry.

Author’s Bio:

Akash Khilare

Senior Market Research Expert at The Insight Partners

[mica-dmss]

The Reader Sources

Bordwell, D., Thompson, K. and Smith, J. (2016) Film art: an introduction. Eleventh; McGraw-Hill international; New York, NY: McGraw-Hill Education.

This text deconstructs various theories behind filmmaking, including the effect of narratology and successful film techniques. Methods examined are the significance of film space using mise-en-scene, the engagement of dramatic shot types, and the clarity of montage sequences. Bordwell and Thompson specifically delve into how modern media derived from Hollywood films by analysing the chronology of film events and its popularised classical narrative. Regarding narrative, the authors explain how it provides clarity in the life of its audience and as result, how such audience are gravitated towards chronological narrative eager for the prospect of life-lessons. That said, the authors do also investigate how other forms of narrative can create more complex plots in film, such as the idea of parallel narrative, which provides even more engagement with how the audience could perceive a life-like situation.

Cook, P. and Bernink, M. (1999) The cinema book. 2nd edn. London: British Film Institute.

In this text, Pam Cook explores the discussions involved within narratology, such as how Tzvetan Todorov's narrative theory helped establish a precedent for future formula of films. From this, Cook explained how narrative cinema and its cinematic codes settled in the development of film, with the help of 'cultural ascendancy'; the Hollywood pictures.

With this, Cook further examined concepts of film theory that were stemmed from this change. One notable example is Noel Burch's (1973) 'insitutional mode of representation' (IMR), the perceived dominant mode of film construction seen in virtually every film produced in our time.

Propp, V., Martin, A.Y., Martin, R.P. and Corporation, E. (1984) Theory and History of Folklore. N - New; 1; Edited by A. Liberman. Minneapolis: University of Minnesota Press.

Translated by Ariadna Y. Martin, Richard P. Martin and edited by Anatoly Liberman, this volume is the last of the original 5 volumes from the text 'Theory and History of literature'. The 5th volume covers the work of Vladimir Propp, including his findings and formulas behind his famous narrative theories, most notably his 31 functions theory. His studies involve close examinations into Russian folklore, which he found similar patterns of the folktale hero's journey throughout many established discourses within the plot. Thus, he was able to form the 31 'narratemes' often associated in folklore context.

Propp, V., Scott, L. and Wagner, L.A. (1968) Morphology of the Folktale. 2nd edn. Austin: University of Texas Press.

This text further explored in depth of the original papers by Vladimir Propp. Throughout his research into Russian narrative, he examines the 'organisation' of Russian folkloristic text and understood that its structure was mainly 'linear', thus explaining why the narratives were presented in a chronological order of events. He discovered that this type of narrative existed throughout centuries of storytelling, which Propp named this form of narrative as 'syntagmatic' structural analysis, based on the term 'syntax' of language from Greimas' rule of narrative grammar (cf Greimas, 1966a : 404). As a text based off of the original source, alternative theories were introduced to counter the lack of 'epistemological value' within Propp's works, such as the argument of structuralism and formulism provided by philosopher Claude Levi-Strauss. Strauss opposed to Vlad's 'syntagmatic' structural analysis, and argued the existence of paradigmatic theory.

Tringham, N.R. (2014) Science Fiction Video Games. 1st edn. Oakville: CRC Press LLC.

Within the topic of narratology, Neal Roger Tringham took a unique approach to analysing the structure of narrative through the study of game narrative. Tringham makes readers aware of the conflict between narratology and ludology in regards to the significance of stories in games, which he acknowledges the past of game stemming from elements of dualism and strategy. His text explores the evolution of narrative in media and how it has branched into different materials aside from traditional folklores and text - with the focus concerning games. Considering how the objective in recent games has been shifted by narrative, the debate between narratology and ludology involves a dilemma of if both concepts could exist together or rather intervene with each other; Tringham answers this with the existence of 'interactive' videogames.

Bronner, S.J. (ed.) (2007) ‘On Game Morphology: A Study of the Structure of Non-Verbal Folklore’, in. Utah State University Press (Meaning of Folklore), pp. 154-163.

Along with Tringham's research into gaming and narrative, Simon J. Bronner further establishes the distinction between the structure in 'types of folklore expression' and 'children's games'. The foundations of ludology is assessed in how children's games are operated; competitive games like first-shooter games are limited to a certain system, with little rules that simplify the essential nature of such games. Bronner identifies a solution to how narrative and game can become compatible through the use of 'motifemes', which introduces the 'story' unit comparable to folktale structure into games while maintaining the competitive aims behind the medium. In short, Bronner discovered how closely game and narrative resembled one-another, describing games possessing the structure of a "two-dimensional folktale" (pg. 156).

Bronner, S.J. (ed.) (2007) ‘On Game Morphology: A Study of the Structure of Non-Verbal Folklore’. Utah State University Press (Meaning of Folklore), p. 154.

This intriguing piece of work consists of Alan Dundes' investigation into game structure, and how it correlates to narrative. Dundes examined the similarities between narrative and gaming, by observing relationship between two different sides that pan out within a game, whilst comparing it to two opposing archetypes within narrative structure. He explores the coexistence of narrative 'perspective' within games, as he states that due to the immediacy and practicality of games, especially competitive games, two opposite perspectives are likely to occur, though the key fact is that they both reflect one main 'plot'; this is akin to if folktales were constructed with the involvement of both a hero's and villain's journey as opposed to usually one one execution of story through the hero. Thus, it can be found that both games and narrative involve one main plot regardless of roles, and showed how game and narrative could be compatible together, considering the criticism of games involving narrative.

Tringham, N.R. (2014) Science Fiction Video Games. 1;1st; edn. Oakville: CRC Press LLC.

Tringham's paper carefully considers the relationship between narrative and game, evaluating both criticism and support for the idea of both forms as combined. He delves into the dispute regarding interactive games and claims how such a difficult execution of a product would be impossible, due to the irony of the title; despite the players 'interacting' with a game by manipulating choices to change its ending, these 'endings' are not necessarily caused by the players, has they have already been planned and implemented in the coding of the product, by the developers themselves. Thus, it would prove difficult to mix the improvisation of outcomes that games prove, with a structure that is already pre-determined by narrative. However, Tringham acknowledges that while narrative structure may not be possible in gaming, the illusion of narrative elements within games may allow the prospect of a truly 'interactive game' become possible.

Cristofaro, M. (2020) “I feel and think, therefore I am”: An Affect-Cognitive Theory of management decisions’, European management journal, 38 (2), pp. 344–355.

In the aspect of affect in media, Cristofaro's work highlighting 'cognitive-affective' theory would be plausible in describing why people think and react erratically within a rushed environment, or towards a difficult subject. Cognitive-affective theory describes the mind having two systems that handle a variety of information and manage two types of reactions; 'system 1' consists of involuntary, 'preconscious' thought process that shows more emotion and less experience, as opposed to 'system 2' that operates more logically and executes one's rationality. In terms of their relationship, 'system 2' acts as a 'filter' for 'system 1', which is easier for the dynamic to occur when someone is placed in a situation that they learned from beforehand. Theories like this could explain why players who engage in games, such as horror games, end up 'desensitised' to its elements and are less emotional in making decisions in such games.

Mayher, J. (2016) Understanding Gender & Sexuality In Popular Culture. Indiana University Bloomington: Cognella.

Within this edited book features an entire group of volumes covering many interesting perspectives within society. Male gaze theorist Laura Mulvey explains the social and psychological origins for the often sexual depiction of women in film. Mulvey explains that in the eyes of male spectators, women are the "bearers of meaning", while men are "makers of meaning"; women bear the image of desire that men long for unconsciously, who make this vision come to life on screen. This describes the oppressive relationship emerged from patriarchal culture, with women ending up taking the passive role of 'bearing' meaning in film. Using Sigmund Frued's psychosexual research, Mulvey also elaborates that women's objectified representation corresponds to the sexual attraction of gazing at an object, known as scopophilia - this corresponds to the male gaze.

[iraempirecom]

Desert Gold Exchange Reviews

What is Desert Gold Exchange?Desert Gold Exchange Locations, Timings, Email, Phone, Services

Desert Gold Exchange is a recognised dealer well-known for its expertise in precious metals, especially gold, silver, and platinum bullion coins and bars. The company's primary purpose is to assist clients in creating well-rounded investment portfolios that include these significant commodities.

The company is distinguished by its commitment to client success by delivering a selection of certified rare coins and numismatics in addition to typical bullion offers. This wider set of possibilities provides complexity and possible benefits to clients' investing strategies. The operations of Desert Gold Exchange are managed by a team of experienced financial professionals. These experts share their knowledge and insights with clients, assisting them in developing investing strategies that are suited to their specific financial goals. - Address: 22601 N 19th Ave #208, Phoenix, AZ 85027, United States - Phone: +1 888-852-4343 - Fax: 1-310-571-0194 - Website: http://www.desertgoldexchange.com/

People Behind Desert Gold Exchange: CEO, Owner, Co-Founders & MoreWho owns Desert Gold Exchange?

On its website, the company does not disclose any information to its management team. However, after digging a little more, we discovered a couple of team members' LinkedIn profiles. Gene Miller: Director of Operation

Gene Miller is the Director of Operations of Desert Gold Exchange. Miller was the Director of Operations of the Republic Monetary Exchange prior to joining DGE. He is also the CEO of Tektone IRA LLC, a company that specialises in Self-Directed IRAs. Grace Miller is also the Vice President of DGE. Sharon DeShane: Bookkeeper/Office Manager

Sharon DeShane works at DGE as a Bookkeeper and Office Manager. She has been with the company since 2011. Sharon is currently based in Glendale, California. Aside from this, there was no information discovered about any individual working for this company.

Desert Gold Exchange Products: Bullion Coins, Bars, And Rare Coins

Desert Gold Exchange provides a variety of products. Gold bullion comes from American Eagle coins or from various countries across the world. Bullion is the least expensive way to buy gold. Private gold is also available from DGE. These are unminted gold coins from before 1933. This sort of gold has no government reporting requirements. DGE also sells silver coins that are IRA-eligible.

The company offers IRA-approved products such as American Eagle coins. Investors can also purchase others.999 pure coins. Proof coins are also available from DGE. However, they fail to provide sufficient details on their products, which may raise concerns among potential investors.

How to Invest in Desert Gold Exchange IRA?Step-by-step guide for investing in Desert Gold Exchange IRA

To invest in a precious metals IRA through Desert Gold Exchange are the general steps: Open a Self-Directed IRA Select an IRA company that handles opening precious metals IRA accounts and fill out an application. You can work with Desert Gold Exchange to recommend an IRA company and provide the necessary paperwork. However, I don't recommend doing so. Fund Your IRA Once you have selected an IRA company, you can move your funds into your new IRA account. You can work with the IRA company representative to transfer or rollover funds into the new account. Select a Precious Metals Dealer One of the forms you need to fill out along the way is typically called a Buy Direction Letter. This is where you list the precious metals dealer you have selected, such as Desert Gold Exchange. Decide Which Precious Metals to Purchase You can choose to invest in gold, silver, platinum, or palladium for your IRA. There are some restrictions regarding fineness requirements and allowable coin types, so it's important to get guidance from Desert Gold Exchange in this area. Place Your Order Once the funds are available in your IRA account, you can call them to place your order for the desired precious metals. However, I don't recommend opening an IRA with Desert Gold Exchange. Why? Because there are plenty of better options available for you. Opening a precious metals IRA is a major decision. That's why I suggest checking out our top gold IRA providers list. There, you can find the best precious metals dealer in your state and choose accordingly. Also, the list will help you understand what the industry's best has to offer and what you might miss out on.

Desert Gold Exchange Fees and Charges: Do they overcharge?What are their fees? Do they have hidden fees?

The absence of fee listings on Desert Gold Exchange's website is important to note, which may raise a red flag for potential clients looking for transparency and clarity in their investing choices. While fee structures are important for investors to examine the overall cost and potential returns of their investments, a lack of this information up front could possibly hinder those considering Desert Gold Exchange as their precious metals dealer. Many respected financial institutions and investing platforms, on the other hand, prioritise transparency by openly posting fee schedules on their websites. This approach not only builds trust but also enables investors to make well-informed decisions based on an in-depth understanding of costs and potential benefits. Potential clients may find it beneficial to speak with Desert Gold Exchange's customer service or representatives directly to acquire a better knowledge of the price structure and associated fees. Companies like Augusta charge ZERO fees for up to 10 years, allowing you to choose your gold & silver. The Metal Exchange on the other hand provides fewer options. >>>Get in touch with the #1 rated gold IRA company of 2023 Read the full article

[kccreditservices]

What is a Business Credit Builder?

As an aspiring or established business owner, you are likely well aware of the significance of credit in the corporate world. Just like personal credit is vital for individual financial transactions, businesses require their own creditworthiness to access funding, secure favorable terms with suppliers, and expand their operations. This is where a business credit builder comes into the picture.

A business credit builder is a comprehensive strategy designed to establish, improve, and maintain a strong credit profile for your company. It involves a series of targeted actions and financial decisions that contribute to business credit building with positive credit history, allowing your business to stand on a solid financial footing.

Why is Business Credit Important?

Before we delve deeper into understanding a business credit builder, let's first grasp the importance of having good business credit. Just like personal credit reports, businesses also have credit scores and profiles that lenders, suppliers, and other stakeholders use to assess their creditworthiness.

A robust business credit score is instrumental in securing financing for growth and expansion, whether it's in the form of loans, lines of credit, or business credit cards. Moreover, strong business credit opens doors to better payment terms with suppliers and vendors, allowing you to optimize cash flow and reduce operating costs. It also enhances your credibility in the market, attracting more favorable partnerships and business opportunities.

How Does a Business Credit Builder Work?

The primary objective of a business credit builder is to establish a positive credit history for your company and, if needed, improve an existing credit profile. Here's how it works:

Incorporate Your Business: If you haven't done so already, formalize your business structure by registering it as a legal entity, such as an LLC or corporation. This step is essential as it separates your personal and business finances, protecting your personal credit from potential business liabilities.

Obtain an Employer Identification Number (EIN): An EIN is a unique nine-digit number issued by the IRS for tax purposes. It serves as the business equivalent of a Social Security number and is necessary for building business credit.

Open a Business Bank Account: Establish a separate business bank account and use it exclusively for business transactions. This will help in tracking business income and expenses more efficiently, which is crucial when building credit.

Apply for a D-U-N-S Number: Dun & Bradstreet (D&B) is one of the major business credit reporting agencies. Getting a D-U-N-S Number from D&B is essential for your business credit profile.

Establish Trade Credit Relationships: Building trade credit relationships with suppliers is an excellent starting point for business credit building. Timely payments to vendors will reflect positively on your credit history.

Apply for a Business Credit Card: A business credit card can help establish credit when used responsibly. Be sure to make timely payments and keep credit utilization low.

Monitor Your Business Credit Profile: Regularly review your business credit report to check for inaccuracies and potential issues. Address any discrepancies promptly to maintain an accurate credit history.

Seek Out Business Financing Options: As your business credit profile strengthens, explore financing options tailored to your needs, such as business loans or lines of credit.

The Timeless Wisdom of Patience and Responsibility:

Building a strong business credit profile is not an overnight process. It requires patience, responsible financial management, and a long-term commitment to building positive credit habits. Just like with personal credit, late payments, and excessive debt can have adverse effects on your business credit score. Therefore, prioritize timely payments and avoid overextending your credit limits.

Conclusion:

In conclusion, a business credit builder is an invaluable tool for any business owner aiming to establish a solid credit foundation. By following a strategic approach and practicing responsible credit financial fitness habits, you can build a positive credit history that opens doors to new opportunities and facilitates your business's growth. Remember, a strong credit profile is a testament to your business's credibility and reliability, earning you the trust and confidence of lenders, suppliers, and partners alike. So, take the first step towards credit success and start building your business credit today!

[qualitysuppliesllc]

Buy cooking oil wholesale at Quality Supplies LLC

Quality Supplies LLC is a leading provider of high-quality cooking oil for businesses and households across the Malaysia. We are proud to offer our customers the best prices on top-of-the-line products, including canola oil, olive oil, and more. As the holidays approach, many people are looking for ways to save money on their grocery bills. One way to do this is to buy cooking oil in bulk. Buying wholesale cooking oil can help you save money on your favorite brands and varieties. In this blog post, we will discuss some of the benefits of buying cooking oil wholesale from Quality Supplies LLC. We will also provide tips on how to select the right cooking oil for your needs and how to store it properly.

Quality Supplies LLC: The best place to buy cooking oil wholesale

Quality Supplies LLC is the best place to buy cooking oil wholesale. They offer a variety of high-quality oils at competitive prices. Their selection includes olive oil, vegetable oil, and coconut oil. They also offer free shipping on orders over $50.

The different types of cooking oil available at Quality Supplies LLC

There are many different types of cooking oil available for purchase at Quality Supplies LLC. Each type of oil has its own unique set of characteristics that make it better suited for certain cooking applications than others. The most common types of cooking oil are vegetable oils, olive oils, and coconut oils.

Vegetable oils are made from a variety of plant-based sources, such as sunflower seeds, soybeans, corn, or canola. They have a neutral flavor and a high smoke point, making them ideal for frying or sautéing. Olive oils are made from pressed olives and have a slightly fruity flavor. They're lower in smoke point than vegetable oils, so they're best used for dressings or low-heat cooking methods. Coconut oil is made from the flesh of coconuts and has a distinctively sweet, nutty flavor. It's solid at room temperature but melts quickly when heated, making it ideal for baking or sautéing.

Why buying cooking oil in bulk is the smart choice

When it comes to cooking oil, buying in bulk is the smart choice for a number of reasons. First, it saves you money. Buying cooking oil in bulk means you'll get a lower price per unit, and that can add up to big savings over time.

Second, buying in bulk means you always have cooking oil on hand when you need it. Whether you're whipping up a batch of cookies or frying up some chicken, having a ready supply of cooking oil will make your life easier.

Third, buying in bulk helps support local businesses. When you buy from Quality Supplies LLC, you're supporting a small business that sources its products from American growers and manufacturers.

Fourth, buying in bulk is more environmentally friendly than buying smaller containers of cooking oil. Bulk containers use less packaging material and generate less waste overall.

So if you're looking to save money and make your life easier, there's no reason not to buy cooking oil in bulk!

How to place an order at Quality Supplies LLC

When you are ready to place an order with Quality Supplies LLC, you will need to provide some basic information about your business. This includes your business name, contact information, and the products you are interested in ordering. You can either complete an online form or give us a call, and one of our representatives will be happy to assist you. Quality Supplies LLC is the best cooking oil manufacturers in Malaysia

Once we have your basic information, we will need to know how much product you would like to order. We offer a variety of packaging options, so we can accommodate most orders. We also offer discounts for larger orders, so be sure to ask about those when you call or fill out our online form.

After we have your order information, one of our representatives will reach out to you to finalize the details and answer any questions you may have. We want to make sure that your experience with Quality Supplies LLC is a positive one, so do not hesitate to contact us with any questions or concerns you may have.

Conclusion

If you are in the market for cooking oil, Quality Supplies LLC is the place to go. They offer a variety of oils at wholesale prices, so you can get the best possible deal on the cooking oil you need. Whether you are looking for vegetable, olive, or coconut oil, Quality Supplies LLC has you covered. So what are you waiting for? Head on over to their website and check out their selection of cooking oils today!

[poughkeepsie-ny-near-me]

The Bail King llc in Dutchess County, NY

Thenecessity of Dutchess County bail bonds partners is important nowadays. For example, you can contact The Bail King llc if you want to help someone get out of jail. The company has helped many people face legal processes as quickly as possible. They are your 24 hours a day, 7 days a week bail bond service serving Westchester County, NY and all the surrounding Counties. They have also been serving all of New York since 2010. In addition, they can help you in all courts and jails. Whether it’s state or nationwide, they are available to help you. Lastly, payment plans are available and failure to appear is negotiable.

The Bail King llc

When it comes to looking for Dutchess County bail bondsman services, it is easier to research online. The first step is to visit their informative website. Besides, you can also read their Services page to know some legal processes related to bail bonds. Primarily, you can reach any of their offices to help you. Besides, you can also do it if you want to get more information on how they can help you get out of jail in NY. Aside from that, their Bail Bondsman NY offices are open 24/7 all year round so they’re always in when you want to get out of prison.

Dutchess County, NY

The demographics report of the Dutchess County, NY area is totally interesting. Many students read books and articles about the city, too. In 2000, the Dutchess County, NY location had a population of 280,150 inhabitants. In addition, the population density was 350 inhabitants per square mile (140/km2). There were 106,103 housing units at an average density of 132 per square mile (51/km2). 22.0% of the population was of Italian, 16.9% Irish, 11.3% German and 6.7% English ancestry according to Census 2000. 88.3% spoke English and 4.8% spoke Spanish. Lastly, the median age was 37 years.

Walkway Over the Hudson State Historic Park

In the Dutchess County, NY area, you can visit a well-known tourist attraction such as the Walkway Over the Hudson State Historic Park. The activities that can be done there are sightseeing and relaxing with family and friends. Basically, it is a steel cantilever bridge spanning the Hudson River between Poughkeepsie, New York, on the east bank and Highland, New York, on the west bank. It was built as a double track railroad bridge. Then, it was completed on January 1, 1889, and formed part of the Maybrook Railroad Line of the New Haven Railroad. Lastly, it was taken out of service on May 8, 1974, after it was damaged by fire.

How many felony arrests yield felony convictions in the Capital Region?

We need to be updated with the shocking news reports in the Dutchess County, NY location, especially those involving arrests. Based on the report, police statistics indicated that violent crime rose during the pandemic. Besides, researchers across the country have worked with officials to identify contributing factors. In New York, politicians have magnified the issue during the midterm election season. Then, law enforcement numbers focus mainly on arrest data, with police press releases reliably emphasizing felony charges. In addition, the New York State Division of Criminal Justice Services offers data online that lets us examine arrest rates and convictions on a county-by-county basis.

Link to Map

Driving Direction

Walkway Over the Hudson State Historic Park

61 Parker Ave, Poughkeepsie, NY 12601, United States

Head east toward N Water St

Restricted usage road

289 ft

Sharp right onto N Water St

0.3 mi

Turn left onto Main St

0.5 mi

Turn right onto Columbus Dr/East-West Arterial

459 ft

Use the left lane to stay on Columbus Dr/East-West Arterial

Continue to follow East-West Arterial

0.1 mi

Turn left onto Market St

Destination will be on the right

0.1 mi

The Bail King llc

7 Market St, Poughkeepsie, NY 12601

[livingwithlosingyou]

Living with Losing You - 11/9/2022

DWLLRS!!!!!

I was so excited to see them in concert today. Their song “You’re Gonna Cry” has helped me through this grief. 

This morning I felt the urge to work out. I have not run inna while since it’s been cold / I have not been feeling 100%. I am very sore already. Anyway, I dropped Sadie off at Camp for an overnight, then started my trek for the day. My plan was to go to RB, SM, and DM. Last time I went to the other locations (besides EL and SA). I needed to drop off a couple of things at these locations. It can be nice to just drive and joining meetings, or even just talk to a friend / or listen to music. It is nice to have that change of pace. I also just really like being able to see / chat with soem of the teams. 

After I went to RB and SM, I texted my dad because he works up there. I ended up meeting up with him at his work office. It was nice to see him in his element, and then meet some of his coworkers. I always make the joke that my dad would be my HR nightmare. He is so funny though, definitely a light in that office, and in general. Always has to be goofy. It’s where I get that demeanor from. After that, I decided to go and see my brother. I am not even sure if I put this on here, but there was a bit of a tiff between him and I. He accused me of something and then ghosted me (likely since he couldn’t back it up). Either way, I like to think it was out of his concern for me, but really was a strange approach. I wanted to be the bigger person so I decided to go and see him. Long story short we had a good convo about how I was doing, he was doing, etc. I bought some of his glutens, and he gave a me a little tour. He asked me about the LLC, and so we were talking about it. He is not open about his journey, which is fine, but at the same time speaks volume. I do not see why he would be ashamed since that was. apart of his path to get to this point. I actually hate that it’s like that, because it’s something to be proud of not ashamed of. I will just leave it at that. 

Anyway, after that, I went to DM and ended up working for another 3.5 hours. I got a lot done, and had a lot of things come up too. Very productive. Time flew by, and before I knew it, it was past 4pm. I had called the other coach a little before then to let him know that I didn’t think I would make it since I was so busy. Unfortunately I can’t make it tomorrow either because I am going to SA and then have a work meeting at 5pm in MV. Tomorrow is going to be a longggg day. 

I sat in some traffic. After getting through the thick of it, I was able to quickly stop and get some Mexican food. I got a rolled taco plate, ti really hit the spot! I rushed home to quickly get ready, and the met up with Marissa outside of our apartments so I could take her to the airport. She is going to AZ for a short trip. We did hit some traffic on our way tp the terminal . in the terminal, but it wasn’t awful. Once I dropped her off, I headed to the house of blues in the Voodoo room to see DWLLRS. The coolest thing about it was this was their first EVER sold out show! Incredible! I bought a t-shirt while I was there too. They put on a really good show. The band in front of them was great too. Allin all just a smooth night. I was a little bummed when I realized that I had to pay $30 for parking, but all worth it. My buddy Will us officially my concert buddy. We have fun. 

We were supposed to go to In-n-Out, but honestly I was still pretty full form my Mexican food, and ti was about 10pm. Granted, right now its 11:33pm, but i was determined to finish this blog before I go to bed tonight. I tried to record some video of the show (esp. my favorite song), but my video stooped working. SUPER convenient. 

Anyway, I am all showered up and need to get somer rest. I am pretty sure I am missing some stuff for SA, but I am tempted to just have the next person bring it up (if I did in fact forget something). Or maybe we can ship it? I will figure it out. 

Thanks goodness for earplugs. I have been wearing them to any / all live music. I definitely already have some ringing in my ears, but why make it worse?

I was thinking how nice it would have been to be there with you tonight. I think you would have liked this band and the music. Miss little things like that. I still cannot believe how fast time feels like its flying. It’s that, but also can feel like it drags at times. 

OH! I got some updates on my music, it’s coming along. I also bought some tickets to fly out to KY right after Christmas. I am excited to see your family near the holidays, and get some music recorded. I will have to work out there, but might maybe take a day or so off. We will see. 

I need to be up early, so I need to go to bed. 

JAMES. Love you butthead. 

Rest in Peace, James Burton Nichols. 

10/1/1993 - 7/16/2022

[advancetaxreliefexperts]

HAVE UNFILED TAX RETURNS? WHAT TO DO...

 Filing your taxes is never a fun thing to do, but if you don't file them at all then the IRS will come calling. They have unbridled power to file a return on your behalf in their, not your, best interest.

 They have powerful collection tools and an unforgiving nature that makes this one of the worst mistakes anyone could make. Getting on their bad side isn’t easy; having years worth of unfiled returns only adds fuel to the fire!

 The IRS is always on the lookout for taxpayers who have not filed legally required income or payroll tax returns. If you have unfiled tax returns, it’s only a matter of time before they find out and demand the tax return and their money with penalties and interest! When it gets to a point where the IRS contacts you, the amount they claim you owe will be far greater than the amount you actually owe if you haven’t filed. 

 NEED HELP WITH AN OFFER IN COMPROMISE, TAX DEBT HELP, TAX PREPARATION, AUDIT REPRESENTATION OR STOP WAGE GARNISHMENTS?

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 You don’t want this situation and unfortunately in these circumstances the amount they claim you owe is what you will have to pay unless you prove otherwise.

 Before we jump into it, if you have back tax debt or years of unfiled tax returns, contact our firm for a consultation. You won’t have to talk to, or meet with the IRS and our firm can provide the peace of mind you need to resolve your tax issue.

 The longer you wait, the worse the situation will become. Here are some important steps you can take if you have unfiled returns with the IRS.

  Get Your Documentation

If you’ve been neglecting your taxes for too long, it's time to take care of things. An experienced tax resolution firm can help get things back on track and oftentimes, even if the records are missing or destroyed, there are alternative methods to reconstruct your tax return. However, only a tax resolution professional will be able to accomplish this.

 If you are missing W2 and 1099 forms from past years an experienced tax resolution pro has the ability to retrieve these as well.

 Go Through the Numbers

The fear of not having the money to pay has caused many people to avoid filing their returns altogether , but those worries are often misplaced.

According to the IRS statistics approximately one-third (34%) of all unfiled federal tax forms may actually be due a refund! Now that you have all the documentation you need, it is time to run the numbers. And while you may not be able to get exact figures without filing the returns, you can get an idea of how much you might owe.

 Hire a Professional

Whether you are an individual, partnership or corporation there is a strong temptation to let your past mistakes go. But doing so would put both financial security and freedom at risk - which makes filing those old tax

 returns seem like tempting fate instead of bravely taking on the challenge ahead! It is a misdemeanor and possible jail time for failing to file legally required income tax returns. Don’t let this happen to you.

 The IRS will assess a 25% failure to file penalty as well as up to a 25% failure to pay penalty, plus interest. Just filing your return, even if you can’t pay, will save you big time!

 When you're dealing with back taxes, it's important to have someone on your side who knows what they are doing. A tax resolution professional can give invaluable advice and guidance about how to lower the amount that the IRS claims you owe and the best steps moving forward for your situation.

 You're not alone in the battle against the IRS. The IRS is ready and waiting for you, so it's best to have an expert on your side who knows how to get the help you need and deserve.

 A tax resolution professional can give advice about what needs to be done; from gathering documents like W-2s or 1099’s right down to making sure everything looks perfect when filing those unfiled returns.

 Contacting the IRS on your own is not only a scary thought, it’s highly not recommended, but avoiding them will make your situation worse. When you don't file your taxes and lose track of what's owed to the government it can have devastating consequences for both yourself personally as well as financially. The IRS stores detailed records of everyone in their database

 and chances are, you are already on their radar due to your lack of compliance.

 Filing those returns ASAP will go miles in helping you get back on track before any more damage becomes irreversible. Filing your taxes might seem like a daunting task, but there is help for you. The right professional can make things right with the IRS and relieve the stress from this difficult situation.

 The stress of not filing taxes can be enough to make you lose sleep. What's worse, IRS problems usually affect all aspects of one's life. Do yourself and your sanity a favor by filing your returns now; it isn't nearly as scary or daunting as receiving the final collection letter from the IRS or getting your bank accounts levied.

 Contact Advance Tax Relief to Help Deal with Back Taxes

If you have a tax levy on your paycheck or the IRS is threatening you with one, you need a tax professional who specializes in tax debt relief on your side.

Seeking professional help when handling back taxes can help you avoid the discussed errors. At Advance Tax Relief, we offer specialized tax resolution services to help you deal with IRS debt.

 Our experts can help rectify erroneous tax bills and guide you in picking a suitable repayment program. Contact us today (713)300-3965 for back tax filing and tax relief services.

 Advance Tax Relief is rated one of the best tax relief companies nationwide.

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[nahaskorean]

Example small business tax return

Example small business tax return software#

Example small business tax return professional#

Tax credits are dollar-for-dollar reductions to your tax liability and are among the most effective ways to reduce your tax bill.

Example small business tax return professional#

Of course, the calculation isn’t always so simple, so you and your tax professional should check the Form 1120 instructions for exceptions and further details. Line 2, “income tax,” is where you multiply your taxable income - page 1, line 30 - by the 21% federal corporate tax rate. You go to Schedule J to enter business tax credits and estimated tax payments to arrive at your tax liability. The section picks up on the tax calculation you started on the first page of Form 1120, which lists your deductions. Source: Here’s where you calculate your C corporation’s tax liability. You enter your tax credits on Schedule J. The deduction calculation depends on the amount of another corporation your corporation owns. Through the dividends received deduction, C corporations can write off a percentage of dividend income. C corporations report their annual dividend income from investments in other companies on 1120 Schedule C. Schedule CĬ corporations, just like people, can buy stocks in different companies. You'll need to fill out these schedules when filing tax Form 1120. You’ll have blanks for cost of goods sold, depreciation, gains and losses, tax credits, and all total lines. You can fill out much of this using information stored in your accounting software. Fill out most of page 1Ĭalled the face of Form 1120, the first page gives the IRS a glance at your company’s tax situation. Just make sure you’ve identified a corporate tax expert who’s ready to answer questions and take over if needed. You may be tempted to file Form 1120 by yourself for a small, uncomplicated C corporation.

Example small business tax return software#

Many common tax software companies, like TurboTax, have software options for C corporations.įorm 1120 is infamously long-winded, so engage a tax professional to help you complete Form 1120. Owners of C corporations - called shareholders - aren’t considered self-employed, so they can’t use self-employment tax software. Start the filing process by gathering your tax team, which should include a corporate tax professional and corporate tax filing software. How to file tax Form 1120 for your small business 1. Accurate year-end account balances, which you can get from your accounting software.A list of business deductions with supporting documents.Tax credit forms you’re planning to file this year.Your employer identification number (EIN).C corporation that doesn’t elect S corporation taxationįollow our small business tax preparation checklist before filling out business tax Form 1120.You have to file Form 1120 if your business is a(n): S corporations, a pass-through entity type, file information return Form 1120-S. If they meet IRS requirements, businesses registered as C Corporations can elect S corporation tax status by filing Form 2553. If they waive pass-through taxation and elect C corporation taxation with Form 8832, they’re required to file Form 1120. If you registered your business as a C corporation or limited liability company (LLC), you might have to submit Form 1120.īy default, LLCs are taxed like sole proprietorships or partnerships, depending on the number of owners. Source: Who has to file Form 1120?Īny organization taxed as a C corporation must file Form 1120. Most pass-through entity types also file information returns to detail business earnings to the IRS, but it’s not for taxpaying purposes.įorm 1120 has a reputation for being complicated, so identify a tax professional to help you file. There’s no flat tax rate for other types of business income: Your tax rate is bracketed based on your income level. Pass-through entities, such as sole proprietorships and partnerships, pay no entity-level tax and pass on their income tax liability to their owners. If your business isn’t taxed as a C corporation, it’s considered a pass-through entity. Taxable income is the difference between a C corporation’s income and its business tax deductions, losses, and credits. Unlike other business structures, companies taxed as C corporations pay a flat 21% corporate tax rate on taxable income. Think of Form 1120 as the C corporation equivalent to personal tax Form 1040. If your business is taxed as a C corporation, Form 1120 is the return you must use.īusinesses taxed as C corporations file their business tax return with IRS Form 1120. Your business type determines not only what legal and financial protection you get, but also how you file small business taxes. Choosing your business type is one of the first and most important decisions you’ll make as a small business owner.

[hollywoodxwhore]

lonely

Colson x Reader

Content Warnings/Tags: mention of mental illness, fluff

Words: 1991

Requested? Yes!

In which Colson is a professional cuddler and you're lonely on your birthday.

You stared at the card for so long that your vision blurred slightly. Shaking your head and blinking a few times, you focused once again on the little business card in your hand. 

Professional Cuddlers. Rates vary. Call the number on the back of this card for inquiries.

You sighed and chewed your lip. Were you really going to do this? Were you really so desperate for comfort that you were going to pay someone to cuddle you? It felt so pathetic but at the same time, you almost felt like you had no choice.

Tomorrow was your birthday and you were alone. Completely and totally alone. Your break up from months ago had left you broken and still recovering. All of your friends were busy and you weren’t close enough with your family to spend your birthday with them. Honestly, you were worried about what you would do if you were left alone all day. The last thing you needed was to slip back into old habits, responses to the weight of your depression. 

Your friend had given you the business card a few weeks ago when you met for dinner. “Seriously,” she’d said, holding the card out to you, “don’t be alone on your birthday. You know I’d be there if I could.”

“Doesn’t this seem a little…desperate?” you’d asked.

Your friend had shrugged. “There’s a market for anything, Y/N. Physical touch is a form of therapy.” You weren’t sure that was true, but the thought of simply being held was a nice one. “Give it a try. If you hate it, just leave.”

So here you sat, thumbing the number into your phone with red cheeks. You drew in a steady breath as the line began to ring. “Comfort Cuddlers LLC,” a cheerful voice answered.

“Um, yes, hi,” you greeted nervously. “I was just calling with a couple of questions about your, uh, services.”

“Of course! Ask away,” the woman on the other end of the line chirped. 

“How does it work, exactly?” you asked.

“Well,” she started, “you answer some questions about preferences. You fill out a waiver online. And then you come to our office to meet your Cuddler.”

“Okay,” you said, nodding. “How long is the wait list?”

“It really depends on your preferences,” she explained. “Are you interested in filling out a preference inventory? No pressure to book a session!”

“Um, sure,” you answered.

The lady asked you some questions about gender preferences, things you were and weren’t comfortable with, whether you’d prefer to talk or have a silent session, and more. She was so kind and nonjudgmental that by the end of it, you were nearly convinced. You had one more question.

“Do you have anyone available tomorrow? It’s…it’s my birthday tomorrow and-” you swallowed the lump in your throat. You weren’t sure why you even felt the need to share this with the lady. “I just…”

“Don’t want to be alone,” she answered for you, and her voice held such kindness that your eyes filled with tears. “Yes, we have someone available tomorrow.”

“I’ll take it,” you sniffed. 

“Great. I’ll send you the waiver and a confirmation of your appointment. Just arrive at the office five minutes prior to your appointment tomorrow,” she explained. You gave her your name and number, and immediately, your phone pinged with the confirmation text. 

“Thank you for all your help,” you said gratefully. 

“Of course, sweetheart. Happy birthday.”

The next day, you dressed comfortably in a pair of leggings and a t-shirt, making sure you smelled okay. You were sure these people had cuddled people in all states of hygiene, but you wanted to be courteous. You grabbed your purse and headed to the office. 

You walked inside and were greeted by soft music playing over the speakers. The office was cozy with lots of plants in the waiting room, and a little water fountain trickling peacefully. You checked in with the receptionist, confirming that you’d completed your waiver. 

“You’ll be with Colson today,” she said with a warm smile. “He will be out in just a moment.”

You thanked her and sat in a cushy chair, fiddling with your fingers. You were nervous. These people made money off this, but were you being judged? Did Colson find it weird that people paid to be cuddled? Your insecurities were so big that you almost got up to leave, but it was then that the door opened. A tall, blonde man stepped out. He smiled at you and you were immediately struck by how attractive he was. 

He wore a long-sleeve t-shirt and sweatpants, but the sleeves were rolled up, revealing arms covered in tattoos. He had hoops in his nose and jewelry all up and down his ears. Blue eyes and a kind smile greeted you and drew you in. Despite how gorgeous he was, there was something comforting about him. 

“Y/N?” he greeted. You nodded and got to your feet, grabbing your purse. “I’m Colson. Come on back,” he said, leading the way. “We’ll be right in here.” He gestured inside a room where the lights were low. Soft music continued to play and it smelled amazing. A huge, pallet-like bed lay on the ground with soft blankets and sheets. It looked so inviting. 

“Would you like something to drink?” Colson asked. 

“That’s okay,” you said quietly, setting your purse on a chair. 

“Let me know if you change your mind,” Colson said. He sat on the pallet and held out a hand. “Ready to get started?”

You swallowed hard and eyed his hand nervously. “Hey.” His voice was soft, comforting. “Don’t be nervous. This is all about you. Whatever you’re comfortable with.” His blue eyes held yours and you tried to relax.

You nodded and took his hand, feeling the warmth of his palm transfer to your chilly fingers. Gently, he pulled you onto the pallet. “Typically we start with spooning so you can get comfortable,” he said. You nodded again and lay on your side. “Is it okay if I touch you?” he asked. 

“Yes,” you said quietly. You closed your eyes against the threat of tears as Colson curled his warm, tall body around you. His chest pressed to your back, one of his arms slipped beneath your neck, and the other draped over your waist to pull you closer. It felt so good to be held, to be pressed against someone warm and solid. It was amazing how quickly Colson’s presence comforted you while at the same time, drawing an emotional release. You were ashamed to realize you were crying.

“Shhh,” Colson soothed. “You’re not alone.”

“I’m sorry,” you squeaked as you reached up to cover your face. Your body trembled against his. 

“Hey, don’t be,” Colson murmured. “This is so much more common than you think.” After a moment, he asked. “Do you want to roll over?” You didn’t answer. Instead, you just did it. You were shocked at how easy it felt to turn over and wrap your arms around this stranger, resting your head on his chest. One of his hands cupped the back of your head and the other slid up your forearm, holding you to him. 

“Do you want to talk about it?” he asked.

You bit your lip as more tears streamed down your cheeks, wetting his t-shirt. “Shit,” you sniffled, trying to pull your head away.

“Hey,” he said, gently guiding your head back to his chest. “You don’t need to worry about that, okay?”

“It’s my birthday,” you blurted.

“Happy birthday,” Colson said quietly. 

“And I’m paying for someone to cuddle me because that’s how alone I am,” you finished. 

Colson nodded. “I get it. It can be intimidating to seek help,” he replied. You couldn’t have agreed more. It was intimidating. 

“How did you get into this?” you asked, desperate for the conversation to shift away from yourself.

Colson chuckled softly, his chest rumbling against your cheek. “I actually found this as a client,” he confessed.

You lifted your head to look up at him. “Really?” you asked, surprised.

Colson nodded. “Ironically enough, I was also alone on my birthday.” He smiled softly. “So I know how you feel. Trust me, I was terrified and ashamed but desperate, you know?”

“Exactly,” you replied, feeling a million times more comfortable knowing Colson had utilized this service, too. “It makes me feel pathetic.”

“You’re not,” Colson said. “It took me a while to accept that. It’s like therapy, really, for some people. Therapy’s become a lot less taboo but professional cuddling still is.”

“I can imagine you might get some gross people,” you said.

Colson shrugged. “We have waivers and a no nonsense policy. We kick people out if they’re weird or break the rules,” he explained. 

“Gotcha,” you said quietly. Lying there with Colson, talking with him and being held, it was comforting you. For the first time in weeks, you didn’t feel miserable. It was such a relief that you were suddenly exhausted. You stifled a yawn. “Does anyone ever fall asleep?” you asked.

Colson chuckled. “All the time,” he said. “We get lots of tears, too.”

“It’s an emotional release,” you replied, and Colson nodded. 

“So,” he said, “do you want to talk about why you’re alone on your birthday?”

You sighed quietly. “My boyfriend of two years broke up with me. It was months ago, but it’s been really hard,” you confessed, throat tightening. Colson gently rubbed your back, listening intently. “All of my friends are really busy and I feel bad talking to them about things. I’m not close with my family. I’ve struggled with depression for a while, too, so it just wasn’t a good idea to be alone.”

Colson nodded. “That makes sense. I’m glad you came here.”

You smiled and closed your eyes, nuzzling in. “Me too.”

The two of you talked the entire rest of your session. He talked about his life, sharing that he had a daughter and that he wasn’t close with his family, either. You liked talking to Colson. By the end of the session, you had laughed far more than you’d cried. You were disappointed when a chime announced that time was up. 

Neither of you made a move to get up. “That went by fast,” you remarked.

“Yeah. It did,” Colson agreed.

“I’m really comfy,” you admitted.

Colson laughed. “Yeah. Me too. You should look into professional cuddling. You’re good at it.”

You felt a flush of affection and bit back a smile. “Well, you should be promoted,” you said, and the two of you laughed. 

Reluctantly, you pulled away and sat up. Colson sat up, too, and he wrung his fingers. He looked like he had something to say but was nervous to say it.

“Are you okay?” you asked, turning to face him.

Colson smiled sheepishly. “I was thinking about doing something totally inappropriate and unprofessional,” he admitted. You raised a brow. “I was thinking of asking if you wanted to get dinner tonight. So you wouldn’t have to spend your birthday alone.”

Pleasantly surprised, you lifted your hand to cover the wide smile threatening to take over your face. “Don’t do it because you feel obligated,” you said.

Colson shook his head. “I wouldn’t do that,” he said. “I wouldn’t risk my job just to be nice.”

You studied him for a second. The thought of having dinner with him, continuing your conversation, sounded a lot better than spending the rest of your birthday alone. “I would love that,” you said, and Colson smiled widely. 

“Awesome.” He got to his feet. He really towered over you. 

You looked up at him. “Thanks again,” you said. “This, uh, really helped.”

Colson smiled softly and wrapped you in a hug. “Of course.” His arms felt like the safest place you’d ever been, and you found yourself so grateful that you’d taken a risk and called the number. 

[desiraypark]

Take What You Want

Characters: !CEO Ben Solo x Plus Size Female Reader Setting: Alternate/Modern Universe  Summary/Content Warning: Fuckin’. On a boat.  Unprotected PIV sex (assume you’re on BC, or don’t!), oral sex (female receiving). Reader is a bit insecure about her appearance but I worked to avoid the whole “woman doesn’t like how she looks, a MANLY MAN-MAN says HE likes it, therefore a lifetime of hurt disappears in seconds YAY!” trope lol. Ben just wants to fuck you in front of the ocean, okay?

*Use of “Ben Solo” is more so to establish his legacy/bloodline, not necessarily his character/personality or anything like that. BEN’S YACHT (Video: 00:15 is where you’re sitting) - I don’t know if I got the terminology right but who cares, let’s get to the bangin’. 

The past five months had been...Interesting. Different. Thrilling. Perfect. Almost, too perfect--but you didn’t fight it.

It was during the second week of January when you strolled through the cool, bland, and dull-lit spaces of Dice6, LLC.--all the way to the conference room where its young CEO, Ben Solo, sat at the head of the table. The receptionist led you inside. You shook his hand and sat two seats to his right. He asked very few questions and listened intently to your answers. Or so you assumed.

Barely five minutes into the interview, he closed your folder, leaned back in his seat, and looked you over. 

“I’m not hiring you,” he said. 

“Oh...okay...” you’d responded, confused and disappointed. 

“I’m going to take you on a date.”

“...excuse me?”

“Why did you apply for this job?” he asked.

“Um, because this is a reputable com--”

“What do you need money for? Do you have a new place? New to the city?”

“I just...I want a well-paying job to survive, Sir...”

He leaned back in his chair and smiled. 

“I’ve got a feeling about you,” he said. He crossed his leg over the other. “I always listen to my instincts. How would you like to survive and thrive on my bank account?”

You freaked out and excused yourself from the interview. Of course, he gave you a call that you ignored. The next day, you got an email reminder about your soon-to-be due student loan payment, and well...you went on and called him back.

____________________

“I’ve never been on a yacht before,” you’d told him over the phone.

“There’s a first time for everything.”

“What do I wear?”

“Dresses, shorts, bathing suits. Lingerie. Preferably nothing.”

“I’ll have to go shopping, I guess.”

“I’d like to see you in jewel tones. And bright reds. I never see you in red.”

“I’ll see what I can do.”

You’d sent him pictures of the clothing you’d bought with his money. In his calm abrasiveness, he’d called you and told you that he hated your swimsuits and lingerie. Later, he sent you photos of things he wanted you to wear--lots of things you’d never felt comfortable wearing. Or rather, things other people would make you feel ashamed for wearing. But you took another shopping trip and did your best.

____________________

Ben stood at the door to the outer deck waiting for you. You smiled as he took your hand and led you into the open space for dessert and champagne. The two of you sat close on the plush sofa as you ate a fluffy, strawberry cake and stared out at the sparkling waters.

“Are you enjoying everything?” he asked, breaking the serene silence. You wrapped your arms around his shoulders and planted a kiss on his jaw.

“I’m loving it. Thank you for this.”

His eyes didn’t leave you when you pulled away. The pupils were dilated and he was chewing on his lip. You were familiar with that look. Past loves had also signaled their desire to fuck with darkened and narrowed eyes, and working jaws. 

Ben traced the outline of your red lips with the tip of his index finger. You parted your lips, signaling for him to place the tip into the small hole that had formed. He smirked and pressed his finger inside and you licked it. He pushed it further, making you suck. 

“My dirty girl,” he purred. “Where else do you want my fingers?”

You smiled, took his free hand, and guided it to between your legs. He hummed and grabbed your fleshy mound. Then, he removed his finger from your mouth and replaced it with his lips and hot tongue. When he was satisfied with the amount of your saliva he’d collected, he pushed the small dining table back, knelt to the floor, and lifted your emerald green sundress.

You froze and clamped your thighs shut.

“Shouldn’t we go inside, Ben?”

His hungry eyes met yours. He squeezed the soft fabric between his fingers and proceeded to lift your dress until it stopped at your knees. 

“No.”

He placed a hand between your knees to space them apart but you kept them clamped shut.

“What if somebody sees us, Honey?”

“I don’t give a fuck,” he said with shortness. “I’m not waiting another second to taste you.”

You exhaled. Your clit perked up, but Ben was still. His eyes still on you and the skirt of your dress still scrunched between his fingers. 

“I don’t care about your size, Y/N. You know that,” he said.

“I know you don’t,” you started. “But, sometimes, I do.”

Ben released your dress and rubbed your clothed legs. “May I ask a favor of you?”

“Sure, Baby,” you responded, running your fingers through this hair.

“For me--just this one time--let me fuck you right here,” he requested. You swallowed, but before you could speak, he continued. “I want to see your pussy clench when the cool air hits it, then feel it melt when I wrap my lips around your clit...”

He tugged at the skirt of your dress again. “I want to see the sky behind you when I hold your legs in the air.”

Your knees weakened and your ass began to sink into the sofa. Ben pushed your skirt to your thighs and pulled your panties down.

“No more underwear this weekend,” he demanded. He balled your panties up, stood up, leaned over you, and threw them out in the ocean. Then, he fell back to his knees and pushed your heavy legs back.

“Fuck,” you whispered as you fell back on the sofa. You jumped at the feeling of cool air on your moistening pussy and bare thighs. Ben rubbed his fingers up and down your ass and reached up to pull the sandals off your feet. 

“I want to see how your skin glows under a sunset when I’m making you come...”

Ben gripped the back of your right knee with his left hand and rubbed circles over your ever-spreading labia with the pads of his right fingers. You moaned for him--moaned for yourself. Your mind relaxed as your nipples awakened. 

“Is your pussy as juicy as it looks?” he asked.

You threw your head back, now a complete goner. Suddenly, you felt a quick sting on your pussy lips, making you gasp. Your head shot up and you looked beyond your belly and into Ben’s fierce eyes.

“Answer me.”

You nodded profusely. “Yes, Baby. It is. Get a taste, Baby. Please.”

“Mmm...” he said, his index and middle fingers retreating from the others to rub deep into your slit--the crevice keeping your plush pussy lips together slowly drifted apart as your clit poked through them. He slid the two fingers over your wet clit--the insides of his digits stroking the soft bud, and the outsides stroking the warm inner flesh of your labia. Finally, he turned his palm up, pushed his middle finger inside of your welcoming hole, and trailed the very tip of his tongue from your opening to the pointed end of your edible rose.

“Oh, God...” you whispered. 

Ben took his time--licking every centimeter of your delicious pussy--slurping, sucking, smelling--burying his nose inside to get it sticky. You were helpless under him--pussy melting, ass cheeks sticking together with sweat and arousal. Ben would look up to see your contorted face--your breasts jiggling every time you moaned or groaned. He glanced at the orange sun setting behind you, smiled, and returned his focus to his task. When you grabbed his hair, he pulled away.

“I want your first orgasm from me to be on my dick,” he said, unbuttoning his pants. Your teeth sank into your bottom lip as you watched him. Once Ben’s pants and boxers were on the floor, he sat on the sofa and gestured for you to come toward him. “Get on top.”

You froze again. 

“Ben, I don’t--”

Suddenly, his long arm reached out and his hand was around your wrist. He yanked you close--your face nearly falling into his lap. 

“Don’t be disobedient, Princess,” he said. You exhaled, and as fast as you could, climbed onto your knees, hiked up your skirt, and threw your leg over Ben’s lap to straddle him. He alleviated some of your worry by holding your left ass cheek in his hand, and his dick with the other. With his help, you slowly sank on his length. He stared at you the entire way down--patient, but hungry. He seemed to have an aversion to showing too much emotion, but you saw his eyebrows scrunch when your hot walls stretched for him--when he felt just how slick you were.

“That’s it, Gorgeous,” he mumbled. He bit his lip and smacked your ass. “Now, bounce on it. That’s your dick...”

You lifted your hips and fell back down with a pained-but-pleasured moan. 

“Give that tight pussy what it needs.”

“Fuck!” you shouted, picking up your pace.

Ben’s hands rested on the bottom of your ass as it jiggled and bounced in the salty, aqueous air. “Shit! Yes! God! Fuck! Ahh!” a chorus of obscenities you sang out to the sky--so loud, so free that the few remaining clouds parted so that the praise of your own pleasure could be heard by the naughty sector of angels. 

You covered him in your juices. Your flesh clapped against his. He’d ripped the bust of your dress and licked the sweat off your breasts. You pulled his hair. You called him Baby, he called you Princess. You screamed “yes!” he grabbed your throat to momentarily trap the sound. The heavens couldn’t have all of your “yeses”--your body needed to absorb some of your beautiful sounds, too. 

“Oh, fuck,” you whimpered--your fingers falling to your clit. “Fuck, fuck, fuck!” you shouted as your clit turned to mush under your fingers--gushing and clenching around Ben’s girth. Your head flew back and your eyes crossed as you rode out your wave. When you came to, you recognized Ben’s grazes against your flesh. 

After a quick, hot kiss, you climbed off his lap and he bent you over the sofa. He sucked at your juice and swallowed sticky cream. And as you observed the waters part for the heavy boat, you felt your walls part once more. Ben buried himself deep inside of your sensitive pussy and leaned forward to whisper in your ear.

“You feel so good,” he said. He dragged out of you and slipped back inside. You turned your head in his direction and he found your lips and kissed you with passion--with fire. Then, he slammed into you repeatedly, chasing his own orgasm. He reached around to rub your clit, hoping to bring you to your second.

“No!” you squealed--squirming away from his touch, but he pressed down harder.

“Yes,” he retorted. “I know you’ve got some more in you. Give me another one.”

Feeling the pressure building inside of you again, you bounced back against Ben’s crotch. 

“There you go,” he said through gritted teeth. “That’s it. Take what you want, Princess...take what you want...”

Just seconds after you exploded on his fingers and around his rock-hard dick, you felt him pulse inside of you. After a few more strokes, he stilled his movement--and you felt his warm cum spreading around inside of you--filling you up. 

Ben collapsed on your back but quickly crashed onto the sofa--as did you. The two of you caught your breath, then you finished your dessert and champagne. When the sky was completely dark, you’d gone back inside of the boat, washed, and changed into warmer clothes. Then, you went back out onto the deck, cuddled on your christened sofa to look at the stars. “I saw you in a dream,” he said out of nowhere.

“Hmm?”

He ran his fingers up and down your arm. “I dreamed about you before I met you. That’s how I knew you were my girl.”

You smiled and felt the urge to break up the sappiness before you started to tear up. “A genius and a psychic. Are you strong with The Force, too?”

Ben smiled--something he rarely did. “Don’t tease me when I’m being sentimental, Princess.”

“I’m sorry,” you said. You gazed into each other’s eyes, then Ben gave you another kiss and pulled you closer to him. ______________________ Thank you to @bluestarego @ellelaconi @xxcatrenxx @millenialcatlady @mariesackler and @clydes-hole for helping me out with this one!

[downwiththeficness]

A Need So Great Chapter 20

Summary: Eva Moore is assigned to work the last year of her contract with the DEA in Colombia. She just wants to get to the end of her tenure, but she keeps getting drawn further into a string of murders in the city. It isn’t long before she’s forced to face the ghosts of her past.

Word Count:~2,000

Warnings: None

A/N: For the purposes of this story, Carrillo isn’t married--or, if you like, divorced. A/B/O dynamics are prevalent, and they come with their own warning. The overall rating for this story is Explicit, although not every chapter will contain adult themes.

Taglist: @dirtynerdy98 @1zashreena1 @heresathreebee @deliciouslyclassytrash @maybege @kid-from-new-zealand @clydesducktape @revolution-starter @autumnleaves1991-blog @jedi-mando @buckysalefty @anaeve @maouzon

Chapters: 1, 2, 3, 4, 5, 6, 7, 8, 8.5, 9, 10, 10.5, 11, 12, 13, 14, 15, 16, 17, 18, 19, 21

Eva did her very best not to fidget. She’d been in this building before, though not on this particular floor. The unfamiliar location coupled with having never laying eyes on the person she was meeting with made her anxious. And, when she was anxious, she felt herself begin to fidget. She was sitting in the lobby, one high heeled foot bouncing over her crossed knee. The décor was taupe, which she heard could be very soothing. It did not soothe Eva.

A hand landed on her knee, warm and heavy, stopping her movement.  She looked over at Horacio, breathing deeply. His scent—that was what would soothe her.  She wondered if it would be acceptable to lean over in her chair and bury her nose in his neck. He’d probably take it in stride, but she feared the displeased looks from the others in the lobby. She’d had enough judgmental stares to last her a lifetime.  There was no need to add to them.

Eventually, they were called back and led to a sterile office not far down the hall.  The assistant ushered them to their seats and asked if they needed anything, an offer that was turned down.  A few moments later, a man walked in hurriedly.  He was dressed in a gray suit that was a little too big for him, a striped tie flapping with each step.  Middle aged, hair silver enough to tell her that he’d started graying early, though he had a good hairline that was only just now beginning to recede. His belt didn’t match his shoes.

“I apologize for the delay, I was caught in a meeting that went a little long,” he said in that warm Southern drawl that Eva had completely forgotten existed. As he sat and picked up a pen, he continued, “I’m agent Richardson.”

Eva introduced herself and Horacio, smiling as congenially as she could. A firm grasp of her body kept her from bouncing her leg, but she did stutter a little. It had been a long time since she’d felt so utterly exposed.

“Agent Peña said that you’ve got evidence that could helpful in my investigation?”

Eva gave a stilted nod, scratching at the skin above her brow, “I do.”

Hands turning up in question, he prompted, “And?”

She hesitated. Everything that had been ingrained in her from an early age rebelled against talking with a federal agent, no matter how long she’d been working with them.

He noted her reluctance, “You’ve signed the immunity agreement. Anything you say here can’t be held against you, as long as you cooperate.”

Eva looked away, swallowing back the fear of going back to prison. She’d talked with Horacio about it on the flight over. He’d listened intently to her distrust of the government, had held her hand when she started to cry. And then, when her tears were dry, he assured her that, if push came to shove, he’d smuggle her out of the country. The contingency plan was already mostly formed. They’d packed lightly, and he had a set of forged passports sewn into his carry on.

“Ardent Pharmaceuticals,” she began. “I created their tax system, I initiated all their LLC licenses as of fifteen years ago. They have holdings in at least three off shore accounts, I can provide you with those account numbers and with the banks they’re associated with.”

Agent Richardson’s face was very still, Eva wasn’t sure that he was even breathing. After a moment, he said, “You’re confident you can get me that information.”

Eva licked her lips, pausing only a moment, “Yes. I can do that.”

He blinked, rolling the pen between his fingers, “Alright.  Let’s get started.”

When they were walking out of the building, Eva’s heels clicking on the pavement, Horacio took her hand. Their hotel was maybe a few blocks away and the weather was pleasant for the time of year. A cool breeze rustled her hair, the smell of street food coming along with it. This was nice. Really nice.

She felt a kind of heavy relief flow out of her body, the muscles of her neck and shoulders loosening with every step. It might come back and bite her in the ass, but she’d done the right thing.  She knew it, deep down.

Horacio transferred her hand to the other side, his now free arm wrapping around her middle.  Their stride slowed a little. Eva didn’t mind at all.

“I love this skirt, you know?” he murmured, the pads of his fingers running along the waistband.

She remembered him telling her how much he loved this skirt the first night they’d slept together. Dreams, he’d said.  Eva smiled, leaning into him.

“I do know,” she replied easily, not even bothering to hide the affection in her gaze.

He kissed her temple, leading her through the doors of the hotel. The air conditioning blew at her, a sharp contrast to the soft wind outside. She shivered despite Horacio’s warmth around her. He noticed, the arm at her waist rising up to encircle her shoulders. She touched his fingers briefly while they waited for the elevator.

“I’m proud of you.”

She looked up at him, “Why?”

He shrugged, “It wasn’t easy for you to go through all of that. We were in there for three hours, Eva. You dredged up every detail of your work to hide your in laws’ criminal activity like it was… nothing.”

Lips parting, she felt her brows come together, “Because it was nothing.”

The doors to the elevator opened and he ushered her inside. Tapping the button to their floor, he shot her a look that said he expected a further explanation. Eva chuckled, leaning back against the railing.

“This year has been...fantastic,” she started, eyes on the dusty ceiling of the carriage. “I never could have thought that I’d end up here, with you.”

A ding sounded and Eva walked ahead of Horacio, pulling him willingly along by the hand, “All those things I talked about, I’ve spent years working through them. I still think about it, yeah, and I still have to work on it. But, what that was in there? That was simple math. I need them to be so tied up legally that they don’t have the capital to pay another hitman. And, I needed to get a little vengeance—more vengeance—than I already had.”

Horacio keyed into their room, tossing the key onto the table near the door.  Eva followed him, sitting on the bed to remove her shoes. Though they were comfortable, a few blocks’ walk had earned her some relief. She rubbed at the arch of her foot with her thumb.

Sitting next to her, he took her hand again, gazing carefully at her expression, “Its not your job to take down their entire enterprise.”

The steadiness of his gaze, the sincerity of his expression, was amusing. He had already made her out to be a little bit of a martyr, which was pretty much the opposite of what was happening.

Eva rolled her eyes, “I have no aspirations of that. I just want to make a little trouble.”

More than a little trouble.  She wanted to breakdown their ability to make moves the way they had been doing for so long.  She wanted them utterly impotent for the foreseeable future.

His smile reached his eyes, the corners crinkling, “I think you’ve achieved that.”

Not yet, she hadn’t.  There was still the matter of the fallout and Eva did not trust in the effectiveness of the American government. She would have to watch from the sidelines as they worked—or, didn’t work. Either way. Eva very much wanted it to work.

“I’ll admit that it would be nice to see Myra in one of those prison jumpsuits.”

Thumb rubbing at her palm, Horacio seemed to be trying to picture it, “When it happens, I’ll see if I can get someone to take a picture, for posterity’s sake.”

He sat another moment longer, and Eva could tell that he had something to say and was trying to find the words.  She lifted a brow, in silent invitation.

Pulling his lips between his teeth, he was quiet another moment before his hand tightened on hers, “I put in my resignation.”

Shocked, Eva could only say, “When?”

“Before we left.”

“Why?”

He blinked, head cocking to the side, “Because you were right. Because I’ll be dead very soon if I keep on doing this.”

It took about thirty seconds for Eva to get her mind about what he’d just said. In those thirty seconds, she made a few decisions, and maybe fell in love just a little bit more. They would have to take a detour before they got to the airport.

“What are you going to do next?”

His work was his entire life, it consumed almost every waking minute.  The man probably made plans to arrest dealers in his sleep.

He shrugged, “I’ve got some loose ends I need to tie up, and then I thought we could make the decision together.”

Her jaw dropped a bit.  He wanted to make plans. Together. He wanted to make plans—plans for the future—with her. Plans they could enact. Plans that didn’t involve looking over their shoulder for the rest of their lives.  

Eva leaned over and kissed him, sniffing back the tears that threatened.  Really, she hadn’t cried this much since the first year of her marriage. Happy tears, though, were always welcome.

In the cab the next day, Eva prompted the driver to pull off the highway a few exits early. When Horacio asked what they were doing, she simply smiled and patted his arm. The neighborhood she directed the driver to was...an acquired taste. The building that they stopped in front of was decrepit, nearly falling apart on its foundation. The place had once been the office of the mausoleum next door, but had fallen into disrepair when another office had been built on the other side. She was surprised the roof hadn’t completely caved in.

“Is this...safe?” he asked, eyes looking over the building skeptically.

Eva smiled again, unbearably amused at his choice of words, “Safe is one way to put it.”

She walked ahead of him, moving through the first floor to the back room. It was small, and part of the floorboards were missing.  She had to hop from joist to joist to get to the cold air return vent. The years had taken a toll on the bones of the place, leaving the hinges off center. It took several grunting yanks to get the cover free so that she could reach into the vent and pull the bag free.  

Covered in dust, but still whole, the black fabric was thin in some places from use.  She’d had the thing since middle school, her name embroidered on one side. Evangeline, written in white thread that had turned yellow over the years. With shaking fingers, she traced the letters. It was the only thing she had from before she was married, everything else given up somewhere along the way. This, she was definitely holding onto.

“What is it?” Horacio asked from the door, his eyes scanning the room, mouth thin.

Eva looked up at him, “My retirement plan.”

Hopping across the joists towards him, she made her way to one of the few stable points in the front room, dropping the bag carefully. On one knee, she opened the zipper, spreading the fabric wide. Inside was every dollar she could skim from the till, about a hundred thousand in total.

Horacio was standing next to her, looking down at the stacks with pride in his eyes, “I knew you were smart.”

Glancing at him from behind her lashes, Eva grinned, “I’m practical.”

He chuckled, “Same thing.”

Zipping the bag back up, Eva swung it over her shoulder, “Needless to say, this will be my carry on.”

He quirked a brow at her, amused, “Is that all you have hidden?”

“Here, at least.”

There was another couple of bags hidden here and there, none with nearly this much in them.  She would have to make plans to touch base in those locations before they finalized their...Eva paused a moment. They had plans, or they would.

She smiled, “This is enough for now, I think.”

He held out his hand to her, “Then, we should go.  The meter’s running.”

[viahoshi]

only those who are forgotten die  // k.sy

pairing — kwon soonyoung x female protagonist genre — heavy angst, enemies to lovers (?) warnings — swearing, death, blood, murder, major character death and any kinds of criminal stuff words — 2.8k summary — the one where kwon soonyoung needs a new partner in crime note — this is highly inspired from the series, vis a vis as I can’t seem to move on from the character death, I created another one myself. The italic writings are flashbacks, the dialogue ones are the current time. Enjoy♡

“How did you meet him?”

“Do you know that one quote from Dostoyevsky that says: We sometimes encounter people, even perfect strangers, who interest us at first sight. Somehow suddenly, all at once, before a word has been spoken.”

“Do you like Dostoyevsky?”

“No.” She firmly answered, “He did, though.” 

“So, you two were strangers at first who suddenly grew closer?”

“You can say that. Even though he worked with my brother, I had never greeted him before. Their latest heist went wrong, so wrong. My brother died, and he got into jail. I wanted to greet him personally after he was out to get revenge, you know? Eye for an eye, tooth for a tooth.”

“You were planning to murder him.”

“Mmm- yes.”

“When did the latest bus pass?” Soonyoung asks while wearing his black leather jacked in the middle of the heat of July, rubs his hands together, takes slow steps to the bus stop before turning back again.

“5 minutes ago.”

“And the next one will come in-?”

“40 minutes.”

Soonyoung signs before placing his sunglasses on his nose bridge, and takes another step towards the bus stop before turning around again just to stare at the place he spent most of his youth into. The world seems too large for the young man as he keeps groaning.

Soonyoung was a restless man. He almost appreciates the person who stopped their car for him. Almost. He sharply groans when he recognizes the woman stepping out of the car. The familiar appearance of the girl looks nothing like the one he saw years ago. The way her expression has no marks of distress and uneasiness makes him feel nauseous.

“What are you doing here?”

Soonyoung knows that he was miserably dishonoring his uncaring aura as he shifts from left to right at where he was standing. His hands became sweaty and unsteady in his pockets, failing himself. His features told a different story, and his hands showed another. 

“Every single night when I close my eyes, I see nothing but the two police officers arriving at our house to state that my brother was dead. I acknowledged that everything would go downhill, but I wasn’t foreseeing it to happen this fast. Their son was dead, and their daughter was conceivably a psychopath. All the people I loved and trusted turned their backs to me after that, just like it was my responsibility. You do not understand how it makes your head to be free, but not having anybody.”

He pouted in surprise while nodding, almost as if he was waiting for her to finish and leave, “Nope, I have no fucking idea.”

“I heard you’ve been a very good boy.” Her voice expresses nothing but sarcasm, lips form a smirk, hand raises to remove the hood of her sweatshirt which was closed the whole time, then moves before her eyes to block the steady sunbeams coming to her eyes.

“Yeah, I helped the police in two cases.”

“We’re all falling in line in the end, aren’t we?”

Soonyoung looks at her, tries to read her expression, studies the way her lips curl up on the ends when she smiles, and how her face creases when she fails to block the sunbeams.

“Really, what are you doing here?” Soonyoung asks again, wonder takes over as he glares behind the faint print of his sunglasses.

The girl takes her time glancing at the left and right side of the road, “The bus isn’t coming,” she glimpses back at him, “do you want a ride?”

Soonyoung takes his sunglasses off, and the girl studies the unique frame of his eyes, “To the cemetery.”

“He wanted to visit my brother’s grave. He tried to look undisturbed, but I knew he was. I left him there and returned to work.”

“Then what happened?”

“It didn’t take him a long time for him to locate the place I worked. When he came in, I thought I was seeing things, I used to daydream about him a lot at work, and I’m not talking about pleasing daydreams.”

“So you want us to become a duo? Like Bonnie and Clyde, Thelma and Louise?”

“No, that wouldn’t work out. You and me, as a limited liability company. [y/n] & Soonyoung LLC.”

His words make the girl throw her head back and giggle in doubt, “You’re trying to sacrifice me to protect your own ass as you did to my brother?”

“You’re talking as if you weren’t plotting to kill me for years.”

“You see, I hate you and you hate me. Why are you so sure that I won’t stab you in your sleep?”

“Hate is the greatest motivator.” The girl could picture his half smirk even though she has her back turned against him. He continues while standing up and making her way towards her, “We have another option, we don’t see each other again until we meet on a tour bus for seniors, heading to the beach.”

Edges of the girl’s mouth lifts, it’s crystal clear that his words satisfied her, the thought of replacing her brother giving her stomach slight tingles as she imagines the bad things she always wanted to do in her life but never could, “Okay, let’s do it.”

“And this is how our shared life began as a mismatched twosome who everyone thinks: They’re going to kill each other. With the money we made, we bought our first house, a baby blue caravan. We instantly learned the secret to a good marriage, trusting each other. We weren’t friends, we shared nothing. But as much as we didn’t like it, together we were the best. The perfect couple, precisely because we didn’t love each other. We found the perfect amount of space to not kill each other, neither too close nor too far.”

“You lived like a domestic couple, how come you could undoubtedly trust each other in such a little time.”

“Not a domestic couple, but more like a husband and wife in their eighties who have over 20 grandchildren, but no one visits if that makes sense.”

“Tell me about the things you did respectively, how did you spend your time?”

“We had nothing noteworthy to do, so he bought two chairs and we just sat on the roof of the caravan, on the opposing sides. That was the agreement.”

“And the robberies? How did you follow through with that?”

“We started with big targets, casinos. We would quarrel during the heist and people would just look at us like we’re lunatics.”

“No one move!” Soonyoung raises his voice, puts his hand behind his head, and holds onto his gun smoothly, “Put your hands behind your head like how I’m doing it. I won’t say it again, okay?”

The young boy doesn’t hesitate to wander towards the money source and doesn’t even consider it necessary to turn towards the girl before commanding pointedly, “The cash. I’ll deal with the cashier, you take care of the hags.”

“Excuse me?” The girl’s attitude catches him off guard as he stares at her in uncertainty. He chuckles softly before running his hand through his pitch black hair. “We’re not having this discussion here. Not now.”

“Why? Why do you need to be in charge of the money?” She cocks her head to the side, not bothered by the weirded looks of the people surrounding her. Soonyoung takes a step towards her, eyes and mouth wide open, “Any problems?”

“The problem is you fucking always put yourself above me,” Soonyoung takes another step towards her to hear her better, “shit, are we really going to start our first job together like this?”

Soonyoung gets much closer to her than he was moments ago, uneasy as he keeps peeking towards the woman who’s filling the bag with money, “We’re already splitting it 50/50.”

“It’s not a matter of money, it’s a matter of attitude.” Her look changes as her voice rises, “Either stop looking down on me or this is over.”

Soonyoung tries to change his expression, softens his voice, whisper screaming, “Is this the right place to talk about this?”

The girl walks over to him completely, face inches away from each other, feeling each other’s breaths on their faces. She whispers, “Are we equals? Yes or no.”

“We have to go.”

“I don’t care. Not before we clarify this. Equals or nothing, you decide.”

Soonyoung lowers his gun, steps away from her, spits while gritting his teeth, “Very well, equals. In sickness and in health, till death do us apart, amen.”

She nods, visibly satisfied. Giggles when she catches Soonyoung grumbling about how more effortless it is to work with a man rather than a woman.

“And that’s how we carried out together. It wasn’t the Bonnie and Clyde story you would predict, but days like this made me neglect the murder plots going on in my head. And that baby blue caravan was the closest thing I had that resembled ‘home’ to me, if that makes sense.”

“How would you define ‘home’?”

“Home? I don’t know.”

She gets a decent amount of shampoo in her hands before pressing them to Soonyoung’s airy locks, sudden contact of her hands sends shivers down his spine as he tries to get comfortable in his chair, relaxes his muscles while the girl runs her hands through his dark hair. “I can’t believe I’m doing this.”

“Did you knew that hair doesn’t stop growing after you’re dead?”

“And you want your hair to look sleek in the morgue?”

“No, I just want to talk without looking at your face.”

She eases her hand movements as if she waits for him to continue, he goes on, speaking softer than he did before, “I was 12 years old when my mother married to that pig. He brought nothing but misery and discomfort to the only place I knew as ‘home’. My mother neglected me, trying to be a suitable partner for that bastard,” he chuckles hysterically before continuing, “I was 15 years old when they send me to an orphanage, too old for adoption, too rebel for that environment. I fled from there at 18, and that’s when I met your brother, been doing this shit ever since.”

Soonyoung would pity himself sometimes, only life could be a little kinder to him, only if the world would have a little mercy for him, everything could’ve gone differently.

“Soonyoung”

“Mmm.”

“What is it?”

“There’s no need to run if you have a home, and the time we spent in the caravan, in the camper is the closest thing I’ve ever had to a home. I wanted you to know that.”

She lets the teardrop she keeps in her flow on her cheek, her lips curl up, forms a faint smile, “It was special for me too.”

She sniffs, grabs the water from the small bowl and rinses his hair. “Even though, to tell the truth, you’re a shitty roommate.” She grabs the towel and throws it to him, making him giggle like a little kid.

“And you droll in your sleep.” He turns towards her.

“So you watch me while I sleep?”

“No, I don’t watch you, you’re just making weird noises and it draws my attention.”

“Fuck you.” Her face lights up before grabbing the pot full of water and wetting his whole torso, his light colored jeans making the situation already more apparent than it already is. He laughs aloud before grabbing the fountain and pointing it towards her, their laughs brighter than the sun, for the first time after a long time.

"No.”

“No what?”

“I already know what you’re going to ask. Everyone wonders whether Thelma and Louise fucked or not. We did not. We did not fuck.”

“Okay.”

“And also, just clearing it for the record, we weren’t in a relationship either. We didn’t talk about any shit except the heists, that’s it.”

“Okay, good to know.”

The fairy lights inside of the caravan are shining in the colors of the rainbow as the girl sways to the beat of the song playing in the background. The drink in her hand matches the color of her colored sunglasses, giving her a vintage vibe. Soonyoung lies on his back, watching the way her body moves. She notices how his expression seems so cloddish, approaches him so that their noses touch, “Is this your first time?”

“What?” He tries to brush her off, not breaking the eye contact.

“Yes it is,” she laughs breathily, “this is your first time doing ecstasy.”

Soonyoung pushes her away and stands up to sit comfortably, “This isn’t getting me high at all.”

His tone of voice makes the girl giggle, “Right, you’re not high at all.” Her voice carries no expression but lust and sarcasm at the same time.

“At all.” Soonyoung keeps arguing while giggling and shaking his head.

“You don’t feel… Euphoria, empathy? This- sort of- uh- love? For anyone? I thought those were your favorite emotions.” She smiles sheepishly.

“When does this shit end?” He asks, not betraying his uncaring aura even when high.

Her sarcasm slowly drops and she feels alone with nothing but lust in her heart. She looks at him with an innocent expression, reminding him of those kids who want to buy candy in a convenience store, “Do you know what I want to do right now?”

“What?”

She gets closer to his face again, looks directly at his eyes, looks directly at his soul, “I want to touch your face.”

“Jesus, fuck no.” He stands up to go to the table which is decorated with various of liquor and grabs the entire bottle of the alcohol, drinks an enormous amount of it until the girl makes her way towards him again.

She moves her hand towards his face; he flinches when her hand contacts his skin. Her fingertips travel on his nose bridge, his cheekbones, his lips, his jawline. She leaves her fingerprints all over his face gently. Soonyoung chuckles but doesn’t move away, he doesn’t look away either. He enjoys the feeling that comes up to his spine as he keeps touching his face.

The air inside the caravan is thick, but it feels lighted than air for Soonyoung as he feels the butterflies in his stomach gently waking as she travels her fingertips along his sharp features. He pants, he doesn’t know if it’s because of the drug, or her.

“We’re not going to fuck, that’s what we agreed for.” He whispers while looking at her with a blank expression.

“You think I want to fuck with you?” She smiles again, and he nods.

“That makes little sense, does it?” She argues again, still looking at him with the same smile on her face and the same tone of her voice, seductive, “Oh well, let’s go to bed then.” And the first thing Soonyoung does when she turns her back at him to walk towards the bed is to grab her by her hair and pull her back towards his body. She laughs in surprise, her heartbeat rises as he pushes her front towards the wall.

And the rest is just a blur.

The next morning, she wakes up to Soonyoung practicing gunshots. She makes him and herself a cup of tea before making her way towards him. “About last night, that was stupid.”

“Yeah. By the way, I made the plan for the next heist.” He grabs the handle of the cup and responds in a sassy way.

“Well, you can tell me later.”

Soonyoung chuckles.

“Do you have any regrets?”

“Only if I looked back before leaving.”

“No.”

Soonyoung stretches out the beautifully packed gift, catching the attention of the girl who was sitting outside despite the cold air. She looks at him in doubt, “Kwon Soonyoung gives presents? Is that a bomb? Or an internal organ of one of your relatives? Perhaps it’s a scorpion-”

“Fuck, just take it.”

She hesitantly takes the gift and opens it just to find a polaroid camera inside, laughs while opening the box, taking the camera out. “Do you want to take a picture?”

“Yes. So you can remember we were young, we were hot, and we were free, and we felt a little, just a little less lonely together.”

She looks at the camera, and back at him before standing up, “Cool, let’s do it.”

The bright flash of the camera makes Soonyoung’s eyes hurt a little. He turns to her as the film gets released from the machine. He bounces slowly, reminding the girl of a little kid while smiling softly, waiting for the polaroid to darken. She gives the polaroid film to him after looking at it.

“Merry Christmas, asshole.”

“You too, princess.”

“Do you think things have worked out differently?”

“Things should have gone differently. I must have been in Italy or France, not here talking to you.”

“What about him?”

“What about him? Death didn’t intimidate me, nor him. There will still be winters and summers. It’s not like people will stop celebrating Christmas, or a child won’t get a birthday present. The gone is gone, and the world goes on, it’s nothing I can ease. However, he’s not dead.”

“How come?”

“Only those who are forgotten die, I’d like to consider he’ll be living for a long time.”

[webullreview]

Latest webull review [2021]: Starting with a $1 investment.

Latest webull review [2021]: Starting with a $1 investment.

Webull provides a multi-features experience for investors and all in one solution.

Webull review at a Glance:

Webull is founded in 2017, and it is a mobile app-based brokerage that features commission-free stock and exchange-traded fund trading. It runs by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). Webull trading platform is designed for beginner, intermediate and experienced traders.

 Where is webull based: Webull is an American broker-dealer headquartered in New York City

 Webull is safe because it is regulated by top-level financial authorities.it provides a maximum of $500,000 investor protection, including a $250,000 limit for cash under the Securities Investor Protection Corporation's (SIPC) protection scheme. It is part of Webull Financial LLC and is licensed to carry out brokerage activities in all 50 United States.

 Is webull good for trading?

Webull doesn't have a minimum deposit requirement to get going. You can join Webull and start investing with just a few dollars. Webull offers some of the most competitive margin rates in the industry. And unlike main rival Robinhood, Webull doesn't require a subscription. Many brokers' website offer cash bonuses for new account creators, but that only after users meet certain minimum deposit requirements. Webull gives free stocks to customers with small deposit thresholds. These stocks are worth anywhere from $2.40 to $1,500 per share. Currently, just $100 is required for the best bonus. It will offer you a unique community experience.

Eligibility of Joining Webull:

1. Webull only accepts account applications from U.S. residents. 2. You will need to be at least 18 years old to create an account. 3.you have to verify your US identity and residency status. 4.YOU have to upload a copy of your government-issued ID, and your social security number.

 How to create or open an Account on Webull?

You must open an account on the app>Then Choose your account>make sure you have selected the right type of brokerage account>Add personal info >Identify yourself >Seal the deal>Fund your account>enjoy.

 How long does webull take to approve?

Most account applications will approve within one hour. It might take more time if your application needs further verification.

  Advantages and disadvantages of Webull:

 Advantages:

1. Webull offers commission-free US stock, ETF, and options trading with no inactivity fees. 2. No minimum deposit requirement 3. Zero commissions on trades 4. Several asset classes available to trade 5. Cryptocurrency trading 6. After-hours trading available 7. Advanced charting 8. Level 2 data from NASDAQ available. 9. Traditional, Roth, and rollover IRAs available 10. App, web, and desktop platforms available Paper trading.

 Disadvantages:

1. Does not support trading in mutual funds 2. Does not support trading in bonds 3. Does not support trading in OTC stocks

Webull’s total Commissions and Fees: Webull is Really Free!

The enticement of fee-free trading in the online investment space has seen a big change in the industry. Traditional brokers are now being challenged by start-up platforms that have found a way to make money without charging their investors. Webull users can connect real-time U.S. market data completely free. This indicates not only real-time price quotes but income statements, balance sheets, and cash flow reports. Minimum Deposit-$0.00 Stock Trades -$0.00 Stock Trades (Per Share)-$0.00 ETF Trade Fee-$0.00 Mutual Fund Trade Fee- free Base Fee-$0.00 Exercise Fee-$0.00 Assignment Fee-$0.00 Per Contract-N/A Broker Assisted Trades Fee-N/A

 Webull and others:

Robinhood is Webull’s main competitor. Both companies are trying to be Walmart brokers by offering the lowest price possible to those looking for bargains. Those bargain-seekers are by and large millennials, this is why both companies took a mobile-first approach and only developing desktop and web apps after establishing themselves in the trading industry.

Another one is TD Ameritrade. After testing 11 of the best online brokers over the years, TD Ameritrade is not better than Webull. Webull delivers $0 trades, fantastic trading platforms, excellent market research, industry-leading education for beginners, and reliable customer service.

Webull vs. Robinhood: Commission and Fees

Undoubtedly, commissions and fees are a big part of the whole picture. We compare Webull and Robinhood wide open in order to evaluate both.

 Webull’s Fees:

Webull has no fees or commissions on any stock or ETF trade. All you will pay is the spread and SEC transaction cost, those are the portion of a copper penny. You can transfer money in and out of your account without fees using ACH, as domestic wire transfers cost $8 per deposit and $25 per withdrawal.

Global wire fees are $12.50 and $45, respectively. Margin rates start are 6.99% for up to $25,000.

 Robinhood’s Fees:

Robinhood is also commission-free on all trades, including options and cryptocurrency trades. Surplus is available over Robinhood Gold, but there’s a $5 monthly fee.

The first $1,000 of margin can be borrowed interest-free, and you will get it as a bonus. After $1,000, rates are 5% only. Only ACH transfers are permitted to fund your account, so there will be no fees on deposits or withdrawals.

 Webull’s finest Customer Support:

 Webull’s customer support is often accessed through email, which is not that the only method mentioned on its website, but also there is an online web chat option or telephone number. Moreover, Webull’s customer service does reply within 1 hour of a question.

Only Webull’s help page offered any sort of customer support, then only within the sort of FAQ.

Webull’s FAQ page does offer you detailed information on opening an account and therefore the funding and transfers of money and stocks. It also features a Trading on Webull section with information about commissions and costs, tradable assets, and order types.

The FAQ sections found on the assistance page can answer your basic questions. Email Webull for more details or to talk with a Webull agent for more information or further assistance.

 Webull referral system:

Along with their account creation promotion, Webull additionally offers a Refer-a-Friend form of program. However, this small little bit of promotion is slightly less simple in terms of the manner that their directions are read.

Unfortunately, you won’t receive any free stock just because an addict you refer exposes a replacement account. This friend can get to deposit a minimum of $100 among the first thirty days of their account being open for you to reap the rewards.

A decent side to the current incentive is that you simply will repeat it indefinitely, with decreasing returns when the first 2 referrals have met completion requirements.

In keeping with their terms and conditions, which are additional clearly worded than the promotion itself, the benefits of the referrals are as follows:

Upon completion of your first undefeated referral, you'll receive four free stocks.

Your second successful referral can award you with seven free stocks.

Every resultant referral will award you two additional stocks.

This stock choice pool is analogous to the one antecedent represented among the account gap promotion. They're aiming to be from firms listed on the New York Stock Exchange or information system that are U.S. based mostly and have a minimum market cap of $2.5 billion.

However, not like the account gap promotion, there will appear to be a one/50 or 1/100 likelihood to accumulate securities from bound companies. however, it does follow identical odds to your initial $100 deposit.

Odds of stock valued at $8 to $30 approx. 1 in 1.02

Odds of stock valued at $30 to $100 approx. 1 in 52.63

Odds of stock valued at $100 to $200 approx 1 in one,111.11

Odds of stock valued at $1,000 to $1,600 approx 1 in 10,000

 FAQs for Webull

 How does Webull make cash?

Webull doesn’t make money from trade commissions that makes many of us surprise, however, the corporate makes money. Webull makes money from the subsequent revenue streams:

Margin rate: This represents interest paid to Webull once people borrow money to invest.

Stock loans: Webull might lend securities and make the most of loaning those securities. Your securities are still out there if you wish them.

Interest on free credit balances: money sitting in your account doesn’t pay interest to you, however, Webull will earn interest on it.

Is Webull smart for beginners?

Webull might be a good choice for lettered beginner investors that perceive investments in construct however haven't started commercialism yet. New investors who are learning the way to invest cash would probably be higher suited by different platforms that provide a lot of instructional resources. Fully new investors might like Robo-advisors that guide them through the finance process.

Is Webull legit and reliable?

Yes, Webull is a legitimate brokerage you'll use to take a position in stocks, ETFs, crypto, ADR's, and options. It's registered with the SEC and is a member of FINRA, SIPC, NYSE, NASDAQ. Webull’s customers rise up to $500,000 of coverage just in case the brokerage fails, and your securities go missing.

  A final thought about Webull:

 Webull is a well capable brokerage app for North American country traders. The app offers absolutely commission-free commerce with no account fees, so it’s really a cheap choice for purchasing and merchandising stocks, ETFs, options, and cryptocurrency. We also like that Webull provides traders access to almost the whole US stock market, with the notable exception of penny stocks.

What really sets Webull different from other brokerage apps is that it offers a big variety of advanced charting and analysis features. You'll read extremely customizable technical charts for any plus furthermore as fully customize any of fifty popular indicators. Webull conjointly permits you to import Level a pair of Advance knowledge from the information system, so you'll track order flows through the market.

In addition, the app includes analyst recommendations and worth targets for many widespread stocks. A basic social network lets you see what different traders place confidence in different assets and swap ideas.

Webull is rising as a legitimate challenger and various to Robinhood, growing its client base to a possible variety of two spots among online brokers serving retail traders. This relative newcomer within the zero-commission online commerce world endlessly broadens its merchandise to satisfy its clients and leverage its commerce platform. Webull brokerage is best for those who will handle their own customer service and have some investment information and experience. If this looks like you, positively take into account giving Webull a try and take the benefits of webull.