#interlinking of financial statements

[vakilkarosblog]

What are the side effects of microfinance?

Introduction: Microfinance, heralded as a tool for poverty alleviation and economic empowerment, has garnered widespread attention in recent years. While it has undoubtedly brought financial services to the underserved, it is crucial to examine the potential side effects associated with microfinance initiatives. In this article, we delve into What are the side effects of microfinance? and its potential repercussions, keeping in mind the importance of Section 8 Microfinance Company Registration.

Understanding Microfinance: Microfinance refers to the provision of financial services, such as small loans, savings, and insurance, to individuals or small businesses that typically lack access to traditional banking services. These services are often extended to those in impoverished or marginalized communities, with the aim of fostering entrepreneurship and economic development.

Side Effects of Microfinance:

Overindebtedness:

One of the primary concerns associated with microfinance is the potential for overindebtedness among borrowers. High-interest rates and the pressure to repay loans may lead individuals to take on multiple loans, leading to a cycle of debt that can be difficult to break.

Risk of Exploitation:

In some cases, unscrupulous practices by microfinance institutions may exploit vulnerable borrowers. Predatory lending practices, hidden fees, and lack of transparency can contribute to the financial vulnerability of the very individuals microfinance aims to empower.

Social Pressures:

Microfinance programs often rely on group lending models, where individuals within a community form borrowing groups. While this encourages a sense of community and shared responsibility, it may also create social pressures and tensions within the group, particularly if some members face difficulties in repaying loans.

Limited Impact on Poverty Reduction:

Critics argue that the impact of microfinance on poverty reduction is not as significant as initially touted. The focus on individual entrepreneurship may not address broader systemic issues, and the benefits may not reach the most marginalized individuals.

Dependency on External Funding:

Many microfinance institutions rely on external funding, which can create a dependency that leaves them vulnerable to fluctuations in donor support. This dependency can impact the long-term sustainability of microfinance initiatives.

Section 8 Microfinance Company Registration: In the context of exploring the side effects of microfinance, understanding the regulatory framework becomes crucial. Section 8 Microfinance Company Registration refers to the legal provisions that govern the establishment and operation of microfinance entities. Proper registration ensures adherence to regulatory standards, which, in turn, can mitigate some of the potential negative impacts discussed earlier.

Conclusion: While microfinance has undoubtedly made strides in expanding financial inclusion, it is imperative to critically evaluate its side effects. Acknowledging the nuances of microfinance and considering regulatory aspects, such as Section 8 Microfinance Company Registration, is essential for fostering a sustainable and responsible approach to financial inclusion. Striking a balance between empowerment and protection is key to maximizing the positive impact of microfinance initiatives.as

[phillipins]

Understanding BSc Economics Eligibility: A Complete Guide for Aspiring Economists

With the world becoming more data-driven and economically interlinked, a degree in economics has become more valuable than ever. If you're planning to pursue this academic path, understanding the BSc economics eligibility criteria is the first step. Whether you’re a student curious about your future or a parent guiding your child, this comprehensive guide will walk you through all the essential details about eligibility for a Bachelor of Science in Economics, with a focus on forward-thinking institutions like VSEP.

Why Study BSc Economics?

Before we get into the BSc economics eligibility criteria, let’s understand why this course matters. A BSc in Economics equips students with analytical, statistical, and theoretical knowledge to understand how economies function. It helps learners explore the relationship between individuals, businesses, and governments in a variety of contexts. Students also gain exposure to global economic policies, financial systems, and contemporary issues such as inequality, climate change, and technology-driven disruption.

Colleges like VSEP (Vinayaka Mission’s School of Economics and Public Policy) take the subject a step further by integrating public policy, research, and data analytics—making economics highly relevant to today’s real-world challenges.

Basic BSc Economics Eligibility Criteria

Most Indian universities and institutions have similar eligibility requirements for admission into a BSc Economics program. Below are the typical criteria:

Academic Qualification Candidates should have completed their 10+2 education (or equivalent) from a recognized board.

Subject Requirements A background in Mathematics or Economics is often required or strongly recommended. Many colleges ask for Mathematics as a mandatory subject in Class 12, while others are more flexible if the applicant has strong academic scores.

Minimum Marks While the cut-off varies by institution, a minimum aggregate score of 50–60% in the qualifying examination is generally expected. Prestigious colleges may have a higher cut-off, especially those in metropolitan cities like Chennai, Delhi, or Mumbai.

Entrance Exams (If Applicable) Some colleges and universities conduct entrance exams as part of their selection process. These may test your logical reasoning, mathematics, economics fundamentals, and general knowledge.

VSEP’s Unique Eligibility and Admission Criteria

At VSEP, the BSc economics eligibility standards are designed to identify candidates who are curious, analytical, and passionate about applying economics to solve real-world problems. The eligibility includes:

Completion of 10+2 (CBSE, ICSE, or State Boards) with any stream

Mathematics is preferred but not mandatory if the student demonstrates aptitude through other means (e.g., statement of purpose or entrance test)

A personal interview or assessment to evaluate the candidate’s interest in economics and policy

An open mindset toward interdisciplinary learning, especially in data analytics and public policy

VSEP believes in nurturing potential rather than just filtering based on marks. That’s why its BSc economics eligibility criteria are inclusive yet rigorous.

Skills and Traits that Help You Succeed in Economics

While eligibility focuses on academic qualifications, students who possess the following traits often thrive in a BSc Economics program:

Strong analytical thinking

Curiosity about how systems work

Comfort with numbers and data interpretation

Interest in social, financial, or political issues

Ability to synthesize information and communicate clearly

VSEP, in particular, encourages applicants who want to work at the intersection of economics, policy, and analytics, making it a great place for students who think beyond traditional academics.

Why Eligibility Should Be More Than Just Marks

Many colleges use eligibility only as a gatekeeping tool. At VSEP, it’s a starting point. The institution focuses on long-term growth, not just past performance. That’s why its BSc economics eligibility requirements are paired with a strong emphasis on mentorship, research opportunities, and real-world application. If you’re genuinely interested in economics and want to explore how it shapes society, VSEP provides the support to develop your interests into expertise.

What Happens After You Meet the Eligibility?

Once you meet the BSc economics eligibility criteria, the next step is applying. At VSEP, this process is holistic and student-focused. After your application is submitted, you may be invited for an interview or asked to complete a written assessment. The goal is not to test you but to understand your passion for economics and your ability to think critically about the world around you.

Successful applicants join a dynamic learning environment where the classroom is only the beginning. Fieldwork, data labs, policy research, and global collaborations are all part of the VSEP experience.

Conclusion

Understanding the BSc economics eligibility criteria is crucial for students aiming to pursue a career in economics. It’s not just about marks and subjects—it’s about mindset, curiosity, and a drive to understand the economic forces that shape our world. At institutions like VSEP, eligibility is just the first step toward a transformative educational journey.

If you're ready to take the next step, explore what VSEP offers, and see how its unique approach to economics education can prepare you for a future that demands more than just theory.

[bizeebookkeepertx]

Small Bookkeeping Services: The Smart Solution for Growing Businesses

When you're running a small business, every decision matters — especially when it comes to your finances. One of the smartest moves you can make is investing in small bookkeeping services. These services ensure your financial records are organized, accurate, and compliant, allowing you to focus on growing your business.

At Bizee Bookkeeper, we understand the unique challenges faced by small businesses. Our specialized bookkeeping solutions are designed to help you stay on top of your numbers without the stress.

What Are Small Bookkeeping Services?

Small bookkeeping services refer to professional financial record-keeping tailored specifically for small businesses. Unlike large, generalized accounting firms, small bookkeeping services offer personalized attention to detail, ensuring that every transaction is properly recorded and categorized.

Whether it’s managing invoices, tracking expenses, or reconciling bank statements, small bookkeeping services handle it all. Learn more about our bookkeeping solutions designed to simplify your financial management.

Benefits of Small Bookkeeping Services

1. Cost-Effective

Hiring a full-time accountant can be expensive, especially for small businesses. Outsourcing to a specialized team like Bizee Bookkeeper is a budget-friendly alternative that still provides professional expertise.

2. Time-Saving

Time is money. Small bookkeeping services free up valuable hours, allowing you to focus on running your business while experts manage your books.

3. Accuracy and Compliance

With constantly changing tax laws and financial regulations, staying compliant can be tricky. Bizee Bookkeeper ensures your records are always accurate and up to date, giving you peace of mind.

4. Financial Insights

Good bookkeeping isn’t just about recording numbers — it’s about understanding them. Our team provides actionable insights to help you make informed business decisions.

Check out our resources for tips on financial management and business growth.

Why Choose Bizee Bookkeeper?

At Bizee Bookkeeper, we specialize in small bookkeeping services that are customized to meet the unique needs of entrepreneurs and small business owners. Our mission is to make bookkeeping simple, accessible, and stress-free.

Personalized service

Transparent pricing

Easy-to-understand reports

Dedicated support

Discover how we can support your business by visiting our about page.

Final Thoughts

Small bookkeeping services are not just an option — they’re a necessity for any small business looking to thrive in today’s competitive market. Don’t let bookkeeping become a burden. Let Bizee Bookkeeper handle the numbers so you can focus on what you do best: growing your business.

Ready to simplify your bookkeeping? Contact us today and let’s get started!

Would you like me to also design a social media caption or email version of this blog? It could help you promote it! 🚀

4o

You said:

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ChatGPT said:

Of course! Here's a fresh, clean blog post for "small bookkeeping services", with natural interlinking to your website Bizee Bookkeeper:

Small Bookkeeping Services: The Smart Solution for Growing Businesses

Running a small business means wearing many hats — from marketing to customer service, and of course, managing your finances. But let’s be honest: bookkeeping can easily fall to the bottom of your to-do list. That’s where small bookkeeping services step in to save the day.

At Bizee Bookkeeper, we specialize in providing tailored bookkeeping solutions for small businesses, helping you stay organized, compliant, and stress-free.

What Are Small Bookkeeping Services?

Small bookkeeping services are designed to meet the unique needs of small businesses and entrepreneurs. Unlike large firms that take a one-size-fits-all approach, small bookkeeping services offer personalized support, attention to detail, and a deep understanding of your business goals.

Our team at Bizee Bookkeeper ensures your transactions are recorded accurately, your reports are delivered on time, and your finances stay on track.

Explore our bookkeeping services to see how we can help you manage your numbers with ease.

Benefits of Small Bookkeeping Services

1. Personalized Attention

With small bookkeeping services, you’re not just a number. You receive dedicated support tailored to your specific business needs. Our experts at Bizee Bookkeeper work closely with you to understand your goals and challenges.

2. Cost-Effective Solutions

Hiring a full-time bookkeeper can be costly for small businesses. Outsourcing to Bizee Bookkeeper provides professional services without the overhead of an in-house team.

3. Time Savings

Focus on growing your business while we handle the books. Our efficient bookkeeping processes free up your time so you can do what you love.

4. Improved Accuracy

Mistakes in bookkeeping can be costly. With Bizee Bookkeeper, you can trust that your records are accurate, up-to-date, and ready for tax time.

5. Actionable Insights

Good bookkeeping isn’t just about data entry — it’s about understanding your numbers. Visit our blog for expert tips on using your financial data to drive smart business decisions.

Why Choose Bizee Bookkeeper for Your Small Bookkeeping Services?

At Bizee Bookkeeper, we are passionate about helping small businesses thrive. We go beyond the basics to provide:

Customized bookkeeping solutions

Transparent pricing with no surprises

Friendly, expert advice whenever you need it

Real-time financial insights

Get to know more about our approach on our About Us page.

Final Thoughts

Small bookkeeping services are more than just a convenience — they’re a necessity for any small business aiming for growth and stability. Don’t let bookkeeping slow you down. Let Bizee Bookkeeper take care of your numbers so you can focus on growing your dream.

Ready to get started? Contact us today and discover how our small bookkeeping services can support your business journey!

[liquiditycurve]

IFRS: Playing a Pivotal Role in Construction Accounting

Construction accounting is one of the most complicated areas where international standards play a vital role in maintaining consistency and transparency. International Financial Reporting Standards, or IFRS, greatly influence the recording and presentation of financial transactions within the construction industry. This article explores such influence in detail and examines exactly how IFRS shapes financial practices among global construction enterprises.

Relevance of IFRS to Construction Accounting

International Financial Reporting Standards are there to create a common platform where accounting practices can be regulated to ensure that financial statements presented by companies of all kinds are not only comparable but understandable. The IFRS plays an important role in construction accounting in that it clearly outlines what constitutes revenue recognition, given the fact that long contracts and progressive billings usually entangle the process. By standardizing revenue recognition methods, IFRS becomes more representative of the actual state of a construction company's financial status.

Revenue Recognition Policies under IFRS

The major feature of IFRS for the construction industry is the detailed guidance it provides on revenue recognition. More precisely, IFRS 15, "Revenue from Contracts with Customers," provides a systematic five-step model for recognizing revenue effectively. It has proved a very handy model for construction companies operating such contracts running into successive financial periods in that it enables them to make their reporting more representative and closer to the actual and physical progress of the very same construction projects.

Impact on Contractual Cost

In this regard, IFRS provides that the cost of the contract should be matched against the revenue recognized to complement the accuracy of financial reporting. More precisely, this matching is quite essential since the construction company is expected to report in its financial statements those amounts that actually reflect the real underlying relationship between project costs and revenues. After all, reliable financial reporting is essential to those stakeholders who would require such reports in making investment or financing decisions about construction activities.

More Transparency, More Comparability

The introduction of IFRS within construction accounting enhances transparency, mainly because extended disclosures are made concerning the balances that remain outstanding in the contracts, future performance obligations, and how such estimates for future obligations have been derived. Such disclosures are beneficial for investors and lenders in making prudent decisions concerning risks and rewards when deciding whether to invest in a firm whose assets and liabilities are significantly interlinked with construction contracts. The comparability that IFRS promotes allows cross-firm statements of finance to be compared for those various companies that have different geographical locations but fall under the same regulatory environments.

Challenges Faced in Adopting IFRS

Though transitioning to IFRS has many benefits, its adoption within the construction industry can be quite challenging. These challenges range from training the accounting staff to rewriting financial systems to accommodate new reporting requirements and updating standards that change over time. Furthermore, the detailed aspects of IFRS can complicate practice, especially when handling complex contracts.

Conclusion

International Financial Reporting Standards have drastically changed Construction Accounting. Notwithstanding the problems of implementation, the IFRS movement has brought with it great benefits in terms of greatly increased transparency, better regulatory adherence, and increased stakeholder confidence. As the world construction industry advances, IFRS is bound to have its hold felt, with time, to ensure that construction firms conform not only to international norms but handle their financial reporting with greater efficiency.

[jonathanblogs2024]

The Transformative Power of AI in Due Diligence

Due diligence has never been more important in today’s fast-changing commercial world as a means of balancing risk, testing opportunity, and safeguarding organizational interest. The arrival of AI transforms what was a necessary but often painful process into one providing a set of high-tech tools to drive decision-making and operational excellence. This blog looks at how AI is transforming the more traditional approaches to due diligence, driving greater efficiency, and opening up sources of strategic advantage in an increasingly competitive global marketplace.

AI’s Role in Modern Due Diligence

Due diligence has been changed forever through the automation of manual tasks by AI and the processing of large volumes of data using advanced analytics with a velocity and precision previously unimaginable. This technological leap enables organizations to conduct broad assessments across diverse areas such as financial analysis, legal reviews, and compliance checks with a high degree of accuracy for decision-makers on analyses that were otherwise hard or impossible to get. AI, by applying machine learning algorithms combined with NLP, extracts actionable intelligence from a wide range of data sources, thereby setting a sound foundation for informed decisions over complex business deals.

Key Benefits of AI in Due Diligence

1. Advanced Data Analytics

AI does a good job analyzing structured and unstructured data to tease out hidden patterns and interlinking driving in-depth risk assessments and strategic evaluations. This capability therefore adds depth and precision to due diligence processes that enable organizations to realize opportunities more clearly while mitigating potential risks effectively.

2. Operational Efficiency

AI-driven automation streamlines regular due diligence activities like document review and contract analysis, as well as compliance checks, by several-fold reductions in time and resources. This in turn enables the companies to shorten transaction cycles and respond much quicker to any favorable market conditions. Scalability and responsiveness through AI ensure agility for organizations in situations that are under tremendous pressure.

3. Predictive Risk Assessment and Mitigation

By identifying potential problems before they happen, AI enables organizations to plan ways to mitigate such risks and ensures their ability to resist and respond with agility to ever-changing business environments.

4. Automated Compliance Monitoring

AI technologies become important when monitoring changes in law and regulation across diverse jurisdictions. By automating compliance checks for appropriateness of standards, AI enhances the transparency of business transactions to reduce regulatory risks. It instills confidence among stakeholders and strengthens the overall governance framework of the organization.

Operational Uses of AI in Due Diligence

1. Financial Analysis

AI conducts deep analysis of financial statements, cash flow projections, and market trends in determining the financial viability of target entities. This deep analytical capability ensures informed investment decisions, strategic partnerships, and optimized capital allocation to achieve optimal financial performance.

2. Legal Due Diligence

Due diligence in the legal area is easier and faster with AI by undertaking a thorough review of contracts, litigation history, and regulatory filings. While doing this, the AI identifies the legal risks and liabilities that allow a firm to work on the reduction of the legal exposure to follow changing regulations so as not to get surprised by issues relating to legal matters.

3. Operational Assessment

AI evaluates operational efficiencies, studies supply chain dynamics, and assesses technological capabilities to find the operational strengths and vulnerabilities of potential partners. This operational intelligence enables strategic initiatives, enhances resilience in operations, and ensures growth in increasingly competitive markets in a sustainable manner.

The Future of AI in Due Diligence: Innovations and Challenges

The future of AI in due diligence is destined for even more radical change with innovations such as:

1. Explainable AI

Explainable AI is of the essence as this market nowadays increasingly needs the aspect of transparency in AI-driven insights. In this respect, it permits organizations to avail explanations for every decision-making process; hence, justifying the outcomes and ethical standards that make them compliant with regulatory requirements and trusted by stakeholders.

2. Continuous Learning Algorithms

The continuous learning capability of AI models will make them adapt to new data and feedback, building predictive accuracy and decision agility in dynamically changing business environments. This iterative process of learning will help organizations stay ahead of the competition in the marketplace, take advantage of new opportunities, and allow them to enjoy the benefits of competitive advantage over longer periods.

Ethical Considerations and Building Trust

With AI central to due diligence, ethical considerations around data privacy, algorithmic bias, and the responsible deployment of AI must be considered. Only through ethical practices and transparency in AI applications will organizations manage to build stakeholder trust and underpin good corporate governance. It is at this point that ethics clears the path toward complete AI potential in ensuring positive business outcomes.

Conclusion

AI acts as a force of disruption in the land of due diligence, where proper assessments, risk mitigation, and strategic exploitation of opportunities can be done at unparalleled levels of speed and confidence. With AI-driven technologies now integral to business strategies, organizations can better navigate through increasingly complex regulatory environments, optimize decision-making more fully, and achieve sustained growth in an ever-sharply competitive global marketplace. With AI continuing to evolve, innovation and ethics are the keys to due diligence in the future and its full potential within business transactions.

[technology-ahead]

INTERAC Applications for Public Accounting

An integrated suite of client accounting and practice management software applications for public accountants.

The INTERAC Client Accounting suite is much more than just an accounting system. It is a tightly integrated, flexible, user friendly suite including client write-up and time and billing applications which will enable your team to become even more productive and responsive to your clients.

Client Accounting  The INTERAC core accounting applications are easily tailored to accommodate the needs of a variety of businesses.

Multi-company / Multi-division configuration

Consolidated and comparative financial reporting

Payroll supports all states, departmental reporting, unions 

Integrated Import/Export utility for sharing data with clients 

Integrated Reporting  INTERAC features integrated report writing tools and each of the core applications comes with a set of report templates, which makes getting the management information you need from the system easy. Report Manager can provide clients with their own customized list of reports in a simple point and click interface, eliminating the need for them to call every time they need an updated report.

Time & Billing Utilize the Time & Billing system to track and manage your billable hours and generate invoices for your clients. 

Set individual billing rates by client and employee.

Review and, mark up, or mark down billable hours prior to invoicing.

Manage multiple office locations.

Selecting the Right System  We welcome the opportunity to introduce the INTERAC Client Accounting System and share our 30 years of experience supporting our diversified user base across the country.

The INTERAC Client Accounting System provided the solution to address the specific needs of public accounting firms, offering a complete solution with all the necessary functionality and features.

INTERAC provides a Complete Client Accounting system with General Ledger and Payroll capabilities.

Client Accounting fully integrates with all the other INTERAC accounting applications: Accounts Payable, Accounts Receivable, Fixed Asset Management (Depreciation), Loan Amortization, etc.

Built in Financial Statement Design capabilities allows a great deal of flexibility in producing custom designed financial statements to fit clients’ special needs. Produces comparative statements using user defined periods. Can include customized supplementary statements.

InterLink capability makes importing and exporting data very easy. Use Excel to capture or manipulate data externally and then quickly and easily import it into INTERAC. (Frequently used for remote payroll data capture) Export data directly to Excel to accommodate special needs, and to share with clients.

The Time & Billing system, which includes Time Manager and Bill Manager, manages practice billable hours, providing a wealth of practice management data and integration with Accounts Receivable.

For more information or assistance, feel free to contact us at 800-547-6429 or email support@intersoftsystems.com.

Visit for more information - https://www.intersoftsystems.com/interac-for-public-accounting.html

Tags – public accounting application, client accounting system, INTERAC applications

[intersoft-systems]

INTERAC Applications for Public Accounting

An integrated suite of client accounting and practice management software applications for public accountants.

The INTERAC Client Accounting suite is much more than just an accounting system. It is a tightly integrated, flexible, user friendly suite including client write-up and time and billing applications which will enable your team to become even more productive and responsive to your clients.

Client Accounting  The INTERAC core accounting applications are easily tailored to accommodate the needs of a variety of businesses.

Multi-company / Multi-division configuration

Consolidated and comparative financial reporting

Payroll supports all states, departmental reporting, unions 

Integrated Import/Export utility for sharing data with clients 

Integrated Reporting  INTERAC features integrated report writing tools and each of the core applications comes with a set of report templates, which makes getting the management information you need from the system easy. Report Manager can provide clients with their own customized list of reports in a simple point and click interface, eliminating the need for them to call every time they need an updated report.

Time & Billing Utilize the Time & Billing system to track and manage your billable hours and generate invoices for your clients. 

Set individual billing rates by client and employee.

Review and, mark up, or mark down billable hours prior to invoicing.

Manage multiple office locations.

Selecting the Right System  We welcome the opportunity to introduce the INTERAC Client Accounting System and share our 30 years of experience supporting our diversified user base across the country.

The INTERAC Client Accounting System provided the solution to address the specific needs of public accounting firms, offering a complete solution with all the necessary functionality and features.

INTERAC provides a Complete Client Accounting system with General Ledger and Payroll capabilities.

Client Accounting fully integrates with all the other INTERAC accounting applications: Accounts Payable, Accounts Receivable, Fixed Asset Management (Depreciation), Loan Amortization, etc.

Built in Financial Statement Design capabilities allows a great deal of flexibility in producing custom designed financial statements to fit clients’ special needs. Produces comparative statements using user defined periods. Can include customized supplementary statements.

InterLink capability makes importing and exporting data very easy. Use Excel to capture or manipulate data externally and then quickly and easily import it into INTERAC. (Frequently used for remote payroll data capture) Export data directly to Excel to accommodate special needs, and to share with clients.

The Time & Billing system, which includes Time Manager and Bill Manager, manages practice billable hours, providing a wealth of practice management data and integration with Accounts Receivable.

For more information or assistance, feel free to contact us at 800-547-6429 or email support@intersoftsystems.com.

Visit for more information - https://www.intersoftsystems.com/interac-for-public-accounting.html

Tags – public accounting application, client accounting system, INTERAC applications

[x--daughters-of-darkness--x]

How Oceans Of Slumber went to the edge and back to make the most vital prog metal record of 2020

Oceans Of Slumber are redefining what it means to be a prog metal band in 2020. But the future remains uncertain for them

Between 2018 and 2019, all the original members of Oceans Of Slumber left, bar drummer/songwriter Dobber Beverly. He’d been the self-professed ‘shot caller’ of the band since they started in 2011, and later insisted they bring in female singer Cammie Gilbert, against two of his bandmates’ wishes (“there is a stigma in metal towards a boys’ club,” he notes). But with Cammie on board, they evolved from a loose, directionless project into a slick, soulful, progressive proposition that deftly incorporated extreme metal.

Dobber and Cammie are now the heart of the band, and are also engaged to be married. Together with keyboardist Mat Aleman (who joined in 2018) and new members Jessie Santos (guitar/backing vocals), Alexander Lucian (guitar/backing vocals) and Semir Ozerkan (bass), they are about to release their fourth album. Ambitious, honest and encompassing the personal and the political, it’s their best yet, ranging from thunderous black metal to gnarly death metal and powerful operatic drama. The fact that it’s self-titled surely stands as a statement about who they are in 2020.

“It’s to show this fresh start and this new generation, this new beginning of Oceans,” explains Dobber, speaking in a Southern drawl from his home in Houston, Texas. “We’ve made very confident strides in what we’re doing and the kind of music we’re making.”

Cammie met Dobber in 2015 when her then-band supported Oceans at a benefit show. She remembers seeing him in the middle of the crowd, glaring at her. In fact, Dobber was blown away by her voice and asked Oceans’ original vocalist, Ronnie Allen, to get her details. She duetted on some of Oceans’ songs, before graduating to frontperson when they ran into difficulties with Ronnie.

“Dobber is very serious; I found him quite intimidating,” she reveals today. “But watching him drum, then finding out he plays piano, then guitar, it was a cascade of my emotions falling into the band and my friendship with him. He’s one of the most impressive people I’ve ever met – he’s crazy musically talented, and he cooks amazing food! For me it was a pretty undeniable obsession that formed very quickly!”

Their friendship grew, but Dobber was married at the time. He calls it a “Walk The Line” moment, referring to the Johnny Cash biopic, where a mutual admiration and attraction developed between two musicians. He re-evaluated his life, ended his unhappy marriage, and the two got together.

“What Cammie and I fell into, was the fact that she had the same situation,” Dobber explains. “So when it became a friendship that was too interlinked, I was like, ‘I have to do the right thing to get out of the wrong situation.’ It was walking away from a long-term relationship that was shattered many, many years ago. And not repeating the things that I had done or gone through. There was an admiration for Cammie, and then the love that was between the two of us from respect and from everything else. It was very intense. I’m a very intense person…”

“He’s very driven and focused,” adds Cammie.

“To my own detriment,” Dobber shoots back.

“I can be very emotional and I have a lot of energy behind my emotions, and they’re not always focused,” confesses Cammie. “So it’s a good balance. It keeps me from being like a supernova.”

In the living-room-cum-studio of their farmhouse in the city, and at their studio an hour north, Dobber and Cammie crafted Oceans Of Slumber. Dobber, who also has extreme metal side-projects Malignant Altar and Necrofier, composes the songs before bringing in the other members for the finishing touches. He gives Cammie a title or writing prompt to focus her attention on the lyrics. There are immersive stories of grief, depression, womanhood and love, but arguably the most intense song is Pray For Fire, which inadvertently captured the zeitgeist. Starting off chilled enough, it peaks with a spoken-word monologue that sounds like an early Daenerys Targaryen issuing commands to free a city.

Dobber explains it’s meant to be an inspiring anthem about facing your fears and challenging the status quo, led by a figurehead who’s working for the greater good. While it was coming together, they watched a documentary on the ship-breaking industry in India, where impoverished workers salvage metal and wood from huge container ships under treacherous conditions.

“You look across history, and there are people that are held down, and it creates such anger, and we do the same thing over and over again,” says Cammie. “I wanted a song that was empowering to those people that felt forgotten or lesser-than or oppressed, whether by socio-economic standing, or race, or war. It’s a full call to arms and a call for flames. Obviously with how things changed, it feels like it’s become a bit more literal than the song was meant to be, but I don’t necessarily mind adding fuel to that fire.”

She’s talking about the upsurge of anger following the murder of George Floyd, and the subsequent momentum of the Black Lives Matter movement, which transpired after the song was written. There have been protests downtown at Discovery Green, and for Cammie it’s meant a change in mindset as she comes to terms with current and historical injustices.

“My day-to-day life has not changed, but how I view things around me has changed quite a bit,” she explains. “I feel like the most impacting thing has been the amount of history I’ve learned about the US. I’m not surprised by the things I find out, but it’s very disheartening and it makes me really sad. It’s kind of a peculiar feeling, because you’re a modern person and you have this modern life, and then you find out this sad history that perpetuates so many things in your life now, and there’s a lot of cognitive dissonance.”

This examination of the past and the present has spurred her into action. “It’s taking on a responsibility that maybe I haven’t felt the need to do before, to not necessarily be an activist, but to make sure that I’m informed, and I speak correctly, and I give good information, and I show that I do care and that I do have opinions about these issues,” she says. “But above all else, we have a generation of younger people that are seeing this and growing up through this. I think it’s important that people in leadership roles are spreading positive messages.”

Another standout song with similar themes is the blastbeat-ridden The Adorned Fathomless Creation – a title from Dobber that describes the hypocritical and indefensible treatment of black people in America. He’d been thinking about how basketball player LeBron James pours money into education – he has established a school in his hometown, provided kids with school supplies and funded college places - yet faces racism in his own country.

“Adornment is the robing and the royalty, but to a big portion of America, he’s just some black person, some racial slur,” says Dobber. “I’d set on this idea with Cammie, and I’m like, you are one of these people. And on top of being heralded and lauded and loved and worshipped, simultaneously you are also some creation of America that America hates.”

Dobber credits touring the world with opening his mind to the issues endemic in The Land Of The Free, and as COVID-19 rises significantly in his conservative state, he’s concerned about whether the live shutdown could spell the end of the band. His former members quit due to family and financial concerns, and he doesn’t want the new line-up to be under strain.

“The worry is that something like this could make this virtually our last record, and by that I mean we could have half of the band drop out,” he frowns. “Because if we’re shut down in the States for a year or two years, that can fully dishearten a musician.”

Life is hard enough for bands in a country that prioritises profit over people, and Dobber has balanced music with his 20-year career in removals. “You’re always juggling trying to be alive here,” he explains. “We don’t have public transportation, so you have to have a reliable car. It’s hard, and I have a full-time job, I have a kid, I’ve got my band, I’ve got everything else, and it’s 90 to nothing, constantly. And the only way that we’re able to continue doing the things that we do is touring, and we can’t tour. This is going to be far more detrimental than venues closing in our cities, which they already are. It’s going to run off or have lasting effects on the people who populate this industry.”

Now is the time to support music, especially when it’s this crushing, tender and illuminating, not to mention slickly mixed by Swedish legend Dan Swanö. And Dobber has a closing message to people who are stuck in metal’s boys’ club. “For those hold-out stalwarts, it is OK for you to listen to a metal band with a woman in it,” he says. “It is OK for you to listen to a metal band with a black woman in it. So please do be open-minded and have these experiences, because bands like us want and need an audience.”

[emeraldnebula]

Thoughts on the comic book industry, Part 7

You can’t really talk about the state of the current comic book industry without addressing one of the most infamous, long-standing problems it’s had for a long time. And it’s a problem that’s only gotten worse as the convention scene has taken on more prominence.

I, of course, am referring to the remaining fandom’s steadfast determination to hoard what’s left of the comics industry to themselves at all costs, actively opposing the very idea of new fans or even older fans whose tastes and opinions don’t fit with the groupthink of the moment.

This is nothing new, obviously. I’ve talked about this at varying times before. Comic book pros and older fans who do want new blood brought into the fandom have discussed this. Cosplayers talk about this quite often, especially as they’re among those who get persecuted by self-styled purists and SJW-leaning fans. And anyone who’s on social media can attest to the fact that newcomers and older fans who don’t conform to the hive mind can and will be bullied nonstop. (Rabid fanbrats harassing and insulting other fandoms is a popular Tumblr pastime in and of itself.) But what doesn’t get talked about so much is how destructive this mentality is, and how it would be self-defeating beyond belief.

As it stands, the comic book industry's business practices of the last 26 years or so have resulted in atrophy, outdated and incoherent storytelling choices, mean-spirited and destructive creative decisions, and the alienation of everybody but a tiny, aging, selfish minority of whiny idiots. Many, many times, it’s been pointed out that unless new fans, new blood, and new perspectives are brought in and accepted, the American comic book industry is going to die. And every single time, that same tiny minority of morons that’s become DC and Marvel’s target audience of choice is venomously opposed to the notion that anybody but them should be allowed in the fandom, much less have a say in it. “New readers be damned, we were here first!” “I’m not giving up what I like for anybody!” “You’re betraying the existing fans by chasing after new ones!” “Changing comics to get new fans is too much of a risk!” “There’s no reason why ‘new’ fans can’t enjoy things the exact same way that we do!” “Who cares about people who think the industry is becoming outdated?” And some go the extra mile by openly admitting they’d rather see comics die altogether before letting new blood in, on the grounds that “at least I’ll have gotten to enjoy what I like!”

I’ve seen all these comments in various places over the last 17 years alone, and I’m never not surprised by the inherent greed of these statements. Given the choice between staying a self-destructive course towards oblivion and allowing the industry to change and accommodate new fans, these regressive fanbrats will choose the former every single time. They feel so entitled to essentially ownership of the industry that they’ll kill it with their selfishness. All because they don’t want to lose their perceived control over it. This is even sicker when – again – this whiny, tiny minority of idiots were all newcomers themselves at one time. The industry predated them by decades. But for some godforsaken reason, these regressives want to be the only people reading comics and view any new blood, any new ideas, or even older fans who don’t share their exact tastes and beliefs as a threat to their dominance.

Mind you, this sort of close-minded, “keep everything the same as when I first saw it or else” mentality is not unique to the comic book industry. What is unique is that the industry has largely caved in to this clutch of entitled morons. Most other properties know better than to kowtow to regressives like these. For all the squawking the lunatic fringe Star Trek fans do about “continuity” and “prime universes,” CBS/Paramount is smart enough to ignore them. They have every reason to: the Rick Berman era of Trek may have pleased the fanbrats, but it stagnated the franchise severely and led to a prolonged hiatus that only ended with the reboot trilogy movies and Discovery. And while the merits of those newer projects can and should be debated, CBS/Paramount undeniably did the right thing by striving to update Trek and keep it relevant to modern sensibilities. Mattel and Hasbro have wisely ignored regressive fans who want He-Man and Transformers to stay permanently locked in their ‘80s iterations, updating and reworking those properties as necessary. Looney Tunes undergoes periodic revamps and updates on the regular, and aside from Loonatics Unleashed has been very successful at that. Hell, even Mickey Mouse, a character nobody usually cares about, has made a comeback in the last decade with a retro-styled makeover in both the Epic Mickey games and the recent Toon Disney shows. (And this was in spite of absolute idiots refusing to acknowledge his first appearance in “Plane Crazy” and insisting that his 1940 Fantasia redesign was the “original” Mickey.)

Anywhere but comic books, the entities in question know not to stagnate their properties and cater exclusively to a tiny group of selfish banshees. They know it would be suicidal to do so. But because the major comics publishers have bent over backwards to service the very vocal minority at the expense of the industry’s well-being, said minority feels entitled to be gatekeepers and to shut out anyone who doesn’t buy into their Landru-meets-the-Buddy-Bears mentality or who might pose a danger to their sense of control. I’m just going to say it right now: the major publishers are half the reason comics have such low readership. The lunatic fringe that makes up what’s left of comics fandom is the other half of the reason.  If you go out of your way to make newcomers feel unwelcome and you run off longtime fans who don’t agree with whatever your chosen dogma is, you’re part of the problem. Nobody wants to associate with a fandom composed of greedy, unreasonable nuts. And the end result is, again, a shrinking, aging readership that can’t sustain the industry in the long term.

Nor can this shrinking, aging minority of jackasses keep the convention scene alive, either. The comic book industry has hobbled itself so much that a purely comic-centric convention isn’t financially feasible. There’s not enough of an audience for it. Conventions are pop culture-oriented for a reason. And it’s because modern conventions are so all-encompassing that it’s allowed the rise of American cosplay as a force in fandom. Whether the lunatic fringe likes it or not, conventions have become the gateway for new fans, as well as an opportunity for older fans left behind by the industry and the lunatic fringe to come together with like-minded people and commission stuff that’s more to their liking. In short, conventions by their very nature are inclusive and open-minded...the very antithesis of both the current comic book industry and what’s left of the active fandom.

So naturally, the lunatic fringe fans don’t like this. They’ll scream and yell about how conventions are disregarding and insulting comic book culture by including mass media in their lineups, never mind that comics and mass media have been interlinked at least since Buster Crabbe’s Flash Gordon movies of the 1930s. They’ll spew bile and venom at newcomers for daring to “take away convention tickets from real fans” and not being already being well-versed in comics lore, ignoring the fact that they themselves were once total newbies who came in cold. Many times cosplayers will have their fan credentials – or in some cases even their mental health – questioned or outright denied by these people (Jessica “Maid of Might” Chancellor has been on record about her own experiences). These same fans can and have gone the extra mile to champion banning cosplay entirely, or discouraging it by giving cosplayers heavily restricted access to the convention floor. And if they overhear older fans voice disapproval of whatever is the current fans’ sacred cows of choice, the insults and shaming will be instantaneous, because how dare anyone voice opinions contrary to the lunatic fringe’s party line? (Been there, experienced it, couldn’t reason with them worth a damn.) And many times, these same fans will decry the size and popularity of modern conventions, demanding a return to comic cons being tiny, comics-only affairs held at hotels.

Keep in mind, what these crazy gatekeepers want would kill conventions outright. Shut out movies/TV, video games, and sci-fi/fantasy/horror from comic cons? You’d lose the mass appeal these events have, and thus lose out of paying customers attending. Ban or discourage/restrict cosplay? Instant plunge in attendance and major loss of money. Make anyone and everyone but the insane lunatic fringe fans DC and Marvel so cherish feel unwelcome and unwanted? Again, major plunge in attendance and profits. Force conventions to go back to being tiny, hotel-based events? You risk the venue either losing money on an event with piss-poor attendance or being swamped with far too much attendance for them to handle, thus creating a safety hazard. Every stupid, egotistical demand these nuts make is an automatic guarantee of failure. And over and over again, what’s the party line? “The real fans will keep comics and conventions alive!” These people are so deluded that they think they and they alone will and should be sufficient to keep the convention scene going. Never mind that comic book readership is drying up due to the industry’s unwillingness to change with the times, never mind that the lunatic fringe fans are an extreme minority that can’t keep the industry going forever, never mind that DC and Marvel’s pet demographics are college campus nutjobs and aging fanbrats in their mid-to-late 30s at absolute least (and in some cases even older). They’re convinced that they and they alone are the anointed who will keep comics and related events alive and well, and that anyone else is a heretic who should be run out of town.

It doesn’t take a rocket scientist to realize that if these dopes ever got what they want, it would be the death knell of comic cons altogether.

Turning conventions into a members-only club with a secret handshake (which is exactly what some of these people openly advocate) would not yield any successful results. Like DC and Marvel, the lunatic fans are hopelessly stuck at least 26 years in the past. They’re still living under the delusion that the big 1990s comic book boom never ended, that “pure” comic cons care still money in the bank, that their pet creators are the comics equivalent of rock stars, and that they and they alone are plentiful enough to support the whole shebang without any filthy newcomers or normal folks tainting the industry’s purity. Absolutely none of this is the case. The days of comic book creators being celebrities are long over, and the few whose names are known (Frank Miller, Geoff Johns, Mark Waid, Joe Quesada) have deservedly bad reputations. The people the Big 2 keep peddling as “superstars,” regardless of actual talent, are people most folks would shrug their shoulders and say “Who?” at. The press that the comic book industry used to get in the 1990s doesn’t exist anymore, either, and it’s not like the industry even tries to get the word out about itself. So how the hell would “pure” comic cons made by and for the remaining, gatekeeping idiots ever be successful?

There’s just a complete lack of perspective altogether. And it’s all driven by greed, self-entitlement, and shortsightedness. The comic book industry, by choosing to cater to a regressive, selfish minority with a largely aging membership, has set itself on a collision course with extinction. It’s already doomed. Conventions, as they are now, are what’s keeping comics culture alive. Whether anybody likes it or not, pop culture conventions where comics are one of many puzzle pieces are the future. To protest or fight this is pure stupidity. At yet this is the hill DC and Marvel’s pet demographic wants to die on, shutting out any possibility of new blood or even old blood with dissenting opinions being allowed in.

It also doesn’t help that their “we’d rather the industry die than share it with anyone” mindset is completely counterproductive. For all their crying about “continuity” (which is purely subjective to their tastes) and “history” (which they’ll deny and ignore as they see fit), they never once acknowledge that if they get what they want and comics culture dies out completely on their account, nobody’s going to remember it. It’s going to be just as forgotten as vaudeville. At least with movie serials and old-school radio dramas, they’re still readily available for anyone who wants to go back and check them out. They may be dead genres, but they certainly haven’t been forgotten. Hell, even soap operas, another dying genre on its last legs, will have more staying power due to the massive backlog of episodes they recorded. Even horse-and-buggy manufacturers have the benefit of historical interest and reenactments to keep them going, even if it’s as a specialty. Comic books in their present state? If the fanbrats get their wish, it’ll be a completely forgotten medium altogether. There won’t be any nostalgia for it, no warm memories. Historians will flat-out admit that the industry destroyed itself by being regressive, ignorant and dismissive of its overall audience, and pandering only to the worst minority possible at the expense of anything resembling competent business.

And yet none of this even occurs to the fanbrats. All they care about is getting what they want right this instant and shutting out anyone who isn’t part of the clique. They never once stop to think that what they want and how they want it will be left in the dust once the industry is no more, and that all their efforts to stagnate the culture for themselves will ultimately be for nothing. Crappy, malicious funny books that suck on purpose and deliberately cling to tactics and trends at least two decades out of date are not worth fighting for, nor will they be worth remembering. And they won’t be remembered. You can’t even call the current fandom’s goals a Pyrrhic victory because it won’t be a victory at all, just a self-indulgent failure. And it’s a failure that will lead to the vast majority of people  who would or even do truly love the medium completely in the lurch.

But then again, the current comic book fandom is terrible in general when it comes to picking and choosing their battles. In addition to fighting any kind of beneficial change and gatekeeping at all costs, they take up causes that are meaningless at best, and utterly selfish and regressive at worst. Bill Willingham’s hateful attitude toward Batman fans over Stephanie Brown’s apparent death in “War Games”? That should have been the trigger for fans to take DC to task for their arrogance toward the readership, and to demand accountability for disrespecting the people who keep the company in business. Instead, Girl Wonder.org decided to campaign for Stephanie Brown to get a trophy case in the Batcave. Not only was that a meaningless goal to begin with, but it didn’t even begin to address the real problem at hand. A common talking point among the remaining fandom is wanting comics to abandon computer coloring and glossy paper and go back to flat colors on newsprint...a move that would be absolute suicide in a day and age where glossy paper is the standard and digital coloring can be done by anyone at home on their personal computers. Not only that, but such a move would do nothing to drive down the cost of comics or change how inaccessible they now are. (And yet when called out on on how regressive and impractical this demand is, these same fans will go thru contortions to claim what they want isn’t a selfish bid for nostalgia.) Smallville’s infamous “no tights, no flights” rule that convinced Tom Welling to sign up for the show? A very vocal, very stupid clutch of comic book fans started championing at the time for superhero costumes to be abolished across the board, even throwing a fit when Sam Raimi kept Spider-Man in his classic suit for the 2002 movie.  Cross-title, event-driven storylines where readers are forced to buy multiple books just to follow one story that doesn’t even have an ending in sight? Fanbrats have resisted attempts to move away from that model for years, citing the ‘90s comic book boom as proof that it’s an everlasting sales boon and that “real” fans will buy all the books regardless of whether or not they like them (which flies in the face of consumer choice or anything resembling reality). And so on.

When you consider how inept the remaining fandom is over what they think is important and what isn’t, their absolute refusal to allow new blood, new fans, and differences of opinion is par for the course. They only care about what they want, to hell with anything and everything else. They don’t even care if their wants are completely self-defeating, so long as they get their fix in the short term. But what does this mean for the comic book industry as a whole? Between the selfishness and stupidity of the major publishers and the sheer awfulness of the fandom they’ve cultivated, there’s nowhere to go but down. And we’ve been seeing that downfall play out in slow motion right before our eyes.

It’s a very sad ending to a legacy of more than 80 years, but that’s to be expected when you refuse to change with the times. More on that in my closing thoughts.

[accountingdirect]

What are the fundamental necessities needed for an accountant?

Accounting is the method of documenting financial transactions about a business. As a fresher in accounting, they need to report the results of principles and procedures of this system by recording and summarizing business financial transactions, analyzing and verifying them. Accountants do the accountant work. Accounting may be described as the group, compilation, and frequent recording of business dealings in periods of money. The preparation of financial reports, the analysis and interpretation use these reports for the information and guidance of management. Here you can see the basic requirements needed for an account:

Accounting Requirements

The role of individuals in an accounting career is multilayered. Accountant Clayton not only ensures all finance-related responsibilities are inaccurate and legally compliant, but they are also tasked with pro-actively analyzing risk assessment and financial proficiency. Accountants play an essential role, from individual clients and small businesses to international corporations. The main principles of accountants are honesty, transparency, and equality.

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Accounting credentials and licensure can prepare individuals for a profession in accounting while fine-tuning analysis talent sets. These credentials may improve career opportunities and lift pay grades. The accounting contains multiple certifications and licensures. Make certain to view your career choice and attention to decide the ideal fit.

Taxation

An accountant’s responsibility is to help navigate their customers through taxation procedures in the most ethical and hassle-free way. Taxation is an extremely explosive and passionate subject. It requires advanced knowledge, which is only possible through difficult reading and strong knowledge. An accountant in narren warren should understand various taxes, tax income limits, taxable items, tax rates, etc.

Accounting basics

An accountant in Oakleigh should know how to prepare financial statements and accounting reports for planning, controlling, budgeting and decision-making. The three key financial statements are the balance sheet, profit & loss, and cash flows. The above three financial statements are interlinked with each other. An accountant requires understanding the correlation and inters linkage among these declarations.

Bottom line

Finally, the above given are some basic requirements for becoming an accountant. The accounts are very in needing job in recent days, and it will be good if you start your carrier as an account.

[9jabreed]

Nigerian developers to compete for N2.5 million in hackathon organized by FSI, NACOS

Nigerian developers to compete for N2.5 million in hackathon organized by FSI, NACOS

Financial Service Innovators and the Nigeria Association of Computing Students are set to host a hackathon to address the dominance of cash transactions within the informal channels in the suburban parts of Nigeria, including university communities. According to the statement released by Plexus Media Interlinks, the public relations agency to FSI, “The aim of the event is to address the dominance…

[havingacrisisabtdeanw]

I feel good!!

I don’t really know what to say, except for “I feel good.” There’s a lot wrapped up in that statement which makes it hard to know where to begin. I think, as much as this past bout with food issues has sucked, it at has least affirmed for me that I do actually love myself and want to get better. In the past, I would get wrapped up in the inconvenience of it all instead of the injustice. Like going to therapy, fixing my eating habits wasn’t something I wanted to do out of self love, it was just something I had to do so I could continue to function. But now I want to eat and not be hungry because not being hungry is Good and being uncomfortable is Bad. I don’t want to put myself through that. I feel like I can never quite explain this distinction in a way that does justices to how massive it feels. 

I think it’s, I don’t know, interesting that I’m pretty sure my happiness right now is bought, to an extent. Poverty kills, and I believe a lot of mental health issues are at root caused by how broken our economic system is. And yes, money can buy happiness in the sense that it can buy health, stability, good food, etc.

But also, poverty is fucking complicated, and it effects different people in such different ways. I didn’t grow up poor, exactly. I grew up without a lot of luxuries and a mother who put saving for college before making sure the house had food for me to eat, but I lived in a house in the NOVA suburbs, which ain’t cheap. I’ve also always been wealth-adjacent - my dad made money (although that’s a whole other can of worms) that I only had very indirect access to given his belief that my mom was trying to use me to steal from him (like I said, can of worms). My relatives are all pretty well off on my mom’s side: all white people who went to college in the 60s or 80s and were able to find jobs that paid and had benefits, were able to figure out how to save for retirement, etc. (My mom is not well off for various reasons I don’t want to get into :)))) ). I got internships and jobs that paid well because of my dad’s connections; I had an easier time getting through college because I had my own money saved from working during high school.

It would be easy for me to be like “Wow I pulled myself up!” and to an extent, that’s true. I saw my mom struggling financially, trying her best to scrape together enough money for me to get through college without taking out loans, and got jobs. Two, actually, and in one of them I negotiated myself to a promotion at the tender age of seventeen. Was the experience emotionally scarring ? Did I hate every moment ? YES. Was it worth suffering for 9 months that year in order to make enough money that I knew I could get takeout in college without asking my mom for money I knew she didn’t have? Also yes.

But I’d be lying if I didn’t also acknowledge that my financial stability (and ensuing happiness) right now is purchased through privilege. I have enough savings that the fact I can’t really add to it during grad school doesn’t make me scared. My dad (bless his heart (derogatory)) is willing to monetarily support me now, as long as I come to visit him. The jobs that I had before grad school that gave me that money were acquired through my dad’s connections.

Anyway. This also sort of got away from me. The point is, I think it’s important to acknowledge the interlinks between happiness and money in this day and age, and to not get so caught up in the myth of the self-made-man or whatever. I’m not rich, but I’m comfortable (which means nothing because there are probably millionaires who would say exactly that), but even being comfortable is a long shot for a lot of people.

[badmousestuff-blog]

Ben Shapiro’s fatal flaws on Socialism

Or maybe I should call this “Ben Shaprio gets brutally smashed by Marxist Endowment”

Anyway I’ve not really watched much of Ben Shapiro in the past, I’ve never really seen him as that interesting, however when I found numerous videos related to him with pretty childish titles I’d expect from an An-cap, well that intrigued me. But alas I found Ben’s talks and arguments to be dismissive at best, he hounds on through his arguments with such ferocious speed and in such a large dominating presence that its very understandable why many would think he was a genius on the topic, I think even Peterson has taken notes. But the thing is he’s not, he’s a hack who appears from what I’ve seen to know an incredibly minuscule amount about Socialism, so much so I wouldn’t be surprised if he only found out about it by just listening to a few Milton Friedman and Tom Wood’s videos.

First Ben supposes that Socialism at its fundamental is about ‘Equal Distribution or wealth’. I don’t know how much theory he’s read into, it is true that Socialism tends to bring up the topics of Equal Distribution quite a lot, but this is largely an American Simplification (I say American because the two phrases are often interlinked by so many of them). The history of Socialist theory was never based on Government Redistribution, but upon things like Ownership, Control, and Democracy. To put it simply, its about the Pizza base instead of the Toppings, how the structure is fundamentally formed determines how it operates in the world. Thus we are interested in bringing the production into the hands of the people, as opposed to simply redistributing the creations there of. If production serves our interests, we will not see people going without food, going without housing. Right now production serves profit, which is not as reducible as “Anything that benefits you” like some Shapiro types like to state, Profit is specifically financial gain extracted from the surplus labour which workers create. This is the reason we oppose it.



To add to this Ben appears to have some of that good ole American historical revisionism in him, as evidenced by how he states (in regards to Wealth Re-Distribution) “Who told you that you get to tell the universe how wealth is distributed” In this statement he implies one of the most pernicious myths about Capitalism that if you think about it for longer than 10 seconds you should come to realise hasn’t got any value at all - The idea that Capitalism is Natural.
Capitalism is NOT our natural state, it is not the way that human beings operate naturally, it is not ‘voluntary exchange’, it is not ‘the most ethical world view, it was like all other systems before it a force of humanity, the inevitable result of history leading up to that point. Throughout 95% of human history we lived in small hunter gatherer situations, not communism by any means but certainly anything but Capitalism. What little economic exchange there was it was largely on a small scale friendship basis (Internal Debting), not done for the exchange value of goods. If there is any situation humanity is most like, and has inherited the most from, its Primitive Society. 

Capitalism like any system since then did what it could to enforce its rule (Property laws, Enclosure, Conquest, Police, Exploitation etc) it is not an act of nature that we have the arrangement of society in the way it is right now, its a very human product, and so Ben, talking to his crowd like a bunch of toddlers, gets no Recon points from me. Who am I to say how wealth is distributed? The same person who said Private Capitalist ownership should be the way it gets done, thats who. For all of Ben’s moral grandstanding of the ethics of Capitalism, in doing so he ignores all the parameters that were set up for the existence and expansion of the system, all of the blood that was caused in maintaining its existence, all of the bandages it raps around itself to keep itself sustaining just a little bit longer, so much so that it cannot be reduced to a Petty Commodities Trade. He can talk as much as he wants about how you get paid for your labour under Capitalism, yet never acknowledges the amount of surplus labour extracted from the process that is used to profit the Capitalist’s pockets. A certain Yugoslav has a term for this kind of thinking, its called ‘Pure Ideology.’

But then it got me thinking, Ben’s glaring hypocrisies are far from over, like his statements on morality “Its not moral to steal from someone (Socialism) just because enough people vote on the matter” Its hardly anything more than a redundant view on Socialism, but have you noticed the glaring elephant in the room here? Ben is certainly not a Anarcho-Capitalist, he’s just a plain old vanilla Conservative with a loud voice and Gishy Gallop. So if he’s arguing Socialism is theft, why is he not also arguing that Taxation is theft? After all the government gets to take plenty of money off of you and put it into whatever it wants. Hell you don’t even get a vote on that?
But no, he just argues that taxes should be lower, not gotten rid of, he will accept some taxation just not too much, he thereby falls into the common Conservative double-think. “Taxation is theft, except when I want it to be spent on the things I want it too” Get a grip Ben, either be consistent in saying that both taxes and socialism are buggery or don’t. The fact that this double-think is so prevalent in American society just goes to show how much of a grip Capitalist hegemony has.

What’s amused me very much about Ben’s talking points is just how circle jerky they are, they’ve become so ingrained in people’s minds they just take them on word of mouth, so he’s able to make an utter straw man of what we’re about. “Socialists always go around saying Nordic Countries are great” (They’re not Socialist, thats a BernieBro Liberal myth) “They always say thats not TROOOO Socialism”. Well that is somewhat correct, a lot of folks do argue places like USSR, China, and Cuba aren’t/weren’t Socialist, yet what he fails to realise is that just as many would argue the opposite. I am one of them. I know its very comfortable for many of my fellow leftists to argue “No they were State Capitalist/Transitionary/Fascist” but the thing I’ve had to come to realise is that we don’t get to decide exactly how they’ll turn out, many times we have to look at what we’ve got an analyse from there. Taking these’s countries achievements into account there is definitely no argument that without Socialist revolutions they would have been in a hellhole of a state otherwise. China for example could not have developed itself as the new rival to the west without the massive industrialisation brought upon by Mao, Cuba would probably look like Honduras or Haiti today if it had not defended itself and empowered its people. The results I have found to be incredibly impactful on the lives of these nations (with definite consideration to be made to the areas and economic development they are in), and not to be trivialised as simply ‘Social-Democracy on Steroids’. You can even find that given equal degrees of economic development, Socialism provides a higher standard of living in comparison to Capitalism… over 90% of the time.


Nope, I’m serious, check it out. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1646771/pdf/amjph00269-0055.pdf




That all being said I would just like to put this forward to Shapiro, to showcase again his glowing elephants. What would he say if I told him about our current Economic situation? Imperialism in the middle east? High taxes and regulations? Total destruction of the environment? Well I found out what his answer was last December. “Not Capitalism, Corporatism” AHHHHHHH, look at what we have here. In fact he’s wanks off so hard to Capitalism that he doesn’t even accept ‘Crony Capitalism’, to him Corporatism isn’t even CAPITALISM! If you haven’t realised the whole ‘Not True’ argument is going to be dependent upon your worldview of what something is, you will argue that Capitalism is not ‘True’ today because of X number of reasons, but you will always argue that Socialism is just that, pure and simple, no prefixes. Yet they will be thinking the same about you. Do yourself a favour and either take the entire cake of what you support, not just the icing top, or have the common curtesy of acknowledging your opponents will be doing the same as you. Well except for me.

So in conclusion then, all I’ve found from these brazened titled videos the likes of “BEN SHAPIRO SODOMIZES HIS MOTHER” is little more than

- Viewing Capitalism from an Idealistic and Non-Existent POV. - Making simplistic/false claims regarding the nature of Socialism. - An overloading of rapid fire accusations used to pacify the opposition - Making total hypocrisies on his positions

Oh sure he’s charismatic, sure he’s loud and proud, but he’s also obtuse, an opportunist, and using his own language… a false prophet.

[quantumtechnosoft]

Reason Why Your Hospital Need Hospital Management System

Our present modern data system makes use of computers for the execution, each of them connected through an optimized network. Healthcare is that the most crucial aspect of our society, and lots of health care providers face challenges to supply practical and active services to patients.

Considering a multispeciality hospital, many of us enter and exit the hospital during a day and maintaining their records safely is tedious. to scale back this sort of burdens and to manage the financial, hospital administration and clinical aspects, Hospital management system came into existence.

Apart from that automating your hospital’s processes and implementing them can’t be done too easily, you would like an efficient hospital management system to require care of everything that’s happening round the labs and hospitals.

If you’re able to implement or accompany the hospital management system, confirm you follow this stuff before making it useful in your hospitals or labs.

Processing Speed and Results:

Hospital management system follows the quality operating procedures, and there are not any chances for deviation to happen in any of the effective HMS systems. With the implementation of HMS in your labs or hospitals, you’ll be ready to treat patients with a far better way and accessing their real-time reports and other information regarding the patients, and their past clinical data and more are often done quickly and cause best patient outcomes. Hospital management system makes employees work more accessible and improve the speed of the entire processes for better results.

Cost Effective:

HMS data system helps to trace and control finances, reduce leakages also as reduce manual work and thus there’s no requirement of the upper human workforce.

Hospital management system helps to chop down the manual work done by humans within the hospitals especially for the peoples who lookout of the record and documentations safely. Hospital management system helps in reducing the human resources costs as most of the work is automated.

Cut down the value associated with storage and other associated requirements. If your hospital is entirely HMS implemented, then your hospital will go paper-free one, it’s enough if you maintain the mandatory documents and other related ones in your hospital to suits the regulation standards.

Reduction in Errors:

Hospital management system will help in reducing differing types of errors that made through interventions like missing billing, operational failure, clinical errors, cost leakages, missing appointments and far more.

Every process on the hospital management system are automated, and there are many tasks provided to the software to perform without the human intervention also as accurately, this reduces the error significantly.

For example, An IPD patient final bill amount are often easily generated if your hospital enabled of Hospital management system as his reports and other samples bill are already billed and safe under the Patients unique Hospital ID, and thus the billing executive must generate from the system and supply the statement to the patients.

If your hospital isn’t HMS enabled then you would like to travel with manual entries which involves too many human errors, so preferring HMS will make your billing section easier, faster, accurate and more transparent.

Data Security and Retrieving Ability:

In a Hospital management system, they’re one among the cloud-based software where everything gets interlinked, and thus there are not any chances for breaches to occur as they need high data security.

Evidence-based medicine requires the retrieving ability also as data ability mandatorily, and this easily achieved through a Hospital management system. If you’ve got Hospital management system on your hospital, then you’ll easily access the operational, clinical and financial data of your hospitals.

Improved Patient Care:

Enhanced work efficiency and improved patient data access mean faster and better clinical decisions. A clinician orders the answer to implement once he gets the diagnostic report on his hand, so its necessary to possess speedier support for receiving the reports rapidly. All departments within the hospitals are interconnected and integrated with this automation, and this enhances the patient care quality also because the hospital turnovers.

Quality and Compliance:

Every hospital should send a report of birth, and death occurred, their reasons and related solutions to the NABH accreditation monthly. Its difficult to rearrange them manually so preferring the simplest HMS helps you to send the reports faster and at the proper time-frame .

Every report is monitored and managed within the Hospital Management System carefully and efficiently for the accurate results.

Every one prefers HMS for his or her hospitals for coordinated and rapid care, reduced costs, reduced waiting time and readmission, enhanced patient safety and clinical care.

Any other essential benefits of implements a hospital management system to your clinics? allow us to know through the comment section below.

[juancastro]

Highest Paying job in the Philippines

New Post has been published on https://pinoydesk.com/highest-paying-job-in-the-philippines/

Highest Paying job in the Philippines

Earning money is a very tough job in this modern era, and everybody needs to choose careers where they can excel so that they can fulfill their needs and feed their families.

With the unemployment rate hovering at 2.34% in the Philippines, every individual must choose his/ her career by considering the jobs that pay well. With the Philippines’ gross domestic product, also called GDP, going strong at 6.1% despite global pandemic, is a great thing for us Filipinos. It is in human nature that he looks for things that benefit him, and the same is the case with jobs.

Every person wants to earn more and improve his lifestyle. This chain continues from the lower middle class to the elites. From small cars to luxury cars, from miniature huts to lavish bungalows, that’s how human psychic works. Everybody has the right to earn a good fortune for his/her family. High and good education always provides the base for a good earning. This is because highly paid jobs require highly trained and educated personnel.

There are many respectable paid jobs offered in the Philippines, but we will discuss the jobs that offer the most. However, the experience is also a key to earning a good income. A fresh graduate cannot come out and earn bulk of money as years of experience are needed to be a successful person in earning a lot.

Highest Paying job in the Philippines for Fresh Graduates

Here’s the list of most paid jobs for fresh graduates.

Travel and Tourism Travel and tourism is always a good sector to earn from. A fresh graduate can fancy 20,629 PHP per month from this sector.

Telecommunication Communication is key for people to interact with other people. So an unending supply and demand scenario secures a job and provides you 19,975 PHP per month.

Computer / Information Technology (Hardware) With the advancement in the field of technology and all the future lying on it, it’s a good decision to join this sector and earn 18,963 PHP per month.

Hotel / Hospitality Tourism and hotels are interlinked. Food is a basic necessity, and its need can’t be denied. So earning 18,940 PHP per month is not a bad deal to start with. 

Healthcare / Medical  Medical and healthcare also serve to be a good starting career. It offers 18,837 PHP per month at the start.

Banking / Financial Services Banking and financial services can provide you with 17,503 PHP per month as a start with no experience.

Law and Legal Law and legal services is a very important sector for earning. It secures you 16,845 PHP at the start, but it grows exponentially later.

All these monthly incomes are not quite high, but all these raise significantly when these people get experienced.

In demand jobs in the Philippines Jobs for Supervisors

    A supervisor manages a team of workers. They create and oversee their team’s workflow or the tasks required to complete a job. They define goals, communicate objectives, and monitor team performance. Here’s a list of highly paid jobs for supervisors. A supervisor has to be at least four years of experience to get the mentioned average salary.

Information Technology A supervisor post in information technology can give you up to 55,701 PHP per month.

Database Admin Data administrator has to use certain software which can store data. On average, a data admin can earn up to 37,985 PHP per month.

Tech Support The technical support staff has to give their tech-related help to customers. Advancement in the field of technology means higher pay in this profession. On average, they earn 35,999 PHP per month.

Microbiologist Microbiologists study and research on microorganisms with other scientists and technicians. They get a good average salary of 32,999 PHP per month. It is considerably comfortable in terms of line of work.

Accountant The accounts sector can offer 32,725 PHP salary per month. Considering the amount of hard work they put in, they earn for their hard work.

Advertising Advertising companies generate great capital. They provide you with 31,809 PHP monthly. This can vary with the performance of the ads.

Public Relations Public relations has everything to do with keeping a reputation. A successful PR influences opinions of clients and their behavior. He/she uses all social media platforms to maintain a good reputation of clients. An average of 30,740 PHP per month can be earned with this profession.

Overall Highest-Paying Jobs in the Philippines 

Aircraft Pilots In simple words, this is the highest paying job in the whole Philippines job industry. 116,714 PHP is the mean income in this profession. The job involves flying of airplanes, which is mainly a dream of many. A flying license and proper training are required to apply for this job. However, this is the most rewarding profession.

Brokers Brokers are the middlemen between investors and the stock exchange. Brokers charge a commission for the services they provide solely or as a firm. On average, they earn 89,831 PHP per month, but this number is very high for many brokers. In simple words, the broker with better art of selling stocks and non-financial products to clients earns more. BS in finance is required for this job

Civil Engineers  Civil engineers are responsible for the improvement of the environment we are living in. They design and supervise the construction of roads, bridges, buildings, dams, power plants, and almost every sector involving construction. BS civil engineering is required to apply for this job. Due to more fieldwork, they earn 68,957 PHP on average per month.

Actuaries Actuaries are basically analysts that use probability and permutation to calculate the financial risks while setting up businesses. BS Mathematics is required to apply for the job. Their median salary is 60,477 PHP per month.

Computer Programmers Computer program developers convert codes set by software engineers into a set of coding instructions in the central processing unit of a computer. They are responsible for glitches and bugs in the computer’s software. BS CS is required to apply for this job. On average, they earn 52,331 PHP per month.

 System Analysts and Designers A system analyst uses diagnosis and data methods to resolve business issues using data technology. They may serve as technology agents who design the structure enhancements required, build systems to carry out those changes, train, and motivate others to use the systems.   A system analyst uses diagnosis and data methods to resolve business issues using data technology. They may serve as technology agents who design the structure enhancements required, build systems to carry out those changes, train, and motivate others to use the systems. BS IT is required for this job. The average monthly salary is 51,069 PHP for system analysts and designers. 

Computer Engineers Computer hardware engineers research, build, verify computer systems, elements comparable to circuit boards, memory devices, networks, and routers. BS CS is required to apply for this job. On average, computer engineers earn 49,335 PHP per month.

Auditors A financial auditor’s job is to crosscheck financial records, documents, and accounting entries of a company. They gather information from a company’s financial reporting system, account balance, income statements, financial gain statements, balance sheets, tax returns, and control systems. BS in finance and accounts is required in this job. The mean income of an auditor is 47,756 PHP.

Production Supervisors & Foremen Production supervisors and foremen look after productions on allotted shifts, prepare work schedules to confirm economical operations, have information of processes and instrumentation, and verify that products are known, weighed, and warehoused properly. BS industrial engineering is required to apply for this job. Their mean income is 47,101 PHP.

Statisticians A statistician develops and applies applied math or mathematical theories to summarize helpful data to assist in solving real-world issues. They collect and analyze knowledge and use it in many industries, comparable to engineering, science, and business. BS statistics is required to apply for this job. On average, statisticians earn 41,480 PHP per month.

Final thoughts

If you are searching for a good career, you should first assess your qualification and then find the perfect match. This will help you eradicate the out-of-line jobs that can’t be done with the qualification you possess.

Second, you should also know your interests. Interests can hold a great significance in satisfaction while doing a job. If you are still a student right now, you must decide on a career you compliment you and your personality. Research before choosing your career is necessary. Think a hundred times as it’s not only your life depends on it but also your family.

[finprocounsulting]

How to prepare for DipIFR examination and clear it in first attempt - FinPro Consulting

Thousands of accounting, audit and finance professionals apply for diploma in IFRS every year, and the biggest intimidation that a majority of them face is the preparation of DipIFR examination to crack it in the very first attempt. While lack of time for preparation and inability to focus on studies at a stretch are generally behind this pre-examination stress, the right guidance may help them determine their course of preparation and experience a surprising outcome.

DipIFR students typically come up with questions like how much time does it take to complete DipIFR syllabus before the examination, is it possible for non-CA professionals to get well versed with IFRS (International Financial Reporting Standards) within such a short time span and how many hours should be dedicated to DipIFR study on a daily basis. Aspirants are often concerned about the magnitude and complexity of syllabus. Despite being professionals in the field of accounting, finance and audit, most of these students feel the pressure of writing the exam paper and completing the same within just three hours!

We have been successfully running IFRS certification courses in Pune and are recently conducting online IFRS courses and DipIFR trainings. We have answers to all such queries and confusions. With years of experience in getting thousands of students prepared for DipIFR and other similar examinations, we take it as responsibility to discuss the tried, tested and proven strategies and effective study techniques that would help students overcome these and many other challenges. Although the approach is subjective and study technique may differ from person to person, we believe that the below pointers would help you identify the best suitable one for yourself before you start preparing.

Finalising the date of exam and gathering study material

The date of examination is recommended to be decided well in advance, which would allow you for sufficient time to gather appropriate study material like books/e-books, coaching videos, and presentations. There are various options available for training videos in the market right from 60 hours to 120 hours of training. If you have prior knowledge of international financial reporting standards, you may opt for a 60 hours video. However, if you have no acquaintance with accounting standards, elaborate training videos may be the right choice for you. Books consist of questions and answers from past examinations and summary notes that assist with last-week revisions. It is imperative to select the training material provider wisely. We recommend learning partners of ACCA (Association of Chartered Certified Accountants).

Completing entire syllabus within two months

If you have opted for training videos, it is important that you complete one view of training videos for entire syllabus within the first two months. Take out 2.5 hours daily, thrice a week (on weekdays) and 7.5 hours collectively (on weekends), which makes up to nearly 15 hours a week to meticulously attend video lectures. This way, you will possibly complete training videos in a span of about two months. We recommend that the study should begin with simpler and basic topics like IAS 1 – Presentation of Financial Statements, IAS 16 – Property, Plant and Equipment and other asset related topics. Moving from simple to complex will boost your sense of confidence that you are aware of the concepts and can easily complete entire syllabus shortly.

Reading books and taking down your own notes

After completing video lectures, you may start with meticulous book reading sessions, preferably in the same sequence that you followed while watching videos earlier. Taking down your own notes in an A4 size notebook would help a lot in reading, writing and memorising concepts. It will enable you to understand everything even better and retain it.

Solving question papers of past examinations

Solving past examination question papers is vital to succeed in this examination. While solving, you may mark the tricky ones. Those that took a lot of your time can also be marked. Questions that are prone to mistakes are the most important in these paper solving sessions. Greater emphasis can be put on these, later. As ACCA mainly expects examinees to clearly explain the basis for their answers and signifies concepts rather than mere calculations, it is of paramount importance that you understand, comprehend and practice things a lot. Lack of clarity on various concepts and deficient explanation has been the most common reason behind failure in DipIFR, as reported by examiners so far.

Interlinking of topics and understanding the practical application

A question in the examination may not be related to a single standard and may    require you to apply the knowledge of multiple financial reporting standards at a time. Thus, while studying, take time to thoroughly think over the impacts of one standard on another. Further, mere theoretical knowledge is of no use if one cannot apply the same practically. Thus, understanding the practical applicability of each concept should be practiced while studying, which would enhance your understanding to a different level.

Form a study group or find a study buddy

Some of the international financial reporting standards are complex to understand and interpret. For better understanding and retention of these concepts, group discussions prove to be of immense help. You may also find out a study partner and carry out discussion and brainwashing sessions together rather than just book reading. Group study sessions will keep your brain active and motivated, thereby boosting your confidence level. However, to maintain high efficiency, it is imperative that you avoid overspending time on non-vital issues.

Understanding the marking scheme from past examination questions

Understanding the marking scheme is essential in order to perform better in examination. Solve past examination questions, self-evaluate and mark on your own with the help of marking schemes given on the ACCA website – under the past examination section. This will enhance your understanding on what do examiners expect of you and how you would be evaluated in the examination.

Practicing mock examination in computer based examination (CBE) environment

From December 2020, ACCA has changed the mode of conducting the examination from paper based to computer based. ACCA has switched to the use of the same kind of technology found in today’s workplaces, including specially designed spreadsheets and word processing response options for students in examination instead of paper-based response options. This means that this exam closely reflects the modern work style of finance professionals, which should again boost your employability skills.

Reading and practicing

Students often find themselves unable to retain the concepts and think that they will not be able to reproduce the same during the examination. Do not get demotivated due to this kind of thoughts. Keep reading and practicing till the final examination date. There will be many ups and downs till the day finally arrives. The secret of success in DipIFR examination lies in reading, re-reading and practicing constantly till you get it right.

Takeaway

In a nutshell, it will take around 4-5 months to prepare yourself well for the ACCA Diploma IFRS examination. Diploma IFRS is a widely accepted qualification and thus, should not be considered as a cake walk. It is thus important not to take it casually as well as not to be nervous at the same time. Consistent efforts and perseverance will definitely pave the way for you to clear the examination in first attempt. Gap between studies and exam attempts is not recommended. There is always high probability of success, if you maintain the momentum of preparation.

Wish you all the best for your study and examination!