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#it was such a productive year and this one is completly opposite
leocatbread · 5 months
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looked at how I used to draw last year and damn I miss such sketches so here's one (I'll also post a bunch of stuff from my sketchbook once I get to the scanner)
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twst-kumi · 4 years
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Lacrimosa
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Warning : Mention of kidnapping, blood, abuse and death
H/c : hair color
E/c : eyes colors
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Taken away from the sea they used to live in, Jade and Floyd looked at their kidnappeur. They young tail hit violently the floor while they growl trying to look menacing. A fishing wire tied around there bodies, they couldn’t do much. Soon enough, they were taken to a strange room completly white. 
“_No.... Let us go....”
The two young child started to whimper and wail as a group of human came nears them. Wearing what looked like a long white coat, they started doing whatever “test” they wanted. From a blood sample to a flesh sample to unknow product and potion. At some point, the two merfolk children saw their tails plit in two legs. Anything that reminded them of their origin suddently start to fade. The tail, the fins, everything. Now they looked like two human childs. Instinctively, and in order to protect them, they waited for the kidnapper to lower their guard. Now that they have legs, they could escape on dry land, Right?  So they waited. Actually it’s was Jade who planned their escape, and one night after they killed one of the guard, they escaped. Floyd and Jade runned as fast as their small legs allowed them. Once they were far enough, they tried to return in the see, but unfortunately they couldn't. They bodies didn't return to their original forms. Horror on their face, their understood that they were to survive as a human for now.
___________________
As day pass, the twins learned to survive in the road. They fighted and robbed to eat something. And sometimes, they couldn't find anything... Jade was laying on a pile of trash with his twins, they health were becoming worse. Floyd even started to loose consciousness. The rain pouring on them didn't help. If he don't find a way to save his twin then he will die, and he didn't want that.
"_F... Floyd..."
Suddenly, he did not feel the rain anymore. He looked up to see an umbrella covering him and his brother. He looked up and saw a young girl, she was more or less the same age as them. She had glittering e/c eyes and a long beautiful h/c hair. From her dress Jade could see her noble upbringing. She studied them before smiling brightly.
"_Don't worry!! I will take care of you!!!
Jade wanted to say something but loosed his consciousness. When he woke up, he was in a bed, warm and clean. Floyd was still sleeping next to him. He could see that the bedroom was definitely for someone from the high class. Sitting quietly, he tried to recall what happened. He suddenly remembered the young girl. It's was her who took them here right? Jade let a small laugh. It's was quiet ironic. All the adult human acted like they didn't exist and the beggars sometime beats them up for their food, but it was a small, young girl who reached at them.
"_Jade...
Hearing his twin's voice, he turn his head and smile at it. He was happy to see Floyd in a better health.
"_Thank god your better!!
_Where are we?
_I don't know...
Suddenly, they heard a little creak from the door. Turning their heads to the sound, the youngs eels saw a small h/c head with two big e/c eyes shining with curiosity. Noticing that they were awake and seemed to know that she was here, she giggled and opened the door wider. Revealing a beautiful big smile, she runned at them before jumping on the bed.
"_So you two are awake! You guys sleeped for a veryyyyy long time! I thought you were dead!"
She let another small laugh before patting their head. Taken a back by the sudden show of affection, the twins just froze unable to do anything. Then a maid rushed in the room to get the young girl out of the bed.
"_My god!! Lady s/o, this isn't proper!! You shouldn't climb the bed of a man like that!!!
_No one is here, it's alright Martha.
S/o brushed her nanny's concern off and turned her attention to the twins. Jade could see the disgusted look on the woman's face. She obviously see them as trash unlike her young mistress who took them in.
"_You seem to be a better now!! Are you hungry?
Before one of them could speak, their stomach did it for them first. It's been days since the last time they ate something. They both blush embarrassed by the moment before the girl just got out of bed. A confident smile and her hand on her hips, she stood in front of them trying to look strong.
"_Okey, let's eat!!!
The little h/c girl took their hand and dragged them into the dining room. Beyond famished, they grabbed and stuffed anything they could eat. Once they couldn't eat anymore, they looked at the young lady and thank her. S/o laughed before claiming that from now on, she will take care of them. Her eyes shined with confident and pride, she weren't going to back down on what she said. The twins could see and feel her intentions, she truly just wanted to protect them. Ever since they found themselves on this cursed land, no one truly tried to help them. Smiling at their tiny savior, they accepted when the nanny cut in.
"_Goodness my Lady, those... Stray thing can't stay here!!
_But... Why?? I already promised them...
_Well they can stay as servant... This is still a way of taking care of them.....
_Oh... Okey....
S/o looked dejected when she heard that they couldn't stay. But if they could work here then they could have a place to sleep and eat like the other servants.
Floyd and Jade didn't talk much but they could see the displeased look the old woman give them. It's was obvious that the nanny didn't like them. She even gone as far to call them "stray thing". Too low to be considered human but not completely to be seen as animals.
"_Since Martha said you have to work, I guess you will have to work then...
They glanced to Martha who threw them a disgusted look. That woman definitely wanted them gone, if not dead.
_______________________
True to her promise, s/o took care of them. Aside for their chores, they didn't have to worry for a shelter or food anymore. Thanks to the young pretty lady, they got three meal, decent outfit and a warm bed. And since their were around the age of the young lady, they also became her playmate. They even hear the master and the madam talking about making them her personal servant. The three childs fastly became inseparable and the twins showed a lot of talent. Jade was very intelligent and quick witted, he was also a very polite child. On the opposite, Floyd was more energetic and bright, he was also very athletic and good for for fighting. The two together, they acted like the best protection for the little girl. In fact, they were both very attached to her. S/o was they first and only light ever since they came in the dry land. They became protective of her. In fact they fell in love with her little by little. The more she showed those beautiful smiles to them, the more they didn't want other people to see it. And then one day thing became a little different. While the three were playing near a lake, S/o fell in the water. Panicked, they jumped to save her but this time something strange happened. Their ears and some part of their skins returned to their merman appearance. They couldn't help but fear her reaction.
"_Jade...? Floyd...?
They flinched at their names. What is she going to do? Will she scream? They felt like it was the end of their life together. Tightly, they closed their eyes waiting for her hurtful word to come.
"_So... So cooool!!
_Um... Could you keep it a secret my Lady.
_Of course I can!!! Hehe! So you two are... Like that story right? A... Um... Mermaid!!!
_That mean angelfish!!! We are men!!!! So it's should be merman.
_But the right name are merfolk lady S/o.
_Hehe! So cool!!
At this moment, they love for her escalated greatly. She was so pure. They sweared to protect her against anything.
"_But don't you guys have a home in the sea?
_We do
_Oh... I suppose you two want to return there... I too would be sad to be away from home for too long...
_We don't want to... Floyd and I want to stay we you... Forever...
_Even death can't do us apart angelfish
Laughing and hugging them tightly, she accepted their words without understanding the meaning.
"_Then let's live near the sea, so you two can go back and forth there.
But little did they know, death would soon hit them. It's was late in the night, when a scream distorted the peaceful silence of the manor. Flame engulfed everything around them. Instinctively, the twins hurried to Rose bedrooms. Seeing them, the little girl clinged to them desperately. They then took her hand and start to run toward the outside.
"_We're going to get out of there! And then we will live near the sea like promised!!!
Once they were outside, they cheered for their successful escape but they were only two voice... Looking around them S/o wasn't there. Ready to return in the burning manor, Floyd saw the young girl unconscious laying among the debris before the house collapse. Letting a desperate scream, they tried to reach her but it was to late. They couldn't do anything but whatch their once source of joy burn. Keep that sight and memories in their heart forever, they return to the sea.
_____________
Many years later.
"_Azuul~! I brought you some littles guppys~! They broke their contract~! Haha~
_Ah Floyd, that was quite fast...
_It's was fun~~
After the tragic lost of their first and probably only love, they returned to the coral sea. They tried to act like everything were alright and met the octopus like merman. Since then the three of them stayed together. When they became older, the three of them returned on the land. And in no time, they formed a powerful network on the black market. They were now on part with other illegal organizations. The great seven, that how was people named that groups of powerfuls organizations.
"_Please, if you give me just a little more time then I can get all the money!
_Nu-uh! The time is the time! Unless you found something to reimburse what you own the octavinelle you will have to pay with your life...
_AH... A.. a girl! We adopted a girl a long time ago, she is quite the beauty... She should sell well no?
_Oh a girl?
_Yes, she was amnesiac so we took her in... She should be at home right n-
Before he could finish, they hear some ruckus outside the door. They could hear a woman's voice clearly. Strangely, the voice made Floyd and Jade shudder from excitement and a bit of melancholy. They felt so familiar with it, but it's was still a bit different.
"_Please spare my father!!
A beautiful woman burst in the room. She was indeed a beauty. Her long h/c hair was tied in a messy bun and her lamb like e/c eyes shone with an enchanting light in them. Even after so many years, the twins could recognize her. It's was her. It's felt like the god didn't forget them and gave their angel back.
"_S/o.../Angelfish...
Jumping a little scared, S/o looked at the twins.
"_Hum... Yes? W... Wh... Who may you be?
_It's us, do you remember? We were always together when we were tiny~ I reallyyyy missed you Angelfish!!!
_I'm sorry... I've lost my memory nine years ago...
_Ah it's must be because of the fire at that time.
S/o stiffened a little under they grasp. True she felt a familiar feeling around them but she couldn't return the affection. But Floyd didn't mind it. She was there, this was more important.
"_Oya, Floyd you will make her feel uncomfortable. Her memory is still missing after all.
He came behind her, caging her between him and his brother. Their bodies were firmly pressed against her causing her to blush.
"_But worry not! Even if you don't remember, we will keep the vow and promise we did at that time ....
_ we will protect you~
_and take care of you...
_and even death can't do us apart my sweet S/o / my little Angelfish. We will be together... Forever.
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goamazone-blog · 4 years
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What is Biorexin Male Enhancement Review Price?
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betsydobsons · 5 years
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It’s so easy to stop climate change
Like, all governments have to do is put their foot down. They decide, enough is enough, we don’t need to ruin our planet with short term money gain. They decide to pass the meaningful laws, the ban of fossil fuel companies working in their countries, the ban of the production of plastic. They decide to invest in better, cleaner energy businesses, which are better for their citizens and the planet. They decide, oh yeh, my job is to help the people live, and not take the big checks of corporate who want to keep their market “essential” even though it is completly the opposite. They decide, oh yeh, we have power. They say they are in hard decisions bc they want to please people? Bitch please. Pleasing people is keeping them alive. Because climate change is killing us. It is. Educate yourselves if you believe other wise, bc you have been told lies. Last year in Australia, in one day, the hottest recorded day of the year, 11,000 bats died. Died. From heat. The charities involved saved 300 ish babies. That’s it. And it’s due to the planet warming up, and the planet experiencing more extreme weather. Ignorance is not bliss. It’s death. And the governments are not doing enough.
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its-choni · 6 years
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Genesis
PART 1
It’s been 7 years since Cheryl Blossom’s life has completly changed. She’s not the red fire girl anymore. She’s a model, influencer and engaged to one of the most powerful men in the country, Mike Davis.s
 Her mother looked forward to this special day, it will put an end to the deviant ideas her daughter always had. When she found out about Heather, Cheryl was only 15, Penelope thought it would pass but when she found out that her daughter was dating this pink haired serpent girl, she knew her daughter had to be cured. She sent her to the sisters quiet of mercy but it wasn’t enough, Toni Topaz would have done everything to live out that happy story she planned with the Blossom daughter. Except if there was money at stake. That’s how Miss Blossom sent Toni Topaz away, offering her a chance to live a decent life, far away from her daughter. Toni left one night, leaving Cheryl only a “i’m sorry” note. Since that day, Miss Bomshell had sworn that she would never date a girl again.
--
“What about white and baby pink ?” said the 25 years old woman.
“Whatever you want is fine by me babe”
“I need you to help me and saying yes to everything i’m proposing doesn’t help, at all” she growled.
“Alright, i’m sorry, your dad put a lot of pressure on me to master the new maple sirup product, maybe you could call your mom ? She would be happy to help”
Cheryl rolled her eyes and left, used to this kind of discussion. She decided to get some fresh air and a coffee in town with Veronica, she knew she could count on her friend to help her with the preparations. 
“Mike is always busy and never helps, i dont know what’s fucking wrong with him, he’s the one who proposed“
“Cher, chill out, you’ve 8 more months, and Betty and I are here okay ?” retorted the dark haired girl.
“I know… it’s just that i’m scared, and nervous”
“About what ?”
“Being engaged with a man, for the rest of my life” 
“Is dating a girl easier ?”
“Dating Toni was” she answered quietly.
--
When Cheryl found her dress, she knew it was the one. She kept imagining the moment she would say yes to Mike. She didn’t cry, she didn’t get excited. She just knew it was the one, Veronica and Betty did too. Except that they all knew HE wasn’t. They all kept what they were thinking in their head. Toni was gone, 7 years ago now, Cheryl had to move on.
But it’s easier to say than to do. Her smell, her touch, her hands, her body, Cheryl could’nt forget it, and Mike had nothing in common with her. He’s nice, gentle, and gives good hugs, but he’s not Toni, and will never be. 
She hates when she thinks of her, she feels like she’s betraying her future husband, but she can’t help herself. 7 years later, she still misses her voice, the way she used to play with her hair saying that it will be fine, her soft skin and her lips. Damn her lips, Cheryl could have died for them, she could have died for Toni, but she left, and all she took was the heart of her only true love. Everytime she listened to a song, she thinks of her. When she sleeps with her fiance, she wished it was her. When she has nightmares, she pushes Mike away, because she wants someone else to hold her. She knows it hurts the man she’s going to marry, but she can’t help herself, Toni fucking is everywhere.
--
Cheryl wakes up with Mike already at the office, working with her father. She has a lot to do. She has to meet the wedding planner to taste different meals, choose which bouquets will adorn the wedding room and meet Betty, it wasn’t part of the day but her cousin seemed really to want it.
She had choosen mashed potatoes, beans and meat. For the dessert, a giant cake. She hopes her fiance will like it, and if he doesn’t, he only had to be there. Roses and pionies will be placed throughout the room. And now, she had to meet Betty at hers.
When she arrived, her cousin was happy, well and pretty excited, with Jughead smiling oddly. 
“So... what are you guys keeping from me”
“Nobody knows, we wanted you to be the first to hear the news” said the blondie,”We’re pregnant”
“That is so awesome!” Cheryl said while tears were running down her face,“I’m so happy for you guys”
“Well there is more Cheryl” Jug added
“Is it twins ?”
“No” Betty laughed,”but we wanted to ask you if you would agree to be her godmother”
“Fuck yes of course ! OMG it’s a her, i’m going to cry again you idiots !”
--
On her way home, Cheryl was thinking about the baby and how she would cherish her with every inch of her being. She always used to love babies but she thinks she would be a terrible mother. Penelope never showed the right way to educate and love a child. The red haired girl doesn’t see her carrying Mike’s children anyways. They never talked about it, but the wedding was already a big thing. She hoped he will never put the subject on the table.
When she unlocked her door, she heard big noises coming from across the street. Probably new neighboors. Cheryl didn’t paid much attention, she only  knew because Mike informed her that someone, or a family, had recently bought the house opposite them.
An hour after, the doorbell rang, Mike use to have his keys, maybe he just forgot them she thought. She opened the door,
“Hi-”
“What the fuck is going on” said Cheryl, shaking.
“Sorry i wasn’t aware you live here, i wanted to say hi to my new neighboors”
Cheryl closed the door in front of the pink haired girl, 7 years later, she was back, and she will live in the opposite house of the street.
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instagoodfru · 3 years
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7 Steps To Avoid Wasting Money While Online Shopping
Pastry choices will be baked at the boutiques ’s central kitchen and are offered and replenished throughout the day. Such bouquets are available in many outlets on-line, but finest ones at cheap price can be found only in a store like Flower buds. Players must have the Blackheart authentic pores and skin and 10,500 Legend tokens when it's in the shop. It prices 10,500 Legend tokens in the shop and the participant must possess The Aviator Legendary pores and skin. Players must unlock Ace of Sparks before buying it. The proliferation of exhausting-forex coupons fueled a black market, with folks illicitly buying the notes so as to access Beryozka's exclusive items. The Lush Chester workforce will welcome the Snow Fairy wagon pop-up in Broughton (outdoors Boots) to provide some further procuring area and provide the right probability to seize some Christmas presents for the Lush-loving people in your life. But individuals did get caught. To get this Legendary skin, you'll want to have Angel City Hustler and 10,500 Legend tokens. This Legendary pores and skin may be bought, like all of the others, for 10,500 Legend tokens in the shop. For these of you who can't afford the elite platinum ring, can comfortably go in for a diamond band with a coating of white gold.
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parker-peterparker · 7 years
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Ex-superhero next door | Peter Parker
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Fandom: Spider-man: Homecoming
Characters: Peter Parker/Reader, May Parker 
Warnings: none
Summary: May was needed help. She decided to ask her mystic neighbour who lived in the next door.
Author’s Note: English is my second language. I like May! I think she is the greatest aunt and friend.
For @aromaticpurple I hope it will bright your day <3
Please, leave some feedback! Enjoy the story!
May puffed and put a heavy box on the floor. She wiped the sweat from her forehead and sighed. She still had four boxes to move. Of course, Peter decided to leave when she was needed him so much. May poured a glass of water and finished it in three gulps. A thought popped in her mind. May put an empty glass on a kitchen counter, fixed her dress and went into the corridor. Missis Gordon hadn't got a man… Mister Grey was so old and weak to hold something in his hands except a bird feather. May tapped her chin and moved her eyes to a green door. She didn't know who lived there but, maybe, they could help her.
May knocked several times on the door and waited. She couldn't hear any sounds.
Behind the door was Y/N. A teenage girl who lived here by herself for 4 years. She went outside only at night and when she hadn't got a chance to avoid the purchase of food. She had done a great work to avoid her neighbours, that they didn't know who lived in this flat. But Y/N was hiding for some reason. She was ex-superhero and she didn't want to keep a touch with society (because she didn’t except that this superhero job will be so hard and the society will accept her as a hero).
Y/N heard several knocks. It's so abruptly and unexpectedly that she closed her laptop with one quick movement. Did they find her? Who decided to disturb her peaceful life? A girl noticed she held her breath. She exhaled and took a deep breath to calm her heart.
Six big steps to the door… Y/N opened the lock and made a crevice to look at the guest.
"Um… Hello! I'm May! I'm your neighbour… I live right opposite you!" The woman smiled and cocked her eyebrows waiting for a reaction or a response. A girl carefully lookead at the woman. She was wearing a blue dress and simple shoes. Big silver glasses finished the look. “She has a good taste.” But still Y/N didn't understand this May and her motives.
May was able to see only one Y/E/C and a frown eyebrow. She didn't expect that her neighbour would be so taciturn and distrustful. But she still needed help. May smiled again and continued:
"You know. I decided to buy new IKEA furniture but didn't think that it will be so heavy! I'm so sorry that I disturb you but I need your help to move them in my flat." May made her best puppy eyes and her weak smile. Y/E/C blinked several times. The neighbour closed their door. May sighed and turned her back, but several clicks draw her attention. The door was opened completely. May saw a person with short/long hair.
"I will help you. Lead a way." A girl was talking in a low tone, nearly whispering. May smiled warmly.
"Thank you! Follow me! I still have 4 boxes but with your help, we will finish them in five minutes!" May was so excited that she could move these boxes (finally!) and she pulled out this mystical neighbour (cool!).
 May and the neighbour were walking in a completly silence until the woman decided to ask this important question.
"Sorry. I didn't catch your name…"
"I'm Y/N." A girl gave a rapid response.��
"I didn't see you often. How long do you live here?" May bent down and took a box with a big sigh. She was waiting for Y/N who picked up a box like it was a newborn child. The woman made a confused face but didn't comment it. Maybe it was a lightweight box, who knows.
"For 4 years. I prefer to stay at home, actually." Y/N answered. A girl looked at May and saw her confused face. Shit! Y/N blushed and acted like a box was a very heavy dumbbell. Yeah, the box was heavy but Y/N was pretty strong to not notice this.
"No way! You will skip all interesting events! You can't skip Mrs Gordon's birthday! I won't allow this. Consider this like my personal mission." May smiled at the girl and entered her flat. They lowered the boxes. While May checked the boxes, Y/N decided to observe her living room. It was pretty cosy and nice, by the way. May approached and draw a girl's attention.
"Two boxes and I will offer you the most delicious cookies of my production! Let's do this!" The woman patted Y/N's shoulder and went forward. A girl smiled and shook her head. It's not so bad how she expected.
Two boxes later May and Y/N were sitting on the couch and eating "the most delicious cookies of May production".
"The cookies were really delicious. Thank you, May!" Y/N said with a full mouth. The woman giggled and moved the plate a little closer.
"No. Thank you, Y/N! You know, I'm just wondering, these boxes were pretty heavy but you carry them like you are a superhero." May looked at Y/N a little bit serious like she knew something about Y/N. A girl swallowed and forced a laugh.
"I do exercise at home…"
"I wouldn't say that you are exercise person!" May giggled and fixed her glasses. Y/N relaxed and took another cookie with a small smile on her face.
They were sitting in the comfy silence until May decided to break the silence.
"I think you will be a great friend for Peter." A girl cocked her eyebrows and took a bite of cookie.
"Who's Peter?"
"He is my nephew and he hasn't got a lot of friends. He has one, actually…" The woman rubbed her chin and looked at the girl. "Maybe you want a new friend? He is adorable, gentle and…" But May didn't finish her sentence because…
"Hi, May! I'm at home!" One adorable, gentle and, how Y/N guessed, a cute boy walked into the living room, hitting the boxes by the way.
May stood up and hugged Peter; a girl postponed the half-eaten cookie and stood up too. May stepped aside and introduced Y/N. 
"Nice to meet you!" Peter said with a grin. Y/N nodded shyly and hid her hands in the sleeves of a sweater. Peter blushed slightly at the thought how Y/N was cute right now. May looked at the teenagers and clapped her hands with excitement. “She has something on her mind.” Peter thought and narrowed his brown eyes, he had got a bad feeling about this.
"Y/N, don't be afraid to visit us! I think you and Peter have a lot in common! Oh! Mrs Gordon's birthday will be tomorrow! Peter will visit you. Right, Peter?" A boy smiled and nodded shyly.
An awkward silence appeared. Peter was looking at the boxes, May was smiling at the teenagers and Y/N was standing with a weak smile.
"Um… Well… See you tomorrow, Peter, May…" Y/N smiled and squeezed between them. May waved to her and turned to Peter when the door closed.
"Well?" Aunt May cocked her eyebrows and looked in Peter's face. A memory appeared in front of his eyes. He was 10 years old and how May wanted to see this little blondie Grace and Peter together. Peter groaned and headed to his room.
"No, May! I don't want you to make us a couple!"
"Yes, May!" The woman shouted in the back of a teenager with a joy. She could hear another loud groan upstairs.
123 notes · View notes
Which cars have cheap insurance?
"Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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Motorbike insurance?
motorbike insurance
Looking for supplemental health insurance?
my mom currenlty has health insurance through her job, but of course, the health insurance company does not pay for everything of which some of the things her doctors really thinks she needs. Are there any companies that offer resonable supplemental health insurance to help pay for copays, shots, medications, etc., that her current health provider wont pay for? Also, are there any that will accept pre exisiting conditions, or do you have to be perfectly healthy to be eligible. Please help............""
Best place for car insurance? (uk)?
I passed my driving test a couple of days ago and i need to insure my car. I realise the insurance is going to be 'through the roof', but can anybody reccomend places worth trying where i might get the best quote? thankoooooou""
Allstate Insurance? Pricing?
I have a question, If there's 2 people registered under one car, does Allstate bump up the insurance price? Thanks""
""Im 19, need a renewal on car insurance, whats cheap?""
i passed driving test in march and its due for renewal the 15th march, im with tesco at the mo but it keeps coming up with error message online, i really need to find something cheap as i cant afford a lot. please help? i have nearly 1 year no claims""
If i pay more of a down payment on my insurance will i get a lower premium?
Cost for the car im looking at monthly is $398, they want a $401 down payment, if i pay $501 will it take it down?""
When is it the cheapest car insurance rate based on age?
I forgot when I got my license, freshmen in college though in NY. I was told that the older you are the cheaper your rate, like if you start at 25 you pay less. Is that right? I was told the opposite??????? I think I was 18.""
Car Insurance?
Okay so I'm sixteen and I got my license about two months ago. But I haven't been allowed to drive yet because I don't have car insurance. Is it really illegal to drive without car insurance?
Will 1 Point on my drivers record increase my Insurance in California?
Will 1 Point on my drivers record increase my Insurance in California? I got a speed ticket for driving 12+ miles over the speed limit and was told I received 1 point and a speeding ticket.
If someone kicked car and left a lage dent will my insurance company pay for the repair?
some jackass kicked my car so now i have a huge dent just wanna know if insurance will cover the cost of fixing the dent and if my insurance will go up? thanks for your time.
""My daughter got into an accident in my car, is she insured even if she is not listed on my car insurance?""
My daughter just got into an accident and totaled my car. This is in Michigan and she is not listed on the insurance. She spends most of the week at her fiance's house (who drives her to work, school, so forth) and comes home for the weekends and rarely uses our cars (once or twice every month or more). Now my insurance is saying they can not cover her because she does not live at home, even though she never really moved out and her permanent address is at home, even when she went away to college. She is under absolutely everything for us, but they are trying to tell her to work with her fiance's car insurance for medical coverage. I never saw a reason to put her on our car insurance because she doesn't use the cars and I don't think it's fair to put it under her fiance's insurance because he had absolutely nothing to do with it. Any suggestions on how to go about this situation would be really appreciated!""
Best car insurance company in 2013?
I am looking for a new car insurance company. My current one is charging me $2500/year for 2 cars.
How much does medical marijuana cost? Does insurance cover it?
How much does medical marijuana cost? Does insurance cover it?
Car insurance?
I just bought a brand new car and recently changed my car insurance company. Today after leaving a meeting I hit a fire hydrin while backing up leaving a nice hole in my back bumper. I called my insurance company and submitted a claim but am more concered with the my insurance premium going up. Does anybody know if it will go up or not. I have not submitted a claim in more then 5 years and only pay 86.00 a month for full coverage including collision and renters insurance for my house. Does anybody know about this kind of stuff??
Car insurance rates in florida?
I lent my friend my car in florida and the car broke down he called for assistance and the tow truck hit the car will my car insurance go up i have geico
Home loan insurance plan v/s life insurance plan?
how the home loan insurance plan is better/worse than the life insurance plan ? I am to buy a house in india, and can't decide which insurance to go for.. a home loan insurance or a life insurance..""
Tell me Cheap Car insurance please!!!!?
im 25 got new car toyota 2010 Reaally need help with the GOOD car insurance? im having progreesive insucrance right now for which i pay 160 per month ...but i wanna know if there is ny cheaper car insurance but has to be RELAIBLE and GOOD one please? ALso if i can swtich to another car insurance easily and they refund my money? or its a contract for 6 months? Thank you so much in advance :)
How much would short term auto insurance normally cost in new york?
say i have a bmw 530i im single, 35 years old, male and all my driver's license records are clean how much would it cost to insure the car for only one day?""
What percent of term life insurance policies pay out?
I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? I'm thinking it is probably very low. So I am leaning more toward investing the money instead of using it to pay premiums. It seems insurance is more of a gamble than an investment. I don't want to give my money to an insurance company for 20 years and have my children get nothing in the end. Can someone with knowledge of the insurance industry please give me a straight answer to this?
Should I take a term insurance rather than home mortgage insurance?
Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks.""
How much does an insurance for a bus cost approximately?
The cost can be per year for a 40ft or for a 60ft diesel bus. I need the info for a life cycle cost analysis. Any info will be helpful. thanks
""What is your opinion of this article: how some people who can't afford insurance, can afford things like?""
Excerpts: The following items were commonly seen on patients or carried by their dependent children, who were also covered by subsidized programs: * Cell phones and ...show more""
Dose a sports car make your insurance go up
iam 15 and i want a mustang and my mother said that a sports car make your insurance go up is that true
What is the cheapest car insurance in NY?
I heard AIG is very inexpensive My friend is buying himself a truck but needs the cheapest insurance he can get. he lives in new york and that seems like a contradiction LOL
What is the best cheap car insurance qoutes in the uk!!?
pleas help!!
Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
""Car accident, neither driver has insurance?""
Was in a car accident yesterday. The other driver was completly at fault. He gave me insurance info, but has just informed me he was dropped due to lack of payment or something. I also have no insurance. YES, I KNOW ITS ILLEGAL TO DRIVE WITHOUT INSURANCE. IF THATS ALL YOU HAVE TO SAY MOVE PAST MY QUESTION!! What am I suppose to do? Do I need to try and get a lawyer and sue? My car was totalled,my hip is in a lot of pain, so is my bfs shoulder n back. The other driver is fine and had very minimal damage. Im at a loss, any advice would be.greatly appreciated""
Do pcv holders get cheaper car insurance?
Do pcv holders get cheaper car insurance?
Average cost home insurance in UK?
How much does it cost to insure a rented property (house) in the Uk for a year? I know it depends on many different aspects but I would like to have a rough idea of the cost. Probably renting a 2 bedrooms house in Bristol with a small garden. The quoting companies ask me for too many details that I don't know
""Car Insurance help, UK?""
i have been driving for 1 year in New Zealand, i dont have a full NZ license, but a restricted. i am now in the UK and want to know how much i will be paying for insurance roughly. i have just passed my uk driving test, so im basicly a new driver. Please Help""
Does Navy Federal require full coverage insurance on auto loans?
First time using an auto loan to buy a vehicle and I have never had full coverage, always just liability. I cannot afford full coverage insurance. Would I need that to get a loan from Navy Federal Credit Union?""
Affordable Motorcycle for college student?
I own a car already, and I'm thinking about getting a motorcycle as an option to take. What models are usually affordable for a 18 year old college student?""
Why buy life insurance?
I'm married, have 2 young children and wonder why I need life insurance""
What is the best low cost car insurance in california?
we have a 2004 honda odessey and a 96 acura, and our 17 yr old will also drive""
Lowest insurance cars for 17 year old / first car?
i'm looking to buy my first car and wanna spend about 1000, does anyone know a good lads car around this price with comparatively low insurance for young drivers? thanks peoplee!""
Medical Insurance That Starts Right Away?
Do you guys know of any health insurance that is affordable and starts ASAP w/out having to wait 30-90 days? Does it also cover Breast Reconstruction surgery?
I need help with car insurance.?
I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!
I have geico insurance for Arizona. Will I still be covered if I go out of state?
I have Arizona insurance. But I might take a job in California. Will I still be covered if I move there. I don't know how long I will be. Maybe six or so. I don't want to change driver license and such over if I am not going to permanently live there. Anyone know if I will still be covered if I go out of state.
How much is car insurance for me?
If you are a sixteen year old with A's and B's, no accident/criminal history, about how much would insurance be on a 1968 olds 442 convertible with a V8? Please don't consider me stupid if this is unanswerable, I just don't want to put my information onto an auto insurance website.""
18 Year old car insurance.?
Hello, I am looking at car insurance and the cheapest I can find is between 2,800 and 2,999 based on a corsa and the price changes depending on the year I put. I do not want a fancy car just something safe, secure and that I can drive. That quote only changes by about 50-100 by adding my mom and it goes up not down by doing so. This quote is tracker based with insure the box. Please can you advise on cars that may be cheaper or ways to cut the cost. I have had a licence 4 months but will be 5 in the new year so i am basing it on that. When just trying quotes based on 6 month licence (coming up soon) and with a 1 year no claims (can do with no claims accelerated insurance but not may companies and they say they not quote me) and the price was 1,8500. Thanks""
How much car insurance do you pay? - public survey?
What kind of car do you have, and how much insurance do you pay? (( General interest ))""
Auto insurance?
what is the average Auto insurance for a 16- year-old female in Kansas? a friend of mine wants to know.....
How much for dentures upper and lower and mini implants to secure both of them with no insurance in ohio .....
no insurance
Nissan 370z Affordable For A New a Driver?
Is a Nissan 370z or even 350z good and affordable for a new driver? Im only 2 years away from getting my G2 and even though it's really early I would like to start thinking about a good affordable car, yeah yeah why am I getting a 350z/370z when Im looking for cheap and affordable? It's because I would like to try and take it to track days at some local tracks and race when I get my G license. Please don't tell me to stop worry about it you're too young blah blah blah stupidity, in some cases it may be true I just don't care, sorry for my rudeness I get the talk way to much and it's really starting to get annoying. If you have a better choice than the 350z or 370z, I'm looking for any RWD car that is easy to pitch into a drift and race it, also available at a dealer or online at a trusted auto sales site, thanks in advance!""
Motorcycle insurance???
I just got a 07 kawasaki ninja zx6r i got a nice deal on but trying to find insurance on it is hard. Why do they want like an average of 500 dollars a month and thats like 4x what i pay for my car insurance.
What's the average insurance premiun for a Taxi in the US?
What's the average insurance premiun for a Taxi in the US?
Why am I getting such high auto insurance quotes?
I'm really frustrated. I wanted to finally get auto insurance next month. But the free quotes I'm getting on insurance websites (such as Progressive, AllState and Geico) is WAY too expensive! My brothers insurances were always like $160-$180 for 6 months. But I just got a quote from AllState for over $500 for 6 months and $381 for 6 months from Progressive. That's NUTS! I have a 1995 Ford F-150 pickup. And sure, it's bigger than my brothers Ford Ranger and my other brothers Ford Aerostar van, but still.....why is it THAT MUCH MORE expensive? I'm in my 30's and have never had an accident or traffic voilation of any kind within the 14 years I've been driving. I guess none of that matters. All I know is that I'll NEVER be able to afford insurance with quotes like I'm getting.""
Add another driver on Hastings car insurance?
hello we are currently trying to add another driver onto the car insurance (with Hastings Direct) is there any way to do it via their website does anyone know? they make it very clear how to draw in the new customers and get a quote but not much else! thankyou :)
Insurance.. Buy out a car or pay monthly payments?
I know it depends on the cars but say I bought out a car for 6-8k or I payed monthly payments for a 13k car, put 2k down. How much more would it cost for insurance instead of buying out a car?""
Cost of newborn delivery/childbirth(California...
I'm wondering what the cost is for delivery/childbirth is in California, without taking health insurance coverage into account? Just looking for a general number, but if you want more specifics: -My area is the San Francisco Bay Area (east/south bay) -When I say childbirth, I mean: admittance into hospital/actual delivery procedure (not cesarian)/3 day hospital stay I'm shopping for health insurance, so any number that you come up with to help me budget/calculate would help me out greatly!""
Why is car insurance compulsory here in FL?
I own my car. The cheapest car insurance here (only) covers $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation on this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving? Again, I'll explain it easier. I'd give $10k to my car insurance till I crash. 10K is what they only cover. Why would they charge me every month needlessly? I have never crashed in my life. I have never filled a claim, then why would I have to pay my car insurance when they only cover $10k nothing else. ( I have been driving more than 15 years)""
Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
Any reccomendations for a good dental insurance??
i have health insurance through my job, but they do not offer dental.""
Lease- car insurance rate?
What is the ball park range of car insurance for an 17 year old girl leasing an Acura TL? say 2004?
I think my short term disability due to giving birth got messed up?
So I want on leave on May 20th due to best rest. I used all my vacation and leftover sick time, and the rest is paid by short term disability, a total of about 9 weeks total. I stayed home 6 weeks after my baby was born since my work doesn't cover any of my pay. I work in a very small private business, just 3 of us. My boss had never handled maternity leave before, and I think he did it wrong. A few weeks after I gave birth he said he got a check from the disability insurance agency, it was made out to his business. So he cashed it and wrote me a check for the total amount from his business account. There was no explanation of how to dole it out, so he just gave me the total amount. Then, just now, 3 weeks later, I got another check mailed to my home from the insurance company?? What happened? I should of only got paid for the 3.5 weeks I believe from short term disability because I was paid for the rest. The insurance company is not open until tomorrow so I cannot call them yet.""
Car Insurance and Plate under different names?
I want to put my car's insurance under a relative's name and the Plate tags under my name? Is that possible???? Answers Please!! I want it under a different name because I am young and Insurance costs a lot when you are young.
How much would it cost to import this motorcycle from the U.S to Canada?
this bike costs $ 6000 U.S. How much would it cost to import this bike back to canada. I am looking for all the fees, taxes insurance(if it needs it) every single dollar i would have to spend to bring the bike from u.s to canada. Also if you could list the exact steps that i would have to go through how many days it would take to do everything. I will bring the bike back on a trailer. I have never done this and know nothing about how this works so detail is a must and all the costs are a must to i am looking for dollar amounts. thanks a lot""
Car insurance and driving into mexico?
whats the best bet on driving into mexico renting a car down there? renting a car here and getting insurance taking your own car and how much would insurance be to take your car
Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""
Im 18 years old and need insurance.. Any ideas?
I need some help.. I'm only 18 years old and living with my boyfriend. We have been together for 5 years. I have been thinking about insurance on myself lately. He has it through his parents but I don't have it at all. I cant afford to much since I only work part time and I'm also attending college as a full time student.
Are insurance premiums negotiable?
My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?
Car Insurance for Mum + 17 Year old?
My mum and I are looking to buy a car soon, since I have just passed recently. My mums been driving for about 6 years.. I just passed last week, and I'm 17 years old. I was trying to get quotes for me as a Named driver on a VW Golf 1.6l, but i seem to get no quotes at all.. My mum WILL be the main driver and I will be driving it only once in a while. Have any of you guys experienced the same thing? How do you think I can get a quote for my mum and myself for a reasonable price? Any good insurances websites that i could check out/call? Thanks in advance""
How much will car insurance cost me a month?
Maine, 16 years old, 11 (almost 12) year old car, 4.33 g.p.a.,female, driver's ed course taken. About how much will my car insurance cost me a month? Thanks.""
Will my auto insurance rate be raised if I have liability only and my car got stolen?
My car got stolen. Will my rates go up? I won't have another car for a few weeks and i'm going to have to get comprehensive. I just wonder if my comprehensive rates will be now more expensive.
When does insurance go down for minors? at 18 or 21?
im wondering because i am getting a car and i am 17 and i am wondering if i should just wait till im 18 to get it cheaper or if i should just be on my parents plan
Do i need personal car insurance to drive an ambulance?
Im going to school to be an emt and i know that at some point, as scary as it is, i will have to drive an ambulance but i wanted to know how or if it would affect my personal car insurance or if the company i worked for even needed my car insurance. For example: what if i had a valid drivers license but did not have a car of my own to even have insurance? How does that work? Currently i do not own a car because i have been a full time student for a few years living on campus so thats why im asking..""
What is the average limits that you have on you auto full-coverage insurance?
I live in Chicago Illinois. The lowest limits are 20/40/15.
Car insurance??
I have had my license for about 5 months until i got into an accident. I hadn't killed anybody, but they did go to the hospital to get checked. My ticket was reduced to a parking violation. The whole accident was me hitting a car from behind. Nothing much happened to their car, but mine had 4k worth of damage i had to pay for. How much do you think my insurance would rise a month?""
""I'm 19, have a permit, but do I need insurance to drive with my mom?""
Ok I got a permit, I got it last year..it expires on April 30th. So I was wondering..if i go out and drive with my mom who has a license, do I need to get my own insurance as well? My moms car is insured. I live in California. I haven't driven a whole year because i can't afford my own insurance right now. Lol so do I need to get my own insurance even though my mom and her car are insured? If I get stopped by the cops will I get in trouble? Thnx in advance""
Long term car rentals vs expensive car insurance?
So about 2 years ago I got hit with a false DWI in NYC (passed breathalyzer test cops still lied and claimed DWI). But that's another story. Currently I purchased a used Landrover Disco 2. Geico gave me a sweet deal @ $1430/6 months until they ran the DMV report and saw my DWI from 2 years ago. Now my 6 month rate is $3700/6 months. That price is completely rediculous and unaffordable (according to my pockets). Therefore, my question, should I just do long term car rental? I mean I have a super sweet discount that rivals employees discounts @ National and Enterprise Rentals. I'm thinking I could just rent on a month to month basis for less than $3700/every 6 months. The added benefits would be new year car models and the option to trade it in for any vehicle I choose for an entire month. Plus the gas would be less than the Landrovers V8 premium requirement. Basically my question is, should I do long term rentals or run myself broke trying to keep up with insurance and gas prices on top of rent and other expenses?""
How agent get commission in auto car insurance?
i have assignment to do and i need your help please. my project about auto car insurance. my question is, what are steps that agent need to get commission? and how he get it. thank you.""
Question about teen car insurance?
So i have a drivers license, im 17 but i dont have insurance i drive my dads 2006 toyota tundra to school everyday. Prom is next week and its about an hour from my house and my dad does not feel comfterable letting my drive up there without insurance, so what im thinking is i can get myself included in his insurance for just that truck so i would just be an extra driver on that truck he has AAA and its $190 a month for me. So i will only need it for a month because i get my own car next month so i will get my own cheaper insurance by then, so the question is can i remove myself from my dads insurance after i pay the first month? I really need it i already have a prom date, im not missing my senior prom.""
Do I pay the excess on my car insurance when a claim is made against me?
I know that I have to pay when I make a claim on my car insurance, but im not sure if when someone makes a claim against me if I have to pay the excess in that instance?""
How much will insurance go up with PLPD as a teen driver involved in fender bender?
I have a plpd insurance and am a teen driver..got into a fender bender yesterday and was at fault ..how much should my insurance go up?
""What are insurance rates like in Thailand. Car, health and home.?
I have no idea what the charge for insurance and I hope to retire soon. I own houses in Thailand but they are not insured. And help would be appreciated.
Do the affordable care act effect all health insurance?
Or is it just limited to obamacare?
Car Insurance. 50/50?
I was in a minor car accident like a month ago. and they've finally almost resolved the claim. It's probably going to be 50/50, now how will that work out in terms of money?? As in, I had an estimate of the cost it would have took to fix my damage, am I gonna get half of that?""
Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
What is the cheapest car to insure for a 17 year old girl?
My daughter has started driving lessons and will soon be looking to take her driving test, we are looking to buy a car for her, but want to start with what are the cheapest cars to insure""
Where can I find a comparative of insurance quotes for comercial stable insurance?
I need property coverage, an umbrella plan, summer camp coverage, equestrian activity insurance.""
125cc bike or scooter Under 500 and LOW INSURANCE?
Hi im looking to by a bike or scooter that is 125cc for under 500 And has low insurance All suggestions helpfull
How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""
Car Insurance Problem!?
Hey all heres my problem. I go in the navy in 4 weeks and my car insurance does'nt run out until april 2009. While im at base i wont be using my car until maybe feb 2009. Is there anyway i can cancel due to the fact that i wont be using my car. I don't want to be paying 121 a month when im not using my car at all for a while. Much help appreciated, mark!""
Can i take out two seperate care insurances for two different cars?
im looking to insurance another car in my name, but looking i have found cheaper quotes, i was wondering if i can have two different cars, on two different insurance poilcys? many thanks.""
Insurance companies that offer...?
insurance for cars that are not yours.... ie cars that you rent etc... is it worth getting it? It's time to renew the insurance for my car, and as i was comparing quotes.. i was wondering should i get the extra insurance that covers rental cars..... or is it just a waste of money? The past couple of years ive had it added to my insurance..... but didn't really fly anywhere, where i needed to rent a car, and have not moved nor am i planning on moving.. but in case in an unforeseen event i have to rent a car............. my two main questions are 1) would the insurance that a rental company offer on their cars be cheaper than the insurance that my own insurance company offers for the rental... or about the same?? 2) if one was to have insurance for rentals, would the rental companies care about it, or force their own insurance upon you? Also..... if they were to accept your insurance company's insurance for their rental.. how would they do it? do you have to fill out extra forms etc? because if its a lot of hassle, and their rates are the same.. then there's no point in adding the rental insurance to my regular insurance right??""
Insurance cost for an 87 Fiero?
I'm considering purchasing an 87 Fiero and I am wondering roughly what insurance costs are like with these cars? Is it high or low? Considering the body panels are made of plastic I would think it's not too expensive to replace.
Car insurance help please?
so i stoped by at state farm agency last week and got a quote, she told told me to call her the next day if i wanted it. So i called and told her that i want it. They havent sent me my card in the mail yet. Last night i was in my neighborhood coming back home and this guy opened his door and hit the front of my car. The cop asked for my license and proof of insurance, i gave him the license and told him that i havent got the insurance card yet. He is giving me till tonight to provide it but when i called state farm they told me that i am not insured and that i have to call on Monday to talk to that same lady that i talked to when i got i. I dont know what to do, i have nevr been in a situation like this before. Please help""
My husband needs life insurance but has diabeties?
My husband needs life insurance about 50,000 but want payments cheap payments 40.00 monthly. We been trying to find some life insurance but some dont take with diabeties. My husband doesnt take insulin. Hes ranging about 100 to 180 every month on sugar level.. Any ideas on life insurance we should quilified!!!""
Car insurance for 18 year olds?
I'm 18 years old and I'm trying to find out how much it would be for me?
Does auto insurance.... ?
if lets say i hit a car with my car and the other guy claims the accident does the my auto insurance investigate the accident at all or do they just fix the car without asking questions??? im comfused
Do you like or dislike 21st Century auto insurance?
A long time ago, when they were named 20th Century, their rates seemed competitive. Does anyone reading this have their insurance now? What advantages do they have, that would make you choose them over other insurance companies?""
How much on average does it cost to insure a 21 year old female driver with her G2?
I just bought a car and need to get insurance. I am 21 years old have my G2 currently but will be going for my full G in the next couple weeks. I have taken drivers ed in the past and I am a university student. Previously i was paying $50/month as a secondary driver under my dad and received a quote for $156/month as a primary driver is this a reasonable price?
No Insurance. Car damaged. Should I call the insurance company?
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged. My problem is I don't have insurance to the car and my car registration has expired too. (I rarely use my car because I have a work truck). I dont know what to do. Should I call the cops? or just forget about it for now and get the insurance upto date and call the insurance people after some days. Please help.
Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""
Young drivers car insurance uk?
I'm having a lot of trouble with find insurance. I really need help , or advice , what am i doing wrong .. everyone around me is getting deals of around 1.200-1.800 pounds.. I've chosen a Clio which is one of the cheapest insurance cars , I also tried , adding different drivers or companies , black boxes etc -.- and the cheapest quote i got was 6.500.. which is like triple the price of the car . Anyone any ideas ? Help.""
""For 17 Year Old Males, What's The Cheapest Car To Own For Insurance?""
Im Turning 17 Soon and Was Thinking of Getting a Car, I Just thinking of getting a car with a lowest insurance cost, I Cannot Find Anything on The Internet As Go Compare and Money Supermarket keep Changing there Results Everytime i Refresh, any help ?""
""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""
I need some advice! (Please, please keep your advice to constructive criticism, please) We are coming out of a messy situation where we both lost our jobs. But now we have acquired ...show more""
Car insurance settlement?
I was in an auto accident as the passenger in the vehicle. The other person was at fault but they didn't have car insurance. (Another topic) Anyway, my friends insurance company said they are going to reimbursement for everything, including lost wages, bills, etc. I have been in PT for the pass 10 weeks and have to wear a cast on my wrist for the next 2 weeks. My lost wages, co payments and some medical bills have already gotten to 11k. I expect more bills that can get to close to 15k all together. How much should I expect to get with pain and suffering without dealing with a lawyer? Any ideas? I was diagnosed with a fractured wrist and sever muscular damage to my chest, neck and back so far. I really don't know the medical terms""
Is car insurance sexist against males?
As an 18 year old man, I think that it is unfair that car insurance is higher for me than for some girl. Don't get me wrong, I love being a guy and wouldnt change it for the world, but even though I am a careful driver, I still have to pay more insurance simply because of the way I was born. I didnt even get a chance to screw up. If insurance was higher for blacks then they would be having a cow. What do you think?""
Does getting a quote mean that I now automatically have Insurance?
I just recently bought a car, I am 18 and I am pretty unfamiliar with how owning a car works (this is my first car). Now since I am so young I would just like to see what prices each insurance company will get me. Now my question is as soon as you accept to get a quote does that mean that they will automatically insure you. Because I want to get as many quotes as I can but just so I can make a decision between different Insurance companies, not so they can automatically insure me just because I requested a quote.""
What is the cheapest online auto insurance company?
As noted, the cheapest company, regardless of whether I have to sign up online or whatever.""
I applied for Car Insurance and...?
They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?
Im 18 years old and need insurance.. Any ideas?
I need some help.. I'm only 18 years old and living with my boyfriend. We have been together for 5 years. I have been thinking about insurance on myself lately. He has it through his parents but I don't have it at all. I cant afford to much since I only work part time and I'm also attending college as a full time student.
Which cars have cheap insurance?
I want to buy a new car but I don't want insurance that's gonna drain my pocket. Any suggestions on new cars that have cheap insurance?
https://www.linkedin.com/pulse/ken-myricks-affordable-insurance-jeremy-cox/"
0 notes
technato · 6 years
Text
Roam Robotics Announces $2500 Soft Exoskeleton For Skiers and Snowboarders
The lower body support system uses pneumatic muscles to help you carve harder for longer
Photo: Roam Robotics
Over the past few years, we’ve heard some vague suggestions that powered exoskeletons will, “at some point soon,” be available for applications besides meeting the needs of people doing physical rehabilitation, industrial workers, and the elderly. The rest of us could get plenty of use out of exoskeletons too, for any situation in which our bodies need to support more weight for longer than would otherwise be comfortable. It’s understandable that most exoskeleton companies aren’t going for the consumer market right away, because exoskeletons are expensive, and folks like you and me simply wouldn’t be able to justify the cost.
Yesterday, Roam Robotics (which was birthed from company-known-for-doing-weird-things, Otherlab) announced that it’s planning on selling a new kind of exoskeleton designed to offer leg support to skiers and snowboarders. The cost? Just $2500. The gadget, powered by soft pneumatic actuators, will be rentable at ski resorts for way, way less than it’s full purchase price. Roam says that without any training at all, it’ll enable you to ski better for longer without getting nearly as tired.
Gif: Roam Robotics
Pneumatic actuators have lots of advantages, both for exoskeletons specifically and robotics in general. Relative to electric motors, they’re super cheap, and super lightweight. The big problem with them has always been the need for a portable energy source (batteries) and then a separate system to generate, store, and transport pressurized air. Electric motors, on the other hand, need only batteries and motors. And for most robots (especially the ones where price is no object), that setup is more efficient. Electric actuators can also go forwards and backwards, while pneumatic actuators work in opposition like muscles do, meaning that you effectively need twice as many of them to achieve the same degree of freedom. Because of this, we’ve mostly seen pneumatic actuators being used in applications where softness is particularly important, like with robots that are squishable, because there’s no way to make an electric actuator soft. 
Rather than focusing on the softness aspect of pneumatic actuators, Roam is instead leveraging the order of magnitude cost and weight reduction that the give you relative to electric motors. Overall, the pneumatic system is a bit more complex, and it’s not going to give a skier the same performance as an electric motor would. But in an assistive exoskeleton application, you may not care about those things nearly as much as you do about weight and cost. 
Photo: Roam Robotics
The way Roam Robotics’ exoskeleton works is simple. It’s essentially a shock absorber that takes over some of the work you’d otherwise be doing with your quads. As you bend your knees, pressurized air is pumped into the nylon actuator, which expands to provide some counterforce between the ski boot that the exoskeleton is attached to on one end and your quad on the other.  Long story short: Your muscles have to do less work. For older folks, the system will help them ski better even if their strength and stamina are limited.  Younger skiers will be able to go down the slopes faster and more aggressively. Sensors allow the exoskeleton to do its thing autonomously, gradually learning how you ski and providing the right amount of assistance at just the right time. In total, the current system weighs 9 kilograms (20 pounds), including both the device itself and the backpack that holds the batteries and pneumatic system—although that could decrease by as much as 50 percent. 
Skiing might seem a little bit random as a first application for an assistive exoskeleton, but I’m guessing there are a bunch of good reasons they went in this direction. First, you want to start somewhere that people won’t have to buy one without trying it first, which means renting it out from a centralized location, like a ski resort. Second, the task has to convey a very near-term positive benefit— not just “you’re less likely to get hurt,” but “you will perform noticeably better and feel better doing it,” which is an experience that folks seem to have while using the exoskeleton. Third, you want to minimize the inconvenience of having to carry batteries and all the rest of the pneumatics, but many skiers wear backpacks anyway, so that’s not a big deal. Fourth, for an exoskeleton to be weight bearing, there needs to be a way of transferring that weight to the ground that avoids your legs. Other exoskeletons use special rigid shoes, but skiing is perfect, because everyone is wearing rigid boots already. And lastly, I would guess that the demands on the system for skiing and snowboarding tend to be relatively predictable, since motions (from people who know what they’re doing) are rhythmic, with smooth increases and decreases in how much support the actuators are asked to provide. This puts less strain on the system, and likely makes the control problem somewhat easier.
This is not to say that Roam Robotics is stuck with just skiing and snowboarding as applications. The company is likely expecting to learn an awful lot from this first real-world use case, and once the technology is proven, it’ll be able to expand relatively quickly into applications like lift assistance for industry and commerce, or support for the elderly to help them with sit-to-stand transitions as well as stair climbing. And maybe if you need to move some furniture, you’ll be able to go down to your local hardware store and rent one for a few hours. 
For more details, we spoke with Roam Robotics CEO Tim Swift via email.
IEEE Spectrum: Why hasn’t there been more of a focus on soft exoskeleton development? What are some particular challenges of making a pneumatic exoskeleton, and how have you been able to solve them?
Tim Swift, Roam Robotics CEO:  In recent years, there has been an increased focus on developing soft robots and soft exoskeletons, but I agree they have yet to seem close to deployment. There are a few reasons for this.
First, the actuators most research has led to have not yet proved to be practical. Pneumatic muscles have very low stroke lengths, require large operating pressures, and create a large profile. Second, once you do get beyond the actuator itself, the power infrastructure is very poor for pneumatic systems. Our system for runners has around 800g on the ankles (including valves), but the lightest pneumatic valve that could support the power levels required by this application weighed nearly 1 kg. Using this valve would have completly negated any of our positive results. As a result, to achieve the performance we did, we developed our own valve that could replicate these capabilities for 160g. The same argument holds with compressors, and we are again developing our own approach to address these problems.
Overall, soft robots and more specifically exoskeletons have not been developed significantly because they have yet to address the major technical challenges required to make them practical in the real world.
IEEE Spectrum: Most exoskeleton companies seem to initially develop products targeting either medical rehabilitation or heavy lifting in industry. Why did you decide to make your first product for skiers?
Swift: There are two aspects to this. First, we are driven to put power devices on as many people as possible, and the ski market presents an opportunity to line up a large pool of people who are seeing their experiences limited by what their body allows with what our technology can address today. Second, I have personally lived the life of selling into the medical device and industrial markets and made the mistake once of thinking we could build a business out of these.
The problem is, despite a decade of work, no exoskeletons have made headway into these markets because our initial assumptions did not pan out. In the medicaal space the markets are more fragmented and slower than we realized. For example, the post-stroke rehabilitation market seems large with nearly 200k individuals annually in the US. However, there is not a single device that can meet the needs of these patients because of the range of needs the have. In fact, I would guess that it takes at least 5 unique devices to meet the needs of this population meaning that a stroke device is only looking to serve populations of 30k-40k patients. Customer populations of this size will, by themselves, never meet our mission of making exoskeletons at a price that a person can access it and integrate into their daily life.
How durable are these systems? How easy are they to fix if they break?
We are making a new kind of robot, so we should all be aware that there is plently to learn. That said, I think these systems will be more durable than current systems allow. Our systems are built with very few parts and our manufacturing approach allows us to be very robust to external impacts. We have logged well over 200 hours skiing with our most recent devices all over the world and not had any device failures. In addition to that, the same technology powered our early running work which saw hundreds more hours running on treadmills where we learned many of the lessons that helped us build the devices we have today.
Are there applications or situations in which rigid exoskeletons are more advantageous, or can soft exoskeletons potentially completely replace them?
There are areas where I would start with rigid exoskeletons. If you were building a device to help individuals lifting super human loads or people without any residual muscle strength, such as a paraplegic individual, I would default towards a more rigid device. In both of these applications, you are willing to sacrifice the limited mobility associated with these designs in order to complete these otherwise impossible tasks. In our case, we are focused towards activities that are almost entirely mobile. The moment you want a person to be mobile by letting them go farther, faster, or be stronger, you want a compliant lightweight machine.
What applications will you be working on next, and what kind of design changes will be required to expand beyond skiing?
The main item that I can stress right now is that winter sports is the start of what we are doing here at Roam. One thing that we are very interested in is helping people stay mobile in their communities whether they are limited by pain, weakness, injury, or just capability. When we dream of the future it involves people getting to run faster, hike farther, dunk a basketball, and stay independent in their community. These devices will require continued development in the pneumatic power infrastructure and testing with early adopters. Our plans are early, but there will be more information as we get closer.
If you’re prepared to commit to the whole exoskeleton thing right now, Roam has a very limited number of units available for pre-order for $2500-ish, with an expected ship date of January 2019. Or if you’d rather try before you buy, Roam expects that by next winter, there will be rental units at ski resorts around Tahoe, CA and Park City, UT.
Roam Robotics Announces $2500 Soft Exoskeleton For Skiers and Snowboarders syndicated from https://jiohowweb.blogspot.com
0 notes
technato · 6 years
Text
Roam Robotics Announces $2500 Soft Exoskeleton For Skiers and Snowboarders
The lower body support system uses pneumatic muscles to help you carve harder for longer
Photo: Roam Robotics
Over the past few years, we’ve heard some vague suggestions that powered exoskeletons will, “at some point soon,” be available for applications besides meeting the needs of people doing physical rehabilitation, industrial workers, and the elderly. The rest of us could get plenty of use out of exoskeletons too, for any situation in which our bodies need to support more weight for longer than would otherwise be comfortable. It’s understandable that most exoskeleton companies aren’t going for the consumer market right away, because exoskeletons are expensive, and folks like you and me simply wouldn’t be able to justify the cost.
Yesterday, Roam Robotics (which was birthed from company-known-for-doing-weird-things, Otherlab) announced that it’s planning on selling a new kind of exoskeleton designed to offer leg support to skiers and snowboarders. The cost? Just $2500. The gadget, powered by soft pneumatic actuators, will be rentable at ski resorts for way, way less than it’s full purchase price. Roam says that without any training at all, it’ll enable you to ski better for longer without getting nearly as tired.
Gif: Roam Robotics
Pneumatic actuators have lots of advantages, both for exoskeletons specifically and robotics in general. Relative to electric motors, they’re super cheap, and super lightweight. The big problem with them has always been the need for a portable energy source (batteries) and then a separate system to generate, store, and transport pressurized air. Electric motors, on the other hand, need only batteries and motors. And for most robots (especially the ones where price is no object), that setup is more efficient. Electric actuators can also go forwards and backwards, while pneumatic actuators work in opposition like muscles do, meaning that you effectively need twice as many of them to achieve the same degree of freedom. Because of this, we’ve mostly seen pneumatic actuators being used in applications where softness is particularly important, like with robots that are squishable, because there’s no way to make an electric actuator soft. 
Rather than focusing on the softness aspect of pneumatic actuators, Roam is instead leveraging the order of magnitude cost and weight reduction that the give you relative to electric motors. Overall, the pneumatic system is a bit more complex, and it’s not going to give a skier the same performance as an electric motor would. But in an assistive exoskeleton application, you may not care about those things nearly as much as you do about weight and cost. 
Photo: Roam Robotics
The way Roam Robotics’ exoskeleton works is simple. It’s essentially a shock absorber that takes over some of the work you’d otherwise be doing with your quads. As you bend your knees, pressurized air is pumped into the nylon actuator, which expands to provide some counterforce between the ski boot that the exoskeleton is attached to on one end and your quad on the other.  Long story short: Your muscles have to do less work. For older folks, the system will help them ski better even if their strength and stamina are limited.  Younger skiers will be able to go down the slopes faster and more aggressively. Sensors allow the exoskeleton to do its thing autonomously, gradually learning how you ski and providing the right amount of assistance at just the right time. In total, the current system weighs 9 kilograms (20 pounds), including both the device itself and the backpack that holds the batteries and pneumatic system—although that could decrease by as much as 50 percent. 
Skiing might seem a little bit random as a first application for an assistive exoskeleton, but I’m guessing there are a bunch of good reasons they went in this direction. First, you want to start somewhere that people won’t have to buy one without trying it first, which means renting it out from a centralized location, like a ski resort. Second, the task has to convey a very near-term positive benefit— not just “you’re less likely to get hurt,” but “you will perform noticeably better and feel better doing it,” which is an experience that folks seem to have while using the exoskeleton. Third, you want to minimize the inconvenience of having to carry batteries and all the rest of the pneumatics, but many skiers wear backpacks anyway, so that’s not a big deal. Fourth, for an exoskeleton to be weight bearing, there needs to be a way of transferring that weight to the ground that avoids your legs. Other exoskeletons use special rigid shoes, but skiing is perfect, because everyone is wearing rigid boots already. And lastly, I would guess that the demands on the system for skiing and snowboarding tend to be relatively predictable, since motions (from people who know what they’re doing) are rhythmic, with smooth increases and decreases in how much support the actuators are asked to provide. This puts less strain on the system, and likely makes the control problem somewhat easier.
This is not to say that Roam Robotics is stuck with just skiing and snowboarding as applications. The company is likely expecting to learn an awful lot from this first real-world use case, and once the technology is proven, it’ll be able to expand relatively quickly into applications like lift assistance for industry and commerce, or support for the elderly to help them with sit-to-stand transitions as well as stair climbing. And maybe if you need to move some furniture, you’ll be able to go down to your local hardware store and rent one for a few hours. 
For more details, we spoke with Roam Robotics CEO Tim Swift via email.
IEEE Spectrum: Why hasn’t there been more of a focus on soft exoskeleton development? What are some particular challenges of making a pneumatic exoskeleton, and how have you been able to solve them?
Tim Swift, Roam Robotics CEO:  In recent years, there has been an increased focus on developing soft robots and soft exoskeletons, but I agree they have yet to seem close to deployment. There are a few reasons for this.
First, the actuators most research has led to have not yet proved to be practical. Pneumatic muscles have very low stroke lengths, require large operating pressures, and create a large profile. Second, once you do get beyond the actuator itself, the power infrastructure is very poor for pneumatic systems. Our system for runners has around 800g on the ankles (including valves), but the lightest pneumatic valve that could support the power levels required by this application weighed nearly 1 kg. Using this valve would have completly negated any of our positive results. As a result, to achieve the performance we did, we developed our own valve that could replicate these capabilities for 160g. The same argument holds with compressors, and we are again developing our own approach to address these problems.
Overall, soft robots and more specifically exoskeletons have not been developed significantly because they have yet to address the major technical challenges required to make them practical in the real world.
IEEE Spectrum: Most exoskeleton companies seem to initially develop products targeting either medical rehabilitation or heavy lifting in industry. Why did you decide to make your first product for skiers?
Swift: There are two aspects to this. First, we are driven to put power devices on as many people as possible, and the ski market presents an opportunity to line up a large pool of people who are seeing their experiences limited by what their body allows with what our technology can address today. Second, I have personally lived the life of selling into the medical device and industrial markets and made the mistake once of thinking we could build a business out of these.
The problem is, despite a decade of work, no exoskeletons have made headway into these markets because our initial assumptions did not pan out. In the medicaal space the markets are more fragmented and slower than we realized. For example, the post-stroke rehabilitation market seems large with nearly 200k individuals annually in the US. However, there is not a single device that can meet the needs of these patients because of the range of needs the have. In fact, I would guess that it takes at least 5 unique devices to meet the needs of this population meaning that a stroke device is only looking to serve populations of 30k-40k patients. Customer populations of this size will, by themselves, never meet our mission of making exoskeletons at a price that a person can access it and integrate into their daily life.
How durable are these systems? How easy are they to fix if they break?
We are making a new kind of robot, so we should all be aware that there is plently to learn. That said, I think these systems will be more durable than current systems allow. Our systems are built with very few parts and our manufacturing approach allows us to be very robust to external impacts. We have logged well over 200 hours skiing with our most recent devices all over the world and not had any device failures. In addition to that, the same technology powered our early running work which saw hundreds more hours running on treadmills where we learned many of the lessons that helped us build the devices we have today.
Are there applications or situations in which rigid exoskeletons are more advantageous, or can soft exoskeletons potentially completely replace them?
There are areas where I would start with rigid exoskeletons. If you were building a device to help individuals lifting super human loads or people without any residual muscle strength, such as a paraplegic individual, I would default towards a more rigid device. In both of these applications, you are willing to sacrifice the limited mobility associated with these designs in order to complete these otherwise impossible tasks. In our case, we are focused towards activities that are almost entirely mobile. The moment you want a person to be mobile by letting them go farther, faster, or be stronger, you want a compliant lightweight machine.
What applications will you be working on next, and what kind of design changes will be required to expand beyond skiing?
The main item that I can stress right now is that winter sports is the start of what we are doing here at Roam. One thing that we are very interested in is helping people stay mobile in their communities whether they are limited by pain, weakness, injury, or just capability. When we dream of the future it involves people getting to run faster, hike farther, dunk a basketball, and stay independent in their community. These devices will require continued development in the pneumatic power infrastructure and testing with early adopters. Our plans are early, but there will be more information as we get closer.
If you’re prepared to commit to the whole exoskeleton thing right now, Roam has a very limited number of units available for pre-order for $2500-ish, with an expected ship date of January 2019. Or if you’d rather try before you buy, Roam expects that by next winter, there will be rental units at ski resorts around Tahoe, CA and Park City, UT.
Roam Robotics Announces $2500 Soft Exoskeleton For Skiers and Snowboarders syndicated from https://jiohowweb.blogspot.com
0 notes