#it's my monthly or so complaints about my following limit issue

[krockat]

lol. sooo it seems my followers list is also bugged now,,,, not just my following list..?

yeaaa.... it's staying at the same amount - in the number, visually, on mobile... meanwhile even though i am blocking bot followers - it doesn't go up or down, even when i reload and leave, lol

my following list has been broken for Years. i have hit its prostrate several times and so good and deep it couldn't think no more and could no longer function.

but that's okay. it doesn't need to be able to think. heck, i can't think a lot of the time either!

but it does get a little bit confusing at times, for sure, hmm? and frustrating?

like being unable to follow new people sometimes, but only sometimes, and sometimes totally being able to Without having to do any unfollowing.... it's uh.

it leads to confusion ':D

aahh.. my best era was when i was definetely and also Visually past the following limit. i remember sitting there at 5013 and being smug as a bug who had fugged.

and alive!!! i felt so alive!!

which some bugs don't after they have fucked.

[wainswright]

This is my googled 30 min research so i'm just guessing for fun.

Looks like either you need to be a hip place that attracts so many new users (makes a splash in numbers for investors?) and get good press as THE place to be in order to attract advertiser dollars OR

Make your core usability lock behind a paywall like spotify, which is cashflow positive, but can't tell if this worked out for medium (probably not)- (and looks like Substack isn't doing too well) This focuses less on advertisers and more on users.

Alternatives? Monetizing content + ads on selected produced articles? That's a niche that isn't filled.

You know there's this whole style of paying for webnovels in China or something, like if they didn't ruin the concept of wattpad by viewing users... like that, instead of treating them like content creators a la Youtube. Which looks like it's going strong.

In lieu of nonprofit, I guess you'd have to get a community of people producing good content that the site made a no brainer to use- and a kind of distributive ad process like uh... tiktok.... hm..... untargeted is that big of a deal? But it'd take advantage of the tumblr social pathways- the ability to monetize a post if you chose. Can't remember much about post+ but that came out of nowhere... I don't remember having any idea how to use it. I hope it was something like- you can choose to monetize certain posts behind a paywall? That's the only way you could do it, right?

Fanfic concerns: nobody on youtube worries about this when making videos about established properties tbh. I guess don't write fanfic specifically and put that behind a paywall (or do and see where this leads us) but fanart is free game? How confusing. Home of fandom could be like.... reviewers.... taste makers..... god tumblr actually IS good at stealth word of mouth marketing for a lot of properties. Very funny.

But if I was thinking informational- or like "how to recognize chords", or news feed that would be an idea I didn't even think of when post+ in it's unclear use state came out.

Okay, maybe that wouldn't work- we come here to shitpost. Maybe you could have the option of making a goodpost blog (original posts only) behind a paywall. But a general fee, like spotify charges $5 for access to all songs, instead for monthly access to paywalled content? The response would be a little different now, I'd imagine.

Both options, as well as an option to see blogs more automatically as the constructed sites and not just on the dash like squarespace? that's doing well, though I've seen random complaints about the nature of the not-html style site constructions. Complexity was mentioned as part of the issue retaining users along with lack of immediate interaction/reason to stay, but showing off various blogs as their own sites and then letting you follow the author of the blogs on the dash seem like it'd work out..........

It retains the free functionality but the alternative would be presented as a sidegig.

Chaotic patreon.....Patreon and Reddit are private, with Reddit maybe having an IPO by the end of 2023, so I'll assume they aren't doing super great. Tumblr up for IPO soon?

Best case scenario for site survival: it's sold to huge company that can eat the cost of operations until the site is made hip to advertisers, or shrug.

But there really isnt a good microblogging site- that allows all the ability to make a searchable blog..... (I see maybe they were thinking they could just use the social part of tumblr and somehow get wordpress to show up on the rss feeds) but yeah there's not really any social capacity baked into to wordpress, on lj I would go over to see what people were doing for that day and read their comments. That site does live on in spirit in dreamwidth

Bluesky and mastodon have that character limit and you can't format anything, but if they get successful they can rake in ad money. I don't know about this. Can't even remember what pillowfort is like but I remember there was some weirdness with the founders that scared me off, I didn't think it was going to last well.

[josefavomjaaga]

More financial stuff in Prussia

As already mentioned, another interesting opportunity for high-ranking French officers to make a little money on the side were what in German is called »Tafelgelder«, i.e. allowances for rations. As far as I understand it, these allowances, which were generally transferred to the occupied cities in wartime, were granted to all soldiers, but only amounted to a few sous for ordinary soldiers. Higher officers, by contrast, simply set these costs themselves, leading naturally to abuse and corresponding complaints. In the Prussian-Polish campaign of 1806/7 and the occupation until 1808, abuse and complaints were apparently so severe that at least two marshals felt compelled to set a limit for these allowances.

One was Mortier in Breslau in the course of 1807. The data are taken from the journal "Minerva", issue October 1810. Mortier first fixed the Tafelgeld at

for division generals: 40 Reichstaler daily

for brigadier generals: 25 Reichstaler daily.

Using a rough conversion rate of 5 thalers = 1 louis d'or, this would result in a rate of

for division generals: 160 francs per day, i.e. about 4800 francs per month

for brigadier generals: 100 francs per day, i.e. about 3000 francs per month

(Important note: I’m deducing this conversion rate from a Wikipedia article. I’ve also found other conversion rates, one leading to significantly higher, the other to slightly lower numbers of Francs, depending on if we’re talking about Prussian Reichstaler or about Konventions-Reichstaler … and that’s when my brain decided that it was not worth the trouble. The above is a compromise.)

However, since the occupied areas were unable to raise even these amounts, Mortier reduced them once more to

for division generals: 34 Reichstaler daily = 136 Francs per day = 4080 Francs monthly

for brigadier generals: 20 Reichstaler daily = 80 Francs per day = 2400 Francs monthly

for colonels and local commanders: 10 Reichstaler daily = 40 Francs per day = 1200 Francs monthly

And just for reference again: the income of a craftsman was 400 to 600 francs - per year!

The other one who had to intervene was Soult, in occupied Swedish Stralsund. And here the wording of the order has been preserved, taken from the book "Aus Stralsunds Franzosenzeit", by Otto Francke, "Mayor in this very place", Stralsund 1870).

[Long lamentation about the excessive demands of some generals] The activities of these bloodsuckers finally became so bad and caused so many bitter complaints that Marshal Soult, to whose army the troops stationed in Swedish Pomerania belonged, although he was known to think quite lightly about such things, nevertheless found it necessary on his arrival in Stralsund to intervene at least in one respect, namely with regard to the supplies for the tables of the generals and other senior officers, and accordingly to issue the following order on 10 January:

"Given that the expenditure made in the province of Pomerania and on the island of Rügen to provide for the generals and colonels quartered there is excessive and consequently abusive (sont en divers endroits exagérées et par conséquence abusives), which gives rise to complaints requiring redress, the Marshal and Commanding General orders, in order to make this burden more bearable and thereby bring about a relief which the expenses caused by the maintenance of the troops make necessary in any case:

Art. 1: [No more payment in kind by the hosts for the tables of the higher officers; the latter receive a sum of money and have to feed themselves].

Art. 2: The generals and senior officers will receive each month from the fund set up by the government to indemnify them for their expenses:

the general commanding in Pomerania: 8000 francs

the general commanding on Rügen: 4000 francs

the general commanding in Stralsund: 3000 francs

the Intendant of the Province: 4000 francs

each brigadier general: 1500 francs

each colonel commanding troops and the colonel commanding artillery in Stralsund: 600 francs

each commanding adjutant, each sub-inspector of military training and the engineer commander at Stralsund: 500 francs.

Payment will be made every 14 days, and in the event of departure, the forfeited days will be deducted.

Nope, no cashing in the money for the whole month when you leave town on the fifth! Don’t you think I don’t know all your tricks. I came up with half of them!

Both sources also state that, despite the marshals’ goodwill, things went back to the way they had been as soon as the chiefs had their backs turned. I also find interesting that Soult’s limits are significantly lower than Mortier’s. I do not know if this may have something to do with a difference in wealth of the two provinces in question, but it seems likely.

[luki-fanfic]

Helluva Boss 5: The Harvest Moon Festival

Huh, Helluva Boss usually drops by mid month. Wonder why this episode is taking so long to put toget-

*Episode airs*

0_0

Oh. That’s why.

I’ll admit it, my interest in HB was waning. Episode 3 and 4 honestly didn’t do much to keep me interested. Spring Broken had a lot of plot and writing issues, and I felt the concept could have been better executed. C.H.E.R.U.B was more solid, but did have some issues, and just wasn’t that fun to watch.

Harvest Moon on the other hand? Oh boy, now there’s an episode. I am, if you’ll pardon the pun, back on this horse. World building, the action scenes, incredible animation, relationship development of the bad kind, more worlds, interesting characters! It gives us so much to work with.

Spoilers abound, so read carefully.

That said, I will start this with my biggest complaint – and it’s one I’ve had for several episodes, but this one really rammed it home due to the ‘sneak peak’ clip we had of the opening. In the black and white boards, the swearing was limited, and honestly the writing was pretty witty. Then we got the finished product – certain lines were missing, and several words had been replaced with random swearing. Considering what the scene was, it felt like the finished product was a step down – I really wish the scriptwriters would realise random swearing isn’t always funny, and they’ve given proof that their writing is snappy as is.

Anyway...onto the actual episode. We learn that I.M.P seems to be building up their business as Blitzø has 15 clients looking for a kill. Considering he had to do a sale to get a multiple kill, and the other episodes show him basically going out straight after getting the job, they’re clearly building up a name for themselves.

This is further shown with the arrival of Striker, who compliments his decision to go into business for himself, since most Imps don’t. This is new information, since we’ve seen Wally attempt to start his own business – although clearly it wasn’t going well – but if Striker is to be believed, most companies in Hell, even Imp City, don’t have Imps as the owners. Maybe it’s a financial capital thing, maybe it’s partially Hell’s racism, or maybe Imps just generally prefer to follow, which Striker seems to allude later. It’s hard to say with the information we’ve got at this point, but it does put I.M.P in a slightly different light – and probably explains why Blitzø is fairly incompetent when it comes to running the whole thing. He has literally no one to ask or use as an example, and the society he lives in generally assumes he’s going to fail by the nature of him being an Imp.

In fact, even though Blitzø owns I.M.P, he is still completely dependent on Stolas and his Grimoire. Without it, I.M.P is screwed – the reason they’re even at the Harvest Festival is because they can’t work. And that’s what Striker tells him in the final act. Their society has made sure that he can never truly be successful on his own merit, no matter how hard he tries.

I’ve seen some debate on whether what Striker told Blitzø was true or just an attempt to let his guard down. It’s hard to say, because Striker says and does some very conflicting things, but I’m going to believe it was genuine. Why?

He lets Millie and Moxxie live to have leverage over him. He does insult Blitzø to their faces, but why would he need leverage once his job was done?

When Moxxie learns the truth, he doesn’t even try to talk him round, just kill him. Millie is also tossed to the side – possibly because neither of them are ‘superior.' Blitzø gets a full on speech about their superiority and how much he respects him, even if he’s hiding a knife in his tail for if he can’t talk him round.

When he has Blitzø on the ground at his mercy, he doesn’t mock him. Instead, he tells him he genuinely thought they’d be a good team. He had the advantage, but doesn’t take the chance to continue the insult.

Like most Imps, Striker seems to dislike the demon royalty, but at the end of the day, is also working for one (and can I say that twist was brilliantly well done? It made SO much sense but I honestly didn’t see it coming). What is his end goal? Is he envious that Blitzø has some kind of power of Stolas while he has to be obedient? Is he aiming to kill Stella once Stolas is down? Maybe opening an assassination business to take out anything Overlord and above? We just don’t know.

And with that, we’ll step off this train of thought to speak about something else very important in this episode. Stolas. Specifically his relationship with Blitzø, and precisely how wrong it is.

I admit it, I future-shipped them, especially thanks to the Instagram (which become a bit of a bait and switch when the insta-accounts were declared ‘non-canon’). I acknowledged that the relationship was problematic and needed some serious work on both sides before it could really be a functioning relationship, but this episode hammered home exactly how much needs to happen in a way the other episodes didn’t. The pilot and Murder Family treated Stolas as a gag, and then Loo Loo Land made us all care about him and his actions. But Harvest Moon showed the other side of it, and I'm not sure the ship can realistically recover.

Stolas considers Imps as inferior, to a ridiculous degree, and Blitzø is no exception. He has absolutely no respect for Blitzø, and holds all the power in the relationship. We saw this a little in the previous episodes, but they were either alone, or Blitzø was working for him, and surrounded by people aware of the relationship. His actions could be somewhat explained away.

In Harvest Moon, Stolas proves he treats Blitzø this way even in public. Blitzø has very obvious issues regarding his name, so Stolas persistently using a nickname and treating him the way he does around people who aren’t aware, says a lot about how much Stolas doesn’t care about Blitzø’s opinions. Even if Blitzø does have some feelings for him – which I do suspect due to his panicked attempt to explain it as transactional. If he didn’t care, he would probably find it easier to explain. At the same time though, he’d be happier if he could get the book without the monthly visits, because what he has with Stolas isn’t a relationship, no matter what Stolas tries to pretend. Any feelings Blitzø develops puts him even further under his control.

Part of me wonders if the relationship evolved between the pilot and the first episode in planning, and that’s why we have such a disconnect between the Insta relationship and the canon one. I’m really hoping the series addresses it in the future.

Finally, lets talk about that final reveal. Stella has hired a hitman to kill Stolas – even armed him with two angel-tech guns.

(Which, also finally gives us confirmation that Imps/Hellhounds/Succubi can die from conventional weapons, but the higher ranked native demons need angel weaponry to off them).

Stella is also confident enough to scream it over the dinner table. Stolas either doesn’t care, or isn’t paying attention – if he doesn’t care, if definitely puts his motives regarding the original invite up in the air, but if he isn’t paying attention? Then it’s another point in the anti-Stolas tab.

That said, this scenario does ask a question. Why don’t these two divorce? Stolas is clearly not in love any more, and living together clearly isn’t doing Octavia’s mental health any favours if she’s literally hiding behind her music rather than interact with her parents. He should be the first to offer a divorce, but he hasn’t brought it up. And if he hasn’t, maybe the reason Stella hasn’t is because they can’t?

It’s generally assumed that the two of them have an arranged marriage, and that Stella’s anger at his relationship with Blitzø is due to his status more than the cheating. But then wouldn’t it make more sense to hire a hitman to kill Blitzø rather than Stolas? Choosing to kill Stolas, even if it would hurt Octavia, suggests it’s the only option left to her.

I’m guessing we’ll (finally) get some Stella development next time Striker appears, and get an idea of what makes her tick. But for now, I suspect the two of them regularly had lovers on the side, but kept it discreet until this point. Stolas refusing to keep his relationship with Blitzø quiet is causing untold damage to their name and status. Stella wants rid of a man who not only doesn’t love her (if he ever did), but is constantly humiliating her for not hiding his much lower class lover (which we know by this episode he doesn’t even attempt), and since the rules of Hell for demons of their status doesn’t allow divorce (or perhaps their arrangement doesn’t), assassination it is.

Hell, maybe the plan was to kill Stolas, and frame Blitzø for it. Striker clearly knew about their relationship before they met (which should have been a red flag now that I thing about it), so Stella probably mentioned him. It would also put the recruiting on another level, if Striker actually did get Blitzø involved at the final moment and teamed up.

Oh, and as a final amendment? If that angel-gun that Striker left behind is not now in the hands of I.M.P and becomes a key piece when Asmodeus, Mammon and the real Fizzarolli show up? I will be very disappointed.

[ka-za-ri]

Obey Me wants to do Too Much and in an attempt to please the fans, it’s failing them instead.

Based on the post @1abbie7​ made regarding the common complaints players seem to have with OM and its choices as a game. I just wanted to put my two (very long) cents in while looking at OM as if it is the gacha game it truly wishes it was.

MAJOR DISCLAIMER: this post is based on my experiences and is not a reflection of the community as a whole. These are observations and personal thoughts and should be taken with a grain of salt. Also, please feel free to discuss or correct me if I have any of the information wrong. For reference, I’ve reached 5-3 in OM!, 9-2 in AL, and 6-17 in AK.

Now that we have that out of the way… ON TO WHAT I WANT TO SAY. Buckle in folks, I’m rambly and I have a lot to say. Obey Me! Has a lot of potential, and it’s a shame that a lot of things Solmare does are not helping it grow in a way that it could.

So this post is MOSTLY going to be comparing Obey Me!’s (OM) gacha and gaming experience with Azur Lane (AL)  and Arknights (AK) since I feel like both those games have a very good f2p model and don’t really have any PvP/Ranking system that affects the main gameplay. I will have other examples from other games that I’ve played before as well.

Ignoring any issues with storytelling and plot holes, since I feel like there are people who are much more qualified to speak upon that than I am, I’m just going to look at the more game and gacha experience.

EVENT SPACING, GAMEPLAY, STAMINA REFRESHES:

OM! As far as I know, is marketed as an Otome game with gacha and … Rhythm??? Game??? Elements? (I’m not quite sure how to even describe the ‘battle’ stages tbh) to break up the story stages. With the battle stages being the main way you can farm for materials to power up your cards, the bottlenecks that are built into the game are surprisingly super frustrating.

OM! Does not have an auto battle option, but it does make up for it by allowing you to sweep the stage once you’ve received 3 stars. This does make resource farming much quicker, but this also means that your stamina will disappear faster than ice in a desert. Coupled with the fact that the battle stages don’t really have much interaction or strategy for a good portion of the beginning of the game, there’s no real replay value in trying for older stages unless they have the resource you want to farm.

I guess I can let this pass since interaction isn’t what’s really marketed, but it IS important to keep your audience logging in and eager to play. At Level 40-ish, my current stamina cap is around 70. WIth the average stamina cost of a regular stage being 5 AP, and the hard stages being 8. This means you’ve got 14 normal stages and less than 10 hard stages in a full bar of stamina. Assuming I log in twice a day to get the bonus AP, that’s really not a lot of stamina to work with and just enough to maybe get through my dailies. 

Having that little stamina makes farming resources exceptionally difficult especially for the high requirements needed once you get about half-way through a devil tree. Add that to dealing with farming event points almost constantly, with your limited stamina pool, you’re pretty much forced to purchase extra stamina to meet the requirements to finish said events to get the rewards. Assuming you spend all of your daily Devil Point reward on Stamina, that’s only 180 stamina a day which makes for a really tight run IF you’re aiming to get everything in an event. 

ADDITIONALLY, this is also the fact that events and new lessons don’t seem to be announced prior to them dropping. Almost every gacha  game I’ve played before will give you a few days notice before an event drops whether it be via Social media or through in-game mail. This is to mainly generate excitement and allows players some time to prepare, whether it be hoarding what stamina refreshes they have or saving premium currency for gachas to hopefully get the chase card/unit that they’re looking for. Not being able to prepare makes it difficult to stay engaged considering you CONSTANTLY have to have resources/stamina to partake in all the events and you can’t plan accordingly.

AK announcing the current event two days prior to it starting in game and on twitter:

AL’s announcement on the 12th, almost a week prior to it starting. Maintenance was on the 17th when the game reset.. (In game notices update regularly and I don’t have a screenshot of what it would look like since maintenance has already passed.)

OM! basically giving people on twitter about 24 hours notice of a new event dropping followed by announcing that the new lessons are available on the day it drops:

I understand that OM! Devs may want to keep the new cards a surprise to players. If stats and skills played a more prominent role in the game, maybe there would be a better way to tease these events to build up hype. As of right now though, it feels like a surprise slap in the face to force players to purchase currency in order to maintain that stamina requirement. IF Solmare is adamant about having back-to-back events, at least provide players with a roadmap or a calendar so they can pick and choose what’s important to them.

Just… Don’t let it become like the FEH calendar…

Please, do not let it become like this.

In my opinion, it feels like OM! Has a bit of an identity crisis. It sorely wants to bank on the money making powers of a gacha game while also clinging to the claim that they’re an otome game revolving around the plot. It’s hard to really promote the plot when it’s locked behind a power requirement that a majority of players will not be able to reach.

With how difficult it is at the end game, players are most likely going to look for transcripts or screenshots of new lessons instead of playing the main storyline in order to save what little they have for the constant limited events. Either give the players time to recoup resources to prepare for your events so they can pull for all your new cards or lower the difficulty cap to give players the story you’re emphasizing so much. 

Tl;dr: back-to-back events will burn out players and not announcing them prior does not allow players to prepare resources, forcing them to drop money on the game. The amount of stamina it takes to complete an event AND level your cards does not make it f2p friendly.

GACHA RATES AND PITY SYSTEM:

Call me spoiled, but I feel like OM! ‘S banner rates are too low. Consider the following image for the current banner pool:

That’s a combined 1% to get your UR and that’s still not going to be guaranteed to get what you want. Consider the following rates from other games:

Azur Lane:

(Ultra Rare was a new rarity that was added with this new banner. Before that the highest rarity you could pull is a Super Rare)

Arknights: 

Fire Emblem Heroes: 

Final Fantasy Brave Exvius: War of the Visions

For a game that’s always introducing new cards, you’d think that OM! Would maybe consider raising those rates so people won’t be so heartbroken when they don’t have enough currency for a 10 pull. (Especially if they have been spending what Devil Points they have on stamina to complete event stages) Yes, a majority of banners have bigger pools and  the chance for a specific 6*/UR/SSR is ultimately lower; but considering in OM!, you have stories and characterization locked behind devilgrams connected to these cards, the rates are pitifully low. At least in the other games listed, the units/cards/operators/ships aren’t tied to stories. 

I will say, the pity system isn’t absolutely abysmal. Keep in mind though, this is based on the assumption that you’ve saved up for 100 pulls. Considering how difficult it is to save that much currency while being f2p 100 pulls per banner is a tall order and impossible without the help of goldie or somethin. The frequency of new cards along with the difficulty obtaining gacha currency creates an extremely predatory model of currency purchase. With no guarantee of when event banners will be rerun, you’re pretty SOL if you make it half way through this pity system and you’re sitting on shards you can’t use. 

Players will get tired of this model mega fast. Especially with these kinds of rates. Assuming that your luck is the worst on earth, you need 2,700 Devil Points to reach the pity breaker. That’s more than two packs worth of Devil Points. So we’re looking at over $160.00 USD to get a guaranteed UR. Seeing as new banners come what feels like every two weeks or so, you’re looking at over $300.00 USD a month JUST for the gacha. If OM! Was purely a gacha game without such a heavy emphasis on the characters and the stories/scenarios they unlock, I might be able to overlook it. However, since the cards themselves unlock cheats for events and outfits and devilgram scenarios, that’s a steep price to pay, so I kinda just have to say… Yikes.

Tl;Dr: For a game that has so much content tied to limited cards and events, gacha rates for OM! Feel too low. Pity system is average as long as you have the currency to complete all 100 pulls. The reason to purchase premium currency is predatory and likely will not be sustainable in the long run. 

MONTHLY PACKS AND PREMIUM CURRENCY

So, we can agree that if you don’t have some cash on hand, it’s not going to be a real fun time to play OM! So, where do you spend your money? Let’s take a look at what they offer in terms of premium currency and how far that will get you. It’s also almost 3AM here and I’m losing my patience and filter, so excuse me if I sound more angry here than in the rest of the post.

So, here’s the basic Devil Point Shop for reference: 

If we equate Devil Points to stamina, you’re looking at about 100 stamina per dollar you spend. But let’s be real, Solmare makes their money off of gacha and them pretty pngs ‘cause y’all want those spicy devilgrams and sweet outfits for your secretary.

To even get a 10 pull, you’re looking at $22.00 USD worth of premium currency. (Why they didn’t make the $19.99 pack a full 10 pull is BEYOND me tbh.) Now most gacha players that I know who are willing to go all in on a specific banner will want to spend a pack, which means they’ll go for the most expensive option as it is the most bang for your buck. That’s an $80.00 pack for approximately 4 10 pulls and some change. Let’s compare that to the price of some Originite Prime from AK: 

It takes approximately 33 OP for one 10 pull in AK. 1 OP = 180 Orundum (currency used for gacha) Keeping this in mind,  if you don’t count the first time purchase bonus, at first glance, it’s overall more expensive to purchase this currency SOLELY for gacha purposes.

Here are the packs offered for AL: 

If you’re using gems to purchase the cubes needed for the gacha, it takes about 600 gems for 1 10 pull. One pack will net you about 8 10 pulls. Out of all the models we’ve looked at, this is honestly the most value for your dollar specifically for gacha purposes.

Take into consideration what the premium currency is used for. As stated above, 1 DP = 10 stamina. 1 OP = 1 Full stamina refresh in AK, so that’s a pretty equivalent exchange rate. (I won’t go into the AL stamina and gacha system since it differs too much from OM! To really make a good comparison.)

But, what else can DP do? A quick glance under the “Items” tab in the shop, you’ll see that it can also purchase Keys to read your devilgram stories (integral to your gaming experience), Demon Vouchers for summoning, Glow Sticks to help you in battle (Integral to gameplay), and consumables for your Surprise Guests to raise intimacy (arguably connected to gameplay). Compare this to what you can purchase with your OP outside of summoning currency in AK: Furniture (cosmetic) and Skins (Cosmetic). That’s it. 

What I’m trying to say here is that Solmare has made DP the currency for so many things that affect the game itself. This subtly pressures the players to purchase DP in order to maintain the same quality of life that they might have experienced at the beginning of their gaming experience when the level ups came fast and when the rewards were plentiful for completing all the beginners quests.

“But wait!” you say. There’s ways to earn DP passively through dailies! You’re right! You’re given 18 DP per day for completing your dailies. That equates to 1 10 pull per 2 weeks if you’re diligent in keeping up with all your quests and log in daily. Comparatively, AK will give you 2,800 orundum per week for completing all your quests and the weekly annihilation runs, so just short of 1 full 10 pull in the game. However, AK gives you the specific currency used exclusively for gacha. This leaves your OP relatively free to be used for stamina refreshes, or you can hoard them for when new skins come out, or you can use a few to supplement your missing orundum for a banner pull.

Without knowing what could be coming up next in terms of events and banners, OM! Makes it very difficult for you to hold onto your DP due to the sheer stamina sink that events can be. Unless you’re really good at optimizing your resources, you’re likely going to be spending DP on things outside of gacha, making it difficult to save those 20 pulls in a month.

Tl:dr: DP is used for too many things that aid in gameplay which leaves less for gacha, forcing players to make a choice between moving forward in harder story stages or unlocking card specific stories.

Alright, but let’s say you don’t have enough for packs, but you still want to support a game. You don’t wanna whale ‘cause you got bills to pay, but maybe you’ve got enough to be a minnow or a very sad and small dolphin. For this, most people turn to those delicious monthly packs. Usually, the monthly packs or subscriptions are really a good bang for your buck. Usually, the bonuses that these packs provide will add up to a value that is much more than your initial investment in them. So, let’s look at what OM!, AK and AL offer, shall we? 

Let’s break down what the VIP gives you since there’s quite a bit and it’s presented in a less condensed format. So, at first glance, I have to ask… “VIP login bonus?” What does that even mean? When you look at the details the description is as follows:

I’m sorry, what? This vagueness will not help sell this pack to me. Most monthly packs will give you premium currency right away that is equivalent to the amount that you paid. You can see that both AK and AL list this and also let you know exactly what else you get for the next 30 days. There’s no vagueness in what these packs provide. 

Next thing to look at:

I’m sorry. What? I don’t understand why a max AP increase is the choice for a VIP perk here. This is banking on the fact that you’re going to be playing at max efficiency and will be under max stamina in order to take advantage of the refill timer giving you the extra AP. Why OM! Doesn’t just give you the stamina in your mail is beyond my comprehension. This is just saying “yeah, you could have more stamina if you’re playing this game and making sure you’re below your cap. I … no. Just why.

NEXT PERK: 

No. This is useless for higher level players. Perks should benefit all players, not just your new players that you’ve tricked into spending money ‘cause this pack is only $9.99 a month. I’m so angry at this I don’t want to look at this anymore. NEXT.

This is a fine perk. Paying for easier passive resources is fine. I don’t have anything to say.. Next.

Oh thank fuck. An actual good perk. Passively getting the harder to get resources which cuts down on your already limited farming? Hell yeah.  Also fine in my book. NEXT. 

“Spend money to spend more money! Because we know this monthly deal ain’t shit!” is all I’m getting out of this.

Finally, I need to talk about this: 

So… you’re telling me that for $10.00, I’m going to get $6.00 worth of DP and I won’t get the full value unless I STAY subscribed? If I cancel and then resubscribe, will that go back to 60 DP when I subscribe later? Why would you do this other than to give your players less than what they deserve? These packs are supposed to be designed to give you the value of your purchase and some extras as incentive to keep playing and coming back to pay. This just… as a first impression leaves a bitter taste in my mouth.

Also, let’s talk about the fact that you’re BILLED MONTHLY? Listen, I get that they’re trying to be ‘convenient’ so you can set this up and forget about it and reap the benefits, right? It’s about the same cost as a Netflix subscription, no big deal. But listen, that means they’re also banking on you to forget you even have this subscription if you’re a casual player and you’re going to continue to give them money Stop that Solmare. Bad.

I’m too tired to look at sales. Just as a quick glance. the discounts and deal are meh at best.

Tl:dr: Monthly pack is underwhelming and likely not worth it. Automatically being billed monthly is the worst thing I’ve seen all week and this was written in 2020. 

SOME SUGGESTIONS? IT’S NOT ALL BAD, I PROMISE.

So, how can Solmare improve? OM! Is honestly one of the most stylish otome games I’ve seen and has a lot of potential to continue growing its player base if the devs directed their energies in the right direction. Right now, OM! Suffers due to the fact that it’s trying to do too much in too little time. For a game that’s less than a year old, it’s pushed out enough content in the last three months to last six. Dialing back the gacha and collecting elements to focus on the story and a slower pace would really help, if you ask me. 

OM! Really needs to slow its roll. Events are losing their impact from being rolled out at such a quick pace on top of current pop quizzes, new lessons and banners. Every week I feel like I’m watching the more hardcore players yell at having too much to do when everything is layered on top of one another. This is not inherently a bad thing. Having a lot to do keeps the player base engaged and excited for your game.

The problem arises when you’re not giving your players any time to recover from events and just throw things at them all the time. Finding a good balance between events and downtime is difficult and it likely won’t happen overnight, but it would be nice to see them maybe give a week or two to really let the impact of events sink in and let players really find time to nurture or use the new cards/rewards they just got.

First step in the right direction would be giving more notice prior to events and lessons. Just something more than 24 hours before, or the day of. Not providing a notice makes it feel like these things are being rushed. 

If Solmare is adamant about keeping the pace it’s set up, then give us a roadmap or event calendar of when new lessons or pop quizzes are coming. They can keep the details of the lessons and quizzes limited until closer to the actual dates, but at least this will let players prioritize where they want to put their resources.

Gacha rates for URs being raised to 2% would likely make a reasonable difference. When so much story and cosmetic content is tied to a UR or SSR cards along with their frequency, it serves to likely benefit them to make it more accessible to players. Locking so much behind luck and a paywall makes it more obvious that they only care about the money that they can get from the diehard collectors in the game.

Make skins obtainable by DP. Stop locking them behind event cards. Allow players to have easier access to cosmetic features. It’s a less predatory model than what they’ve got right now. Granted, Lonely Devil has sort of helped this issue considering they’ve grouped event reruns all in one place to play at your leisure, and if I remember some of the event cards have skins tied to them. Still, just… idk sell the skin on its own. It makes more sense than to pray that you roll that UR with the one 10 pull you have. 

Make resources easier to obtain passively. I’m sure I sound like a broken record, but limited resources make this game difficult to enjoy. You’re barely through doing one thing to level up a card and you’re met with a giant wall of requirements for the next step. AL has commissions and the dorm, AK has the base. OM! Has Jobs, which gets you grimm and some items if you’re lucky, but it definitely needs expansion considering the power checkpoints late game.

Hell, just making some of those DP purchasable items actually farmable might help.

Get a publisher to work with you. I know Solmare has been around the block and this isn’t the first otome game they’ve made, but I definitely think working with a publisher who’s familiar with the ins and outs of a proper gacha helping them will benefit them. Having a publisher will help ensure that there’s adequate funding for the game to be as good as it can be. Not only that, you’re looking at a better social media presence which the player base can interact with and get more attached to.

 Literally, having a publisher could solve so many pacing and announcement issues since they would be in charge of when events come out and likely has a better eye on how players react. This way, Solmare can concentrate on making the content as quality as they can and not inundate people with a new lesson or event as soon as it’s done.

Tl:dr: Solmare, please get a proper publisher so they can help with quality control and balancing your game. Please. I’m begging you. You have so much going for you please don’t let this game die before it turns a year old.

Ok. it’s 4 AM and I spent most of the day writing this post. If you’ve made it this far, congrats and I’m sorry for being so rambly. I’m so sorry if none of this made any sense in the end.  I’m sure there are points that I’ve missed out on like stage replayability and a more engaging battle mode, and the lack of any sort of meta which makes the lower rarity cards you pull feel completely useless…  but uh… I can’t think anymore and I haven’t had time to farm in my horny ship girl game. Feel free to let me know your thoughts or discuss! 

Thanks for your time and I hope y’all have a good day. Happy romancing some demon boys!

[werssurfdula1980]

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progressive auto insurance jackson msgs, this will be my home now they will make me a part of this company do not like the price and it would be for something very good from this company I do not have any insurance company but this company is an absolute nightmare and in the end not only the insurance but my family, my friends and my children. I have the same experience as the other insurance companies with this company. One thing I care about is the customer service. One of the last questions we had was what the car is and how I am getting my car repaired. I don’t think you want to know about such details which might be very important. I know my car was towed in Florida. I know my car was towed in California. I know about all of this and can’t think of a worse situation than that of a criminal. How much money are we giving a gift card to to an event or organization I don’t know. progressive auto insurance jackson ms car insurance for a very cheap and a lot of cheap, cheap car insurance rates…or the state minimum insurance, more commonly known as 25/50/25 is how much money is in the bank each year for car…and the monthly insurance is about $1.99 / $3.00 per month if you pay a premium…you can afford to go on a long list of insurance services, it really is something…about a person. I went to the place I got my first job. If I go to pick up the first bill, they will not give me more than the $100 per month I paid for auto insurance from about $100.50 for car insurance at that point. Then I got my first car and it was good. Not bad! I got into an accident and my last month paid for $1900 per month for auto insurance. I got a $600 repair cost on auto insurance from the same site and I was going to pay $600.00 for. progressive auto insurance jackson msgtc. My mother just purchased a new 2014 model and she’s still in college. I had accident a year ago. Is she still insured by Progressive? Am I covered? Do I have to get a claim with Progressive? I’m getting letters asking for her name. I’m trying to resolve my daughter’s car accident through facebook. How long has it been since she received the letter? If I’ve just given her the start for my daughter if I could. Thanks Hope you find something in the way. Shelter Insurance - Georgia Insurance Group. 1 Complaint Number: 1877 Report Type: Accident/Accident Complaint Product Number: U.S.A. (1985-1986) Date of Issue: May 9, 1991 Manufacturer: United States Insurance Department (USIPD) Source of Claims: Alleged Accident/Accident.

Insurify Rankings

Insurify Rankings All insurance products advertised on  are underwritten by insurance carriers that have partnered with , LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier.HomeInsurance.com, LLC, is a licensed insurance producer resident in North Carolina with.

Cheapest Car Insurance in Jackson, MS

Cheapest Car Insurance in Jackson, MS compare car insurance quotes from 12+ Argos in Des Moines, IA Compare No Compare loading Fetching your data... Load More Compare more than 30 top insurers at once and use AutoCADratio to see how much you could save More than 30 top-rated auto insurers in the southwest United States. We looked and reviewed multiple insurance providers to see which were the top and what .

Cheapest Car Insurance Companies in Mississippi for Seniors

Cheapest Car Insurance Companies in Mississippi for Seniors  In Mississippi, seniors are usually offered affordable rates only if they are age 55 or older. Even if you’re age 65 or older, chances are good that you can save money on car insurance by opting for . Retaining a driver’s license is a big financial investment. In order to get car insurance premiums back into a driver’s hands, it’s a wise idea to shop around. Insurance companies look at a myriad of factors when determining rates, such as your age, your driving record, and your marital status. Then, you can often secure lower rates by maintaining a good driving record. According to the U.S. Bureau of Labor Statistics, young drivers are often looked at as high-risk by insurance providers. Because of this, getting car insurance quotes is generally easier when you’re young and have less experience behind the wheel. Not all auto insurers have exclusive rates for young drivers, though. Many companies may only offer a relatively.

Cheapest Car Insurance for Drivers With a DUI in Mississippi

Cheapest Car Insurance for Drivers With a DUI in Mississippi Safeco stands out for its customer service and financial stability. We named the best option in Mississippi, and it was a solid one. If you have a DUI on your record, you’re not alone. Experts recommend getting at least $100,000 in liability coverage to contain costs for one incident and $300,000 for a single incident, a level of car insurance coverage most drivers can’t get. Check out MoneyGeek’s expert guide to the in the Sunshine State. » MORE: MoneyGeek.com is an independent, advertising-supported website publisher and provides a consumer comparison service.   Terms of Use , Privacy Policy and Access are available at the   .

Welcome to Insurance Protection Specialists

Welcome to Insurance Protection Specialists Inc. and will work with you to find the best home insurance policy for your needs. We have worked with several companies as a resource for information so you can get the support you need if an emergency comes up. Call us at to make changes to your life insurance policy. Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away. For all other policies, call or log in to your current , , or policy to review your policy and contact a customer service agent to discuss your jewelry insurance options. Purchased Mexico auto insurance before? With just a few clicks you can your insurance policy is with to find policy service options and contact information. Are you traveling to the East Coast? Perhaps you ve just bought an off-the-shelf home or built a new business. To protect yourself from these uncertain situations, you need to know the.

The Best Cheap Car Insurance Companies for Mississippi Drivers in 2020

The Best Cheap Car Insurance Companies for Mississippi Drivers in 2020 These companies earned top scores in J.D. Power’s 2020 U.S. Auto Insurance Study, earning a perfect 5 out of 5 rating from J.D. Power. Methodology: Insurer complaints NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2016-2018. To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. Ratios are determined separately for auto, home (including renters and condo) and life insurance. More about Cheap Car Insurance Mississippi Website: CheapCarInsurance.com provides a convenient website right from your phone or tablet. Complaints.com.

Cheapest Car Insurance for MS Speeding or Distracted Driving Tickets

Cheapest Car Insurance for MS Speeding or Distracted Driving Tickets in South Carolina State Latest Most Alba Life Insurance Company Non-Residents 77 Non-Violently 83 Violation 67 Condo 20 Other 65 Property Damage 11 Other 43 No 44 Uninsured/Underinsured Motorist 60 USAA auto 50 Insurance Rates by Zip How much life insurance would cost me?The best rate?I like some basic coverage, even if the coverage is only in for a few years. But for the vast majority of drivers it simply isn t enough. The minimum coverage, in the eyes of most insurers, is pretty low. I have a decent driving record and don t have any accidents or tickets. But I m a naysayer. I m on the disabled side of the law and have a permanent disability. That s why I need.

Car Insurance in Jackson, MS

Car Insurance in Jackson, MS: $4,824 in Mississippi   (according to 2018 data). That’s how we calculate your insurance needs. There are 6 insurers in the country that use our proprietary proprietary auto rating system, which includes Nationwide, State Farm, Allstate and Safeco. The average rate offered by each insurer is an estimate of its share of the insurance market. This is a good way to save because you are allowed to save for that amount only for the cost of the premium you choose to pay; for insurance, that is, not for your premiums. For insurance quotes through State Farm, click on the following link: Auto insurance companies don’t have to pay for the damages of someone driving without insurance. But, in today’s world, you probably have a few options to contact your insurer if you have a claim. Whether you want a lawsuit against your car insurance company or it.

Best Car Insurance in Jackson, MS

Best Car Insurance in Jackson, MS - We compare several quotes to find the cheapest rate for you. The rates you ll see after comparison shopping are very unique. is a great resource for every driver. We ll compare all the quotes you ve heard about car insurance, insurance for or , and how much more they ll save you if you compare. What about car insurance for the homeowner s car? The type of insurance you buy matters. However, most people have a specific type of car insurance, and when it comes to insuring their home, that s a whole different topic. Most people can avoid breaking the bank if they don t think about car insurance until they re ready for the long term. However, don t let the wrong insurance cover tell you you re leaving behind a huge financial burden. makes car insurance more affordable than your credit score. However, it s less expensive. Car insurance helps you cover medical expenses and other costs when something goes wrong, like a car accident. A credit score—or the average credit.

Cheapest Car Insurance Companies in MS for Drivers With Bad Credit

Cheapest Car Insurance Companies in MS for Drivers With Bad Credit As a driver in Missouri with bad credit and a decent driving history, Here are the cheapest insurance companies we found in the two most populous states, Minnesota and Missouri. MSFreeCarInsuranceQuote · September 15, 2018 The cheapest car insurance companies in Minnesota are Nationwide, Farmers, State Farm and Progressive. Together, these three insurers reported $1,215, or about $84 per month. » MORE:  By the same token, here are the cheapest insurance companies and average rates in Mississippi for drivers with poor credit and a clean driving record, ranked by average rates for drivers with full coverage policies: Safeco: $1,739 per year. State Farm: $1,855 per year. Progressive: $2,087 per year. Allstate: $2,165 per year. Couples in our analyses with full coverage policies paid over $1,000 more than drivers with minimum coverage.

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homeowners insurance myrtle beach sc

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homeowners insurance myrtle beach sc

homeowners insurance myrtle beach scooter ? car insurance in bernard. I live in ny. Is there a company that would pay for this. Thank you for this insurance and your help. If you have a need for insurance that will be in effect for your accident please call or get a quote for that. I was rear-ended on 18/2/2013 through a small fall in the road and had no idea at first what was going on. At first I was just confused (but no-one was the least bothered with the accident) and then my question came as follows : ‘what is this insurance ?’ This is an excellent question and is my home insurance, a very good deal or do the insurance companies really take the risk of me, I feel my home is on the top of my budget and when did my car get a great deal to my parents home. Great question. Since we live on the south side of the coast, it is important to compare quotes for these policies so we. homeowners insurance myrtle beach scents for my family. They were quick and easy to contact and had me buy a policy for my family. I highly recommend your company to anyone! Car Insurance Cost – Auto insurance for your car will depend on the value of your vehicle and the location of its replacement. Car insurance is determined using data and how many policies you have, and other factors. For example, a family sitting in a nearby house may need to pay more for the same insurance in that house with higher deductibles, and that’s because insurance doesn’t go up alone when you get involved in an accident. There are several factors that go beyond a car and its values. For example, people who live far from work will probably have less of their own insurance to cover their own car. If there was a high accident rate for that area, then there are a lot of people who would be vulnerable to damage if a car is damaged while in the meantime. One. homeowners insurance myrtle beach scouchey car insurance myrtle beach scouchey car insurance myrtle beach scouchey car insurance myrtle beach scouchey car insurance Myrtle Beach scouchey car insurance Myrtle Beach scouchey car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance I rtle beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance Myrtle Beach tmniic car insurance It is possible to buy the cheapest or at.

Home insurance coverage options in South Carolina

Home insurance coverage options in South Carolina? Find out in this review of the . The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. The covered events covered will vary depending upon the policy. Some policies provide only basic coverage or some coverages are not available in all states. Purchase Nationwide life insurance coverage online through . The Princeton National Life Insurance Company (NJNL) insurance is one of the largest South Carolina life insurance companies. It is one of the oldest South Carolina life insurance companies and operates in two separate companies through a special branch of subsidiary, PinnacleQuote Insurance Services. NJNL operates in all areas of the state, with policies issued in all 50 states. In addition to life insurance, NJ.

Average homeowners insurance cost in South Carolina

Average homeowners insurance cost in South Carolina is  $14.95/month. That’s about $68 per month for a two-bedroom house and $75 per month for the best monthly bill you can afford. On average, homeowners insurance in South Carolina costs about $14.50/month. Remember, though, that South Carolina homeowners insurance rates may rise or decrease when you move states, so you should always compare quotes. A lapse is when your insurance lapses and you’re not insured anymore. An insurance company will charge you a different premium if you settle for the first policy they offer and cancel your other terms. You could be on the hook for tens of thousands of dollars out of pocket for insurance lapses. Get a from GEICO, a one-time offer after you get past a failing safety inspection. GEICO offers a wide range of discounts and rewards those who stay with them with a discount on car insurance. If you pay upfront, you may be able to save money and still.

Homeowners Insurance covers:

Homeowners Insurance covers: • Auto • Home • Business • Life • Long Term Care • Pets (Not Applicable) Insurance: Other / General Liability (Not Applicable) Property & Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Bluegrass State. As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance .

The Best Alabama Home Insurance Companies of 2020

The Best Alabama Home Insurance Companies of 2020 As you can see in the chart above, Progressive is the best insurer in the state of Alabama for home insurance, receiving an overall high of 43.1/100 for the percentage of complaints and how many complaints it received compared to other carriers. To determine which options are available, we went through the home insurance company reviews to take an  to show you the company’s reputation, and the company’s financial strength, as of 2020. This chart shows how Progressive ranks in the categories of best home insurance companies, with the average cost of premiums being $1,063.85. All insurance products advertised on  are underwritten by insurance carriers that have partnered with , LLC. , LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s.

COMMERCIAL Insurance

COMMERCIAL Insurance (please specify which insurer you choose) Alabama Alamance Insurance Alhamann , AL (BA, AHU, HI, ID and MD) Alba, AL Alba Insurance Agency Alba Insurance Alba-Lutzer, AL Alba Insurance Company Andrea, AL Arbella Insurance Arbella Insurance Co. of Barbour, AL Barbour Insurance Co. Alba Insurance of Alabama Barbour is a full-service independent insurance agency in The Yellowhammer Triangle, Mobile Alabama. At Alabama State Insurance Agency, it is our job to make sure our customers are getting the lowest rates on all types of insurance and personal vehicle related services. A good insurance agent or personal advisor will help with any questions or concerns you may have along the way. Our licensed agents.

The Best Connecticut Home Insurance Companies of 2020

The Best Connecticut Home Insurance Companies of 2020 - Selecting state rates How to switch states Why would a person choose an insurance company? In every state, you need a car insurance policy that meets your specific insurance needs. Connecticut is a strong state in that it only requires auto insurance. The minimum coverage required is the same as the state minimums: $15,000 per person and $30,000 per accident in bodily injury liability and $10,000 in property damage liability, as well as $5,000 in personal injury protection. This includes uninsured motorist coverage which adds to the liability limits for you, the insured party’s fault property damage. Here’s what you need to know about each type of insurance coverage insurance policy. Car insurance is actually required in most states in the US, but there are exceptions: for example, people driving commercial vehicles in Connecticut are also required to obtain insurance on licensed drivers if a car is registered as a registered use.

Common causes of home insurance losses in South Carolina

Common causes of home insurance losses in South Carolina include: Floods and hurricanes can cause insurance prices to rise for homeowners, resulting in some companies charging higher premiums than others. This can be due to factors beyond your control; storms, tornadoes and hurricanes can do damage to your home. To maintain cheap auto insurance in South Carolina for , review companies that specialize in South Carolina home insurance. is a best-selling resource for over 3.2 million consumers. The state is home to more than 1.3 million educational institutions and more than 2.2 million churchgoers, all of whom take active religious or spiritual courses. The state offers a variety of financial relief programs and policies for financial relief. If you have assets that you can’t afford to replace, consider offering a smaller amount of coverage. This can reduce the amount you have to pay for covered losses and provide more certainty in the future. South Carolina homeowners insurance is typically affordable. To find out more about the South Carolina insurance requirements, visit the . For more help finding cheap home.

Insurance types

Insurance types are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier.HomeInsurance companies are not responsible for the products they offer.HomeInsurance rates and covered services are subject to policy terms, conditions and exclusions. Homeowners insurance protects a person and property when they are injured or killed on your property, and covers you for any additional risks and damages. In the event of, the insured, and their passengers, must pay to recover this benefit. Property Protection - The insured, passengers and occupants of your automobile. Depending on their age, the limits of the protection are higher or lower. The only.

The Best Homeowners Insurance in Kentucky 2020

The Best Homeowners Insurance in Kentucky 2020 Insurance Info Services. The Best Homeowners Insurance IndianaHomeowners Insurance Company has earned the honor of being the number one rated carriers in the country for 2018. Indiana Homeowners Insurance Company is known throughout the state for its commitment to local communities and providing its customers with quality insurance. Homeowners insurance is a necessary expense to protect your investment when disaster strikes. You can’t predict the future, but you can learn about the risks you face. The best home insurers offer a variety of coverage options to meet your changing needs. You can start the process of comparing home insurance rates online using our free, fast and free online quotes tool. Once you’ve picked a policy for your home, find out just how good your home rating is. You can also start searching for insurance rates in your county by checking with the carriers who sell policies here. Home insurance policies usually cover personal and business liability. However, there is often a separate policy specifically for homes. That is where.

Home insurance will protect your property!

Home insurance will protect your property! Life insurance is one of the most affordable kinds of insurance. That s true if your loved ones are insured and what you have. There s no one right answer for who you should pick. That s a tough combination. Choosing the best insurer for you is the best way to handle it, but looking at any company will give you a deeper understanding of how your insurance company determines your premiums. Before diving into the information provided in the article below, be sure to read your policy or read through your insurance agent s guide. The top two companies offer lower premium rates than the ones at the other firms. We looked at the most popular premiums in the nation and took steps to get those numbers. Here are their top five companies, based on their average premiums. A.M. Best ratings give AAA its top financial outlook, with an Aa1 rating and the top score in the U.S. This company is the one with the highest financial stability ratings in the industry. AAA has been in.

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my insurance was cancelled due to nonpayment

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my insurance was cancelled due to nonpayment

my insurance was cancelled due to nonpayment. No problem since I don t owe more . Thank you . Thanks for the info I didn t know . There is another solution, contact our customer service at 800-777-5620. I m having a hard time with your comment that I just need an accurate name. I do not know the name of where to do this. Hi, My husband and I have been searching for a car to replace is this correct? He has a lot of credit and it appears he needs to get a new license. I know he also has a . Can I at least change my insurance with another company that does this and i would love to know . I just received my license back but the pay for the car is late? So I could change to this name? Thank you!! Did you buy on your driving record? I want to purchase a car on my dad s? I m not sure which insurance companies he has as the car is a used only the same as my car but I. my insurance was cancelled due to nonpayment of my bill. The agent I spoke with said they do not allow this. He was very angry and said he would pay me a refund. He threatened and physically hit me if I did not pay. A day later he faxed an email from ABI stating I am not covered, that would cause my auto insurance to not be paid for. When I tried to work with the agent I had a problem because I was trying to file a claim with my auto insurance with the wrong company. The insurance agent said to not tell their mistake as I didn t have any record of their policy. He said after I took this insurance, they will tell me on and if anything we can get this covered under our policy. After that I am trying to think more on my business and they seem rude. I also have insurance with some different companies for free as well, I was looking to purchase a car without anyone knowing about it and was put on hold for two days trying to make sense and I was. my insurance was cancelled due to nonpayment. I asked to speak to my insurance representative at my insurance company where I was given the policy holder (the claim). I was told that the claim was not covered. They said I am not covered when I have insurance. They also said that you can cancel the policy at any time. I tried to call the insurance company and they were not clear but they sounded very nice and professional. The claim did not go through and they said that I could not be on the phone. I was furious that they didn t let me contact them with a refund. It was horrible that I had to be put in some sort of situation. My insurance company told me on a whim that I could not get the insurance. The call center was very rude and did not call me. My agent was rude, didn t answer my phone. I have been with the company before, but this experience has been quite the worse. They tell me that I can either send in my insurance card or my policy information.

Auto insurance medical coverage

Auto insurance medical coverage that can be customized to meet . $50 for each guest. No car or personal possessions may be insured. All guests will need to be covered. Each household can rent an unoccupied home for less than $400 a month. You re on the hook for the first month’s worth of premium. But you can opt for a better rate by waiving the coverage and only paying the cost you just paid. If the price is too good to be true, you can buy a policy that offers full coverage. But the price might not have all the details. You ll likely be responsible for any accident that costs more than what your insurance won t cover — so you ll want to insure yourself and your car for full damages to no matter your policy s limits. You may be responsible for the cost of the repairs. If someone else causes a car accident and injures you, you could be liable for the cost of the damage, which can be $5,000 or 100,000..

How many times can car insurance be reinstated

How many times can car insurance be reinstated? In general, a company’s ��restoring” the maximum policy limit is usually possible after a 30-day . However, in the event of a ‘no-fault’ state, the insurance company must pay your claim as well. Here are the that you can use to reinstate your car insurance in Colorado: However, the first thing the car insurance company will pay will be more than the limit they set out. So be sure to so you’re getting the auto policy to replace your car the full value. It’s a very common practice that the car insurance company will “steal” your claim for less than the limit they have set for a policy. The best way to find out if a company will reinstate your car insurance in Colorado is to file an SR-22 with the Colorado Division of Motor vehicles. This filing has the potential to help ensure that all drivers are protected and prevent the insurance company from.

“Insuring you, when others won’t!”

“Insuring you, when others won’t!” The other part of BOP is a guaranteed issue and guaranteed issue life insurance. This is the most common and unique way to insure a certain amount of coverage, but many insurers are already offering guaranteed issues life insurance that doesn’t need to be called guaranteed, even if you purchase it through an insurer that does offer it. We work with many top-rated life insurance companies including AIG, Banner Life, and Careers — and we work with hundreds more highly rated ones in order to get lower rates. So, while we’ve been providing our clients with the best life insurance rates for over 30 years, you can apply for any of these options and be assured you’re getting the best available price. The best part is, one of the most popular life insurance providers in the nation (that we are aware of) offers a whole new type of life insurance to offer you an even better policy for less. To qualify for a guaranteed issue policy, one not from.

What Happens If I Get Caught Driving Without Car Insurance?

What Happens If I Get Caught Driving Without Car Insurance? If you are having problems or if you are in a car accident and you are uninsured (you cannot drive the car without insurance) you should contact the auto insurance company immediately. You can call them at 1-800-735-3068 to start a claim or If you are an uninsured driver, contact the car insurance company before the accident to let them know that you want to be pushed to pay the remaining amount in the case of a total loss. If you have the policy for $700, you can ask for the insurance company to start the insurance claim, but you will have to wait until the investigation is complete to get the results. You can file a complaint in the form with the insurance complaint authority of the attorney of the driving record court, or in our online form. If you are not at fault and the accident causes $700, then you will have to pay $500,000 worth of damage. You will also.

Car Insurance Cancellation FAQs

Car Insurance Cancellation FAQs Can I cancel my car insurance if I don’t need it? In many cases, once your policy is canceled, you are not required to reapply again. However, if the policy is canceled based on non-payment of premium, you may face the following fines and/or criminal prosecution: $175 fine for first offense $350 for second or subsequent offenses $1,000 fine for third or subsequent offenses PIP or medical payments of $5,000 Uninsured/Underinsured Motorists: $10,000 per person Medical Payments of $15,000 per accident Motor Vehicle License Suspension: $12,000 per person Find the best car insurance for college or veteran drivers with A- (Excellent) grades and longer commutes in the Gulf State. Although the typical Gulfite’s total commute time is 1,639 miles, some drivers take an extended period to make up for the lack of time spent.

Car Insurance Cancellation Notice

Car Insurance Cancellation Notice* (If requested) (Car insurance cancellation notice provided on application) (Car insurance cancellation notice provided on application ) Non-renewal/ non-additional coverage for non-payment of premium (Alternative coverage is available with monthly premiums as shown on the non-guarantee form on the vehicle application) Registration Fee# Registration form fee $20 Monthly rate (If requested) Contact DMV and get assistance in 60 mins or less or get back on their next insurance (Please note that not all insurance agencies are licensed and this requires a monthly fee) Not available in every state No Longer requires to pay DMV in case of DMV car accident (notably) Not available in all states Not available in every state Find a car insurance quote comparison tool like Insurify to compare up to 10+ real quotes for your.

Missed premium payments + health insurance grace periods

Missed premium payments + health insurance grace periods and monthly payments + additional payment options. When you do everything the right way for you the first time, you are a proud husband and father.  You are ready to serve our nation.  We are proud to add great discounts to our portfolio.   Your premium will be the best and the  will be the  it is for all your families. If you already own a car but think you’d like to rent a car, you might want to consider renting a car. It’s common for people to purchase multiple types of car insurance. This is good news for you because you don’t need to worry about the cost of your car insurance policy. With the help of the , you can purchase as much as you want from your auto insurance provider. Here are a few reasons that may result in the best rates for you. If you’re looking for a high-quality.

Auto Insurance Cancellation vs. Non-renewal

Auto Insurance Cancellation vs. Non-renewal There is no specific policy that you are permitted to cancel your insurance policy at any point. So what is a non-renewal? Non-renewals are not automatically cancelled, they only effect the policyholder’s coverage once they become off of their parent’s auto policy. Auto Insurer’s Non-Renewal Policy Most insurance companies have a specific, non-renewal policy defined by their contract with your auto insurer. It’s very important for policyholders to understand the terms of their agreement before they commit to buying a car or paying for a home. One of the great things about a non-renewal policy is that you never have to meet a particular payment and state to declare the policy null and void. No one outside of a private carrier or auto insurer ever asked me how I resolved my auto policy. I never knew anyone would ask me how I resolved my auto policy. I never knew.

Car Insurance Last Resort

Car Insurance Last Resort: If you’re having trouble paying your insurance costs, you may be asking, do you pay any last-minute penalties? Last minute payments are an excuse not to pay. In fact, let’s look at the top three reasons for last-minute payments: If your insurance gets in the way, don’t pay when you’re stuck without coverage. If you’re trying to pay for coverage that will be replaced in the aftermath of a disaster, consider a different option. It’s better to check and see how you can get it. If your insurance doesn’t pay, you can still buy auto coverage. If your insurance is due for cancellation after a term, that means you will not be able to drive at the designated time. You may have to pay a reinstatement fee, but you probably won’t be caught driving without insurance for a period of time. Once your insurance lapses, you can’t stop.

Auto Insurance Deductibles Simplified

Auto Insurance Deductibles Simplified In New York New York allows auto insurance coverage companies to use your credit score when setting your rates. There are two ways to start: by changing your insurance company or filing a New York insurance claim. You can also go online and request a quote using our handy tool. By having a strong credit history, a clean driving record and good credit score, you can avoid hefty insurance premium. . Compare New York car insurance quotes to find your best rates New York, NY state minimum auto insurance is a compromise for most drivers. New York state minimum auto insurance requirements follow the three main rules: bodily injury liability, property damage liability and personal injury protection.   Drivers must maintain minimum liability car insurance coverage of: In New York: Drivers may decline to buy insurance but should be prepared to show evidence of financial responsibility. The minimum amount.

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who owns progressive insurance

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who owns progressive insurance

who owns progressive insurance policies can help you mitigate risk and improve your mobility while driving. In addition, progressive insurance can help you protect your favorite music player, personal property, and business property and personal liability insurance needs. Whether you’re driving from your hometown to a new address, or heading off to visit friends, it can be much worth the financial peace of mind knowing your current insurance policy is still strong. To be specific, there are a few ways your progressive insurance might help. Progressive offers a few different ways to protect yourself as a new driver. Some of these actions are not very disruptive to your life but provide some protection. Others only provide basic protection for a certain amount of time. For example, if you are operating without a car, there are some minimums that most insurance policies are not covering. Depending on how old you were when driving, and whether you have a high deductible, some policies provide additional benefits to your policy to protect you in the event of an accident or other incident. By using. who owns progressive insurance) will require an . For example, if you rent your apartment and have coverage through Progressive or if you own a home, you may need renters insurance in Florida. This is especially true if your home is on or near the coasts. If your home is located on the coasts or a region of the U.S. where more people need health coverage, an at-fault flood is a risk you may not want to get. In that case, you may have to look elsewhere. For example, people are paying on average $8,500 in insurance premiums statewide every year for their insurance coverage. This means most people need at least as much coverage as they ve paid for elsewhere. The most cost-effective way to save money is to shop around and to get quotes from multiple companies. The amount required to do so varies depending on individual factors such as age, location, medical history, the type of suit your carrier wants to offer you, your gender and so on. Getting cheap homeowner. who owns progressive insurance policies to ensure that they stay in business. This doesn’t mean that you should not take on the cost of their auto insurance. This is the point in most cases to make sure that you are not on your own or with your own insurance. As we mentioned earlier, you often have to think about the costs of your premiums when you compare insurance plans. For example, if you are looking for your auto insurance renewal and you start to move, you may be able to get insurance from your current carrier at that little to no cost. This was the best case. If you have some of the following coverages, you are probably not ready to move. You have a few options. You don’t have to wait for an auto insurance policy to expire. If you’re planning on buying another car, you can always add a more expensive one. Some auto insurance policies only offer car insurance. If you choose to have a larger amount of coverage, you could then decide that.

Other Insurance

Other Insurance Agency provides home insurance. How much does it cost to insure your home? Insurance premiums can vary based on a number of factors, including where you live. Your actual premium will be based on several individual. To be sure, they are completely impartial. Some factors that affect the quote they give are: - Whether or not you are eligible for discounts or incentives They are independent and do not operate in your state of residence. Your insurance rates will be more personalized. I got divorced in 2016. The insurance was a monthly payment. I feel like he (I know he is not a great insurance agent. They pay for themselves) I have a home in the city of Boston. I paid a late fee to go to the auto dealership and was going to a local dealership for an older home (he had no insurance. So, I just paid for the repair with insurance but my husband has this one that only goes $819 for a claim) . The car s was just.

Health Insurance

Health Insurance Company has been in business for over 100 years   and has been serving the insurance industry for over 50 years. has been involved in numerous insurance carriers and carriers and they have a wide range of ratings, such as: These are the insurance companies that have been operating under the direction of D.M.S.A., a group that provides information on insurance. Through D.M.S.A. we provide the insurance industry information and help you find free car insurance quotes online and on the web. D.M.S.A. is a financial information service that is owned by the United Services Automobile Association. This means that D.M.S.A. is dedicated in their business to ensure that the customer has the proper insurance coverage that they can afford. D.M.S.A. also provides information on a variety of insurance companies and agencies. D.M.S.A. helps the customer have the correct answers, and help is.

Progressive makes auto insurance affordable

Progressive makes auto insurance affordable for drivers who live in a high risk area, so they are willing to pay for upgrades after you are out of this state. With a new partnership with the Better Business Bureau we can connect you with a discount and one-time quote that is easy to manage and personalized to fit your lifestyle and needs. When you compare the prices for rates and see how much you can save the difference! With a policy from Progressive you are guaranteed to be happy the next time you choose them for you. From their high quality technology to the best customer service, everyone should shop with Progressive. You will not find the best prices anywhere else.  Our agents would be happy to help you find the very best coverage for you. I am looking for affordable car insurance with great rates? I want to switch to Progressive. My name is Lisa. I am a 29 year old female with no credit or auto loans. I have three roommates and one of their roommates is the sister. I am a California resident..

Life Insurance

Life Insurance Agent, is licensed to sell the personal parts of its insurance business as an insurance broker or agent in all 50 states and DC., in addition to licensed agents in Texas and Utah. All insurance products advertised on (the “Site”) are underwritten by insurance carriers that have partnered with , LLC. , LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website and/or the sale of insurance to you. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable.

Auto Insurance

Auto Insurance Company of Pennsylvania was founded in 1912 and offers insurance throughout the country. It is one of the best insurance companies for college students and their families. It is one of the best companies for drivers in the area for coverage, as well. In addition to individual needs, it offers . A high quality auto insurance company has a policy that benefits customers and provides you with top-quality and . The company also offers business auto insurance. We were also able to gain expert insight from one of the best insurance ratings agencies, the A.M. Best. This is a top-10 insurance provider for the vast majority of the U.S. The auto insurance provider has an excellent reputation among consumers. This is a reason why it’s particularly good as an auto insurance provider, and it’s one that has a better reputation than other insurers. This is why it is an excellent business auto insurance provider in the market. Besides, the  is an excellent choice for car .

Progressive provides commercial auto insurance

Progressive provides commercial auto insurance, including general liability, home insurance, life insurance, and business insurance in all 50 states, the District of Columbia, Puerto Rico, and many more. But before you invest in Progressive, we want to help make the process easier.  and we want you to be the one driving your ways. While there aren t many complaints over auto insurance, we do have a few complaints with  and auto insurance, especially if you’re buying a high-risk policy that does not offer the lowest rates. To understand how to determine if it is beneficial to  you are going to need to understand some of the more common types of factors that could lead to higher premiums. But first, we should understand some of the things car insurance companies will look at when calculating your rate. If your coverage amounts are quite low and you don’t have a claim history, chances are that your insurance company will be more concerned about what the is going to be in the.

Home & Renters Insurance

Home & Renters Insurance) is a brand of Inland Northwest Insurance Company, with its principal office in North Charleston, West Virginia. Inland Northwest s insurance division is a subsidiary for Inland North America, which is a division of Berkshire Hathaway, the country’s second-largest insurance producer. Inland Northwest is ranked as the 10th-largest insurer in the United States. As of April 1, 2018, Inland Northwest had an , and a claim settlement with the Department of State was reached. Claims adjusters took into account the claim payment for the accident, claims compensation and property damage. The department of state issued a certificate providing notification and a declaration that the Department had issued an order for a suspension of Inland Northwest’s group policy on March 16, 2019, which means the insurer will be required to withdraw its group policy by the end of 2019. While there’s no guarantee that a corporation will change or change its mind about a particular group policy, it may be a good.

About Insurance.com

About Insurance.com, LLC, is a licensed insurance agency in 51 states. For more information, please contact your state department of insurance or state department of motor vehicles or your local department of motor vehicles. Compare your custom life insurance policies starting at $16/month. We provide affordable life insurance coverage for all your commercial and personal financial needs. As a leader in providing comprehensive commercial insurance solutions to our clients, our team is committed to finding the right mix of tailored coverage and highly personalized service to our clients. We offer a variety of options for personal insurance and annuities, and we offer flexible retirement planning. By helping you purchase and use a life insurance policy through us, you will be in a much better position to make investments. Our staff is very knowledgeable and can help you find the perfect policy that fits your needs and budget. Contact your agent if you have any questions, or can’t give you a specific answer yet. There is many reasons you might not be privy to what you are told.

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do all tenants need renters insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :quotes-for-insurance.net

do all tenants need renters insurance

do all tenants need renters insurance, so it might not make sense to install an insurance policy in order to protect your assets. When you think of renter insurance, you might not know that the type of policy you own is not necessarily what your landlord has in mind. You’ll have to ask yourself if the insurance policies mentioned above cover what you will ultimately need to pay for your dwelling unit. Do you have personal property or possessions? Do a few things you can do if you need to get a renters insurance policy to protect yourself and your belongings in case the worst happens? If so, you may also need to buy some type of homeowners insurance and get an inventory search in order to figure out the policies and coverages that your personal belongings might fall into. Be prepared for any claims that may arise. If you don’t purchase renters insurance by the amount of your insurance premium, you may need to provide an inventory listing on your policy to have your personal property covered. If you don’t, you. do all tenants need renters insurance, including: To get renters insurance, please to determine if your tenancy is in the area that auto insurance will cover and if this does vary. If you don’t know, then by checking in with your current insurer, you’ll be able you’ll find this information. However, if you have an insurance premium that includes a coverage for your personal property, your renters property insurance coverage will pay for damage to your personal property. If the rental was in a high-visibility area of your home, or if your property was damaged from a natural, catastrophic disaster such as a tree falling by the building, then your renters insurance would have a different claim amount because it will typically cover the damage and replace the personal property that is damaged from a covered claim. The amount will vary between insurers. The is the amount of money you will be entitled to after your claim is settled after a rental. So far, you will need only a dollar counter to ensure you�. do all tenants need renters insurance policy, no matter what. They already have health insurance policy for themselves and they need renters insurance policy, no matter what. You need renters insurance policy, but just got on a short phone call by an agent. They spoke to me before they lost everything. The agent recommended that I go outside of the U.S and work at a home out in California, but they are still too small. The agent had to explain that my employer insurance for me would not cover me with a rental insurance policy because I would use my rental insurance and we could not rent a home. This would be my second time this time around. The person I spoke to had no knowledge of renters insurance policy and I was told that the company would not let me use their rental insurance. I told the person that I would find the most affordable option in the U.S.. They said they would, not only because of how much I was paying them for insurance but also because I never get a replacement cost. The agent.

Renter’s insurance offers liability coverage.

Renter’s insurance offers liability coverage. The coverage includes property damage liability, personal injury protection, and personal injury protection. What’s the best insurance for drivers with a DUI? While these are the minimum insurance coverages that drivers should consider, it’s often helpful to know what specific coverages are available. It’s vital as a driver that you have the coverages that you need to secure a suitable policy. There are many different things to keep in mind as you search for a policy, including your driving record, credit score and, of course, your location. Your auto insurance policy should provide you with enough insurance coverage to meet your specific state requirements in every state in the U.S. for your specific situation. Your policy can help you pay for damages sustained due to an accident that you cause. To ensure that all of your policy limits are met, make sure you have adequate coverage available in your state. There are numerous factors that determine your insurance costs for your state. There are numerous factors that determine.

Life Insurance

Life Insurance In addition to a full-scale standard auto policy, Nationwide would provide coverage for car rentals in both urban and rural locations. Nationwide offers a discount for people who travel with the company from time to time. Auto insurance Mainland Insurance Insurance has a strong emphasis on liability insurance, which is not available in most states. Nationwide’s liability plan is in the same class as the full-scale auto plan, but its coverage options are limited. If you have good driving records, you won’t need to drop your coverage. The National Association of Insurance Commissioners (NAIC) is an official regulatory body that reports monthly on the number of complaints to state insurance departments for car insurance. It has been charged with tracking complaints about car insurance providers. If you’re looking to upgrade your liability insurance coverage, they’ll offer you some choices. They also may recommend using more than the state’s minimum liability requirements. You’ll have your options. As.

What Happens If Renters Insurance Isn’t a Requirement?

What Happens If Renters Insurance Isn’t a Requirement? If you own a home and rent it out, the landlord will probably mandate you homeowners’ insurance. Some landlords require renters insurance in their property and liability coverage. Renters, homeowners and renters insurance is required by law in many states, with a caveat: renters insurance should be a requirement in other cases, and it’s a valid excuse when someone has an accident. Renters’ insurance doesn t cover damage, and it’s not a requirement when you have a lot of belongings. Renters’ insurance is also a requirement for some type of rental property, like hotel rooms or condominiums, but a fine-print policy or an added fee means all the money you put into your premiums won’t go towards making your rental insured. The best way to buy is to call and ask if they offer renters insurance in your state, for example. Some companies offer renters insurance as a rider that you can add to their policy to add your renters insurance coverage if.

The Cost of Renters Insurance

The Cost of Renters Insurance The following companies have some of the highest renters insurance quotes in California, according to Insurance.com: Many of the companies that earn top marks from consumers for cost and customer service are popular with renters insurance providers in California. But while many of these companies offer competitive rates, there are a number of providers who won’t match your personal rates with the best company that suits you best. Here are the cheapest providers we found and some sample rate quotes for renters insurance in California for three different companies: You could save up to ten percent on your premiums if you have multiple policies from the same company. Most insurance companies will charge $50 for renters insurance in the state of California. Renters insurance is a good solution for protecting your belongings and your belongings from theft, vandalism, and more. Whether you rent an apartment or you are just renting a room or a condo, renters insurance helps you protect your finances. It helps protect you from the unexpected if you cause a disaster while you are there, as.

Home & Renters Insurance

Home & Renters Insurance. However, if you are able to buy a policy through the website and have it in hand before purchasing car insurance, it will be more competitive if you opt for more coverage. The best way to get quotes for insurance is to compare prices and buy coverage.  There is a huge difference between having your driver’s license and not having a license and having insurance, so that decision will impact what is and is not covered.  That being said, if you own and drive a car, you are legally required to get insurance.  If you have a license, you will almost definitely be required to have car insurance.  While many states allow you to drive without a license, others do not allow it.  Most states require at least some car insurance to be covered under a policy issued by your driver’s name. It is imperative that you learn about some of the key provisions of your license before you choose to drive without insurance.  Some states have the process of adding a.

Auto Insurance

Auto Insurance Services, Inc. For over 25 years our company of insurance professionals have provided our customers with the most excellent service and cost effective policies. We are dedicated to providing our clients with competitive rates, great coverage options and comprehensive customer service. This organization continues its mission of helping clients save money by investing in quality benefits such as life insurance, employer self-funded health insurance, life insurance and auto insurance products. Our team has been hard working to put together a group of affordable life insurance policies for both individuals and businesses. At B.C., we focus on financial security and affordable health insurance policies. Our goal is to make purchasing life insurance as simple as it can be. B.C. Energy & Environmental Industries offers financial plans to individuals and businesses. We’re here to help you make your plans more economical and save. When you’re looking for affordable life insurance, your priority is not only your families’ financial future but also understanding your financial goals. Let’s face.

What does renters insurance cover?

What does renters insurance cover? The type of renters insurance policy that you are receiving is dictated by a number of factors such as the details of your policy, location, type of property, and even your credit score. The one thing that your insurance company will not be aware of is the fact that your property is covered with more than one type of renters insurance. That being said, renters insurance will cover a variety of damages and injuries to your personal belongings, including items stored in your home or any other building you own as well. As such, your renters insurance company will be well aware of anyone whom you may injure or damage throughout the year. For example, if someone else makes an entry onto your property to begin a new business, they may have insurance issues they are not aware of. The second factor that your insurance company is the one that determines if you are covered for liability or theft, is your personal use of your belongings. Your car is a perfect example of how your personal insurance could be compromised. While there is.

About Insurance.com

About Insurance.com is an independent, advertising-supported website publisher and provides a consumer comparison service. Disclosure: We re the Insurance Advisor of Concerned Parents of Massachusetts, representing over 100 national insurers for nearly 15,000 physicians, which include many of the same companies we represent at the same offices in Massachusetts. We have been helping parents learn more about health insurance for over 20 years, with comprehensive coverage, long family visits, the most extensive provider networks to choose from, and are committed to quality assistance on all those occasions. We feel like it s incredibly important that parents are educated on their options for health insurance and what they need. The Office at Home is an ever-evitable resource for the parents. In this case, we had the opportunity to speak with Dr. Glynn, a licensed insurance practitioner with expertise in health care and health systems. She answered some specific questions about her family plan. The family doctor, she made sure to explain the situation that we re dealing with..

Other Insurance

Other Insurance Company> Offered through Boulder Insurance Company If you’re curious about any insurance companies, please use our quick question search tool.  You ll easily find your company and rate on their website and we ll make sure you get the best and most affordable insurance rates for your area. Get cheap off your auto insurance policy now. You can receive as direct or indirect information via e-mail or text, as well as a detailed quote on their website.  In this section, we’ll discuss insurance companies as well as the type of policy offered and details on how to file an insurance claim. Our insurance experts understand all of your information, and they can find the company and insurance policy that best fit your needs. It only takes a few minutes to get an answer by email or within just the few minutes we’re sharing with you.  When buying a car, the main questions.

Renter’s insurance helps the tenants.

Renter’s insurance helps the tenants. Even though an emergency has arisen and you think a disaster is coming up, your house is a haven to take care of you if you can’t work because you’re hurt. In the past a tenant had to make emergency accommodations after fires were set, especially if a storm blew a tree onto the building. But in the recent past, some insurance companies have paid for emergency evacuation. Insurance companies do not always pay after you file a claim. When an insurer tries to deny a claim you can expect to ask for a letter from your insurance company stating exactly why. An insurance company has many factors to determine the quality of your claim. Some companies don’t accept coverage you may not be aware of, while others can’t take payment for your fire. They do not allow coverage or provide a written response. Even if you are completely certain your claim is right or was not properly documented when your landlord’s insurance company denied you a claim, they don’.

[hakelelius91]

how to become an insurance agent from home

BEST ANSWER: Try this site where you can compare quotes from different companies :4carinsurance.xyz

how to become an insurance agent from home

how to become an insurance agent from home. But I could be saving money on my car insurance fee by picking up a policy from Progressive. They are well priced, their customers really are nice, and an add-on like that offers insurance in your state is a great way for you to save money. They may be affordable for the amount of coverage your state requires but if you don t you should definitely check with your state’s insurance department before you make a decision based on the coverage you choose. I am a new person. I have a business. In June, I went to a family I know I would like to meet in my office to tell them how to choose an insurance package for my insurance company. And I didn t just want to do it that day, but I didn t think I would need to talk to an insured one of my friends about it. It s a great place to meet. No complaints, easy to get insurance and I can now see how I can save a lot more. how to become an insurance agent from home. To become licensed with AAA’s roadside assistance program, you’ll have to enroll for roadside assistance coverage. According to , drivers are required to have liability insurance: Uninsured/underinsured motorist coverage. This coverage helps pay for medical costs if you’re hit by an uninsured or underinsured motorist. In some states, your will also cover medical expenses if you get into an auto accident with an uninsured motorist. Underinsured motorist coverage. This coverage pays for your medical costs if you’re hit by an uninsured or underinsured motorist. This is an important coverage because other drivers are at fault and may also be considered a . Comprehensive and collision insurance. This coverage kicks in to repair damages to your car and may cover your deductible if you choose to go that route. Keep in mind that these are just the minimum requirements and can vary greatly from carrier to carrier. If you end up needing to file a claim, you can use this money to. how to become an insurance agent from home? Learn what makes an insurance agent (or agent) unique by reviewing so you can confidently make the right decisions. Today, I’s going to dive into why buying insurance is a great hobby for almost everyone. While not all hobbyists need insurance, many others just want the best price possible. That’s why it’s great to know a bit more about that can help satisfy the needs of your hobby. There will likely be a variety of different types of home insurance, and some of the most common choices may be: Now that we’ve gotten everything covered, let’s break down the pros and cons for choosing a home insurance agent. Pros and cons of choosing a home insurance agent. Many agents can be trusted to find the best fit for their clients. When you start shopping for home insurance, you’ll look for three types of categories of coverage: general liability, physical damage coverage, and your personal liability coverage. As you�.

How to become an insurance agent: Topics

How to become an insurance agent: Topics covered by a licensed insurance agent in Texas is: What is auto insurance? How is my credit score assessed when purchasing auto insurance? How can I reduce my rate for my credit? Learn more about how credit scores affect insurance in our analysis on the topic. From Business: We offer comprehensive and affordable insurance solutions throughout Austin. We can help ensure you have the right insurance plan to meet your specific needs and save. Looking for free Austin auto insurance quotes? Call us at 1-800-777-4456 To be honest, you would think that you’d enjoy the knowledge I have been given by Insurance and Financial Planning, and your knowledge and knowledge of the area. But, why should I be? I’ve never heard of insurance companies being any better than I have been in the insurance business for about 25 years. It’s a lot easier to find an insurance company to insure you.

Average Salary for an Insurance Agent

Average Salary for an Insurance Agent For an insurance agent, the cheapest option is to choose an employee and pay the agent monthly and yearly premiums. This will save them more money every month in the long run. However, the best plan is working with an agent who is in charge of your insurance needs. They will be much more helpful when you are negotiating insurance rate rates. With a full plan, you will be aware of your own needs. A complete policy is a great one. However, there is only one way to compare insurance rates. Make sure you get a plan. It is more cost effective to get it in print book or with online quote comparison tool. Your agent will have access to the actual insurance rate for you. You should not assume anyone knows about the insurance agent’s status. It is not a factor and they are not a factor. But what could go wrong? Insurance costs are high and it seems that the benefits paid to the insurance agent are a negative one, especially for some customers. The.

Insurance Agent Videos

Insurance Agent Videos SponsoredVideo Sponsored by AutoQuote AutoQuote vs. How did you get a quote, why did it work for you? Was the other info a major issue? Get Your Rates #blank#Let’s get really real from this one. If you are having trouble with an insurance agent who doesn t show good customer service, you re not alone. Here’s how your friend’s insurance was approved as compared to other claims: Auto Quote vs. Auto Quote Advantages or disadvantages? Compare Your Policy Pros Fair market value One of the most widely praised insurance companies. One of the best in the industry. Has an A+ rating with industry experts for claims satisfaction and claims paying process. Insurance company has an A+ financial strength rating with A.M How should I shop for a quote.

How To Start Selling Medicare Insurance

How To Start Selling Medicare Insurance In Michigan: This section provides general information on Medicare-related questions and to help you plan for your future. Michigan residents in 2019 must complete one of two things: (1) (or ) , according to or . and (2) . In all cases, however, the 2018 Medicare Insurance Premium Tax Credit is applied until 2020. In other words, no tax applies if your premium is set to exceed the amount of your Medicare insurance premium tax credit. However, for non-Michigan residents, your Massachusetts Medicare supplement, Medicare Advantage, or Medicare Part A/B Medicare coverage is exempt from insurance premiums and has no eligibility requirements. (2) . (i) (A) All insurers shall provide any of the following coverages to any other person as a result of their participation in or participation in the program of Medicare supplement, Medicare Advantage, or Medicare Part A/B Medicare coverage in which such person was: (1) (ii) a licensed agent or broker on behalf.

Insurance Agent Jobs

Insurance Agent Jobs in Oregon : Retired / retired / retired, all positions available. Co-Op / Co-Op Employee Benefits (all positions: full-time); Flexible working schedules; Pilot and/or training required. All contracts and coverages are subject to change. Oregon Home and auto insurance premiums are also based on age and location. This can sometimes have a substantial impact on the premium for a particular policy. The only other time rates are reflected by a personal driving record is when a driver is assigned to a policy. As such, it is important to compare policy premiums as well as the premium cost of those policies. Allstate Auto insurance companies can have a tendency to take a more lenient approach to filing claims in cases of driving while distracted, such as driving without the assistance of driving. The Insurance Information Institute says, “Insurance companies often consider the following factors when setting premiums: The defendant’s.

How Do Insurance Agent Rate Their Jobs?

How Do Insurance Agent Rate Their Jobs? The answer to that question should not be How can I get a cut? In all honesty, if the business does not have an active, competent and skilled insurance agency, they may be more likely to be involved in claims administration and ultimately have to make a claim out of other cases. With that said, it is not an absolute necessity to say something off topic – but, in most cases, should be addressed in the context of insurance claims and claims management. The fact that the business has been established, has continued to grow, to be owned by a partner company, and has invested significant capital and profits has caused the business to be financially viable over time. It is only in the past few years that the company has had to contend with major incidents that have put an immediate financial burden on the company and its clients. It is essential that this be a manageable part of the business, especially if business owners do not want to leave the organization with a large insurance agency. In some cases,.

Best States For an Insurance Agent

Best States For an Insurance Agent In 2015 Oklahoma began a program that allows insurance companies to provide a backup plan for agents and their staff. Backup plans provide funds to a business like insurance company or business organization to support a number of procedures for filing a claim. There is an excellent list of insurance companies that offer backup plans and what is available from certain companies is limited. There are two great resources for agents with the information below about their benefits as well as benefits. These are also the top recommendations for you and your agent: * If you buy an insurance plan on the Insurance Brokers of Oklahoma (OHO/OkC) you is getting more than your actual cash amount. It s not worth the monthly costs. You might have a more expensive car, maybe you need to work at a time when you’re having a difficult time. And that s not all! There is a full suite of coverage for auto insurance on offer from companies such as Farm.

Insurance Agent Demographics

Insurance Agent Demographics National Association of Insurance CommissionersTotal Market ShareTotal Market Share Nationwide7.2% Nationwide1.6% Nationwide1.6% Other Non-Employee Participation U.S. News & World ReportRankProvides Information on Automobile Insrate Nationwide7.9% Nationwide7.9% Nationwide1.5% Nationwide1.20% Nationwide1.40% Nationwide1.7% U.S. News & World ReportRankProvides Information on Motor Vehicle Tax Credits Nationwide11% Nationwide9.9% Nationwide1.3% Nationwide1.1% Nationwide1.4% Nationwide1.9% Nationwide1.9% Nationwide1.6% .

Top Insurance Agent Employers

Top Insurance Agent Employers Weekly premium is very competitive.  However, the higher premium doesn’t mean you will get the best insurance rates. The insurance rates increase after 30 or 60 consecutive years of a new insurance policy.  In the market for the first time, many young men don’t realize the cost of insurance until it’s too late. You’re also expected to save a lot of money at the beginning of the policy, even if your savings are low. If you’re older than 45, you may get a better deal under a plan of insurance. To learn more about when you qualify for a , check out this page. To determine the average cost for insurance under a group plan and a group policy, here’s a sample of quotes for the general population. When you have a group plan, you have a higher percentage of the premiums to pay on top of that. There are also a number of benefits to keeping the plan as a group policy.

Insurance Sales Agent Salary

Insurance Sales Agent Salary - 40,000+ Insurance Sales Agent Salary - 50,000+ A.M. Best Rating - Excellent Customer Support NerdWallet - Average Customer Support, Median Line of Sight between 4 and 7 Locations NerdWallet - Driving Deaths Reported by Residents Compared to Other States In order to determine more precise information regarding claims, NerdWallet analyzed accident reports in every state except California and New York. It s an indication of how different companies treat injuries and property damage claims. Where Consumers Watch Their Claims The bottom line is there is an average number of accidents that take place in the United States annually. There are a variety of things people do and say about their physical-damage coverage. Here are a few of those statistics, although they may not tell you much about what your auto insurance would do under the most extreme scenarios. NerdWallet understands that not everyone has an equally-strong understanding or a keen sense of how their auto policies were structured and how to.